#and asthma but I’ve been tested for that within the last 5 or 6 years and seem to be fine in that regard at least
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God I swear I’m not trying to be all doom and gloom talking about my health I know it’s annoying I just really need a break and everyone irl is already done with my shit bc I’ve been too anxious to go back to the doctor bc the last one told me I’d just have to deal with it and potentially get more surgeries and I’m 23 dude. It took nearly 3 years before my doctor even agreed that that surgery was necessary and it didn’t even fully fix my shit it just lessened the pain — which I’m grateful for, don’t get me wrong! But I haven’t had full limb function in my left arm since I was 15 and they made it sound like the surgery would fix it and then acted like I was overreacting when it didn’t. And my left leg has been deeply fucked for nearly as long, and at least slightly fucked at least since I hit double digits, and has gotten progressively worse. So like I know, I get it that I need to go to a doctor, but why would it go better now? What’s going to make a doctor take me seriously now?
I want to be angry, but I’m too tired.
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nisaadventures · 4 years ago
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Can’t Control Chaos
Sometimes, when life has thrown SO MUCH at you, when you feel battered and broken... sometimes all that is left are hope, love, and determination... or at least that is all I have left.
I don’t want to start the year off on a “bad note,” but this holiday season has been cruel... there’s a C word for you... Yes, of course there were good moments and I have so much to be thankful for... but the season has been cruel none the less.
I honestly have been avoiding really processing what is happening... denial of course... fear of jinxing it, hope, luck, a miracle... whatever you’d like to call it.
I think I also have just been tired... too tired to really answer when someone asks, “How are you?” Because really? I’m not so okay... I haven’t been for a long time...
***So some background***
In early 2020, my godmother, Josie (Mama Jo), had started complaining of groin pain. I advised her to consult her doctor to get it checked out. Based on what she told me and my previous knowledge in women’s health, I thought it might be an ovarian cyst. These are quite common and can cause discomfort similar to what she described. Her doctor’s first diagnosis was possible muscle strain... prescribed her some medication, rest, and sent her home...
The pain persisted and worsened over the coming weeks, so I told her to advocate for herself and have her doctor investigate further... The issues with the American healthcare system.... But lets not get into that right now...
By this time, March 2020, the COVID pandemic was hitting California and we were forced into shelter in place.
Her doctor finally ordered some tests and found an extremely large mass, about 20cm in diameter... She was immediately scheduled for surgery. You can kind of see where this is going... In surgery they removed the mass with some difficulty and we were informed...
... the big C... not COVID... Cancer...
No one could be with her in the hospital after her surgery, we couldn’t visit when she had to stay extra days to recover... but we could speak to her and see her posting on facebook. She was doing okay and surgery was “successful.”
Ovarian cancer is in the top 5 cancer deaths among women and accounts for more deaths than any other female reproductive cancer... Now the reason for this is usually because there are little to no symptoms and when it is diagnosed, it is usually a late stage... In a way, we were blessed Mama Jo was experiencing pain. Her cancer was discovered at stage IIA, meaning she had some spread within her reproductive system, but none to neighboring abdominal organs or lymph nodes... good?
So the next step was chemo. Another C... interesting...
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First infusion & cutting Mama Jo’s hair.
She was scheduled for a total of 6 rounds of chemo. Each round consisted of 1 appointment every Friday, for 3 weeks. 1 week of 2 drug infusions, and 2 weeks of a single. In total, 18 weeks. She handled it like a champ. Luckily she didn’t experience the extreme and awful symptoms, until her last round...
She started to feel the effects more and more as the chemo had gradually started to break her down. Finally, after about her 16th infusion, the start of the final round, her electrolytes were imbalanced, she needed a blood transfusion for low hemoglobin, and she was extremely pale, clammy, and easily fatigued.
Some STATS: currently the difference in mortality rate for ovarian cancer from 3 rounds (9 weeks) of chemo to the full 6 rounds is roughly 2-5%... Doesn’t seem like much when you consider the damage and side effects those 9 extra weeks cause... but that extra percentage is still a better chance... If patients experience more side effects after the first weeks, the doctor will stop treatment after 3 rounds...
Mama Jo made it through 5 complete rounds of chemo. Her initial scans were clear and we just needed to wait a few months for more follow-up scans.
She did it.
And in the best fashion, with THE BEST attitude. She has always been a positive person. You can always count on her to cheer for you, encourage you, and love you deeply. If anyone could make it through the big C, it was her... and she did!
So here we are... in the middle of another wave of this COVID-19 pandemic, living in the San Joaquin Valley, where hospitals are overflowing, COVID cases have rapidly increased, and COVID related deaths...
Friday, December 18th, Mama Jo, got tested for COVID-19. She had been symptomatic for a few days prior and scheduled a test to confirm. Her symptoms were very typical to COVID: upset stomach, diarrhea, cough, shortness of breath, body aches, etc. Mama Jo also has a long history of terrible asthma that is routinely exacerbated by changes in season, allergens, poor valley air quality, and illness...
She was positive... COVID-19... another C.
She was at home and on a regimen of several asthma medications, steroids, and regular breathing treatments to decrease her symptoms. Her oncologist saw her diagnosis of COVID and suggested she go to the ER if she continued to have symptoms... which she did... and finally, via ambulance, went to the hospital.
And that is where she has been... through Christmas and New years... She has run through all the treatments, transferred facilities, undergone all the tests, a slew of infections secondary to COVID... and here we are.
Part of me feels angry... part of me feels numb.... I move through the day knowing that I have to...There is nothing I can do, but trust that she is in good hands...
Hello 2021.
I’ve been tested. SHE has been relentlessly tested... we’ve all been tested in some way, shape, or form... I’m so done... and in those dark moments, sometimes all I want to do is give up... throw my hands in the air and say “FINE! You win!”
... and then... after my inner turmoil has had its opportunity to cry it out... after the water has settled... things become more clear... my inner voice... that voice deep... DEEP inside that speaks to you, keeps you going, motivates you, and sometimes kicks your ass in gear... well... she says I will be okay...
I have been through some great awfuls... but life will continue on and I will be OKAY because if there is anything I’ve learned from my Mama, from my Mama Jo, from everyone I’ve ever looked up to and been inspired by... its that I CAN do anything and I am so much stronger than I ever fathomed.
Can... another C.
So this is me... just leveling with you all. So much has been taken... but if there is anything I’m going to hold onto... its my hope for the best, my love for all those I care about, and my determination to continue... another C...
She’s the real champ... “C” what I mean? ;)
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Christmas 2018?
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Easter 2019?
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Thanksgiving 2019
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Christmas 2019
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Summer 2020
Mama Jo,
I know you can’t read this just yet, but I love you so much!
Love,
Your baby girl
Nisa
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theforce · 5 years ago
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presumptive horrible rotten case of corona: symptoms
presumptive bc i couldnt get a god damn test i live in new york and while there are testing sites all over the state and our state govt is doing what they can now, i don’t want to be the person taking away a test from someone else especially now that i am mostly better, most of this went down at the beginning of the month and i’m still dealing with the effects of it. 
there was a lot of confusion here even as recent as 2 weeks and we are the state that’s testing more than the rest of the entire country so here is my account of what went down w me, and honestly, what might go down with you or someone you know as soon as this reaches your state
1) i threw up all night long, thought it was a stomach virus, had a lot of stomach issues for like 24 hours, very strange i haven’t had a stomach virus in YEARS since i was a literal child, anyways right before i started puking up my life i developed this weird cough, it felt like it was from my throat, like i was trying to clear it? but it was often and annoying 
2) after my 24 hours of hell i felt feverish and exhausted but i chalked it up to being on the floor of the bathroom all night, exerting my esophagus and body to throw up the devil himself, i tried to sleep it off, i woke up a few hours later in a fog, i was shivering but i was also burning up, i couldn’t tell left from right, up from down, my fever was 100.3, at this point i had my mom call my doctor and make an appointment, she made it for me w the receptionist, everything was fine until 20 minutes later i got a call back from my actual doctor not the receptionist who was like, oh no not you’re not coming here with those symptoms baby and i was like ?? ok cool thanks, she said to keep watching my symptoms, slam some tylenol and if i felt shortness of breath to call or text her personal cell phone and she would get me set up at the nearest hospital i said ok sounds fucked up i mean i didn’t say that bc i was too fucked up to even speak, she also gave my mom instructions to keep me in my room, to not go near me, to give me a designated bathroom, to have food and water delivered to my door, my mom was like u dont gotta tell me twice (she has lupus) during this time my cough become dry and horrible, i could feel my lungs rattle, i would cough so hard and for so long i’d wake from my feverish coma to kneel over my bed and just let loose on the world, it felt like i was drowning, i couldn’t get enough air everything hurt, everything was sore 
3) things continued on like this for 5 straight days, i was literally in and out of consciousness, my fever got up to 102 and my mom said that if it raised at all from there we were going to the fuckin hospital and i was like listen la rona i know u wanna take me out but i havent even ever eaten a krispy kreme donut, please let me survive this i can’t leave this way, in that moment i literally had a fever dream of god herself, i said take this from me and i’ll stop being such a cunt in life. i started slamming hot toddy’s, i’d drink as much water as possible in between the time i wasnt literally trying to expel my lungs by way of my mouth
4) woke up from that whole ordeal drenched in SWEAT from my feet to my head i was soaked, it was gross, at that point i still had a sense of smell so let me tell you my last and final symptom should have kicked in a bit earlier but i checked my temp and it was normal! i didn’t feel like my head was going to explode! but i had new things going on i had a new stuffy/runny nose, my cough was producing some liquid which i proceeded to throw up into a mcdonalds cup i took a shower, i brushed my teeth, i felt like a brand new woman, i had cold like symptoms but i can live with cold like symptoms, i had an appetite for the first time in a week, felt like i could eat my whole family out of house and home given the opportunity, i’d lost 20 pounds in less than 2 weeks and ya girl was honestly, looking good but THAT’S A BAD WAY OF THINKING disregard please thank you, at this point i went into my doctor with a full on mask, gloves, hair pulled back, she gave me every test you can think of, most importantly a flu test which is all she could do since getting a test was impossible at this pint, which of course came back negative 
5) things continued like this for weeks, up until right now actually, exhaustion was gone, fever gone, cough still here and there but not like how it was, i’ve put on makeup in my room, i’ve watched every season of law and order svu, i’ve gone on drives in my car just to drive, i’ve tried to keep myself as busy as possible, 3 days ago the strangest, most inexplicable and hopefully last symptom arrived, a complete loss of smell and bc of that taste, i’ve tried smelling candles, essential oils, laundry detergent, canned meat, my brother lit a match with my back turned and asked me what the smell was, i ate extra hot cheetos, raw onions, shot of vinegar, there’s nothing there, i just hope it comes back 
during this time i haven’t been even close to my mother, who has lupus or my sister, who has asthma, i stayed in my room, i’m still in my room actually 14 full days out from the last time i left the house, one month since this whole thing started, i eat in my room, i use a different bathroom than my whole family, everyone talks to me from my door frame besides my little brother who also was sick but recovered super fast, he bleaches the bathroom after i use it, he puts all my food on single use plates, he brings me jugs of water and reminds me of what it’s like to at least talk to another person. 
on a more serious note, i haven’t touched another person in 20 days nobody has even been within 6 feet of me besides my doctor who was administering the only tests she could administer, fully decked out in a hazmat suit, she was scared for me, i could tell, she was trying to put on a brave face and downplay the severity of my symptoms but thank god for her, she’s checked up on me, she’s tried everything, she’s put in calls, she’s made herself as available as possible even though she’s probably going through the same thing with countless other patients, i worry for her, i’ve worried for my family, i’ve stressed beyond the point of no return which has for sure slowed my recovery and i was one of the lucky ones! all of this and my case was considered mild because i never really had trouble breathing beyond being choked by my own coughing. 
people have been there for me during all of this, in ways that are further reaching than touch, i have been very vocal about not liking when people touch me but i do look forward to the day i can hug my mom, where i can tell my friend to take a sip of my drink to see if she likes it, to have someone pat me on the shoulder and tell me to keep my head up or whatever 
hopefully im on the other side of this, my more at risk family members are about to be 14 days from the last time any of them were near me or my brother, they’re at the end of a long tunnel and i’m just so happy that maybe soon we’ll all see the light 
take care of yourselves
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mistyhollowpro · 7 years ago
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I was tagged by @goldendaydna​. You tricky person, you. e-e
Rules: Answer these 92 statements and tag 20 people. <- Imma break that last one.
THE LAST: 1. Drink: Water 2. Phone call: Insurance company.  3. Text message: Kung Fu Panda Gif 4. Song you listened to: White Noise by Femm. 5. Time you cried: Probably within the last couple of weeks.
HAVE YOU: 6. Dated someone twice: not even once <- You and I both, Day. You and I both. 7. Kissed someone and regretted it: I have kissed someone... My Levi body pillow. No regrets. 8. Been cheated on: Yep. This kid back in second grade cheated using my test. The asshat. e-e 9. Lost someone special: Of course. If anyone answered no to this, then what the hell is your secret?  10. Been depressed: Yep. 11. Gotten drunk and thrown up: I’ve been giggly before, but never inebriated to the point of not being able to drive. I’m still fully cognizant, and trust me when I say that I am so over protective of that shit. I won’t ever be the reason someone else or their family is harmed or killed. Ask @marichansensei​. She would tell you.
LIST 3 FAVORITE COLORS: 12-14: Blues, greens, and most recently, lilac. Just painted my whole room in that color. 
IN THE LAST YEAR HAVE YOU: 15. Made new friends: Yes 16. Fallen out of love: Yes... I unfortunately had to break it off with Eren of Attack on Titan. *Sniffles* You will always be apart of me. 17. Laughed until you cried: Of course. Don’t let me read funny auto corrects from iphones. I sound like I’m having an asthma attack mixed with crying.  18. Found out someone was talking about you: Yep. I work in a salon as an assistant leader. When someone isn’t doing their job right and I get on them about it, you know they’re bitching in the back. 19. Met someone who changed you: Uhh, not changed me per say. Changed a view point maybe, but not changed me. 20. Found out who your friends are: Yes 21. Kissed someone on your Facebook list: Lance McClain isn’t on my FB friends list, so no.
GENERAL: 22. How many of your Facebook friends do you know in real life: Just about all of them. 23. Do you have any pets: Four cats and a dog.  24. Do you want to change your name: My middle name, sure. Only because of where it comes from. Otherwise, no. 25. What did you do for your last Birthday: ...... Holy shit, what did I do? o-o I don’t remember. 26. What time did you wake up: 6:30 a.m. -_- 27. What were you doing at midnight last night: Reading fan fiction which is bad because I have dark circles, and I can’t have that. <- I have to steal Day’s answer here, friend. I cannot deny what I’ve done. 28. Name something you can’t wait for: VOLTRON SEASON 3 AND MIRACULOUS LADYBUG SEASON 2!!! Also, world peace.  29. When was the last time you saw your mom: Five seconds ago when she walked out of the room. 30. What is one thing you wish you could change in your life: This is a long winded, open ended question, but a short answer would be nothing. While I have many complaints and may not always be happy, I need to personally accept what I’ve been given and make the most of it. 31. What are you listening right now: The voice in my head.  32. Have you ever talked to a person named Tom: Yes 33. Something that is getting on your nerves: People at work who don’t listen to me, because they’re older, but still terribly immature and won’t do their job. If you’re 53 years old, you should not have a 22 year old telling you how to do the job right!!! 34. Most visited Website: Youtube or Netflix. I never go on cable anymore.
LOST QUESTIONS. I JUST PUT IN RANDOM INFO ABOUT ME 35. Mole/s: One on my toe. 36. Mark/s: I’ve got a scar under my lip, on my foot, and freckles. 37. Childhood dream: The childhood dream was to be a chocolatier. Not even kidding you. Charlie and the Chocolate Factory right here, friends.  38. Hair color: Auburn. I have a stripe of green under it though. Gotta make that a new color. 39. Long or short hair: I’d say mid-length for now. It’s past my shoulders a few inches. 40. Do you have a crush on someone: *Sighs*................ Listen, it is not my fault Bex-Taylor Klaus made me gay for her, OKAY?!
41. What do you like about yourself: My open personality and my stubbornness to never change myself, because of other people. 
42. Piercings: My ears are pierced, but I never wear earrings.  43. Bloodtype: I wouldn’t know. Get me a vampire. They can tell me.  44. Nickname: Misty when I’m online. 45. Relationship status: Forever alone. 46. Zodiac: Aquarius.  47. Pronouns: She/her 48. Favorite TV Show: Voltron, AOT, Nabari No Ou, Home Improvement, Friends, Owari No Seraph, lots more sitcoms. Wait, was I supposed to pick one? 49. Tattoos: None right now. I’d love a puzzle piece and black kitten for my brother and my cat, but I’d also love to go full Voltron trash and get all the paladin V’s.  50. Right or left hand: Right hand. I am that dominant gene. Fear me. 51. Surgery: Tonsils, stitches in my food, and most recently my wisdom teeth. 52. Hair dyed in different color: The little green strip.  53. Sport: Horseback riding.  54. (question wasn’t here) <- Well where did it go?!  55. Vacation: Japan twice. 56. Pair of trainers: Are you talking about pokemon trainers?
MORE GENERAL: 57. Eating: Noodles with beef. 58. Drinking: Water 59. I’m about to: Upload some Pance fanfiction.
Uhhh, where did 60 and 61 go???
62. Want: World peace and for children to not go hungry... But I could also go for some cookie dough right about now. 63. Get married: No.  64. Career: Right now hair, but I’m going into voice acting. 
WHICH IS BETTER 65. Hugs or kisses: Can’t argue either of these since I’ve only ever gotten a hug.  66. Lips or eyes: Eyes 67. Shorter or taller: Reach for the skies, friends! 68. Older or younger: Younger. Young people are cool, because their excuse of being children is because they are children. When adults act like children, they’re usually doing it because they aren’t getting their way, but have the money to sue people.  70. Nice arms or nice stomach: Arms to wrap around me in a hug please?  71. Sensitive or loud: Loud. I have an autistic brother, another brother, and loud parents. I can’t live without ruckus.  72. Hook up or relationship: Relationship. PLEASE.  73. Troublemaker or hesitant: That depends how far the trouble maker goes. Are we talking put whipped cream in your shoes trouble maker or I’m about to go rob a store trouble maker?
HAVE YOU EVER: 74. Kissed a Stranger: No? That’s called sexual assault, friend. 75. Drank hard liquor: Nope 76. Lost glasses/contact lenses: No. Can’t see without them. 77. Turned someone down: Yeah. I get hit on by men in their 60′s-70′s while cutting their hair. I reiterate: I’m 22.  79. Broken someone’s heart: In fanfiction, sure. I torture characters. 80. Had your heart broken: Yeah 81. Been arrested: No, but I’ve ridden in a cop car before. That was fun. :’) 82. Cried when someone died: Yes 83. Fallen for a friend: A crush once or twice, yes.
DO YOU BELIEVE IN: 84. Yourself: Yes, it’s just going to take some time.  85. Miracles: Yeah. 86. Love at first sight: No. Attraction at first sight? Of course.  87. Santa Claus: Don’t make me answer this. I’m in denial and I refuse to answer this.  88. Kiss on the first date: I wouldn’t mind it so long as it’s the right person. I’ve been raised with the idea first kisses and stuff like that go to the right person, hence why I’m 22 and still single. 
OTHER: 90. Current best friend name: Her name is Pidge Gunderson. Fight me.  91. Eyecolor: Brown. Mud.  92. Favorite movie: Spirit, Stallion of the Cimarron. 
@goldendaydna​ Why would you torture me with this much writing?! X’D
Feel free for anyone who wants to do this. I’m too lazy to tag. 
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tokyoteddywolf · 8 years ago
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Even More Russian Antics
ahahahahaha i can’t stop making these :D
updates, how to get kicked out of russia, and i like how they turned out. So have a laugh! (No skaters were harmed in the making of these little pranks. Possibly. Well, what else do you expect from Yurio???)
Enjoy 41-80!
333 Ways To Get Kicked Out Of The Rink And Russia Itself
1. Switch the drinks at the banquet with random condiment liquids.
   Yuuri was more than confused when he went to drink some of the fruit punch and found it was just watery filtered ketchup with lemons thrown in. Yurio was nowhere to be seen.
