#north vancouver mortgage broker
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brokerbrooke · 2 years ago
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Website: https://www.brookeshelley.ca/
Address: Vancouver, British Columbia, Canada
I'm an independent mortgage broker with Mortgage Architects, A Better Way with over 11 years of experience in the mortgage industry. Having previous experience as a Senior Underwriter for two major lenders (MCAP & RMG Mortgages) has given me the expertise to structure your mortgage appropriately for a quick and easy approval. Born and raised in Edmonton, AB, I have also spent a few years teaching abroad in Shanghai, China, where I adopted my lovely rescue cat, Hui & picked up conversational Mandarin. When I'm not busy helping my clients find out their best mortgage solutions, I love to run, row and read.
As a mortgage broker, I work directly for YOU, not the bank. It is my job to negotiate on behalf of my clients in order to obtain the best solution for your specific situation.
When the banks say NO, I say yes. I have exclusive access to several lenders in the mortgage space, including alternative lending, and will find the best solution for you.
I am specialized in all transactions, including purchases, refinancing for debt consolidation and to lower monthly payments as well as renewals/transfers.
My Services:
Home Purchases
Refinancing
Transfers
Self Employed Mortgages
First Time Home Buyers
Alternate Financing
Business Email: [email protected]
Facebook: https://www.facebook.com/brookeshelleymortgages
Instagram: https://www.instagram.com/broker_brooke/
Linkedin: https://www.linkedin.com/in/brooke-shelley-83215862/
Keywords: mortgage broker vancouver vancouver mortgage broker best mortgage broker vancouver mortgage broker course vancouver mortgage broker north vancouver mortgage broker salary vancouver mortgage broker in vancouver best mortgage broker in vancouver bc mortgage broker license vancouver west vancouver mortgage broker commercial mortgage broker vancouver mortgage broker jobs vancouver mortgage broker vancouver bc north vancouver mortgage broker
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groverestates · 19 days ago
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The Complete Guide to Top Real Estate Agents in Abbotsford
Real estate in Abbotsford has been going in a positive direction. A little background on the landscape is an added asset for the mover who would move it. Be it a homebuyer seller, or investor out here in Surrey real estate with something of that little bit of class or highness needed, it shall indeed come in handy when having that particular best Abbostford regulator working on your case and turning all into difference. Read on for your go-to guide to get the right real estate agent and knock out your property goals.
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Why Partner with a Top Real Estate Agent in Abbotsford?
The real estate market is complex, and full of fluctuating trends, legalities, and competitive listings. A good agent will bring expertise to help you:
Navigate the Market: Understand Abbotsford's neighborhoods and property values. Negotiate Effectively: Secure the best deal on your transaction. Save Time: Avoid sifting through unsuitable properties or unqualified buyers. Qualities to Look for in the Best Realtor in Abbotsford
Local Expertise A top Abbotsford real estate agent is aware of special communities in the area including schools, amenities, and future developments.
Success in High-End Markets When it comes to Surrey luxury real estate, find a high-end experienced agent, one who has exclusive listings and knows how to market a property to high-end clients.
Client Focus The right agent puts your interests first and provides tailored tactics to support your objectives.
Good Communication A seamless experience in real estate is assured by rapid follow-up, proper explanations, and answers to your questions.
How to Find the Top Real Estate Agents in Abbotsford
Step 1: Internet Search Enter phrases like "best real estate agents in Abbotsford" to find the ones that have great ratings and glowing reviews who also have an excellent social media following.
Step 2: Verification of Credentials Ensure that the agent is licensed and registered with good organizations such as Fraser Valley Real Estate Board.
Step 3: Interview Candidates Ask your potential agents about their experience, recent transactions, and strategies for meeting your real estate goals.
Step 4: Look for Specialized Skills If your interest lies in luxury properties, find an agent with a track record of success in that niche.
Why Ajay Grover is the Best Realtor in Abbotsford Ajay Grover is that name that can be totally relied upon in Abbotsford's real estate industry with residential, commercial and luxury properties. Here's why Ajay is one of the best real estate agents in Abbotsford,
Ajay has deep knowledge of the local area that informs him about the neighborhoods within Abbotsford and the market trends in the area. He focuses on luxury homes in Abbotsford, as well as luxury real estate in Surrey. Client-First Approach: He believes in ensuring all of his clients receive exact care with his personal services commitment. Comprehensive Support: Right from consultations till the final closing, he ensures smooth sailing with his process for real estate. More on the service Ajay Grover is providing to customers in Grover Estates
Conclusion Trust First: Always find a person who emphasizes transparencies and forms strong relationships. Market Knowledge: Your agent should provide accurate advice based on current market trends. Seek Customized Solutions: Look for an agent who is customized to your needs while buying or selling a property. Ready to work with the best Realtor in Abbotsford? Call Ajay Grover today to begin your journey with confidence into real estate. Buying your dream home or perhaps checking out luxury real estate in Surrey? Ajay can deliver the best results.
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courtierimmobilier · 26 days ago
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Why Should You Buy Property in Montreal? Things You Need to Know
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Montreal is a dynamic, diverse, and culturally rich city that has become an increasingly attractive destination for residents and investors. Whether you're looking to settle down in one of Canada's most vibrant urban centers or explore promising real estate investment opportunities, buying property in Montreal is a decision that opens doors to numerous possibilities. 
Its affordable housing market compared to other major Canadian cities and its unique blend of European charm and North American modernity. Montreal offers something for everyone. Whether you're drawn by its thriving job market, beautiful neighbourhoods, or solid rental potential, there has never been a better time to explore and buy properties in Montreal. In this blog, we'll explore why investing in Montreal's real estate market is essential and how you can take advantage of all this incredible city offers.
Why Choose Montreal?
Montreal offers a unique blend of European charm and North American modernity. It's a place where history meets innovation, making it an attractive option for locals and international buyers. The city is known for its world-class education system, excellent healthcare, and lively cultural scene, making it an ideal place to live and invest.
But what exactly makes Montreal an appealing destination when you want to buy properties in Montreal? Let's break it down:
Affordable Housing: Unlike other major Canadian cities like Toronto and Vancouver, Montreal offers more affordable real estate prices. Whether you're looking to purchase a downtown condo or a suburban family home, your money goes much further in Montreal.
