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mostlysignssomeportents · 10 months ago

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How I got scammed

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/02/05/cyber-dunning-kruger/#swiss-cheese-security

I wuz robbed.

More specifically, I was tricked by a phone-phisher pretending to be from my bank, and he convinced me to hand over my credit-card number, then did $8,000+ worth of fraud with it before I figured out what happened. And then he tried to do it again, a week later!

Here's what happened. Over the Christmas holiday, I traveled to New Orleans. The day we landed, I hit a Chase ATM in the French Quarter for some cash, but the machine declined the transaction. Later in the day, we passed a little credit-union's ATM and I used that one instead (I bank with a one-branch credit union and generally there's no fee to use another CU's ATM).

A couple days later, I got a call from my credit union. It was a weekend, during the holiday, and the guy who called was obviously working for my little CU's after-hours fraud contractor. I'd dealt with these folks before – they service a ton of little credit unions, and generally the call quality isn't great and the staff will often make mistakes like mispronouncing my credit union's name.

That's what happened here – the guy was on a terrible VOIP line and I had to ask him to readjust his mic before I could even understand him. He mispronounced my bank's name and then asked if I'd attempted to spend $1,000 at an Apple Store in NYC that day. No, I said, and groaned inwardly. What a pain in the ass. Obviously, I'd had my ATM card skimmed – either at the Chase ATM (maybe that was why the transaction failed), or at the other credit union's ATM (it had been a very cheap looking system).

I told the guy to block my card and we started going through the tedious business of running through recent transactions, verifying my identity, and so on. It dragged on and on. These were my last hours in New Orleans, and I'd left my family at home and gone out to see some of the pre-Mardi Gras krewe celebrations and get a muffalata, and I could tell that I was going to run out of time before I finished talking to this guy.

"Look," I said, "you've got all my details, you've frozen the card. I gotta go home and meet my family and head to the airport. I'll call you back on the after-hours number once I'm through security, all right?"

He was frustrated, but that was his problem. I hung up, got my sandwich, went to the airport, and we checked in. It was total chaos: an Alaska Air 737 Max had just lost its door-plug in mid-air and every Max in every airline's fleet had been grounded, so the check in was crammed with people trying to rebook. We got through to the gate and I sat down to call the CU's after-hours line. The person on the other end told me that she could only handle lost and stolen cards, not fraud, and given that I'd already frozen the card, I should just drop by the branch on Monday to get a new card.

We flew home, and later the next day, I logged into my account and made a list of all the fraudulent transactions and printed them out, and on Monday morning, I drove to the bank to deal with all the paperwork. The folks at the CU were even more pissed than I was. The fraud that run up to more than $8,000, and if Visa refused to take it out of the merchants where the card had been used, my little credit union would have to eat the loss.

I agreed and commiserated. I also pointed out that their outsource, after-hours fraud center bore some blame here: I'd canceled the card on Saturday but most of the fraud had taken place on Sunday. Something had gone wrong.

One cool thing about banking at a tiny credit-union is that you end up talking to people who have actual authority, responsibility and agency. It turned out the the woman who was processing my fraud paperwork was a VP, and she decided to look into it. A few minutes later she came back and told me that the fraud center had no record of having called me on Saturday.

"That was the fraudster," she said.

Oh, shit. I frantically rewound my conversation, trying to figure out if this could possibly be true. I hadn't given him anything apart from some very anodyne info, like what city I live in (which is in my Wikipedia entry), my date of birth (ditto), and the last four digits of my card.

Wait a sec.

He hadn't asked for the last four digits. He'd asked for the last seven digits. At the time, I'd found that very frustrating, but now – "The first nine digits are the same for every card you issue, right?" I asked the VP.

I'd given him my entire card number.

Goddammit.

The thing is, I know a lot about fraud. I'm writing an entire series of novels about this kind of scam:

https://us.macmillan.com/books/9781250865878/thebezzle

And most summers, I go to Defcon, and I always go to the "social engineering" competitions where an audience listens as a hacker in a soundproof booth cold-calls merchants (with the owner's permission) and tries to con whoever answers the phone into giving up important information.

