#used cars financing
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vamprisms · 7 months ago
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one does not simply walk into mordor? thank fuck i hate walking. tell sam to pull the 1998 nissan micra around
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bitchesgetriches · 1 year ago
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Hey bitches? How do I buy a car? Is it possible to get one without much savings? Or is it smart to get a loan?
Hi chickadee! Everything we know about choosing and paying for a car is in this lovely two-parter:
Buying a Car with the Bitches, Part 1: How to Choose Your Car 
Buying a Car with the Bitches, Part 2: How to Pay for Your Car 
Good luck!
If this helped you... tip us!
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rantithesis · 5 months ago
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I hope you guys realize that men are not modifying it to “boy math” when they talk about their own silly or frivolous spending, they are still calling it “girl math.” Girl math has become shorthand for cutesily making doltish financial decisions, even when men themselves are doing it. And they think they are being progressive doing it too, because it’s a “feminist” joke.
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autumnalhalcyon · 4 months ago
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#i am at my fucking limit lol#i need to leave this fucking town and this fucking state the very second i can nail down both a car and a remote job#the fucking ''''affordable'''' housing company i rent from has once again opted to start harassing us#and we're once again gonna have to be in a fucking fight with landlords who think that we're making too much money to live in a $1200 apt#and want us to pay $2000 a month for this rathole we live in despite taxes and deductions literally absorbing a quarter of our earnings#so they want to absorb half of what we have left when ive yet to be able to even afford a car that isn't a fucking beater destined for scrap#at least not without using p much all of my current life savings in the process#so we have to instead get around by buses that refuse to actually show up take us on huge detours for no reason have lead feet that-#-exacerbate my chronic pain and - oh! how could i forget? is also horrifically mismanaged to the point where they're now canceling entire-#-bus routes including the one i take to work and ALSO GOES TO THE AIRPORT lol#and nothing will fucking change about the highway robbery rent hikes bc the entire state legislature is filled with and bought by-#-landlords NIMBYs and property management firms.#that's not even getting into the fact that ive got too many traumatic memories too many enemies and not enough good things to show for it#the only thing I've got in this fucking town is my partner bc not even our home can be considered safe anymore.#i want to take them and the home we dream of and get the fuck out bc i can't keep doing this shit#and i can't even fucking talk to them about this bc they need me to be the strong one for once#im so tired. i feel like im in danger even though i know we'd be able to tank the hit to our finances. but i would like to escape.#i know of a city in ny where our $1200 rent is considered the norm. there's also so much more to do within reach that isn't just. drinking.#i wanna go there. i may have had a desire to live there since our vacation there this past March.#but for now im stuck here dreaming of the future and fighting off desperation and despair in the present#this breakdown brought to you by: the bus purposely avoiding my stop this morning after learning my landlord wants to ruin us again#vent
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lesbiansanemi · 8 months ago
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We’ve officially hit the point where I can’t fucking sleep because of this shit and on top of everything the AC went out I literally want to cry I’m so stressed I physically feel like shit like I need to throw up I’m so tired but between my stomach hurting, the stress, and the heat I can’t
#today he told me it ‘wasn’t fair’ that I expected him and his bf to move#just because I refused to get rid of my ‘disgusting cats’ and they would be ‘happier’ in a shelter#his reasonings for why they would be happier in a shelter were all things that they did not do/did not happen until he started this shit#‘they’re always hiding and you never spend time with them’#they hide from YOU#early morning and late at night when you’re in your room they’re fine#im out here rn just sitting with them giving them attention#also yeah I used to give them attention for AT LEAST several hours of the day#but after I essentially got chased out of all the common areas no obviously that wasn’t happening#man FUCK YOU#also sorry I don’t want to spend literal THOUSANDS more than I would other wise to fucking move#esp when YOU moving means no changes in your finances#you make over 50k a year I make barely 20k AND already have more bills to pay than you#why the FUCK should I be getting stuck with the far worse financial decision#and then to try and frame it like you’re getting treated ‘unfairly’ just because I won’t get rid of my cats for you??????#I genuinely hope the stupid fucking car your mom gave you explodes tomorrow idc idc idccccc#ESPECIALLY WHEN HE BOTH THREATENED AND SAID HE DIDNT CARE TO MOVE OUT#and when I said ‘great. do that’ he starts throwing this fucking fit#I hate him so much it is so goddamn UNREAL#I am dealing with a giant man baby who has never been told no in his life before now#and it’s really fucking showing#this is what happens when parents give their kids everything they want#and you have normie cis white man privilege and have also gotten every job/into every program you’ve ever wanted with minimal effort#so when someone finally says ‘no you don’t get whatever you want at my expense’#he has the most immature meltdowns fucking imaginable#kaz rambles
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rust-bearer · 10 months ago
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WORST car dealership experience about to turn into the BEST one? More at 11
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autistic-shaiapouf · 1 year ago
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Okay okay so. Thinking.
