#VA loan process

[propimortgage]

VA Home Loans - Affordable Financing for Veterans | Propi Mortgage

Looking for affordable VA home loan options with Propi Mortgage, designed exclusively for veterans, active-duty service members, and eligible spouses. Our VA loans offer competitive rates, zero down payment options, and flexible qualification criteria to help make homeownership a reality. Trust our dedicated team to guide you through a seamless process, from application to closing.

[gregnrealestate]

Unveiling Florida's Resilience: From Storm Ravaged Counties to Empowered Communities

A Day of Devastation: The Impact of Nature's Fury

Amidst the chaos left in the wake of severe storms and tornadoes, Florida Governor Ron DeSantis has stepped up to extend a state of emergency, now encompassing Escambia and Santa Rosa counties. The move comes in response to the devastation wrought by the recent weather events, which left tens of thousands without power and communities grappling with the aftermath of fallen trees, power lines, and…

[meadowbrookusa]

In order to qualify for a VA loan in NY, borrowers must first meet the standard eligibility requirements set forth by the Department of Veterans Affairs. These requirements include having served in the military, National Guard, or Reserves for at least 90 days during wartime or 180 days during peacetime, as well as being honorably discharged from service. In addition, borrowers must also meet certain income and credit requirements.

[rainbowsky]

This is not a question, but a reflection. With this BF story, I thought a lot. And I think that as French, I don't have the same point of view. I was especially shocked by these words: “he must be educated”. France has a deep colonial past. and I thought: "we must educate these ignorant Chinese? but who are we to think that we are better and superior? we who today have so much hatred for them?" Each country has its point of view depending on his history. no need to respond if you don't want to. And thank you for your always respectful and thoughtful publications.

This is in reference to a previous post.

Bonjour lyndariell, j'espère que tu vas bien. ☺️

This is a perfect example of what I was saying about this being a very complex issue with a lot of different perspectives and angles.

In order to make sense of and come to terms with this issue we each need to find the right balance between upholding our own values and respecting the values of others. That's bound to be a tricky process because we're each coming from a different region, with different backgrounds, experiences and perspectives on the world.

Each of us will have a different degree of empathy and alignment toward one or more of the various stakeholders in the situation as well, based on our own experiences, interests and values.

In other words, it's complicated.

It is true that for some people, hearing so many white Westerners say that a Chinese man half a world away 'needs to be educated' on any topic might legitimately feel distasteful and wrong. There is this Western conceit that our values and way of life are superior and obviously correct, and that other nations are just 'behind us' in heading toward the same goals*.

*Although the same is also true going East to West.

It would be totally understandable if some people were to reject the Westerners' characterization of this issue and say that the choices that led to blackface being used in this film are not our choices to make. After all, the filmmakers are telling a Chinese story to a Chinese audience, and they know best how to go about that.

Fair enough. But...

Speaking of colonialism

While we're on the topic of colonialism shouldn't we also be talking about China and its role as a neocolonial power in Africa? As I said in my previous post, it's not really fair for us to look at things solely from our own perspective and in the context of the cultural environment we are in rather than considering the cultural environment this film was made in.

Have you heard of the Belt and Road Initiative? Actually you don't need to answer that question, because almost every turtle has definitely heard of it. GG sang a beautiful song in celebration of that initiative not that long ago, complete with a video highlighting some of the major projects involved.

I didn't post that video on my blog, but you can watch it here. All the bridges, trains and other infrastructure you can see in the video are projects from the Belt and Road Initiative; China investing across Asia, Africa and other regions to improve transport and trade (and to build on China's power globally).

I'm no @potteresque-ire, so I'm not going to break it all down in a meticulous, intelligent, well-cited masterpiece, but you can learn a bit more about it here. There are also countless online articles, papers, analyses, critiques, accolades, etc. from every possible angle out there if you want to dig deeper.

Some of the core strategy of the initiative involves proposing massive infrastructure projects in poor regions, loaning them the money to make the projects happen (loans in the billions), and stipulating that the contracts must be completed by Chinese companies. Resulting in countries with shiny new railways and hospitals built and paid for by the Chinese government and Chinese corporations, with these countries massively in debt to China for many decades to come and with deep trade ties to China.