But I'd been conned.

Now look, I knew I could be conned. I'd been conned before, 13 years ago, by a Twitter worm that successfully phished out of my password via DM:

https://locusmag.com/2010/05/cory-doctorow-persistence-pays-parasites/

That scam had required a miracle of timing. It started the day before, when I'd reset my phone to factory defaults and reinstalled all my apps. That same day, I'd published two big online features that a lot of people were talking about. The next morning, we were late getting out of the house, so by the time my wife and I dropped the kid at daycare and went to the coffee shop, it had a long line. Rather than wait in line with me, my wife sat down to read a newspaper, and so I pulled out my phone and found a Twitter DM from a friend asking "is this you?" with a URL.

Assuming this was something to do with those articles I'd published the day before, I clicked the link and got prompted for my Twitter login again. This had been happening all day because I'd done that mobile reinstall the day before and all my stored passwords had been wiped. I entered it but the page timed out. By that time, the coffees were ready. We sat and chatted for a bit, then went our own ways.

I was on my way to the office when I checked my phone again. I had a whole string of DMs from other friends. Each one read "is this you?" and had a URL.

Oh, shit, I'd been phished.

If I hadn't reinstalled my mobile OS the day before. If I hadn't published a pair of big articles the day before. If we hadn't been late getting out the door. If we had been a little more late getting out the door (so that I'd have seen the multiple DMs, which would have tipped me off).

There's a name for this in security circles: "Swiss-cheese security." Imagine multiple slices of Swiss cheese all stacked up, the holes in one slice blocked by the slice below it. All the slices move around and every now and again, a hole opens up that goes all the way through the stack. Zap!

The fraudster who tricked me out of my credit card number had Swiss cheese security on his side. Yes, he spoofed my bank's caller ID, but that wouldn't have been enough to fool me if I hadn't been on vacation, having just used a pair of dodgy ATMs, in a hurry and distracted. If the 737 Max disaster hadn't happened that day and I'd had more time at the gate, I'd have called my bank back. If my bank didn't use a slightly crappy outsource/out-of-hours fraud center that I'd already had sub-par experiences with. If, if, if.

The next Friday night, at 5:30PM, the fraudster called me back, pretending to be the bank's after-hours center. He told me my card had been compromised again. But: I hadn't removed my card from my wallet since I'd had it replaced. Also, it was half an hour after the bank closed for the long weekend, a very fraud-friendly time. And when I told him I'd call him back and asked for the after-hours fraud number, he got very threatening and warned me that because I'd now been notified about the fraud that any losses the bank suffered after I hung up the phone without completing the fraud protocol would be billed to me. I hung up on him. He called me back immediately. I hung up on him again and put my phone into do-not-disturb.

The following Tuesday, I called my bank and spoke to their head of risk-management. I went through everything I'd figured out about the fraudsters, and she told me that credit unions across America were being hit by this scam, by fraudsters who somehow knew CU customers' phone numbers and names, and which CU they banked at. This was key: my phone number is a reasonably well-kept secret. You can get it by spending money with Equifax or another nonconsensual doxing giant, but you can't just google it or get it at any of the free services. The fact that the fraudsters knew where I banked, knew my name, and had my phone number had really caused me to let down my guard.

The risk management person and I talked about how the credit union could mitigate this attack: for example, by better-training the after-hours card-loss staff to be on the alert for calls from people who had been contacted about supposed card fraud. We also went through the confusing phone-menu that had funneled me to the wrong department when I called in, and worked through alternate wording for the menu system that would be clearer (this is the best part about banking with a small CU – you can talk directly to the responsible person and have a productive discussion!). I even convinced her to buy a ticket to next summer's Defcon to attend the social engineering competitions.

There's a leak somewhere in the CU systems' supply chain. Maybe it's Zelle, or the small number of corresponding banks that CUs rely on for SWIFT transaction forwarding. Maybe it's even those after-hours fraud/card-loss centers. But all across the USA, CU customers are getting calls with spoofed caller IDs from fraudsters who know their registered phone numbers and where they bank.