A Booming Rental Market: Montreal has a high demand for rental properties, particularly in central areas. Buying rental properties in Montreal can yield good returns if you are considering investing.
Diverse Neighborhoods: From the trendy Plateau-Mont-Royal to the quieter suburbs like Outremont, Montreal offers various neighbourhoods to suit different lifestyles. Whether you want to live near the action or prefer a peaceful residential area, there's something for everyone.
How to Buy Property in Montreal: A Step-by-Step Guide
Buying property in Montreal may seem overwhelming, especially if you're new to the area or real estate in general. However, the process can be smooth and rewarding with the right approach. Here's a simplified step-by-step guide to help you through it.
Understand the Market
Before you even start looking at properties, it's essential to understand the local real estate market. Prices in Montreal have been steadily increasing, but they are still relatively affordable compared to other major cities. Take some time to research neighbourhoods, average prices, and the types of properties available. You can do this by:
Checking real estate websites
Visiting open houses
Speaking with local real estate agents
Set Your Budget
Once you understand the market, it's time to set a budget. Knowing how much you are willing to spend and what you can afford is essential. When you buy property in Montreal, remember that the total cost includes more than just the property's price. You'll need to consider additional costs such as:
Property taxes
Notary fees (in Quebec, the notary handles the closing process)
Inspection fees
Renovation costs (if required)
Get Pre-Approved for a Mortgage
Before making an offer on a property, getting pre-approved for a mortgage is crucial. This shows sellers that you're serious and can afford to purchase. A pre-approval also helps you set realistic expectations about what you can afford.
Montreal offers a variety of mortgage options, including fixed-rate and variable-rate loans. Be sure to shop around and consult with mortgage brokers to find the best rate for your financial situation.
Work with a Local Real Estate Agent
While buying properties in Montreal without an agent is possible, it's highly recommended to work with a local expert. A real estate agent can guide you through the entire process, from finding the right property to negotiating the price.
Start Your Search
Now that you have your budget, mortgage pre-approval, and agent, it's time to start looking for properties. Montreal offers a range of real estate options, from luxury condos downtown to family homes in quieter neighbourhoods. When searching for properties, consider your lifestyle and needs.
Visit several properties to get a sense of what's available. Note the pros and cons of each property and try to imagine yourself living there. If you're an investor, consider the property's long-term potential and rental value.
Types of Properties to Buy in Montreal
Montreal offers a diverse range of properties to suit different needs and budgets. Whether you're looking for a modern condo or a charming Victorian home, there's something for everyone. Here are the most common types of properties to buy property in Montreal:
Condominiums (Condos)
Condos are popular for first-time buyers, young professionals, and investors. Montreal has many condos, particularly downtown and the surrounding neighbourhoods. Condos offer convenience and modern amenities and often require less maintenance than single-family homes.
Single-Family Homes
For those looking for more space, single-family homes in Montreal can be found in various neighbourhoods. Whether you're looking for a historic house with charm or a newer property with modern features, you'll find plenty of options. Homes are often located in suburban areas or quieter neighbourhoods like Westmount and NDG.
Duplexes and Triplexes
Duplexes and triplexes are popular among investors due to their rental potential. By purchasing a duplex or triplex, you can live in one unit and rent out the others, creating a steady stream of rental income. Montreal has many properties, particularly in Rosemont, Plateau-Mont-Royal, and Verdun.
Luxury Properties
Montreal is home to a growing luxury real estate market. If you're looking for high-end properties, you'll find stunning luxury homes and condos in areas like Westmount and the Golden Square Mile. These properties offer premium features, sizeable square footage, and proximity to the city's best amenities.
Montreal is an exciting city to buy property in Montreal, offering a variety of options for first-time buyers, investors, and families. With its affordable real estate prices, diverse neighbourhoods, and strong rental market, Montreal is an ideal location for real estate investment. By following this guide and working with local professionals, you can make a wise and rewarding property purchase.
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abbeyandolivier · 4 months ago
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Exploring the Real Estate Market in Montreal: How Abbey & Olivier Real Estate Agency Stands Out
Montreal, one of Canada’s most vibrant and culturally rich cities, has a real estate market that attracts both local and international buyers. Known for its blend of historic charm and modern developments, Montreal’s property landscape is diverse, offering everything from luxury condos and stylish apartments to family homes in suburban neighborhoods. If you're looking to navigate this dynamic market, partnering with a reputable real estate agency in Montreal is key. One such agency is Abbey & Olivier, a trusted name in Montreal's real estate sector.
Montreal’s Thriving Real Estate Market
The real estate market in Montreal has been booming in recent years, driven by several key factors:
Growing Demand for Urban Living: As more professionals, families, and students seek urban conveniences, demand for properties in downtown Montreal has risen significantly. The city's cultural attractions, business opportunities, and educational institutions make it a prime location for real estate investment.
Affordability Compared to Other Cities: Montreal offers relatively more affordable real estate options compared to cities like Toronto and Vancouver. This affordability makes it an appealing destination for first-time homebuyers and investors looking for value in Canada’s real estate market.
A Diverse Range of Properties: Whether you’re in search of a historic townhouse in Old Montreal, a sleek condo with stunning views, or a spacious suburban home, Montreal's real estate market has something for everyone. This diversity makes it essential to have expert guidance from a knowledgeable real estate agency.
Strong Rental Market: Montreal’s rental market remains robust, thanks to the city’s student population, growing workforce, and influx of newcomers. Investors can benefit from stable rental yields, especially in prime areas like Plateau Mont-Royal, Griffintown, and Downtown.
Cultural and Infrastructure Developments: With ongoing infrastructure improvements and cultural development projects, Montreal continues to enhance its appeal as a desirable place to live and invest. The city’s blend of European charm and North American efficiency adds to its allure.
Abbey & Olivier: A Leading Real Estate Agency in Montreal
When it comes to navigating the complexities of the Montreal real estate market, Abbey & Olivier stands out as a trusted and experienced real estate agency. Their deep understanding of the local market, combined with personalized service, makes them the go-to agency for both buyers and sellers.
