#Psychologica

[troutish]

got an email today about scheduling an in-person interview for a contract position i applied to a month ago that starts in 2 days??? bitch i am Not In Town right now fuck offffffff

[cherrylng]

Foals interview - Yannis Philippakis [INROCK (April 2008)]

FOALS will be coming to Japan in May with their debut album “Antidotes”!!

"Looking back, I'm glad I caused the problems I caused, and I'm glad I didn't go to the classes I didn't go to."

Yannis Philippakis/Foals INTERVIEW: AI ANAZAWA

Foals are an Oxford band whose name means "Kouma (子馬)". Led by Yannis, who dropped out of Oxford University to concentrate on his band career, the five-piece sound like… If you try to categorise their sound, Yannis himself would probably say that he doesn't agree, but in reality, it's a sound that can't be categorised so easily. Dance, techno, Afrobeat, punk, and other elements are mixed together, and what's most noteworthy is Yannis's squeezed vocals between the deep bass and the fluttering high-pitched guitar sounds, creating an unbalanced and strange arrangement of sounds, but it's cool music that you can dance to, so it's understandable in a way that they're being called "the one to watch this year!" even if the band members don't like it. "Antidotes," produced by David Sitek of TV on the Radio, will be released on March 26th.

I understand you are in the USA at the moment. Yannis Philippakis (vo./g.): Yes, I'm in Seattle today, and I just got driven to this lake by the guys from Sub Pop (label), and it's beautiful here. There's a beach a little bit further out, and it's really nice and quiet.

Before Seattle, you played two concerts in New York, right? Yannis: Yeah, the Bowery Ballroom gig was a lot of fun. It was great to headline in that vein, and it was nice, or surprising, that it was almost sold out. The next day we played a show at a place in deep Brooklyn called the Silent Barn, which is like a house party. It's a place where normal kids live, and they put on their own shows, but it was pretty crazy and fun.

I heard Jimmy (Smith, guitar.) threw up on stage. Yannis: Yeah, at the Bowery Ballroom (laughs). It happens all the time. I go into a trance and I move around and I feel sick and I throw it up. Especially after a show. I don't know why… I don't have that kind of thing.

I see (laughs). Yannis: I bleed more often than I vomit.

It's a bit of a quandary as to whether it's better to throw up or to bleed. Yannis: I don't know. But bleeding is pretty annoying too. For me, I get injured all the time. I've broken my toe and recently I cut my eye during a show and it bled. Jimmy just had a tooth knocked out and he's just had it fixed.

It's rock ‘n’ roll. Yannis: I don't know about that. I'm sure it hurts.

"It's not like we're digging our brains out of our skulls and putting them on a table and putting glasses on them and making them write songs."

Your debut album, "Antidotes", is something different from any other band. Are you satisfied with the album yourself? Yannis: Yeah, we're happy with the album we wanted to make. Looking back, there are things we could have done a bit better, but we're happy with it.

I've been reading a lot of material and it's not clear whether you had David Sitek (TV on the Radio) produce it, or whether you didn't like what he did and had to redo it, but in fact David is ultimately credited as the producer of this album, right? Yannis: No, no, Dave (David) produced the album and he is definitely the producer. We did the whole album with him in New York. There's nothing we added, we just re-mixed it a bit, that's all. We just re-mixed it to sound more like what we did in New York. Dave did a lot of work on it at the mixing stage, so we reworked it so it was closer to the studio version that we were working on with him in New York.

So everyone was happy with the result? David was happy, the band was happy. Yannis: Yeah, well…… (whispering “tsk”).

Oh, why? Yannis: No, because people ask me about it all the time and I have to defend myself every time. He's a great producer, the mix he did was different from what we expected, it was like it wasn't our album anymore. The problem is psychological. We're a pretty sensitive bunch of people, and we made an album in New York with a lot of openness about ourselves, and we wanted to take the album back as our own… I mean, the album was so far from what we had in mind that we had to re-mix it.

I think it was good that you were able to re-mix it yourselves in the end. Yannis: Yeah, it was.

How was the recording in New York itself? Yannis: It was fun. We hardly left the studio. And Dave is a pretty intense guy… That's why I wanted to work with him in the first place. There were a lot of knives in the studio, and we all smoked weed, and yeah, it was good.

