#40s and 50s to retire a millionaire

[semioticapocalypse]

Joe Clark. Boy kneeling alongside a spring as he fills a bucket with water. Early 1940s

[moneyalphanews]

I’m a pension expert – exact amounts you need to save in your 20s, 30s, 40s and 50s to retire a millionaire

I’m a pension expert – exact amounts you need to save in your 20s, 30s, 40s and 50s to retire a millionaire

MANY of us dream of living life to the fullest when we stop working, yet have no idea if we’re putting away enough money.You’ll need to save a decent amount of cash to get close to a co Read Full Text

[wastelandbabyblue]

news talking about how our population is getting older and uh i wonder why??? can't be because everything is extremely expensive and young people can't even afford to rent a shoebox nowadays without sharing it with 3 other people. or maybe how if you buy 5 things at the grocery store you spend R$150?? or maybe the fact that people work 12 hours a day to make minimum wage here? certainly it's just young folks being selfish and not wanting to have babies. can't be about capitalism crushing everyone's souls day by day

[cheylouwho]

I honestly think the show will end after s30. I think by then their investments in casa bonita and other various things will be paying off. it would be nice to see em retire and relax

Honestly people have been saying that for years at this point- these men are millionaires, and they could survive easily off what SP royalties make them alone. Hell, they had enough money coming off the end of season 2 when they thought they weren't going to continue, but they didn't stop when they got comfortable because these are the type of people who love to continue pushing the envelope and seeing what they can do (or get away with) next. They do it because they love it, and unless they stop loving it, I don't think they'll retire. Trey famously said he would stop doing the show when he was "old" in his 30s, and then it became 40s... and now here he is in his 50s and hasn't let up yet. Who knows what the future will hold!

[cowboyhorsegirl]

hellooooo, 8, 17, 40, 45, 50 <3

*shows up a month late with coffee* helloooo thank you for the ask! <3 <3 <3

8. What song would make a great fic (to either write or read)?

I love this question, there are simply too many songs I want to see fic-ified!

Somebody Else by the 1975

I always imagine this as like a college AU where stevetony are together, but then steve's childhood best friend bucky moves back to the states to go to uni after having to relocate with his family to Russia when he was a kid. steve is so excited to have his best friend back and at first, tony's really happy for him too! but slowly, he starts to feel more and more like there's something else going on, but steve keeps reassuring him that there definitely isn't. i like to think that there is some emotional infidelity, but steve is honestly in denial about it himself too until one day he realizes that he's in love with bucky, he'll always love bucky, and that their history is too great to ignore, so while he still cherishes tony deeply, he breaks up with him anyway. anytime i listen to the song, i imagine a fic with a scene where tony, steve, and bucky have all found themselves at the same party together and tony is just trapped there watching steve and bucky be so incredibly happy together and just bitterly ruminating on the whole thing, with steve feeling guilty for the way things ended and wanting to be a kind ex but tony just truly doesn't have the capacity to try and accept any sort of kindness from the guy who broke his heart. I don't think this is something i'd actually write though, but it's a fun scenario to Rotate :)

April Come She Will by Simon & Garfunkel

In my head I've been writing an 1872 fic based on this song for like 2 months fjksdlfjklsdjf.

It's pretty self explanatory, Sheriff Rogers has a whirlwind summer affair with this mysterious, brilliant and clever blacksmith who tears into town like a tornado and leaves Steve just as breathless. I think a lot about what the impetus for Tony leaving so suddenly would be, and the best idea I've come up with is that Tony finds out that Steve was shot with Stark bullets out of Stark rifles during the war, and it just reminds Tony of all the destruction and pain he caused that he had been running away from. The guilt from the fact that it was his own bullets, something he designed and created, that had caused this injury to Steve is just too great to deal with, so Tony starts distancing himself from Steve. He vanishes all too suddenly on Steve's birthday, with only a simple note and a small device he invented that will let Steve intercept Mayor Fisk's outgoing and incoming telegrams and help him save the town left behind to remember him by. in a few months, steve has done just that, and it's then—when he's finally ushered in a semblance of peace in the town with the help of tony's invention—that he hears the salacious news about millionaire weapons manufacturer Tony Stark dying in obscurity by the bottle in some unknown town even further west than Timely. Steve doesn't realize who it is until he sees the picture in the paper, and he suddenly understands why Tony was so stricken when he told him about his wartime injuries. :(

Heart of Gold by Johnny Cash

Another 1872 fic (but only in my brain😔✌️) about steve and tony, old and weathered and just about as married as you could be without ever realizing I love you stargazing and confessing their feelings to each other and it's all so soft and sweet and perfect in my head <3 <3 <3 Like they're talking about Steve retiring from being Sheriff and finally officially passing the baton to Red Wolf, and Tony's like got any big retirement plans Sheriff? i hear most people travel, I suppose if you're right willing i could take you to london and new york and paris and milan. wouldn't even make ya beg for it, retirement present and all and steve's like i don't know about all that stark, 'sides, i reckon there ain't anywhere on earth that's got stars that shine half as bright as the ones in timely do and tony's like an' how'd you know, world traveler that you aren't and they keep talking and joking and it's just like always and then steve admits his feelings for tony without being even a little shy about it, like it's a sure thing and it always has been and tony gets all flustered and they hold hands (they hold hands!!!!!!!!!!!!) and then Steve's gazing up at the night sky with a soft perfect smile on this weathered, wrinkling face and sure the stars aren't quite as crystal to his aging eyes as they were when he was a youngin' but that don't mean he can't enjoy the heavens blinking back at him like the angels themselves are sending him morse code messages. and tony isn't looking at the stars at all, not even a little bit. he's just holding on to steve's hand and can't stop looking at his face, in awe and in love with the cosmos, and he sees the moonlight glint off the Sheriff's badge and he thinks that in all the places he's ever traveled, he can't remember a brighter star than the one he's found here in timely, neither <3

17. What highly specific AU do you want to read or write even though you might be the only person to appreciate it?

In S1 E12, Gamma World Part 1, the first scene between Black Widow and Madame Hydra in the entire show is Black Widow showing up to offer the Hulk's blood to Madame Hydra but the exchange is interrupted by Hawkeye bursting in and ruining the deal and tying up Black Widow and it's extremely a little BDSM-coded. But the minute i saw Madame Hydra & Black Widow in the same room together my brain just went *WOMEN* and since then i've always wanted an AU where Hawkeye isn't successful in stopping Black Widow from handing over Hulk's blood and instead of all the commotion that took place in the actual episode, immediately after the exchange Madame Hydra has sex with Black Widow in a power play and at the end of it Madame Hydra reveals to Black Widow that they've killed Clint and even though she and Clint are lovers, Natasha could never tell him she wasn't actually a HYDRA double-agent so he died thinking she betrayed him but she can't reveal any of that in the moment bc Madame Hydra is still watching for her reaction so instead she simply doesn't react at all to the body of her dead lover who was killed at the orders of the woman she only consented to sex with under threat that she'd find out she's an undercover SHIELD agent otherwise

40. Do you tend to reread fics or are you a one-and-done kind of person?

Yeah I reread fics all the time!! If it's a longer fic though, I usually just revisit the more emotionally cathartic or smutty bits and pieces whenever the whim strikes me

45. What’s something you’ve improved on since you started writing fic?

hmmm, i think i'm getting better at not being afraid of my own words and letting things be a little bad so that they can have a chance to be written at all.

