#US Managed Security Services Market

[marketsndata]

[insurance-brokers-india]

What are the next steps after obtaining an insurance broker license, and how can you generate potential leads using Mzapp CRM software?

Congratulations on securing your insurance broker license! The journey doesn’t end here; it’s just the beginning of building a successful insurance brokerage. Here’s how you can proceed and leverage Mzapp CRM software to find potential leads:

Steps After Getting Your Insurance Broker License

Understand Your Market: Research your target audience (individuals, businesses, or specific sectors).

Develop a Business Plan: Set goals for client acquisition, revenue, and operational processes.

Build a Network: Partner with insurance providers and attend industry events to establish your presence.

Create an Online Presence: Build a professional website and maintain active profiles on social platforms.

Offer Value-Added Services: Educate customers on policies, claims management, and risk assessments.

Using Mzapp CRM Software to Generate Leads

Lead Capture: Utilize Mzapp’s integrated forms and web tracking tools to capture inquiries from your website or social media.

Automated Follow-Ups: Set up personalized email and SMS follow-ups to nurture leads effectively.

Lead Scoring: Prioritize leads based on their interaction history, ensuring you focus on high-potential prospects.

Data-Driven Campaigns: Use analytics to identify what works and launch targeted campaigns.

Seamless Policy Management: Impress leads by showcasing how smoothly you manage policies and claims through Mzapp.

Why Choose Mzapp CRM?

Mzapp CRM simplifies lead management, streamlines operations, and provides insights into customer behavior, making it easier to convert prospects into loyal clients.

Learn more about how Mzapp can transform your insurance business here.

[mostlysignssomeportents]

Bossware is unfair (in the legal sense, too)

You can get into a lot of trouble by assuming that rich people know what they're doing. For example, might assume that ad-tech works – bypassing peoples' critical faculties, reaching inside their minds and brainwashing them with Big Data insights, because if that's not what's happening, then why would rich people pour billions into those ads?

https://pluralistic.net/2020/12/06/surveillance-tulip-bulbs/#adtech-bubble

You might assume that private equity looters make their investors rich, because otherwise, why would rich people hand over trillions for them to play with?

https://thenextrecession.wordpress.com/2024/11/19/private-equity-vampire-capital/

The truth is, rich people are suckers like the rest of us. If anything, succeeding once or twice makes you an even bigger mark, with a sense of your own infallibility that inflates to fill the bubble your yes-men seal you inside of.

Rich people fall for scams just like you and me. Anyone can be a mark. I was:

https://pluralistic.net/2024/02/05/cyber-dunning-kruger/#swiss-cheese-security

But though rich people can fall for scams the same way you and I do, the way those scams play out is very different when the marks are wealthy. As Keynes had it, "The market can remain irrational longer than you can remain solvent." When the marks are rich (or worse, super-rich), they can be played for much longer before they go bust, creating the appearance of solidity.

Noted Keynesian John Kenneth Galbraith had his own thoughts on this. Galbraith coined the term "bezzle" to describe "the magic interval when a confidence trickster knows he has the money he has appropriated but the victim does not yet understand that he has lost it." In that magic interval, everyone feels better off: the mark thinks he's up, and the con artist knows he's up.

Rich marks have looong bezzles. Empirically incorrect ideas grounded in the most outrageous superstition and junk science can take over whole sections of your life, simply because a rich person – or rich people – are convinced that they're good for you.

Take "scientific management." In the early 20th century, the con artist Frederick Taylor convinced rich industrialists that he could increase their workers' productivity through a kind of caliper-and-stopwatch driven choreographry:

https://pluralistic.net/2022/08/21/great-taylors-ghost/#solidarity-or-bust

Taylor and his army of labcoated sadists perched at the elbows of factory workers (whom Taylor referred to as "stupid," "mentally sluggish," and as "an ox") and scripted their motions to a fare-the-well, transforming their work into a kind of kabuki of obedience. They weren't more efficient, but they looked smart, like obedient robots, and this made their bosses happy. The bosses shelled out fortunes for Taylor's services, even though the workers who followed his prescriptions were less efficient and generated fewer profits. Bosses were so dazzled by the spectacle of a factory floor of crisply moving people interfacing with crisply working machines that they failed to understand that they were losing money on the whole business.

To the extent they noticed that their revenues were declining after implementing Taylorism, they assumed that this was because they needed more scientific management. Taylor had a sweet con: the worse his advice performed, the more reasons their were to pay him for more advice.

Taylorism is a perfect con to run on the wealthy and powerful. It feeds into their prejudice and mistrust of their workers, and into their misplaced confidence in their own ability to understand their workers' jobs better than their workers do. There's always a long dollar to be made playing the "scientific management" con.

Today, there's an app for that. "Bossware" is a class of technology that monitors and disciplines workers, and it was supercharged by the pandemic and the rise of work-from-home. Combine bossware with work-from-home and your boss gets to control your life even when in your own place – "work from home" becomes "live at work":

https://pluralistic.net/2021/02/24/gwb-rumsfeld-monsters/#bossware

Gig workers are at the white-hot center of bossware. Gig work promises "be your own boss," but bossware puts a Taylorist caliper wielder into your phone, monitoring and disciplining you as you drive your wn car around delivering parcels or picking up passengers.

In automation terms, a worker hitched to an app this way is a "reverse centaur." Automation theorists call a human augmented by a machine a "centaur" – a human head supported by a machine's tireless and strong body. A "reverse centaur" is a machine augmented by a human – like the Amazon delivery driver whose app goads them to make inhuman delivery quotas while punishing them for looking in the "wrong" direction or even singing along with the radio:

https://pluralistic.net/2024/08/02/despotism-on-demand/#virtual-whips

Bossware pre-dates the current AI bubble, but AI mania has supercharged it. AI pumpers insist that AI can do things it positively cannot do – rolling out an "autonomous robot" that turns out to be a guy in a robot suit, say – and rich people are groomed to buy the services of "AI-powered" bossware:

https://pluralistic.net/2024/01/29/pay-no-attention/#to-the-little-man-behind-the-curtain

For an AI scammer like Elon Musk or Sam Altman, the fact that an AI can't do your job is irrelevant. From a business perspective, the only thing that matters is whether a salesperson can convince your boss that an AI can do your job – whether or not that's true:

https://pluralistic.net/2024/07/25/accountability-sinks/#work-harder-not-smarter

The fact that AI can't do your job, but that your boss can be convinced to fire you and replace you with the AI that can't do your job, is the central fact of the 21st century labor market. AI has created a world of "algorithmic management" where humans are demoted to reverse centaurs, monitored and bossed about by an app.

The techbro's overwhelming conceit is that nothing is a crime, so long as you do it with an app. Just as fintech is designed to be a bank that's exempt from banking regulations, the gig economy is meant to be a workplace that's exempt from labor law. But this wheeze is transparent, and easily pierced by enforcers, so long as those enforcers want to do their jobs. One such enforcer is Alvaro Bedoya, an FTC commissioner with a keen interest in antitrust's relationship to labor protection.

Bedoya understands that antitrust has a checkered history when it comes to labor. As he's written, the history of antitrust is a series of incidents in which Congress revised the law to make it clear that forming a union was not the same thing as forming a cartel, only to be ignored by boss-friendly judges:

https://pluralistic.net/2023/04/14/aiming-at-dollars/#not-men

Bedoya is no mere historian. He's an FTC Commissioner, one of the most powerful regulators in the world, and he's profoundly interested in using that power to help workers, especially gig workers, whose misery starts with systemic, wide-scale misclassification as contractors:

https://pluralistic.net/2024/02/02/upward-redistribution/

In a new speech to NYU's Wagner School of Public Service, Bedoya argues that the FTC's existing authority allows it to crack down on algorithmic management – that is, algorithmic management is illegal, even if you break the law with an app:

https://www.ftc.gov/system/files/ftc_gov/pdf/bedoya-remarks-unfairness-in-workplace-surveillance-and-automated-management.pdf

Bedoya starts with a delightful analogy to The Hawtch-Hawtch, a mythical town from a Dr Seuss poem. The Hawtch-Hawtch economy is based on beekeeping, and the Hawtchers develop an overwhelming obsession with their bee's laziness, and determine to wring more work (and more honey) out of him. So they appoint a "bee-watcher." But the bee doesn't produce any more honey, which leads the Hawtchers to suspect their bee-watcher might be sleeping on the job, so they hire a bee-watcher-watcher. When that doesn't work, they hire a bee-watcher-watcher-watcher, and so on and on.

For gig workers, it's bee-watchers all the way down. Call center workers are subjected to "AI" video monitoring, and "AI" voice monitoring that purports to measure their empathy. Another AI times their calls. Two more AIs analyze the "sentiment" of the calls and the success of workers in meeting arbitrary metrics. On average, a call-center worker is subjected to five forms of bossware, which stand at their shoulders, marking them down and brooking no debate.

For example, when an experienced call center operator fielded a call from a customer with a flooded house who wanted to know why no one from her boss's repair plan system had come out to address the flooding, the operator was punished by the AI for failing to try to sell the customer a repair plan. There was no way for the operator to protest that the customer had a repair plan already, and had called to complain about it.

Workers report being sickened by this kind of surveillance, literally – stressed to the point of nausea and insomnia. Ironically, one of the most pervasive sources of automation-driven sickness are the "AI wellness" apps that bosses are sold by AI hucksters:

https://pluralistic.net/2024/03/15/wellness-taylorism/#sick-of-spying

The FTC has broad authority to block "unfair trade practices," and Bedoya builds the case that this is an unfair trade practice. Proving an unfair trade practice is a three-part test: a practice is unfair if it causes "substantial injury," can't be "reasonably avoided," and isn't outweighed by a "countervailing benefit." In his speech, Bedoya makes the case that algorithmic management satisfies all three steps and is thus illegal.

On the question of "substantial injury," Bedoya describes the workday of warehouse workers working for ecommerce sites. He describes one worker who is monitored by an AI that requires him to pick and drop an object off a moving belt every 10 seconds, for ten hours per day. The worker's performance is tracked by a leaderboard, and supervisors punish and scold workers who don't make quota, and the algorithm auto-fires if you fail to meet it.

Under those conditions, it was only a matter of time until the worker experienced injuries to two of his discs and was permanently disabled, with the company being found 100% responsible for this injury. OSHA found a "direct connection" between the algorithm and the injury. No wonder warehouses sport vending machines that sell painkillers rather than sodas. It's clear that algorithmic management leads to "substantial injury."

What about "reasonably avoidable?" Can workers avoid the harms of algorithmic management? Bedoya describes the experience of NYC rideshare drivers who attended a round-table with him. The drivers describe logging tens of thousands of successful rides for the apps they work for, on promise of "being their own boss." But then the apps start randomly suspending them, telling them they aren't eligible to book a ride for hours at a time, sending them across town to serve an underserved area and still suspending them. Drivers who stop for coffee or a pee are locked out of the apps for hours as punishment, and so drive 12-hour shifts without a single break, in hopes of pleasing the inscrutable, high-handed app.

All this, as drivers' pay is falling and their credit card debts are mounting. No one will explain to drivers how their pay is determined, though the legal scholar Veena Dubal's work on "algorithmic wage discrimination" reveals that rideshare apps temporarily increase the pay of drivers who refuse rides, only to lower it again once they're back behind the wheel:

https://pluralistic.net/2023/04/12/algorithmic-wage-discrimination/#fishers-of-men

This is like the pit boss who gives a losing gambler some freebies to lure them back to the table, over and over, until they're broke. No wonder they call this a "casino mechanic." There's only two major rideshare apps, and they both use the same high-handed tactics. For Bedoya, this satisfies the second test for an "unfair practice" – it can't be reasonably avoided. If you drive rideshare, you're trapped by the harmful conduct.

The final prong of the "unfair practice" test is whether the conduct has "countervailing value" that makes up for this harm.

To address this, Bedoya goes back to the call center, where operators' performance is assessed by "Speech Emotion Recognition" algorithms, a psuedoscientific hoax that purports to be able to determine your emotions from your voice. These SERs don't work – for example, they might interpret a customer's laughter as anger. But they fail differently for different kinds of workers: workers with accents – from the American south, or the Philippines – attract more disapprobation from the AI. Half of all call center workers are monitored by SERs, and a quarter of workers have SERs scoring them "constantly."

Bossware AIs also produce transcripts of these workers' calls, but workers with accents find them "riddled with errors." These are consequential errors, since their bosses assess their performance based on the transcripts, and yet another AI produces automated work scores based on them.

In other words, algorithmic management is a procession of bee-watchers, bee-watcher-watchers, and bee-watcher-watcher-watchers, stretching to infinity. It's junk science. It's not producing better call center workers. It's producing arbitrary punishments, often against the best workers in the call center.

There is no "countervailing benefit" to offset the unavoidable substantial injury of life under algorithmic management. In other words, algorithmic management fails all three prongs of the "unfair practice" test, and it's illegal.

What should we do about it? Bedoya builds the case for the FTC acting on workers' behalf under its "unfair practice" authority, but he also points out that the lack of worker privacy is at the root of this hellscape of algorithmic management.