I've mapped out how I want to pay off my credit cards, which means I'll only be getting new stuff pretty sporadically, which means I need to appreciate the zero cost things in my life, like:
- the 2.5 foot tall stack of unread books I have
- the violin I might finally actually pick up again
- the 500+ drawing prompts I've been hoarding
- the list of anime I still need to watch
- the 3000+ songs in my watch later playlist
- the stickers I've been neglecting to cut
- yarn??? I have a lot of yarn
- all the pink fabric leftover from moth cosplay
- the candles and incense I also already have
In short, time to actually use the stuff that I have 😭
#though. i do want one more candle. they're putting minty smells in the winter ones and it smells cold#i need a cold smelling candle that is warm and on fire i just need that very strange contrast#but yeah!! will spend a little testing out acrylic charms but for the most part#we're gonna hang out at home for a while and express gratitude or whatever lmao#okay but i think it will actually be nice to start getting through all those books skjfkdkd#and to watch the bigger name anime to actually see them lmao; saw a lot at the con i recognized but hadn't actually watched#and also my music!! all my music bc i am clinically insane about music; miku playlist advancement...#this isn't even touching on the games i have now ksjfkf if either of you are reading this 👀 i still wanna get yall something#and I'm planning the exact day i wanna do it 😤#but yeah I'm thinking it over and am like. oh boy time for self improvement skjdkfkf#also finances will get easier bc im not ubering all over and I'm not seeing docs for my stomach now that the ulcer has been resolved#i made back half of what i spent getting the car in only 4 months and that feels good to see#it's still gonna be some hard work but we're gonna make it; I'm also highballing one of the cards#the hotel put a damages hold on my card and my math factors that in; they said that money would go back to me in 5 or so#business days so that'll be a little less to be concerned with; I'll still try to pay what numbers i found though#do it faster and do it better and idk what the fuck I'll do with the cards bc. 30% apr...........#idk i could get groceries with them and then pay them off? take that credit score you'll just eat that shit up won't you..#surprisingly my credit score hasn't taken any super ugly hits from this and i aim to keep it that way lmao#anyways. that's a lot of words to say that i want to actually use my stuff lmao#shai speaks
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dodomingo · 1 year ago
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Ugh the worst thing about buying something is the instant regret you feel from choosing to get something you need and require instead of hoarding your money for the ever-impending imaginary emergency
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madfinance16 · 4 days ago
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Weigh the benefits and drawbacks of leasing vs. financing a car. Make an informed decision with our detailed comparison guide.
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cropcavaultmotorsca · 14 days ago
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Your Guide to Used Car Financing in Mississauga
Purchasing a used car is a practical choice for many Mississauga residents, offering affordability and value. However, financing a used car can sometimes seem overwhelming with the variety of options and terms available. This guide aims to demystify the process, helping you secure the best financing deal for your needs.
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Why Finance a Used Car?
Financing a used car is an excellent way to make vehicle ownership more accessible. Instead of paying the entire cost upfront, financing allows you to spread payments over time, making it easier to budget. Mississauga’s dealerships and financial institutions provide a range of financing solutions to cater to diverse budgets and credit profiles.
Steps to Secure Used Car Financing
1. Assess Your Budget
Before you begin, calculate how much you can afford to spend on a car. Include not just the monthly payments but also insurance, maintenance, and fuel costs. Knowing your budget ensures you don’t overextend financially.
2. Check Your Credit Score
Your credit score plays a significant role in determining the interest rates and terms you’re offered. A higher score typically means lower interest rates. If your credit score isn’t ideal, consider taking steps to improve it before applying for financing.
3. Explore Financing Options
Mississauga offers a variety of financing options:
Dealership Financing: Many dealerships provide in-house financing with competitive rates. They often work with multiple lenders, making it easier to find a suitable plan.
Bank Loans: Traditional banks in Mississauga offer auto loans with fixed terms. This option is ideal if you prefer working directly with a financial institution.
Credit Unions: Credit unions often have lower interest rates and more personalized service than banks.
Online Lenders: Digital platforms provide quick and convenient access to car loans, often with pre-approval options.
4. Understand the Terms
When reviewing financing offers, pay close attention to:
Interest Rates: Lower rates mean less interest paid over time.
Loan Term: Shorter terms have higher monthly payments but save money on interest.
Down Payment: A larger down payment reduces the loan amount and monthly payments.
5. Negotiate and Finalize
Don’t be afraid to negotiate the terms with your lender or dealership. Once you find a deal that fits your needs, finalize the paperwork and enjoy your new ride.