Haha… Did you have all the songs in place by the time of recording? Yannis: Yeah. We were going to record 14 songs, but we whittled it down to 11. So the extra ones were already written. The songs were already there, so Dave worked from that and he didn't mess with the structure of our songs. After we recorded it, we all added a little bit of this and a little bit of that.

In the process, you were able to adhere to the so-called Foals rules? Yannis: Which rules?

No chords, only notes above the twelfth fret on the guitar… That's what it says in the bio. Yannis: That's a bit of a joke. I mean, it's nothing serious at all.

But you don't actually use chords, do you? Yannis: Yes, we don't play chords, but it's not like it's an absolute rule against chords. It's not like we only play notes above the 12th fret, there are no rules. We just do what we want to do and if we think it sounds good, we use it. Then we didn't use chords. But that doesn't mean that if someone played a chord, we'd say, "No, no, that's not allowed!" (laughs).

So it's a myth that the rule was made in order to ease the members of the band from criticising each other too much in the beginning when they were making music? Yannis: We were never too critical of each other. It's just been the way of the band from the beginning, and we're comfortable with that way of doing things. And we're a lot more mature now. Also, the relationship between me and Jack (Bevan, drums.) has always been all about arguing. And when I say ‘argument’, I mean it in a positive way. That's why we're still friends. No one is complaining about the constant arguments or the criticism. It's just the way we function. We're just very self-critical.

David mentioned earlier that you never changed the structure of the songs, but that your song structures have a lot to do with your aesthetic, with your preference for methodical music. Yannis: It has something to do with that. I like to think about the structure and how the guitar should fit into it. It's like a craftsman's skill. But it doesn't mean that's the only way I like to do it or that's the only way I write songs. There seems to be a misconception out there that we only think about structure when we make music, but it's all about impulse. It's all intuitive. It's not like we're digging our brains out of our skulls and putting them on a desk and putting glasses on them and making them write songs. It's all instinctive intuition.

It's not like we're thinking about it. Yannis: Yeah, it seems like other people are trying to do that. But that's bullshit. Half the stuff they write about us is stuff we didn't even say. Even if we do say something, it's going to be misinterpreted… Anyway, what I'm saying is that musically, everything we do is instinctive.

"All my high school teachers said I'd never get into Oxford, so I got in just to piss them off."

So people misinterpret it and call you ‘math rock’ (experimental rock that incorporates odd time signatures, etc.) (laughs)? Yannis: There is no such thing. It's not real. We're a band that doesn't even know the scales, we don't know anything technical. We don't know the terminology, none of us have studied music properly. So it's kind of ironic, isn't it? We come from the same musical background as everyone else in Oxford. In Oxford, it's not normal to be in a pop band, and what's normal is to be in a band that's heavily influenced by post-hardcore bands. We grew up like that, as most of us did, because that's just the way it was. So no one really made an effort to learn to play a little bit differently on the guitar. It just came naturally.

What was your boyhood in Oxford like? What kind of kid were you? Yannis: I wonder what kind of kid I was… I was just a kid, I didn't have many friends, I was just a typical stoner kid who liked rock music. I didn't get on well with my parents, I was a problem child at school and didn't make many friends. Instead, the friends I made were like, "Let's go listen to Godspeed You Black Emperor instead of hanging out with the others," and we got high together. So I'm glad it turned out the way it did. Looking back, I'm glad I caused the problems I caused and I'm glad I didn't go to the classes I didn't go to.

I was just wondering, it's fine for you to talk about getting high with impunity, but in Japan, if you were caught in possession of such a thing, you'd be in big trouble. Yannis: No, I'm not taking it to Japan, so if that's what you're worried about, don't worry about it (laughs).

Hahaha. So, why did you bother to go to Oxford if you were going to drop out? Yannis: I went to Oxford to study and I dropped out for the band. I love reading books and there's no better university to do it at than there. I loved literature. It was my hometown and I like Oxford. And all my high school teachers said I'd never get in, so I got in just to piss them off.

When did you decide to put your life on the line for the band? Yannis: I mean, I still don't know that. We're doing this now, but I don't know when it's going to end. Next year we might be grilling hamburgers.

Maybe it won't happen next year, but I know what you mean. Yannis: Maybe not next year, but in years to come. It's not a sure thing to make a living from music unless you're George Michael or U2 or something like that. It's always been a precarious thing.

