#Finance & Income

[todayworldnews2k21]

Today is Tax Day. Here’s what you need to know if you haven’t filed your return yet — and even if you have | CNN Business

Editor’s Note: This is an updated version of a story that originally ran on April 14, 2023. New York CNN  —  It’s April 18, the official deadline to file your federal and state income tax returns for 2022. (It is also, apparently, National Animal Crackers Day for those who celebrate.) Whether you have already filed your tax return or still need to, the good news is this tax filing season has…

[ink-spire]

Green Finance: Investing with a Focus on Sustainability

In a world increasingly concerned about environmental issues, sustainability has become a buzzword in various aspects of life, including finance. Green finance, also known as sustainable finance or ethical investing, is a concept that’s gaining traction. It’s all about putting your money to work in ways that not only generate returns but also contribute to a more sustainable and environmentally…

[worldspotlightnews]

Parisian streets littered with trash after wave of strikes | CNN

Paris CNN  —  The City of Lights has a garbage problem. Massive strikes in Paris against pension reform this week are affecting trash pickup services in the French capital, with piles of waste sitting on many of the city’s normally picturesque streets, including those just steps from monuments like the Eiffel Tower and the Arc de Triomphe. As of Saturday, about 4,400 tonnes of trash were…

[reportwire]

Senate votes to overturn Biden administration retirement investment rule Republicans decry as 'woke' | CNN Politics

CNN  —  The Senate passed a politically charged resolution on Wednesday to overturn a Biden administration retirement investment rule that allows managers of retirement funds to consider the impact of climate change and other environmental, social and governance factors when picking investments. Republicans complain the rule is “woke” policy that pushes a liberal agenda on Americans and will…

[1americanconservative]

@markeatsmeat

Wow. Joel Salatin, a farmer and regenerative agriculture advocate, has been offered a position within the USDA. He will advise Thomas Massie who’s agreed to be Secretary of Agriculture. Here’s the full message posted to his website today: “The deplorables and garbage people won again.  Can you believe it?�� I've been contacted by the Trump transition team to hold some sort of position within the USDA and have accepted one of the six "Advisor to the Secretary" spots.  My favorite congressman, Thomas Massie from Kentucky, has agreed to go in as Secretary of Agriculture. He's been the sponsor of the PRIME ACT, which, if pushed through, would be the biggest shot across the bow of the entrenched industrial meat processing system we've seen in a century.  Let liberty ring.  Wouldn't that be a change of fortune for Big Ag?  If RFK Jr. goes in as Sec. of Health and Human Services, everything will be inverted.  Talk about the coolest turn about.  He'd be the boss of the Faucis and Francis Collins--the whole covid anti-science crowd.  Wouldn't that be a change of fortune for Big Pharma?   And if Elon Musk goes in as a Government Waste Czar, do you think he could possibly find something?    Here's an interesting tidbit.  All the income taxes in the U.S. are $2 trillion a year.  Government spending and borrowing are so out of control that if we eliminated $2 trillion from the budget, it would only set us back to 2020.  Does anyone think returning to government spending in 2020 would destroy things?  Of course not.  So all we have to do is cut federal spending to 2020 levels and we can eliminate income tax.  Period.  Done.  How would that make you feel? Most people don't know enough history to know that the federal government was to be financed entirely from tariffs and excise taxes.  In fact, as a nation we operated just fine for nearly 150 years without an income tax.  The only president who eliminated the national debt was Andrew Jackson, and he did it by eliminating the second bank of the U.S.  Nearly 100 years later we got the third bank, known as the Federal Reserve, plus the income tax.  During that time, tariffs averaged 40-50 percent.  After the income tax, tariffs dropped to an average of about 7 percent, where they remain today.  If we went back to 40 percent, like we had for nearly 150 years, we would bring production home and free our citizens from impoverishing taxes.  Dear folks, this is a watershed moment to take a creative and serious look at the sacred cows in our nation and fry some serious burgers. We don't know history.  We don't know liberty.  We don't know earthworms or aquifers or immune systems.  I'm hoping this election is an opening to discovery.  Perhaps we could even figure out how to put negative occurrences like jails, pollution, and cancer on the nation's balance sheet, as a liability rather than an asset (Gross Domestic Product--more jails?  wonderful, pour more concrete and make more jobs).   Perhaps we'll eliminate federal involvement in education, from kindergarten to college.  Make every teacher accountable to performance.  Eliminate ALL federal intervention in the food system, in farming, in energy.  The Constitution (read it) doesn't allow for any of this and it's time to examine all of it.  Shut down foreign military bases; bring them all home.  Stop ALL foreign aid, from USAID to military aid.  Sell stuff is fine; giving it isn't.  I think whatever taxes we pay should be able to be designated to certain departments.  That way we the people could support or defund departments directly.  The reason we have K street is because all our freedoms are for sale.  Eliminate government manipulation and the lobbyists all go home.  These are simple things.  Let's do it.” https://thelunaticfarmer.com/blog/11/6/2024/celebration?format=amp

