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#Business-Loan
goyubi · 2 years
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It is known that every business venture, initially, needs funding (startup business loan) and financial stability.
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coochiequeens · 1 year
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An update to an older story that’s goods news!
When Jenny Nguyen signed the lease to create her dream bar, she wasn’t sure it would stay open for more than a few months.
But earlier this month, 43-year-old Nguyen’s first-of-its-kind establishment in Portland, Oregon, celebrated its one-year anniversary. Aptly named The Sports Bra, it’s a sports bar where only women athletes appear on the TVs.
Business has been good, despite the niche business model and record inflation sending food and beverage prices soaring. The Sports Bra brought in $944,000 in revenue in the eight months it was open in 2022, according to documents reviewed by CNBC Make It.
It was profitable in that first year of business, Nguyen adds.
“It turns out, it’s pretty universal — that feeling of being a women’s sports fan and going into a public place, like a sports bar, and having a difficult time finding a place to show a [women’s] game, especially when there are other men’s sports playing,” Nguyen says.
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Initially, she wasn’t sure the idea would work at all. The vast majority of money and attention historically goes to men’s sports only — a big reason why The Sports Bra was reportedly the country’s first bar to only play women’s sports on TV.
It’s also not the kind of thing Nguyen would ordinarily do: She describes herself as “very cautious, risk averse.” But her obsession with women’s sports and frustration with its lack of representation on television screens drove her to empty her life savings — about $27,000 — and give it a try.
“Me, personally, I thought the idea was brilliant and that [it was] what the world needs,” Nguyen says. “But I had no idea that the world would want it. I just wanted to give it a shot.”
How The Sports Bra went from running joke to reality
Nguyen is a lifelong basketball fan who played the sport at Clark College in Vancouver, Washington, before tearing her ACL. She’s also a longtime restaurant worker who spent three years as Reed College’s executive chef.
In 2018, Nguyen and a group of friends wanted to watch the NCAA women’s basketball championship game. They went to a mostly empty sports bar and still had to plead with a bartender to switch one of the smallest TVs — which played without sound — from a men’s sport to the women’s championship game, she recalls.
Together, they jumped up and down celebrating “one of the best games I’ve ever seen,” Nguyen says, as a buzzer-beating three-point shot sealed the championship title for Notre Dame. Afterward, she was struck by the normalcy of her situation.
″[We’d] gotten so used to watching a game like that in the way that we did,” she says, adding that they’d only find better viewing conditions “if we had our own place.”
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Days later, she channeled her disappointment into a hypothetical: What would she name her bar? “The very first thing that came into my mind was The Sports Bra,” Nguyen says. “And once I thought it, I couldn’t un-think it, you know? It was catchy. I thought it was hilarious.”
For years, she joked about it. Then, the fallout from social justice movements like #MeToo and the country’s racial reckoning after George Floyd’s murder left her wanting to make a meaningful impact on the world and her community.
Nguyen, who came out as a lesbian at age 17, says she doesn’t always feel welcome at most traditional sports bars. The Sports Bra could help her, and anyone else who’d rarely felt accepted in other sports establishments, feel like she belonged.
“I thought about, if we can even get one kid in here and have them feel like they belong in sports, it’d be worth it,” she says.
Helping other women’s sports bars get started
At first, Nguyen had her savings, and $40,000 in loans cobbled together from friends and family. That would keep The Sports Bra afloat for three months, based on her cost estimates for labor, inventory and other overhead.
In February 2022, she launched a Kickstarter to raise $48,000 — enough money for an extra six-month financial cushion, to build up the sort of regular clientele any bar or restaurant needs to survive long-term.
To Nguyen’s surprise, the campaign raised more than $105,000 in just 30 days, thanks to a viral article in online food publication Eater. “At that moment, when I was looking at that Kickstarter graph, I thought to myself, ‘This might work,’” she says.
But the money, which came from around the country and world, was no guarantee of success. Actual people in Portland still needed to frequent the bar.
Today, there’s often a line out the door. Women’s basketball icons like Sue Bird and Diana Taurasi showed up, for an event sponsored by Buick, earlier this month. Ginny Gilder, co-owner of the WNBA’s Seattle Storm, has even waited in line to watch her team play on The Sports Bra’s TVs, Nguyen says.
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That’s a far cry from the Kickstarter days, which Nguyen says only happened after she was denied business loans by multiple banks and small business associations. The denials commonly cited the high risk of a unique concept run by a first-time entrepreneur during a pandemic, she adds.
