#Senior citizen savings scheme

[rohanch141]

The Senior Citizen Savings Scheme (SCSS) is a government-backed savings program in India catering to individuals aged 60 and above. Offering attractive interest rates, it provides financial security for seniors. Eligible individuals can apply through authorized banks or post offices, enjoying fixed returns and tax benefits.

[newbussinessideas]

वरिष्ठ नागरिक बचत योजना में निवेश की कर रहे हैं प्लानिंग, जानें लें इसके पांच नुकसान

पीपीएफ खाते में जमा राशि पर मिलने वाले ब्याज पर आपको किसी तरह का ब्याज नहीं देना होगा. वहीं SCSS खाते में जमा राशि पर 50,000 रुपये से अधिक के ब्याज पर आपको टीडीएस देना होगा. Source link

[marketing-ffreedom]

[techandtravel]

Small Savings Schemes 2024-New Interest Rates

Small Savings Schemes 2024 Small Savings Schemes 2024The Inside Scoop on Interest RatesMeet the RatePost Office Plans: What’s Changing?The Money Math: How Rates Are SetPPF Stays Put: No Changes HereBanks vs. Small Savings SchemesSavings Showdown: Big Banks vs. Post Office Small Savings Schemes 2024- The government just spilled the beans on interest rates for small savings schemes from January…

[workgul1095]

Senior Citizen Savings and Monthly Income Schemes

[rpcapitals]

Best Practices in Your First Year of Stock Market Trading 2023

Best Practices in Your First Year of Stock Market Trading. Learn the top 5 best practices for successful stock market trading in your first year. This comprehensive guide provides valuable insights, tips, and strategies to help you navigate the stock market with confidence. Entering the stock market can be an exciting and potentially lucrative venture. However, it’s essential to approach stock…

[babatax]

Bank FD vs Senior Citizen Savings Scheme (SCSS): Interest rate, tenure, tax benefits

When it comes to saving for the future, there are a lot of options available. Two popular options are bank FDs and the Senior Citizen Savings Scheme (SCSS). The Senior Citizen Savings Scheme (SCSS) was a big support for senior citizens during the covid pandemic when most of the banks were offering a low interest rate around 6% to senior citizens on long term fixed deposits (FDs). However, things…

[sapootindia]

Senior Citizen Savings Scheme 2023: What is it, how to get its benefit? How to apply in this scheme?

Senior Citizen Savings Scheme 2023: – If your age is also 60 years and you are also a retired employee, then this article of ours is only for you because we want to tell you in detail about the Senior Citizen Savings Scheme 2023 in this article for which

Senior Citizen Savings Scheme 2023: – If your age is also 60 years and you are also a retired employee, then this article of ours is only for you because we want to tell you in detail about the Senior Citizen Savings Scheme 2023 in this article for which You have to read this article carefully. Let us tell you that, to apply in the Senior Citizen Savings Scheme 2023, all of you senior citizens…

[publictaknews]

Deposit limit for Senior Citizen Savings Scheme raised to ₹30 lakh

PTI | , by Shobhit Gupta Finance Minister Nirmala Sitharaman on Wednesday proposed to double the deposit limit for Senior Citizens Savings Scheme 30 lakh and monthly income account plan 9 lakhs. In his budget speech, the minister also announced a new small savings scheme for women. Read here: Budget 2023 brings special scheme for vulnerable tribal groups. Description “Maximum deposit limit for…

[capitaladda]

Pradhan Mantri Schemes with details and how to apply 2022-23

Pradhan Mantri Schemes with details and how to apply 2022-23

List of Government Schemes | Pradhan Mantri Schemes There are many government schemes and initiatives in India that are designed to benefit different sectors of society, such as farmers, women, youth, and small businesses. Here is a list of some of the major government schemes in India: Pradhan Mantri Jan Dhan Yojana: This scheme provides financial inclusion by providing access to banking…

[pakadbharat]

सीनियर सिटीजन senior citizens saving scheme को बैंक दे रहा ज्यादा interest ताज़ा रेट

सीनियर सिटीजन senior citizens saving scheme को बैंक दे रहा ज्यादा interest ताज़ा रेट

Senior citizens saving scheme  बैंकों की फिक्स डिपाजिट योजना इन दिनों सीनियर सिटीजन बचत योजना (scss) की तुलना में अधिक ब्याज मिल रहा है। Senior citizens saving scheme के लिए वर्तमान ब्याज दर 7.6% है। पांच ऐसे बैंक है जो वरिष्ठ नागरिकों को फिक्स डिपॉजिट पर 8.5 %से ज्यादा ब्याज दे रहे हैं। कुछ बैंको में कम से कम 8%interest रेट दे रहे है। गौर करने की बात है कि उच्च ब्याज का मतलब यह नहीं कि वरिष्ठ…

[the-city-in-mind]

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Yahoo! News

Germans are handing over their driving licences in exchange for free public transport.