2. Hit people with pirozhki's.
This backfired on Yurio when Viktor's hair became a victim. He went MIA after said older Russian skater finally caught him….
3. Walk up to some old geezer and yell, “Grandpa! You're alive! It's a miracle!”
Viktor wouldn't stop sulking under the benches in the locker rooms when Yuuri tried this….
4. Dart around suspiciously humming the Mission: Impossible theme song.
Everyone was highly concerned for Phichit's mental state.
5. Buy several dozen fishing rods. Go on the roof and test them out, saying you're fishing for toupees.
Mila caught 35, Yurio got 31, and Georgi won with a staggering 108.
6. Hold Barbie hostage.
Yurio didn't really mind, Otabek was his friend after all. Besides, he quite liked the horrified looks of his fans when the Kazakhstan skater grabbed him as he sped by on his motorcycle.
7. TP as much of the rink as you can.
Nobody suspected innocent Yuuri to be good with his throwing arm, but almost every inch of the rink was covered in toilet paper. Viktor was automatically blamed.
8. Hide in the skate racks. Whenever someone comes to grab a pair, yell “Pick me! Pick me!”
Yuuko was incredibly unimpressed when the triplets pulled this prank on their father. However, hearing Takeshi scream like a child was worth it, and they all got ice cream that night.
9. Dress as Batman and burst into the rink screaming, “Come Robin! To the Batmobile!”
Guang-Hong was just extremely confused at Leo's antics, wondering if all Americans were this weird.
10. Challenge people to duels with wrapping paper.
It was the best birthday yet, in Viktor's opinion.
11. Buy several singing toy Viktor's from Amazon, and once you have them, set them up on the ice and get your friends to turn them on. Proceed to act like a conductor.
Yuuri was actually really good at anything music related. The impromptu concert certainly amused the others.
12. Go up to random people and poke them. If they ask what you're doing, inform them that you're trying to find out what they ate for breakfast.
Georgi got kicked across the room when he tried this on Yurio.
13. Leave cryptic messages all over Instagram as an anon.
Nobody knew Phichit could even scream that loud.
14. Skate around screaming “There's a dead body in here!”
Yakov was unamused at Mila's actions.
15. Go up to the Russian Fairy and say, “Yurio, I am your father.”
It wasn't even remotely funny for Viktor. It just opened up more wounds.
16. Make evil eyes at people and whisper “I am the Lady Of The Well…..i've been waiting...”
Minako's Halloween party was the bomb.
17. Ride around in a Barbie car and pretend to be a posh upperclassman, sipping vodka from a teacup and saying things like “Top hole!” and “By Jove!”
Yuuri should have never let Minako watch Doctor Who.
18. Start dancing like mad. Wave your arms and flop like a fish.
Everyone assumed Yuuri was drunk again. The ensuing dance battle was certainly better than last year.
19. Balance everything you see on the tip of your nose, fingers, on your forehead, and top of your head all while singing the circus song.
Otabek won with 4 water bottles, Yuuri's duffle bag, 5 pairs of ice skates, and Yurio, all while skating circles around Phichit, who was filming the entire thing.
20. Start singing songs through the PA system at the ice arena.
The entire skating crew all joined in on a perfect rendition of Stammi Vicino. The announcers were extremely entertained.
21. Blackmail your friend into giving you a piggy back and have them run around the town, screaming “The Russians are coming! The Russians are coming!”
The next GFP was certainly better prepared after Yuuri and Phichit gave the warning. Though Phichit on Yuuri's back was certainly a weird mode of transport….
22. Take a fishing pole, a bag of money, and go people fishing.
Georgi was still bored, and eventually caught Yurio.
23. Pretend to be Spiderman by running up walls and saving people.
Guang-Hong really had to get Leo to stop watching those superhero movies of his, this was getting ridiculous.
24. Pretend to have an asthma attack, and bite anyone who tries to help you.
Emil went to the doctor after Yurio pulled this stunt in Barcelona… that's what he got for trying to be a nice friend…..
25. Lie on the ground. Just lie there. It's guaranteed to freak people out.
Revenge for the Grampa joke. Yuuri was panicking like crazy when Viktor pulled this stunt after a failed jump.
26. Announce an ice sliding contest. Take off your skates and proceed to do just that.
The game had to stop after Georgi slid too far into the rink wall.
27. Put on a black ski mask and cape and run around declaring “Zorro has returned!”
Nobody was sure where Sara went during the hours when a masked vigilante ran rampant through Russia.
28. Protest against cat abuse.
Nobody knew what the fuck just happened after Yurio ran down the streets, completely drunk and screaming “Run my feline friends! Run!” at the head of a cat stampede.
29. Start a barbershop quartet.
Yuuri, Viktor, Chris and Phichit soon become number one on the charts with their hit song, When Drunk People Dance On Poles.
30. Dress in a trenchcoat and sunglasses, go up to random people, hand them marshmallow guns, and say, “You know what to do.”
Thus started Russia's Marshmallow War 1, thanks to Phichit stealing Viktor's clothes.
31. Go up to random people carrying a paper bag and say “Trick or treat!” When they refuse, give them puppy dog eyes.
Guang-Hong's legendary puppy eyes were something to fear.
32. Cover your hand with blue paint. Run up to someone, put your hand on their face and yell “A clue! A clue!”
Yurio's knife shoes were the talk of the town after JJ tried this on the Russian Fairy and subsequently had to go to the hospital for minor lacerations.
33. Scream really loudly and when someone asks you to be quiet, scream, “I WON'T BE SILENCED!”
Apparently, Yuuri was trying out a new anxiety coping method.
34. Grow out your hair.
Needless to say, Yuuri and Viktor disappeared for a little while once Viktor noticed how long Yuuri's hair had gotten… Yurio was disgusted.
35. Grab a can of whipped cream, find a bald guy, and spray it on him.
Yakov blasted Mila's eardrums for that one.
36. Start singing horrible karaoke.
Nobody's ears were ever the same after Mickey took the mic.
37. Loudly announce that you will be the one to win gold this year.
Yuuri actually didn't care, he just wanted to see the chaos.
38. Go magical creature hunting.
Yurio was unamused at Otabek and Phichit.
39. Run up to someone, slap them, and scream, “WHAT IS THIS?!? I THOUGHT WHAT WE HAD WAS SPECIAL!!!”
Viktor stared after Yuuri in horror, holding his damaged cheek. He was just talking to Chris!
40. Fall over and scream “Ah! The pain! The terrible pain!” When someone asks what's wrong, stand up and say “Nothing, why?” and walk away as if nothing had happened.
Chris just liked making people's days a little more surreal.
41. Dress up as an emo person, and whenever someone talks to you, scream, “WHY HAVE YOU COME TO WORSEN MY MISERY?!?”
“Mila, is Georgi always like this?”
“You'll get used to it, Yuuri.”
42. Host your own radio show.
Phichit and Otabek made a great commentary team.
43. Hide a walkie-talkie somewhere and whisper, “I know where you live.”
Yuuri's scream was worth it, in Yurio's opinion.
44. Run around Russia in a swimsuit singing “Surfin' USA”
Note to self, NEVER LET LEO NEAR THE VODKA. Phichit recorded the whole thing, and Leo became a meme.
45. Look for Narnia.
Viktor thought this was hilarious when he managed to pull a dazed Yuuri out of his wardrobe.
46. Release pigs into the rink labeled 1, 2 and 4.
They lost it when Yurio calmly taped a piece of paper labeled “3” on Yuuri's back.
47. Go on a road trip.
You've seen the official art, why are you asking me?
48. Learn to play the banjo.
Once again, Yuuri dazzled the Russian Crew with his music skills, and the ensuing hoedown inspired a new routine or two.
49. Go mattress surfing.
It was Phichit's idea, and it made Detroit a lot more fun than before, in Yuuri's opinion.
50. Hold a snowball fight.
Yurio was terrifyingly good at this.
51. Sing everything you say, and when questioned, inform them that you're in a musical.
Even Yakov joined in, and Musical On Ice was a huge success.
52. Play Human Dominoes
Otabek's day just got that much better.
53. Crash a party.
Episode 10, anyone?
54. Create a giant conga line.
Jesus, how many fans did JJ have???
55. Have a rap battle.
Nobody knew Otabek could rap that fast, but he did. Very well. He was, however, beaten out by Yuuri.
56. Get a pinata and bust it open.
Yurio had taped JJ's picture on it. It was a great stress reliever.
57. Dress someone up as a chicken.
Minami had no idea what was going on, but he went along with it.
58. Play frisbee on the ice.
It wasn't a problem until they nailed Yakov in the face.
59. Write angsty and gory fanfiction.
Nobody was the same after finding Yuuri's account.
60. Stage a riot.
“WHAT?! YURATCHKA DIDN'T WIN OVER JJ???”
“THOSE BASTARDS!'
“GET THEM!”
61. When someone asks for your help, begin to cry and say, “Why won't you people leave me alone?!”
Everyone was alarmed when Celestino burst into tears every time someone asked him for help on jumps.
62. If a skater with more than one gold medal comes within 30 feet of you, scream “GET AWAY FROM ME!!!” and run out of the area.
Viktor started sobbing when everyone careened away from him, even his beloved Yuuri. JJ was just confused.
63. Glare menacingly and hiss like a pissed off cat whenever someone comes near you.
Yurio had half the town terrified, with the glares, hissing, and raising of a leg with a freshly sharpened knife shoe attached.
64. Cover your face with cream cheese and thunder down the streets of Saint Petersburg chanting “We love bagels! We love bagels!”
Another reason why Yakov needed headache medicine after he forgot the breakfast bagels one time.
65. Run around singing, “I KNOW A SONG THAT GETS ON EVERYBODY'S NERVES!”
Yuuri hid in the lockers, only for the rest of the skater crew to bust down the door, still singing.
66. Dress up like a fairy, climb up a ladder and say to every person that passes by, “Your wish is granted!”
Drunk Yurio is best Yurio, until he started crying when he realized he was afraid of heights.
67. Ride in a Barbie sports car with Barbie in the backseat and say “Let's bust this joint!”
Yurio had to admit, that Viktor certainly had an interesting choice of vehicles to ride in.
68. Wrap a hose around you and scream, “AH! I'M BEING HELD HOSTAGE!”
The scary thing was, Guang-Hong wasn't joking.
69. Walk up to someone and act like you can read their mind, then say, “Sir/Madam… don't do that.”
Yurio was stunned speechless when Otabek told him this just seconds after he had come to the decision of cutting JJ.
70. Hit your head and say, “Shut up in there!”
Everyone was extremely concerned for Yuuri.
71. Act as though you're being beaten and fall to the ground, screaming and having convulsions.
Georgi's performance got a 10/10 rating from the rest of the skaters.
72. Swing on the banners.
Apparently, dance battles were not enough for drunk Yuuri, and soon the “Congrats On The Gold!” banner was ripped on the floor while Yuuri sobbed over his aching bum, and for once it wasn't Viktor's fault.
73. Grab heavy, but not too heavy objects and see who can throw them the farthest.
The game had to be discontinued when Seung-Gil calmly picked up Yurio.
74. Knock over all the tables at the banquet and scream, “EARTHQUAKE! EVERYBODY RUN!!!”
Phichit was having too much fun in California, and scared the living hell out of Leo when he pulled this.
75. Hold a 12 pack of vodka over your head and shout “FEAR ME AND MY ARMY OF ALCOHOL!!!”
Viktor and the Russian gang actually conquered a bit more territory for Russia this way, by invading towns and getting the villagers drunk off their asses.
76. Get popcorn and throw it at people, sneaking up to them unstealthily and screaming war cries.
Russia War 2 commenced when JJ threw the first kernel at Yurio.
77. Try on all of Viktor's old costumes and go to the rink and proceed to do the worst, overly dramatic impression of him you can manage without falling over in laughter.
If Viktor hadn't been laughing so hard at Yuuri and Yurio, he probably would have been lightly offended and possibly crying, but no, it was too funny seeing them flip their hair and say dramatic things in Russian, with Phichit recording everything.
78. Stare at the ceiling. See how many people look up.
Yakov felt immensely proud when he pulled this on his skaters and it worked.
79. Dress up as a ninja and go around karate chopping people.
Mari was quicker than she looked, and the only hint of a warning anyone got before they were chopped was a flash of dirty blonde brown hair and the smell of cigarette smoke.
80. Climb up to a tall place and scream until someone comes. If they try to get you down, scream, “HELP! KIDNAPPER!”
It was funny until Yurio realized he was actually stuck.
4 notes · View notes
jptufo · 5 years ago
Text
“I am not anti-vaxx. I just want safe vaccines. And I want robust science. And I want transparency in government. And I want independent regulators who are not owned by pharma.”
👏🏻👏🏻👏🏻👏🏻
Friends, read this below. Research. Look deeper. Please know that you get to make your own choices. We need to support one another in love and grace.
Not in fear. Never in fear.
(happy to send anyone who wants it a google doc full of research for you to start digging in for yourself.)
///////
ROBERT KENNEDY JR TRANSCRIPT from May 2019 speech in NYC:
Thank you for coming on such a rainy day. The pharmacist walked by and I don’t blame him for being angry because this is the biggest threat to their business plan. The vaccine industry when I was a boy was $270 million dollars. I got three vaccines and was fully compliant. Today it is a $50 billion dollar industry and 20% of pharmaceutical revenues.
But that’s at the front end.
At the back end are all the chronic diseases that the FDA says they think are associated with vaccines. A hundred and fifty diseases are now listed on the product inserts. The reason they’re listed on the product inserts is because the FDA has made the determination that these injuries are more likely caused by a vaccine.
This is the chronic disease epidemic.
I have six kids. I had eleven brothers and sisters. I had over fifty cousins. I didn’t know a single person with a peanut allergy. Why do all my kids have food allergies? Because they were born after 1989.
If you were born prior to 1989, your chance of having a chronic disease, according to HHS (Health and Human Services) is 12.8%. If you are born after 1989, your chance of having a chronic disease is 54%. And the FDA has said to the vaccine companies, you need to take a look at these diseases.
And what are these diseases?
They’re the neuro-developmental diseases, ADD, ADHD, language delays, speech delays, tics, Tourette Syndrome, ASD, and autism. The auto-immune disorders, Guillan-Barre, multiple sclerosis, juvenile diabetes, and rheumatoid arthritis. The anyphylactic diseases, food allergies, rhinitis, asthma, and eczema. All of these exploded in 1989.
Congress ordered the EPA (Environmental Protection Agency) to find out which year this disease epidemic started. And EPA did that study. They said it started in 1989. There are a lot of culprits. Many new things. We have cell-phones. We have PFOA (perfluorooctanic acid). We have ultra-sound. We have glyphosate. We have many other things. Our kids are swimming in a toxic soup.
We’re not saying all of those illnesses came from vaccines. But there is no intervention that is so exquisite and precisely timed as what happened when we went in 1989 and changed that vaccine schedule and raised the levels of aluminum and mercury, tripled and quintupled them. We went from the 3 vaccines that I had, to the 72 my kids had, and to the 75 that kids are going to get next year. And there are 273 new vaccines in the pipeline.
I went in and met with Adam Schiff. I’ve been a democrat all my life. What’s happening in the democratic party disturbs me greatly. But I was astonished when one of the leading democrats in our country, Adam Schiff, went to the internet titans, to Facebook, to Google, which has a $668 million dollar partnership with GlaxoSmithKline, the biggest vaccine maker in the world. They make drugs and mine your personal data so they can sell you more drugs. Schiff went to Pintrest, Facebook, Instagram, Amazon, all of them, and told them they need to start censoring information and complaints about a pharmaceutical product.
I said to Adam Schiff, “You know these are greedy companies. You know they’re homicidal.” Any democrat will tell you that. The four companies that produce all 72 vaccines that are mandated for American children, every one of them is a convicted felon. Since 2009, those four companies collectively have paid $35 billion dollars in criminal penalties and damages and fines for defrauding regulators, for falsifying science, for bribing doctors, for lying to the public, and for killing lots and lots of people.
Vioxx, a drug made by Merck, they knew it would cause heart attacks. They sold it as a headache pill. They didn’t tell people, you won’t have a headache, but you might have a heart attack. Of course, if they had, not too many people would have bought it.
So, they decided to keep it a secret. They killed a hundred and twenty thousand people minimum, probably five hundred thousand people. So I said to Adam Schiff, “What kind of cognitive dissonance does it require, to believe that this company, which is lying and cheating and killing with every other pharmaceutical product it makes, has found Jesus when it comes to vaccines?” Everybody knows you can’t sue a vaccine company. That’s why we had this gold rush explosion of vaccines beginning in 1989.
They have no incentive to make their product safe, other than their moral scruples, of which we know they have none.
What most people don’t know is that vaccine companies have an even more important exemption.
They are exempt from safety testing their products. It is the only medical product. The reason is that it’s an artifact of the CDC’s legacy as the public health service, which was a quasi-military agency. The CDC took it over in the late 1970s. That’s why people at the CDC often have military rank, like the Surgeon General. The vaccine program was initiated as a national security defense against biological attack. Because of that they wanted to make sure we could get vaccines out to the public very quickly if Russia sent anthrax over here. They wanted to remove all the regulatory impediments that would prevent the quick deployment of that product.
So, they said, if we call it a medicine, all medicines have to be safety-tested under the law, double-blind placebo, and follow-up for five years. They said, we can’t do that. We’re going to call them something different. We’re going to call them “biologics.” And we’re going to make it so they don’t have to be tested at all.
And when the industry exploded in 1989, they took advantage of this loophole when they brought all of these new products to market. Not one of the 72 vaccines on the schedule mandated for our children, have been tested with a placebo.
That means that nobody can scientifically tell you what the risk profile of that product is. Nobody can tell you that product is going to save more lives than it will take. There is no scientific basis whatsoever. How can we as a society, a government, a democratic party, be mandating products for our children when we cannot tell what the risk is of that product?
Now, all of the vaccines on the schedule, and all medical products, are required to list whatever safety testing they do. Not one of these has ever used a placebo. But some of them do safety testing anyway, like the polio vaccine, for maybe 48 hours.
The hepatitis B vaccine that is given to every child in this country on the day it’s born, they observe for 5 days. That means if a child dies on day 6, it never happened. If a child has a seizure on day 6, it never happened. If the baby gets food allergies and is diagnosed three years later, or autism or an auto-immune disease, it never happened. That way they can say it’s safe.
The weird thing is that there was one vaccine, the MMR vaccine, that all of this hoopla is about, it’s the only vaccine that has no safety testing listed on the insert. And for many years, Del [Bigtree] and I have been saying, “that’s weird.” Do any exist? What happened? So we sued HHS. We said, “where is it?”
Three weeks ago they gave us the safety testing. There were 800 kids. Normally you have 20,000 kids or subjects in one of these. There were 800 kids in 8 different categories. For a drug they are going to give to billions of people. The testing lasted only 42 days.
But 50% of the kids who were involved in that study had gastro-intestinal illnesses, serious ones, some of them for the full 42 days. 50% had respiratory illnesses, some of them for 42 days. This is a product that is worse, according to its own record, than the illness it’s pretending to prevent.
Maybe there are people here who are anti-vaxx. I am not anti-vaxx. I just want safe vaccines. And I want robust science. And I want transparency in government. And I want independent regulators who are not owned by pharma.
At the FDA, which is supposed to protect us against these products, receives 75% of its budget from the industry. The World Health Organization (WHO) receives 50% of its budget from pharma. The CDC is a pharmaceutical company. It has about $5 billion dollars a year that it buys and sells vaccines. And individuals within HHS who worked on those vaccines at taxpayer expense, if they worked on them, they’re allowed to get royalty payments.
Every vial of Gardasil that’s sold, there are people within HHS, high-level individuals, who are collecting $150,000 a year in royalties. And HHS and NIH own part of that patent and are collecting money every year. These are not regulatory agencies. They are appendages of the industry.
They don’t want to hear about this. The reason they call you and me anti-vaxx is it’s a way of shutting us up. So they don’t have to debate these very serious issues about vaccine safety. So they don’t have to debate the science.
And they’ve bought off the press. They put $25 billion dollars a year into advertising. We’re the only nation in the world, other than New Zealand, that allows pharmaceutical advertising on television. And they’ve been able to buy the press in this country. They’re not only selling ads for their drugs, but they’re also dictating content.
