#this woman who is the mum of some kid i was in school w ran into me

[byeveryhumanlove]

Out strolling

[youcantbesirius]

WHEN WE WERE YOUNG | S. B.

Pairing: Sirius Black x reader, platonic Regulus Black x reader

Warnings: swearing, plot changes, character death

Y/h - your house

Sirius watched the y/h halfblood witch sit on the table in the courtyard taking a crispy stick from her Hufflepuff friend putting it in between her lips imitating smoking. And as she let the puff of imaginary smoke go a smile broke on her lips as her shoulders shook likely. Her laugh was one of the most contagious things ever. The way you wheezed in bits of your laughter made even the coldest person crack up.

As your eyes met his, his world seemed to stop. He was loosening his tie seemingly short for breath. You, on the other hand, hopped off graciously and hopped over to the young Gryffindor wrapping your arms around him.

"Sirius! Long time no see" you chuckled as you swayed him from side to side.

"Hi..." he chuckled resting his chin on top of your head.

It was quite funny how the noble heir of the Black family was with the halfblood witch. Yet, it made perfect sense. Your mother was a nanny for the Black brothers. And you were simply there, helping her make some money after she was cast out of the pureblood community for being with a muggle.

Walburga and Orion were hard people. But they paid no attention as long as you were doing what you were told. (Depending on your house) They were, however, very pleased that Slytherin got such a talent. And then your mom found better job at the ministry and your time with the Blacks was over. Regulus and Sirius were your best friends and not being able to see them much was painful.

"I haven't seen you much since the sorting ceremony..." you stated in concern. You knew better than anyone what it must be like for him.

"Yes...I, you know how my parents are" Sirius's hands found yours. Both of you, touch starved kids found solace in your hand holding.

"To the dogs with them as my mum would say" you scoffed looking deep into his eyes "you know I am always there for you, both my mum and I are" and he nodded at your statement smiling softly.

As a friendly, defying in spite attitude, you showed that your attitude was very different than the most. You didn't have to be talented at divination to forsee what type of person would you become.

And the years went by, you were still very much the same, if not even harder. Many things happened, you matured quickly and with it stress came. Sirius and you drifted apart a bit. You were a bad girl of your own and he was a bad boy of his own. The only person who truly knew you inside out other than him was Regulus Black, your guardian angel.

"Lay off the alcohol, y/n/n" Regulus took the bottle from your hands handing it to your Hufflepuff best friend to take.

"I need to let loose, Reg, I need to..." you were leaning your forehead against his chest struggling to stand.

"I know..." he looked around catching the sight of his womanizer brother. Sirius's face, even though tipsy, held so much concern.

In a few quick steps he approached them, ditching his previous conquest. His hand landed on the small of your back as he turned to his brother.

"What's wrong?" Sirius looked down at his friend who was struggling.

"Her mother was hurt, bad this time" Regulus whispered.

"Shit..." Sirius closed his eyes.

"Well, that is the wonder of being an auror, never home, never there but it brings money and might leave your kid an orphan" you spoke bitterly.

And for that reason Sirius decided the Potters were better choice. They had money and he would only burden your mom, not to mention his parents would kill you both if you were to take him in.

"Fucking hell..." Sirius moved the hair away from your face that was still resting on Regulus.

"Let's take her to her dorm" he said to Regulus.

Next morning was probably the worst. Your head seemed like it was about to explode. You shifted on your bed only to meet the eyes of your amused dorm mate.

"I could not believe it when Black brothers brought you up. Like I wasn't so surprised seeing Regulus, but Sirius too. Damn baddie" she chuckled as you silently rubbed your face.

Hogsmeade day, you thought. You cleaned yourself up, ditching your uniform and grabbed your leather jacket. Your rock style was very much refreshing to the school. Tight grey jeans, chain, baggy tucked in t shirt with some random band you loved and of course your black leather jacket. You did your makeup to hide the evidence of last night and decided it was time. So upon arriving you sat on the table in Hogsmeade park, your feet resting on the bench, a cigarette in between your lips to so desperately calm yourself.

Once cheerful, now surrounded by darkness of your aura, still touch starved in desperate need of love. You thought about your life. Of the goals you wanted to reach.

"Pads, I don't think it is a good idea" you could hear panicked Remus.

"Yeah, what if she throws hex at us" the squealing voice didn't help your migraine.

"I know her, Wormtail. She wouldn't" you heard Sirius's annoyed voice.

"Come on guys, what is the worst that could happen" James Potter said.

"Well, I am not sure if this is upgrade from when we were young or a downgrade. Your looks are definitely upgrade" Sirius smiled causing you to raise a brow.

"Are you flirting with me, dear Sirius?" You spoke even though cigarette was still between your lips, shuffling through your pockets to find that bloody lighter.

But Sirius beat you to it, lighting it for you.

"Thanks" you took a puff and looked at the group.

"We need your help" Sirius spoke taking your free hand in his. And just like when you two were young, you felt calmer, but there was something new. Adrenaline rush surged through your body.

"With what?" You took the cigarette out of your mouth looking at the rest of them, your eyes only meeting James's who quickly dropped the eye contact.

It happened with most of the boys. The only two that were able to maintain it, Black brothers.

"W-we heard you are outstanding with nonverbal magic and we need you to help us" Peter, you assumed, spoke but quickly hid behind Sirius as you looked at him.

"Peter, I don't shoot laser nor hexes out of my eyes, I won't hurt you" you stated annoyed.

"I suppose it has something to do with your problem, Rem" you looked at the boy who looked up at you in shock.

"How do you know?" He asked nearing closer to you.

"Animagus, mum thought it would be safer for me. Accidentally saw you guys on my run" you shrugged.

"Did you speak to anyone about it?" James asked.

"Do I look dumb to you? Of course not, your secret is safe with me, Rem" you looked at him and he met your look.

"Thank you so much" he smiled.

"What is your animagus?" Sirius asked "I am hurt you did not tell me"

"You weren't talking that much to me, lover boy. To answer your question it is (your patronus animal or your favorite animal)"

"Nice" James smiled.

As you were about to light another cigarette a hand quickly pulled it out of your mouth and you faced annoyed Regulus.

"No more for today" he scolded earning a laugh from his brother.

"Do we have a deal, (nickname used for your animagus form)?" He asked you as the boys began to leave.

"Mhm, meet me in the library after lunch" you winked at him and for a second you could swear you saw Sirius Black blush.

It was the last year. You and Reg drifted this time, due to his affiliation. Not that you did care about that, bit his excuse was "I am doing this to keep you safe, damn it!"

It was a painful goodbye that still tasted salty. The news of his death brought you more pain that anything ever did. But his heroic act was what brought Voldemort to be defeated and not be a threat ever again. As a part of the Order, your new friends, the Marauders and Lily and well Snape, it was funny how you two became friends. You sat both him and Lily down, locked them in a room, much to James's dismay until they sorted it out. You were in 12 Grimmauld place preparing to leave.

"Stay..." Sirius took your hands "Please..." he looked down at you, at your softly lips.

"Okay..." you whispered looking up at him licking your lips a bit.

"Can I-?" He gulped earning your quick nod.

"Yeah?" And it was the best kiss you ever had in your life, with your childhood friend, crush and the only man besides Reg, that you felt peace.

"Took you two long enough" is all you could hear Kreacher mutter.

Kreacher and you were close. Not only because of Regulus, but you would not let him overdo himself and would send him to rest.

You chuckled at the remark looking up at Sirius.

"Glad to have your blessing, Kreacher" he smiled at the muttering house elf who went to his chamber.

"Now that we are alone..." Sirius smiled leaning back in to give you a long kiss.

"You are insatiable, Sirius" you giggled.

"Don't pretend you don't like it " he cornered you against the table lifting you up on it.

Your love was very affectionate, full of touching, almost like you were attached to a hip. That is why ever since you were younger you were comfort for each other, you were safe haven, you were made for each other.

And after years, there you stood with him watching your children run around with your godson Harry, laughing at James who ran after them trying to get them inside to eat. You looked at Lily who was shaking her head.

"Remus and Severus will be here soon" she notified.

"Good. Haven't seen my touch starved, sarcastic friend in a while" you gave Lily a look making her chuckle.

"Hugs for Severus and chocolate for Remus it is then"

You got old together, had many memories you decided to store. The funniest being you becoming grandparents. Sirius broke into a fit of sobs seeing his first grandchild.

"See dad, now you represent your initals S.O.B." your son Regulus teased.

"Shut up" Sirius hiccup looking at the little princess of the Black family.

"Maybe her dad won't be as protective as her grandfather will be" your daughter Arabella laughed.

"Oh no boys until 20!" Sirius hugged you as you laughed at him.

"Tsk, you are in position to talk you womanizer" you teased.

"See! I AM! Because I know boys are scumbags, I speak from experience!" He said.

"What if she likes girls Sirius?" You teased.

"Same goes, you were a bad girl!" He attacked your cheeks with kisses earning an ew from your children

"WHEN WE WERE YOUNG!" you protested.

[ladecena]

A Mother's Love🤍

It was lunchtime, but Alliah was not in the school's cafeteria. It was always too crowded and noisy, and the food wasn't the best anyways.

Instead she preferred playing intruments to her heart's content in one of the empty music rooms. Today it was one of her favourites, an acoustic violin. It was one of the school's few undamaged ones, so she handled it with care and hoped no other student would accidentally break it.

Her stomach growled, but she knew the money she had on her wouldn't be enough to buy even a cheese sandwich. To make matters worse tommorrow would be the last day of school before the one week of school holidays, she had no idea how she would be able to survive being home with her mother for the entire time.

She would just go to the library for the entire day or something, was what she concluded.

Maybe she could read up on other types of guitars like last time, or just indulge herself in a random story.

For now, she made the best use of time by practicing a difficult piece she memorised on the piano in preparation for a competition in a few months time. It was being hosted at some rich private school, but she was easily able to enter.

After all she was considered a musical genius. If she was able to at least place in the event then she would win a large amount of money as well as being sponsored by a famous musician who was to attend to be a judge. That would mean she could finally helped her mother for their needs

A ringing in her pocket distracted her from her thoughts, and Alliah rushed to pick up without even checking who it was.

"Hello?"

"Hey...Are you Alliah De Guzman by any chance?"

"Yes? Who are you?"

"I'm Officer Dela Cruz, I'm very sorry to inform you of your mother's death."

"W-what? How?!"

"A hit and run case I'm afraid."

So it what’s happened to me now.

"Am I... going to an orphanage then?"

"Well that hasn't been decided yet. My team found out you have other existing relatives, so we'll contact them to ask if they're willing to adopt you."

She had other family? Her mum had never told her that.

"I-I see..."

"You'll be picked up after school by me, and once again, I'm very sorry for your loss."

Officer Dela Cruz then hung up, Alliah feel very upset after hearing about her mother's death. Because all this time she’s only have is her mother

Alliah’s thought she would come home to a woman who would huged her when she arrived, and the mother who loved her for the rest of her life.

For now, her only worry were these so called relatives. Alliah knew she had a biological father, but had been told once that he had died years ago.

A few hours later...

After school had ended, Alliah waited by the school gates before getting in a police car which pulled up, she was glad it was late since she didn't want to attract attention.

The driver was a petite female who seemed to be in her early thirties and wore a blank face; Alliah assumed she was Officer Dela Cruz.

"Hello again Alliah, I have some more news to tell you, positive this time."

Her other family decided not to adopt her and she could stay by herself?

"Your brother agreed to adopt you immediately, and even paid for your flight ticket to the city he lives in for tommorow!"

Dang it. Wait a second...

"I have a brother?"

"Yes, six older brothers to be precise, I just contacted the eldest one." After seeing Alliah De Guzman she added, "I'm sure it won't be bad."

You try having lots of older brothers you've never met before and see if you like it, lady.

"Anyways, for now, let's go to where you live and you can take what you need as quickly as you can."

Alliah wanted to tell her that it wouldn't take her long since she didn't have much, but then decided against it and helped the officer with directions to the block of flats where she lived.

As soon as they arrived, Alliah could feel the woman's concerned look on her. Let's just say the girl didn't live in the best neighbourhood, and the building was pretty old and run-down.

She quickly got out and ran to the flat she lived in. She found that the door was left open, by none other than her beloved mother.

Upon entering, Alliah was so upset and starting to cry out loud, and instantly hit with the usual stench of cannabis, but ignored that and went to her tiny bedroom. She pulled out a small suitcase from under her bed, and filled it with the few possessions she had. In her schoolbag, she put in her books, music notes and pieces and their pictures with her mom, as well as her sleeping pills.

Once she was done, she dragged her stuff back to the car and finally sat back down into the front seat while crying.

"Before we leave for the airport, are there any friends or places you want to visit Alliah?"

She shook her head, of course she didn't have any friends! It was safer that way, no one could risk finding out about the conditions she had lived in.

The Officer simply nodded and drove them away, and Alliah plugged in her earphones and listened to some Music.

Going through the airport was a bit long, but she didn't mind since it was her first time and she was quite to board the plane. Once she reached the waiting area, Alliah was sipping on a cola Officer Dela Cruz had brought her, and began to stress over meeting her new family.

What if they don't like her? Or they think she's not good enough?

For all people, why does my mother die? And then what happened to me now.. Alliahs thought.

"Officer...Can I ask you something?"

The woman glanced up from her phone and nodded.

"What if I don't like it at my brothers' home? Can I come back here instead?"

Officer Dela Cruz frowned before saying, "Well it's not as simple as that. I'll come in a week or two's time to see how you're finding it and if it really isn't working out- by that I mean things like if there's signs of abuse or the financial situation is bad- then you can come back."

"Ok..." The response hadn't been quite what Alliah expected, she thought a simple 'I don't like it here' would be enough for her to avoid living with these people, but there was more to it than it seemed.

"But hey, once you're 18 there's no stopping you from going or doing what you want, right?"

"I guess. Thanks Officer."

With that Officer Dela Cruz continued scrolling through her phone.

An hour or so later, it was time for Alliah’s flight. It was quite late at night and the plane was due to land in the morning. She shared an awkward but warm hug with Officer Dela Cruz before pulling back.

"See you, and thanks for the cola Officer."

"Goodbye Alliah, and just call me Mel."

Alliah changed her mind, Mel was not as bad as she had initially thought.

While alliah’s in her way to her new family they start to think about her last conversation with her mother.

Alliah’s Conversation with her mother ..

'I really like the sound of your voice everytime you say you love me, baby.'

Alliah smiled softly and stared at her mother eyes, the eyes of the woman whom She have loved for years. She still looks beautiful even with the wrinkles on her face, or with her hair turning into gray.

Alliah’s smiled even more as She reminisce their memories back to the good old days, the days when their still young and strong, the days when their still fully able to get along.

Alliah bent down and searched for a black pen and a paper to write on inside her backpack. While she sits still, silently, calmly taking in its beautiful scenery.

When Alliah finally found the things She needed, She placed it on her lap. Then, She waved her hand which got her mother attention.

"I love you," She uttered and waited for her mother response, wishing she would respond. After all, she has always loved to hear they say these words since She was a kid.

But maybe, She got her hopes too high again because she just stared at her with a knotted forehead, as if she's confused.

Alliah gulped down the longing that She felt, trying so hard to stop her self by crying even when her chest aches too damn much. She still can't understand what I'm saying, she can no longer understand. I've been trying, I've been wishing, I've been praying every single day, begging Him to make her understand me again. Nothing happened.

I held the pen and wrote something on the paper. Then, I handed it to her, now with a big smile plastered on my face. For this queen should not see any signs of weakness from me.

She took it immediately and looked at the paper for a while. And suddenly, tears started to fall from her eyes. I almost panicked, thinking that I made her feel upset. Maybe she sensed it, or maybe she knows me this much that she shook her head before I could even ask her what's wrong.

Without a word, she hugged me. She hugged me really, really tight, making sure that I'd feel her unconditional love with this simple act.

"I love you."

I've been telling her these words for years and I'd still say it over and over again, even if she couldn't understand what she hears anymore.

"I love you, Mama. I will never get tired of loving you. I love you. I love you. I love you."

While thinking of it Alliah’s started to cry again and thinking what happened next with him without her beloved mother.

- MariaGrasya🍃

June 11, 2021

[calpalirwin]

Look How We’ve Grown

Summary: You never forget your first crush.

A/N: Yeah, I ended up writing it.

Word Count: 1.3k

And away, and away, we go!

__

“Excuse me,” a woman’s voice called from beside the man.

“Oh, sorry,” he said, stepping out of her way so she could get past him to reach for one of the boxes of cereal on the shelf.

“Michael?” the woman said again, halting her movements to carefully study the man in front of her.

“Sophia?” he responded, taking a good look at the woman.

“Holy shit, it is you,” she breathed. “Geez, it’s been… wow…”

He gave a short chuckle as he passed a hand through his hair. “Fifteen years?”

“Give or take,” she told him with a nod, a dazed smile on her face. “Wow… how’ve you been?”

“Good, good. You?”

“Good,” she smiled, shaking her head. “Sorry, I just… this is crazy.”

“You’re telling me,” Michael laughed. “When did you move to LA?”

Sophia counted on her fingers as she thought. “Like 2, 3 years ago. My job relocated me.”

“Oh, shit. That’s awesome. Hey, um… would it be totally crazy if I asked you to dinner, or something? So we could catch up?”

“That sounds great. Do you still like pizza?”

“I love pizza.”

“Cool, there’s this place off of Santa Monica Blvd. De Santos?”

“Oh, I love them! Tomorrow at 7?”

“See you then.” Sophia started to move away to finish her shopping but stopped before she got to the end of the aisle. “Hey, Mike?”

“Yeah?”

“Really good to see you.”

“Really good to see you too, Soph.”

~~~

“So which colors do you think we’ll have the most of?” Sophia asked, her mouth watering at the sight of the snack-sized bag of M&M’s sitting in the middle of the desk between her and Michael.

“Blue,” Michael responded.

“Blue,” Sophia repeated slowly as she wrote his answer down on their science sheet. “We have to say why.”

“Because there’s more blue dye?” he guessed with a shrug.

“That’s silly!” she laughed.

“Well every time I eat M&M’s there’s always more blue ones,” Michael continued to defend his answer. “Plus,” he went on to add, tapping at the worksheet. “It says ‘hypothesis.’ We can be wrong.”

“Fine,” she huffed, her pencil scratching their answer onto the paper. “We think there will be more blue colored M&M’s because blue dye is more popular,” she spoke aloud as she wrote, both as a way for Michael to know what she was writing, and for him to approve or offer suggestions.

“Perfect. Now what?”

“Now we open it, and count how many there are total. And how many there are of each color.”

Michael tore open the package, carefully spilling the candy out on their desk. They raced each other to count them all. “13!” they both shouted at each other in victory.

“2 green,” he told her, already separating them by color. He prattled off the other numbers as she recorded them. “1 yellow. 1 orange. 2 red. 3 blue! And… 4 brown. Dang!” He slumped against his seat, crossing his arms.

“It was a good guess,” she told him, trying to make him feel better. “You were almost right. And we’re allowed to be wrong,” she reminded him.

“I guess,” he shrugged, but sat up a bit straighter in his chair. “So now what? Do we get to eat them?”

Her eyes scanned down the page, her finger trailing down it. “We have to explain if our hypothesis was right or not. But I have the numbers down, so yeah.”

“Okay,” he said, setting the dividing up the M&M’s. “Do you want yellow or orange?”

“Yellow, please,” she replied, as she filled in their last answer. “Our hypothesis was incorrect because there were more brown M&M’s than blue ones. Done!”

“These ones are yours,” he said, moving a small pile of the candy over to her side.

“But I have 7…”

“Yeah. I was wrong, so you can have the extra.”

She smiled briefly at him before an idea struck. She carefully bit into the blue M&M, tearing half off into her mouth, the other half still safe between her thumb and index finger. “Here!” she laughed, handing him the uneaten portion. “We can each have half.”

“Ew, it was in your mouth!” he giggled, taking it anyway.

“Well, I’ll take it back,” she said, holding out her hand.

“No way!” he continued to giggle as he popped the piece in his mouth.

~~~

“I can’t believe you remember that,” Sophia marveled at the man. She gave a toss of her head as she took a sip of her beer.

“How could I forget? You were my best friend all through primary school.”

“Yeah, and then you got buddy buddy with Calum Hood, and the rest, as they say, is history.”

“Aw, c’mon,” Michael laughed. “I thought you liked Cal.”

“Oh, yeah. Cal’s great. So is Luke, so I’m glad you finally stopped hating on him.”

“Oh, I still hate Luke.”

Their laughs rang out. “Nah, I’m really glad you became friends with them. It worked out great for you.”

“The way you say that makes it seem like I just up, and ditched you for the guys. That’s not what happened. Was it?” His question held a trace of fear, like his version of their past being carefree and innocent was a lie compared to her memory.

“No, no,” she assured him. “I mean, I played my part in it, too. One year we were running around the schoolyard, swimming at each other’s houses, inviting each other to our birthday parties, trading Halloween candy, and being each other’s Valentines. And then the next we weren’t.”

“Yeah,” Michael reflected sadly. “I still can’t believe you were the only girl in our year who’s mum let you invite boys to your birthday.”

“Just you,” she confessed. “You were the only boy I ever invited.”

“Shit, really?! Damn… way to make a guy feel special, am I right?”

“I tried,” Sophia laughed.

“You succeed. Not many girls get to say they were my friend before all of this.”

“I imagine not many girls get to say they were in love with Michael Clifford pre-fame either, but they’re both titles I wear with honor.”

Michael choked on his sip of beer, some of it dribbling down into his beard scruff. He set the glass down, the liquid sloshing wildly. “W-what?”

Sophia’s cheeks burned. “Oh, you had to know.”

“I- I mean I had my guesses, but I never thought if it was true or not. Never really believed it. I mean, I was just some goofy ass kid.”

