#Insurance agent success stories

[finalexpensetelesalespro]

Is a College Degree Essential for Success? Exploring the Insurance Industry as a Path to Financial Freedom!

The debate about whether a college degree is essential for success has persisted for years. While many believe higher education is a gateway to a prosperous career, it’s not the only path. In fact, some of the wealthiest individuals globally never completed their college education. According to statistics, 739 out of 2,473 billionaires did not finish college, proving that success can be achieved through alternative routes.

One often-overlooked industry that offers incredible potential for those without a college degree is insurance. With the right systems in place and dedication, individuals in this field can earn six to seven figures annually, sometimes surpassing the incomes of doctors and CEOs.

The Rewarding Side of the Insurance Industry

The financial aspect is just one benefit. Many people are drawn to insurance because of the profound impact they can have on others. As an insurance agent, providing a death benefit to a family during their time of need is a deeply rewarding experience. The emotional support and financial security you offer can change lives, making a career in insurance fulfilling on multiple levels.

Success Without a Degree: Real-Life Stories

Patrick Bet-David – Founder of PHP Agency, Bet-David turned a simple idea into a multi-million dollar insurance company, showing that determination and vision are key to success.

Ed Mylett – An influential figure in the World Financial Group (WFG), Mylett’s success demonstrates that a college degree isn’t necessary for building a successful career in insurance.

Art Williams – A former high school coach, Williams revolutionized the insurance industry by making term life insurance accessible to millions, demonstrating the power of innovation.

Ron Powell – Founder of Senior Life Insurance Company, Powell’s journey from agent to CEO showcases how the insurance industry can lead to extraordinary entrepreneurial success.

Starting Your Insurance Career

Becoming a licensed life insurance agent is straightforward and achievable without a college degree. All you need is to be 18 years old, have a high school diploma, and complete the required pre-licensing courses. You can take your courses online, allowing you to balance other commitments while preparing for your future.

Career Options in Insurance

After getting your license, you can choose between two primary paths:

Work for an Agency: This option provides structure, training, and support for those new to the field.

Work Independently: As an independent agent, you have the flexibility to set your own hours and potentially earn higher commissions. This path is ideal for those with an entrepreneurial spirit.

Take the First Step

If you’re considering a career in insurance, enrolling in pre-licensing courses is your first move. Companies like Xcel Solutions offer online courses and certifications to help you prepare for the licensing exam. Use the promo code “MakeMoneyTravel” to get a 50% discount on your training course today.

While a college degree can be a stepping stone to success, it’s not the only path. The insurance industry offers a viable and lucrative alternative for those willing to put in the effort. With the right mindset, hard work, and proper licensing, you can achieve financial success and make a meaningful impact on people’s lives, all without the need for a traditional college degree.

[forthegothicheroine]

I've made a post about great lesser-known noirs, but it occurs to me that some of you might not be familiar with the classics, and might want to know where to start. This is a ridiculously short list- I have a million more to talk about- but here are some of the big stars of the genre.

The Maltese Falcon: Sam Spade, a clever but callous private detective, gets wrapped up in intrigue relating to an artifact that is functionally cursed. If he's an unscrupulous character, just wait until you meet everyone else. The whole damn cast is electrifying, lending charm and cruelty in equal measure.

The Big Sleep: Philip Marlowe, a kinder and more poetic detective for Humphrey Bogart to play than Spade, is called upon to deal with a wealthy, dysfunctional family, and it keeps on getting weirder from there. Is the sharp-tongued Vivian Sternwood the femme fatale she seems, or is she just another person trying to find the right thing to do in desperate circumstances? And will she and Marlowe keep their hands off each other until the plot has had its last twist?

Double Indemnity: Rich housewife Phyllis Dietrichson and sleazy insurance agent Walter Neff are, by their own admission, rotten people. It's only natural that they should plot a murder together, and that they should turn on each other the very second things go wrong. Every single domestic murder movie since 1944 has ripped this off.

Kiss Me Deadly: This is nominally an adaptation of a Mike Hammer story. Screenwriter Bezzerides hated Mike Hammer. As depicted here, he is one of the worst people in the world. Depending on the cut of the film you see, he may inadvertently cause the nuclear apocalypse. (For once, the theatrical cut is darker.)

Sweet Smell of Success: Cruel, all-powerful columnist JJ Hunsecker wants his sister's boyfriend out of the way (for reasons that are, um, ambiguous.) To accomplish this, he enlists the biggest weasel in New York, Sidney Falco, and the two completely deserve each other as they spend the rest of the movie trading elaborate insults. Popular on tumblr for its dialogue and chemistry between the leads.

Sunset Boulevard: Broke screenwriter Joe Gillis thinks he can con a has-been into hiring him as a script doctor, and that's the last free decision he ever gets to make. From then on, his life is in the hands of Norma Desmond, silent film starlet turned crazed recluse, terrifying yet intensely pitiable. This is as much gothic horror as noir.

Ace in the Hole: The story of a man trapped in a cave is turning out to be a big hit in the newspaper, and if the publicity will make a reporter's career, then what's the harm in delaying rescue just for a little while? This is as vicious as noir gets, but damn it, you've just got to see what happens next. (Watch Jacob Geller's video Fear of the Depths after this.)

Sorry Wrong Number: Of all the films on this list, this is the one that really scared me. In the days of switchboards, a rich hypocondriac woman is connected to the wrong phone line and overhears a murder being planned. It doesn't take her long to figure out she's the intended victim, and each call she makes or recieves makes the situation darker. But how can she escape her fate if she can't- or won't leave her bed?

The Asphalt Jungle: The heist movie. Maybe the only heist movie ever made. Every line is quotable. Every member of the team is an unforgettable personality. When things go wrong, they go horribly wrong. One minute you're laughing, and the next minute you think you'll never laugh again.

Gun Crazy: Laurie and Bart, two practiced sharpshooters, are perhaps the most perfect match in all of noir- and that's a bad thing. When one half of the duo gets a criminal idea in their head, the other can't say no. When the opportunity to ditch her man like a sap comes up, the femme fatale throws it away to be doomed at his side. He fell in love with her when she first aimed a gun at him. Quentin Tarantino kissed star Peggy Cummins's feet at a showing of the film, and I hope she kicked him in the head.

Laura: Everyone was in love with Laura Hunt, and somebody killed her- or did they? Did they get the right person? Is the cop on the case in love with a dead woman? Was her columnist mentor just her gay best friend, or was there something darker beneath that facade? And what would Laura think of all this? A big inspiration on Twin Peaks.

In a Lonely Place: Bogart isn't at all heroic here, as a screenwriter with a drinking habit and a violent temper. He's obviously a bad idea to date, but just how bad an idea? He's not the type of guy who'd kill a woman, is he? Bogart and Gloria Holden give perhaps their best performances here, and they'll wound your soul.

Touch of Evil: A Mexican cop (played, unfortunately, by Charlton Heston) finds out a nasty secret about the big hero cop Hank Quinlan: he's framed the culprit in most of his cases. Not because he's crooked, but because his intuition tells him they're guilty. Director Orson Welles as Quinlan is frightening, grotesque, and a little bit tragic in what some consider the last classic noir.

The Killers: The first twenty minutes or so are an adaptation of a Hemingway story, where out of town hitmen gun down a man so depressed he won't even bother to run from them. The rest of the film is an investigation into how he got that way. It had something to do with a radiant gangster's girl, and something to do with a few botched crimes. Sometimes a man can die before the bullets even touch him.

The Third Man: Everybody is lying about the whereabouts of an American expatriate named Harry when his friend comes looking. Did they do something to him? Or, more frightening still, is he the one who's been doing things to other people? Orson Welles is a more charming monster than he was in Touch of Evil; the light and shadows on his face cast him as a vampire, while his fingers sticking up through the sewer grate look like something terrifying emerging from the earth.

[shadesoflsk]

MILLION DOLLAR BLOODLINE — Traición

Dealing with the case in hand, you come across with some valuable clues. Check my million dollar bloodline masterlist for general warnings.

Chapter 1 Chapter 2

pairing: Vampire/Agent Leon x Fem Detective reader

warnings: Sexism (from the press again) few mentions of gore and death, fucked up government, scent (First glimpes of Leon's vampire qualities yay)

author's note: hi... I'm writing this with one eye closed... exhaustion is taking over me and it may show in this chapter. as always, if you see any mistake, you don't. don't even perceive them. thank you so much and love yall.

“Thank God a man stepped in!”

A new headline, a new story being told. It’s rather frustrating to know that no matter what, reality would be twisted to the journalists’ desire and let the only person who actually cares about the case burn in the flames of depiction and hatred just for the ‘sin’ of being a woman. 

The same shameless and brutal words are printed in a bright red that resembles the fresh blood of those leaders of the city. In many readers’ eyes and minds, they were expecting to finally see a man taking the case and bringing ‘success’ even though it’s doomed to fail.

No one grieves more than someone who has lost everything—but your right to fight is still running deep in your veins. With a grunt, you throw the newspaper on your desk, almost spilling the black coffee you were previously drinking. 

