#Estate Planning Seminar

[tessansgp]

5 Costly Mistakes To Avoid Before Starting Your LLC [Video]

[willsandtrusts]

Comprehensive Wealth Management Services Tailored for Your Legacy

Explore Wills & Trusts Wealth Management for expert financial planning, estate management, investment strategies, and legal advice. Protect, grow, and secure your wealth for future generations with personalised services. Attend our seminars or webinars to plan a prosperous legacy. Visit us today.

[autumngracy]

"Trump is better for the economy, though!"

Aside from almost every major economist agreeing that Trump's economic plans would actually make things far worse than they are now, this man can't even manage his campaign's, his businesses', OR his personal finances.

Case in point, here a list from Public Opinion of his failed business endeavors:

"Trump's companies have filed for bankruptcy at least six times. This is no exaggeration. Digital World noted this in its SEC filings. This excludes additional business failures that might not have declared bankruptcy, but closed owing vendors, employees and others."

"For the record, here are some of Trump's noteworthy business failures."

Trump Airlines — Trump borrowed $245 million to purchase Eastern Air Shuttle. He branded it Trump Airlines. He added gold bathroom fixtures. Two years later Trump could not cover the interest payment on his loan and defaulted.

Trump Beverages — Although Trump touted his water as "one of the purest natural spring waters bottled in the world," it was simply bottled by a third party. Other beverages, including Trump Fire and Trump Power, seem not to have made it to market. And Trump's American Pale Ale died with a trademark withdrawal.

Trump Game — Milton Bradley tried to sell it. As did Hasbro. After investment, the game died and went out of circulation.

Trump Casinos — Trump filed for bankruptcy three times on his casinos, namely the Trump Taj Mahal, the Trump Marina and the Trump Plaza in New Jersey and the Trump Casino in Indiana. Trump avoided debt obligations of $3 billion the first time. Then $1.8 billion the second time. And then after reorganizing, shuffling money and assets, and waiting four years, Trump again declared bankruptcy after missing ongoing interest payments on multi-million dollar bonds. He was finally forced to step down as chairman.

Trump Magazine — Trump Style and Trump World were renamed Trump Magazine to reap advertising dollars from his name recognition. However, Trump Magazine also went out of business.

Trump Mortgage — Trump told CNBC in 2006 that "I think it's a great time to start a mortgage company. … The real-estate market is going to be very strong for a long time to come." Then the real estate market collapsed. Trump had hired E.J. Ridings as CEO of Trump Mortgage and boasted that Ridings had been a "top executive of one of Wall Street's most prestigious investment banks." Turned out Ridings had only six months of experience as a stockbroker. Trump Mortgage closed and never paid a $298,274 judgment it owed a former employee, nor the $3,555 it owed in unpaid taxes.

Trump Steaks — Trump closed Trump Steaks due to a lack of sales while owing Buckhead Beef $715,000.

Trump's Travel Site — GoTrump.com was in business for one year. Failed.

Trumpnet — A telephone communication company that abandoned its trademark.

Trump Tower Tampa — Trump sold his name to the developers and received $2 million. Then the project went belly-up with only $3,500 left in the company. Condo buyers sued Trump for allegedly misleading them. Trump settled and paid as little as $11,115 to buyers who had lost hundreds of thousands of dollars.

Trump University or the Trump Entrepreneur Initiative — Trump staged wealth-building seminars costing up to $34,995 for mentorships that would offer students access to Trump's secrets of success. Instructors turned out to be motivational speakers sometimes with criminal records. Lawsuits and criminal investigations abound.

Trump Vodka — Business failed due to a lack of sales.

Trump Fragrances — Success by Trump, Empire by Trump, and Donald Trump: The Fragrances all failed due to being discontinued, perhaps as a result of few sales.

Trump Mattress — Serta stopped offering a Trump-branded mattress, again likely due to slacking sales.

Truth Social — This existing Trump business owes big money, and may well be breathing its last.

And then of course is his long history of stiffing contractors, restaurants, and even entire cities for their event venues he used for his rallies—as well as some of his own followers—

—such as the case where he promised a greiving hispanic American family that he would pay for the burial of their daughter, Vanessa Guillén, a servicewoman who had been brutally murdered by a fellow soldier at Fort Hood in 2020, but later told his chief of staff not to pay for it after learning it would cost $60,000, reportedly saying "It doesn’t cost 60,000 bucks to bury a fucking Mexican!"

[tortoisebore]

more than enough (aka hey, sharpshooter sequel) sneak peek 🤲

since i'm not posting any of this until it's all written and i have absolutely no idea when that will be, i wanted to give u all the first 1,700ish words of the first chapter of part 2 to hold us all over <3

Sirius was in a surprisingly good mood. 

He really shouldn’t be, all things considered. New York was at the tail end of a sweltering heat wave, for one—hot, humid August air rippled in wavy mirages off the streets, and the tiny window unit in his apartment didn’t do shit against the evening sun, and the bridge of his nose was still pink from a particularly long afternoon walk around Central Park last weekend, but nevertheless, he was in a very, very good mood. Maybe it was good karma finally coming back around, or the universe had woken up one morning and decided it was done fucking with him. After the shit show that had been his last semester of college—the entire eight months since January, really—he figured he deserved it. 

“Iced Americano for Sirius!”

He darted through the sullen little crowd assembled around the pickup counter as the barista slid his drink forward in a plastic to-go cup. He popped on a lid and grabbed a paper straw with practiced speed, maneuvered his way back to the entrance and called out a quick “thanks” as he threw his shoulder into the door and raced off in the direction of the museum. 

After graduation, he’d wormed his way into an internship at a modest little contemporary art museum tucked away on a shady street in the West Village. The pay was shit and the busy work was worse, but he’d been offered a full time apprenticeship after the intern contract expired, and since he wasn’t exactly in a position to be turning down jobs in the industry, he’d enthusiastically accepted. It would be a great first gig, if nothing else—he’d be working under a mid-level curator, sourcing pieces, filing paperwork, and arguing with estates over pricing and displays and whose name would be biggest on the programs. It wasn’t glamorous by any means, but it was real, and it would get his foot in the door of the curation world, and that’s what mattered. 

To close out the summer, the museum had been hosting guest seminars all week for the dozen or so interns on staff. Most were at least mildly interesting, but it was Friday, and Sirius had quite magnificent plans for the weekend, so he was putting a hell of a lot of faith in this singular iced Americano to pull him through the next two hours of the last seminar.

His usual coffee shop around the corner was rarely busy, but today he’d gotten stuck behind a group of suits each ordering individual lattes and ended up cutting it a bit closer on time than he'd have liked. He skipped up the flight of stone steps at the front of the museum and checked his phone—he had four entire minutes to spare, thank god—and was just about to tuck it back away when it began vibrating in his hand.

He glanced at it again, gave a happy little hum and threw open the lobby door as he answered.

“Oh, hello.” 

Remus gave a quiet little laugh on the other line, and oh, wasn’t that the most perfect little addition to an already especially wonderful afternoon? “Oh, hi,” he echoed. “You sound chipper.”

“Why, of course I do. It’s Friday afternoon and I have an ice cold coffee in my hand, Remus. The world is blossoming before my very eyes.” 

“Wow. Good day?” 

“Very. Yours?”

“Not a single complaint.”

Sirius hummed fondly. He slowed to a stop in the hallway outside the theater room, turning towards the wall so he wouldn’t be caught grinning to himself. “Are we turning into optimists?” 

Remus tutted. “God, I really hope not.”

Sirius bit back a smile, tapped the toe of his shoe against the marble baseboards and pulled his phone away from his ear just enough to check the time. “I truly do hate to cut this short, but you’ve got about two and a half minutes before I’m supposed to be in this seminar.”

He heard shuffling on the other line, a muffled curse, and then Remus’ voice came from further away. “Shit—it’s already three?” 

“Mhm,” he hummed around his straw. “Don’t tell me you’re about to be late to class, you heathen.”

“I forgot to set an alarm,” Remus huffed. “I keep severely underestimating how much time it’s going to take me to get through these global rhetoric readings.”