“A goofy ass kid who held my hair back when I threw up in a trash can in Year 1. A goofy ass kid who didn’t run away scared with all the other boys once cooties became a thing. A goofy ass kid who gave me a necklace for my eleventh birthday that I still have somewhere.”

“Okay, my mum gave you the necklace. My name was just on the card.”

Sophia chuckled softly. “Point is, Michael Clifford, you may have been a goofy ass kid, but that’s exactly why I loved you. And I was never much for believing in regretting things, but if I have one regret it’s that I didn’t tell you back then when it would have mattered.”

“Who says that telling me now doesn’t matter?”

She laughed in disbelief. “Because why would it? It was a primary school crush. And, I mean, I’m glad it was you, and not someone who grew up to be a douche. But c’mon, Michael.”

“Because if you had told me back then, I would have been the goofy ass kid who’s cheeks turned red as he ran away and laughed about it with his friends. Because you told me now when I’m grown up enough to do this.” He leaned towards her, his palms flat on the table as his head lowered to kiss her. Her own hands landed on top of his as she moved to meet him halfway, sighing in content as their lips connected. “If your one regret wasn’t telling me back, then mine’s not doing this back then,” he admitted as they pulled back, eyes shining and lips tingling.

“Who says they have to stay regrets?” she asked, hooking a finger under his chin and pulling him back in for a second kiss.

__

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[infinite-nevers]

chapter one; wayward son

Enna Scanlan bounced in her computer chair. Only two hours to go before Owen’s return to their village in around six years. Her best friend, Grace, stared at her over her mug, an amused smile across her face and dark green eyes creased. Enna’s eyes had been flicking over to the clock on the other side of the room since she got in at nine this morning. Her personal phone was barely out of her sight and checked every five minutes. It was usually kept tucked away in her bag in case their boss caught sight of it. ‘No personal phones in the office’ until lunch time was a strict rule. Then, Enna had devoted the entirety of today’s lunch hour to chasing signal around the huge office and cursing their hotel’s terrible location.

“He’s not texted then?” Grace asked mildly, sipping her tea, and twirling a red curl. That glare was thrown at her again. She chuckled, “I don’t get it- you’re in contact everyday, why is today any different?”

Enna and Owen couldn’t go a single day without contacting each other. There was always some text or phone call to interrupt her day. Enna had once gone away with her boyfriend on a surprise trip and had neglected to tell Owen. Two days had passed without contact and Owen had gotten so worried he’d rung Enna’s mum. There had been a long talk about boundaries after that, but their daily contact had resumed.

“Today is the day I finally see him,” Enna said, looking so excited Grace might have been a little jealous had she not already understood that she always came second to Owen. If only Sean, Enna’s boyfriend, would remember that too. Nothing could break Enna and Owen’s bond from birth, including not seeing each other for a year or two.

Enna sighed and grabbed her mug. Just as she began to stand to go to the kettle, she saw that Grace had already poured them their 3pm brews. She raised her mug, a kitsch red and blue offering, in an apologetic salute.

Enna knew she could become a little occupied in her friendship with Owen, but she’d never been this bad before. They’d been best friends growing up and in university but had still managed lives outside of each other. The ever-lengthening time apart and Owen’s sudden urge to come home had made Enna realise just how long it had been. They’d always planned visits but with life happening all around them it had never quite panned out as often as it should.

“Sorry,” Enna grimaced when she realised that she’d gotten lost in her head again. Grace just laughed, used to the memory lane disappearances by now.

“No worries. Just remember you’ve got ‘the future Mrs O’Donaghue’ breathing down your neck.”

“Oh f-” Enna squealed. Dragon Bride, a young woman who only answered to ‘the future Mrs O’Donaghue’, was getting married in a week’s time and her wish list only kept growing. As events coordinator for the hotel Enna had dealt with many difficult clients over the years. Dragon Bride beat them all. Enna shuddered to think of the consequences of ignoring her.

Two hours later, Enna pretended to bash her forehead against her desk as a high-pitched voice screeched into her ear, “this of the utmostimportant! Do you understand?”

Enna breathed in deeply through her nose and bunched her hair into a fist, “ma’am. Your wedding is in two weeks, it might be difficult to find a petting zoo to rent out in that time.” Her exhale whistled through gritted teeth.

“I don’t want it for the wedding! I want it for the hen do. Is this making sense to you now?” Dragon Bride yelled again. Enna’s knuckles whitened in her hair.

“That is in a week so it’s the same-”

“Just get it done.” Dialling tone rung loud in her ear.

She raised her head from her desk and stared at the phone. She let out a loud, frustrated squawk and slammed the phone down, “This woman is a nightmare!”

“Who’s a nightmare?” A cheerful voice cut through Enna’s frustration. She jumped with a yelp. Swivelling around in her seat she saw her boss, Conor, beaming widely at her. A charismatic man, half the office was in love with him. Blonde hair flopped over his twinkling eyes, always looking suitably messy from his paddle-boarding habit. He looked so much like a stereotypical Australian surfer that it was sometimes a little difficult taking him seriously as her boss.

“The future Mrs O’Donaghue.” Grace supplied, voice light with barely contained amusement.

“Ah,” Conor nodded, “the Dragon?” Enna blinked at his flippant tone. He was a very relaxed boss, insisted everyone called him and his wife by their first names, invited all of his staff down to the pub every Friday and knew them all by name, right down to the ground staff he saw maybe once a year, but usually he was quite respectful towards clients. Enna nodded dumbly.

“What did she want this time?” There was an annoyance in his voice that Enna couldn’t quite parse. Conor never got involved in her clients until Enna came to him with a problem. Then he’d hear the problem from both sides and try to help her solve the issue. She’d only mentioned Dragon Bride once in passing and Conor had dismissed her worries, promising to take her side in whatever.

“A petting zoo!” Grace replied with malicious glee. Enna shot her a look over her shoulder and got a quiet ‘what’ shrug back.

“Who’s paying for the wedding?” Conor asked without preamble, “trust fund baby?” It clicked in Enna’s head. Despite his own wealth from being a hotelier Conor was a snob about rich people. He hated people who had been born into wealth rather than working for it. He thought it made them spoilt and irresponsible. In the case of Dragon Bride, he was right.

“Her father,” Enna muttered. She didn’t want to add fuel to a possible tirade about the plight of the common people. Grace was giggling behind her, turning it into a cough when Conor furrowed his brows at her.

“Ignore her! If she complains I won’t take any notice. Just do your best! And put your phone away,” He nodded towards to Enna’s beeping phone, “oh wait, look it’s five. Pack up lads and ladies! It’s home time! Who’s coming to the pub?” He grinned and swung his arms around to suggest everyone wrap up what they were doing. Everyone instantly stood, having waited for their boss��� weekly pub invitation. Enna picked up her phone with a wry grin towards her eccentric boss, huddling people out of the door. A text from Owen awaited her – he had arrived.

She bolted for the door.

She arrived at the small, red brick bus station twenty minutes late and swearing the entire time. The bendy country roads, thankfully leaf free this time of year, were difficult to navigate anyway. Having vengeful farmers move their herds during rush hour just made it an exercise in anger management. She parked the car across the road, kicked the door shut with another loud curse and looked up to laughter.

Across the road, crouched against the bus station’s toilets walls, was Owen and he was laughing at her. He ran a hand through his hair. Enna grinned back at him, anger instantly melting away. She surreptitiously studied him as she tried to get to him. It had only been around two years since she’d gone to see him in the UK, but he looked untouched by that time. His hair still swung messily around his ears and his eyes still creased when he smiled.

“Sorry!” She yelled over the traffic, “I meant to text but signal on this road y’know,” she carried on as she ran across a gap in the cars going home from the city. Owen waved a dismissive hand as he stood and held his arms out. She threw herself into them apologising profusely, “Alan-”

“-is still punishing us mere mortals for not choosing God’s own profession by letting his sheep loose during rush hour?”

“Exactly!” She beamed as she drew away. Her eyes darted down to what he had been crouched over, “is that all you have?” Disappointment washed over her as she eyed the small duffle bag.

Owen laughed loudly. He ruffled her hair before dropping an arm around her shoulder. Picking up his bag, he guided her towards the luggage hold office opposite the ticket booth. Two huge suitcases stood in wait, “fear not little one, I’m here a while.” Enna let out a breath she didn’t realise she’d been holding. It was time to bring Owen home.

Later that night, and one sheep free journey later, the two stood outside their old home away from home. Ramble Inn was an old pub in a beautiful Georgian building with red trims around the window. The door had also been red at one point, but the paint had now peeled and faded to a faint pink. As they were growing up it had been their second living room. It was where they came after Mass, where they came after a match, and where they came after school once you hit fifteen. Try as you might though, Tom would never serve you.

Owen laughed at memories of a bygone era. Him, Enna, Grace and Liam, Enna’s older brother, clustered around a table playing dominoes with the old men. They’d enjoyed playing at being adults and the real adults had enjoyed indulging them. He wondered if they were still there.

“Tom still won’t serve you underage.” Enna guessed at his previous thoughts. Owen rubbed at his beard. One night, drunk and seventeen, Owen had tried to get served. He’d gotten quite rowdy; Tom had thrown him out and he’d landed on his face. He’d never forgotten the pain of a dislocated jaw.

“Tom’s still psychic, knows everyone ages, even the passers through. Kids don’t get anything but juice,” Enna grinned at him lost in his misty-eyed memories.

“You two going to stand outside here all night?” A voice cut through their reverie. They turned their head in unison. Caoimhe Walsh stood there with a hand on her hip and bright eyes fixed on Owen. A more recent addition to the village, a blow-in from Dublin, Caoimhe had been an instant hit. Tall, blonde, and beautiful, she was everything Enna wasn’t but every bit as sweet as she looked.

“Keev!” Enna grinned, “thought you were out with the girls tonight?” Unlike Enna, who found socialising wearing, Caoimhe thrived on it, flitting happily between social groups, welcomed by most.

“Yeah, we decided on a quiet one instead.” She slung an arm around Enna’s shoulder and threw a hand up to the Ramble Inn’s curling gold letters. Enna snorted. Caoimhe shot a wolfish grin back. They both knew she’d have no such thing.

Caoimhe’s eyes finally strayed to where Owen was looking at them with a slightly dumb smile on his face. Noticing Caoimhe looking at him, Owen offered a slightly dumb wave.

“Owen?” Caoimhe’s eyes went wide and, after a beat, threw her arms around him in a massive hug, “oh my god, you’re that Owen?”

Enna blinked rapidly at them. Keev had moved the village long after Owen had left. Although she had featured heavily in the stories Enna told him, he never mentioned knowing her.

“You’re that Caoimhe?” His laugh was jubilant as he picked her up, “I never made the link! Enna talks about you all the time. Oh, Eni, do you remember that business trip I took like two months ago?” Owen turned back to her when he caught sight of her tilted head and querying expression.

Caoimhe came back to Enna’s side and slid her hand into the hook of Enna’s arm. She grinned at her expectantly, “and remember that holiday I took two months ago?” She prompted when Enna didn’t connect the dots straight away. It must have all been too exciting because she didn’t wait for a response, “well we met at this bar, got chatting and when I said I was living in Ballygra… how did we not make the connection?”

Enna pulled a face. It certainly seemed a little unbelievable. There were so few people in the village and none with her name. Before she could query it, Keev said,

“Can’t believe Ballygra produces such hot men.” She winked at him. He nodded and winked back with a flirtatious grin. Enna snorted.

Nothing had changed then. It had been like this since he was about twenty-one. That’s when the braces had finally come off, bed head stopped being his only hair style and he’d discovered the power of personal hygiene. Since then people had flocked around him. She saw it, of course, but actual attraction was hard to summon when you’d seen them hungover countless times since you were fourteen.

“Are you coming to Midnight’s, Owen?” Caoimhe beamed as the thought occurred to her.

Saturday lunch at Café Midnight was their tradition; Enna, Liam, Grace and Caoimhe. Sometimes Sean would pop in his head, but Friday night was Boys Night and lunches were usually slept through as a healing process. Caoimhe dragged the pair inside instead of waiting for an answer. She already knew that, when together, where Enna was Owen would also be.

The Ramble Inn was the same as Owen remembered it. The wooden bar stood proud in the middle; battered, worn, and smelling of spilled beer and disinfectant. Old, wobbly stools stood guard including the one Enna had completely unpicked when she was fifteen. Tom had made her re-sew another one and, despite it being the ugliest thing in the world, he had made her sit on it every time she came in for years.

It was filled with the usual Friday night suspects. On the right-hand side, the men still played their dominoes. Old Man Charlie still had his whiskey clutched in his hand and an unlit cigarette hanging from his lips, smoking ban be damned.

On the left-hand side sat the younger crowd, some with kids because who wanted to cook on a Friday night? Teenagers tucked in the corner with juice, a group playing darts. Tom stood through it all, keeping court with a raggedy dishcloth tossed over his shoulder. The only difference was Tom’s hair now silver all over and there were extra wrinkles around his eyes. A spotty teenager served as a glass collector.

Caoimhe left Owen’s side the moment they entered. A group of women sitting at the back waved her over. One of them nodded to Owen and Caoimhe flew over to them to spread the gossip of his return.

Owen turned for Enna, but she had already brushed past. She nodded to all the familiar faces as she moved towards the bar. She leant on it, sitting on her stool, and laughed at whatever Tom said to her. Then she turned to point at Owen still standing by the door. Tom’s bushy eyebrows shot up.

“You’ve grown boy!” Tom yelled over the pub noise. It fell quiet. Everyone looked over at him. He shifted on his feet and offered an awkward wave. It took a few seconds, but the pub noise swelled once they recognised Ballygra’s wayward son. Old Man Charlie and his group raised their glasses. Tom beckoned him over. He shuffled over and Tom busied himself by the bar,

“You still Jameson’s?” He grinned his familiar, crooked smile and pushed a glass towards him. His returning smile was awkward, wondering how his jaw might last this encounter. A beer was in Enna’s hand and he raised an eyebrow. All through university Enna had been a cocktail girl, proudly declaring beer to be nothing but ‘wheat water’. She noticed his pointed look.

“Well, you’ve got to lower your standards for this place,” the wink she sent Tom was waved good-naturedly away.

Suddenly a large set of arms wrapped themselves around Enna’s waist. Lips pressed against her cheek and told her, “You’re late. Took your time getting here, didn’t you?” The tone aimed for teasing but missed.

“Sean! I had to pick Owen up and say hi to his mam of course,” Enna laughed. She turned around and reached up to peck him on the lips.

“How could I forget?” There was a slight edge to Sean’s voice that made Owen prickle slightly. Sean reached over with his hand extended. Owen shook it, proud that he only winced a little at the firm grip. The two men then regarded each other coolly over Enna’s head. She pretended not to notice, preferring to ignore a problem until it went away. Instead, she busied herself with looking around the pub for someone. The two men regarded each other. Sean was dark haired, blue-eyed, and muscular, the exact type Enna had lusted after all these years. Owen was brown haired, brown-eyed and, in Enna’s eyes, still wearing his teenage skin. Sean offered him a smile that never reached his eyes and turned away.

“She’s over there with Conor.” Sean said. Conor and Grace sat in a booth with their heads bent over a piece of paper. His beautiful wife, Sarah, sat on the other side of the pub, playing on her phone. Waving to Sarah, Enna grabbed Owen’s hand and pulled Owen towards her friend. Sean was shrugged off and sulked over to his darts group. His friend heard his complaining and clapped him on the shoulder. Sean hadn’t been in the village long enough to understand the friendship but everyone else had.

As the pair approached Grace and Conor, Enna narrowed her eyes on the piece of paper they were looking at. It was on the hotel stationery. Rarely was work brought to the pub, only during a big event at the hotel, and if it was, Enna’s presence was required. She strained her head forward to try and get a better look. Instead, it alerted the pair to their arrival. Grace glanced up. Her eyes widened and she kicked Conor under the table. He jerked up. It took a second but then he shot them his signature twinkle. The paper got surreptitiously tucked away into his inside jacket pocket.

“Owen!” Grace cried as she launched herself up and threw her arms around him. Enna was almost jealous of the amount of people hurling themselves at him.

Owen punched out a laugh as he braced for impact. His eyebrows shot up at her reaction. Sure, they’d grown up together, but it had been Enna and Owen, Liam and Grace. It had changed with Owen moving away and Liam getting a job as a GP in the next town over. It had become Enna and Grace with Grace falling out of contact Owen and taking less to Liam.

“How are you doing Grey?” Owen’s voice went soft, once more lost in memory. Grace shot him a wide smile. She placed her hands on his cheeks and gave them a pat, like she used to do.

She turned back to the table, “this is Conor, I mean Mr Murray!” Grace presented him with an arm flourish, “our boss,” she tacked on when the confused silence lengthened. Owen, not one to be rude, offered up a hand and a friendly greeting. Conor stood to clap him on the back before making his excuses to return to Sarah. Enna watched for a moment before she turned around to eye Grace.

“Number puzzles,” she said, “he finds one, sometimes in work, I help him if he’s stuck. You know Sarah has no head for numbers. Anyway, you back then?” The pair slipped into Conor’s vacated space. Grace dragged her eyes around the wayward son, “my, my you havegrown up.”

God, why did everyone keep saying that? Enna turned to assess him again. All she could see was the friend she’d helped get over ex’s, whose hair she’d held back during the morning afters.

“I don’t know.” He huffed to Grace’s question, “I told myself a month and then back to work.” A wistful look stole over his face as he turned it about the room. Some of Caoimhe’s friends were looking back over their drinks. The Old Boys kept flicking their eyes over, clearly wondering at how to treat him. Was he still considered one of their own after so long away? Was he a blow-in, like Conor and Caoimhe? Tom still wore holes in the floor behind the bar. The darts game ended with groans and Sean fist-pumping the air, “but who knows? This place – it’s home.”

Sean sidled over now that he’d won his game. He came to stand by Owen, looking down his nose pointedly at him. Owen avoided his gaze; seemingly engrossed by the bottom of his glass. Sean hovered a second more before sliding in beside Grace with a pout. Enna swallowed. Well, this might be awkward.

[gotatext]

hullo everyone, i’m nora, i’m 22, from the gmt timezone, and i love gillian flynn w all my withered heart. below the cut is info on my latest baby frida parrish. LIKE THIS and i’ll hit u up for plots xo

       ( kristine froseth, cis-female ) did you hear how FRIDA PARRISH is applying to columbia university as a CLASSICAL CIVILISATION major ?! the 20 year old is living in the WALLACH HALL. i heard that they got in because they are + MAGNETIC and + TENACIOUS, but honestly i think SHE can be -DOUBLE-CROSSING and -FANCIFUL. they’re a real SYRABITE. oh well, only time will tell if the SOPHOMORE will make it til the end.   + a bubble of pink gum on chapped lips, pouring over leather-bound volumes in a library, bloodstains on the insoles of pointe shoes.

BACKGROUND.

—  born in vermont and lived there til she was about eleven, but then her family moved to new york for her dad’s job. her dad is kind of famous. a big shot art dealer. he actually got so well connected in the art world by creating forgeries of famous works when frida was still really young, but once he had enough money and contacts, he decided to follow a more legal and reputable path and now he just deals legit art rather than fakes. —  her parents, mara dagney and richard parrish met doing a fine art cause at nyu. richard was raised in the uk, one of three cambridge-born brothers. mara grew up on a ranch in new mexico. they met in freshers week and were basically inseparable after that. —  pretty soon after graduating, her parents realised there was very little money to be made taking art commissions in a little new england town, and plenty of competition, so they began forging famous works and selling them to collectors for thousands.  —  when frida was a born (her brother two years her senior, a nuclear family), her parents were still involved in forgery. the parrish kids were taught that people and places were temporary with suitcases permanently packed for the move. they were raised on the fluidity of identity and taught to be resourceful and wise rather than school-smart. phillip was never as resourceful as frida, but he was incredibly learned when it came to literacy and numeracy, and a bit of an art prodigy. —  when frida (affectionately referred to as ‘fox’ by her family because of her auburn hair – it stuck) was nine and phillip (’pippin’, after the broadway musical lmao her mum is lame) was twelve, the family ran into some trouble, managed to bribe an officer to stay quiet, but had to move from burlingdon to new york, to start a new, legal life. —  mara retrained as a grade school teacher. richard opened up his own arts collective space and coffee shop. within a few years, her father had a really large collection of rothko’s, pollock’s and johns’, and began to appear on a tv show where he would value and auction paintings. frida and phillip attended a public new york day school, where frida took up flute, lacrosse and ballet.

PERSONALITY.

