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angelanimedesaray · 4 years ago

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Different Breeds Chapter 2: Roadblocks and Detours

AN: Yeah I got nothing for the notes. Enjoy the chapter!

Characters: Jockey!Levi, Horse Owner/Breeder!Reader, Isabel (Briefly/Mentioned), Mr. Forster, Sarah Annaheim, Armin, Trainer!Hange, Jockey!Mikasa, Eren, Jean, MANY HORSES.

Pairing: Levi x Reader

Warnings: Language, Financial Problems, Job Instability/Loss

Word Count: 5592

<----Previous Chapter Masterlist

*Levi’s POV*

The door slammed shut behind him with enough force to make a vibration go through the car as Levi returned to his vehicle, fingers wrapped around the steering wheel in a tight grip as his teeth ground together.

Son of a bitch. At least this fucker had enough decency to give him the news face to face while the last three or four had done it over the phone.

The past few days, instead of gaining jockey jobs like he normally did, Levi was losing them. He hadn’t thought much of it with the two calls from potential jobs telling him he didn’t get the job, it happened, and considering his busy schedule, he usually didn’t mind when the occasional job went to someone else. But then came the call from two jobs he already had and was a few months into telling him they had to let him go, without providing him any real kind of answer as to why. Some bullshit about budget cuts--though at least one of them he knew was doing renovations to their stables, making them fancier, and they wouldn’t do that without making sure they could afford it first.

Again, bullshit.

Two potential jobs slipping by he could accept, but losing two already secured jobs at the same time without good reason meant something was going on, something he wasn’t privy to.

He opened his phone, scowling when he saw a voicemail from yet another employer. He started the car while he played the voicemail, slowly operating the car one handed to maneuver out of the driveway and back to the road as he listened to what turned out to be more bad news.

These assholes had let him go in a damn voicemail.

He cursed, throwing the phone into the passenger’s seat with a few more muttered curses, a fist pressed against his lips as his eyes darted around his surroundings, keeping an eye on the road even though his mind was racing with what he should do.

He didn’t have a reason why this was happening yet, not solid evidence for it, anyway, but he had his suspicions, and it made him furious. He was out three jobs and two potential jobs now. If this continued, he was in trouble.

And instead of waiting for the bad news to come to him, he needed to start making some calls and visits of his own. Those that were too busy or too far away to meet in person, he would call. The rest, this called for personal visits, if he wanted to do this properly. And if they were going to fire him, they were going to look him in the eyes and give him a damn good reason why, not pitiful excuses over the phone.

Muttering under his breath again, Levi retrieved his phone, scrolling through the contacts without really looking at them to get to his employers group in his phone, and starting at the top of the list and starting to make calls to people who were too far away to visit in person, while he mapped out the route to the next closest employer from the ranch he just left.

“I’m sorry this is happening to you, Levi. But I promise, we turned Forster down, even after he tried throwing money at as. We’ve known you long enough we knew the story he was spinning was a lie. And he tried to buy us off when we didn’t believe it, which just made the truth more obvious.”

As grateful as he was for the honesty and the loyalty, Levi’s teeth were grinding together in anger to hear the confirmation of his suspicion. He stared out over the training track, watching Loyal Larry--stupid name for a horse, in his opinion--as he was being put through his paces by Isabel, another jockey that the Annaheims worked with and a personal friend of Levi’s.

Apparently Forster’s pride had been stung when Levi quit the other day, and the man’s idea of getting even included going after Levi’s living and trying to freeze him out of any and all jockey positions so he couldn’t continue his way of living. He was spreading the word to potential hires that he had a bad temper, that he’d gone off the rails, picked fights, and quit when Bird’s Wing went down on the track, couldn’t stand the blemish on his record, and he was more trouble than he was worth. Those that he couldn’t convince with just words, he was apparently making more monetary arrangements in exchange for not working with Levi. Maybe not straight up bribes of cash, but arrangements to get bumped up the priority list for a chance to breed with some of their star horses, or time with some of the top staff, or buying and selling of horses--there were more ways to bribe people than just with money. Besmirching his name to people he didn’t work with yet, trying to convince people he did work with that he was trouble in the long run, citing a bit of the violence in his history as evidence to back his claims, bribing people...it was sickening.

“I appreciate it. I just wish more people had the same sense you do,” Levi said in a low voice. He’d already lost more jobs than he wanted to think about because of this. He had more people firing him than keeping him. He knew Forster had reach, but this was ridiculous--he hadn’t expected the impact to be this wide. At least some people he worked for had the sense to say no, but how long before societal pressures made someone else fire him? Upper class could be ruthless, from what he saw as an outside observer that brushed shoulders with them.

“Well, if you need more work to make up for any losses, I’m sure we can work something out,” Sarah Annaheim said, a hand outstretched to shake on it with Levi. He accepted the handshake, but his gaze was following Isabel as she led one of the horses back to the trainer who’d been timing the horse’s speed, the two of them discussing the ride out of earshot.

“Thanks for the offer, but I don’t want to cut into Isabel’s hours. And so you have a heads up, I’m liable to knock Forster on his ass the next time I see him.”

Sarah chuckled, releasing his hand. “I doubt it would help, but that would be good to see. Are you making more of these kinds of visits today?”

“I am. I need to figure out who Forster’s talked to, and give a warning to those he hasn’t. And see what jobs I can keep.”

“We’ll be here. The usual days, usual horses. If you need more work we can work something out.”

Levi nodded, starting to turn away and giving Isabel a small nod of acknowledgement when they locked eyes before he made his way down the fine gravel path to where he parked the car.

It was going to be a rough few days before he could figure out where exactly this bullshit with Forster was going to end up. Before he put into action any plan to make up for the jobs he’d lost, he was going to have to figure out where he stood financially. If the damage was bad enough…

He’d worry about that when he got home.

It was dark outside by the time he got home, the house quiet as he sat alone at the kitchen table. Spread in front of him was a couple sheets of paper, some with information like bills or income on it, one holding his notes on the math, a calculator glaring a number he did not like at him as he rubbed his eyes tiredly.

Forster had done far too much damage. With all the jobs he'd lost, if he tried to make due with what he still had, he wasn't going to be able to maintain his current standard of living. Things would get tight, and he'd have to start making some cuts. The payments on the house and the utilities was enough to make him nervous when comparing it to the income he was left with. He needed to try and get back some of his jobs, or get his foot in the door with people he hadn't contacted yet that Forster might not have sway over. Of course, some of those options might be out of his league, the cream of the crop that probably wasn't looking for a jockey, but it was worth trying. It was a long term goal he would have to work towards. He could at least put out feelers, get his ear to the ground for possible jobs that might be opening up. And there were a few places that came to mind he might be able to get some kind of work.

He had to make money somehow.

Normally, he raced in the bigger races, the higher stakes, bigger cash prize stuff, not the small leagues, the races where owners tested out horses or tried to make a quick buck. But looking at where he was at financially thanks to Forster, he wasn't exactly in a position to be picky. He had to take what he could get and be grateful. If things eventually blew over, which he hoped they would, he could get some of his big league jobs back and probably drop some of the temporary small time work he was going to have to pick up to make ends meet in the meantime.

Well, unless he grew particularly attached to a job or two, he might keep some of the smaller gigs, then. Maybe. First he had to get the jobs before he considered repercussions like that.

And he knew just where to start.

"Hey there...seems like you’re doing okay. Least your shits easier to deal with this way.”

Levi was currently talking in a quiet voice to Bird’s Wing in the same stables he’d been in the other day, hand gently brushing up the stallion’s neck and across his forehead. True to her word, Y/N’s people had let him in to see Bird’s Wing when he’d arrived, the blond stable boy from before--Armin, if he remembered correctly--ran off to find and inform Y/N that Levi was here and wanted to talk to her. While he waited, he was catching up with Bird’s Wing, seeing how he was doing. So far it looked like more of the same--still suspended in that harness, though the stallion was staying still, looking around rather calmly while Levi spoke softly and petted the horse. The stallion must be getting used to being suspended in the air by the harness by now, considering how calm he’d been from what Levi observed starting the moment Levi walked inside.

The horse snorted, turning his head slightly to nudge at Levi’s shoulder, coaxing a slight smile out of Levi as he leaned against the horse in turn. He was glad the stallion got a second chance through Y/N--all of the racehorses deserved better than to be put down because of an owner’s stupidity.

“The surgery went well. He’s on a good track to recovery, so far. And it looks like he’s happy to see his riding partner,” came Y/N’s voice from the door to the stall. Levi leaned back, looking over at her as he started to back away from the horse and move towards the stall door. “I’m glad you decided to come back and visit, though...Armin said that you wanted to talk about something?”

“Are you still looking for another jockey?” Levi asked, cutting straight to the point.

Y/N blinked, giving him a curious look. “Not...actively. We really just need another jockey when the foals are born and grow enough to start getting ready for racing. Well,” she added after catching the flash of disappointment in Levi’s eyes. “We could always use some help, though. We’ve got a horse or two that is going to make a tentative return to racing soon and I’m sure our current jockey would appreciate not having to take on more racing projects, and we could always use some help exercising the rehabilitated horses, or helping with the therapy horse sessions. There’s work, even if it’s not always in races themselves. Why, are you trying to apply right now?”

“I found myself with free time in my schedule. If you don’t have any positions open--”

She held up a hand to stop him before he backed out after hearing she technically didn't, her hand gesturing for him to follow. He hesitated, but did as she wordlessly asked, following beside her as she started to talk.

"You usually race in the big important stuff, right? Breeder's Cup, Triple Crown races, important, renowned stuff like that? Or you at least race for people with a lot of money that are aiming for those races, right?" Levi nodded, but didn't give her anything else to work with, letting her sell the position she had in mind to him...even though he was going to take it either way cause he needed the money.

"Right now, we don't have any horses in those races or that I plan to put in those races. Our main goal here is rehabilitation, but…" she sighed. "I won't lie, it’s difficult to keep this place afloat. All the medical expenses, and it's far more common for the horses to be retired from racing after they recover or to return to their owners, than it is for them to be in good enough shape to race again, let alone in races as trying as those--and some of them get too old before they recover to try for, say, the Triple Crown."

"You're not doing a good job of selling me on the job," Levi said bluntly, and she came to a stop in front of the same two pregnant mare stalls she had brought him to before.

"What I'm saying is, in order to make sure this place doesn't slide into irreversible debt and go belly up, I'm aiming to change that. I'm going to start investing more in races. And not just your standard round the track Triple Crown races. Endurance races. Cross country. Short distance, long. Maybe even go international. There's more than just Thoroughbreds on this farm. I adopt mustangs when they put the wild horses up for sale when they're trying to control overpopulation--and I've gotten a few young horses that show promise for endurance racing. I've already told you one of the foals from these two mares is going to be a good racer, it's what brought you in. Heaven knows I want to get a few Arabian breed horses and get into Arabian horse races. Some of it is a little ways off, some we just need to train the horses, others we need to get our hands on the horses in the first place. The work may be small and little league at first, nothing like you've been racing, and you may have to help with training, rehabilitation, and the therapy horses and the like for a while,, but...there is a future if you come in now. A lucrative one, maybe, if some of these foals turn out as promising as I think they will. Maybe we'll even reach the point where you're too busy racing to be helping with the training of new foals or rehabilitation of old ones. You'll definitely wear multiple rider hats to start, maybe it could broaden your horizons, keep your life interesting and new. And considering the main heart of the farm, you're not going to have to worry about us doing something like Forster. We take care of our horses. And if one's injured, you can bet they'll be taken care of."

