#Why is franking needed?
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sauravsharma3489 · 9 months ago
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It takes a lot of study to purchase your ideal home, including investigating the area, climate, interior design, and accessibility. While often disregarded, the financial component of purchasing real estate is equally crucial. Numerous modest and large payments might make a considerable difference in the property's price. The terms "Registration Charges," "Stamp Duty," "Loan Processing Charges," "Technical Appraisal Charges," "Franking Charges," and so forth may have been mentioned during discussions with the seller. In order to prevent defaults and guarantee a seamless home-buying experience, it is critical to comprehend the meaning of these costs.
Franking Charges: What Is It?
Stamp duty is a levy that you must pay to the government in order for the acquisition of real estate to be approved. The franking charge is an additional stamp duty-related expense that most purchasers are unaware of. Stamp duty and franking costs are sometimes mistaken for one another. These two charges are typically charged concurrently, which is the main cause of this misconception. They are distinct charges, though, and we will talk about both the meaning of franking and the meaning of franking charges in this article.
Franking: What Is It?
Franking is only the act of franking an agreement. It is a seal that certifies that stamp duty has been paid. Thus, the process of having property documents stamped is called "franking."
Authorized organizations, including banks, offer franking services. We can enlist the assistance of these organizations to place a stamp or a denomination on the document in order to demonstrate its legitimacy.
Sub-registrar offices throughout various Indian states have Franking machines installed in order to complete the Franking process.
Advantages of Franking
The use of franking machines as opposed to stamps has various advantages. Among them are:
Lower Postage Costs: Since you only need to buy postage once, as opposed to for each letter or package, franked mail is less expensive to send than stamped mail. Convenience: You may quickly and easily prepare your mail for dispatch with a franking machine, saving you a trip to the post office. You save time and energy, which are sometimes very valuable resources!
Efficiency: A clean, reliable impression is always produced by a well-maintained franking machine. This facilitates the accurate identification and sorting of your mail by postal workers, ensuring that it gets to its destination as soon as possible.
Why was Franking invented?
Printing the agreement on non-judicial stamp sheets was the previous method of verifying the payment of stamp duty. The government had to put an end to this method since it resulted in stamp paper scams, abuse, and forgeries.
Bank Franking Procedure
Franking must be completed at this stage, prior to signing the paperwork, once all necessary information has been transcribed onto a blank sheet of paper. To approach the relevant body, you or the vendor must fill out an application with the franking details.
Not every bank is permitted to accept stamp duty. Even yet, the authorized institutions will be limited to a specific daily volume and will only be able to open a particular amount of documents each day. It is crucial that you get in contact with the bank early in the day or through a designated representative. It is advised to schedule a prior appointment with the relevant official, as franking necessitates advance planning on the part of the authorities.
The bank that you are using to obtain the home loan will give you the precise information and representatives about particulars.
Charges
The authority franking your documents, such as banks and agencies, must be compensated. State governments set the amount, which differs from state to state. Regardless of the value of the property, some states have a flat cost. Nonetheless, the majority of states charge a fee equal to 0.1% of the loan amount or the entire sale price of the property. Due to the strong correlation between franking charges and stamp duty, franking charges are typically subtracted from stamp duty, and stamp duty is amended to incorporate them.
The Indian states' corresponding franking charges are as follows:
Maharashtra's Franking Charges: 0.1%
In Telangana, fucking charges are 0.1%
For instance, there will be an additional Rs. 8,000 in fees associated with franking charges if you are purchasing a house valued at Rs. 80 lakh. Now, if the franking charge has been paid, you will only be required to pay 5.4% of the property value as stamp duty if the stamp duty in your state is 5.5% of the value. This change won't be performed if you choose to pay stamp duty using a different method. (The stamp duty rates are subject to change and vary across states; the figures shown are only examples.)
Remember that most home loans do not cover stamp duty or franking costs, so be ready for this and keep it in mind when choosing a home loan vendor.
Document Franking
Printing the agreement on plain white paper is necessary when franking a document. You must take the agreement and the supporting documentation to a franking agency or an authorized bank before they are executed or signed. There, they will offer you an application form, you will pay the stamp duty charge, and a stamp will be applied to the document to indicate the amount of stamp duty paid.
How to Calculate Franking Charges
States have different franking fees. The franking costs in Telangana and Maharashtra differ as a result. Usually, it represents 0.1% of the purchase price. For example, the franking charge on a house purchased for Rs. 40 lakhs would be Rs. 4,000. Remember that the franking stamp fee is part of the stamp duty duties as well. Therefore, if the appropriate stamp duty in your state is 6.5 percent, you would have to pay 6.4 percent to the sub-office registrars and the remaining amount to the franking authority.