— both her parents had Large Personalities, so frida’s never really been shy around adults, even as a kid she’d speak to them in a forthright, confident manner, and because she was always surrounded by adults, she’s always seemed a bit Wise Beyond Her Years. — very much a consolidation of every character in the secret history. has a morbid longing for the picturesque at all costs. obsessed with w.h. auden and the beat poets. — ”aestheticism is the only thing worth pursuing and even that is pointless”  — is majoring in classical civilisation. can read ancient greek and latin. also speaks french. — studies hard and plays hard. she gets top marks but it’s because academia is literally her life, she loves the smell of libraries, the ancient smoke of learning, of feeling like old wine in a new bottle reincarnated from the bones of some old, dead witchy woman who invented a cure for cowpox or somethin. — isn’t a foward-planner, however. frida prefers to leave her options open, play the field, live in a spontaneous manner so her study style is mostly cramming a few days before a test, or staying up all night writing an essay on a massive adrenaline boost powered by red bull or probably adderall, scribbling (or typing) furiously into the night. — pretentious motherfucker. LOVES poetry, especially the romantics, loves morbid ones too, edgar allen poe, sylvia plath, allen ginsberg, she just loves them all. can’t get enough. her favourite films are like…. wanky artfilm independent european cinema. especially french new wave. “what do you think of goddard’s work??” while snorting a line off someone’s sink at 5am on a school night, but you can bet she’ll make it to that 9am class. — very Intelligent and Beautiful and knows both of those facts. vocal feminist. soapbox sadie. Very Passionate about Issues. plays devil’s advocate. humanitarian, vegan. — judgemental but takes great care not to appear so. — just wants to be Loved By All. a party girl ; doesn’t rlly enjoy it, jst feels she Should enjoy it. — tries to be an Enigma. wants to be mysterious and unreadable because that’s what books have taught her makes women Desirable and Interesting and Cool. — obsessively devours mystery and thriller novels. she herself is a gillian flynn book waiting to happen. — act like the flower but be the serpent under it. is a user. manipulative. leads people on. will throw another student under the bus to demonstrate her own intelligence and integrity — heavily involved in the theatre society. loves attention. — has an addictive personality. seems unable to do anything in a small dose, she has to let it utterly consume her. with sports, she’s fiercely competitive, runs track, played lacrosse at school, now is a cheerleader probably. with alcohol, it’s never a shot, it’s a whole bottle – wine or whiskey – she’ll be table dancing before the night’s up and making out with someone she’ll regret in the morning.  — her clothing style is like…. vintage thrift store but make it preppy. berets and cute hats, neck scarves, large fluffy cardigans or like those leathery jackets with big suede fringes on them, mini skirts (very 70s), and knee high socks or boots. quite often she’ll be in sports kit, maybe a cute tennis skirt, n when she’s feeling casual she’ll wear like, a talking heads tshirt with a pair of mom jeans and converse, but otherwise, the library is her catwalk. — relates to ophelia from hamlet and sibyl vane in dorian gray. weirdly obsessed with women who commit suicide. loves jackson pollock paintings and abstract art. – likes old things. old books, old music, old houses, it reminds her of happier times like when she wasn’t alive. buys all her music on vinyl and has a gramphone because “The Sound quality is Better” kfdsjj. 

anyway, here you will find a pinterest board, and here u will find a stats page.

PLOTS.

here are some generic wanted plots but by all means message me so we can flesh them out more if any strike ur interest:

study buddies !! someone who is equally unprepared and so spends all night in the library with frida before a big deadline, maybe they even met in the library

if they’re from new england or vermont, then cousins . second cousins / extended family / family friends –  probably spat volavons on your character once as children, omg childhood friends !

people who live on the same floor and only know each other from brief interactions in the lift or the canteen

frinds !! unlikely friends !! toxic friends !! former best friends separated by sporting or academic rivalries ! 

hockey / cheer friends who are on other teams but who she absolutely loves playin against!!! 

fellow academics who like meeting up to discuss latin and greek ! gimme a secret society bonding by their love of ancient learning

i reckon she’s in a lot of societies, definitely the film club, maybe works as a projectionist at the uni cinema if they have one so give me ppl affiliated with that, give me fellow wanky pretentious art-lovers and poets and historians who will go to museums and galleries with her and listen to the velvet underground on vinyl

people she gets mortally fucked off her tits with at parties

people who think she is throwing her academic potential away by caving to hedonistic impulse

people she has drunkenly made out with, hooked up with, or regularly sleeps with casually, maybe even a friend w benefits she is repressing feelings for, i love angst, 

people she used to date or unrequitedly likes, but to them it’s just a physical thing, give me all the thirsty angst plots, and maybe some softness too, i need some religion in this girls life, she is a roman catholic after all

thats all for now folks jeez louise thanks for stickin with me

[ivmwc]

𝕀 𝔾𝕦𝕖𝕤𝕤 𝕥𝕙𝕖 𝔹𝕖𝕤𝕥 𝕋𝕙𝕚𝕟𝕘 𝕀 ℂ𝕒𝕟 𝔻𝕠 𝕎𝕚𝕥𝕙 𝕄𝕪 𝕋𝕚𝕞𝕖 𝕀𝕤 𝕃𝕠𝕧𝕖 𝔼𝕧𝕖𝕣𝕪 𝕄𝕚𝕟𝕦𝕥𝕖 𝕠𝕗 𝕃𝕚𝕗𝕖 || Self-Para

who: Luke Benson ft. Ripley Wren when: Early Afternoon 11/19 where: Wold Lodge Fitness Gym summary: After one of their weekly one-on-one training sessions, the gals have a chat

As the finished up their cool-down, and Ripley went over to take seat on the bench, next to her things, Luke instead began to work on some stretches for the class that she had up next in about thirty minutes or so. “Alright,” came the accented word, “Let’s get into this week’s mini-session.”

Luke chuckled, having lost all hope that Ripley would ever forget that she agreed to doing therapy sessions, under the condition that they could fit it into Luke’s existing schedule. This downtime after their one-on-ones seemed perfect, and the woman was nothing if not clever, Luke would certainly give her that. “Sure thing,” she replied, not missing a beat in the routine she was working on,

“We discussed your mum last session, and you made mention that hers wasn’t the first death you had dealt with first-hand. Care to elaborate on that?”

The trainer sighed, but masked it well as a simple breathing exercise as she refused to stop moving. “Not really, but I suppose if I don’t bother to leave my comfort zone every once in a while, then there’s no point in free therapy,” she noted. “I was seven. Teagan, my brother-from-another-mother that’s been up in Philly for a few years now, he had an older brother. His name was Steven and even though he was eighteen, high school senior, he was never bothered by Teagan and I tagging along with him. He was genuinely the older brother any kid would be lucky enough to have.” 

She let out a small chuckle as memories came back. “We used to say that Steven probably knew that Teagan was trans even before Teagan knew what trans meant,” she laughed, before it faded out. “He sounds wonderful,” came the reply from her friend, that Luke by now understood was a gently nudge to continue.

“Anyway, it was November 10th. It was already cold and dark as we tried to make our way back to Threadgoode home after having dropped off Lyra at her house. Steven had taken us out for some sledding and we’d kind of lost track of time. He was pulling Teagan and I behind him on the sled, and we couldn’t have been any further than maybe three or four houses when we heard the revving of an engine and it suddenly started getting louder. Closer. We looked around trying to place it, but there weren’t any headlights...until there were.

They came on, blindingly, pretty much right on us. Steven managed to kick the sled down into the nearby ditch, and us with it. The sled hit a rock, we flipped and got thrown off into some cold runoff. As soon I felt solid ground under me, I checked on Teagan and we both immediately started to try and get back up to street level, but our gloves weren’t helping. I remember just ripping mine off with my teeth so I could use my fingers to dig into the snow and get back up.

By the time I was at street level again though, the lights were gone again and all I heard was the screeching of the tires as it peeled off. I was able to make out tracks in the snow...they started off muddy from the street slush, but then started to fade into almost pink slush, and then there was the deep crimson of the pools that were forming around Steven’s head and chest. I ran over, and I remember not really thinking too much but just acting. I could see a being wound in his chest, and put my hands over it. I could hear Teagan coming up behind me, and screaming for help. I glanced down at Steven, and he looked up at me-” She stopped for the first time since she’d started, and took a steadying breath. “-He uh, he looked up at me and he tried to smile. Blood just came up and I didn’t know what to do. I could keep my hands on his chest, but I couldn’t really put my hand over his mouth right? But in the midst of that he just mouthed ‘It’s okay’, and then his eyes went dim. I looked up at my best friend, and I could almost swear his eyes had gone dim at that moment too.

It was honestly all so chaotic and felt like it lasted for ages, but I later found out it was closer to five minutes. Mr. and Mrs. Threadgoode grew concern when we were late getting back, so there were actually out on their front porch waiting for us. They heard the initial revving and saw the headlights pop on, they heard an impact, saw the lights go back out and then shortly after they heard Teagan’s screams for help. Mr. Threadgoode said it took him another five minutes just to pull me off Steven when he got to us....Never did find who was responsible, though considering their paternal grandfather had been a former hunter, they didn’t expect much.”

Finally coming to a stop, Luke went over and took a seat on the floor next to her friend. “So, how many people have you shared this experience with?” came the question. “Counting you and the investigating officer? Three.” She watched Ripley nod and say, “I’m assuming Teagan’s not the third person, as if you’re discussing his brother you’re going to focus on Teagan’s experience.” When Luke just nodded, Rip added, “Because of course you are.”

Luke dropped her head back on the bench and looked up at the guild hunter. “If I’m honest, I kind of repressed the whole thing for a while. Didn’t really think about until mom....”

“Oh, so I take it the thirst person who knows about this is the same person you opened up to about your mum then?” Luke didn’t really answer, though it didn’t seem to make difference either way. “Does that woman know just how deeply in love with her you are?”

“Ripleeeeyyyy,” Luke warned.

“I’m sorry, I’m not trying to be difficult. Honest. All I’m saying, is that you’ve shared so many things with me as your therapist that I really highly doubt you’d have ever shared with me as your friend, and it turns out that almost every single thing has also been shared with this woman. Surely, in spite of the persona you sometimes put on, you’re self-aware enough to see just how much trust in a person it takes to do that?”

Luke gave her an almost defeated look before she came back with, “Well, she trusted me enough to allow me to be around her daughter and in a way that’s kind of what brought me back to center so...all’s well that ends well...however it ends.” Ripley gave her a soft look that was almost tinged with pity. “Oh, you clever girl. It seems your physical gymnastic abilities are only rivaled by the mental ones you go through up here,” she said, giving her forehead a tap.

She then proceeded to gently brush away the loose strands of hair, which caused Luke to narrow her eyes and become wary. Sure enough, she spotted Phoenix making her way to the dance room while looking in at the pair. She slapped the hand away. “Behave,” she warned as stood up.

[kendraxtempleton]

K E N D R A   J A I D E N   T E M P L E T O N

I N F O R M A T I O N

✧･ﾟ: *✧･ﾟ:* ｡･:*:･ﾟ★,｡･:*:･ﾟ☆✧･ﾟ･:*:･ﾟ

N I C K N A M E ( S ) :

{   K e n  ,  K e n n y   }

A G E :

{   T w e n t y  -  F i v e   }

A L L I E G A N C E :

{   U r i e   }

S E X U A L   O R I E N A T I O N :

{   B i s e x u a l   }

R E L A T I O N S H I P   S T A T U S :

{   S i n g l e   }

H E A L T H   S T A T U S :

{   H i s t o r y   o f   D e p r e s s i o n   }

O C C U P A T I O N :

{   S t r i p p e r  /  E s c o r t    a t    H o l y   T r i n i t y   }

{   P e r s o n a l   H i t  -  W o m a n   f o r   M o r r i g a n   U r i e   }

F A M I L Y  /  C O N N E C T I O N S :

B I O L O G I C A L   P A R E N T S    ---  {  D E C E A S E D  }

Y O U N G E R   B R O T H E R   ---   {   elijah   }

F O S T E R   B R O T H E R   ---   {   wyatt   }

B E S T   F R I E N D    ---    {   morrigan   }

C R U S H   ---   {   kayden  }

E N E M Y   ---   {   theon   }

m o r e   t o   a d d  . . .

B I O G R A P H Y :

     When Kendra was young she learnt how to play the piano. In their small wooden home on the slightly poorer side of Hedgestone, she would sit beside her greying father and play on the old grand piano. The piano itself was the last of what they had from her father’s mother, and it was something Kendra’s father refused to ever sell; even when times were hard. Even though money was hard at times, the Templeton’s were always happy, even when they added an extra member to the family.

     When Kendra was ten everything changed.

     After their mother had tucked her and Elijah into their beds in their shared bedroom, the house was quiet as everyone fell asleep. But sometime in the early hours of the morning Kendra woke up to their mother shaking her awake, a crying Elijah in her arms. As her senses came to her Kendra could smell the smoke and feel the heat of the fire. She didn’t have time to react before their mother was dragging her out of the room. Cough filled her lungs and fire licked at her feet as they ran out of the house. Their mum left them there on the pavement, Elijah clutched in Kendra’s arms as the woman ran back into the house. Neither of their parents came back out of their home. 

     By the time the police arrived the house was in shambles, and so was Kendra. Her hands remained clutched onto her brother, even after the doctors were finished with them. Kendra’s hands only let go of Elijah when child services separated. Due to crowding, Elijah was sent away to a an Ainsworth adoption service while Kendra stayed in Hedgestone. Watching her brother be taken away in a different car, Kendra had screamed and kicked as she tried to get to him. But it was no use, no one cared about the Templeton’s.

     Kendra grew angry the longer she was separated from her brother. No one cared to even know where she came, or that she had a sibling. Like the other orphans Kendra became a ghost waiting for someone to bring her back to life. She only spent a couple of months with the service before the Langstons’ found her. Kendra wasn’t sure what they saw that made them want her. She wasn’t young, or a smiling pretty child. Still, they wanted her and that made Kendra angrier. No matter how angry Kendra would be, or how she would only speak a few words at a time, the Langstons’ never stopped trying or loving her. And after some time Kendra found, despite not wanting to, herself loving all of them.

     As a teenager when Kendra wasn’t hanging around Wyatt and his friend Kayden, she was slinking away at night to party with a group of kids from school. It was the stage of her life when Kendra thought about dying. Every time she’d pop a pill or snort a line, she’d wonder if this would be what would kill her. She’d spend her nights and weekends drinking, getting high or having sex with men. Each time she snuck back in through her window of a morning, Kendra would ignore the looks Wyatt gave her and pretend everything was okay. 

     Then one night, when Kendra was done with school and aimless, the night of her parent’s anniversary she was high and depressed, a man pulled her into an alley way. He pulled at her clothes and kept trying to push her down on her knees. Kendra called out but no one heard and the man tried harder to get her of her clothes. Scratching at his face and hitting him, he still didn’t give up. Her hand reached out and  found a broken glass bottle that she stabbed into the man’s neck. It was Morrigan Urie who found her there in the alley way bloody and with a dead body. 

     Morrigan was Kendra’ saving grace. She cleaned Kendra up and helped her get a job and sober. When Morrigan first asked Kendra to work as her personal hit woman, Kendra had been hesitant and then she had her taste for it. Kendra found she liked having control of these powerful people, sleeping with them and earning their secrets before ending their lives. She earned the name Black Widow and after years of being invisible, Kendra was good at her job and keeping herself unknown. 

     Year after year, Kendra and Morrigan’s relationship developed and when the girl’s father and brother were killed she was by Morrigan’s side. Except throughout her teenage years, Kendra had been sneaking out to meet her brother. Struck between wanting to be with him and the people she cares about in Hedgestone. Kendra drowns in her guilt everyday but unable to make a choice. 

[thefemalehustler]

#PRFOCUS INTERVIEW: ANDREA HAMILTON (CEO THEORY COMMUNICATIONS)

Hi Andrea, thank you for taking the time to speak to The Female Hustler today. You are originally from Cleveland, what was it like growing up there and what made you decide to make the move to Atlanta where you are currently based?

Cleveland is a tough place to grow up in. There aren't many opportunities, its much poorer, a lot of crime, but that type of environment births a city of hungry people who are go-getters. I had a great family life, I grew up with my mother who is an educator and my father who is an artist/photographer. By having the best of both worlds, I had a lot of great knowledge, characteristics and skills instilled in me from birth. When it came time to select a university/college to attend, I wanted to move to Atlanta BAD. Atlanta seemed to be the hot and popping place for African Americans and millennials. I knew that Atlanta was the place to be, if you wanted to be somebody.

You went to college for Fashion Design, how did you end up working in PR?

I took a slew of odd internships while in fashion school, because I was desperately trying to find myself. I stumbled across a fashion PR internship and applied. Luckily, due to my quick wit and knowledge I landed an interview and was hired. It was then that I realized PR was my true calling. I went out a lot as a young adult and would meet all kinds of people, head music execs, athletes, tastemakers, artists and more. I used those relationships to develop a strong a core network. So when I got into PR, those contacts I had finally were beneficial to my career. I grew to love public relations fast because I was naturally great at it.

You are the head publicist at your company Theory Communications which you run with your sister, how is it working so closely with family?

My sister and I are 17-months a part and have always been raised like "Irish twins." Nobody knows me like my sister does, and vice versa. We argue and bicker all the time, but we always make amends and never let that get in-between the work that needs to be done. We've spent our entire lives together so we know each others strengths and weaknesses as if they are our own.

Tell us a bit more about your company Theory Communications and what services you offer

Theory Communications is an integrative communications agency, fusing traditional PR and marketing tools. Founded in 2014, our team consists of professionals with combined experience serving a number of high-profile clients in areas including Atlanta, Los Angeles and New York City.

Theory Communications specializes in public relations, digital marketing, social media marketing, event planning and branding for lifestyle, sports and entertainment clients. We also have in-house web design, graphic and intellectual property teams. We pride ourselves on creating informative, fresh and innovative brand awareness for our clients through extensive relations with national and local media, state-of-the-art marketing tools and strategic planning skills.

One of your current big clients is Hustle Gang, how did that opportunity to work with them come about and what has been a highlight so far?

I was introduced to Grand Hustle through a referral. Once myself and some of their executive staff met we immediately had a great vibe. I'm a family ran business so all of my clients are like family. I have to really have great vibes and energy with each client as well as they need to have that for myself and our team. So we immediately hit it off, which led to us working with each other.

Since working as a publicist what has been one of your favourite campaigns so far?

One of my very first gigs was the VH1 Rock Doc - ATL Rise: The Untold Story of Atlanta's Rap Game. We were the talent liaisons for the show, as well as curated the big red carpet premiere in Atlanta. I will never forget this because it was such a huge gig and we landed it within 30 days of launching our company. It also was the first time I had received TV/Film credits, so to reach that goal in the very beginning has always been memorable.

With your job you are always travelling around, where has been your favourite place you have got to visit with your work so far?

I travelled to Hong Kong, China with one of my beauty clients, Ming Lee. I love experiencing different cultures, so being in China was always a bucket list destination for me. I had a great time and learned a lot about their way of life, food, culture and more.

As you know we are a UK based blog, have you ever been to the UK? Any plans to come to London anytime soon?

I have not been to the UK yet, but I cannot wait to have the opportunity to come there. I've heard so many great things and funnily whenever I pretend to have an alter-ego I am from West London, Hammersmith, lol. So I probably need to visit there to learn more facts when I pretend next time.

Are you familiar with any UK artists?

I'm familiar with Stefflon Don, she's super dope. She's signed with Quality Control - an AMAZING independent label. They put on heavy for their artists so I've been watching her movement... she's going to blow.

Who would be your dream client if you could work with anybody that you haven't already?

I don't per say have "dream clients" I just love working with athletes and dope/creative artists with open mind sets. But if I had to choose, I would love to work with someone such as Travis Scott because he's just dope all around. Rihanna of course because she has so many different things going on in several industry categories, so we would stay busy and get creative.

When a potential new client approaches you about working together, what do you already expect them to have in place?

They need to have a product and somewhat of a local following.

What struggles did you face when launching your own company and how did you overcome them? Do you have any advice you could share with someone who is getting ready to take that leap into launching their own company?

The main struggle is organization. We kind of hit the ground running, so we were stuck trying to organize the back end of the business while taking on new clients. It's important to organize and manage your business operations first and foremost. Understand the business your in, do research, read articles, know the top 5 CEO's in your field and their story. There's no such thing as too much knowledge. You should study your craft every day so you can understand how to operate your business the best way.

You are also a full time mum, how do you manage juggling motherhood and running your own company? Do you have any advice for any mums out there who may be wanting to start their own company?

My advice for Moms are NEVER GIVE UP. My daughter is my biggest motivation. She comes with me everywhere thankfully because I have the luxury to do that. But for the Moms who may have to put their kids in school/day-care, just always set aside time for your kid as well as time to recharge yourself. It's very difficult finding time for you when you are juggling the weight of the world and a child(ren) on your shoulders. I usually pick a day of the week that I will just hang with my daughter and then possibly just go home, cook (which I love to do), watch TV or go get a massage. It's been life changing.

As you know we are 'The Female Hustler' what is your definition of a 'Female Hustler'?

A female hustler is a woman who knows what she wants and is relentless to reach that goal. You may not necessarily be at your "goal" yet, but as long as you are taking strides to reach your goals in life you are a hustler. Never be discouraged by the hustle and never compare your grind to another because we all have different roads to take to reach our goals.

Finally what is coming up for you, your company and clients that you are able to share with us?

Honestly, we will just be working, growing larger with clients and our team. We have a lot of great projects upcoming for some of our existing clients such as Lou Williams (Clippers), Hustle Gang, Stephen Jackson (NBA Veteran), The Gathering Spot (Private Membership Club) and more. This year (2018) is going to be crazy!

To connect with Theory Communications see below:

T: www.Twitter.com/theory_comm

IG: www.Instagram.com/Theory_Comm

W: www.TheoryComm.com

[thebcadventuresdiary-blog]

DAY 1 - 6

(Thu, 19 Sept - Tue, 24 Sept)

After a long day of travelling (14 hours!!!), I finally made it to Vancouver at 09:45 pm - yay, 15 minutes early! I had a layover in Calgary so I already did Immigration there which was actually quite nice. I’ve been stressing out about actually getting my visa approved basically for the whole flight to Calgary and long before that but in the end, everything went down smoothly. Of course - in hindsight, I don’t know what bad thing should have happened. The time my flight got in probably played a big role in me getting through Immigration quickly. I was with the Border Control Officer for maybe 15 minutes if at all and he didn’t even want to see any proof of insurance or anything, just my POE Letter.

So after that, it was so much more stress-free to take the 1 and a half hour flight to Vancouver. And since it was a domestic flight and I was through Immigration already, I could just go to pick up my luggage. And I finally saw my boyfriend again. God, that was the best sight ever after such a long time. We were separated by a wall that we technically could have crossed but officially weren’t allowed to until I had my luggage and got out of that area. But we got to hug already and hold hands and I just really fucking missed him.