Depending on who you ask, Belt and Road is either an exploitative, environmentally disastrous neocolonialist power/resource grab, or it's an innovative unifying effort to improve the lives and trade of its member nations.

I personally feel its a bit of both.

Whichever it is, it does have a very dark side. There have been many stories coming out of these regions, telling about slave-like working conditions and horrific abuse from the Chinese contractors toward their African workers. I made the mistake of researching this and let me just say that what I've seen cannot be unseen. There is a reason people make snide jokes about the "belt" in Belt and Road.

And that's just the Belt and Road Initiative. There are a lot of other Chinese individuals and companies going into regions across Africa to take advantage of the people and resources for their own monetary gain. I posted about one such example the other day.

So in considering imperialistic attitudes it's only fair to reflect on what it might mean for a Chinese person to wear an African ethnicity like a costume, in a country that is frequently racist toward Africans and which is thought by many to be exploiting African nations with a form of neocolonialist debt slavery.

Particularly when said costume leads to a massive increase in the amount of racist posts on Chinese social media, and with a tone of raucous mockery and disdain.

We should consider the impact of this film on Chinese attitudes toward Africa and Africans. Based on what I've seen on Weibo, in various articles and on international social media it seems like there is a strong colonialist 'white savior' narrative coming out of this film; glorifying China as swooping in and saving these helpless Africans.

Taken alongside the horrible racism of Chinese audience reactions to the blackface, I don't think looking at it through 'the other lens' gives us a prettier picture.

If the primary category of people who are not offended by this tends to be audiences who are reacting with racist mockery, then a deeper reflection needs to happen.

All that aside, DD isn't working in a vacuum. He has been actively cultivating an international audience and working closely with international brands. He doesn't have the luxury of ignoring Western values if he wants to continue down that path.

And let's not forget that the culture he's so enamoured of is black American culture. If he loves Western hip hop culture so much it would behoove him to better understand and support the people at the root of that culture. The people who literally made it possible for him to find and enjoy that culture.

DD is a good person at heart. I feel that participation in cultural harm is beneath his dignity, and not something he'd consciously choose to do if he had a better understanding of the impacts.

When it comes to culture clash and differences in values it's also important to remember that while everyone is free to make their own choices about what they say and do, so too is everyone else free to make their own choices about how to respond to what that person says and does.

DD is a massive star, so his behavior and choices go far beyond his own cultural environment. It's inevitable that some people are going to have different takes on it all.

And I don't feel like people are telling DD what to do, so much as they're talking about what he needs to do in order to maintain their support. They're drawing out the boundaries of what they deem acceptable as fans. From there everyone has their own choices to make, including DD.

My own position

Here's the thing: I've come under loud, vehement fire from black fans for not taking a strong enough stand on this issue, while some other fans feel I'm being too hard on DD. Now you're saying I should consider the colonialist angle and reflect on whether it's even appropriate for me to think DD has anything to learn.

I can only ever be myself, and speak and act from my own values. I will always think for myself and take my own positions, no matter how unpopular they are and no matter how harshly people attack me for it (and they have).

I am capable of holding multiple conflicting perspectives in my heart and feeling compassion for them all.

I empathize with black people who ***for fuck's sake!!*** have been so thoroughly fucked over on every level and in every possible way by people around them who just don't get it about racism. Who just don't get how deep and broad and far-reaching it is and about how soul-destroying it is to live in a world where this shit is normalized.

I can't even begin to imagine how hard it must be to be a black fan who loves DD and then see him in blackface, and then watch all the fans try to gloss over it as though it doesn't matter.

I empathize with Chinese fans who are in most cases probably not at all ill-intended, whose reactions came honestly even if they were jarring to Western fans, and who have mostly found this story and its telling both exciting and moving.

I empathize with diaspora fans who are having to deal with a whole bunch of sanctimonious lectures about who DD should be and what he should think, say and do.

I empathize with the filmmakers, who after all were probably just trying to give an accurate retelling of something that actually happened in real life.

I empathize with DD, who was likely doing what was requested of him and probably didn't realize that it would turn out to be so controversial or negatively impact so many people.

Anyone who can say with a straight face that they think DD would ever intentionally or knowingly do something that would be this controversial or that would be hurtful to so many of his fans can KMA. That's not the kind of person DD is at all.