[gatekeeper-watchman]

Daily Devotionals for November 9, 2024

Proverbs: God's Wisdom for Daily Living

Devotional Scripture:

Proverbs 27:23-24 (KJV): 23 Be thou diligent to know the state of thy flocks, and look well to thy herds. 24 For riches are not forever: and doth the crown endure to every generation? Proverbs 27:23-24 (AMP): 23 Be diligent to know the state of your flocks, and look well to your herds; 24 For riches are not forever; does a crown endure to all generations?

Thought for the Day

Verse 23 - Although these verses were addressed to farmers, we can relate to them today in regard to our businesses. We are to take responsibility and know the state of our affairs. Large flocks of sheep and goats made a man wealthy in ancient Israel. This proverb advised a wealthy man to personally know the condition of his flocks and ascertain that his overseers fulfilled their responsibilities properly. They were to protect and keep count of them, taking special care of the sick, injured, and pregnant ones; paying special attention to the babies.

Having riches or employment now does not guarantee we will always have them. We need to give diligent care and management to our livelihood. Romans 12:11 says, "Not slothful in business; fervent in spirit; serving the Lord." Negligence creates problems that can lead to severe financial difficulties. Many factors can lead to bankruptcy, such as over-extending oneself (due to greed or lack of sound business principles) or extenuating circumstances beyond one's control. Sometimes it is not people's fault that they are forced into bankruptcy since they are victims of illness, tragedy, or uncontrollable disasters. Despite this, many of the bankruptcies which are filed today could have been avoided if diligence had been practiced. "He becometh poor that dealeth with a slack hand: but the hand of the diligent maketh rich" (Proverbs 10:4).

Verse 24 - Just as a king will not rule throughout every generation, riches do not last forever. There is a good deal of truth to the statement, "money talks: it says 'good-bye'." Money says "good-bye" in numerous ways, such as in poor planning for the future. As people age, their work capacity diminishes, which usually decreases their income. Without wise and diligent care of their finances, people may spend all their money when they are young and leave themselves with nothing to live on when they are old. If we heed the Lord and apply good business principles in regard to our finances, we can rest assured that we will have enough when we are in our senior years. Living for God is one of the best insurance policies anyone can have. He can provide what no human agency can, such as good health. He promises that the righteous will still bear fruit in old age (Psalm 92:12-14), meaning that they will remain productive. We must diligently take up our responsibilities if we desire God's blessings, and not forget to help others along the way. If we bless others, God will return those blessings to us when we are in need.

Prayer Devotional for the Day

Dear heavenly Father, thank you for Your abundant provision in my life. I am grateful, not only for financial provision, but for the spiritual blessings that You have also given me. I do appreciate daily strength and health so that I am able to be diligent in all of my affairs. Give me wisdom so that I might prepare for the future properly. Ultimately, my faith and trust are in You, as You hold the future; however, may I not neglect those things in the natural that need to be done, so that I am not ill-prepared. Lord, also, I do not want to forget to give and help others along the way as well. May I be a good steward over all that You have given me. I ask this in the name of the Lord Jesus Christ. Amen. Good Morning World 11/9/2024 4:03:36 AM Jacksonville, Florida USA From: Steven P. Miller, @ParkermillerQ,   gatekeeperwatchman.org  TM ‎Founder and Administrator of Gatekeeper-Watchman International Groups. #GWIG, #GWIN, #GWINGO.

[northstarreserve]

A firm solid financial plan for your business in Washington in 2024

Making it through money troubles is a must for any business to keep growing and succeeding. A well-made plan gives your company a path to follow, something that doesn’t change, and a way to spring back during shaky economics or unpredictable markets. Are you a newbie in business or a seasoned player? No matter who you are, solid money management makes sense. And guess what? We've got firm solid financial plan for your business in Washington in 2024.

Figure out your financial goals before anything else.

It's not always about fancy techniques or advanced strategies. Start with simple, achievable targets for your outfit. What's your growth plan? Have any debt reduction ideas? Metrics can help here. Clear, measurable, time-bound goals make preparation easy.

Break them down into short-term and long-term. You might want to boost your earnings each month or reduce your expenses—for the short term. Saving, branching out, or aiming for a steady profit—these are for the long term. Negotiating finance is easier when we grasp the goals for solid financial plan for your business in Washington.