It’s really crazy how every time we’re reunited, it feels like no time has passed at all even though the actual time we were apart when we were going through it felt so horribly long. But now that we were reunited again, it felt just like it had to be exactly that way. After six months, it was so so good to be able to hug him and kiss him again, and to see all the changes that are a lot more apparent when I’m not looking at him through a screen. Of course, as promised, we headed to A&W immediately so I could have my beloved Beyond Meat Burger again (it was as good as I remembered!) Then we headed back to his place, I got to see and pet his cat again (damn, I missed that fluff ball so much) and after lots of cuddling, we went to bed.

Now, I wouldn’t be me if I didn’t start my year abroad with a bang. Literally. My boyfriend had to go to uni so I accompanied him and as we were heading up the escalators at the train station, I somehow tripped (don’t ask me how, I’m still trying to figure it out myself) and fell. Fucking hell, I don’t think my knees have ever hurt this much. My boyfriend was laughing of course - he also did when I fell down the stairs in Oslo lmao - and I was too but mainly so I wasn’t crying instead. It really fucking hurt and I quickly realised I couldn’t really move my right leg properly. Unfortunately, it took a little while until I got an ice pack for my knee and by that time my legs were already black and blue all over - spoiler alert: it just got worse in the following days but at least I could move normally again the next day. So basically, I spent my first full day in Canada in agony. Honestly, I’m not too surprised.

I actually have to fight quite a bit with jetlag. I’m awake pretty early and then could fall asleep (and did fall asleep) at around 6 or 7 pm. Hopefully, that will be over soon.

Saturday, my boyfriend and I didn’t really do much. We mostly just hung out at home before we went to ICBC Driver Licensing in the afternoon to inquire about how I could get a BC licence. Turns out that was pretty easy luckily - honestly, I’ll probably have more troubles getting my German one back when I return. And we also went to A&W again! (Am I obsessed? Most definitely.)

And then Sunday was the day I finally met my host family. It was actually so nice to pack my bags at my boyfriend’s place but not feel sad because I was leaving indefinitely. Living just about half an hour away from each other is honestly the best thing ever. My boyfriend dropped me off at my new home - my host mum made a comment about how he could have helped me with the suitcases and how there were no gentlemen left these days, it was hilarious tbh. So I met my host mum and the family dog (little cutie!!) first while my host kid was still napping. I immediately felt welcome in the family, sitting down to chat a bit with my host mum while the kid was slowly waking up. He was a bit shy with me at first and putting on quite the show which quickly escalated and got a bit too much for everyone involved. I then had some time to unpack while my host mum rested and that was also when my host kid slowly warmed up to me and started talking to me. He helped me with unpacking (even though I later had to rearrange my drawers lmao because he does not know how to put clothes into drawers efficiently). For dinner, we went to a place I thought was quite fancy but very nice. Awesome view of the mountains and river - which, I was told, would have been even better if the weather had been nice. I also met a woman who is much like a grandma to my host kid and she was also very friendly and made me feel welcome. Even though at that point I was so exhausted from all the new impressions and travelling still that socialising was a bit much for me.

Monday was my first official day of work. But it started out easy enough. I came to pre school with my host mum and kid so I could be introduced to the teachers and see where the school was and everything and after that my host mum and I ran some errands. Most importantly, actually getting my German drivers licence exchanged for a BC one. After that we did some grocery shopping and then it was already time again to pick up my host child. When we returned home, he and I had some time alone together because the mother had an appointment. Naturally, I had a crying child on my hands right on my first day. At least, it wasn’t my fault. He got a little too excited playing that he hit himself in the back with a hard object. Interestingly enough, I felt less overwhelmed with the situation than when I had a crying child on my first day during my first aupair experience. Of course, I’m six years older now and back then, I had my two host children plus two of their friends on the first day. It’s much more easy going this time around - in all aspects. Besides that little incident, the first day went pretty good and I was just really exhausted by the end of it.

Today (Tuesday), my host kid and I spent even more time alone together. In the morning, we took a short trip to the park and when we returned back home, we were playing for a bit before I made lunch for him and then tried to get him to take a nap. It was quite the challenge! I think it took about an hour until he settled down enough to even attempt to fall asleep. But he eventually did. It was a little weird for me to have a sleeping child on the couch while I had no idea what to do because I was scared if I made the tiniest movement or noise, he’d wake up. Which of course wasn’t the case and I could easily just leave the room. Well, he’s not the only one who needs some getting used to to the new situation. But I think we’ll both handle it very well. My host mum bought a new car today since the old one that I was supposed to drive died shortly before I arrived. I haven’t driven the car yet (and I’m a little, let’s say intimidated by the prospect of doing so) but it’s a cool car and not too big so I should be okay. We’ll see how that goes tomorrow.

Burger Count: 2

[l8rl0ser]

Part THREE/ Hate How You Made Me Feel/ Ashton Irwin

A/N : Sorry this took so long loves ! I’m honestly not proud of this chapter but I did say you guys would get it in the morning. So here it is, and I’ll update every 30 notes. I honestly hope you guys are enjoying this series, please give me feedback and have a wonderful day !!

Word Count : 2k+

Parts : one, two, three, four, five, six, seven, eight, nine, ten, eleven, twelve, thirteen, fourteen, fifteen, sixteen, seventeen, eighteen, nineteen, twenty.

“Baby do you want me to cut you up an apple or something?”

I look up from the mug of green tea in my lap and look around for the voice that had just questioned me.

“Uh no?” I reply in a questionable tone only to come face to face with Ashton. He's wearing a wide toothy grin as he steps closer to me, kneeling between my legs taking my mug and setting it on the end table, then taking my small hands in his large rough ones.

“Are you sure you're not hungry baby girl? You haven't eaten since yesterday morning.” He asks worry filling his eyes, only for me to raise my eyebrows at him.

“W-what?” I ask, Ashton giggles and cups my face with his hands leaning in pressing his forehead against mine.

“I just don't want you to get sick, I love you.” He states, before our lips have the chance to touch, I wake up panicked and out of breath. I sit up and throw my covers off and begin on catching my breath before Michael bursts into my room. I glare at him with one hand over my heart and the other behind me helping hold myself up.

“Yeah she's fine !” Michael shouts before stepping into my room. “Are you fine ?” He questions, raising an eyebrow at me.

“I'm fine.” I reply, dropping my hand from my chest to take out my braid from the night before. Michael smiles and calls for Calum, once my brother is in my room they close the door behind them and walk up to the foot of my bed. “What ?” I ask afraid that I've done something wrong not wanting to get more lectures.

“What should we do today ?” Calum asks causing me to look at him, my eyebrows raised. “You've been in your room for three days, just come on and hang out with everyone yeah ?” He negotiated.

“Uh sure ?” I answered unsure if I should've ignore his question or not.

“Alright then ! Let's go swimming ?” Michael butted in. I shrugged my shoulders in response. “Okay well get dressed, but don't take too long.”

Three days.

Three days Calum swore he wouldn't let me out of the house, three days of complaining to Lacey over the phone because I wasn't aloud to have guests over. But now that those three days are over and they want to hang out ?

I walk over to my closet and decide between a sunflower covered two piece bathing suit, or a two piece plain black bathing suit. Finally deciding that there was no reason to “impress” I settle on the plain black suit. After I get myself dressed and grabbed my towel, phone, and sunglasses I make my way to the backyard not seeing any of the boys on my way out. I shrug my shoulders and continue to make it to the backyard.

It was a beautiful day, only eighty degrees not too hot or cold. The sun was out and there were slight breezes here and there. I layout my towel and set my phone down beside it, then I walk over to the shallow side of the pool and dip my foot in. The water is lukewarm so I end up just leaning in all the way getting my hair and face wet in the process.

I swam around for about thirty minutes on my back until I heard a loud slap and water went everywhere. I freaked out and ended up going under, swimming to the surface again spitting out water I open my eyes to see Michael.

“Sorry y/n I didn't think I would have scared you.” He said with a smirk, only receiving an eye roll from me. I turn over to where my stuff is only to see Calum, Luke, and Ashton. They were all dressed in their pool attire and were accompanied by towels as well.

“Are you fucking kidding me Calum? I could've flipped out and drowned.” I whine while stepping out of the pool.

“Well good thing you didn't.” He replied jumping into the pool.

“Whatever.” I mumble under my breath, I walk over to my towel and put on my sunglasses then lay down to sunbathe.

I don't know how long I was there for, but I was rudely awakened by a pair of arms carrying me.

“Calum I swear put me down now.” I state with my jaw clenched, pulling off my glasses I don't see Calum only Luke.

“Well since I'm not Calum I'm not going to listen to that princess.”

“Luke put me down !” I shout trying to push away his arms only causing him to hold me tighter as we got closer to the pools edge.

“Nope.” He replies popping the ‘p’.

“Please Luke put me down.” I whine looking at him, he stops and smiles at me.

“Okay.” Is all he replied with before dropping me into the pool. I swim up and glare at Luke, while the other guys laugh at what had just happened. A part of me wants to cry because it reminds me of the bullying, another part of me wants to scream because my life was so much better without all of them.

Before I have a chance to react Michael says, “You guys would be cute honestly.” I turn at him shocked at what he just said. The fact that he didn't seem to have a problem with it makes it even worse for me.

“I wouldn't have a problem with it. You guys are in the same grade anyways.” Calum replied shrugging his shoulders. I look between him and Michael not knowing what to say, then I turn back to Luke and he's just sitting on the pools edge with his legs in.

“Uh how are you not phased by what they're saying?” I question swimming up to him.

“How are you phased? They're just stating their opinions.”

“I'm phased because you all bullied me and now saying that one of you and I would be cute? Uh no Luke.” I roll my eyes at his idiocy.

“Whatever you say princess.” He shrugs his shoulders. Now I've about had it, not knowing what came over me I grab his ankles and pull with all my might causing Luke to fall into the pool. Calum and Michael burst into a fit of laughter while Ashton just climbs out of the pool.

“Really y/n?” Luke asks brushing his hair out of his eyes.

“Yup.” I smile at him, but in the back of my mind I was wondering what was up with Ashton.

“You know what?”

“What?”

Then Luke splashed water into my face, my jaw dropped and I stared at him in awe.

“Okay you're on.” I smiled before splashing him back. All four of us were splashing water until Michael put me onto his back.

“CHICKEN FIGHT ! Y/N AGAINST LUKE !” He screamed with me on his shoulders.

“Michael that's not fair ! Luke's a giraffe !” I shouted before I was face to face with Luke. He intertwined his hands with mine and started pushing forward.

“Y/n push him !” Michael yelled.

“Michael he is stronger than me !” I shouted back. Then Michael started backing up, so I wrapped my arms around Luke and leaned back. Luke and Calum ended up falling forward and everyone started laughing, everyone except Ashton.

“Hey, uh I was going to head home. I need to go watch Lauren and Harry mum has work.” He said while drying off his hair.

At the sound of Lauren's name I could burst with glee right then and there.

“Lauren? Is she busy?” I questioned. I was older than her by a couple of months, we used to hang out everyday after school whenever the boys would get together. But we drifted off due to the boys never being around and such.

“I wouldn't think so why?” Ashton replied.

“Well do you think it would be fine with Anne that I came to visit? To see Lauren of course.”

“I doubt it. As long as it's fine with Calum.” Ashton shrugged.

“Fine with me.” Calum replied nonchalantly.

“Alright I'm going to go get in the shower if you don't mind Ash.” I called while grabbing my towel and phone along with sunglasses.

“Yeah sure.”

“Bye y/n !” Michael called from behind me, I turned and waved back before entering the house.

“Okay I'm going to be in there in a minute, I just have to grab some drumsticks out of the back.” Ashton said, before putting the car in park and unlocking the car doors. I open the passenger door and walk up to the front door of the house. Still painted black, yet it still looks new after all the years. I walk in cautiously not knowing if Anne knew I was visiting.

“Ashton is that you ?” I hear a familiar voice call out from the kitchen. I walk towards the room where I heard the voice and see the small brown headed boy that was only a baby when I last saw him. “Mom there's a pretty girl in here !” Harry yelled running up the stairs to what I assumed was either his or Anne's room.

“What Harry ?” Anne called walking into the kitchen with a forest green basket of folded laundry, setting it down onto the counter before looking up making direct eye contact with me. Her hands flew up to cover her mouth as she squealed, running up to me with open arms. “Oh Y/N honey it's been too long. How have you been hun ?” She asks.

“Well everything is well, how are you ?” I answer, but before the blue eyed woman could answer she was interrupted.

“Mom who is Harry yelling about ?” Lauren questioned, once she was done I ran up and engulfed her into a huge hug. “Y/N ? Oh my goodness.” She said wrapping her arms around my neck, we stood there for a minute until I pulled away.

“How are you ? You've haven't changed at all.” I asked trying to catch up with Lauren.

“I'm doing fine. But I know how you have been doing, Ashton never shuts up about you ever.” Lauren replied giggling at the end of her statement.

“What ?”

“Oh she's right. He's always going on and on about how your hair looks or that you eat like a bird and he's concerned.” Anne informed me, I just stood there shocked. “Honey close your mouth you don't want to catch flies. And don't act too surprised, I always knew you two cared about each other a little more than others.”

“Who cares a lot about each other mum ?” Ashton asked stepping into the kitchen with a couple packs of drumsticks in hand.

“Nobody Ashton, but I'm going with mum to Harry's soccer match okay ?” Lauren stated causing me to get a tad confused.

“What ? I thought you had to watch Lauren and Harry while Anne went to work ? That's what you said while Luke and I were playing chicken ” I stated trying to figure out what was going on.

“I'm off today Ashton, you knew that. That's why I didn't mind you going to Calum's.” Anne replied crossing her arms over her chest smiling at the two of us.

“I-uh must've forgotten.” Ashton stuttered his cheeks getting rosey. “I'll be in the garage if you need me.” He uttered before making a beeline down the hall.

“See ? What did I tell you, now he's getting jealous. Tsk tsk, teens.” Anne laughed before calling Harry's name from the bottom steps. After Harry ran down he got all his equipment from the closet that I used to hide in whenever all of the kids were playing hide and seek. “Harry this is Y/N you met her when you were only a baby.” Anne said to him, he gave me a small wave in which I returned.

“Come on mum, we can't be late.” Lauren scolded opening the front door for Anne and Harry.

“Okay mom we’re coming.” Anne teased, but before she walked through the door she gave me a tight hug. “Go talk to him.” Was all she said before rushing out the door with Harry.

I paced around the living room, examining all the photographs on the wall. One picture caught my eye, I walked up to it and just the sight of it warmed my heart. It was eight year old me and ten year old Ashton running around in the sprinklers.

“We were so happy huh ?” I whipped my body around to face a sweaty Ashton, he had no shirt on but a pair of black skinny jeans hugged his legs tightly. My eyes trailed down to his deep v-line, but then Ashton cleared his throat. My eyes shot back up to face him, I can feel my cheeks burning red.

“Yeah we were.” I squeaked. He laughed, then turned to walk into the kitchen. I followed him and took a seat at one of the stools next to the marble top counter.

“Would you like anything ?” Ashton asked turning to face me as he grabbed the bread from the fridge.

“Uh no thank you.” I replied tracing the jagged lines on the flat smooth surface. Getting lost in my own world that I didn't notice Ashton placing a bowl of blackberries in front of me. I looked up at him brows furrowed, “I said no thank you Ash.”

“You never eat, when's the last time you ate ?” He questioned placing all of the ingredients for his sandwich back. I opened my mouth to speak but when I thought about it, I actually didn't know. Not wanting to fight with him I popped a blackberry into my mouth enjoying the bittersweet taste of it.

“Now.” I replied smirking at him as he took the seat beside me.

“Whatever.” He rolled his eyes before taking a bite of his sandwich.

“Why'd you lie today ?”

“I didn't lie.”

“Yes you did Ash, what was wrong I thought everyone was having fun.” I stated to the stubborn teen next to me.

“You thought Y/N, you only think about yourself and place your opinion on others.” He replied in a monotone voice, then continued eating like everything was fine. I on the other hand had my thoughts running a mile a second, what did he mean by that ?

“You know I thought you all were being nicer but you are just a dick Ashton.” I spat hopping off the bar stool, making my way to the front door.

“And I thought Luke was just being friendly and not developing a damn crush on you !” He shouted following me out.

“And why does that matter ?!”

“Because I-nothing Y/N.” He replied grabbing his car keys from the key rack. I stared him down for a moment and crossed my arms in front of me.

“No what Ash ? What were you going to yell huh ?” I tried.

“Nothing, you won't care.” He said pushing past me, walking towards his car.

“What were you going to say Goddammit Ash ! Just fucking spit it out !” I yelled, following him to his car.

Once I made it to the passenger side he opened the door for me, completely ignoring me and my question as he got into the driver side.

-Ashton-

Once we made it to her house, she looked at me with those beautiful brown eyes.

“Whatever it is Ash you can tell me okay ? Drive home safe.” She said placing her hand on mine, giving me a small smile before leaving the car and closing the door.

“I love you.”

[taurus-annie-main]

The Dinner

Angst + Fluff /// Baekhyun’s mother has never liked you, not in the slightest. Tensions rise around the dinner table when his mother invites a guest over.

“She doesn’t like me,” you mumbled whilst resting your head on the window. The cold glass was somewhat mending the current throbbing in your head, but you knew it was no match bigger one would come along. 

“No way,” Baekhyun said. “She doesn’t know you enough, she needs time to get to know people.”

You turned to him, “It’s been two years.”

He tapped the steering wheel and kept his eyes on the road, “Ah..maybe she feels threatened. You are taking her son away.”

You rolled your eyes and went back to resting your head against the window. The terraced houses were beginning to become familiar and the pit in your stomach was growing. On the next turn, he’d be driving into his childhood street.

“Your mother hates me,” You said as he began pulling into the driveway. His parent's car was parked next to yours.

He undid the seat belt with a click, “Listen, she’s just threatened. She has no reason to hate you, you’re probably the smartest and most beautiful girl I've ever brought home. Maybe she’s just testing the waters.”

You opened the door, “how many girls have you brought home?” You asked after you’d summoned the power to even joke with him.

He narrowed his eyes, “What’s it to you?”

“Oh just wondering,” you smirked.

“Well you can help me with the bags and maybe I'll tell you,” he said as he opened the boot of the car.

You took two bags and Baekhyun took three, they weren’t the heaviest so really he had no reason to groan. He trailed behind you as you walked up the stone steps to the front door. You placed the bags down, took a breath and reminded yourself you could get through this then you pressed the door bell.

He came and stood next to you, “It’ll be okay,” He said, then kissed your cheek.

“I hope so,” you said under your breath.

The door handle jingled and then it was swung open. You breathed a sigh of relief after seeing Baekhyun’s fathers face, pushing through the gaps in his legs was Genie, their pet dog. “You kids are late!” He exclaimed as he wrapped his arms around you both.

His father was a gentleman and the absolute spit of Baekhyun. How he’d settled down his dragon of a mother you didn’t know but at least they’d made Baekhyun.

“Sorry, I couldn’t decide what to pack,” you said as Genie jumped on your legs. You bent down and ruffled the dog's fur, “aren’t you excited!”

“Women,” His father sighed nudging Baekhyun as he said so. “Well you kids come in, Baekhyun you can place the bags upstairs.” He turned to you,“ Dinners just about ready so let’s go sit down. ”

“But dad-” Baekhyun begun

With one swift look, Baekhyun took some bags in his hand and began treading up the steps. You grinned as you watched him struggling up the steps, he threw you a look after hearing a giggle.

After placing all the bags in his old room, Baekhyun was downstairs and seated next to you at the table. His mother hadn’t made a grand appearance yet so you breathing quicker than normal.

Noticing your clear disdain, he placed his hand over yours under the table, “She loves you.” He said to your ear.

You scoffed, “she doesn’t.”

“Baekhyunniee!” A voice screeched, you immediately recognised it as her. You’d barely had the time to see her as she’d whizzed across the room to engulf her son in a hug. She placed to kisses on his cheeks, “Gosh, where have you been you little monkey!?”

His face was lit with a large smile, “Work and stuff. How have you been mum?” He asked.

“Barely surviving, I can’t bear to live with just your father and that dog any longer!” She exclaimed, His father rolled his eyes. “You need to move back here.”

“Maybe in the future,” He said. 

She tapped his nose,“Good.”

She unravelled her hold on Baekhyun and turned to you. You stood sheepishly next to him, mustering a shaky smile. “I almost didn’t see you there,” She said.

She’d knocked you to the side when she’d barreled into the room…but you kept that to yourself.

“Ah, sorry,” You said. “Um..how are you doing?”

She gave you a smile but it was obviously strained. “Good, you?”

“I'm good too,” you replied.

She stared at you in complete silence for a few seconds until Baekhyun’s father broke the quiet. “Let’s all sit down.”

She hummed in agreement and went and pulled up and chair next to her husband. You and Baekhyun took your seat. He cast you a look and mouthed sorry. You raised your brows in jest.

“Well, let’s cut the meat,” Baekhyun’s father said, grabbing the knife off the table.

“We can’t cut the meat without everyone here,” His mother said, pushing her husband's hand down. Baekhyun looked around the table, he’d just noticed the extra plate next to him, “Is Soohyun coming? I thought he was in Nepal.”

You could see the fire being lit behind his mother's eyes. She had something planned. “No, your brother’s still in Nepal. Ok, so, I was in Mr Kim’s grocery and you’d never guess who I met!”

“Who’s-”

Ring ring

“Oh, that must be her!” Baekhyun’s mother stood with the quickness you’d didn't think a 50 something could manage.

You turned to Baekhyun, “Who’s she talking about?” You asked him.

He looked equally perplexed, “I have no idea,” He looked to his father. “Dad, who did mum invite?”