He's right. The last major update Congress made to US privacy law was in 1988, when they banned video-store clerks from telling the newspapers which VHS cassettes you rented. The US is long overdue for a new privacy regime, and workers under algorithmic management are part of a broad coalition that's closer than ever to making that happen:

https://pluralistic.net/2023/12/06/privacy-first/#but-not-just-privacy

Workers should have the right to know which of their data is being collected, who it's being shared by, and how it's being used. We all should have that right. That's what the actors' strike was partly motivated by: actors who were being ordered to wear mocap suits to produce data that could be used to produce a digital double of them, "training their replacement," but the replacement was a deepfake.

With a Trump administration on the horizon, the future of the FTC is in doubt. But the coalition for a new privacy law includes many of Trumpland's most powerful blocs – like Jan 6 rioters whose location was swept up by Google and handed over to the FBI. A strong privacy law would protect their Fourth Amendment rights – but also the rights of BLM protesters who experienced this far more often, and with far worse consequences, than the insurrectionists.

The "we do it with an app, so it's not illegal" ruse is wearing thinner by the day. When you have a boss for an app, your real boss gets an accountability sink, a convenient scapegoat that can be blamed for your misery.

The fact that this makes you worse at your job, that it loses your boss money, is no guarantee that you will be spared. Rich people make great marks, and they can remain irrational longer than you can remain solvent. Markets won't solve this one – but worker power can.

Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en

[eosnox]

The Top Benefits of Crypto Investment

[payblogs]

DARK SMS - DRAGON+

In today’s fast-paced digital landscape, maintaining privacy and security while communicating is more important than ever. Introducing DarkSMS, a cutting-edge virtual SMS platform designed to streamline your messaging experience without compromising your personal information. With our innovative virtual number service, users can receive SMS messages securely and anonymously, eliminating the risks associated with sharing private phone numbers. Whether you’re signing up for online services, verifying accounts, or simply looking to keep your communication confidential, DarkSMS has got you covered. 

Virtual SMS

Virtual SMS refers to the messaging service that enables users to send and receive text messages through a virtual phone number rather than a traditional mobile line. This service is particularly useful for individuals and businesses looking to maintain privacy while communicating or verifying accounts.

One of the key advantages of using virtual sms is the ability to receive SMS without revealing your personal phone number. This is especially beneficial for online transactions, sign-ups for apps, or any situation where you might need to provide a phone number but want to protect your privacy.

Furthermore, virtual numbers can be easily managed from a web-based platform, allowing users to organize and store messages effectively. Many service providers offer features such as message forwarding, where received SMS messages can be redirected to your email or other platforms, ensuring you never miss an important notification.

In addition to privacy and convenience, virtual SMS services are often cost-effective. They eliminate the need for extra SIM cards or mobile contracts, allowing users to only pay for the services they actually use. This flexibility makes virtual number services highly attractive for startups and individuals working from remote locations.

As businesses increasingly adopt digital communication strategies, integrating virtual SMS into their operations can enhance customer interaction and improve engagement through instant messaging capabilities.

Virtual Number Service

A virtual number service offers a practical solution for individuals and businesses looking to maintain privacy while receiving communications. By using a virtual number, you can receive SMS messages without exposing your personal phone number. This feature is especially useful for those engaged in online transactions, such as e-commerce, as it safeguards against unwanted spam and protects your identity.

One of the key advantages of a virtual number service is its capability to function seamlessly alongside your primary phone line. Users can receive messages from various platforms effectively, whether it's for verification purposes, two-factor authentication, or simply keeping in touch with clients. The convenience of managing multiple numbers through a single device cannot be overstated.

With options to select numbers from different geographic locations, this service caters to users looking to establish a local presence in different markets. Moreover, these numbers can be set up quickly and easily, providing instant access to receive SMS without lengthy contracts or commitments.

To optimize your experience with virtual SMS and virtual number services, consider features like call forwarding, voicemail, and the ability to choose your own number. Such functionality enhances user experience by offering flexibility in communication while maintaining professional boundaries.

Ultimately, investing in a virtual number service can significantly enhance your business's communication strategy, allowing you to receive SMS reliably while focusing on building relationships with your clients.

Receive SMS

Receiving SMS through a virtual number is a convenient service that allows users to get text messages without needing a physical SIM card. This is particularly beneficial for individuals and businesses looking for privacy or those who wish to avoid exposing their personal phone numbers.

The process is straightforward: once you obtain a virtual number through a reliable virtual number service, you can start receiving sms messages. This service is essential for various reasons, including:

  Account verification codes: Many online platforms use SMS to send verification codes. A virtual number allows you to receive these codes securely.

  Business communications: Companies can use virtual SMS to receive client inquiries or feedback without revealing their primary contact numbers.

  Privacy protection: By receiving SMS through a virtual number, users can protect their personal phone numbers from spam and unwanted solicitation.

Moreover, the get SMS feature of a virtual number service ensures that you don’t miss any important messages, even if you are on the move. Messages are often stored digitally, which means you can access them anytime and anywhere.

In summary, the ability to receive SMS through a virtual number enhances both privacy and accessibility, making it a valuable tool for users in various contexts.

Get SMS

Getting SMS messages through a virtual number service has become increasingly popular due to its convenience and versatility. Whether you need to receive texts for verification purposes or want to maintain privacy while communicating, virtual SMS provides a robust solution.

With a virtual number, you can easily get sms from anywhere in the world without needing a physical SIM card. This feature is particularly beneficial for businesses that require secure communication with clients or customers, as it ensures that sensitive information remains confidential.

Here are some advantages of using a virtual number to get SMS:

Privacy Protection: Using a virtual number helps keep your personal phone number private.

Accessibility: You can receive SMS messages on multiple devices, including tablets and laptops.

Cost-Effective: Virtual SMS services typically come with lower costs than traditional SMS plans.

Global Reach: You can get SMS messages from international numbers without incurring roaming fees.

Easy Setup: Setting up a virtual number to receive SMS is straightforward and often takes just a few minutes.

In summary, leveraging a virtual number service for SMS communication allows you to manage your messages efficiently while maintaining privacy, enhancing accessibility, and reducing costs. This is particularly useful for both personal and business communications, making it a smart choice for anyone looking to streamline their SMS functions.

[reasonsforhope]

"The Netherlands is pulling even further ahead of its peers in the shift to a recycling-driven circular economy, new data shows.

According to the European Commission’s statistics office, 27.5% of the material resources used in the country come from recycled waste.

For context, Belgium is a distant second, with a “circularity rate” of 22.2%, while the EU average is 11.5% – a mere 0.8 percentage point increase from 2010.

“We are a frontrunner, but we have a very long way to go still, and we’re fully aware of that,” Martijn Tak, a policy advisor in the Dutch ministry of infrastructure and water management, tells The Progress Playbook. 

The Netherlands aims to halve the use of primary abiotic raw materials by 2030 and run the economy entirely on recycled materials by 2050. Amsterdam, a pioneer of the “doughnut economics” concept, is behind much of the progress.

Why it matters

The world produces some 2 billion tonnes of municipal solid waste each year, and this could rise to 3.4 billion tonnes annually by 2050, according to the World Bank.

Landfills are already a major contributor to planet-heating greenhouse gases, and discarded trash takes a heavy toll on both biodiversity and human health.

“A circular economy is not the goal itself,” Tak says. “It’s a solution for societal issues like climate change, biodiversity loss, environmental pollution, and resource-security for the country.”

A fresh approach

While the Netherlands initially focused primarily on waste management, “we realised years ago that’s not good enough for a circular economy.”

In 2017, the state signed a “raw materials agreement” with municipalities, manufacturers, trade unions and environmental organisations to collaborate more closely on circular economy projects.

It followed that up with a national implementation programme, and in early 2023, published a roadmap to 2030, which includes specific targets for product groups like furniture and textiles. An English version was produced so that policymakers in other markets could learn from the Netherlands’ experiences, Tak says.

The programme is focused on reducing the volume of materials used throughout the economy partly by enhancing efficiencies, substituting raw materials for bio-based and recycled ones, extending the lifetimes of products wherever possible, and recycling.

It also aims to factor environmental damage into product prices, require a certain percentage of second-hand materials in the manufacturing process, and promote design methods that extend the lifetimes of products by making them easier to repair.

There’s also an element of subsidisation, including funding for “circular craft centres and repair cafés”.

This idea is already in play. In Amsterdam, a repair centre run by refugees, and backed by the city and outdoor clothing brand Patagonia, is helping big brands breathe new life into old clothes.

Meanwhile, government ministries aim to aid progress by prioritising the procurement of recycled or recyclable electrical equipment and construction materials, for instance.

State support is critical to levelling the playing field, analysts say...

Long Road Ahead

The government also wants manufacturers – including clothing and beverages companies – to take full responsibility for products discarded by consumers.

“Producer responsibility for textiles is already in place, but it’s work in progress to fully implement it,” Tak says.

And the household waste collection process remains a challenge considering that small city apartments aren’t conducive to having multiple bins, and sparsely populated rural areas are tougher to service.

“Getting the collection system right is a challenge, but again, it’s work in progress.”

...Nevertheless, Tak says wealthy countries should be leading the way towards a fully circular economy as they’re historically the biggest consumers of natural resources."

-via The Progress Playbook, December 13, 2023

[darkdemeter]

BY THEIR LEASH

⚤ Wanda Maximoff x Werewolf! Female Reader Mafia stuff — mention of death — alcohol consumption (like a lot) — 18+ SMUT, MINORS DNI — Porn with plot? — lesbian sex — threesome — may be some grammar errors and such — slight bondage — little bit of muscle/stomach riding if you squint your eyes, turn your head that way... — I think that's it? ✎ 4.3k

↳ MASTERLIST | ↳ TAGLISTS ────────────────────────

  An expensive investment. A broad term to use for a werewolf broken in by the system at a young age. But it’s true. 

  Alexander Pierce, the finance manager and ringleader as a whole, did all he could to break you in, and to say he did is an understatement. He exceeded the limits you once believed you had and once you were ready, he put you out in the field to garner your reputation. 

You had no limits. Ruthless in your endeavour to complete whatever task was required of you, prepared to do whatever it took, your peers could only look at you with both fear and admiration. 

When all was said and done, you were given your collar, then sold through the underground hub for criminals: the black market. 

  That’s when you learnt in the span of the few minutes that the auction lasted for, that you were either a trophy to those of the higher class of crime, or a very wanted source of security and war. From black funding operators that had their hand in the military’s pit on the hunt for a war hound, to the gangster overlords who controlled territories in the differing states and countries, requiring some form of high end security, there was a very rapid increase in the price they were each willing to pay. 

  At a total of twenty-five million, your collar and services were sold to Mr. Tony Stark. From the sleek fit of a light grey, three piece suit and bright pink tie, Stark had a brighter outlook on the window of his underhand activities. He was the type that lounged back in the severity of his criminal dealings.

Unlike his fellow company who each wore darker palette suits of either navy blue or jet black. He stood out for sure as his auburn tinted glasses did little to hide the one question on his mind: Was his money well spent?

  Well, to say at the very least, you wouldn’t be here tonight if you weren’t worth every single cent he spent on you three years ago. 

  Thinking about the memory now, this is a different tone entirely. Dark and neon is how you remember the black market scene, stalls and cube stores with an assortment of supplies anyone in the business would need, whether that be for the amateurs - which were the usual target customers - or the smaller businesses which belonged to small cluster gangs. 

  The big time runners had designated storehouses to spare where they obtained their supplies, and ran other dealings and hand-offs in and out of private rooms in the clubs. 

  Here, the scene is warm, lavish and made for those who seek the comfort in living in marble halls and pristine white pillars, short cut grass and elaborate parties such as this one. 

“Shit, this party is awfully chipper for someone who died last week,” you huff, eyes scanning the crowd from the smooth, darkly polished bar, which you incidentally found very comfortable to lean back on when told for the hundredth time, “Just sit tight, just a little bit longer.” 

  You didn’t have the time nor patience to sit around getting older by the damn minute. Thankfully, Tony put his card behind the bar so that meant an endless river of drinks. Because you needed the alcohol. A lot. 

  Not a moment too late is your glass refilled with your refreshment. And not too soon after is it halfway downed.

  “Please, Y/N,” sighs Steve from your right side, arms folded over his chest, navy blue suit straining just a bit too tightly against his body, “have some respect for the Maximoff family. They lost their only male heir to a deal gone wrong. They need our support.”

Your shoulders rise with a particularly deep inhale before falling lax, you swirl the sliver of whiskey left in your glass and with a jerk of your wrist you finish it. Ice rattles in your glass as you shimmy it, indicating you need another refill and pronto. 

  “People live, people die. You cross someone and you get shot in the back. It happens.” 

  “He was gunned down in the streets with a fucking machine gun, Y/N. You consider that a mere shot in the back?”

  You shrug in response to Sam’s question with a pout of your bottom lip. “Pietro thought he was the shit. That’s what got him killed by Rumlow.” 

  Sam runs a hand over his face, now distressed by the lack of sincerity you show for the grieving family. “For fuck sake…”

  In the three years of your loyal work to the Stark family and those of his brotherhood - his allies - your colours shone through immensely to reveal a shining personality. Excluding the fact you’d become something of a playful rogue with the women. 

  You simply chalk it up to your animal magnetism. Something that leaves them wanting more whenever in the presence of your company.

  In fact, that was how Tony came to own unclaimed establishments and clubs in the boroughs, ones he wasn’t able to get his hands on before, but after he had you as a playable card in his hand, you provided club goers the relief of being harassed and drinks being spiked. Territorial take over schemes from rival gangs were second guessed when they saw you watching over the joint.