Blackface is a huge deal here in the West, and even people in this region are constantly getting it wrong. How can we expect people in regions where it's not traditionally been a big deal to do better than people here who are steeped in awareness*?

*And before anyone says that cultural relativism is such that only people in the West really think blackface is wrong, why not try talking to some of the African fans who've been deeply upset by this?

This is what it is to live in the world. Life is complex, and people are messy. Like I said before; nothing is black and white. Everything is a million shades and hues. As much as people will try to oversimplify the issue and try to intimidate us into taking 'their side', or try to punish and attack us for not doing so, we can only ever live by our own conscience.

No matter how much pressure I come under to condemn one of the individuals or groups I listed above, I will refuse to do so. My conscience tells me to be compassionate and understanding to all of them, and that everyone is always doing their best.

I hope and believe that our differing opinions can coexist. We can disagree and still be friends, as long as we remain open to accepting one another, and as long as we respect each other's right to our own conscience and values.

Merci pour cet échange d'idées intéressant. 💛.

[millerflintstone]

I'm le tired.

Another brain dump for moving will be forthcoming, so just ignore this post if it's boring to you I guess.

In Georgia, you need to both have a termite bond in place meaning that you have protection set for your property to not get consumed by termites. I got that scheduled early in July. Ours expired in 2019 and the treatments last 10 years apparently. But we also need a termite letter stating that the property has been inspected and blah blah blah NO BAD BUGZ. That's a separate cost of $150 though. They're scheduled on Monday because the letter only lasts for 30 days. So if these people back out and we have to go through this whole process again, it will be another $150 in the future

I really hate packing fragile things. I guess we'll see how good my packing is once our crap gets to New Mexico

Since Unfriendly is heading out first he's getting his stuff together and it feels like he's moving out, which I mean I guess he is but he's not leaving me lol. It's just weird seeing his suitcase out. I guess it's not much different than him having seen my suitcase out for all the times I've had to travel for work, but it's just weird

My boss is excited for me, which is nice. I don't know how long it will take me to adjust to that. It's a vast improvement from my last boss who laughed when I mentioned I had some work related PTSD. He did stop laughing when he realized I wasn't laughing and tried to cover with an "I'm sorry that happened to you" line but my expectations for having a decent boss are non existent at this point

The buyers have a VA loan and it's been an educational process. That's all I can say about that so far.

[hobie-enthusiast]

this post is more serious than my others and talks about the current strike, as well as why people should stop complaining about BTSV most likely being delayed (+ help links for the strikes at the end)

lets start with the first and obvious point on why you should stop complaining;

WRITERS AND ACTORS ARE ON STRIKE

what does this mean? it means that actors and writers apart of their respective unions (WGA - SAG-AFTRA) are halting all production and promotions of their movies to strike for fair living wages. they have been underpaid for far too long, and deserve to make a livable wage.

why is this important? because they are not being paid the fair wages that they deserve. a TON of company CEOS are making 400 TIMES what their lowest paid worker makes. That isn’t acceptable and this strike is exactly what hollywood needs. its a wakeup call. capitalism greed has ruined hollywood.

the amount of times ive seen “oh no (insert movie) is getting delayed why did they have to go on strike :(“ is fucking ridiculous. you should instead point your blame and anger towards these major production companies who are screwing over their workers.

another point;

both ITSV and ATSV were very thought out movies. they took years of production and and animation work, as well as research and tests to try and perfect the movie. and they did! both movies are easily the top animated movies of our time. so, to get the same product for BTSV, they need time.

if they speed production after the strike to get this movie done, it’s going to suck. im sorry but its true. true art and craft takes time and energy. it takes effort and thought from the entire crew. it takes a whole team to bring it together. rushing to make the deadline would not work in anyone’s favour.

my next point;

it has been said by va’s and animators that no work for the next movie besides whatever they explored before it was split is done. absolutely nothing. sure, they have a plot idea. they absolutely have an ending in mind, a plot too. thats why it was split.

but like previously stated, animation work takes time. its such an incredible art and process that is time consuming. putting pressure on anyone to finish it will only result in a poor movie.

i love both movies, so incredibly much, and i truly cannot wait for BTSV. but i would rather wait the same 5 years between the first two between these ones if it means we get something even better than ATSV.

i stand with the writers and actors. im willing to wait for the next movie. im willing to support the movies and production team for their hard work when they take their time and push the release date back.

and you should too.

below are links to support the strikes and those who are not being paid fairly. please take time to sign and donate if u can. it’s important.