Implement robust budgeting and forecasting

Craft steady budgets and shrewd predictions. Both are key to handling cash flow, keeping an eye on costs, and foreseeing monetary requirements. Begin by reviewing your previous financial records. This can reveal your spending patterns, income stream, and annual shifts. Use these insights to fashion an adaptable budget that aligns with your objectives and takes into account unexpected costs or unforeseen events. For forecasting, solid financial plan for your business in Washington consider future predictions based on market trends, industry norms, and your own growth plans. By predicting income, expenses, and cash flow, businesses can see hurdles ahead and make the most of new opportunities. Keep updating your budgets and forecasts to stay in tune with market shifts and business changes.

Diversify your income and reduce risk.

Dependence on one reliable source in this business climate can put your enterprise at great risk. Diversification is not only a way to bolster financial stability but also acts as a buffer against sudden market changes. Look at different options, such as widening your product catalog, tapping into new customer groups, or venturing into similar markets. Performing an in-depth risk analysis is key to spotting potential hazards like economic instability, supply chain hitches, or shifts in regulations. Always formulate backup plans to diminish risks and safeguard your financial position, thus paving the way for solid financial plan for your business in Washington to maintain triumph in the long run.

Smart tax strategies and the following regulations

Crucial to business health is careful tax planning. Washington's tax landscape can be a puzzle chock-full of state, local, and intricate laws. They needed proactive handling. Teaming up with tax specialists can give you a better grip on laws, maximize deductions, and make the most of tax strategies. Staying informed about tax updates helps in solid financial plan for your business in Washington. By blending tax planning with business strategies, you'll boost your liquidity and competitive edge.

Embrace financial technology and simplification.

Adding financial tech (fintech) and simplification to your toolbox can smooth out financial tasks, heighten efficiency, and aid accurate decision-making. Check out software options for tasks like accounting, payment handling, expense tracking, and financial analytics. Incorporating online solutions lets you dip into real-time financial data and promotes teamwork.

Automation of billing, payroll, and expense tracking reduces mistakes, saves time, and amps up productivity. Data analysis tools, along with predictive models, are not to be missed. They provide clarity about your client behavior, prepare you for market fluctuations, and increase output. The power of fintech and automation simplifies resource management, trims business hiccups, and furthers stable growth in solid financial plan for your business in Washington.

Conclusion

To sum it up, solid financial plan for your business in Washington involves active management and strategic action. Setting clear financial goals will diversify your income streams, strengthen your tax plans, improve forecasting and budgeting, and solidify your financial foundation for enduring triumph. Rely on North Star Resources for support in growing your investments for your long-term financial objectives.

[passiveincomemoney]

Financial Resilience: Overcoming 5 Common Money Problems with Confidence

Financial challenges are a common source of stress and can stem from various issues, such as a low salary or low self-esteem affecting financial decisions. However, many of these problems have practical solutions that can be implemented to improve one's financial situation. Here are five common money issues and strategies to solve them easily.

Insufficient Income: The most apparent cause of financial strain is not earning enough to cover expenses. When it comes to dealing with not having enough personal income, it usually takes more than one solution. You might consider things like furthering your education or learning new skills to boost your chances of landing a better-paying job.

Exploring different job options or starting a side hustle can also bring in extra cash. Plus, managing your money wisely through budgeting and financial planning is key to making ends meet. On a larger scale, policies like increasing the minimum wage, offering social support systems, and fostering job growth can address the issue of low income across society.

Excessive Debt: High levels of debt can be overwhelming, but they can be managed by creating a structured repayment plan. When you're dealing with too much personal debt, it typically takes a mix of tactics to get back on track. One helpful step is to make a thorough budget, which gives you a clear view of your finances and helps you manage them better.

Consolidating your debts with a loan can simplify things, combining multiple payments into one and potentially lowering your interest rates. It's also smart to talk to your creditors; sometimes, they're open to negotiating payment terms or offering relief options like a Debt Management Plan or Individual Voluntary Arrangement. If things are really tough, a Debt Relief Order or bankruptcy might be a last-resort option. Getting advice from financial experts or organizations like Citizens Advice can give you personalized help in dealing with your debt.

Inadequate Savings: Building an emergency fund is crucial for financial stability. When it comes to boosting your savings, there are a few paths you can take. One popular method is the 52-Week Challenge, where you gradually amp up your savings each week, resulting in a tidy sum by year's end.

Another option is the Dollar Savings Challenge, where you stash away a dollar daily, building up that saving muscle over time. Crafting a detailed budget helps, too—keeping tabs on expenses can reveal areas to cut back and save.

Don't forget about tackling debt, especially high-interest ones that can eat into your savings potential. And if you're feeling lost, seeking advice from a financial pro can provide tailored strategies for your situation.

Poor Budgeting: A lack of budgeting can lead to overspending. Track your expenses, categorize them, and set limits for each category. Utilize budgeting apps or tools to stay on top of your finances. Addressing poor budgeting starts with creating a detailed budget to track all income and expenses. It's essential to identify areas where you can cut back, such as unnecessary subscriptions or frequent dining out. Building an emergency fund should be a priority to provide a safety net for unforeseen expenses.