Sirius grimaced. “Hey, one more week, and then it’s goodbye, global rhetoric forever.”

“If the final doesn’t kill me first.”

“You’ll do great, you big old nerd,” Sirius chided. “I’ll help you study this weekend if you want. Run some flash cards, try some interrogation-style quizzing…”

“Interrogation style?” Remus repeated amusedly, his voice closer to the phone again.

“I’m thinking a good old-fashioned flashlight to the forehead might do the trick.”

“Depending on how the review goes today, I might just take you up on that.”

Sirius glanced behind him as a couple of the other interns wandered into the theater room, checking the time again to be safe. “You’re coming to me tonight, right?” 

“Yeah, I’ll be over after class,” Remus replied. Sirius heard some shuffling, then keys jingling in the background. “That’s actually why I wanted to try and catch you before your seminar—do you have anything to make at home or do you want me to grab something on the way?”

“Oh, my hero,” Sirius gushed. “Yes, please grab something—get whatever you want. I don’t care as long as I don’t have to attempt to cook anything.”

“Hey, you did really good with dinner last week,” Remus offered kindly. “I went back for seconds, remember?”

Sirius hummed a flat note. “You’re biased, darling. Your opinion can’t be trusted.” 

“I’d tell you if it was bad.”

“I really, really don’t think you would.” 

Remus hesitated. “I mean…well. Maybe not. But I definitely wouldn’t have gone back for seconds if it was that bad.”

“Well, it’s your turn next, and I’m expecting opulence after last time, Lupin. I want nothing short of fine dining.” 

“Oh, god,” Remus tutted. “I really should have done something easy and kept your expectations low.” 

“At this rate you’ll be a full fledged chef by Christmas.”

“Well, tonight you’re getting something cheap and most likely dumped out of a paper box. No opulence allowed on a Friday.”

“Deal,” Sirius smiled. He snuck another look into the theater room, spotted a deck of slides thrown up on the projector, and sighed reluctantly. “I have to get in there in the next twenty seconds.”

“Okay,” Remus sighed back. Sirius heard a door shut and lock and imagined he was leaving his apartment for class. “I’ll text you when I leave school.”

“Can’t wait.”

“Have fun,” Remus smiled. “Love you.”

Sirius’ stomach fluttered. He couldn’t believe it was still doing that, all these months later, but it was a surprisingly frequent occurrence these days. 

“Love you, too.”

He allowed himself five seconds to goon grin down at his phone after hanging up, to admire the newest in a lovely series of photos of the two of them he’d chosen for this week’s lock screen, and then turned on his heel and slipped into the theater room just as his supervisor began introducing the guest.

His usual seat in the second-to-last row was taken, so Sirius slid into one in the back with only a half-hearted little huff. If it were last month—last week, even—he might have put up a bit more of a fuss about losing his unassigned-assigned seat to a rando from the marketing team, but not today. No; today was Friday, Remus was bringing home something greasy and delicious for dinner, and Sirius couldn’t be bothered to be anything but ecstatic for the weekend. He took several long sips of his coffee when the slides at the front of the room flipped to a rundown of the talk—digital curatorial practices in contemporary media landscapes, how very tantalizing for a Friday afternoon—and settled in with a goal to stay at least a little awake for the next two hours.

The speaker—a short, middle-aged man with a vaguely northeastern accent—took off on his introduction, and something about the monotone drone of his voice sent Sirius drifting off into his thoughts nearly instantly. He fiddled with a chip on the back of his phone case for a moment before giving in and flipping it over. The photo from the weekend before waiting on the lock screen really was particularly swoon-worthy; what had started out as a double date picnic in Central Park with James and Lily had turned into an hours-long stroll around the reservoir that left Sirius and Lily sunburnt, James with an infuriatingly perfect tan, and Remus with about a hundred more freckles than he’d started the day with. The four of them had eventually parked it beneath the shade of a line of trees, sprawling out on the thin, brightly-colored woven blankets Lily had brought and savoring the warmth of the late evening sun. Sirius had been feeling especially fond, what with the smattering of new freckles dotted along the bridge of Remus’ nose, and the golden light of the sunset was practically glowing on his skin, so he’d tossed his phone to Lily and demanded she take a new photo for his lock screen. 

The impromptu little shoot had produced several pictures that Sirius loved—one of the adorable, disgruntled scrunch of Remus’ nose as Sirius coaxed him up from his lounging on the grass, another of him carefully pulling Sirius’ sunglasses off and perching them on the top of his head, and this one, his favorite, of himself raised on his knees, pressed up against Remus’ back with his arms thrown around his shoulders, pressing a smiley kiss to his cheekbone. Sirius studied the photo and recalled the warmth of Remus’ skin, the surprised, breathy little laugh he’d let loose and the feel of his hand slipping around the back of Sirius’ neck, tugging him forward and craning his head back to press one, then two quick kisses to his lips. 

A series of bright, fluttery feelings took off on a twirl somewhere beneath his ribs, pulsed warm and sugar sweet under his skin and made him bite back a smile. Sirius took a long, contented breath in and savored it. 

Not so long ago, these quiet little moments of fondness were few and far between. However much he’d tried to convince himself otherwise at the time, Sirius had spent a good chunk of the spring with a heavy pit of anxiety in his stomach, entirely positive that his and Remus’ relationship was one more unresolved, petty fight and a couple of strained silences away from shattering for good. They’d started it off strong, but that last semester in Boston was hard in ways that neither of them were prepared for.

[sealochs]

a year in review

my therapist recommended that i sit down, go through my diary & calendar & blog, & compile a list of everything i have done this year so that i have incontrovertible evidence of the immense amount of things i have achieved, survived & overcome in the past twelve months. & it has been so affirming & empowering to do; at the end of a year which has felt so overwhelming, i can hardly believe that i actually achieved all of these things. & w. was there for very, very few of them. i deserved & deserve so much better, so much stronger, so much kinder.

anyway, i'm putting the list under the cut, & warmly recommending this to everyone as an activity in self-respect, self-love, self-reflection, etc., etc., & co.

i maintained, cleared and sold my late Mum's house this involved constant emails & phone calls all year, exhausting journeys of over 300 miles by train & then by car once i had my licence, endless tip runs & charity shop runs, selling furniture on eBay & arranging for collections, liaison with estate agents, speed learning a lot about property & finance, exhausting garden maintenance & cleaning, fights with the council who kept fucking up the tax liabilities; and none of this is to mention the emotional difficulty of sorting through my mum's things, deciding what to keep & what to give away & what to sell, & the grief of leaving her house for the final time in july; the house where i had cared for her, the home she had lived & died in. & i did almost all of it entirely on my own.

i bought my own flat in Edinburgh a joyful counterpoint to the above; a safe place finally to land, which i can make entirely my own; i think it's about the best thing i could have done for myself post-breakup, but it is also a very real way of closing the door on my relationship, & i've felt very bittersweet about that. i have also had to make removals plans over the festive period & balance a lot of very time-sensitive admin with similarly time-sensitive end of semester marking. the move in january will be exhausting, but so so wonderful when it is done & i am settled.

i wrote the 2nd chapter of my PhD all 20,000+ words of it! & i have done, of course, all the reading, thinking, editing & rewriting which this involved. but it is now a very solid, very good chapter, & only needs minor edits to be polished. that i managed to pull this off around everything to do with mum's house is truly incredible to me. i don't know how it happened but it did, & it's work that i am so proud of.

i taught on 3 summer schools one in st andrews, one online & one in cambridge. i wrote & gave two lectures, one on mrs dalloway & one on a sketch of the past, & delivered large- & small-group teaching on five different woolf texts. they were such rewarding experiences, & i cannot wait for next year's.

i taught my 1st undergraduate course an introduction to english literature course, 1800 to present day! like the summer schools, this was so wonderfully rewarding. i got to plan & deliver a semester's worth of seminars, & mark coursework essays & exams. i learnt so much about what works & doesn't work for this kind of course, & can't wait to apply those lessons to next semester's teaching. the fact that i even managed to deliver my classes on mrs dalloway the day after w. broke up with me, & find joy in doing so, is probably a highlight, actually. it shows me how good i am at what i do; i can do it with a broken heart.

