#vancouver bc mortgage broker

[rajansaggi]

Real estate activity continued to ease in August

Sales of existing homes continued to moderate in August following the Bank of Canada’s latest interest rate hikes in June and July.

Sales fell 4.1% from July and are now 10% below their pre-pandemic level, according to the latest monthly data from the Canadian Real Estate Association. Provincially, the largest drops were seen in British Columbia (-10.9%), Ontario (-6.2%) and Quebec (-4.9%).

Average home prices were also down 2.3% on a monthly basis to an average (not seasonally adjusted) price of $650,150.

However, the MLS Home Price Index, which accounts for seasonality and differences in property types, posted a slight 0.4% increase on both a monthly and annualized basis.

"August was the first full month of housing data following the Bank of Canada’s July rate hike, so a dip in activity was expected,” said Shaun Cathcart, CREA’s Senior Economist. “The demand is obviously still there, and it will be back, but as the housing affordability crisis re-emerges as a top policy issue, for now, the slowdown on the buyer side should help keep a lid on prices.”

Inventory on the rise

With sales slowing and listings returning to normal levels, supply and demand is “continuing to come into better balance,” noted CREA chair Larry Cerqua.

New listings rose 0.8% in the month, marking its fifth straight increase. This caused the sales-to-new-listings ratio to ease to 56.2%, CREA reported, down from 59% in July and the peak of 67.4% reached in April. Meanwhile, the months of inventory measure rose to 3.4 months, up from 3.2 months in July.

“Another sign of a loss of momentum in the real estate market is the proportion of listings cancelled during the month, which continues to rise, a sign that some sellers are discouraged by recent interest rate hikes, noted National Bank economist Daren King.

Strength in Alberta and Atlantic Canada

But the latest data also show that not all housing markets are the same. This is especially true of those in Alberta and the Atlantic provinces, where resales bucked the national trend by trending higher.

Sales were up primarily in Newfoundland and Labrador (+18%) and Alberta (+2.8%).

“Looking across the country, we’re now seeing some clear regional discrepancies after a period where most markets were moving largely in synch,” noted BMO economist Robert Kavcic, who pointed out that Calgary “remains the strongest market in Canada.”

A similar situation is unfolding in Atlantic Canada, where some markets are seeing prices back at their 2022 highs.

“What do these regions have in common? Relative affordability and net provincial migration inflows that are supplementing international immigration,” Kavcic wrote. “Translation: People are moving there because they can live affordably.”

Existing home sales data for September is expected to be released on October 16.

If you have any questions or would like to start the process of finding your ideal mortgage, please don't hesitate to reach out to Rajan Saggi.

Source Link - https://www.mortgagegroup.com/real-estate-activity-continued-to-ease-in-august/

[brokerbrooke]

Website: https://www.brookeshelley.ca/

Address: Vancouver, British Columbia, Canada

I'm an independent mortgage broker with Mortgage Architects, A Better Way with over 11 years of experience in the mortgage industry. Having previous experience as a Senior Underwriter for two major lenders (MCAP & RMG Mortgages) has given me the expertise to structure your mortgage appropriately for a quick and easy approval. Born and raised in Edmonton, AB, I have also spent a few years teaching abroad in Shanghai, China, where I adopted my lovely rescue cat, Hui & picked up conversational Mandarin. When I'm not busy helping my clients find out their best mortgage solutions, I love to run, row and read.

As a mortgage broker, I work directly for YOU, not the bank. It is my job to negotiate on behalf of my clients in order to obtain the best solution for your specific situation.

When the banks say NO, I say yes. I have exclusive access to several lenders in the mortgage space, including alternative lending, and will find the best solution for you.

I am specialized in all transactions, including purchases, refinancing for debt consolidation and to lower monthly payments as well as renewals/transfers.

My Services:

Home Purchases

Refinancing

Transfers

Self Employed Mortgages

First Time Home Buyers

Alternate Financing

Business Email: brkshelley@gmail.com

Facebook: https://www.facebook.com/brookeshelleymortgages

Instagram: https://www.instagram.com/broker_brooke/

Linkedin: https://www.linkedin.com/in/brooke-shelley-83215862/

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[ratefair]

What Should You Know About Edmonton First Time Home Buyer?

First time home buying can be quite a challenge especially for those intending to buy houses in Edmonton or Vancouver. However, with proper preparation and information, your transition to home ownership does not have to be a bumpy ride. Here are some key tips to consider for first time buyers in these two competitive housing markets.

This is one of the major reasons why most people are unable to save for a down payment for their homes.