Levi appraised her for a moment. He wasn't much of an endurance or cross country jockey, but he could learn, if that's what it took to make ends meet. And it would certainly keep things interesting. Though personally he would prefer to stick with his usual round the field in the dirt ring horse racing if he could.

But again, ends needed to be met.

"What about winnings for races? What percentage would I get?" Levi asked, staring her down. This could honestly sway his resolve to take the job--if he was going to make shit money, then he couldn't take something that would take so much time. He had a living to earn.

"Let's see, for races...on average, the jockey gets about ten percent. We are trying to make enough to pay for a lot of upkeep and expenses...what's the share I'm giving Historia and Mikasa right now…" she pursed her lips, walking slowly out of the stables and craning her head up towards the sky. "Twelve for the little leagues. Big leagues, we'll talk more fifteen...maybe twenty."

Levi's eyebrows rose. That was actually generous of her. Sometimes jockeys only made say $50 a race they didn't win--hence why he nearly panicked with all the jobs he was losing thanks to Forster. With the usual ten percent average, he'd only get a thousand from a ten thousand winning pot. It would make a difference to make a little more, even by two percent, and big league races, races with bigger pots mean bigger earnings even at a regular ten percent, and she was offering him a bigger cut to go with it?

Thankfully he didn't have to worry about agent or valet fees coming out of his earnings. Clearly he found jobs himself and didn't use an agent to do that part for him--he liked to feel people out himself, and either he didn't trust anyone else to clean the tack and such besides him, or the owners of the horses he rode already had valet’s assigned to the horse so he didn't have to worry about it.

"What about how often? This won't be my only job," Levi said smoothly, refusing to give her a revealing reaction about that share of winnings she'd dangled in front of him. She certainly knew how to give incentive to win in the races.

"Naturally. Well, I assume you do a lot of racing for other owners, so maybe two days a week? I'm sure you'll fit us into your race schedule like anyone else on race days, but besides that, weekly, two days would be fine. Come in the morning, help the horses train and rehabilitate, get their morning exercise in. We’ll try you with some of the horses that will be racing that need a constant jockey, instead of switching between the two we have. One of those two days, if you’re alright with it, will be when we have our therapy sessions with the horses. It’s always helpful to have an extra hand to help out. It’s about 115 to 300 a session for each person, which you’d get a part of, of course. Whenever we sell a foal, if you’ve helped in raising it and getting it ready for sale, you’ll get a part of the money we make from selling it. Basically, if you put in work somewhere, you’ll get money back for it. If you want to put in more than two days, that’s your choice--it’s your schedule you’ll have to work around, but I’m sure if you show up outside the usual two days, we can find something for you to do.”

It sounded like a good deal--especially with how much he was hurting for work right now. She had plenty of different ways for him to earn money here, and two days of the week was manageable--not to mention she was willing to work with his schedule to give him more opportunities to earn. He was probably going to be doing work in the mornings and midday here, from the sounds of it, which meant he could probably do more work elsewhere in the evenings on the same days.

Long story short, he could make this work easily. It was a good opportunity that could help him make ends meet until doors started opening again and Forster forgot his pettiness over Levi in favor of his spite for someone else. Even then, he could slowly transition from the odd jobs he picked up here to make ends meet, back to his old work as opportunities started coming back in.

“Before you make any decisions, do you want to meet some of the staff and horses you’d be working with?” Y/N asked after a few moments of silence between the two of them.

He supposed that would factor into how much he would want to be here--if he could stomach the others enough to take those extra hours. With a small nod from Levi, Y/N gave him a slight smile and started leading the way again.

“You don’t talk much, do you? Doesn’t matter, we’ve got quiet types and...very talkative types here. You’re either going to be around like minded company who are just as quiet, or around people who are all too happy to do the talking themselves if they have to.”

“Like you?”

Y/N chuckled, guiding him further along to another stable, where he could see more people were moving around inside, a few horses being led out the doors towards one of the open fields by people in riding gear and work clothes. He saw the boy from earlier, Armin, leading a cream coated horse with one white sock and light brown legs to the pasture as he talked to a young woman in full riding gear with long black hair and grey eyes, both of them giving him curious looks as he and Y/N passed them, heading into the stables.

“That was Mikasa with Armin--she’s one of our jockeys. I’d introduce you, but it looks like they’re taking Treasure’s Truth out for a bit of exercise--she’s wrapping up her recovery and should be involved in some therapy work soon, so you might work with her a little bit. The mare, I mean. Mikasa’s a bit of a keep to herself type, too, so interactions with her would be up to you.”

“Do I see fresh meat, Y/N?!” came a new voice that was far too excited for his taste, a brunette with glasses in clothes that were covered in dirt and hay from the stables bounding up to them with a gleam in her eyes. “He looks like a jockey--you were talking about hiring another jockey. Wait, this is the one who you said might come by to visit Bird’s Wing, am I right?”

Levi leaned back from the woman, a little overwhelmed by the raw...energy she was exuding, but Y/N seemed unfazed. This was probably normal for the woman. Great.

“Don’t scare him off, Hange, he hasn’t agreed to anything yet,” she said calmly with a hand held out in an obvious ‘calm down’ gesture before she gestured between the two. “Levi, meet Hange, she’s our current trainer, which means you’ll be seeing a lot of her. And yes, Hange, we’re currently talking about Levi potentially becoming one of our jockeys and helping around the ranch.”

“I’m sure the kids would love having some extra help. Speaking of, Eren got kicked by Jean again a few minutes ago, by the way, so he’s in a foul mood.”

“Jean as in the hired hand, or Jean as in Jean’s Jacket, the horse? Both are likely to have kicked him.”

“The horse.”

“Well, he probably deserved it. Tell him to take a fifteen and then let the horses out into the grazing pasture.”

“Will do. Hey, if you end up hiring another jockey...any chance you might hire another trainer, too?” Hange asked in a conspiratorial yet also pleading tone. “Or at least an assistant.”

“I’m looking, Hange, I promise, you’ll have some help, soon.”

“I’m holding you to that. Anyway, I need to go watch Mikasa do a few laps with Treasure, I’ll see you later. Nice meeting you, Levi, I hope we’ll see more of you in the future,” Hange told him with a big grin before she left the stable to go look for the Eren that had been mentioned.

“Seems like a lively place,” Levi commented, following Y/N deeper into the stables.

“Well, there’s a lot going on. We have more horses in an almost recovered stage than we do recovering like Bird’s Wing, right now, so there’s a lot of work to be done with them. And we have a couple horses that Hange is hard at work getting race ready. Like…” She came to a stop in front of a stall and let out a low whistle, which brought the stallion inside to the front door, head poking out with a soft snort. Y/N went to the door, pulling a bridle off the wall and starting to fit it over the horse’s head. Right now, all Levi could see was the white stripe snip on a pale grey face with dark brown eyes, though the neck seemed to turn pure white with grey spots spattered across the coat, a grey and white mane a little long and perhaps in need of a cut.

“This here...is Ember Rain. You might have heard about him.”

Recognition sparked in Levi’s eyes. “He got a career ending injury just before a race, during morning exercises, right?”

“Well, that’s what they thought. But Ember here has made a full recovery. As long as he’s taken care of, he can still race. And I’m sure we both know he’s not a little league racer,” Y/N said conspiratorially, attaching the lead and opening the stall to bring Ember Rain out for Levi to get a good look at him.

Now that he saw the whole coat, he could see the horse looked like a pure white horse that had a can of watered down black paint thrown on him, spatters of black and grey in random places, except for the one almost all black leg save for a small white sock and a few white spots before halfway up the shoulder the black faded to black and then gave way to white again. A twin leopard coat--and a beautiful one at that, especially when kept clean so it shone like this. A light grey mane flicked proudly through the air as he was brought out in front of him, Levi’s eyes evaluating the muscles and the strong legs, the way the horse carried himself. He wasn’t a vet or a trainer, but he’d been around enough horses to have a decent sense for a good racer when he saw one.

“He’s a bit proud and stubborn--he’s picky about who he lets near him. He won’t let Historia or Mikasa ride him, unfortunately, no matter how much we try, so maybe…”

“You’re hoping he lets me ride him?” Levi asked, starting a slow walk around the horse. The stallion's dark brown eyes followed him, head turning, not letting Levi out of his sight as he circled and appraised the stallion. Y/N stayed at his head, holding firmly onto the lead and looking rather content as she let Levi do his thing.

“I don’t expect he will right away, but it’s worth a shot. And he’d be in the races your used to, eventually, which I figured you might appreciate. Eventually, of course. Hange is still trying to train him back up to where he was, which is difficult without a jockey, so he’s going to need a bit more time to adjust, but there’s other, smaller league horses that you could ride in the meantime. Race-wise, I mean.”

“But he’s the one you’d like me to focus on,” Levi asked, keeping a distance for now and not yet trying to pet the stallion or anything.

“For now. We’ll have at least one more big leagues racer from those mares in the other barn, and you never know what will happen in the future. I have some nice breeding IOU’s I’ve been itching to use that I might be able to start cashing in on with Ember Rain here...and whichever foal we keep when the mares give birth.” She paused in her discussion for a moment, gently rubbing Ember’s muzzle with a faint smile. “How do you feel about endurance racing, Levi?”

“Haven’t done it before,” Levi said bluntly, gaze still appraising the horse in front of him, trying to get a good sense of what the horse might be thinking about him.

“Are you willing to give it a try if I show you the most promising endurance horse I’ve got?” she asked him. It sounded like she was eager to share a secret, like she was bursting at the seams wanting to share this great horse with someone.

Well, he was desperate for money. And endurance racing was another way to do that, even if it wasn’t what he was used to.

“Maybe,” he said non committedly, and Y/N held out the lead on Ember Rain for him to take. Surprised, and even a little reluctant in case the horse decided he didn’t like Levi, he took the lead, keeping a firm grip despite his hesitance. Ember snorted and pawed at the ground tossing his head as if in disapproval, but when Y/N and Levi started to walk, the stallion followed, even if it was with a loud snort and after a pull or two from Levi.

“How many stables do you have in this place?” Levi asked as she started to lead him deeper into the property towards yet another barn.

“Well, we have the stables for the recovering, injured, and pregnant horses, we have our good health stables for our racers and breeding horses--that was the one we were just in, and it’s actually the biggest. Our second biggest stable is the one we’re going to now. It’s where we keep the mustangs.”

Levi glanced at her. “Your promising endurance horse is a mustang?”

“Nothing wrong with that. Just wait until you see her.”

When she’d mentioned she adopted mustangs when they went up for sale during the population cull, he hadn’t been expecting her to have a stable full of them. Maybe a couple stalls, but here she was telling him she had stables for specifically the mustangs.

Instead of walking into the stables themselves, she directed them towards the fence. Once there, Levi realized there actually weren’t a terribly large amount of wild horses running around in the large enclosure they were now overlooking. Quite a few, but not a stable full, for sure. He’d jumped to conclusions there for a second.

A couple looked like they were foals, which he quickly ruled out as the one she wanted to show him, his gaze roaming over the small pack that for the most part seemed to be running together. Behind him, Ember pawed impatiently at the ground.

Y/N pointed out into the enclosure after a few moments. “See the black appaloosa with the grey and white blanket?”

Levi followed her pointing finger, and there at the front of the pack, a few leagues in front of it, was the horse she’d just described, one that was notably faster than the others and seemed to be maintaining that pace and high energy as she raced around the enclosure, making turns around trees and jumping over a creek that cut through the open field with ease. They watched her for several minutes before she slowed down, and even then, she didn’t seem to lose that energy, which could be observed even at this distance.

