#Invoice Funding
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juls-art · 1 year ago
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Alright yeah, so in solidarity with the Global Strike happening next week
I will NOT be accepting any new commission orders from January 21st - 28th‼️
bc my current financial situation is not nearly as dire as what's going on in Palestine 🇵🇸.
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fazcinatingblog · 1 year ago
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Waking in the middle of the night thinking about those two ASIC things that were lodged a day late and how shitty my boss will be and how the superfunds need to be uploaded to BGL and that those two new guys keep asking dumb questions and one's quite nice, the other is really sour, almost grumpy, he's not really a bully, just really "wait I have to do that?" Like yes, you have to data entry into our software and I think I'm adopting his mannerisms especially talking to Sophia but maybe I always had that in me, maybe I've always been grumpy "no I don't know how long I worked on it, I kept getting interrupted" but also those stupid ASIC things I should've taken more notice of the date and I'm so dumb and there were two of them and
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cannibalisticskittles · 1 year ago
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between the shit at work and having to spend so much fucking time on hold i'm really gonna lose it
#i spend 7 hours a day in tense conflict-sensing mode so i can spot when a violent kid is showing signs of an outburst#and react as fast as i can to keep the other kids safe#so even on days when nothing technically happens and i successfully deescalate situations so the worst that happens is an argument#im wound tight and paranoid#and now. goddamn it.#i need invoices for school books so i can be reimbursed. better prepare for 2 hours back and forth between hold and repeating the problem#i need to cancel a pickup order because they don't actually have shit ready when they say it is and they say 'itll be out in 5 minutes'#10 times. babes its been an hour. its fine if you really dont have these batteries just give me my money back.#but no. they won't let me cancel it and won't give my money back.#spent half an hour on hold before giving up because i have actual important things to do goddamn it#sent back some picture frames months ago because they were broken on arrival#and months later the refund is reversed and they claim i never sent it back#time to spend..... more time......... on hold.................#and i get emails every FUCKING day about how my college balance hasnt been paid and they're going to drop me#college says its okay; the money just hasnt processed. school that's funding me says it's okay; they def sent the money#every FUCKING DAY i get these emails still. 84 unread threats abt dropping me rn.#i'm tired i'm tired i'm tired#i will persist!! i will fucking persist! but god damn it!!!!!
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glenn-blackman · 2 years ago
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Uses of invoice finance are now able to boost their prepayment percentage by accessing the RLS scheme. This can provide both increased pre-payments and an additional business loan.
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powerexec · 7 months ago
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Cash Advances and Loans for Gig Workers No Credit Check
Overcoming Financial Challenges: A Comprehensive Guide to Securing Loans and Cash Advances for Gig Workers and Self-Employed Individuals Introduction The gig economy has revolutionized the way we work, offering flexibility and autonomy to pursue our passions and entrepreneurial dreams. However, gig workers and self-employed individuals often face unique challenges when seeking financial…
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artisticdivasworld · 10 months ago
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Facts About Factoring That Could Cost You Money
Photo by Mikhail Nilov on Pexels.com Factoring, a financial transaction where a business sells its accounts receivable to a third party (the factor) at a discount, can be a lifeline for businesses in need of immediate cash flow. However, while factoring can provide crucial short-term financial relief, there are aspects of it that could end up costing your business more money than anticipated.…
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tradersuraj1 · 10 months ago
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Leading Export Factoring Services in India to Boost International Sales
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Export factoring is a financial transaction and a type of debtor finance in which a business sells its accounts receivable (invoices) to a third party (the factor) at a discount. This arrangement provides the business with immediate funds, typically a percentage of the value of the receivables, which can help improve cash flow and mitigate the risks associated with international trade. Export factoring is particularly beneficial for businesses engaged in exporting goods or services to international markets.
For expert finance consultancy for this visit:
https://www.myforexeye.com/export-factoring
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investmentp2pguide · 11 months ago
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Avoiding Cash Flow Crunches: Leveraging Invoice Factoring to Stay Afloat
In the unpredictable waters of business, cash flow crunches can hit like a sudden storm, threatening the stability and growth of even the most well-managed companies. For small and medium-sized enterprises (SMEs) especially, maintaining a healthy cash flow is crucial for day-to-day operations, expansion plans, and overall sustainability. This is where invoice factoring emerges as a lifeline, offering a reliable solution to bridge the gap between invoicing and actual payment.
Understanding the Cash Flow Conundrum
In the unpredictable waters of business, cash flow crunches can hit like a sudden storm in Malaysia, threatening the stability and growth of even the most well-managed companies. For small and medium-sized enterprises (SMEs) especially, maintaining a healthy cash flow is crucial for day-to-day operations, expansion plans, and overall sustainability. This is where invoice factoring emerges as a lifeline, offering a reliable solution to bridge the gap between invoicing and actual payment. Cashflow management in Malaysia presents unique challenges for SMEs. However, with effective cashflow management strategies, businesses can navigate these challenges successfully, ensuring financial stability and fostering growth in a competitive market landscape.
The Power of Invoice Factoring
Invoice factoring, also known as accounts receivable financing, presents a proactive approach to managing cash flow challenges. Instead of waiting for clients to settle their invoices, businesses can sell their outstanding invoices to a third-party factoring company at a discount. In return, they receive immediate cash, typically covering 70% to 90% of the invoice value, with the remainder held as a reserve.
How Invoice Factoring Works
Submission of Invoices: The business submits its unpaid invoices to the factoring company, along with relevant documentation.
Verification and Approval: The factoring company assesses the creditworthiness of the invoiced customers and verifies the legitimacy of the invoices.
Advancing Funds: Upon approval, the factoring company advances a significant portion of the invoice value to the business, usually within 24 to 48 hours.
Collection Process: The factoring company takes responsibility for collecting payment from the customers on behalf of the business.
Final Settlement: Once the customers settle their invoices, the factoring company deducts its fees and releases the remaining balance to the business, minus any reserve amounts.