I've been mulling this over for most of a month now, and one thing has really been eating at me: the way that AI is going to make this kind of problem much worse.

Not because AI is going to commit fraud, though.

One of the truest things I know about AI is: "we're nowhere near a place where bots can steal your job, we're certainly at the point where your boss can be suckered into firing you and replacing you with a bot that fails at doing your job":

https://pluralistic.net/2024/01/15/passive-income-brainworms/#four-hour-work-week

I trusted this fraudster specifically because I knew that the outsource, out-of-hours contractors my bank uses have crummy headsets, don't know how to pronounce my bank's name, and have long-ass, tedious, and pointless standardized questionnaires they run through when taking fraud reports. All of this created cover for the fraudster, whose plausibility was enhanced by the rough edges in his pitch - they didn't raise red flags.

As this kind of fraud reporting and fraud contacting is increasingly outsourced to AI, bank customers will be conditioned to dealing with semi-automated systems that make stupid mistakes, force you to repeat yourself, ask you questions they should already know the answers to, and so on. In other words, AI will groom bank customers to be phishing victims.

This is a mistake the finance sector keeps making. 15 years ago, Ben Laurie excoriated the UK banks for their "Verified By Visa" system, which validated credit card transactions by taking users to a third party site and requiring them to re-enter parts of their password there:

https://web.archive.org/web/20090331094020/http://www.links.org/?p=591

This is exactly how a phishing attack works. As Laurie pointed out, this was the banks training their customers to be phished.

I came close to getting phished again today, as it happens. I got back from Berlin on Friday and my suitcase was damaged in transit. I've been dealing with the airline, which means I've really been dealing with their third-party, outsource luggage-damage service. They have a terrible website, their emails are incoherent, and they officiously demand the same information over and over again.

This morning, I got a scam email asking me for more information to complete my damaged luggage claim. It was a terrible email, from a noreply@ email address, and it was vague, officious, and dishearteningly bureaucratic. For just a moment, my finger hovered over the phishing link, and then I looked a little closer.

On any other day, it wouldn't have had a chance. Today – right after I had my luggage wrecked, while I'm still jetlagged, and after days of dealing with my airline's terrible outsource partner – it almost worked.

So much fraud is a Swiss-cheese attack, and while companies can't close all the holes, they can stop creating new ones.

Meanwhile, I'll continue to post about it whenever I get scammed. I find the inner workings of scams to be fascinating, and it's also important to remind people that everyone is vulnerable sometimes, and scammers are willing to try endless variations until an attack lands at just the right place, at just the right time, in just the right way. If you think you can't get scammed, that makes you especially vulnerable:

https://pluralistic.net/2023/02/24/passive-income/#swiss-cheese-security

Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en

#pluralistic #social engineering #phishing #ai #swiss cheese security #infosec #finance #fraud #carding

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marylemanski · 1 year ago

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You've heard of Black Friday, Small Business Saturday, and Cyber Monday, but do you know about the biggest travel sales deals day of the year?

Check out more about Travel Tuesday below!

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CyberpunkTravel.com

#shopping deals #black friday #small business saturday #cyber monday #travel tuesday

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sworthen60 · 2 years ago

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Travel Vacation Getaways with Tuesday Deals

Travel Planning Made Reliable & Eazy Travel Deals, Tuesday Travel Specials,

Travel Planning Made Reliable & Eazy Do plan have plans for a holiday getaway? Would you like like to go to a relaxed environment overlooking the countryside? Maybe you the excitement of the city and the entertainment venues. We have put this list together of some fantastic travel options. Join our email list for updates on travel deals and accessories. You will got exclusive links to direct…

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#Black Friday Travel #Cyber Monday Travel #Travel Deals #Travel Tuesday #Vacation Locations

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globetrotters-travel · 2 years ago

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#travel deals #cyber monday

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boss-lifter · 1 year ago

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[Introduction]

So, electronics are super valuable and everyone wants them. Those big corporate stores have seriously stepped up their security game, making it harder to snag what you want.

