#Application fraud

[himewonu]

SIGN ME UP! ; kwon soonyoung

summary after posting boyfriend applications as a joke，you somehow choose the only man who didn’t apply。 starring bsf! soonyoung x f! reader genre fluff，comedy，best friends to lovers，i stole this from an old wip of mine contains studying…☠️ word count 0.4k

from rhin，dedicated to @juyeoz ! alya pls don’t cry i made sure this releases today for u😕🙏

you were kidding. everyone knew you weren’t serious when you posted boyfriend applications on your socials. it started all because your friend suggested boyfriend applications after you were complaining about all your friends having significant others and you were the only one who was still single.

what was serious, though, was the number of messages random boys sent you about the applications. you never bothered to answer because you thought they were all joking at first. however, they kept asking your friends if it was real, convincing you that not everyone knows you’re joking.

“you do know that my applications are fake, right?” you’re confirming with soonyoung, one of your friends, in the library in the middle of a group study session with your other friends.

“okay, wait, so if it’s fake, why did you post it anyway?” he queries, puzzled as to why you did it—to which even you aren’t too sure why.

“it was a joke! everyone knew that—well, not everyone. so many of your friends kept spamming my phone about it, you say as you show him the unread replies from his friends.

he looks at you with a disgusted expression. “(name), you do realize that if men who can’t get a girlfriend see that a single, pretty girl like you jokingly posts boyfriend applications, they’re going to seriously apply.”

“are you guys talking about (name)’s boyfriend applications?” jun asks as he sits next to soonyoung, who nods in response.

a few of your other friends chime in on the conversation. “hey, i heard so many guys were trying to apply,” mingyu brings up. “did you pick any of them?”

you stay silent, pretending to think of an answer, but in reality, you’re looking around your surroundings. all your friends that are studying with you happen to be the friends that have romantic partners. the only ones left are you and soonyoung.

you look at soonyoung, then look down at his hand. grabbing onto it and holding it up, you announced, “soonyoung! he applied,” you lied. your friends began to tease the both of you, calling you two a perfect pair.

“didn’t know i was your boyfriend now?” he whispers, teasing you as well.

“gosh, just play along with it,” you huff, lightly pushing him.

he shrugs. “okay, but instead of playing along with it. what if i actually become your boyfriend? i’ll sign up for that boyfriend application of yours.” he switches from his silly tone to a low voice. “so please, pick me.”

svt masterlist .ᐟ

[grits-galraisedinthesouth]

As ever The Lazy Grift Turns: The Girl Boss Wannabe & Her Same Old Same Old Plot to Rip Off the Originals

Not an oops Richard, it's always on purpose. Same old same old Meghan Markle intentionally fails to answer ALL questions or provide a signature or actually snail mail payments because she's a fraud who literally bullies her way into stealing property from others. She cheats to beat the system.

EDEN CONFIDENTIAL: Oops! Meghan falls foul of US patent rules yet again as she fails to sign crucial document

By RICHARD EDEN 19 March 2025

"And, above all else, she must sign the document – without which it will not be 'properly verified'. Bizarrely, Meghan made the same mistake – failing to sign the document – when trying to trademark 'The Tig' – the name of her old lifestyle blog – and again with 'Archetypes', the name she chose for her short-lived Spotify podcast."

Her Netflix lifestyle and cookery series has certainly got critics simmering nicely, with one of them summarising it as 'sensationally absurd and trite', while my ever playful colleague Jan Moir muses that it seems aimed at people who 'need a recipe to make an ice cube'. But has her devotion to Meghan, With Love also caused its star to take her eye off another of her passion projects – the one which, if all goes well, will allow devotees to shell out for a taste of her jam or the sort of trinket that might grace her £11million Montecito mansion?

I ask because the Duchess of Sussex, 43, appears to have been tripped up yet again by the United States Patent and Trademark Office. It has, I can disclose, just returned the paperwork she submitted in a bid to secure a trademark for 'As Ever' – the name she's selected for the 'lifestyle brand' which she originally unveiled last April when she hoped it would be called 'American Riviera Orchard'.

That first proposal was ditched after I revealed her application had been challenged by Harry & David, an American institution which has annual sales of £1.7billion and owns the trademark 'Royal Riviera'.