So it was a big decision to quit university to concentrate on your band, wasn't it? Yannis: Not really. I just wanted to play music all day, every day. There's nothing else I can do.

Now you're doing that, so that's good. Yannis: Yeah, it's going great so far and I'm happy with it. I like the album, and the whole reason I made the album was to communicate with all these people like you.

In the NME or something, you said that artists you admire put their backs into every single thing they create. I thought that was a romantic notion, do you yourself want that kind of life? Yannis: I never thought it was a particularly romantic way of thinking. I mean, it's a fact. I don't want to live that way, I just think it's a fact. Of course it depends on the process of creation. Because it's a process of devotion, isn't it? I'm in this band because I'm trying to get something out…

Who are the people you look up to, for example? Yannis: There are many. Charles Bukowski, Hemingway… Maybe that's why I feel so strongly about what I said earlier.

That's a typical example, surely. Yannis: Yeah. I don't know, but when I read books about these people, I sympathise with them and I get attached to them. I haven't read their proper biographies, but when you talk about who you admire from an artistic point of view, that's what happens.

Do you have any ambitions to write a book yourself? Yannis: I don't. When I read the writings of people like that, I think it's a talent given by God. I don't want to litter the world where such things exist with my dirty words.

As a book lover, can you recommend some books? Yannis: "Infinite Jest" by David Foster Wallace. It's a bit long, but it's a story about alcoholics and ex-alcoholics set in a tennis academy, and there's a child prodigy. It deals with film, media culture, and tennis, and it's just an exciting book. The other one is, of course, "The Great Gatsby" by Scott Fitzgerald.

Recorded in Seattle on February 17th

Translator's Note: Every once in a while, I scan and translate other bands and artists that I never listened to before, but I do it because I have mutuals who love these bands/artists. It's also a way for me to sort of refresh myself before getting back into translating my favourite bands/artists.

That said, I love how Deepl keeps constantly mistaking Yannis' name as 'Janice' lmao

Please do support me with my ko-fi! ☕

[pink-flares]

Do not stop talking about Palestine. Do not stop boycotting. Do not stop protesting. Do not stay silent.🇵🇸🍉

No matter how small my platform may be, I bear the responsibility of spreading awareness about what’s important right now. This is not a complicated issue, it’s a genoc!de dating back 70+ years ago.

No one is free until all of us are free. Stay on the right side of history, silence is violence.

Resources to help:

[vaerjs]

Scusa un attimo, ho letto il post sull esame di stato, lungi da me farci sopra un discorso e una critica seria e articolata perché so un cazzo io di scuola, ma ora il corsivo in terza media è tipo una cosa speciale??? (Tralasciando chi veniva da fuori..) Ma solo io sono stato cresciuto già dalle elementari con dettati enormi fatti sotto minaccia armata di pagine e pagine di testi a caso, da professoresse che nel mentre godevano nel vederci con i crampi alla mano si fumavano una sigaretta vicino alla finestra e guai a chi fiatava?! Alle medie poi programmi erano già abbastanza complessi..

Berninger, V. W., Vaughan, K. B., Abbott, R. D., Abbott, S. P., Rogan, L. W., Brooks, A., Reed, E., & Graham, S. (2006). Effective treatment for dysgraphia in children with learning disabilities: A combined single-subject and group approach. Learning Disability Quarterly, 29(2), 79-92. https://doi.org/10.2307/30035532

Feder, K. P., & Majnemer, A. (2007). Handwriting development, competency, and intervention. Developmental Medicine & Child Neurology, 49(4), 312-317. https://doi.org/10.1111/j.1469-8749.2007.00312.x

James, K. H., & Engelhardt, L. (2012). The effects of handwriting experience on functional brain development in pre-literate children. Trends in Neuroscience and Education, 1(1), 32-42. https://doi.org/10.1016/j.tine.2012.08.001

Konnikova, M. (2014, June 2). What’s lost as handwriting fades. The New York Times. https://www.nytimes.com/2014/06/03/science/whats-lost-as-handwriting-fades.html

Longcamp, M., Zerbato-Poudou, M. T., & Velay, J. L. (2005). The influence of writing practice on letter recognition in preschool children. Acta Psychologica, 119(1), 67-79. https://doi.org/10.1016/j.actpsy.2004.10.019