But, let's face it, we're all human. We make mistakes and sometimes the store isn't on top of their game. Maybe they're understaffed, maybe the workers just don't care, or maybe they're dealing with personal issues. Whatever the case may be, it's not always impossible to get what you want.

Now, let's focus on black friday, Cyber Monday, and Boxing Day. I mean, come on, those are the days everyone's going crazy for deals. Just look up the dates, it's in the 3 friday of November every year.

Store associates will be running around helping other customers, leaving perfect opportunities for you to swoop in and grab what you want. Don't be scared to take advantage of these days, no matter what others say. Just check out my guide for spotting the store security.

Of course, you need to be organized. Plan out your route, set an early alarm, grab some coffee, and get a ride or make sure your car is empty. With a little bit of luck, you should be able to get most of what you're after.

Remember, it's gonna take some patience, skills, guts, and a bit of luck. Take whatever you can get, even if it's a similar product.

[Find your spot]

Start by making a list of the items you really want or need.

Now, what should you be looking for? Do your research, get out there, and start scoping out the best spots. Look for places with easy access to electronics. Check out big grocery stores, malls, drugstores, and electronics stores.

If you live in a small town, consider traveling to a bigger city or town. Map out all the stores in that area and plan out your route. Either go area by area or store by store, whichever you prefer.

Now, those electronics stores are a whole different story. They've got some serious security. But on black friday, they often put out a pallet of electronic goodies

Pick up the item and head over to customer service with a long lineup. Wait in the line for about 10 to 15 minutes, then act annoyed and leave with the item. This trick works because you forgot the receipt at home and didn't want to risk being denied and walking out. Just make sure to be natural and blend in as much as possible.

Another method is to have someone distract the worker or notice that they're busy with another customer. Take advantage of this moment to walk out with the item without attracting attention.

If you're in a drugstore with an electronics section or a department store, you can set up the item you want, remove the security tag, and have it ready for pickup. Buy something like $150 headphones to get a receipt. Then, simply pick up the item you want, walk out, and return the headphones on another day.

Another option is to set up a scenario where you purchase $800 speakers or a soundbar. While paying, ask the cashier to put $150 headphones in a bag. As you walk out, casually pick up the soundbar over your shoulder and wave goodbye. This method works because you're only allowed to buy and return items at the electronics area.

You can also try putting items in a bag and walking out, or leaving the item by the front door and picking it up later. Look for opportunities to make your exit when there's a momentary distraction.

To be continued... we need to come up with better ways to explain things.

For now, plan a day during Black Friday, sales, or Boxing Day. In summary, find your moment on boxing day. If it's not there, either come back later or wait around until you find your opportunity to walk out unnoticed.

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unpluggedfinancial · 4 months ago

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Start Budgeting and Planning for Christmas Now: Your Guide to a Stress-Free Holiday Season

As the summer sun blazes and the year speeds towards its end, it might seem premature to start thinking about Christmas. Yet, as any seasoned planner knows, the key to a stress-free and joyful holiday season is starting early. By budgeting and planning for Christmas now, you can avoid the last-minute rush and financial strain that often accompany the festivities. Here’s how to get started:

1. Set Your Budget

The first step in planning for Christmas is setting a realistic budget. Consider all potential expenses, including:

Gifts: Make a list of people you plan to buy gifts for and set a spending limit for each.

Decorations: Factor in any new decorations you might need or want.

Food and Drinks: Consider the cost of holiday meals, baking, and beverages.

Travel: If you’ll be traveling, include transportation and accommodation costs.

Events and Activities: Plan for holiday parties, events, and any special outings.

2. Start Saving Now

Once you have a budget, divide the total amount by the number of weeks remaining until Christmas. This will give you a weekly savings goal. Setting aside a small amount each week can make the overall cost more manageable.

3. Track Your Spending

Keep a close eye on your spending to ensure you’re sticking to your budget. Use budgeting apps or spreadsheets to track expenses and adjust as necessary.