  The after hour visits for your libido were just the perks. But you left a lot of lustful and broken little hearts in the wake of your work. 

  For a werewolf, you were always assumed to be a means of security, and that much was true. Didn’t mean it excluded you from taking on other odd jobs for the families from time to time. Debt collection, assassinations, tailing and blackmail ops, the list is endless. 

  When Steve casts a hardened stare your way, you mockingly raise your hands up in surrender. 

  “Alright, I’ll offer my condolences to the heiress, but I ain’t weeping at her feet for her brother who got himself into that mess because he thought he was too big for his own shoes.”

  “Just behave yourself, alright? The last thing we need is the entirety of Europe at war with us.” You roll your eyes and salute the captain. “Yessir.”

  You bring the glass rim to your lips and draw a small gulpful of your renewed liquor, the fiery taste rolls over your tongue, you savour it to keep your sanity intact lest you go insane from the waiting. Where was the heiress? 

  “Well, well, I thought I wouldn’t see any of you again. Especially you.” Your head, as well as those of your group, direct their gaze to the new voice. The corners of your lips twitch up and you flash her a wolfish grin, chin tilting up slightly in your relaxed position against the bar. You looked like a cat happily laying in the sun. 

  “Miss Romanoff,” each of the men greeted with a nod of their heads. You, however, pat your thigh as an invitation for her to sit. “I had work to do the next morning.”

  “Mm, that’s what you tell the other girls, I’m sure.” You clap a hand to your chest with a wince. “You wound me, sweetheart. If I had the chance, I would have stayed.” 

  She hums but it’s obvious she doesn’t believe you by the rise in her brow. 

  Natasha Romamoff is a hard fish to catch. One of the more established families that control practically the entirety of Europe, alongside the Maximoff family, the two were partners and crafting an empire strong enough to stand on their own without any dire need for support. 

  Yes, her family had prior dealings with the brotherhood. The Starks, Wilsons, Barnes and Rogers and more, whether to collaborate on a bigger criminal project to the smaller portioned deals. Smuggled goods and weapons, blackmail intel deliverance, international bribery to keep the feds off your backs.

  But she never committed to joining forces. 

  You suppose it’s a good power move on her part. She doesn’t have to abide by any of the family creeds, in the end, you’re all loose ends that may potentially be severed if need be. She had the ball in her court and the mysterious Maximoff heiress. 

  Even your animal magnetism wasn’t enough to charm her into joining forces with Stark and his powerhouse of families, but they were surely enough to charm her into a wild one night stand. 

But as you told her. You had work to do. And now she appears to spurn you with her eyes and cruel words, but still entertains your flirtatious advances and indulges the empty space of your thigh.

  For a well respected mob boss such as herself, she definitely liked to play it risky; dressing included. 

  Last you saw her, she was dressed in a more professional manner. But here at this funeral party, whatever the fuck it was, she chose to wear a black, spaghetti strap cocktail dress that’s short enough to be skimming the mid of her thigh. The slit riding the dress up higher is just plain dangerous. 

  She’s facing you, back arched and arse resting on the cliff of your knee. Your clawed hand supports her at the small of her back. Her perfume is strong and complimenting, a sweet bouquet of lavender which rolls over the exposed tops of her breasts from her even more exposed neck. Her plump, red lips move in a way that’s hypnotic. “So I hear you’re going to be a bargaining chip for Wanda Maximoff.”

  “Where’d you hear that?” you scoff with a flick of your chin. 

  “I have spies who whisper to me,” she answers with a swift quirk of her brow. 

  Of course she overheard the news. She then chuckles softly, and all eyes watch her with a level of suspicion. “She won’t take any deal you offer her. She’s determined to steer clear of your little gang wars over in the states.”

  “Rumlow killed her brother and he has bases around our territories. Wouldn’t she appreciate the extra hands in catching the rat?” Bucky poses the question with a dark brow angled high and clenched jaw, the muscles in his cheeks flex harder when Natasha offers no affirmative response; a mark to hopefully land you in the door and good graces with the heiress. 

  “You really think she wants a guard dog?” 

  “Hey,” you growl with a wrinkle of your nose, fangs on the precipice of baring at her. How she used the term in a condescending manner made the fur beneath your skin bristle. Sam claps a hand to your shoulder, somehow able to sense the seething anger within you. 

  “We just want to help. Offer support for her loss and bring Rumlow down.”

  “No. You want a foothold in Europe. And I’m sorry but…” She looks you up and down, drinking in the sight of you and you know she can see you without your clothes on. “You’re not going to cut it, babe.”

  She turns her body to make her getaway but you don’t let her slip away just like that. She gasps and looks to you with a furrowed glare when your arm circles her waist and tugs her back until she’s flush against you, the men in your company watch with trepidation of your next course of action.

  “I will cut it because whether she wants to admit it or not, she needs us.”

  Natasha’s eyes, true to her fashion, darken with a challenge. “You’re wasting your time. She’ll get Rumlow herself.”

  “And if Rumlow plans to get her first?” For a moment you see the doubt cross her face. “That’s where she needs me.”

  “Tony Stark.” Each of the men turn to the voice behind them and their once cool and collected selves turn rigid, nervous under the power one woman can hold so absolute, her green eyes scan each of their faces before they land on you. 

  You finally look and meet her stare, still holding Natasha against you even as she tries to push away from you. 

  “Unhand her,” the woman commands with an accented tongue. 

  At first, you wanted nothing more than to play this out a little, see what makes this woman tick. But both Tony and Steve look at you, silent in their order, you sigh heavily and release Natasha. Once you do, she wastes no time in joining Wanda’s side with a bow of her head. 

  “I hear that you wished to have an audience with me.” 

  Wanda is the sole survivor of this ordeal. Her parents were assassinated two years ago and now her brother was killed. This is the stressed matter at hand, her empire could crumble to the ground, all that hard work put into the grave because she’s being so fucking stubborn with this deal.

  “I will not sign my family, nor any of my shares, to Stark Industries. Enough have I done to keep you out of the hands of law enforcement. I will handle Rumlow myself.”

  This isn’t how any of you hoped this would go. The grief has made her stronger than before. It wasn’t exactly you were waiting for the chance for her to have a weak spot and try your luck, but you all had thought she might even be at least a little desperate for extra help. 

  Natasha’s face says it all: I told you so. You can only roll your eyes and resume with what you’re doing. Refilling your empty glass with more liquor. You’ve yet to scratch the surface of being tipsy. 

  “Miss Maximoff, we only wish to help you. All we ask in return is that you grant us some territory to work with for our trade deals as payment, for support lent to you to catch Rumlow.” Steve is calm in his approach to reason with her, but if anything, her raised hand indicates her refusal, unswayed by the honey of his words. Your tongue rolls the rounds of your mouth, each time measured by your impatience as you slowly circle around the dealings table, unable to find yourself comfortable against the stiffened wood of your seat. 

  “You do realise that you’re asking for more than your so-called ‘support’ is actually worth.” You blink several times, the blow of it a downright attack on their egos. 

  “No, I want something more.”

  “And I want alcohol to affect me so I can sleep well at night,” you mutter to the glassy rim against your bottom lip. Wanda’s eyes flicker to you, bearing down a sinister glare. “Excuse me?”

  “And we were just about to suggest that very thing!” Tony interjects with a grin, eager to utilise his card, his Ace Wolf as he liked to call you. He gestures to where you stand now at the table’s other end.

  She directs her eyes to look you up and down slowly, gaze polished with keen observation. She hums thoughtfully before she looks to Natasha. 

  “E atât de bună?”

  The red haired chuckles and sitting back in her chair, chest heaving with a breathy sigh, she nods. 

  “Exceptional de bun. Cu o limbă ca asta…”

  Bucky shifts in his seat, a hollow whistle on his lips over the exchange of heated words, and you flash a grin at both women. The words of foreign tongue, however, pass over the heads of the other men, their eyes looking to either you or Bucky only to be answered with a shrug, but knowing that look in your eyes, they can take a good guess as to what’s being discussed. 

  With another passing frame of time, both women pull away from their engrossed conversation. “I’ve been made aware that you intend to bargain your wolf to me,” she says, once again letting her sight fall on you. 

  “And if that is the case, and what I have been told…” She trails off momentarily, finding to correct herself in the midst of something you can smell very clearly on her - or rather between her legs. “Then I’ll accept.”

  Each man present in the room is given pause to revel in the stun before them. Wanda Maximoff, the heiress of Europe’s biggest family, accepts their deal. All at the price of you. 

“You’ll have your answer by tomorrow, Mr Stark,” Wanda says, standing from her chair, she beckons you to follow with a kink of her fingers. One by one and following in unison, their eyes turn to you as you shuffle back on your heel with shrug your shoulders and fanged grin.

  “Animal magnetism, boys.”

  Wanda’s heels bound a steady beat as she wanders over to the foot of her bed, making an elegant show of swaying her hips and drawing your attention to her form. From behind, Natasha slips the dark suit jacket from your shoulders. Tosing it aside, her hands play the form of an enchanting guide, ushering you forward while tracing the hidden curves of your muscles. 

  “As per courtesy, Miss Maximoff wants the first claim.” 

  You huff in reply, “And you?”

  Natasha hums softly and plucks your belt loose from your trousers. “I have you two, I won’t go unsatisfied tonight.”

  Tilting your head to view Wanda who stands idle, fingers playing with the lining of her dress above her breasts, you stalk towards her, her back arching under your touch with a breathless whimper, you trail the zip of her gown down slowly. Falling around her ankles as a fabricated halo, she turns suddenly and your lips collide together in hunger.

  She sinks down to the bed, laying back until her hair fans around her, spreading her legs apart. That feverish hunger boils within your blood, running it hold and thick, the fur beneath your skin bristled in your excitement as you take care to roll the sleeves of your skirt to your elbows. To your knees, you’re brought to the sight of her soaked underwear, the dark patch evidently giving away just how badly she required you between her quivering thighs. Natasha’s hands rake through the length of your hair and scratches at your scalp, earning a low purr of pleasure to rumble in your chest. 

You lean forward and all it takes is a single inhale and you’re let loose of your chain of control, claws shearing the fabric that dares to confine her awaiting cunt any longer. She gasps upon contact, your lips smothering her moistened, slick lips and she gives a deep-noted moan, arching her hips up, your hands wrap around her thighs to drag her to you more. 

 She tastes like the fine wines of heaven, a forbidden savour on the tongue that which you greedily lap, your eyes close as you succumb to the wolf’s hunger, tongue lapping heavily at her clit.

  She whines and cries, breath hot and light in her lungs as her nails rip into the sheets to no damaging avail.  Natasha hovers above, watching on in her own longing and desire. She dips a hand beneath the hem of her dress, aside she pushes her own soaked panties and delicately dances her fingers over the sensitive bulb with a keening breath you hear catch in her throat. 

  Natasha leans down low until the scape of her breasts brushes against your shoulder blade, lips a tantalising thing and moving sinfully to mouth, “I’m touching myself to you.”

  “Watching you please her is making me so wet, Wolf.”

  “Make us both cum.”

  You growl deeply and Wanda’s body visibly shudders in response to the wild vibrations that course through her abdomen, shaking her whole and off centre, her hips begin to jerk as she nears her climax. Both women mingle in their euphoria and your own core comes to life, sparked by the noises they make in unison, an orchestra of pleasure. Suckling and licking at her core, she cries out and the lips of her pussy shrink around absence and she sighs in bliss. In tandem, Natasha moans loudly from behind and you feel her body press against you as her hand works hard as fucking her fingers into her cunt, the sound of slick and skin melding together addicting.

  “You weren’t… kidding, Nat,” she says between laboured breaths. 

  Slowing your advances, you finally pull away with a sigh, her juices glistening on your lips. Wanda looks at you and her cheeks flush at the sight before Natasha’s other hand forces your attention to her. Her lips connect with yours and her tongue darts over the bottom of yours, tasting Wanda with a delicious sound that you swallow. 

  After she pulls from you, she then shares a look with Wanda and the two of them grin. “Shall we reward her?” 

  “I think she’s been a good girl.”

  Oh, how the wolf loves that. Praise for a job well done you can hardly suppress your proud smirk. Buu before you can do much else, Natasha pushes you and your knees are knocked out from beneath you, Wanda having rolled to the side only to follow Natasha’s lead as they both halfway straddle you, otherwise keeping you pinned to the mattress below. 

  Together they peel away your dress pants, giggling and muttering to one another in that alluring tongue, your mind in a haze to catch barely a sentence shared between them but you gained awareness of what they intended when they each stroked their tongues over your stimulated pearl. 

  “‘Sh–shit!” you hiss sharply and your hips buck, the two women giggling at the sight of you writhing.��

  They give no further warning as they duck down. Their mouths work together against your clit, suckling it to draw pathetic whines from that deep part inside you dare not let anyone see, their voices trespass the air with betraying praises that speak only of teases and their tongues lap at the slick of your pussy that clenches at the attention. Your hands grapple the sheets and tear hard, the damage unnoted and not cared for. 

  “Girls– fuck!” you groan at the rise in your core, oh so ready to reach that climactic end that you have been denied for the past several weeks. It’s not too long that your first release has you whining, the nois a higher pitched sound that does slowly in broken notes as you cum, the girls moaning and allowing their lips to graze one another as they lapped and sucked you. 