Pinnelli, S. (2021). Inclusion and contexts. A survey on fonts and High Readability among heterogeneous readers. Italian Journal of Special Education for Inclusion, IX, 1, 63‐73 | https://doi10.7346/sipes-01-2021-09

[kaythefloppa]

My Abuse Story - A PSA

For those who don't know, or are new, here's the rundown:

Hi, I'm Kay. Some may refer to me as Kan, or K. Since I was young, I've immersed myself in many online fandoms, including The Lion King, Tangled, and of course, Wild Kratts. But there's one fandom that I've been in where a series of events that 'unfortunate' wouldn't even scratch the surface of. Events which for my own safety and salvation, I've had to keep in lock and key, and have only recently found the bravery to come out about in its entirety.

The year of 2020 is reviled as hell on Earth. Which it was, for various [and obvious] reasons. However, for some worse than others. I thought I had seen the worst in that year, but I was wrong. I was dealt a very nasty hand, by very nasty individuals, all of which in the last place I'd ever expect. As a result, I was left with many scars that have stuck with me throughout my adolescence. And now, four years later, I feel as though it's finally my time to speak up about what I've waited nearly half a decade to pull from under the rug; The mistakes I've made, the abuse, the impact it had upon my life, and most importantly, the people responsible for this. All within the MLP fandom in its niche audio drama community.

This video below details the abuse I went through, including the evidence I had gathered (partially from a witness of the abuse who was also victimized by these people). Massive trigger warning for mentions of abuse, self-harm, and suicide.

In the description of the video, there is a Google Document that details the exact bucket list of abuse that MLP users Pretty Pegasus Wings/Empire Productions, @pand4monium, Vchart, KikibatVA, Mara/McFlurryVA, HollyJSFrosting, ZarosianPony, ect. are guilty of.

Go through the doc and watch the video entirely before coming to your own conclusions and commenting. This is something that has been swept under the rug in its entirety for far too long and needs to be brought to light.

[sztupy]

Az eredeti most ingyen van

[thecolebrothers]

🚨NEW!!! Famke Janssen (X-Men franchise) and Rose Williams (Mrs. Harris Goes to Paris) will topline Locked In, a contemporary psychological thriller from Netflix, which is currently in production in London and the UK. Others in the cast include Alex Hassell (Violent Night), Finn Cole (Animal Kingdom) and Anna Friel (Monarch).

[i-love-crona]

FREE PALESTINE

I'm not really sure what to write but here are some links to help support Palestine. If there is any problems with the links please tell me so I can try to fix them !!!

[babyawacs]

#forensic #sexuality #and #development #knew #criminalsecuritypolicy #idiocy #ugh #victi mfliptrick #typical #nunnsthegoodguys #thirdeye    .@law @law @france24 @bbc_whys @dw @pho enix_de @bild @deutschland @law @harvard_law @bbc_whys @scotusblog @all @world #sintel #s imple #find #system #experimented #whocannotquell #russian_method #surveilled #psychologica l_hercules #hopeprinceoccasionally #allalong #descriptive_deedtype_find_alice_in_wonderl and #whyelse ‎#notambiguous #because   #additionally #notashamed #itisgermany #recruit #the proof #theyknew #doingwrong #typicalgermany #criminalsecuritypolicy #russianmethod #well # germandeserve #criminalgovernance  ‎ #criminalsecuritypolicy #because #andwitnessprotect ? # alibi #persons #stigma #basics #2001 #2002 #takingon ‎#simply #frivolouslawsuits #deepco ntrol #itisgermany #witnessprotect #because #targettedindividuals #bagateldetails #and #you #relabelling #idontthinkyouunderstand #23years  #believe #demand #what #are #you #what_a re_you #when #clowns #bluemangroup #had #one #is #and #themercy ? #mercy #civility #transpar ency #isit #really #them #ohreally the cleanse days rainydays purge days have no forensic s who is victim who is criminal make sure my alltimeframes support is ok thatbaby lives bec auseof goodpeople and bravepeople risked their own lives repeatedly against criminal secur itypolicy criminalgovernance and how them rule all in harms downto black wars longterm harms

#forensic #sexuality #and #development #knew #criminalsecuritypolicy #idiocy #ugh #victimfliptrick #typical #nunnsthegoodguys #thirdeye .@law @law @france24 @bbc_whys @dw @phoenix_de @bild @deutschland @law @harvard_law @bbc_whys @scotusblog @all @world #sintel #simple #find #system #experimented #whocannotquell #russian_method #surveilled #psychological_hercules #hopeprinceoccasionally #allalong…

[grzlyinc]

HELTER SKELTER (2012) REVIEW!!