Also i like to think i'm improving at writing dialogue, but i suppose the reader would be the better judge of that

50. Answer any question of your choice, or talk about anything you want to talk about!

i feel like i'm all talked out lol 😅 But I like this question: 4. What detail in [insert fic] are you really proud of? bc i'm really proud of that tiny treatise on religion i wrote in Paradise Blue.

"Religion is the price of admission men pay to gamble for a chance at receiving the Lord's mercy"

It's not an outlook I necessarily agree with, but it's definitely an understandable perspective and it was fun & challenging & very rewarding to figure out how to convey this sentiment in so few words and in a tone that I think fits 1872.

[networkpersonal534]

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[toshootforthestars]

At Sun Valley each year, the billionaires are feted by the mere millionaires; the millionaires drum up enough deals to allow them to buy their third and fourth homes; and somewhere down the line, you can get a job as a housekeeper for one of those homes. This is the wondrous model of American capitalism in action – a tiny handful of wealthy people eat cake, and an entire nation gathers downstream, hoping to snatch up a few falling crumbs.

The Sun Valley conference is primarily known as a place where tech and media moguls gather to do a little fly fishing and strike multibillion-dollar merger deals, while various members of the financial press flit about the periphery of the resort like a bunch of tabloid hacks desperate for a snapshot of Mark Zuckerberg in the season’s latest fleece vest.

More fundamentally, the conference is, like Davos, a mechanism for the concentration of wealth, dressed up as something friendlier. Here, America’s wealthiest mega-billionaires gather with the chief executive of America’s most powerful companies, the director of the CIA, and America’s most worthless pseudo-journalists (hello, Anderson Cooper) to develop the social and business connections that allow the top 0.00001% of earners to continue to accumulate a share of our nation’s wealth that already exceeds the famously cartoonish inequality of the Gilded Age of Rockefeller and Carnegie. Everything that happens at Sun Valley will contribute to the ability of attendees like Jeff Bezos, Bill Gates, and Mike Bloomberg to increase their society-warping fortunes. They and their fellow billionaires got more than 50% richer during the pandemic year, by doing absolutely nothing but sitting back and watching their capital grow as millions around the world suffered and died. Their power over the course of this country grows ever more unassailable and unaccountable to anything other than their own whims.

We are developing a private class of billionaire kings whose will is omnipotent and untouchable by any democratic force. This is the state of affairs that the Sun Valley conference serves to intensify. It is, by any reasonable measure, a threat to the long term stability of our country that far exceeds anything the Taliban could ever dream up.

Yet there is a noticeable lack of Special Forces troops rappelling into the scenic Idaho woods to capture Oprah Winfrey and Tim Cook as they go whitewater rafting. The collective wealth of the small group of people inside that Sun Valley resort is estimated to be a trillion dollars – meaning that confiscating it all could end homelessness in America for the next decade, with a few hundred billion left over.

Instead of pursuing this obviously good idea, we opt instead to leave all of that wealth in the hands of the rich, so that Sun Valley attendees Jeff Bezos and Richard Branson can use it to race one another to become the biggest asshole ever to go to space.

Everything that happens at Sun Valley helps attendees like Bezos and Gates to increase their society-warping fortunes

It is odd that a nation obsessed with identifying threats has developed such a blind spot to the existential threat posed by the rich getting infinitely richer. Americans stockpile guns to fight off imaginary home invaders, flee to gated exurbs to hide from imaginary street crime, and launch doomed forever wars to battle imaginary foreign terrorists. But 40 years of wage stagnation, rising inequality, and the nightmarish gig-ification of all aspects of economic life are not enough to prompt us to cast a wary glance at an annual confab of all the people responsible for creating the conditions that have made it impossible to work one job and retire with dignity.

The people who have, in fact, sucked up all of the money that no longer belongs to the mythical American middle class cavort openly in Sun Valley, while we fearmonger about antifa breaking the windows of some coffee shop. It is enough to make me think that we are not so skilled at threat assessment, after all.

Hamilton Nolan: What happens at Sun Valley, the secret gathering of unelected billionaire kings? 

The Guardian  /  July 2021

[multiverseforger]

Edit

Born in Chicago, Illinois, Marc Spector is a Jewish-American rabbi's wayward son. As an adult, Spector had been a heavyweight boxer before becoming a U.S. Marine serving in Force Recon, afterward, he left the Marines to become a mercenary occasionally doing work for the CIA. As a mercenary he befriends the French pilot Jean-Paul DuChamp, whom he affectionately calls "Frenchie". While working for the African mercenary Raoul Bushman in Egypt, the group stumbles upon an archaeological dig whose crew includes Dr. Peter Alraune and his daughter Marlene Alraune. The dig had uncovered an ancient temple where artifacts included a statue of the Egyptian moon god Khonshu. Intent on looting the dig, Bushman kills Dr. Alraune. In response to Alraune's murder, Spector challenges Bushman to personal combat and is defeated by Bushman and left to die in the sub-zero temperatures of the desert night. The Egyptians who worship the ancient gods find Spector and carry him to their temple. Helpless before the statue of Khonshu, Spector's heart stops. Khonshu appears to him in a vision, offering Spector a second chance at life if he becomes the god's avatar on Earth. Spector awakens, wraps himself in the silver shroud that covers Khonshu's statue, and again confronts Bushman. He defeats Bushman and returns to America with Marlene, Frenchie, and the statue of Khonshu. Deciding to become a crimefighter, Spector creates a silver cloaked costume, based on the silver shroud, and becomes Moon Knight aka "The Fist of Khonshu".[24]

After his return to the United States, Spector invests the money that he had accumulated as a mercenary and develops a small fortune. To distance himself from his mercenary past, he creates the identity of millionaire entrepreneur Steven Grant, using this identity to purchase a spacious estate. To remain in contact with the street and criminal element, he also creates the identity of taxicab driver Jake Lockley and has acquired civilian allies such as Bertrand Crawley, Gena Landers, and her sons.[25]

In the character's first appearance, the criminal organization the Committee supplies Marc Spector with the name Moon Knight, his costume and weapons (using silver) to hunt down Jack Russell. In Los Angeles, Moon Knight captures the Werewolf for the Committee, but then frees him and halts the Committee's plans, fighting Russell again.[26] He battles Conquer Lord,[27] teams up with Spider-Man to fight Cyclone,[28] and fights Lupinar,[29] and his brother Randall, the Hatchet-Man.[30]

His origin of being "created by The Committee" is explained as a ruse set up by Frenchie so Marc can shut the Committee down.[31] He then encounters the Midnight Man[32] and returns to Chicago to prevent the poisoning of its water supply by a group called the Werewolves,[33] encounters Morpheus[34] and teams with Daredevil to fight the Jester.[35] It is around this time that he first encounters Stained Glass Scarlet.[36] Later, he battled the Werewolf once again,[37] battled Bora, and met the X-Men, the Fantastic Four,[38] and Doctor Strange.[39]

Volume 2: Fist of Khonshu (1985)Edit

Spector abandons his Moon Knight, Grant, and Lockley identities after the effects of Russell's bite (lunar cycle-based strength)[40] fade away, and functions as an independently wealthy man opening art galleries around the world, with the help of art historian Spence. Spector's estranged relationship with Marlene ends when she finally leaves him for her ex-husband when he becomes Moon Knight again.

