#Corporate & Business Transfer

[michaleideas]

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[premiermountaintransportation]

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[vaspider]

While I'm writing things that I've been intending to write for a while... one of the things that I think that a lot of people who haven't been involved in like... banking or corporate shenaniganry miss about why our economy is its current flavor of total fuckery is the concept of "fiduciary duty to shareholders."

"Why does every corporation pursue endless growth?" Fiduciary duty to shareholders.

"Why do corporations treat workers the way they do?" Fiduciary duty to shareholders.

"Why do corporations make such bass-ackwards decisions about what's 'good for' the company?" Fiduciary duty to shareholders.

The legal purpose of a corporation with shareholders -- its only true purpose -- is the generation of revenue/returns for shareholders. Period. That's it. Anything else it does is secondary to that. Sustainability of business, treatment of workers, sustainability and quality of product, those things are functionally and legally second to generating revenue for shareholders. Again, period, end of story. There is no other function of a corporation, and all of its extensive legal privileges exist to allow it to do that.

"But Spider," you might say, "that sounds like corporations only exist in current business in order to extract as much money and value as possible from the people actually doing the work and transfer it up to the people who aren't actually doing the work!"

Yes. You are correct. Thank you for coming with me to that realization. You are incredibly smart and also attractive.

You might also say, "but Spider, is this a legal obligation? Could those running a company be held legally responsible for failing their obligations if they prioritize sustainability or quality of product or care of workers above returns for shareholders?"

Yes! They absolutely can! Isn't that terrifying? Also you look great today, you're terribly clever for thinking about these things. The board and officers of a corporation can be held legally responsible to varying degrees for failing to maximize shareholder value.

And that, my friends, is why corporations do things that don't seem to make any fucking sense, and why 'continuous growth' is valued above literally anything else: because it fucking has to be.

If you're thinking that this doesn't sound like a sustainable economic model, you're not alone. People who are much smarter than both of us, and probably nearly as attractive, have written a proposal for how to change corporate law in order to create a more sensible and sustainable economy. This is one of several proposals, and while I don't agree with all of this stuff, I think that reading it will really help people as a springboard to understanding exactly why our economy is as fucked up as it is, and why just saying 'well then don't pursue eternal growth' isn't going to work -- because right now it legally can't. We'd need to change -- and we can change -- the laws around corporate governance.

This concept of 'shareholder primacy' and the fiduciary duty to shareholders is one I had to learn when I was getting my securities licenses, and every time I see people confusedly asking why corporations try to grow grow grow in a way that only makes sense if you're a tumor, I sigh and think, 'yeah, fiduciary duty to shareholders.'

(And this is why Emet and I have refused to seek investors for NK -- we might become beholden to make decisions which maximize investor return, and that would get in the way of being able to fully support our people and our values and say the things we started this company to say.)

Anyway, you should read up on these concepts if you're not familiar. It's pretty eye-opening.

[tavel-in-style-chauffeur]

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[wellourgerdes]

The Ritz Hotel London England

The Ritz Hotel London, England Located in Piccadilly, London, England, The Ritz London is a five-star hotel with a Grade II listing. a representation of luxury and high society. The Ritz London, a global icon, is situated with a view of Green Park in London. Elegant rooms, some featuring grand pianos, in an opulent hotel with world-class restaurants and a spa. This magnificent neoclassical…

[gclimousine]

Types of Chauffeur Services Available in Singapore

In the fast-paced world of business travel, every moment counts. For discerning business executives, corporate travelers, and those accustomed to the finer things in life, navigating the bustling streets of Singapore demands a touch of sophistication. Enter chauffeur services – the epitome of luxury transportation that goes beyond mere conveyance, offering a seamless blend of comfort, style, and efficiency. In this guide, we delve into the diverse tapestry of chauffeur services available in Singapore, tailored to the unique needs of business travelers, corporate jet-setters, and executives on the move.

1. Classic Chauffeur Services:

For the business traveler in Singapore seeking the epitome of sophistication, classic chauffeur services in provide a timeless experience. Picture a sleek, well-maintained vehicle, a courteous chauffeur in a professional attire, and a service that exudes elegance. These services cater to executives who prioritize comfort and a seamless journey from point A to B.