(includes spoilers)

i watched this film for the first time two days ago and it is seriously good. important warning before anyone dicides to watch this with their parents or anyone you dont want to watch two or three graphic sex scenes with. I was like ooh a psychological thriller, my mum loves psychologica thrillers! i learned fhe hard way that the 15 rating was generous.

starting off with set! this film has some truly great set designs. so incredibly 2012 if that makes any sense to anyone but me. the ones that particularly stand out to me are as followsss:

-the bathtub scene, oh my goodness it looks perfect. the petals, the colours. wow this movie uses colour so well it really does, the reds pop so much.

-Lilicos apartment in general honestly. i adore the giant rosary hanging from her mirror and just AHHHH its so perfect

-the podium near the end. this is so different to alot of the sets that are sort of poorly lit and crowded. its so empty in an unnerving way, and the fact there are so many microphones and cameras for just lilico stood alone at the front its just so perfect for this scene it put you on edge

-this is just a comment on the scene in general but the shop window where she cries and gets rained on and yadda yadda yadda. beautiful scene in a depressing kind of way, the way the lights make the rain appear red and gold is so nice

SPEAKING OF CAMERAS woweeeee this movie uses camera flashes and sounds really well. dont get me wrong lilico is crazy and most of the things she does i HOPE most people wouldnt do, but the way they often hyperbolise how loud amd bright the cameras are really makes you think wow id go crazy too. near the beginning she says “everytime the shutter clicks its like my brain is melting out my ears” (may not be exactly what she says but you get the idea) and honestly she might be right about that.

COSTUMESSSS okay wow. my favourites have to be her final outfit when it is revealed she is still alive. the eyepatch? ate. the dress? incredible. what i said before about the REDSSS! red is just her colour.

anyway now some stuff about the actual movie and not just the aesthetics. i spent alot of it feeling so so bad for Hada. But then hada just continued to do her bidding and at the end of the day, if she had quit, what would lilico even have been able to do about it? Hada is aware lilico is nothing without her so why not just leave? so then i kind of stopped feeling quite so bad. i think a sane person would quit once it got to acid throwing territory.

Plot wise i think its great, i do think that this movie would not be made the same now, because a key part of the story is that once people find out about her surgery, they all hate her, which i suppose does happen but not really on the same level. these days its become the default that a celebrity has had plastic surgery and its a suprise if they HAVENT, but also i wouldnt know if celebrity culture and plastic surgery are the same in japan as they are here so maybe this hasnt changed as much there

when lilico stabbed her eye onstage my first thought was “well would that even kill her?”. but then i thought “its a movie. it looked good for the scene that way, movies arent always accurate” and guess what. she wasnt dead. my second thought was “why was there no security at a such a huge press event? why did no one do anything when she pulled out the knife? why did no one move a muscle when she stabbed herself or even when she fell?” but i guess because the scene with the feathers wouldnt have looked so good. which is a good enough answer for me.

i was slightly confused to what her plans were at the end because she revealed the fact the was alive to kozue but where was she going to go from there? just go back into her career like nothing happened? how the hell is that going to work? i guess she isnt the most foreward thinker but still. i loved this ending but it left me with alot of questions, but i suppose they didnt need to be answered. also this movie was seriously long which i loved but if it had gone on for any longer my mother would have gone to bed.

this is a poorly organised review i know, but i wanted to get my first post out the way, in the future i will plan and organise! but anyway. i live this movie and i seriously recommend but also am sorry if you read this before watching because you got alot of it spoilt.