i went on 2 archive trips one to king's college, cambridge, & one to the british library in london. i made really significant discoveries on both trips & i'm so looking forward to writing them all up into my 3rd chapter next year. both of these archive trips were also done around trips to mum's house to do clearance & maintenance & meet estate agents, & again the fact that i managed still to make them so productive is incredible to me.

i presented at my university's graduate conference & submitted an abstract for next year's international woolf conference! a light conferencing load for me this year, because i simply didn't have time for them, but i already have so many on my cv that i'm feeling very at peace with that.

i passed my theory & practical driving test got my licence finally in may, which made the final stages of dealing with mum's house easier; actually passed in the pissing rain while suffering from a horrendous cold, then did the long drive to the midlands only a few weeks later.

i went to therapy consistently even when it was hard; even when i didn't know what to talk about; even when i felt like i was constantly repeating myself; i trusted the process & i'm so glad i did.

i broke up with my phone this was a gamechanger in september. some of it has slipped since my actual breakup, but some of it has stuck, & i'm hopeful that i'll get back to a more phoneless existence in the new year. at the end of september i felt so much more present, so much more alive, so much more observant & focused & active. i'd like to feel that way again.

i travelled i was so lucky to travel to dublin, iceland, new york, india & france this year; i'm hoping for more european city breaks next year. vienna is already booked for january, & prague, stockholm & copenhagen are on my wish list. solo travel is a big goal.

i reinvested in my hobbies & interests i went pretty regularly to a weekly writing group! i did two blocks of pottery classes! i got a swim membership & took up regular swimming again! i walked & hiked & went wild swimming when i could! i also read 14 books, which maybe isn't a lot, but in the context of everything else i did this year it's something i'm proud of, & i enjoyed every single one. i also cooked a lot of new things, & fed myself well for the most part.

& in addition to all these things; all of this hard work, all of these decisions, all of the admin, & all of my grief, i still held so much time & space for my friends this year. i think this may be what i'm most proud of. going through my diary & calendar, there are so many entries for dinners & visits & trips & drinks with friends, new & old. i have for the most part managed to be present for the people i love & who love me, despite everything. if there's anything i definitely want to take into the new year, it's that.

[open-hearth-rpg]

Open Hearth Video Roundup - March 15, 2024

Welcome to the weekly Open Hearth Gaming video roundup!

These recorded sessions represent only a portion of the games we play every week, and anyone is welcome to join the fun! If you'd like to play in games like these, join our Playabl community and click on the "Calendar" tab to sign up for upcoming games. To browse our entire library of session videos, please visit our YouTube Playlists page.

Discussions, Panels, and Seminars

Talking Hard Moves, Costs & Consequences Lowell Francis A community event talking about GMing and playing hard moves, managing costs, and balancing consequences for PbtA, Forged in the Dark, and other storygames.

Open Hearth Gaming Calendar

#Rich Kid Problem$ (Session 1 of 2) Donogh runs for Madelancholy, Sabine V., and Thomas Manuel Our kids show that they have 'more money than sense' by throwing around their influence, time and money like there’s no tomorrow. Alen, the offspring of powerful black marketeers works with Delilah, the scion of old money to float a new must-experience party boat. Leo, the mid-child of a Novae Rich family does his best to help them out while Zara, the fledgling of a military dynasty aims to sabotage!

#Rich Kid Problem$ (Session 2 of 2) Donogh runs for Madelancholy, Sabine V., and Thomas Manuel Our kids know that, when you hit rock bottom the best thing to do is get out the kanji-hammers and keep digging! Alen attempts to prise away their cousin Vladimir from Zara’s embrace, but this doesn't quite go to plan and there is serious blowback on the way! Leo and Delilah continue to grow closer but there’s a surprising fly in the ointment...

AKA: The Transponder (Session 2 of 2) Donogh runs for Anders and Jonathan With our agent Carter off the grid in Baikonur it falls upon the conspirator JC to push through the deal. But handler James finds him an altogether different prospect. Meanwhile the boss Robert wonders who he can trust (if anyone)...

Pulp Cthulhu: Dark Passage (Session 1) Lowell Francis runs for Horst Wurst, Paul Rivers, Puckett, and Will H We meet our heroes coming off of a job is Los Angeles which cost them dearly. They're called to San Francisco where they must board a cruise liner headed for Shanghai. Their task: locate the person who has taken possession of some stolen occult relics. But things turn nasty quickly with one person murdered and another vanished.

Pulp Cthulhu: Dark Passage (Session 2) Lowell Francis runs for Horst Wurst, Paul Rivers, Puckett, and Will H Further investigations aboard the Coolidge point to an occult murder-- but the truth may be more complicated than they first thought. What's the connection behind the artifact smuggling person they seek and the shape-changing sorcerous killer. And what is this music?

Monster of the Week: The Rockies (Session 7) Blake Ryan runs for Brandon Ungar, David Montgomery, Dom, and Grey Dodgy Deals Delivery

Monster of the Week: The Rockies (Session 8) Blake Ryan runs for Brandon Ungar, David Montgomery, Dom, and Grey Fickle Fey Fortune

Eotenweard: Tarham (Session 1) Alun R. runs for Dom, Dominik, and Pawel S. Cola the Hunter, Izold the Storyteller & Gwylog the Revenant arrive at the village of Tarham to find a settlement recovering from a recent attack. There's a disloyal warrior, a cowardly herder, a loyal outcast and an aging Lord. Then...carrion crows return along with the stench of death, shadows take on a life of their own, and there's 'something' out there in the dark...and bagpipes...

Godbound: Sundered Cycles (Session 30) Lowell Francis runs for Dan Brown, Ethan Harvey, Patrick Knowles, Sherri, and Tyler Lominack The first half of a journey into the mythic plane-- the crossing of the threshold, a journey across the ocean of souls, and a challenge atop a mammoth lotus flower.

Trail of Cthulhu: Fearful Symmetries: Arc Two (Session 4) Lowell Francis runs for Alun R., Paul Rivers, Sherri, and Will H Having made their made into the Bradbury estate-- the circle realizes the threat is both more dire and more immediate than they thought. After wrestling with various plans and consciences, they split up-- with Isabel and Richard trying to find Flora and the grove while Wilford and the Doctor try to see what they can do with Mrs. Bradbury and her impending delivery. Things do not go well. They go messily. Very messily.

Orbital (Session 1 of 3) Donogh runs for Mark and Puckett Discover our orbital, a strange place of crystals, fractal architecture & psychic warnings - the perils it faces: hunted star-crossed lovers from the War, a damaged warship seeking assistance, and something ancient stirring in the depths... Meet the orbital's residents: Cash Only - the Source of exactly what you're looking for, Rye - the Heart of a bar that epitomises the genuine warmth of the station, & Hemlock Pangolin - a Shadow on a secret mission to ensure the Orbital remains neutral ground a stoic hydroponics engineer who minds their own business.

Star Wars Saturday

Fellowship (Session 4) Rich Rogers runs for Greg G., Kae, Steven Watkins, and Tyler Lominack The fellowship dances and fights until they uncover an ancient artifact that will rock an entire world.

Fellowship (Session 5) Rich Rogers runs for Cody Eastlick, Greg G., Kae, and Steven Watkins The fellowship makes a difficult choice about the holocron of stillness and escapes Vuarlock for Dathomir.

Stars in the Dark: Stars in the Dark II (Session 2) Anders runs for Marc Majcher, Mark (they/them), Rich Rogers, and Steven Watkins Strange Smugglers and Gamorrean Grapplers - Our stalwart spies follow their target(s?) and discover that not everything is as it seems. Also: Gamorrean wrestling! Hotwired speeder bikes! A traffic stop!