Benefits of Invoice Factoring
- Immediate Cash Injection: Invoice factoring provides businesses with instant access to cash, enabling them to meet pressing financial obligations and seize growth opportunities without delay.
- Improved Cash Flow Management: By converting accounts receivable into cash, businesses can better predict and manage their cash flow, reducing the risk of cash shortages and late payments.
- Outsourced Collections: Factoring companies handle the arduous task of chasing payments, freeing up valuable time and resources for businesses to focus on core activities.
- Flexible Financing Option: Unlike traditional loans, invoice factoring is not a debt-based financing solution. Instead, it leverages existing assets (invoices), making it an attractive option for businesses with limited collateral or poor credit history.
Conclusion
In the dynamic world of business, maintaining a healthy cash flow is paramount for survival and success. Invoice factoring offers a strategic financial tool for businesses to navigate cash flow crunches and sustain steady growth. By converting unpaid invoices into immediate cash, Small and medium businesses can overcome liquidity challenges, seize growth opportunities, and stay afloat in turbulent times. As a flexible and accessible financing option,��invoice factoring in Malaysia empowers businesses to thrive in an ever-evolving marketplace.
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baronmagikcarp · 9 months ago
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I gotta add on my experience. I was in school in the 90's so it has changed a bit but not too much I think. I went to an American suburban high school in a conservative area for context.
Do you really drive to school? Yes. The town I grew up in did not have public transit and we lived kind of out in the country. I took a school bus and my mother took me to school as well until I was old enough to drive on my own at 16.
Do you not have uniforms? This was actually a big debated thing when I was a kid. Mostly the only place you saw uniforms when I was a kid was either at exclusive private schools or at inner city (read: minority/poor) schools. It's changed a bit now but not a lot.
Do you really pay in the cafeteria? Yes. I lived in a fairly well off suburb so I don't know what happened if you couldn't afford it when I was in school but you really did have to pay. There's a whole thing in here about how people would rather pay more per year in various little fees then pay a decent tax rate just so someone "undeserving" doesn't get something but I'm not going to go into it.
Are you allowed to eat outside? When you were a senior (last year of high school) you could leave campus and go to lunch and you could eat a few places that weren't the cafeteria but our school wasn't really set up for outdoors eating anyway. I spent most of my lunches in the library.
Do you have mascots? Yep. Ours was a bulldog.
Are school sports THAT big of a deal? In my state they're HUGE. American Football was the biggest of them all. My school had basketball, baseball, American football, wrestling, tennis, swimming, and I feel like I'm missing one but they were all fairly important but yeah, the football part was huge with basketball as next in line of importance. With football, we'd have assemblies just to cheer for the team before they went to a game. The fall social calendar for kids revolved around going to games with friends and dates. It was every bit as big as you've probably seen in various media. Part of it is because, especially in small towns, there's nothing to do. Another part is because college is so expensive that getting a sports scholarship could mean the difference between going or not going. There's more to it then that but yeah, it's amazing how big a part of life of the school it can be.
jock anon here! I have more questions about western schools because I always wondered how much is true :
Do you really drive to school?
Do you not have uniforms?
Do you really pay in the cafeteria? are you allowed to eat outside?
Do you have mascots?
are school sports THAT big of a deal?
(Sorry if these sound stupid but I really wanted to know )
To answer, I grew up on farmland in rural Canada
If you have your own car and a driver's license, you can drive to school. It's definitely too far to walk, but some people might bike. The city bus only goes through every four hours, but the school bus isn't too bad. If these don't work your guardians might drop you off before they go to work.
No, we did not have uniforms, that's rich city bitch shit. I personally enjoyed the fishnets and stompin boots combo but no, no uniform. Loosely-enforced dress code, too.
Yes, the cafeteria costs money. There are snack programs for If you don't have money but it's usually apples and granola bars, sometimes mac n cheese for a dollar or something. We can eat anywhere we want, just not the library, gym, or art rooms, and nobody's allowed up the trees.
We had a mascot but we didn't really use it. There was a costume but I think I only saw it twice.
I could not have given less of a shit about team sports, and I was *on* a sports team. We didn't really watch the teams play, either. From what I've seen in America it is NOTHING like they do. No parades or parties or sirens in the street, just trying to make it to nationals, maybe get a scholarship. (Didn't work for me, I was an art kid.)
It doesn't sound stupid but maybe ask an American for Wilder stories, holy fuck the sport team I saw had a fire truck wailing around town when they won once holy fuck damn near shit meself
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mammaryjamboree · 11 months ago
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This job is easy enough but my boss trying to train me to become a manager of my own building is scaring the hoes(me)
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commercialfinancenow · 1 year ago
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Equipment Financing USA
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Are you in search of Equipment Financing in USA? Then Commercial Finance Now is your ultimate solution. If you are in search of business tools, then you can definitely rely on us. We provide our customers with equipment and machinery along with maintaining financial flexibility. We have around hundred funding partners including banks. We are providing 24/7 service to our customers. In addition to that, we also provide health and life insurance. Do not worry as our packages are very affordable and match you as well as your family’s needs.
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fazcinatingblog · 4 months ago
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No YOU ran out of paper towel and then opened the fridge to see if there were any new rolls in there
#also why must really guy have to do invoices at 4:30pm on a Friday#Sophia so happy we got to $20k in the invoices SOME HAVEN'T EVEN GONE OUT#one is the invoice that's $500 more than the price agreed with the client#Sophia knows she's wrong though but idk she's just... she can't accept a super fund invoiced for $1100#she needs more money and wants to add as much as she can to each invoice#it's....#i don't know#i had heaps more complaints but i think the rain deluge has washed it all away#really guy did two individuals and he's given them to the new girl to send out (with my help) like man that'll take longer#also means i can't sneakily do them Sunday#sigh#I'll sneakily put together the other job on Sunday though that's like half finished#shhhh#oh yeah i remember my other complaints - they don't listen to me on how to do invoices#they put the things in all the wrong categories#they think they know but they're doing it wrong#can i tell sophia nah she won't get it#the new girl never listens to me though I'll say something and she'll think i said the opposite?????#is my accent too strong for her oh yeah i forget to slow down when i talk#i did that with Brendon and Colleen as well and they'd be like whoa slow down because they're old and possibly hard of hearing#also sometimes I'll show her something that I've shown her before and she'll be hurriedly taking notes#like mate you've already got notes#jenette is a better teacher than me#Jenette would always tell me 'okay we're doing this get your notes from the other day'#jenette would remember what she's shown me and what she hasn't and she knew what I'd taken notes of#i miss Jenette#i miss Colleen also
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kiwriteswords · 30 days ago
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begs nicely for bombshell reader
In the Margin
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Pairing: Aaron Hotchner x Bombshell!Female Reader||Word Count: 6k
Tags/Warnings: canon-typical themes, flirting, fluff, finance talk, banter, Hotch is a softie for Penelope.