His father shrugged, “Beats me.”

You could hear them in the hallway, his mother was busy dotting on whoever it was. You couldn’t hear the other person. Soon enough Baekhyun’s mother dragged the poor lady into the entrance of the dining room. The lady stood at the entrance sheepishly waving and smiling. Judging by the smile on Baekhyun’s face he clearly knew who she was.

“Kyunghee!” He said, practically leaping off his seat. “W-what are you doing here?”

You didn’t need Einstein to tell you what was happening. Baekhyun’s mother was standing between the both of them as if she was anointing their wedding. That bitch, you thought.

After the pleasantries and what not, Kyunghee, who you’d quickly come to learn was Baekhyun’s childhood friend, sat down. Baekhyun’s father began cutting the meat and everyone was dishing their food out. Your plate consisted of not much since you’d suddenly felt full.

“So,” Baekhyun’s mother looked to you, “How’s your job with the..uh..oh god, sorry, but what do you do again?”

“Primary school teacher and it’s going well, we’ve got exams coming up,” You said as you sliced into the beef. “It’s kinda stressful.”

Baekhyun nodded, “She’s always up at night making revision plans.”

“Nice,” His mother said, sipping on her juice. “Kyunghee, how’s the residential going? Baekhyun did you know that Kyunghee’s training to become a surgeon?”

Kyunghee’s face flushed, “It’s going good, it’s also quite stressful.”

“Which hospital are you doing your residency at?” Baekhyun asked, “I’m at St Johns General.”

“Really? That’s quite close, I’m at Judes.”

You sipped your wine and attempted to drown out the all too exciting doctor conversation between Kyunghee and Baekhyun. You’re not a jealous person, but it was hard not to be considering the underlying reasons behind it all.

“Kyunghee dear, do you remember when you and Baekhyun came home with your clothes absolutely drenched? What happened again?” Baekhyun’s mother asked.

You nearly scoffed at the word ‘Dear’, the woman would rather turn in her grave then address you as dear.

Baekhyun tipped his head back in laughter, “Oh god, that day was amazing!” He said.

Kyunghee placed her glass down, “We tried to rescue that frog and ended up falling into that lake.” She said. “What kind of idiots were we to rescue a frog in a lake?!”

The conversation carries on without you, not that even Baekhyun noticed. He was also quite enamoured with Kyunghee and his mother’s eyes were shining with glee. Meanwhile, you’d downed as much wine as you could manage. By dessert, Baekhyun had given you a look that screamed put the glass down, you did, after another glass.

You’d all moved to the living, and were watching a nature program whilst snacking on the cheese board Baekhyun’s mother had set out. Usually, you would have rested against Baekhyun but you couldn’t bring yourself to even try to.

By ten, Kyunghee had stood up and was wrapped up in her jacket ready to go. You’d never seen Baekhyun’s mother this dismayed.

“You’re going now?” She said.

Kyunghee nodded, “Yes, I have an early morning, I'm going to a seminar.”

“Ah, well, I guess you’re right,” She said.

Kyunghee turned to Baekhyun, “It was nice meeting you again toad face,” she said to him and then she turned to you. “I know he’s annoying, but thank you for taking care of him. Hit me up if he’s ever too much.” She finished with an effortless wink and Baekhyun snorted.

“I’ll be sure to,” You said, giving her a small hug.

“Are you mad at me or something?” Baekhyun asked as he buttoned up his pyjama shirt.

You spat the toothpaste out, “No.”

He was silent for a moment, “You’re giving one-word answers.”

“Listen, I'm not mad at you, I'm just slightly peeved,” You said. “Plus I want to sleep so.”

You opened the bathroom door and walked into Baekhyun’s room. He trailed behind you, “Baby, what’s really wrong, you can’t just sleep on it.”

“You know what’s wrong, don’t act stupid.” You said as you slipped your feet out of your slippers. “It’s your mother…it’s always your mother.”

“She was actually alright today,” He said. “She didn’t give you any shit.”

You cast him a cold stare. “Really…that’s what you think?”

He raised his hands in defeat, “I mean, what do you want me to say!”

“You really don’t see it do you?” You said. You could feel the emotions rising as the tension grew tangible. “Your mother brought Kyunghee to try and push me out, Baek, it’s really fucking obvious!”

He groaned and ran a hand through his hair. “Well, it obviously didn’t work so why are you getting worked up? I am still yours and probably will be for however long. Kyunghee doesn’t even feel that way, especially about me.”

“Well I don’t care, it’s the fact that she still attempted to,” You said. You walked to the left side of the bed and pulled the covers down.

He nestled into the bed, you shifted further to the left when you felt his hand coming up to touch your shoulder. “I’m sorry…I’ll tell her to stop.”

“She won’t stop,” You said after switching off the bedside lamp.

He placed a kiss on your shoulder, “I love you, you know that?”

You turned to him and buried your face into his chest, “I know you do, idiot.”

“D’ya wanna something?” He said, resting his chin on your head. 

You nodded, “Go on.”

“Kyunghee was hitting on you,” He said.

“What..no..wait, you’re right!” You said. “Well, tell her I just might hit her up if your mother keeps playing up.”

“Go to sleep.”

A/N 

Now this bitch was long, but I enjoyed writing it, the prompt given gave me a lot of room to work with so thanks for that anon! 

Kyunghee is the girl version of Kyungsoo if you guys didn’t notice, I tend to make girl versions of exo in my writing, it’s fun. 

[undertalesacrifices]

Pre-Sacrifices: Join the Monsters

"Liar."

 "You're faking it."

 "Such a loser."

 "Absolutely worthless."

 "You're a traitor to your friends!"

 "You're insane."

 "A complete psychopath!"

 "A murderer."

 "Monster."

 ------------------------------------------

     The police had closed the case as an accident. Besides, why would someone push their best friend into a pit? The child in question was mute and known to be the sweetest person around. Surely it was just horseplay gone wrong.

     Frisk's mouth soured at the news article. Horseplay gone wrong, eh? That was one way to put it. She put the newspaper down and finished her breakfast. As Frisk cleaned up she heard the tell-tale squeak of the school bus's brakes. With a clatter her plate was dropped in the sink and she scooped up her backpack in one fluid motion. Before she exited her front porch she turned to the doorbell and rang it twice. This told Frisk's parents she had left for the day. It was an excellent alternative considering she couldn't simply holler out, "Mum! Da! I'm heading out!"

     The mute child was apprehensive as she boarded the bus. It was the first day of the eighth grade. Frisk wasn't quite sure what to expect, though the whispers made one thing certain; She would never have any friends. 

     The entire bus quieted as Frisk stood in the aisle. She scanned the seats looking for an open spot. Frisk made eye contact with a boy near the middle. He quickly looked away and placed his book bag on the seat next to him. Frisk sighed and appropriated a seat behind the bus driver. At least by sitting there she hoped to be the lesser target for spit balls. The livelihood of the bus resumed. Frisk rested her check against the cool of the glass window. She had almost dozed off when she felt something smack the back of her head. A snigger could be heard from a few rows away. With a grimace the mute reached her hand behind her head to dislodge the vile projectile from her hair. This won't be the last of that, she thought glumly. If this was how bus rides would be she could only imagine how hallway and cafeteria confrontations would go. 

     Eventually, the bus arrived at her school, Victoria Classical Academy. Frisk departed from the bus with haste and hurried into the gym. As per morning protocol, grades sat on the floor in a line with their respective grade group and class until their homeroom teacher came and picked them up. 

     Frisk was one of the first people to arrive. Not surprising, considering how early the bus had gotten to the school. If Frisk had been the absolute first one, which would mean beating the car riders, then that in itself would be a miracle. She took her place behind a girl. Frisk studied her, curious. The mute didn't recognize the classmate in front of her. She had silk white hair and snowy skin. Her frame was slender, almost worryingly so. Frisk tapped her shoulder. The girl jumped a little and turned her head around. Frisk smiled and waved hello. The girl stared back with intense ice blue eyes. She was albino!

     "What's your name?" Frisk signed, hopeful. Frisk watched realization dawn upon the unknown females face. She smiled shyly.

     "They call me Shauna. What about you?" The albino signed. Delight overflowed Frisk. Someone who could sign! And well. She wouldn't have to resort to writing on her portable white board. The two girls chattered on amicably, discussing their similarities, differences, what they were excited about for the new school year and so on. This continued until a portly woman, which Frisk now knew as Mrs North, gathered her class together and had us march single file down the school halls and into her classroom. Frisk complied gaily. She had made a new friend! Her mind was on a happy buzz.

     But it didn't last.

     By lunch time, Shauna had been informed of what Frisk had done. When Frisk had come to sit by her she was immediately greeted with repulsion of horror. 

     "Stay away from me, freak!" Shauna screamed in English, not at least giving Frisk the mercy of using the language of the hands so no one would hear. "I don't want to end up like that girl!" The entire lunch room stilled and stared at Frisk in disgust. 

     Frisk held back tears, lips trembling. There was no point in trying to defend herself. Lunch monitors quickly diffused the situation appropriately, scolding Shauna and directing everyone to continue their lunch. Frisk ran out of the lunch room.

     When she returned home later that day after facing more taunts and jeers from the bus kids, an upset Da was waiting for her. 

     "Why did the school call me about misbehavior?!" he demanded angrily. Frisk's jaw dropped. 

     "W-what?" Her hands shook as she signed. "The only thing I did was run out of the lunch room after some kids started bullying me. I wasn't misbehaving." Frisk protested. Her father's expression was dark and purple.

     "I would bully you too, knowing what you have done." he growled. Shock rippled through Frisk. She had never heard Da speak to her this way before. And unjustly so! "Come here, you pathetic whelp!" He reached out and grabbed Frisk by the wrist. His eyes were crazed and they looked all around sporadically. "Can't speak and now you're a murderer! Why do you have to plague your parent's life with your very existence? You belong in hell!" Frisk's Da undid his belt. She bucked against him but he held firm. Inhumane sounds gargled out of Frisk's lips as she was lashed with the leather strip. She didn't know when he stopped. But when he did he spat, "You got what you deserve." He dragged her to her room and dumped her in the tub. "Clean yourself up!"' he barked and then left. Frisk could feel the welts rising along her backside. Where the belt buckle had snagged was a laceration. 

     With violently shaking fingers, Frisk peeled her school uniform off. Any and every movement was painful. Frisk's Mum wouldn't hear anything about this until she came back from her business trip. That was in a month. The mute was still breathing ragged, gulping breaths as she washed her battered body. They would leave ugly scars. Frisk dealt with her Da's abusive outburst for three weeks before deciding to run away. 

 -----

     "Why was I even born?" This morning's cuts pulsated. "Nobody wants me. Nobody loves me. The only person who might've is gone. And it's all my fault." The mantra repeated inside Frisk's mind. Her head pounded. The rush of blood in her ears washed away all sound. She was barely aware of the other children around her. Frisk had gotten used to it. When the bus dropped her home today, instead of heading inside she made her way to the trail that led up the mountain. Dirt and sweat entered her cuts, causing them to sting. But Frisk didn't care.

     Her feet stopped at the edge of the pit. Frisk leaned over, peering into unrelenting blackness. "It's so dark..." she whispered. "I can't see the bottom. Maybe... Maybe there's a way to end all of this." Frisk's heart began to palpitate. There was no going back. 

[shamelessmilkshakepanda-blog]

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How much do you think car insurance would b for me??

I have been on my dad's insurance for a few years. I am a 22 year old female. How much do you think I would end up paying every month for car insurance? on my own?

Ways to make car insurance cheaper?

I know this question or something similar has been asked a lot but i'm 18 and i've just passed my driving test and i'm looking for insurance. I have 2000 saved up and all the quotes i've been given are around this, I know i'm not going to get it much cheaper than this. Does ringing up the insurer and saying you've been given a cheaper like for like quote etc. work in getting the price down? And what companies are recommended for younger drivers? Thanks :)""

Should I live without health insurance?

I'm 33. My husband and I are self-employed and not making much money right now. We recently graduated from the same masters program and started our business. We would like to start a family - soon. Costs of raising a child aside, I am beginning to worry about the costs of having a baby in the U.S. I have begun looking into different insurance plans. Currently I am covered at a VERY basic level and he has no insurance. From what I have found so far, all the plans we can afford have very large deductibles, especially where pre- /postnatal and labor and delivery costs are concerned. Is it crazy to consider paying for these expenses out of pocket? It seems as though we will need to come up with about $20,000 on our own before our deductible is met in any case. Should we save the $350 - $450 per month that the insurance would cost? Can anyone recommend an insurance plan with decent pregnancy coverage for a self employed couple in Washington state? Also, does anyone know how or if the Affordable Care Act will change coverage for pregnant women? Thanks.""

Which auto insurence is the cheaper?

i whan insurance may car but which one is cheaper

How much money does your insurance go up after a car accident that was your fault?

I am doing an essay on distracted drivers and I just wanted to know the statistics.

""How much is the fine when a cop pull you over and dont have licence,insurance and tags!?

My uncle got pull over by a cop and gave him a fine without taking his car away(he got lucky) he didnt have a license or insurance and somebody stole his tag! he's not a resident or a citizen somebody know how much is that fine????he still have to go court but i wonder how much is going to be????

Has anyone ever had short term car insurance ?

how much is it ? i work alot in the summer so i only need a car for a month please help am new to this.

Whats the typical cost for fr-44 insurance - monthly?

more info: It would be a cheap car for example a 97 escort or corrolla in the state of florida. Thanks!

Would you get Uninsured Insurance coverage in this case?

Car worth: $2000 (KBB) Annual driving: 4000 miles Uninsured Insurance Liability ($15k/$30k): $100 (a year) Uninsured Insurance Collision (up to $3500): $50 (a year) Not going to get comp/collision since it's only worth $2000. My insurance company is requesting that I sign a UI waiver since I initially said no to UI. So I'm not sure now. Just liability is costing me $700 a year (even with good driver discount) so getting UI would add $150 to it so was wondering if it's really worth it or not.

Insurance on a crashed car?

Today someone crashed into my car, anyway both cars have minor damage but they're trying to say it was my fault and claiming on their insurance etc. etc. Anyway, i was just wondering if the price of insurance increases for a driver who has crashed, how long does it go up for and if they don't insure the car during that time (i may be at uni) Will the increased charges be saved for until they next insure the car?""

Where can i buy cheap insurance for 13 years olds in Atlanta?

I Have a 13yr old and i need to get Cheap insurance for him to play.

What would you say is a cheap and decent car to purchase and insure? (Please see details)?

My dad and I are trading in another car, with the value of 3000, and as a result, we were looking at getting a car worth around 6000 (or less). He has had no claims for years, however, I have only recently passed my test. Has anyone been in this situation or a similar one? If so, what cars would you recommend purchasing. I'd really like a Mini convertible (as do most people), and so does my dad, but how much would you say the insurance would be. We're talking about 5 years no claims with my dad. I'd purely be a named driver. I did look at the Citreon C3 pluriel, because I was told it was really cheap to insure, but having to pull the sides off the car to make it into a convertible is a bit of a joke! Thanks for your time guys, hope you're having a nice night! x""

How much is a basic texas motorcycle insurance?? cost these days..?

I am curious to know this information.. for later to purchace a bike maybe a suzuki 250r 2011

What is some really good but not exspensive auto insurance?

my daddy is with progressive and its really high on him and he is looking for a better and less exspensive auto insurance any suggestions.

I was wondering about my insurance?

i was wondering if my insurance will cover a tubal reversal? i have blue care its a goverment paid insurance cause i can't afford it.. i was really wonting this done and i have searched high and low on the computer and can't find anything so if u can help me out thanks a lot

Can you have insurance on a leased car ? Is leasing a good idea?

I want to have insurance and the car will be a daily driver just around my city .Helppppp

Car insurance rates question plz help 10 pts?

I pay $187 a mth for car insurance & that's full coverage with $500 deduct. The reason I was told I'm paying that much was bc of a big wreck I had back in Aug 2010 and since it's coming up on 3 yrs and my premium expires in Aug I'm expecting my rates to go down a little. My insurance company jus told me that that's not why I'm paying that much it's bc of 2 speeding tickets I got back in 2010 Feb & April bt when my premium expires in Aug my rates will go down. My question is can you guys give me a estimate on how much you think I'll be paying in Aug when my rates go down??! I live in S.C. Btw Thanks so much in advance

East Parsonsfield Maine Cheap car insurance quotes zip 4028

East Parsonsfield Maine Cheap car insurance quotes zip 4028

Does any one know a sight where I can get student insurance?

I want to join a sport but I need insurance and I saw some sights but they don't have my school please help

18 year old and car insurance...help please?

I've been saving up the past 3 years to buy myself a car. I've saved about 18K for a new car, so my price range is from about 18-24K for a car, new or used. Some cars that I'm interested in are: In Order: 1. 2004 BMW 530i 2. 2004 Infiniti G35 3. 2005 Mercedes C230 4. 2004 Acura TL or RSX 5. 2005 BMW 325i My problem isn't whether I can afford the car and the maintenance fees, its the insurance. I would be under my fathers insurance. He's 55, no accidents or tickets, been driving since 16. He would be the primary and I would be the secondary. I go to college, have a 3.8 GPA, work part-time, have been driving since 16, no accidents or tickets, and the car would be parked in a garage. I also wouldn't be driving much, just to and from school (less than 7500 miles a year). How much would basic insurance be? I hate getting online quotes because its time consuming and I hate getting spam emails and phone calls. I'm thinking of buying the car soon, so please help. THANKS!""

Insurance for buying a car?

I want to buy a used car. I was advised to get insurance before I test drive any cars. I went to a couple of insurance websites and they ask me to enter my vehicle info. How do I enter vehicle info if I don't own a vehicle yet?

How much a month would i pay for a 350z plus insurance?

Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily""

""Got a speeding ticket, how can I make sure my insurance doesn't go up?""

I'm 19 and I just got my first speeding ticket. If I pay for a lawyer to plead not guilty and get my demerit points removed, will that guaranty that my insurance rate will stay the same? (I live in Canada)""

Are they able to charge me with car insurance fraud?

A little over a month ago I had a contractor and his workers in my home. They came unexpectedly and although I didn't know it at the time I believe that one of them stole the key to my car, a new CR-V. Anyway a week later we went on vacation and the day we came back it was late we didn't unpack and order a pizza went to bed. The baby woke up a 5:30 am and I had no diapers upstairs so I headed to the car. The car was gone, we called the police and when they got there and were writing the report a dispatcher came over the radio and stated my car was found, but it was on fire. At the time of the report I didn't know where the key was and I didn't suspect anyone. I really thought that maybe my 2 1/2 year old took it and misplaced it. It wasn't a big deal to me I knew it would turn up. We told the cops that we would look for it. When the insurance lady called she asked me a lot of questions like why were you down stairs so early and where is the key and have you ever had a car stolen before. I told her yes to the car being stolen before. Two years ago. After weeks of working with the police. I now find out that the insurance company has turned the case over to an independent agency. She said that there were discrepancies in my story. I talked to her once, In the meant time the Dectective on the case has found the guy we think stole the car and has reopened the old car case and has a suspect with that one too. The firemarshell and the detective both told me and my husband (a retired cop) that we are in no way suspect. They have both spoken to the insurance company. So anyone who is in the business. What is going on? Is this routine? I have been very forth coming with them. I had paid 10000 on the car and it is worth 22000, because I am now a stay at home mom I never have the credit to get a loan for a new car again, my son's favorite toys were in the car along with strollers 2 car seats and a picture of my son on his 1st roller coaster ride. My son sleeps under his bed because he is afraid of being Stoled What else do I need to do to prove to these poeple that I didn't steel my car.""

Where can I find affordable Homeowners Insurance in South Florida?Mine filed for bankruptcy.Someone reputable?

Looking to find a reputable and affordable Homeowners Insurance Policy in South Florida. I dont have any claims pending and it seems that nobody is offering Homeowners in South Florida due to the hurricanes.I am covered until Dec 2006,then I need to find a new company as mine filed for bankruptcy.Thanks!!""

What are some cheap car insurance companies for me?

I know the General offers really low rates, but what other companies offered in Louisiana are cheap?""

I reasonly got layied off need my wife is haven a baby need to know about insurance?

i got layied off from my job im a union worker in nyc and i have to work a certin amout of hours to keep my heath insurance going . my term ends in june my baby is do in july there for i will not be covered when the baby is do . does any one know what i can do for covrage i have aetna ? is there anyway i can extend my insurance ?

Car Insurance.?

Does anyone know if there is a temporary car insurance you can get, so you only have to pay for it when you are driving the car. My car insurance is $150/month for plpd(partial), it is the cheapest there is, and my car is only worth around $2000. I only drive my car once a month for a 70 mile round trip. I just think its a lot to be paying $150 for a 70 mile trip. More than $2 a mile just for the insurance seems like quite a bit to me. There is no taxis or public buses where I live, and I dont want anyone else to take me. I am only interested if someone can give me information about the insurance. And a motorcycle wont work. Thanks.""

""Buying new car, Insurance buying question?""

I want some insurance details about buying a new car from a dealership. Am I required to buy insurance before taking it off the lot after buying it (except in test drives, which the car is insured by the dealership??), or is there a grace period that you can drive without insurance? For instance, when I go in to buy a car, should I have already contacted an insurance agency and gotten quotes to be able to call them and get insured before I drive it off the lot?""

QUESTION ABOUT CAR INSURANCE?

i was involved in an accident a couple days ago, and it wasn't my fault, well my son was drivin my car and hes not in mygo inicy, he got his own car his own insurance and everything , anyways, so i called the insurance and they said they were goin' to call the other person whom my crashed with, later my insurance called me tellin' me that my car won't be fix because the other person insurance has expired??? and because my son was drivin my car, they also told me that because my son its not in my policy?? i told them But My car has full coverage??....Why Wouldn't they fix my car??..can i get a lawyer for this??""

