#Cleveland Dental Care

[ohiomedicareplansposts]

📍IN THE NEWS 📍

What a pleasure it was this week meeting with Co-founder and Chief Executive Officer of Devoted Health Ed Park, together focusing on continued positive outcomes for our #seniors in Ohio.

Devoted Health's Ohio HMO plans received a 5 out of 5 Medicare Advantage (MA) Star Rating for 2024. This is the second year in a row that Devoted's Ohio HMO plan has received a 5 Star rating.

These plans include: Devoted CORE Ohio (HMO), Devoted GIVEBACK Ohio (HMO), and Devoted PRIME Ohio (HMO).

⭐️⭐️⭐️⭐️⭐️ are plans that have the highest possible quality rating from Medicare.gov.

His determination to dramatically improve the health and well-being of aging Americans by caring for every person like family, while offering a world-class service experience is contagious.

https://www.devoted.com

[nenelonomh]

oral hygiene practices

maintaining healthy teeth and gums is crucial for many reasons:

prevents tooth decay and gum disease. regular brushing and flossing remove plaque, a sticky film of bacteria that can lead to cavities and gum disease if not properly managed.

maintains fresh breath. poor oral hygiene can cause bad breath (halitosis). brushing your teeth, and tongue, and using mouthwash can help keep your breath fresh.

reduces the risk of systemic diseases. there is a strong link between oral health and overall health. poor oral hygiene can contribute to conditions such as heart disease, diabetes, and respiratory infections.

saves money. preventive care is often less expensive than treating dental problems. regular check-ups and cleanings can help catch issues early before they become more serious and costly.

so, let's look at some key practices to help maintain your smile.

ੈ���‧₊˚ brush your teeth twice a day. use fluoride toothpaste and a soft-bristled toothbrush. brush for at least two minutes, making sure to clean all surfaces of your teeth.

ੈ✩‧₊˚ floss daily. flossing helps remove plaque and food particles between your teeth and under the gumline where your toothbrush can’t reach.

ੈ✩‧₊˚ use mouthwash. an antimicrobial or fluoride mouthwash can help reduce plaque, prevent cavities, and freshen your breath.

ੈ✩‧₊˚ maintain a healthy diet. limit sugary foods and drinks, as they can contribute to tooth decay. eating a balanced diet with plenty of fruits and vegetables can support overall oral health.

ੈ✩‧₊˚ stay hydrated. drinking plenty of water, especially fluoridated tap water, helps wash away food particles and bacteria.

ੈ✩‧₊˚ avoid tobacco products. smoking and chewing tobacco can lead to gum disease, tooth decay, and oral cancer.

ੈ✩‧₊˚ replace your toothbrush regularly. change it over every three to four months, or sooner if the bristles are frayed.

ੈ✩‧₊˚ visit your dentist regularly. regular dental check-ups and professional cleanings are essential for maintaining oral health and catching any issues early.

i know that i am only reinforcing what your dentist is already telling you - but my purpose is to provide easy information and further reading resources that may teach you something new. by incorporating these practices into your daily routine, you can keep your teeth and gums healthy.

unfortunately, i know many people who ignore simple health facts (for a multitude of reasons). but this is not the way! looking after your health and your body is so important!

for further reading:

Oral Hygiene: Best Practices & Instructions for Good Routine | Cleveland Clinic

WOHD23-factsheet-oralhygiene-EN.pdf | FDI World Dental Foundation

Oral Hygiene | National Institute of Dental and Craniofacial Research

the original oral hygiene post (by me)

❤️ nene

[clevelandeyeclinic]

FSA & HSA FOR PRESCRIPTION EYEWEAR – USE IT OR LOSE IT!

Use it or lose. That’s what owners of Flexible Spending Accounts (FSAs) face as the year comes to a close. Fortunately, many eyecare services and products—including prescription sunglasses, readers and second-pair glasses—available from The Cleveland Eye Clinic are eligible for FSA and HSA spending.

Employees and the self-employed without health insurance, and/or who have high-deductible plans, use the HSA option to save money for medical, dental and vision expenses. The deposits they make are pre-tax and carried over from year to year. In 2018, up to $3,450 of tax-free deposits could be socked away in an individual HSA.

Many employers who provide health insurance coverage also offer the FSA option. Pre-tax dollars are deposited in the account throughout the year to bridge the gap between actual expenses and what their health care plan covers. These funds must be used by the end of the calendar year or they will be lost. The Internal Revenue Service (IRS) permits up to $2,650 in pre-tax deposits to your FSA.

The Cleveland Eye Clinic urges all owners of these accounts to immediately check for any balance in their FSA account and use that money to take care of vision needs. Timing is critical, both in using the funds by the end of 2018 and getting an appointment at a Cleveland Eye Clinic location before the end of the calendar year.