Meghan returned to the proverbial drawing board and renamed her embryonic company 'As Ever', applying to trademark the name as she did so. But the speed of her response arguably undermined its precision. The Trademark Office has told her she must clarify exactly what she means by various items – including 'spoons serving jams and fruit preserves' – and to list all goods and services 'by their international class number'. And, above all else, she must sign the document – without which it will not be 'properly verified'. Bizarrely, Meghan made the same mistake – failing to sign the document – when trying to trademark 'The Tig' – the name of her old lifestyle blog – and again with 'Archetypes', the name she chose for her short-lived Spotify podcast.

Thanks to @the-cat-with-the-emerald-tiara-1 for the link to the archived article

USA Comments:

You'd think, with her 'freakish attention to detail' that she wouldn't forget to sign paperwork again. Didn't the parent office return the paperwork for American riviera orchard because she failed to sign it?"

I'll say it again. Fool me once shame on you, fool me twice shame on me. There is no way it just slipped Meghans mind, THREE times to sign the documents. Not sure what her end game is by doing so but if its Megrhan something is rotten in Monecito.

There’s been so many stories about this person who seems to think she’s super special. This is my last time commenting on her I’m sick of reading about her and will be scrolling by moving forward. Please join me people. This has to end.

[benoitblanc]

the imposter syndrome sure is impostering today lads

[unopenablebox]

important part of my relationship is that my girlfriend isn't subscribed to money stuff, so when we walk to work together i can just describe really good money stuff bits to them

[fincrif]

How to Protect Yourself from Personal Loan Phishing Scams

In today’s digital world, personal loans have become more accessible, allowing borrowers to apply online and receive funds quickly. However, this convenience has also led to a rise in phishing scams, where fraudsters attempt to steal your personal and financial information by posing as legitimate lenders. These scams can result in identity theft, financial loss, and fraudulent loan applications in your name.

If you’re planning to apply for a personal loan, it is essential to understand how phishing scams work, the warning signs to look for, and the best ways to protect yourself.

1. What Are Personal Loan Phishing Scams?

A phishing scam is a fraudulent attempt to trick individuals into providing sensitive information such as bank details, Aadhaar number, PAN card, OTPs, or login credentials. Scammers typically impersonate banks, NBFCs, or online lending platforms and contact borrowers via emails, phone calls, SMS, or fake websites.

Once they obtain your information, they can:

Steal money from your bank account

Take a loan in your name

Misuse your identity for financial fraud

Access and sell your personal data on the dark web

2. Common Types of Personal Loan Phishing Scams

2.1 Fake Loan Approval Emails & SMS

Fraudsters send emails or SMS messages claiming that your loan has been pre-approved or that you qualify for a low-interest personal loan. These messages often contain links leading to fake lender websites designed to steal your personal information.

2.2 Fake Loan Websites & Apps

Scammers create websites and mobile apps that look like real financial institutions. They trick users into entering personal and banking details, which are then used for fraudulent activities.

2.3 Fraudulent Customer Service Calls

You may receive a phone call from a scammer pretending to be a bank representative. They claim you must provide your OTP, Aadhaar, PAN, or bank details to complete your loan application. Once you share these details, scammers can withdraw money or take loans in your name.

2.4 Loan Processing Fee Scams

Fraudsters promise quick loan disbursal with no documentation but demand advance processing fees or a loan insurance fee. Once the fee is paid, the scammer disappears, and no loan is disbursed.

2.5 Social Media Loan Scams

Some scammers advertise fake loans on Facebook, Instagram, or WhatsApp and ask potential borrowers to contact them privately. Once engaged, they request confidential details, leading to identity theft.

3. Red Flags to Identify Loan Phishing Scams

3.1 Offers That Sound Too Good to Be True

If you receive an offer promising guaranteed loan approval with no credit check, zero documentation, or extremely low-interest rates, it’s likely a scam.

3.2 Unsolicited Loan Messages

Legitimate lenders do not send random SMS, WhatsApp messages, or emails offering personal loans. Be cautious if you receive messages from unknown numbers or email addresses.