Why Abbey & Olivier?
Expert Knowledge of the Montreal Market: Abbey & Olivier’s team is well-versed in the nuances of the Montreal real estate landscape. From knowing the best neighborhoods to understanding market trends, they provide valuable insights that help clients make informed decisions.
Personalized Service: At Abbey & Olivier, they believe that every client’s needs are unique. Whether you’re a first-time homebuyer, an investor, or someone looking to sell, the agency tailors its approach to ensure your specific goals are met.
Comprehensive Real Estate Solutions: Abbey & Olivier offers a full suite of real estate services, including property evaluation, marketing strategies, buyer representation, and investment advice. This holistic approach ensures that every aspect of the transaction is handled with expertise and professionalism.
Strong Negotiation Skills: In a competitive market like Montreal, strong negotiation skills are crucial to securing the best deals. Abbey & Olivier’s agents are known for their ability to negotiate favorable terms for their clients, whether it's getting the best price for a buyer or maximizing returns for a seller.
Wide Network of Contacts: As a prominent real estate agency in Montreal, Abbey & Olivier has built strong relationships with other professionals in the industry, including mortgage brokers, lawyers, contractors, and home inspectors. This network ensures a smooth and efficient real estate process for clients.
Emphasis on Transparency and Trust: Abbey & Olivier prides itself on building long-lasting relationships based on trust and transparency. Their open communication and honest advice have earned them a loyal client base and a strong reputation in the Montreal market.
How Abbey & Olivier Can Help You
For Buyers: Whether you’re searching for a downtown condo, a family home in the suburbs, or an investment property, Abbey & Olivier will guide you through every step of the buying process. From understanding your budget to finding the right neighborhood, their agents offer personalized advice to match your lifestyle and investment goals.
For Sellers: If you’re selling a property in Montreal, Abbey & Olivier ensures that your listing reaches the right audience. They use innovative marketing strategies, including digital and traditional media, to maximize exposure and attract serious buyers. Their agents also offer expert pricing advice to ensure you get the best possible value for your property.
For Investors: Montreal’s rental market is ripe with opportunities for real estate investors. Abbey & Olivier provides tailored investment advice, helping clients identify properties with strong rental potential and long-term appreciation.
The Montreal real estate market offers exciting opportunities for homebuyers, investors, and sellers alike. To successfully navigate this diverse and dynamic market, partnering with a reputable real estate agency in Montreal is essential. Abbey & Olivier has established itself as a leader in the field, offering expert knowledge, personalized service, and a commitment to helping clients achieve their real estate goals.
Whether you’re looking to buy your dream home, sell your property for maximum value, or invest in Montreal’s thriving rental market, Abbey & Olivier provides the expertise and guidance you need. Their dedication to transparency, professionalism, and client satisfaction ensures that your real estate experience will be smooth, successful, and rewarding.
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neenaparmar · 9 months ago
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Top 15 Mortgage Brokers in Metro Vancouver, BC, Canada
Neena Parmar
Our mortgage professionals are experts in their field and many are ranked among the best nationally. Launched in January 2006, we were named Best Newcomer (Mortgage Brokerage Firm) at the prestigious CMP Canadian Mortgage Awards 2008 – the Oscars of the mortgage brokering industry. At the 2009 CMAs, we received the Best Branding Award, and again in 2010, with the addition of the prestigious title of Mortgage Brokerage of the Year and Best Advertising. At the 2011 Awards, we again walked away with the Best Advertising award, and in 2012 we were honoured with: National Broker Network of the Year; Best Advertising; and Best Branding.
Phone no- 604-825-0402 Address- 201 - 13049 76 Avenue Surrey, BC V3W 2V7, Canada Website link- https://neenaparmar.ca/
True North Mortgage Inc.
We've been here for over 17 years — giving Canadian home buyers a better choice to get a mortgage. Unified, salaried and armed with mortgage know-how, we've revolutionized the mortgage industry. We're proud to offer you the True North Advantage — online, over the phone, or at one of our locations across Canada.
Phone no- 1-877-778-4772 Address- True North Mortgage· 3600 - Bow Valley Sq II· 205 - 5th Ave S.W· Calgary, AB T2P 2V Website link- https://www.truenorthmortgage.ca/
GLM Mortgage Group
GLM Mortgage Group is well versed in obtaining financing for Self Employed and Commission Based Individuals who have low reporting income. Our Vancouver Mortgage Brokers also have valuable experience in clients with previous bankruptcies, unique properties, and even foreclosures.
Phone no- 604–259–1486 Address- 1001 West Broadway #164 Vancouver, British Columbia, Canada,V6H 4B1 Website link- https://geoffleemortgage.com/
Pioneer West
Pioneer West Acceptance Corporation is a mortgage broker and mortgage investment corporation (MIC), with offices in North Vancouver, BC and Calgary, Alberta. We strive to provide our borrowing clients with the best mortgage financing available for their specific needs.
Phone no- 1-604-987-1420 Address- 814 15th St W, North Vancouver, BC V7P 1M6, Canada Website link- https://pioneerwest.com/
Laina Saccone
Laina brings a diverse background of skills and professional experience to her role as a mortgage broker, serving clients in the Greater Vancouver area and across the province of British Columbia.
Phone no- 778.896.0605 Address-Mortgage Advisor, 2600-595 Burrard Street Vancouver, BC V7X 1L3 Website link- https://lainasaccone.com/
Ratehub.ca
Ratehub.ca became the first comparison service to integrate an in-house mortgage brokerage (the award-winning Ratehub.ca mortgage brokerage, formerly known as CanWise Financial).
Phone no- 1-866-988-6324 Address- 20 Queen Street West Suite 1100 PO Box 57 Toronto, ON M5H 3R3 Website link- https://www.ratehub.ca/
4Front Mortgage Brokers
As mortgage brokers, we strive to provide outstanding service as well as a variety of options and borrowing solutions for our clients. Since opening the 4Front Mortgages | Mortgage Alliance office, we have grown from 4 partners to 24 team members with diverse backgrounds and experience.With a combined total of over 155 years of experience in institutional lending, our brokers can get you the right lending package for your needs.