— https://secure2.convio.net/afa/site/Donation2?df_id=8117&8117.donation=form1&mfc_pref=T - donation fund for actors currently on strike

— https://entertainmentcommunity.org/how-get-help-and-give-help-during-work-stoppage - information on how to help and support SAG - AFTRA

— https://www.sagaftrastrike.org/stand-with-us - pledge your support for SAG - AFTRA

— https://www.wgacontract2023.org/take-action/stand-with-writers - pledge your support with WGA

— https://www.wgacontract2023.org/take-action/social-media-toolkit - strike toolkit on how to help and support WGA

— https://www.sagaftrastrike.org/social-toolkit - strike toolkit on how to help and support SAG - AFTRA

— https://www.wga.org/members/finances/good-welfare-emergency-assistance-loans - emergency fund for WGA writers

any support and boost on this post is always appreciated. make sure people know how to help.

[kabillieu]

Because being in a military family means moving all the time, the Air Force hires movers to pack our things and load a truck. We're doing a partial move this time to help facilitate the sale of our house. So movers are here packing 80% of our things today and tomorrow, and then they'll load a truck and put our stuff into storage on Friday.

That will leave the weekend to rearrange what we have left, and then on Monday and Tuesday a painter and handyman will stop by to freshen up our paint and fix a few things. Then we'll get photographs and list the house.

I have never sold a house before, so I'm trying not to be the world's most miserable person through this process because I know it's awful for everyone, and we have people who are doing a lot of the work for us. The reward on the other end is a downpayment on our (hopefully) new house. It's amazing to see how investing (in the loosest sense of the term) in property is truly wealth-building. We bought two houses with VA loans, which means we didn't have to have a downpayment for either house. Now we're selling one and buying another (is my life Monopoly?) and because we have a lot of equity in the house we're selling, and because the house will likely sell for a lot more than we bought it, we'll have a nice-sized downpayment for this house we're buying in Alabama. Of course, the market is also much more expensive, but that doesn't change the fact that because we were able to buy one property, we can buy another, and so on as long as nothing disastrous happens to the housing market.

So many things about military service exist to give service members ladders into the middle class or even upper middle class. It's one of the last "companies" in the U.S. that you can use to facilitate an upward progression of socio-economic mobility. I really hitched a ride as spectator to this, even though it affects my life too obviously, but Dominic was a college dropout with no family money or support who enlisted in the late 90s. Through military programs he was able to finish college, commission as an officer, and get two graduate degrees. Through the GI Bill, he's paid for some of his college, and the rest he can transfer to family members. When we bought our first house (the one we're now selling) we were poor and had no savings, but using a VA loan meant we didn't need a downpayment. And just like that we got our foot into the door (haha) of the housing market.

There's a lot to criticize about the predatory way the military can behave with poor, oftentimes people of color who feel like the military is a last resort, but I've also seen how the structure of the military can take someone bright and ambitious like my husband and give them the tools they need to be very, very successful. My spouse did not grow up with people who had the resources to give him a leg up. I did. But he didn't.

Anyway, now I'm just rambling, but I'm constantly amazed by how an institution I find so problematic can also be a shining example of American progress. It's very socialist! The U.S. military is THE most socialist institution in this country imo--or at least the biggest.

[fromkenari]