Even the bar’s core concept is a struggle: It’s hard to find enough women’s sporting events to fill up the televisions. Only about 5% of all TV sports coverage focuses on female athletes, according to a 2021 University of Southern California study.
Nguyen says she’s taken to reaching out directly to sports networks and streaming services, some of which have hooked her up with access to more women’s sports content. She also spends an inordinate amount of time “scouring” TV listings, a process she likens to “taking a machete and chopping through a jungle.”
But she’s no longer alone. Another bar specializing in women’s sports has opened in nearby Seattle, and Nguyen says she’s in touch with a handful of other prospective entrepreneurs asking her for advice on opening similar visions in other cities.
“I would love to have as many people experience the feeling people experience when they walk through these doors,” she says. “It feels very selfish to keep it to this one building that holds 40 people at a time.”
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Some highlights from the proposed bill for those interested:
Highest Personal Income Tax Rate Since 1986 (combined Federal Tax rate of 45%)
Highest Capital Gains Tax Since 1978. A rate over twice as high as China’s capital gains tax rate.(nearly doubles rate from 20% to 39%)
Corporate Tax Rate Higher than Communist China. (A 31% increase, from 21% to 28%)
Unconstitutional Wealth Tax on Unrealized Gains
Quadrupled Tax on Stock Buybacks. This tax will hit every American with a 401K or IRA or union pension.
$31 Billion Tax on American Energy
32% Increase to Medicare Taxes
Carried Interest Tax on Capital Gains
$23 Billion Retirement Tax
$24 Billion Cryptocurrency Tax
Real Estate Tax Hike (wants to end 1031 Like-Kind Exchanges)
Doubles the Global Minimum Tax (Global Intangible Low-Tax Income (GILTI) from on U.S. multinational corporations from 10.5 to 21 percent, which after the disallowance of foreign tax credits would provide a top rate of 26.25 percent)
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thistledropkick · 1 month
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An announcement came out that ex-Suzuki Gun member Iizuka is having a cross-over release with a clothing company and Taichi has some concerns.
For those who haven't been following Taichi's side-business as a curse-banishing paranormal investigator, he's been managing the cursed Iron Fingers ever since they were handed down to him after Iizuka's retirement. On Taichi's last paranormal adventure, Iizuka was banished in time and space because Uemura hit him with a time-traveling car. But somehow, Iizuka is back?
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Taichi:
What's this--!
I thought he'd vanished in the void of time and space...?
Can it be...!?
Somehow I've got a bad feeling about this Seems like I'll need to investigate...
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Taichi:
no no no This can't be possible
During the Hokkaido Tour, along with Yuya Iizuka vanished into time and space 🚗💨
Ah- Unbelievable...!
Just as I feared We need to investigate don't we... Should I gather the Taichi Investigations Team once again...!?
【 Watch the shocking conclusion in the last 5 minutes!! Holy Emperor Tour in Hokkaido 】 ↓ https://www.youtube.com/live/8kAkXId-afM?si=K32TCseYPM2lhvfa
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Douki:
Today I'm going to Sendai to sign autographs
※ This photo of my fingernail that I cut too short is unrelated to the autograph signing
Taichi:
It's a short trip from Sendai to Hokkaido
I'll be there waiting for you...
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Douki:
...a short trip??
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Taichi:
786 kilometers
That's short 🚗
I'll be waiting for you
(note from me - the driving directions say that the trip is an 11 hour 38 minute drive and involves taking a ferry)
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Ishida, who did the video editing for the previous Hokkaido expedition tour, posts to say that he's arrived in Hokkaido by plane from Hiroshima, which is quite a distance away.
Taichi:
Seriously, to think you'd come here all the way from Hiroshima!
For now, let's rendezvous at this location
I'll be waiting 🪨
# Taichi Investigations Team
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Taichi:
A typhoon is approaching And Hokkaido is experiencing heavy rainfall...
Just as I thought The signs of that man's presence are growing stronger...
We'll just have to investigate in the rain...
Never again I will never allow him to return a second time! Never! Never again...!
IIIIZZZUUUKAAAAaa------!!
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Ishida:
Um-....... Is it ok if I arrive tomorrow instead....
It's fine to just tell me on X... And maybe you could send me your schedule on LINE or something too...
(note from me: His map shows that arriving to Taichi's rendezvous site will take him 14 hours by train)
Taichi:
Sorry sorry I guess Ganbou Rock is pretty far away
Let's change it to here instead!
I've already been waiting out in the rain for a while now, you know? ☔
So please come soon 🚴
I'll be waiting for you
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Ishida:
Now hold on-!! Taichi-san... lolllll
I've arrived at the designated location but... Why do I have to spend the night all alone at a scary place like this!!!