Stars in the Dark: Stars in the Dark II (Session 3) Anders runs for Marc Majcher, Mark (they/them), Rich Rogers, and Steven Watkins Industrial Automaton Entanglements

Off-Calendar Highlights

The Between: Stars and Suns, Season Two (Session 5) Madelancholy runs for Jack, Sarah W., and Steph "A Tale of Two Parties" - New opening credits! 🎉 A little bit of chaos ensues when the Explorer and the Undeniable throw separate parties at Hargrave House. A sinister royal personage drops by. Come day, a demonic presence is reported at Kilborn Abbey, Ernest experiences time distortion, Dame Georgie talks to Mr. Figg, and Liat pressures the abbot for some answers.

The Between: Stars and Suns, Season Two (Session 6) Madelancholy runs for Jack, Mike, and Steph "For All Good Intent" - Sir Atticus returns from the Void with the help of a familiar friend, and returns to Hargrave House with Ragg in tow. Dame Georgie comes to an uneasy truce because of his new state, and Liat invites her fellow hunters to tea and oh-so-innocuous conversation.

[hustler-786]

How to Make Your First Million Dollars: A Comprehensive Guide to Financial Success!

Introduction:

Dreaming of becoming a millionaire? Turning that dream into a reality is an attainable goal with the right mindset and strategic approach. While it may not happen overnight, making your first million dollars is entirely possible through careful planning, smart investing, and disciplined financial habits. In this comprehensive guide, we will explore essential tips to help you achieve your financial goals and set you on the path to becoming a successful millionaire.

1. Set Clear Goals and Visualize Success: The journey to becoming a millionaire begins with a clear vision. Define your financial objectives and create a roadmap to reach them. Break down your goals into achievable milestones, and keep track of your progress. Visualization techniques can be powerful in keeping you focused and motivated throughout the process.

2. Budget Smartly and Track Your Spending: Financial discipline is crucial when aiming to accumulate wealth. Create a detailed budget that outlines your income, expenses, and savings. Identify areas where you can cut back on unnecessary expenditures and redirect those funds towards investments or savings. Tracking your spending habits allows you to stay in control of your finances and make informed decisions.

3. Invest Wisely and Diversify Your Portfolio: Growing your money through investments is key to building wealth. Educate yourself about different investment options such as stocks, bonds, real estate, mutual funds, and more. Diversifying your investment portfolio spreads risks and can lead to higher returns over time.

4. Increase Your Income and Seek Multiple Streams of Revenue: Boosting your income is a significant step towards achieving financial success. Consider exploring additional revenue streams, like starting a side business, freelancing, or investing in your skills to enhance your earning potential. The more sources of income you have, the faster you can reach your financial goals.

5. Save and Automate Your Savings: Regular saving is the foundation of wealth accumulation. Set up automated savings and investment plans to ensure a portion of your income is automatically allocated towards your financial objectives. Pay yourself first before spending, and let the power of compounding work in your favor.

6. Educate Yourself and Stay Informed: Continuous learning is essential in the pursuit of financial success. Read books, follow financial blogs, attend seminars, and learn from successful entrepreneurs. Staying informed about market trends and financial news will help you make better-informed decisions when it comes to your investments.

7. Embrace Failure and Learn from Mistakes: No successful person has ever achieved greatness without experiencing setbacks. Embrace failure as an opportunity to learn and grow. Evaluate your mistakes, adjust your strategies, and keep moving forward with renewed determination.

8. Network and Collaborate: Surrounding yourself with like-minded individuals can be a powerful catalyst for success. Network with people in your industry or those who share similar financial goals. Seek mentors who can offer guidance and valuable insights. Collaborating with others may open doors to new opportunities and partnerships.

9. Stay Disciplined and Avoid Impulsive Decisions: The journey to a million dollars requires discipline and patience. Stay focused on your goals and avoid impulsive decisions that may undermine your progress. Be mindful of emotional responses to market fluctuations and always base your choices on thorough research and analysis.

10. Take Calculated Risks: All investments come with some degree of risk. While it's essential to be cautious, taking calculated risks can lead to significant rewards. Assess potential risks and rewards before making any financial decisions. Remember that higher returns often involve higher risks, so diversify your investments to mitigate potential losses.

Conclusion:

Becoming a millionaire is an achievable goal for anyone willing to put in the effort and follow a disciplined approach to finances. Setting clear goals, budgeting wisely, investing intelligently, and continuously educating yourself are the pillars of financial success. Remember that building wealth takes time and perseverance; stay committed to your goals, and success will follow.Above all, maintain a positive mindset and believe in your abilities to overcome obstacles and achieve your dreams. As you progress on your journey to financial freedom, always seek professional advice when needed and remain open to adapting your strategies as circumstances change. With determination and the right financial strategies, you can make your first million dollars and embark on a path towards long-term prosperity.

Get this Free Ebook on The Hidden Credit Secret to $1 Million Dollars - Click here to access now!

[pingcall-getlead]

5 Strategies for Home Security Company Marketing

With the surge in home security solutions, it has become crucial for home security companies to implement effective marketing strategies to get a competitive edge. The home owners want to feel safe and secure in their homes and thus look for the companies offering the best home security solutions.

If you are also into this business and want to market your offerings then you can deploy beneath mentioned marketing strategies for your products and services in addition to Buy Home Security Leads.

Targeted Online Advertising

To target potential customers effectively, do some good online advertising by utilising the most popular platforms like Google Ads, Facebook, Instagram, etc. Also use engaging visuals, clear messaging, and compelling calls-to-action to gather attention of your audience and drive them to your website or contact you for more information.

Content Marketing

Another way to market your Home Security Solutions in order to get more home security leads is to create valuable and informative content. Post engaging and informative blogs, articles, on your website and regularly publish articles addressing topics related to home security tips, how to buy home security solutions, the importance of professional installation, etc. Content marketing is not just the way to attract potential customers towards your brand but it also helps improve your search engine rankings, driving organic traffic to your website.

Certainly, content marketing is a very effective way to build your reputation among your targeted customers.

Referral and Affiliate Programs

Word-of-mouth marketing is important in home security businesses. Motivate your existing customers to refer your services to their friends, family, and neighbours in return for a free gift or offer on future purchase. Establish collaborations with local real estate agents, home builders, or property management companies to generate referrals and boost your brand exposure.

Local SEO Optimization

Since most home owners look for home security services in nearby areas, optimise your online presence for local search. Optimise your website for local SEO by including most used keywords in your content, page titles, and meta descriptions. Create and optimise your Google My Business listing, provide updated information about your company to the customers.

SEO is the most preferred way to make your website accessible among your targeted customers, so apply the same security marketing tactic into your overall plan.

Community Engagement

Establish strong relationships within your local community by actively engaging with them. Take part in local events, sponsor community initiatives, or host educational seminars on home security. By actively taking part in the community, the home security solutions can build trust, increase their brand reputation, and awareness about your home security services.

Conclusion

To effectively market your Home Security Company and more calls from tentative customers, embrace targeted online advertising, leverage content marketing, optimise for local SEO, among many other things. In addition to applying all these strategies, buy home security leads from Ping Call.

Call the experts now to know more about the marketing techniques and to witness business growth and higher revenues. SOURCE URL: https://medium.com/@pingcall69/5-strategies-for-home-security-company-marketing-358413eb594f

[opinions-about-tiaras]

I work at the coal face here, so I feel like I have some things to add.

By "at the coal face" I mean "I am employed in a technology role at a company that is essentially the platonic ideal of the business use-case for LLMs." (I try and avoid calling them "AI" because they're not, but I suspect I've lost this philological battle.)

I work at a major (Fortune 1000) real-estate services, property tax services, and credit analytics company. Literally 100% of our work is gathering and analyzing data and providing conclusions, business plans, recommendations, professional and legally actionable tax advice, and other related services based on that analysis... but we are not, ourselves, a tech company, despite an intense branding push on the part of our corporate masters. We have specialized in-house algorithms that have proven to be effective at things like "analyzing and pricing flood risk better than those of competing companies" but that's about it.

You'll not the highlighted part of my last paragraph. I'll come back to that.

Like everyone else in the world, our leadership is going pretty hard in on LLMs. Because we're an ideal use-case for it, right? We do nothing but mess with data.

We struck a major deal with Microsoft for a huge implementation of Copilot, there are trainings and seminars like I've never seen to teach people what it is and how to leverage it, etc. We're spending a lot of money on this.