Here's something that I doubt everyone knows about the disability crisis in the United States. For a civilian to get disability payments, they have to be "totally" disabled; in other words, you have to prove you cannot get any job in any industry based on Department of Labor statistics in your state, not *just* that you have a debilitating condition. For a veteran to get disability payments, they have to prove a percentage of how disabled they are, and getting 100% disability as a veteran is no easy task wording is critical in the documentation if anyone at any point in your medical history intentionally or not downplays your disability you will get percentage points taken off how much pay you get as a disabled veteran. This is particularly difficult for people with any pride or dignity left because, in both civilian and veteran cases, you must explain just how awful it is in explicit terms and quantifiable, dehumanized ways to sate the court's interest, or you will not get "total" disability. Furthermore, until you are considered "permanently" disabled, you must repeat this process every 3-5 years. Yet, again no one anywhere can talk about you improving or you're out (for civilians), or your disability percentage amount is reduced (for veterans.) Also, if you manage to prove a "permanent" disability, you still get checked every seven years to make sure it's still "permanent." Finally, to get your student loans discharged as a civilian, you must prove your disabled status is both "total and permanent," guess what if one of those changes? Those loans come right back. Also, your loans go into forbearance if you're" totally disabled" and not considered "permanent" or "short-term" (more than 2 weeks, up to a year). Yes, that is the one that accrues interest. Not deferment. For short-term disability, you can defer, but if you're long-term, non-permanent, you forbear. Most people on long-term disability are medically permanently disabled but not in the eyes of the law because of their age, even if it is a chronic or progressive disease. This is why people die waiting for total disability, let alone permanent. My disability attorney said straight to my face 10 years ago, "You should get disability because you have a chronic disabling condition in two systems, but it's going to be a fight because you are so young." I was 28, by the way. She said if I had "just Lupus" or "just medication-resistant dysthymia and generalized anxiety," I wouldn't have stood a chance. My cousin "just" had Lupus and was in end-stage renal failure, it took her 3 years to get disability, and by then, she had a kidney transplant. She was in her 20s and on her parents' insurance. I have a friend whose veteran husband couldn't get 100% VA disability because some doctor at some VA clinic years ago had written down "mild back pain" when describing the pain he felt from degenerative disc disease and 2 herniated discs. It took years to get that one note out of his file. No matter what any other doctor said. So when I say you can't comprehend the disability crisis in the United States, I'm talking about this. Thanks for coming to my TED Talk.

[theliveleads]

VA Mortgage Transfer: Understanding the Process and Benefits

Transferring a VA mortgage can be a significant decision for both veterans and active service members. Whether you are moving to a new home or seeking better loan terms, understanding the VA mortgage transfer process can help you make informed choices. At Thelivelead, we aim to provide you with all the necessary information to navigate this process smoothly.

What is a VA Mortgage Transfer?

A VA mortgage transfer, also known as a VA loan assumption, allows a borrower to transfer their existing VA home loan to another eligible veteran or service member. This process can be beneficial for both the current homeowner and the new borrower. The original borrower is relieved of the mortgage obligation, while the new borrower benefits from the favorable terms of the existing VA loan.

Benefits of a VA Mortgage Transfer

1. No Down Payment for the New Borrower

One of the primary advantages of a VA loan assumption is that the new borrower can take over the loan without needing to make a down payment. This benefit makes homeownership more accessible for veterans and active-duty service members who may not have significant savings.

2. Lower Interest Rates

VA loans often come with lower interest rates compared to conventional mortgages. By assuming an existing VA loan, the new borrower can potentially secure a lower rate than what is currently available in the market, leading to significant savings over the life of the loan.

3. Simplified Qualification Process

The qualification process for a VA loan assumption can be less stringent than applying for a new mortgage. The new borrower may find it easier to qualify based on the original loan's terms and conditions, which can expedite the home-buying process.

4. Avoiding Closing Costs

In many cases, the closing costs associated with assuming a VA loan are lower than those for obtaining a new mortgage. This reduction in costs can make the transaction more affordable for the new borrower.

The VA Mortgage Transfer Process

1. Determine Eligibility

Before proceeding with a VA mortgage transfer, it's essential to determine if the new borrower is eligible for a VA loan. Eligibility is typically extended to veterans, active-duty service members, and certain members of the National Guard and Reserves. The new borrower must also obtain a Certificate of Eligibility (COE) from the Department of Veterans Affairs.

2. Contact the Lender

The current homeowner should contact their lender to discuss the possibility of a VA loan assumption. The lender will provide information on the specific requirements and documents needed for the process. It is crucial to ensure that the lender approves the assumption before proceeding.

3. Submit Required Documentation

The new borrower will need to submit various documents to the lender, including proof of income, credit history, and the COE. The lender will review these documents to assess the new borrower's ability to assume the loan.

4. Credit and Income Verification

The lender will perform a credit and income verification to ensure that the new borrower can meet the loan's obligations. This step is essential to protect both the lender and the borrower from potential financial difficulties.

