#ChexSystems

[jbfly46]

Chime doesn’t use ChexSystems, so you shouldn’t be denied from opening an account with them, and here is my Chime referral link if you feel like using it.

Join me on Chime and get $100. Terms apply.

https://chime.com/r/johnfly1?c=s

[netincomesource]

How to Qualify for a Preapproved Chase Credit Card: Tips for Approval in 2025

You’re excited To apply for a card, ensure you meet all requirements. apply for a Chase credit card, like the popular Chase Sapphire Preferred, dreaming of travel rewards and a shiny new card in your wallet. You’ve got a solid credit score—say, in the mid-700s—no sketchy history, and you’re ready to hit “submit” on your To enhance your chances, consider the card application for the new Chase…

[khumaerbayas]

Senators Kim and Warren Push for Banking Transparency in Letter to the Consumer Reporting Agency, ChexSystems

Senators Kim and Warren Push for Banking Transparency in Letter to the Consumer Reporting Agency, ChexSystems   WASHINGTON, D.C. – Today, Senator Andy Kim (D-N.J.) and Senator Elizabeth Warren (D-Mass.), Ranking Member of the Senate Banking, Housing and Urban Affairs Committee, sent a letter to President Ronald Whyte of ChexSystems, a consumer reporting agency, demanding increased transparency in…

[jbfly46]

You can also file complaints against ChexSystems with various regulatory agencies and government or quasi-government bodies if they’re giving you issues, especially since ChexSystems is a private company, and it’s not even required that banks use ChexSystems in order to operate.

[wordonthestreettalktv]

Services that we offer #ourservices #financialservices #websitedesign #creditrestoration #businessformation #taxpreparation #estateplanning Get Started On Your Credit Today With Mr. Kimble's Quick Tutorial! #minmlkimblesr #creditrepair #chexsystems

Watch this quick tutorial with Mr. Kimble to learn how to start repairing your credit today! Follow these easy steps and visit thecreditchief.org for chex systems reports to improve your financial history. Don't forget to like, share, and comment, and subscribe for more helpful tips!

For assistance with chex systems, follow these steps:

FIRST: Access your Chex systems reports by visiting this link: {https://www.chexsystems.com/}

Save a copy to your device and email us a copy along with your drivers license at: customers@thecreditchief.org

DO NOT APPLY FOR ANY NEW CHECKING ACCOUNT PRODUCTS while we are addressing the history! This service is for any customer that has negative history reporting on their Chex Systems reports:

WHAT IS CHEX SYSTEMS?

ChexSystems is a banking reporting agency that collects information about your previous problems with deposit accounts, including checking and savings accounts.

The agency maintains a report of your banking activity, which banks and credit unions can use to determine whether to approve your application for a new checking or savings account.

ChexSystems keeps track of your deposit accounts with banks and credit unions, and creates a report with that information to show your account activities and the reasons your past accounts have been closed.

Here are a handful of examples of items you might find on your ChexSystems report:

Involuntary account closure Bounced checks and overdrafts Unpaid negative balances Account, card or ATM abuse Suspected fraud or identity theft Number of accounts applied for recently Whenever you apply for a new checking or savings account, the bank or credit union will check your ChexSystems report to determine whether to approve your application. If your report shows anything that causes the financial institution to view you as a risky customer, it may deny you a bank account.

Fortunately, there are some banks and credit unions that offer second-chance bank accounts. These accounts are designed primarily for people who can't get approved for a regular bank account due to issues with their ChexSystems report.

However, second-chance bank accounts often charge fees and may provide limited services—for example, you may not be able to sign up for overdraft protection or get access to checks or direct deposit.

You can also apply for a prepaid debit card, which only allows you to use money you've loaded onto your account.

The Fair Credit Reporting Act makes it possible for consumers to access their ChexSystems report once every 12 months for free. You can also get a free copy if you've been denied a checking or savings account in the past 60 days.