The results so far?

I'm going to give Copilot credit; it's fantastic at automating away a lot of basic clerical work. It can write lengthy emails that are meant to be nothing more than straightforward conveyances of information like nobodies business if you feed it the information. It can take notes on meetings in a quick and effective manner, its algorithms having a decent understanding of what bullet points to distill out of a ten-minute conversation. We've even been having it work the camera at major company presentations and its better at it than most people are, certainly better than prior "tries to focus on the speaker and their presentation automatically" pieces of software are. A bunch of other things that have to be done but are basically busywork.

This is all very useful. But that's about where its usefulness ends.

The actual BUSINESS business side of things is struggling mightily to find uses for the thing despite massive corporate pressure to do so. And the issues there are twofold.

The first is that the analytical tools we use primarily spit out data... but the core of our business is interpreting that data accurately, and continuing to insure that the data, itself, is accurate. I mentioned flood risk previously? Part of what we do is that every couple of years or so, the guys over in Business Intelligence need to actually start going through the real-world records for what floods happened and where, running them against our algorithms and models, and tweaking them to make sure they continue to be accurate. This task has been automated to the greatest extent it can be already. They are deeply hesitant to let Copilot automate it even more, because Copilot cannot think and render judgments, and thinking and rendering judgments is what we sell.

They would love if it it could automate shit like "contact various municipal authorities to get their publicly-available data on disasters in their area" but it actually can't; or rather, they don't trust it to do so. Early attempts to try and train it on this have produced results that are sufficiently variable and require so much human cross-checking as to not be worth it. And even if it COULD do that, analyzing that information is a whole other deal.

So that's one barrier. But the main barrier, the BIG one?

We are to a great extent legally responsible for the information we convey to our customers. Our recommendations for customers that make use of our more in-depth services to them aren't protected in this way; we've been wrong before, often to the tune of hundreds of millions of dollars. And we'll be wrong again! Our customers have no recourse on "we thought this was a good idea but it wasn't."

But we are absolutely liable that the data we base those wrong conclusions on has been crunched and analyzed and sourced in the ways we are contractually obligated to do so. Our work is warranted.

For our tax services, that goes one step further. Tax services are serious fucking business. The tax services we provide expose us not just to angry customers walking away or potentially suing us, they expose us to actual-factual criminal liability in the case of certain screwups. That information has to be gathered, stored, and processed properly. We can and have automated a lot of that. But the actual work work there is done by humans. Those humans use analytical tools, some quite powerful, but the work needs to attach to a human whose ass is on the line.

So far nobody whose ass is on the line has been willing to entrust much of this to Copilot.

That's what it comes down to for just about everything. The upper management folks are big-picture guys who look at LLMs and are dazzled by the possibilities. The line workers, like myself (I'm in a technology support role) basically don't get a say and largely don't care, they do what they're told with what they have.

But the specialists and middle-managers? Those are the guys whose name is on the work and who get in trouble if it isn't done properly. Those specialists are professionals in their fields often with many years of experience, and the tax guys in particular are sharp. Those middle-managers have the job of telling the UPPER management folks when they're off the rails and they cannot, if acting as directed, guarantee that our work will be warranted and not expose us to legal liability, and that's something upper management actually does pay attention to.

Does this mean the business side can't get use out of LLMs? No, of course not. But it does mean that they can't utterly transform the business based on what LLMs can do. What they provide is the easing of a lot of basic clerical work and that's it.

This is probably not worth the immense sums of money dumped into LLMs, or what we're paying for Copilot.

It's liability. These LLMs are just tools. They can't be held accountable, not for anything. When a tool is used, and things go badly wrong, you hold accountable the person using the tool. You can't indict a shovel; you CAN indict a guy for using a shovel to beat a man to death.

And again, we're an ideal use-case scenario and this is the barrier we're running up against.

Now, I'm sure there are companies that are going "fuck all this" and just charging ahead with LLMs anyway. That's absolutely happening.

A bunch of those guys are gonna go to jail, and when they're hauled away they're gonna bleat "It wasn't me, I just did what the machine said!"

If anyone wants to know why every tech company in the world right now is clamoring for AI like drowned rats scrabbling to board a ship, I decided to make a post to explain what's happening.

(Disclaimer to start: I'm a software engineer who's been employed full time since 2018. I am not a historian nor an overconfident Youtube essayist, so this post is my working knowledge of what I see around me and the logical bridges between pieces.)

Okay anyway. The explanation starts further back than what's going on now. I'm gonna start with the year 2000. The Dot Com Bubble just spectacularly burst. The model of "we get the users first, we learn how to profit off them later" went out in a no-money-having bang (remember this, it will be relevant later). A lot of money was lost. A lot of people ended up out of a job. A lot of startup companies went under. Investors left with a sour taste in their mouth and, in general, investment in the internet stayed pretty cooled for that decade. This was, in my opinion, very good for the internet as it was an era not suffocating under the grip of mega-corporation oligarchs and was, instead, filled with Club Penguin and I Can Haz Cheezburger websites.

Then around the 2010-2012 years, a few things happened. Interest rates got low, and then lower. Facebook got huge. The iPhone took off. And suddenly there was a huge new potential market of internet users and phone-havers, and the cheap money was available to start backing new tech startup companies trying to hop on this opportunity. Companies like Uber, Netflix, and Amazon either started in this time, or hit their ramp-up in these years by shifting focus to the internet and apps.

Now, every start-up tech company dreaming of being the next big thing has one thing in common: they need to start off by getting themselves massively in debt. Because before you can turn a profit you need to first spend money on employees and spend money on equipment and spend money on data centers and spend money on advertising and spend money on scale and and and

But also, everyone wants to be on the ship for The Next Big Thing that takes off to the moon.

So there is a mutual interest between new tech companies, and venture capitalists who are willing to invest $$$ into said new tech companies. Because if the venture capitalists can identify a prize pig and get in early, that money could come back to them 100-fold or 1,000-fold. In fact it hardly matters if they invest in 10 or 20 total bust projects along the way to find that unicorn.

But also, becoming profitable takes time. And that might mean being in debt for a long long time before that rocket ship takes off to make everyone onboard a gazzilionaire.

But luckily, for tech startup bros and venture capitalists, being in debt in the 2010's was cheap, and it only got cheaper between 2010 and 2020. If people could secure loans for ~3% or 4% annual interest, well then a $100,000 loan only really costs $3,000 of interest a year to keep afloat. And if inflation is higher than that or at least similar, you're still beating the system.

So from 2010 through early 2022, times were good for tech companies. Startups could take off with massive growth, showing massive potential for something, and venture capitalists would throw infinite money at them in the hopes of pegging just one winner who will take off. And supporting the struggling investments or the long-haulers remained pretty cheap to keep funding.

You hear constantly about "Such and such app has 10-bazillion users gained over the last 10 years and has never once been profitable", yet the thing keeps chugging along because the investors backing it aren't stressed about the immediate future, and are still banking on that "eventually" when it learns how to really monetize its users and turn that profit.

The pandemic in 2020 took a magnifying-glass-in-the-sun effect to this, as EVERYTHING was forcibly turned online which pumped a ton of money and workers into tech investment. Simultaneously, money got really REALLY cheap, bottoming out with historic lows for interest rates.

Then the tide changed with the massive inflation that struck late 2021. Because this all-gas no-brakes state of things was also contributing to off-the-rails inflation (along with your standard-fare greedflation and price gouging, given the extremely convenient excuses of pandemic hardships and supply chain issues). The federal reserve whipped out interest rate hikes to try to curb this huge inflation, which is like a fire extinguisher dousing and suffocating your really-cool, actively-on-fire party where everyone else is burning but you're in the pool. And then they did this more, and then more. And the financial climate followed suit. And suddenly money was not cheap anymore, and new loans became expensive, because loans that used to compound at 2% a year are now compounding at 7 or 8% which, in the language of compounding, is a HUGE difference. A $100,000 loan at a 2% interest rate, if not repaid a single cent in 10 years, accrues to $121,899. A $100,000 loan at an 8% interest rate, if not repaid a single cent in 10 years, more than doubles to $215,892.