Sypnosis: Aaron Hotchner’s weekly budget meetings with you, the sharp-tongued BAU financial analyst, become an unexpected mix of humor, wit, and simmering tension as professional boundaries blur. Between team antics, Penelope’s creative expenses, and your playful challenges, Hotch finds himself navigating far more than just numbers.
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Aaron Hotchner wasn’t sure if he hated the newly implemented weekly budget meetings because they disrupted his already packed schedule or because of you, the BAU’s Operations Department Budget Analyst.
No--that wasn’t fair. It wasn’t that he hated you. It was that he hated how much he didn’t hate you. You were sharp-tongued, confident, and armed with a wit so quick it could cut him to ribbons before he even knew he was bleeding. It didn’t help that you looked like you belonged on a movie set rather than in a conference room dissecting every penny spent by his team.
He adjusted his tie as he entered the room. You were already seated at the head of the table, a tablet in front of you and a pen in hand, tapping it rhythmically against the desk as you scanned a detailed report. He knew that was meant for him. It was always meant for him.
“Good morning, Agent Hotchner,” you greeted without looking up. “Let’s talk about how your team managed to burn through three months of budget in--oh, a month and a half.” Your eyes finally met his, and the smile you gave him could only be described as predatory.
“Good morning, Miss. Y/L/N.” He placed his briefcase on the table and sat across from you. “I see we’re getting right into it today.”
“Well, Aaron”—and wasn’t that a bold move? Using his first name like that—“I’d love to make small talk, but someone”—you leaned forward conspiratorially, voice dropping as if this was the world’s biggest secret—“decided we needed to order customized iPad cases last month. For everyone. Including” You looked back down to the itemized invoice,"‘Penelope Garcia’s-second-backup-iPad.’”
Hotch rubbed a hand over his face. “That would be Garcia,” he said dryly.
You laughed, and the sound was like a reward he didn’t know he was aiming for. “Oh, Aaron. It’s always Penelope, isn’t it?”
The meetings became a staple of his week, though not by choice. What had started as a quarterly formality became a monthly necessity when you joined the department and discovered Penelope’s propensity for colorful, extravagant expenditures. But the kicker came two months ago, when Penelope had gone rogue with the budget to fund her “absolutely vital” initiative to replace paper case files with digital ones—complete with the max amount of storage, of course. You’d retaliated by instituting weekly budget reviews.
“She knows,” Hotch told Penelope one afternoon in her lair. “She knows it was you.”
Penelope gasped dramatically. “How does she know? Wait—does she have surveillance on me? Did she bug my office? Tell. Me. She didn’t bug my office.”
“She didn’t bug your office, Garcia,” Hotch said, pinching the bridge of his nose. “She knows because you send her invoices.”
Penelope frowned. “But those were justified expenses!”
“She’s not convinced.” Hotch sighed. “Neither is the finance department.”
“Well, maybe if she’d loosen up a bit—”
“She’s very loose, Garcia,” Hotch muttered before realizing how that sounded. Penelope’s grin was instant, and Hotch scowled. “Don’t.”
“I’m just saying,” she teased, “you’ve been spending a lot of time with Miss. Y/N Y/L/N. Maybe you like these meetings more than you’re letting on.”
He left her office before she could get another word in.
The meetings evolved into more than budget disputes. You had a way of challenging Hotch that nobody else did. You questioned his decisions—not about cases, but about expenses. You turned a dry meeting into something that felt like a battle of wits, and despite himself, Hotch found he didn’t mind the sparring.
“So, tell me,” you said during one particularly contentious meeting, “why does Penelope need a beanbag chair? Let me guess—‘it fosters creative thinking.’”
Hotch cleared his throat; his years of being quick on his feet as a lawyer somehow always did him good when it came to defending Penelope’s spending. “She has unique requirements for her workspace.”
“Unique, huh?” You leaned back in your chair, crossing your legs, and Hotch caught himself looking before he forced his gaze back up. “And the collection of...neon gel pens? Also, a unique requirement?”
“She…has a system.”
You laughed again, and Hotch felt the corners of his mouth twitch. He’d smiled more in these meetings than in most social situations, not that he’d admit it.
“You’re lucky you’re cute,” you said casually, pointing your pen at him, and Hotch stiffened. You were already standing, gathering your papers. “Meeting adjourned. See you next week, Aaron.”
It wasn’t until two months into weekly meetings that things finally shifted.
You caught him in the break room late one evening, well after everyone else had gone home. “Aaron,” you greeted, leaning against the counter with a mischievous glint in your eye. “Did you know your coffee expenses are also over budget?”
Hotch turned, mug in hand. “Should I expect an itemized report on my caffeine consumption?”
You smirked. “Already on your desk.”
The air between you crackled, and for the first time, Hotch saw something beyond the wit and the barbs. He set his mug down and stepped closer, his voice low. “You enjoy giving me a hard time.”
You tilted your head, smiling. “And you enjoy taking it.”
“Do I?” he challenged.
“Don’t you?” you shot back, and the look in your eyes was enough to make him question every professional boundary he’d ever adhered to.
He took another step closer, close enough that he could see the faint trace of amusement in your expression. “This feels like it’s about more than the budget.”