Also, note that if you've been denied a bank account, the bank or credit union is also required to disclose the reason (or reasons) for the denial.

www.thecreditchief.org HOW TO GET STARTED? Get Started On Your Credit Today

Consider our Patreon Community:

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Subscribe @wordonthestreettalktv Explore the podcast

https://www.youtube.com/live/y_7NbieHXis?si=kU7SomkDJizcKHTS

[hewholivesinhisname]

Palestinians Vs. Police

So, on one hand I really don't like the police.

I realized what could be done of course which is to arm all the students so that if the police start attacking them the Palestinian supporters and the police would be attacking each other. Maybe for the best though because if they ever did start working together they might turn on the Jews. So, a better idea would be to make sure all Jews are armed.

Yeah, that's a great idea honestly. All Jews especially me should be armed and dangerous. That way if and when we are attacked in America, we can fight back. Great idea.

Did I mention that I ordered a Katana? I did, I'm getting one. I'm going to be all darth vader about it too. People are going to go around saying "why do you have a Katana?" and I'm going to say that it's just better to have a Katana.

Now, I have to watch out of course, because the police have a habit of trying to disarm people. Do we have rights? the right to bear arms? Well, of course we do, we have that right, and beyond rights, it's just a good idea because the world is a dangerous place and people, the police etc. will just try to fucking attack you if you are disarmed, especially if you are a man. People seem to love attacking men, especially in groups, so having some sort of weapon is a great idea.

That just reminds me of course that I need

I also need to call ChexSystems because they fucked up my ability to have a bank. Why don't you take away a person's ability to hold money in their account on fraudulent grounds? Great idea huh. Yep, that's what we are up against here. ChexSystems is this giant company that monitors all the banks and if you have a problem with one bank they will tell all the other banks to confiscate your money

They don't tell you this though. No one tells children: "by the way, there's a giant company that will confiscate all your money in the bank if the banks don't like you for one reason or another" If they did that, no one would put their money in the bank now would they?

So, if you are reading this, just be aware that if you put money in the banks they can, under a number of false pretenses, take all your fucking money away and that all the banks, even though they seem like they are different banks actually talk to one another and monitor you intensely.

So, this is all to say that I got catfished by this chick who wanted to date me, I was sending money back and forth with apple cards and then her manager reversed a transaction on me, the account went negative and rather than fixing it, the chick totally fucking disappeared and then when I tried to open another account with TD bank they confiscated all the fucking money from me. Now I probably should call up ChexSystems and TD bank to see if I can open up another account and also if I can . None of that is going to really work out though so I should probably think of something else I can do which will work out so I will be making actual progress here.

Maybe get a wizard's hat?

#banks #catfishing #the system #what children should know

[saltyenthusiastpizza]

Tips To Stay On Track With Your Own Business

Do you want your dream business but are frightened of the many demands and hassles of setting up 1? Or you might be worried of the high cost of open business bank account online maintenance the way corporations work. To inform you the truth, you can make both ends come together. You can set up your business staying corporation with less worries and dilemmas. You just have to form an LLC.

If there is hard time getting to approve a few time of your local banks, you could be on ChexSystems. ChexSystems can be a reporting agency that all of the major open business bank account online institutions and banks report at. If you have ever bounced a check had foreclosed or even over withdrawn a bank account, you may well be on ChexSystems list. It is not very hard to get on their list, the moment you are stored on a it, it is very hard to get off that list.

If you are currently running, or provider running a household based business, check with a local government to see whether you need any special permits or licenses to legally operate your corporate. Some cities and/or states ought to have a service license comparable to any other business .

Licenses - Depending with your city, state or territory, you in a position to required to have certain the required licenses. You need to delve into this to formulate your particular land. If you don't know the answer to this, consult an certified public bank account online. They typically know what licenses will be required. If you operate from home, you will need a permit or license from your city to own a business out of the home whether or not you don't "see" clients at your home office.

All three firms guarantee that their checks meet industry standards. We've ordered from seventy one. Deluxe is faster if you're out of checks, open business bank write off have money left. They do cost price of $4.00 more per box.