Seemed promising. He was in no way an expert, but Y/N seemed to think she was sitting on a prize horse. Well, more than one. He would have asked why she hadn’t entered bigger stakes races yet, but she’d sort of already answered that for him. She was waiting for the right team. She needed a jockey used to bigger races, it sounded like her trainer needed some help, and the horses themselves needed trained and prepared for those races.

Again, it sounded like there was plenty of work for him to find here. He was still going to make a few calls and try to get some other jobs as well, since this couldn’t entirely make up what he’d lost in the Forster fallout, but...it seemed like a damn good start. And there was promise here, if he decided to stick around or if the Forster problem continued longer than expected.

And it was a guaranteed job, because even if he didn’t know much about Y/N, he knew enough to know she wasn’t going to cave into pressure he might try to put on her to drop Levi. Especially since she’d been there that day and knew what happened.

Levi looked away from the mustang she’d pointed out to him and back to Ember Rain, who seemed to be staring at him intently from behind. Levi turned all the way around, facing the stallion fully and very carefully reaching out with a hand to lightly touch the horse’s muzzle, sliding his hand gently up the horse’s forehead when he was successful touching the stallion’s muzzle.

Yeah...there was some promise around here.

“When do you want me to start?”

Everything Tags: @antisteller

Levi Tags: @clary-quinn @humanitys-hottestsoldier @whalerus @sunny-flo @thirstyforsometea @hauntedhousecat @peaches-and-clouds @queenofcurse @wubbawubwub04 @lollobos @pasteldays @xcocolinox @itsmeaudrieee @macaronnv @tokyo-banana @apuci-kis-szornye

Different Breeds Tags: @french-girl-online @mysteriousmagicx @classyunknownlover

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kessielrg · 3 years ago

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[Mighty No. 9] Confined Nightmare

Summary: In which Beck nearly assimilates a fellow Battle Colosseum bot without hesitation. [action/battle practice][oneshot]

Rating: K+

Word Count: 1,954 words

If you liked this story, please reblog!

- - -

Beck could feel himself tremble as he walked out to the main arena. He was instantly greeted with heart pumping music and the crowd beating their feet in time to it. From the other side of the Colosseum arena was his opponent; a female bot named Tremus. The older bot (in both appearance and experience) calmly waved to her fans as they screamed to get her attention.

Tremus always had an air of being well in control of the environment around her. It was something that Beck had always admired about her before he started competing in the colosseum’s one-on-one duels. Even out of the arena, Tremus refused to be pushed around by anyone. Her soft side was a hard one to crack, indeed; much like the boulders she was made to crush for construction use. It was no wonder that Aviator (another one of the Mighty Numbers) tried at every chance to flirt with her.

A siren rang out through the battleground, indicating that the match had begun. Beck jumped at the sudden noise. If Tremus had flinched, she hid it behind her charge toward Beck. Her hands, once normal looking for any other xel bot, transformed into separate drills. They spun in high velocity as Tremus attempted to hit Beck with them. The squeak he made in dodging the blow was the dumbest sound he could have made- someone back at home was going to make fun of him for it later. At the moment, he had to figure out how to attack Tremus. He couldn’t stay on the defensive for too long.

She did not make it easy for him. Every now and again, Tremus would transform her hand drills into a single drill, then dive to trail along the ground toward Beck. Beck tried over and over again to calculate a way for him to get a buster shot or two on her. He found that she had enough of a recoil time after each lunge for him to get something in if he was fast enough. Even then, if he wanted to do any damage, he’d have to charge his shot up before Tremus recovered. The next time Tremus performed a drill charge, Beck started to reroute more power to his buster. He waited until Tremus made another drill-based punch at him, then released all the power in his buster before she could defend herself.

Tremus stumbled back from the hit. She looked down at one of her hand drills and realized that xel was drifting off of her. Her body was becoming destabilized. Realizing what was going on, she took a hard look up at Beck. The young robot was already rushing at her to absorb the xel she was losing. Tremus didn’t have time to react before Beck collided into her- almost phasing through as he absorbed the loose xel.

It felt worse than any punch Tremus had ever experienced during her time as a competitor. A part of her now felt permanently empty. She ran a quick diagnostic of the xel Beck had absorbed. Her artificial heart nearly stopped in realizing that Beck had taken over 20% of her total xel count. The loss wasn’t anything she couldn’t make up for, but if he kept that rate up? She’d be completely assimilated by the end of the match; if she wasn’t lucky, of course.

She wouldn’t allow this to become a reason to slow down, though. Tremus made sure she kept Beck on his toes. This wasn’t his first fight on the battlefield, but you should still see the green behind his ears. It wouldn’t take much to disorient him in some way. At the same time, she tended to forget that Beck was still powerful under the right conditions.

Tremus got careless enough that Beck was able to steal more of her xel. Another 20% of her overall xel count gone. She gave herself an annoyed tsk- this wasn’t going to work.

Using a backspring to allow herself enough room, Tremus melded her feet together into a large drill. She then used the momentum to dig underneath the Colosseum floor for an underground advantage. Beck immediately panicked. Tremus dug down far enough that he couldn’t feel the vibrations of where she was until she started to come back up. By then, it was a bit too late- Tremus popped out of the ground with enough force to nearly drill Beck in half had he not gotten out of the way. He did take a good amount of damage, though. That much was obvious.

Beck nervously bit his lower lip as he tried to think of a counter. Tremus wasn’t giving him much room to think. She was once more using her hand drills to make shots at him. For now, Beck didn’t have a choice but to circle strafe around her. He needed to do something before Tremus decided to get another underground attack in. Then he had an idea; Beck had weakened Tremus enough to absorb a lot of her xel. He likely had the data he needed to copy a part of her power. But did he actually have enough?

Based on the way Tremus was fighting, he wondered if he did.

The duo continued to fight for another 30 seconds as Beck wrestled with his new plan. He wanted to make sure he had enough xel from Tremus to allow ReXelection to actually work. A quick calculation decided that he only needed another 5%. Unfortunately, Tremus was well aware of Beck’s unique ability- even before the match started. But with over 65% her starting xel gone now, she was taking all the precautions she could to not lose any more. Every time Beck came close, Tremus immediately moved back. She dodged a lot of his buster shots by digging underground, or kicking up enough bedrock to allow the debris to take the blow instead. This wasn’t the best choice for Tremus. Her drills were her main weapons- in order to get any kind of hard hit on Beck, she had to get close to him.

Tremus ended up giving Beck the opportunity he had been waiting for. She had tried to make a single lunge at him, but Beck dodged it and got a good two hits in that disassembled enough xel for him to dash into. Feeling Beck pass through her for the fourth time today, Tremus suddenly went still in shock. It was more than enough time for Beck to turn around to face her. The young bot quickly activated ReXelection for Tremus’s battle data.

The crowd went into a frenzied roar as Beck’s hands transformed into those similar to Tremus’s hand drills. Surges of power from the ReXelection and the crowd filled Beck with an overwhelming desire to put the older contender in her place. Beck dashed toward Tremus, letting out a cry as he swiped the spinning drills at her legs. The blow effectively knocked her off her feet- the bot hitting the ground hard. Her body immediately showed distortion at the impact. Tremus had taken enough damage that she only had the energy to open her eyes. Standing above her was Beck. The hand drills buzzed in fury as he pointed them directly at her.

Tremus looked up in fear as Beck was more than prepared to give the final blow. With her body this destabilized, one more hit from Beck would make her physical form disappear entirely. It would be a miracle if anyone would be able to recover her xel data after. The tense moment was exemplified by the crowd letting out conflicting screams for either Tremus to get up, or for Beck to assimilate her for good. The youngest Mighty Number stared right back at her- all sense of emotion nonexistent in his eyes. That small realization hit Tremus suddenly and with even more distress.

Beck was the weak link of the Mighty Numbers. He didn’t have the guts to fully assimilate another bot.

...right?

A flicker crossed Beck’s eyes. He blinked at Tremus for a moment. Slowly, as if he were confused, Beck stepped away from her. He returned his hands to look as they normally did. He just looked at Tremus with dawning guilt as the announcer declared Mighty Number 9 the victor of the match. The two bots continued their unwavering stares as Miss Noelle ran onto the battlefield to give Tremus emergency support. Tremus immediately turned her attention to her creator, receiving enough xel again to be able to stand. Miss Noelle still fussed over her creation as they walked off the field.

Beck remained where he was. He looked up at the colosseum stands to see rows of spectators cheering for him. A tiny piece of the confetti fluttering around landed on his nose. Beck picked it off, stared at the colorful paper with an unreadable face, then looked back up at the spectators. He didn’t even notice when his own creator, Doctor White, came up to give Beck a gentle hand on the back before waving at the crowd for him.

Later on, Beck was idly walking around the halls leading to the preparation rooms. He had told Doctor White that he just needed some time along- a wish easily granted by his enthused creator. Beck’s win had meant that Sanda Technologies had won a lot of much needed grant money for another quarter. Doctor White just requested that he stayed near the prep rooms.

Beck just wandered until he found a rather quiet corner need a supply closet. Letting out a sigh, he leaned against the wall, then slid down to sit. Every moment of his fight with Tremus flashed through his mind. Why did he feel like he needed to review that information? He did what he was supposed to. All his functions had performed as optimally as they should have.

So why did something about the match feel off?

“You hesitated.”

“Ohuh?” was Beck’s first response before looking up. Tremus was standing over him, her current pose reminding him of a superhero. He took a moment just to admire the other bot. Tremus didn’t look very pleased.

“You hesitated.” she repeated.

It took another nanosecond or two for Beck to actually understand what she was saying. When he did, he used a hand to rub the back of his neck.

“O-oh, yeah.” he nervously laughed. “Guess I’m not used to fighting real tournaments yet.”

“No.” Tremus snapped at him. “This has nothing to do with your experience. This has everything to do with the fact that you nearly assimilated me.”

Beck blinked.

“I… I didn’t know I hurt you that much…” he finally said, unsure of what else to say. “Are you alright now?”

“I’m fine.” Tremus quickly told him. She had immediately turned her gaze away from him.

“O-oh. Okay…”

Tremus looked back at him and looked the young bot over.

“You’re different.” she eventually told him. “And yet, it’s not hard to believe you have the same ability as Trinity. Twin confined nightmares…” She shuddered at a certain thought, then gave Beck a hard stare. “Just do one thing, Mighty Number 9- the only thing you need to do so we don’t see another monster like Trinity; have a conscience every now and again. Power corrupts. Make sure White knows it too.”

Beck was about to ask what she meant, but Tremus was gone before he even could. Still sitting in his spot, Beck looked down at his hands as if they could solve the world’s mysteries.

“What does the professor have to do with it?” the bot wondered. Now confused, Beck looked up at the ceiling and let out a heavy sigh.

#mighty number 9 #mighty no. 9 #mn9 #fanfiction #fanfic #fan fiction #fan fic #writers on tumblr #beck #original character #mno9 #oneshot

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arpmemething2 · 5 years ago

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Sherlock starter sentences

Send one for my muse’s reaction

"I wrote my own version of the Nativity when I was a child, "The Hungry Donkey". It was a bit gory, but if you're going to put a baby in a manger you're asking for trouble."

"I was just playing the game."

"I can't make bricks without clay."

"I play the violin when I'm thinking and sometime I don't talk for days on end. Would that bother you?"

"You were thinking. It's annoying."

"Oh, hell! What does that matter? So we go round the Sun! If we went round the Moon, or round and round the garden like a teddy bear, it wouldn’t make any difference."