“It definitely is,” you said, your voice softer now. “Maybe I think you could use a little…loosening up.”
Hotch let himself smile just a little. “And you think you’re the person to help me with that?”
You grinned, pushing off the counter and brushing past him, close enough that he caught the faintest hint of your perfume. “I know I am.”
The budget meetings continued, but now, the tension between you and Hotch wasn’t just professional. It simmered, unspoken but palpable, until it was only a matter of time before one of you crossed the line.
And Hotch couldn’t wait to see who would make the first move.
Hotch had a long day ahead of him. Between case briefs, team check-ins, and the weekly budget meeting you’d so gleefully instituted, he felt like the universe was conspiring against him. It didn’t help that Penelope Garcia had texted him earlier with an ominous, “Sir! Big news! You’ll thank me later.”
When he stepped into the bullpen, the team was gathered around Penelope, who stood in the center like a magician about to unveil her latest trick.
“Ladies and gentlemen,” she announced, waving her hands dramatically, “I give you the latest and greatest tech upgrade to grace the halls of the BAU!”
Hotch pinched the bridge of his nose as the team collectively oohed and aahed over the sleek new monitors now adorning every desk.
“Garcia,” he said, his tone low and measured, “please tell me this was approved through the appropriate channels.”
Penelope turned to him with a smile so wide it could only mean trouble. “Of course it was, sir!” Then, after a beat, she added, “I mean, I may have pulled a few strings. But can you really put a price on efficiency and team morale?”
Rossi, seated casually nearby, chimed in. “I’ll admit, it’s a nice touch. Maybe next month, you can swing for some leather chairs in the conference room. The kind that recline.”
Hotch shot him a withering look. “Don’t encourage her.”
Penelope pouted. “Come on, Hotch! You know these upgrades are totally needed. Plus, they match my aesthetic.” She gestured to her own office.
He sighed. “You know who’s going to have to explain this, don’t you?”
Her grin didn’t waver. “That’s why you’re the boss.”
Later, Hotch found himself standing outside your office, mentally preparing for the inevitable. When he knocked, you barely looked up from your screen. “Ah, Aaron,” you said, your voice dripping with mock sweetness. “What brings you to my humble lair? Let me guess—Penelope strikes again?”
He stepped inside, closing the door behind him. “You heard?”
“I always hear.” You gestured to the chair across from your desk. “Sit, and tell me why I shouldn’t slash your team's budget to nothing.”
Hotch sat, rubbing his temples. “She upgraded the monitors.”
Your laughter filled the room, light and musical. “Monitors? Really? Did she bedazzle them too?”
“She might have,” he muttered. “Look, I know it’s excessive, but the team…they rely on her. She keeps things running smoothly.”
You raised an eyebrow. “Running smoothly or running through money?”
Hotch gave you a flat look, which only made you grin wider.
“Alright, Aaron,” you said, leaning forward. “Here’s the deal. We can refinance a few line items. Maybe cut back on travel expenses for conferences nobody attends. But I need you to do me a favor.”
“What kind of favor?” he asked warily.
You tapped your pen against your desk, pretending to consider. “How about you keep coming to these meetings on time? And,” you added with a smirk, “try not to look so grumpy when you do.”
Hotch’s lips twitched, threatening a smile. “I’ll see what I can do.”
The next meeting was no less contentious, but there was a new edge to the banter.
“You really went to bat for Penelope this week,” you said, flipping through your notes. “Is she holding something over you? A dark secret, perhaps? Did she catch you sneaking an extra slice of cake at Rossi’s last party?”
Hotch gave you a pointed look. “She’s an integral part of the team.”
“And I’m sure the sparkly monitor really enhances her skillset,” you quipped. “What’s next? A gold-plated stapler?”
“Don’t give her ideas.”
You laughed, and he found himself staring at the way your eyes lit up when you did. It was distracting. You were distracting.
“So,” you continued, turning serious, “how do you propose we make this work? I’ve crunched the numbers, and unless you want to start holding bake sales, something’s gotta give.”
Hotch straightened in his chair. “Rossi suggested cutting back on the print subscriptions.”
“Oh, no,” you said, feigning horror. “What will he do without his monthly shipment of Fine Living Magazine?”
Hotch sighed. “You’re enjoying this far too much.”
“Maybe,” you admitted. “But only because you make it so easy.”
As the weeks went on, the tension between you and Hotch became undeniable. The banter turned sharper, the lingering glances longer, the air in those meetings thicker with something unspoken.
It all came to a head late one evening, long after everyone else had gone home. Hotch was leaving his office when he saw your light still on. Against his better judgment, he knocked and stepped inside.
“Still working?” he asked.
You glanced up, surprised. “Someone’s gotta keep the lights on.”
He closed the door behind him. “You don’t have to do it alone.”
“Is that an offer to help?” you asked, leaning back in your chair. “Because I could use a second set of eyes on these reports.”
Hotch stepped closer, the tension crackling between you like static electricity. "You’re good at what you do. The team is lucky to have you.”
For once, your usual smirk faltered. “Thanks, Aaron.”
The silence stretched, heavy with possibility. Then you smiled again, playful and challenging. “Careful, Hotchner. If you keep talking like that, I might start thinking you actually like me.”
He let out a rare laugh, low and genuine. “Maybe I do.”
Your eyes widened slightly before you recovered, your grin turning sly. “Well, that’s a start.”
The next budget meeting arrived with its usual dose of tension—and not just the financial kind. Hotch entered the conference room early, a strategic move to reclaim some semblance of control. You were already there, of course, seated at the head of the table, the tablet glowing in front of you.
“Early today,” you said, glancing at your watch with mock surprise. “Did someone finally read my strongly worded emails about punctuality?”
"I'm always on time, and I always read your emails,” he replied dryly, taking his usual seat across from you.
“Sure you do,” you said, a playful smirk tugging at your lips. “That’s why you never respond.”
“I’m busy running a team of federal agents.”
“And yet somehow Penelope has time to order monogrammed pen holders.”