The cult of Khonshu telepathically summons Spector to Egypt and supplies him with a new arsenal of moon-themed projectile weaponry, originally designed by a time-traveling Hawkeye in ancient Egypt. Khonshu himself appears to Spector and enters his body, giving him the same lunar abilities he previously had.[41]

As the agent of Khonshu, he aids the West Coast Avengers, but at the cost of alienating Frenchie and further distancing Marlene.[42] He time travels to 2940 BC to rescue the Avengers, where he learns of his weapons' design by Hawkeye.[43] He officially joins the West Coast Avengers[44] and enters a relationship with Tigra for the remainder of his tenure on the team.

While investigating the Phantom Rider with Daimon Hellstrom, Moon Knight and the Avengers are attacked by soldiers working for Khonshu's rival, Seth, who is invading Asgard. Khonshu abandons Moon Knight to battle Seth after explaining it was his wish to join the team, not Spector's. Moon Knight resigns from the team,[45] and reunites with Marlene and Frenchie,[volume & issue needed] only to die and be resurrected by Khonshu once more.[volume & issue needed]

Marc Spector: Moon Knight (1989–1994)Edit

This volume introduces Moon Knight's teenage sidekick Jeff Wilde, also known as "Midnight", the son of Midnight Man, a member of Moon Knight's rogues gallery. At this time, Moon Knight first encounters the Black Cat.[46] Midnight is turned into a cyborg by the Secret Empire, then is seemingly killed in a battle with Moon Knight, Spider-Man, Darkhawk, the Punisher, Nova and Night Thrasher.[47]

Teaming up with the Punisher, Moon Knight defeated ULTIMATUM,[48] and during the "Acts of Vengeance", fought Killer Shrike, Coachwhip, and the second Ringer.[49] He then encountered Silver Sable and her allies Sandman and Paladin.[50] As Marc Spector, he was tried for murder in Bosqueverde, South America.[51] Moon Knight teamed up with the Punisher again, as well as Spider-Man against the Secret Empire.[52]

While fighting with his brother Randal Spector over who is destined to carry the mantle of Moon Knight, Marc discovers Khonshu is not the god of vengeance but the god of justice.[53]

Moon Knight eventually upgrades his armor to adamantium armor rather than his original Kevlar costume.[54] This upgrade is critical since Moon Knight needs the armor to hold his body together after being infected by the then-possessed Hobgoblin. The disease is revealed to be the villain known as Demogoblin trying to possess him.[55] With the help of Doctor Strange and Mister Fantastic, the Demogoblin parasite is removed. Moon Knight seemingly severs his ties to the Avengers by burning his membership ID card after being brought in by Thor to answer charges in regard to his illegal actions against Doctor Doom.[56] By the end of the series, Moon Knight is killed violently, sacrificing himself to save his loved ones from a computerized villain called Seth and his "Zero Hour" program.[57]

Resurrection Wars and High StrangersEdit

Moon Knight was resurrected in two separate limited series in 1998 and 1999.

Learn more

This section needs expansion.

Minor appearancesEdit

In 1998, Spector uses his Ka to help a critically injured Black Panther through the Kingdom of the Dead.[58]

In 2001 and 2002, Moon Knight joins the "Marvel Knights" non-team to capture the Punisher.[59] After making a brief appearance in the "Avengers Disassembled" story-arc, he makes a minor return in the 2005 Marvel Team-Up miniseries, fighting alongside Spider-Man, Daredevil, and the Punisher. He later appears in issue #2 of the Great Lakes Avengers mini-series where Doorman offered to recruit him in the GLA, but he immediately rejects the offer.[60]

Moon Knight Volume 3 (2006–2009)Edit

This volume opens with Marc Spector's early retirement which comes after a brutal battle with Bushman. Although his body is broken after a tremendous fall and both knees shattered, Moon Knight finally defeats his nemesis Bushman by carving off his face with a crescent moon dart. Spector is then haunted by a spiritual apparition of Khonshu, who chose a faceless Bushman as his ethereal representation. Marc Spector's background is updated, so he fought in the Gulf War and that his time as a mercenary was during the 1990s. It is also revealed that Frenchie is homosexual and in love with Marc Spector; which is why he stuck around for so long.

The new Secret Committee then hires The Profile, an amoral character who can analyze a persona past and future habits with a glance, to help them entrap Moon Knight. He escapes after the plan collapses because they authorized a mugging of Frenchie too soon. Profile then becomes a reluctant source of information for Spector himself, even giving him advice on rekindling his relationship with Marlene.

Moon Knight eventually gets drawn into the Superhero Registration Act as he investigates a string of murders perpetrated by Midnight, his former sidekick. Other Marvel heroes take notice of his violent return to vigilantism. Spider-Man attempts to contact Moon Knight but is rebuked.[61] Captain America pays him a visit to deliver a warning and they quarrel.[62] The Punisher and Moon Knight have a lengthy conversation about the nature of their vigilantism and their shared past.[63] Moon Knight is forced into a final confrontation with his cybernetically enhanced former sidekick Midnight, seemingly killing him for good.[34]

Iron Man also investigates Moon Knight's activities by placing him under close surveillance. Finding his mental condition unstable, Iron Man decides that arresting Moon Knight under the Registration Act might make his mental instability worse. Moon Knight begrudgingly applies for registration after much prodding from Khonshu, not wanting the law to keep him from his work. The new law requires him to submit to a psychiatric exam. The psychiatrist controlling the exam, along with the government and Tony Stark, has no intention of granting Marc Spector approval for registration. After speaking with Spector's repressed alter egos Jake Lockley and Steven Grant, the psychiatrist begins the process of officially turning him down, suggesting possible future imprisonment. Subconsciously Spector breaks the doctor's will by speaking in the voice of Khonshu and pointing out the doctor's own antisocial tendencies, as told to him earlier by the Profile. The psychiatrist not only approves his application but bows to worship him as well. However, later on, Marc meets the Profile with their dialogue suggesting that the personalities above were just an act to be approved for registration.[35]

Moon Knight shows little regard for his newly licensed superhero status or any passion to the people around him, further alienating himself. His former nemesis Black Spectre returns. Carson Knowles, recently released from prison, attempts to frame his murders on Moon Knight. He steals some Stark nanotechnology and plans to unleash it on the city. Moon Knight pushes Knowles off a building apparently to his death. Tony Stark, as the head of the Initiative, revokes his superhero registration, but buries the fact that Spectre had stolen Stark Tech.[64]

The Thunderbolts, led by Norman Osborn, are now on the hunt for Moon Knight. Tony Stark and second-in-command Maria Hill argue with former Avengers government liaison Raymond Sikorsky, now a representative of the Commission on Superhuman Activities, who desperately wants for Moon Knight to be apprehended with extreme prejudice.[65] Marc Spector himself busts up a drug deal while wearing an entirely black costume while going through an internal monologue about how crime-fighting is much easier without the burden of his reputation and "costume recognition."[66]

Several weeks later, after barely surviving an altercation with the Thunderbolts, Spector pleads for Khonshu's forgiveness for turning his back on him and for the god's renewed assistance. Khonshu appears and informs Spector he doesn't need him anymore, as he now has other worshipers. Spector returns to his Moon Knight costume to aid Frenchie DuChamp in gaining revenge on the Whyos gang for attacking his restaurant and injuring Frenchie's lover Rob, only to find the Whyos' attack was designed to draw Spector into another conflict with the Thunderbolts when he is ambushed by Venom.[67] After a brief fight Moon Knight is captured, but escapes when S.H.I.E.L.D. shows up. Frenchie agrees to help Spector, and Ray joins the reformed team as well. Bullseye is released to kill Moon Knight, as Spector prepares to go out with a bang.[68]