To manage impulse buying, consider the “30-Day Rule,” which involves waiting 30 days before making a non-essential purchase to ensure it's truly needed. Additionally, educating yourself on personal finance principles can significantly enhance your budgeting skills.

Financial Illiteracy: Not understanding financial basics can lead to poor decision-making. Invest time in educating yourself about personal finance, seek advice from financial advisors, and consume reputable financial education content.

Facing financial challenges head-on and taking proactive measures can help you navigate through tough times and pave the way for a more secure financial future. Remember, the key lies in recognizing the problems, strengthening your financial knowledge, seeking available resources, devising an action plan, and tracking your progress.

For those grappling with money-related stress, it's crucial to understand that self-esteem greatly influences financial well-being. Having confidence in your financial decisions can lead to better results and a more positive perspective on personal finances. Therefore, in addition to practical financial strategies, nurturing a healthy self-esteem is equally vital.

[fadingsunsjvj]

San Antonio Basic Income Supports Participant Housing, Transportation

https://www.businessinsider.com/san-antonio-ubi-guaranteed-basic-income-housing-finances-austin-rent-2024-3?amp

[joekellyotcglobalholdings]

Will Bath & Body Works (BBWI) Beat Earnings? And How Should You Trade It?

Will Bath & Body Works (BBWI) Beat Earnings? And How Should You Trade It? https://www.entrepreneur.com/finance/will-bath-amp-body-works-bbwi-beat-earnings-and-how/457845 While specialty retailer Bath & Body Works (BBWI) saw year-over-year declines in sales and net income in the first quarter, it surpassed analysts’ expectations for earnings per share. Furthermore, the... via Entrepreneur: Latest Articles https://www.entrepreneur.com/latest August 22, 2023 at 04:26AM

[amitk1990]

Banking & Finance | Hindustan.One | Earn

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[steveezekiel]

YOU SHOULD TITHE, YES, BUT DO NOT NEGLECT THE MORE IMPORTANT THINGS

“What sorrow awaits you teachers of religious law and you Pharisees. Hypocrites! For you are careful to tithe even the tiniest income from your herb gardens, but you ignore the more important aspects of the law—Justice, mercy, and faith. YOU SHOULD TITHE, YES, BUT DO NOT NEGLECT THE MORE IMPORTANT THINGS.”

Mathew 23:23 (NLT)

• Tithing is a part of the New Testament principles (Matthew 23:23; Hebrews 7:1-10).

THE Pharisees were careful to tithe all their incomes but neglected other important aspects of the law (Matthew 23:23).

- In the things of Kingdom, you use Scriptures to interpret whatever aspect of the Scripture that may be cumbersome or complicated to you.

- You cannot take a passage of the Bible out of context to support your rebellion and disobedience to the WORD. WHATEVER you want to establish that does agree with the whole counsel of God, CANNOT be supported by twisted passages of the Bible.

- When financial principles are being talked about, Some believers would want to rise and challenge the Bible.

THEY would want to probe and twist the Bible, avoiding the part they do not agree with: "speaking about these things as he [Paul] does in all of his letters. In which there are some things that are difficult to understand, WHICH THE UNTAUGHT AND UNSTABLE [who have fallen into error] TWIST AND MISINTERPRET, JUST AS THEY DO THE REST OF THE SCRIPTURES, TO THEIR OWN DESTRUCTION" (2 Peter 3:16 AMP).

- If you still argue on Tithings, you find it difficult to tithe either big or small incomes of yours, you are yet to be broken—you are still carnal (1 Corinthians 3:1).

- You are still worshipping MAMMON; And no servant can serve two masters.

IT is either God or Mammon [money]: "NO ONE CAN SERVE TWO MASTERS; for either he will hate the one and love the other, or else he will be loyal to the one and despise the other. YOU CANNOT SERVE GOD AND MAMMON [riches]" (Matthew 6:24).

WHOM are you serving?

• Jesus’ view

- Jesus was correcting the religious teachers and Pharisees because they were hypocritical in their approach to the LAW.

- They prefer to do and place emphasis on the part of the LAW, the Word of God, that would be of benefits to them most.

JESUS was not condemning Tithing but affirming it!

- The Pharisees and the religious teachers were hypocrites because they left undone other important aspects of the LAW—justice, mercy and faith.

-> “You should tithe, yes.”

• When some BELIEVERS make a big money, they begin to think about Tithing—how, if possible they would avoid the tithing of the money.

- They would be contemplating whether to pay the tithe or not. SOME will even start asking how the leadership of Church has been managing the Church's money, the offerings and the tithes that People have been bringing to the Church.

- These same People whom the Pastor has put his or her time at their disposal, to pray with; for them to experience financial breakthrough in whatever they do—their vocational Work.