Hotch sighed, his hand already moving to rub at the bridge of his nose. “You’re never going to let that one go, are you?”
“Not a chance, Aaron.”
The meeting was halfway through when Penelope barged in, her presence as colorful as ever.
“Sir!” she chirped, holding a bright pink folder that screamed unnecessary expense. “Quick update—I managed to upgrade the entire team’s software licenses. State of the art, cutting-edge, only the best for my BAU fam.”
Hotch stared at her, his mouth a thin line. “Garcia, we discussed this.”
“I know!” she said, beaming. “That’s why I made sure to get a bulk discount. I saved us 12%.”
You leaned back in your chair, biting your lip to stifle a laugh. “Twelve percent? Wow, Aaron, she’s practically a financial wizard.”
Hotch glared at you. “Don’t encourage her.”
“I’m just saying,” you continued, “with savings like that, we’ll be out of the red in no time. What’s next, Penelope? A popcorn machine for movie nights in the bullpen?”
“Oh my God,” Penelope gasped, her eyes lighting up. “That’s genius. The camaraderie…I—”
“No,” Hotch said firmly. “Absolutely not.”
Penelope pouted, but she left without further incident. As soon as the door closed, you turned to Hotch, eyes gleaming with amusement.
“She’s incredible,” you said, shaking your head. “Completely unhinged--but incredible.”
“She’s a lot of things,” Hotch muttered. “Mostly expensive.”
“And you,” you added, grinning, “are such a softie for her.”
Hotch scoffed, leaning back in his chair, but the slight upward twitch of his lips betrayed him. “Softie? I’m her supervisor, not her enabler.”
You laughed, a low, melodic sound that Hotch had come to recognize as the precursor to trouble. “Please. You bend over backward for her, and we both know it.”
“She’s part of my team,” he replied evenly. “It’s my job to advocate for them.”
“Advocating for a new monitor system with glitter decals?” you teased, leaning forward slightly, your grin widening. “Aaron, that’s not advocacy—that’s indulgence. She's like your team's equivalent to 'happy wife, happy life.'"
Hotch crossed his arms, his stoicism cracking just enough to let his dry humor slip through. “I’d call it picking my battles.”
“Oh, really?” you shot back. “And what battle are you avoiding by letting Penelope order custom beanbag chairs?”
His lips pressed into a thin line, but you caught the faintest glimmer of amusement in his eyes. “Do you know what happens if I say no to her?”
“I can only imagine,” you said, leaning your chin on your hand. “Please, enlighten me.”
“She gets creative,” Hotch said gravely. “Very creative. The last time I vetoed one of her purchases, she launched a campaign with color-coded charts and heartfelt video testimonials from the team about how much they needed a slushie machine in the bullpen.”
Your laughter filled the room again, and Hotch let the corners of his mouth lift ever so slightly. “A slushie machine? You’ve got to give her credit—that’s bold....and random.”
“She called it a ‘hydration initiative,’” he deadpanned.
You leaned back, shaking your head in disbelief. “You are such a softie.”
“I’m pragmatic,” he corrected, his tone firm but not unkind. “It’s easier to approve the monitors than to explain to Strauss why there’s a PowerPoint presentation titled ‘Ice-Cold Justice.’”
You clapped a hand over your mouth to muffle your laughter, and Hotch found himself momentarily distracted by the way your eyes sparkled with amusement. It wasn’t often he let himself relax enough to notice those things, but with you, it was becoming harder to keep the line between professional and personal intact.
“And yet,” you finally said, regaining your composure, “you’re here, pleading her case to me instead of just putting your foot down.”
“She has her merits,” he admitted, his voice softening just enough to remind you why people followed him so loyally. “The work she does is critical. Even when it’s…excessive.”
“See? Softie,” you said triumphantly, pointing your pen at him. “You can’t fool me, Hotchner. You’re all gruff on the outside, but deep down, you’re just one big teddy bear.”
“I’m not sure that’s how the rest of the Bureau would describe me,” he replied dryly.
“Well,” you said, leaning forward with a sly smile, “the rest of the Bureau doesn’t get to see you begging for beanbags.”
He gave you a long, measured look, and for a moment, the air between you seemed to shift. “I don’t beg.”
“No?” you challenged, raising an eyebrow. “What would you call this, then?”
“I’d call it negotiation,” he replied, his voice low but steady. “And if you’re not careful, I might actually win.”
Your grin widened. “Now that I’d like to see.”
Hotch allowed himself a small smirk, the kind that was so rare it felt like a reward in itself. “Don’t tempt me.”
“Oh, Aaron,” you said, leaning back in your chair, your tone playful and just a little daring. “I live to tempt you.”
For a brief moment, the tension crackled, sharper than the wit you both wielded like weapons. Then you straightened, tapping your pen against the table as if to signal the end of the moment.
“Alright, Mr. Softie,” you said lightly, “I’ll see what I can do about those monitors. But don’t think this means you’re getting that cappuccino machine Rossi asked for.”
Hotch stood, smoothing his tie as if to regain his composure. “One victory at a time.”
As he turned to leave, you called after him, your voice laced with amusement. “Don’t forget to tell Penelope her beanbags are still on the chopping block.”
He paused at the door, glancing back at you with a look that was almost fond. “I wouldn’t dream of it.”
By the time Hotch left the meeting, he felt thoroughly defeated. You had grilled him on every expenditure, from coffee pods to the mysterious disappearance of two office chairs. You’d teased him mercilessly, of course, but you’d also offered solutions, which only made you more infuriatingly attractive.
Later that afternoon, Rossi cornered him in his office.
“Aaron,” Rossi began, settling into the chair across from his desk. “I have a proposition.”
“Should I be worried?”
“Not at all,” Rossi said smoothly. “I’ve been re-thinking about how to improve morale around here. You know what we need? A cappuccino machine. The kind they have in those fancy Italian cafes.”
Hotch blinked. “A cappuccino machine. We talked about this. We have coffee in the break room.”