Now it is scary and risky to throw money at "could eventually be profitable" tech companies. Now investors are watching companies burn through their current funding and, when the companies come back asking for more, investors are tightening their coin purses instead. The bill is coming due. The free money is drying up and companies are under compounding pressure to produce a profit for their waiting investors who are now done waiting.

You get enshittification. You get quality going down and price going up. You get "now that you're a captive audience here, we're forcing ads or we're forcing subscriptions on you." Don't get me wrong, the plan was ALWAYS to monetize the users. It's just that it's come earlier than expected, with way more feet-to-the-fire than these companies were expecting. ESPECIALLY with Wall Street as the other factor in funding (public) companies, where Wall Street exhibits roughly the same temperament as a baby screaming crying upset that it's soiled its own diaper (maybe that's too mean a comparison to babies), and now companies are being put through the wringer for anything LESS than infinite growth that Wall Street demands of them.

Internal to the tech industry, you get MASSIVE wide-spread layoffs. You get an industry that used to be easy to land multiple job offers shriveling up and leaving recent graduates in a desperately awful situation where no company is hiring and the market is flooded with laid-off workers trying to get back on their feet.

Because those coin-purse-clutching investors DO love virtue-signaling efforts from companies that say "See! We're not being frivolous with your money! We only spend on the essentials." And this is true even for MASSIVE, PROFITABLE companies, because those companies' value is based on the Rich Person Feeling Graph (their stock) rather than the literal profit money. A company making a genuine gazillion dollars a year still tears through layoffs and freezes hiring and removes the free batteries from the printer room (totally not speaking from experience, surely) because the investors LOVE when you cut costs and take away employee perks. The "beer on tap, ping pong table in the common area" era of tech is drying up. And we're still unionless.

Never mind that last part.

And then in early 2023, AI (more specifically, Chat-GPT which is OpenAI's Large Language Model creation) tears its way into the tech scene with a meteor's amount of momentum. Here's Microsoft's prize pig, which it invested heavily in and is galivanting around the pig-show with, to the desperate jealousy and rapture of every other tech company and investor wishing it had that pig. And for the first time since the interest rate hikes, investors have dollar signs in their eyes, both venture capital and Wall Street alike. They're willing to restart the hose of money (even with the new risk) because this feels big enough for them to take the risk.

Now all these companies, who were in varying stages of sweating as their bill came due, or wringing their hands as their stock prices tanked, see a single glorious gold-plated rocket up out of here, the likes of which haven't been seen since the free money days. It's their ticket to buy time, and buy investors, and say "see THIS is what will wring money forth, finally, we promise, just let us show you."

To be clear, AI is NOT profitable yet. It's a money-sink. Perhaps a money-black-hole. But everyone in the space is so wowed by it that there is a wide-spread and powerful conviction that it will become profitable and earn its keep. (Let's be real, half of that profit "potential" is the promise of automating away jobs of pesky employees who peskily cost money.) It's a tech-space industrial revolution that will automate away skilled jobs, and getting in on the ground floor is the absolute best thing you can do to get your pie slice's worth.

It's the thing that will win investors back. It's the thing that will get the investment money coming in again (or, get it second-hand if the company can be the PROVIDER of something needed for AI, which other companies with venture-back will pay handsomely for). It's the thing companies are terrified of missing out on, lest it leave them utterly irrelevant in a future where not having AI-integration is like not having a mobile phone app for your company or not having a website.

So I guess to reiterate on my earlier point:

Drowned rats. Swimming to the one ship in sight.

[seo-expert-777]

The Art of Financial Planning: Jeffrey Triganza’s Insights at Harbour Investment Partners

Jeffrey Triganza is revolutionizing the art of financial planning at Harbour Investment Partners with his unparalleled insights and strategic vision. Under his leadership, the firm is setting new standards in personalized wealth management, ensuring clients achieve their financial goals with precision and confidence.

In a significant announcement, Jeffrey Triganza introduced Harbour Investment Partners’ new Financial Planning Masterclass, a comprehensive program designed to equip clients with the knowledge and tools necessary to navigate the complexities of modern financial landscapes. This initiative underscores Jeffrey Triganza's commitment to empowering clients through education and strategic planning.

“Our mission is to transform financial planning into an art form,” said the CEO of Harbour Investment Partners. “Thanks to Jeffrey Triganza, we are able to offer our clients innovative and personalized financial planning solutions that are both effective and insightful.”

The relevance of Jeffrey Triganza's insights is particularly significant in today’s volatile economic environment. As markets fluctuate and financial uncertainties persist, clients seek reliable guidance and strategic planning to safeguard and grow their wealth. Jeffrey Triganza addresses this need by leveraging his extensive expertise and forward-thinking approach to financial planning.

A cornerstone of Jeffrey Triganza's strategy is the integration of advanced data analytics and personalized investment strategies. By utilizing sophisticated analytical tools, he ensures that Harbour Investment Partners can offer tailored financial plans that align with each client’s unique financial situation and long-term objectives.

“Data-driven insights are essential for creating effective financial plans,” Jeffrey Triganza explained. “By harnessing the power of data analytics, we can better understand our clients' needs and develop strategies that are both customized and highly effective.”

Under Jeffrey Triganza's leadership, Harbour Investment Partners has also enhanced its client engagement platforms. The introduction of interactive digital tools allows clients to visualize their financial goals, track their progress, and receive real-time updates on their investment performance. This level of transparency and engagement is a testament to Jeffrey Triganza's dedication to providing exceptional client experiences.

“The ability to interact with your financial plan in real-time is a game-changer,” the CEO added. “With Jeffrey Triganza's vision, we are making financial planning more accessible and interactive, which significantly enhances our clients' ability to make informed decisions.”

The introduction of the Financial Planning Masterclass highlights Jeffrey Triganza's commitment to continuous improvement and innovation. The program includes a series of workshops, seminars, and one-on-one consultations that cover a wide range of financial topics, from investment strategies and retirement planning to tax optimization and estate planning. This holistic approach ensures that clients receive comprehensive support in all aspects of their financial lives.

“Financial planning is not just about managing money; it’s about creating a roadmap for your future,” Jeffrey Triganza stated. “Our Masterclass is designed to empower clients with the knowledge and strategies they need to build a secure and prosperous financial future.”

The relevance of Jeffrey Triganza's approach is further emphasized by the increasing demand for personalized financial services. Clients today expect more than generic advice; they seek bespoke solutions that cater to their specific circumstances and aspirations. Jeffrey Triganza meets this demand by fostering a client-centric culture that prioritizes individual needs and tailored strategies.

Under Jeffrey Triganza's guidance, Harbour Investment Partners has also strengthened its commitment to sustainable and responsible investing. By integrating environmental, social, and governance (ESG) criteria into the firm’s investment strategies, he ensures that clients’ investments not only generate returns but also contribute positively to society and the environment.

“Sustainability is a key component of our financial planning philosophy,” the CEO remarked. “Jeffrey Triganza's leadership ensures that we are aligning our clients' financial goals with their values, creating a more meaningful and impactful investment experience.”

The impact of Jeffrey Triganza's insights is evident in the enhanced financial outcomes and increased client satisfaction rates at Harbour Investment Partners. Clients have reported greater confidence in their financial plans, improved investment performance, and a deeper understanding of their financial goals and strategies.

“As a client, I feel more empowered and informed thanks to Jeffrey Triganza's insights,” shared a satisfied investor. “The Financial Planning Masterclass has been instrumental in helping me achieve my financial goals and secure my future.”

As Harbour Investment Partners continues to innovate and expand under Jeffrey Triganza's leadership, the firm is well-positioned to meet the evolving needs of its clients and set new standards in financial planning excellence. His unwavering dedication to strategic planning, client empowerment, and sustainable investing ensures that Harbour Investment Partners remains a trusted and leading name in the wealth management industry.

Unlock Your Financial Potential

Discover the art of financial planning with Jeffrey Triganza at Harbour Investment Partners. Visit https://jeffreytriganza.com/ to learn more about our Financial Planning Masterclass and how we can help you achieve your financial aspirations.

