#James Peters

[kamikazeonwings]

characters have to be a little bit awful in ways that you cant defend. its good for the ecosystem. your honor he did do that. He did in fact do that

[thatboisus]

me logging onto tumblr after consuming a new piece of media

[natti-ice]

18+ mdni

that reality check hitting after reading smut

[aphrcdites]

the bond between a girl and their favorite fictional man is both an unstoppable force and an immovable object

[jimpetersadvisor]

529 Savings Plans for Education Savings

As tax-advantaged accounts, 529 savings plans offer a way of paying for education. Money is placed within such accounts after taxes, and earnings on the invested funds are federally tax free, so long as the money withdrawn is spent on tuition, room and board, textbooks, and other qualifying educational expenses.

Many parents design their 529 savings plans with age-based options, which transition to more conservative allocations as their children move toward college age. If the money doesn’t get used as expected, it may still be used to fund post-secondary education, or transferred to another qualified family member for their education. This includes nieces, nephews, grandchildren, and even oneself. Qualifying uses extend to apprenticeship programs and some types of student loan repayments.

In cases where the child receives a scholarship and needs only a portion of the money, an equal amount as the scholarship may be withdrawn penalty free (though taxes will still apply to investment earnings). In cases where one simply needs the money for household expenses, a 10-percent penalty on the earnings portion comes on top of these taxed earnings. Starting in January, 2024, families also have the option of a 529-to-Roth IRA transfer, which repositions the funds as part of a retirement account.

[bethsvrse]

me staring at my ceiling after y/n does the most FLABBERGASTING thing ever

[doodlemcjazzhands]

[stary-lights]

scheming

[itshelia]

My mom to her friends, my aunts, and literally everyone she knows: Yeah, my kid is so smart. She is on her phone a lot of the time, but it's not like you guys think, She is not like how kids nowadays are, She reads a lot of books on her phone!!

Me, a fanfic reader who can survive off nothing but just words and day dreams herself to sleep:

[outromoony]

Fuck drugs. Have you ever been addicted to reading angsty fanfics about Harry Potter's dead parents and their friends? That shit will kill you.

[ezrazzle]

After slowly chipping away at this for a while, I'm finally done drawing the cast of The Magnus Archives!

[theshamelesssimp]

When you're reading a fanfic and suddenly the reader has a name

[thatboisus]

reading a good ass fanfic up until it said something that just makes you want to stop reading

[natti-ice]

every time i remember my favorite person isn’t real

[chuulyssa]

being an x reader writer and trying to be inclusive of all readers makes me overthink so much like should i write about you having smth with milk in it? no no what if the reader is lactose-intolerant. about the reader being the big spoon? noo what if they wanna be cuddled like a little spoon. about fingers through your hair? noooo what if the person reading it is bald

[sennenrings]

after the full moon, circa 1976

do not repost my art.