It’s been less than a day since the candidate was found dead. The cause of death? Suicide which was, in a way, surprising. From the number of politicians who have “left this cruel world,” Mr Clark's scene of the crime gave enough proof that you were facing a real self-homicide case. 

In front of you lay countless folders and confidential documents that the police department has collected from the first victim to the last one. The only obvious connection all of the victims shared was that all of them were Tier A individuals. People who wouldn’t disappear to find ‘the real meaning’ of life and would surely not kill themselves without a murder weapon. 

So, even a rookie detective could surmise that most of those crimes were the smokescreen of something way bigger brewing in the shadows of the city. A city whose beliefs and faith in the government are so cracked now that not even the most nationalist citizens could find peace in their hometown.

A sigh leaves your lips, one that shows the tiredness in your system and heart. Sometimes, the feeling of walking in circles clouds your judgment and overall sanity. In hindsight, a detective ought to be a rightful and morally white person who would walk on fire just for the sake of truth and justice. But each time your eyes land on the atrocious clues you have gathered, the desire to throw away everything gets harder to bear.

Next to the pile of documents and boxes, on your desktop, is a photo frame which shows a younger version of yourself. Beaming pearly white smile with shiny eyes that could blind the camera itself, saying that you were happy was an understatement, you were delighted.

Truthfully speaking, you were naive. You loved to tell everyone you were going to be different, the exception of the rule, the one and only, justice bringer. But in reality, the sole fact you didn’t feel sympathy for those rich people tells you that maybe you weren’t so different. 

Or were you?

Fighting between your drowsiness and the obligation to continue working on this case, you grab the envelope Leon previously gave you. A yawn gets stuck in your throat, not allowing any sign of exhaustion to show in your face right now. 

The first thing that greets you is a document you quite don’t understand at first. The black words are blurry, proof of how much you need to sleep. A body can’t function without resting but you can’t function if work is due. Soft slaps around your face and a long-needed sip of the black caffeine liquid will do for now. 

“Life Insurance…” Your lips work on their own as you read the title, written in black ink. The font style proves the authenticity of the document. Dated July 1979, the legal paper started with the log of a woman’s name and age. 

Patricia Clark Powell, 28. American, caucasian. Marital status: Married. Children: 2. Now this is something. 

Reading each word carefully, leaving no detail off the table, a rather big number got your attention. After a long overview of this woman’s life details, you come across a table that shows the life insurance payout.

The main and only beneficiary was Robert Clark, he'd inherit the absurd and grotesque amount of 5 million dollars. 

But the catch here was that the only requirement to claim the insurance was the death certificate of the insured party, meaning that Patricia had to pass away.

You set aside the document for now. Your fingers graze over the corner of the paper to turn it.

A picture, no, several pictures come into your vision. All of them are colored and clear as water. The shoot is not perfect, as if someone was hiding while taking those photos.

The camera is positioned on a table. Hence the awkward angle it shows, nonetheless the main focus is on two people sitting down. 

The table, the walls, and overall decorations are an obvious giveaway of the place they were in. An expensive and pretentious restaurant that only the rich can afford. A stroke to their damned egos knowing that they could buy and eat a whole cow if they wanted to. Not before wiping any crumbs with a one thousand-dollar check.

You squint your eyes and even lean forward to try and inspect in great detail each part of the picture—detective skills kicking in, you may say.

The man on the right has a neatly trimmed mustache, and bushy eyebrows that match his hair color, black. He's wearing a navy blue suit with a gray tie. Very office-like and rather different from his counterpart next to him who wears a hoodie and a cigarette between his lips. The angle showing the faintest details of a tattoo on his right hand, which holds the cigarette. 

Flipping through the pictures, you see many more of them but just from different positions. Yet the main highlight is the now obvious identity of the man who exposes himself to the camera's lenses. 

Robert Clark. 

The last document is a newspaper headline. “CRIMINAL FUGITIVES” it reads and shows several mugshots of criminals who escaped prison over these last five years. Under the pictures, a text box includes some characteristics of the ex-prisoners. Your attention falls on a specific name. 

The picture shows a man with brown hair and brown eyes, a stubble growing on his jaw and cheeks. Why was he convicted? Organized crime and contract killing, a hitman in other words. The text described the man as a 5’9 male with no moles and no notorious scars. 

But a tattoo on his right hand.

Before you can even process everything you have read and seen, the ring of a phone breaks the solemn silence that has set in your office. Sliding to where the phone was, you pick up the call.

And before you could even utter a word, someone started the conversation first.

“Hey there, Sherlock.” A man’s voice greets you. Deep but smooth tone, easy to distinguish. 

“Mr. Kennedy.” You reply, brushing off the nickname he just gave you. “What a timing.”

“Why is that?” Playing dumb, Leon shoots his question. 

“I just finished reading the documents you gave me.” A seed of confusion is planted in your statement as you try to make up your mind with the information you just registered. “Where did you get all of this?” You say pressing the speaker closer to your mouth, whispering the words.

“Feeling curious, aren’t we?” Mock oozes from his tone, but there is a hint of genuine playfulness in his speech, as if delighted to be the one providing the confidential information. “You know… As much as I want to tell you, I just can’t.”

“Why?”

“Oh? Am I being questioned?” If you were next to him, you’d see the smirk that has formed on his face. And if you indeed were, a slap would be planted on his cheek, for sure. 

Leon continues being a puzzle you couldn’t solve. From the first (and only) moment you met him, his odd and shared disdain for the rich baffled you. You can’t seem to break through the world inside his head.

“Does it feel like I'm questioning you?”

“Kinda.”

“Forget it.” You shrug, leaving the topic as it is. There’s no point in trying to make Leon spit the truth. At least, not now. “But this is truly a key piece to this investigation.”

“That I know,” Leon replies. “But as I told you yesterday, don’t do anything stupid.” 

Silence fills the call as you take in what Leon said, or rather, repeated. 

“Oh?” Bitterly, you retort. “So you think I’ll do something stupid? It’s funny, all of my male colleagues always told me that.”

“I didn’t mean it like tha—”

“Oh course you didn’t.” Sarcasm was dripping from your words. “Nobody does.” You add with an exhausted sigh coming out from your lips.

“No, but I truly didn’t mean it.” He finally finishes his sentence as your pause allows him to interrupt you. 

“Look, sorry… I’ve dealt with these people ever since I remember and It’s just so… fucked up.” He adds. “You’re better than those dickhead detectives. I assure you.”

Now that you think about it, you may have overreacted. But then again, it wasn’t your fault. Being surrounded by people who discriminate and minimize every hardship you face, built a hard shell no one could break through. 

Instead of sticking to the awkward topic and Leon’s reassuring words, you decide to change the direction of this exchange. 

“Why did you call, Leon?” You ask, a tear forming in your eye due to the lack of sleep and the imminent yawn that threatens to escape from your mouth. 

The polite and tactful pattern was broken as soon as his name slipped from your lips. No agent nor Mr. Kennedy. For now, he is just Leon. 

Carrying a hint of embarrassment given his previous poor choice of words, he replies to your question.

“Mr. Clark’s wife is holding a funeral for him. I was going to tell you in case you wanted to go.”

His words catch your attention, the funeral could be the perfect opportunity to secretly investigate Patricia. In hindsight, a hunch tells you she isn’t involved—at least directly— in the candidate’s death. But it could give you some clues you may have overlooked.

“Are you going?”

“I might.”

You absentmindedly nod, acknowledging his answer. 

“Got it…” You play with the phone’s cord. “I’ll see you there, I guess.”

The chapel shimmers with almost blinding lights. Even though the nature of a funeral is dull and gloomy, the contrast is obvious. The whole setting is the perfect opportunity to show off, once again, the money that was being spent on it. The air is filled with raw indifference and overall pure narcissism. 

The lack of mourning and tears throw you off, especially when you feel like an outsider, you don’t belong here. Besides the fact that, of course, no matter how much you worked you could never afford the type of brand every individual was wearing—there is this feeling you can’t brush off. 

Your eyes travel over the room, searching for the wife now a widow. It is easy to get distracted by the mingling of certain guests and hushed laughs. Time and place… you thought.

What is supposed to be a thousand agonies and a sea of sorrow turns out to be the perfect act of grief. Let God be the judge of these people who surround themselves in the miseries of others. 

Amidst your judgment of everyone in the room, your task of finding Mrs Clark comes to an abrupt stop as a figure you recognize makes its appearance. Now wearing a dark blue suit, Leon’s frame is unmistakable. 

He’s next to a woman, brunette hair that reaches her back. A black fascinator is perfectly placed on her head, a wave of cringiness washes over you for the choice of fashion she went with. That must be Patricia Clark.

Confident but subtle, the cackling sounds of your high heels mix with the hushed chit-chat of those in the room. At last, it comes to a stop as you find yourself behind the widow and Leon who had previously acknowledged your presence. 

And for a moment, your eyes lock with the agent’s who wears an expression that could only be described as an attempt to warn you about something. But for now, you drift your attention towards the task at hand.

“Good afternoon, Mrs. Clark.” You extend your hand while you introduce yourself. “I’m so sorry for your loss.” 