Around a thousand people in North Rhine-Westphalia, a populous western German state, have relinquished their driving licences as part of a scheme designed to reduce the car-loving country’s reliance on automobiles.

Aimed primarily at senior citizens, the incentive enables people to surrender their driving licences for a year’s free public transport, known as the “Deutschlandticket.”

The ticket, which normally costs €49 (£41) a month, allows holders to travel on all local transport across Germany, including regional trains.

In Leverkusen, near Cologne, nearly 600 people over the age of 75 have opted into the scheme so far, saving them just under £500 on public transport for the year. The benefits of the scheme vary from state to state.

Leverkusen pioneered the initiative in 2023, with other Rhineland areas such as Dortmund, Kleve, and the former capital Bonn following suit this year.

[newbussinessideas]

सीनियर सिटीजन सेविंग स्कीम या बैंक FD, कहां निवेश करने पर बुजुर्गों को ज्यादा मिलेगा ब्याज

SCSS vs FD Scheme: सरकार ने वित्त वर्ष 2023-24 की पहली तिमाही यानी अप्रैल से लेकर जून तक ब्याज दरों को 8 फीसदी से बढ़ाकर 8.20 फीसदी तक कर दिया है. इस बढ़त के बाद अब वरिष्ठ नागरिकों के मन में सवाल उठ रहा है कि SCSS और बैंक की एफडी स्कीम में से कहां निवेश करना ज्यादा फायदेमंद है. Source link

[thats-it-im-fallingdown]

So I’ve finally finished season 4 of Clone Wars! Since the episode order is mostly lining up with the chronology, I can put my thoughts down into something resembling organized.

Mon Cala arc

-can that prince please not pronounce his own homeworld’s name like that? he calls it moan cala and i hate it

-it wasn’t necessary for the plot to work, but I’m curious about the history between the cala and the quarren. i wish we got some more details on why relations are tense

-the animators were clearly out of their depth (ha) with the setting. some parts felt like they didn’t know how to translate the usual fighting to an aquatic setting

-the story was satisfying, but I doubt this is anyone’s favorite set of episodes

-i can feel the gungans growing on me. not sure how I feel about that

Shadow Warrior

-how dare this show make gungans tolerable. coming into my home and making me okay with jar jar fucking binks

R2 and C3P0 duology

-some fun moments!

-would show it to my young cousins but at my age, it goes on a little too long. I’m not looking for/expecting deep meditations on war (American War by Omar el Akkad if that’s what you are interested in), but this is more in the kids show category than the family show one most episodes fall under

Umbara arc

-this is what I mean by being a family show vs a kids show

-I love this arc

-and Rex really gets fleshed out as a character in this one

-i didn’t get why people hated krell so much. i get it now. he’s like the umbridge of Star wars

-the tech designs for umbara and umbaran tech are pretty slick, i hope they get a cameo in live action some day

-the krell twist was. okay ig? it comes out of nowhere a bit. sure, he’s very strict on protocol and has a bone to pick with clones, but it’s said explicitly, more than once, that he gets results as a commander (paid for in casualties, but still successful). him being a relentless opportunist gets away from the clone thing, and i think digging into that could have been really interesting

Zygerrian Slave Empire

-hm

-not fond of the orientalist imagery in this one. won’t elaborate. i’ll say it’s personal for me and leave it at that

-how Anakin’s history as someone who was once literally enslaved should have been explored more

-this arc has its redeeming moments, but it also has a lot of wasted potential

-I might make a more in depth post someday, I have a lot of half formed thoughts about this one

Friend in Need

-this was a rewatch for me, I saw it when I was getting Mandalorian context for the Grogu and his working single father show

-I notice now that except for Bo Katan, deathwatch is all male. and to me, were implied to be sexually abusing the local women (the village leader mentions them having “taken” their women) maybe that’s what was meant by that infamous “they all died off years ago” re: exile of the warriors. no women, no offspring.

Crisis on Naboo arc

-ooh, I wish we get some more time on how Anakin was affected by Obi Wans faked death

-man, cad bane looks stupid without his hat. cover up that dome baby boy, you aren’t ventress, you cant pull the bald look off

-cad bane saving kenobi/hardeen in the Box. he’s a bad guy all right, but he isn’t entirely without honor. love that trope

-and I love palpatine’s scheming! glad to see a senior citizen staying active and involved

Ventress/Savage Oppress/Maul arc

-i love Assaj Ventress so much it’s unreal

-idc that the nightsisters are on the dark side. i love sisterhoods, i love witches, i love covens, it broke my heat to watch the separatists massacre them. at least mother talzin is still alive.