Rossi looked hurt by Hotch's definition of coffee. “That isn’t coffee. This is an investment in productivity. Caffeine keeps the team sharp.”
“You’re serious.”
“Completely.”
Hotch exhaled, running a hand through his hair. “You do realize I have to explain this to Y/L/N?”
Rossi grinned. “You’re good with words. I’m sure you’ll figure it out.”
That evening, Hotch found himself in your office again, this time with what he knew was a losing argument.
“A cappuccino machine?” you repeated, arching an eyebrow. “Is that really where we’re at again?”
“Rossi insists it’s for team morale.”
You laughed, leaning forward on your desk. “Aaron, if I approve this, what’s next? A hot tub in the break room? A second private jet for local cases?”
He gave you a long-suffering look. “I wouldn’t put it past Rossi to suggest either of those.”
Your laughter bubbled out again, and a small smile that tugged at Hotch’s lips. “You’re impossible,” he muttered.
“You mean brilliant,” you corrected, your tone playful. “Come on, admit it—you love these little matches.”
Hotch hesitated, just long enough for the moment to stretch between you. “I do.”
Your smirk softened into something more genuine. “Well, don’t get too comfortable, Hotchner. You might actually win one of these someday.”
“And if I do?”
Your grin turned sly again. “Guess you’ll just have to wait and see.”
The tension between you and Hotch simmered like an unsaid promise, lingering in the spaces between your words and the way your eyes lingered just a beat too long. It wasn’t until another late night when the office was quiet and the shadows stretched long, that Hotch found himself once again at your door.
“You know,” you said as he stepped inside, “if you keep showing up here after hours, people are going to start talking.”
“Let them,” he said, surprising himself with the bluntness of his response.
You raised an eyebrow, leaning back in your chair. “That sounded suspiciously like flirting.”
“Did it?”
You smiled, slow and dangerous. “It did. And for the record, Aaron, I don’t mind.”
For once, Aaron Hotchner didn’t have a retort. Instead, he let the silence speak, the weight of it filled with possibilities he hadn’t dared entertain before.
And when you smiled at him again, he thought that maybe—just maybe—this was the start of something worth breaking the rules for.
Hotch stood frozen in the doorway for a moment longer than necessary, your words echoing in his mind. “For the record, Aaron, I don’t mind.”
He cleared his throat, stepping fully into your office and closing the door behind him. It wasn’t often that Aaron Hotchner found himself at a loss for words, but there was something about you—your sharp tongue, your disarming wit, the way you looked at him like you knew exactly what you were doing—that threw him off balance.
You leaned back in your chair, studying him with a mixture of curiosity and amusement. “What brings you here this time? More cappuccino machine negotiations? Or did Rossi decide the bullpen needs a wine fridge?”
“Neither,” he said, his voice steady but quieter than usual. “I wanted to talk.”
“Oh, talk,” you said, your lips curving into a playful smile. “That sounds serious.”
“It is,” he admitted, surprising himself again with his own candor.
You arched an eyebrow, tilting your head slightly. “Alright, Aaron. You’ve got my attention. What’s on your mind?”
He hesitated, not because he didn’t know what to say, but because he wasn’t sure how far he was willing to let this go. The boundary between professional and personal was already blurred; one more step and it might vanish entirely. And yet, as you sat there watching him with that sly, confident smile, he found he didn’t care as much as he should have.
“You,” he said finally, the single word weighted with more meaning than he intended.
Your smile faltered for just a second, replaced by something softer, more vulnerable. Then it was back, brighter and sharper than ever. “Well, that’s unexpected. Flattered, of course, but unexpected.”
He allowed himself a small smile, stepping closer to your desk. “I doubt anything surprises you.”
“Not often,” you admitted, leaning forward slightly. “But I’ll admit, I didn’t peg you as the type to make the first move.”
“Who says this is a move?”
You laughed, the sound warm and low. “Oh, Aaron. If this isn’t a move, then I’m very curious to see what one looks like.”
He didn’t answer right away, letting the silence hang between you like a challenge. Finally, he leaned forward, placing his hands on your desk, and met your gaze head-on.
“What if I am making a move?” he asked, his voice steady but tinged with something that made your breath catch.
For the first time since he’d met you, you seemed genuinely caught off guard. Your confident smirk wavered, replaced by a flicker of something more tentative. It was a rare moment of vulnerability, and it struck him in a way he hadn’t anticipated.
“Well,” you said after a beat, your voice quieter than before. “In that case, I’d say it’s about time.”
His heart thudded once, hard and unexpected, and for a moment, he forgot where he was. Forgot who he was. All he could think about was how close you were, how easy it would be to reach across the desk and close the distance.
But then you leaned back, your smile returning with a hint of mischief. “Of course, if this isn’t a move, I’d hate to embarrass myself.”
“Consider yourself safe,” he said, straightening but not stepping back. “For now.”
Your laughter filled the room again, light and teasing. “Careful, Aaron. I’m thinking you actually enjoy these little games.”
“I do,” he said, surprising himself once more with his honesty.
You tilted your head, studying him with a newfound intensity. “Well, in that case, I’ll make sure to keep things interesting.”
As he left your office that night, the air between you charged with unspoken tension, Aaron Hotchner realized something he hadn’t allowed himself to consider before: he wasn’t just drawn to you because of your sharp wit or your undeniable charm. He was drawn to you because you made him feel something he hadn’t felt in a long time.
Alive.
The roundtable room was unusually quiet when Hotch gathered the team for an impromptu meeting. That should have been his first clue. They were always at their most dangerous when they were waiting for the hammer to drop.
“All right,” he began, standing at the head of the conference table. “We need to talk about the budget.”
Rossi leaned back in his chair, a smirk already forming. “This is about the cappuccino machine, isn’t it?”
“It’s not about the cappuccino machine,” Hotch said firmly. “Though that’s still off the table.”
“Good thing I didn’t submit the requisition for the margarita blender,” Morgan muttered, earning a stifled laugh from JJ.
Hotch gave him a pointed look before continuing. “We’ve been asked to cut back on end-of-year expenses. That means scaling back on travel accommodations for the next few cases.”