The only thing you will do is go to the web site and click on your bank account. You may have transactions online, and might possibly check you bank account balance, everything easy and free! You just need to follow on the links that the bank provides you with, also sign-up to one's password, and go check it over.

I wouldn't recommend a safe and secure credit piece of plastic. Secure credit cards are possibly the worst out and about. They impose a fee interest that are on your own your cash. So don't think about a secure credit prepaid card. You will just be things worse for your self. Go pay back that bank you owe money so that you can. If you don't owe money to any bank; go open that checking account and acquire your credit/debit card. Remember, make sure the bank offers a credit/debit card that is often a Visa or Mastercard, and also that can utilize it anywhere as getting credit card.

[windwaver]

so the situation i had was taken care of but im still on red alert b/c this is my first time ever going thru this and it can very well happen again. i just wanted to share a few tips for anyone else that have had their identity stolen and others who want to prevent it.

1st step is probably the most important

CHECK. YOUR. EMAIL.

I can’t stress to you enough how important this is. This is the only reason I found out that I was experiencing identity theft in the first place. I check my email compulsively and b/c of that I spotted the fraud auto insurance quote from Liberty Mutual and the fraud bank account opened in my name from Chase. You don’t have to check it every few hours like I do lol but make it a healthy habit to know what’s in your inbox.

2nd step

Contact the institution(s) immediately

As soon as you spot something wrong, contact whatever institution it’s linked to. I’m gonna tell you right now, the best way to reach most of these places is through twitter. Most of them have a separate twitter away from their main dedicated to dealing with consumer issues. And if it’s on twitter, they will likely respond much quicker because they don’t want anything negative spreading on social media about their business. These twitter accounts are usually under the handle @Ask(name of business) or @(name of business)Support. You would think it’s easier by phone but the amount of unhelpful ppl I had to deal with is insane. These accounts will collect some basic information thru DM and then send you a number to whatever department handles fraud. The correct one. Many of these businesses have multiple departments that seem like they can handle your issue but they can’t. And then you’re needlessly handing out very sensitive info like your SSN. Contacting thru twitter was a lifesaver for me and it saves you very valuable time. It’s a race against whomever has your identity and it’s one that you have to win and throw as many obstacles as you can their way to slow them down.

3rd step which can actually be done during step 2

Create accounts with all 3 credit bureaus

It’s a very quick process and all three bureaus (Experian, TransUnion, and Equifax) allow you to check your credit to make sure nothing sketchy is on there. They also allow you to freeze your credit files and put out fraud alerts up to a year or 5 years. You only have to put in a fraud alert with one of the bureaus and that bureau will notify the other two and save you some time. This will put all businesses on alert when it comes to your credit and makes it easier to remove any damage done by someone who has your info. And it makes it harder for them to apply for credit in your name.

4th step

Sign up for Norton Lifelock or Aura

I was able to get Lifelock for free when the credit bureaus got hacked but services like these do cost money. But the resources they hold are very valuable. Thru Lifelock you should be able to sign up for something called Chexsystems which allows you place a bank freeze and makes it hell for an intruder opening up a bank account in your name. And Lifelock also has a notification system that sends you a phone call whenever there’s an alert and provides information up to the exact time someone used your info to make a transaction. Which is great information for police departments and the FTC. There’s a lot more you can do with Lifelock as well but it’s gonna depend on your individual situation. Also, I don’t personally use Aura but I do know they have specialized identity theft departments that you can contact and help you whenever something terrible like this occurs.

5th step

Contact the FTC and make an identity theft report

This is actually not as intimidating as I thought it would be. Very straightforward. Just make sure you put in as much info as possible. They will ask if you put in fraud alerts with the credit bureau, they will ask what day it happened, etc. Basically all the steps you took before this, leads to this report with the FTC. You’re also able to update the report if there are any new developments with your situation at any time. The FTC will then help you with a recovery plan and send some extra resources your way for dealing with identity theft. Now honestly, idk whether the FTC contacts you later on or what else they do with the report b/c I’m still waiting to see but this is a necessary step.