4. Create a Gift List

Start brainstorming gift ideas now. Creating a list early allows you to take advantage of sales throughout the year, avoiding the December rush and higher prices. Keep an eye out for deals and consider DIY gifts to add a personal touch and save money.

5. Shop Smart

Sales and Discounts: Look for sales, discount codes, and cashback offers.

Black Friday and Cyber Monday: These events can offer significant savings on gifts and other holiday necessities.

Buy in Bulk: For items like wrapping paper, cards, and non-perishable foods, buying in bulk can reduce costs.

6. Plan Your Holiday Meals

Plan your holiday menu in advance and start purchasing non-perishable items over the coming months. This spreads out the cost and reduces the last-minute grocery store rush. Consider preparing and freezing some dishes ahead of time.

7. Declutter and Sell

Take the time to declutter your home. Sell items you no longer need or use. This can free up space for new items and provide extra funds for your holiday budget.

8. Get Creative with Decorations

You don’t need to buy new decorations every year. Get creative with DIY projects using materials you already have. Involve your family in crafting unique decorations, which can also be a fun holiday activity.

9. Plan Travel Early

If you’re traveling for the holidays, book your transportation and accommodation as early as possible. Early booking can result in significant savings and more options.

10. Prepare for Unexpected Costs

No matter how well you plan, unexpected expenses can arise. Set aside a small contingency fund to cover any surprises without derailing your budget.

11. Reflect and Adjust

After the holiday season, reflect on your spending and planning process. What worked well? What could be improved next year? Adjust your plan accordingly to make next year’s holiday season even smoother.

Conclusion

Starting to budget and plan for Christmas now can transform your holiday experience from stressful to serene. By taking these steps, you’ll not only enjoy the festive season without the financial hangover but also foster habits that contribute to long-term financial stability and freedom. Remember, the goal is to create a joyful and memorable holiday for you and your loved ones, not to stress over expenses. Happy planning!

By planning ahead, you're taking control of your finances, reducing the likelihood of debt, and setting a positive example for others. Financial freedom starts with small, manageable steps, and holiday planning is a perfect opportunity to practice this. Embrace the spirit of the season with peace of mind, knowing that you’ve prepared well.

Take Action Towards Financial Independence

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🌐 Blog: Unplugged Financial Blog Stay updated with insightful articles, detailed analyses, and practical advice on navigating the evolving financial landscape. Learn about the history of money, the flaws in our current financial systems, and how Bitcoin can offer a path to a more secure and independent financial future.