“Scaling back how?” Prentiss asked, her tone cautious.
“Fewer hotels,” Hotch said. “We’ll have to bunk up where possible.”
There was a collective groan around the table.
“Bunk up?” Garcia appeared in the doorway, her dramatic gasp signaling she’d overheard. “Do you mean to tell me we, the esteemed agents of the BAU, are being reduced to sharing rooms? What is this, a slumber party?”
“Garcia, you rarely travel with us. Would it kill you to share a room with JJ or Emily for a few nights, if and when you do?” Hotch asked, his tone dry.
“It’s not about me, sir,” Garcia replied, clutching her chest like he’d wounded her. “It’s about the principle. We’re public servants, heroes even. Heroes deserve better than twin beds and bad room service.”
“Twin beds?” Reid asked, looking genuinely horrified.
Morgan leaned back in his chair, arms crossed. “Come on, Hotch. We all know you’ve got an in with Y/N in finance. Can’t she pull some strings before Garcia does?”
Hotch’s jaw tightened, but he kept his expression neutral. “Y/N is doing her job, just like the rest of us.”
“Oh, is that what they’re calling it now?” Rossi said with a grin, earning a ripple of laughter from the team.
“Funny,” Hotch deadpanned. “But unless any of you have a better solution, this is how it’s going to be.”
“Sure, sure,” Morgan said, his grin widening. “But if anyone could sweet-talk Y/N, it’s you, Hotch. You’ve got that whole brooding, stoic charm thing going for you. She loves that.”
“I’m not sweet-talking anyone,” Hotch said, his tone clipped.
“Really?” Prentiss chimed in, raising an eyebrow. “Because rumor has it you’ve been spending a lot of time in her office lately.”
“That’s called managing the budget,” Hotch replied evenly, though his ears felt uncomfortably warm. “The budget we keep going over. Which is what I’m trying to do right now.”
“Right,” JJ said, her voice full of mock seriousness. “Managing the budget.”
The laughter around the table grew louder, and even Garcia joined in with an exaggerated wink.
Hotch sighed, pinching the bridge of his nose. “This conversation is over.”
“But the bunking isn’t,” Rossi said, still grinning. “Good to know.”
Later, Hotch sat across from you, his tie slightly loosened after the long day. The hum of your sarcasm was already in the air, a comfort he’d never admit aloud.
“Back so soon?” you asked, glancing up from your tablet. “What’s the crisis this time? Let me guess—the team didn’t take kindly to the budgeting suggestion?”
“They had…questions,” Hotch replied, his tone dry. “And commentary.”
“Oh, I’m sure,” you said, smirking as you leaned back in your chair. “Let me guess: Rossi wants to requisition a wine fridge instead of a cappuccino machine? Garcia--who if I remember correctly doesn’t even travel with the team--staged a protest? Or did Morgan suggest you charm me into pulling some strings?”
Hotch blinked, caught momentarily off guard. “Actually, yes. That’s almost word for word what he said.”
You laughed, the sound warm and far too satisfying. “I knew it. The whole team thinks I’m your budgetary fairy godmother, don’t they?”
“They’re not subtle about it,” he admitted, leaning forward slightly. “And if I’m honest, they’re starting to have…suspicions.”
Your eyebrows lifted, your smirk turning into a full-blown grin. “Oh, suspicions, huh? About what exactly?”
“That I might have an ‘in’ with you,” he said, his tone measured but carrying a hint of something wry. “And that I use it to get my way.”
You tilted your head, resting your chin on your hand. “Well, you do have an in with me, Aaron.”
“I do?” he asked, raising a brow.
“Mm-hmm,” you said, your grin widening. “You come in here all brooding and stoic, with that deep voice and those puppy-dog eyes, and I’m supposed to say no to you? Please.”
He let out a rare chuckle, low and brief. “So you’re saying you find me…persuasive?”
“I’m saying I find you irritating,” you replied, though the teasing lilt in your voice betrayed you. “But occasionally charming.”
“Occasionally?” he repeated, quirking an eyebrow.
“Don’t push your luck,” you said, though your smile hadn’t wavered. “Now, what exactly are you hoping I’ll do?”
Hotch straightened, slipping back into his professional demeanor. “The travel budget is tight. We need to cut back on some of the accommodations for the next few cases. If there’s any room to reallocate funds or find efficiencies, I’d like your input.”
You studied him for a moment, your pen tapping against the desk. “You know,” you said finally, “you could’ve just sent an email. But you didn’t, which means you wanted to have this conversation in person.”
“Maybe I thought it would be more effective,” he said, his voice steady.
“And maybe,” you said, leaning forward with a sly smile, “you just like spending time with me.”
Hotch’s gaze held yours, the tension between you thick enough to cut. “Maybe the team isn’t wrong to have their suspicions.”
That caught you off guard, and for the briefest moment, your confident grin faltered. Then you recovered, your smile turning soft around the edges. “Well, if you’re going to keep coming to me, Aaron, I guess I’ll have to live up to their expectations.”
“So you’ll help?” he asked, his voice quiet but steady.
You rolled your eyes, though your grin didn’t fade. “Of course, I’ll help. But only because I’d hate for Garcia to have to share a room on the rare chance she joined you on a trip. Can you imagine the drama?”
Hotch stood, his lips curving into a rare, genuine smile. “Thank you.”
“Don’t thank me yet,” you said, your tone playful. “I might make you owe me one.”
He paused at the door, glancing back at you. “I think I already do.”
Your laughter followed him out, and Hotch didn’t mind giving up a little control.
The next few weeks blurred into a whirlwind of cases, budget meetings, and what Hotch could only describe as a game of mutual teasing with you that he wasn’t entirely sure he wanted to win. The team’s jabs about his “in” with you only got more relentless, but the truth was, they weren’t wrong. He found himself seeking out your company more often than he’d care to admit, and not just because of budgetary crises.