2. Executive Travel Packages:

Recognizing the distinct needs of corporate travelers, many chauffeur services in Singapore offer specialized executive travel packages. These comprehensive solutions encompass not only transportation but also include meticulous planning and coordination. From airport transfers to daily itineraries, these services ensure that executives can focus on their business agenda while leaving the logistical details to seasoned professionals.

3. Corporate Limousine Services:

The allure of a limousine is unparalleled, and Singapore's chauffeur services have elevated the experience to new heights. Corporate limousine services go beyond a mere mode of transport; they are a statement of prestige. Executives can expect a fleet of top-tier limousines, equipped with cutting-edge amenities, ensuring a smooth and luxurious ride. These services are tailored to meet the exacting standards of corporate clients who seek opulence without compromise.

4. Airport Transfers with a Touch of Class:

For busy executives constantly shuttling between meetings and flights, airport transfers are a crucial component of their travel experience. Chauffeur services in Singapore understand this need and offer airport transfer solutions that seamlessly blend efficiency with luxury. Imagine stepping off a flight and being greeted by a professional chauffeur, ready to whisk you away in a meticulously maintained vehicle – a refreshing departure from the usual hustle and bustle.

5. Personalized Concierge Services:

In the world of executive travel, attention to detail is paramount. Recognizing this, some chauffeur services in Singapore go above and beyond by offering personalized concierge services. From restaurant reservations to last-minute meeting arrangements, these concierge services aim to enhance the overall travel experience, ensuring that every aspect of the journey is curated to perfection.

6. Technology-Driven Solutions:

Innovation is the hallmark of modern chauffeur services. With the integration of cutting-edge technology, these services provide executives with a seamless and intuitive experience. From real-time tracking of vehicles to in-car connectivity and Wi-Fi, technology-driven solutions ensure that business travelers stay connected and productive while on the move.

7. Event and Conference Transportation:

Corporate events and conferences require meticulous planning, and chauffeur services in Singapore rise to the occasion. These services offer tailored transportation solutions for events of all scales, ensuring that attendees, speakers, and VIPs are transported with the utmost professionalism and efficiency.

Conclusion:

As Singapore continues to be a global hub for business and commerce, the demand for premium chauffeur services remains on the rise. Whether it's the classic elegance of a chauffeured sedan, the opulence of a corporate limousine, or the convenience of executive travel packages, Singapore's chauffeur services cater to the diverse needs of business travelers. In this landscape of luxury, every journey becomes an experience, making chauffeur services an indispensable asset for the discerning executive on the go.

[omcars89]

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[nexdigm]

In the first episode of our brand new podcast series, "The Next Paradigm of Outsourcing," we welcomed Dr. Martin Fahy to share his insights on the Australian BPM landscape. During the discussion, Dr. Fahy spoke about the change in mindset brought about in the BPM landscape in Australia due to COVID and its aftermath. Dr. Martin highlighted the need for organizations to rethink the service models and consider the scope and importance of automating industry processes to gain optimum efficiency.

[emsleyanbluejay]

am i being a bitch or is my job just bullshit

[businessmovesworld]

[gtexecutivecars]

Why an Executive Car Hire Service is a Smart Choice for Business Travel

The executive car hire is one of the mostly popular choice for business travel. Renting a car is always an affordable and convenient option for those who need a vehicle temporarily. Here's Why an Executive Car Hire Service is a Smart Choice for Business Travel.

[homelimousineworldwide]

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[mostlysignssomeportents]

The CFPB is genuinely making America better, and they're going HARD

On June 20, I'm keynoting the LOCUS AWARDS in OAKLAND.

Let's take a sec here and notice something genuinely great happening in the US government: the Consumer Finance Protection Bureau's stunning, unbroken streak of major, muscular victories over the forces of corporate corruption, with the backing of the Supreme Court (yes, that Supreme Court), and which is only speeding up!

A little background. The CFPB was created in 2010. It was Elizabeth Warren's brainchild, an institution that was supposed to regulate finance from the perspective of the American public, not the American finance sector. Rather than fighting to "stabilize" the financial sector (the mission that led to Obama taking his advisor Timothy Geithner's advice to permit the foreclosure crisis to continue in order to "foam the runways" for the banks), the Bureau would fight to defend us from bankers.

The CFPB got off to a rocky start, with challenges to the unique system of long-term leadership appointments meant to depoliticize the office, as well as the sudden resignation of its inaugural boss, who broke his promise to see his term through in order to launch an unsuccessful bid for political office.