Now they’re telling us they’re going to censor Facebook because they want to get rid of misinformation about vaccines. We’re just talking about science. We’re giving them peer-review. You’ll never hear peer-review from a vaccine proponent. What you’ll hear are appeals to authority. What does that mean? It means that vaccines are safe because CDC or WHO says they’re safe.
But do you know who the ultimate authority is? It’s the Institute of Medicine. That is why Congress named the Institute of Medicine to be the ultimate authority on vaccine safety. And do you know what the Institute of Medicine says? It says there are 150 diseases that they think are caused by vaccines, and the CDC has been directed to study them. They said that in 1994. CDC refused. They said it again in 1998. CDC refused. They said it again in 2011. They say it every year.
The Institute of Medicine says we have no idea whether these vaccines are causing this huge chronic disease epidemic. That is the ultimate authority. Not WHO. Not CDC. And the only way they can deal with these arguments is by shutting us up.
The vaccine misinformation is not coming from us, it’s coming from them. How many of you have heard the networks report that 80,000 people died of flu last year? You know what CDC’s data said? And CDC told the networks that number. I don’t blame them, but the press is supposed to check. My father told me, people in power lie. And you’re supposed to check on it. You know what CDC’s own data said? 2300 people died of flu, not 80,000.
How many of you have heard that the death rate for measles is 1 in 1,000? CDC told them that. CDC’s own data says that it’s 1 in 10,000 people and 1 in 500,000 Americans. That’s what CDC’s data says. But that’s not what you’ll hear from the networks.
Any of you who watched NBC the other night saw Lester Holt. All of the news shows have become advertisements and they’re all part of this orchestrated frenzy that we’re terrified of measles. And we’ve got to get this vaccine and we’ve got to pass this mandate. Lester Holt is sponsored by Merck, which makes the vaccine. Lester Holt showed a frightening picture on his show of a baby that was afflicted by these terrible measles bumps. It turns out it was fake. He had to fake it. He’s never apologized. NBC never apologized. That is misinformation.
And Lester Holt is sitting there saying we’ve got to shut down this misinformation about vaccines while he is the primary promoter of that information.
This industry has been able to disable all of the institutions of our democracy that stand between a greedy corporation and a vulnerable child. As Del pointed out, they are the biggest lobbyists on Capitol Hill. There are more lobbyists than Congressmen and Senators combined. They give double the amount of oil and gas. They give four times what defense and aerospace give.
They own Congress. That’s why Congress will not subpoena Bill Thompson, the chief scientist at CDC who says they’ve been lying to us for all these years. They’ve been destroying data. And they won’t call him in and question him.
They have been able to disable the regulatory agencies through capture. Those agencies are now sock-puppets for the industries they’re supposed to regulate. They’ve been able to neutralize the lawyers by making it illegal to sue a vaccine company. The lawyers and the courts are gone.
They’ve been able to neutralize the press, all press scrutiny. Now, they’re neutralizing the internet. They’re shutting us down so we cannot speak. So that nobody has to listen to the truth. So that nobody has to read the peer-reviewed science. So nobody has to listen to the questions.
The last thing standing between the corporation and that little baby is the mom and the dad. And this greedy industry cannot stand that mother who is going to stop her little baby from being vaccinated. From buying their product and then being hooked for the rest of their lives on Adderal, Epi-Pens, Ritalin, the anti-seizure medications, and the Prozac they get at the back end of this insane industry.
And what do the democrats say? Well, there is no such thing as vaccine injury. It’s all an illusion and these women are hysterical. And they’re so easily deluded. But these women know what happened to their child.
I would say it’s time for the Democratic party to start listening to women. And what happened to the central, fundamental plank of the democratic party? My body, my choice!
And why is our party advocating censorship?
And why is our party in bed with one of the dirtiest industries in the history of mankind?
We need to take our children back. We need to take our country back. We need to take our democracy back. Thank you.
photo: Mae Flick
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sparklyeaglepoetry-blog · 6 years ago
Text
Car Insurance Liability who should pay?
"Car Insurance Liability who should pay?
in florida it is no fault as it was my vehicle her insurance company wouldn't pay a role at all.  It all goes on my insurance.  She was in the wrong hitting the pole.  it caused 6K in damage and its my insurance that will go up and it will be my car that is devalued having been in an accident.  It is a 2003 Envoy SLT - around 28K new with only 30K miles on it. LIKE NEW.. it will be fixed but I shouldn't have to deal with more insurance costs and devalued car.  She was in the wrong even the officer said so at the scene.  I think she is responsible.  She elected to drive and was in control of the car.
BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 
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Can anyone please help me. I am looking for a small engine car cheap to buy that has cheap road tax , prefarably the 35 a year bracket and cheap insuarance. I am a new driver on a very low budget. I have about 1000 - 1500 to buy the car. As this will be my first car I dont mind whatever make it is, as long as its cheap and takes me from point A to B while gaining experience. Thank you all in advance.""
Which 600cc motorbikes are the cheapest to insure?
I am 19 years of age and have recently passed my bike test, and am looking for a 600cc fairly nice bike as i have been riding motorbikes since i was really young but i am just wondering if anyone knows of some bikes that are quite cheap on insurance and worth getting, many thanks.""
Car Insurance Liability who should pay?
in florida it is no fault as it was my vehicle her insurance company wouldn't pay a role at all.  It all goes on my insurance.  She was in the wrong hitting the pole.  it caused 6K in damage and its my insurance that will go up and it will be my car that is devalued having been in an accident.  It is a 2003 Envoy SLT - around 28K new with only 30K miles on it. LIKE NEW.. it will be fixed but I shouldn't have to deal with more insurance costs and devalued car.  She was in the wrong even the officer said so at the scene.  I think she is responsible.  She elected to drive and was in control of the car.
What is car insurance premium tax?
My car insurance renewal notice is comprised of the insurance itself (540.00), car hire (28.25), credit charge (48.30), and Insurance Premium Tax (34.10), giving a total of 650.65. Is the insurance premium tax some type of scam to get me to pay extra or is it a government tax, like VAT (I thought VAT would be included in the 540.00)?""
Car Insurance Gangsters :(?
Car insurance for me is $7500 for 6 months? That's buying my car twice !! Idk why I didn't wait and be patient. Now I feel like I'm stuck with this car that I just purchased because there's no way I can afford that kind of car insurance. That's just unbelievable. I've been researching and researching and I finally felt like I was ready to start driving. I see people my age on forums saying they only pay $200 a month so I figured I would be paying around there maybe even a bit more but $1000 a month? Smh,, I can't do that. I don't know what to do. Should I try to sell the car I just purchased? I signed the papers and all smh. That's just ridiculous. Almost $1500 a month smh. Idk what to do man, please give me some advice. Maybe there's a not so good insurance company that can insure me for cheap? I don't plan on getting into any accidents. I don't even think I want to drive anymore, that quote has me going nuts right now.""
What Insurance companies will cover a pizza delivery driver?
Ok, so I've been trying to find Work as a pizza delivery driver---I was able to find one job delivering pizza--but when I had called my insurance company and told them about the situation--they immediately said We will not cover any accidents you have while on the job delivering pizzas. Have a good day. So, my question is: What insurance policies do cover you for delivering pizzas?""
Can I change car insurance in the middle of a claim?
I bought a different car and want to change insurance companies but was iin an accident and they are currently paying my hospital bills. It wasn't my fault, as I was rear ended. Can I still find a cheaper insurance for the new car?""
Cheap motorcycle insurance company for young riders?
Anyone recommend any companies? I have blasted a fair few, including BikeDevil and Lexham (Lexham is in the lead though it does have a 600 excess). If you know any good companies of which are cheap please let me know, as being 17 makes insurance hard to find. Thanks""
What is the cost of AAA car insurance monthly?
What is the cost of AAA car insurance monthly?
How much will car insurance cost for a 17 year old in the UK?
I'm 16 years old, and 17 in a few months. I have a car already, in the garage. It's a Peugot 106, and my mum bought it for 350. I live in Newcastle, and I would like to know a rough price on the insurance? Realistically, around the region of 1000-3000 ect...""
Car Insurance Question..?
I don't have car insurance, but I have a driver's license. I am 16 years old living in Arkansas and I don't drive much. My parents have insurance and when they added me to the policy (of 2 cars), it went from $150 a month to $350, which we can't afford. We cancelled that insurance (with geico) and now have esurance, where my parents pay $135 monthly (with the same coverage), without me added. Should I be added on the policy, even though I don't drive much? If I'm driving and get in an accident, can I say that I was just burrowing my dad's car? Will I be covered under him then? (since i don't have my own car) I am confused. How does this work? thanks""
USAA Insurance on an RX8?
I am currently 19 years old and have a license with no infractions or anything like that. How much around would the insurance cost for a Mazda RX8, any of these years (2006-2010), for USAA?""
Cars cheap to insure for new drivers?
Hi, ive just passed my driving test and im looking for a little car to get me mainly to and from my boyfriends, to work and to uni. i only need a 1L, something small and nippy but also quite cheap to insure. i know it will still be quite high insurance with me being a new driver, im 21. any ideas? ive been looking at fiat puntos and clios etc, but im not very clued up about cars or what ones would be classed as 'new driver cars' thanks in advance for any answers :)""
Life insurance in depth?
how do insurance company's find out you have multiple life insurance policies if you say you don't have any
Insurance for an 2008 xb?
if i get a loan for a car through a credit company ..in order to get my insurance rate to go down can i put my dad as a driver? i mean as far as the dealer is concerned its paid cash since its paid with a check but my question is does my dad have to be on the loan to be the primary driver and me be secondary? or do i have to be primary..ive never been insured and in 22 and my dad cant buy the car because he has a pending social security thing..help!
""What are the cheapest companies to insure me as a 2nd driver on a 1.2 punto (MALE, 19, UK)?
I'm a 19 year old male living in the UK in Birmingham! I passed around a 2 months ago! The cheapest quote I found was 1600 on a comparison site but it's too expensive! Is it worth getting a tracking device and alarm and stuff fitted? How else could I lower my insurance?? Could you recommend any other cars I could get instead of a punto? (no higher than insurance group 5 and no more than 3000) THANKS! =]
Car insurance question ?
I am 17 years old and I recently got my driver's license. Our family's cars are covered under AAA's insurance policies. I want to know if I have automatically been put under our cars' insurance policies, and if I can drive my mom's car under her name (without her in the car) thanks""
How is mandating health insurance socialism? Why is no one rioting about car insurance?
Healthcare is still run by the private sector. Just more people will be able to get it. How is ensuring everyone has insurance socialized medicine? Healthcare is run by the private sector either way.
Can i sue my car insurance company.?
I have had an car accident and made a claim through my car insurance, however they have failed to compensate me for the accident and rather than compensating me they have cancelled my policy claiming that i had provided them with incorrect information, which were genuine minor mistakes on my part, however i did not find out about any of these indiscripancies until my accident as my insurance company had not initially provided me with documents showing all the information i had provided to them to make sure everything was correct, they only provided me with the certificate. Since they didn't provide me with these details and a form to sign to say all the information is correct. Are they allowed to cancel my policy as i wouldve corrected this information if i had found out about it. And do i have any grounds to complain to the financial ombudman.""
How much would insurance be for a 18 year old girl for a 2006 mustang?
I live in NY. I'm looking into buying a 2006 mustang (not gt). I've had my license for about two years. I will be on my parents insurance (state farm) but the car will be in my name and I will need full coverage. I have a good job but, I'm just looking for estimates on what it will cost me monthly or yearly.Thank you!""
Car insurance for a teenager?
How much do you think insurance will cost (adding another car to my parents insurance plan)
Is Globe life insurance any good?
I requested info from them, and after looking at their brochure, I think I would like to sign up for it. Is it really any good??""
Average cost of insurance?
what would be the average cost of insurance for a 16 year old male in georgia with an 09 mustang? with a honda accord? with a dodge ram? i guess really with a safe new sports car (cause the new mustangs are 5 star in all but one thing where they hav a 4 star in safety), with a new sedan, and with a new truck? thanks. and also how much might taking extra classes help lower the insurance? i mean defensive driving classes. and would being an eagle scout help any? i really don't know so im just thinking of things that might help. thanks""
What is the difference between term life insurance and cash value life insurance.?
which one is better if you are starting your own business. also how much time you need to have to cash it out all the money from the term life insurance. Moreover, what are the advantages and disadvantages of both of these options?""
What is the best car insurance company out there today?
I'm gonna get a car soon and I'm having difficulty picking an exact car insurance company to insure my car so I just wanted to read others opinion on what car insurance they think is the best.....if availabe tell me the pros & cons....
How much is insurance for a 2004 Nissan Maxima?
I'm 16 and this is my first car. I'm going to get liability and was wondering how much it's going to cost every month ? Thanks
Whats the best car i can get for around 3000 to 3500? london?
im 18 so one cheap on insurance. I want a fast, reliable car.""
Suggestions on cheap home insurance?
I'm looking for an economical home insurance that will be able to cover the inside only. I'm looking for suggesting, mostly not well known companies since they can be a bit more pricey.""
Car Insurance Liability who should pay?
in florida it is no fault as it was my vehicle her insurance company wouldn't pay a role at all.  It all goes on my insurance.  She was in the wrong hitting the pole.  it caused 6K in damage and its my insurance that will go up and it will be my car that is devalued having been in an accident.  It is a 2003 Envoy SLT - around 28K new with only 30K miles on it. LIKE NEW.. it will be fixed but I shouldn't have to deal with more insurance costs and devalued car.  She was in the wrong even the officer said so at the scene.  I think she is responsible.  She elected to drive and was in control of the car.
""Adding a driver to car insurance, average cost?""
if you add another driver to your insurance like your brother, or sister or son, who is a new driver, and your insurance costs $350 for six months already. how much do you think would be additional cost to this insurance as a result of this change? if you can share ur experience it would be nice. i know it all depends on the history of the new driver, but say the new driver did not have any accidents or anything. i need to get a general impression... Thanks in advance.""
""1yr with my license and I want a new car, will insurance be high?""
I have about 12 months with my license. I have had 2 accidents. One was from the snow last january, but I didn't hit any car. The second one was this september and it was for careless driving. Now im thinking of getting a used car by august. A car around 5-8gs, and im planning on financing it. And putting full coverage on it, because now I have a baby on the way. Does anyone think I should get a car or will my insurance be to much? How long should I have my license before I get a car around $10,000?""
What car insurance is cheapest?
For a 17 year old boy? Comprehensive, 7000 miles Best offer is a ford fiesta 2003 for 1.8k .. Any cheaper?""
""No license, but yes insurance?""
What happens if you drive a car that does have insurance but you don't have a license, and, lets say you crash.""
Insurance question: Uninsured car in accident?
My son (17) had permission to drive his uncle's car to the store when he was staying at his house. My son is in an accident and the car is totaled. I now find out his uncle does not have insurance on the car. Am I responsible for replacing the car? Does his uncle have any liability at all? I have full coverage on my cars. Will my insurance kick in at any point?
Can I insure a car that is already insured?
I am a new driver and want to insure a car, the problem is that car is already insured by my mom with AAA. I currently don't have the money to use AAA as insurance so I was planning to get some cheap insurance right now. Is that possible? Or what would you recommend?""
How much more is car insurance on sports cars vs regular cars for younger divers?
im kinda just looking for a general answer like 25% more or 50% more.... eg if it was a basic ford mustang how much more does insurance cost for that if im 20yrs old?
Auto Insurance for an 18yr old?
I'm 18 almost 19 and I am looking for an auto insurance policy away from my parents because I am about to have my own car in my name. How do I figure the rates for my own auto insurance policy because I am confused when I try to figure it out on the insurance websites.
What kind of car has cheap insurance?
What kind of car has cheap insurance?
Can anyone sugest a inexpensive private health insurance plan with low deductible and co pay.?
The insurance I have now is with golden rule through united healthcare my copay is 35$ and deductible is 5,000.""
Are mini coopers expensive to insure?
I'm 17 and I know I can probably ask this question to my insurance company but I'm trying to stay on the down-low for a while from my parents about getting a car. Obviously if I'm going to get a cooper, I'm definitely getting the supercharged S but am not sure if this would be too terrible to insure because I don't know if that's considered a sports car or not. Thanks""
Can I get car insurance without a valid driver's license in the state of Delaware?
1. My License was suspended due to an ERROR that involves the Division of Child Support Enforcement... 2. My Ex-Husband said he will pay for my car insurance if I transfer the car title & registration into my name (knowing that my license is temporarily suspended). 3. * My Ex is a Wilmington Police Officer in the state of Delaware. * 4. I believe my Ex knows that I will not be able to get car insurance (due to the fact that he is a Police Officer), therefore, that is why he is willing to pay for it. 5. Any help will be greatly appreciated!... Thank You!!!""
How much will it costs me to cancel my Car Insurance?
Hi guys, I pay monthly installments on my car insurance and renewed my policy on 2nd February. Anyhow to cut a long story short I've bought a house with my fiancee and I work in Leeds now, and figured that it's cheaper to buy a monthly ticket for the train than it is to drive there, so want to cancel my insurance asap. I rang my insurance firm and they didn't give me an exact cost, only an admin fee of 29.95 to cancel, but mentioned that it is carried out on a 'pro-rata' basis. What does this mean and how much roughly am I looking to pay? I pay 51.00 a month at the moment...I'm confused.com! Thanks guys!! D""
Health insurance for child?
i'm looking for a low cost insurance plan for 1 child. not medicaid or anything like that, but the one's i've found are about 200-250/month. location is north carolina.""
Is AARP's Homeowners/Auto Insurance A Good Deal?
Mom's insurance company made a whopping raise in her premium claiming they have been under charging her for 58 years! She wants to switch to AARP for homeowners and auto insurance. Are they a good company to deal with?
Can Switching To Geico Really Save You 15% Or More On Car Insurance? Is it the cheapest?
Can Switching To Geico Really Save You 15% Or More On Car Insurance? Is it the cheapest?
Car insurance on your parents policy?
my family currently has 4 cars on Geico insurance. Im 16 years old and when i got my license, the cost of our insurace rose to $1200 more a year. Now, im looking to buy my own car but my dad claims buying another car will raise it to $1800. Can someone explain this to me please? Does your insurance raise everytime you buy a new car? And is the fact that we have 4 cars making my share of the insurance cost more?""
Can the police seize a car off you in a petrol garage for no insurance when you have got in surance?
more info the police seized a friends car for no insurance when he had insurance to cover him to to use any car be cos it did not come up on the PNC as having insurance' on the car so can he get the car back for free from the police car Pound for free if he shows he insurance cover s hime to use any car . and is a petrol garage classed as a road help me wive this
Car insurance away at college?
A friend of mine who is away at school with me (200 miles from home) said he gets reduced insurance because he is away at school without a car. However, he is always driving his girlfriends car. He claims that its OK for him to do this. This sounds a little fishy to me. He is getting the discount because his insurance company thinks he isn't driving, right? If he wrecks his girlfriends car is he covered? I am worried about being in the car with him. I don't want anything defaulted onto my insurance in the case of an accident if its just him and I in the girlfriend's car. Let me know what you guys think!""
Canceling car insurance?
im 19 and have had car insurance for 4 months or so. i had a bunch of money from working with my parents.( own their business). well there business is bad due to the economy. plus a month ago i injured my ankle bad and it still gets a little swollen if im on it for long periods of time. so i cant get a job unless its one where im sitting and there isn't much with just sitting. so i have been thinking of canceling my insurance till my ankle is better and get a job then. my question is how much will my insurance go up when i get it again? my parents are saying its bad too do but i don't see any other option. if i don't cancel it the insurance and gas will drain my bank account in a couple months and i wont have a choice but to cancel it...
""If I reported someone for a hit-and-run, can my insurance company raise my rates?""
My Dad takes care of our family car insurance policy with Mercury. Recently, they have asked about an incident which matches the date of a hit-and-run which I reported to police. Someone backed up into my car while I was not-in-motion, waiting to turn left at a four way intersection. They refused to pull over or get out of their car, and sped off soon after, so I reported it to the police. Now, Mercury wants to talk to me about it. The problem is that my Dad is convinced they will use this against me to get more money from us, because I was the only party who reported the incident. I did not file a claim with my insurance company because the only damage was minimal. How should I best handle this? It seems absurd that doing the right thing-- reporting an irresponsible driver-- could result in a penalty for me, doesn't it?""