I don't wanna! It's too scary!! What is going on!!! When are we going to meet up!!!
Taichi:
Mysterious voice: "Welcome, Ishida-kun. Play a game with me. The rules are simple. No matter what happens, you must never startle or scream even once until morning arrives.
"The Mysterious Abandoned Inn Where You Must Not Show Fear" has begun..."
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foxxiieeee · 2 months
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ya know sometimes i hate being in fandoms that had there merch prime in the 2010s-2012s
because like wdym that a plushie is 655 us dollars????
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pic for proff to cuz what the heck??
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leviiackrman · 2 months
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I am fighting for my life to be mentally stable and it’s not working
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memenewsdotcom · 1 year
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Yellow files for bankruptcy
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View On WordPress
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lovingdabeessss · 1 year
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Grieving drunk Qrow vs grieving single parent tiny Yang must’ve been one hell of a ride for family dynamics post summers death
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davnittbraes · 17 days
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Me after the last two weeks:
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satans-knitwear · 2 years
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Surviving 6hr zoom sessions like: Camera off, mic on mute.
Treat me ~ Tip me
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medicinemane · 2 months
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So... I hadn't checked for a while cause I knew the government was covering my $0 a month income ass with the SAVE program (which I've since learned republicans have been suing to put a stop to and federal judges have frozen which... thanks guys)
Anyway, before that happened they must have paid off my loans cause... I mean... I cut everything even remotely identifiable out there, but just look... paid in full, $0.00 balance!
So... thank Biden, thanks Harris... you actually did what you said you would
That's a huge weight off me. I mean, I was in forbearance (or whatever the one is where you tell the loan company you've got $0 in income) for a long time (which I learned probably had kind of screwed me over with the old rules) but... this way I don't have to worry that if I ever get on my feet I'll suddenly be slammed by student loans
This means I get to focus on making things better for myself by doing stuff to work on my house so it holds heat better and so my backdoor has a deck instead of a 5 foot dead drop into the basement stairwell
Really fucking wish these student loan repayments wouldn't keep getting blocked by judges, like sorry, now that mine's been paid off I still want the program even though I got mine... I want everyone else to get theirs too
Just... yeah... some good news, some real good news
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creditcooperativeca · 1 month
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Getting a loan abroad may be easier than you think.
CA Credit Union is a community credit system that connects all private and professional investors to allow any project to be financed in the form of a loan without incurring upfront fees or banking hassles.
Our financing solutions are aimed at individuals, start-ups, scale-ups and SMEs as well as VSEs, social enterprises and cooperatives based in the euro zone.
The source of the information:
👇 Customer service available: Monday to Friday from 9:00 a.m. to 5:30 p.m.
* +33 757 755-756 [Call / Whatsapp https://t.me/Creditcooperativeca[Telegram]
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Sincerely.
Marketing relationship
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musette22 · 2 years
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Guess who's got a new apartment?? It me! 🥰🏡 If all goes according to plan I get the keys on April 1st (not a joke hopefully lol) and then I'll do a bit of light renovating first before I move in! It's a little bigger than my current place and right on the edge of the park, so plenty of greenery and no more downstairs restaurant and city noise and most importantly NO MORE UPSTAIRS NEIGHBOURS since it's on the top floor 😭 I can't wait to sleep, holy shit
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arcxnumvitae · 7 months
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"So contentious~!"
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mar-jef-sblcs · 8 months
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I have a genuine lender from London, U.K who offer financial instrument lease and sale at a reasonable price with affordable procedure and condition. Our bank instrument lender offer Fresh Cut and Seasoned bank instrument such BG, SBLC, MTN and Confirmable Bank Draft (CBD), which can be engage into PPP Trading, Outright Discounting, signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects.
With our bank instrument you can establish a line of credit with your bank or secure loan for your projects in which our bank instrument will serve as collateral in your bank to fund your project.
We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable. Below procedure is for BG/SBLC and MTN lease, other bank instrument procedure will be provided on request.
DESCRIPTION OF INSTRUMENT:
1. Instrument: Bank Guarantee {BG/SBLC}
2. Total Face Value: Eur 10M{Minimum} to Eur 10B{Maximum}
3. Issuing Bank: HSBC Bank Plc and Barclays Bank Plc {London, U.K}
4. Age: One Year and One Month
5. Leasing Price: 6%+2% =8%
6. Delivery: MT-760 {Bank-To-Bank Swift}
7. Payment: MT103/23
8. Hard Copy: Bonded Courier Service {within three banking days}
Thank you
Marty Jeffrey.
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