Phone no- (604) 738-8128 Address- 375 E Broadway Vancouver, BC V5T 1W6 Website link- https://4frontmortgages.com/
Reza Sabour
In my professional career I have spent over 15 years in the financial services industry working for the big banks before I decided to work as an independent Mortgage Broker. I made the switch because I was tired of putting my clients into a box of limited options that never fully met their needs.
Phone no- 778.229.4450 Address- #304 - 3053 Edgemont Blvd North Vancouver, BC V7R 2N5 Website link- https://www.sabourmortgages.com/
Sparo Mortgage
Helping first time home buyers or next home buyers is the foundation of our business. By providing helpful information and mortgage options with the most advantageous lenders matching their home ownership goals, clients are set-up for success.
Phone no- 604 329 9971 Address- 15252 32 Ave Suite 306 Surrey BC V3Z 0R7 Website link- https://sparomortgage.ca/
Sneg Mortgage Team
They are proud parents to their three daughters, Shira, Adi, and Maya. When they opened their Vancouver mortgage broker business, it was their goal to bring the value of unique, original thinking to the Canadian system for the benefit of our clients.
Phone no- 1 (604) 339-1577 Address- 601 West Broadway, Suite 400 Vancouver, BC V5Z 4C2 Website link- https://snegmortgageteam.ca/
Vu Le Mortgage Group
Here at Vu Le Mortgage Group, we are committed to finding all our customers the absolute best custom mortgage solutions that meet all their wants and needs. Whether you need to finance a new home, refinance an existing mortgage, or need to remortgage your home, we will use our expertise to find you the best fit for your financing.
Phone no- (604) 812-9119 Address-1665 Kingsway, Vancouver, BC V5N 2S2 Website link- https://www.vulemortgages.ca/
Tim Hill
As a licensed Mortgage Broker I have direct access to the best mortgage products, rates and promotions – many of which are only available through a Mortgage Broker.
Phone no- 604-210-2739 Address-206 - 19141 Ford Road Pitt Meadows, BC V3Y 2P8, Canada Website link- https://timhill.ca/
Arise Mortgage
Arise Mortgage is a direct lender and a licensed mortgage broker that serves clients to achieve their borrowing needs. With our professional team combined experience of more than 50 years in the industry, we have the expertise to provide the best solutions to all types of financing situations.
Phone no- 604-722-8404 Address-1385 W 8th Ave, #105 Vancouver​ BC V6H 3V9 Website link- https://www.arisemortgage.ca/
CAROL CHENG
With over 15 years of experience in the mortgage industry, I've helped over a thousand clients secure their mortgage. I have extensive experience with various mortgage products and niche properties.
Phone no- 604-716-8011 Address-2608 Granville St. Suite 550 Vancouver, BC Website link-https://www.carolcheng.ca/
Annie Tan Mortgage
I firmly believe that a mortgage broker's role is to be your ultimate and trusted mortgage partner. My core philosophy revolves around guiding you to the best mortgage options and ensuring you're fully aware of all available choices.
Phone no- 604.318.1292 Address-A201 - 9000 Bill Fox Way, Burnaby, British Columbia V5J 5J3, Canada Website link-https://atmortgage.ca/
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vancouverrealestateteam · 1 year ago
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Navigating Vancouver's Real Estate Landscape with an Expert Vancouver Real Estate Agent
Vancouver, a city known for its natural beauty, diverse neighborhoods, and thriving real estate market, presents a unique opportunity for homebuyers and sellers. To ensure a successful and stress-free real estate experience in this dynamic city, partnering with a knowledgeable and dedicated Vancouver Real Estate Agent is essential.
Why Choose a Vancouver Real Estate Agent:
Local Market Knowledge: Vancouver is a diverse city with a wide range of neighborhoods, each offering unique advantages. A local Vancouver Realtor possesses intimate knowledge of the area, helping you find the neighborhood that best suits your lifestyle and investment goals.
Market Insights: The real estate market is ever-changing, and a Vancouver Real Estate Agent can provide you with current market insights, property values, and emerging trends. This knowledge is invaluable when making informed decisions.
Personalized Guidance: Your real estate agent will take the time to understand your specific needs and preferences, ensuring that the properties they present to you align perfectly with your goals, whether you're buying or selling.
Negotiation Skills: Real estate transactions often involve negotiations. An experienced Realtor can skillfully advocate for your interests, ensuring that you secure the best deal possible.
Legal Expertise: Real estate transactions can be complex, involving legal processes and regulations. Your Vancouver Realtor will be well-versed in local laws and procedures, providing you with confidence throughout the process.
Qualities of a Top Vancouver Real Estate Agent:
Local Knowledge: A top Vancouver Realtor should have deep roots in the city and know its various neighborhoods, market conditions, and opportunities inside and out.
Communication Skills: Effective communication is paramount in real estate. The best agents are not only excellent listeners but also skilled at providing clear and timely information to their clients.
Professional Network: A top Vancouver Realtor has strong connections with industry professionals, such as mortgage brokers, home inspectors, contractors, and legal experts, ensuring a seamless transaction.
Proven Track Record: Research your potential agent's past transactions and client testimonials to ensure they have a history of successful deals and satisfied customers.
Integrity: Trust is the foundation of any real estate relationship. The best Realtors operate with honesty, transparency, and a strong code of ethics, putting your interests first.
Vancouver's real estate market is a dynamic one, offering a wide range of opportunities for homebuyers and investors. Whether you're a first-time homebuyer, a growing family, an experienced investor, or looking to downsize, a dedicated Vancouver Real Estate Agent will help you navigate the city's real estate landscape to find the perfect property that matches your unique needs.
If you're ready to explore the Vancouver real estate market with the assistance of a trusted Realtor, now is the perfect time to start your journey. Contact our team of dedicated real estate professionals who can assist you in finding the ideal Vancouver Real Estate Agent to help you buy or sell property in this dynamic and thriving city, where your real estate dreams can become a reality.