What should an 18-21 year old pay for motorcycle insurance? liability only?
if i were to get a motorcycle i would have to pay the insurance and i would like to know the cheapest but smartest way to do it.
Can a dying person get life insurance?
I found out recently that my terminally ill father-in-law has no life insurance, or only a tiny policy. How can we pay for a funeral?""
How many percentage in texas citizens buy life insurance?
how many people in texas buy life insurance.
Whats the cheapest car insurance company for young/newly qualified drivers in the UK?
I have just passed my test and have a car, but the insurance is ridiculously high, around 3,300. There has got to be cheaper quotes out there. Please help, thanks!""
Car Insurance Liability who should pay?
in florida it is no fault as it was my vehicle her insurance company wouldn't pay a role at all.  It all goes on my insurance.  She was in the wrong hitting the pole.  it caused 6K in damage and its my insurance that will go up and it will be my car that is devalued having been in an accident.  It is a 2003 Envoy SLT - around 28K new with only 30K miles on it. LIKE NEW.. it will be fixed but I shouldn't have to deal with more insurance costs and devalued car.  She was in the wrong even the officer said so at the scene.  I think she is responsible.  She elected to drive and was in control of the car.
Is it your own fault if you are in the USA and have no health insurance?
I am in the UK, and the impression I get is that many people in the USA blame the 46 million or so people in the USA who have no insurance for not having any. Is it your own fault if you have no health insurance?""
Insurance on my car after crash?
my car as in a hit and run accident my car was the hit and run car i wasn't the driver my frined was i want to call my insurance company to get it fixed but i dont want to get my friend in trouble can the insurance company tell where the car got towed from and if i tell them i crashed into a ditch and got it towed will they know
""How is it my insurance coverage costs go down, but not my yearly fees?""
I've only had my license a few years, so only had to pay this a few times, but the first time my car was insured for $15,500. The second time it dropped to $13,500. Yet both times I'm expected to pay $460 for the year. Cheap because I'm going through someone else's name 'cause it would cost me about $1,800. Why do the coverage costs go down but not the fees?""
Home insurance Vs Common insurance in Condo's?
One of the listed property I am interested in has an assessment fee of 280 which includes common insurance,exterior mant,snow removal. What is this common insurance ? and do I need to still take home insurance personally ?""
Which insurance to use?
What insurance should one use to cover financial costs of a family if the primary wage- earner of the family dies? A. life B. Liability C. heath
Can i put insurance on a old mobile home ?
I have a 84' model mobile home but i paid to have it remodeled so it's very nice on the inside. Well i want to rent it out so i want to put insurance on it in case a fire or etc. happens to it while it's being rented out . But can i put insurance on a mobile home that old ? and can i put as much as i want or does the insurance only cover how much it's worth ?
What does it cost for $1000000 contractors liability insurance?
what does it cost for $1000000 contractors liability insurance in texas.
""I have Mercury Car Insurance, what should I watch out for?
I recently opened up a policy with Mercury car insurance because they gave me the best quote. A month later my roomate was doing research and found a large amount of people giving bad reviews of Mercury car insurance. Since I don't know anyone who has Mercury car insurance I was hoping someone out there could give me some good feedback as to whether or not they are worth renewing in 5 months.
Do I really need Car Insurance?
I live in Kentucky. My car is not drivable at the moment and has not been for months. Since I can't even drive the piece of ****, do I even need Insurance? I'm paying to much for it anyway and I don't think I should be paying for something I'm not driving!""
If I upgrade to full coverage insurance can I get previous car accident damages fix?
I have liability and I was in a minor car accident two months ago. I need to upgrade my insurance because the bank than loaned me money for the car requires me to have comprehensive and collision coverage. If I upgrade could I fix the damages to my car?
Is there health insurance that just covers serious conditions like cancer and is affordable?
I'm 55 retired & uninsured. I've given up hope of finding affordable health care. Recently I needed surgery and had to pay for it myself. When I told my MD he cut his fee from $22,000 to $13,000) and when I needed an MRI I was able to get a cash price of $350 if I had insurance they would have charged over $2,000. At the time I was happy but doesn't this illustrate why health care in the US is so screwed up?""
What car insurance company would you recommend?
my car is salvage so i basically have no choice but to obtain liability only...what insurance company would you suggest has better rates?
Do You Have to Get Car Insurance....?
Do you have to get car insurance when you get you temporary permit at the age of 15.5. I am fifteen and I am getting my permit soon and i was wonderin if i had to get insurance. Just Wondering. Thanks Alot:>
Home Owners Insurance?
My husband and I are looking for the best home owners insurance in California one that includes earthquake coverage and other stuff like fire and theft can you give me places to check out? We will be living in Culver City, California in the USA""
I need help getting coverage for an infected wisdom tooth. Does anyone know of an affordable dental insurance?
I have a wisdom tooth that is close to a facial nerve so I have to have a specialist pull it. Does anyone know of a dentist insurance plan that is affordable that doesn't have a wait list and that covers oral surgery? Or does anyone know of a dental office that will take payments? I have called around everywhere and seem to keep hitting dead ends
Will a new insurance company looking into rates know of a ticket which hasn't been sent in guilty or not yet?
I recently got a ticket for failing to drive in the correct lane, but I haven't sent it in guilty or not guilty yet. And now I am looking into car insurance rates. Will the insurance company know I got the ticket?""
Best non-owner liability coverage insurance?
What is the best non-owner liability coverage insurance in New York ?
Buying a car/insurance help?
I am 17, currently taking driving lessons and looking to buy a car. I wanted quite a big car, such as the Ford mavric as ones that i have found in my price range. However the insurance is huge for them type of cars. I was wondering if anyone could tell me quite big cars with cheap insurance Thanks""
Health insurance for baby? PLEASE HELP.?
Me and my baby's father are not married. I am under my father's insurance. Baby's father has his own insurance that baby will be covered under. (Bluecross Blueshield) Do I need to contact Bluecross Blueshield before baby is born? Or do I have 30 days after birth to contact his insurance company.
Why is my insurance so expensive?
I am looking to buy an hyundai coupe 1.6 auto and I am wondering why all my insurance quotes are so expensive. These are my details. 18 years old 0 NCB Full Licence held for 8 months Only need up to 4000 miles a year car is worth 2000 Will use it for Leisure and commuting Only need Third Party Fire Theft Live in the South east, in east sussex I have been speaking to a few people who own these also and they are getting much cheaper quoted than I am getting and they need more than me like they have a 2 litre, 10,000 miles, newer model car like 2002, car is worth more. As an example a person I have been talking to is also 18 and he has got a 2002, 2 litre and his car is worth 6500 and he has a quote for 1000 and that is fully comp. This is a group 10 insurance car. I am 18, I am looking at a 1997 1.6 which is worth 2000 and my quote is 2400 from the same company and mine is a group 9 insurance. I can't seem to figure out why my quote is way above theirs.""
Whats the best cheapest insurance in fresno?
i just had my first speeding ticket, im 20 going to school n working n i am going to finance a 2011 cruze LT, i want a good but affordable insurance, any suggestions?""
Auto insurance filing question in WA?
About 5 months ago, my vehicle was hit in a parking lot leaving a big dent on the driver's side. The person who hit the car was kind enough to stay and contact his insurance company to file a claim. His insurance company appraised the damage, sent me a check, and told me it's mine to do with as I wish (I could keep it or use it for repairs). I decided to keep it and not repair my vehicle. Now, I'm looking at selling my car but I would like to repair it first to increase its value. Could I file a claim with my own insurance company since it was not my fault? Would I have to pay the deductible? The deductible is about $500 and the estimated damages from the previous appraisal was at $2500.""
What is the yearly insurance rates for a street bike/rice rocket?
What is the yearly insurance rates for a street bike/rice rocket?
What is the cheapest car insurance?
What is the cheapest car insurance?
Anyone in pennsylvania know of an affordable dental plan that covers everything?
Does anyone have good dental insurance for a fair monthly price? I need something that covers crowns root canals check ups fillings and xrays. I don't really know where to start. ...show more
Car Insurance Liability who should pay?
in florida it is no fault as it was my vehicle her insurance company wouldn't pay a role at all.  It all goes on my insurance.  She was in the wrong hitting the pole.  it caused 6K in damage and its my insurance that will go up and it will be my car that is devalued having been in an accident.  It is a 2003 Envoy SLT - around 28K new with only 30K miles on it. LIKE NEW.. it will be fixed but I shouldn't have to deal with more insurance costs and devalued car.  She was in the wrong even the officer said so at the scene.  I think she is responsible.  She elected to drive and was in control of the car.
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Greenville South Carolina Cheap car insurance quotes zip 29605
"Greenville South Carolina Cheap car insurance quotes zip 29605
Greenville South Carolina Cheap car insurance quotes zip 29605
BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 
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Why do people get life insurance?
Can I add a person to my insurance if i dont own the car?
Okay, my live in boyfriend just got a car and is leasing it through an auto dealer, and making payments. The car is in his name. I would like to know if he can be added to my insurance policy? Does the car have to be in my name to be on my insurance policy?""
I just got pulled over for not having my seat buckle on and I'm wondering how much my insurance will go up?
This is the first time I've EVER been pulled over and I've had my license for a little over a year now. I get good grades and all that stuff so my insurance is pretty low for the average person right now. I'm wondering how much my insurance will go up? SOMEONE HELP! Kinda freaking out here. :p
How much would insurance cost for a 16 year old to own a 2002 BMW 330i?
I'm 16 and was wondering how much (about) it would cost for me to insure my 2002 BMW 330i. Doesn't have to be exact because I know there are plenty of factors.. Just ABOUT how much. Additionally, I dont want any answers like oh you'll just crash it. Give me a legit answer.""
I thought health insurance cost was going down?
This article says they are all going up. What happened to Obama caree? http://www.ctnow.com/health/hc-health-insurance-rate-hike-0914-20100914,0,5611833.story He promised me my family would save $2500 on health insurance. What happened?""
Is there a classic car insurance company that doesnt require you to be a certain age?
without 5 year license restriction also. i need to find one that will cover an 18 year old with a clean record.
""Buying a car, do I need my own insurance to have the title signed over to me?""
My youth pastor is selling me his 2004 Dodge Stratus, and we're planning on going to the DMV tomorrow morning to have the title signed over. Currently, my mom pays for my car insurance every month, and the car I've been driving is in her name. If I want to put the new car in my name, can my mom still pay for my insurance or do I have to be able to pay for it in order to have the title signed over to me?""
How much life insurance should we get?
My husband and I both work; our income split is about 60/40, he being the higher paid. We will both turn 50 within the next year. No children living at home. No substantial debt: Car loan: $185 monthly Student loan: $102 monthly Mortgage: $2,000 monthly No other debt. We never carry a credit card balance. We have about 3 months worth of savings in the bank. Should I base our life insurance on how much we make, how much we have in debt or both? We are living paycheck to paycheck, and if either one of us were to die suddenly, the other would only have a few months to sell the house before we could no longer make the payments. In this market, I don't think that's realistic. I was thinking that we would need enough to pay for a funeral, pay off the smaller two loans, and still have enough to live on for at least a year if the house doesn't sell. Does that sound right? Or should we not worry about paying off the loans...just calculate enough to replace the other's income for XX many months? If so, how many months should we plan for? Finally, at what rate is life insurance taxed? Is it added to your income and then taxed at the rate for your total income for the year? or is there a flat rate tax? (I think I know the answer to this one, but I want to make sure).""
Classic mustang AAA insurance?
How much does it cost (annually or monthly) to insure a classic mustang (1964-1972) with AAA?
Quick insurance quote for a 2006 range rover sport hse?
i am 16 and found a 2006 range rover hse sport for only 10 grand. the car is immaculate and freaking loaded to the top with upgrades. i know you are all thinking WTH? but the car is not salvaged and runs perfectly. i can afford the payments for the loan i am getting, but what insurance company would charge the least amount of money with decent coverage, cause liability aint covering the rover. thanks for all ure help, P.S. how much would registration be?""
Need cheap insurance 18 year old in UK?
hello can anyone tell me where i can get cheap car insurance for my son who is 18 years old. its been 1 year since hes passed. i have 6 years no claim bounes. the best quote i have got so far is 2700 on a corsa 1.2. is it possbile to get any driver car insurance?
Does anyone know where a couple in their early 60's might find affordable insurance.?
We had really great insurance but, it went up from a little less than $600.00 to over $1000.00. We cannot afford that.""
""Oh, crap...How much will this little incident raise my car insurance?""
Not too long ago, my friend skidded on a turn & took out the left-tailight area of my car. The light bulb was still working so my parents said I could go ahead & drive to school the next day; things were fine for days. But last night after the movies we were headed to one friend's house. But before we went there, she had to pick up her brother & his friends at some playground they were hanging out at. Her 5-person car was filled & so her brother & one friend needed to ride with me. I don't have my 6-months up (for being able to drive others beside family; I know, bad) but since the hangout was so close to her house, I said go ahead, jump in & we'll go home. So we head up a hill from that spot & at the very first turn, I see those nasty red & blue lights & pulled over. The cop said he pulled me over for having a tailight out (not true by the way--the whole bulb thing) & then he charged me with a nasty ticket, $532 of it for not having my insurance card with me. Which after the whole...""
Just hit a deer while ago (Questions about insurance)?
While ago a deer ran out in front of me and caused a bit of damage to my 2002 Toyota Camry. Although the damage doesn't appear to be [i]too[/i] bad, (hood and bumper are bent, and the right headlight is a bit out of place though it still works fine, car drives fine) I didn't have my cell phone so I had to drive back home (not very far) from where the incident happen. 1. Will the insurance still pay because I left the scene? (I wasn't speeding, had my headlights on, and our seatbelts) 2. Will my insurance rates go up? (The damage [b][i]can't[/i][/b] be over $2000, so I can just pay that huge bill once, but that higher insurance will haunt me forever) 3. Will this go on my driving record? (The car is still very drivable and neither me nor my passenger were injured in any way). (I did not get a police report, at least not yet)""
What would the insurance be on a 2004 Saturn Vue?
My parents are being extremely kind and letting me get my license. Along with the license, they are offering to pay half of the price for a car for my and my brother. We are extremely tight on money, but they are being incredibly generous, so I thought it would be good to get an older, but safe, fuel-efficient car. I thought a Saturn Vue would be perfect. I'm 16 and my brother is 18. We are all going to be on the same insurance plan, and we are both (in my opinion) very good drivers. Does anyone know how much the insurance would be on a 2004 Saturn Vue? If it's too much, we would go with either a Ford Focus or a Honda Civic (we wanted a bigger car because we have both been rear-ended in our car driving home from high school. Both cars needed thousands of dollars of repairs and we needed rehab from our injuries as well. The bigger the car, the safer it is...while still keeping that fuel-efficiency). Thanks so much!""
Car insurance companies with no deposit?
i need car insurance but cannot afford to pay an upfront deposit? can any one help?
How much life insurance should we have on each other at our age?
My husband is 27 turning 28, I am 24 turning 25. We own a home owe roughly 98,000 on it still, have two children. No credit card debt at all. (don't have any cards) Our cars are 2,000 away from being paid off so I don't think that should be figured in at all. I have 100,000 on my husband and 150,000 on me. I took more on me because he has no family here and though my family of course will help him if I passed away but I thought because I stay at home and he would have to find daycare and all he would need more. My sister said I should take out at least 2x my pay off on my house so that I could pay it off and still have 100,000 to cover financial issues until the parent left could settle in to taking care of a house hold alone. Do you agree? Should we increase our policies? I just don't know...it is hard to think of these things but I want to make sure that if one of us pass away my family will be taken care of and not have to worry about money.""
Do the affordable care act effect all health insurance?
Or is it just limited to obamacare?
Vehicle Insurance Survey4?
11) Please mention your agreement level with the following statements 1) Strongly disagree 2) Disagree 3) Neutral 4) Agree 5) Strongly Agree Statements 1 2 3 4 5 My insurance company settle claims faster as per my expectation My company introduces different product to my requirement My insurance company does not settle claims as per my expectation 12) Please mention the level of satisfaction with the following features offered by current insurance company. Criteria Highly Dissatisfied Dissatisfied Neutral Satisfied Highly Satisfied Cost Brand Referral Hassles free claims Bonus rate Ease of purchase Return fee Professional advice Linked with another product Choice of selecting your own service centre 13) How many years you have been using your vehicle (i) Less than 2 YEARS [ ] (ii) 2-5 YEARS [ ] (iii) 5-10 YEARS [ ] (iv) MORE THAN 10 YEARS [ ] Please fill Vehicle Insurance Survey5
Greenville South Carolina Cheap car insurance quotes zip 29605
Greenville South Carolina Cheap car insurance quotes zip 29605
Why do companies that claim to offer them the best insurance quotes sell leads?
I was shopping around for insurance quotes on my home and cars. Many of the websites that I came across claimed to offer the best quotes from different companies thereby getting me the best price. I started filling out a few forms and, for once, I decided to read the fine print ( you know that small font form we all click agree on). Basically what I found was that the company used 4 agencies that paid them to contact me. What the site was trying to advertise to me was that i would have he best possible quote in the world without having to call up the many insurance agencies around me individually. In reality the fine print ( which in the case of the Internet can be 25 clicks hidden) states that they offer quotes from companies that pay them. Why not state that the information I'm giving them is a lead and that people that get it pay for my information and those that don't do not get it. What about some insurance company that can't afford to pay for my information but can offer me cheaper insurance than those that do pay hat site? I wouldn't be so ticked off if these sites simply stated that they sell our information. Rather than try to make it seem as they find you the best price. False advertising is a cancer. http://www.4freequotes.com/web2000/agents/ http://www.netquote.com/about/media-kit.aspx http://www.netquote.com/affiliate/ http://www.2insure4less.com/insurance-leads http://adrianasinsurance.com/about_adrianas/terms/ Go to any free quote webite and read their privacy policy and the page that's made for affiliates/agents, you will clearly see how your information is sold.""
What are some reasons a person would get kicked off of state farm car insurance?
recently i had gotten into a small accident in a private driveway. not much damage done to either vehicles. when we brought this to the attention of our State Farm Insurance, they said that my mom can be taken off the plan because i was an unlicensed driver with no other driver in the car. she had no idea i had the car though. i own the car but its under her insurance. i usually only take it to work, but something rather important had come up and i had no other way of reaching my destination. can they really take my mom off her plan for something she was not aware of?""
How do i take out a car of my insurance?
So my brothers car got repo and i wanted to take to out of my insurance but the lady says i cant wtf
Home insurance?
I am not sure how much home insurance coverage I should have for the house I bought 2 years ago. The cost of the house including the land was $96,000. But that includes the price of the land, etc. I now have to renew the home insurance policy and realized maybe I should reduce the amount of the coverage from $96,000 to around $80,000. The dwelling amount for the insurance has been the price I paid for, $96,000. But if something happens and the house needs to get rebuild, the cost of building should not be as high as $96,000. I currently owe mortgage $70,000. Do you have any recommendation? I do not know if I can ask the insurance agent to reduce the dwelling coverage. But I am hoping a way to save money on the home insurance. Could someone give me an advice? Thank you.""
How much does insurance(auto insurance) cost for a 56 year old with perfect records?
I was wondering how much insurance would cost for a 50+ year old, and which would be the best insurance, and also the cheapest.""
How to get a car which is inbound because car was without insurance?
There is an awareness issue of , we didnt have car insurance . but yesterday I got to know that its illegal to drive a car without insurance. The understanding was that it would be dangerous but illegal was new thing. From yesterday we are trying to get insurance but they are saying that it is not possible to get insurance for inbound car. We can get insurance after release of the car but now we are stucked .Because police is not releasing car without insurance. We don't know anybody here so facing little problem.""
Insurance on a 92 Vtec honda prelude?
approx. what would insurance on a 92 Vtec Honda prelude be for a Canadian 17 year old guy with with a successfully drivers education course completed? and if possible what would be the cheapest place to go for my insurance?
Which is the best medical insurance in washington state?
Which is the best medical insurance in washington state?
I got my first DWI i ll be getting my license back soon how much will my insurance go up in the state of mo?
in the state of missouri how much will my insurance rates go up after my first dwi? (and LAST)
""9 months owning phone with no insurance, but adding insurance now?
could I still get a replacement today after adding my insurance?