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shalom-iamcominghome · 2 months ago
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I've been doing a lot of reflection as of late, especially after this past class.
This past class was about the Torah and Tanakh in general, and the way the rabbi talked about the commandments (specifically the ten commandments) has made me really reflect on how I interpret them, specifically the fifth commandment, or honoring your mother and father.
This is a commandment I have wrestled with for a long time - in fact, it brought me away from g-d at multiple times. I was severely abused when I was incredibly young by my mother, and I used to feel insulted at the implication that I were to honor her while she got to live a better life. It was hypocritical, in my eyes.
But this rabbi surmised that this particular commandment was because parenthood is an act of creation, something that is like the g-d from which we come from. My realization is this: I don't think we're necessarily meant to take even these commandments literally.
I this particular commandment is more of a call to honor creation - creation is a gift, and like any gift, many people simply will not like it and will discard it. The person who abused me created me, but she did not honor creation. She didn't honor me, but I can still honor it.
I have started to honor creation much more. I'm too young, too unstable, not mature enough to be a father (though I fantasize about it), but I create all the time. I create relationships, I create with my hands through crochet. I create memories, I create my world. And I can honor who I am and where I came from that made me who I am. I've been learning one of the mother tongues of my family (Italian, since part of my family originates there) and it was judaism that inspired me to do this.
I don't think g-d wants me to honor my abuser. I think He wants me to remember the Holy action of creation. When I am a father, that act of creation will be Holy, and indeed, I am already joyful about the thought.
I have seen many people struggle with this particular commandment, but I think this perspective helps me personally. I don't think I ever have to forgive my abusers (plural), and I don't think I am commanded to simply because they happened to be family. I am commanded to recognize the holy, to elevate the mundane. In doing so, I will remember g-d. Through creation, I honor g-d and everything he has done for us, for me, and for our collective people.
#jumblr#jew by choice#jewish conversion#personal thoughts tag#abuse tw#i am not sharing this for the sake of pity and i also ask not to be told to divulge my abuse story. that isn't relevant#i have been needing to engage with this topic for a long time though and judaism has helped me a bit in navigating healing#but i decided to share this publicly in the hopes it will help other survivors specifically of familial/parental abuse#i know how it feels (in general). it's so lonely and you can really harbor (understandable) baggage about this particular commandment#i have a meeting with My Rabbi (sponsoring rabbi) and i might bring this up. we've only spoken once face-to-face (zoom)#so that might be really Intense to bring up to him but he is very kind and i trust him (which is why he is My Rabbi)#and he has already told me that he WANTS me to wrestle with g-d and His word *with* him#again i am posting this publicly so i can document my thoughts and keep them straight but also with the hope it MIGHT help others#if it even *casually* inspires another survivor i will feel so grateful (though it is THEIR achievement and not mine to claim)#i want us to survive. i want us to eat well. i want us to smile#i will say that this must be a very sudden whiplash in tone from my last post about sex. from sex to awful horrific abuse#my stream of consciousness is just Like This though in the sense that i have very sudden realizations and tonal whiplashes#so you're just getting a very frank look into how my brain is structured and what my brain thinks are important enough to think about#if i seem much more verbose it's because i needed to write this on my laptop which makes typing and more importantly yapping even *easier*
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somewhereincairparavel · 8 months ago
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Alright. I came across someone saying that Rick "put Jason in a pedestal" and "overhyped" him by emphasizing how good looking he is and that Jason shouldn't have been so attractive looking. (Tbf tho that person made it sound like they seemed more mad bc their least favourite character was considered good looking lol) but I'll yap about the significance here anyways. Beware of a very long yapping session below.
I do understand their frustration though, because jason getting told that he looks good all the time makes it seem very shallow and unfair to the others.
And let me tell you, Jason is SUPPOSED to be gorgeous looking in everyone's eyes. He is supposed to be conventionally handsome, Rick didn't intend for his looks to be "beauty is in the eyes of the beholder " or something like Percy's (like how Piper didn't find him as impressive) Percy's is supposed to be more authentic. Percy's character isnt centred in people idolizing him, everyone can acknowledge that he's handsome looking, but it isn't in a "perfect" type of way, he's a carefree spirit and that reflects on his looks. While Jason is hardwired as this ethereal looking hero in people's eyes that not even ONE can deny that he looks good, bc ppl in Rome had set him as the "standard". Jason said this before in the lost hero, that him being a son of Jupiter, makes him feel like the support he gets is only because his dad is a very regal and intimidating figure.