For More Info :-
Vancouver real estate agent
North Vancouver homes for sale
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ultimateonlinemortgage · 6 years ago
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Is it worth it to Refinance my Mortgage? | Ultimateonlinemortgage.com There is lots to consider when thinking about refinancing your mortgage.
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atpmortgage-blog · 5 years ago
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Best Mortgage Broker Vancouver for Home Loans at Best Rates
Mortgage loans are loans that are taken by borrowers for purchase of a real-estate property, especially a home. Due to exorbitant rise in land rates, buying a house with a direct payment is highly improbable for service-class people. To keep their dreams afloat, First  Time Home Buyer relies on mortgage loans where the lender (generally a bank) doles out cash to the borrower under the condition that the loan amount be paid on time. The loan rates, though fixed by the bank, vary according to the market conditions prevalent at that time. Usually, the time limit is 15-30 years. It is agreed upon by both parties that should there be failure in payment; the lender has the authority to seize the asset. 
Right rates for buyers
Mortgage brokers come into the picture to act as an intermediate between the two parties. They are experienced and competent professionals whose services are enlisted by home buyers to help them assess several mortgages and come up with the right mortgage based on the terms and loan rates. Since they have a wide range of connections with various lenders, they are qualified enough to choose the Best Mortgage Rates for their customers. 
Vancouver, a bustling Canadian seaport in British Columbia, has emerged to be the fifth most prominent and powerful financial hub in the North American continent. As the largest city of British Columbia, it's obvious that major business corporations would be based here. Mortgage Professionals Canada is a national association which strives to provide ethical as well as professional education to mortgage brokers, lenders and mortgage consumers. In Canada, after completion of educational training and with a minimum work experience, the government provides license to mortgage brokers. 
Find the best mortgage brokers
Finding the Best Mortgage Broker Vancouver is an uphill task that requires patience. Try to ensure that the broker is a local one so that in-person can be conducted as and when deemed necessary. Clarity of thought and an honest assessment of your present financial condition are of utmost importance while selecting the best mortgage plan at a reasonable rate.
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bzuujogosonline · 3 years ago
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Ask your Broker for an invite to our App today!
Established in 1989, Central Agencies Ltd. is 100% Canadian owned and family operated General Insurance Brokerage with 3 Branch locations: Langley, Richmond and North Vancouver and 4 Satellite locations in Kamloops, Oliver, Penticton, and Lynn Valley. We have over 75 Licensed Insurance Brokers ready to serve you. With over 80 insurance markets we can offer you the best coverage for all your insurance needs! #insurance #realestate #markets #lifeinsurance #healthcare #mortgage #retail #healthinsurance #florida #brokers
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groverestates · 22 days ago
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🌟 Why You Need the Best Realtor in Abbotsford 🌟
Buying or selling a home is a big decision—work with the best Realtor in Abbotsford to make it seamless and stress-free!
✅ Local Knowledge: Insight into Abbotsford's hottest neighborhoods. ✅ Proven Expertise: A track record of successful transactions. ✅ Personalized Service: Tailored strategies to meet your unique needs. ✅ Market Advantage: Access to exclusive listings and expert negotiation.
🏡 It becomes a successful real estate venture with a trusted partner side. Choose the best Realtor for good results in Abbotsford!!!
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majidsharifi0 · 4 years ago
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Need a real estate agent in North Vancouver? Do you have a house for sale in Port Coquitlam or need a mortgage broker?
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vancouverrealestateteam · 1 year ago
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Navigating the Vancouver Real Estate Market: Why You Need an Experienced Realtor
Are you considering buying or selling property in the bustling city of Vancouver, British Columbia? With its diverse neighborhoods, competitive market, and unique real estate landscape, navigating Vancouver's real estate market can be a daunting task. That's where an experienced Vancouver realtor comes in. In this article, we'll explore the advantages of working with a seasoned real estate professional in Vancouver and why their expertise is invaluable in this dynamic market.
Understanding the Vancouver Real Estate Landscape
Vancouver is known for its stunning natural beauty, with a backdrop of mountains and a breathtaking waterfront. It's also a city characterized by its diverse neighborhoods, each offering a unique lifestyle and amenities. From the bustling downtown core to the family-friendly suburbs and everything in between, Vancouver's real estate market has something for everyone.
However, this diversity can make the market complex to navigate. Prices can vary significantly from one neighborhood to another, and factors like proximity to schools, public transportation, and local amenities can greatly impact property values. Understanding these nuances requires in-depth knowledge of the city and its real estate trends.
Market Expertise and Local Knowledge
One of the key advantages of working with an experienced Vancouver experienced realtor realtor is their intimate knowledge of the local market. These professionals have their fingers on the pulse of Vancouver's real estate trends, including price fluctuations, inventory levels, and emerging neighborhoods. They can provide valuable insights and data-driven advice to help you make informed decisions.
For buyers, an experienced realtor can help you identify properties that align with your budget and preferences. They know where to find hidden gems and can guide you through the negotiation process to secure the best deal. For sellers, a seasoned realtor can accurately price your property to maximize its value in the market and create effective marketing strategies to attract potential buyers.
Navigating Legal and Regulatory Complexities
Vancouver's real estate market is subject to various laws and regulations, including zoning laws, property taxes, and foreign buyer restrictions. These rules can change over time and may have a significant impact on your real estate transactions. An experienced realtor is well-versed in these legal complexities and can ensure that your transaction complies with all relevant regulations.
Moreover, Vancouver has unique challenges such as the North Vancouver realtor Empty Homes Tax and the Speculation and Vacancy Tax. These taxes are designed to address housing affordability and may affect your real estate investment decisions. A knowledgeable realtor can help you navigate these taxes and advise on strategies to minimize their impact.
Connections and Resources
Experienced realtors in Vancouver have an extensive network of connections in the industry, including mortgage brokers, home inspectors, contractors, and more. These connections can be invaluable when you're buying or selling a property. They can recommend trusted professionals to assist with various aspects of your real estate transaction, ensuring a smooth and efficient process.
Additionally, established realtors often have access to exclusive listings and off-market opportunities. This gives their clients a competitive edge in a market where inventory can be limited, especially in highly sought-after neighborhoods.