But after the 2020 election, the Bureau came into its own, when Biden poached Rohit Chopra from the FTC and put him in charge. Chopra went on a tear, taking on landlords who violated the covid eviction moratorium:

https://pluralistic.net/2021/04/20/euthanize-rentier-enablers/#cfpb

Then banning payday lenders' scummiest tactics:

https://pluralistic.net/2022/01/29/planned-obsolescence/#academic-fraud

Then striking at one of fintech's most predatory grifts, the "earned wage access" hustle:

https://pluralistic.net/2023/05/01/usury/#tech-exceptionalism

Then closing the loophole that let credit reporting bureaus (like Equifax, who doxed every single American in a spectacular 2019 breach) avoid regulation by creating data brokerage divisions and claiming they weren't part of the regulated activity of credit reporting:

https://pluralistic.net/2023/08/16/the-second-best-time-is-now/#the-point-of-a-system-is-what-it-does

Chopra went on to promise to ban data-brokers altogether:

https://pluralistic.net/2024/04/13/goulash/#material-misstatement

Then he banned comparison shopping sites where you go to find the best bank accounts and credit cards from accepting bribes and putting more expensive options at the top of the list. Instead, he's requiring banks to send the CFPB regular, accurate lists of all their charges, and standing up a federal operated comparison shopping site that gives only accurate and honest rankings. Finally, he's made an interoperability rule requiring banks to let you transfer to another institution with one click, just like you change phone carriers. That means you can search an honest site to find the best deal on your banking, and then, with a single click, transfer your accounts, your account history, your payees, and all your other banking data to that new bank:

https://pluralistic.net/2023/10/21/let-my-dollars-go/#personal-financial-data-rights

Somewhere in there, big business got scared. They cooked up a legal theory declaring the CFPB's funding mechanism to be unconstitutional and got the case fast-tracked to the Supreme Court, in a bid to put Chopra and the CFPB permanently out of business. Instead, the Supremes – these Supremes! – upheld the CFPB's funding mechanism in a 7-2 ruling:

https://www.scotusblog.com/2024/05/supreme-court-lets-cfpb-funding-stand/

That ruling was a starter pistol for Chopra and the Bureau. Maybe it seemed like they were taking big swings before, but it turns out all that was just a warmup. Last week on The American Prospect, Robert Kuttner rounded up all the stuff the Bureau is kicking off:

https://prospect.org/blogs-and-newsletters/tap/2024-06-07-window-on-corporate-deceptions/

First: regulating Buy Now, Pay Later companies (think: Klarna) as credit-card companies, with all the requirements for disclosure and interest rate caps dictated by the Truth In Lending Act:

https://www.skadden.com/insights/publications/2024/06/cfpb-applies-credit-card-rules

Next: creating a registry of habitual corporate criminals. This rogues gallery will make it harder for other agencies – like the DOJ – and state Attorneys General to offer bullshit "delayed prosecution agreements" to companies that compulsively rip us off:

https://www.consumerfinance.gov/about-us/newsroom/cfpb-creates-registry-to-detect-corporate-repeat-offenders/

Then there's the rule against "fine print deception" – which is when the fine print in a contract lies to you about your rights, like when a mortgage lender forces you waive a right you can't actually waive, or car lenders that make you waive your bankruptcy rights, which, again, you can't waive:

https://www.consumerfinance.gov/about-us/newsroom/cfpb-warns-against-deception-in-contract-fine-print/

As Kuttner writes, the common thread running through all these orders is that they ban deceptive practices – they make it illegal for companies to steal from us by lying to us. Especially in these dying days of class action suits – rapidly becoming obsolete thanks to "mandatory arbitration waivers" that make you sign away your right to join a class action – agencies like the CFPB are our only hope of punishing companies that lie to us to steal from us.

There's a lot of bad stuff going on in the world right now, and much of it – including an active genocide – is coming from the Biden White House.

But there are people in the Biden Administration who care about the American people and who are effective and committed fighters who have our back. What's more, they're winning. That doesn't make all the bad news go away, but sometimes it feels good to take a moment and take the W.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/06/10/getting-things-done/#deliverism

[simply-ivanka]

How the Biden-Harris Economy Left Most Americans Behind

A government spending boom fueled inflation that has crushed real average incomes.