Moon Knight is next seen battling Bullseye on the streets of NYC. He eventually leads Bullseye to a bunker/warehouse where he has planted several explosives. Bullseye narrowly escapes as Moon Knight ignites the explosives. Later that day two press conferences are held: one by Norman Osborn to announce the Thunderbolts' success and Moon Knight's death and the other held by Tony Stark who denounces the methods used by the Thunderbolts. At the end of the issue, it is revealed that Moon Knight has faked his death, escapes from the warehouse through a secret passage in the floor, and is hiding in Mexico. It is also revealed that the Marc Spector persona has "died" and that Jake Lockley is now in control.[69]

Now living as Lockley, the Moon Knight escaped to Mexico.[70] Laying low to avoid attracting the attention of the Registration Act any further, Lockley gets roped into a mission involving criminal cartels, two boisterous sibling luchador assassins, and a murderous Toltec avatar. During this stint in Mexico, Moon Knight learns he was being shadowed by The Punisher from the moment he crossed the border. Frank Castle's reasoning was that he knew Moon Knight would find himself somehow involved with the very cartel Frank had been pursuing; however, the Toltec god's avatar made quick work of the cartel.[71]

Eventually, the super-hero Civil War ended with Norman Osborn as director of H.A.M.M.E.R. and with him replacing S.H.I.E.L.D.. Lockley knows that Osborn had been behind the group of Thunderbolts sent to kill him and that a deranged psychotic was not fit to run the U.S.A.'s national security agencies, so using some spoils from the Cartel, Moon Knight decided it was time for a comeback.

[tabloidtoc]

Globe, April 20

Cover: Kenny Rogers’ body is still on ice -- why his widow won’t bury him 

Page 2: Up Front & Personal -- Sloppy Tyra Banks, Gary Busey grocery shopping in Beverly Hills, Brian Austin Green grabs meals to go 

Page 3: Lisa Marie Presley is living large, puffy-faced Goldie Hawn hikes to her California home, Chris Pratt spring cleaning 

Page 4: Bindi Irwin has another surprise in store after pulling off her secret Australia Zoo wedding to Chandler Powell -- she’s pregnant 

Page 5: A bank has asked the LA Sheriff’s Office to force Tori Spelling to pay a $89,000 credit card debt and her money-bags mom Candy Spelling has once again refused to help, Patrick Stewart secretly married his third wife singer-songwriter Sunny Ozell in a Mexican restaurant in California with Ian McKellen officiating 

Page 6: Catherine Zeta-Jones admits she’s a bitch and being polite to fans pushes her over the edge 

Page 7: Spoiler Alert for Grey’s Anatomy -- Ellen Pompeo who has starred as Dr. Meredith Grey for 15 seasons will be killed off next season in a blockbuster story line

Page 8: Now that he’s moving to California rogue royal Prince Harry plans to turn his years as a stoner into a king’s ransom by launching a huge marijuana business empire -- Harry and wife Meghan Markle are slapping down $9 million for a 286- acre pot farm near Clear Lake in north central California to fuel their flashy new Hollywood lifestyle 

Page 10: Jon Voight tells his daughter Angelina Jolie to back off of Brad Pitt and Jennifer Aniston

Page 11: Law & Order vet Elisabeth Rohm has called off her year-long engagement to California judge Jonathan Colby on good terms but the two have different priorities at this time, the handwritten lyrics to Hey Jude by Paul McCartney are set to sell for nearly $200,000 at a massive online Beatles auction 

Page 12: Celebrity Buzz -- Conan O’Brien rides a bike through Brentwood, Ellen DeGeneres has been recently blasted as one of the meanest people alive, Amy Poehler is co-founder of the Upright Citizens Brigade in Hollywood and NYC and the comedy clubs and improv schools laid off most staff without notice or severance or health coverage and only after embarrassing press and online comments trashed the millionaire she finally will provide funds for a one-month extension to healthcare for the full-time benefit eligible staff, Little Big Town singer Kimberly Schlapman says she’s 100% sure her 12-year-old daughter Daisy was a heaven-sent miracle thanks to her deceased first husband Steven Roads, Woody Allen outcreeps himself by spilling in his memoir the details of bedding both sisters of his former muse and live-in girlfriend Diane Keaton, Ramona Singer of RHONYC did away with the housecleaners due to coronavirus and posted a picture of herself mopping in a sexy nightie 

Page 13: Frumpy Kate Hudson, Sean Penn’s silver roots start to show, Maud Adams walks her dog, Kristen Stewart relies on the company of ghosts 

Page 14: Seth Rogen has a new pastime: watching flick flops like Cats while flying high, Demi Lovato’s got something to sing about -- a brand new ripped boyfriend named Max Ehrich who loves showing off his astonishing pecs, Fashion Verdict -- Emily Blunt 5/10, Noomi Rapace 3/10, Christina Aguilera 2/10, Cardi B 4/10 

Page 16: Rihanna vows to have up to four children in ten years with or without a man, Superman never carried an ounce of flab but his alter ego Dean Cain has piled on an unhealthy 50 pounds and is gobbling supersize portions of pizza and fast food to find comfort because of his nose-diving career 

Page 17: Inked-up train wreck Aaron Carter declared himself single in a nude photo after his girlfriend Melanie Martin whose name was just tattooed on his face was collared for felony domestic violence 

Page 19: 10 Things You Don’t Know About Scarlett Johansson, Luann de Lesseps confesses she’s still tippling even after her shameful drunken bust, stuck in lockdown Courteney Cox is binge-watching her sitcom Friends and was shocked to realize she can’t remember most of the series that made her rich and famous 

Page 20: True Crime 

Page 23: Former boxing champ Mike Tyson is dropping shocking confessions including having sex with fans, drug binges, psychedelic trips and being pen pals with England’s most vicious gangster 

Page 24: Cover Story -- a furious family feud is exploding over late country great Kenny Rogers whose body is being kept on ice because his widow Wanda Rogers wants to hold a massive send-off that’s now banned by the coronavirus lockdown 

Page 26: Health Report 

Page 29: Eminem gushes that being able to raise kids is one of his greatest accomplishments, former steroids user and New York Mets catcher Paul Lo Duca is raging over how fellow cheater Alex Rodriguez has revived his image as an A-list celeb and is slamming the retired New York Yankees slugger as one of the fakest people out there, Alicia Keys felt manipulated and objectified by a sleazy photographer who made her open her shirt and yank down the top of her jeans when she was only 19 

Page 30: Former teen sex slave Virginia Roberts Giuffre who claims she was pimped out to Britain’s Prince Andrew by pedophile Jeffrey Epstein is now charging the kinky billionaire and his mistress Ghislaine Maxwell pressured her to carry his child through surrogacy 

Page 31: Steve Carell shockingly quit his hit show The Office at the peak of its popularity because he wasn’t feeling the love from showrunners 

Page 32: Single mom-of-three Kourtney Kardashian is so lonely and desperate for love she’s stopped being set up by Hollywood pals and is casting her fishing net for a man online, a London collector of James Bond guns was robbed of five pistols used in 007 flicks worth a staggering $125,000, a sweaty towel that late NBA star Kobe Bryant tossed over his shoulders as he bid goodbye to basketball has shockingly sold for more than $33,000 