3.3 Fake Loan Websites

Before applying for a loan online, always verify the website’s domain name. Scammers often create fake websites with slightly modified spellings of real lenders to trick borrowers.

3.4 Requests for Upfront Payments

No genuine lender will ask for advance processing fees before loan approval. If a lender insists on upfront payments via UPI, Paytm, or Google Pay, it’s a scam.

3.5 Pressure to Act Immediately

Scammers create urgency by saying things like, "Limited offer – Apply now!" or "Your loan will be canceled if you don’t act fast." A real lender will give you time to review the terms.

3.6 Request for Personal Information Over the Phone

A legitimate bank or NBFC will never ask you for OTPs, passwords, or CVVs over the phone. If someone does, hang up immediately.

4. How to Protect Yourself from Loan Phishing Scams

4.1 Apply for Loans Only from Trusted Lenders

Always apply for a personal loan through registered banks, NBFCs, or reputed online lenders. Here are some safe options:

🔗 IDFC First Bank Personal Loan 🔗 Bajaj Finserv Personal Loan 🔗 Tata Capital Personal Loan 🔗 Axis Finance Personal Loan 🔗 Axis Bank Personal Loan 🔗 InCred Personal Loan

4.2 Verify the Lender’s Website

Check if the website URL starts with "https://" (secure site).

Look for official lender details on the RBI website or lender’s official website.

Avoid websites with poor design, spelling errors, or unusual domain names (e.g., "axisbankloans.xyz" instead of "axisbank.com").

4.3 Never Click on Suspicious Links

Do not click on links in unsolicited emails or messages claiming to be from a bank or NBFC. Instead, visit the official website by typing the URL manually.

4.4 Avoid Sharing Personal Information Online

Scammers may ask for your Aadhaar, PAN, or bank details via email, phone, or WhatsApp. Never share sensitive information with unknown sources.

4.5 Enable Two-Factor Authentication (2FA)

Use 2FA on your banking and email accounts to protect against unauthorized access. This adds an extra layer of security if your password is compromised.

4.6 Check Reviews & Ratings Before Downloading Loan Apps

Before installing a loan app, check:

App permissions (Avoid apps that ask for access to contacts, photos, and messages).

Reviews and ratings on Google Play or App Store.

If the app is registered with an RBI-approved lender.

4.7 Monitor Your Bank & Credit Report Regularly

Check your credit report and bank statements for unauthorized loan applications or suspicious transactions. If you spot any fraudulent activity, report it immediately.

5. What to Do If You Are a Victim of Loan Phishing?

If you have fallen victim to a loan phishing scam, take these steps:

1️⃣ Contact Your Bank Immediately – Report any unauthorized transactions and request to block your account if necessary. 2️⃣ Change Your Passwords – Update your internet banking, email, and loan account passwords immediately. 3️⃣ File a Cyber Crime Complaint – Report the fraud to the Cyber Crime Portal (www.cybercrime.gov.in) or call the National Cyber Crime Helpline (1930). 4️⃣ Report to RBI & Consumer Forum – If you have been tricked into a fake loan scheme, report it to the RBI and National Consumer Helpline (1800-11-4000). 5️⃣ Monitor Your Credit Report – Check for unauthorized loans taken in your name and dispute them with credit bureaus like CIBIL and Experian.

Stay Alert & Borrow Safely

Personal loan phishing scams are on the rise, but you can stay protected by being vigilant. Always verify loan offers, apply only through trusted lenders, and avoid clicking on suspicious links.

For safe and secure personal loan options, apply here: 👉 Compare & Apply for a Personal Loan

By staying cautious and informed, you can protect yourself from loan fraud and ensure a safe borrowing experience.

[bodauberart]

Oh, my whole email has been blacklisted off of Instagram and Facebook.