- Such people would begin to query the integrity of the Pastor, And would want to make findings about the Church's incomes and how they are being spent.

- Some may EVEN say their Pastor Has offended them, thus, they would not pay their Tithes in order to show their grievances or to discipline their Pastor.

THOSE who do that, ARE undoing themselves, bringing a curse on their finances.

- No one can hold God and HIS Ministers to Ransom. God will make a way for His servants, to be taken care of.

- It is being carnal and unbroken that makes a believer start questioning the leadership of the Church about how the Church money is spent, which he or she has not been doing beforehand; all because the person does not want to tithe the big income they have just gotten.

- The truth is: Tithing is one of the major LAW in the Old Testament AND also important in the New Testament (Hebrews 7:1-10).

- Tithing is a prove of your loyalty and submission to God.

YOUR money is your Life, and it is through it, that is, YOUR attitude towards it; God gets to know whom YOU love most—God or MAMMON (Luke 16:13).

• Rewards of tithing

- God would NOT ask you to do a thing that would not be of benefit to you—bless you.

- The instructions And commands given by God, are for the Good of His CHILDREN, And such instructions are NOT meant to afflict or oppress THEM.

(a) Tithings will open YOUR HEAVEN, the windows of heaven are opened to the tithers (Malachi 3:10).

WHEN you TITHE your incomes, you are challenging God to prove Himself in your Life: "... AND TRY ME [God] NOW IN THIS," says the LORD of hosts, IF I WILL NOT OPEN THE WINDOWS OF HEAVEN..." (Malachi 3:10).

(b) Tithe will make you a delightful land: A land that people delighted in, the people would want to favour you and be identify with you: “PEOPLE FROM OTHER NATIONS WILL BE GOOD TO YOU. You will have a wonderful country.” THIS IS WHAT THE LORD ALL-POWERFUL SAID" (Malachi 3:12 Easy to Read Version).

IT will open your life up FOR Blessings, help and favours, and mercy, where you least expect.

(c) It brings protections and prevents devourers in your life (Malachi 3:11).

THE believers who are tight-fisted used to have their lives fraught WITH calamities; difficulties And problems: "THERE IS ONE WHO SCATTERS, YET INCREASES MORE; and there is one WHO WITHHOLDS MORE THAN IS RIGHT, BUT IT LEADS TO POVERTY" (Proverbs 11:24 NKJV).

SOME believers hands are gluey—sticky like glue!

- A believer who does not give TITHE, the one with glutinous hands, cannot but experience the work of devourers the enemy, that is, the devil and his cohorts; in his or her life.

- Such believers spent money on sicknesses, they lost valuable THINGS often, and are victims of different attacks mostly.

THEIR belongings are theft. And they spent money on other petty things that should not have been devouring their finances: "In this way your whole nation has stolen things from Me, SO BAD THINGS ARE HAPPENING TO YOU" (Malachi 3:9 (Easy to Read Version)

• Obedience to the Word of God brings A Blessing on you, YOUR WORK and YOUR homes; whilst disobedience brings A curse: “You are cursed with a curse, for you have robbed Me, even this whole nation" (Malachi 3:9 NKJV).

- A lot of Christians are robbers, they have robbed God, and that makes THEM victims of evil.

- When you Tithe, you are not helping your Pastor or the Church, you are only provoking God’s Blessings on you life.

• If you do claim to BE born-again And still argue over Tithings, and offerings; that reveals or shows your spiritual shallowness or superficiality.

(a) It does mean you have no depth whatsoever.

(b) It also means you are not broken YET, you have not given God His rightful place in your Life.

HE has no control over certain aspects of your life, which your money is included.

- If God does not have any say-so on your finances, it means He is yet to have the whole of your person.

- If Jesus is your Lord, that is, the OWNER of your Life, He should be Lord of all YOU HAVE.

HE should not be the Lord of a A little fragmented part of your Life!

- If you want God to reign and rule in your Life, you should submit everything to Him.

YOU should be a Steward, and then allow Him to be the OWNER of all you have.

• You will not fail in Jesus' name.

Peace!