Page 38: Real Life 

Page 40: Daniel Craig is worth about $180 million thanks to playing James Bond but he’s got bad news for his kids -- he’s cutting them off without a cent because he finds inheritance distasteful -- he has a 28-year-old daughter from his first marriage to Fiona Loudon and a two-year-old daughter with current wife Rachel Weisz, busted in the college admissions cheating scandal Lori Loughlin and husband Mossimo Giannulli are accusing the prosecution of strong-arming its key witness to lie that they knew their payments were bribes and not donations to the university 

Page 44: Straight Talk -- newly leaked video is yet more proof that desperate loser Kanye West is a filthy parasite who’s been trying to save his fizzling career by leeching onto superstar songbird Taylor Swift 

Page 45: George Clooney is in hot water now that Nespresso the coffee giant he shills for on TV has admitted buying beans from farms that pay kids pennies for laboring in the fields, dumpy Drew Barrymore is hitting rock bottom again with her weight and is tired of blubbering in her closet over clothes that don’t fit and has vowed to give the extra weight the heave-ho before her new daytime talk show gets going 

Page 47: Hollywood Flashback -- Psycho, Bizarre But True 

[k18fics]

Strictly Business

Here's my next entry for Chestnutfest, I am so happy to be writing again. @chestnutisland

Strictly Business

A tall man with jet black hair spiked up tall wearing a three piece navy blue suit walked into the conference room where all the employees tensed up instantly. Ever since Dr. Gero lost that terrible lawsuit against a begrudged client, Goku, the banks have been in and out of the company distributing settlement money and to save his company Dr. Gero sold the entire company to someone else.

The employees who had all been there for a number of years feared for their job security and for what kind of new boss they would have. This serious man in the blue suit did not inspire confidence at all.

“My name is Vegeta,” he said. “I am the new CEO of the company appointed by the new owner.”

A blue-haired woman entered the room wearing a Navy blue tight dress with a red scarf tied around her neck. Vegeta motioned to her, “this is my wife Bulma, she is the new CFO.”

“Our goal is to keep the company running as smoothly as it always has except for more compliant with the laws. We are not here to fire anyone or change anything but to simply supervise things more closely. Unfortunately the lawsuit and buyout of the company puts us at quite a large loss and we need to close a large account to be able to recover the losses. We have a multi-millionaire heir who needs investment help because he grew up and poverty and we need to get him on our client-load ASAP.” Vegeta motioned to Bulma after completing his speech.

“Let’s see here,” Bulma said opening a manilla folder. “Our top investment agents are Lazuli and Lapis.”

Vegeta looked at the employees. “Are you here?”

“Right here,” Lazuli said standing up along with Lapis.

She was a beautiful, thin blonde woman wearing a white button up shirt with a pink sweater vest and a tag that said “Gero Enterprises” and her name.

Lapis wore a very relaxed suit without the blazer and had his long black hair tied in a loose ponytail that allowed a few pieces of hair to loosen and fall on his face.

“You are listed as the top the agents,” Bulma said. “You both have executive positions here, Vice Presidents and minority shareholders. Quite a feat.”

“Excellent,” Vegeta said handing Lazuli a folder. “You can take this potential client Ms. Lazuli. Mr. Lapis I would like you to come with me to review client files and see if we can stir up business that way. The rest of you Bulma has prepared a calling list for potential clients. We have prepared scripts as introduction, your goal is to set up appointments for in person meetings not to try to sell over the phone, understood?”

“Understood,” came the response.

The room cleared out quickly as Bulma had already set up folders for everyone to take. Lazuli walked straight to her office to start reviewing her file. A multi-millionaire heir who has no idea how to manage money, this should be an open and shut case. Earn his trust, close the deal.

She opened the folder and looked at the paperwork. There was no picture only a list of information:

Name: Krillin

Age: 29

Occupation: Owner of Roshi Martial Arts School, formerly a monk

Inheritance: $50 million

She hummed and started inputting his phone number and address onto her phone. A few years back she had had a one night stand with a martial arts teacher. She never knew his name and she never did see him again even though he was so cute, though a bit shorter than most of the guys she ever dated.

She dialed the number and waited for a response. “Hello?”

“Hi!” Lazuli said cheerfully, “My name is Lazuli with Gero Enterprises and you were referred to me to help you with your new inheritance.”

“Oh. That. Can I just donate it all?”

“You want to donate it?” Lazuli said. “To what organization?”

“Uh I don’t know, cancer research?”

“That’s amazing, so what would you like to do? Donate all of it once or give them a good amount every single month for years and years nonstop?”

Krillin made a surprised sound. “Wait I can do that?”

“Yes and still have money to set up income and retirement for yourself and anyone you want to help,” Lazuli said. “Are you available tonight for dinner so we can discuss this further?”

“Um, sure yeah,” Krillin said. “I get out of my last class at 7:30, we can meet at like 9.”

“Great let’s meet at Satan Cafe at 9pm,” Lazuli said. “Just ask the hostess to bring you to the table.”

“Okay sounds good, see you tonight.”

...

Lazuli had been sitting at the table for twenty minutes before the hostess appeared with a short bald man in a simple white button up with a messy black tie. Lazuli recognized him almost instantly and she just froze. In her years of experience as an agent she had never encountered something like this before.

He recognized her too and sat down across from her looking shocked. “You’re Lazuli?”

Lazuli gulped. “And you’re Krillin?”

Krillin chuckled nervously and scratched his head. “Well what a coincidence.”

“You know when I saw that you were a martial arts instructor I thought about you but I never thought you were actually that person,” Lazuli said.

“I think about you a lot too,” Krillin said, “I never thought I’d see you again.”

“Well we certainly have some catching up to do,” Lazuli said smiling. “But let’s talk business first.”

“Yes let’s,” Krillin said grinning. “But this time we’ll keep in touch after yeah?”

Lazuli smirked. “Definitely. But right now...strictly business.”

...

Lazuli let out a heavy sigh as she collapsed onto the bed followed shortly after by Krillin who collapsed on top of her naked and sweaty.

Panting still she said, “okay so we didn’t get anything done.”

“Well we got something done,” Krillin murmured against her throat.

“And quite well might I add,” Lazuli said chuckling. “But I meant business wise.”

Krillin sighed and moved himself off of Lazuli so he could lie beside her. “You’re like the seventh agent that has come see me. I am not a...money guy. I got this inheritance when my mentor and father figure passed away. He had to die so I could get this money and I just...I don’t wanna keep it.”

Lazuli sat up and looked at him. “You are a good person Krillin. I have a twin brother and when we were teenagers our parents died in a car accident. The state gave us life insurance money. My brother was adamant about not taking the money but the truth was we needed that money to survive. Our parents had the foresight to purchase life insurance so that we would be taken care of if something ever happened to them. How disrespectful and dumb would it have been to not take the money you know? That money got us through college and set us up.”

“Hmm,” Krillin said sitting up. “I guess I never really thought of that.”

“How long did your mentor work to make all that money?”

Krillin looked pensive for a moment. “About 40 years. He’s the creator of my martial arts studio, and he franchised it and expanded it.”

“It was his life’s work?”

Krillin nodded.

“And he gave it to you? And no one else’s?”

Krillin nodded.

“What an honor that is Krillin,” Lazuli said smiling. “He loved and trusted you enough to leave you everything because he wanted you to be comfortable and well, and to carry on his legacy.”

Krillin smiled sadly. “Y-yeah, I guess he did.”