5. Assumption Agreement

Once the lender approves the assumption, an assumption agreement is drafted. This legal document outlines the terms and conditions of the loan transfer. Both the current homeowner and the new borrower must sign this agreement to finalize the process.

6. Transfer of Property Title

The final step in the VA mortgage transfer process is the transfer of the property title. This step ensures that the new borrower becomes the legal owner of the property and is responsible for the mortgage payments moving forward.

Important Considerations

1. Remaining Entitlement

When a VA loan is assumed, the original borrower's VA loan entitlement may remain tied to the property unless the new borrower is a veteran and substitutes their entitlement. This situation can impact the original borrower's ability to obtain another VA loan in the future.

2. Due-on-Sale Clause

Some VA loans include a due-on-sale clause, which means the loan must be paid in full if the property is sold or transferred. It's crucial to review the original loan agreement and consult with the lender to understand any potential implications.

3. Negotiating Terms

The terms of the VA loan assumption, such as the interest rate and loan duration, may be negotiable. It's advisable for both parties to discuss and agree on these terms to ensure a mutually beneficial arrangement.

Conclusion

Transferring a VA mortgage can be an excellent option for both current homeowners and prospective buyers. With benefits like no down payment, lower interest rates, and a simplified qualification process, a VA loan assumption can make homeownership more accessible and affordable. At Thelivelead, we are committed to helping veterans and service members navigate the VA mortgage transfer process with ease. If you have any questions or need assistance, our team of experts is here to support you every step of the way.

[gcamortgagesblog]

VA Loan With Recent Late Payments

For many veterans and active-duty service members, getting a VA loan is often the realization of a dream. Veterans who have served their nation will find it easier to become homeowners thanks to the loans, which are backed by the U.S. Department of Veterans Affairs. What transpires, though, if an applicant's credit report shows recent late payments? They may still be eligible for a VA loan. Understanding manual underwriting guidelines will help you find the solution.

The Importance of Manual Underwriting Guidelines

Automated systems typically evaluate an applicant's eligibility for mortgage lending based on predetermined criteria. These requirements frequently include income, debt-to-income ratios, and credit scores. Life's difficulties can occasionally result in late payments, which might not be properly represented in an automated system's evaluation. Manual underwriting guidelines are used in this situation.

A human underwriter reviews each application and piece of supporting documents individually in manual underwriting. This enables a more comprehensive assessment of the applicant's financial status, accounting for variables outside the scope of automated criteria. There are features in VA loans that permit manual underwriting, giving applicants who have recently made late payments the chance to explain their situation and establish their trustworthiness.

Guidelines for VA Loans with Recent Late Payments

Explanation of Late Payments

Providing a concise and convincing justification is one of the most important components of manual underwriting guidelines for VA loans with recent late payments. Explaining the facts behind the late payments, whether they were brought on by unforeseen events like medical emergencies or brief financial troubles, can have a big impact on the underwriter's choice.

Evidence of Reestablished Credit

Demonstrating that you have taken action to improve your credit position is essential in manual underwriting. If you have made consistent on-time payments after having made late payments in the past, it demonstrates a promising trend and a dedication to sound financial management.

Stable Income and Employment

The underwriters will also take your present employment situation and steady income into account. Concerns regarding your ability to make mortgage payments in the future can be reduced by a steady employment history and income.

Compensating Factors

Manual underwriters frequently search for mitigating elements that can balance off the detrimental effects of previous late payments. These can include a sizable cash reserve, a sizable down payment, or a low debt-to-income ratio. These elements reflect your capacity to manage a mortgage despite previous credit difficulties and financial stability.

Meeting VA's Residual Income Requirement

To guarantee that borrowers can comfortably make their mortgage payments after taking into account other monthly responsibilities, the VA has a residual income requirement. Your case may be stronger if you meet or surpass this requirement during manual underwriting.

Lender Discretion

It's significant to note that lenders may differ in their manual underwriting judgments. While some might be more forgiving when taking recent late payments into account, others might have tougher requirements. You can locate the ideal fit for your case by looking around for a lender with manual underwriting and experience with VA loans.