Manners, of course. You couldn’t feel sorry, especially now that you know that besides being an empty-headed politician, Robert Clark was an almost-murderer. 

However, you regret the fact that you chose the polite way of approaching as soon as your hand reached the air instead of the brunette-haired woman’s hand. Then, you realized this wouldn’t be as easy as you had thought.

A bemused expression forms in your face but it fades rather quickly as you remember your objective here. Taken aback, you pull your hand away before bringing them both behind your back. 

Leon doesn’t seem surprised by the blatant uncordial treatment Mrs. Clark just gave you. A sneer is present in his face as if he were saying ‘I told you so.’

“Don’t take it personal, darling.” Her voice tone reeks of arrogance and a know-it-all feeling. “I’ve been here for God knows how long. My hand may as well fall off if I keep shaking hands.”

There was no reason to feel amused by the whole interaction, you have dealt with these types of people before. But, the coldness and tactlessness of her words throw you off.

“I understand.” You feign agreement as if the fact that her husband is fucking dead is merely a minor detail. “But please, allow me to share my condolences. A woman as young as yourself shouldn’t be experiencing this.”

You resort to false praise words. There’s nothing else these fuckheads love more than people licking their shoe soles and acting like they are the only people living in the world. 

“It’s indeed difficult.” The woman brings her hand to her eyes, wiping the nonexistent tears that were supposed to be there. “My husband preferred to shoot himself instead of continuing being the man of the house.”

What a bitch.

Glancing at Leon, you find him crouching down in front of an infant. Given his brown hair, he must be one of the two Mr. and Mrs. Clark's children. 

“Is that your son?” You ask. 

“Yes…” An exasperated sigh again. As if she doesn't want to be here. In a sense, it is comprehensible but her overall personality wouldn't allow you to feel an ounce of sympathy. 

“How's he dealing with everything?” And after that question, you believe Mrs. Clark will snap at you any time now.

“Like every other kid would.” She replies, sparing not even a glance toward her own child. “He prefers her nanny anyway.”

Mentally cursing the mother, your lips tug a forced smile, one that doesn't reach your eyes but symbolizes the end of this meaningless conversation.

Your eyes travel until they land on Leon and the kid. The little one's eyes seem wet with tears that he so bravely holds back. 

Talking to children and elderly people was always the most difficult part of this job. Ever since you took it, those were your soft spot and Achilles’ ankle.

Leon notices your hesitation and motions you to join him. Scooting a bit, he gives you some space for you to crouch down too.

Greetings haven't been exchanged yet, instead of a hello, Leon welcomes you with a name.

“Lucas.” He whispers as you lower yourself to be at eye level with the infant. 

You nod. 

Lucas looks no older than 5 years old. A mop of brunette curly hair adorns his head. 

“Hi Lucas…” You give the little boy a gentle and warm smile. He blinks some tears that fall from his cheeks to the ground. 

There's no response, which it's okay. Unlike his mother's behavior, you know this innocent human is actually grieving. 

You take your time as tiny hiccups and soft sobs keep Lucas from forming actual sentences. 

“Lucas, this my friend.” It was Leon’s turn to speak. His usual chatty tone was replaced by an almost fatherly voice. “You told me you like making friends, didn't you?”

You watch as the little one slowly nods and wipes away the tears that keep rolling down his face. But this time, his sobs are coming to a stop.

“Are you daddy's friend?” He finally asks. However, the question was one you didn't expect. 

“Yes.” You lie, as a detective you are used to telling white and not so white lies just for the sake of finding a bigger truth. But lying to a child wasn't something you were looking for. 

“Okay…” Lucas responds and looks at both of you and Leon. A flick of light between the living hell of those pretentious people who act like they care.

“Daddy must be proud to see how strong you're right now.” Leon speaks once again and you witness how he ruffles Lucas’ hair in an attempt to cheer him up. 

“You think so?” Lucas’ voice, for one, is higher than just a whisper. And for the first time, you notice how he's missing one of his teeth. “Daddy always told me to be as strong as him every time he went to the doctor.”

The word doctor set both of you and Leon off. According to Robert Clark's medical history, he was a healthy individual. No illness and not even allergies. 

“Doctor? Was your daddy sick?”

“Weren't you daddy's friend? You should know…” You didn't expect to be outsmarted by a kid.

“Your daddy didn't want us to worry.” Second lie on the day, you're keeping count. “That's why he never told us.”

A pause lingers in the air as you reply to the child. It takes a while before he can answer your question as if conditioned not to talk about his father's doctor visits.

“He sometimes went to the doctor,” Lucas explains after a few seconds of reluctance. “He told me not to tell mommy or nanny. Maybe he didn't want them to worry too.”

“Was your daddy sick?” Leon asks in the same gentle tone he has kept throughout the conversation.

“Dunno…” Lucas pouts. “Doctor was also daddy’s friend.”

The kid’s naivety is providing you with more information than his mother could give you. Of course, his guileless wouldn’t serve any purpose legally speaking. But, it can give you some insight into Mr Clark’s background and motive.

And once again, you don’t have time to process the information as the rumbling of a stomach guides your attention toward Lucas.

“Sir?” Lucas’ eyes meet Leon’s blue ones. “Mommy said she’s busy… But I’m hungry.”

Leon offers Lucas a kind smile.

“Tell you what, kiddo. There’s a coffee shop near here, I’ll buy you something to eat.”

Lucas’ eyes seem to get brighter at the prospect of eating, it leads you to think how long has it been since he last ate something. 

When you are turning your back to follow Leon out of the chapel—because there was no way would stay there for a second longer— you feel a tiny hand wrapping around your sleeve. 

“Miss.” A pause and a deep breath. “Do you think daddy’s in heaven?”

“...”

“Yes, he is.” The third and last lie.

You tag along with Leon, both of you walking down the street until you reach a coffee shop. No words are exchanged and a rather awkward silence sets between both of you. 

Your mind is somewhere else while your body works on its own. You don’t even notice when Leon asks you something, too worried about the case, too scared something bigger than you may eat you whole if you keep poking your nose where it doesn’t belong. 

However, as stubborn as you could be, justice needs to prevail. 

While biting the inside of your cheeks, Leon’s words bring you back from your trance. “Hey? I asked you if you wanted something.” 

You come to notice that you have already walked towards the cash register. Both the cashier and Leon’s eyes fall on you. 

“An Americano.”

You come up with the quickest answer you could think of. You watch Leon take out his wallet and pay with cash. 

Eventually, both of your orders plus Lucas’ are called and you decide to take a break albeit your attempt at telling Leon there was no time to lose. 

“So… any luck with Mrs. Newly Widow?” Leon asks as he takes a bite of his sandwich. 

“Nope.” You stir your coffee and blow some air. “Didn’t know she would be so difficult to deal with.”

“Well, she’s no more difficult than you.” He replies jokingly with a feeble smirk on his face. 

“Oh, you’re funny. How many times have you used that one with other people?” You retort, the sarcastic answer flying so gracefully out of your lips as if you have been ready for one of his remarks. 

“See! That’s what I’m talking about.” He gestures at you. “I’m trying to be friends with you but you push me away.”

Silence dawns upon both of you as you exhale. Although Leon has been nothing but respectful—in his own way— the fear of looking polite and weak with a colleague is still very much present. 

Dropping the act of being cold and emotionless isn’t something that you are looking for nor planning to do. Not until you could show the world that you are, in fact, as capable as any other man. 

“Look, Leon,” You speak in a calm tone. “I don’t make friends, not in this field and especially not with men.” 

As you say so, you reach for a sugar packet. No americano tastes good without sugar.

“Sorry.” You add. 

There is nothing to feel sorry about. Your feelings and boundaries shouldn’t depend on someone else. Yet, a part of you couldn’t help but regret your bold choice of words.

“Hey, nothing to apologize for.” And even though he was the one who suggested the whole friendship thing, he is also the one who is soothing the waters. “I know men in general can be a pain in the ass.”

That causes a huff to slip out of your mouth. “Trying to win points?”

“Not really.” He says while chewing on his sandwich. “Besides, you’re too smart for that.”

You chuckle, finally ripping the material of the sugar packet. “Finally we agree on something.”

Drumming his fingers against the hard wooden material both of your gaze into the distance, not adding anything else to the conversation. The aroma of coffee fills the area where you are sitting with Leon. 

“Lucas, Mr. Clark’s kid… you were good with him.” It slips off your tongue rather easily. A tinge of sincerity washes over your statement. 

And you can observe how Leon’s face went from a resting and soft expression to a stunned one. However, after your previous comments, the awkward and uneasy feeling shifted into an amiable one. 

“Was I?” Almost incredulous and even insecure. A slight trace of a vulnerable side you haven’t seen nor expected. “Thanks.”

Judging by his expression, Leon either had a soft spot for kids just like you or there’s something else you don’t know. Most agents show themselves as cold-hearted creatures who give no shit about anyone but themselves or their missions. 

But it’s none of your business.

“What Lucas told us, about the doctor. Do you think it may be related to the case?” You ask, back to your normal and professional self.