Negotiation Skills
Negotiation is a critical aspect of any real estate transaction, and it's an area where an experienced realtor truly shines. They have honed their negotiation skills over years of practice and can effectively represent your interests in price negotiations, contract terms, and other key aspects of the deal. Their ability to negotiate can save you money as a buyer or maximize your profits as a seller.
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20 Up-and-Comers to Watch in the investment properties vancouver Industry
Tips regarding how to Become a Real-estate Trader in Vancouver
How would you come to a decision if real-estate is a good financial commitment? This question is questioned by many people who are new to the marketplace. It's accurate that property will not be a superb financial commitment for everyone. You need to think about your personal spending budget and cash movement just before determining if investing in real-estate is a good suggestion.
A technique to determine if real-estate is a great expense is always to just take into account your revenue and investing routines. For anyone who is just beginning, try to be careful as the profit you make on housing will count on the land and the cost of land.
7 Little Changes That'll Make a Big Difference With Your best places to buy rental property in bc
This normally takes time, for the reason that distinct home loan organizations take various lengths of your time to evaluate your application. Also, considering the fact that there are numerous home finance loan businesses to select from, it may be hard to know which one particular will approve you. You can find some support in this article by undertaking a little homework and gathering just as much information as is possible before you decide to complete an software.
To start with, make a decision which kind of residence you need to buy. Will you desire a foreclosure assets or a whole new dwelling? A foreclosure assets will be more affordable, nevertheless it can also be tougher to search out. For anyone who is looking for a different household, it could acquire longer, but it could be much easier to find a lender who would be inclined to assist you by using a new home.
Additionally, you should also decide what sort of financial loan you should tackle with regards to a different home. Would you like a property finance loan, a home fairness mortgage, or equally? This choice may make a major big difference in how speedily you will find a mortgage lender who will help you get permitted.
9 Signs You're a best places to buy rental property in bc Expert
If you reside within the suburbs, which include Langley, Surrey, Coquitlam, Maple Ridge or White Rock, Vancouver just isn't for you. Because the demand from customers for house in these areas is a great deal decrease in comparison to the demand from customers inside the Main places, you cannot find a assets as very easily. Some regions consist of South Surrey, Langley, Coquitlam, Maple Ridge, Langley, Mission, Surrey, Mount Nice, White http://www.thefreedictionary.com/real estate investing 2020 Rock, Abbotsford, and Maple Ridge. You may as well search in suburban places in Burnaby, Richmond, Pitt Meadows, Maple Ridge, and Maple Ridge.
So that you can turn into effective With this sector, you need to know the way to Adhere to the trends, in addition to to go through and recognize the traits. You also need to be an exceedingly solid willed human being. Nonetheless, if you can find a mentor who will information you through the full system, you can certainly come to be A prosperous housing investor.
Since you have an interest in how to invest in Vancouver real estate, the following query you have to inquire is how you can make sure you are getting the best discounts With regards to Attributes. The solution is to look into the MLS and Trans Canada real estate websites.
Are you serious about acquiring out what a lender can perform to hurry up the acceptance approach In regards to purchasing a home in recent financial instances? It can be a thing that might not be very obvious to people who find themselves just starting out from the real estate current market. There are methods To do that which can be respectable and truly Never need any Particular expertise.
As an example, sometimes, a lender might be prepared to increase the amount of time it takes to get accepted if you select to purchase a new residence. That is, they may offer you a split around the payment course of action if you end up picking to buy a different residence as an alternative to a foreclosure or a new dwelling. Obviously, it is best to consider this very carefully.
It can also support to discover regardless of whether your lender gives you a mortgage loan if you take out a loan to purchase a home. In that case, chances are you'll get an extension on the top in the personal loan, which will help you buy the home a lot quicker. Eventually, you should contemplate what other loans you could possibly get when You are looking for A neater way to get a home finance loan.
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Any time you look for a lender who will assist you to, remember to request it. The sooner you can do this, the higher. You will not have to await months, or maybe many years, should you talk to early adequate.
Great things about Getting an Investing Residence in Vancouver
There are plenty of explanations to purchase Vancouver real-estate. By definition, You should buy a house when it can be priced at a certain amount of money. In Vancouver, there are several important factors that establish the cost of your assets and when You should purchase it. By knowledge these things, it is possible to be specific you won't devote in excess of you are able to pay for or attain the residence at a selling price you believe is usually a discount.
There's two traits of most Houses: site on your own. The very first thing to take into consideration is whether you reside around any position wherever the residence is found. If you need to do, it is reasonable to acquire it. However, if you reside in a location where by the property isn't made use of or is not likely for use during the near long run, you must avoid it. The key reason why is straightforward: you won't fork out the residence's complete inquiring price tag in the event the assets is located significantly from its precise sector value.
In actual fact, you need to know that in Canada you'll find 4 residence classes. These include things like residential, commercial, agricultural and army. Certainly, you'll find even more types too.
So the next concern is how to take a position in Vancouver real estate property? The solution is usually to Select a business or agricultural home. Both equally of these are generally reduced-priced and provides you with some wonderful returns in your investment.
Vancouver Qualities usually are popular and straightforward to discover. Your situation is a whole lot unique for Qualities Found about the North Shore or in Stanley Park. If you are attempting to uncover a suitable house to invest in, you can be suggested to search within the downtown spot or in the downtown west or downtown east neighbourhoods. You can even seem in upscale neighbourhoods, for instance Cambie, Gastown, Downtown Eastside and Coal Harbour. These spots are a lot more appealing and simple to Find.
If you reside within the suburbs, which include Langley, Surrey, Coquitlam, Maple Ridge or White Rock, Vancouver just isn't for you personally. Since the need for residence in these places is a great deal decreased than the need while in the Main regions, you cannot discover a house as effortlessly. Some of these locations involve South Surrey, Langley, Coquitlam, Maple Ridge, Langley, Mission, Surrey, Mount Nice, White Rock, Abbotsford, and Maple Ridge. You can even glimpse in suburban areas in Burnaby, Richmond, Pitt Meadows, Maple Ridge, and Maple Ridge.