  Wanda is the first to make eye contact and move towards you, her leg swoops over to fully straddle your stomach, in her hands is your belt. She rips the centre of your shirt apart, buttons flying to discarded corners of the room to be mere pebbles of disregard.

  You see the way her eyes drink in the sight of your toned muscles, the pinky tip of her tongue darting over her wet lips. 

  She adores the way you tilt your head to the side, a curious whine on your lips. “I’ve always wanted something on a leash. May I?”

  You don’t particularly care for the way her question hits a mark submerged deeper into your heart, reaching for something you denied was there. Dignity. Usually people just took from you and you came to accept that. Expect it. 

  You nod up at her and she fixes the belt around the column of your neck, the leather cool against the blazing heat of your skin, but something inside you flutters. Quickly, you push it down. 

  Natasha moves into the same position behind Wanda, your larger size very much able to accommodate both of them, Natasha trails light kisses along Wanda’s shoulder as she fastens the belt and gives an experimental tug. A soft grunt hitches in your throat in retort and you flash her a grin, the sharpened points of your fangs perched against your bottom lip. 

  “The wolf never let me tame her, Miss Maximoff.”

  “Oh, she just needed some reassurance,” Wanda replies gently with a smile. For a moment, you wanted to believe her words were sincere. Your hands run along Wanda’s thighs until they reach her hips and with a roll forward, she grinds her pussy against your torso, feeling the defined muscles press and tense against her, bringing her to moan under her breath. Natasha drapes a hand over your own to roll and pinch Wanda’s swollen clit, her eyes finding yours.

  “Watch her,” she commands breathlessly and you do so, amber glows in fluorescent pulses as Wanda biomes slick with her arousal. The fine artistry of their bodies moving together as they roll and grind against you, you cannot help but reach a hand up, claw catching the thin silk of Wanda’s bra and severing the contraption into two, letting it fall and reveal her plump breasts; her nipples erect. 

  Wanda circles an arm behind her and behind Natasha’s head, her back arching to the pleasure she becomes lost in, and you purely enjoy the show above, admiring the glow of sweat collecting on their skin, groaning as their slick covers your stomach as they ride you. The hand working Wanda’s clit speeds up and then slows, teasing the heiress, she gives you a sly grin. 

  “Do that thing with the claws,” she says and Wanda’s eyes open, as if awakening from her bliss and becoming enlightened with wonderment. 

  “W-what thing?”

  “I’ll show you.”

  You sit by the bed, elbow propped up on the chair’s arm with a glass in your grasp, imagination lost in the reverie of last night’s events with a smirk carved into your mouth. Both women lay wrapped together, bodies nude and pressed up to each other as they continue to sleep. You surely tired them out. 

  Thankfully and mostly dressed when Tony came wandering in, the band of his fellow brothers staying just beyond the room’s threshold, though it still didn’t make to hide the snarl creeping up your throat as the sudden intrusion. You take a sip of your drink as Tony scans the room, gaze flickering between the two women and you who bares an illuminated glare at him.

  “What the hell happened last night?”

  “We got her affirmative answer on the deal,” you answer with a raise of your glass in cheers before downing the last of your drink.

THANKS FOR READING!

✎ a note from the author, Long overdue, finally knocking this one out before it gets retired to permanent draft status ughhhh... *proceeds to fall face first in tired raccoon*

on this issue's taglist, we've got: @alexawynters @alyciaddict @simpforlizzie @literaturedog @maladaptive-daydreamz @mathxa @blackbirdv98

[coven-of-genesis]

The Midheaven explained; Astrology

The Midheaven (MC) in astrology represents your career, reputation, and public life. It’s the highest point in your birth chart, showing your aspirations and the legacy you wish to leave. Here’s a breakdown of each Midheaven sign and what they might thrive in:

Aries Midheaven

• Traits: Bold, independent, pioneering, competitive.

• Ideal Career Paths: Leadership roles, entrepreneurship, sports, military, or any field that values initiative and action.

• Advice: Pursue careers where you can take charge and innovate. Avoid environments that feel stagnant or overly restrictive.

Taurus Midheaven

• Traits: Practical, patient, reliable, focused on beauty and stability.

• Ideal Career Paths: Finance, agriculture, fashion, design, real estate, or anything involving tangible results.

• Advice: Build a career that offers financial security and aligns with your aesthetic values. Success will come through persistence.

Gemini Midheaven

• Traits: Communicative, curious, versatile, loves learning.

• Ideal Career Paths: Journalism, teaching, writing, media, marketing, or technology.

• Advice: Choose a career where you can use your communication skills and adapt to various roles. Keep it dynamic to avoid boredom.

Cancer Midheaven

• Traits: Nurturing, empathetic, intuitive, protective.

• Ideal Career Paths: Healthcare, social work, hospitality, psychology, or home-based businesses.

• Advice: Work in fields where you can care for others or create a comforting environment. Emotional connection to your work is key.

Leo Midheaven

• Traits: Charismatic, creative, confident, loves recognition.

• Ideal Career Paths: Entertainment, acting, management, public relations, or entrepreneurship.

• Advice: Aim for roles that let you shine and showcase your talents. Recognition and leadership will motivate you.

Virgo Midheaven

• Traits: Detail-oriented, analytical, service-oriented, perfectionist.

• Ideal Career Paths: Healthcare, research, editing, administration, or anything requiring precision.

• Advice: Pursue careers where your organizational and problem-solving skills are valued. Avoid overworking to the point of burnout.

Libra Midheaven

• Traits: Diplomatic, harmonious, artistic, people-focused.

• Ideal Career Paths: Law, counseling, art, fashion, public relations, or event planning.

• Advice: Work in environments that value collaboration and aesthetics. Building relationships will help you climb the ladder.

Scorpio Midheaven

• Traits: Intense, transformative, secretive, driven.

• Ideal Career Paths: Psychology, investigative journalism, research, finance, or anything involving transformation and depth.

• Advice: Seek a career where you can uncover truths or create meaningful change. Embrace roles that allow you to work behind the scenes or with powerful resources.

Sagittarius Midheaven

• Traits: Adventurous, optimistic, philosophical, loves freedom.

• Ideal Career Paths: Travel, education, publishing, spirituality, or anything with global reach.

• Advice: Pursue careers that let you explore and inspire others. Avoid routine or limiting environments.

Capricorn Midheaven

• Traits: Ambitious, disciplined, responsible, status-driven.

• Ideal Career Paths: Business, politics, management, engineering, or anything requiring long-term dedication.

• Advice: Set clear goals and work steadily towards them. Success comes from hard work and perseverance.

Aquarius Midheaven

• Traits: Innovative, humanitarian, unconventional, tech-savvy.

• Ideal Career Paths: Science, technology, activism, social work, or unique entrepreneurial ventures.

• Advice: Choose careers where you can push boundaries and create positive change. Embrace your originality.

Pisces Midheaven

• Traits: Dreamy, empathetic, artistic, intuitive.

• Ideal Career Paths: Art, music, film, spirituality, or healing professions like therapy or alternative medicine.

• Advice: Follow a path that allows creative or emotional expression. Avoid overly rigid careers; go where you can flow.

[ghoulsbounty]

From a Previous Life (Pt 2)

Cooper Howard (The Ghoul) x Preg!Reader

Summary: You find comfort in your routine with the Ghoul, but an evening of bonding turns into harsh realizations.

Warnings: Emotional hurt/comfort, pregnancy, non-detailed talk about experimentations, angst, grief, more flirting (less squinting),

Word Count: 3.5K

A/N: The second part to what was a one-shot but the responses were so overwhelmingly lovely about it that I just had to write more! I have more ideas for these two because they break my heart, so part 3 will be happening next week :) I'd love to know what you think 💌

Part 1 | Part 2 | Part 3 | Part 4

A routine had solidified between you both, born out of necessity in this unforgiving landscape. Each day, you travelled further through the barren wasteland, seeking refuge in abandoned structures come evening. As the sun dipped below the horizon, you gathered around the crude fire, its flickering flames casting dancing shadows on the worn walls of whatever shelter you'd found. It was a skill your companion had imparted through countless arduous nights, a beacon of warmth and security in the darkness.

With the day's journey behind you, you would compare your spoils. Tins of pork and beans, salvaged copper, and screws—valuable commodities in the market of survival. Occasionally, luck would smile upon you, offering a giant mole rat to add to the evening stew. It wasn't gourmet by any means, but a welcomed reprieve from the Ghoul's ever-present jerky stowed away in his saddlebag like a grim reminder of the world you now inhabited.

Few words had been exchanged between you. You'd come to understand that the Ghoul valued silence, speaking only when necessary, and expected the same from his companion. He had provided a brief summary of the world's changes over the past two centuries, yet remained guarded when pressed for further details about his own involvement. Despite your efforts, he remained as enigmatic as when he first found you.

Despite the grim reality surrounding you, you found comfort in the routine. Far removed from the life you once knew before the war, you still managed to extract a glimmer of joy from the simple act of preparing the evening meal. With meagre resources at your disposal—a small iron pot, a battered ladle, and two cracked but serviceable dishes—you endeavoured to create sustenance that mimicked the warmth of a homecooked meal, even in these bleak times.

The Ghoul stood as your protector, his watchful presence having undoubtedly spared you from peril on numerous occasions during your brief time together. Cooking was a way to prove your  significance in your partnership, no matter how seemingly insignificant it may appear.

The heavy thud of boots and clink of spurs against wood jolted you from your thoughts, the ladle in your hand halting its rhythmic stirring of the broth as you cast a wary glance towards the doorway. It wasn't the first time he had left you alone, deeming it safer to venture into the bustling towns without the added complication of a young woman in tow. He had armed you with a revolver and a combat knife, imparting what little training he could in their use, but you couldn't shake the feeling that his trust in your abilities extended only as far as your loyalty not to run in his absence.

"Well, that smell's delicious," drawled the Ghoul, his figure framed in the doorway, hat tipped low over his scarred features. A smile tugged at the corners of his lips, and you couldn't help but return it, the warmth of his presence a rare comfort after just an hour alone.

"Did you get them?"

"You doubted me?" He teased, stepping towards you and offering out a small cloth bag. You accepted it eagerly, peeking inside at the plump, juicy tomatoes nestled within.

You wasted no time in incorporating the fresh produce into your cooking, the aroma of the simmering fruit mingling with the savoury scent of the meat in the broth. Seated together by the fire, the weathered dining chairs offering a semblance of normalcy, you couldn't help but inquire about his expedition.

"Did everything go alright?" you asked, eyeing him cautiously as he slumped back in his chair, a groan escaping his cracked lips as he stretched out.

"Hunky dory," he sighed, his voice tinged with sarcasm, head back and fingers entwined over his stomach. You could tell he was lying, noticing the slight clench of his jaw and his reluctance to meet your gaze. 

It was a tell that you had picked up on in your short time together, one that betrayed his otherwise stoic resolve. For some reason, the Ghoul had taken to concealing parts of the truth from you. Maybe he thought you were too weak, too naïve, or perhaps he simply didn't want to subject himself to further questioning. Regardless, it had begun to grate on your nerves. While you appreciated his protection, you couldn't afford to remain in the dark about so much in this dangerous world.

"I'm coming with you next time," you declared, your gaze unwavering as you stirred the pot, the clinks of metal against metal punctuating your determination. "Two guns are better than one."

A playful glint danced in his eyes as he countered, "Not when you're the one holding it." Yet, the lightness in his tone ebbed away, leaving a hard undercurrent. "Already told you no."

There was a flicker of frustration that passed across your features, but you held his gaze firmly, refusing to back down. "And I've already told you not to underestimate me," you retorted, the fire of conviction burning in your words.

His eyes narrowed as he leaned forward in his chair, elbows resting on his knees, bringing his face closer to yours. A furrow creased his brow, his gaze intense as he pointed a finger towards your growing belly.

"And you underestimate everyone else," he admonished, his voice edged with concern. "You think those vultures would take one look at you, at that cargo you're carryin', and let you walk on by? It's every man for himself out here, sweetheart, and the wasteland makes a man do terrible things. You're a commodity, and it's best you not forget it."

His words hung heavy in the air, the weight of the truth settling upon you like a leaden cloak. Despite your defiance, his words struck a chord of fear within you, a reminder of the harsh realities of the world beyond the safety of the little sanctuary you have cultivated together.

The ladle slipped from your grasp, forgotten, as your trembling hands instinctively hugged your pregnant belly. Tears welled in your eyes, threatening to spill over, as the weight of his words settled heavily upon your shoulders. A commodity. That's what you and your unborn child had been reduced to in this unforgiving world, one that felt alien and hostile, yet one you were forced to confront day in and day out.

Anger simmered within you, a fierce blaze fuelled by resentment towards those who had stripped you of your former life, of the safety and belonging you had once taken for granted. And though you knew it was irrational, a pang of ungratefulness gnawed at your conscience, directed towards your reluctant protector for the loss of the freedom you so desperately yearned for.

In that moment, amidst the swirling emotions and the harsh reality of your circumstances, you felt an overwhelming sense of isolation, as if you were adrift in a sea of uncertainty with no safe harbour in sight. Perhaps even the promised haven would prove to be a deception, like the vault you had been a prisoner in for so many years. Yet, for the sake of your child, you couldn't afford to surrender to despair. Hope would become your anchor, however fragile.

With a firm resolve, you brushed away the tears before they could show your vulnerability, steeling yourself against the torrent of emotions threatening to engulf you. Turning your attention back to the bubbling broth, you scooped two large servings into the worn bowls, the aroma of simmering spices mingling with the heaviness in the air.