By The Editorial Board -- Wall Street Journal

Kamala Harris plans to roll out her economic priorities in a speech on Friday, though leaks to the press say not to expect much different than the last four years. That’s bad news because the Biden-Harris economic record has left most Americans worse off than they were four years ago. The evidence is indisputable.

President Biden claims that he inherited the worst economy since the Great Depression, but this isn’t close to true. The economy in January 2021 was fast recovering from the pandemic as vaccines rolled out and state lockdowns eased. GDP grew 34.8% in the third quarter of 2020, 4.2% in the fourth, and 5.2% in the first quarter of 2021. By the end of that first quarter, real GDP had returned to its pre-pandemic high. All Mr. Biden had to do was let the recovery unfold.

Instead, Democrats in March 2021 used Covid relief as a pretext to pass $1.9 trillion in new spending. This was more than double Barack Obama’s 2009 spending bonanza. State and local governments were the biggest beneficiaries, receiving $350 billion in direct aid, $122 billion for K-12 schools and $30 billion for mass transit. Insolvent union pension funds received a $86 billion rescue.

The rest was mostly transfer payments to individuals, including a five-month extension of enhanced unemployment benefits, a $3,600 fully refundable child tax credit, $1,400 stimulus payments per person, sweetened Affordable Care Act subsidies, an increased earned income tax credit including for folks who didn’t work, housing subsidies and so much more.

The handouts discouraged the unemployed from returning to work and fueled consumer spending, which was already primed to surge owing to pent-up savings from the Covid lockdowns and spending under Donald Trump. By mid-2021, Americans had $2.3 trillion in “excess savings” relative to pre-pandemic levels—equivalent to roughly 12.5% of disposable income.

So much money chasing too few goods fueled inflation, which was supercharged by the Federal Reserve’s accommodative policy. Historically low mortgage rates drove up housing prices. The White House blamed “corporate greed” for inflation that peaked at 9.1% in June 2022, even as the spending party in Washington continued.

In November 2021, Congress passed a $1 trillion bill full of green pork and more money for states. Then came the $280 billion Chips Act and Mr. Biden’s Green New Deal—aka the Inflation Reduction Act—which Goldman Sachs estimates will cost $1.2 trillion over a decade. Such heaps of government spending have distorted private investment.

While investment in new factories has grown, spending on research and development and new equipment has slowed. Overall private fixed investment has grown at roughly half the rate under Mr. Biden as it did under Mr. Trump. Manufacturing output remains lower than before the pandemic.

Magnifying market misallocations, the Administration conditioned subsidies on businesses advancing its priorities such as paying union-level wages and providing child care to workers. It also boosted food stamps, expanded eligibility for ObamaCare subsidies and waved away hundreds of billions of dollars in student debt. The result: $5.8 trillion in deficits during Mr. Biden’s first three years—about twice as much as during Donald Trump’s—and the highest inflation in four decades.

Prices have increased by nearly 20% since January 2021, compared to 7.8% during the Trump Presidency. Inflation-adjusted average weekly earnings are down 3.9% since Mr. Biden entered office, compared to an increase of 2.6% during Mr. Trump’s first three years. (Real wages increased much more in 2020, but partly owing to statistical artifacts.)

Higher interest rates are finally bringing inflation under control, which is allowing real wages to rise again. But the Federal Reserve had to raise rates higher than it otherwise would have to offset the monetary and fiscal gusher. The higher rates have pushed up mortgage costs for new home buyers.

Three years of inflation and higher interest rates are stretching American pocketbooks, especially for lower income workers. Seriously delinquent auto loans and credit cards are higher than any time since the immediate aftermath of the 2008-09 recession.

Ms. Harris boasts that the economy has added nearly 16 million jobs during the Biden Presidency—compared to about 6.4 million during Mr. Trump’s first three years. But most of these “new” jobs are backfilling losses from the pandemic lockdowns. The U.S. has fewer jobs than it was on track to add before the pandemic.

What’s more, all the Biden-Harris spending has yielded little economic bang for the taxpayer buck. Washington has borrowed more than $400,000 for every additional job added under Mr. Biden compared to Mr. Trump’s first three years. Most new jobs are concentrated in government, healthcare and social assistance—60% of new jobs in the last year.