Optional step

Contact the SSA

I’m only saying this is optional because it depends on how devious someone is being with your information. Like if they’re using it to apply for jobs and such, contact the Social Security Administration and apply to get your number changed. If they’re using it to apply for loans and credit, then the FTC and all the other steps should do just fine. I basically just signed up for the website out of caution. In a situation like this, you really can’t be too careful.

Prevention

Create strong passwords wherever you sign up and always make sure to have 2FA (which is two factor authentication) on. Some of my info getting out is from old websites with weak passwords and ones that didn’t have 2FA.

Another reason my info leaked outside of major institutions getting hacked, and I gotta keep it real here, are my own personal money troubles. When you’re struggling and don’t have any help, you make bad decisions out of desperation. I tried signing up for loans anywhere I could and it led me to fake loan websites that are only there to steal your information and sell it or use it themselves. My rule of thumb now is to stay away from loans period b/c they definitely don’t help in the long run. But if you must do it, then do it in person with a business that has an actual storefront. Never apply online. Trust me it’s safer than putting in your info somewhere on the internet.

Inflation is killing us all and I’ve never seen so many donation posts in my life. That said, I don’t care how annoying it is to other ppl but e-begging is actually a good option if you have nowhere to turn. Because it’s ppl that actually wanna help you and you can skip all the risks of giving out your info. Don’t be afraid to help someone if you have anything extra because it can save them from reaching the point of desperation I did that caused my information to get stolen.

Be diligent and be careful when it comes to your information my friends!!

someone stole my information and identity over the weekend and applied for a bank account and looked up an auto insurance quote in my name. little do they know how many resources i actually have at my disposal for this type of situation. i’ve frozen my credit for all three bureaus, placed a bank freeze (a lil late lol), put out a fraud alert, put in an identity theft report with the ftc, contacted the social security administration, put my lifelock on high alert, and i made sure to get that fraud bank account and auto insurance quote flagged. this mahfucka really came to the wrong neighborhood thinking imma back down

[thewealthrace]

Open a Business Checking Account Online With No ChexSystems

Open a Business Checking Account Online With No ChexSystems

When you apply for a business checking account, most banks will run a ChexSystems report to see your history with previous checking and savings accounts — similar to a lender running a credit check when you apply for a business loan. Unlike a credit report, however, a ChexSystems report mostly shows the misuse of checkings or savings accounts, listing actions such as bounced checks, overdraft…

[jbfly46]

If a bank is not letting you open an account with them, you can file complaints with the CFPB, the FTC, the BBB, and others for fraud, among other things, on top of filing a discrimination complaint with the DOJ. Next you can report to the bank(s) and other agencies that you have been a victim of identity theft, since your social security number and other identifying information is definitely for sale on the dark web. Then dispute any negative reports they file against you for account abuse, or whatever else they makeup these days to violate federal law and avoid doing their jobs, with ChexSystems, the agency most banks use to determine if you can open a bank account or not.

[23percentchallenge]

Event of the Week Featuring The Get Motivated Business Seminar #23percentchallenge #suzeorman #daveramsey #debtfree #tonyrobbins #creditlaw #chexsystems #payfordeletion #creditlawyer #studentloans #consumerlaw #getmotivatedseminars #business #businessseminar https://www.instagram.com/p/B9aVdmopoNb/?igshid=6yudqb5o37k0

[unchex]

Do you feel trapped by ChexSystems?

Looking for Chexsystems Removal Services? Visit Unchex.

https://unchex.com/chexsystems-removal

[freshstartfinances]

If you're having difficulty opening a bank account, you may want to consider a second chance checking account to reestablish your credibility with banks. Luckily, there are some second chance banks in North Carolina, which you can look into.

[amithasan2019]

Open business checking account online

Open business checking account online

If you’re starting a small business, one of the most important steps to take is to Open a business checking account online. And luckily, whether you’re looking for an online-only business bank account or an account from a traditional brick-and-mortar bank, there are a variety of options available for opening an account online. Opening a business checking account online can be faster and simpler…