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sloggervlogger · 1 year ago

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youtube

Last Footage From Gorilla Lope's Bachelor Pad At Twycross Zoo 2/2 by SloggerVlogger This is the final footage of Gorilla Lope at his bachelor pad at Twycross Zoo before his relocation. Gorilla Lope is standing, gazing to spot the tortoises. I wonder if he misses them at his new residence. Probably not he would have far more important and more exciting things to deal with. He is scouring the floor for seeds amidst the wood shavings; it's not an easy task. He assembles all the shavings, clasps them in his hand, and proceeds to blow off the wood shavings, leaving him with the seeds. A close-up captures his fingers picking up some seeds. Later, he munches on the leaves, which he strips off the branch. This was the final full video I made of Lope in his bachelor pad. He has now moved to a new troop. Unfortunately, I still don't know anymore, as soon as I do I will update everyone on his progress in his new home. He leaves a great big hole on my visits to Twycross Zoo and I miss him dearly. Next week you'll see ALL the other family members from my newest video. Oumbi, Ozala, Shufai, Biddy and Asante! I hope you enjoyed all the extra Lope #shortsvideo last week. You can catch up here if you haven't seen them: https://youtube.com/playlist?list=PLXC1aShJSBiV99rf_Y6DG4JFy3l_bZSoW&si=Vm_UuPfJEJOrVo9S 🛍️50% OFF Calendars today on Cyber Monday! Including the Lope Calendar (Blackback Gorilla Calendar) https://www.zazzle.com/collections/calendar_collection-119196175539509911?rf=238978496872225031 I updated the Spreadshop US shop, as a lot of designs were missing. Check out the new Apparel and more: https://sloggervlogger.myspreadshop.com/all?listModeOverride=DESIGN Don't miss a thing—hit Subscribe and Turn on all Notifications to be part of our Great Ape escapades every week. #SloggerVlogger #Gorillas #SloggerVloggerGorillas 🛍️Gear up with exclusive merch from our worldwide delivery shop: 🦍Check out rawshutterbug Redbubble for a variety of T-shirts, stickers, apparel, homeware, and much more: 🛍️ https://rb-ambassador.pxf.io/Gorillas #AD #redbubbleambassador 🦍Express yourself with customizable T-shirts, stickers, apparel, homeware, and more from rawshutterbug Zazzle: https://www.zazzle.com/collections/gorilla_gallery-119832843969795462?rf=238978496872225031 🦍Amazon USA 🇺🇲 Store: https://www.amazon.com/shop/sloggervlogger #Ad #AmazonAssociate 🦍 NEW Amazon UK 🇬🇧 Store: https://amzn.to/47mDmbA 📷Join the adventure on my travel channel, exploring zoo hyperlapses, walkthroughs, and animal habitats and more. https://youtube.com/@MSVRVisualTravel?sub_confirmation=1 And guess what? Some of the links above and in the video are affiliate links! When you make a purchase, I earn a commission without any extra cost to you. Your support means the world to me – thanks for dropping by and backing this channel. via YouTube https://youtu.be/Bt9mm2awU6s

#IFTTT #YouTube #animals #Youtube

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beardedmrbean · 2 years ago

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Several morning papers, including Helsingin Sanomat (siirryt toiseen palveluun), write that representatives of the four parties looking to form a new Finnish government are scheduled to deal with the most difficult issues facing a possible coalition this week.

The paper lists those as including social security, climate policy and immigration.

Helsingin Sanomat notes that last week's talks among the National Coalition Party, Finns Party, Swedish People's Party and Christian Democrats ended on an optimistic note, with NCP leader and PM-designate Petteri Orpo saying, "even in difficult questions, you have to move forward and I believe that we will move forward."

Immigration policy, though, continues to be a divisive issue.

Riikka Purra, the chair of the Finns Party, said on Friday that without clear changes to immigration policy, a government will not be formed in the current negotiations.

Orpo, in turn, said that immigration has already been discussed, as well as internal security and criminal policy.

"The election result must be seen somewhere. It brings its own starting point for the negotiations," Orpo stated before the weekend.

HS political editor Marko Junkkari wrote in an analysis of last week's talks that this could be interpreted as a sign of the NCP's willingness to compromise in its aim of significantly expanding work-based immigration. However, Junkkari did not believe that the negotiations on immigration policy will be easy, as the views of the parties are still far apart.

Freeze on eastern border

In a Monday morning editorial, the farmers' union paper Maaseudun Tulevaisuus writes (siirryt toiseen palveluun) that the longer Russia continues its military operations in Ukraine, the more it weakens its own economy and its international influence.

The paper says that Russia was mistaken in believing that its energy sanctions would erode the West's unity in supporting Ukraine. The support of the United States and the influential G7 countries for Ukraine at their weekend meeting was even stronger than before.

At the same time, Russian support in partner countries that were formerly part of the Soviet Union is crumbling.

It is increasingly difficult for the Russian leadership to find a way out of the crisis, MT continues, noting there are only bad options left, the worst of which would be expanding the war into an open conflict with the West.

Instead, this paper expects that reprisals and harassment aimed at Russia's neighbours will increase. The recent freezing of the funds of the Finnish embassy is an example of this. Cyber-attacks, harassment of Finnish citizens still visiting Russia and threats of an influx of refugees are possible next steps.

These must be openly discussed in Finland, writes Maaseudun Tulevaisuus, noting that the Nordic nation must be prepared for harassment and to respond to it with strong actions.