-i have so much Feeling for ventress. betrayed and abandoned again and again only to lose her sisters, and to feel like it’s her fault

-saving that girl from a forced marriage… ventress I love you.

-they should have let maul keep the spider legs, they looked cool

-I didn’t get the obsession with maul. I don’t really share it, but I do get it now. the raw drive for vengeance, his madness. I’m looking forward to where the writers take him

-obi wan and ventress are a great combo, their dialogue has a lot of chemistry

[margadarsi]

Navigating the Indian Investment Landscape: Safe Investments with High Returns

Investing wisely is crucial for building wealth and securing your financial future. In a dynamic economy like India's, finding investment opportunities that balance safety with high returns can be challenging yet rewarding. If you're looking to grow your wealth while minimizing risks, here’s a guide to some of the safest investment options in India that offer promising returns.

1. Public Provident Fund (PPF)

Overview: PPF is a government-backed savings scheme offering guaranteed returns. It's one of the safest investment options due to its sovereign backing.

Returns: As of the latest rates, PPF offers an interest rate of around 7.1% per annum, which is tax-free.

Features:

Investment Period: 15 years, extendable in blocks of 5 years.

Tax Benefits: Contributions are eligible for tax deductions under Section 80C of the Income Tax Act.

Safety: Backed by the Government of India, ensuring safety of principal.

2. Fixed Deposits (FDs)

Overview: Fixed Deposits are offered by banks and non-banking financial companies (NBFCs) with a guaranteed return on investment.

Returns: The interest rates typically range from 6% to 7% per annum, varying by the financial institution and the term of the deposit.

Features:

Investment Period: Flexible, ranging from 7 days to 10 years.

Tax Benefits: Interest income is taxable, but senior citizens can avail of higher interest rates.

Safety: Insured up to ₹5 lakh per depositor by the Deposit Insurance and Credit Guarantee Corporation (DICGC).

3. National Pension System (NPS)

Overview: NPS is a voluntary long-term retirement savings scheme regulated by the Pension Fund Regulatory and Development Authority (PFRDA).

Returns: Historically, NPS has offered returns between 8% and 10% per annum, depending on the investment choice.

Features:

Investment Period: Until retirement, with partial withdrawals allowed under specific conditions.

Tax Benefits: Contributions up to ₹1.5 lakh qualify for tax deduction under Section 80C, and an additional ₹50,000 under Section 80CCD(1B).

Safety: Managed by professional fund managers, though market fluctuations can affect returns.

4. Debt Mutual Funds

Overview: Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, and other debt instruments.

Returns: Average returns range from 6% to 8% per annum, though they can vary based on the fund and market conditions.

Features:

Investment Period: Flexible; you can invest for short, medium, or long-term periods.

Tax Benefits: Capital gains are subject to tax; short-term gains are taxed according to your income tax slab, while long-term gains are taxed at 20% with indexation benefits.

Safety: Relatively safer compared to equity mutual funds, but returns are subject to interest rate risk.

5. Sovereign Gold Bonds (SGBs)

Overview: Issued by the Government of India, SGBs offer an opportunity to invest in gold without the need for physical possession.

Returns: SGBs provide an annual interest rate of 2.5% on the initial investment amount, in addition to capital appreciation linked to gold prices.

Features:

Investment Period: 8 years, with an option to exit after 5 years.

Tax Benefits: Capital gains are tax-free if held until maturity; interest earned is taxable.

Safety: Government-backed, with gold price fluctuations influencing returns.

6. Real Estate

Overview: Investing in property can provide both rental income and capital appreciation. It’s a popular choice among investors looking for tangible assets.

Returns: Depending on the location and type of property, returns can vary significantly but generally range from 7% to 10% per annum.

Features:

Investment Period: Long-term, usually requiring a commitment of 5 years or more.

Tax Benefits: Rental income is taxable, but property investments can benefit from deductions on home loan interest.

Safety: Relatively safe if due diligence is performed, though market conditions can impact returns.

Conclusion

Investing wisely requires a balance of risk and return. In India, several safe investment options offer attractive returns, allowing you to grow your wealth while minimizing risks. Whether you prefer the guaranteed returns of PPF and FDs or the potential for higher gains from NPS and mutual funds, there's an investment option to suit your financial goals and risk appetite. Always consider your investment horizon, risk tolerance, and financial objectives before making any decisions. Consulting with a financial advisor can also help tailor an investment strategy that’s right for you.

Happy investing!

[rpcapitals]

A Guide on Take Profit Orders in Stock Market Trading 2023

A Guide on Take Profit Orders in Stock Market Trading: Maximize Your Profits. Discover how take profit orders can help you maximize your profits in stock market trading. Learn the strategies and tips to use this powerful tool effectively.When it comes to stock market trading, one of the key strategies for maximizing profits is to use take profit orders effectively. A Guide on Take Profit Orders…