"Not important? It's primary school stuff! How can you not know that?"

"I'm not a hero, I'm a high-functioning sociopath! Merry Christmas!"

"What's the point in being clever if you can't prove it?"

"And exactly how many times did he fall out the window?"

"There was once a merchant in the famous market at Baghdad. One day he saw a stranger looking at him in surprise and he knew that the stranger was Death. Pale and trembling, the merchant fled the marketplace and made his way many, many miles to the city of Samarra, for there he was sure Death could not find him. But when at last he came to Samarra, the merchant saw, waiting for him, the grim figure of Death. “Very well,” said the merchant. “I give in. I am yours. But tell me, why did you look surprised when you saw me this morning in Baghdad?”, “Because,” said Death, “I had an appointment with you tonight – in Samarra.”"

"And we're having quite a lot of sex."

"You are a living, breathing man. You've lived a life; you have a past."

"Look at them. They all care so much. Do you ever wonder if there's something wrong with us?"

"I've always been able to keep myself distant. Divorce myself from feelings. But you see, body's betraying me. Interesting, yes? Emotions... grit on the lens, the fly in the ointment."

"Look, this is a six. There's no point in my leaving the flat for anything less than a seven, we agreed. Now go back, show me the grass."

"What a couple of lightweights! You couldn’t even make it to closing time!"

"She provides, shall we say, "recreational scolding" to those who enjoy that sort of thing and are prepared to pay for it."

"Sex doesn't alarm me."

"No idea why people think you’re incapable of human emotion."

"Careful! Some of those skulls are over two hundred thousand years old! Have a bit of respect!"

"You ripping my clothes off in a darkened swimming pool. People might talk."

"Down girl."

"Don't talk out loud. You lower the IQ of the whole street."

"That's not what people normally say."

"Should I answer chronologically or alphabetically?"

"I've got a better question: is everyone I've ever met a psychopath?"

"Kill you? Um, no. Don't be obvious. I mean, I'm gonna kill you anyway, someday. I don't want to rush it, though. I'm saving it up for something special. No no no no no, if you don't stop prying... I'll burn you. I will burn... the heart out of you."

"No, I just said that in one of your stories."

"You think he lost a lot of money? Suicide is common among city boys."

"He will outlive God trying to have the last word."

"Listen, what I said before, I meant it. I don't have friends; I've just got one."

"I'm not dead. Let's have dinner."

"So he'll have to make a speech in front of people. There will be actual people there actually listening."

"Don't make people into heroes. Heroes don't exist, and if they did, I wouldn't be one of them."

"Stop talking, it makes me aware of your existence."

"This is my game face. And the game is on."

"Oh, I may be on the side of the angels... but don't think for one second that I am one of them."

"We solve crimes. I blog about it, and he forgets his pants. I wouldn't hold out too much hope."

“Do you always carry handcuffs?”

"When I say run … run!"

"He’s planned something, something long-term. Something that would take effect if he never made it off that rooftop alive. Posthumous revenge. No, better than that – posthumous game."

"Intuitions are not to be ignored. They represent data processed too fast for the conscious mind to comprehend."

"You can't arrest a jellyfish."

"Brainy is the new sexy."

"Taking your own life. Interesting expression - taking it from who? Once it's over, it's not you who'll miss it. Your own death is something that happens to everybody else. Your life is not your own. Keep your hands off it."

"Oh, I'm sure something will turn up. A nice murder. That'll cheer you up."

"So what if there are right? They are always right, it's boring."

"We all have a past. Ghosts. They are the shadows that define our every sunny day."

"Is it nice not being me? It must be so relaxing."

"Once the idea exists, it cannot be killed."

"It's not a pleasant thought. I have this terrible feeling from time to time that we might all just be human."

"Friends protect people."

I'm not implying anything. I'm sure she came round for a nice little chat, and just happened to stay over. And I assume she scrubbed your floors, going by the state of her knees."

"The universe is rarely so lazy."

"Everybody dies. It’s the one thing human beings can be relied upon to do."

"I gave you my number. I thought you might call"

"Really hope you don't have a baby in here."

"How did he recognize her from.. not her face?"

"I'm suddenly realizing I probably owe you some sort of an apology."

"I always hear "punch me in the face" when you're speaking, but it's usually subtext."

"People don’t really go to heaven when they die. They’re taken to a special room and burned."

"We've got a serial killer on our hands. Love those, there's always something to look forward to."

"Dear God. What is it like in your funny little brains? It must be so boring."

"Fear is wisdom in the face of danger. It is nothing to be ashamed of."

"To a great mind, nothing is little."

"I was thinking more about our imminent and daring escape."

"Fine. We'll start with the riding crop."

"Pass me your revolver. I have a sudden need to use it."

"No, no, NO! Of course he's not the boy's father! Look at the turn-ups on his jeans!"

"Dear Lord, I have never been so impatient to be attacked by a murderous ghost...!"

"What I'm trying to say is that, if there's anything I can do, anything you need, anything at all, you can have me.…"

"Look at those cheekbones. I could cut myself slapping that face. Would you like me to try?"

"I would have you right here on this desk until you begged for mercy, twice"

"Are you wearing any pants?"

"When he was dying, he was always cheerful. He was lovely. Except when he thought that no one could see. I saw him once. He looked sad."

"Does yours rub off too?"

"I'm in shock. Look, I've got a blanket!"

"Get out. I need to go to my mind palace."

"The world is woven from billions of lives, every strand crossing every other. What we call premonition is just movement of the web. If you could attenuate to every strand of quivering data, the future would be entirely calculable. As inevitable as mathematics."

"You should put that on a t-shirt."

"I'm soooo changeable. It is a weakness with me, but to be fair to myself, it is my only weakness."

"Every fairy tale needs a good old-fashioned villain. You need me or you're nothing — because we're just alike, you and I. Except you're boring. You're on the side of the angels."

"Just once, can you two behave like grown-ups?"

"Sentiment is a chemical defect found on the losing side."

"None of the cabs would take me."

"Also, your loss would break my heart."

"I can open any door, anywhere with a few tiny lines of computer code. No such thing as a private bank account now. All are mine. No such thing as secrecy. I OWN secrecy. Nuclear codes? I could blow up NATO in alphabetical order. In a world of locked rooms, the man with the key is king. And honey, you should see me in a crown."

"And you read my writing upside down. You see what I mean?"

"London. It’s like a great cesspool into which all kinds of criminals, agents and drifters are irresistibly drained. Sometimes it’s not a question of who, it’s a question of who knows."

"You've gone all croaky, you getting a cold?"

"All lives end. All hearts are broken. Caring is not an advantage"

"I hope you'll be very happy. You deserve it. After all, not all people you fall for can turn out to be sociopaths."

"Is that a British Army Browning L9A1 in your pocket, or are you just pleased to see me?"

"...Murder. Sorry, did I say murder? I meant to say marriage. But, you know, they're quite similar procedures when you think about it. The participants tend to know each other and it's over when one of them's dead."

"That's clever. Is it clever? Why is it clever?"

"Interesting thing a tuxedo. Lends distinction to friends and anonymity to waiters."

"If I wasn't everything you think I am, everything that I think I am... would you still want to help me?"

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maybeyoumissthisf-kingpost · 3 years ago

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The Art of Discount (Part 1): Consumer Discount

Businesses often spend a lot of money to build programs to attract customers, typically using discounts. Because discounts - including all forms of discounts on sales - are one of the most obvious methods of creating value for customers to lead them to a decision to buy a product. However, not the more the discount, the more effective it is. With a consumer discount program , it's important to know where your audience is in their consumer journey. Thinking of a sales support program is not difficult, but how to make it effective is an artistic sky.

Discount and its benefits

Discount programs are generally used for three main goals: (1) Clearing inventory, (2) Attracting new buyers, and (3) Realizing revenue targets during off-season sales.

Why can discounting help businesses achieve these goals? Because it offers the following benefits:

Attract new customers effectively without launching a massive marketing campaign;

Encourage shoppers to make immediate purchasing decisions – especially effective when promotions are limited in time;

Push past period inventory or products nearing expiration date;

The product is highly likely to be promoted by the point of sale at no cost;

Pull inactive/inactive consumers to buy again.

The problem of discounting

Sales discounts have long been used to incentivize purchases and create a competitive advantage over other brand products at the point of sale. While discounting isn't a new tool, it always works – when marketers use it right.

However, an age-old problem with marketers is that they often apply discounts to every audience without considering what stage each audience is at in the buying journey.

Reference : Ladder model to analyze market share loss in the article What is the market? What is Marketing? Market share method to see which stage in the buying journey is the biggest problem causing you to lose market share.

So the solution is that we have to balance the timing - frequency of making discounts and determining the specific audience that your program is aimed at.

Build a discount program for consumers

Discounts should not be applied to everyone. I can't say which type of discount is best for your business. But I can suggest you how to implement those programs effectively.

There are countless ways to vary the discount program for consumers. But it has to be done wisely. At the same time, any discount strategy must be based on business goals and suitable for each buyer.

Plan before you make a discount

Before making product price cuts to achieve revenue goals, you need to make a detailed plan for the program. This is necessary to make sure that subsequent orders are still profitable. Accordingly, the issues you need to pay attention to are:

Know current gross margin, markup, breakeven point;

Calculate the best discount price to ensure profit;

Have an action plan to incentivize new buyers and boost purchase incentives for hesitant customers;

Survey programs and prices of competitors regularly;

Consider other selling options without cutting prices (more on that later);

Determining the time to apply the new sales price;

Monitor weekly, monthly, or yearly reporting metrics as sales decline.

How to set a revenue target when doing a discount program?

When adjusting the selling price of goods/services, it is important to know how this change will affect your gross margin and sales target. A successful sales program – that is, acquiring customers, while keeping profits – needs to be implemented with careful and careful calculation of gross margin, markup and breakeven point.

How to balance the above factors is not easy. Business Victoria, a business portal for the Victorian government (Australia) has released a spreadsheet that makes it easier for businesses to set revenue targets when making sales discounts.

HOLY RECIPE

If the price drops…And gross profit margin (%) is…

0%15%20%25%30%35%40%

5% 50.0%33.3%25%20%16.7%14.3%

6%150%66.7%42.9%31.6%25%20.7%17.6%

8%400%114.3 %66.7%47.1%36.4%29.6%25%

ten% 200%100%66.7%50%40%33.3%

twelfth% 400%150%92.3%66.7%52.2%42.9%

15% 300%150%100%75%60%

For example, with a gross profit margin of 20%, you reduce the price of a product by 10%, then the target sales need to increase by 100% to ensure a profit.

Suggest a discount program for consumers1. Discount for new customers

Sometimes when we need to expand product lines, enter new segments, or simply boost sales, we have to find a way to attract new customers. This work often consumes a lot of resources to "lead" this object to a purchase decision.

Therefore, a discount program to close the target at the Purchase stage needs to be properly implemented. When building a program for new customers, it's important to:

– Define target specific customer segments : We know we need to find new customers, but do not know who the new customers are. What's more harmful than a program targeting the wrong audience? What could be more wasteful and less effective than a program aimed at too broad a group?

– Personalize the program message: Once the target area is located, the next thing is to make sure that the target group realizes this offer is only for them, is their own EXCLUSIVE. This will motivate them to get closer to the buying stage. But it is NOT. You must also:

- Tell them why you discount: If you want customers to accept your deals, give them a reason. As Robert Cialdini writes in his book Influence: The Psychology Of Persuasion:

People simply want a reason for what they do. (People simply like to have reasons for what they do)

Remember that you only need to give them a REASON to lower the price, it doesn't even need to be convincing. This tactic works even if you streamline your discount as simply as “Teng teng… you’re new”, “Congrats on being one of our first 10 guests” (although maybe you were the 50th or… 500th buyer).