[mybookplacenet]

Featured Post: Start Your Online Business: A Step-by-Step Guide To Establishing a Profitable eCommerce Business with Shopify by Veronica Jeans

About Start Your Online Business: A Step-by-Step Guide To Establishing a Profitable eCommerce Business with Shopify: Ready to make the leap into being your own ecommerce boss? Learn from an established pro and throw open the virtual doors to success. Would you love to dive into Shopify but fear it’s too complex? Already have an Etsy or Amazon store but looking for more independence? Are you tired of high fees and slow payments? With over three decades of experience as a business owner and international consultant, Shopify partner and expert Veronica Jeans has a passion for paving the way for aspiring entrepreneurs to profit quickly. And now she’s here to ease your entry into this powerful selling platform and kick off your journey toward a fulfilling career path. Start Your Online Business is a step-by-step blueprint for setting up fast while scaling for long-term prosperity. Presented in a clear and comprehensive format, Jeans digs into the nitty gritty of starting off right with laser-focused examples, actionable instruction, and easy-to-digest advice that'll have you crushing it in no time. And by employing this simple-to-follow plan, whether as an experienced seller or a raw beginner, you’ll soon take the internet by storm with a sharp-looking and smooth-running e-store. In Start Your Online Business, you’ll discover: - Up-to-date tutelage that allows you to leverage the advantages of the latest Shopify upgrades - Invaluable tips aimed at getting your enterprise optimized and converting - Next steps to outpace the competition so you’ll grow and prosper - The ins and outs of amping up sales for speedier returns on investment - Helpful input for wrangling finances, maximizing strategies, and much, much more! The first book in the groundbreaking Shopify Made Easy 2023 series, Start Your Online Business is an eye-opening and sweeping game plan for taking your ecommerce venture to the next level. If you like self-determination, fast-action approaches, and crystal-clear explanations, then you’ll adore Veronica Jeans’ guide to victory. Buy Start Your Online Business to strike while the iron’s hot today! Targeted Age Group: Adult Written by: Veronica Jeans Buy the ebook: Buy the Book On Amazon Link to Series Buy the Print Book: Buy the Book On Amazon Author Bio: Veronica Jeans is a highly regarded eCommerce business consultant, Shopify partner, bestselling author, and sought-after speaker. With over 35 years of experience in international business, she has become an expert in helping eCommerce businesses expand their reach and grow globally. From startups to traditional brick-and-mortar stores, Veronica's expertise has been invaluable to businesses looking to increase their revenue streams by launching their own online outlets. Combining her extensive knowledge in eCommerce with her international financial expertise, Veronica has developed a comprehensive playbook for generating income online. Her strategies have helped numerous businesses achieve success in the highly competitive online marketplace. In addition to her consulting work, Veronica is the founder of Kalaharioil.com, a highly successful skincare company that she launched and manages herself. As a Shopify partner, she also supports her clients' online stores, helping them optimize their sales and marketing strategies to achieve maximum profitability. Originally from Namibia, Veronica has lived with her husband and sons in several countries before settling in Houston, Texas, where she currently resides on a yacht. She considers herself to be in "entrepreneur heaven" and continues to inspire and empower businesses worldwide with her expertise and experience. Follow the author on social media: Learn more about the writer. Visit the Author's Website Facebook Fan Page Twitter Instagram Pinterest YouTube Read the full article

[gatekeeper-watchman]

Daily Devotionals for Saturday, April 27, 2024

Proverbs: God's Wisdom for Daily Living

Devotional Scripture:

Proverbs 15:6-7(KJV): 6 In the house of the righteous is much treasure: but in the revenues of the wicked is trouble. 7 The lips of the wise disperse knowledge: but the heart of the foolish doeth not so. Proverbs 15:6-7(Amp): 6 In the house of the (uncompromisingly) righteous is great (priceless) treasure, but with the income of the wicked is trouble and vexation. 7 The lips of the wise disperse knowledge (sifting it as chaff from the grain); not so the mind of the self-confident and foolish.

Thought for the Day

Verse 6 - The income of the wicked comes with trouble, while the righteous have "much treasure." Some people have a hard time believing this is true because they know righteous Christians who are struggling with finances. To understand the meaning of this verse, we must first understand what the Bible means by "treasures" and "true riches."

Money cannot buy health or save someone's life. The Bible says that we are to seek God's true riches, not this world's riches. His riches are things that money cannot buy. How can money deliver a wayward teenager from drugs and sin? How can money buy peace in our souls in the face of fear all around us? How can money save a soul from hell? Only God's riches are available to do these things. We are truly rich when we have faith in God.

Certainly, God does want to bless us with material things, but it will be Him that we are seeking when these things come, not the things themselves. Many today are seeking God for what He can do for them, instead of asking God how they can serve Him. We cannot seek mammon and God at the same time.

"If you have not been faithful in the unrighteous mammon, who will commit to your trust in the true riches? And if ye have not been faithful in that which is another man's, who shall give you that which is your own? No servant can serve two masters: for either he will hate the one, and love the other, or else he will hold to the one, and despise the other. Ye cannot serve God and mammon" (Luke 16:11-13).

"Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal: But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal: For where your treasure is, there will your heart be also" (Matthew 6:19-21).

"Therefore take no thought, saying, What shall we eat? or, What shall we drink? or, Wherewithal shall we be clothed? (For after all these things do the Gentiles seek:) for your heavenly Father knoweth that ye need all these things. But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you" (Matthew 6:31-33).