Handing one bowl to your companion, you found him slumped back in his chair, his weathered face illuminated by the flickering glow of the fire. His fingers traced the jagged contours of scars etched deep into his weathered face. A palpable aura of silent desperation hung around him like a shroud, casting a shadow over the dimly lit room.

Tucking into your meals in silence, the rhythmic clinking of spoons against bowls filled the room, a familiar melody that spoke volumes without the need for words. Each bite was a small reprieve from the harsh reality that surrounded you, a momentary escape from the relentless cruelty that had become all too familiar.

His voice, barely a whisper, cut through the quietude of the room, laden with a heavy weight of remorse. "I've upset you," he confessed, the words hanging in the air.

You looked up from your meal, meeting his gaze with a mixture of exhaustion and resignation. Despite the turmoil within you, there was a flicker of understanding in your eyes as you acknowledged his veiled apology. 

"It's not just you," you replied, your voice tinged with weariness. 'I just feel so useless. I can't protect myself or my baby, can't help you without being a burden. I feel like I have no control.'

He nodded, his expression grave as he processed your raw admission of vulnerability and contemplated what to do next. Setting both bowls aside, he reached into a sack he had brought back from the town, his movements deliberate and methodical. From within the depths of the bag, he withdrew a familiar metal gadget, its sleek design reminiscent of the cuffs you had seen the scientists wear during your captivity.

Your breath caught in your throat as memories of your ordeal flooded back, the sensation of cold surgical equipment against your skin sending shivers down your spine. They had treated you like nothing more than a lab rat, subjecting you to experiments and tests that had left scars, both physical and emotional, that may never fully heal.

As he held the device in his hands, his gaze softened, a silent acknowledgment of the pain and trauma you had endured. "I know what this represents," he murmured, his voice heavy with remorse and a tinge of anger. "But it can give you the control you've been denied for so long."

His words hung in the air, laden with the weight of possibility and hope. And as he extended the cuff towards you, offering you a chance to reclaim a measure of agency in a world that had sought to strip it away, you knew that this was more than just a piece of technology—it was a gift, a symbol of resilience. With trembling hands, you reached out to accept it, a silent vow echoing in the depths of your soul: never again would you allow yourself to be reduced to nothing more than a pawn in someone else's game.

As the cuff clicked shut around your wrist, its surprisingly light weight belied the bulk of its appearance. You found yourself staring down at the blank screen, uncertainty knotting your stomach as you grappled with the unfamiliarity of the device. The Ghoul, ever the steady presence beside you, reached over and deftly twisted a knob at the side of the device.

In an instant, the screen came alive with vibrant green text, welcoming you to Vault Tec. An animated image of the grinning mascot of the vaults, a sight you had come to loathe, greeted you with a cheery thumbs-up. You couldn't help but sneer at the sight, the irony not lost on you as the Ghoul swiftly navigated through the interface, replacing the obnoxious Vault Boy with a menu that offered a dizzying array of options.

"It'll take some understanding, but you'll get it in time," the Ghoul reassured you, his voice a steady anchor amidst the chaos of information overload. "The important part is the Geiger counter—it'll keep you out of trouble you didn't even know was there."

Your attention was drawn to the right of the device where a dosimeter's needle bobbed with the steady wave of radiation through the air. Another twist of the knob and on the screen appeared a walking depiction of Vault Boy, displayed percentages accompanying each limb. Below him, a nearly empty bar filled only with a small green block indicated the radiation count of the user. After weeks spent on the unforgiving surface, it came as no surprise that you had been touched by the poison that tainted it.

"Thank you," you whispered, your voice barely audible above the hum of the device on your wrist. Looking up, you met the Ghoul's gaze, gratitude shining in your eyes.

Those words didn't do justice to the gift that he'd given you — it was a lifeline, a tool that held the power to protect not only yourself but also your unborn child. It wasn't a weapon meant for moments of attack, as the revolver he demanded you carry on your hip was, but it was equally essential in its own right. The significance of being able to monitor and mitigate the dangers that lurked in the new world was not lost on you. It wasn't just about surviving anymore; it was about thriving, about carving out a future for your child in a world that had become a battleground for survival. One day, the Ghoul would not be there to protect either of you.

"It must have cost so much," you continued, a note of wonder in your voice, and he simply shrugged in response.

"Always something to be bartered in the wasteland," he replied nonchalantly, his gaze lingering on you for a moment before he cleared his throat. "Don't go crying again, now. You'll give me a bad name."

You chuckled softly. Wiping at your wet eyes with the back of your hand, you couldn't help but shake your head in amusement. "It's the hormones, I swear," you joked, a smile playing at the corners of your lips.

He seemed amused by your explanation, a soft chuckle escaping his lips as he gave you a knowing look. Instead of arguing, he simply winked at you, and you felt a flutter in your belly—you brushed it off as a small, subtle reminder of the life growing within you.

"Got any more of that stew?" he asked, his tone light and teasing as he reached for his bowl, a twinkle of mischief dancing in his blue eyes.

You couldn't help but laugh, the tension of the moment dissipating like smoke in the wind. "Of course," you replied, ladling some more stew into his bowl. "I'm glad you like it."

"Oh, it's been many years since I've had a homecooked meal," he told you, his tone tinged with nostalgia as he tucked into his food with relish.

You smiled warmly at his words, a sense of pride swelling within you despite the simplicity of the meal you had managed to put together. It may not have been a lavish feast, but the fact that you could provide him with a taste of home filled you with a quiet sense of satisfaction.

"Maybe we could get some vegetables next time. Carrots maybe," you suggested, a hint of excitement in your voice.

He hummed approvingly through his mouthful, nodding in agreement. "Saw some fine-lookin' turnips on my way out of town too. Reckon you can do anything with those?"

Your eyes lit up with inspiration. "Turnip and carrot mash. We could get some milk from a Brahmin, make it nice and creamy."

He licked his lips, a spark of anticipation igniting in his eyes as he set down his empty bowl. "Well now, that's just given me something to look forward to."

The two of you talked well into the night, the crackling of the fire providing a comforting backdrop to your conversation. You noticed a shift in the Ghoul's demeanour as the topic veered towards plans for future meals and the road ahead, his tense posture easing as time went on.

Determined to keep his attention and the mood still light, you regaled him with tales of your life before, weaving together anecdotes from your childhood and high school years with a touch of self-deprecating humour. He listened with genuine interest, his deep laughter ringing out like a balm to soothe the ache of your weary soul.

You found yourself deliberately steering the conversation away from his own past, choosing to focus instead on the light hearted memories of your own. You spoke of your best friend Patti, with whom you had been inseparable, recounting the antics and adventures that had filled your days. You mentioned how close you had become, so much so that you had even moved into houses next door to each other and planned out each meticulous part of your lives..

However, you made a conscious decision not to mention your husband, feeling a pang of uncertainty as to why. Perhaps it was a desire to keep Glenn and your companion separate in your mind, two distinct chapters of your life that you were reluctant to intertwine for some unbeknownst reason. Or maybe it was a subconscious attempt to shield yourself from the painful memories that lingered just beneath the surface. 

Regardless of the reason, you found solace in the simplicity of the moment, in the shared laughter and camaraderie that felt like a bond forging between you both. This was the most that the Ghoul had spoken to you in the weeks since you'd started traveling with him, and you relished the comfort that it brought you. Despite the superficial nature of the conversation, there was a sense of intimacy in the shared laughter and you felt giddy at the prospect of you both becoming more than strangers to each other.

When a yawn escaped you, the Ghoul smiled warmly, his eyes crinkling at the corners as he nodded towards the makeshift beds you had prepared earlier that afternoon. Two tattered twin mattresses salvaged from the wreckage of a long-forgotten room, a decent width apart and covered with old, vermin-chewed sheets. It wasn't glamorous by any means, but it was a far cry better than some of the makeshift sleeping arrangements you had been resigned to during your journey through the wasteland.

"Go get. That's enough jaw flappin' for one night," he teased, a playful glint in his eye. Despite his jest, there was affection in his smile, a silent reassurance that you were safe and perhaps even cared for in his company.

With a chuckle, you nodded in agreement, feeling the weight of exhaustion settling over you like a heavy blanket. Rising from your seat by the fire, you made your way towards the makeshift beds, the promise of a few hours of rest beckoning you like a siren's call.

The unwelcome pest of a thought nagged at you, persistent until you found yourself unable to ignore it any longer. With a determined resolve, you moved back towards the Ghoul, your steps fuelled by a sense of urgency you couldn't quite explain. Ignoring the look of alarm that flickered across his face, you leaned over awkwardly as he sat in his chair, and wrapped your arms around him in a brief but heartfelt embrace.

For a fleeting moment, the world seemed to stand still as you felt the surprising warmth of his strong arms around you, the comforting weight of your pregnant belly nestled between you serving as a tangible reminder of the life growing within you. You wanted to thank him, to tell him that this simple gesture meant more to you than words could express—that it was the most human you had felt since thawing from that cryo-chamber all those weeks ago.

But before you could find the words, your thoughts were shattered by the rapid clicking of the dosimeter. Startled, you pulled back, confusion clouding your features as you looked down at the device on your wrist, its needle flitting erratically with each click.

As you glanced between the dosimeter and the Ghoul, a sense of realization began to dawn on you. His eyes remained downcast, his expression unreadable, but the sudden silence of the dosimeter spoke volumes.

In that moment, the pieces began to click into place, like a puzzle slowly revealing its hidden picture. You knew that everything on the surface was a danger, that radiation flooded every inch of land and contaminated everything it touched. Every mouthful of food you took, every swig of water, every wash of your body—each was a necessary risk in the struggle for survival.

But naively, you hadn't stopped to consider the threat that the Ghoul posed—not beyond the immediate danger of him putting a gun to your head or the possibility of him selling you to the highest bidder.

As the suffocating realization settled over you, you felt the overwhelming sense of isolation creep back in, wrapping around you like a vice. Your protector was also your potential killer, and he had wanted to ensure you had a Pip-Boy—to keep you out of trouble you didn't even know existed.

He had given you the knowledge, the control, to make your own findings and decisions, all for the sake of your unborn child. And yet, despite his intentions, you couldn't help but feel a hint of betrayal. You almost wished you could have remained blissfully ignorant about this particular aspect of life on the surface. It was as if you had lost a friend you hadn't really ever had.

"You keep that thing on," he said with a hint of sadness, pointing to your wrist. The only acknowledgement of what just happened. You nodded silently, your hand instinctively running over the cool metal of the Pip-Boy before you turned away.

"Goodnight," you murmured, your voice barely above a whisper as you retreated to your bed. With each step, the weight of the truth bore down on you, a heavy burden you would carry with you as you drifted into a troubled sleep, haunted by the knowledge that even in this new world, friendship was a luxury you could ill afford.

Taglist: @cheshirecat484

[ryuzakemo128]

who wants a royalty au of poly141 with pirate hunter reader?

Think about it. Four dukes meet a princess who is coincidentally a pirate hunter.

Dividers: @cafekitsune + @strangergraphics

If you would like to have a say/ input for this idea: Link to a poll.

The Defiant preys upon other vessels belonging to pirates, bandits, assassins, slavers, marauders, and thieves. Described as a beast with an insatiable appetite. Its prey deliberately chosen before headhunting those with influence inside those few communities. Targeting the ones who gather the most power amongst the pirates, slavers, and marauders.

The defiant is maintained by the pirate ships, she cleaves through in half with the obsidian blade in the front of the war ship. A blade made from obsidian and steel.

The wood of the ships would be used to fix damages incurred, and anything left over would be stored as cargo. Anything of value would be secured in safes to prevent theft from third party groups and individuals. Ensuring nothing of the wreck is left behind once they're done.

The Defiant's crew likely assess the materials on the conquered ships for quality and usability before dismantling them.

Usable wooden components are carefully removed and sorted for potential repairs or reinforcements.

Valuable metals, fabrics, and other resources are extracted and catalogued for later use or trade.

The obsidian blade is used to efficiently cut through enemy ships, minimising damage to the Defiant while maximising the harvestable materials.

Skilled carpenters and blacksmiths on board The Defiant repair and reinforce the ship with the salvaged wood and metal.

Any excess materials are stored in the ship's hold as cargo, providing additional resources for trade or barter.

The Defiant gets large shipments from outposts you have created all over the world, hubs of intelligence gathering, recruitment, trade, repairs, and maintenance. 

Your ties to people within the black market, information brokers, contraband trade, blacksmiths, mercenary services, protection rackets, money laundering, hidden workshops and safe houses. 

Planting disinformation whenever the target needs to be forced out of hiding. 

While also maintaining a close eye on the region as a hub for their spy network. One that you have meticulously established over the years to help hunt down more pirates, obtain more resources and expand their range of influence. 

Working on your own for this long has been taxing on your mind. So how do you do it when things constantly require your attention for one thing or another?

They called you, ‘Ghost of the High Seas’, ‘The Iron Maiden’, ‘The Merciless’, ‘The Pirate Killer’ and ‘The Human Shark’.  

However, once someone got your loyalty, they would have to do something so heinous and vindictive against you to lose it.

You didn’t give out demands.

You gave out requests.

For things which for sensitive souls in the royal department often took as forceful demands with a dramatic flourish. 

John heard a rumour of how you asked for something. But a Duchess took it as an aggressive demand.