In turn, vandalism targeting Russian diplomatic missions must be strongly condemned. Even if Russia erodes its credibility by its own behaviour, Finland should not do the same.

Interaction with Russia continues to decrease, and Finnish companies that still import from Russia in particular have to urgently look for new suppliers.

It is obvious that in practice the border is closing. The eastern border is facing a cold spell that will last for years, says Maaseudun Tulevaisuus.

Cheap flights are history

Hufvudstadsbladet (siirryt toiseen palveluun)points out that it has clearly become more expensive to fly over the past year.

Recent inflation figures now show that the price of plane tickets has been climbing at a rapid pace. In April, for example, a domestic ticket in Finland cost 43 percent more than it did a year earlier.

During the same time period, air fares to international destinations increased by almost 36 percent. That is 4.5 times more than the general rate of inflation.

Norwegian aviation analyst Hans Jørgen Elnæs told the paper that there are several factors behind the price increases. To some extent, it reflects a general increase in airline costs. But it is also affected by airline capacity not returning fast enough to meet post-pandemic demand.

Also, costs have increased permanently for airlines. Fuel prices have risen, and at the same time, interest rates are growing. Furthermore, the US dollar is currently strong against European currencies.

"And if you look at a company like Finnair, they clearly have higher debt levels than before the pandemic," Elnæs pointed out.

On top of that are the efforts to slow down the climate impact of air travel. Just under a month ago, the EU countries agreed on new requirements for renewable fuel. According to that agreement, at least two percent of aviation fuel must be fossil-free by 2025, and at least 70 percent by 2050.

"Airlines want to use more renewable fuel, but currently it costs 5-6 times as much as regular jet fuel. The airlines with the most modern engines, such as Finnair, will have an advantage over those with older aircraft. But regardless, it is absolutely guaranteed to raise prices," stated Elnæs.

Thunderstorm season

Finland woke up on Monday morning to largely clearly skies and sunny conditions.

However, Iltalehti (siirryt toiseen palveluun)writes that as the day progresses, there may be some dark clouds gathering in those serene, blue skies.

In the southern and eastern parts of the country, some showers will be seen starting in the afternoon. And, the paper quotes Foreca meteorologist Anna Latvala as saying that thundershowers may roll through some areas during the day.

Monday's temperatures in most of the country are forecast to range between 19C and 24C, slightly cooler along the coast. Temperatures in the northwestern part of Lapland are expected to be 12 to 18C degrees.

On Tuesday, large parts of the country are likely to see thunderstorms accompanied by heavy rainfall.

Latvala notes that these thundershowers may be highly localised with both clear skies and downpours at the same time in the same towns.

#nunyas news #updates from up north

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canuckgirltravels · 3 days ago

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Save up to 30% on your next travel adventure with G Adventures' Cyber Sale!

Valid until December 3, 2024, grab your travel deal here:

Disclaimer: Please note that this post may contain affiliate links, which means if you buy something following a link on this page I will get a small commission at no extra cost to you.

#travel #black friday #travel deals

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james008sblog · 13 days ago

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OneTravel is offering amazing deals on Cyber Monday, Black Friday, New Year's and Travel Tuesday.

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youthchronical · 20 days ago

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Move over Black Friday: Consumer interest in 'Travel Tuesday' soars

First there was Black Friday — then Cyber Monday. Now deal-thirsty consumers have a reason to shop online one day longer. “Travel Tuesday” — the first Tuesday after the American Thanksgiving holiday — targets those looking for discounts on trips, rather than flat-screen TVs. Search interest for “Travel Tuesday” rose more than 500% from 2021 to 2023, according to a report published by McKinsey &…

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sworthen60 · 2 years ago

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Travel Vacation Getaways with Tuesday Deals

Travel Planning Made Reliable & Eazy, Friday/Cyber Monday Travel Deals, Tuesday Travel Specials,

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#Black Friday Travel #Cyber Monday Travel #Travel Deals #Travel Tuesday #Vacation Locations

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the-beaten-path-us-destinations · 1 month ago

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Top Tips for Scoring Discounted Vacation Homes: Save Big on Your Stay

When planning a vacation, finding the perfect place to stay can often be one of the most expensive parts of your trip. However, with some smart strategies, you can score discounted vacation homes and still enjoy a luxurious, comfortable experience—without breaking the bank.