That's kind of the whole point, he's supposed to look like this perfect man who can do no wrong. His "Golden noble boy" arc is literally the whole concept of his character. Why else do you think rick wrote Aphrodite approving of Jason's looks saying that he needed no improvement (which she rarely does) ?
Because Jason is supposed to be put like a statue to admire and idolize, that's ALSO why rick made sure to add that Jason looks like a Roman sculpture, bc that's like a metaphor for his inner conflicts. The guy was put like an artifact for people to ogle at in camp Jupiter ever since he was a kid of 4. That's part of the tragedy.
Annabeth said it perfectly “Annabeth tried to hide it, but she still didn’t completely trust the guy. He acted too perfect - always following the rules, always doing the honorable thing. He even looked too perfect. In the back of her mind, she had a nagging thought. What if this is a trick and he betrayed us?” Mark of Athena, page 6.
His mother, whom he's supposed to look like, is also a literal world wide tv actress. So you can't expect anything less either.
Also, Jason is supposed to mirror Percy. And let's be real. Rick put Percy in a VERY high pedestal looks wise, aswell, Not just Jason. And that's okay.
Rick made Hazel mistake Percy for a literal god because he was just that good looking (tbf, in a way, when I was younger, I found this to be a little bit of an exaggeration, bro was covered in mud and seaweed and was compared to a god, it was rlly funny to a 10 year old me 😭 yeah but don't mind this though, this was just a younger me jealous that I couldn't be as pretty as Percy was in mud lol) If Percy can be "hyped" up so "unrealistically" in that particular situation then so can Jason. They are both literal half gods, so unrealistic praise is very normal) and rick also made sure to emphasize that almost all the teen characters had a crush on Percy. So apparently that isn't called putting a character in a pedestal but Jason's is? They are BOTH put in pedestals, because they're both heroes.
Jason and Percy are supposed to be equals, so both of them being in the top two when it comes to looks makes SENSE. Because people are supposed to argue about who is better looking, since they're written as foils.
You cannot expect rick to make Percy look like a god and Jason look like a rat 😭 then there's no point of having them as parallels if one has the upper hand in something. Rick did a good job by conveying that they are BOTH attractive, but in different ways. That's why the Percy/Jason looks debate always have mixed answers.
Jason getting complimented by Aphrodite, the GODDESS of beauty, for his looks and her saying that he didn't have anything to "fix" in his face BC it already looks gorgeous = Percy getting compared to a gorgeous Roman god by hazel. They are both equal comparisons in slightly different tones.
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yourlocalmissingtexture · 11 months ago
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Unhinged “trust me, I’m a doctor” scientist & their partner whom they perform questionable experiments on is my favorite dynamic
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horreurscopes · 1 year ago
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my guy pretty like a girl & he got fight stories to tell; i see both sides like chanel
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lilislegacy · 2 months ago
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okay here are my own personal headcanons on pjo/hoo characters having kids, assuming certain couples stay together and no one dies. also my thoughts are subject to change lol.
percy and annabeth have three (mostly) planned kids, starting when they’re in their mid to late 20s and spanning about 5-6 years. and then another one comes along when they’re like 40. (total accident). a couple boys, a couple girls - all sassy hyperactive geniuses running around causing mass chaos 24/7. then when their bio kids are mostly grown and out of the house, they foster demigod kids who don’t have homes. i can also see them being in their like 50s and fully adopting a little demigod baby who doesn’t have a family (because they have plenty of love to give). basically at every stage of their life, their house is always chaotic, loud, and full of safe and loved kids. they are parents to anyone who needs them
grover and juniper are gonna have like 7 kids or something. their own little school of children. and all super close together, which is ironic since they don’t have the strict timeline that humans do.
frank and hazel have exactly one kid, probably in their mid 20s. and they are SO happy with their one. the kid is calm, sweet, quiet, and smart. much better behaved than most demigods (although there could be a rebellious phase in the teen years)
nico and will adopt one or two, maybe a set of siblings, but not until they’re in their 40s. because i feel like nico thinks he never wants kids, but then over time, he realizes he does. plus he wants to do it for will.
piper doesn’t want kids. she thought she did at first, mainly because she felt like she was supposed to, but as she gets older she realizes she loves the freedom of not being a full time parent. she can pop in, be fun aunt piper to all her friends’ kids, and then leave. and she’s super happy that way.
i think leo would be scared as fuck to be a dad, and never plan on it, but i can see him having a singular daughter. definitely not planned. maybe even naming her after his mom. i really see leo being a single dad for some reason, idk why or how though. but he would be awesome. he’d expect his daughter to be all troubled and messed up like him, but she turns out amazing (because she has an awesome dad)
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koifsssh · 1 year ago
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The Greaser Au!