Currently, a Edmonton first time home buyer is expected to make at least 5% down payment on the total price of the house. This can mean you’re starting the hunting process $25,000 or more in the hole if you’re moving from Vancouver where prices are high to Edmonton where values are on the rise. Save more money for a down payment by creating an automatic transfer and saving part of your tax refund or bonus for your home fund in the following year.

Edmonton First Time Home Buyer

Getting Pre-Approved

Consult with a mortgage broker or bank and secure pre-approval before going through the houses. It demonstrates to the sellers that you are serious and ready to buy. The pre-approval stage entails analysing the borrowers’ income, debts, assets, and credit score to identify the optimum mortgage size. This allows you to shop with a clear understanding of the price range you are willing to pay.

Making an Offer

In both cities, it means that there can be bidding wars due to limited housing stock. Pricing is an important factor–make sure that you set a reasonable price based on the current trends of similar homes in your neighborhood. Consult with your real estate agent and coordinate a captivating proposal and use containers that shield you, such as a home inspection you are happy with.

Again when it comes to using programs for the first time one can easily learn how to go about it by following simple instructions. Each province has incentives for first time homebuyers: they can be provided with money for closing costs or have lower mortgage rates. Edmonton has the First Place Program while BC has programs such as the Vancouver first time home buyer’ Program. Whether one is eligible depends on the rules of your state and your broker or agent can assist you with this information.

[neenaparmar]

Top 15 Mortgage Brokers in Metro Vancouver, BC, Canada

Neena Parmar

Our mortgage professionals are experts in their field and many are ranked among the best nationally. Launched in January 2006, we were named Best Newcomer (Mortgage Brokerage Firm) at the prestigious CMP Canadian Mortgage Awards 2008 – the Oscars of the mortgage brokering industry. At the 2009 CMAs, we received the Best Branding Award, and again in 2010, with the addition of the prestigious title of Mortgage Brokerage of the Year and Best Advertising. At the 2011 Awards, we again walked away with the Best Advertising award, and in 2012 we were honoured with: National Broker Network of the Year; Best Advertising; and Best Branding.

Phone no- 604-825-0402 Address- 201 - 13049 76 Avenue Surrey, BC V3W 2V7, Canada Website link- https://neenaparmar.ca/

True North Mortgage Inc.

We've been here for over 17 years — giving Canadian home buyers a better choice to get a mortgage. Unified, salaried and armed with mortgage know-how, we've revolutionized the mortgage industry. We're proud to offer you the True North Advantage — online, over the phone, or at one of our locations across Canada.

Phone no- 1-877-778-4772 Address- True North Mortgage· 3600 - Bow Valley Sq II· 205 - 5th Ave S.W· Calgary, AB T2P 2V Website link- https://www.truenorthmortgage.ca/

GLM Mortgage Group

GLM Mortgage Group is well versed in obtaining financing for Self Employed and Commission Based Individuals who have low reporting income. Our Vancouver Mortgage Brokers also have valuable experience in clients with previous bankruptcies, unique properties, and even foreclosures.

Phone no- 604–259–1486 Address- 1001 West Broadway #164 Vancouver, British Columbia, Canada,V6H 4B1 Website link- https://geoffleemortgage.com/

Pioneer West

Pioneer West Acceptance Corporation is a mortgage broker and mortgage investment corporation (MIC), with offices in North Vancouver, BC and Calgary, Alberta. We strive to provide our borrowing clients with the best mortgage financing available for their specific needs.

Phone no- 1-604-987-1420 Address- 814 15th St W, North Vancouver, BC V7P 1M6, Canada Website link- https://pioneerwest.com/

Laina Saccone

Laina brings a diverse background of skills and professional experience to her role as a mortgage broker, serving clients in the Greater Vancouver area and across the province of British Columbia.

Phone no- 778.896.0605 Address-Mortgage Advisor, 2600-595 Burrard Street Vancouver, BC V7X 1L3 Website link- https://lainasaccone.com/

Ratehub.ca

Ratehub.ca became the first comparison service to integrate an in-house mortgage brokerage (the award-winning Ratehub.ca mortgage brokerage, formerly known as CanWise Financial).

Phone no- 1-866-988-6324 Address- 20 Queen Street West Suite 1100 PO Box 57 Toronto, ON M5H 3R3 Website link- https://www.ratehub.ca/

4Front Mortgage Brokers

As mortgage brokers, we strive to provide outstanding service as well as a variety of options and borrowing solutions for our clients. Since opening the 4Front Mortgages | Mortgage Alliance office, we have grown from 4 partners to 24 team members with diverse backgrounds and experience.With a combined total of over 155 years of experience in institutional lending, our brokers can get you the right lending package for your needs.