[ohioholisticdentist]

Dr. Vladimir Pastouk, DMD, ND, IBDM

Dr. Vladimir Pastouk is a well-known and highly sought-after dentist in Cleveland. He uses his extensive training and experience to provide comfortable and compassionate dental care focused on preserving and protecting your smile, oral health, and overall well-being.

[almurshidimed1]

Exploring the Rise of Medical Tourism in the UAE

Introduction

In recent years, the United Arab Emirates (UAE) has emerged as a leading destination for medical tourism. With its state-of-the-art healthcare facilities, world-class medical professionals, and a luxurious tourism industry, the UAE offers a unique and appealing experience for those seeking medical treatment abroad. In this article, we will delve into the reasons behind the growing trend of Medical Tourism in UAE, the range of medical services available, and what sets this Gulf nation apart as a prime destination for medical travelers.

The UAE's Healthcare Transformation

The rapid development of the healthcare sector in the UAE has played a pivotal role in attracting medical tourists from around the world. The government has made substantial investments to ensure that the country offers cutting-edge medical facilities, innovative technologies, and a high standard of medical care. Hospitals and clinics in the UAE are equipped with the latest medical equipment, and medical professionals undergo continuous training to stay at the forefront of their respective fields.

Notable Medical Specialties

One of the key factors that makes the UAE a standout destination for medical tourism is the diversity of medical specialties offered. Patients can access a wide range of services, from routine check-ups to complex surgeries.

Some of the notable medical specialties available in the UAE include

Cosmetic and Plastic Surgery: The UAE is renowned for its advanced cosmetic and plastic surgery procedures, attracting those looking for aesthetic enhancements and rejuvenation.

Orthopedics and Sports Medicine: With a focus on musculoskeletal health, the UAE has become a hub for orthopedic and sports medicine treatments, catering to athletes and individuals seeking joint and bone-related procedures.

Fertility and Reproductive Medicine: The country boasts state-of-the-art fertility clinics and reproductive services, making it a top choice for those pursuing infertility treatments.

Cardiology and Cardiovascular Surgery: The UAE offers exceptional cardiac care with experienced cardiologists and cutting-edge technology to manage heart-related conditions.

Dental and Oral Health: Dental tourism is also on the rise, with many international visitors seeking high-quality dental procedures and treatments.

World-Class Healthcare Providers

The UAE is home to an array of world-class healthcare providers, including renowned hospitals, clinics, and medical centers. Some of the leading healthcare institutions in the UAE include

Cleveland Clinic Abu Dhabi: A multispecialty, state-of-the-art facility that offers world-class medical services.

Sheikh Shakhbout Medical City: A premium healthcare facility equipped with advanced medical technology and a comprehensive range of services.

American Hospital Dubai: Known for its quality healthcare services and medical expertise.

Burjeel Hospital: A prominent healthcare provider offering a wide array of medical services, including specialized centers for various medical disciplines.

Al Zahra Hospital: A well-established hospital with a reputation for high-quality healthcare services.

Luxury and Comfort

Medical tourists in the UAE enjoy a unique experience, blending cutting-edge healthcare with luxurious amenities and comfort. Many hospitals and clinics are located in close proximity to lavish hotels and resorts, allowing patients to combine their medical journeys with a relaxing vacation. This attractive combination has positioned the UAE as a prime destination for those seeking medical care without compromising on comfort and indulgence.

For more info:-

Dental Treatment in Turkey

Hospitals In Malaysia

[riorage]

Health Blogs - The Key to a Healthier Lifestyle

Whether you want to lose weight, improve your fitness or find natural remedies for chronic illness, there is a health blog to suit your needs. Unlike traditional magazines and newspapers, health blogs are updated more frequently, providing fresh content.Often personal, health blogs give authors a platform to publish their own chronology of their experiences and offer advice. Many health businesses also start blogs to enhance their product and service promotion.

WebMD Doctors

WebMD is a health information company that publishes medical and consumer information on the Internet. Its website features doctor ratings, a searchable database of doctors and hospitals, and a community platform for patients that includes patient stories, discussions about treatments and procedures, and doctor reviews.

Its site also offers a personal health record, which allows users to access and share their healthcare data when and where they want. WebMD’s removal request procedure is strict and is subject to review by its staff.

Cedars-Sinai

Cedars-Sinai is one of the largest nonprofit academic medical centers in the US. It offers a full range of nursing jobs. Its comprehensive benefits package includes dental insurance, life insurance, a pension plan, and paid time off. It also provides tuition assistance for employees who want to pursue a nursing degree.