Verse 7 – The lips of the wise share godly knowledge, claiming the promises of God. However, claiming only material things is foolish. Many today are heard claiming cars and houses but seldom heard claiming souls. Our priorities should be right when claiming and confessing. The Lord's greatest desire is for us to grow in Him and to bring others to the knowledge of His love. He will take care of our needs if we seek Him first.

Prayer Devotional for the Day

Father, we come to You in Jesus' most precious name, thanking You for Your love for us. Lord, You see the areas in our lives that are not in balance in the area of material things. We ask that You reveal those to us and help us to walk in the path of righteousness and Your holy balance in these areas. Deliver us from any lust for the things of this world, and give us a vision of the rewards that await us in the world to come when we do Your will. Let us not worry about finances, but rather cast all of our cares upon You, for You care for us. Heal us today spirit, soul, and body so that we might serve You by walking in a victorious Christian life. Let our lights shine so that truly others might see Your love in us. In Jesus' name, we pray, Amen. From: Steven P. Miller @ParkermillerQ,  gatekeeperwatchman.org Founder of Gatekeeper-Watchman International Groups, Saturday, April 27, 2024, Jacksonville, Florida., USA.  X ... @ParkermillerQ #GWIG, #GWIN, #GWINGO, #Ephraim1, #IAM, #Sparkermiller, #Eldermiller1981 GROUP: https://www.facebook.com/groups/Sparkermiller.JAX.FL.USA

[giantgayratthatmakesalltherules]

The people who have the largest amounts of student debt are grad school students, largely law school, business school, and medical school students who are able to pay off their debt over time because of their higher income.

I looked at the article you mentioned, and skimmed the study it refers to, and it seems like the data is pretty mixed. The chart of page 8 paints a pretty damning picture that 16% more black graduates graduate with debt than average, but Hispanic graduates graduate with significantly less debt and more often graduate with no debt. Also, graduating with 40k in debt but with a job that pays you 75k a year out of graduation isn’t a problem — it’s a good investment, and it’s an investment I’m ok with us requiring people to make (at least in the current US political climate before a proletariat revolution lol)

Also, I’m 100% in favor of free trade schools and free/affordable colleges, but that’s not what this post was about. This post is about the debt payments, which again, is mostly held by the highest income people. https://www.brookings.edu/blog/up-front/2020/10/09/who-owes-the-most-in-student-loans-new-data-from-the-fed/amp/

I’m all for reducing the racial wealth gap and providing affordable upward mobility, and a great way to do that is to make undergrad and trade schools free (for anyone who’s not rich) or easily affordable (for anyone who’s rich), but giving forgiveness for student loans disproportionately benefits wealthier people.

[Redacted] these two.

[juancastro]

Highest Paying job in the Philippines

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Highest Paying job in the Philippines

Earning money is a very tough job in this modern era, and everybody needs to choose careers where they can excel so that they can fulfill their needs and feed their families.

With the unemployment rate hovering at 2.34% in the Philippines, every individual must choose his/ her career by considering the jobs that pay well. With the Philippines’ gross domestic product, also called GDP, going strong at 6.1% despite global pandemic, is a great thing for us Filipinos. It is in human nature that he looks for things that benefit him, and the same is the case with jobs.

Every person wants to earn more and improve his lifestyle. This chain continues from the lower middle class to the elites. From small cars to luxury cars, from miniature huts to lavish bungalows, that’s how human psychic works. Everybody has the right to earn a good fortune for his/her family. High and good education always provides the base for a good earning. This is because highly paid jobs require highly trained and educated personnel.

There are many respectable paid jobs offered in the Philippines, but we will discuss the jobs that offer the most. However, the experience is also a key to earning a good income. A fresh graduate cannot come out and earn bulk of money as years of experience are needed to be a successful person in earning a lot.

Highest Paying job in the Philippines for Fresh Graduates

Here’s the list of most paid jobs for fresh graduates.

Travel and Tourism Travel and tourism is always a good sector to earn from. A fresh graduate can fancy 20,629 PHP per month from this sector.

Telecommunication Communication is key for people to interact with other people. So an unending supply and demand scenario secures a job and provides you 19,975 PHP per month.

Computer / Information Technology (Hardware) With the advancement in the field of technology and all the future lying on it, it’s a good decision to join this sector and earn 18,963 PHP per month.

Hotel / Hospitality Tourism and hotels are interlinked. Food is a basic necessity, and its need can’t be denied. So earning 18,940 PHP per month is not a bad deal to start with. 

Healthcare / Medical  Medical and healthcare also serve to be a good starting career. It offers 18,837 PHP per month at the start.

Banking / Financial Services Banking and financial services can provide you with 17,503 PHP per month as a start with no experience.