2. Incentives for loyal customers

If you already have a loyal customer base – which is best if you have or build it now – why not build a program to reward them? For example, give customers a coupon for their next purchase to thank them for supporting your product.

As reported by LoyaltyOne , up to 76% of customers want personalized offers based on their purchase history. Thus, a program to accumulate points to redeem gifts will be extremely effective to retain existing customers.

3. Holiday discounts

On major shopping holidays, such as Black Friday , is when consumers are willing to spend the most. This is when trade marketing programs work because it drives shopper purchase decisions immediately.

4. Discount for pre-orders when launching new products

When launching a new product, most of us want as many buyers as possible. Is it true? Pre-order discounts for limited quantities will quickly speed up a shopper's decision-making process.

However, it is also important to be careful because a pre-launch discount can reduce the value of the product in the mind of the customer. Therefore, do not reduce too much on the first day of product launch. In addition, showing the discount as a percentage or a specific amount must also be considered. For example, 20% discount doesn't sound as attractive as discount 1,OOO,OOOd right? Although the reduction amount of both is the same.

5. Sold in packs/sold in combos

Bundle/combo selling is a great cross-selling technique that encourages shoppers to buy multiple products to get a better price than buying each item individually. This form is especially effective when businesses "catch the trend" at the right time. Remember the trend of making Dalgona coffee that caused a fever in 2020? Large coffee brands such as Trung Nguyen and Nescafe have immediately launched coffee combos sold with milk to serve the needs of users.

6. Discount when buying in bulk

Why not offer a better price when customers buy a lot of your products? If you are an office worker who is addicted to milk tea, you are probably familiar with programs such as "Buy 3 cups, get 1 cup free", "Buy 4 cups, get 2 cups", etc. What are the results? That is, you will "inviting" the whole office to order enough, and the milk tea shop will not only receive orders of greater value, but also be "promoted" for free and recruit more new customers.

Not only helps increase the size and value of the buyer's order, quantity discount is also an effective way to move stock when the seller needs to clear the inventory of a certain item.

7. Discounts for suspended carts

You may have heard about this offer already, but it's such a great retargeting technique for online channels that I just can't pass up. According to Baymard , up to 70% of shopping carts are abandoned because of additional costs in the order. Thus, a discount program for shoppers who are hanging orders will help you regain a large number of orders that seem to have been lost.

This form has a major drawback. That is, if you continuously offer discounts on suspended orders, the next time the shopper will create a shopping cart and then exit, then wait until a promotional offer to buy at a cheap price. Therefore, you should only apply this program once per customer, or limit the duration of the program.

8. Discount when referring acquaintances

You certainly understand the importance of word of mouth marketing. Nothing can be more reliable than a recommendation from an acquaintance. According to ReferralCandy , up to 83% of satisfied customers are willing to recommend to their acquaintances, but in fact… only 29% actually do this.

Therefore, a discount program when introducing new people will encourage your customers to be more "active" in promoting your products to everyone around.

But discounting doesn't always work

Many people often look to discounts as the solution to all business problems, without understanding what the customer's problem is. Therefore, it is not surprising that people massively do promotions but in the end do not see any noticeable effect. Then we put in the report the reasons abc xyz that explains why the program doesn't work.

Discount blindly will kill your business. The more you abuse the discount, the more you lower the value of your product in the customer's mind. Don't compromise with customers. Find out the problem, then give them real solutions.

If discounts don't help boost sales, remember that there are always alternatives, not always a price cut. Here are some suggested programs other than discounts:

Service improvement

If you do not want to reduce the price of the product, the service improvement that comes with the purchase is also an effective way to attract buyers, such as:

Free installation

Free shipping

Free gift wrapping

Enhanced after-sales (warranty, maintenance, ...)

The most typical example is thegioididong.com, an extremely successful mobile device retail chain of MWG. By upgrading customer service to a new level, Mobile World makes buyers feel like they are no different from "God" right from the moment they send the car. As a result, they have risen to become the mobile device retail chain with the largest market share in Vietnam thanks to improved service, even though the selling price is always higher than other places.

However, service improvement needs to be harmonized before, during and after sales to achieve the best effect. Otherwise, this will be a double-edged sword if the brand previously created too much trust for buyers but was weak in after-sales service, possibly even receiving a series of complaints from consumers, affecting to brand reputation and reduce the ability of customers to repurchase the product/refer to acquaintances of customers who have purchased the product.

Packaging development

Have you ever thought that your current product packaging is gradually becoming boring to consumers? Why not think about "changing clothes" for products to look more eye-catching on special occasions?

Example : In the midst of the 2017 Sea Games football fever, Coca-Cola "caught the trend" very well to cheer the home team by wearing player shirts for three product lines of Coca, Sprite, Fanta at Circle K.

Comes with a gift

The word “free” always has a strong appeal, so GWP (free gift with purchase) will be another option to effectively replace discount. The "cheapest" items to give are usually cloth bags, stainless steel straws, glass vases, porcelain cups, etc., but make customers extremely excited.

Even free gifts sometimes not only aim to catch the shopper's attention but also support other marketing purposes.

Example : Trung Nguyen gave a sample of Legend Classic coffee in a bag of G7 3in1 coffee in the US. It can be seen that besides building promotion for the G7 series, they also intentionally sampled for their Legend premium coffee line and helped buyers identify genuine Trung Nguyen products among the parallel sea of goods on the market.

Create an event

If you run a cafe-restaurant business, you definitely want to avoid discount programs. Especially when it's a premium brand. Think of a live music session, contest, social activity, etc. on a certain day of the week or month. Because entertainment is always an essential human need, it not only helps attract people, but also makes them want to linger longer, order a few more dishes or drinks to sip and enjoy.

Donate to charity/organization for the environment

Momo : For every purchase of movie tickets you buy at any CGV, Galaxy Cinema, BHD, Lotte Cinema, Cinestar and MegaGS cinemas and pay with MoMo, you have donated 1,000 VND for the program "Red lucky money". smile for 100 children”.

Ecosia : This search site uses advertising revenue to plant trees, on average every 45 searches will convert to a planted tree.

Instead of discount, these two brands convince customers to use this money to donate to charity or for the environment. Of course, the persuasiveness of this program is quite high and is often warmly received by consumers. Not only avoiding product discounts, but also building an effective CSR program to the community and increasing brand trust.

Conclude

Discounts have always been a story about sensible spending. If you use them properly – in the right place, with the right person (object), at the right time – then you will definitely get positive results. Again: Never offer a discount to everyone! And don't abuse the discount, because we always have other effective replacement programs that don't have to cut the price of the product.

Although brands are always encouraged to make programs for consumers, retailers are often not too excited about these programs of the brand. Why? Because it is a battle for market share between brands, while the point of sale does not receive much benefit from this competition. Suppose the sales point of sale for the category is 100 VND, in which brand A accounts for 40 VND, brand B accounts for 60 VND. When brand A does promotion, their revenue increases to 70 dong, and brand B doesn't do it, so it's only 30 dong. In general, the total revenue of the point of sale is still 100 VND.

Now do you understand why I said retailers aren't usually excited about brand consumer programs? Competition at the point of sale is another story that you need to pay special attention to, which is why I continue with Part 2: Discounts for distributors.

All credit goes to trantuansang.com.

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cali-brate · 4 years ago

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options trading wire newsletter West Virginia

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best options trading newsletter West Virginia The traders need not worry about the magnitude but consider only direction of the security price.

td ameritrade options trading West Virginia Stay away from it and look for another Asset that has an obvious Up or Down Trend Line. I must admit, the RTSB and DDSS strategies are really attention getters to highlight that you must pay attention to what you are doing as you can lose money fast if you do not do your own research before trading. The Spread StrategyThe Spread Strategy is a real trading strategy that has also been simplified by Binary Options trading. In conventional options trading you use the Spread or Straddle strategy to buy CALLS and sell PUTS on the same Asset. However, in Binary Options trading you can't place a Call and PUT trade for the same Asset unless you are using two different trading Brokers which is not recommended. The basic idea of the Spread in Binary Options is to find two Assets where the Trend line is Up for one and Down for the other. On the Asset that the Trend line is up you place a CALL trade on it while on the Asset where the Trend line is down you place a PUT trade on it at the same time. The Spread strategy is often called "hedging your bet". If both trades end In-the-Money you could receive an 81% payout on both of them. A $100 Trade Price on each of the trades would result in a $162 profit. However, if one trade ends Out-of-the-Money you have minimized your loss to $19; $100 loss on one trade and $81 profit on the other trade. However, if both trades are Out-of-the-Money you would have a $162 loss. Risk ManagementIn trading, Risk Management is a major process that you must adhere to. Fortunately, Binary Options are designed to have a fixed payout and a fixed loss per trade thus limiting your risk on each trade. However, the only limit on poor judgment and gambling fever on your part is your own will power to NOT trade when market conditions are poor or when you are consistently Out-of-the-Money on a majority of your trades. Take a break, step back, and analyze why most of your trades are Out-of-the-Money. Doing your own research in the Trend Line of each Asset is key to minimizing your risk when trading. Watch for the next article in the Binary Options Trading series, "Which Market is best for Binary Options Trading?" We will discuss how you can determine if you should trade in the Forex, Stock, Commodity, or Index markets. Binary Options Trading - Four Simple Steps to SuccessBinary options are fixed return options because they come with only 2 possible outcomes. It is a contract which gives the buyer a right to buy an underlying asset at a predecided fixed price within a specified time limit. The security that is being traded is known as the underlying asset and can include commodities (e. g. gold, silver, nickel, lead, and oil), currencies (USD/JPY), stocks (e. g. Apple, Microsoft, IBM) or stock indices. The price at which owner buys or sells is known as the strike price.

options trading course tradewins pdf West Virginia

Doing your own research in the Trend Line of each Asset is key to minimizing your risk when trading.

what are options in trading West Virginia If you are getting totally confused, it makes more sense to check out with someone who knows these terms properly. You may have to spend at least a week in understanding these terms. Once you are comfortable with these terms, you will have to get into the procedures for trading. Currently, trading gold may seem to be very good and profitable, but there are many other options that would also give you an equally good return. In all stock market trading deals, it is seen that people do the buying and selling without actually understanding the basic guidelines. If you are interested in CFD trading or contract for difference trading, you will have to first understand the basics of CFDs, the process of trading CFDs, and identify the risks that are involved during contract for difference trading. Contract for difference trading is best understood when an example is taken. So, find out a website that will give you the examples. After you have got a website that gives you all the best examples, you will have to move on and check out the process of contract for difference trading. When seeing the examples, you may be treated to several numbers and calculations. Such calculations are inevitable and you have to bear with it. Generally with a little practice and good basics, you will have a clearer understanding of the procedures and concepts of contract for difference trading. Selecting the best website for your options trading is very important. So, make sure that you get a good website for all your trading requirements. Strategies of Binary Options TradingPreviously in the article "Binary Options, The New Investment Tool for the On-The-Go Investor" we discussed the origins and basics of Binary Options. In this article we are going to discuss the strategies you can use in Binary Options trading. Conventional StrategiesTypically, when trading conventional futures and options, traders use numerous strategies such as the Collar, Covered Call, Straddle, Spread, Protective Put, and more to minimize their risk of loss when the market is fluctuating up and down in an erratic manner; typically know as a volatile market. A loss in one CALL trade can be offset or even profitable by a PUT trade made on a different Asset in another trade made at the same time. Frankly, this type of strategy should be left to the experienced trader. I could go on for many articles explaining all of the different strategies used in trading, but it would only bore the experienced traders and would greatly confuse the beginning traders. Simplified Trading At Its BestThe simplicity of Binary Options has enabled the person on the street to get into trading without having to learn the in-depth strategies of conventional trading. As a result, it has brought a lot of new money into the trading scene to the delight of the average on-the-street investor. The simplicity of the Price Up or the Price Down and two mouse click trading with as much as an 81% profit has caught the attention of a whole new segment of investors. "RTSB" - The Simplified StrategyAlong with the simplified trading comes a simplified strategy for trading Binary Options. I like to call it "RTSB" which stands for "Read the Screen Bud". Yep, that is right.