Car insurance and tickets!! Help?
I live in Houston and I'm 18, I don't have a license. I was driving my dads car and got 3 tickets. One for driving 25 on a 20 mile school zone, one for no license and the other one for my name not being on the insurance. I'm working on getting my license Will my parents insurance go way way up if they add me to their insurance because of the tickets.""
What do I do about car insurance when I join the military?
Do car insurance companies offer discounts on car insurance to those enlisted in the military. I'm going to be going off to the air force soon and I've decided i'm definately not taking my car. If I happen not to sell it either and just leave it at home, how do car insurance companies help with that? Do they give discounts to those away on military duty?""
What's the cheapest van insurance for a new driver aged 27?
just passed my test and will be looking for a little berlingo van or kangoo. something of the sort. im a builder. just like to know peoples experiences getting the best insurance.
Health insurance from a broker?
HI, I need to take out a health insurance policy for myself because my work doesn't offer any. I called a local insurance broker who offers that service in addition to others like life, business, etc. My question is, is there any negative reason to buy from him verses going online and buying a policy by myself? I think I'd get more info from a broker right? Thanks""
How much would insurance be for a 750cc Motorbike for a 21 year old male (UK)?
I'm talking averages, what would be considered 'overly expensive'? Full licence and CBT. I don't have the bike so can't input the details on an insurance comparison site, I'm only considering it if it is better value to get the less powerful 125. Cheers.""
""In Holland, what are the average odds of insurance paying for car dents and scratches caused by another?""
I got drunk and accidentally crashed my bike into a car, which didn't look very expensive. If it's likely that insurance doesn't pay, I'll try to pay for it myself""
""What is the best rate (cheapest) for basic liability car insurance in ontario , primmum insurance told me?""
thier rates is 135.00 / month and i have perfect driving record ,can any one help me plz""
Can I take out a life insurance policy on someone else?
My sister and I would like to take out some sort of life insurance for my mom since my mom does not have any savings/401k nor does she have any life insurance. We just want to be prepared for when she dies so that there won't be such a financial burden on the family. So, can we take out a life insurance policy on her? And do we have to have her consent to get her covered because she is very resistant to talking about dying and such?""
What are some quicker cars that are lower in insurance?
I'm looking to get a quicker car, I've been looking at WRX, Speed3, and GTI, but they are all really expensive on insurance for a 19 year old, are there any comparable cars that might be a little less on insurance rates?""
Average car insurance for me?
Im a guy. Senior in high school. I don't have a 3.0+ gpa to reduce insurance. I'm prolly gonna drive a 96 blazer or 97 jeep grand Cherokee. Roughly, how much would my insurance be?""
What 600cc Sports Bike is cheapest to Insurance?
Cheapest i got some far is 750 on a honda CBR 600 im looking at not spending more then 500 on insurance
Will I get dropped from my insurance?
i took a urine test with my doctor the other day. I asked what h was testing for and he said everything , so Im not sure what hes testing. He said he was gonna check for diabetes and what not. I was wondering, in the case he drug tests me can he tel my insurance? Can I get dropped from the insurance for this? I smoked weed about 5 weeks ago. I live in California amd hnet is my insurance. Thanks!""
Can i buy my own health insurance?
Can i buy my own health insurance? i'm 17.
How do i get an insurance quote?
Hi, im wanting to get a quote on car insurance for when I'm 17. I'm currently just about to go 16, yes, I'm aware that it's a little early to be looking into cars, but I'm really curious as to how much I would need to save etc. So if anyone knows of any sites I can get a quote on without signing up or anything then it'd be appreciated very much! Or even if anyone could give me a ballpark figure on how much a 2008 Vauxhall Astra 1.4i 16V SXi 3dr Sport Hatch would cost. Thanks :)""
Car Insurance Companies + Excluding Drivers?
My brother and I are trying to get insurance for our two cars but are having a problem with one of the cars. My uncle gave me my car but we never dealt with switching over the title of the car. Most of the major insurance companies require that the cars be under the name of one of us. We have found some smaller companies that do an exclusion to deal with the problem but the rates are higher. Does any body know of any major company that allows this to happen? Thanks for the help.
Greenville South Carolina Cheap car insurance quotes zip 29605
Greenville South Carolina Cheap car insurance quotes zip 29605
Cheap minibus insurance?
where can i get cheap minibus insce.
I reasonly got layied off need my wife is haven a baby need to know about insurance?
i got layied off from my job im a union worker in nyc and i have to work a certin amout of hours to keep my heath insurance going . my term ends in june my baby is do in july there for i will not be covered when the baby is do . does any one know what i can do for covrage i have aetna ? is there anyway i can extend my insurance ?
Cost of getting motorcycle insurance for 20 year old?
I am probably goin to get a sports bike. I have had my license since I was 18. I have no tickets and clean driving record. I currently pay $140 a month for insurance on my truck. I was looking into getting a bike older than 2003. How much will motorcycle insurance be for a sports bike?
Car Insurance (Geico) ?
My parents don't have me on their insurance but I have a license does geico know I have my licence beccause I live with my parents? And by how much will they raise the insurance cost if they put me on? they put my sister on it a couple years ago and it went up $1000
Can I apply for California Unemployment Insurance?
i was working two jobs, and part time permanent position, and a full time temp position. i was layed off of my part time permanent position. i am still working full time at my temp postition, but at times i don't work that position for a couple weeks at a time. can i apply for edd now so when i have those weeks off i can claim edd. or do i need to wait until i have those weeks off and then claim i was layed off from my permanent job?""
Who has the cheapest auto insurance in california?
I need full coverage. Low downpayment.whatever it takes to get my licence and tags. I don't care if its barneys insurance and feed store. I just need my tags and licence
""Best insurance business (All State, Farmers or State Farm)?""
I am seriously considering becoming an insurance agent for State Farm, Farmers or All State, but I don't know which company is the best choice for me, I am bilingual in Spanish, so I am looking for a company that is going after the Hispanic Market. I have heard some bad things about Farmers, so my decision might be State Farm or All State. Nationwide is doing a great advertising campaing in the Spanish market, does anybody know if they offer agency jobs. I am open to other suggestions. Any help/Suggestions is very much appreciated. Gracias""
""How much, on average, is car insurance?""
How much, on average, is car insurance?""
Do I have to wait for my auto insurance card to arrive in order to drive?
I'm 17 and just got my license. My parents are calling their auto insurance company to put me down. Do I have to wait for the card to arrive in the mail or can I drive after calling?
My car got stolen and i have full cover insurance on it will they give me money for it?
My car got stolen and they find the car and all that was left was the shell of the car. I also have GAP insurance I want to know will the pay off my car and give me money to buy another car.
Approximately how much will car insurance cost me in the usa?
im 19 years old im getting a mazda rx8 2004 it has 55k millage on it. i will use my foreigner license in the states. im live in new york and im a student on an f1 visa.
We are a new small business. Where is the best place to get workers compensation insurance?
Just looking for an insurance company (private sector?) who provides affordable workers compensation insurance for small businesses.
Will this effect my car insurance?
I got pulled over and ticketed for an outdated inspection sticker and a light being out. I've been ticketed before, but the ticket was thrown out in court. I was wondering if this will effect my car insurance at all. I live in Massachusetts. I think it counts as a moving violation but i think they let you off on your first offence.""
Can anybody advise me on the Insurance Company United America for health insurance?
I need Health insurance and would like advise on this company
Cheapest Scooter Insurance for 16 year old?
I just turned 16 and want to get a scooter The actual license and scooter isnt too expensive 50 for provisional, 89 for CBT, bout 20 for the thory and 60 for practical However, insurance is a pain!! :/ does anyone know who the cheapest insurer is for a 16 year old? I would love to be able to drive on the scooter but insurance is too much. Also, what is the best scooter to get. By best i mean a scooter which has the cheapest insurance? THanks a lot!!""
How would insurance work in college?
When I go to college, how would I be able to receive insurance, to go to the Dentist or Doctor?""
Cost to insure brand new Range Rover Sport at 17 years old?
To start off, money is not a problem in this situation for me so dont tell start saying - Its unreliable - It'll be too expensive etc... Anyway! just wondering what a brand new range rover sport would cost to insure as a new driver with a full UK license as a named driver whilst im 17 years old? Thanks""
Why did my homeowner's insurance double?
I have made no claims on the insurance and absolutely nothing has changed with the house (no pool, no trampoline, no dog, nothing.) Everything is identical to when I renewed last. Why would the insurance double when nothing has changed whatsoever?""
How much of an auto insurance discount does a family get for having more than one car?
How much of an auto insurance discount does a family get for having more than one car?
Do you need auto insurance in florida?
Do you need auto insurance in florida?
Which is cheaper for a 16 year old Car insurance or Motorcycle insurance?
Im thinking about getting either a car or a motorcycle it all depends on the insurance cost.
NJ private health insurance.Which health insurance company is best?
My spouse has health insurance.To add me on would cost over $900 monthly.Which health insurance company gives the lowest cost coverage in new jersey? I am self-employed .We have no children.We are in our 50's.
Can i get car insurance in Cali. if my license is from NY?
I'm currently in Sacramento now and i live in NYC. I flew here on vacation and now i want to buy a car and drive back. How will i get insurance for my car?
How much would I have to pay for car insurance?
I'm an 18-year-old male. I have been driving for almost two years, including permit time. I should have no tickets on my record (I had one but I was able to get it off with a kind of probation). I'm in college as a B average student. My dad has been with Allstate for awhile now, has had only 1 or 2 tickets in the past five years or so. The car I want to get insured is a '97 Acura 3.5RL with a Nav System and high security system. Any help is appreciated, but answers with numbers will be greatly appreciated. I know there's a lot of factors with car insurance, but if anyone can, I'd like to get an rough estimate.""
Car insurance?
Does anyone know of any insurance company's where you can be on your parents insuance but still get no claims? Thanks
Greenville South Carolina Cheap car insurance quotes zip 29605
Greenville South Carolina Cheap car insurance quotes zip 29605
""On average, how much is motorcycle insurance in Ontario?""
I'm 19, new rider, live in Scarborough Ontario. As a car driver, never crashed before Planning to get either a GS650F or SV650SA If possible could someone share their own experience on motorcycle insurance and how much it might cost. Some of my friends told me it's cheaper than car insurance while others told me its twice as much as car insurance""
I need help finding an affordable health insurance plan!! I am a young adult!?
I need help finding an affordable health insurance plan!! I am a young adult! I currently am 20, and I am on Medicaid. Full coverage. I am a former foster youth. Being a former foster care youth I get medicaid until I am 21. I turn 21 in October...I need some sort of affordable health insurance plan. I take ADHD medication, it really works and helps me focus. My work ethic has improved SIGNIFICANTLY, and I can actually focus. Its great, I am about to start college and am worried I am no longer going to be able to take this ADHD medication. I support myself for the most part, and no, I can not be on my parent's health insurance. I make about 16,000 a year, and pay half of rent and some bills etc. I need to find a health insurance plan that either A. will pay for all my my 198.00 a month prescrption cost, or B. pay for most of it. Will someone help me out? Direct me to any insurance company you know that can help me? Thank you so much. And please..real answers. Thank you for your time!""
What insurance group?
I'm interested in the Mazda RX8 but would like to know the insurance group without having to go for a quote. I'm not looking at a specific car just love the cars and am interested.
""Car insurance, how much?""
how much would full-cover car insurance cost for a cadillac luxury coupe CTS, 2014? ----------------------------------------------- What about for a 2014 Nissan 370z?""
How much does the insurance usually go up on a 2door car?
How much does the insurance usually go up on a 2door car?
Sites of the insurance quotes reliable?
http://www.education-house.com/insurance/index.html
How do i pay for car insurance?
i'm 17 years old and moving out. me and my parents do not get along. i'm buying my own car but i do not know how i'm going to pay for the insurance? i do not know much about anything. i can't get a credit card because i'm not 18 so what should i do? is there a different way?
Classic car insurance loophole?
I've been wanting to get classic insurance on my '71 F250 for a while but the one requirement I don't meet is the fact that I don't own a suitable primary vehicle/daily driver. My primary vehicle is a motorcycle which is feasible in Arizona but doesn't qualify according to insurance providers regardless. My question is, is there a way around that? My brother and I share a place and I'm wondering if I can add his vehicle to my policy in order to meet the primary vehicle/daily driver qualification. Does the vehicle have to be under my name or can I insure it as if it's a loner? Thanks in advance for any input.""
How much does a sixteen year old in BC pay for car insurance?
The car is an 87 porsche 944. my grades are less than satisfactory. i am expecting high numbers. i make $9.50 an hour working ten hours a week. also, is it even possible for me to pay the insurance along with gas and income tax? (car takes approx. 20 mpg) i drive about 30 miles a week.""
Why does CAR INSURANCE cost more when a CAR/ motor vehicle is PAINTED RED?
Why does the color red coast more to insure ?
""Need Jaw Surgery, No insurance. Low Income, [Best] advice please.?""
I need Jaw Surgery, and have no insurance. I'm from low income. From online readings, I heard you can get it done at UCSF for free, but there is a waiting line?? not sure about that. If have to pay, I heard 5k-7k with insurance. I don't have insurance, and if I were to get it, I don't want to pay kaiser $150/month. What is your [best] advice?? Thanks a lot!""
Limited company insurance?
Ive just set up my own limited company recently and i am the only emploee of this company. I dont have health insurance or insurance against loss of earnings in case anything happens to me. Who is the best company for me to go to with this problem.
How much does insurance(auto insurance) cost for a 56 year old with perfect records?
I was wondering how much insurance would cost for a 50+ year old, and which would be the best insurance, and also the cheapest. Thanks in advance.""
Can young drivers get insurance for classic cars?
I've been looking around, and none of the insurance websites i have been on are very clear... I am a 17 y/o girl, and would like to drive a classic beetle. Is it possible to get insurance on classic beetles as a young driver? If so, where? Is classic car insurance cheaper than normal car insurance? :)""
Fronting? - UK Car Insurance?
Hi, Could anyone give a proper definition of fronting regarding car insurance in the UK? For example, who goes under the heading of a fronter? In which cases would it be illegal to go under a more experienced driver's insurance policy? I understand why a 17 year old who just got their driving licence wouldn't be allowed to hide behind their parents' 20 years of No Claims, but would a 25 year old be able to go on their parents' policy? I've tried looking at the insurers' websites but they'll happily give a quote for anything, even if it's illegal, without saying so, so I can never be sure if it's wrong or not Thanks :)""
Can I still use my mom's health insurance?
My Mom has Anthem Blue Cross SISC III. I am married but 19 years old, and under the Affordable Care Act, children 26 and under are still supposed to be covered, married or unmarried, unless the adult child has another offer of employer-based coverage . My husband is a Marine, so I have the option to use Tricare, but I do not have my OWN employer-based coverage, so can I still use my mom's insurance? Her insurance plan is a lot better than Tricare.""
Does Car insurance increase for adding spouse as Non-driver?
I have been added to my Dh policy for Car insurance as Non-driver. I dnt know driver. Does it increase the insurance rate? suggestions please
What is the average insurance quote for a 2007 jeep wrangler?
I'm turning 16 in a year and my dad and I really want to get a Jeep. Not just for me, but for him too. I'm really interested in the 2007 jeep wrangler soft top. I plan on taking the defensive driving course because I heard that it helps lower insurance on the vehicle. Is that true? Also I have to pay for part of the monthly payments. How much is the average monthly payments for the type of car that I want?""
I have an insurance question?
I was a passenger in an auto accident, and I am supposed to receive a payout from the drivers auto insurance. However I am concerned whether or not my heath insurance(who paid for my medical bills), will be able to access that money that was offered to me by the auto insurance company. Will they be chasing after the money for reimbursement?""
""Who will pay for my flooded car, the city or insurance company?""
This past weekend I get a knock at the door from some neighbors during a storm telling me that I should move my truck out of the street. I walk outside and see that my truck is sitting in nearly four feet of water. The water level rose up to cover the seats and nearly reached the dashboard. We put it in neutral and pushed it down the street so most of the water ran out. We used towels to get out what we could that night. I didn't try to crank it, and I unhooked the battery cables. When I tried to crank it about 18 hours later it would not start. My question is, can I sue the city for the flood damage to my truck since their sewer drainage system was responsible for the localized flooding on my street? Can they be held responsible for this? Or will I just have to settle with what the insurance company will give me for the truck since it is undoubtedly totaled? I have already paid about $19500 on the truck, but I still owe about $8600. How much can I actually expect to get?""
How much would it cost for a 16 year old with a 91-93 300zx tt?
How much would the insurance be for a 16 year old to have a 91-93 300zx twin turbo? in alabama
I am retired federal employee & want info on car insurance rates?
I am retired federal employee & want info on car insurance rates?
What is the cheapest car insurance?
Looking for cheap insurance because I have had to tickets for speeding.
Car and car insurance?
Okay so I want to buy a car. My credit score is 633. I am 19 and in january I opened 2 credit cards which I pay my bills on time. I also have a phone bill i pay on time. If i wanted to buy a 10,000 dollar car or maybe 8,000, I was wondering how much my APR would be and how much my monthly bill would be. Also how much I would have to put down on the car at first. And I was also wondering how much my insurance cost would be seeing that I am a 19 year old female with 2 tickets on her driving record. (One for speeding, one for phone use.) i just need a rough estimation... Thank you :)""
Why are so many insurance companies hiring agents?
Is it because of the government trying to force coverage on people?
Greenville South Carolina Cheap car insurance quotes zip 29605
Greenville South Carolina Cheap car insurance quotes zip 29605
https://www.linkedin.com/pulse/flint-michigan-cheap-car-insurance-quotes-zip-48506-kevin-wildermuth/"
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Best car insurance, in your opinion?
"Best car insurance, in your opinion?
I'm getting my car insured by myself for the first time and would appreciate any advice!!
BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 
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Will insurance cover damages caused by DUI crash?
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CAR HAS BEEN SMASHED INTO. INSURANCE OR PRIVATE?
Our car's passanger side window has been completely smashed in, with nothing left. What process of repair will come to cheaper? Getting our insurance to cover it with access pay or a private company ( e.g Autoglass) thankyou""
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I was just wondering, what insurance companies are looking at, like if you are older the insurance is cheaper, if you got no claims benefits, car engine and make and is there anything else that reduces car insurance price? If you haven't got a car but hold a license for like 2 years is the insurance going to be cheaper as well?""
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Best car insurance, in your opinion?
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I am 19 years old whats the cheapest car insurance for a old ford ranger wit a lot of miles on it ?
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I lost my drivers license about a week ago, and was just sent a letter from my insurance company which said that it was expired anyway. I would just go get a new one but I am currently living in California and will be moving back to PA in about a week. My husband is in the military so I am allowed to have a out of state license, but I am afraid that because it is expired that my insurance (state farm) may not still cover me. I am driving across the country so I need to make sure I am insured?""
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What is the average cost of health insurance for an infant/family plan?
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or the Affordable Care Act that so many want us to call it so that Obama hopefully isn't yoked with this monstrous failed program for the rest of time.
Insurance then registration? or Registration and then insurance?
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Can I sue my Auto Insurance Company?
In 2005, as part of our divorce agreement, my ex and I decided to keep the same auto insurance but under separate policies. We had been with this company for years. My policy was on auto pay meaning that the payments were taken directly from my account. He walked in to pay his. About 6 months after the divorce, I was pulled over for a routine traffic stop and was told I was driving an uninsured vehicle. Without insurance, my registration was also invalid. Both tickets totaled 1K. My car was taken into impound. I checked and found the officer was correct. On good terms with my ex, I told him what happened. He said for the past 6 months, each time he went in to make a payment, the girl HIS was already paid. Realizing what had happened. They were applying my payments to his automobile. I was furious. I notified the agent who initially did not want to accept blame, but since the payments were automatic and my account number was on each payment they took, they were responsible. The error was compounded by the fact that the cancellation notice went to HIS address (how dumb was that!) So I had no way of knowing that I was cancelled. I was without a car for 2 weeks and lost my job. After much haggling and many sleepless nights of wondering what to do without a job or a car, the insurance company finally admitted blame, paid the impound fees of $1,250.00. The agent also said they would handle the 2 tickets totaling 1K. FAST FORWARD TO 2010 in my state, the county did a scofflaw sweep and I was summoned to court with over 5 thousand other delinquent drivers to address unpaid tickets. The order was come to court by April 30th or be arrested. Realizing this had to be a mistake, but fearful of the law, I stood in line for over 5 hours in blazing heat, then sat in court another 5 hours waiting for my day in court. I was immediately threatened with arrest because the 2 tickets were not paid. Up to that moment, I had no idea the insurance company had not paid the 2 tickets. This time, not only was my insurance and registration cancelled, my license was suspended due to the age of the infraction (5 years). In front of the judge, I called the agents' office only to be told by the secretary that they had no intention to pay the ticket. Paying to get the car out of impound was enough. When the judge heard this she was shocked and let me off with a promise to pay in 5 days. She made me promise not to drive. With no way to get home but drive, I took a chance, and was pulled over. The officer informed me that due to the vast number of outstanding cases, tags bearing our county name would be targeted for a while (talk about a police state!). I showed him my documents from the court and headed home. This is a nightmare. Would I have a case if I filed suit against my insurance company for failing in their fiduciary responsibility to a 16 year client in good standing? By the way this company is one of the largest in the country.""