Insurance for older cars?

I'm a teenager and I was wondering if I bought a 1967 Shelby Mustang would the insurance rates be high?

Which to buy?? An Alfa Romeo 147 1.6 lusso or an MG zr 1.4?? They cost the same and insurance is similar. ta.?

Which to buy?? An Alfa Romeo 147 1.6 lusso or an MG zr 1.4?? They cost the same and insurance is similar. ta.?

How much will liability insurance cost ?

I am 17 and i have had my license since march of this year and i wanted to know how much will liability insurance cost me?

How much is a g35 coupe insurance?

I am a 17 male and am about to buy a 2004 g35 and was wondering how much insurance was. I have a clean slate, no accidents or tickets. I have farmers insurance and was wondering how much my monthly insurance would be roughly? I have a good gpa of above 3.0 so doesn't that give me a discount?""

Will my car insurance rates go up after my first fender bender?

I'm sixteen years old and i got into my first fender bender. I was at fault, but the officer at the scene said that the damage was minor and would probably be less than 400 dollars. However, I was just wondering if my parent's insurance rate would go up ( I'm under their name) and whether or not it would just be easier to pay out of pocket. And if it did go up, how much do you think ( i live in Tennessee )""

How much I need to pay the road tax and all the insurances for a motorbike.?

Hi I am going to buy a motorbike (place UK exactly London)- nice chopper like yamaha or honda. How much and where I need to pay monthly the money (for using it on public roads and etc.). I know that car owners doing a monthly payment something about 100 pounds, please give me some advices I would like to know the real cost of it. Thank you very much. ( the motorbike max 500 cc)""

Tricky Car Insurance Quotes?

Right, I am really at ends to get cheap car insurance... I'm probably an insurers nightmare: 17 years old, male, living in London, living with parents whilst at college etc... I've just qualified with a full UK licence, but the insurance for a '97 Saxo is 3500 and it only costs 300!!!! Anyone any ideas on how to get this down to about a grand or less? Or any suggestions for any good cars to insure a 17 year old on? :)""

Where can I find inexpensive health Insurance for an individual?

Where can I find inexpensive health Insurance for an individual?

I have question about car insurance?

so i literally bought my car insurance 2 days ago and i just got into a accident .... i have full coverage and a guy ran his red light and hit me and just left... will my insurance company think that i was just telling a lie or will they help me...i have progressive...

Car Insurance Premium?

I buy a new car on 02nd January 2012 for Rs 7,00,000.00. I paid Rs. 15,000.00 as insurance premium to HDFC for one year. My car met an accident & I claim Rs. 50000.00 to insurance company & claim settled. My question is here, will my insurance premium will be more than Rs 15,000.00 next year or the insurance premium will be calculated as per the car market value in next year ?""

Car Insurance for 18 Year Old Girl? :P?

I am wondering how much my insurance will be once I have gotten my full license. I would be getting it for 6 months only and on my mother's car. I live in Ireland and am 18 years old. Any help would be great :) Thanks :D

Can i collect disability insurance?

Can i collect disability insurance? i was shot when i was 18 in the ankle and the bullit is stuck between the bone in my ankle. i have worked for a company for 10 years and quit my job two years ago to start my own business. but now as im getting older i can't stand on my leg without experiencing pain or climb up and down things like i used too can i collect disability insurance?

Will a sports car make my insurance more expenisive?

Im 18 years old and my parents just bought me a sports car. No, I'm not spoiled. They got it for me because its miles were under 100k, it was only 2000 dollars, and it wasn't ...show more""

East Parsonsfield Maine Cheap car insurance quotes zip 4028

East Parsonsfield Maine Cheap car insurance quotes zip 4028

Single girl needs answer about car damage and insurance vs. out of pocket?

I was driving my father's car on a narrow, snowy city street and clipped (knocked off, really) the mirror on a parked car (a Nissan). I left my name and number and the owner ...show more""

Car Insurance Renewal - cooling off period?

My insurers have renewed my car insurance policy because I mistakenly thought the previous policy ended 5 days after it did. Their policy was considerably higher than I could get elsewhere. I have had 5 days cover - can I cancel without penalty?

License and Insurance?

Well, I got my license nearly seven months ago. I am sixteen turning seventeen in about four/five months. I don't have my own car yet so I've been driving my parent's cars if I need to. I am now looking to buy a car for summer and such, but my parents want me to do some research before we make any final decisions. So, I was wondering if anyone could give me an average or general idea on how much our insurance would go up once I buy a car?""

Good Health Insurance for individual?

I'd like to know if there are any affordable health insurances that can cover, at least in most part, doctor visits, low cost prescriptions and sometimes specialist visits. I don't go to the doctor very often, I can spend a year or more without a visit but I still need the insurance. I have a part-time job which doesn't offer me any benefits so I'm on a budget when it comes to health insurance. I am still considered dependent but a family health plan is not an option at the moment. Any good health insurance that is affordable with a part time job in Florida?""

The minimum amount your auto insurance must cover per accident is:?

In California is? A. $15,000; 30,000; 5,000 B. $10,000; $25,000; $5,000 C. $20,000; $25,000; $15,000 D. $5,000; $15,000; $10,000 Thanks!""

Do you have to have insurance to drive a car if you dont own one?

My friend has been stopped by the police for driving an uninsured car. He borrowed the car from his friend while his friend was away, and his friend is an uninsured driver, my friend did not realise he was driving an uninsured vehicle as he believed his friend had insurance. He does not own a car, do you have to have insurance to drive a car and the police are telling him he has to go to court and pay fines,-is this right?""

My parents wont put me in car insurance?

My dad keeps giving me excuses to why I'm not on his insurance yet. His excuse now is that he wants to switch car insurances first, but that he can't until he fixes his car. Like why can't he fix his car under the new insurance? it makes no sense. I've had my license for about 3 weeks now. All my friends have been put under insurance as soon as they got their license. I'm trying to get a job, but I cant because I'm not on the insurance. and no one can drive me to work since they work themselves. My parents think my older brother is my personal driver, its annoying. I don't know what to do. Any advice?""

Does car insurance decrease in price after a certain age?

for example, when you are 15-16 is it more expensive than when you are 17 or 18? when does this change?""

HOw much does it cost to insure a second vehicle?

I pay $125 a month for my car. WOuld like to get one of those vans you camp in and insure it for the summer. About what pertenage would be added to my current insurance, approimxently? just want rough estimates for people who have insured more then one vehicle before?""

Medical Malpractice insurance..?

Im wanting to start a nursing agency in the near future and require the appropriate insurance in order to do so. I have a quote for Professional Indemnity and Employers Liability through HISCOX. I dont seem to be able to locate a broker who can provide Medical Malpractice/Negligence cover. Can anyone help me out??

Can you get car insurance without a license?

I want to buy a car without a drivers license. Can I get insurance for the car if I use another name of a person with a license?

Car Insurance question?

ok so im a newbie teen at understanding all this so this may sound dumb. When you get car insurance is it insuring the car? or are you getting it to insure you AND the car? my mom said something about adding me onto her insurance as a driver so under her policy that she has she would just add me as a driver? like can someone help me understand like the basics please.

How much does a motorcycle insurance cost?

20 yrs old. ninja 250r 2009. Southern Cali

""Is a motorcycle cheaper than a car in terms of maintenance, fuel and insurance?""

No matter what I get, my budget most likely will be $5000. But i'm talking about other costs like maintenance, fuel and insurance. I know fuel obviously is much less than a car for motorcycles, but how about maintenance and insurance? Basically i'm a highschool student, I'll be going to college next year, its a 50 km ride one way. Public transit would take me 2 hours...so If possible, i'd like to get a car or motorcycle. I already passed my first road test, but I don't have a motorcycle licence, but I'd like to. Infact the college i'm planning on attending does motorcycle courses and licencing. I'm thinking that If I do get a bike, i'd ride it for september- early november, store it for the winter, then spring till the end of the school year. Obviously I'd ride it during the summer too! I dunno, what do you experts think? You think its a good game plan or am I just in over my head? Which should I get?""

DMV proof of insurance?

ok so im 16 and i live in california the dmv wants proof of insurance for my drivers test, my dad added me to his policy but the insurance card says his name on it but im included in his policy so can i just show them the card with his name on it?""

""Motorcycle blown over in 35MPH wind, would the insurance company cover it? And would I be declared at fault?

07 zx6r. Left it outside while I was away came back to it on the ground. Heavy winds last night.

""Out of state college student - Problem on Car Registration, Title, License, Insurance in Utah!!?""

ok, I asked so many people, and they can only give me half baked answers. I'm hoping somebody can clear it out for me once and for all. First off, Utah's DMV website has no ****.. so don't tell me to check their website. won't bother to post it here, would I? I'm from Massachusetts, going to school in Utah this summer. I'm looking into having my first car, and it's gonna be a Used Car. Here is the thing, - If I bought it in Utah, I can't register/ change title there because of my Mass license. [I can drive an out of state vehicle as a student, but that is to say I already register the car at home.] - If I bought it in Mass, I can't insure an out of state vehicle in Utah. [ Out of state License + Registration ] Does it mean I have to convert my Mass License in Utah, in either cases? Do I have a third choice, which can make this fuss easier? Or did I get the facts wrong, that you can do the above even with an out of state license? You tell me.... Any out of state college student drivers help me out here..""

Are there any states that don't require auto insurance?

I don't like paying for insurance so I was wondering if I could avoid it by moving.

What is the average monthly insurance cost for a Box Truck or Commercial Vehicle?

I'd rather not give any companies my personal information, so can anyone give me an monthly estimate for box truck insurance?""

Is it illegal to drive with no car business insurance if i'm a delivery driver?

would it be illegal if i get stopped by police while doing deliverys for pizza hut and i dont have business car insurance? or is it okay to just have personal insurance and do deliverys.. thanks in advance

How do I find out my car insurance rates before I get a car?

I haven't bought a car yet because a lot depends on how much insurance will be. I'm a 27 single female living in Boston, I've had a license since 18 but never drove so it expired and I recently renewed it. I don't have anything on my record. I would be the only person on the insurance. I went online but they required the make and year of your car to calculate the rates.""

Auto cheap insurance required! I am seriously looking for cheap auto insurance for my car and my realtives too?

I am seriously looking for cheap auto insurance for my car and my realtives too. Can you suggest me some auto cheap insurance ?

How do pilot insure themselves in the USA?

Is that covered by the owner of the airplane or do they need to have their own personal insurance?

Help with car insurance?

I am 16 and my dad wants me to pay for my own and i want to i just want to know the cheapest car insurance so will you please post a url that i can go to?

How much would average insurance be for a 20 year old student for a 2011 Camaro LS be?

Im looking just to get an estimate.

East Parsonsfield Maine Cheap car insurance quotes zip 4028

East Parsonsfield Maine Cheap car insurance quotes zip 4028

https://www.linkedin.com/pulse/assuming-you-pay-cash-new-range-rover-evoque-prestige-james-mcneil/"

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Boca Raton Florida Cheap car insurance quotes zip 33487

"Boca Raton Florida Cheap car insurance quotes zip 33487

Boca Raton Florida Cheap car insurance quotes zip 33487

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

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Where do I get cheap car insurance in california?

Car Insurance Company Refuses to Insure my Brother!?

So, my brother got into a car accident about 3 years ago. He was driving his car and a motorcyclist ran into him doing around 90 mph, causing the bike to flip and the guy on the bike to dismount and skid across the freeway. The motorcyclist was lucky he didn't get run over or killed. It was deemed by both the insurance companies that it was the motorcyclists fault and when the motorcyclist tried to sue our insurance company, we got a letter from our attorney that the case had been dismissed and no further action was needed. Today, we got a call out of the blue from Mercury saying my brother couldn't be on the insurance anymore because they had settled with the motorcyclist for $100,000 and basically, if we didn't get him off the insurance, my whole family would be removed. We didn't receive any notification that Mercury was planning on paying this guy out or that our rates would be altered. We called the attorney's office but he wasn't in and we explained the situation and the receptionist said they might of just settled anyway without letting us know even though this whole thing wasn't even my brother's fault. My question is, if the accident was the fault of the motorcyclist and when the motorcyclist initially sued and was denied a settlement (there was no mention of a settlement on the attorney's letter; it just said that it was dismissed), how and why would Mercury give this jacka$$ $100,000 and deny my brother coverage? It's all very confusing and any insight would be greatly appreciated. Thanks!""

Does where you live affect your car insurance price even if you're only third party/fire/theft?

I recently moved to a city from the countryside. I guess I need to inform my car insurance company of this, but I'm worried they'll want some more money off me and tbh I don't have any whatsoever! Do you think they will? I only have third party/fire/theft cover.""

Why do rich people buy health insurance?

like billionaires, why would they but health insurance? it is not like they cant afford the medical bill.""

Where does car insurance go when yo do not have an accident?

what happens to the money you give to car insurance companies when you dont have an accident?

Do we qualify for medicaid?

Medicare for me & my boyfriend.? My boyfriend and I have an apartment of our own. I'm 19(next week), and he's 20(in August). I'm working at an insurance company, and I make about $1500/monthly. He's currently unemployed (he's looking for a job). I pay rent, all the bills, car insurance, and all the other little things. So i'm broke at the end of the month. He has a cyst in his chest (we're assuming). He went for a check up about a year ago, and the doc said it was a cyst. It's been getting bigger and worse, so we want to get it fixed. Since he lives with me, and I make enough for the both of us, will he qualify for medicaid? I WILL NOT be able to afford all the medical bills! Will both of us qualify? How will this be done? They will ask for paycheck stubs and rent papers and everything...right? We are also both in college, we applied for a Pell Grant this semester. If that helps any. And where do I go to apply for medicaid? Can i do it on the phone or something and avoid the 5 hr wait? Please answer ALL of my questions! Thanks!""

Does a teen have to pay extra car insurance if they get their own car instead of using their parents'?

I'm 17 and have a license. We currently pay something like $800 / year for car insurance which allows me to use both my mom's and my dad's cars. If I got my own car, would our rate stay at $800 / year or would it increase because of me being the primary driver / having an additional car to drive / etc?""

Boca Raton Florida Cheap car insurance quotes zip 33487

Boca Raton Florida Cheap car insurance quotes zip 33487

Estimated Insurance cost for 1990 trans am?

Im turning 16 soon and am close to getting my license. Im planning on driving my dads 90 trans am w/ a 5.7 liter engine and automatic trans. Problem is, he thinks insurance is gonna cost a **** load. Does anyone know on average what the insurance price would be. The car will go under my dads name, ill just be an added driver. Plus, another car available for me to get 70 240z w/ a 6 cyl engine and 5-speed trans. Which one will have a cheaper insurance rate?""

Easy ways to save extra money on car insurance?

i am looking at buying a evo ix (for those who don't know, it is the quickest car under 50K) and i am just wondering how to save some money on car insurance. should i be listed as a part-time driver with a parent, as i am only 20 yrs old. ????""

How much health insurance coverage do I get as a military spouse?

I am a newly married Air Force wife. I am currently enrolled for TriCare North Standard coverage for health insurance. Does anybody out there have TriCare North Standard coverage and ...show more

If my gf and i have full coverage car insurance but not by the same company?

me and my gf have full coverage car insurance on our cars, but we have different car insurance companies. would she be able to drive my car as well as i drive her car? If we were to get in an car accident will our insurance cover it? even though we are driving different cars?""

Does anyone besides myself think that hair transplant surgery should be covered by health insurance?

I am a 24 year old male suffering from rapid male-pattern hair loss. My hair started falling out somewhere between ages 18-20, and despite always having a lot of heart, will-power, ...show more""

Why is KTM insurance so expensive?

I just recently purchased a 2008 KTM 250 xc-f, and as part of my loan I had to get it fully covered. I'm just curious why a 250cc dirtbike costs more to insure than my 2004 600rr was; same coverage. Is it because it's new?""

Can someone please help me with a question about affordable health insurance? Please some info?

Where could a 56 year old female find some legitimate affordable health insurance? I would appreicate any advice you could pass along. Thank You so Much!!

Trying to get public liability insurance?

I am a self employed sub-contractor for a drylining and plastering company. I am trying to get public liability insurance but every single insurance website or insurance comparing website keeps asking me for my business details and address and whether I have any employees and how long business has been trading etc....obviously none of these are applicable to me as I don't own and run a business but can't complete the form without the details. Can any other sub contractors tell me how they filled theirs in?

How much is car insurance for 18 year old?

How much would car insurance cost under Allstate in North Carolina for an 18 year old boy? I drive a 2003 Ford Ranger if it helps, I'm a safe driver and do good in school?""

Auto insurance with eSurance. Are they good?

I received very good quote from eSurance on my 2 vehicles. My friends told me that sometimes insurance companies (especially those less expensive) can drop their clients after claim, which results in higher rate later on. Does anybody have any experiance with Esurance and their claim department. I can save a lot of money by switching to Esurance but if that's going to get me in trouble I'd rather stay with my currant provider and pay them more. Anybody experianced droping by the auto insurance company? Esurance have a lot of commercials on TV and radio but does that make them good? Any suggestions? Please give me any answers. Thank you!""

""How to get the cheapest car insurance, when just passed test ?""

How to get the cheapest car insurance, when just passed test ?""

Is it hard to learn how to file insurance as an admissions person?

Is it hard to learn how to file insurance as an admissions person?

Statute of limitations on no car insurance fine?

how long has to go by before statute of limitations is in effect after you have had a no insurance ticket handed to you and does this stand the same if you had hit another persons vehicle with the car that was uninsured.i live in calgary alberta and am unsure of how this statute works.i am not looking for a cop out of this.this occured 3 years ago and i was sent home under the condition that i show up for court.i was unable to show up for court because i had been kicked out of where me and my mom were living and tried to find a place for us.

Insurance on this car?

I saw it and it looked nice for the price, but do you think something is wrong with it or its just a good deal, and what do you think the insurance would be for me when I turn 16, would it make a difference with all the extra things on it or what.""

Is there an individual health insurance plan that has bariatric coverage? ?

I need to find insurance that has the following: 1. Bariatric Coverage 2. Out of Network Coverage 3. 60-100% Out of Network Coverage per day Does anyone out there know of one that has all of these features?

What is the cost of the insurance for the car i want ?

I want a Suzuki Ignis 1.5 sport im just about to start driving wants the insurance going to cost ?

Car insurance increase?

my friend was pulled over for speeding while unlicensed due to a 6 month lapse in insurance, she was arrested and charged with a misdimeanor of aggrivated unlicensed operation of a vehicle as well as speeding 20 miles over the speed limit. She had at least one other ticket from several months ago that she never paid. it was for talking on a cell phone (illegal in nys). She has gotten other tickets in the past as well but those have long since been taken care of. She is 25. she believes that her car insurance is only going to be $80 a month in a few months when she is able to get her license back, and told me that the speeding ticket it will raise it a little, but the driving without a license and not paying car insurance for 6 months does not affect her rate. Can someone prove her wrong? Has anyone experienced an increase in their car insurance because of a lapse or becuase they were arrested for driving without a license?""

""Question about being a teen, and car insurance?""

I am 17 now, I am taking my driver's test in about a week. My boyfriend said that when he got his licence he was automatically added to his mom and dad's car insurance. Well I was wondering would it be the same for me. Because (This might be a little confusing (: ) I was adopted by my birth mother's boyfriends mom, and i live with her and her mom. No one in the house has a car, or car insurance, and my birth mother doesn't have any custody of me but she does have car insurance, and my birth father has half custody of me, and he has car insurance. So.... ha ha my question in general is, when get my license, will I be added to any ones insurance? Or will I have to get my own? Ha ha ALSO, If I do have to get my own what would be the best and cheapest insurance for me? I wouldn't want full coverage, I would just get P.I.P. Please and thank you so much!""

Pregnancy Disability Insurance?

I'm filing for disability in June 15th. I got laid off work from September 2009 and received unemployment till June 2010. I started working in July 2010 and I'm still working. It says on the disability form my base period is the 12 months ending December 31. It's divided by 4 quarters so: 1st quarter- Jan-March 2010 2nd quarter- April-June 2010 3rd quater- July-September 2010 4th quater- October-December 2010 My highest wages was from October to December of 2010. I'm worried I dont qualify because I didnt work from September 2009-June 2010. Can someone explain to me when it says You must have earned at least $300 from which SDI deductions were witheld during a previous period. This is my first time fiiling Disability Insurance so I'm a little confuse....Thanks for your advise and answers :) My total income from October and December 2010 before taxes was $7397.40. I worked from home. I currently reside in Misssissippi, but my employer is in California. I pay California taxes. I worked for a small company. There's only 7 of us total and this includes two of my boss.""

Average monthly Life Insurance Bill?

doing a project in Personal finance...could someone help me out?

Best overall car insurance company?

In your opinion (or based on any experiences) what is the best kind of car insurance?

How much would my insurance be??

i wanted to get a used honda or new hyundai elantra.. im 18 y/o female and first time driver. whats a good insurance to join for teens like myself..hmmm? cheap ones? u agree with AIS?

Are mini coopers expensive to insure?

I'm 17 and I know I can probably ask this question to my insurance company but I'm trying to stay on the down-low for a while from my parents about getting a car. Obviously if I'm going to get a cooper, I'm definitely getting the supercharged S but am not sure if this would be too terrible to insure because I don't know if that's considered a sports car or not. Thanks""

Does a ticket for not wearing a seatbelt increase auto insurance?

I am 18 years old. I have had my license for almost 2 years, and I have never gotten a ticket-until last Sunday. I was one of 4 people sitting across 3 rear seats in a car without our seat belts on. I live in CA and I have AAA insurance. Does anyone know how much this ticket is likely to cost and whether or not I will receive a point on my license? And most importantly if the rates will go up?""