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options and options trading a simplified course that takes you from coin tosses to black scholes West Virginia If you are interested in CFD trading or contract for difference trading, you will have to first understand the basics of CFDs, the process of trading CFDs, and identify the risks that are involved during contract for difference trading.

best book on options trading West Virginia Binary options' trading is a common tool used by traders nowadays. Most day traders now adopt binary options trading so as to increase the profits that they earn from these trades. Simply, binary options' trading is a contract which upon the attainment of a specified condition gives a predetermined fixed amount to the trader. The amount to be paid depends on whether his contract ends "in the money" or ends "out of money". In the case were a contract ends "out of money" the trader will not receive anything at the time of expiry. Are you interested in doubling your profits without investing more? Trade binary option is the tool that you can apply to secure maximum profits. If you are able to predict the price movements of the security of a company for a particular time period, then surely option trading is the area where you can surely succeed. Binary options trading do carry with it a high risk. But is there any trading instrument which is completely risk free? If you are able to bear the risk that is associated with options trading, the returns that you would be getting will be much more than the returns that any other trading instrument will give you. How can we make use of the binary options to make money?1. Trade on the most active and liquid securities: A trader should always do trade on those companies which are very active on the indices and do larger volumes of trade each day. These will be highly capitalized growth oriented companies and you can always expect their prices to go up. 2. Do the opposite if the market has risen already: In a day if you have missed out on a market rally caused by a sector a particular company, then don't feel sad. You could trade for the opposite as the prices are to settle at the end of the day. 3. Give importance for quantity than quality: The most important thing that you should consider while engaging in binary trading options is that you should consider quantity over quality of the securities. Binary options trading will offer you more return when you go for quantity of shares than to its quality. The traders need not worry about the magnitude but consider only direction of the security price. 4. Binary options trading can be used for hedging: The simplest way to make money from binary option trading is to hedge your contract.

the best options trading course West Virginia If you want to make the maximum advantage of the volatility in the commodities market, you will have to try out the FCD trading. The key terms that you need to understand when you are doing online trading are Commodities Trading, Trading Commodities, Trading Metals, Options CFDs, stock indices, Stock Index CFDs, Index Trading, Stock Index Trading, CFD Trading, CFD Provider, and CFDs. The best way to get some information on these terms is by searching them on the Internet. If you are getting totally confused, it makes more sense to check out with someone who knows these terms properly. You may have to spend at least a week in understanding these terms. Once you are comfortable with these terms, you will have to get into the procedures for trading.

In this article we are going to discuss the strategies you can use in Binary Options trading. Conventional StrategiesTypically, when trading conventional futures and options, traders use numerous strategies such as the Collar, Covered Call, Straddle, Spread, Protective Put, and more to minimize their risk of loss when the market is fluctuating up and down in an erratic manner; typically know as a volatile market. A loss in one CALL trade can be offset or even profitable by a PUT trade made on a different Asset in another trade made at the same time. Frankly, this type of strategy should be left to the experienced trader. I could go on for many articles explaining all of the different strategies used in trading, but it would only bore the experienced traders and would greatly confuse the beginning traders. Simplified Trading At Its BestThe simplicity of Binary Options has enabled the person on the street to get into trading without having to learn the in-depth strategies of conventional trading. As a result, it has brought a lot of new money into the trading scene to the delight of the average on-the-street investor. The simplicity of the Price Up or the Price Down and two mouse click trading with as much as an 81% profit has caught the attention of a whole new segment of investors. "RTSB" - The Simplified StrategyAlong with the simplified trading comes a simplified strategy for trading Binary Options. I like to call it "RTSB" which stands for "Read the Screen Bud". Yep, that is right.

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orbemnews · 4 years ago

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Analysis: Bezos leaves behind a company that's created value but has also triggered a national reckoning Bezos, the world’s richest person until recently, has gone from selling books out of his garage to running a company that makes consumer electronics, produces award-winning films and TV shows, offers organic groceries and hosts some of the world’s biggest websites. His company’s ambitions include delivering packages to households using flying drones and spreading facial recognition technology to virtually every consumer’s front doorstep. With each new innovation, Bezos and Amazon have offered the promise of making life easier, more convenient and enriching for customers. But these services also became testaments to Amazon’s ever-expanding power, influence and self-interest, inspiring fierce criticism from the company’s opponents: that Amazon kills brick and mortar businesses; that it bullies workers; that it uses the data from its massive online storefront to maintain a monopoly; that its partnerships with law enforcement have made it an accessory to discriminatory policing. “The guy was just obsessed with the end user. They were the highest priority,” said James Bailey, a professor of leadership development at George Washington University’s business school. “It’s one of those situations where your biggest asset is also your biggest liability.” Now, as he prepares to step down as CEO of the $1.7 trillion business he built and take on the role of executive chair, Bezos leaves behind a company that’s created immense value for consumers, investors and many small businesses, but which has also triggered a national reckoning over the costs it may have created for everyone else. A model for building online companies Bezos’s ambitions were large from the start: He launched Amazon at a time when few people knew what the internet was and chose the name, he later told journalist Brad Stone, in part because the Amazon river is “not only the largest river in the world — it’s many times larger than the next biggest river. It blows all other rivers away.” To achieve his vision, Bezos frustrated some shareholders by investing heavily in the business. It wasn’t until the end of 2001 that Amazon had its first profitable quarter, and its first profitable year didn’t occur until 2003. Amazon would continually flirt with profitability for the next decade. This approach would become a model for many others in Silicon Valley, and perhaps even something of an excuse for cash-hungry startups that seemingly burned through money without a pathway to profit. “Bezos created the blueprint for building internet businesses, being hyper customer-centric, and scaling disruptive innovation,” tweeted Aaron Levie, the CEO of enterprise cloud company Box.com. No other innovation symbolized Bezos’s appetite for losses like Amazon Prime, which was launched as a $79-a-year subscription plan and introduced what became the company’s most recognizable offering: free two-day shipping. On the surface, Amazon Prime stood to lose money. The cost of its benefits — which came to encompass not just fast shipping but streaming media, digital photo storage and discounts on groceries — outweighed what the company made in subscription fees. But it was another example of Bezos’s long-term plan to lure new customers into Amazon’s orbit and persuade them to become mega-spenders on the platform, thereby allowing Amazon to lower its costs even further to attract yet more customers, creating a virtuous cycle, or what Bezos called a “flywheel effect.” The company last year announced it has more than 150 million Prime subscribers worldwide. Relentless, or ruthless? As Amazon became a bigger player in retail, it inevitably came into conflict with others, both big and small. In some cases, it effectively drove them out of business. The bookseller Barnes and Noble announced in 2019 it was going private after a decade of trying to keep pace with Amazon. Toys”R”Us has blamed Amazon’s aggressive pricing for crushing the quintessentially American toy store. Rightly or wrongly, Amazon is often listed as a contributing factor behind the so-called retail apocalypse. And these days, the mere mention of Bezos’s interest in a new service is enough to send an entire industry’s stocks into a downward spiral. Like Walmart before it, Amazon has come to be viewed as “the new big bully, at least in the internet retail space,” said Bailey. Amazon famously clashed with book publishers over who controlled e-book pricing. It deliberately lost money selling diapers in order to thwart Diapers.com — then, according to a landmark antitrust investigation by US lawmakers, it acquired the company before raising diaper prices. (Bezos has said he does not recall giving an order to raise prices.) Amazon’s growing clout has allegedly given it immense leverage to squeeze its suppliers and to use third-party sellers’ own sales data against them to gain an anti-competitive edge. Bezos has argued that Amazon prospers not at others’ expense, but rather when it helps grow the whole pie. “Amazon’s success depends overwhelmingly on the success of the thousands of small and medium-sized businesses that also sell their products in Amazon’s stores,” he told Congress. Bezos also ruffled feathers when he held a highly publicized contest for the privilege of hosting Amazon’s newest headquarters. The so-called “HQ2” was pitched as an engine for local job creation and economic growth, particularly to small and mid-sized cities seeking development. For months, dozens of city leaders jockeyed for Amazon’s favor with offers of tax breaks and real estate. Ultimately, though, Amazon opted for Northern Virginia — just outside of Washington, D.C. — and New York, two of the nation’s wealthiest and most obvious metro areas, leaving many onlookers perplexed. (It later withdrew from New York after facing backlash from members of the community.) The entire episode was a bizarre flex of Amazon’s power and influence. To some critics, the good that Bezos has created does not negate the alleged harms. On the 2020 campaign trail, figures like Sen. Elizabeth Warren called for Amazon to be broken up, and regulators are circling. “The US and Europe are coming for Big Tech, and I don’t think the lawsuits against Facebook and Google are the end of it,” said Paul Gallant, an industry analyst at Cowen & Co. What’s good for customers isn’t necessarily good for workers Just as Bezos’s growing empire raised questions about whether it was good for other businesses, it also raised questions about whether it was good for workers. Rising automation, complaints about working conditions and a tough stance against unions all contributed to years of employee walkouts, petitions and, in some cases, lawsuits. Many of the company’s white-collar workers have also protested Amazon’s impact on the environment, calling on Bezos to make stepped-up commitments on climate change. (Amazon and Bezos later pledged to do more, with Bezos committing an initial $10 billion of his own money to fight climate change.) Early on in the pandemic, Amazon faced a warehouse worker revolt over a lack of hand sanitizer, masks and other protective gear. After one New York-based employee organized a protest over the issue, Amazon fired him for violating the company’s Covid quarantine policy. Amazon has since said it’s put in place temperature checks at fulfillment centers, ramped up its cleaning regimen, and established some 150 “process changes” to keep workers safe. Amazon has won plaudits for increasing its minimum wage to $15 an hour, but only after intense pressure from labor groups and some US lawmakers, including Sen. Bernie Sanders. And the same day that Bezos announced his plans to step down as CEO, the Federal Trade Commission said Amazon would pay more than $60 million to settle allegations that it withheld tips from its contract delivery drivers. In the coming weeks, Amazon workers in Alabama will vote on whether to form the company’s first US union. In response, Amazon has pushed for in-person voting despite the ongoing pandemic and launched a campaign to discourage unionization. “Jeff Bezos built his multibillion-dollar empire on exploitative practices including wage theft and surveillance tactics designed to bully workers into silence and prevent them from organizing,” said Rashad Robinson, president of the civil rights group Color Of Change. A tech icon whose reputation reflects his industry’s Despite the criticisms, Bezos will undoubtedly be remembered in the business world as a brilliant strategist and a disciplined entrepreneur. Bill Gurley, a prominent venture capitalist, called Bezos’s tenure at Amazon “the most spectacular CEO run of my lifetime.” In many ways, Bezos’s story with Amazon mirrors that of Silicon Valley. He began with a small idea in his garage that would change the world. He was lauded for innovating his way to success, putting in hard work and taking calculated risks. But those same choices also led to claims that his company had grown too powerful for its own good, and for the good of society. Now as allegations about Amazon’s power and approach to competition may be leading to a showdown with Washington, the billionaire CEO is tapping out. In a letter to employees this week, Bezos said he plans to spend more time on his newspaper, The Washington Post, and his spaceflight company, Blue Origin. He also plans to get more involved with his philanthropic initiatives, perhaps following in the footsteps of another transformational tech CEO — Microsoft’s Bill Gates. “Bezos wants to go out on top,” said Gallant. Source link Orbem News #Analysis #Bezos #company #Created #JeffBezos'scomplicatedlegacyasCEOofAmazon-CNN #Leaves #National #Reckoning #Tech #triggered