“So trust me then,” Lazuli said. “Let me help you set up your account. We can set up accounts for you to live comfortably the rest of your life whether you work or not, we can set up accounts for anyone in your life that you want to help, we can set up accounts to give money consistently to any charity or project you want, and we can set things up so you can get any leisures or luxuries you want.”

“I’m good with all the other stuff, I don’t know about the leisure part,” Krillin said.

“It’s all up to you,” Lazuli said smiling. “Whatever you want. So, what do you say? Do I have the job?”

Krillin chuckled. “Is this how you close all your deals?”

Lazuli leaned forward and brushed her lips against his. “Only the short cute bald ones.”

Krillin laughed and kissed her gently. “You’re hired.”

Lazuli smiled and moved away so she could offer her hand for a handshake. He looked at her hand for a moment then said, “we can seal the deal another way.”

Lazuli grinned slid her hand up his torso instead. “After all, this is strictly business.”

[jade0405]

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[boopathi021]

The Best NFT Memes Ever

Speaking of memes, the NFT space did not disappoint. As a community built on blockchain art and internet culture, things can and often do change on a dime. From 48-hour cryptocurrency crashes to random celebrities joining NFT projects, there’s always something to talk about in the NFT space.

But when just talking about cultural events isn’t enough, you can always count on the NFT Development to whip up a meme or two to bolster the social media voice. So, in order to give people a glimpse of the unsung heroes of an irreplaceable and bizarre world, we’ve brought you the best NFT memes of all time — from crypto tax memes to the famous Gary Vee smirk.

If you want to check out meme NFTs (that is, famous memes sold as NFTs), we’ve got you covered too.

The Wolf of Wall Street on NFTs

Over the past year, NFTs have grown from a niche internet fad to one of the hottest pop culture phenomena of the 2020s. Not everyone likes NFTs and not everyone knows what they are, but that hasn’t stopped countless artists and collectors from selling them.

With all the hype, some people are willing to buy almost anything as an NFT, hoping the asset will be worth the money. This drove price speculation and eventually a crash. For example, remember Tulip Mania? NFTs based on the 16th century Dutch tulip craze have created an obsession of their own — one of 50 pixelated tulip NFTs sold for over $55,000. Today, you can own one for as little as 0.05 ETH — about $160.

Crypto Tax Memes

Ah, tax season. It’s that time of year when we’re all scrambling to figure out our gains and losses from the previous year. As this tax meme points out, many of us are often left with nothing after we’ve made all the state and federal payments. Fortunately, there is a lot of information available on how to report NFT assets, gains, and tax losses.

Twitter suspends NFT

Did Twitter take down NFTs? unnecessary. However, NFT, the joint venture of Jason Falovitch and Mark Cuban, was held in a Twitter jail in February 2022. “The account has been disabled for repeated violations of our policies and will not be reinstated,” a spokesperson for Instagram’s Meta, the parent company, told Rolling Stone .

Twitter user “Space Cowboy” publicly accused the verification page of “promoting a shady scam copy pasta NFT project without proper disclosure,” resulting in the account being banned.

McDonald’s tweets about encryption

A long-standing joke in the cryptocurrency and NFT community is that blockchain millionaires will have to go back to their IRL jobs, such as working at the local McDonald’s, when the charts go down. Well, the chart really dropped in January 2022, so McDonald’s social media team took the opportunity to check out the community with this biting tweet. Creators and collectors took it in stride, though, and fought back with some jabs of their own.

Larva Lab Pokémon Memes

LarvaLabs, the team behind CryptoPunks, found itself facing quite a bit of Pokémon-inspired meme. One of the company’s co-founders, John Watkinson, sold his V1 CryptoPunks NFT shares. A few days after selling them, Larva Labs attempted to blacklist the budding project and have it launch on the NFT marketplace. This condemnation has the potential to cause the price of V1 Punks to plummet, causing financial losses to everyone who buys NFTs from Watkinson.

At the same time, Watkinson keeps all the money he sells and doesn’t lose money from falling prices — caused by a company he and another person control.

Tom Brady retires over NFT memes

We’ve seen many celebrities parody NFT projects, but never quite like Tom Brady. In February 2022, he announced that he was retiring from the NFL to focus on his NFT startup Autograph (and of course his family). Brady’s retirement ultimately lasted only 40 days. That doesn’t mean Brady’s era of NFTs is over. He partnered with ESPN to create a collection of NFTs based on his career.

Kevin’s unfinished Pixelmon meme

Ah, Kevin. This particular meme was born after Pixelmon was revealed. Pixelmon is a project that fetched over $70 million through a Dutch auction of undisclosed NFTs. Although the art is not quite ready , give us Kevin (the name Kevin is the name of the NFT’s “species” trait).

“I’m not going to whitewash it — we made a terrible mistake,” Pixelmon creator Syber wrote on Discord. “This is unacceptable. We feel pressured to push the display and the reality is we are not ready to push the artwork. It’s not about the brand and we’ll fix that because we’ve let a lot of people down,” he continued. , the team will spend $2 million to remodel the artwork.

Today, Pizelmon is an open world RPG NFT game where you can train, evolve and fight your Pixelon. Kevin is still as famous as ever. He inspired meme NFT spinoff art collections such as “he Lives of Kevin” and Kevin Punks.

Vitalik Bear meme

The co-founder of Ethereum Vitalik Buterin was all dressed up when he was spotted on stage at ETHDenver. Not only did the programmer appear to be wearing pajamas on stage, but at one point he appeared in a full-body bear suit. He was known to be naughty on stage, but since the event took place during a small cryptocurrency crash, many immediately saw the meme’s potential.

GaryVee smirk emoji

Few names are as influential in the NFT ecosystem as Gary Vaynerchuk, AKA GaryVee. The wine critic turned social media mogul is chairman of New York-based communications company VaynerX. Over the past year or so, GaryVee has gone from NFT collector to creator, even launching VaynerNFT to help celebrities and brands with their own NFT efforts, and of course, creating the VeeFriends ecosystem.

NFT Roadmap Memes

Before trying out a new NFT project, it’s important to do some research on what the project is all about, the people behind it, and where they plan to take it. A lot of times, NFT roadmaps are promises without any substance…like a full frothy beer. Just look at Pixelmon, the company that raised $70 million and then delivered Kevin, who also made the list.

The NFT project Frosties also has a promising roadmap that includes sweepstakes, merchandise and even the promise of a “special fund to ensure Frosties’ longevity.” However, the project’s developers earned over $1 million in ETH within hours of launching. They have been arrested. What’s the best way to avoid such scams? Do your research.

Donny Darko seeks IRL friends

When you dig into NFTs, it’s much easier to make friends in the metaverse than in real life. Never having a chance to see your friends’ faces or hear their voices is nothing to worry about…right?

Seriously though, it’s incredible to see real connections made in the community. Many of these online friends have even turned into IRL relationships through meetups and events.

never had a chance

It happens often. You think you have a chance to win the auction, and then a whale breaks in and shatters your dreams. In this case, Jinyou NFT is escaped. It’s just one of 5,000 animated characters created by Markus Magnusson.

In March 2021, TRON blockchain founder Justin Sun overbids in the last 20 seconds of a Christie’s auction in what may be one of the most high-profile bidding events. He lost the piece he owned? Beeple’s daily life: the first 5000 days of NFT.