Which he thought was either a declaration of war or an exaggerated complaint about you. Either way, you weren’t to be crossed, regardless of how simple your requests actually were.

You didn't need to raise your voice to get what you wanted; a simple, firm look usually did the trick.

John chuckled to himself whenever someone complained about how you managed to make it sound like a demand. Your diplomacy was as subtle as a sledgehammer, or a knife in the back. Depending on who you were dealing with. 

It worked surprisingly well in your favour.

It was all part of your charm. But you didn’t think you had charm. Something which he vehemently disagreed with you. 

To him, you had it in spades, enough to sink a merchant’s ship. His first meeting with was in court. You were mumbling, grumbling and scowling about having to wear a dress.

“‘I must take care to maintain a vigilant watch over you and all matters of such impropriety.’” you were as sour as a cat trying to get the taste of lemon off their tongue. 

The dress you wore, a midnight blue colour with matte silver trimmings, and silver embroidery in the skirts. The skirts hovered just above the marble floor.

Custom-made as well as custom-designed to suit your personality and fit your physique perfectly. The dress in made of soft feeling velvet. The underskirts of the dress have both satin and silk underlay. Underneath the silk and satin is a layer of cotton for added comfort.

The three throwing knives sat firmly. Comfortably in your garter. It provided another level of security in case you felt cornered by someone you didn’t trust. The fan you used to cool yourself down had feathered tips along the edge, matching your dress.

It was all part of your charm. 

Which had earned you the respect of many and the fear of those who knew you well. Price had seen it in action during your second meeting. You'd simply looked at a man twice your size and said.

“Might I entreat you for the loan of that map? Your generosity would be greatly appreciated.” and somehow, it had ended with him handing it over without a fight. It was uncanny.

“I am wholly indifferent to the duration required for its completion, provided that the task is executed with care. Such an undertaking demands an ample allowance of time, for one cannot hasten the attainment of perfection, even should the final result fail to appear flawless to the discerning eye of another.” you told your second-in-command.

You weren't petty, vindictive or sadistic. The preferred term you loved to call yourself is more, realistic, tinged with cynicism in your terms and conditions.

Strolling right past the four of them. Blatantly ignoring them. Not even giving them a sideways glance.

Your mind wasn’t focused on any of them. You had a target on your mind. The focus totally on your own mission. Your own priorities.

"Didn't your father give you a warship at sixteen?" John would overhear in complete disbelief. A warship for your sixteenth birthday? Was your father mad or just incredibly wealthy?

"I didn't just hear that, did you hear what I just heard? I'm not going hearing things, am I?" Kyle asked the other three.

"The defiant is more than enough. It dwarfs every warship stationed at this dock, and you know it." you protested. "It will cleave those pathetic pirates in two, or I will die trying."

The other person's voice is muffled. Your voice was loud enough to echo own the hallway. Simon couldn’t help but wonder how long you’ve been at sea for. Some say it has been almost eleven years. But that couldn’t be right. It would mean you were sixteen when you started Pirate hunting. 

“Did you hear that Price? Eleven years. What does eleven years sound to you if they were spent at sea the entire time?” Gaz asked Price. 

“Either a living legend or a madwoman.” John answered.

“Possibly both.” Simon interjected. 

When Price had the misfortune timing of coming across you in person a second time. Your face, had a sickening, twisted Cheshire grin painted across your face. The two sword slicing through pirates like a hot knife through butter. Slicing and cutting them down to size. 

It was, by the lord above, it was enjoyment on your face. Unhinged joy radiating as you continued to cut them down. 

Then a loud sound came from your throat. 

Your war cry sounded like a siren's song to your crew, a battle hymn echoing  through the port as you led them further into the fray. 

These pirates had no idea what was coming for them, who was coming for them, but the four shadows lurking in the alleyways certainly did. Watching with a mix of horror and fascination as you and your loyal band of warriors descended upon the marauders like the wrath of Neptune's own hand.

You weren't just a killer; you were a strategist. Knowing what how to strip things down fast enough to leave someone with nothing to work with. It’s a system you are familiar with. A system you crafted your own purposes.

The stragglers were picked off by your archers. As the fight quickly came to an end. 

“Look, take a real good look. The defiant cannibalises other ships as it is MEANT to be. To devour, to eat, to survive. And we do it well. She does it well.”

Price couldn't help but begrudgingly admit you had a point. The way your crew moved with precision, stripping the enemy vessels of their resources, was surgical. It is adamantly clear the Defiant is more than just a ship to you; it is a living, breathing entity you had tamed and turned into a weapon of war.

“Awful thing for morally minded people, to be sure.” you stated. “But sharks eat, lurk, move around, they don't stand idle because they're pretty or have a fancy title. They survive.”

“And you know what we do? SURVIVE.”

Perhaps it was the time Johnny seduced you into walking to their home in person a third time, whispering honeyed words into your ears like he knew what you were capable without really knowing what kind of person you are.

“You and your questions. I love them. Please tell me you have more.” you answered, taping the tips of your fingers together.

Price gripped the pommel of his sword upon hearing your voice coming through the front door. As his lover, their lover Duke John MacTavish, made his blatant seduction attempt in front of him, Duke Kyle Garrick and Duke Simon Riley. Their anger thrown towards you, as if you should have known better, despite not knowing he was spoken for already. How could you have known that? 

You tapped the tips of your fingers together nervously. “I will take my leave. My deepest apologies, your grace.” you were a rank higher. Tipsy sure. But you weren’t going to stay in a den full of lions. 

Simon blocked your exit, leaving your heart beating fast like a rabbit running from its predator. As the adrenaline building up inside, finally kicking in. “Goin somewhere luvie?” he asked. 

Price placed a hand on your shoulder, you were certain you were going to die right then and there. Was it the way your hair had crimson red flowers woven into your loose braid? Was it the matching teardrop earrings in your ears? 

“Your grace, if I may.” you said, trying to keep the tremor out of your voice. As if you were willing your courage to come back to you. 

“You may not.” Price uttered into your ear, guiding you back into the depths of the room again. “As you might observe, your... reputation has indeed found its way to us. Yet, it is our friend Johnny, who, possessing a certain flair for eloquence, appears to have made no small impression upon your good self as well.”

“I can always find someone else.” you protested. Meekly. 

“But why would you need to? Why would you even want to?” Price cooed into your ear. “You have four willing men at your service.”

[literaryvein-reblogs]

Writing an oc that's a streamer?

Writing Notes: Streamer Characters

Live Streamer

Also livestreamer or online streamer

Someone who makes videos that show them playing computer games, talking about products, or doing other activities, and streams them (i.e., puts them on the internet) at the same time as they are being made.

An individual who broadcasts real-time video content over the internet, engaging with an audience through online platforms.

Transmits live or on-demand audio or video content while users listen or watch.

Livestreams are deployed over various platforms, including social media platforms like YouTube Live, Facebook Live, Twitter, Instagram Live, and TikTok, as well as through professional business services, such as Kaltura and Dacast.

Unlike pre-recorded videos, live streams occur in the moment, allowing viewers to interact with the streamer through chat functions and other interactive features.

This immediacy creates a dynamic and engaging experience for both the streamer and the audience.

Live streamers cover a wide range of content:

playing video games,

hosting talk shows,

conducting interviews,

cooking,

crafting, and

live vlogging daily activities.

The versatility of live streaming content means that streamers can find their niche and build a community around shared interests.

Successful live streamers often cultivate a loyal following by maintaining a consistent streaming schedule, engaging directly with their viewers, and creating a sense of community.

What your Character does as a Live Streamer

Content Creation: Live streamers plan, prepare, and execute engaging live broadcasts. They choose topics or activities that resonate with their audience, maintain a consistent streaming schedule, and ensure that their content is entertaining and relevant to their viewers.

Audience Interaction: Interacting with viewers in real-time is a key responsibility. Streamers engage through live chat, responding to comments, questions, and feedback during the stream. They foster a sense of community by acknowledging and involving their audience, using interactive features like polls, Q&A sessions, and shout-outs to enhance viewer engagement.

Technical Management: Managing technical aspects is crucial to a successful stream. This includes setting up and maintaining streaming equipment such as cameras, microphones, lighting, and streaming software. Streamers must ensure a stable internet connection, troubleshoot technical issues promptly, and optimize stream quality to deliver a seamless viewing experience.

Monetization: Monetizing their channels is an important aspect for many streamers. This can involve receiving viewer donations, earning subscriptions (e.g., Twitch subscriptions), securing sponsorships and partnerships with brands, and generating revenue through advertising. Streamers may also leverage merchandise sales, affiliate marketing, or exclusive content to diversify their income streams.

Community Building: Building and nurturing a community around their content is essential. Streamers cultivate a loyal following by creating a welcoming environment, engaging with viewers regularly, and participating in community events or collaborations. They may also moderate chat and ensure a positive and inclusive atmosphere during streams.

Continuous Improvement: Successful streamers constantly strive to improve their content and grow their audience. They analyze viewer analytics to understand audience preferences and trends, experiment with new content formats or streaming techniques, and stay updated with industry trends and platform changes to maintain relevance and competitiveness in the streaming space.

What Type of Live Streamer is your Character?

Live streamers can be categorized into various types based on the content they stream and the communities they engage with. Here are some common types:

Gaming Streamers: Gaming streamers focus on playing and broadcasting video games live to their audience. They may specialize in specific genres such as first-person shooters, role-playing games, or multiplayer online battle arenas (MOBAs). Gaming streamers entertain viewers with their gameplay skills, commentary, and interactions with their audience through live chat.

IRL (In Real Life) Streamers: IRL streamers share their real-life experiences and activities in real-time. They broadcast everyday activities such as traveling, exploring new places, attending events, or participating in challenges. IRL streamers often engage their audience by interacting with them while showcasing their daily routines or special events happening in their lives.

Talk Show and Podcast Streamers: Talk show and podcast streamers host live discussions, interviews, or debates on various topics of interest. They invite guests or panelists to join their streams, engaging with them and their audience through insightful conversations and debates. Talk show streamers may cover topics ranging from politics and current events to pop culture and entertainment.

Creative Streamers: Creative streamers focus on showcasing their artistic talents and skills live. They create art, music, crafts, or digital designs while interacting with their audience. Creative streamers often provide tutorials, share their creative process, and take viewer suggestions or requests for their next project.

Music Streamers: Music streamers perform live music sessions, DJ sets, or music production sessions for their audience. They may cover popular songs, perform original compositions, or engage in interactive music creation with their viewers. Music streamers often use platforms that allow them to receive song requests and interact with their audience in real-time.

Fitness and Sports Streamers: Fitness and sports streamers broadcast live workouts, training sessions, or sports events. They provide exercise routines, fitness tips, and motivation to their audience while demonstrating exercises or participating in sports activities. Fitness streamers may also engage in challenges or competitions with their viewers.

Educational Streamers: Educational streamers conduct live tutorials, lectures, or workshops on topics such as science, technology, languages, or academic subjects. They share knowledge, answer viewer questions in real-time, and provide interactive learning experiences through demonstrations or experiments.

Cooking Streamers: Cooking streamers broadcast live cooking sessions where they prepare recipes, share cooking tips, and engage with their audience while demonstrating culinary techniques. They may also take viewer suggestions for recipes or cooking challenges, creating a community around food and culinary arts.

What Would your Character's Workplace Look Like?

The workplace of a live streamer is typically centered around creating a conducive environment for broadcasting engaging and interactive content.

Unlike traditional office settings, live streamers often work from home or a dedicated studio space that they have set up for streaming purposes.

This space is vital for maintaining control over the streaming setup and creating a comfortable atmosphere conducive to content creation.

At home, live streamers often have a designated area or room where they set up their streaming equipment.

This might include a high-quality camera, microphone, lighting rigs, and a powerful computer or gaming console capable of handling streaming software and gameplay simultaneously.

The setup is tailored to their specific streaming needs, ensuring optimal audiovisual quality and reliability during broadcasts.

Beyond the physical setup, the digital workspace of a live streamer involves managing streaming software, interacting with viewers through chat functions, and monitoring analytics in real-time.

This requires multitasking skills to engage with the audience while focusing on gameplay, discussion topics, or other content being streamed.

Streamers also use this digital space to collaborate with moderators, manage community interactions, and coordinate special events or collaborations with other content creators.

Some Streaming Strategies your Character Could Use

Makes their livestream unique

Focuses on their livestream audience’s needs

Surprises their livestream audience

Promotes their livestream

Interacts with their viewers

Tells viewers what to do at the end of a livestream (e.g., see more content, attend an event)

Sources: 1 2 3 4 5 ⚜ More: Writing Notes & References

Hope this helps with your writing!

[cosmic-daydreamz02]

Career Reading

Placements to look at for your ideal career:

2nd house-how you make money

6th house-daily routine and work

10th house-career and public image

MC- career point.

11th house-social networks, long-term goals, opportunities for advancement (2nd from MC, so it shows the income from the career)

North Node - your life purpose and direction ; what you are meant to move towards in this lifetime

Part of Fortune - Where you find joy and success in this life, linked to both material and spiritual fulfillment

Vertex - represents fated encounters in your life. Where and how your destiny unfolds/ your turning point in life (not normally linked to career, but I think it can show what leads you to your true calling in this life especially if yours is in one of the money or career houses)

Saturn- rules discipline, structure, and long-term achievement, where you need to put in consistent effort to achieve success. Indicates your approach to responsibility in your career

Sun- core identity and life purpose, where you shine the most

Jupiter- expansion luck and growth. It shows your opportunities for success

Venus - where you can use your artistic abilities and social charm. It can also be how you attract money and resources

Signs and Career

Aries

• Career style: Assertive, pioneering, energetic, independent.