In addition to advancing the science of medicine, Cedars-Sinai’s scientists work closely with community partners in order to address social determinants of health. This is a key part of its mission to improve lives and serve the community. To access a wealth of information on a fantastic read, simply click here or visit their official website.

Kaiser Health News

Kaiser Family Foundation (KFF) is a nonpartisan source of health policy research and information. Its programs include KFF Policy; KFF Polling; and KFF Health News. It accepts no advertising and is not affiliated with the health insurance company Kaiser Permanente.

In the COVID-19 pandemic, some Republican lawmakers have two-stepped around vaccine skepticism. That could have serious public-health consequences. Read the story here. Also, KHN explores the lives of hospital staff. A new study shows that they’re less likely to get violently assaulted than the general population.

Cleveland Clinic Health Essentials

Amanda Todorovich took over the Cleveland Clinic’s Health Hub blog in 2013 and quickly turned it into one of the most popular health care destinations online. Now she manages a team of four, and they’re always working to improve content. The team partners with Cleveland Clinic’s communications teams each day to understand what topics they’re focusing on, and they also prioritize updating older pieces. The result is that the blog continues to grow. It now receives over 4 million monthly visits.

Health Affairs Blog

Founded in 1981 under the auspices of Project HOPE, Health Affairs is dedicated to the serious exploration of domestic and international health policy. Its articles are cited by government officials, members of Congress, and ministry of health leaders worldwide.

The journal’s podcasts, briefs, and events take a deeper dive into important policy issues and provide action-oriented insight to readers. A Health Podyssey features in-depth conversations with policy experts; Policy Spotlight discusses broad topics with influential leaders; Narrative Matters spotlights personal stories; and Health Affairs This Week keeps you up to date on the most current high value policy news.

US Department of Health & Human Services

The US Department of Health and Human Services is responsible for promoting advances in the sciences underlying medicine, public health, care and social services. It has 11 operating divisions and more than 100 programs.

HHS works with state, tribal, local, and private sector organizations to achieve its mission. It also has a unique legal and political government-to-government relationship with tribes. In addition, HHS has numerous Federal Advisory Committees to encourage community input. Learn more.

Health Policy Blog

Featuring health policy insights from experts both inside and outside of the CHCF community, the USC-Brookings Schaeffer on Health Policy blog is a vehicle for advancing the national dialogue through innovative ideas and practical recommendations. Sign up to receive a weekly roundup of the latest posts right in your inbox!

Despite legal protections and coverage gains, LGBTQ+ people continue to face barriers when it comes to accessing healthcare. This month, we take a look at some of the key coverage issues that affect LGBTQ+ people with private insurance.

[floridahealthcareinsuranceus]

What is the Best South Florida Health Insurance Plan?

We Analyze So You Don’t Have To If you are looking to locate and shop plans for affordable health insurance coverage in the state of Florida, then look no further! Our team has researched and compiled information from all the top carriers participating in the Health Insurance Marketplace, including ACA (Marketplace) and Off-Exchange (Short Term) plans. We have gathered all the sales and offers available to provide you with the best options for your healthcare needs in Florida.

Whether you’re seeking coverage for yourself, your family, or your business, we can help you find the top South Florida health insurance plans that meet your requirements.

For ACA the best is Florida Blue and Cigna and for Short Term its Golden Rule(United Healthcare).

ACA Health Plan Analysis When looking for the best health insurance plans in South Florida, our licensed insurance agent breaks everything down for you starting with the main question — where to find affordable health insurance that won’t put you in the hospital due to the price.

We only offer the best options for affordable health insurance plans in Florida, including marketplace plans designed to suit your needs. Our goal is to provide you with the lowest monthly premiums without compromising coverage.

While some plans may come with a high deductible, they also offer copays for medical services, ensuring that you have access to necessary treatments at a reasonable cost. Moreover, our comprehensive plans extend beyond medical care to include dental and vision benefits and coverage for prescription medications.

We understand the importance of reliable coverage, especially when it comes to hospital stays, surgeries, or critical illnesses like cancer. That is why we give­ utmost importance to forming partnerships with top-tier hospitals. This e­nsures that the healthcare­ plan you select covers all pote­ntial medical expense­s. With our customer-focused approach and exte­nsive network of healthcare­ providers, you can have peace­ of mind knowing that your health insurance provides e­xceptional value tailored to your spe­cific needs.

For this analysis, we will focus on leading insurance companies that offer high-quality health insurance coverage on the Federal Health Insurance Marketplace. Our objective is to offer you inclusive­ coverage encompassing primary care­, emergency se­rvices, urgent care, and acce­ss to highly skilled healthcare profe­ssionals. We recognize the­ significance of personalized me­dical plans and strive to deliver information re­garding Medicare plans tailored spe­cifically to meet your unique ne­eds.