[rightnewshindi]

ग्रेटर नोएडा में शराब दुकान लॉटरी घोटाला: मास्टर जी को मिला लाइसेंस, रद्द हुआ आवंटन! #News #HindiNews #IndiaNews #RightNewsIndia

[netincomesource]

How to Qualify for a Preapproved Chase Credit Card: Tips for Approval in 2025

You’re excited To apply for a card, ensure you meet all requirements. apply for a Chase credit card, like the popular Chase Sapphire Preferred, dreaming of travel rewards and a shiny new card in your wallet. You’ve got a solid credit score—say, in the mid-700s—no sketchy history, and you’re ready to hit “submit” on your To enhance your chances, consider the card application for the new Chase…

[jcmarchi]

How AI is Changing the Way We Tackle Conspiracy Theories

New Post has been published on https://thedigitalinsider.com/how-ai-is-changing-the-way-we-tackle-conspiracy-theories/

How AI is Changing the Way We Tackle Conspiracy Theories

Conspiracy theories have always been a part of human history, drawing people in with stories of secret plots and hidden truths. But in today’s connected world, these theories are not just harmless gossip; they’ve become a global problem. With social media, false ideas like “9/11 was an inside job” or “vaccines have microchips” can spread across the world in a matter of minutes. These narratives can create distrust, divide communities, and, in some cases, incite violence.

Psychologists have spent years trying to understand why people believe in these theories and how to challenge them. Despite their best efforts, changing these beliefs has proven difficult. Psychological theories suggest that these ideas are deeply tied to emotions and people’s personal identity rather than logic or facts.

However, researchers have recently found that AI might offer a way forward. Unlike traditional methods, AI doesn’t just present facts—it engages in conversations. By listening and responding in ways that feel personal and empathetic, AI has the potential to challenge these deeply held beliefs. In this article, we will explore this newfound capability of AI and how it could change how we address conspiracy theories.

The AI Experiment: A New Approach

Recently, researchers conducted an experiment to explore whether generative AI could deal with the challenge of conspiracy theories. Their study, published in Science, employed OpenAI’s GPT-4 Turbo, a large language model (LLM), to engage conspiracy believers in personalized, evidence-based conversations. Participants were asked to share a conspiracy theory they believed in and supporting evidence. The AI then engaged them in a structured, three-round dialogue, presenting counterarguments tailored to the specific theory the person believed in.

The results were impressive. After talking to the AI, belief in the conspiracy theory dropped by an average of 20%. This wasn’t just a quick shift; the change stayed for at least two months. Even more surprisingly, people became less likely to believe other conspiracy theories. They also felt more motivated to challenge others who believed in similar ideas.

Why AI Works Where Humans Struggle

There are several reasons why AI stands out in addressing conspiracy theories by doing things that people often find hard to achieve. One of the key strengths of AI is personalization. Instead of using generic fact-checks or broad explanations, AI adopts responses to match each person’s specific beliefs and the evidence they provide. This makes the conversations more relevant and convincing.

Another reason AI works so well is because it can stay calm and neutral. Unlike humans, AI can allow detailed discussions without showing frustration or judgment. This ability allows it to maintain an empathetic and non-judgmental tone, making people less defensive and more open to rethinking their views.

The accuracy of AI is another critical factor. It’s been tested on hundreds of claims, and 99.2% of the time, its responses were accurate. This reliability builds trust and makes people more likely to reconsider their beliefs.

What’s even more impressive is how AI’s impact goes beyond just one conspiracy theory. It helps people rethink their approach to similar ideas, making them less likely to believe other conspiracy theories. Some even feel motivated to challenge misinformation when they see it. By tackling both specific beliefs and the broader mindset, AI shows great potential in how we can fight conspiracy theories effectively.

Implications for Society

The world is struggling with misinformation, and these findings bring a ray of hope. We’ve long been told that conspiracy theories can only be tackled with facts, but this study shows that even deep-rooted beliefs can be changed with the right approach. It’s possible to help people move out of the misinformation cycle by guiding them toward a more grounded view of reality.

AI’s ability to tackle conspiracy theories could have an impact beyond just individual conversations. It could help reduce societal conflicts caused by conspiracy theories—like the fear of vaccines or false election fraud claims- if used correctly. It could also play a role in preventing misinformation from spreading in the first place. AI could tackle false ideas before they gain traction by being part of education, public health campaigns, and even social media platforms.

Ethical Considerations and Risks

AI is powerful, but with that power comes responsibility. The same tools that can help debunk conspiracy theories could also be used for harm. Imagine AI being used to spread false information or manipulate people’s opinions. That’s why it’s crucial to make sure AI is used ethically. There must be clear rules, oversight, and transparency in how AI is applied, especially regarding sensitive topics.