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hoganleslie93 · 4 years ago

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can you write off home insurance

BEST ANSWER: Try this site where you can compare quotes from different companies :bestinsureonline.xyz

can you write off home insurance

can you write off home insurance? There are many insurance companies out there and there are hundreds of different companies to choose from. So, how much does homeowners insurance cost in Tulsa? The average annual cost of homeowners insurance in Tulsa is $1,935, according to the most recent report to Congress. What kind of discounts will pay out to a good customer? A discounts credit score makes it difficult to make the claim and insurers can use credit score as a way of determining prices. However, if you re a good driver, you can save money on your auto insurance. To check your credit score, look at credit reports. You may notice that certain companies will ask if there are any gaps in your credit history. That s normal since most of the insurers will be on the lookout for any gaps in your car (especially if you have been driving for three years). To find out exactly how much auto insurance a homeowner will pay, keep checking back. When you file a claim for an accident, an insurance company will take. can you write off home insurance for the car ? insurance? or other coverage. We are not sure what your current car insurance policy is, if you drive more often more than 5,000 miles? in the United States of all year, have coverage for the car insurance company is making. but we have nothing or little to give you advice. Hi, my dad . can you write off home insurance rates? You’re paying more than you should, but you can afford that extra money. The reason is that home insurance companies generally give you a discount if you have a lot of homes. Your home’s building and roof could be a factor in determining an insurance premium. Insurers assume that you’d be able to get a newer or higher home insurance premium because of its higher odds of a claim. That might be a good thing or bad thing, depending on the terms and conditions of the home. But there’s no way to be sure exactly what your home will be insured for. And your insurance rates will be slightly different from a lower-limit, standard homeowners’ policy. As for the value of your home’s contents. Any home can have a significant amount of contents, and it’s worth considering this with an existing home insurance policy if you don’t have comprehensive coverage. Also, if your home’s contents.

Health Insurance

Health Insurance Policy: Insurance to protect you and your assets, and to pay for the costs of providing you insurance to keep you financially safe, or for a number of similar purposes including providing for the maintenance of your home, car and other assets when it comes to you and in an irreplaceable amount. It is essential to be always up to date with your information, and to be sure that anything you do has been approved by the company as to what is being required. This makes insurance an obvious, if not official, disclosure. Also, when you consider that your credit is very high compared to others (especially in areas without any insurance, and because of the high risk for home damage, a better credit rating can be seen in the higher dollar amount you are exposed to), it makes you have a greater chance of receiving significant discounts on your home insurance and other insurance policies. You do not want to take the risk of losing this important investment in the end. If they.

Write Off Claims Your Insurer Won’t Fully Cover

Write Off Claims Your Insurer Won’t Fully Cover If your claim is not paid on time, you might see a small premium, if you take your claim to court. and other factors can complicate this situation. For example, if you have a claim with a very high likelihood in the future, your insurance payout could increase. It’s the responsibility of both you and your insurance company to make the claims process as quick as possible. You’ll need to file a claim by mail. If your claims process is lengthy, you’ll need to contact an experienced claims attorney. If you have been in the public for many years, you may be able to give a short telephone interview with either an agent or a representative of the insurance company, but this should be easier if you do get a referral from the lawyer. Insurers may offer to pay for your claim during certain time periods. Even if your claims process has already been fixed, your insurer may allow you to extend the deadline and let you do the coverage until the.

Home & Renters Insurance

Home & Renters Insurance* Insurance for Your Landlord Insurance: Loans can be insured for up to $10 billion in loss-coverity losses. Landlords have the right to require the purchase of reinsurance coverage. Most companies require their renters insurance coverages to protect their investment. To add, your home is a rental property. Your landlord’s home insurance policy will not cover all the building structures you lease or rent to the tenant. If an attack on your property happens, your landlord’s landlord will either require or deny you to insure the house. If your property is in the process of being vacated, your landlord’s housing company cannot legally deny you the liability insurance on your home insurance to cover damage. Renter’s policies are a unique form of coverage. Most companies require you to purchase it separately and under your company’s home insurance policy plan. Your policy typically includes a deposit of $20 to $99 per month and a minimum $300,.

Life Insurance

Life Insurance Company is a Stock company that was incorporated in 1966-07-08. Nationwide makes auto insurance available through its network of independent agents and brokers. Insured automobiles can be insured on its website at its parent company—name brand . If you’re new to insurance or would like to compare quotes, feel free to skip ahead and get a free quote. InsuranceQuotes is not affiliated with the U.S. government or federally funded or otherwise endorsed programs such as the National Academy for Quality Assurance. InsuranceQuotes is not affiliated with the U.S. government or otherwise endorsed programs. Links we provide are hosted at insurancequestions.org for easy consumption. InsuranceQuotes is an independent, royalty-free resource for learning about auto insurance, money selling and buying annuities and auto and home insurance. We were one of the most innovative companies to write and update the U.S. Auto & Property Claims Office (ALIVA) online in over 20 years. With our mission to be.

Mortgage Debt Forgiveness and Mortgage Insurance Premiums

Mortgage Debt Forgiveness and Mortgage Insurance Premiums There might be some other factors affecting your mortgage or mortgage company rates, including: Insurance company: State Farm works with each state’s insurance company to pay for any claims that are filed against them, on top of the standard rates they bear. Because this is insurance to pay for auto repairs, homeowners should be covered for the cost of repairs to another address, home or property, if they’re using. Condo Insurance Fire and vandalism: This category covers fires that occur due to the negligence of homeowners on the lot during remodeling. Health insurance and Medicare: These programs are administered, by the federal government, by companies that provide health insurance and Medicare insurance to members of the military and their families. They typically cover the same types of health care as standard health care, but include a little more coverage, including dental. Mobile Homeowner’s Insurance: This program is offered for those who own their mobile home, with a small discount.

About Insurance.com

About Insurance.com, Inc. All rights reserved. The financial world is your oyster, but it doesn’t work just in the United States. We’ve talked about other things, such as how to cover the many hazards Americans face in their everyday lives. But how do you keep yourself from having to pay out of pocket? At the end of the day, that’s where our insurance company can protect you. We’re not going to say why you choose your insurance company, but ultimately that can be a bit of an oversight. We want to make sure you get what you are getting, which is the safest route for many. The average U.S. car insurance premium is around $1,300. In the state of Ohio, it is about $1,900. You can take out an online quote tool to get an accurate idea how much you’ll pay based on your driving habits. Enter your zip code. If you want more information about the average.

Other Insurance

Other Insurance is an insurance company that specializes in offering car insurance to and young drivers. The companies are insured in many ways. The companies that offer insurance for 25-year-olds are: You can easily compare auto insurance rates by using the tool above. The insurance companies that offer auto insurance for 25-year-olds have been around for 15 or so years and they’re all trying to build good customer service in their business so drivers are satisfied with their insurance. With this in mind, it’s not surprising that Geico and Progressive are both great rates. If you are planning to buy auto insurance on your 25 year old, today! Enter your zip code below to view companies that have cheap auto insurance rates. Geico is one of the biggest auto insurance companies in the United States today. Geico offers car insurance for 25-year-old men and women up to $250,00 per year. The company is offering discounts up to.

Auto Insurance

Auto Insurance Institute, a nonprofit research group dedicated to improving the way insurance companies calculate rates, define what’s safe for drivers, and create better insurance programs. For more information, . Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Nationwide Investment Services Corporation, member . Home Office: One Nationwide Plaza, Columbus, OH. Nationwide, the Nationwide N and Eagle and other.

When Can You Deduct Homeowners Insurance?

When Can You Deduct Homeowners Insurance? Homeowners are allowed to decide which insurance provides them with the protection in the event of a disaster. Unfortunately, home insurance companies don’t take into consideration the fact that people may be injured on the homeowners’ property. Therefore, they ask if you have personal injury protection coverage or physical property. If you do not have physical property coverage, it might be illegal to make a claim under it. That is because, unless people can reasonably assume, the risk of not having physical property coverage they purchase, then home insurance companies should generally accept any claims that they can obtain. However, the fact that insurance companies cover the cost of repair and medical care when they need it means that most people may have a policy where they use their home to get to their primary residence. There are some exceptions to this. First and foremost, there are a couple of items that are considered to be “preferred” by companies and some people are asked to consider them as secondary. Others, however,.

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albasellsrealestate-blog · 6 years ago

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Should You Sell Or Rent Your House? 10 Questions To Ask Yourself

When moving out of a primary residence, most homeowners make the obvious decision to sell their current property. But is that really the best choice for you? The answer, of course, depends on many factors -- your current financial and housing situation, the real estate and rental market where you live, and several others that can add up to help you make a decision about what to do.

If you know you're going to be leaving a house that you own and currently live in, consider how renting it instead of selling it might benefit you -- or whether it would be too much trouble and not lucrative enough to bother with as an option. To determine what choice is the best one for you and your current situation, ask yourself these questions and then move forward with whichever path is going to serve you better long-term.

Will you make a profit if you rent?

This is arguably the biggest, most important question to answer before you move on to other factors involved in your decision, and the variables that will influence your profit (or loss) can be complicated, so make sure you spend plenty of time figuring out what a realistic profit would look like and whether you can make it happen.

If you're still paying a mortgage on your primary residence (and you probably are), then you'll need to make sure you can cover your mortgage with the rent price you'd like to charge. You'll also have to pay for insurance on the home -- and this is likely going to be more expensive if you rent it out than straight homeowners' insurance would be, so price insurance costs for a rental with your insurance agent. Property taxes and HOA fees will still need to be paid, too, so include those in the monthly expenses.

And then there are a number of other costs involved with renting a house that you'll want to add to your balance sheet before you can know for sure whether this will be a profitable step to take or whether you'd be losing money every month. There will likely be repairs you have to make here and there to the property -- that's only to be expected. If you don't want to deal with the ins and outs of being a landlord yourself (screening tenants, scheduling repairs, and so on), then you'll want to hire a property manager, and that can cost up to 10% of the monthly rental income. It's unlikely that your home will be occupied constantly, so consider the cost of vacancies, and you'll also need to pay to market the house when it is vacant so you can attract new tenants. Finally, if you want to do any rental reference checks or credit checks on tenants, you'll need to accommodate those costs into your calculations, too.

Once you've added up all the expenses and done some research on fair-market rental prices for your area, you can determine whether or not you'd be making a profit every month or year, or whether renting would cost you more money than it would make you.

Do you need the money from a sale sooner rather than later?

When you have debts that need to be paid or you can't afford the mortgage on your home anymore, it probably makes more sense to sell the property instead of trying to rent it out. Take a look at your current financial situation to determine how critical those funds would be for your future; also consider the fact that ideally, renting your home will produce a profit every month that you can collect as long as you have tenants willing to pay the rent price.