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(oh goodie! it's here!)
bwah, where to start?
long, long, long rambles below! (Beware!)
Wally! I'll start with Wally!
As you can imagine, Wally is the little leader of the group! Promptly dubbed after his last name, "The Darlings"! (how darling they are indeed!)
Wally had grown a fascination with the trend, though he didn't quite understand the need to act so tough and mean, so he decided to make his own group! (with the help of Barnaby!)
Motorcycles, catchy tunes, being free on the road is something everyone should enjoy! So who cares if you're big or small, or if you like the color pink? Anyone can be a greaser as long as they got a jacket and a bike to go along with it!
At least, that what he believes anyway!
Speaking of a certain beagle...
Barnaby!
Barnaby of course wanted to join in on the fun, and he very publicly advertised Wally's gang at his little comedy nights! (It did catch a certain blonde's attention!)
it did garner attention, with the way the beagle so affectionately told of Wally's endearingly comedic actions from their day to day life. Barnaby also helped Wally organize the entire set up, helping him get paint and base jackets for the painter to personalize! (He also suggested Poppy's diner as a hangout spot! He had it all thought out!)
Plus, it made his best friend happy! Who could ask for more? Well... maybe Barnaby would ask for a hotdog or two.
Julie!
Julie is a seasoned hair stylist! She owns her own hair salon! She's excellent at her job, however more often than not she gets a unpleasant customer.
Stress can pile up unfortunately, and when she attended a comedy show one evening she couldn't help but be ecstatic at such an idea of being free on the road. It felt like the perfect destresser!
Talking on the phone with Frank was great and all, but nothing compares to feeling the rush of wind in her hair... So she jumped at such an opportunity! And of course, Julie doesn't go anywhere without a certain frowny bookworm!
Frank!
Frank is an entomologist! (and a part-time librarian during the summertime!) A dream job really, but every dream comes with its hurdles! Similar to Julie, Frank found themself stressed. Usually books were able to decompress them, but lately they've been growing frustrated, the one thing they hate the most is incompetent writing!
It took a lot of convincing to get Frank to even consider the idea of being a greaser, let alone get on a motorcycle... but Julie can be very insistent when she wishes to be! Not even a week passed before they begged Julie to stop her nagging, but in exchange they had to at least go with her once on a motorcycle...
how mortifying.
However! the thrill of being on the open road at a high speed was something they never knew they needed! Needless to say, after that, they were hooked!
Sally!
Sally was the last member to join! and she took her spot quite quickly!
Sally had been in Poppy's diner when she saw The Darling's walk in, she was in awe! Colorful motorcycles? Matching jackets? They all looked marvelous! The star couldn't help herself when she walked up to them, simply starstruck at such a group!
They all looked to be having such fun... she wanted to take part!
When Sally asked if there was a spot left for her, Wally softly smiled at her and stated, "Anyone and everyone can join!"
She was content that day, and from then on, it really was the best group of friends she could ever ask for!
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whew! im done!
(this is my second time typing this... i had lost it all the first time. bwah. but it's here!!!)
im quite happy how everything turned out! I think i'll use this as a master post of sorts, just so you don't have to dig through my stuff just to find anything specific!
I'll leave Poppy's & Howdy's explanations here! (Just know those designs are old! All the designs in this post are the ones i will be using!)
Poppy's Diner!
additionally! I will give you everyone's closeups!
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mischiefbuckley · 20 days ago
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the priest saying “there’s nothing I haven’t heard before” because Bobby casual dropped the I killed 148 people in an apartment fire in Minnesota on him and also I am a recovering alcoholic and Eddie Diaz really came into that confessional and was like so let me tell you about the telenovela that I was in last season where I have a best friend and ex-girlfriend in that order and my son who currently is living with my parents because they all caught me while I was lying and seeing my son’s dead mother and I got caught because actually father I am in love with my best friend but I still haven’t realized that and I never actually was in love with my wife more like we were forced into a marriage because she got pregnant and then I decided to run off to join the Army and become an Army Medic for two tours so I wasn’t ready to be in a ready made family with her and I love my son so much don’t get me wrong but I wasn’t in love with his mother but lets go back to talking about my son and my best friend please father
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pinknyellowblob · 4 months ago
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small art dump…..