Nft Development Company

[jamesriprainey]

From Broke at 40 to FI at 50 While Raising 4 Kids

From Broke at 40 to FI at 50 While Raising 4 Kids https://www.biggerpockets.com/blog/money-333 In the early retirement movement, becoming a millionaire is a crucial part of the financial path. While everyone has different spending habits, the first million will allow you to start […] via | BiggerPockets Blog https://www.biggerpockets.com/blog September 05, 2022 at 02:01AM

[ukimmigrationmatters]

Exclusive free training for my Money Tips Podcast followers!

 Welcome To The Course, Mastering Money The S.M.A.R.T Way Without Working Any Harder!

 Lesson #4

 HOW TO ACCUMULATE WEALTH OVER TIME

 In this module, we are going to cover saving, investing, and accumulating wealth.

 If you cannot save money, the seeds of greatness are not in you.

W. Clement Stone

 Get into the habit of saving until you get more satisfaction from rationally putting money aside than you do from irrationally spending it.

 The events of the last year has exposed the fact that millions of people have no savings. After years of working in first-world prosperous countries they are broke, and dependent on benefits and foodbanks.

 We all need savings to fall back on and to enable us to stop working or at least stop exchanging our time for money. If you have no form of passive income, you can never stop working.

 In simple terms, savings can be categorised into three general areas:

 1.      Short term

2.      Medium Term

3.      Long term

 Short term savings can be for a contingency fund for emergencies, holidays or to buy something you need.

 Medium term savings can be for larger items, like a deposit for a house, an investment into a business or a car.

 Longer term saving is generally for retirement but can also include children’s college education.

 Pay yourself first

 A basic principle is to pay yourself first before you pay everyone else.

 Think of saving as paying yourself rather than depriving yourself of candy when your pocket money was taken away from you by your parents.

 Savers automatically transfer a percentage of their income into some form of savings vehicle as soon as they receive it and live on the rest.

 Spenders spend and live on their salary and save whatever is left over, if any.

 Who do you think saves the most money?

 Money Master savers also maximise their tax-free allowances into things like tax-efficient pensions and schemes to make sure their money is working hard for them and they are paying less tax.

 The poor work hard for their money, the rich make their money work hard for them.

Robert Kiyosaki

 An easy way to save is to use the ‘jam jar’ method that your grandparents used when money was tight, everything was paid in cash and people didn’t use banks as they do today.

 When the weekly wage came into the household it was divided up, usually by the women, and put into various empty jam jars to cover the rent, fuel, food and replacement items like children’s shoes. People also saved for birthdays and Christmas.

 You can use this method by dividing your monthly salary into virtual ‘jam jar’ separate bank accounts rather than one account.

 You can name the accounts whatever you like, but I would suggest something along the following lines:

 ·        Emergency or contingency fund

·        Medium term savings

·        Long term savings

·        Play account – fun things for yourself including trips, meals out and clothes

·        Giving account – for charity donations.

 You could also add a training and development account to be invested in yourself in the form of books and courses.

 The percentages will vary according to your means.

 But the important point here is to get started, even if you can only save 10% of your income. Start this process online right now. Many of the newer “challenger” banks operate entirely online and can set up an account within minutes.

 If you’re thinking that you cannot possibly save 10% of your income, look at your income and expenditure sheet. If you haven’t done one yet check your bank and credit card statements to see where your money goes.

 If your budget is so tight and you have economised everywhere and still have absolutely nothing leftover, you may have to consider ways of increasing your income by getting another job or starting a home-based business in your spare time.

 I have helped people transform their wealth through my book and coaching programme.  

 Mark Victor Hansen, co-author of the Chicken Soup For The Soul book series which has sold 500 million copies all other the world, teaches a ‘10,10,10,70’ wealth formula in his book, The One Minute Millionaire.

 The multi-millionaire entrepreneur advises that you divide your income in the following way:

 ·        10% Giving

·        10% Investing – for the long-term needs

·        10% Saving – for short to medium-term needs

·        70% to live on.

 Pensions

 Start saving for your pension as early as you can and save as much as you can.

 As a rough guide, every 5 years of delaying a pension savings plan means your eventual fund will halve in value. In other words, every 5 years you wait, means you will need to pay in twice as much to get the same result. 

 When we are young, we think we have all the time in the world. But you may not have as much time as you think.

 For instance, if you are aged 30 now, you have roughly 30 years of working life ahead of you if you plan to retire at 60. Thirty years sounds like an awfully long time, however, if you break it down into pay or salary cheques, 30 years is just 360 salary payments - 12 per year times 30 years assuming full employment.

 At 40, you have just 240 salary payments left, and at 50, just 120, assuming you manage to stay in work and in good health.

 Even a full working life of 40 years is only 480 pay cheques. If you save $100 per month for 40 years, it will give you a fund of $48,000 plus growth, less charges. You couldn’t live on that for the rest of your life today, let alone in 40 years’ time. Even $1000 per month would still only be $500,000 plus growth.

 You can still combine pensions with other forms of investing, such as property, stock market and business, and even use your pension scheme to buy shares and commercial property, subject to the rules. This is a specialist subject, and you should take independent professional advice.

 Before you jump into something like property, remember that buy-to-let investing does not suit everyone and is certainly not a passive form of investment. Buying property requires knowledge and expertise, as well as a diligent work.  

 Take independent financial advice on this important area of your life. Don’t leave it to chance and risk living in poverty in your old age. If your employer provides a good pension scheme, that’s great, if not, or you are one of the millions of self-employed or casual workers, you’re on your own and will have to “row your own boat” to retirement.

 Don’t rely on the government Pension ‘Ponzi’ scheme to look after you in retirement

 Most government state retirement pension schemes have no actual fund.

 Benefits are paid to retirees out of tax collected by working people. If I ran a pension scheme using the ‘Bernie Madoff method’ – keep collecting money and use that to pay investors – I’d be put in jail!

 The UK Institute for Fiscal Studies (IFS) research found that in 2004, there were approximately 4 working age individuals (aged 20-64) for every 1 person aged 65 and over.

 By 2056 this ratio is predicted to fall to about 2:1 or half the current level.

 How can the government afford to fund state pensions at the same level if the income from working taxpayers drops by 50%?

 The UK government has already started pushing back retirement ages for men and women and more cuts will be needed.  

 People are also living far longer in retirement than they did to when the state pensions schemes were introduced after the Second World War. The numbers no longer add up, if they ever did!

 These schemes are bust!

 Summary Day 4

 Saving is a habit. If you cannot save money you will struggle with money and debt for the rest of your life and will never be able to afford to retire comfortably.

 Action Steps

 ·        Pay yourself first.

·        Set up an automatic transfer of a percentage of your income into ‘jam jar’ accounts the day your salary hits your account.

·        Save for retirement as soon as possible.

·        See an adviser or research pensions.

·        Always learn and do your own research before investing in any asset.

 Congratulations on completing this module. In the next lesson, we will be looking at reviewing your finances to keep you on track.

 If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

 I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now

https://bit.ly/3wLWqx2

[retirementplanconsulting]

FIRE-d Up?

A recent article in the New York Times bore the eye-catching title “How to Retire in Your 30s with $1 Million in the Bank.” While that seemingly unlikely premise brought to mind the old Steve Martin line about how to be a millionaire and never pay taxes “First, get a million dollars” the piece does include some potentially valuable food for thought.