One evening, well after most of the team had gone home, Hotch walked into your office to find you perched on the edge of your desk, heels kicked off, and a pen tucked behind your ear as you typed furiously on your tablet.
“You work too much,” he said by way of greeting, leaning casually against the doorframe.
You glanced up, smirking. “Says the man who just came from his own office. What brings you here, Aaron? More budget drama? Or are you just here for the company?”
He stepped inside, closing the door behind him. “Would it be so bad if it were both?”
Your eyebrows lifted in surprise, but the smile that followed was slow and dangerous. “Well, well. Are you finally admitting that you like me?”
He hesitated for half a second before replying, his voice low but steady. “I think you already know I do.”
That made you pause. Your usual sharp wit seemed momentarily replaced by something softer, something vulnerable, before you quickly masked it with your trademark confidence. “I don’t think I’ve ever seen you flirt before, Hotchner. You’re better at it than I expected.”
“I don’t flirt,” he said, stepping closer. “At least, not intentionally.”
“Oh,” you said, your voice dropping slightly. “So this is just you being your naturally charming self?”
“Something like that,” he replied, the corner of his mouth lifting in a faint smirk.
You laughed, shaking your head as you set your tablet aside. “You know, if you keep talking like that, I might start to think you’re actually serious.”
“What if I am?” he asked, taking another step closer.
Your grin faltered, replaced by a flicker of uncertainty. “Aaron…”
He stopped just in front of you, close enough that he could see the faintest flush on your cheeks. “I didn’t mean for this to happen,” he said quietly. “But I don’t regret it.”
You tilted your head, studying him as if trying to determine whether he was being sincere. Then, slowly, your lips curved into a soft, almost shy smile that he hadn’t seen before. “Well, that’s good,” you said, your voice lighter now. “Because I’d hate to think I’ve been wasting my time trying to get under your skin.”
“You’ve been very effective,” he admitted, his voice laced with dry humor.
You laughed again, the tension between you easing slightly. “Good to know.”
For a moment, the two of you simply stood there, the air between you charged with possibilities. Then you leaned forward just enough that your shoulder brushed his, your voice dropping to a near whisper. “So what now, Aaron? You going to keep playing it safe, or are you finally going to make a move and follow through?”
Hotch held your gaze, his pulse quickening in a way that was entirely unfamiliar and yet oddly welcome. “You’re not going to make this easy, are you?”
“Where’s the fun in that?” you replied, your grin returning.
Before he could overthink it, he leaned down, his hand resting lightly on the edge of your desk as his lips brushed against yours. The kiss was brief but electric, leaving both of you slightly breathless when he pulled back.
“Well,” you said after a moment, your voice a little unsteady but filled with warmth. “That’s one way to balance the budget.”
Hotch chuckled softly, his forehead resting lightly against yours. “I hope that’s not the only thing you take away from this.”
“Oh, don’t worry,” you said, your grin turning wicked again. “I’ll send you the itemized breakdown tomorrow.”
He laughed, a rare, genuine sound, and as the two of you stood there in the quiet of your office, Hotch couldn’t help but think that maybe, just maybe, this was exactly what he’d been missing.
The next morning, Hotch walked into the bullpen, his usual stoic demeanor firmly in place—at least on the outside. Inside, he felt lighter than he had in years. But any illusion of subtlety was shattered the moment he saw Morgan smirking at him from across the room.
“Morning, Hotch,” Morgan said, his tone far too casual. “You look…different today. Get a good night’s sleep?”
Hotch raised an eyebrow, choosing not to dignify the comment with a response. He made his way toward his office, but before he could escape, Garcia intercepted him, practically bouncing on her heels.
“Oh, boss man, you’ve got that look,” she teased, waggling her eyebrows. “The look of a man who’s either won the lottery or—” Her eyes widened in dramatic realization. “—had a life-altering, swoon-worthy moment with a certain someone in finance.”
Hotch sighed, pinching the bridge of his nose. “Garcia—”
“Don’t deny it!” she exclaimed, clapping her hands together. “I have sources.”
Before he could reply, the elevator dinged, and you stepped out, striding confidently into the bullpen with your signature blend of poise and sass. You caught Hotch’s eye and shot him a subtle, knowing smile that sent a ripple of warmth through him.
Garcia caught the exchange and gasped audibly. “Oh my God! It’s true!”
Morgan leaned back in his chair, grinning. “I knew it. Didn’t I say he had an in with her?”
“You said it,” Prentiss confirmed, her tone amused. “Repeatedly. But he's really getting it in with her.”
JJ just shook her head, smiling. “Well, at least we know why the budget meetings keep getting longer.”
Hotch leveled a calm, measured glare at his team. “I don’t recall calling a team meeting on my personal life.”
“Ah, but your personal life is so much more interesting than budget cuts,” Rossi said with a wink. “You should let us enjoy it.”
“I’m glad you’re all entertained,” Hotch said dryly, turning toward his office. But as he walked away, he caught your voice behind him.
“Don’t be too hard on them, Aaron,” you called amusement lacing your tone.
The laughter that followed was warm and genuine, and for once, Hotch didn’t mind being the subject of it. As he stepped into his office and closed the door, he glanced back at you through the glass, catching your playful smile once more.
Yes, this was definitely worth breaking the rules for.
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milf--adjacent · 3 months ago
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Ough I was hoping to get this project finished over the weekend and my invoice submitted on Monday, but now my editor is suddenly going on vacation 😑 which means I'm stalled until he gets back on the 14th. If y'all've got a couple bucks to help a girl out, I would appreciate it: I gotta pay for therapy and dog food next week and my funds are very low.
$0/$200
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keeponquinning · 2 years ago
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I..........fuck.
Eddie Munson making me rediscover myself........as his whore.
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Eddie loves his pet names for you
[NSFW Eddie note under the cut. tw/tags: slight degradation, name-calling]
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dalishious · 2 months ago
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EMERGENCY COMMISSION SLOTS!
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I'm in urgent need of funds ($120) for a car payment due tonight, and I'm hoping to collect enough from opening up a few simple portrait commissions.
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