Law and Legal Law and legal services is a very important sector for earning. It secures you 16,845 PHP at the start, but it grows exponentially later.

All these monthly incomes are not quite high, but all these raise significantly when these people get experienced.

In demand jobs in the Philippines Jobs for Supervisors

    A supervisor manages a team of workers. They create and oversee their team’s workflow or the tasks required to complete a job. They define goals, communicate objectives, and monitor team performance. Here’s a list of highly paid jobs for supervisors. A supervisor has to be at least four years of experience to get the mentioned average salary.

Information Technology A supervisor post in information technology can give you up to 55,701 PHP per month.

Database Admin Data administrator has to use certain software which can store data. On average, a data admin can earn up to 37,985 PHP per month.

Tech Support The technical support staff has to give their tech-related help to customers. Advancement in the field of technology means higher pay in this profession. On average, they earn 35,999 PHP per month.

Microbiologist Microbiologists study and research on microorganisms with other scientists and technicians. They get a good average salary of 32,999 PHP per month. It is considerably comfortable in terms of line of work.

Accountant The accounts sector can offer 32,725 PHP salary per month. Considering the amount of hard work they put in, they earn for their hard work.

Advertising Advertising companies generate great capital. They provide you with 31,809 PHP monthly. This can vary with the performance of the ads.

Public Relations Public relations has everything to do with keeping a reputation. A successful PR influences opinions of clients and their behavior. He/she uses all social media platforms to maintain a good reputation of clients. An average of 30,740 PHP per month can be earned with this profession.

Overall Highest-Paying Jobs in the Philippines 

Aircraft Pilots In simple words, this is the highest paying job in the whole Philippines job industry. 116,714 PHP is the mean income in this profession. The job involves flying of airplanes, which is mainly a dream of many. A flying license and proper training are required to apply for this job. However, this is the most rewarding profession.

Brokers Brokers are the middlemen between investors and the stock exchange. Brokers charge a commission for the services they provide solely or as a firm. On average, they earn 89,831 PHP per month, but this number is very high for many brokers. In simple words, the broker with better art of selling stocks and non-financial products to clients earns more. BS in finance is required for this job

Civil Engineers  Civil engineers are responsible for the improvement of the environment we are living in. They design and supervise the construction of roads, bridges, buildings, dams, power plants, and almost every sector involving construction. BS civil engineering is required to apply for this job. Due to more fieldwork, they earn 68,957 PHP on average per month.

Actuaries Actuaries are basically analysts that use probability and permutation to calculate the financial risks while setting up businesses. BS Mathematics is required to apply for the job. Their median salary is 60,477 PHP per month.

Computer Programmers Computer program developers convert codes set by software engineers into a set of coding instructions in the central processing unit of a computer. They are responsible for glitches and bugs in the computer’s software. BS CS is required to apply for this job. On average, they earn 52,331 PHP per month.

 System Analysts and Designers A system analyst uses diagnosis and data methods to resolve business issues using data technology. They may serve as technology agents who design the structure enhancements required, build systems to carry out those changes, train, and motivate others to use the systems.   A system analyst uses diagnosis and data methods to resolve business issues using data technology. They may serve as technology agents who design the structure enhancements required, build systems to carry out those changes, train, and motivate others to use the systems. BS IT is required for this job. The average monthly salary is 51,069 PHP for system analysts and designers. 

Computer Engineers Computer hardware engineers research, build, verify computer systems, elements comparable to circuit boards, memory devices, networks, and routers. BS CS is required to apply for this job. On average, computer engineers earn 49,335 PHP per month.

Auditors A financial auditor’s job is to crosscheck financial records, documents, and accounting entries of a company. They gather information from a company’s financial reporting system, account balance, income statements, financial gain statements, balance sheets, tax returns, and control systems. BS in finance and accounts is required in this job. The mean income of an auditor is 47,756 PHP.

Production Supervisors & Foremen Production supervisors and foremen look after productions on allotted shifts, prepare work schedules to confirm economical operations, have information of processes and instrumentation, and verify that products are known, weighed, and warehoused properly. BS industrial engineering is required to apply for this job. Their mean income is 47,101 PHP.

Statisticians A statistician develops and applies applied math or mathematical theories to summarize helpful data to assist in solving real-world issues. They collect and analyze knowledge and use it in many industries, comparable to engineering, science, and business. BS statistics is required to apply for this job. On average, statisticians earn 41,480 PHP per month.

Final thoughts

If you are searching for a good career, you should first assess your qualification and then find the perfect match. This will help you eradicate the out-of-line jobs that can’t be done with the qualification you possess.

Second, you should also know your interests. Interests can hold a great significance in satisfaction while doing a job. If you are still a student right now, you must decide on a career you compliment you and your personality. Research before choosing your career is necessary. Think a hundred times as it’s not only your life depends on it but also your family.