16 year old insurance for a moped UK?

Hey, i'm thinking of buying a moped but before i buy one, i need to make sure that the insurance won't be too expensive otherwise i won't be able to afford it. I will basically be using the moped to get to college and back home. Any ideas as to how much insurance will cost on average? I am currently 16 years of age and will be turning 17 in December 2013. I live out of london if that helps. Thanks in advance :)""

Boca Raton Florida Cheap car insurance quotes zip 33487

Boca Raton Florida Cheap car insurance quotes zip 33487

Car insurance?

im 17 and learning to drive my mum has a black small car ( not sure what make) im a girl houw much would insurance be any sites help

""What are my options, health insurance wise?""

I'm 19 and MassHealth is being a b**** and canceling my insurance. I got no job and I'm a full time student. Is there anyway to get insurance like this? I mean, Massachusetts must have something for people like me. Anyone else having this problem and have a solution? If so it would really help.""

How can I get car insurance?

I just turned 18, i'm going off too college but I have a stable part time job. I make about 500-800$ with a car payment of 300$ And i want to buy a policy for myself. Before i look into that I wanna know about how much should I expect to pay extra monthly?""

My Car Insurance won't pay for my car accident?

I Totaled my 2000 ford mustang gt at an intersection, it was my fault. I ran into a car, and that car hit the car in front of him as a result. So technically i was responsible for damages of 2 cars. I only had liability so i knew my car wouldn't be fixed. But now my insurance company said that my payment for that month was processed the day after my accident, so i wasn't insured on the day of the accident. I just found this out, and i want to know what will happen now that my insurance wont pay for the damages? will the other people's insurance sue me? All answers are appreciated! Thanks!""

I have private health insurance and insurance from work?

I have private health insurance from blue cross blue shield, I also get blue cross blue-shield from the work I do for the state What is the best solution for my health insurance?""

""Cheap, yet reliable insurance?""

What would be the overall consensus on the most affordable car insurance coverage. Considering I need to file an sr22 form, plus I've had a dui and a reckless driving charge. I know that makes me sound like a horrible driver, but honestly I've just had some major bad luck, I'm very careful, never had an accident, just was in the wrong place at the wrong time. Don't currently have a car, but will likely get reliable four door sedan of somesort, newer model. Plus I know that 25 is the year rates drop, I am 24, had the dui nearly four years back and the reckless just over two.""

Should I continue to pay my car insurance?

I've been paying car insurance for a car that has been with a mechanic for the past 7 months. In order to get my car back I have to pay $900.00 USD. Should I cancel my car ...show more

Why do car insurance dealers seek to punish Innocent people.?

no one has car insurance because it is unconstitutional to prove you're innocence. be honest with other drivers and do not pay for car insurance. no one can force me or my family to buy what the are advertising. THE MAIN QUESTION IS: what do you think about car insurance dealers? .

Insurance low balled me on my totaled car?

My car was rear ended and totaled in an accident. The insurance now is offering me a lowball offer that is not even close to my fair market value. They used CCC Services that found 3 comparable cars advertised for sale over 350 milles away from my zip code to determine my fair market value. Is this even legal or reasonable at all??? I researched and found 5 comparable cars within 50 miles of my zip code and faxed it to them but they don't seem to care. What do I need to do? I can't buy car within my market with the payout they offer. What is the best thing to get the insurance to raise the payout??? thanks

Driving with no insurance in Florida...?

I have a question about driving without insurance in the state of Florida. I am a 20 year old college student that cannot afford $483.00 a month in car insurance. If I cancel my insurance and drive without insurance and get in an accident that is the other persons fault, what is the worst that could happen to me? Can they sue me for all I have? If so, what if I have nothing besides the car that is on a loan for $17,000. -If they don't rip us off with the gas prices, they'll be certain to get us with the insurance.""

Is auto insurance cheaper in Texas than California?

Is auto insurance cheaper in Texas than California?

Who do you guys think is the cheapest motorcyce insurance company?

and if you are insured by them do you like the service you get?

If My Mom has insurance coverage can i still get insurance with her if i own my own car?

ok so my mom has car insurance on her car, but she was telling me she registers my car under her name that the insurance will cover me and the car. But if the car is under my name can i still get insurance with her??""

How much does medical insurance cost for a child?

How much does medical insurance cost for a child?

How much would car insurance cost for me if I got a car?

I'm 22 years old and have been driving since I was 18. Never got pulled over, a ticket, or in any accidents since I've been driving. Been on my moms insurance since then but I'm looking into getting my own used car and just curious as to how much it would cost for someone like me.""

Are Replica Cars Cheaper To Insure Than Normal Every Day Cars?

Would An AC Cobra Convertible Replica Be Cheaper To Insure Than Say A Renault Megane CC Or Saab 93 Convertible

Claiming Back car insurance?

Is it possible, i have been paying car insurance on my car for three months, while it has been out of use at the garage i purchased it from, due to the engine blowing! The garage have taken over 3 months to sort it under warranty, and the car is covered under there insurance, i didnt cancel the insurance due to thinking it wouldnt take this long! as i pay 140 a month it tolals up to alot and i was wondering if can claim any of the insurance premium back?? They still have the car useless Evans Halshaw be warned, only had the car 8 weeks..""

Car insurance termination?

I got a very weird letter from Allstate. It was written in bold black text, basically saying that my car insurance will be terminated at the end of my current 6 months period, attached was a copy of a claim I had 2 years ago for a fender bender ($90). When I talked to my agent, he tells me that Allstate cancels everyone who have had a claim within the last 3 years. Can that really be the truth, are insurance companies really legally allowed to drop you due to a claim over a 3 years period? AND will I have problems getting signed up at another company due to this? The state is NY""

What is 20 year term insurance?

Is it a good kind of insurance. I will be 49 in two months. Does it mean if I die outside of the 20 years it doesn't pay off?

Can your car be towed if you have no insurance?

Can your car be towed if you do not have insurance on your car? I was in an accident where the other car did not have insurance on the car that was not his. The police gave us a ticket, which it was our fault, I'm not denying that, but the police drove off not having the car towed . It kinda makes me wonder if the cop let them go with no ticket or anything.""

Car Insurance for a 2007-08 Mustang?

Can anyone give me an estimate on about how much a 17-18 year olds car insurance would be if they were to drive a 07-08 ford mustang please.

Which car insurance should i go with?

i've been with mercury insurance for many years now. but since i've never had to file a claim, i don't know how good they are. i got two lower quotes from esurance and response insurance. i don't know if i should switch. any experience feedback with your car insurance companies would be great.""

Arnold Clark Insurance?

Whats the minimum age to be a policy holder for arnold clark insurance? Ive been told It's either 18 or 19, Do they still base the risk like everyone else as I've also been told that it's a fixed price regardless of risk, the only rating factor is the drivers age?""

Can I still use my provisional car insurance?

I passed my test today, but my mum won't let me alter my insurance because she says I can still use my provisional insurance, as long as I have somebody in the car with me and don't go on motor ways . Is this true, or do I need new insurance?""

About life insurance.......?

My nephew told me that you can take out a life insurance policy on anyone at anytime.....is this true? For example,would it be illegal and/or immoral if my nephew took out a life insurance policy on one of his grandparents,who he knew was getting old and didnt have much longer to live?Could he actually do this and cash in on it?""

Boca Raton Florida Cheap car insurance quotes zip 33487

Boca Raton Florida Cheap car insurance quotes zip 33487

""Car with basic insurance stolen, what will insurance company say?""

My 90 honda civic was recently stolen, and I had the most basic insurance legally possible. Will my insurance help cover this at all? I have car insurance through Omni and I already called them... but I have to wait 24-48 hrs before I'll hear back from them. I think I know the answer already, but can anyone that's been in a similar situation fill me in?""

""Home insurance costs in Slidell, LA?""

Does anybody have a rough idea of the average home insurance prices for home in Slidell, LA above Interstate 12?""

How Much Is Motorbike Insurance for an 18 Year Old?

Hi! Just want to know a rough estimate of how much it would cost to insure a Honda Hornet 600cc for an 18-19 year old on a full licence. I just need a rough idea so i know what to expect :D Thanks in advance!

Insurance deposit for an auto insurance?

I received a quote for an auto insurance and they require a deposit and then the first premium payment..Will the deposit be refundable? Why is there a deposit? Thank you!

Teenage insurance?

Id there any way how you can avoid paying for teen insurance? (Because the family insurer usually raises price as soon as the teen in the family gets license) If not, how to get cheap insurance?""

Car insurance for young drivers?

hi, im turning seventeen this year and im thinking of getting a car so i can get a job to support my family and my girlfriend i was wondering how much it would cost me to insure a 1999 ford fiesta as my first car, i just need a rough idea so i know how much im looking at thanks in advance""

I have moved back to the UK after living in Italy for 30 years. Why are my car insurance quotes so high?

I passed my driving test in 1979 and received a full UK licence. After moving to Italy I had to convert to an Italian licence as I was resident there. I moved back to the UK in August, converted my licence back to a full UK and have been trying to find insurance at a reasonable price. My problem seems to be that I appear as having passed my test in August 2012 and my no claims bonus from Italy is not valid for UK insurers. First of all is this possible and do you think there's some way my driving experience and clean licence and insurance in Italy can be brought into play as I negotiate a new policy here? Thank you in advance for any advice. DI""

Cheapest sport cars for teenagers?

What is the best cheapest sport car and the cheapest insurance.

How much to lease a car (WITH insurance)?

How much is it to lease an economic car (in Canada please), with insurance calculated into the mix? I am willing to pay 4-500 altogether, is this enough? Practical examples from people who lease their car, with how much they pay, etc, would be most helpful. (I am a recent graduate at the verge of starting an entry-level position). I am looking into VW golf and honda civic (hatchback).""

Will this be covered by insurance? i damaged the radiator didn't realize it kept driving and engine overheate?

A little over a week ago i bought a 2006 honda civic from a honda dealership. While driving i hit a rather large pothole that i guess put a hole in the radiator. I got out to check for damage didn't see anything no smells, didn't see anything leaking figured i would continue to drive home. While on my way the car was driving completely normal but stalled out. Apparently the engine overheated and now when the car starts it sounds horrible and stalls if you put it in drive. The car is under the most protection the insurance company offers but someone said that they wont cover the engine because I continued driving on it even though I didn't know that there was something wrong. After further examination The radiator actually got dented and hit one of the fans for the engine but theres no way to tell that unless you lift the car looking at it with the car being normal you cant tell it ever hit anything.""

Need help with Car Insurance?

I am a 17 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance, as cheap as I can get. I have shopped around and its not helping. PLEASE DONT SAY LOOK IT UP YOURSELF CAUSE I HAVE AND I AM ASKING FOR SOME HELP!!!""

Car insurance?

is there such a thing as shared car insurace, kinda like family health insurance?( like 1 insurance bill 4 2 cars)""

I want to finance a car. Can the registration and insurance be under my brothers' name?

Will a car dealership allow me to register the car under my brother? I want to put the car in my brothers name because the insurance will be cheaper. His credit is in better than mine.

I am trying to show proof that I did have car insurance in 2009 but cant remember what insurence company I had?

does anyone know how to get past records of car insurance but dont remember what company I had

Can you insure a car without a company?

Do you have to go through a company to insure your car, or can you do it yourself? What I mean is that you could put a large sum of money to one side in a deposit and get back what wasn't spent on claiming. This system works for appartment renting, so why not car insurance? Does it exist? Should it exist?""

Car insurance after accident?

I am 18 and have been driving for 1 year, I used to drive as an additional driver on my Dads Renault Megane, I crashed it from spinning off and hitting a wall, luckily no one was hurt, I just had a few cuts from shattered glass. The police have arranged for me to have an interview next week to discuss the consequences, at the moment I have no convictions or anything on my licence, my Dad just bought me my own car and has said he'll pay for the insurance in full, it's quoted at 880 for a year if he pays in full, he was planning on paying in full in 2 days, I'm not trying to cheat the system, but if my dad pays in full and then I get a conviction after the transaction has been made, can the insurance company up my insurance considering I had no convictions at the time? I'm not trying to beat the system and cheat my way, I'm just curious as to what will happen. Thanks for taking the time to read!""

Which to buy?? An Alfa Romeo 147 1.6 lusso or an MG zr 1.4?? They cost the same and insurance is similar. ta.?

Which to buy?? An Alfa Romeo 147 1.6 lusso or an MG zr 1.4?? They cost the same and insurance is similar. ta.?

Do you have to report a DUI to the car insurance company?

My friend got a DUI not too long ago. This is the state of Florida, and she has Allstate. I understand that her getting a DUI is now public records because she spent the night in jail. Because the fact that it's public records now, is she required to inform her Allstate insurance company about her DUI? Also, what will happen either way whether she reports it to insurance company or not? Will they remove her from her insurance or jack up the rates? It is her FIRST DUI and other than that she has a good driving record. Thanks.""

Will police know if your car insurance policy has been cancelled?

Paying my car insurance is my number one priority but after being unemployed for 2 months and finally starting a job, I can't pay my next bill. I called my insurance company and got a 15 day extension but I start my new job on Monday so I might not be able to pay the bill. If my proof of Insurance says it ends in August and I missed July's payment and the insurance is cancelled, can a police officer find out? Again, I am not asking because I want to skip out on my insurance. I have run out of funds and I am starting a new job on Monday. Also, if it matters, I live in Michigan.""

Does anyone know any really cheap car insurance companies for old cars?

I have an R Reg Corsa 1 Litre, and 6 years no claims, but it seems to be the age of the car that's bumping up my insurance policy? HELP!""

If I upgrade to full coverage insurance can I get previous car accident damages fix?

I have liability and I was in a minor car accident two months ago. I need to upgrade my insurance because the bank than loaned me money for the car requires me to have comprehensive and collision coverage. If I upgrade could I fix the damages to my car?

""Need cheap auto insurance, Arizona?""

only drive 2 miles a couple times a week, never had a accident or ticket; 63yrs old,Mesa,AZ""

Do I need to buy healthcare insurance if I turn 26 in April 2014?

This is referring to the Affordable Care Act in the US. I turn 26 in April 2014, but I already have Kaiser coverage under my dad's insurance plan.""

Where do I go to find public liability insurance?

I am starting to run workshops, teaching creative recycling crafts and require public liability insurance. Could you point me in the right direction please?""

I have full coverage on my car insurance..i accidently dented my car and broke the window my self what i do?

i have full coverage on my car insurance ,,i accidently broke the driver side window and dented the door my self,,what should i do? tell the insurance that somebody else did it and have them fix it?..they supposed to right?""

Boca Raton Florida Cheap car insurance quotes zip 33487

Boca Raton Florida Cheap car insurance quotes zip 33487

https://www.linkedin.com/pulse/what-some-cheap-insurance-companies-ontario-philip-austin/"

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Palo Alto California Cheap car insurance quotes zip 94301

"Palo Alto California Cheap car insurance quotes zip 94301

Palo Alto California Cheap car insurance quotes zip 94301

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

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Where can we get car insurance for only one week?

Where can we get car insurance for one week? I'm 18, and i want to drive during spring break.""

Insurance and Licence Plate?

So my mum brought me a licence plate for my car last year, and the latest I can put it on my car is the 17th July. If I pass my test this week and set my insurance up for it to start 2 weeks later it will cost me a lot less. Can I set my insurance up with the licence plate I have now, send the form off for my new licence plate, and then ring my insurance company up later and tell them that I've changed my licence plate? If they charge for this has anyone got any idea of how much? I know its slightly complicated, so if anyone doesn't understand just ask.""

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According to the affordable care act people have to register for insurance in October .

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Can I put a car and insurance on a car if i have unpaid parking tickets from 4 years ago?

Why are my insurance quotes coming to 20-40k?

Ok so i know insurance in London will be alot for a student like me who is 17, but why is it my friends are getting insurance for 2k in london and when i enter correct information on quote websites (obvisouly acting as if i am 17) that my quotes are coming to 44k, what should i do when it comes to getting my own policy? thansk""

Which car insurance doesn't charge for points?

I went to traffic school for two speeding tickets last year, however when I received a quote they ran my drivers license and saw I had two points on my driving record and my rates sky rocketed. The speeding infractions remained on my DMV record but I do not reflect any points because I completed traffic school. I heard that some car insurers don't necessarily go by the points, but they go by infractions... WHICH car insurer will ignore the points as a result of my completing traffic school? ps. i live in california Thanks in advance.""

Need help picking car insurance?

I'm 18 years old and live on my own with no dependants. Which method of car insurance is most dependable and best choice cost wise (Basically .. what can I afford haha)

How much would an 1996 Acura Integra GSR 2door insurance cost for me?

Im 19 years old, in college living in Los Angeles and i want to buy a GSR Integra. And i want to know Approximately how much Insurance would cost for me? ...Thanks.""

I have got automatic driving license 2 days go and I`m looking for car insurance?

I have got automatic driving license 2 days go and I`m looking for car insurance? i just checked with direct gov to understand the insurance policy then i checked the compare sites to get a better deal depending on the car that i will buy , the problem the least price is 560 pounds for third policy option and even its higher that the comprehensive one , the car is ford fiesta 1997, pls your advice , do you have website or can you explain it for me , its really confusing many options and higher prices and i know some people pay 20pounds per month and even cheaper how they can get such prices ??""

What would the minimum insurance for a 2008 Ford Ranger truck for someone over 30 w/ a good driving record?

...in Texas. A female. Can you recommend one?

How much does your car insurance increase when you have two traffic violations in a year?

I was pulled over again for turning right on a no turn on red . The first time the insurance company said they wouldn't increase the premium. How much would it increase? $200 for the year? more?

Adding 18 year old non-owner to car insurance.?

I am now 18 years old but have not yet gotten my driver's license because of the rate increase before I turned 18. I have had my learner's permit for 3 years and have a perfect driving record (no tickets or accidents). I do not own a car right now. So, I need to know if A) I need to be added to my parent's policy in order to drive their car once I get my license, and B) if so, how much more will the insurance be? I live in Florida.""

Car insurance question.?

OK, so I got my car insurance renewal to start on 16 May, and it went up from 40 a month to 60, for no gosh darned reason. Grrr. I know that the insurance has gone up a lot, and I think they blame the compensation claims for this, but up a THIRD! Jeeeeeez! Last year, it went up from 35 a month to 50 and I had a whinge down the phone at them, and they reduced it to 40 by changing the recovery a bit (I don't get help now unless I am more than a mile from home; but the chances are I would be when I broke down anyway, and even if I was half a mile away, I could walk back!) so I agreed to change that. So I rang them today and they said they can lower it a fiver because I am a 'loyal' customer, (so down to 55 a month.) Big deal! I am nearly 40, I passed my test 20 years ago, and I have been with them 10 years and NEVER made a claim, and yet they bump my premium by a third! I am like It's a LOT of dosh. Does this seem like a ludicrous leap to you? Has yours gone up a lot too? Does this sound like a high amount to pay? (55 to 60 a month.) Or reasonable for a 38 year old woman? It does include recovery in this quote, and the recovery is about 130. But 2 years ago, I was paying 35, and this year they are asking for 60 a month! I do like this insurance company and have my home insurance and pet insurance with them too, and don't want to leave, but a jump of a third!""

Why would an insurance company deny me coverage for not having central air and heating?

We wanted to switch from the local company we had been insuring our house with because their correspondance has always been very rude and they are very difficult to deal with to USAA who we do all of our banking, brokerage, car & boat insurance through and are very courteous and extremely easy to deal with. We were denied coverage because our home does not have central air or heating. We live in South Central Florida so a heating system would be an absolute waste of money (the wall unit in the Great Room and a space heater in the bedroom are more than sufficient to make the house hospitable in the few welcome days of winter cold enough to warrant their use). My wife and I both cannot stand Air Conditioning and would never use Central A/C other than the one or two times a year we would normally turn on our wall unit when it is too hot to bear and the windows and doors cannot be left open. Houses have existed for Milleniums prior to the invention of Central Climate Control and I am sure home insurance existed atleast a few decades before the invention of air conditioning. Why would not having central climate control be a disqualifying factor in getting home insurance coverage? I highly doubt that not having A/C or heat is going to make our house any more likely to be damaged or destroyed in a hurricane, robbed or flooded. Opening the windows and doors instead of having a HVAC system consistantly running in our house makes us less suseptable to fire.""

Online insurance - how to?

Hi.. im looking for information regarding online insurance and how one goes about it??

Whats the best agency to call to get homeowners insurance? single family cape cod style.?

Looking for good home insurance rates

Average cost for Motorbike insurance?

On average what do you think motorbike insurance would cost me? Im 17 and looking to get a 125CC motorbike. Please dont tell me to go onto sites and check because im not sure what bike im getting but it will be a 125CC.

Affordable insurance in NYC?

My parents need health insurance. They are 50 and 49 years old. Is there anything affordable that you would recommend?

What does insurance car mean?

I'm trying to purchase a car on craigslist and the add said it had to go through state patrol. I asked the seller what he meant, and he said insurance car . I still don't know what that means!""

Is a Ford KA cheap to insure?

I am a new driver, just passed my test ( im 17 ) and thinkin to buy a ford ka as a first car. Is it cheap to insure tho? Around how much? Thanks""

How much is it for insurance if its your a first time driver?

Im going to get a car on my sweet 16 but theres a catch. My mom and dad want me to pay for insurance. If your a first time driver how much will it cost annually for insurrance in Canada? Im not turning 16 for a little while but im just curious...

Can you be fined for owning an uninsured car? (California)?

Even if the car is not driven? And if it is registered?

Does planned parent hood accept health insurance?

does Planned parent hood accept health insurance ? if they do does anyone know if they will accept aetna health insurance?

Quick question about car insurance?