-GRZLY

[robgsilva]

Resumo Saúde psychological e bem-estar e sua importância Qualquer pessoa precisa ser física e mentalmente saudável nos dias de hoje. Se uma pessoa é fisicamente saudável, mas sua saúde psychological é ruim, então ela terá que enfrentar muitos tipos de problemas em sua vida, devido aos quais ela se tornará ainda mais fraca física e mentalmente. A saúde psychological torna uma pessoa consciente de suas habilidades. Ela ganha confiança de que pode enfrentar o estresse da vida e contribuir para o desenvolvimento de sua comunidade por meio de seu trabalho ou ações. O transtorno psychological afeta o comportamento relacionado à…

[reviewithowtoit]

God of Malice by Rina Kent | Dark College Romance | Intense Psychologica...

[jorgemarquet]

The contribution of alexithymia, childhood maltreatment, impulsivity, C-reactive protein, lipid profile, and thyroid hormones to aggression and psychological distress (depression and anxiety) in schizophrenia - ScienceDirect

[april-pad]

4 Spending Habits That Impede Your Financial Freedom

Silently, most people want to be millionaires, tasting that financial freedom where the price tag doesn’t matter. This moves them onto the saving highway where they must overcome bad spending habits. Some of these habits are so intrinsic that it is hard to let them go. A recent report in Money Geek showed that the average American only saved 3.2% of their salary or income. Using the median weekly salary of $1,145, it would take 525 years to reach a million. And that would explain why over 30% of Americans had no retirement savings in 2023. One of the things you must keep clear is that you can save your way to a millionaire. According to a CNBC report, a total of 500,000 new millionaires were created in 2023, in the United States. What do all these newbies have in common? An investigation published by Forbes identified the three principal ways by which people become millionaires. The report cited “disciplined savings” as the number one contributing factor. Here are four spending habits that could derail your financial ambition.

#1 Spaving - King of Bad Spending Habits

This term is still relatively new to most surfers but defines the process of spending more to save. The word is a convergence of ‘spend’ and ‘save’ which contradict each other. It is not possible to spend more to save. One important tidbit that shoppers should bear in mind is that all promotions are geared to increase earnings by the merchant. These companies hire experts to ensure that they do not lose profits. The aim is to sell more products, even if they reduce the profit margin a bit. In the CNBC article, the author points out that some buyers have no idea when it is happening. “ If you have ever added an extra item to your cart just to get free shipping, you have fallen victim to what is known as "spaving." Another well-known example entails offers such as “two for one” or using a meter in your shopping cart to show when it is “free shopping spree” time. In the end, you ended up spending more than you budgeted. However, you can easily identify some of these offers by looking out for the spaving phrases. All these leave the shopper with a sense of urgency to buy or on the verge of losing the deal of a lifetime. They sometimes follow these spending habits completely unawares. - 'One day only' - 'Limited time' - 'Daily deal' - 'Flash sale' When you spave you put your financial plans at risk. You exchange a short-term saving benefit for more money. This may include free shipping if you add another item, or bundled purchases that include items you don’t need. However, few shoppers pause to calculate the difference and end up spending $30 to save $5.50 on shipping. How to Eliminate the Spaving Spending Habits Like many other savers, you can remove the spaving hurdle. One of the recommendations given by Money Line is to “set a budget and stick to it.”  However, we have all gone down that road and soon discovered that it is easier said than done. (Even though it is worth the while if you can). Here are three other tips that should help. - Shop with a list and cash: Most people will enter a store just to fetch a few things and leave with a shopping cart full of groceries! Making a list will help you buy the things you need. However, the big push is to carry enough cash to cover your list. - Embrace the silence: Sometimes we help spavers by receiving tons of discount offers. Unsubscribing from these announcements will eliminate the source of spaving. - Procrastinate: Why not? Each time you find an offer that invites you to spend more to save, sleep on it. No matter how tempting it is, give it that 24-hour window. Once you have removed the spaving signals from your spending habits, you can travel more easily on your financial highway.