Administrative agencies are also creating uncertainty by blitzing businesses with costly regulations—for instance, expanding overtime pay, restricting independent contractors, setting stricter emissions limits on power plants and factories, micro-managing broadband buildout and requiring CO2 emissions calculations in environmental reviews.

The economy is still expanding, but business investment has slowed. And although the affluent are doing relatively well because of buoyant asset prices, surveys show that most Americans feel financially insecure. Thus another political paradox of the Biden-Harris years: Socioeconomic disparities have increased.

Ms. Harris is promising the same economic policies with a shinier countenance. Don’t expect better results.

[gclimousine]

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[subskz]

Thoughts on Ceo!Minho who acts subby around secretary!reader?

i’m not the best w ceo/corporate scenarios so bear w me!!

ceo minho always looking so put together and composed w his dapper suit and neatly styled hair. he makes decisions with confidence and gives out orders w a quiet authority, but for some reason when it comes to you, he has a hard time ever really looking you in the eye. his gaze always flickers down when you hand him a stack of paperwork, his voice gets much softer (maybe even timid, if you didn’t know any better~) in comparison to how he usually speaks when you inform him of a meeting he has coming up. it takes you a while to notice, but whenever you commend him on a job well done after a meeting, or when your hand brushes lightly over his when you pass him new files to review, his ears start to burn red 🥰 he just clears his throat and lets out that stifled puff of air, always thanking you politely as if he’s your subordinate

he wants your attention and it starts to show more and more. he may start off a lil awkward at first but eventually his growing interest in you has him acting out of the ordinary, just for a chance to have your eyes on him. he asks you to sit in on meetings with him so he can get your opinion on things, always flashing you subtle glances and shifting in his seat to see if you’re watching him, he’ll call you into his office for things that could easily be communicated remotely, he’ll linger near your desk in the morning w his coffee before heading to his office. maybe he even starts bringing coffee for the whole staff just for a chance to interact w you some more. and ofc the more comfortable he grows w you the he starts to tease you, bc that’s the best way lino knows how to get your attention~

he starts to leave playful sticky notes on your computer, stealing pens off your desk and batting his eyelashes innocently at you when you find them in his office. he has a habit of nibbling on his pens, too, so sometimes he’ll pull it right out of his pretty little mouth and hand it to you. he “accidentally” mixes up your coffees so he can accuse you of stealing his like the sneaky coy little kitty he is, but you can see the way his smug grin wavers a little when you take a sip of his drink before handing it back to him, and suddenly he’s to flustered to say anything back. every time he gets a laugh out of you or you shoot him an amused look, he just gets more and more obsessed. he wants you to fully return his banter without worrying abt your positions, he wants you to speak sternly w him the same way you do w your colleagues, it excites him more than it probably should when you lift an eyebrow at him and ask why he’s slacking off so much when he teases you. he wants to rile you up so much that you put him in his place

and that’s how he ends up handcuffed to his office chair, still half-dressed in his suit with his pants unzipped just enough for you to pull his dick out, w his shirt unbuttoned and draped over his hips ♡ since he’s so determined to distract you from your work, you take calls for him w one hand while your other hand toys with his cock, edging him over and over, not allowing him to cum until you’ve finished your tasks. and ofc the phone is on speaker so he desperately has to keep quiet or the person on the other line will hear every frustrated grunt and sweet, breathy moan he lets slip. it’s especially fun when you pull your hand away right before his orgasm bc that’s when he gets the loudest. the scrunched up look on his face is so adorable as his hips chase after your hand and the pathetic whines rise in his throat, but he has to force himself to swallow them down bc he knows if he makes too much noise you’ll threaten to transfer the call to him and show your business partners just how much of a needy whore their respectable ceo actually is <3

it’d be extra fun to stuff his mouth with a ballgag or even his own underwear since he loves having his mouth full of your pens so much <3 and that way you can keep answering calls in peace without worrying too much abt his cute muffled moans disturbing you. on days where he’s being especially provocative, acting out for your attention just shamelessly enough that the other employees might catch on, you get to watch him suffer through an entire meeting w a remote controlled vibrator inside him turned to the lowest setting. by the time it’s over he’s got little indents in his fingers from biting down so hard on them, and his legs practically buckle the moment you step into his office with him. his dick is so hard you can see it throbbing through his pants when he spreads his thick thighs for you. it’s a rare occasion where you have him on his knees without having to break him first ♡