Phone no- (604) 738-8128 Address- 375 E Broadway Vancouver, BC V5T 1W6 Website link- https://4frontmortgages.com/

Reza Sabour

In my professional career I have spent over 15 years in the financial services industry working for the big banks before I decided to work as an independent Mortgage Broker. I made the switch because I was tired of putting my clients into a box of limited options that never fully met their needs.

Phone no- 778.229.4450 Address- #304 - 3053 Edgemont Blvd North Vancouver, BC V7R 2N5 Website link- https://www.sabourmortgages.com/

Sparo Mortgage

Helping first time home buyers or next home buyers is the foundation of our business. By providing helpful information and mortgage options with the most advantageous lenders matching their home ownership goals, clients are set-up for success.

Phone no- 604 329 9971 Address- 15252 32 Ave Suite 306 Surrey BC V3Z 0R7 Website link- https://sparomortgage.ca/

Sneg Mortgage Team

They are proud parents to their three daughters, Shira, Adi, and Maya. When they opened their Vancouver mortgage broker business, it was their goal to bring the value of unique, original thinking to the Canadian system for the benefit of our clients.

Phone no- 1 (604) 339-1577 Address- 601 West Broadway, Suite 400 Vancouver, BC V5Z 4C2 Website link- https://snegmortgageteam.ca/

Vu Le Mortgage Group

Here at Vu Le Mortgage Group, we are committed to finding all our customers the absolute best custom mortgage solutions that meet all their wants and needs. Whether you need to finance a new home, refinance an existing mortgage, or need to remortgage your home, we will use our expertise to find you the best fit for your financing.

Phone no- (604) 812-9119 Address-1665 Kingsway, Vancouver, BC V5N 2S2 Website link- https://www.vulemortgages.ca/

Tim Hill

As a licensed Mortgage Broker I have direct access to the best mortgage products, rates and promotions – many of which are only available through a Mortgage Broker.

Phone no- 604-210-2739 Address-206 - 19141 Ford Road Pitt Meadows, BC V3Y 2P8, Canada Website link- https://timhill.ca/

Arise Mortgage

Arise Mortgage is a direct lender and a licensed mortgage broker that serves clients to achieve their borrowing needs. With our professional team combined experience of more than 50 years in the industry, we have the expertise to provide the best solutions to all types of financing situations.

Phone no- 604-722-8404 Address-1385 W 8th Ave, #105 Vancouver​ BC V6H 3V9 Website link- https://www.arisemortgage.ca/

CAROL CHENG

With over 15 years of experience in the mortgage industry, I've helped over a thousand clients secure their mortgage. I have extensive experience with various mortgage products and niche properties.

Phone no- 604-716-8011 Address-2608 Granville St. Suite 550 Vancouver, BC Website link-https://www.carolcheng.ca/

Annie Tan Mortgage

I firmly believe that a mortgage broker's role is to be your ultimate and trusted mortgage partner. My core philosophy revolves around guiding you to the best mortgage options and ensuring you're fully aware of all available choices.

Phone no- 604.318.1292 Address-A201 - 9000 Bill Fox Way, Burnaby, British Columbia V5J 5J3, Canada Website link-https://atmortgage.ca/

[alphamortgage]

Our expert mortgage brokers in Vancouver, Surrey, BC, offer unparalleled assistance in finding the best mortgage solutions for your needs. With extensive market knowledge and personalized service, we strive to secure the most favourable rates and terms. Whether you're a first-time homebuyer or refinancing, trust Alpha Mortgage House Corp to make the process smooth and stress-free.

[engageandfascinate-blog]

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[profirstmortgage]

Best Mortgage Brokers in Surrey, Abbotsford BC

Pro First Mortgage are best mortgage brokers in Abbotsford, Surrey BC. We are amont the best private mortgage lenders in British Columbia and provide mortgage services in Abbotsford, Surrey, Chilliwack, Mission, Langley, Aldergrove, Vancouver. So if you are looking for mortgage brokers in these areas, then visit Pro First mortgage today!

[rajansaggi]

Unravelling the benefits of choosing a mortgage broker

One of the first big decisions prospective homebuyers face is how they plan to obtain their mortgage. Should they work with their bank, go direct-to-lender or choose a mortgage broker? 

As a mortgage professional, you can probably assume the option I would recommend. But below I would like to explain the reasons why working with a mortgage broker is the smart choice, particularly in today’s challenging and complicated market. 