Conclusion

Even though previous late payments might at first seem to be a barrier to getting a VA loan, manual underwriting guidelines offer a method for eligible applicants to realize their ambition of becoming a homeowner. These rules give applicants the option to present a more thorough picture of their financial status while also acknowledging the influence that life's struggles can have on credit records. Veterans and active-duty service members can improve their chances of navigating the manual underwriting process for VA loans by giving detailed explanations, proof of credit improvement, and other supporting elements. As you start down the path to homeownership, keep in mind that manual underwriting is a chance for you to share your background and demonstrate your dedication to sound money management.

[kc22invesmentsblog]

The VA Loan Process: A Guide to Using it for Investment Properties

Written by Delvin For military service members and veterans, the VA loan program offers a valuable opportunity to achieve homeownership. While VA loans are primarily intended for purchasing a primary residence, there are scenarios where they can be used for investment properties. In this blog post, we’ll explore the VA loan process and delve into the rules and considerations when using it for…

[mortgagebrokertn]

Business Name: HomeRate Mortgage | Knoxville

Address: 6210 Highland Pl Way

City: Knoxville

State: Tennessee (TN)

Zip Code: 37919

Country: United States

Phone Number: (865) 805-9100

Website: https://homeratemortgage.com/knoxville-tn-mortgages/

Facebook: https://www.facebook.com/homeratemortgagetn/

Twitter: https://twitter.com/HomeRateMortga

Instagram: https://www.instagram.com/homeratemortgagetn/

LinkedIn: https://www.linkedin.com/company/home-rate-mortgage/about/

Pinterest: https://www.pinterest.com/HomeRateMortgageTN/

YouTube: https://www.youtube.com/channel/UCwYphJHBPQomLx74UmsPNPg

Tumblr: https://www.tumblr.com/homeratemortgagetn

TikTok: https://www.tiktok.com/@homeratemortgage?lang=en

Business Description: The HomeRate Mortgage | Knoxville professionals work closely with our clients to ensure they feel at ease and confident in the home buying process. We don't want to put you in an uncomfortable situation, and we will not pressure you into making a decision you do not feel comfortable with. With over two decades of mortgage experience, we can help you find the right loan that fits your needs. Call us today!

Google My Business CID URL: https://www.google.com/maps?cid=4801308961401831540

Business Hours: Sunday 9:00am-6:00pm Monday 9:00am-6:00pm Tuesday 9:00am-6:00pm Wednesday 9:00am-6:00pm Thursday 9:00am-6:00pm Friday 9:00am-6:00pm Saturday 9:00am-6:00pm

Services: Conventional Loans, FHA Loans, Jumbo Loans, USDA Loans, VA Loans, Reverse Mortgage, Mortgage Refinance, Cash Out Refinance, FHA Refinance, Jumbo Refinance, Streamline Refinance, VA Refinance, Mortgage Calculator, Mortgage Rate

Keywords: HomeRate Mortgage Knoxville,Mortgage Broker Knoxville,Mortgage Lenders in Knoxville,Mortgage Companies in Knoxville ,mortgage broker near me,best Mortgage Broker Knoxville,Knoxville TN Mortgage Lenders,Top Mortgage Lender Knoxville,bad credit mortgage lender Knoxville TN,Best Mortgage Lender Company in Knoxville TN,Conventional Loans,FHA Loans,Jumbo Loans,FHA Refinance,Jumbo Refinance

Location:

Service Areas:

[topmortgagelender]

Business Name: HomeRate Mortgage | Knoxville

Address: 6210 Highland Pl Way

City: Knoxville

State: Tennessee (TN)

Zip Code: 37919

Country: United States

Phone Number: (865) 805-9100

Website: https://homeratemortgage.com/knoxville-tn-mortgages/

Facebook: https://www.facebook.com/homeratemortgagetn/

Twitter: https://twitter.com/HomeRateMortga

Instagram: https://www.instagram.com/homeratemortgagetn/

LinkedIn: https://www.linkedin.com/company/home-rate-mortgage/about/

Pinterest: https://www.pinterest.com/HomeRateMortgageTN/

YouTube: https://www.youtube.com/channel/UCwYphJHBPQomLx74UmsPNPg

Tumblr: https://www.tumblr.com/homeratemortgagetn

TikTok: https://www.tiktok.com/@homeratemortgage?lang=en

Business Description: The HomeRate Mortgage | Knoxville professionals work closely with our clients to ensure they feel at ease and confident in the home buying process. We don't want to put you in an uncomfortable situation, and we will not pressure you into making a decision you do not feel comfortable with. With over two decades of mortgage experience, we can help you find the right loan that fits your needs. Call us today!