Our commitment to helping people goes beyond insurance coverage, as we also provide information on community resources and health services available to you. In today’s digital age, we offer virtual healthcare options to ensure convenient access to care.

After conducting thorough research using the U.S. Health Reports, we narrowed the list of carriers to those with in-network agreements with renowned hospitals such as Mount Sinai, Baptist Hospital, and Cleveland Clinic in Weston. We have arranged the results alphabetically, allowing you to easily compare and choose the carrier that aligns with your healthcare preferences and provides coverage at these esteemed institutions.

Aetna CVS Health 2022 marked the first year that Aetna Insurance Company was a part of the Affordable Care Act here in Florida. So far, the results are encouraging. Aetna has all three hospitals in-network. This is great and for a new carrier shows that they care about health insurance in Florida. The health insurance premiums with Aetna are competitive and in some counties is the cheapest health insurance available. For a lower monthly cost health plan, Aetna should be considered.

Ambetter from Sunshine Health Ambetter takes a different approach to ensure South Florida residents by providing both an HMO(Health Maintenance Organization) and an EPO(Exclusive Provider Organization) Option. The EPO is a much broader network but is usually more expensive than the HMO option. Unfortunately, both the HMO nor EPO have access to Cleveland Clinic. So, while their health insurance would be good for someone in Miami-Dade County it would be bad for someone in Broward County. Ambetter is available in most Florida counties. In terms of health care, we’d recommend you look elsewhere for your new Florida health insurance policy.

AvMed AvMed offers HMO coverage on the marketplace. They also have private plans offered directly that our POS (Point of Service) They offer both the Cleveland Clinic and Baptist Hospital in-network but do not cover Mount Sinai. This has been an ongoing issue with AvMed and Mount Sinai; unfortunately, individuals are penalized.

Due to price increases in 2023, we can’t recommend AvMed for Florida Health Insurance residents.

We suggest going to another insurance company for health insurance in Florida. Caveat- AvMed does have a private health plan, not on the Marketplace. The health care on these plans is quite good and covers most medical expenses. You will need to apply during the open enrollment period. AvMed is not among the cheapest silver plan.

Cigna Cigna offers a robust EPO on Healthcare.Gov here in South Florida. All three hospitals Baptist, Mount Sinai, and Cleveland Clinic are in-network. Cigna is offered at a price point that is higher than most plans but still remains affordable. Cigna is one of our picks as the best health insurance option. Cigna has individual health insurance, family plans and health insurance for the self-employed.

For Florida residents looking for health insurance in Florida, we highly endorse Cigna in terms of the best health insurance plan.

Florida Blue Every year, Florida Blue maintains its spot on the leaderboard as one of the top solutions for the best health insurance for Florida Residents. Florida Blue is unique in offering Florida Blue HMO Plans, EPO, and PPO(Preferred Provider Organization) for any price point. Florida Blue remains the only carrier that offers coverage in every county in Florida. Baptist, Mount Sinai, and Cleveland Clinic are in-network with all of their plans.

If you choose the Florida Blue HMO, obtaining a referral will be necessary to consult with a specialist. Among health insurance providers, Blue Florida Blue Options boasts the highest number of participating providers.

You will pay higher monthly premiums for a Blue Options plan. Typically the prescription coverage on Blue Select or Blue Options is among the best.

Molina Health Although it’s not our number one recommendation Molina Healthcare has offered health insurance in Florida for many years. Molina is a leader in the Medicaid field and offers good health care in many states, however, Florida is not one of them. None of the three hospitals listed above currently accept Molina Healthcare. At the moment, Molina offers just an HMO plan.

For health coverage, there is better health insurance plan available. We do not recommend Molina Health for good insurance companies in Florida.

Oscar Oscar is on par with Molina in terms of value here in South Florida. None of the benchmark hospitals are in-network. Oscar and Bright Health are very similar; they are newcomers trying to find their footing in the ACA marketplace. We haven’t had very good feedback from our clients on Oscar so this is another plan we tend to avoid. None of the benchmark hospitals participate in Oscar. While Oscar remains cheap health insurance its finances are a mess. In fact they asked the state of Florida for no more enrollments in earlier this year- a sign of bad finances.

For this reason, Oscar remains one of the health insurance companies we avoid.

United Healthcare United Healthcare is the 800 Pound Gorilla in the Health Insurance and Medicare coverage field. They are excellent for Short Term, Group, and Medicare. However, they have struggled with the ACA market in previous years. They were on the ACA then pulled out a few years ago. They are back this year with HMO Health Insurance Plan options in limited markets including South Florida. As of now neither Baptist, Mount Sinai nor Cleveland Clinic participates under the United Healthcare HMO in the marketplace. United Healthcare ACA is one of the cheapest Florida health care plans around.