As a way to become thriving On this business, you have to know the way to Stick to the trends, in addition to to read and recognize the tendencies. In addition, you must be a really sturdy willed person. Nonetheless, if you'll find a mentor who can guideline you throughout the whole process, you can certainly grow to be a successful real estate investor.
20 Reasons You Need to Stop Stressing About investing in real estate bc
An additional approach to acquiring out exactly what the lender will approve you is to employ a broker. Brokers typically give solutions connected with shopping for and providing. They also know what lenders will approve you for, and how much time it will get to obtain approved.
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Are you keen on obtaining out what a lender can perform to speed up the acceptance procedure On the subject of obtaining a house in the latest economical instances? It can be something which might not be pretty noticeable to people who find themselves just beginning in the real estate sector. There are ways to do this that happen to be legitimate and really You should not call for any Distinctive competencies.
Your objective in becoming an investor is to order and sell households inside of a timely method. You need to know how to monitor every one of the transactions you are associated with so as to generate a detailed stock and track. Homepage You would like in order to identify the amount revenue you manufactured in each transaction and the amount earnings you built in The entire calendar year.
Previous but not least, I want to provide you with suggestions regarding how to turn into a property investor. 1 idea is to go surfing and look for corporations which offer housing investment decision courses. An additional idea is to join discussion boards in which you can ask other real estate property traders questions about how to be a real estate Trader.
Ideally this article has offered you some tips on how to become a property Trader. If you still have any concerns, you can normally get in contact with me at any time on my website which is underneath.
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sukhiegill · 5 years ago
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the-estate-sell · 6 years ago
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Guide To The Buying Luxury Real Estate
Guide To The Buying Luxury Real Estate
There is nobody style, vogue or size that embodies a luxury home. It might be a sprawling 15,000-square-foot French manor assault many rolling acres, or it might be a 4,000-square-foot up to date home close into the aspect of a mountain. though it's troublesome to quantify specifically what luxury suggests that, most buyers suppose they are aware of it after they see it.
Across u.  s., sales of luxury homes are touching records. the amount of Calif. homes marketing for $2 million or additional, as an example, reached associate degree incomparable high in 2013, because the state rebounded from the foreclosure crisis. The U.S. isn't the sole place seeing big sales of luxury homes. Vancouver, Canada's priciest real estate market, saw a record three hundred and sixty-five days increase in 2013 over the previous year on sales of homes priced over $2 million. 
Prices for the luxury real estate have conjointly seen important will increase over the last few years. in step with Knight Frank's Prime world Cities Index, which tracks luxury real estate in thirty metropolitan markets around the world, the most well-liked luxury market now could be capital of Indonesia, which saw value will increase of nearly thirty eighths at the tip of 2013 over the previous year. Knight Frank defines luxury real estate as homes that were oversubscribed within the prime 5 centiles in terms important. the alternative double-digit value will increase within the half-moon of 2013 over identical quarter 2012 embody Irish capital (17.5%), Peiping (17.1%), city (17%), l.  a.   (14%), Tel Aviv (12.7%), port (12.3%), port of entry (10.4%) and the big apple (10.4%).
Why Growth?
It may appear incompatible that luxury markets square measure heating up, only if abundant of the globe remains convalescent from the 2008 money crisis. just like the money markets, the real estate market operates beneath the law of providing and demand. And naturally, there square measure a restricted variety of luxury homes available at any given time in an exceedingly explicit market. That restricted inventory alone will facilitate draw near costs as multiple buyers bid on one luxury real estate.
Strong Job Market
In several metropolitan markets, like Denver, low state rates let alone well-paying jobs have to burn the posh real estate market. Chris Mygatt, president of Coldwell Banker Residential Brokerage in Colorado, said, "We haven't seen this type of fury in luxury home sales before. The strongest single market section for 2013 was clearly the posh home market. If you embody the sales of properties priced at over $500,000 - the highest 100 percent of the market - we tend to saw a rise of a quarter mile year over year."
International buyers
In the U.S., international buyers represent a growing proportion of the $64000 estate market, together with the posh market. From Apr 2012 - March 2013, international transactions were at $68.2 billion, that created up quite 6 June 1944 of total U.S. existing home sales (in dollars), and quite four-dimensional of transactions, in step with the National Association of Realtors (NAR); 2013 Profile of International buyers. Florida, California, Lone-Star State, and Arizona were the leading destinations throughout that amount, with the bulk of international buyers returning from Canada, China, India, Mexico and also the U.K. These numbers represent a tiny low decrease from 2012's $82.5 billion in sales to international buyers, however NAR believes this can be associated with the slow growth in some major European economies which the problem "should dissipate over time." 
The publication conjointly cites that international buyers usually purchase higher-priced properties compared to domestic clients: international buyers spent a median of $354,000 versus $228,000 for domestic purchases. Due partly to the tight U.S. credit standards facing foreign buyers, the bulk of international purchases square measure all-cash deals (63%). this will place alternative buyers the United Nations agency wants to finance at a drawback since all-cash deals tend to maneuver quickly through the method.
The U.S. comparatively cheap
The U.S. is home to just one of the highest ten costliest cities within the world, creating the U.S. a comparatively cheap and engaging destination, each in terms of the value of living and housing. in step with Forbes Magazine, the highest ten costliest cities within the world (as of March 2013) are:
1. Hong Kong, China 2. Tokyo, Japan 3. London, UK 4. Paris, France 5. Moscow, Russia 6. New York, NY 7. Shanghai, China 8. Singapore 9. Mumbai, India 10. Sydney, Australia
Buying a Luxury Home
According to the 2013 Profile of Home buyers and Sellers printed by the National Association of Realtors, 9 out of ten buyers used the net at some purpose once trying to find a home, and forty-third of recent buyers 1st found the house they purchased online.
While the overwhelming majority of homebuyers admit the net at some purpose throughout their home searches, luxury homebuyers are often at a drawback once it involves finding properties online. several high-end properties are not listed on MLS or search engines. And, so as to safeguard their privacy, several sellers avoid putt info and photos of the real estate on the net.