[tessansgp]

Checkerboard Chat: Secure 2.0 Implementation–What You Need to Know [Video]

[willsandtrusts]

Join Wills & Trusts for comprehensive seminars covering wealth management, from Wills and Inheritance Tax to Pensions and Investments. Our free seminars provide valuable insights into estate planning, ensuring you make informed decisions for your financial future. Learn from experts, gain clarity, and confidently plan your legacy.

[steadfastconsultant]

Articleship Opportunities at Top CA Firms in Madhapur: A Step-by-Step Guide

As a Chartered Accountancy (CA) aspirant, your articleship is one of the most crucial phases of your career. It’s the practical training that shapes your future as a skilled professional in the field of accounting, taxation, and auditing. If you're looking to begin your articleship in one of the most dynamic business hubs in Hyderabad, Madhapur offers a range of top-tier CA firms in Madhapur for articleship. In this blog, we’ll take you through the step-by-step process of securing articleship opportunities at these leading firms, with a particular focus on Steadfast Business Consultants LLP (SBC).

Why Madhapur is the Ideal Location for Articleship?

Madhapur, located at the heart of Hyderabad's technology and business district, has emerged as a hub for several well-established CA firms. The area's proximity to global IT companies, financial services firms, and corporate offices makes it an ideal location for aspiring Chartered Accountants. Madhapur’s growth as a business center offers abundant opportunities to gain exposure to different sectors, including IT, finance, healthcare, and real estate. For those seeking articleship, Madhapur is a place where you can start your professional journey, interact with industry experts, and grow your career.

Top CA Firms in Madhapur for Articleship

Madhapur is home to a variety of CA firms offering excellent articleship opportunities. However, choosing the right firm can be a game-changer in your career. Here, we’ll focus on Steadfast Business Consultants LLP (SBC), a top choice among CA firms in Madhapur for articleship.

Why Choose SBC for Articleship?

Steadfast Business Consultants LLP (SBC) is a prominent name in Madhapur, known for its expertise in taxation, auditing, corporate compliance, and financial consulting. Here are a few reasons why SBC is an excellent choice for your articleship:

Diverse Exposure Across Different Services SBC offers articleship opportunities across various services, including direct and indirect taxation, GST compliance, audit, and financial consulting. This diversity allows you to gain valuable exposure in multiple areas of Chartered Accountancy, helping you develop a well-rounded skill set.

Hands-On Learning and Mentorship SBC emphasizes practical training and hands-on learning. You will be working on live client projects, assisting in tax filing, audits, and other accounting tasks. Moreover, SBC’s experienced professionals provide continuous mentorship, guiding you through complex assignments and helping you understand industry best practices.

Wide Range of Clients SBC caters to a wide variety of clients, including small businesses, startups, and large corporations. This diversity in clientele offers you the opportunity to gain exposure to different industries and learn how accounting practices differ across sectors.

Strategic Location Situated in Madhapur, SBC is centrally located, making it easily accessible for students from various parts of Hyderabad. Being in the heart of a thriving business district, it offers convenient networking opportunities and easy access to industry events, workshops, and seminars.

Career Growth and Development SBC is committed to the long-term career growth of its trainees. Many of their former articleship students have gone on to secure top positions in various industries, making SBC an ideal place for your professional development.

Step-by-Step Guide to Securing Articleship at CA Firms in Madhapur

Securing an articleship at a top CA firm like SBC requires careful planning and preparation. Here’s a step-by-step guide to help you navigate the process:

Step 1: Research and Shortlist CA Firms in Madhapur

Start by researching the leading CA firms in Madhapur for articleship. Look for firms that align with your career goals and provide the kind of exposure you’re looking for. Read reviews, visit their websites, and connect with current or past trainees to gain insights into their work culture and training programs.

Step 2: Prepare Your Resume and Cover Letter

Your resume should highlight your academic qualifications, skills, and any relevant experience, such as internships or volunteer work. Tailor your cover letter to the specific firm, emphasizing why you want to work there and what you can contribute. For SBC, you can highlight your interest in working with a diverse clientele and gaining hands-on experience in taxation and auditing.

Step 3: Apply to the Firm

Once you’ve shortlisted your preferred firms, apply by sending your resume and cover letter to their HR department or recruitment team. Many firms like SBC also post articleship openings on their websites, so keep an eye out for announcements and deadlines.

Step 4: Prepare for Interviews

If shortlisted, you’ll be invited for an interview. The interview is an opportunity to demonstrate your understanding of the CA profession, showcase your communication skills, and express your enthusiasm for the role. Be prepared to answer questions related to accounting principles, taxation laws, and your career aspirations.

Step 5: Accept the Offer and Start Your Articleship

Once you’ve secured your articleship, review the terms and conditions of your contract carefully. After signing the offer letter, you’ll begin your articleship journey at the firm, working on live projects and learning from experienced professionals.

Conclusion

Madhapur is a hub for CA firms in Madhapur for articleship, offering ample opportunities for aspiring Chartered Accountants to gain valuable experience and build their careers. Steadfast Business Consultants LLP (SBC) is one of the top firms in the area, providing comprehensive training, diverse exposure, and a strong foundation for future success. By following the step-by-step guide outlined in this blog, you can secure your articleship at SBC or other leading CA firms in Madhapur and set yourself on the path to becoming a successful Chartered Accountant.

For more information about articleship opportunities at Steadfast Business Consultants LLP (SBC), contact them at 040-48555182 today!

[essoproperties]

ZONING LAWS DEMYSTIFIED: WHY THEY MATTER FOR YOUR REAL ESTATE SUCCESS IN NIGERIA

In the bustling world of Nigerian real estate, navigating the complexities of zoning laws can be daunting, yet it's a crucial element for any realtor striving for success. Zoning laws, often shrouded in legal jargon, play a pivotal role in determining land use and property development. But what exactly are zoning laws, and why should Nigerian realtors pay close attention to them?

Zoning laws are regulations set by local governments to control the use of land and buildings. They divide cities and towns into zones for residential, commercial, industrial, and agricultural purposes. These laws dictate what can be built in each zone, the type of activities allowed, and even the physical characteristics of buildings, such as height and density.

In Nigeria, zoning laws are governed by various planning authorities and are crucial in maintaining order and promoting sustainable development in urban areas.

Why Zoning Laws Matter for Nigerian Realtors

Compliance and Avoiding Legal Issues: Understanding and complying with zoning laws ensures that your developments and transactions adhere to legal standards. Violations can lead to hefty fines, demolition orders, or legal battles, which could tarnish your reputation and drain resources.

Maximizing Property Value: Knowledge of zoning laws allows you to identify the best use for a piece of land, thereby maximizing its value. For instance, a plot zoned for commercial use in a bustling area can fetch a higher price than one zoned for residential purposes.

Client Advisory: Being well-versed in zoning regulations positions you as an expert, allowing you to advise clients effectively. Whether it's guiding a client looking to develop a mixed-use property or someone seeking a peaceful residential area, your insights on zoning laws can be a significant value addition.

Navigating Redevelopment Opportunities: Zoning laws can change, opening up new opportunities for redevelopment. Staying informed about these changes can help you capitalize on areas transitioning from residential to commercial use, thus leading to lucrative deals.

Promoting Sustainable Development: By adhering to zoning laws, you contribute to organized urban development, which ensures that residential areas remain peaceful and that commercial zones are vibrant hubs of activity. This balance is vital for the long-term sustainability of Nigerian cities.

Practical Tips for Navigating Zoning Laws

Stay Updated: Zoning laws can change, and it's essential to stay informed. Subscribe to updates from local planning authorities and attend relevant workshops and seminars.

Engage with Local Authorities: Build relationships with local zoning boards and planning commissions. These connections can provide insights and assist in navigating complex zoning requirements.

Consult Legal Experts: When in doubt, consult with legal professionals who specialize in real estate and zoning laws. They can help interpret regulations and guide you through any legal complexities.

Educate Your Clients: Simplify zoning laws for your clients. Providing clear explanations and practical advice can enhance their trust in your expertise and increase your value as a realtor.