Short Term Medical Insurance With its large network and good claims history United Healthcare(Golden Rule) is the number one choice for this category.

The health Insurance plans can be as little as one month in length up to three years.

Golden Rule offers strong catastrophic plans for those who need temporary coverage. Unlike the Florida Health Insurance Marketplace, Short Term Health Insurance does not offer ACA Compliant benefits. They offer private health insurance with broad PPO Health Insurance coverage.

This means for you the client an insurance company with a strong health insurance provider. By offering such a strong network and plans United Healthcare(Golden Rule) is one of the best health insurance companies in Florida. Chances are if you need to see a Health Insurance provider they would take Golden Rule.

Short Term Health Insurance has no open enrollment period, and you’ll typically find cheaper premiums than an ACA Plan.

Short-term health insurance plans are a fantastic option with low monthly premiums for those losing coverage and who don’t qualify for open enrollment or have employer-sponsored coverage. This is our winner for the best cheap health insurance.

About the Marketplace The Federal Exchange, also known as Healthcare.gov, is a platform that allows individuals, self-employed, and families in Florida to compare and purchase Florida health insurance plans. The Marketplace offers a range of individual health insurance, self-employed certified to meet certain standards, and offers comprehensive coverage, mental health, free preventive prescription drugs, quality assurance, prescription drugs, essential benefits, health screenings, and free preventive care.

Consumers can use the Marketplace to see if they are eligible for financial assistance, such as monthly premium tax credits based on household income, which can lower the cost of their monthly premiums and out-of-pocket costs. Health plans offered through the affordable care act are not cheap health insurance plans.

You must enroll in the open enrollment period. Overall, the ACA Marketplace in Florida provides a convenient and accessible way for residents to obtain a health care plan and access the care they need. For Health Insurance quotes on an ACA Plan, Click Here.

How to find your best health insurance plans in Florida Finding the best health insurance plan is crucial, as it ensures you can receive medical care when needed without financially straining yourself. Here’s a basic step-by-step guide on how to find your best health insurance plans in Florida:

Assess Your Needs: Before searching for insurance, take note of your health status, any ongoing treatments or medications, expected health expenses, and your budget. This will help you determine the type of coverage you need and what you’re able to afford. Check Your Eligibility: Evaluate whether you are eligible for any public insurance programs, like Medicaid services or Florida’s CHIP program for children. Depending on your income level, you may also be eligible for a subsidized plan under the Affordable Care Act (ACA). Explore the Marketplace: If you’re not eligible for public coverage or don’t have employer-provided insurance, visit the federal health insurance marketplace at healthcare.gov during the open enrollment period or after a qualifying life event to see the plans available to you. Compare Plans: Look at each plan’s premium, deductible, copayments, and out-of-pocket maximum. Also, review the list of covered services and medications. Make sure to check if your preferred doctors and hospitals are within the plan’s network. Consider HMOs vs. PPOs: Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) are common types of health insurance. HMOs typically have lower premiums but restrict coverage to doctors in a specified network. PPOs tend to have higher premiums but offer greater flexibility in choosing a primary care physician and hospitals. Read Reviews: Check ratings and reviews for health insurance providers in Florida. This can give you a better idea of their customer service, coverage satisfaction, and claims process. Ask for Help: If the process is confusing, consider using a health insurance broker or licensed health insurance agent. They can guide you through the process and help you understand different aspects of insurance plans. They might receive a commission from the insurance companies for their medical services.

Remember, the best health insurance plan for you depends on your specific needs and circumstances. Always do your research and ask questions before settling on a plan.

Health insurance rate changes in Florida Health insurance rates in Florida underwent changes from 2022 to 2023. On average, there was an increase of 5% in the cost of health insurance plans, leading to a rise of around $27 in monthly payments.

Among the different categories of healthcare insurance plans, Bronze plans experienced the most significant price hike, with a 10% increase in cost for 2023 compared to the previous year. On the other hand, Silver plans saw a relatively smaller increase of 2% in their rates. Notably, the cost for a Gold plan remained unchanged between the two years.

Here’s a detailed breakdown of the rate changes:

Catastrophic plans went from $312 per month in 2022 to $330 in 2023, marking a 6% increase. Bronze plans witnessed a jump from $436 to $480, amounting to a 10% hike. Silver plans experienced a minor increase from $585 to $599, which represents a 2% rise. Gold plans stayed stable at $655 per month. Platinum plans saw their rates go from $901 to $964, which is a 7% increase.

Note: These monthly premiums apply to a 40-year-old adult.

The rates for health insurance, along with deductibles and out-of-pocket maximums, are determined annually by health insurance companies. Following their internal decision-making, these plans are submitted to the federal exchange for approval for the subsequent plan year.