If you're looking to save big on your next getaway, let b0arding.com be your go-to resource for discovering incredible deals on vacation homes. Here are some top tips to help you find the best rates while ensuring a memorable stay.

1. Book in the Off-Season

One of the easiest ways to find discounted vacation homes is by traveling during the off-season. Most popular vacation destinations have peak seasons, usually during summer or around holidays, when prices skyrocket. By visiting these destinations in the shoulder or off-season, you can often find the same vacation homes at a fraction of the cost. Not only will you save money, but you’ll also avoid large crowds.

For example, beach destinations are typically more affordable in the fall or early spring, while ski resorts offer better deals outside of the winter months.

2. Be Flexible with Your Travel Dates

Flexibility is key when it comes to scoring a discount on your vacation home. If you can shift your travel dates by even a day or two, you might be able to take advantage of better deals. Weekends and holidays tend to be more expensive, so try booking your stay during weekdays or non-peak periods for lower rates.

Use price comparison tools and flexible date search options on booking platforms to easily spot the best deals.

3. Book Last-Minute Deals

If you’re spontaneous or have flexible plans, booking last-minute vacation homes can lead to significant discounts. Property owners are often eager to fill empty spots as the booking date approaches, and they may slash prices to attract last-minute renters.

Keep an eye on last-minute deals or sign up for alerts from vacation rental platforms that notify you when properties are available at a lower price.

4. Consider Lesser-Known Locations

Popular tourist hotspots tend to come with higher prices. To save money, consider staying in vacation homes located in lesser-known or nearby areas. These properties often offer the same amenities and access to attractions but at a much lower cost.

For example, instead of booking a home directly in a popular city like Los Angeles, you might find a great deal in a nearby suburb. You’ll still be close enough to enjoy the city’s attractions while saving significantly on your accommodation.

5. Negotiate with the Property Owner

Sometimes, vacation home owners are willing to negotiate, especially if the home hasn’t been booked for a while or if you’re staying for an extended period. If you find a property that you love but the price is slightly out of your budget, reach out to the owner and inquire about the possibility of a discount.

Politely explain your situation and ask if they would be open to offering a lower rate or throwing in an additional perk, such as free cleaning services or a longer stay at no extra cost.

6. Use Rewards Programs and Loyalty Discounts

Many vacation rental platforms offer rewards programs or loyalty discounts for frequent users. If you travel often, make sure to sign up for these programs to earn points or discounts that you can apply to future bookings. Some platforms also offer discounts for referrals, so don’t hesitate to share your experience with friends and family to earn extra savings.

Additionally, certain credit card companies offer cashback or travel rewards when booking vacation homes, allowing you to save even more.

7. Check for Special Promotions and Discounts

Always be on the lookout for special promotions, seasonal sales, and limited-time offers on vacation home booking platforms. Many websites run deals during major shopping events like Black Friday, Cyber Monday, or flash sales during holiday seasons. Some platforms even offer exclusive discounts for first-time users or when you sign up for their newsletters.

8. Book with b0arding.com for Great Discounts on Vacation Homes

Finding discounted vacation homes doesn’t have to be a challenge when you book with b0arding.com. We make it easy to discover incredible deals on top vacation properties, ensuring you get the best value for your stay. Whether you're traveling off-season, looking for last-minute deals, or searching for lesser-known gems, they have the perfect vacation home for your budget.

Our platform also offers user-friendly tools to compare prices, filter by discounts, and book confidently, knowing you’re getting the best deal possible. Start planning your dream vacation today and save big on your stay with b0arding.com.

#travel blog #guest post #travel tips #vacation #travel guide

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mdmotalebhossainraju · 2 months ago

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**How to Get the Most Out of Coupons and Promo Codes at CouponBoon.com**

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