• Fields: Leadership roles, entrepreneurship, sports, military, anything involving action or competition.

• Drive: You take initiative and thrive in dynamic, fast-paced environments where you can be first.

Taurus

• Career style: Steady, practical, patient, and value-oriented.

• Fields: Finance, banking, agriculture, real estate, art, luxury goods, anything involving material wealth or beauty.

• Drive: Security, stability, and a focus on building long-term wealth. Aesthetic and sensory satisfaction are important.

Gemini

• Career style: Communicative, versatile, adaptable, intellectual.

• Fields: Journalism, writing, teaching, marketing, sales, technology, anything that involves communication or travel.

• Drive: Curiosity and intellectual stimulation. You thrive in dynamic, social environments where you can multitask.

Cancer

• Career style: Nurturing, protective, intuitive, emotionally driven.

• Fields: Healthcare, caregiving, real estate, hospitality, education, psychology, anything that involves caring for others.

• Drive: Emotional security and a need to create a safe, supportive environment. You work best when you feel connected to your work on an emotional level.

Leo

• Career style: Charismatic, creative, confident, leadership-focused.

• Fields: Entertainment, arts, fashion, politics, sports, anything involving self-expression and performance.

• Drive: Recognition, fame, and the desire to shine. You excel in careers where you can showcase your talents and leadership.

Virgo

• Career style: Detail-oriented, analytical, service-minded, organized.

• Fields: Healthcare, administration, research, editing, writing, data analysis, anything involving precision and service.

• Drive: Efficiency and perfection. You aim to serve others by improving systems or contributing to something meaningful.

Libra

• Career style: Diplomatic, collaborative, partnership-oriented, aesthetically inclined.

• Fields: Law, diplomacy, art, design, beauty, fashion, anything involving partnership or justice.

• Drive: Harmony and balance in professional relationships. You thrive in roles where teamwork, fairness, and aesthetics are valued.

Scorpio

• Career style: Intense, transformative, secretive, powerful.

• Fields: Psychology, research, finance (especially investments, taxes, inheritance), surgery, anything involving transformation or mystery.

• Drive: Power and control. You are drawn to careers that allow you to dig deep and uncover hidden truths or manage shared resources.

Sagittarius

• Career style: Adventurous, philosophical, expansive, freedom-loving.

• Fields: Education, travel, law, publishing, international business, anything that involves exploration and knowledge-sharing.

• Drive: Freedom and expansion. You seek opportunities that allow you to learn, grow, and explore new horizons.

Capricorn

• Career style: Ambitious, disciplined, authoritative, responsible.

• Fields: Business, politics, government, finance, engineering, management, anything that involves structure, authority, and long-term goals.

• Drive: Success and achievement. You are career-focused and work tirelessly toward building a solid reputation and legacy.

Aquarius

• Career style: Innovative, humanitarian, unconventional, forward-thinking.

• Fields: Technology, science, social reform, innovation, group work, anything involving progressive change or social impact.

• Drive: Making a difference and creating a better future. You work best in collaborative or unconventional environments that allow for innovation.

Pisces

• Career style: Compassionate, imaginative, spiritual, idealistic.

• Fields: Art, music, healing, psychology, spirituality, charity work, anything that involves creativity, intuition, or service to others.

• Drive: Helping others and finding deeper meaning. You’re drawn to careers where you can use your empathy and creativity to make a positive impact.

Houses and Career Focus

1st House (Self-Identity, Public Persona)

You identify closely with your career. You're meant for careers where you're the leader or face of whatever you do, you're meant to be in the public eye somehow.

2nd House (Money, Resources, Values)

Financial stability and security is what drives you in your career. You would do good in careers related to banking and finance or sales (more like selling luxury goods or real estate)

3rd House (Communication, Learning, Siblings)

Communication, education, and travel. Or working in media. Teaching, writing, or sales/ anything that involves exchanges of info

4th House (Home, Family, Roots)

Home design, family business, real estate. Care giving or working from home. Emotional fulfillment through your career

5th House (Creativity, Pleasure, Children)

Creative fields, working with children. Career allows for self-expression. performance or leadership roles

6th House (Work Environment, Health, Service)

Service industry, Healthcare (especially if you have heavy virgo/pisces or 6th/12th placements), administration, work that requires tedious precision and detail

7th House (Partnerships, Marriage)

Collaboration, requires partnerships in career. Law, any counseling/consulting work, diplomat

8th House (Shared Resources, Transformation)

Finance (other peoples money like taxes, inheritance, etc), psychology, research/investigation

9th House (Philosophy, Travel, Higher Education)

Higher education, travel, law, publishing, career could be linked to foreign lands, (travel vlogger, professor, resort owner?)

10th House (Career, Reputation, Public Life)

Leadership, recognition, achieving goals, public image and success are emphasized

11th House (Community, Goals, Social Networks)

Community service/humanitarian work, technology, collective work

12th House (Spirituality, Solitude, Healing)

Healing, spirituality, charity work, hospitals, or creative/behind the scenes work like set design, director etc

[astroismypassion]

✨PART OF FORTUNE IN SIGNS AND HOUSES SERIES: 11TH HOUSE✨

Credit: Tumblr blog @astroismypassion

ARIES PART OF FORTUNE IN THE 11TH HOUSE

You feel the most abundant when you have Aries and Aquarius Sun people in your life. You can earn money via launching or joining a tech startup, focused on innovative technologies or disruptive business model, via work in community organization or activism, via work in digital marketing or social media management, via providing consulting services to businesses or organizations, advising them on innovation strategies, product development or new market exploration, via work in crowdfunding or fundraising. You feel abundant when you align with social causes, focus on group dynamics and embrace innovation.

TAURUS PART OF FORTUNE IN THE 11TH HOUSE

You feel the most abundant when you have Taurus and Aquarius Sun people in your life. You can earn money via work in investment management, focusing on building and managing portfolios that provide stable returns, via art colleting, dealing or curation focusing on pieces that have enduring value, via work in interior design, via work in hospitality management (in luxury hotels, resorts or event planning). You feel abundant when you embrace sustainable and ethical practices, when you practice patience and persistence.

GEMINI PART OF FORTUNE IN THE 11TH HOUSE

You feel the most abundant when you have Gemini and Aquarius Sun people in your life. You can earn money via engaging in activism, advocacy work, via work in public relations, graphic design, via creative writing, screenwriting, content creation, teaching, tutoring, joining or starting a tech company focused on innovative products or services. You feel abundant when you are focused on community, collective goals, when you stay versatile and adaptable.

CANCER PART OF FORTUNE IN THE 11TH HOUSE

You feel the most abundant when you have Cancer and Aquarius Sun people in your life. You can earn money via pursuing a career in early childhood education or childcare, nursing, caregiving, mental health services, via work in family and parent education, pursuing culinary arts or catering, engaging in art and design. You feel abundant when you focus on community, social connections, embrace technology and innovation, promote security and stability and use your intuition and emotional intelligence.

LEO PART OF FORTUNE IN THE 11TH HOUSE

You feel the most abundant when you have Leo and Aquarius Sun people in your life. You can find abundance by managing a charitable organisation. You can earn money via work as a creative director or manager, overseeing projects in fashion, advertising or design, via writing, blogging, content creation focused on inspirational and motivational themes, via work in charity or fundraising, work in teaching (drama, art, public speaking). You feel abundant when maintain confidence in your vision and abilities, when you embrace charisma, leadership and when you pursue a creative career.

VIRGO PART OF FORTUNE IN THE 11TH HOUSE

You feel the most abundant when you have Virgo and Aquarius Sun people in your life. You can earn money via work in tech support, quality assurance, systems analysis, work in non-profit management, pursuing teaching or training roles, engage in environmental research, when you organise workshops or seminars on practical skills, health and wellness. You feel abundant when you focus on health, wellness, when you network, collaborate and when you use technology.

LIBRA PART OF FORTUNE IN THE 11TH HOUSE

You feel the most abundant when you have Libra and Virgo Sun people in your life. You can create wealth by creating and selling DIY kits or tutorials. You could also learn digital or 3D art. You could sell photos on sites like Shutterstock or Adobe Stock. You earn money via event planning, specializing in weddings, social events and community events, work in legal services, such as family law, meditation or contract negotiation. You feel abundant when you embrace collaboration and partnerships, focus on aesthetics and creativity.

SCORPIO PART OF FORTUNE IN THE 11TH HOUSE

You feel the most abundant when you have Scorpio and Aquarius Sun people in your life. You can earn money via holistic healing, alternative medicine, energy work, via astrology, metaphysical studies, spiritual counselling, via biotechnology, healthcare technology, environmental technology, via work in cybersecurity, data analysis or investigative journalism. You feel abundant when embrace deep, transformative work, engage in financial and strategic roles.

SAGITTARIUS PART OF FORTUNE IN THE 11TH HOUSE

You feel the most abundant when you have Sagittarius and Aquarius Sun people in your life. You can earn money via career in diplomacy, teaching, lecturing, work in tourism industry, work in educational publishing, work in broadcasting or journalism, work in editing or translation. You feel abundant when you engage in social and humanitarian causes, focus on education and communication, when you embrace international cultural perspectives.

CAPRICORN PART OF FORTUNE IN THE 11TH HOUSE

You feel the most abundant when you have Capricorn and Aquarius Sun people in your life. You can earn money via real estate development, work in corporate training and development, taking on leadership roles in non-profit organizations that focus on social justice, community development or environmental sustainability. You feel abundant when emphasize practical, realistic approach, when you use network and social connections.

AQUARIUS PART OF FORTUNE IN THE 11TH HOUSE

You feel the most abundant when you have Aquarius Sun people in your life. You can earn money via streaming on platforms (Twitch), participating in esports or creating gaming content. You earn money via scientific research, when you create or support educational programs that focus on skills for the future (digital literacy, innovation), when you create content that explores futuristic concepts, technology trends or social change using platforms like YouTube, a blog, podcast. You feel abundant when you focus on technology and future trends and when you stay true to your unconventional nature.

PISCES PART OF FORTUNE IN THE 11TH HOUSE

You feel the most abundant when you have Pisces and Aquarius Sun people in your life. You can earn money via storytelling, work in holistic healing fields, massage therapy, via painting, writing, music or film, via offering spiritual or life coaching services. You feel abundant when stay true to your intuitive insights, embrace spiritual and healing practices and when you focus on humanitarian and compassionate work.

Credit: Tumblr blog @astroismypassion

[mostlysignssomeportents]

Subprime gadgets

I'm on tour with my new, nationally bestselling novel The Bezzle! Catch me THIS SUNDAY in ANAHEIM at WONDERCON: YA Fantasy, Room 207, 10 a.m.; Signing, 11 a.m.; Teaching Writing, 2 p.m., Room 213CD.

The promise of feudal security: "Surrender control over your digital life so that we, the wise, giant corporation, can ensure that you aren't tricked into catastrophic blunders that expose you to harm":

https://locusmag.com/2021/01/cory-doctorow-neofeudalism-and-the-digital-manor/

The tech giant is a feudal warlord whose platform is a fortress; move into the fortress and the warlord will defend you against the bandits roaming the lawless land beyond its walls.

That's the promise, here's the failure: What happens when the warlord decides to attack you? If a tech giant decides to do something that harms you, the fortress becomes a prison and the thick walls keep you in.

Apple does this all the time: "click this box and we will use our control over our platform to stop Facebook from spying on you" (Ios as fortress). "No matter what box you click, we will spy on you and because we control which apps you can install, we can stop you from blocking our spying" (Ios as prison):

https://pluralistic.net/2022/11/14/luxury-surveillance/#liar-liar

But it's not just Apple – any corporation that arrogates to itself the right to override your own choices about your technology will eventually yield to temptation, using that veto to help itself at your expense:

https://pluralistic.net/2023/07/28/microincentives-and-enshittification/

Once the corporation puts the gun on the mantelpiece in Act One, they're begging their KPI-obsessed managers to take it down and shoot you in the head with it in anticipation of of their annual Act Three performance review:

https://pluralistic.net/2023/12/08/playstationed/#tyler-james-hill

One particularly pernicious form of control is "trusted computing" and its handmaiden, "remote attestation." Broadly, this is when a device is designed to gather information about how it is configured and to send verifiable testaments about that configuration to third parties, even if you want to lie to those people:

https://www.eff.org/deeplinks/2023/08/your-computer-should-say-what-you-tell-it-say-1

New HP printers are designed to continuously monitor how you use them – and data-mine the documents you print for marketing data. You have to hand over a credit-card in order to use them, and HP reserves the right to fine you if your printer is unreachable, which would frustrate their ability to spy on you and charge you rent:

https://arstechnica.com/gadgets/2024/02/hp-wants-you-to-pay-up-to-36-month-to-rent-a-printer-that-it-monitors/

Under normal circumstances, this technological attack would prompt a defense, like an aftermarket mod that prevents your printer's computer from monitoring you. This is "adversarial interoperability," a once-common technological move:

https://www.eff.org/deeplinks/2019/10/adversarial-interoperability

An adversarial interoperator seeking to protect HP printer users from HP could gin up fake telemetry to send to HP, so they wouldn't be able to tell that you'd seized the means of computation, triggering fines charged to your credit card.