“I believe it can help us to investigate further,” Leon replies. “but I fail to see how this doctor could be of any help in this case.” 

“Maybe not on this one…” You murmur not even noticing the words that fell from your lips.

“What do you mean?” Leon notes your slight behavior change. Clearing your throat, you shake your head dismissing your previous words. 

“Nothing.” For now, the missing civilians’ case doesn’t need to be exposed. You fear the government is behind it and the one you’re currently investigating. You don’t need Leon to follow each step you take, especially given his association with the nation’s leaders.

Taking one last sip of your drink, you raise your wrist and read the time. Going back to the chapel wouldn’t bring you more information. Not when everyone seemed more focused on their conversations rather than helping.

Searching through your wallet, you pull a 10 dollar bill and place it on the table, next to your empty cup of coffee.

“What is that?”

“For my coffee.” You respond, getting up from the chair and looking back at Leon. “I don’t like owing to people.”

“You don’t have to, you know?” Leon chuckles and shakes his head. “It’s on me.”

“Well…” You reply. “Then make sure to give it back to me one day.”

Ephesians 6:10-18

Finally, be strong in the Lord and in the strength of his might. Put on the whole armor of God, that you may be able to stand against the schemes of the devil. For we do not wrestle against flesh and blood, but against the rulers, against the authorities, against the cosmic powers over this present darkness, against the spiritual forces of evil in the heavenly places. Therefore take up the whole armor of God, that you may be able to withstand in the evil day, and having done all, to stand firm. Stand therefore, having fastened on the belt of truth, and having put on the breastplate of righteousness

Leon’s hands are clean, metaphorically speaking. But his mind is not.

He wasn’t directly involved in the numerous deaths of politicians and CEOs. He just provided the right amount of information for them to kill each other. Playing God amongst them, in a way only he could recognize and embrace.

Death has rejected him but he brings that destiny upon those who sought to destroy the peace settled in the city and therefore nation. That’s the role he accepted once the curse of immortality ran deeply in his veins. 

It all started with hints he would drop in the middle of conversations. Twisted words that would seed doubts among elitists. Alliances were broken easily, that he needn’t worry about. But some partnerships were harder to break, sly statements would get him anywhere.

So, direct accusations were made. Obviously, under a fake name or rather an anonymous identity which would prompt people to feel paranoid even in their own homes. It took less than a week for lesser pawns to be found dead or disappear under odd circumstances. Of course, those who own the city would leave no trace of their crimes—so even for him, a federal agent, it was impossible to reach them without his mission being discovered. 

So, as soon as he was assigned to help you in this mysterious case, he was delighted. He’d play his pieces right and boom, he’d wriggle his way into the elite that control the city with their tainted and bloody hands and root out the evil.

However, he wouldn’t have thought that his “eternal suffering” disease would act the first moment he saw you. 

Ever since he was transformed, the adaptation path was rough and difficult to deal with. Nonetheless, he made a promise to never act upon his instincts, no matter how unbearable they could get.  

When he first saw Mr. Clark’s body, it wasn’t surprising. He knew he would choose the path of dying instead of facing his crimes and past. They’re all like that. Cowards, good for nothing, worthless, usel—

A sugary and pleasant aroma flooded his senses which immediately put him at ease amid the gruesome scenario lying underneath his frame. 

It wasn’t coming from the dead bastard, that he knew. So what is it? The smell was getting even more prominent each second that passed. It made him dig his short fingernails into the palm of his hand, forming tiny half-moons on the thin skin. 

His senses were never that heightened nor his body was that sensible to even the softest of draughts. 

And his body worked on his own as soon as the doorknob tweaked, he turned around and acted as if his work was the only thing on his mind.

As if his eternal life wasn’t about to change forever. When forever only meant pain and sorrow, at least for Leon.

[mylifeisfruk4ever]

Mortal Kombat Isekai Au: Jonshi Edition

Open to further information in case of requests

John Carlton is an actor on the verge of bankruptcy, divorced and desperately in need of a well-paying job to pay off at least some of his debts. A friend suggests that he audition for a film based on a well-known video game. John does so and, surprisingly, gets a role.

There's one problem: the role is that of Johnny Cage, a minor villain with little screen time.

Not in a position to retreat, John complains to his agent, who forces him to play the game to learn as much as he can about his character. Needless to say, it's a disaster.

John plays, but discovers that not only is Johnny a minor villain, but a scum villain, betraying the champions out of greed. He understands that if he plays Johnny's role, the internet will tear him apart, and it will be even harder for him afterward. If the film is successful, the role will stick with him and everyone will hate him. If it goes badly, the blame will somehow be placed on him and his decline.

He calls his agent to say he has second thoughts, but someone enters the house and hits him. He hears the intruders arguing and realizes that they were sent by his ex to pocket his life insurance. Jock on her, she won't get a dime, it will all go to his daughter, Cassie, born from his first college girlfriend.

John dies. The end? No, beceuse he wakes up in MK world as Johnny Cage. Needless to say, he doesn't take it well

In the game, Johnny betrays the protagonists, blinds one of them, messes up and then dies like an idiot. John doesn't want die again. The first time was painful, the second time would be worse.

John doesn't have time to come up with a plan to avoid his destiny : immediately gets involved in the first level of the game, the fight between him and Kenshi.

Surprisingly, he wins the fight, and Kenshi is at his mercy. John doesn't want anything to do with the other man, and wants to hand over Sento to him. Too bad Liu Kang arrives and decrees that they have been chosen as champions.

John is in the shit

If he follows Lui Kang, he will end up killed. If he refuses, he will be sought by the god's enemies and will never be safe. He chooses the lesser evil and follows the god.

Another thing he hadn't foreseen: Kenshi always with him for Sento. Kenshi has to beat Johnny to have the right to have the sword, but he never wins, you want bad luck, you want that world's defaults.

"Fuck, fuck, fuck, fuck! Now he hates me! Forget Sub Zero, Kenshi will kill me.

What John doesn't know is that Kenshi doesn't hate him. On the contrary, he is very attracted to the actor. In his clan the strength is highly respected and all of his ancestors married strong people.

So, John fears he's in a revenge story, Kenshi and everyone else are in an epic story, but for them it's also a rom com. John is oblivuous, Kenshi is extra hocked by him.

[gardenwalrus]

Barry Leonard, 'Why I couldn't stand the pace with The Beatles', Daily Express, 8 January 1964

…who, as reported yesterday*, has resigned from his job as personal assistant to Brian Epstein, the Beatles' manager, because he found the "strain of success" too much for him. IT takes a machine to keep the Beatles at the top of the pop music world, where they earn £3,500 a week between them. I was part of the machine. But, at 20, I found the pace too hectic. So I resigned. Brian Epstein is the king of the Beatles' empire. He is: 29, earns about £30,000 a year, drives a big Jaguar, and lives In a £2,000-a-year flat In Belgravia. 

FRENZIED I was his personal assistant working from 9.30 one morning until, very often, 4.30 the next. It was a fabulous but frenzied life and the strain grew until I could take it no more. I worked in Epstein’s office in Moorfields, Liverpool… up concrete stairs, past the doors of estate agents, insurance brokers, and surveyors, behind a door at the top marked “Nems Enterprises.”

HOW THEY WORK After a long day of office work organising the life of the Beatles and the other groups In Epstein's stable, I would go off to wherever the Beatles were performing. Two performances In Preston, perhaps, followed by a charity gala with one or more of the Beatles judging a beauty contest. Back to Liverpool by 4.30, sleep and another day's work only five hours away.  I had to get out. But while I was in the Beatles organisation I had a unique chance to see how they work.  The Beatles split equally their £3,500 a week. There is no official leader of the group. People tend to assume that the leader is Paul McCartney - who is 21 - because he looks the most intelligent. He is shrewd and knows where he is going.  He doesn’t want to remain just a pop singer and rhythm guitarist and he is trying to lose his Liverpool accent. John Lennon, 23 years old and the only one yet married, really stands out among the Beatles. Lennon can be somewhat hard and cynical. But he, too, is very intelligent. George Harrison, lead guitarist and 21, is dogmatic and probably enjoys himself more than the others. QUARREL Ringo Starr, the 23-year-old drummer, hasn’t much to say. He is the only one who didn’t go to grammar school and perhaps he feels a little out of it. He tends to be led by the others. None of them is really the boss. They really do work as a team. They quarrel: often about trivialities like what kind of suits to wear. But these arguments are patched up in a moment. Much of their music is written by Lennon and McCartney … on a coach, a train, between shows, in a hotel. The others give them ideas. They are down to earth. They sing about what they see and hear. What could be simpler than “I want to hold your hand”? REWARDS The Beatles react very differently to success. John Lennon treats it off-handedly. Paul is the one who loves the limelight. To George Harrison it means that he now has money to do whatever he wants.  He tends to be lavish with money. John has his family to provide for - he has a small son. Ringo is trying to buy some hairdressing shops in Liverpool with his. Paul has taken out large life insurances. Being a Beatle may bring rich rewards. But it’s hard work.   And being a member of their machine is hard work too. It was too much for me. 