#2: The Bandwagon Effect

Among detrimental spending habits that people often adopt, one of them is related to trending. According to Investopedia, “the bandwagon effect is a psychological phenomenon in which people do something primarily because other people are doing it, regardless of their own beliefs, which they may ignore or override where you follow the herd and buy whatever others are buying.” Although it may be a common teenage pattern, adults are also drawn to the effects of fads and fashion. A wide array of services and products are suddenly important and necessary, just because it's popular. Whether it be the new TV models, the latest cars, or even streaming services – these can hijack your saving goals. One notable explanation for this social phenomenon is called the heuristics effect, or simply the brain taking shortcuts. Since the human brain likes to get to the best answer in the fastest way possible, it tends to accept repetitive actions as correct. This means that the more people are doing something, the more appropriate it will appear to the mind. The process has caused large financial chaos over the years. Known examples were the ‘Dot Com” crash, the Bitcoin crisis, and the housing crisis in 2007. How to Avoid Spending Habits Like the Bandwagon Effect The first step is to recognize that although there are some positive sides to the bandwagon economy, it can be disastrous to your financial security. Just as the housing crisis created the 2007-2009 recession, it can damage complete communities or sensitive [personal economies. Fortunately, it can be avoided or reduced. These three steps are recommended by Investopedia. - Think Critically: Do not be afraid to be different. Remember that your situation is unique and this bandwagon may not be conducive to your financial plan. Even when it seems so tempting. - Find reliable sources of information: When in doubt, it is always recommended to consult with reputable and vetted sources. Doing a little research could save you financial woes down the road. - Relax and take your time: After investigating the details, take a break from the noise. Sleep on it, but never make financial decisions in a rush. Always remember that procrastinating financial decisions, always open new insights. Participating in financial investments is an essential phase of personal economic growth. However, this decision should never be taken simply because everyone else is doing it. Staying clear of the bandwagon can provide financial stability in the long run.

#3: No-Show or Cancellation Fees

Some spending habits are easier to eliminate or control than others. Even so, they reduce savings and pose potential headaches especially if the user is unaware. These are fees charged by companies to their clients for canceling appointments or simply failing to appear. According to TripAdvisor, most airlines have these measures in place. “Typically, if you no-show, you lose the value of the ticket but there's no additional charge. If you cancel, then sometimes depending on the fare class you'll get to keep the value of the ticket less any cancellation charge. So it's usually better to cancel because you might get some credit back” Canceling seems to be holding out better than no-shows in most industries. One beauty podcast speaker pointed out “Such fees are catching on among beauty professionals, for example; they amounted to 16% on Square’s payment platform in 2023, up from 5% in 2021.” Canceling or No Show Can Be Costly The percentage increase is alarming but the real question is who is losing these fees. However, the results were significantly higher in the health industry. A report by the American Medical Informatics Association in 2018 showed a 32% no-show in appointments. Citing the report, one of the main causes for no-shows is the ease it offers. Clients do not have to do anything on their part. It is effortless compared to a cancellation. However, this means losing money and they do add up over time. Here are three tips that will help reduce the chance of no-shows or cancellations. - Use an automated reminder system for appointments. Google and Microsoft offer free programs that will pop up reminders in a timely manner. - Use multiple reminder methods in case one fails, the other will be a backup. - Try to use shorter time spans between scheduling and the appointment date. Like all other leaks in our financial plans, no-shows or cancellations reduce the amount we could save.

#4: Impulse Purchasing

In the CNBC report, the writer shares a great definition of impulse shopping. The article says “An impulse purchase is made in the spur of the moment without any forethought or planning. While it’s often associated with smaller purchases like snacks, impulse buying can also be seen in big-ticket items like a last-minute getaway or a car you simply intended to test drive. “ Truth is, impulse buying is dangerous to any saving plan in that you ignore your budget and buy on the spur of the moment. Even armed with a shopping list, people can end up buying things that they had no plans to acquire. It is almost an irresistible urge to purchase that item and ranks high among bad spending habits. Another issue with impulsive spending has to do with credit card debts. A recent research by Statista showed that an average of 30% of Americans bought on impulse using their credit cards. Some of the items, like shoes and household items, ran below 30%, however, items like clothing, had an impressive 35%. How to Avoid Purchasing on Impulse Notably, since impulse buying can be emotional, it is not that easy to avoid. Nonetheless, it can be overcome. An article by Bankrate offers five ways to escape this habit. - “Reflect before purchasing, - “Stick to a shopping list, - “Implement the 24-hour rule, - “Unfollow accounts that fuel your temptation, - “Prioritize clear financial goals for long-term gratification.” Achieving your financial goals requires disciplined saving practices, even if you don’t plan on becoming a millionaire.  By exerting control over your spending habits, you will enhance your financial security.   Read the full article