Benefits of Financing Through a Mississauga Dealership
Local dealerships often offer promotions, such as low-interest rates or flexible payment plans. Additionally, their familiarity with the market and customer needs makes them valuable partners in your car-buying journey.
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Conclusion
Used car financing Mississauga doesn’t have to be complicated. By understanding your budget, credit score, and financing options, you can confidently navigate the process. Whether through a dealership, bank, or online lender, securing the right financing ensures you’ll drive away in a vehicle that fits your lifestyle and financial goals.
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kuwyseo · 16 days ago
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Driving Your Dream: Unlocking the World of Used Car Financing
In today's fast-paced world, purchasing a used automobile is more than simply a cost-effective option—it's a wise financial decision. With a variety of used vehicle financing options, acquiring your ideal car has never been easier. What is it about used automobile finance that makes it so effective? Let's look at how this choice combines price with ease.
Customised Financial Solutions - Gone are the days of fixed lending arrangements. Modern car financing solutions provide customisable terms adapted to individual needs. From modifying loan terms to achieving reasonable interest rates, you may discover a plan that is ideal for your lifestyle and budget.
Cheaper Interest Rates - Because the used car finance industry is very competitive, buyers frequently receive cheaper interest rates. With lenders fighting for your attention, you're likely to find a deal that reduces the cost of your loan, making that used car even more reasonable.
Quick and Easy Approvals - Applying for used vehicle financing has become a simple, stress-free procedure. Because of technological advancements, you may now apply for a loan online and obtain pre-approval promptly. This ease allows you to act immediately when you find a great price on your desired used automobile.
Diverse Vehicle Options - Access to finance expands your options in the used automobile market. Whether you're looking for a dependable sedan for your daily commute or a strong SUV for family excursions, used cars and finance work hand in hand, allowing you to drive home in a vehicle that matches your requirements.
Building or Rebuilding Credit - Financing a used automobile is more than simply convenient; it's also an opportunity to improve your financial situation. Regular, on-time vehicle loan payments will help you improve your credit score and gain greater financial flexibility in the future.
The combination of used cars and finance has transformed the automotive sector, making it easier than ever to purchase a dependable vehicle without exceeding your budget. Whether you're a first-time buyer or want to upgrade your vehicle, the appropriate finance package can help you get into your ideal automobile
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ozzycarsales08 · 23 days ago
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Explore the advantages of car sales with warranty in New South Wales. Enjoy peace of mind, quality assurance, and reliable protection for your vehicle!
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carsthatexcite · 1 month ago
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Discover the top 3 high-performance vehicles that ignite passion and deliver unparalleled thrills at CarsThatExcite!
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kingofthecheapies · 1 month ago
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Explore the best car dealerships in Queensland offering affordable vehicles. Find your perfect car with great deals and exceptional service.
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coulsonlives · 2 years ago
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^ ^ God, this last reblog is on-point.
Like this is the area surrounding Disneyland:
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It's like all cul-de-sacs, smelly and noisy stroads with crap sidewalks (if they have sidewalks at all), low density, and no real third spaces to chill out, plus it looks like it takes hours to walk anywhere because of the sprawl tbh
No wonder this guy keeps going back to Disneyland, it's like a refuge from the shitty infrastructure outside which doesn't really offer much to him, if anything
(Tbh this also reminds me how so many tourists go to walkable and accessible places like Venice, Paris, etc because it appeals to them for obvious reasons, yet while they love being in the walkable areas like this, they don't even consider it could be the same way in their neighborhoods too, I guess bc of familiarity bias?? So they just go back home and nothing changes because 'well we can just go to venice if we wanna walk around')
But places like this picture make it impossible for ppl to age in place, to get around without a car (which are stupid expensive y'all), for a kid to have any sense of independence (and by extension any access to important things like public libraries), etc etc
More people should be pissed that they don't have basic amenities and services (like even a single grocery store!!) within a 20-minute drive of them. because it's become literally illegal to build anything but detached homes in their neighborhood
I refuse to believe that people like driving 20 minutes out of their neighborhood and dealing with traffic (which they're a part of too, btw) just to get a jug of milk, or that they're okay with not even having sidewalks in their little gated communities so their kids literally need to walk on the road
We tell kids to 'just go outside', but.. where outside?!
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There's no one's wisdom that's less valuable than this
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lavandamichelle · 1 month ago
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Things I Wish I Knew Before I Bought My First Car
Buying your first car is like a rite of passage! The excitement of picking out your ride and imagining all the adventures ahead is hard to beat. But let’s be real—it can also be pretty overwhelming. When I finally took the plunge and bought my first car, there were so many things I wish I had known beforehand. From budgeting to understanding what to look for in a car, here are some valuable…
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