Frequently asked questions About Health Insurance in Florida What are the different tiers of health insurance plans in Florida? Florida’s different tiers of health insurance plans are Catastrophic, Bronze, Silver, Gold, and Platinum. These tiers represent different levels of coverage, with Catastrophic offering the least coverage (and lowest premiums) and Platinum offering the most (with the highest premiums).

What is the average cost of health insurance in Florida? In Florida, a 40-year-old purchasing a Silver plan can expect an average monthly health insurance cost of around $599. Nevertheless, it’s important to note that the exact price may vary depending on various factors, such as the individual’s age and the specific coverage level they opt for.

To illustrate, a younger person, say a 21-year-old opting for a Bronze plan, would have a lower average monthly payment of approximately $376. On the other hand, an older individual, like a 60-year-old, would typically face a higher average cost, exceeding $1,000 monthly.

How do I get cheap health insurance in Florida? To get cheap health insurance in Florida, follow these steps:

Know your healthcare needs. Compare insurance plans from different medical providers. Review company ratings Look for income-based discounts or subsidies. Choose a plan that meets your needs and budget.

Where can I apply for health insurance plans in Florida? Floridians can apply for health insurance plans through the federal health insurance marketplace at HealthCare.gov during the open enrollment period. Outside of this period, you can only apply if you qualify for a Special Enrollment Period due to a life event like marriage, having a baby, or losing other health coverage.

Conclusion Health Insurance in Florida is indeed an ever-changing landscape, and it’s important to navigate it with careful analysis. In 2023, we witnessed changes in the market as Bright Health and Oscar Health Insurance ceased offering coverage. When it comes to health coverage, making an informed decision is crucial. Simply opting for a low-cost plan doesn’t necessarily guarantee the best cheap health insurance option for individuals and families. It’s essential to consider factors such as the ability to make payments conveniently, provisions for disability coverage, and accessibility for individuals with hearing impairments through TTY (Telecommunications Device for the Deaf).

You may qualify for various health insurance plans, and we aim to assist you in finding coverage that meets your unique needs, enabling you to stay healthy. If you need help navigating the complex landscape of health insurance, our team is here to provide guidance and support throughout the process.

You will want to consider out-of-pocket maximums, federal guidelines, the federal poverty line, and national committees. At FHI, we are experts on Florida health coverage. For quality insurance quotes, call us at 954-282-6891 or contact us here. We are the authority on Health Insurance in Florida and are eager to speak with you.

Originally Found On- Source: Florida Healthcare Insurance(https://floridahealthcareinsurance.com/best-south-florida-health-insurance/)

[norwest2022]

Unhealthy Habits that You Should Stop Doing with Your Teeth

We all want healthy teeth and beautiful smiles. And that’s why we brush our teeth. However, proper dental care requires more than brushing and flossing. You must also avoid bad things for your oral health and the condition of your teeth. Even though we brush and floss our teeth religiously, there are bad habits that are harmful to our teeth. If not avoided, these daily habits can have a long-term impact on the health of our pearly whites. 

Some people continue to engage in these routine habits without realising how certain foods, drinks, and physical activities can be detrimental to their dental health. Fortunately, Norwest Orthodontics' best invisible braces will assist you in achieving a white and perfect set of teeth. Aside from that, it is best to avoid bad habits that can harm your teeth and gums. We've listed some bad habits you should get rid of.

Smoking

Cigarettes and other tobacco products, including vaping, are harmful to your overall health and can put you at risk for a range of dental problems. Smoking stains teeth, causes gum and periodontal disease and can lead to tooth loss. In addition, it can decrease saliva production and increase the risk of bad breath caused by harmful bacteria, decomposition of food, and tooth decay.

Clenching your teeth

Many people grind their teeth unconsciously, especially while sleeping. It is called bruxism, caused by either stress or sleep-disordered breathing, such as sleep apnea. Over time, this habit can cause jaw pain, headaches, premature tooth wear, and a misaligned jaw. In addition, it can lead to joint and muscle dysfunction and chronic facial pain if untreated.

Biting Your Fingernails

Nail-biting is one of the most challenging habits to break. The habit may appear to be damaging just your nails. However, biting your nails can result in chipped teeth and jaw dysfunction. There are many ways to break this habit. For example, bitter-tasting nail polishes to coat your nails, which will taste horrible if you bite them.

Ice Chewing

After you finish a cool, refreshing drink, do you mindlessly chew on the remaining ice cubes? To avoid the risk of a broken tooth or filling, the ADA recommends drinking through a straw or drinking without ice to help you kick the habit.