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its mostly eddie what the flip
also home design YAAYAYAYAY
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gonkaccino · 6 months ago
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Season 4 hope/prediction: Deb's show is solid, zero issues, runs flawlessly with great ratings, but her personal life is completely eroding. We start with her discovering Marcus is leaving, and it culminates in DJ going into labor right before a taping. Deb chooses the show. When it's over, and she finally flies to Vegas, it's too late -- Aiden's not letting her in because he loves his wife too much to let DJ get into a shouting match with her mom right after giving birth, and instead takes the brunt of Deb's wrath, with her making excuses and talking about how they used her money for IVF, and anyway, DJ's fine, so who cares if she wasn't there? Kathy's in the room with DJ and the baby (DJ's the closest she has to a daughter, after all) and Deb leaves too furious to think about how badly she's hurt her family.
She heads back to her Vegas mansion -- empty, obviously, Josefina and the dogs would be in LA -- and pops open a bottle of wine. Alone. Completely alone. Can't call Marty, she has no friends, the closest she's got would be Kiki and wouldn't that be embarrassing, calling your poker dealer to talk about your feelings --
and then Ava's there. She got the news about DJ's labor, she got the story from Aiden (who was distraught, by the way, man's too much of a sweetheart for Vance drama), a spare key from Damian (happy to pawn that off on her, though if it isn't returned promptly he's taking legal action) and has arrived just in time to see the Deborah Vance having a breakdown the likes of which no one thought physically possible. Crying gives you wrinkles, you know. But Ava has to be here. She's the physical embodiment of a lesson Deb never truly learned: you don't have to like someone to love them.
In my imaginary fantasy land that I am concocting this would then subsequently lead into them fucking nasty but I understand that this may be a step too far for the surprisingly large number of very normal people who watch this show and would forgive JPL for not taking it that far. However I do believe they should fuck about it and let Ava take the reigns in their relationship while they see how many of Deb's bridges they can un-burn.
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littlemissclandestine · 2 months ago
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Black Ops 6 Campaign: The Story So Far (Part 1)
Frank Woods
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Russell Adler
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Helen Park
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Just a few images from here <3
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carnivalcarriondiscarded · 9 months ago
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Howdy's rainbow suspenders.
thank you for coming to my Ted Talk-
#im so mad i didnt notice On Stream hnggggg#characters who have rainbows associated with them: eddie / frank / sally / now howdy as well#please refer to eddie's tie. the butterfly on frank's door. sally's house. howdy's suspenders. thankyew#HE'S FRUITY! I SWEAR TO GOD#listen . Listen.#'oh the filters/light is just affecting the black-'#okay then why is frank wearing black thats entirely unaffected. why is barnaby's nose unaffected. why is howdy's BELT unaffected#why are the colors on his suspenders in Blatant Rainbow Order.#huh. explain it to me. make it make sense other than HE'S QUEER? HOWDY PILLAR LOVES MEN I WILL DIE ON THIS HILL#AND YOU'RE DYING ON IT WITH ME-#ok ok. sorry. normal. im Normal#godddd i just. That Image. from the commercial comp#the way he has a bit of a prominent blush. the way he's leaning towards barn. the rainbow suspenders#absolutely unprompted#howdy pillar#the way that the only times we've gotten something of howdy Without barn making an appearance was#the howdy-sally / howdy-eddie / howdy-poppy / that one makeship ad#laughingstock is so real. oh its so real-#(probably one-sided or barn just has some internalized issues to work through - or they both do - but. But.)#hey! put the gun away! i dont need to be put down! i swear im mentally stable!#im So mentally stable? ive been in the trenches since day one?#wh. what do you mean thats... huh? shhh dont worry about it im fine we're fine and i called it months ago- PUT THE GUN DOWN#anyway no i havent just been staring at that housewarming image. no i havent. Swearsies
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splattercamp · 3 months ago
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the thoughts took over...
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somewhereincairparavel · 1 month ago
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I'm so immersed in my jason grace new rome uni fic that I'm studying ancient roman law terms using this as an excuse. help.
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bullets4august · 4 months ago
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seeing new pics of gerard way is like seeing the second coming of christ shes so cute and her smile gerard way you truly are a cutie patootie
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sixteenthtry · 2 months ago
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Ok but imagine performing (amazingly btw) at the NME awards in ski masks because of some dipshit at NME's dumb review body shaming you and your bandmates, winning best international band and best video; and ironically looking like the hottest mfs there... king shit bitch.
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