The main idea behind Steven Kurutz’s article is centered on the concept of “financial independence, retire early,” or FIRE, a movement that (perhaps not surprisingly) has gained momentum with an apparently growing number of Millennials. And that is because it basically boils down to saving as much money as you can now in order to take retirement early; a Millennial, after all, has more time to sock money away than someone nearing the standard retirement age.

The first tenet of FIRE is to drastically reduce expenses a sensible approach in any situation, but the movement’s proponents often recommend living a spartan lifestyle in order to amass what they believe will be enough to carry them through the rest of their (work-free) lifetimes.

Reducing living expenses can be accomplished by maintaining a smaller home (or, better yet, by renting a room); using alternative transportation to one’s job (preferably within walking or biking distance; otherwise, public transportation is preferred); and cooking, repairing, and tending to other chores by oneself rather than relying on others.

Another important FIRE precept is to increase income shades of Steve Martin again, perhaps, but since we are dealing with Millennials, the basic idea is to endeavor to increase one’s income by taking additional classes, creating a side business, and that old favorite, asking for a raise.

Key to the FIRE philosophy is to not increase spending on food or clothes (much less cars or vacations) as one’s income rises. Instead, keep putting away anything above your baseline, necessary outlay.

Investments are also encouraged, although FIRE proponents are not talking about gobbling up as much Apple stock as one can (small wonder, given its current $226 per share price). Instead, they recommend exploring to their fullest extent such vehicles as the 401(k), 403(b), 457, and Individual Retirement Accounts (IRAs) and Health Saving Accounts.

The $64,000 question as it were remains the same as it does with any retirement savings approach: How much will you need in your golden years? Keep in mind that in the Times story, the “golden year” for one of the subjects began when he was 43 years old; his family of four expects to live on about $40,000 a year, underwritten in part by his wife’s ongoing employment.

The basic FIRE rule of thumb for determining one’s savings rate is the formula Savings / (Gross Income – Taxes). Other FIRE proponents recommend that one tries to save 50 percent or more of their income to achieve financial independence. If you go to the early retirement calculator page on Networthify, you will see that its default savings rate is set at 60 percent.

If you think that sounds like an unrealistic goal well, the numbers back you up. According to online statistics portal Statista, the personal savings rate in the U.S. last year was 2.7 percent – and the closest it got to 50 percent since 1960 was 12.9 percent in 1970.  

But nobody said going the FIRE route was going to be simple; after all, foregoing owning a pet or subscriptions to the cable channels that everyone is talking about in order to save as much money as possible can be easier said than done for many people.

But it can be done regardless of whether your annual income is $50,000 or $200,000. A CNN.com article includes some sobering figures somebody clearing $50,000 should be living on $750 a month if they want to retire in five years, for example – but makes the case that, with enough willpower and gumption, realizing the FIRE goal can indeed be achievable.

Still, adhering to FIRE would obviously represent a drastic step for most people to take. Keep in mind that the million dollars in the bank that the Times headline crowed about will doubtless be worth a lot less when its 40-something readers are in their 80s.

However, FIRE may be an intriguing option, especially for Millennials and those in their early middle age. If that is the case for you, I urge you to meet with a qualified financial planner to explore whether getting FIRE-d up could be the right thing.

Source: https://www.pentegra.com/current-thinking/retirement-industry-trends-and-marketplace-expertise/fire-d-up/

[amigospc]

Join Scott and Mark with their guests David Mitchell Jr. as they chat about diving into cryptocurrency and the future of digital transactions. David is a YouTuber whose content ranges from real estate investing to now cryptocurrency. Today, he shares his thoughts on the “crypto as the people’s new currency” movement and how the recent hype of Dogecoin may cause the rise of other crypto forms. If you want to get ahead with digital stocks and currency, stay tuned and enjoy the episode!

Crypto As The People’s Currency

With the promise of it stabilizing later down the line, there has been a movement to make crypto the people’s new currency recently, piquing the interest of many. David Mitchell Jr. even dove into what it could mean concerning the current economy and the dollar’s value. He believes that certain aspects have to take place. The issue of inflation has often hindered the possibility of crypto becoming the people’s currency. Take the dollar, for example. The dollar also struggles with inflation. It usually has to be attached to something to grow in value, such as gold and oil. Cryptocurrencies are no exception to this problem. The current economy is so linked to physical investments that people would more often than not take out loans for real estate, cars, education, and the like. But now that we live in a digital age where most transactions are done online, cryptocurrency can be the people’s new form of payment. Investors may be turned off by crypto due to inflation now. Still, once companies start incorporating crypto into their system, its value may stabilize because then it would have goods linked to it. Then again, another issue would be regulations surrounding transactions that use cryptocurrency, which is where the Federal Reserve comes in. Either way, many factors have to be considered before crypto can become the people’s currency, but its possibilities are just as endless.

The Rise of New Cryptocurrencies

In the last five years, Dogecoin has caused plenty of hype surrounding cryptocurrency. Hence, David believes that we will see numerous cryptocurrencies popping up because of it, especially in 2021. Cryptocurrencies like Doge have already made millionaires in the past few weeks alone so, who is to say it will end there? David, for one, has said that if ever he were to gun for any of the current cryptos in the market, he would hold onto Doge and AMC. According to him, everything else, such as GameStop stocks and the like, is still traditional. And with how things are rapidly developing in the digital market, there is no guarantee that these forms of crypto will hold their own. Then again, David would still preach for people never to invest what they are afraid of losing. While people have often joked about putting their retirement fund into crypto, it is still beneficial to practice caution when it comes to crypto. The issue of inflation is still prevalent after all. That being said, the most significant loss would be if you put everything in, and then it does not take off, but when you do sell it, that is when it takes off. Therefore, patience and perseverance are still the keys to any successful investment, whether crypto or not.

Outline of the Episode:

[01:53] Who David Mitchell Jr. is and his range as an online content creator.

[05:06] What got David into investing and the first related project he worked on as an investor.

[07:50] Sharing experiences with real estate and the most significant project David is currently working on.

[10:38] What prompted him to learn more about cryptocurrency, specifically Dogecoin, and his initial thoughts.

[13:40] “Crypto as the people’s currency” movement and what it could entail for the current economy.

[16:06] David’s answer to “Is it possible for cryptocurrency like Doge to be stabilized enough to become the people’s new currency?”

[19:25] The issue with stabilizing Doge at just 1$ and how the dollar itself is losing value.

[22:31] The solution to making crypto the people’s currency and how inflation can affect how we transact with businesses.

[27:32] How having an exit strategy is essential when diving into crypto and the risks behind investing in said currency.

[39:02] The Bitcoin chain and how it validates itself through exchanging the same currency.

[42:06] What type of regulations would the Federal Reserve implement with crypto if it does become the people’s currency.

[46:37] How the recent hype with Dogecoin could mark the rise of newer forms of cryptocurrency.

[53:44] The value of “only investing what you can afford to lose” mindset regarding cryptocurrency and its inflation issues.

[55:21] David Mitchell Jr.’s thoughts on the conspiracy theory “Is Australia real?”

[57:43] Why David would entertain the offer of a one-way trip to Mars and what he would want to discover there.

[01:00:49] David’s “guilty pleasure” of listening, and possibly singing along, to Disney songs on a road trip.

[01:02:06] The piece of information David knows that he thinks should be Illegal for him to know.

Catch David Mitchell Jr.!

YouTube: https://www.youtube.com/channel/UCbu9Jq1ewrfp1ZjCS-aKRQA

Instagram: https://www.instagram.com/iamdavidmitchelljr

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