Sucking Your Thumb or Fingers

Sucking thumbs or fingers is alright for babies. However, according to the Cleveland Clinic, after the age of five, the habit can lead to misaligned teeth after the age of five. This misalignment can result in serious dental problems as the child grows older. For a five or older child still sucking their thumb or finger, their pediatrician or pediatric dentist can help wean them off thumb sucking.

Using your teeth as tools

Although opening packaging or bottle caps with your teeth is convenient, it is a bad habit that can harm your teeth. They may crack or chip as a result. Instead, keep scissors or a tool to open things other than your teeth on hand. Your teeth' purpose is to chew food, not serve as your body's can opener.

Ditching dental checkups

Along with these tooth-damaging habits, avoiding preventive dental care can impact your oral health. So make an effort to schedule a dental appointment the next time you're tempted to put it off.

We are all human and may fall victim to these bad habits from time to time. Bad habits are difficult to break, but changing your ways can significantly improve your dental health. With the help of Norwest Orthodontics' best invisible braces and the elimination of bad habits, you'll have a set of white, perfect teeth in no time. Visit Norwest Orthodontics now!

[ohiomedicareplansposts]

⭐️⭐️⭐️⭐️⭐️ Genuinely passionate & enthusiastic healthcare contributor responsible for defining and executing growth strategies across Medicare Advantage, Medicare Supplement, Prescription Drug Plans, and Ancillary Services. Driven by innovation, leveraging strategic relationships, and cultivating creative solutions. Alignment and prioritization of culture with performance by focusing on authenticity, integrity and trust are the foundations.

📍Follow me on LinkedIn here: 👇

https://www.linkedin.com/in/bcmoore?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app

[clevelanddentistohio]

Welcome to Premier Dental Associates

Meet Our Cleveland Dentists

Our doctors and staff are skillful, experienced professionals with years of success in caring for patients like you. Our personalized treatment approach and focus on details bring about successful results every day. We simply care about your well being.

At Premier Dental Associates, our focus is on quality of care and patient comfort. We welcome you to our practice and will do our best to assure a great experience throughout your treatment process. Please contact us today to schedule your appointment.

[yikesharringrove]

mob boss billy falls for trust fund brat Steve

I’m going combine this with an anon request I got that’s similar.

anonymous asked:

Mafia Boss Billy fucking his worst rivals aka Mr Harringtons son, Steve, them both knowing who they are, but not giving a shit about it. Steve just really loves to get fucked by that thick cock of Billy’s and he doesn’t care that his own father hates the guy 👀

So there’s some fucking, some general violence, bad things happen and are bad, murder boyfriend energy.

Read on ao3

Billy Hargrove was infamous around Chicago.

The Hargrove Family was well established, ran the fucking streets for decades the title of Boss being handed father to son.

Neil Hargrove had groomed his son from a young age, kept him in the room to observe as he spoke to his dogs. Explained the precise techniques he used for torture. The first time he made Bill kill a man, hold a gun to his head and pull the trigger, Billy was twelve.

Billy was Neil’s favorite attack dog.

He could just say his name and strike absolute fear in the hearts of anyone who heard it, anyone who was threatened with it.

Billy was known for having cold eyes, a heart of steel. Rumor is, he killed his own father to take over the company, had an expensive funeral for him.

He took over the large office, headed up the businesses they used as a front.

Pictures would surface of him in expensive clubs, doing lines of coke off strippers, letting twinks sit in his lap, suck him off while he lazily sipped expensive whiskey.

Steve Harrington was a brat.

The Harrington family ran Indianapolis, Cincinnati, and were building themselves in St. Louis.

They were the Hargroves’ biggest rivals, had been encroaching on their stake in Chicago, had plans to take over as much of the midwest as possible.

Mr. Harrington had never been afraid to use his son as a bargaining chip.

Steve was pretty, but he was a simpering idiot according to his father. Only good to be thrown to the enemy, with a promise he’d do anything.

He’d been fucked over plenty of desks, had been tied up in grand penthouses, choked on the cocks of the bosses his dad wanted ally-ships with. The Harrington Family owed the establishment of their branch in Cleveland to Steve’s asshole and his willingness to be choked.

When Steve first met Billy, they were unaware of the other.

Steve had been on a bender, blowing through his father’s money after the settlement of a partnership in Detroit. He was in Chicago, being watched by two of his father’s men, the two had been assigned to Steve when he was young, keeping a close watch on him.

Billy had watched the pretty boy stumble into the club, the lights dim, the music low, base-heavy.

Steve was out of his mind when he slammed into the broad chest, had gazed up into sharp blue eyes, tugged a blond curl that had escaped the bun at the crown of his head.

Billy took him home that night, had fucked the rich brat in his silk sheets, on his dresser, on his bearskin rug, over his desk, against the shower wall.