Enter remote attestation: if HP can create a sealed "trusted platform module" or a (less reliable) "secure enclave" that gathers and cryptographically signs information about which software your printer is running, HP can detect when you have modified it. They can force your printer to rat you out – to spill your secrets to your enemy.

Remote attestation is already a reliable feature of mobile platforms, allowing agencies and corporations whose services you use to make sure that you're perfectly defenseless – not blocking ads or tracking, or doing anything else that shifts power from them to you – before they agree to communicate with your device.

What's more, these "trusted computing" systems aren't just technological impediments to your digital wellbeing – they also carry the force of law. Under Section 1201 of the Digital Millennium Copyright Act, these snitch-chips are "an effective means of access control" which means that anyone who helps you bypass them faces a $500,000 fine and a five-year prison sentence for a first offense.

Feudal security builds fortresses out of trusted computing and remote attestation and promises to use them to defend you from marauders. Remote attestation lets them determine whether your device has been compromised by someone seeking to harm you – it gives them a reliable testament about your device's configuration even if your device has been poisoned by bandits:

https://pluralistic.net/2020/12/05/trusting-trust/#thompsons-devil

The fact that you can't override your computer's remote attestations means that you can't be tricked into doing so. That's a part of your computer that belongs to the manufacturer, not you, and it only takes orders from its owner. So long as the benevolent dictator remains benevolent, this is a protective against your own lapses, follies and missteps. But if the corporate warlord turns bandit, this makes you powerless to stop them from devouring you whole.

With that out of the way, let's talk about debt.

Debt is a normal feature of any economy, but today's debt plays a different role from the normal debt that characterized life before wages stagnated and inequality skyrocketed. 40 years ago, neoliberalism – with its assaults on unions and regulations – kicked off a multigenerational process of taking wealth away from working people to make the rich richer.

Have you ever watched a genius pickpocket like Apollo Robbins work? When Robins lifts your wristwatch, he curls his fingers around your wrist, expertly adding pressure to simulate the effect of a watchband, even as he takes away your watch. Then, he gradually releases his grip, so slowly that you don't even notice:

https://www.reddit.com/r/nextfuckinglevel/comments/ppqjya/apollo_robbins_a_master_pickpocket_effortlessly/

For the wealthy to successfully impoverish the rest of us, they had to provide something that made us feel like we were still doing OK, even as they stole our wages, our savings, and our futures. So, even as they shipped our jobs overseas in search of weak environmental laws and weaker labor protection, they shared some of the savings with us, letting us buy more with less. But if your wages keep stagnating, it doesn't matter how cheap a big-screen TV gets, because you're tapped out.

So in tandem with cheap goods from overseas sweatshops, we got easy credit: access to debt. As wages fell, debt rose up to fill the gap. For a while, it's felt OK. Your wages might be falling off, the cost of health care and university might be skyrocketing, but everything was getting cheaper, it was so easy to borrow, and your principal asset – your family home – was going up in value, too.

This period was a "bezzle," John Kenneth Galbraith's name for "The magic interval when a confidence trickster knows he has the money he has appropriated but the victim does not yet understand that he has lost it." It's the moment after Apollo Robbins has your watch but before you notice it's gone. In that moment, both you and Robbins feel like you have a watch – the world's supply of watch-derived happiness actually goes up for a moment.

There's a natural limit to debt-fueled consumption: as Michael Hudson says, "debts that can't be paid, won't be paid." Once the debtor owes more than they can pay back – or even service – creditors become less willing to advance credit to them. Worse, they start to demand the right to liquidate the debtor's assets. That can trigger some pretty intense political instability, especially when the only substantial asset most debtors own is the roof over their heads:

https://pluralistic.net/2022/11/06/the-end-of-the-road-to-serfdom/

"Debts that can't be paid, won't be paid," but that doesn't stop creditors from trying to get blood from our stones. As more of us became bankrupt, the bankruptcy system was gutted, turned into a punitive measure designed to terrorize people into continuing to pay down their debts long past the point where they can reasonably do so:

https://pluralistic.net/2022/10/09/bankruptcy-protects-fake-people-brutalizes-real-ones/

Enter "subprime" – loans advanced to people who stand no meaningful chance of every paying them back. We all remember the subprime housing bubble, in which complex and deceptive mortgages were extended to borrowers on the promise that they could either flip or remortgage their house before the subprime mortgages detonated when their "teaser rates" expired and the price of staying in your home doubled or tripled.

Subprime housing loans were extended on the belief that people would meekly render themselves homeless once the music stopped, forfeiting all the money they'd plowed into their homes because the contract said they had to. For a brief minute there, it looked like there would be a rebellion against mass foreclosure, but then Obama and Timothy Geithner decreed that millions of Americans would have to lose their homes to "foam the runways" for the banks:

https://wallstreetonparade.com/2012/08/how-treasury-secretary-geithner-foamed-the-runways-with-childrens-shattered-lives/

That's one way to run a subprime shop: offer predatory loans to people who can't afford them and then confiscate their assets when they – inevitably – fail to pay their debts off.

But there's another form of subprime, familiar to loan sharks through the ages: lend money at punitive interest rates, such that the borrower can never repay the debt, and then terrorize the borrower into making payments for as long as possible. Do this right and the borrower will pay you several times the value of the loan, and still owe you a bundle. If the borrower ever earns anything, you'll have a claim on it. Think of Americans who borrowed $79,000 to go to university, paid back $190,000 and still owe $236,000:

https://pluralistic.net/2020/12/04/kawaski-trawick/#strike-debt

This kind of loan-sharking is profitable, but labor-intensive. It requires that the debtor make payments they fundamentally can't afford. The usurer needs to get their straw right down into the very bottom of the borrower's milkshake and suck up every drop. You need to convince the debtor to sell their wedding ring, then dip into their kid's college fund, then steal their father's coin collection, and, then break into cars to steal the stereos. It takes a lot of person-to-person work to keep your sucker sufficiently motivated to do all that.

This is where digital meets subprime. There's $1T worth of subprime car-loans in America. These are pure predation: the lender sells a beater to a mark, offering a low down-payment loan with a low initial interest rate. The borrower makes payments at that rate for a couple of months, but then the rate blows up to more than they can afford.

Trusted computing makes this marginal racket into a serious industry. First, there's the ability of the car to narc you out to the repo man by reporting on its location. Tesla does one better: if you get behind in your payments, your Tesla immobilizes itself and phones home, waits for the repo man to come to the parking lot, then it backs itself out of the spot while honking its horn and flashing its lights:

https://tiremeetsroad.com/2021/03/18/tesla-allegedly-remotely-unlocks-model-3-owners-car-uses-smart-summon-to-help-repo-agent/

That immobilization trick shows how a canny subprime car-lender can combine the two kinds of subprime: they can secure the loan against an asset (the car), but also coerce borrowers into prioritizing repayment over other necessities of life. After your car immobilizes itself, you just might decide to call the dealership and put down your credit card, even if that means not being able to afford groceries or child support or rent.

One thing we can say about digital tools: they're flexible. Any sadistic motivational technique a lender can dream up, a computerized device can execute. The subprime car market relies on a spectrum of coercive tactics: cars that immobilize themselves, sure, but how about cars that turn on their speakers to max and blare a continuous recording telling you that you're a deadbeat and demanding payment?

https://archive.nytimes.com/dealbook.nytimes.com/2014/09/24/miss-a-payment-good-luck-moving-that-car/

The more a subprime lender can rely on a gadget to torment you on their behalf, the more loans they can issue. Here, at last, is a form of automation-driven mass unemployment: normally, an economy that has been fully captured by wealthy oligarchs needs squadrons of cruel arm-breakers to convince the plebs to prioritize debt service over survival. The infinitely flexible, tireless digital arm-breakers enabled by trusted computing have deprived all of those skilled torturers of their rightful employment:

https://pluralistic.net/2021/04/02/innovation-unlocks-markets/#digital-arm-breakers

The world leader in trusted computing isn't cars, though – it's phones. Long before anyone figured out how to make a car take orders from its manufacturer over the objections of its driver, Apple and Google were inventing "curating computing" whose app stores determined which software you could run and how you could run it.

Back in 2021, Indian subprime lenders hit on the strategy of securing their loans by loading borrowers' phones up with digital arm-breaking software:

https://restofworld.org/2021/loans-that-hijack-your-phone-are-coming-to-india/

The software would gather statistics on your app usage. When you missed a payment, the phone would block you from accessing your most frequently used app. If that didn't motivate you to pay, you'd lose your second-most favorite app, then your third, fourth, etc.

This kind of digital arm-breaking is only possible if your phone is designed to prioritize remote instructions – from the manufacturer and its app makers – over your own. It also only works if the digital arm-breaking company can confirm that you haven't jailbroken your phone, which might allow you to send fake data back saying that your apps have been disabled, while you continue to use those apps. In other words, this kind of digital sadism only works if you've got trusted computing and remote attestation.

Enter "Device Lock Controller," an app that comes pre-installed on some Google Pixel phones. To quote from the app's description: "Device Lock Controller enables device management for credit providers. Your provider can remotely restrict access to your device if you don't make payments":

https://lemmy.world/post/13359866

Google's pitch to Android users is that their "walled garden" is a fortress that keeps people who want to do bad things to you from reaching you. But they're pre-installing software that turns the fortress into a prison that you can't escape if they decide to let someone come after you.

There's a certain kind of economist who looks at these forms of automated, fine-grained punishments and sees nothing but a tool for producing an "efficient market" in debt. For them, the ability to automate arm-breaking results in loans being offered to good, hardworking people who would otherwise be deprived of credit, because lenders will judge that these borrowers can be "incentivized" into continuing payments even to the point of total destitution.

This is classic efficient market hypothesis brain worms, the kind of cognitive dead-end that you arrive at when you conceive of people in purely economic terms, without considering the power relationships between them. It's a dead end you navigate to if you only think about things as they are today – vast numbers of indebted people who command fewer assets and lower wages than at any time since WWII – and treat this as a "natural" state: "how can these poors expect to be offered more debt unless they agree to have their all-important pocket computers booby-trapped?"

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/03/29/boobytrap/#device-lock-controller

Image: Oatsy (modified) https://www.flickr.com/photos/oatsy40/21647688003

CC BY 2.0 https://creativecommons.org/licenses/by/2.0/

[thesimblrofficedirectory]

Welcome to The Simblr Office Directory

This blog is an archive of the submissions for the office-centric OC prompt posted by the light of Simblr, @kashisun.

Here you can browse all the amazing creations submitted by your fellow simblrs. Feel free to scroll to your delight or click one of the links under the cut to see who's on roster under (or over) a particular bureau or delegation.

Want to be added to the directory or confirm that you've been queued? Just include a link to your post in an ask off anon and it will be queued within 48 hours. Until we get through the backlog and can queue at a more leisurely pace, all ask submissions will receive a confirmation. You can always mention us, but we won't be able to provided confirmation for that method.

Leaving the company? If you'd like your post removed, just include a link to the post in an ask off anon and it will be removed. Sideblogs may require additional verification. Please allow, at most, 48 hours for the request to be honored. Removal requests will not be confirmed, only acted upon.

Every company's hierarchy is a little different. Designations for this directory are based on some of the companies I've worked for, but especially on the multi-media marketing company I work for now.

Bureaus and Their Delegations

Delegations with an * currently have low or no headcount (posted and queued). Excludes leadership.

Bureau of Client Engagement

Leadership

Billing*

Escalations*

Product Support*

Quality Assurance*

Sales*

Bureau of Compliance (Bureau-specific Internal Affairs and Auditing)

Leadership

Client Engagement*

Facilities*

Finance*

Human Resources*

Information and Technology*

Legal (General)

Legal (Leadership)

Marketing*

Bureau of Facilities

Leadership

Catering*

Environmental (Janitorial, HVAC, and Plumbing)*

Mechanical (Electrical, Elevators, Equipment Maintenance)*

Premise* (Grounds Maintenance and Real Estate)

Purchasing* (From pushpins to pallet jacks)

Security

Warehousing* (Shipping, Receiving, Mail room, and Inventory)

Bureau of Finance

Leadership

Accounting

Asset Management*

Investments*

Travel and Accommodations*

Vendor Relations*

Bureau of Human Resources

Leadership

Career Development (Internships and Internal Role Transitions)

Dependent Care*

Employee Activities Committee (Members are volunteers)

Employee Benefits*

Floating Delegates (Administration) (For profiles that list a nondescript secretary/admin/receptionist/assistant role)

Floating Delegates (General) (For profiles that do not list a position)

Floating Delegates (Leadership) (For profiles that list a nondescript managerial role)

Health Services*

Payroll*

Recruiting*

Training*

Union Relations*

Bureau of Information & Technology

Leadership

Data Security*

Infrastructure*

Public Relations

Research and Development*

Systems and Devices*

Telecommunications*

Bureau of Marketing

Leadership

Copy

Design

Planning and Implementation*

Board of Directors

Chief Officers

CEO - Chief Executive Officer/President

COO - Chief Operations Officer/Vice President

CCO - Chief Compliance Officer/Vice President

CFO - Chief Finance Officer/Vice President

CITO - Chief Information and Technology Officer/Vice President

CMO - Chief Marketing Officer/Vice President

Executive Administration* (Admins that report to chief officers)