*The Daily Express report on 7 January 1964:

The Beatles hear of the article in Brian Epstein's office, including Leonard's remark that Paul is trying to lose his accent (quote taken from this post! x)

In an article in the Daily Express Leonard told about his experiences with the Beatles. Among other things, he said Paul wanted to leave the group and was trying to lose his Liverpool accent. As the Beatles gathered at the office of their accountant, Epstein mentioned the story to Paul. ‘Barry says you are trying to lose your accent,’ he said. ‘Couldn’t,’ muttered John, as he examined a likeness of the Beatles fashioned in papier mâché.

- Michael Braun, Love Me Do! the Beatles' Progress (1964)

Barry Leonard also later gives a more in-depth interview of his time as Brian's assistant to Tit Bits magazine in April

[jacquelinemerritt]

Dragon Ball Z: Abridged Episode 31 Review

Originally posted December 15th, 2015

Reflection and humble beginnings.

Last season, Team Four Star began with intensity and focus on the story they were going to tell. As Bulma blasted off towards Namek, there was a sense of determination she shared with her creators; while she was determined to gather the Dragonballs and bring her friends back to life, Team Four Star was determined to retell the Freeza saga with the appropriate weight such a story deserved.

They were burdened with a great task of satisfying the expectations of their fans, most of whom had already seen the original Freeza Saga and held it in high regard, and they let their viewers know that they were going to take that task seriously. Now, however, the Freeza saga is over, and it was pretty clearly a success. Imperfections aside, Team Four Star did an excellent job retelling this story, and that fact is something I’m sure they are keenly aware of.

It’s fitting then, that they choose to begin season three not with determination, but with reflection. While they tease at an ominous story to come with Garlic Jr., by the end of the episode they show that to be a red herring; the important story here is a simple but personal tale following Krillin and his new girlfriend, Maron.

Now, Krillin is not my favorite character in this series,1 but he is my fourth favorite character because, despite being constantly overwhelmed and afraid, he still persists and does his best to fight alongside people who are essentially gods. He’s also the most human character in this series, which is made incredibly clear in this episode as he struggles with whether or not Maron loves him because of who he is, or because of the money he obtained through insurance fraud.

This question keeps him up late into the night, and after having the most emotionally honest conversation of the series with a turtle, he decides that he’s going to tell Maron everything and see if she still loves him anyway. She never loved him at all, it turns out; she was investigating him for insurance fraud the entire time. Finding this out is heartbreaking, to be sure, but it’s also hilarious, and since Krillin’s wealth was obtained illegally, it feels like karmic justice as well.

The rest of the episode is also filled with small snippets of domesticity for the characters. Everyone attends a birthday party for Turtle, a talking turtle that everyone seems to care about and love for no apparent reason besides the fact that he seems pretty nice. Gohan and Chichi pound the tuna, in an attempt to take the place of Goku, and Piccolo chills on a mountaintop with Nail and Kami, talking about nothing particularly important. This is all incredibly refreshing, giving us a break from the intensity we just went through in the Freeza saga while still delivering a funny and entertaining episode.

Rating: 5/5

If you enjoyed this review, consider supporting me on Patreon.

Stray Observations

1My top three characters from Dragonball Z: Abridged are as follows: Piccolo, Gohan, and Vegeta in that order. Piccolo’s slightly too serious demeanor (which makes him feel perfectly out of place) and devotion to being Gohan’s father puts him at the top, Gohan’s bookishness combined with a will to fight (and anger/father issues) makes him second, and Vegeta’s superiority complex, devil-may-care attitude and excellent insults make him third.

Oh, Kanye, you always let us know when bitches be gold diggin’. (And then “American Woman” reminding us of that later.)

Kami: “Last time Mr. Popo had a booty call I found five corpses. He laughed when I said five.”

Bulma: “No one screws Yamcha but life.”

Krillin Owned: 29, because Maron isn’t just a gold digger, she’s a federal agent.

Maron: “I said I worked for the government, I never said I was a good person.”

Mr. Popo: “Oh don’t mind me Kami. I just had a bit of Italian for dinner.” Kami: “What does that-“ Mr. Popo: “’Cause it was nothing but Garlic!”

[gabrielxcelgateway]

How to Become a Licensed Insurance Agent with Gabriel’s Xcel Gateway

Embarking on a career as a licensed insurance agent is a rewarding journey that offers flexibility, growth, and the chance to make a meaningful impact. At Gabriel’s Xcel Gateway, we provide the tools, resources, and guidance you need to achieve your licensing goals and thrive in the insurance industry.

🎥 Watch the Video: How to Become a Licensed Insurance Agent?

Why Choose Gabriel’s Xcel Gateway for Your Insurance Journey?

At Gabriel’s Xcel Gateway, we specialize in state pre-licensure courses tailored to help aspiring insurance agents succeed. Our comprehensive programs are designed to guide you through every step of the licensing process, from preparation to exam success.

What You’ll Gain:

Expert Guidance: Learn from experienced instructors with real-world insurance expertise.

Flexible Learning: Study at your own pace, anytime, and anywhere!

Comprehensive Curriculum: Covers everything needed to pass state licensing exams.

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Steps to Become a Licensed Insurance Agent

Enroll in Pre-Licensure Courses Our state-approved courses cover essential topics to ensure you’re fully prepared for licensing exams.

Complete the Learning Modules Gain in-depth knowledge of insurance policies, ethics, and regulations through interactive lessons.

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Launch Your Career Begin your journey as a licensed insurance agent and open doors to endless opportunities.

Watch & Learn

Our latest vlog delves into how you can become a licensed insurance agent, offering insights, tips, and real-life success stories. Whether you’re starting from scratch or looking to expand your expertise, this video is a must-watch!

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[justinbrennan]

Dream It. Do It | Justin Brennan

Dream It. Do It | Justin Brennan https://www.youtube.com/watch?v=ZC7mXP7rgEk ADD SHORT DESCRIPTION Please visit my website to get more information: https://ift.tt/6G0S7ly 🔔 Unlock multifamily real estate success! Subscribe for inspiring podcast insights on acquiring and developing multifamily properties, success stories, & growth strategies. https://www.youtube.com/@JustinBrennan/?sub_confirmation=1 🔗 Stay Connected With Me. 👉 Facebook: https://ift.tt/nBVSDZt 👉 Instagram: https://ift.tt/NhcKpn2 👉 Linkedin: https://ift.tt/shPB09I 👉 Watsapp: https://ift.tt/B93iVd8 👉 Website: https://ift.tt/6G0S7ly ============================= 🎬 Recommended Playlists 👉 APARTMENT INVESTING https://www.youtube.com/playlist?list=PLStA37XUJ_FH8nPpDK_bQksoz9F8G9-Fo 👉 A2G Short Clips https://www.youtube.com/playlist?list=PLStA37XUJ_FGBgSZU_GQ_6KhXcTAxVG_B 🎬 WATCH MY OTHER VIDEOS: 👉 Buying A Multifamily In 90 Days For $18,000: Case Study With Justin Brennan https://www.youtube.com/watch?v=AsPrXZi_LFI 👉 ADU's Flipping & Real Estate with Brian and Nick | Abundance2Give https://www.youtube.com/watch?v=t_94wkQJwKc 👉 Las Vegas Mafia & Real Estate with Rob Brown | Justin Brennan | Abundance2Give https://www.youtube.com/watch?v=p2ZM8ehsxG0 👉 How To Buy Multifamily Apartments In 90 Days | Multifamily Investing https://www.youtube.com/watch?v=neG5DujMGfg 👉 The future of San Diego | Justin Brennan https://www.youtube.com/watch?v=2xxR21SSRPc ============================= ✅ About Justin Brennan. Welcome to Justin Brennan's channel! As CEO of The Brennan Pohle Group, I focus on acquiring and developing multifamily properties across the U.S. With over 500+ units and $157M in assets, my team and I aim for 10,000+ units and $4B in assets. Here, I share my journey and expertise in real estate, from title insurance to property management. Join me for insights on multifamily real estate, investment strategies, and personal growth. Subscribe for tips on achieving financial freedom and giving back. 🔹EXPERIENCE • Licensed REALTOR ®DRE#01866398 • 15 years experience as a Realtor and Investor • Former Asset Manager for Chase & Fannie Mae. (Handled thousands of distressed properties, short sales, and REOs throughout the USA.) 🔹EDUCATION: • Degree in Finance & Marketing - Pepperdine University • Masters Degree in Business - University of San Diego • Masters Degree in Real Estate Development - University of San Diego Burnham Moores • Certified Distressed Property Expert (CDPE) • Certified Investor Agent Specialist CIAS) 🔔Ready to master the multifamily real estate game? Subscribe for expert insights & podcasts on multifamily investments, growth tactics, and industry expertise. https://www.youtube.com/@JustinBrennan/?sub_confirmation=1 ================================= ADD HASHTAG HERE Disclaimer: Any information or advice on this channel is for educational and general guidance only. Justin Brennan and his affiliates shall not be liable for any damages from using the content. Consult a financial advisor before making investments. All information is provided 'as is' without warranties. Links to other websites are for convenience; read their privacy statements. Comments are reviewed and may be deleted if inappropriate. Public comments do not reflect the views of Justin Brennan and his affiliates. Copyright Notice: This video and my YouTube channel contain dialogue, music, and images that are the property of Justin Brennan. You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to my YouTube channel is provided. Justin Brennan, JustinCBrennan.com, Multifamilyi.com, MultifamilySchooled.com, BrennanPohle.com. All Rights Reserved. © Justin Brennan via Justin Brennan https://www.youtube.com/channel/UCjR741czRkmAzoBKAlrPf6Q December 19, 2024 at 04:26AM

[richardcrepeau]

Need a Car Accident Lawyer Near You? Here’s What to Look For

Accidents happen. One moment, you're driving peacefully, and the next, chaos erupts. You’re left with medical bills, insurance paperwork, and endless stress. A car accident lawyer helps you cut through the noise. Their role? Ensure you get fair compensation while handling the legal headaches. Statistics show that over 6 million car accidents occur annually in the United States. Without proper representation, victims often settle for far less than they deserve.