The success of AI also depends on the quality of its training data and algorithms. If the data is biased, it could lead to inaccurate or unfair responses, damaging the AI’s credibility and effectiveness. Regular updates, ongoing research, and independent audits will be critical to identify and correct these issues, ensuring the technology is used responsibly and ethically.

A Broader Shift in AI’s Role

This study highlights an emerging shift in how AI can benefit society. While generative AI is often criticized for amplifying misinformation, this research shows it can also be a powerful tool to counteract it. By demonstrating AI’s ability to address complex issues like conspiracy theories, the study changes the standard narrative, showcasing AI as a solution to some of the challenges it’s often blamed for.

It’s a reminder that technology is neutral— neither good nor bad. Its impact depends entirely on how we decide to use it. By focusing on ethical and responsible applications, we can utilize AI’s potential to drive positive change and tackle some of society’s most pressing problems.

The Bottom Line

AI offers a promising new way to combat conspiracy theories by engaging people in personalized, empathetic conversations that encourage critical thinking and reduce belief in misinformation. Unlike traditional methods, AI’s neutral tone, tailored responses, and high accuracy effectively challenge deep-rooted beliefs and foster a broader resistance to conspiracy thinking. However, its success depends on ethical usage, transparency, and ongoing oversight. This study highlights AI’s potential to counter misinformation and promote societal harmony when applied responsibly.

[aarunresearcher]

The U.S. fraud detection and prevention market size was valued at USD 5.6 Billion in 2024. Looking forward, IMARC Group estimates the market to reach USD 13 Billion by 2033, exhibiting a CAGR of 9.8% from 2025-2033. The market expansion is chiefly bolstered by the strict regulatory adherence, increasing cyber threats, and rise in digital transactions. Moreover, rapid advancements in biometrics, artificial intelligence (AI), and blockchain improve fraud prevention abilities, while accelerating need for real-time analytics facilitates the market growth across diverse sectors.

U.S. Fraud Detection and Prevention Market Size

[harshathusm]

Applications of AI in Banking Sector

AI revolution is transforming the banking industry: Different applications that churn efficiency and experience through AI transform the banking sector. From establishing 24/7 customer support through chatbots to AI-driven fraud detection systems, banks are faster in building services on more technology innovations. Personalized advice about financial matters through machine learning algorithms helps people take the right choices. At the same time, AI smoothes processes like loan approvals and risk assessment, becoming more efficient and accurate than them. These integrations put banks on a sure trajectory of success.

USM Business Systems

Services:

Mobile app development

Artificial Intelligence

Machine Learning

Android app development

RPA

Big data

HR Management

Workforce Management

IoT

IOS App Development

Cloud Migration

[fincrif]

How to Avoid Personal Loan Scams?

With the increasing demand for personal loans, fraudulent lenders and scams have also surged. Scammers often prey on unsuspecting borrowers, promising quick approvals and low-interest rates while charging hidden fees or stealing personal information. To safeguard yourself from personal loan scams, it is crucial to stay informed and vigilant.

Common Types of Personal Loan Scams

1. Upfront Fee Scams

Fraudsters ask for advance processing fees or insurance charges before disbursing the loan. Once the payment is made, they disappear without providing the loan.

2. Fake Lender Scams

Scammers pose as legitimate financial institutions, using professional-looking websites and fake credentials to lure borrowers into providing sensitive information.

3. Identity Theft Scams

Fraudsters collect personal details such as PAN, Aadhaar, or banking information to misuse identities and take out loans in the victim’s name.

4. Phishing Emails and SMS Scams

Fake emails and SMS messages claiming to offer pre-approved loans often contain malicious links that steal personal and financial data.

5. No Credit Check Loans

Legitimate lenders assess credit scores before approving a loan. Scammers offering guaranteed loans with no credit check often charge hidden fees or impose extremely high-interest rates.

How to Identify a Personal Loan Scam?

1. Verify the Lender’s Credibility

Always research the lender’s background. Check for registration details with regulatory authorities like the RBI, reviews from previous borrowers, and official contact details.