One of the biggest benefits is the expertise we bring to the table to help you navigate the host of new programs and restrictions introduced by government and regulators in recent years. As the head of Ontario’s financial regulator said earlier this year: “We’re in interesting times right now. It’s never been more complicated to be a homeowner… And that’s why mortgage brokering is just so important.”As a homebuyer, you need to be aware of not only the latest mortgage regulations, but also government programs and laws that could impact–or benefit–your purchase. Some examples include the First Time Home Buyers’ Tax Credit, the First-Time Home Buyer Incentive, the federal foreign buyer ban or the vacant home taxes now in force in select cities. By working with me, I can take away the worry and stress of having to keep up with these ever-changing policies. Of course, there are many other reasons to work with a broker. One is gaining access to our wide network of lenders, including banks, credit unions, mortgage finance companies and even private lenders. This allows us to compare multiple loan products, negotiate competitive interest rates, and secure favourable terms for our clients. By exploring various lending options, we can often find deals that may not be readily available to all borrowers, helping to ensure you get a mortgage tailored to your specific needs and financial situation.Our services also aren’t restricted to purchases for primary residences. If you’re an existing borrower and have an upcoming renewal, I can provide valuable strategies to optimize your financial situation. As brokers, we analyze market conditions, interest rate trends and our clients’ evolving needs to recommend the most suitable mortgage options. I’m also happy to help if you’re considering purchasing a second home or investment property. My job involves guiding clients through the specific requirements and financing options available for these transactions, ensuring a smooth investment journey.Finally, as brokers we rely on strong referral networks built through trust and professionalism. We work closely with real estate agents, financial advisors and other industry professionals, and are happy to connect you with these trusted individuals as the need arises during your homebuying experience.As you can see, there are many ways in which I can provide you with unparalleled benefits and personalized attention, guiding you every step of the way to ensure you make informed decisions and secure the best mortgage that aligns with your financial goals.

If you have any questions or would like to start the process of finding your ideal mortgage, please don't hesitate to reach out. I look forward to being a part of your homeownership success story!

[mortgagehelplinebc]

Mortgage Helpline | Lenders in Surrey, Vancouver, BC | Mortgage Broker Vancouver

Mortgage Helpline is a leading Mortgage Lenders in Surrey, BC. We are the bridge that helps you cross all the hustle and complex methods of mortgage loans into hassle-free and efficient availability of funds. We value your privacy and protection

Read More..!!!

[neenaparmar]

Reputed Mortgage Broker in Metro Vancouver, BC!

Seeking expert mortgage advice in the diverse and dynamic landscape of Metro Vancouver, BC? Look no further! As your local mortgage broker, we're committed to assisting you in finding the perfect mortgage solution tailored to your unique needs.

Why Choose Us for Your Mortgage Needs in Metro Vancouver?

Personalized Service: We prioritize personalized service that revolves around your needs. Our dedicated team takes the time to thoroughly understand your financial situation and homeownership goals, enabling us to customize our services to meet your specific needs effectively.

Extensive Network: With access to a vast network of lenders and financial institutions, we can offer you a wide array of mortgage options. Whether you're a first-time homebuyer, seasoned investor, or seeking to refinance, our connections empower us to find the ideal solution tailored precisely to your requirements.

Expert Advice: Count on our experienced mortgage professionals to provide you with expert advice and guidance at every step of the process. From exploring your options to navigating complex financial decisions, we're here to ensure that you make informed choices that align with your goals.

Local Knowledge: As proud members of the Metro Vancouver community, we possess a deep understanding of the local real estate market. Leveraging our comprehensive knowledge and expertise, we'll guide you through market trends and help you identify the best mortgage options that suit your specific needs and preferences.

Streamlined Process: We understand that applying for a mortgage can be overwhelming, which is why we've streamlined our process to make it as simple and stress-free as possible for you. From application to closing, we'll walk you through each step with clarity and efficiency, ensuring a smooth and seamless experience.

In Conclusion,

When it comes to securing your dream home in Metro Vancouver, BC, trust us to be your reliable mortgage partner. With our commitment to personalized service, extensive network, expert advice, local knowledge, and streamlined process, we're here to guide you towards achieving your homeownership goals with confidence and peace of mind. Take the first step towards your dream home today, and let us accompany you on this exciting journey with expertise and care.

[alphamortgage]

Best Lenders in Surrey, Vancouver, BC

Alpha Mortgage is a private mortgage lender in Surrey. Alpha Mortgage offers three years fixed mortgage rates, five years fixed mortgage rates, refinancing, project financing, convertible mortgage and many more.You can also compare the lowest mortgage rates and mortgage brokers in Surrey,Vancouver.

Alpha Mortgage is a  business lender in Surrey. We specialise in commercial mortgages, commercial real estate mortgages, refinancing. project financing, refinance & home equity, construction financing.  