Obamacare starts in three days. will more people have health insurance or less?
an estimated 5 million had their health insurance cancelled because it did not meet the requirements of the Affordable Care Act. The administration says 1 million signed up for Obamacare you do the math http://www.hhs.gov/healthcare/facts/blog/2013/12/enrollment-surged.html
Would the car insurance cost more than this car?
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About how much would my auto insurance be? (First-time driver)?
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California State Disability and Insurance?
Hi, I am trying to figure out how much of a % I will be getting back from the state. I have short term disability but I havent called them yet to figure out how much I will get every month. Also, I have insurance through work and apparently not all the hospital fees are paid for. For example, my coworker just had a baby and cost her about $1500 out of her own pocket. Altogether was $9000 (rest was billed to the insurance). My doc is telling me I might have to have a C-Section. How much do those usually cost? What the heck is the point of having insurance if there not even going to pay for crap! BTW I am 29 weeks""
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Does a full license reduce insurance premiums over a provisional license(NOT learners permit)?
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""Under Obama's healthcare policy, I can pay for affordable health insurance only when I am sick?ou like to ask?""
Obama said he will make sure Health Insurance companies will offer people with pre-exisiting condition. Right? So... I don't have to pay for Health Insurance now, because I am healthy and plus I can save some money. I can pay for Health Insurance after I hurt myself or get sick. Just pay monthly fee until I am well. Cool... Alright, fine. I guess the Health Insurance companies will have to pay my medical bills.""
How much does insurance usually pay off if your car is deemed totaled?
Ok, so, my car incurred some damage due to the recent flood waters of hurricane Ike. A person from Safe Auto insurance company is coming out tomorrow to assess the damage. When we spoke to him over the phone, he said it sounded like our car would end up being deemed totaled. There is still amount owed on the car. If we were to pay it off tomorrow it would be $3100. The value on the car varies from tprivate party value in good condition being $3900 to retail value being $5600 in our area. We have a $500 deductible. Now, if the car is infact totaled, how does the insurance pay out?""
Best affordable health insurance in texas?
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How would you fix health care in the US?
I feel good and bad about this law. I'm conservative. I don't entirely agree with the law. But it's good that people are able to get on an affordable insurance plan if they have a pre-existing condition rather than being left out to die. But what about the people who are getting kicked off insurance plans and now have to pay even higher rates than they already were? I get a subsidy for my plan. I don't feel like I deserve it. I saw a lady on the news who had cancer and couldn't get insurance. I feel like she is the one who deserves a subsidy so she can get a plan. How do you feel about this law? And what happens if a Republican gets into office or they control the legislative branch in 2014 and repeal the law? Then what?
If i have liablility insurance on my car now and i am trying to get a new quote...?
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""How to go about getting a motorcycle, license and insurance...?""
i am from kansas and am going to get a motorcycle. can i get a permit? do i get a motorcycle first, then a license? how can i get a license first if i dont have a motorcycle? what is the order of getting a motorcycle, insurance, license? what do i do first second and third??""
Where can I get an affordable liability insurance for my new small business in California?
I'm trying to open a new residential cleaning business. I already got a quote from state farm but it was way too expensive. 2500 dollars per year. I'm new in this so, I can't afford that amount because I don't even have costumers yet. Thank you!.""
Do you need to be full time student to be in your parent's insurance?
I'm a cancer survivor and on 5 years health watch on Kaiser. I just turned 22 yesterday and I have 9 units of credits in college. Do you need to be a full time student to be in my father's insurance? or did they changed the law? I live in Bay area California.
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Am I required to carry some sort of form?
Best car insurance, in your opinion?
I'm getting my car insured by myself for the first time and would appreciate any advice!!
Will my insurance cover the wreck & my car?
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How much will my car insurance be if i was in two accidents?
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Best car insurance prices for financed cars?
I'm only 19, and I'm getting a financed car VERY soon. I know I can't look at the big name guys, cause I've already done that and they want $450 a month just for a car with no power and isn't even sport. I plan on either getting a 2009-10 Dodge Avenger or 2009-10 Nissan Altima/Sentra. I have had car insurance without a gap for almost 2 years now on my current car, so I won't have any problems having anyone cover me or anything. I live in FL, so if anyone knows of any small insurance companies that are good with financed cars and teens, PLEASE list it below. Thanks.""
Where is the cheapest place to get car insurance for a 17 year old male?
Where is the cheapest place to get car insurance for a 17 year old male?
Leaving saga car insurance due to high renewal quote so would like to know another over 50's car insurer..?
I have just received his renewal quote which is around 90 a month more than last year and Saga claimed they do a price match guarantee. My circumstances are still they same as they was last year. Nothing has changed for me or the second driver on the policy. Any way I have been in contact with Saga for the past few days providing the details they requested for price match and they don't seem to want to price match the competitive quote I received from the co-operative car insurance. The quote is decent, cheaper than Saga even when I add on extras such as courtesy car and we have also provided details for them to log in and see the quote and all details they requested for themselves but for some reason they want to stick with their high renewal quote. Because of this I've decided to switch but before the switch we would like to know if there are any other insurers that would benefit me?""
Where can i buy cheap car insurance?
Hello. Im 18 years old and im looking to buy car insurance for a Vauxhall Corsa 1.2 sxi 60 plate costing about 8000. I passed my test last year April 2010 and have not driven any car so i have no NCB. Where can i get cheap car insurance for around 1000-1500?
Home Insurance Coverage In California?
We are new at purchasing the home insurance. (we plan to buy a house) We call the Progressive Insurance and request a quote for the house insurance And we also do some online quotes. All it cover basically the house part. We heard that they will cover the disability, life if spouse died the insurance gonna paid off the mortgage, unemployment they gonna paid for 1 year etc. Any idea or tips which insurance provide that? Thank You""
Massachusetts car insurance?
I recently heard that MA IS allowing competition with car insurance companies.. YAY! However, Geico and Allstate still don't provide insurance in the state. Progressive DOES. Does anyone else know of some GOOD, reputable (car) insurance companies in MA? THANKS! :-)""
Is it wrong to TTC without having medical insurance?
We've been married for more than 3 years now, I'm 27, we just bought a house and we both have decent jobs, we feel we're ready and is a good time in our lives (even though there's never a perfect time). The insurance issue is been stopping me from before, but I don't get it from my job and is very expensive to get it through his. Everyone says I automatically get medicaid, we don't make great money but we're not poor either, do we qualify? is it irresponsible from us to start without it? Also I'm a permanent resident, husband's american...I do pay taxes!""
What will the insurance be on a classic mustang in Texas?
Hello. Im about to get my first car, but i want a mustang. I am 16 yrs old. If u know the price leave a comment. Thanks""
What is the cheapest insurance if you have a DWI?
Transfering from Missouri where I have American Family. I am moving to Louisiana and American Family doesn't write there. I've only looked at progressive and they were pretty expensive, mass mutual wouldnt take an SR-22. Any suggestions?""
""Free/Cheap health insurance for low income in LONG ISLAND, NY?""
I am 19 years old and i go to school part time, so i am not able to get my moms insurance, and i also work but dont get insurance there either. I come from a low income family, so i ...show more""
How long is a quarter period in insurance?
My insurance says: Family coverage: $2,213 per quarter So how long is that? 3 months or what?""
GAP insurance with no Regular insurance?
I was in a wreck it want my fault,,the other party was sighted at the seen for making an unsafe left turn..I lapsed on my insurance for a week! His insurance is only going to pay ,5,000 for property damage..and I owe 22,000 on it,,,will the Gap Insurance I purchased thru the car company kick in at all?""
How much would i pay for car insurance?
How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago""
Named driver car insurance?
How much would it be for a 20 year old, 2 years passed, to be a named driver on a picanto 1 litre, with hastings direct, thanks""
About a car insurance..?
I've just got an instruction permit and wanna take a spin for the first time. But I'm concerned if it's ok to drive a car without my own insurance. The car is my mom's and I'm not sure the car itself is insured or she is.
How much will insurance cost for a 16 year old on a Mustang GT?
I work and I wanted to know how much will it cost we are currently on progressive insurance.
I need cheapest auto insurance?
I am 17 years old, and i need an auto insurance that costs around $100-150 per month. i cannot afford higher than that.""
Im 19 and need car insurance but im being quoted 9000 on a vauxhall corsa that's worth 500 any ideas?
basically most of the quotes im getting want me to pay 900 a month but the cars only worth 500 its a 1999 vauxhall corsa 1.2 does anyone know anyone that will even be reasonable with there pricing
I'm a first time driver and need an insurance company that is cheap! Any recomendations?
Passed my driving test today and I am looking for cheap insurance (like everyone else!) and I am hoping some wonderful people can help me out! I currently have a 1.25 ford fiesta from 2001. I am male, 17 years old and require my own policy. I appreciate any help :)""
Is proof of insurance required in California?
my accounting teacher challenged us and offered extra credit. He says liability insurance is not required in California and if i get pulled over and they ask for it, i can tell them that i'm only going to show license and registration and thats it. I can tell him legally i don't have to show proof of insurance. He was legitimate proof though. Help me prove him wrong please if he is indeed wrong. Thanks""
What is the cheapest car insurance in Minnesota?
I am a new driver, but I am 21 years old and my car is an old model ( Geo metro 1997)""
""Looking for a good first car, one with low insurance rates preferably?""
I just turned 16 and am currently in the market to buy a car. I am looking for something in the price range of around $2,000, possibly a small four cylinder pick up, or a japanese sedan. Does anyone have any sugestions for a good first car, and if any one has expeiriance with insurance can you tell me a price range of what I would be looking at for isurance, I have good grades and looking for a minnimum policy in Florida. Thanks if anyone can help me although I know I probably wont get much help with the insurance part.""
Is insurance required to buy a car?
I live in the state of Washington. I just turned 18 and obtained my driver's license. However, I have been driving for two years now without insurance and license :/ fortunately without any encounters with the law. Anyway, I want to buy my own car now, my first car, so I'm looking for something local on craigslist. My question is, is it required for one to have insurance in the state of Washington in order to buy a car? I've obviously never done this before so if you could explain how this works I would appreciate it. 1.) What exactly do I need to pay for besides the car? (license plates, registration?) and 2.) Do I need to have insurance? (or can I just pay the person for the car, get the paperwork, and it's done, because I can't afford insurance at the moment. Again I've never done this before). Thank you""
Best car insurance, in your opinion?
I'm getting my car insured by myself for the first time and would appreciate any advice!!
Car Insurance Problem Please Help!!!?
Hi everyone, somebody hit my car and drove off about 3 weeks ago. I phoned my insurance up and made a claim, the problem lies now on my son, who is the addtional driver and who hasnt been driving my car because he doesnt need to. The problem is that he has had drink driving conviction and no insurance conviction for about 3.5 years. Prudential my insurance company want to see my licence and his licence counterparts, BUT we completely forgot about the convictions etc. So now I have a problem where i think my insurance will be void but he doesnt drive the car nor was he involved in the accident. What happens now as they have requested both photocopies of our licences, is there a way out of this, thank you""
I need affordable health insurance! I need your advice.?
I'm a 23 year old male married to a 22 year old female. Both are struggling to make ends meet in school although we have been frugal in our savings. Lately I have felt impressed to purchase health insurance yet I haven't the slightest idea to begin. We both attend a University that offers a insurance policy - I'm not sure how reliable it is though - here is the link - http://www.usu.edu/health/insurance/ (click brochure). 4 and 1/2 years ago I began suffering from the effects of OCD. It's been a complected process for me and I have had to depend heavily on prescription medications. I also have concerns for my wife in the case that we conceive - we need to be able to afford bills that would come as a result of hospitalization. This is one of the limited options I have researched and I realize there are many people out there with vast experience in this field. Your professional experience or even experience you've gained from going through the same things would be greatly appreciated! Thank you
I live in CA and want to know How much $$$ to pay for insurance if i get a sports car?
I am getting my permit in 2 months and i am getting the Toyota MR2 Spyder. How much do i have to pay for the insurance? i heard that it costs more because its a sports car.
How much would car insurance be for a used 2006 subaru impreza 2.5i wagon or a used 2003-2004 honda civic ex
im turning 18 and im thinkin about buyin either a 2006 subaru impreza 2.5 wagon or a 2003-2004 honda civic i wanted to check how much they would cost for insurance for either one im 18 i live in california first time insured thanks very much
Is my insurance company responsible !?
I recently submitted a claim to my insurance company an it was rejected . At some point during some severe weather something struck our roof causing water to enter . The rain water caused the sheetrock ceiling to crack and start to collapse . We were told by our insurance provider that this was caused by a manufacturer defect . The manufacturer checked the damage and disagrees . I also disagree being that we have lived in the home for four years and this the first appearance of water . what should I do next ? I have already submitted statements from the manufacturer . The insurance company has also declined to renew our policy because of the damage .
Massachusetts Health insurance?
I am in fifties and currently living in California. Due to the California high cost of medical insurance, My wife and I are thinking of moving to Massachusetts state, get a small home there and retire there eventually. The reason that we are thinking about is that we overheard Massachusetts have a much lower health insurance cost ($50/month ?). Please advise us if you are currently living in Massachusetts state or other states that have less expensive health care insurance and housing cost. You advise is greatly appreciated. Jo""
Becoming car insured in Ontario?
Recently I just acquired my G2. I am an almost-17 year old male, and I wanted to try to clear up a few questions about insurance before going to get some quotes. Firstly, would it be possible for me to have my own separate policy? With my own car - that's how my dad wants it apparently... I know it would be expensive..but I would probably end up choosing only liability coverage. Secondly, would it be possible to somehow prove to the insurance company that I am more responsible than the average stereotypical 17 year old male in hopes of lowering insurance? For example, can high school marks play a factor? I've heard about something like this, although I don't know if it applies to our provincial policies. I know the other factors, such as having a 4 door used sedan, in-class driving course etc. can also help lower the cost. All help is appreciated, thanks!""
Does passing on shoulder make insurance go up?
If you get a ticket that accuses you of passing on the shoulder, would that add points to your record and make insurance go up like a speeding ticket?""
How much will my insurance go up?
Had an accident which insurance said its my fault both cars been write off third party cars worth 10k mine 6 k I pay 2 grand a year now how much will it go up at renewal?
Which of these is the correct Republican opposition to universal healthcare?
A. The government can't run anything right B. Government-run healthcare will be too successful, and private insurance companies won't be able to compete As with the Obama is simultaneously a Muslim, a Radical Black Christian, and Godless Communist argument, sooner or later you are going to have to pick one and go with it...at least in this place some of us like to call reality ...""
What car insurance company has the policy that you insure on person but anyone can drive it and be insured?
What car insurance company has the policy that you insure on person but anyone can drive it and be insured?
Can I rent a car without insurance in Texas?
I haven't had a car for awhile but manage to get around easily. However my main ride source goes out of town for a month on Tuesday. I booked a rental through Enterprise online for use until main ride returns. Having not owned a car for awhile, I have no insurance, so my question is: will enterprise still allow me the rental without having personal insurance? I know they have insurance to purchase at time of rental, but I need to know if I will be denied rental without my own insurance. Please know what your talking about and be sure of your answer! It's very frustrating when people who don't know the answer respond with inaccurate information.""
Will my car insurance go up if the accident is not my fault?
if i get into a car accident that is completely not my fault, and the other person pays for the damages through his insurance company, will my insurance premium go up too? thx!""
Can I drive my new used car without insurance for 30 days?
I just bought a new used car today. I have insurance on my old car still (in my mom's name). Does that insurance cover my new car (in my name) for a bit do you think? Or should I just not drive it at all until i get it insured?
Is motorcycle insurance manditory in california?
if you own the bike?
Why is michigan car insurance so high?
I am a 21 year old female with no little credit but I have no bad credit. I rent an apartment and pay all my bills on time. I have a 2004 monte carlo ss that I paid 3500 for. This is ...show more
Emancipated 16 year old car insurance help?
I am currently living with my parents and am soon to be emancipated. I was looking at some geico quotes, turned out for minimal coverage was 475$ per month. This was outragous and obviously way to much for any one to be able to afford. To have the type of coverage i would like was 10,000$ per year, the numbers were staggering. Anyway my question is it possible to get insurance at 16 years old on your own for a resonable price. If so with what car insurance company. I have a 3.0 and a perfect driving record, i do drive a camero z28 so i understand its going to be a little higher than average.... thanks, zach""
Approximately how much will my auto insurance go down?
I have always been told that when I turn 25 my auto insurance should decrease significantly, I was wondering if someone can give me an idea or (if you dont mind) let me know what you were paying <25 and what your paying now at 25>. As of now I am paying $350 a month for full coverage on two vehicles (with two speeding tickets on my record at the moment at 23 years old, one will definitely be off by 25, the other one will be close, (assuming I get no more) I am going through Farmers Insurance. Does anyone have a rough idea of what I have to look forward to my 25th Birthday as a subnote I know this is being planned much ahead of time, me and the lady are considering moving out of our apartment, I want to have a very thorough knowledge of what my financial future will look like before pulling the trigger on anything. Expect wthin the year posts from me on moving business =D All constructive answers are appreciated.""
Periodontal Insurance in Iowa?
I have major gum resession and I need a transplant, which means I need to visit a peridontist. Problem is, I can't find one in Iowa that takes my insurance. (Hawk-i) I really need the surgery and I've been searching for months and haven't had any luck. Please, someone help me out, please.""
State Disability Insurance in California?
I was laid off in December (company went under) and in March I got pregnant. I have not found a permanent job and at this point am not going to try - who's going to hire a pregnant woman, right? I am receiving unemployment which will be running out in a few weeks and I'm thinking about working for a temp agency until the baby is born to bring in some money. Does anyone know if I am working temp can I collect State Disability Insurance once the doctor tells me no more working? I'm really pissed...worked all those years and now I may not be able to collect through no fault of my own. Any help is appreciated. I think if I'm not working at all I can't collect but not sure. Thanks.""
""Could $5,000 cover the healthcare insurance premium for a family?""
If McCain's credit becomes reality, doesn't it seem logical that a major healthcare provider would put together an affordable health insurance package for the credit amount and market the heck out of it? Obviously, it won't have all the bells and whistles, but people would be covered. There is the issue of the tax on the premium, but it still seems like a good idea. This link was interesting - it describes both plans clearly: http://money.cnn.com/2008/03/10/news/economy/tully_healthcare.fortune/""
Why are insurance companies getting blamed for dropping coverage?
when it was because of the regulations in the patient protection and affordable care act that ended these plans?
I have Kansas Progressive Auto insurance. Will my insurance drop when I turn 25? And if so approx how much?
Any answers pertaining to age 25 &/or the state of KS is helpful. I can't find anything on Progressive relating to age & insurance rates. Thanks!
Dollar general insurance rates. are we getting screwed?
how much would a manager at dollar general have to pay for comany insurance? 3 children covered, no heath probems. living in missouri i think my fiance is getting screwd by his ex wife and i think he is paying for her on the insurance with the boys. he pays an extra 300 a month suposedly just for the boys insurance. please help!""
Insulin and car insurance?
a friend of mine has just been put onto insulin, will this effect the cost of her car insurance?""
Best car insurance, in your opinion?