They exchanged phone numbers the next morning when Steve hunted down his clothes, called his car around.

They started meeting up every time Steve made his way to Chicago, happening more and more often as he started to want Billy more and more.

But after a few months, Steve noticed some mail, envelopes addressed to William Hargrove.

“You’re, you’re a Hargrove.”

“You know the name?”

“You know the Harrington name?”

“Course I do, those assholes keep creeping on my turf.”

“Yeah well, I’m one of them.” He held out his hand. “Steve Harrington. Nice to meet you.” Billy just laughed, pulling Steve into him by his outstretched hand.

“Unfortunately, I don’t care. Wouldn’t give up that tight little hole for nothing.”

They kept fucking, keeping it behind closed doors, in secret. Steve didn’t want his father to know, thought he’d try to use him as leverage to get Chicago. Steve was happy, letting himself be in something close to a relationship for the first time in his entire life.

But then his father had a request, was ready to send him to Columbus to reason with a client.

He had opened his mouth, complained to Billy and the man he was supposed to meet with was found dead in Lake Erie two weeks later, the mangled body had to be identified by dental records.

Mr. Harrington is livid.

He knew Hargrove had something to do with this, thought maybe he had sabotaged the deal, not that he had killed to protect whatever was left of Steve’s honor.

Steve was in Chicago the next day, booked a flight the minute he heard the news of the body in the lake. Had shown up at Billy’s apartment in a long coat, nothing underneath. Billy slammed him against the closed door, kissed him fiercely while peeling the coat off him.

“Can’t believe, can’t believe you killed a man for me.”

“That freak you out?” He lifted Steve up, his legs wrapping around Billy’s waist as Steve fumbled with the buttons on his shirt.

“No. It’s, God that’s so hot, Bill.”

“He begged for his life. I really took my time, made sure he knew he was gonna die just for thinkin’ about touchin’ you.” Billy set him on the leather couch, settled himself between Steve’s legs. “I’m the only one that gets to touch you. Gets to fuck you.” He ground his hips down, biting at Steve’s ear, growling in it. “You’re mine, Princess.” Steve moaned as they moved together, their cocks sliding together, hard and hot.

“Bill, want you to fuck me. Claim me.” Billy stood off the couch, forced Steve down onto the floor, face pressing into the soft rug, ass in the air, silver plug visible.

Billy pulled it out, loved watching the way Steve stretched around the thickness of it, the way his hole fluttered when it was gone, leaving him empty, wet with lube.

Billy spat on it.

“This little hole is mine. Mine to open up, mine to fuck.” He pressed his cock in, sighing at the velvet heat around him. He went hard and fast, hands rough on Steve’s hips to keep him steady, slammed into this hard enough to bruise, the sound of their skin slapping together, Steve’s loud moans, his own grunts all he could hear. “Would kill for this hole, have killed for this hole. For, for you, Princess.”

Steve came on the rug below him, hand flying over his dick, crying out as he tightened around Billy, muscles going stiff before collapsing, breathing heavily into the rug. Billy never slowed his pace, kept slamming into Steve, chasing his orgasm.

“Come inside. Only, only person I’ve, ever let fill me up.” That threw Billy right over the edge. He shoved his way in a few more times, cumming deep in that fluttering little hole. He flopped next to Steve, chest heaving as Steve rolled on top of him.

His fingers drifted down, two pressing back into Steve, keeping him full.

“You really never let anyone cum inside you?”

“No. Didn’t trust anyone enough not to use a condom. “

Billy’s mind short-circuited at the idea that Steve trusts him.

“Jesus Christ.” Steve looked at him, his eyebrows furrowed.

“What, what’s wrong?”

“I think I fucking, love you.” Steve’s face was blank.

“No shit, Idiot. You tortured and killed a guy that was hypothetically going to fuck me.”

Billy laughed, Steve shifting around on top of him as his chest moved with it.

“God, Stevie. I really went ham on the guy too. Like, really went to town.”

“And the whole time you were doing that, you didn’t once think maybe this about more than fucking?”

“I really didn’t.” He was giggling. “How long did you know?”

“When I heard they pulled that body out of Lake Erie. Your family has no ties to the Camorra family. There was no reason for you to off him, except me.”

“Was it too big a gesture?”

“Nah. Don’t mind a little death. it’s all part of the gig.” He put his head back down. “For the record, I love you too. In case you didn’t already know.” Billy kissed the top of his head.

“I almost went after your father, too.” Steve was quiet for a moment. Billy was worried he’d gone too far, said too much.

“Let me know if you do. I wanna watch.”

[ranigadantel]

We provide Convenient Children’s dentistry care and Dental Healthcare

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[billysyle4-blog]

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