Know More...

[pinksybroker-blog]

Pinsky Mortgages - Vancouver Mortgage Brokers

Pinsky Mortgages - Vancouver Mortgage Brokers 2608 Granville St #550, Vancouver, BC V6H 3V +1 778-990-8950

Pinsky Mortgages - Top Rated Vancouver Mortgage Brokers Getting You The Best Mortgage With The Least Amount Of Stress, Period.

Don’t let the mortgage process intimidate you. We guide you through the entire process so every step is straightforward and clear.

• In-person meetings and educational guides for your benefit

• Know each step of the process and why it’s happening

• Never scramble for financing at the last minute

You should get the best mortgage possible! Request a free consultation and we'll handle the rest.

[bc-mortgagebroker]

Jeff Evans - Mortgage Architects - A Better Way

Mortgage Lenders in Vancouver BC, CanadaGet Expert mortgage advice and service by professional Mortgage Broker in Mortgage Vancouver BC on purchases, refinancing, renewals, debt consolidation and much more.

Mortgage Broker in Vancouver BC

My name is Jeff Evans, and I am a Vancouver based Mortgage broker BC with A Better Way – Mortgage Architects. I have been providing top mortgage services to home buyers and home owners since 2007.

I love mortgage brokering and we were excited to learn how we could help people get approved to own their dream homes.

For people who have been looking for Mortgage broker in BC, visit our website.  I have been into this business for a long time and have served many happy clients. I am known to provide the best service when it comes to mortgage brokers in Vancouver or anywhere in Canada. Thousands of people contact us and we try to resolve their issues and provide them with effective solutions as per their Best mortgage broker Vancouver requirements. As a mortgage broker in BC, I have a team available almost 24/7 to help you with your mortgage needs. We also help in providing extra knowledge and information about mortgages so that it can help you better plan your personal finances.

Mortgage Lenders in Vancouver BC, Canada

The Vancouver mortgage and real estate market is ever changing. Anyone who wishes to own a home here someday needs to keep up with such changes. As a professional Canadian mortgage broker we know how to stay abreast of these changes with market research and keep our clients updated. It is our goal to provide every client with their dream home with best possible terms and conditions. Whatever be the cost, wherever be the location we will help you avail the deal and get best financial assistance. We have a comprehensive network of private lenders and mortgage lenders in Vancouver BC, and we can provide you with best service.

Vancouver is a coastal city in British Columbia (BC) and the eighth largest Canadian municipality. Its prime location makes it one of the hottest locations for settling down. We are here to help to transform this dream into reality. Feel free to browse through our site where you will find all needed tools and information regarding this market. If you have any other queries, please refer to our contact details.

Find Your Brokers >> 

Contact Here:

Add : 1200 W 73rd Ave #1100, Vancouver, BC V6P 6G5, Canada Call : 604.318.1292 Email : jeff@bc-mortgage-broker.ca

[engageandfascinate-blog]

#Sutton #whistler #market #sales #buyer #Tumblr #invest #fun #mortgage #inspiration #Instagram #Twitter #home #broker #BC #design #properties #luxury #Vancouver #advertising #agent #market #sales #sunshinecoast #inspiration #homebuyers northshore #Gibsons (at Sunshine Coast, Beautiful BC) https://www.instagram.com/p/B2USmF3BSPd/?igshid=1q4hqdrftihu8

[mckaywoodbc]

McKay Wood - Mortgage Monk

McKay Wood is one of the top mortgage brokers in British Columbia. He has several handles, including The Mortgage Monk and The Bowtie Broker. However, behind the amusing monikers, you'll discover a committed family man.

Mortgage brokers help loan seekers by finding and connecting them with the best mortgage rates and terms available. They work with a variety of lenders, so they can compare rates and find the best deal for their clients. Mortgage brokers also help borrowers navigate the complex paperwork involved in getting a mortgage.

Contact Us:

McKay Wood - Mortgage Monk Address: 1059 E Pender St, Vancouver, BC V6A 4H9, Canada Phone: (604) 690-6584 Email: mckay@mortgagepal.ca Website: https://mckaywood.ca/

External Links:

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[asimalimortgagebroker]

Mortgage Broker in Vancouver: Asim Ali

Asim Ali – Licensed Mortgage Brokers in Vancouver, BC The Asim Ali Mortgage team is happy to give consumers a simple and straightforward experience with mortgage brokers in Vancouver. Asim Ali, along with his team of experts, has supported hundreds of families in Canada with mortgage finance. Let us help you to set your path today to your own house.

Mortgage Broker in Vancouver