I would like to buy a car but the comprehensive insurance is going to be too expensive as I am a P-plater and inexperienced driver. The car is also too dear to place under 3rd party insurance only. I would like to put it under my parents insurance, but to put the car under my parents insurance, does that mean I will have to put the car under my fathers name when I actually buy and register the car at the RTA? Does my father also have to list me as frequent driver of the vehicle?""

Palo Alto California Cheap car insurance quotes zip 94301

Palo Alto California Cheap car insurance quotes zip 94301

""Life insurance is 750,000 enough for 3 kids ?""

is 750,000 enough to get three kids from age 1,3,5 through high school and college or do i need lots more""

""What is the punishment for a second offence of driving without insurance ,within a one year period?""

What is the punishment for a second offence of driving without insurance ,within a one year period?""

I'm looking for an affordable medical insurance for me and my husband. Any experiences or suggestions.?

The one I have thru my employer is not good, will like to shop around but don't know where.""

Life insurance for seniors?

does anybody know any good life insurance for seniors? i need to try and help my parents some life insurance

Does your car insurance go up if you had an accident falling asleep at the wheel?

I just had an accident where I fell asleep at the wheel and ran into a cement barrier, thank god no one was hurt and there was no destruction to public property, the cement barrier was just dandy. But I wanted to know if your insurance rate goes up if something like this happens. Aside from this I'm a good driver and the only other accident I had involved a drunk driver hitting my car.""

Car insurance question?

If I make a down payment of around a quarter of the car price ($4,500 for a $18,000 car) when I buy and also get comprehensive insurance on it. After two years if the car gets totaled- how much will I get from the insurance company?""

Which companies do temporary car insurance for under 21 year olds?

Everyone i find wants you to be over 21. Is there a company that give me temporary insurance? I am 18 years old Thanks

What is an Average Home insurance rate of a 2 story house?

4.5 baths 5 beds 3000 sq feet finished basement 3 decks 1 fenced in gorund pool Please, just and average for 1 month home insurace. No super valuables or anything. (It's for a project) I just can't find anything that won't just give me a chart or some thing. In class we had to make up an imaginary house and get all this different stuff for it. I've found everything,but home insurance rate without having to put in my personal info.""

""Confused about car insurance...stacked, unstacked??

i am looking up car insurance quotes online and for Uninsured Motorists Bodily Injury Option there is a stacked option and a unstacked option. Does anyone know what this means? What the diff is? This is for PA

What about insurance for 1st offense DUI's?

Geico quoted me with $2,000 for 6 months.....hiyaaahhh... I've heard about Freeway Insurance and then there are the strip-mall insurance companies. Are they legite ? thanks""

Getting insurance for another persons car?

I'll be getting a loan of my brother-in-laws car while he's away serving with the army for 6 months and I'm trying to find the most cost effective way(s) of me getting insured for it for that duration. At the moment I have my own car with insurance, for myself and my wife (insurance is in my name), and I effectively want to use a second car. Ideally I wouldn't want my brother-in-law to have to pay insurance while he's away.""

Do I need to be on the car insurance if I don't live in the house?

I get my license tomorow and my dad was planning on letting me use his car Friday. His insurance covers the driver of the car, but then other insurance policys are saying that I need to be under the insurance, if I am in the home. I don't live with him. So does he still need to add me to the insurance, since I don't live in the home?""

Scooter insurance for 16 year olds?

I turn 16 this year and wanna start riding a 50cc scooter. I found the one i want, i was wondering the rough cost of insurance on a 50cc moped for a 16 year old on a provisional license in the UK. Thanks Jamie Deeks""

Really high auto insurance rate question?

My son, who just turned 18, has a pretty extensive traffic record. Firstly he got a ticket for passing in a no passing, but he went on diversion and was clean for more than a year so is that off his record now? Secondly he has also been in 2 wrecks before, gotten arrested for possession of marijuana, and just today got a speeding ticket for going 63 in a 45(163 dollar ticket). currently the insurance for him is 190 a month which is five times higher than anybody in the family. So what should i expect the insurance to be now, and what are my options because this is a lot of money.""

Did sombody know how much is car insurance in hawaii state?

how much is auto insurance in hawaii state? medium monthly? for new car?

What is the difference between comprehensive and third party car insurance and which one is more beneficial?

What is the difference between comprehensive and third party car insurance and which one is better. I have a 2005 wagon r lxi and wants to renew the insurance which one should i opt for.?

Born abroad car insurance premiums higher?

I have been gathering quotes for car insurance online on confused and was delighted to see the price down at 615 for once as I have been getting car insurance every year since the age 18 and it has always been over 1000. However, just having a quick check over my details to make sure everything I had entered was correct and then I noticed I had ticked the resident from birth box. I was born in Spain as my mother went over there to work and then had me. I was born in 87 and she took me back home in 88 or 89 roughly. (She is a full British citizen born and raised in UK). As I have no contact with my father and I don't even remember being in Spain or nor can I even speak the language well, I feel fully British and also am regarded as a British citizen. My mum also registered me at a british consulate in april 88, just 6 months after I was born. So I put on the form that I became a resident in 1988. I then calculate the prices again and the insurance quotes shoot up with 955 being the cheapest and the rest going up to 1000. I then think back to all the years I have been paying the insurance and building up my no claims and being the perfect driver with no claims despite having to pay the shocking premiums that young people have to pay and this makes me absolutely livid that my insurance goes up by 340 to 400 based on the fact that I was born in Spain and spent 1 year of my life there and the rest of the 23 years as British Citizen raised here. I am just wondering if I could get away with just going ahead and saying that I was a resident from Birth as I have a baby on the way and really wish that my premiums were a reasonable ammount for once or I should go through it and just demand that they bring the premiums down to the 615 like originally quoted! It just makes me really annoyed that they can get away with this kind of stuff and I really don't like the fact that I am having to pay higher premiums just for the sake of it. Any advice on this?""

Car insurance problems?

so I have a little situation with my car insurance company, so heres the deal, I bought a car a wild ago, it was on my brothers name and I was cosigner, we had an nsurance and everything, but then it broke, I couldnt drive it, so we canceled insurance, why pay if it doesnt drive? then I refinanced it and transferred on my name, I didnt tell the bank that the car is broken, but they wanted me to show them proof of insurance, which I went out and bought, because Im going to trade this car in and get new one, and I have no problem paying for new car, but now insurance company wants me to send them a proof of previous insurance. what should I tell them, so my premium wouldnt go up? should I tell them that I just purchased the car? because technicly It went on my name recently. Im lost""

Will car insurance cost more if i fail my road test?

I just failed my G1 exit test, and I am wondering if this will affect my insurance once I do pass""

""What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?""

What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?""

Are insurance policies safe...?

I have a life insurance policy on myself that will hopefully take care of a minor. How safe is it now?

Can i put my car under my dads car insurance?

Okay so im 17 and getting a 1.1 litre care soon, my dad has no cars listed under his insurance but is a named driver on my mums car. Can i put my car under his insurance and sign the car as his in the log book and be a 2nd driver? how much extra will that cost a month ? hes been driving 27 year , thank you.""

Car Insurance Question... PLEASE HELP!?

My sister bumped another car when she was backing out, when the car saw her backing out but still went ahead and there was no damage. My sister, in a moment of insanity, gave the woman, who is an attorney, her insurance number and some other information. All she took from the woman was her name and email. Now we have a claim coming in. We have no idea what to do. She is still in college, and is under my parent's insurance. There was obviously nothing wrong with the car. My parents are beside themselves with worry, because the claim could mean anything from $50-$20,000. Words cannot explain my anger towards my sister's naivety in the human race. What can we do? We will know more about the claim tomorrow.""

What is the average Motorcycle insurance cost?

Not sure if these are necessary but 16 YO Female Probably Suzuki or Honda 2009 CRF Just estimate please. Don't tell me to call Progressive. If you have owned a motorcycle tell me what your price was. A good straight FWD answer. Thanks. Your source would be helpful too for Example- Motorcycle of 4 years Have a Harley

""Can Doctors offices charge you, when they lost your medical insurance card?""

I got my appendix removed in California and used the state insurance at the time (since I was low income and never had insurance). All the hospital bills are payed for; however, the surgeon has charged me an additional 1,445.00. I never even saw the surgeon after the hospital. I went in for follow-ups to his office but would always miss him. I gave my insurance card to front desk girl and she told me she didn't need it but just in case she made a copy. Now two years later I come to find out that there is this bill!!!???? What can I do?""

Palo Alto California Cheap car insurance quotes zip 94301

Palo Alto California Cheap car insurance quotes zip 94301

Do you have health insurance?

if, so, How much is it per month? How old are you? what kind of deductable do you have?? feel free to answer also if you do not have insurance.""

Audi Q5 2014 car insurance cost houston?

i just moved to Us , Houston and i am 32 year old male so i would like to buy a new Audi Q5 2.0T any idea how much the full insurance ? and is it good car Q5 2.0 T ? Thanks a lot""

What insurance company should i go with if I'am going to start driving at 17 with a sports car?

Hi, i'am receiving my license on August 31st and i turn 18 on September 23rd, ill be getting a 03-04 Nissan 350z coupe, i have no idea what company to go with or what price range to expect, my mom called GEICO, her current company and they said putting me on there with a Sports car such as the 350z would raise our payment about 5,000$ a YEAR! i dont know if this is true...or if my mom was lying to make me not get a sports car.. (she has tried to talk me out of it alot latley) What insurance provider has best rates for starting male drivers?""

How much more dose car insurance costs for teens than middle aged people and why?

How much more dose car insurance costs for teens than middle aged people and why?

Car insurance discounts for high school and college students?

What are ways in which high school and college students can get discounts. For example, I know that if you've taken a driver's course and have a B average (or something to that extent), you are qualified to get a certain percentage off of your car insurance. Can someone please clarify this information for me please? (Please don't list all of the determinants of insurance factors, like age of vehicle or type of vehicle. That's not what I'm asking for. ^^;) Thanks in advance. (I'm with Allstate!)""

What is a cheep insurance for an 18 year old guy?

Hi i am 18 an live with my parents.I live in Louisiana an have a little white Nissan.I was just wondering about how much would it cost me a mouth for car insurance and what insurance company would be the best to go to.Any information would be helpful thank you very much.

Would having 2 cars be the same insurance as 1 car?

I have a 09 dodge charger, which you will probably figure the insurance is higher than average. So I was thinking, If I buy another lower level car, for example, a dodge neon. keep in mind that I am the owner of both cars, and only I will be driving the cars. would the insurance be the same or even lower?""

I'm thinking about changing car insurance. Does Geico provide good customer service?

Their quote to me was amazingly cheap and that makes me a little nervous. You get what you pay for is what I have always heard. Anyone had their insurance through Geico? Good or bad experiences, please.""

Why is car insurance expensive?

So I'm looking at these insurance rates and im thinking all of this car insurance is a huge scam! Why do we need it?? And why is it sooo expensive for experienced drivers?

Can anyone tell me what finding a cheap car insurance company?

I am a 60 year old female. I live in the rural part of Mississippi (little traffic and no heavy traffic, if it matters) I have two cars that are insured with Geico Insurance company. I am paying $93 dollars per month. One car is a 95 and the others one is (new) a Hyundai 2012. I never drive the 95 Buick. I will be driving the new Hyundai to and from work around 7 miles round trip, each day. My driving record is clean with everything intact and I am the only driver. I was informed by Geico that the 94 dollars is cheaper than other insurance companies. Are there any cheaper insurance out there.""

Looking for supplemental health insurance?

my mom currenlty has health insurance through her job, but of course, the health insurance company does not pay for everything of which some of the things her doctors really thinks she needs. Are there any companies that offer resonable supplemental health insurance to help pay for copays, shots, medications, etc., that her current health provider wont pay for? Also, are there any that will accept pre exisiting conditions, or do you have to be perfectly healthy to be eligible. Please help............""

Cheapet Cars To Insure For A 18 Year Old?

i am 18 years old living at home, i have 1000 pound and i am looking for a cheap run around to get me to school and back,, does anyone know any cheap cars to insure tanks""

Cheap car insurance in uk?

i am looking for cheap car insurance, the problem being i am 25 past my test nearly 2 yrs ago, need to be fully comp, and own a citroen which is an 02. most insurance comps want 2000""

""You must have car insurance, question about that?""

Here in Utah, it is law that you must have car insurance. I'm wondering though, what if I borrow my father's car, and it is insured, but I am not an insured driver, how does this work? Is it fine as long as the car is insured? I might not be an insured driver but does that still fulfill the law? If not, why do people borrow cars all the time?""

Esurance Homeowners Insurance?

does anyone, or did anyone ever have Home owner's insurance from Esurance? is it any good? pros ? cons? Thanks.""

Am I covered on my dad's insurance?

I am 18, graduated from highschool, and leaving for the Marines in two months. I want to make a trip to Pensacola with some friends today. The only problem is the only way I can go is with my dad's truck. He is not letting me use it because he said I am not covered with insurance if I happen to get into a wreck. I have my own insurance for my truck and he has his own insurance for his own truck. So with me having my own insurance and his truck being covered with his insurance, if i got into a wreck or accident would my insurance cover me or how would that hole situation work out?""

Is there some sort of reason that Car Insurance costs so much more in Nevada than it does in California?

Im looking into moving, and I cannot help but notice that the quotes I am getting are, well, DOUBLE what I pay in California. Granted, I am a 23 year old male and have a decent driving record, it is kind of shocking to see liability only coverage quoted at $250/month for my two 8 and 12 year old cars, when Im paying $125/mo. as of now in California for the same 100/300 coverage. Can someone explain this? I have some friends that have moved to Las vegas, with the same shocking increase in premiums... (And yes, I need the 100/300 since I own a home)""

Dual Car Insurance trouble?

I had insurance through a company called Sunset Plaza Insurance, and only agreed to do a 6 month period (from 12/08 to 06/09). I moved during the time, and never received a renewal notice at my new address, even after I gave them my new address. However, I found out that for the past 6 months (06/09 - 12/09) they have been charging me for insurance. But I never signed a renewal consent or anything! I remember explicitly saying that I only wanted the insurance for a 6 month period too! What are my options? Please..any advice would help!""

""NJ auto insurance (NJCURE), anyone ever have any problems with them?""

The new insurance offered to NJ (because our rates are the highest in the nation), anyone ever use them or have any problems with them? Any advice I would appreciate.""

Range Rover Sport Car Insurcnce... Is 6k too much?

My mum and dad's combined cost of car insurance on their Range rover sport HSE TDV6 (2.7litre) is around 1200. My dad rang up his insurance broker to get a quote on putting me as a named driver, and we got a quote of a total of about 6,000 per year. I know this is a lot of money, however the insurance company says this is because the car is in bracket 19. I was led to believe by my Land Rover dealer that the TDV6 model was in group 14/15, where it was the Supercharged 4.4litre model which was in group 18/19. Is this quote too much for the model car specified? Given i am 20 years old, having held my lisence for around 3 years with no motoring convictions against my name, and having also been a named driver for the best part of 3 years on a Ford Focus. Is it about right? Or is it slightly higher than one would expect for the car. Many Thanks""

I reasonly got layied off need my wife is haven a baby need to know about insurance?

i got layied off from my job im a union worker in nyc and i have to work a certin amout of hours to keep my heath insurance going . my term ends in june my baby is do in july there for i will not be covered when the baby is do . does any one know what i can do for covrage i have aetna ? is there anyway i can extend my insurance ?

Minor accident no insurance ?

I got in a minor accident I'm 17 my dad has insurance but I'm not under that insurance the cop showed up and just told me I had court there was no injuries what am I facing ? My car got chipped the other car was only paint scratches

Expensive insurance. why?

I've never been in an accident or recieved a ticket before so why is my insurance so expensive. Yes I am male but I am 25 ... It should have become cheaper a while ago but I'm paying about 50$ more a month than all of my friends and some have the same company.. I have liabillity as well.. how much cheaper should your insurance be if you never been ticketed or been In a crash? Thanks.

""What are some good, low cost family health insurance plans for us...?""

My husband and I need health insurance. He is a full time student and I am full time worker. We cannot get decent health insurance through his school or my work. We are looking for a low deductable, 0% coinsurance, and we need something with great maternity coverage, since we're planning on starting a family soon. If you know of any great plans like this, please share! Thank you for your help!""

""USAA auto insurance 3,000 dollars a year for 2 cars?""

That's the quote I got and it's really ridiculously expensive. I'm in the US Army, I was expecting a rate cheaper than my current insurance, not 3 times more expensive. Is it like this for everyone? Maybe because I'm just in the DEP right now? I heard I could just get the insurance straight after DEPing in.""

Palo Alto California Cheap car insurance quotes zip 94301

Palo Alto California Cheap car insurance quotes zip 94301

Who has the best car insurance in NJ?

Who has the best car insurance in NJ?

Car insurance for teenagers?

Im 18 and I own a used car. Never a trouble maker. I have a part time job. I want to know what insurance I can get for my car that is affordable.

Where can i get affordable health insurance for someone with no kids?

Where can i get affordable health insurance for someone with no kids?

Cheapest car insurance for first time driver? I'm a girl?

I'm looking for insurance that is as cheap as possible. I'm a 17 year old girl who is currently having driving lessons.

Insurance for surgery?

how long after i get insurance can i get surgery? i dont have insurance yet but i am planning on getting one (ppo). i am planning on getting surgery and i know that insurance will cover it, i just dont know how long i have to have my insurance for?? are there any insurance rules i need to know. any insurance agent out there help plz!""

Can I claim through my car insurance without facing any penalities?

Can I claim through my car insurance without facing any penalities?

What will my insurance company do about my car?

Last night we had server thunderstorms. There was golf-ball sized hail for about five minutes. I was parked on top of the garage. My windows are fine, but there are dents all over my car and my right side-view mirror is broken. My car is still in my mother's name, and the insurance company is State Farm. My parents are on a cruise right now and are supposed to be getting back tomorrow. I also go to UT and out-of-state school. I've heard other people on campus are getting new cars from their companies and others are just getting windows replaced. I haven't talked to anyone yet since the car is not in my name. My car is a 2001 chevy caviler. I don't know any of the details of the insurance policy.""

""Which is generally cheaper to insure, Saturn or Neon (90's models)?""

I am looking at liability insurance, and I only have one point on my record, which may actually have dropped of now. Just generally which would be cheaper to insure.""

Best Health Insurance???

My husband and are getting health insurance...who's the best to go with?? We are looking at united health care right now...r they any good?

Cheap car insurance UK?

any tips to bring the price down? or any insurers going cheap atm? 24 yr old guy 1 yrs no claims citeron saxo desire 03 reg park it on a drive way

What are some sample average monthly health insurance payments for a 25-year-old male?

If that's not enough information, make any assumptions necessary.""

I got in to an accident will my insurance go up??

i live in canada i m 17 years old i m insured under my dads policy my dad only pays like 50 bucks per month because he never got into a accident for like 20 years and my insurance was same because i was the 2nd driver on the car but today i was backing up the call in the shopping malls parking lot and as i was backing it up i didnt really see back and on the sides properly so i hit the car from my back and their side i have like no damage on my car tat car got like few dents i m done with all the paper work collision center, police ,other party info, contacted my insurance etc but will my insurance go up now if yes how much i think their car will have damage up to 2500 and thats lil too much so how much will my insurance go up if i m paying 50 per month rite noe""

Best insurance?

Best insurance?

Car insurance groups 17/18 year old?

well im from London, 17 years old and will be 18 in about 1-2 months and i should have my full license by end of summer. I've been looking to buy a VW Golf 1.4 S mk4 as first car which is group insurance 4. I just checked on GoCompare for quotes but its giving me 6.5k per year for third party! WTF? and i tried on under my dad's policy quotes (frontin) and it only droped by about 250 quid... so about 6.25k. Why is it so high? do these prices sound right for group insurance 4?? i mean i know im young and i might give boy racer image to them but wow... if it doesn't sound right what am i doing wrong? what things does drop the quote? i put stuff like locked in garage an anything i could think of.""

Has anyone heard of Unitrin Direct Car Insurance. Yay or Nay?

I need to purchase car insurance right away. Their rates are pretty low. Any feedback would be appreciated.

How much do you pay for car insurance?

How much do you pay for car insurance?

Car insurance question?

If something happens to your car and it falls under comprehensive coverage, will your insurance premium go up after the incident?""

Cheap health insurance?

what is the cheapest health insurance in california? i am male 22, i do not smoke..""

Adding fiancee to insurance?

How far before the wedding should I start the paperwork to put my fiancee on my insurance?

Car insurance price?

any 17 year old drivers (males) wanna tell me the price of your car insurance? and the car you own? Cheers!

Whos got the cheapest auto rates on insurance right now?

Whos got the cheapest auto rates on insurance right now?

Cheap V8 cars to buy? (under $15k)?

I am looking to buy my first car in about April and I need something cheap to start with as I will be selling it for a better car once I make the money. I am going to start working after April so need a cheap car to get to work. I have always been interested in V8's because of the sound. I would like a 4 door too. What do you have in mind?

How much commercial car insurance does one have to have to deliver newspapers?

How much commercial car insurance does one have to have to deliver newspapers?

How can I get the lowest car insurance payment?

I am 25. I want to buy a cheap car with one way insurance. thanks a lot

Where can I add my name to health insurance waiting list and what are average waiting times?

In our state we imposed rent controls 10 years ago to help the poor with more affordable housing, and apartments available for rent disappeared from the market for some mysterious reason. I spent 6 years on a waiting list and still my turn never came. To tell you the truth almost all vacancies are filled either through bribes or nepotism. One week ago our Governor imposed price controls on health care insurance premiums to help the poor with more affordable health care, and policies available for purchases disappeared from the market for some mysterious reason.""

Palo Alto California Cheap car insurance quotes zip 94301

Palo Alto California Cheap car insurance quotes zip 94301

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