Experience and Specialization

Lawyers are not one-size-fits-all. Some focus on family law, others on corporate litigation. You need someone who specializes in car accidents. Their knowledge of traffic laws, insurance policies, and injury claims sets them apart. Experience matters. Would you trust a surgeon fresh out of medical school? Exactly. Look for a lawyer with at least five years of experience handling car accident cases. Specialized attorneys win higher settlements because they know how to navigate the system.

Track Record of Success

Results speak louder than words. A lawyer may sound convincing, but their record tells the real story. Ask about past settlements and verdicts. Have they handled cases similar to yours? Success rates above 90% are a good indicator of competence. Beware of lawyers who dodge these questions. If they can’t prove success, why should you trust them? Remember, your future is on the line.

Local Expertise

Location matters. Local lawyers know state laws and court systems better than outsiders. For example, fault and liability rules vary by state. A lawyer familiar with your area understands how judges and insurers operate locally. They’ll leverage this knowledge to your advantage. Google “car accident lawyer in Brooklyn” for tailored options. Hiring someone miles away is like using a map of Europe to drive in New York—useless.

For car accident lawyers directory check out: https://www.justfyi.net/car-accident-lawyers/

Communication and Availability

You need answers, not voicemails. Effective communication is crucial. A good lawyer responds promptly, keeps you updated, and simplifies legal jargon. Ask about their availability upfront. Will you deal directly with the lawyer or their assistant? If they can’t prioritize your case, move on. You don’t need a lawyer who’s harder to reach than a customer service agent.

Client Reviews and Testimonials

People love sharing opinions, especially when they’re dissatisfied. Check online reviews and testimonials to gauge client satisfaction. Look for patterns—do clients mention professionalism, results, or lack thereof? Trustpilot, Google Reviews, and Avvo are reliable sources. A few bad reviews are normal, but excessive complaints about communication or competence are red flags. You’re hiring someone to fight for you—make sure they have the battle scars to prove it.

Fees and Payment Structure

Money is always a factor. Most car accident lawyers work on a contingency fee basis. This means they only get paid if you win. Typically, they take 25-40% of the settlement. It’s a fair trade-off. Avoid lawyers who demand upfront fees. If they’re confident in winning, they’ll wait for their cut. Always clarify the percentage and any hidden costs before signing.

Trial Experience

Settlements are common, but some cases end up in court. Your lawyer must be prepared to fight. Trial experience matters. Insurance companies know which lawyers avoid court and use it to their advantage. A strong litigator sends a message—you’re ready to go the distance. Ask your lawyer about their trial history. If they fumble this question, consider it a red flag.

Personalized Attention

No two car accidents are alike. Cookie-cutter solutions don’t work. Your lawyer should treat your case with care, understanding your specific needs. If they’re juggling hundreds of cases, your file might gather dust. During the consultation, assess whether they listen or rush you through. Lawyers who value you will make time for your concerns.

Understanding Insurance Tactics

Insurance companies aren’t your friends. Their job? Minimize payouts. Adjusters often offer quick settlements that barely cover your expenses. Lawyers who know their tricks can counter them effectively. For instance, insurers might argue your injuries are pre-existing or downplay your pain. A seasoned lawyer challenges these claims with evidence, medical records, and expert testimony. You deserve compensation, not charity.

Clear Strategy and Approach

Winning a case requires a plan. Your lawyer should outline their strategy during the initial consultation. Ask them how they’ll handle evidence, witnesses, and negotiations. If they mumble vague answers, reconsider your choice. A solid lawyer will explain their approach clearly and confidently. You’re not psychic—you shouldn’t have to guess their plan.

Medical Connections and Expert Resources

Serious injuries require expert testimony. Lawyers with medical connections strengthen your case. They collaborate with doctors, accident reconstruction specialists, and economists. Why does this matter? Expert reports help prove liability, damages, and future expenses. For instance, if you’re unable to work, an economist can calculate lost wages. A lawyer without resources is like a builder without tools—useless.

Compassion and Empathy

Legal battles are exhausting. You’re not just another case file; you’re a person dealing with trauma. Compassionate lawyers offer support while fighting aggressively for your rights. They balance professionalism with humanity. Cold, robotic attorneys may win cases, but they leave clients feeling ignored. Empathy matters, especially when you’re already overwhelmed.

Red Flags to Avoid

Not all lawyers are trustworthy. Watch out for these red flags:

Guaranteed outcomes: No lawyer can promise a win.

Pushy behavior: If they pressure you to sign, walk away.

Poor reviews: Patterns of complaints signal deeper issues.

Lack of transparency: Hidden fees or unclear strategies are unacceptable.

Trust your instincts. If something feels off, it probably is.

Questions to Ask During the Consultation

The consultation is your chance to evaluate the lawyer. Here are key questions to ask:

How many car accident cases have you handled?

What’s your success rate?

How often do you go to trial?

How will you communicate with me?

What’s your fee structure?

Who will handle my case?

Their answers reveal their competence and approach. Take notes, compare responses, and make an informed decision.

Benefits of Hiring the Right Lawyer

The right lawyer makes all the difference. They increase your chances of a higher settlement, reduce stress, and handle paperwork efficiently. Studies show that accident victims with lawyers receive up to three times more compensation than those without. It’s a no-brainer. Hiring an expert ensures you’re not short-changed.

Final Thoughts

Car accidents are life-changing events. You need someone in your corner who knows the law, understands your needs, and fights relentlessly for you. Choosing the right car accident lawyer requires research, but the effort pays off. Focus on experience, communication, and results. Trust reviews, ask questions, and listen to your instincts. The right lawyer will make your recovery smoother—both financially and emotionally.

Now, stop procrastinating and start searching. Your future depends on it.

[alpinebrokeragenorth]

Insurance Agents and Brokers NJ- Blog

Share Local Insights: Offer posts on NJ-specific insurance trends, like changes in state regulations, to help clients understand how these impact their policies.

Highlight Coverage Tips: Create microblogs explaining coverage options (e.g., auto, homeowners, health) in easy-to-understand language.

Client Success Stories: Share anonymous testimonials showcasing how you've helped clients find savings or navigate claims.

Dispelling Myths: Correct common misconceptions about insurance—this builds trust and establishes you as an expert.

Interactive Polls & Q&A: Post polls or respond to FAQs on industry changes, making content engaging while showcasing your expertise.

[yourinsurancelicense]

A Prime Guide to Online Insurance License Courses: Stepping Stone to Success

Seeking an exciting insurance career? Clearing your insurance license exam is the first significant move. We, at Your Insurance License, offer detailed online courses. These are crafted to get you ready for the Life, Accident, and Health Insurance exams. With a history of success and strong experience, we're your reliable ally in reaching your licensing objectives.

Why Choose Your Insurance License?

Your Insurance License is recognized as a top provider for life, accident, and health insurance pre-licensing training. Here’s why thousands of aspiring insurance professionals choose us:

Comprehensive Course OfferingsOur courses cover all essential topics, including life, accident, and health insurance. We provide a mix of online classes and optional classroom training, ensuring that every learning style is catered to. Whether you prefer interactive assessments, engaging multimedia content, or traditional study materials, we've got you covered.

Blended Learning PathsUnderstanding that each student has unique learning needs, we offer a blended learning approach. This includes customized learning paths that help you grasp difficult concepts effectively. Our materials are designed to make complex topics simple, enabling you to prepare efficiently for the exam.

Expert InstructorsOur team of nationally-approved pre-license education instructors brings years of real-world experience to the table. For instance, our CEO, Justin, has been actively licensed as an insurance agent for nearly a decade and has helped thousands pass their exams. His expertise ensures you’re learning from the best.

Tailored Solutions for Corporate Partners

We also cater to corporate clients with bulk and subscription pricing. Our corporate solutions are ideal for companies looking to train multiple employees simultaneously. With our online platform, you can provide your team with top-tier training at an affordable rate, ensuring they are well-prepared for their licensing exams.