I'm getting my car insured by myself for the first time and would appreciate any advice!!
https://www.linkedin.com/pulse/how-much-does-cost-become-driver-uk-lurdes-beach"
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guidetoahappylife · 7 years ago
Text
Why American Students Need Chinese Schools
REVIEW --- Why American Students Need Chinese Schools --- After putting her son in an elite state-run school in Shanghai, an American mother finds that the U.S. education system could learn a few things from China -- most of all that teacher knows bestThe Wall Street Journal
By Lenora Chu9 September 2017, 2352 words, English, C1Copyright 2017 Dow Jones & Company, Inc. All Rights Reserved.
When my little boy was 3, his Chinese teacher forced a bite of fried egg into his mouth. At school. Without permission.
"She put it there," my firstborn told me, lips forming an "O," finger pointing past his teeth.
"Then what happened?" I prodded my son, who despises eggs.
"I cried and spit it out," he said.
"And?" I pressed.
"She did it again," he said. In all, Teacher Chen pushed egg into my son's mouth four times, and the last time, he swallowed.
We are Americans raising a family in Shanghai -- China's megacity of 26 million people -- and the Chinese are known to pump out some of the world's best students. When we realized that a few blocks from our new home was one of the best state-run schools, as far as elite urbanites are concerned, we decided to enroll our son. He would learn the world's most spoken language. What was not to like?
Plenty, as it turned out. And it was only the first week of kindergarten.
The next day, I marched off to school to confront Teacher Chen about the egg episode, brash in my conviction about individual choice.
"We don't use such methods of force in America," I blurted in Mandarin, my son clutching my hand. (I was born and raised in America but grew up speaking Chinese at home.)
"Oh? How do you do it?" Teacher Chen challenged.
"We explain that egg eating is good for them, that the nutrients help build strong bones and teeth and helps with eyesight," I said, trying to sound authoritative. "We motivate them to choose . . . we trust them with the decision."
"Does it work?" Teacher Chen challenged.
In truth, no. I'd never been able to get my son to eat eggs. He's a picky eater. Later, Teacher Chen pulled me aside for a lecture. "In front of the children, you should say, 'Teacher is right, and Mom will do things the same way,' OK?"
I nodded, slightly stunned. It was the voice of Confucius, who had staked his entire philosophy on the concept of top-down authority and bottom-up obedience, giving direction to our lives.
Many studies support the Chinese way of education. Researchers have found that 6-year-old Chinesechildren trounce their American peers in early math skills, including geometry and logic. In the past decade, Shanghai teens twice took No. 1 in the world on a test called PISA, which assesses problem-solving skills, while American students landed in the middle of the pack.
When young Chinese head abroad, the results are impressive. They are earning more spots at the world's top universities. The Ivy League enrolls eight times more Chinese undergraduates than a decade ago, according to the Institute of International Education, and the Chinese are helping to launch Silicon Valley startups in disproportionate numbers.
Yet, from my perch in Shanghai, I started out with some major objections to Chinese education. Force-feeding would get a teacher dragged into court in the U.S., the land of infant choice, free-form play and individualized everything. In China, children are also subjected to high-stakes testing at every turn, which keeps them bent over books from toddlerhood on.
I began to wonder: What price do the Chinese pay to produce their "smart" kids? And do we really have something to learn from this rigid, authoritarian form of schooling?
For five years now, I've parented a child inside China's school system and interviewed Chinese teachers, parents and students at all stages of education. I've discovered that there are indeed some Chinese"secrets" that work and are worth emulating. Most have to do with attitudes about education.
There are real upsides to a mentality of "teacher knows best." As I worked through my anxieties about submitting to this kind of system, I began to observe that when parents fall in line with teachers, so do their children. This deference gives the teacher near-absolute command of her classroom. My son became so afraid of being late for class, missing school or otherwise disappointing his teacher, that he once raised a stink when I broached the possibility of missing a few school days for a family trip. He was 5.
Having the teacher as an unquestioned authority in the classroom gives students a leg up in subjects such as geometry and computer programming, which are more effectively taught through direct instruction (versus student-led discovery), according to a 2004 study of 112 third- and fourth-graders published in the journal Psychological Science. A 2014 study of more than 13,000 students in the journal Educational Evaluation and Policy Analysis found that math-challenged first-graders learned more effectively when teachers demonstrated problem-solving procedures and followed up with repeated practice.
By contrast, Western teachers spend lots of time managing classroom behavior and crushing mini-revolts by students and parents alike. A Chinese teacher who arrived in the U.S. two decades ago recalled to me her surprise the first year she taught American kids. "I started out very controlling, but it didn't work at all. My students talked back!" says Sheen Zhang, who teaches Mandarin at a Minnesota high school. Parents sometimes complained when she assigned too much homework. A mother once asked her to change the way she talked to her classwork-skipping daughter. "She wanted me to say, 'You can do better!' instead of 'You didn't finish this!'" exclaimed Ms. Zhang.
The Chinese parent knows that her kid deserves whatever the teacher metes out, no questions asked. In other words, let the teacher do his or her job. As a result, educators in China enjoy an esteem that's tops in the world: Half of Chinese would encourage their kids to become teachers, while less than a third of Americans and Brits would do the same, according to a 2013 study by the Varkey Foundation. Chinese society grants teachers a social status on par with doctors.
There are also educational advantages to the Chinese insistence on elevating the group over the needs of any individual child. The reason is simple: Classroom goals are better served if everyone charges forward at the same pace. No exceptions, no diversions.
My son suffered from asthma during the winter, but Teacher Chen denied my request to keep his rescue inhaler near the classroom -- its use might be a distraction to his classmates. When I loudly protested, I was told I could transfer my son out of the school. In other words, no kid gets special treatment, and if I didn't like it, I could get out. (Ultimately, I found a solution: a preventive steroid inhaler that I could administer at home.)
The school's attitude is draconian. But Americans have arguably gone too far in the other direction, elevating the needs of individual students to the detriment of the group. Some parents think nothing of sending an unvaccinated child to school -- ignoring community health -- or petitioning to move school start times to accommodate sports schedules. Meanwhile, teacher friends tell me that they are spending more time dealing with "problem" students, often through intervention programs that whittle away teachers' time with the rest of the class. Where should we draw the line?
Another bracing Chinese belief is that hard work trumps innate talent when it comes to academics. Equipped with flashcards and ready to practice, my son's Chinese language teacher knows that he is capable of learning the 3,500 characters required for literacy. His primary school math teacher gives no child a free pass on triple-digit arithmetic and, in fact, stays after school to help laggards. China's school system breeds a Chinese-style grit, which delivers the daily message that perseverance -- not intelligence or ability -- is key to success.
Studies show that this attitude gets kids farther in the classroom. Ethnic Asian youth are higher academic achievers in part because they believe in the connection between effort and achievement, while "white Americans tend to view cognitive abilities as . . . inborn," according to a longitudinal study of more than 5,000 students published in Proceedings of the National Academy of Sciences in 2014. Chinese kids are used to struggling through difficult content, and they believe that success is within reach of anyone willing to work for it. This attitude gives policy makers in China great latitude when it comes to setting out and enforcing higher standards.
In the U.S., parents have often revolted as policy makers try to push through similar measures. In part, we are afraid that Johnny will feel bad about himself if he can't make the grade. What if, instead, Johnny's parents -- and his teacher, too -- believed that the boy could learn challenging math with enough dedicated effort?
Americans aren't afraid to push their children when it comes to athletics. Here we believe that hard work and practice pay off, so we accept scores and rankings. Eyes glued to scoreboards at a meet, we embrace numbers as a way to measure progress. A ninth-place finish in the 100-meter dash suggests to us that a plodding Johnny needs to train harder. It doesn't mean that he's inferior, nor do we worry much about his self-esteem.
My son has been in the Chinese school system now for five years. During that time, he has morphed into a proper little pupil who faithfully greets his teacher each morning -- "Laoshi Zao! Good morning, teacher!" -- and has developed an unbending respect for education. In primary school, I watched, a bit dazed, as he prepared his own backpack for school at 6 years old, slotting his English, Chinese and math books into his bag each morning along with six pencils that he sharpened himself.
When his homework books come home -- parents in China are required to sign them daily to prove involvement -- he brings them to us immediately. He began teaching his younger brother Mandarin, two small heads huddled over a picture book, naming animals. A little older now, he expertly performs timed drills in arithmetic, his pencil traveling down the page, and he gains confidence from his success. He also eats eggs of his own free will.
When I tell the story of my son's Chinese educational experience to American friends, they gasp. When they spend time with him, they are surprised that he doesn't cower in the corner or obey commands like a Labrador retriever. My son is imaginative when he draws, and has a great sense of humor and a mean forehand in tennis. None of these qualities has slipped away, and I now share the Chinese belief that even very young kids are capable of developing a range of demanding talents.
Still, I must confess that I have been paralyzed by anxiety at times over the Chinese way, which demands fealty. Teacher Chen wasn't just authoritarian; she sometimes delivered very harsh punishments. Once, she isolated my young son and several classmates in an empty classroom and threatened to demote them after they failed to follow in "one-two" step during a physical exercise.
Her power was even more worrisome when coupled with the Communist Party's political agenda. At 4, my son learned the lyrics to "The East Is Red," extolling Chairman Mao. The following year, his teachers began running mock elections for class monitor, part of the grooming process to identify star students for eventual Party membership.
At the same time, China's education landscape is littered with dropouts in a system that perpetuates an underclass: Children who fail to test into regular high schools would populate a city the size of London each year. Because of the high stakes, families sometimes take extreme measures, including cheating and bribery.
And there is no denying that the traditional Chinese classroom discourages the expression of new and original thought. I observed an art class where 28 toddlers were instructed to sketch exactly the same way, with errant drawings tacked to the wall to shame the deviants. "Rain falls from the sky to the ground and comes in little dots," bellowed the teacher, as the children dutifully populated their pages. In this classroom, rain did not blow sideways or hurtle to the ground in sheets. There was no figurative rain, such as purple rain, nor did it rain tears or frogs, much less cats and dogs.
There are clear downsides to China's desire to cultivate a nation of obedient patriots, and Americansnaturally resist. We harbor a healthy mistrust of authority, and our freedom to raise a fuss is a right we should celebrate. It's foundational to our national character.
But the skepticism we freely apply to our political leaders can be destructive when transferred to the men and women who stand at the front of our classrooms. Educational progress in the U.S. is hobbled by parental entitlement and by attitudes that detract from learning: We demand privileges for our children that have little to do with education and ask for report-card mercy when they can't make the grade. As a society, we're expecting more from our teachers while shouldering less responsibility at home.
From my years living in a very different country, I've learned that wonderful things can happen when we give our educators the respect and autonomy they deserve.
Sometimes, it is best when parents -- and children -- are simply obliged to do as they're told.
---
This essay is adapted from Ms. Chu's "Little Soldiers: An American Boy, a Chinese School, and the Global Race to Achieve," to be published on Sept. 19 by Harper, an imprint of HarperCollins (which, like The Wall Street Journal, is owned by News Corp).
0 notes
hollywoodjuliorivas · 7 years ago
Link
IDEAS THE SATURDAY ESSAY Why American Students Need Chinese Schools After putting her son in an elite state-run school in Shanghai, an American mother finds that the U.S. education system could learn a few things from China—most of all that teacher knows best The author, Lenora Chu, with her husband, Rob Schmitz, and sons Landon, age 5, and Rainer, age 8. PHOTO: PATRICK WACK FOR THE WALL STREET JOURNAL By Lenora Chu Sept. 8, 2017 10:54 a.m. ET 407 COMMENTS When my little boy was 3, his Chinese teacher forced a bite of fried egg into his mouth. At school. Without permission. “She put it there,” my firstborn told me, lips forming an “O,” finger pointing past his teeth. “Then what happened?” I prodded my son, who despises eggs. “I cried and spit it out,” he said. “And?” I pressed. “She did it again,” he said. In all, Teacher Chen pushed egg into my son’s mouth four times, and the last time, he swallowed. We are Americans raising a family in Shanghai—China’s megacity of 26 million people—and the Chinese are known to pump out some of the world’s best students. When we realized that a few blocks from our new home was one of the best state-run schools, as far as elite urbanites are concerned, we decided to enroll our son. He would learn the world’s most spoken language. What was not to like? Plenty, as it turned out. And it was only the first week of kindergarten. The next day, I marched off to school to confront Teacher Chen about the egg episode, brash in my conviction about individual choice. “We don’t use such methods of force in America,” I blurted in Mandarin, my son clutching my hand. (I was born and raised in America but grew up speaking Chinese at home.) “Oh? How do you do it?” Teacher Chen challenged. “We explain that egg eating is good for them, that the nutrients help build strong bones and teeth and helps with eyesight,” I said, trying to sound authoritative. “We motivate them to choose…we trust them with the decision.” “Does it work?” Teacher Chen challenged. In truth, no. I’d never been able to get my son to eat eggs. He’s a picky eater. Later, Teacher Chen pulled me aside for a lecture. “In front of the children, you should say, ‘Teacher is right, and Mom will do things the same way,’ OK?” ‘Many studies support the Chinese way of education.’ I nodded, slightly stunned. It was the voice of Confucius, who had staked his entire philosophy on the concept of top-down authority and bottom-up obedience, giving direction to our lives. Many studies support the Chinese way of education. Researchers have found that 6-year-old Chinese children trounce their American peers in early math skills, including geometry and logic. In the past decade, Shanghai teens twice took No. 1 in the world on a test called PISA, which assesses problem-solving skills, while American students landed in the middle of the pack. When young Chinese head abroad, the results are impressive. They are earning more spots at the world’s top universities. The Ivy League enrolls eight times more Chinese undergraduates than a decade ago, according to the Institute of International Education, and the Chinese are helping to launch Silicon Valley startups in disproportionate numbers. Yet, from my perch in Shanghai, I started out with some major objections to Chinese education. Force-feeding would get a teacher dragged into court in the U.S., the land of infant choice, free-form play and individualized everything. In China, children are also subjected to high-stakes testing at every turn, which keeps them bent over books from toddlerhood on. I began to wonder: What price do the Chinese pay to produce their “smart” kids? And do we really have something to learn from this rigid, authoritarian form of schooling? Students at Jinqao Center Primary School in Shanghai. PHOTO: JOHANNES EISELE/AGENCE FRANCE-PRESSE/GETTY IMAGES For five years now, I’ve parented a child inside China’s school system and interviewed Chinese teachers, parents and students at all stages of education. I’ve discovered that there are indeed some Chinese “secrets” that work and are worth emulating. Most have to do with attitudes about education. There are real upsides to a mentality of “teacher knows best.” As I worked through my anxieties about submitting to this kind of system, I began to observe that when parents fall in line with teachers, so do their children. This deference gives the teacher near-absolute command of her classroom. My son became so afraid of being late for class, missing school or otherwise disappointing his teacher, that he once raised a stink when I broached the possibility of missing a few school days for a family trip. He was 5. Having the teacher as an unquestioned authority in the classroom gives students a leg up in subjects such as geometry and computer programming, which are more effectively taught through direct instruction (versus student-led discovery), according to a 2004 study of 112 third- and fourth-graders published in the journal Psychological Science. A 2014 study of more than 13,000 students in the journal Educational Evaluation and Policy Analysis found that math-challenged first-graders learned more effectively when teachers demonstrated problem-solving procedures and followed up with repeated practice. By contrast, Western teachers spend lots of time managing classroom behavior and crushing mini-revolts by students and parents alike. A Chinese teacher who arrived in the U.S. two decades ago recalled to me her surprise the first year she taught American kids. “I started out very controlling, but it didn’t work at all. My students talked back!” says Sheen Zhang, who teaches Mandarin at a Minnesota high school. Parents sometimes complained when she assigned too much homework. A mother once asked her to change the way she talked to her classwork-skipping daughter. “She wanted me to say, ‘You can do better!’ instead of ‘You didn’t finish this!’ ” exclaimed Ms. Zhang. ‘Chinese society grants teachers a social status on par with doctors.’ The Chinese parent knows that her kid deserves whatever the teacher metes out, no questions asked. In other words, let the teacher do his or her job. As a result, educators in China enjoy an esteem that’s tops in the world: Half of Chinese would encourage their kids to become teachers, while less than a third of Americans and Brits would do the same, according to a 2013 study by the Varkey Foundation. Chinese society grants teachers a social status on par with doctors. There are also educational advantages to the Chinese insistence on elevating the group over the needs of any individual child. The reason is simple: Classroom goals are better served if everyone charges forward at the same pace. No exceptions, no diversions. My son suffered from asthma during the winter, but Teacher Chen denied my request to keep his rescue inhaler near the classroom—its use might be a distraction to his classmates. When I loudly protested, I was told I could transfer my son out of the school. In other words, no kid gets special treatment, and if I didn’t like it, I could get out. (Ultimately, I found a solution: a preventive steroid inhaler that I could administer at home.) The school’s attitude is draconian. But Americans have arguably gone too far in the other direction, elevating the needs of individual students to the detriment of the group. Some parents think nothing of sending an unvaccinated child to school—ignoring community health—or petitioning to move school start times to accommodate sports schedules. Meanwhile, teacher friends tell me that they are spending more time dealing with “problem” students, often through intervention programs that whittle away teachers’ time with the rest of the class. Where should we draw the line? Another bracing Chinese belief is that hard work trumps innate talent when it comes to academics. Equipped with flashcards and ready to practice, my son’s Chinese language teacher knows that he is capable of learning the 3,500 characters required for literacy. His primary school math teacher gives no child a free pass on triple-digit arithmetic and, in fact, stays after school to help laggards. China’s school system breeds a Chinese-style grit, which delivers the daily message that perseverance—not intelligence or ability—is key to success. Studies show that this attitude gets kids farther in the classroom. Ethnic Asian youth are higher academic achievers in part because they believe in the connection between effort and achievement, while “white Americans tend to view cognitive abilities as…inborn,” according to a longitudinal study of more than 5,000 students published in Proceedings of the National Academy of Sciences in 2014. Chinese kids are used to struggling through difficult content, and they believe that success is within reach of anyone willing to work for it. This attitude gives policy makers in China great latitude when it comes to setting out and enforcing higher standards. In the U.S., parents have often revolted as policy makers try to push through similar measures. In part, we are afraid that Johnny will feel bad about himself if he can’t make the grade. What if, instead, Johnny’s parents—and his teacher, too—believed that the boy could learn challenging math with enough dedicated effort? Americans aren’t afraid to push their children when it comes to athletics. Here we believe that hard work and practice pay off, so we accept scores and rankings. Eyes glued to scoreboards at a meet, we embrace numbers as a way to measure progress. A ninth-place finish in the 100-meter dash suggests to us that a plodding Johnny needs to train harder. It doesn’t mean that he’s inferior, nor do we worry much about his self-esteem. My son has been in the Chinese school system now for five years. During that time, he has morphed into a proper little pupil who faithfully greets his teacher each morning—“Laoshi Zao! Good morning, teacher!”—and has developed an unbending respect for education. In primary school, I watched, a bit dazed, as he prepared his own backpack for school at 6 years old, slotting his English, Chinese and math books into his bag each morning along with six pencils that he sharpened himself. When his homework books come home—parents in China are required to sign them daily to prove involvement—he brings them to us immediately. He began teaching his younger brother Mandarin, two small heads huddled over a picture book, naming animals. A little older now, he expertly performs timed drills in arithmetic, his pencil traveling down the page, and he gains confidence from his success. He also eats eggs of his own free will. MORE SATURDAY ESSAYS The Romance of the American Road Trip September 1, 2017 In Defense of the Dismal Science August 25, 2017 Stop Giving College Athletes Million-Dollar Locker Rooms. Start Paying Them August 18, 2017 The Liberal Crackup August 11, 2017 The Grown-Up Joys of Reading Children’s Books August 9, 2017 When I tell the story of my son’s Chinese educational experience to American friends, they gasp. When they spend time with him, they are surprised that he doesn’t cower in the corner or obey commands like a Labrador retriever. My son is imaginative when he draws, and has a great sense of humor and a mean forehand in tennis. None of these qualities has slipped away, and I now share the Chinese belief that even very young kids are capable of developing a range of demanding talents. ‘I have been paralyzed by anxiety at times over the Chinese way.’ Still, I must confess that I have been paralyzed by anxiety at times over the Chinese way, which demands fealty. Teacher Chen wasn’t just authoritarian; she sometimes delivered very harsh punishments. Once, she isolated my young son and several classmates in an empty classroom and threatened to demote them after they failed to follow in “one-two” step during a physical exercise. Her power was even more worrisome when coupled with the Communist Party’s political agenda. At 4, my son learned the lyrics to “The East Is Red,” extolling Chairman Mao. The following year, his teachers began running mock elections for class monitor, part of the grooming process to identify star students for eventual Party membership. At the same time, China’s education landscape is littered with dropouts in a system that perpetuates an underclass: Children who fail to test into regular high schools would populate a city the size of London each year. Because of the high stakes, families sometimes take extreme measures, including cheating and bribery. And there is no denying that the traditional Chinese classroom discourages the expression of new and original thought. I observed an art class where 28 toddlers were instructed to sketch exactly the same way, with errant drawings tacked to the wall to shame the deviants. “Rain falls from the sky to the ground and comes in little dots,” bellowed the teacher, as the children dutifully populated their pages. In this classroom, rain did not blow sideways or hurtle to the ground in sheets. There was no figurative rain, such as purple rain, nor did it rain tears or frogs, much less cats and dogs. There are clear downsides to China’s desire to cultivate a nation of obedient patriots, and Americans naturally resist. We harbor a healthy mistrust of authority, and our freedom to raise a fuss is a right we should celebrate. It’s foundational to our national character. But the skepticism we freely apply to our political leaders can be destructive when transferred to the men and women who stand at the front of our classrooms. Educational progress in the U.S. is hobbled by parental entitlement and by attitudes that detract from learning: We demand privileges for our children that have little to do with education and ask for report-card mercy when they can’t make the grade. As a society, we’re expecting more from our teachers while shouldering less responsibility at home. From my years living in a very different country, I’ve learned that wonderful things can happen when we give our educators the respect and autonomy they deserve. Sometimes, it is best when parents—and children—are simply obliged to do as they’re told. This essay is adapted from Ms. Chu’s “Little Soldiers: An American Boy, a Chinese School, and the Global Race to Achieve,” to be published on Sept. 19 by Harper, an imprint of HarperCollins (which, like The Wall Street Journal, is owned by News Corp). Appeared in the September 9, 2017, print edition.