Find a certified real estate Agent
If you're within the marketplace for a luxury home, a certified real estate agent United Nations agency is aware of the posh market could also be your best bet for locating properties that square measure available however that aren't essentially simple to seek out thanks to privacy issues. associate degree agents acquainted with the posh market might have details concerning listings before they hit the open market. And, associate degree skilled agent is able to assist you to confirm the value of a luxury real estate. Most residential real estate is valued victimization comparables - similar properties within the space that have recently oversubscribed. Valuing luxury properties usually, |will be|is|may be} a challenge since often there aren't any similar properties within the space.
Financing
The loan method for luxury homes usually takes longer than for smaller mortgages. although your financials square measure in a sensible order, it should take forty-five to sixty days to secure a loan. Since it will take over time, and since the vendor of a luxury house is typically inquisitive about showing solely to qualified buyers, several real estate agents suggest having your mortgage broker, loan officer or personal banker get your finance approval too soon within the method.  
Due Diligence
As with any real estate purchase, it's vital to require the time to properly examine a luxury home before purchase. In several cases, luxury homes square measure larger and have amenities that will need specialized home inspectors, such as:
. Pools and spas
. Fountains and ponds
. Lawn irrigation systems
. Exterior fireplaces
. Automatic screen and canopy systems
. Central vacuum systems
. Heated floors/driveways
. Sophisticated security/surveillance systems
. Landscape lighting
The Bottom Line
The luxury home market has skilled record growth within the last many years. abundant of the expansion within the U.S. and Canada is that the results of international buyers United Nations agency need to require advantage of favorable exchange rates, square measure relocating for work, square measure victimization real estate as associate degree investment, or United Nations agency could also be affluent oldsters getting a home or dwelling for his or her youngsters United Nations agency attend North Yankee universities.
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mikemortgage · 6 years ago
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Black Dragon Gold Corp.: TSX-V Delisting
VANCOUVER, British Columbia — Black Dragon Gold Corp. (TSXV: BDG; ASX: BDG) (“Black Dragon” or the “Company“) announces that the Company’s common shares without par value (the “Shares“) will be voluntarily delisted from the TSX Venture Exchange (the “TSX-V“) effective at the close of trading on February 28, 2019.
The Shares will continue to trade on the Australian Securities Exchange (the “ASX”) as CHESS Depository Interests (or “CDIs”) under the ASX Code “BDG”.
Black Dragon determined to voluntarily delist from the TSX-V due to the following factors:
The Company believes that the minimal trading activity of the Shares on the TSX-V no longer justifies the expense and administrative requirements associated with maintaining its dual listing;
The majority of the Company’s investors are Australian based. Accordingly, a single listing for the Company on the ASX will better serve investors and investments in the Company; and
The Company’s continuing ASX listing is expected to provide shareholders with a sufficiently liquid market.
Implications for holders on the Company’s Canadian register
Shareholders who are registered on the Canadian register will receive a letter in relation to the delisting process shortly after the Shares have been delisted from the TSX-V.
In order to trade their holdings on the ASX, shareholders on the Company’s Canadian register will need to convert their shareholdings to CDIs by completing and submitting the “Register Removal request – Canada to Australia CDIs” request form. The applicable form can be obtained from the Company’s Canadian Share registry, Computershare Investor Services Inc. (“Computershare”) by either:
1. downloading the following form : Register Removal Request – Canada to Australia CDIs; or
2. contacting Computershare’s Global Transaction Unit at:
Canada (toll free) at 866-277-2086;
US (toll free) at 877-624-5999; or
International +1-781-575-4086
For shareholders who hold their Shares through a broker or other intermediary which is a CDS participant, the CDS participant/broker must complete and submit the “CDI Issuance Form”, or submit the CDI Issuance Instructions through xSettle on the shareholders behalf. Accordingly, shareholders who hold their Shares through brokers should contact their brokers for information on trading their holdings through the ASX.
Until a conversion of Shares to CDIs is effected, shareholders on the Company’s Canadian register and beneficial shareholders holding their securities through a CDS participant broker will not be able to trade their holdings on the ASX and their Shares will remain on the Canadian Share register.
For further information in relation to the transfer process, please contact Computershare’s Global Transaction Unit (refer details above) or the Company at +44 20 79934077.
Signed “Paul Cronin”
Chief Executive Officer on behalf of the Board of Directors
BLACK DRAGON GOLD CORP. 1000 Cathedral Place 925 West Georgia Street Vancouver, BC V6C 3L2, Canada, T- +44 20 79934077 F- +44 20 71128814 [email protected] www.blackdragongold.com
ABOUT BLACK DRAGON GOLD
Black Dragon Gold “BDG” is the 100% owner of one of the largest undeveloped gold projects in Europe, the Salave project. Salave is situated in the North of Spain in the province of Asturias. The Salave project has an updated combined Measured and Indicated Mineral Resource of 8.21 million tonnes grading 4.58 g/t Au, containing 1.21 million ounces of gold, plus Inferred resources totalling 3.12 million tonnes grading 3.47 g/t Au, containing 348,000 ounces of gold.
A full technical report summarizing the Mineral Resource estimate completed by CSA Global is available on the company’s web site and posted on SEDAR. In addition to the current Mineral Resource, historical exploration work suggests there is the potential for additional mineralisation within Black Dragon’s landholdings.
FORWARD-LOOKING STATEMENTS
This news release contains certain “forward-looking statements”. All statements, other than statements of historical fact that address activities, events or developments that the Company believes, expects or anticipates will or may occur in the future are forward-looking statements. These forward-looking statements reflect the current expectations or beliefs of the Company based on information currently available to the Company, as well as certain assumptions (including, in particular, the future liquidity on the ASX). Any forward-looking statement speaks only as of the date on which it is made and, except as may be required by applicable securities law, the Company disclaims any intent or obligation to update any forward-looking statement, whether as a result of new information, future events or results or otherwise. Although the Company believes that the assumptions inherent in the forward-looking statements are reasonable, forward-looking statements are not a guarantee of future performance and accordingly, undue reliance should not be put on such information due to the inherent uncertainty therein.
Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release.
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View source version on businesswire.com: https://www.businesswire.com/news/home/20190218005095/en/
Contacts
Paul Cronin CEO & Managing Director P: +44 20 79934077 E: [email protected]
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