Prepare to Pass with Confidence

Our online courses are designed to help you master the content and skills needed to pass your insurance licensing exam. Here’s what makes our courses stand out:

Rich Online ContentOur courses are packed with interactive assessments and multimedia content. These tools help reinforce your understanding and keep you engaged throughout the learning process.

Customized Learning PathsEvery student learns differently. Our platform allows you to tailor your study plan to your specific needs, ensuring you can focus on areas where you need the most improvement.

Regular Exam ReviewsWe offer exam reviews that help you gauge your readiness and identify areas for improvement. These reviews are critical in helping you build confidence before sitting for the exam.

Real Success Stories

Don't just take our word for it—hear from some of our successful students. Justin, our CEO, is a testament to our commitment to excellence. With nearly a decade of experience, he has mentored thousands of aspiring insurance professionals, many of whom have passed their exams with flying colors.

Valuable Resources and Support

In addition to our courses, we provide a wealth of resources through our blog. Whether you’re looking for study tips, practice exams, or insights into common mistakes to avoid, our blog is a valuable tool in your exam preparation.

Balancing Work and Study: Learn how to effectively manage your time while preparing for the exam.

NC Life Insurance Practice Exam: Test your knowledge with practice exams specifically designed for North Carolina's licensing requirements.

Common Mistakes to Avoid: Understand what pitfalls to avoid during your test prep to increase your chances of success.

Get Started Today

At Your Insurance License, we're committed to your success. Our comprehensive online courses and resources are designed to make your learning experience as seamless and effective as possible.

Ready to start your journey?

Enroll today in our top-rated online insurance license courses and take the first step toward a successful career in the insurance industry! Whether you're an individual or a corporate client, we have the right solution for you.

For any questions or more information, feel free to reach out to us at 774-606-6847 or email support@yourinsurancelicense.com. Your journey to becoming a licensed insurance professional starts here!

[amymedbiller]

Open Your Career: Top Online Jobs in Medical Billing and Coding for 2023

Unlock Your Career: Top Online Jobs in Medical Billing and Coding for 2023

Unlock Your Career:⁣ Top Online Jobs in Medical Billing and Coding for ​2023

The field of medical billing and coding is experiencing a robust growth trajectory, ⁤making it a lucrative career option for many. ⁣As ⁢healthcare facilities and insurance companies ⁣increasingly rely on accurate​ billing processes, ⁤the demand for skilled experts in this domain is at an all-time high. If you’re considering a career in this indispensable sector, you’re in good company. This ⁢comprehensive guide explores the top online jobs in medical billing and coding for 2023, complete with the benefits, skills ‌needed, and⁣ tips for success.

Understanding Medical Billing and Coding

Before diving into job opportunities, let’s clarify what medical billing and coding entail:

Medical Billing: The process of submitting and following​ up on claims ‌with health ⁤insurance companies to receive payment for services rendered by healthcare providers.

Medical Coding: The conversion of healthcare diagnoses, procedures, medical services, and ‍equipment into universal alphanumeric codes.

Why Choose a Career in Medical Billing and Coding?

There are ⁣several compelling⁣ reasons to pursue a​ career⁢ in​ medical billing and coding:

High ‍Demand: The shift to electronic health records and the need for efficient billing practices drive the demand for skilled ⁣professionals.

Flexible Work Options: Many positions are remote-friendly, offering the⁣ chance to work from home.

Competitive Salary: Salaries in medical billing and coding are attractive.

Job Security: Healthcare is a stable industry, providing robust job security.

Top Online Jobs in Medical‌ Billing and Coding for 2023

Here’s a closer​ look at some⁤ of the most sought-after online jobs in this field:

Job Title

Description

Average Salary

Remote Medical Coder

Responsible for coding⁢ and billing data accurately for healthcare providers.

$60,000 ‌- $80,000

Medical Billing Specialist

Handles the billing process and insurance claims for healthcare services.

$45,000 – $65,000

Compliance Officer

Ensures coding and billing ‌practices comply with laws and regulations.

$70,000 – $90,000

Health Information Technician

Manages ⁢and organizes health ⁣information data, ensuring its quality and security.

$50,000 – $70,000

Coding Auditor

Reviews medical records for accuracy and compliance​ with coding guidelines.

$65,000 – $85,000

Skills Required for Success in Medical ‌Billing and Coding

Equipping ‍yourself with the ​right skill⁢ set is essential for a thriving career. Below are key skills you should develop:

Attention to Detail: Accurate coding and billing are paramount ⁢to ensuring proper reimbursements.

Knowledge of Medical Terminology: Familiarity with healthcare terminology aids in efficient coding processes.

Analytical Skills: ⁤ Ability to evaluate and interpret complex data sets ⁢is crucial.

Technical Skills: Proficiency in coding ​software and electronic health records (EHR) is beneficial.

Communication Skills: Clear communication is vital for effective interaction with healthcare staff and‍ insurance agents.

Practical Tips to​ Succeed in Online Medical Billing and Coding Jobs

To boost your chances of securing a job⁢ in this competitive arena, consider the following tips:

Get Certified: Obtain certifications like CPC (Certified Professional Coder) or CCS (Certified Coding Specialist) to enhance​ your employability.

Network in the Industry: Join professional ‍organizations and attend conferences to‌ meet potential‌ employers.

Stay Updated: Keep abreast of changes in healthcare regulations ⁢and coding systems.

Build Technical Skills: Familiarize ⁢yourself with ⁣the software commonly used in the field.

Real-Life Case Study: Success Story in Medical Billing and Coding

Meet⁣ Jane, a mother ‌of two who switched to a career in medical coding after several ⁤years in ‌retail. Struggling to balance work and ⁢family life, she ⁢enrolled‌ in a medical coding course online. Within six months, she earned ⁣her⁢ CPC ⁢certification and landed a remote ‌job with a reputable healthcare provider.

Today, Jane enjoys a salary of $65,000 a year, values the flexible working⁤ hours, and has even inspired⁤ others ‍in ⁣her community ⁢to pursue similar paths. Her experience underscores the access and opportunities available in medical billing⁤ and coding.

Conclusion: Embrace Your Future in Medical Billing ⁣and Coding

The horizon of⁤ medical billing and coding holds promising opportunities for both⁣ newcomers and experienced ‌professionals alike. ‍As the healthcare sector continues to adapt and grow, so will the necessity for skilled medical coders and billers. ‍By leveraging the information in this‌ article and pursuing relevant certifications, ​you can unlock a fulfilling career‌ with significant potential for advancement.

Now is the perfect⁢ time to take the first step. Equip ⁤yourself with the⁣ skills, network effectively, ⁢and apply for positions that inspire you to reach new heights in your career. Start your journey in medical billing and coding today!

https://schoolsformedicalbilling.org/open-your-career-top-online-jobs-in-medical-billing-and-coding-for-2023/

[durgamoviereviewer]

Saripodhaa Sanivaaram Movie

Introduction:

“Saripodhaa Sanivaaram,” released on August 29, 2024, is a Telugu action drama film directed by Vivek Athreya. It features the talented Nani in the lead role alongside SJ Suryah, Priyanka Arul Mohan, and Murali Sharma. This film marks the second collaboration between Nani and Athreya, following their successful venture with “Ante Sundaraniki.” The narrative revolves around vengeance, justice, and the struggle against systemic oppression, encapsulated within a classic masala entertainer framework.

“Saripodhaa Sanivaaram” explores the life of Surya, a man who channels his anger into a weekly ritual of retribution against those who have wronged him, promising to keep his rage in check for six days. The film has generated considerable buzz, with audiences eager to see how Athreya reinvents traditional action tropes while maintaining a fresh narrative.

Story:

The story centers on Surya (Nani), a LIC insurance agent who lives by a unique code: he suppresses his anger throughout the week, only unleashing it against those who have wronged him on Saturdays. This unusual approach stems from a promise made to his mother, who instilled in him the importance of controlling his emotions. The plot thickens when a tragic incident in Sokulapalem pits him against the ruthless Circle Inspector Daya (SJ Suryah), a man who revels in punishing the villagers.

As Surya navigates his dual life one as a mild-mannered insurance agent and the other as a vigilante he encounters Charulatha (Priyanka Arul Mohan), a policewoman whose involvement complicates his quest for justice. The film intricately weaves together personal vendettas, societal injustices, and the emotional turmoil of its characters, leading to a dramatic confrontation that tests Surya’s resolve and moral compass.