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childrencryinncoffee-blog · 7 years ago
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When Baby is Akin to Sin…We’re Not Educated in Responding to This
“Motherhood is quite beautiful, but the beautiful quiet in motherhood is where the pain tests you the most.”
I wrote this this morning, as a status on my blog’s Facebook page.
I’ve never had such a beautiful sentence makes such sense for me. I get surprised by my mind sometimes, when throughout all the chaos and racing thoughts, a profound thought just hits me, stops me and I thoroughly feel it throughout my whole body.
I’ve been thinking about my pregnancy, labour and delivery with Ivy a lot lately. She’s nearly 3 months old and I still haven’t done anything about my trauma I experienced. This pregnancy was far from easy. It was a shock and surprise pregnancy. It was a result of both failed birth control (once again) and a failed Plan B over-the-counter medication. I was 31, already a mother to 4 kids, struggling to find my footing, having my most recent baby nearly 4 years before. And yet, I fully accepted the double blue lines on the test when I look at the stick 3 minutes after pissing on it.
I found out early, as I am very attuned to my body; I have to be, as birth control failure was the result of all my other children. My oldest was the failure of the Low-Dose Pill I was put on for hormone regulation thanks to Endometriosis. My second child was the result of a failed Depo-shot therapy. My third child was with the NuVa Ring. My 4th child was with the Mirena IUD, not even 7 months after insertion. This is why I was, and am, still adamant to having (at least) a partial Hysterectomy. Besides the Endo, the PCOS and the Fibroids that make my months and periods a living hell. I’m the lucky one who bleeds through both a Super+ sized tampon AND an overnight sized pad in less than 2 hours, sometimes less than an hour. I’ve learned to NEVER have any light colored pants, let alone white panties.
I was not in a good place, both figuratively and literally, when I found out I was expecting number 5. My excitement of having a new baby quickly wore off when I realized just how shitty our situation was. We live in a 4 bedroom rental, with a shit-head as a “landlord”. It’s me, my husband, our 4 kids and at the time; my little sister, her two daughters, my mother and little brother all living with us–on Derrick’s paycheck. And even though, at the time, Derrick was bringing in around $1000-$1200 per week, we were struggling and now we were adding another little person to the party. I began to rapid cycle, and I’m not normally a rapid-cycler, but my hormones were so out of whack, I couldn’t keep up mentally.
I don’t know what’s worse; actually physically throwing up with morning sickness during the first trimester early on, OR always on the verge of throwing up and gagging at EVERYTHING. I know what was worse–the fact that smoking a cigarette was the only thing that stopped the nausea. Mind you, this nausea and smoking was BEFORE I took the test and I assumed I just ate something bad, so I continued smoking–until I took the test and then, I’ll be honest, that morning, after I took the test and it was positive, Derrick was at work and I didn’t tell anyone and I continued to smoke the rest of that day. Part of me registered there was a baby in there, but another part of me didn’t want to believe it and the smoking kept the vomit at bay, for at least a little while.
By September, I was such a psychotic, hormonal, raving bitch, that I chased EVERYONE away. My sister and her kids went back to her husband and son in Las Vegas, my brother found an apartment, and my mother and her boyfriend moved in with my grandparents. But then it was just me. Pregnant, sad, lonely AF, angry me, with 4 kids and a husband who worked 6, sometimes 7 days a week, just so we could stay afloat.
I was angry. I was lonely. I was sad. I was a wreck. I was suicidal.
I had no support.
At least I thought I had no support. I never reached out to my mom because our relationship had been turbulent the last month or so she was at my house. I was pissed off at my little sister, because she moved out and left us with a $660 electric bill and hasn’t sent back one red cent to pay us back for living here, rent free, eating, using our wifi and electricity, Netflix account, Hulu account and flat screens, hulling up on our couch for months. It even caused a huge rift between me and Derrick, exacerbating my depression, when he’d throw it in my face, that’d we would have already been in a much better place for this baby, had I NOT been the one to “take in all the strays” of the family and offer OUR roof over their heads. And now, now I get his frustration.
During the lowest part of my Antepartum Depression I wrote a suicide note…an email…to Derrick while he was at work.
Probably not the smartest thing to do when your husband is hundreds of miles away, navigating a huge truck on the hellish Los Angeles freeways.
I was at a breaking point. Seriously, no one can TRULY understand just how lonely depression can make you, unless you’ve lived it. I saw no point in living. I wasn’t getting along with my mom, my sister, my brothers didn’t understand so they kept their distance and that distance was FELT and it hurt, my kids were constantly fighting, arguing and not listening to me, my grandparents are from another generation so they didn’t comprehend boundaries and depression so they were no help. I had (have) no friends. And I completely stopped going to therapy, group and visiting my Psychiatrist. I gave up.
I found my (original) OB/GYN August 1 and had my first visit on August 10th. I chose him because my sister-in-law was pregnant too and he was her doctor and I went to her first appointment with her and I liked him (and the female doctor with him, and here I thought I’d be getting them as a team too. Boy was I wrong). My first appointment was just quick formalities and Derrick was there. Blood pressure reading, weight, height, blood work and numerous forms to fill out about me and my previous pregnancies, miscarriages, deliveries, etc. I was automatically deemed “high risk” and was sent to a second doctor because I was an “older” mother with numerous health issues; overweight, hypertension, fibroids, Endo, PCOS, progesterone allergy, asthma…and mental health “issues”. Not to mention Derrick’s heart condition and family history of cancer.
I saw this OB a total of 3 times. The first meeting mentioned above. A second appointment in September to go over everything from August. And one more time in early October, where I poured my heart out to him, expressing my concern and worry about my depression; how I’d become recluse and stopped therapy, group and seeing my psychiatrist BUT I was STILL continuing my Latuda, secretly praying this would help with my depression. But my OB demanded, to Derrick (he didn’t even acknowledge me laying on the examination bed, tears streaming) that I stop my psychiatric medications because I wasn’t “depressed” I was just “sad” and I didn’t need medications for that. He told Derrick that I was “choosing” to be sad and that if I chose to be happy, I’d be happy.
I was in utter disbelief and my depression hit tenfold what it was before.
I cancelled my 26th week appointment with him.
The nurses called numerous times and left voicemails demanding I call and reschedule immediately or he’d give my place to another mother.
I laid in bed, crying, listening to the voicemails, not ready to reschedule yet, deleting the voicemails, turning over and crying myself to sleep. Over and over again, for days.
My 28th week I received a certified letter in the mail, from my OB. He had dropped me as a patient.
I spent my 28th and 29th week in bed.
Around the end of my 29th week, I fell. I ended up in the hospital. I told the head nurse, who, luckily, was MY nurse, that I didn’t have an OB and she took time out of her busy schedule to hand-write a list of high-risk OB’s from here to Corona to Hemet to San Bernardino, who took my insurance and I cried happy tears when I hugged her and thanked her for looking out for me.
I spent the following Monday calling every name on that list. No takers. I called my insurance company and asked them for a list. I called everyone on their list. No takers. I Googled every OB and called EVERY single OB within 25 miles in each direction; in ALL counties within the Inland Empire. And still, not one taker.
No one wanted me as a patient, who was an “older” patient, at 30 weeks already AND high-risk. I was too much of a liability.
My depression kicked my ass even harder and this time, I had guilt added to it because I blamed myself for my original OB dropping me as a patient, because, maybe, maybe he was right. Maybe I was CHOOSING to be depressed. And now, here I was 33 weeks along with a baby and I had no idea what was happening with her. That was the only solace I had to hold on to–I found out around 30 weeks she was a she, because I had to pay out of pocket, to go to one of those 4D Ultrasound techs, because I HAD to make sure she was still alive. Mind you, I couldn’t careless if I died, but I wanted to make sure the baby was okay.
And when I had that ultrasound done, even though it wasn’t a medical one, I was ECSTATIC when I saw her up on that projector screen; all her fingers, all her toes, long limbs, fully developed lungs and a hummingbird heart that was fluttering about. I had something to hold on to. I wasn’t just getting fat and throwing up for the hell of it, there was a little person in there.
Early March I slipped and fell again, landing on the side of my belly and really hurting my wrist and knee. I went back to the hospital and that’s where I met my attending OB. She ordered ALL the tests I missed during my pregnancy and I had ultrasounds and everything and she sat there and listened to my cries and how I lost my original OB and she patted my hand and said those magical words: “You’re my patient now.”
I was (what I assumed to be) 36, nearly 37 weeks when I walked into her office for my first appointment. I didn’t even last 5 minutes. She told me that I needed to head to the hospital; my liver was failing to sustain me and the baby because my blood pressure was way too high and I looked like hell.
I didn’t think I’d be having a baby, I thought I was only going to the hospital to be monitored, medicated and sent home on bed rest until her (what I assumed to be) EDD of April 5th, 2017.
Nope. I was stuck to a bed. I WAS medicated. With 6 different kinds of medication; to lower my blood pressure, to hydrate me, to replenish her amnio fluid, to thin my cervix and kick start labour. I was having a baby, that day, at 37 weeks. I freaked. I was stuck in bed for 3 days. I had a catheter, of which I HATE, and that totally played into my PTSD too because I do not like inanimate objects forced into my neither region, NOR do I like that un-numbed PAIN included–it’s fucking traumatic and I’m hella sensitive down there, after having my area burned with a cigarette when I was 9.
SO I was forced into labor early and I laboured for 3 whole days before I started pushing and it was just before my epidural, that my doctor informed me that I was truly more around 34 weeks and 5 or 6 days along in my pregnancy–so I began to freak the fuck out again.
Once my epidural kicked in, it kicked in a little too well and my stats nearly flat-lined. I remember becoming super lethargic, sleepy and weak. My blood pressure was what Derrick’s was when he was dying of kidney failure with the Rhabdomyolisis. My brain was freaking out, but my body was barely moving. My eyes were open and I was able to see everything happening. It went from me in the bed, Derrick to my right, the Anesthesiologist at the foot of my bed, and the nurse to my left overlooking my vitals…to the room becoming over-crowded with at least 6, 7, or 8 nurses, the Anesthesiologist, his supervisor, the hospital’s head officials and a couple other people who introduced themselves, but I was so out of it. The last thing I remember saying to Derrick before I blacked out was “I don’t wanna die.”
I woke up 3 hours later. My epidural had completely worn off and holy-fucking-hell did I FEEL everything. My body wasn’t ready. My brain wasn’t ready. I wasn’t ready. But they were making this baby come. I cervix was being checked, with the catheter still inside me, every 5 minutes and I was in PAIN. I was already freaking out with the trauma at this point, I couldn’t stop crying. And then my rapes (yes rapeS) came flooding back into my mind because THE sole male nurse just walked in and announced he was going to check my cervix for dilation and I FREAKED LOUDLY, but I couldn’t get it out, I couldn’t verbalize WHY I was freaking out, I felt 9 years old all over again. I couldn’t fight back. I just laid there, gripping painfully to the bed’s arm rests, sobbing and screaming “No, no no no no no no” over and over again, looking at Derrick to save me from this and I screamed when the man’s hands went inside me, but I couldn’t respond to Derrick when he asked me what was wrong.
How does one lay there, who’s body is TRYING it’s damnedest to birth a baby, while your brain is SCREAMING at you to make it stop, while visions of my rapists’ play through my mind over and over and over again; being pinned down, in pain, searing pain, while he forces his huge hands deep inside me and I can’t kick, I can’t fight, I have to literally lay there and take it because there’s a baby in the balance.
And it was so hard to bond with her once she came out, because this male nurse was still inside my delivery room and I’m sitting there, numb, but shaking and all I see and hear is Leon’s, Joey’s and Eli’s voices. All I FEEL is their hands on me. And I’m trying so hard to find the joy in the moment because my daughter was there, she was my reward for not giving up, when all I wanted to do was give up and I wasted my Golden Hour in the L&D room.
And my husband is gunna read this.
And he, even to this day, has no idea that this was the narrative that was playing in my head that day. The amount of panic attacks I was having wasn’t because I was birthing a child. It was because the whole time I was relating the pain and trauma to the trauma I experienced as a child and young teenager.
And it’s not like I look at Ivy and think about the trauma and rape every single time–but there are times, that my brain is a complete and utter asshole and says, Hey you know what, birthing Ivy was like being molested and raped, wasn’t it, and it fucks me over for the day and I have trouble holding onto her, feeding her, bonding with her and all I want to do is run away, drink or smoke an entire pack of cigarettes.
But how do I say this to my husband? “Here, take your daughter, she’s exacerbating my PTSD and if I don’t numb myself RIGHT NOW I’m gunna freak out and lord knows that outcome”?
We don’t talk about my triggers much, mostly because I feel they’re MY responsibility and that’s what I have a psychiatrist and therapist for. But there are times I wish I could articulate it in my brain, well enough, to articulate it to my husband, that when I need breaks of overwhelment from the baby, isn’t BECAUSE of the baby all the time, it’s because my brain is a motherfucker and I’m dying inside and I need a fucking minute.
I desperately NEED postpartum support, but I am SO scared of reaching out for it, because how do you open up to a group of strangers and equate your labour and delivery to molestation and rape?
So I sit here, nearly 13 weeks postpartum and I still haven’t found my footing. I don’t have a tribe. And I am medicated again, but probably not as medicated as I should be…but I am determined to breastfeed my daughter.
But at what cost to me?
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livetheeasyway-blog1 · 8 years ago
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How To Cure Asthma Naturally Without Medications
If I ever found a way to cure myself, how to cure asthma I would share that information with the world, after years of suffering from adult-onset asthma, I promised myself that. Also, he inheret symptoms of asthma from his aunt i.e from his father's sister his dad has allergic reactions on regular basis n relatives have eczema n symptoms of asthma also. Homeopathy, alternatively, is not limited by the indications of bronchial asthma and seeks to cure the complete restore and being stability. You need to have an symptoms of asthma activity plan and get your optimum movement measurements a minimum of 2 occasions each day. Night bronchial asthma: is a type of intrinsic symptoms of asthma that may be most serious during the night time, normally involving 2: 00 am and 4: 00 am. Patients struggling with night time bronchial asthma frequently drift off to sleep quickly on account of bodily exhaustion simply to awaken some 3 or 4 time later on gasping for air. The results in or its origins skin area could be boiled and also the extract enables you to treat bronchial asthma.
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Every person at home, especially those with asthma attack or other lung problems, will tremendously gain! Remarkably, I've found exactly the same diet plan that assists your asthma attack will help my symptoms too (countless visits to doctors never ever aided). I actually have an aversion to pharmaceuticals and merely googled ‘ cure for asthma' and found this site. Some all-natural treatments may help to handle symptoms of asthma As an illustration, a negative reaction to emotionally charged stress may cause an symptoms of asthma invasion Some organic relaxation treatments like serious stomach inhaling and exhaling, intensifying muscles rest, led images, and biofeedback can help alleviate anxiety.
Regulate ENT associated Disorders: Sarvangasana is considered the most valuable practice to stop and manage Nose, Throat and Ear connected issues. My Girl (Manjari) is of 5( Finished) yes her bronchial asthma starts with frosty and after that cough begins then at night her heartbeat improves and will get worm issue sensation and several occasions she can feel quite not comfortable plus some time she will wamit for about 5-6 instances. I am just 66 years old and battling Asthma attack dilemma because very last 5 dilemma occurs in only in moist and dampness weather,hypersensitivity this weather (wet year) from July to Sept . each year.These in symptom in summer months and is the haridity problem.Kindly suggest the Homeopathic medicine for that treatment method. Any physician who says that diet regime has absolutely nothing concerning bronchial asthma is living in los angeles los angeles terrain.
And many of them had questions about the program before they started, asthma Miracle has already worked for thousands of women and men in 131 countries worldwide. It is diagnosed as asthma and various other tests are carried out if the patients complain of these symptoms in a particular month or time. Zinc: Supports adrenal aids and health your body in handling stress, which has been bound to worsened symptoms of asthma signs. But we are confident that if you a minimum of use and adhere to the major ones, you'll locate your asthma and allergies (or your child's) will disappear altogether completely inside 6-8 several weeks. He or she is sensation pain in the noistrals,the ears and eyes and tightness in has not yet faced any bronchial asthma strike but struggling Can you you should suggest how could he prevent from bronchial asthma. The Western way of living correlates with increased amounts of symptoms of asthma victims, which is not surprising taking into consideration the bad diet quality and-tension setting.
The family maintains the fish clear the throat on their way permanently and down cure asthma and other respiratory problems - if the treatment is administered three years running. And of course, enhancing the immune system and trying to keep it solid is vital for preventing swelling in the body and properly managing auto-immune diseases including asthma and allergies. This remedy is useful for patients, who criticize about tighten and constricted experiencing inside the torso during an asthma attack assault. Most sufferers don't understand that their present life-style makes their asthma attack a whole lot worse.
creams, Drugs and suppositories risky surgeries, special diets, herbal and vitamins supplements may work temporarily on the symptoms of Asthma, but the real cause of Asthma is neglected, your Asthma will not be cured and eventually and most often the severity of your Asthma would increase. Should you check out a medical doctor you are more often than not will be offered a prescription for pain killers or arrival handle capsules basically because they are quick on time and believe it to be the easiest solution to your asthma problem.
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There were quite a few reports that report ingesting the correct food items could be the one of the best home made remedies for bronchial asthma. I need to take care not to take in a lot of food items which are naturally rich in serotonin, like plums, a, kiwi, avocados, bananas and tomatoes few other people. This homeopathic medication is actually a deeply-acting and is necessary for these sufferers who have bronchial asthma and are very understanding of frosty, using a private or family history of tuberculosis. Each symptoms of asthma individual who continues on an appropriate, clean eating program may find a noticeable difference within their symptoms… some an amazing advancement! It can be the solution to the secret of why how to cure asthma attack has become increasing in consistency for years - caution close to sun exposure has risen into a hysterical vitamin and degree D ranges have lowered significantly as a result. It will be the ONLY all natural step-by-phase roadmap to permanent Bronchial asthma flexibility around.
Reference : http://asthmafreeforeverreview.blogspot.com/2015/05/how-to-get-rid-of-asthma-permanently.html
https://en.wikipedia.org/wiki/Asthma
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