Google My Business URL: https://www.google.com/maps?cid=4801308961401831540

Business Hours: Sunday 9:00am-6:00pm Monday 9:00am-6:00pm Tuesday 9:00am-6:00pm Wednesday 9:00am-6:00pm Thursday 9:00am-6:00pm Friday 9:00am-6:00pm Saturday 9:00am-6:00pm

Services: Conventional Loans, FHA Loans, Jumbo Loans, USDA Loans, VA Loans, Reverse Mortgage, Mortgage Refinance, Cash Out Refinance, FHA Refinance, Jumbo Refinance, Streamline Refinance, VA Refinance, Mortgage Calculator, Mortgage Rate

Keywords: HomeRate Mortgage | Knoxville,Mortgage Broker Knoxville,Mortgage Lenders in Knoxville,Mortgage Companies in Knoxville ,mortgage broker near me,best Mortgage Broker Knoxville,Knoxville TN Mortgage Lenders,Top Mortgage Lender Knoxville,bad credit mortgage lender Knoxville TN,Best Mortgage Lender Company in Knoxville TN,Conventional Loans,FHA Loans,Jumbo Loans,FHA Refinance,Jumbo Refinance

Location:

Service Areas:

[homeratemortgagetennessee]

Business Name: HomeRate Mortgage

Address: 7506 E Brainerd Rd

City: Chattanooga

State: Tennessee (TN)

Zip Code: 37421

Country: United States

Phone Number: (423) 805-9100

Website: https://homeratemortgage.com/chattanooga-tn-mortgages/

Facebook: https://www.facebook.com/homeratemortgagetn/

Twitter: https://twitter.com/HomeRateMortga

Instagram: https://www.instagram.com/homeratemortgagetn/

LinkedIn: https://www.linkedin.com/company/home-rate-mortgage/about/

Pinterest: https://www.pinterest.com/HomeRateMortgageTN/

YouTube: https://www.youtube.com/channel/UCwYphJHBPQomLx74UmsPNPg

Tumblr: https://www.tumblr.com/homeratemortgagetn

TikTok: https://www.tiktok.com/@homeratemortgage?lang=en

Description: Buying a house is a big step and can be overwhelming. The last thing you need to add to your plate is worrying if you’re getting the best deal with your mortgage broker. Here at HomeRate Mortgage, we believe the best business practice is also the one that benefits our customers the most. When you’re happy, we’re happy. If you’re new to mortgages or have had one before, it is important to know that policies, requirements, and conditions are always changing. We work with you, and your individual situation, to see what the best option is and what you qualify for. Our team of experts is always up to date, and current on any changes made in the loan process and will quickly be able to work with you towards getting your loan approved.

Google My Business CID URL: https://www.google.com/maps?cid=12825797789691031979

Business Hours: Sunday Closed Monday 7:30am-7:30pm Tuesday 7:30am-7:30pm Wednesday 7:30am-7:30pm Thursday 7:30am-7:30pm Friday 7:30am-7:30pm Saturday Closed

Services: Conventional Loans, FHA Loans, Jumbo Loans, USDA Loans, VA Loans, Reverse Mortgage, Mortgage Refinance, Cash Out Refinance, FHA Refinance, Jumbo Refinance, Streamline Refinance, VA Refinance, Mortgage Calculator, Mortgage Rate

Keywords: HomeRate Mortgage,Mortgage Broker Chattanooga,Mortgage Lenders in Chattanooga,Mortgage Companies in Chattanooga ,mortgage broker near me,best Mortgage Broker Chattanooga,Chattanooga TN Mortgage Lenders,Top Mortgage Lender Chattanooga,bad credit mortgage lender Chattanooga TN,Best Mortgage Lender Company in Chattanooga TN,Mortgage Refinance,Cash Out Refinance,FHA Loans,Jumbo Loans,USDA Loans

Location:

Service Areas:

[dancranemortgage]

Mortgage Broker In Cane Bay SC

Your Mortgage Man brings unparalleled experience and insight to the home loan process. If you’re looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding VA, FHA or other loan types, contact Dan Crance, your experienced mortgage broker in Summerville, SC