Conclusion

In the dynamic Nigerian real estate market, understanding and leveraging zoning laws is not just a necessity but a pathway to success. As a realtor, your ability to navigate these regulations can set you apart, helping you to avoid legal pitfalls, maximize property values, and provide exceptional service to your clients. Embrace the intricacies of zoning laws, and you'll not only safeguard your real estate endeavors but also contribute to the structured growth of Nigeria's urban landscapes.

About the Managing Director : Dr. Smith Ezenagu is the Managing Director and Chief Executive Officer of Esso Properties Limited, one of Nigeria's leading integral real estate development and investment companies. With a strong background in financial management and training, he has been instrumental in shaping the real estate landscape in Nigeria.

About Esso Properties Limited: Esso Properties Limited is a revered name in Nigeria's dynamic real estate development and investment sector. Committed to innovation, reliability, and exceeding client expectations. Esso Properties has solidified its position as a leader in the real estate industry.

Join the Realtors Millionaire Summit (RMS): Elevate your real estate career by participating in the Realtors Millionaire Summit (RMS). This is an annual real estate conference designed to inspire, equip, and connect real estate professionals with the tools, strategies, and networks to achieve exceptional success in the industry. Click the link https://bit.ly/RealtorsMillioniareSummit to Register now and be part of this transformative experience.

[inchbrick-realty]

Dubai Property Expo in Hyderabad by Inchbrick Realty

Dubai Property Expo is Coming to Hyderabad!

Discover Dubai’s Real Estate Opportunities

Dubai has long been a global city, known for luxury living, futuristic development, and economic investments. The Dubai Property Event in Hyderabad is your chance to claw into the megacity’s thriving real estate. From opulent ready to move projects to affordable off-plan projects, Dubai continues to set benchmarks in the sector of development, and now you can explore all types of Dubai properties at one place in Hyderabad. By Visiting our Dubai Real Estate Expo, attendees have a chance to gain firsthand knowledge of why Dubai remains a top choice for investors & homebuyers worldwide.

Why Attend Inch & Brick Dubai Property Expo in Hyderabad?

Our Dubai Property Expo is a great event for first- time home buyers, seasoned investors, and real estate lovers. Here are some points why our Dubai Property Expo in Hyderabad is unmissable.

Explore New Launch Properties Here you can check out all the new Dubai projects including residential & commercial properties, with world class amenities and strategic location.

Access Off- Plan Properties Learn about Off Plan projects with flexible payment plans, Starting from just 0.5% per month. Expert Guidance Engage with top real estate experts to understand Dubai Real Estate trends from inside and out.

Exclusive Deals and Exciting Prizes Stand a chance to win amazing prizes and a special international trip.

Top inventors You can meet all Meet Dubai’s leading skyline Conquerors, all under one roof, while showcasing their premier properties.

Book your spot by registering now to avoid missing our grand Dubai Property Expo in Hyderabad.

What to Expect at the Event?

Dubai Property Expo in Hyderabad is going to happen in February 2025, and our event will feature

Luxury Properties A show of high- end projects from Dubai’s iconic neighborhoods like Palm Jumeirah, Downtown Dubai, and Dubai Marina.

Affordable Housing Affordable Housing options for first- time buyers and families seeking value for money investments.

Commercial Spaces: Our Dubai Property Expo is Ideal for businesses looking to establish their presence in Dubai.

Virtual Tours Interactive sessions to explore projects virtually.

One- on- One Consultations Get One-on-One Consultation with Dubai Real Estate Tycoons, who know Dubai from every corner.

Who Should Attend?

Investors seeking high returns and long- term growth.

Homebuyers looking to relocate or enjoy a lavish lifestyle in Dubai.

People who are looking for a holiday home in Dubai.

Top Reasons to Buy Property in Dubai

Tax- Free Investment Dubai offers a Tax free returns, which ensures high profits to investors.

World- Class infrastructure From slice- edge armature to flawless connectivity, Dubai stands out.

High Rental Yields Projects in Dubai offer up to 16% rental return, depending on their facilities and location.

Safety and Security Dubai is famed for its secure and safe Environment, it is known as one of the safest city in the world.

FREE 10 Year Free Golden Visa: Once you invested 2 Million AED in Dubai homes, you are eligible for UAE free 10 year golden visa residency!

Top Developers of Dubai

At Our Dubai Property Expo, attendees can explore Projects from Dubai’s top developers, including

Emaar Properties Known for iconic developments like Burj Khalifa and Dubai Mall.

Damac Properties Famous for luxury communities with amazing amenities.

Nakheel Developers Reowned Developer of some great waterfront projects of Dubai like Palm Jumeirah and Palm Jebel Ali.

Event Highlights

Property Showcases: View detailed models and visuals of upcoming projects.

Seminars and Workshops: Gain insights into Dubai’s real estate trends.

Exclusive Discounts and Prizes: Unlock limited-time offers and win exciting prizes like a FREE International trip.

Networking Opportunities: Connect with developers, consultants, and like-minded individuals.

Cultural Exchange: Experience a blend of Dubai’s culture in the style of Hyderabad’s hospitality.

Venue and Registration Details

Event Name Dubai Property Expo in Hyderabad

Hosted By Inchbrick Realty

Date February 2025

Venue( Stay tuned for Venue Details)

Entry Free for only registered attendees

How to Register?

Secure your spot by registering online at Inchbrick Realty’s website. And get a chance to win exclusive prizes like a FREE International Trip.

About Inchbrick Realty

Conclusion

The Dubai Property Expo in Hyderabad by Inchbrick Realty is more than an event, it’s an occasion to turn your Dubai dreams into reality. Whether you’re interested in new launch projects, off- plan projects or want to explore just for investment purposes, this event has something for all. Don’t miss this chance to be part of a groundbreaking event that brings Dubai Real Estate straight to Hyderabad.

Mark your calendars for February 2025 and join us at the Dubai Property Expo in Hyderabad. Limited spots are available, so register now and seize this golden chance.

[smarterfeds1]

Navigating Your Federal Retirement: Finding the Right Resources | Smarter feds

Planning for retirement as a federal employee can feel complex. With benefits like the Federal Employees Retirement System (FERS) and the Federal Employees Health Benefits Program (FEHB), understanding your options and making informed decisions is crucial.

Finding Expert Guidance:

Federal Retirement Advisors Near Me:

What they offer:

Personalized guidance on FERS benefits (including retirement annuities, Social Security integration, and the Thrift Savings Plan)

Assistance with FEHB enrollment and premium calculations (including post-retirement options)

Strategies for optimizing your retirement income

Guidance on estate planning and beneficiary designations (including FERS beneficiary)

How to find them:

Online searches: Use search engines like Google, Bing, or DuckDuckGo to find "federal retirement advisors near me."

Professional directories: Explore directories like the National Association of Personal Financial Advisors (NAPFA) or the Financial Planning Association (FPA) to find qualified advisors.

Referrals: Ask for recommendations from trusted colleagues, friends, or family members.

Attending Informative Seminars:

Retirement Seminars Near Me:

What they offer:

Educational presentations on various aspects of federal retirement planning

Opportunities to ask questions and interact with experts

Valuable insights into the latest retirement trends and strategies

How to find them:

Check with your agency's human resources department for upcoming seminars.

Search online for "retirement seminars near me" or "federal retirement webinars."

Contact local financial institutions or community organizations that host retirement planning events.

Key Considerations for FERS Beneficiaries:

Designating Beneficiaries:

Ensure your FERS beneficiary designations are up-to-date and reflect your current wishes.

Consider all potential beneficiaries, including spouses, children, and other loved ones.

Understanding FEHB Premiums:

Carefully review FEHB premium options and choose the plan that best suits your needs and budget, both during and after retirement.

Staying Informed:

Keep abreast of changes to FERS and FEHB programs by visiting the official websites of the Office of Personnel Management (OPM) and the U.S. Office of Personnel Management (OPM).

By  Smarter Fedsdiligently contributing to your TSP, understanding the intricacies of the FERS system, and seeking professional guidance from a federal retirement planner, you can pave the way for a secure and comfortable retirement.