2. Avoid Upfront Payment Requests

Legitimate financial institutions do not ask for large fees before loan disbursement. Any demand for advance payment is a red flag.

3. Check the Official Website

Ensure that the lender’s website starts with ‘https://’ and verify its authenticity through official domain registration details.

4. Read Loan Terms Carefully

Fraudsters often hide fees and unfavorable terms in loan agreements. Always read and understand the terms before signing.

5. Be Cautious of Unsolicited Loan Offers

If you receive an unexpected loan offer via email, SMS, or phone calls, verify its authenticity before proceeding.

6. Protect Your Personal Information

Never share sensitive details like OTPs, passwords, or banking credentials with unknown sources.

Steps to Take If You Encounter a Loan Scam

1. Report the Scam

Inform authorities like the RBI, cybercrime cell, or consumer protection agencies about the fraudulent lender.

2. Contact Your Bank

If you have shared banking details, immediately notify your bank to secure your accounts and prevent unauthorized transactions.

3. Monitor Your Credit Report

Regularly check your credit report for any unauthorized loans or activities linked to your identity.

Trusted Lenders for Personal Loans

Personal Loan - FinCrif

Personal loan scams are becoming more sophisticated, making it essential to remain cautious and conduct thorough research before applying for a loan. Always verify lender details, avoid upfront payments, and protect your sensitive information. If an offer seems too good to be true, it probably is.

For a secure and transparent loan application process, visit FinCrif today!

[townpostin]

Teacher Recruitment Scam Targets Applicants in East Singhbhum

Fraudsters exploit desperate candidates with false promises; DSE issues warning East Singhbhum’s teacher appointment process has fallen prey to scammers, with middlemen exploiting hopeful applicants through deceptive promises. JAMSHEDPUR – The District Education Superintendent of East Singhbhum has warned applicants about fraudsters targeting the ongoing teacher recruitment process. The district…

[ministryofminescameroon]

CEMAC PERMIT APPLICATION DOWMLOADED FORM

Cemac Buyer’s Permit Authorisation

The Cemac Buyer’s Permit Authorisation license form called Exit Permit is Issued by the Ministry of Mines in Cameroon Minmiidt-gov.net. The CEMAC Buyers Permit is issued by the Ministry of Mines and Energy to show that the buyer is an approved buyer of Gold and Diamonds with the CEMAC Countries. This document enables the buyer to trade in Gold or Diamonds in countries within the CEMAC region. The permit has a duration of five years and is renewable.

CEMAC PERMIT APPLICATION DOWMLOADED FORM

CEMAC BUYER EXIT PERMIT AUTHORIZATION FORM

How to Apply for a Cemac Buyer Permit Online in Cameroon? The primary purpose of the Cemac Permit issued by the Ministry of Mines in Cameroon. and give him/her the legal right to purchase gold and other minerals in Cameroon. The buyer will then obtain a buying permit from the Ministry of Mines, without the buying permit precious metals cannot leave the country, and this money

Cemac Buyer’s Permit Authorisation

If you’re planning to buy gold in Cameroon, you’ll need a Buyers Permit.

You can get your Buyers Permit by doing the following:

Fill out our application form to apply for a Gold Export License by the trust gold seller

Bring the completed application form along with all necessary documents. They will then take all the documents and deposit the files at the government office for evaluation, that is to save investors from getting into scams from fraud stars trying to apply online for BUYERS AUTHORIZATION PERMIT FORM.

CEMAC PERMITS

Since Cameroon is a Cemac Buyer’s Permit Authorisation license member state, you need the CEMAC Buyer’s permit before you can buy gold from Cameroon. If you are looking for some stunning gold and rough diamond products to add to your collection, you can go to our website and shop

Is the CEMAC Buyers Permit Real or a scam

Does a gold buyer from the USA, Europe, Australia, Asia, and Africa need a Cemac permit buyer’s license to import Gold to His or her country? Yes, you need this permit license from the Ministry of Mines Gold Permit in Cameroon. Always make sure to Avoid Cemac permit Fraud from a fake website claiming to supply Gold. You can also order a Cemac Buyer’s Permit for Gold from bslmgold-gov.net with brinks shipping to your location.