For more information about this movie Click Here

[justinbrennan]

Network To Win | Justin Brennan

Network To Win | Justin Brennan https://www.youtube.com/watch?v=ftCiz0ZubYE ADD SHORT DESCRIPTION Please visit my website to get more information: https://ift.tt/estFhTN 🔔 Unlock multifamily real estate success! Subscribe for inspiring podcast insights on acquiring and developing multifamily properties, success stories, & growth strategies. https://www.youtube.com/@JustinBrennan/?sub_confirmation=1 🔗 Stay Connected With Me. 👉 Facebook: https://ift.tt/YZvp9lu 👉 Instagram: https://ift.tt/eX87Ohr 👉 Linkedin: https://ift.tt/hMaH1lJ 👉 Watsapp: https://ift.tt/2pR4I7H 👉 Website: https://ift.tt/estFhTN ============================= 🎬 Recommended Playlists 👉 APARTMENT INVESTING https://www.youtube.com/playlist?list=PLStA37XUJ_FH8nPpDK_bQksoz9F8G9-Fo 👉 A2G Short Clips https://www.youtube.com/playlist?list=PLStA37XUJ_FGBgSZU_GQ_6KhXcTAxVG_B 🎬 WATCH MY OTHER VIDEOS: 👉 Buying A Multifamily In 90 Days For $18,000: Case Study With Justin Brennan https://www.youtube.com/watch?v=AsPrXZi_LFI 👉 ADU's Flipping & Real Estate with Brian and Nick | Abundance2Give https://www.youtube.com/watch?v=t_94wkQJwKc 👉 Las Vegas Mafia & Real Estate with Rob Brown | Justin Brennan | Abundance2Give https://www.youtube.com/watch?v=p2ZM8ehsxG0 👉 How To Buy Multifamily Apartments In 90 Days | Multifamily Investing https://www.youtube.com/watch?v=neG5DujMGfg 👉 The future of San Diego | Justin Brennan https://www.youtube.com/watch?v=2xxR21SSRPc ============================= ✅ About Justin Brennan. Welcome to Justin Brennan's channel! As CEO of The Brennan Pohle Group, I focus on acquiring and developing multifamily properties across the U.S. With over 500+ units and $157M in assets, my team and I aim for 10,000+ units and $4B in assets. Here, I share my journey and expertise in real estate, from title insurance to property management. Join me for insights on multifamily real estate, investment strategies, and personal growth. Subscribe for tips on achieving financial freedom and giving back. 🔹EXPERIENCE • Licensed REALTOR ®DRE#01866398 • 15 years experience as a Realtor and Investor • Former Asset Manager for Chase & Fannie Mae. (Handled thousands of distressed properties, short sales, and REOs throughout the USA.) 🔹EDUCATION: • Degree in Finance & Marketing - Pepperdine University • Masters Degree in Business - University of San Diego • Masters Degree in Real Estate Development - University of San Diego Burnham Moores • Certified Distressed Property Expert (CDPE) • Certified Investor Agent Specialist CIAS) 🔔Ready to master the multifamily real estate game? Subscribe for expert insights & podcasts on multifamily investments, growth tactics, and industry expertise. https://www.youtube.com/@JustinBrennan/?sub_confirmation=1 ================================= ADD HASHTAG HERE Disclaimer: Any information or advice on this channel is for educational and general guidance only. Justin Brennan and his affiliates shall not be liable for any damages from using the content. Consult a financial advisor before making investments. All information is provided 'as is' without warranties. Links to other websites are for convenience; read their privacy statements. Comments are reviewed and may be deleted if inappropriate. Public comments do not reflect the views of Justin Brennan and his affiliates. Copyright Notice: This video and my YouTube channel contain dialogue, music, and images that are the property of Justin Brennan. You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to my YouTube channel is provided. Justin Brennan, JustinCBrennan.com, Multifamilyi.com, MultifamilySchooled.com, BrennanPohle.com. All Rights Reserved. © Justin Brennan via Justin Brennan https://www.youtube.com/channel/UCjR741czRkmAzoBKAlrPf6Q December 18, 2024 at 04:21AM

[system2thinking]

Achieve Your Title Agency Goals with System2Thinking

The world of real estate thrives on smooth transactions, and at the heart of this process lies the crucial role of title insurance. For those venturing into the realm of title agencies, obtaining the necessary licensing can feel like entering a labyrinth. However, fear not! This comprehensive guide, courtesy of System2Thinking, your title insurance licensing consultant, sheds light on the complexities of title agency licensing and empowers you with the knowledge needed for a successful journey.

Understanding the Landscape: Title Agency Licensing Demystified

Title agency licensing varies across states, each with its specific requirements and regulations. Generally, two main licensing categories come into play:

Agency License: This license authorizes a business entity, like your title agency, to conduct business within the state.

Individual Producer License: This license allows individual agents employed by the agency to legally sell and issue title insurance policies.

The path towards obtaining these licenses involves a multi-step process. Let’s delve deeper and explore the essential elements:

Licensing Education: Completing a state-approved pre-licensing course is often mandatory for both agencies and individual agents.

Licensing Examination: Passing a state-administered exam demonstrates understanding of title insurance laws, regulations, and industry practices.

Experience Requirements: Certain states may have experience prerequisites for agency ownership or individual agents.

Financial Surety Bond: Providing a surety bond serves as a financial guarantee to protect consumers in case of any errors or misrepresentation by the agency.

Ongoing Education: Maintaining continuing education is typically required for license renewal, ensuring agents stay current on industry updates and best practices.

Why Partner with a Title Agency Consultant? Unlocking the Benefits

The process of navigating title agency licensing can be daunting, and navigating the intricacies of each state’s requirements can be quite a challenge. This is where a title agency consultant, like System2Thinking, becomes your invaluable ally. Here’s how partnering with a consultant can make a significant difference:

Streamlined Process: A consultant simplifies the process by guiding you through each step, ensuring you meet all licensing requirements efficiently.

State-Specific Expertise: Consultants possess in-depth knowledge of licensing regulations in various states, saving you time and frustration by ensuring compliance with specific requirements.

Application Assistance: They assist you with completing license applications, ensuring all documentation is accurate and complete, minimizing delays.

Exam Preparation Support: Many consultants offer exam preparation resources and guidance, boosting your chances of success on the licensing exam.

Ongoing Support: The partnership with your consultant extends beyond initial licensing. System2Thinking provides ongoing support and guidance to ensure your agency stays compliant with licensing requirements and industry regulations.

Beyond Licensing: Building a Thriving Title Agency

Obtaining licenses sets the foundation for your title agency’s success. However, there’s more to the story. Here are some additional factors to consider:

Technology Solutions: Investing in cutting-edge technology streamlines workflow and enhances efficiency in title searches, underwriting, and closing procedures.

Compliance Management: System2Thinking offers ongoing compliance mentoring, ensuring your agency adheres to all regulations and avoids potential legal repercussions.

Process Improvement: Through expert analysis, consultants can help you identify areas for improvement within your title agency operations, enhancing efficiency and customer satisfaction.

System2Thinking: Your Trusted Partner for Title Agency Success

System2Thinking, a leading title insurance consulting firm, goes beyond just licensing. We offer a comprehensive suite of services tailored to empower your title agency on all fronts. Here’s what sets us apart:

Unmatched Expertise: Our team boasts over 35 years of experience in the title insurance industry, providing invaluable expertise for any aspect of your business.

Dedicated Client Focus: We understand no two agencies are the same. We take the time to understand your unique needs and goals, building a customized strategy for success.

Proven Track Record: Our experience speaks volumes. We have a proven track record of helping title agencies navigate licensing, achieve operational excellence, and thrive in the competitive real estate landscape.

Seamless Support: Whether you’re a new agency navigating the licensing maze or an established business seeking optimization, we’re here to support you every step of the way.

Charting Your Course: Navigate Title Agency Licensing with Confidence

By partnering with a title agency consultant like System2Thinking, you can demystify the licensing process, navigate regulatory complexities, and lay the groundwork for a thriving title agency. With our expert guidance and your passion and dedication, you can unlock the full potential of your agency and contribute to a smoother, more secure real estate experience for all.

[juno73]

01OCT10 - My promotion ceremony to the rank of Lieutenant Commander (0-4) in the U.S. Navy. Today marks the 14-year anniversary of this occasion. As we say in the Navy when one promotes to 0-4, 'Welcome to still being a Junior Officer (JO), but not allowed to slack off like a JO!" Long story short, never in my wildest dreams when I separated from my first active tour on active duty 31OCT00, did think I would be back in uniform let alone promoting to Lieutenant Commander ten-year later. I'm in the midst of taking my oath of office as it's administered by my then Commanding Officer, Robert Mook III, U.S. Navy. My head is turned because as I'm taking the oath were on the flight line at Marine Corps Air Station (MCAS) Miramar and an U.S. Air Force F-22 Raptor is in the midst of its flight demonstrations. My friends being who they are, stated the oath didn't count since they can't hear us over the jet noise of the Raptor. As always with friends like that who needs enemies! At the time as I was assigned to Navy Recruiting District (NRR) San Diego and was billeted as a Canvasser Recruiter (CANREC). In essence I was a Reserve Officer Recruiter responsible for manning our Reserve Corps with fellow officers completing active duty tours. Ten years later, the success and failures of that tour were the foundation for my transition to becoming a realtor & life insurance agent, thus formulating my practices which have made me successful! I'm as proud of my accomplishments that day as I am today! Go Navy!

⚓️🐐📜🫡👨‍✈️⛴️🛫🇺🇲🎆🎇

#sdrealestate #sdrealtor #sdrealestateagent #usnavy #usnavyveteran #usnavyblueangels #veteranownedbusiness #realestate #realestateagent ##usnavyofficer #studentnavalaviator #navypilot