If you're really not sure whether it would be more financially viable to rent or sell your house, talk to a financial advisor about it. Maybe you can set up a payment plan for some of those debts and use the rental profit to pay them off over time, or maybe you could use the cash from a sale to make some smart investments and retire sooner. Nobody knows your financial situation as you do, so do some assessing of where you are and where you want to be, and then figure out whether renting or selling would get you closer to that goal.

Will you want to move back in eventually?

Another important factor to consider is whether you'd want to move back into your house eventually. If you're moving out of the area, but there's a chance you might want to return at some point, then keeping the house and renting it out will probably ultimately be cheaper for you long-term than selling your house and then trying to find something comparable a few months or years down the road.

Maybe you're not sure if you want to move back or not -- that's fine! If it's even a remote possibility, though, sometimes it's nice to have a backup plan for housing, especially if you're heading off to a new adventure and you aren't sure how things are going to go. Obviously, you don't want to plan to fail, but knowing that you have a safety net if you need one and can get back into your old digs without buying them back might be worth quite a bit when push comes to shove.

And if you're upgrading or downsizing, then this lens looks slightly different. Maybe you're not sure you'll enjoy moving into a condo or a smaller home and there's a strong possibility you might want your old space back. Or maybe you're not certain that the upkeep and cleaning that a larger space requires is going to work out well for you. It's even possible that you're not certain your current household configuration is going to last all that long -- if you have kids who are about to fly the nest in a few years, or (hopefully not!) you're unclear that your relationship is going to go the distance, then keeping your home and renting it out might be a good decision long-term.

Can you improve or update the house right now?

Homes that sell the most quickly and for the highest prices in any market are always the nicest, most updated homes available for buyers. If your home doesn't measure up to the neighbors in terms of the appliances and updates, and if you really don't have the money or the interest in fixing or renovating your house so that it's going to capture top dollar for you on the real estate market, then renting might be a good choice for you.

Tenants are typically a lot less selective than buyers when it comes to the brand of appliance used in the kitchen, the wear and tear on the carpeting in the bedroom, or the landscaping in the front or back yards. So if you know your house isn't exactly the definition of move-in-ready -- especially compared to other homes on the market in your area -- consider renting it for the time being and wait until you can make those upgrades before you sell it.

Do you want to live a landlord life?

If you don't want to hire a property manager, it's important to ask yourself whether you'd feel comfortable or would enjoy being a landlord. You might need to have some difficult conversations with any tenants who haven't paid rent. You will almost certainly have to arrange for repairs to be made to the house, usually at the most inconvenient time possible -- sewer mains and electrical systems tend to fail when it's most expensive to fix them, like after 5 p.m., on weekends, or on holidays. Finding and screening tenants can be time-consuming. And tenants usually aren't going to treat your property the same way you would if you lived there, so if the thought of your precious floors or countertops getting dinged or scratched (or worse) makes you shudder, realize it's one of the possible downsides of being a landlord.

After thinking about it, if you decide you really don't want to live a landlord life, then you'll know that you either should sell your house or hire a property manager to handle it.

What's the real estate market doing?

There's no single indication that you should sell or rent depending on the real estate market's current activity, but it can definitely help inform your decision. Maybe the market's been on an upswing for several years and it's looking likely that prices are going to drop in the future -- in that case, it might make sense to sell now, while your house is at its peak value for the time being. But if you owe more on your mortgage than the house is worth, it might be wiser to play a long game and rent it out until the market catches up to your debt or vice versa. If prices look like they're going to continue to rise in the future, then renting, for now, might be your best bet; you can plan on selling and making a bigger profit a few years down the road.

Talk to a real estate agent about where they see the market going, and if you can, try to make sure you're getting opinions from someone who's worked in real estate through several market cycles. Nobody can predict the future, but an experienced agent knows the warning signs of a seller's market or a buyer's market, and they can give you an educated opinion about what to expect for at least the next year, if not further.

How about the rental market?

Some rental markets are healthier than others, and if yours isn't looking all that robust, then now might be a good time to sell instead of count on the rental market improving. On the other hand, if the rental market looks strong and there are indications that it's only going to get stronger -- low unemployment and plenty of job opportunities in your area, for example -- then renting might be the best way to handle your departure from your house.

This is another area where an experienced real estate agent or a property manager can give you some insight into how you should approach your decision. Get some estimates on rent for your house and ask their opinions about whether it would be more likely to increase or decrease in the future so that you can weigh that along with other factors as you figure out what to do.

Can you afford capital gains tax if you sell later?

If you sell a home that you own but haven't been living in for the past two years, then you'll have to pay capital gains tax on any profit you make from the sale. This could wind up being a significant amount of money, and it can be a nasty surprise for homeowners who were hoping to pocket the entire profit. Think about whether or not your finances can handle the capital gains hit if you sell your house as a landlord or investor instead of as a resident.

Are you going to buy or rent another house to live in?

Spoiler alert: When you leave this house, you're going to have to find somewhere else to live. If you're planning on renting a house wherever you go, then it might make sense to in turn rent your house out to someone -- but if you want to buy a house wherever you land, then it's entirely possible you might need the proceeds from the sale of your current house to pay the down payment on your new abode. If you don't have a down payment saved up separately from your home's equity, you could end up paying mortgage insurance on one house while renting out another, and ultimately it might not make very much financial sense to rent your current house and buy a new one. Think about your plans after you leave your current house and what it would mean to sell or rent your current home before you move on.

Can you healthily absorb a financial hit or two?

Renting a house that you own includes lots of surprises, most of them not so pleasant. Can you afford to replace a water main if it breaks, handle a month or two of mortgage payments if the place is vacant, and replace the carpet and paint the walls in between tenants? Remember, most tenants aren't going to be as careful with a house they're renting as they would with a home that they own, so you should plan on doing at least some minor cosmetic repairs and upgrades after tenants leave to make sure the place is in decent condition for incoming renters.

Nobody can tell you whether selling or renting your current home makes more sense -- it's really going to depend on you and your current situation. Think through these questions before you arrive at a decision, and you'll be able to make an educated choice about what to do that works well for you long-term.

#SellYourOwnHome #BestRealEstateAgents #RealEstateAgents #P.A.Realtor #Homeseller #BestTimetoSellYourHome #SellHomeFast #StagingHometoSell #RealEstateCompanies #ListMyHome #WaystoSellYourHouse

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fandomsandfeminism · 8 years ago

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Sherlock Holmes on Elementary is definitely a jerk. But he's also a good person with a deep sense of empathy. Let's explore how Elementary fits into the legacy of Holmes Adaptions, and how the character is depicted in these complex, contradictory ways. Transcript below the cut

Today we are going to look at the massively popular TV adaptation of Arthur Conan Doyle’s famous Sherlock Holmes. ….No, not that one. The good one. Yes. Yes, that one.

Elementary premiered on CBS on September 27, 2012, starring Jonny Lee Miller as recovering drug addict Sherlock Holmes with Lucy Liu as ex-surgeon, now sober companion, soon to be detective in training Joan Watson. We are currently in season 5, and I have to be honest friends, I adore it. This video isn’t here to compare Elementary to BBC Sherlock, Elementary’s flashy british older cousin who only shows up to family gatherings once every 2 or 3 years and then disappears back into the void. No. Partly because any real comparison between them has the potential to bring out the...unpleasant side of the internet, but mostly because having to spend any amount of time with Moffat’s writing is...not something I want to do.

So yes. We are looking at Elementary. Elementary is back on TV, so I’ve been thinking about it a lot. It’s so common to update and adapt the Sherlock Holmes mythos in our media- from BBC miniseries, to Hollywood blockbusters, to Disney films about mice, to anime about dogs, that for an adaption to be truly GOOD it must first set itself apart. It has to differentiate itself while still maintaining the mental and emotional core true to the original series in meaningful ways. You can’t just grab a british guy in a silly hat and send him out to solve crimes if you want to make waves.

And honestly, there is so much about Elementary that we would talk about. We could talk about Joan, and how Lucy Liu’s rendition of Watson is one of the most unique in the plethora of Sherlock adaptations, how she is such a genuine, interesting character, who stands are Holmes’s equal, not just fan; who always dresses like a goddess and needs more of her own story lines dammit, because she’s great, and fun.

We could talk about Mrs. Hudson and how really cool it is to have a trans character on the show, played by a trans woman, and how her storylines were sincere and interesting and I’d like more of this too please.

We could talk about how the show handled Sherlock Holmes essentials- Irene Adler and Moriarty and Mrs. Hudson and Lestrange and Mycroft with such a fresh and unique twist, how they avoided the lazy or obvious routes with each and every one of them.

We could talk about how the New York portrayed in Elementary is so much more accurately diverse than most popular movies would have you believe. About how the show takes such time and care is portraying addiction and recovery. About how it’s a show that cares more about WHY Sherlock and Watson solve a case instead of HOW they do it, because the show cares about human relationships and emotional growth.

But what I want to focus on today is the factor that I think, for most people, really sets Elementary a cut above, and that is the character of Sherlock Holmes himself and how in Elementary he is able to embody so well two normally contrary traits: Intense Anti-socialness and extreme empathy for others.

Some backstory:

Sherlock Holmes, as a character, first appeared in the world in 1887 with the publication of A Study in Scarlet. If you have never read this story, it is...an odd ride. It’s in the public domain, so you can find it pretty easily online. There’s a murder and flashbacks and evil Mormons. Lots of evil mormons. (Doyle apparently really disliked them?) From then on it was one adventure after another, eventually accumulating 4 novels and 56 short stories into the canon. Sherlock Holmes in the books is a master of not only detective work, but also a master of disguise, excellent at fencing, singlestick, and boxing. He raises bees, plays violin, and does a lot of cocaine.

So, there’s a lot of content to draw on when people work to adapt Sherlock Holmes. And oh boy, have people adapted Sherlock Holmes. The Guinness book of world records has him listed as “the most portrayed movie character” with more than 70 actors playing the part in over 200 films. There have been comic books and Star Trek. He’s been sent into the future. He’s reimagined as a doctor, mouse, and a dog. (Sherlock Hound, by the way, is an anime series that was co-directed with Hayao Miyazaki. So, pretty great stuff.)

And how Sherlock has been played has varied from time to time. Our most canonical, classic vision of Sherlock Holmes, has been mostly formed from the Basil Rathbone portrayal, wearing the Deerstalker hat and smoking a calabash pipe (both features that are never seen in any of the books or short stories, but rather pulled from the 1899 stage version of Sherlock Holmes. They were chosen because they looked good on stage)

Most of these earlier portrayals see Holmes are a rather stoic, upper crust British gentleman who solves the most grisly murders at a glance and makes it home in time for tea. More modern adaptations have tried to modernize or liven up the character- making him a mad genius or a calculating human robot.

But not Elementary. Elementary, better than most adaptations, taps into something within the Holmes character that most miss I think. There will be spoilers from this point on. Fair warning.

Elementary Sherlock has all the bells and whistles of a modern Sherlock adaptation- he’s super deductive, he raises bees, he had a drug problem (making recovery a major story element and theme). He’s got the brother and the singlestick, and the network of homeless as informants. Many, though not all, of the episodes pull plots straight from the short stories, but technology is abundant.

And yes, he’s an anti-social asshole. He says things with no regard for people’s comfort. He does things without regard for people’s boundaries. He’s blunt and coarse with his words. Abrasive would be an understatement. He leaves weird experiments in the fridge and plays loud music at all hours of the night and is the worst kind of housemate. When Marcus Bell is relegated to desk work after being shot, Sherlock goes through a slew of detectives who aren’t up to his standards, annoying them and insulting them relentlessly. He avoids parties and is initially unwilling to open up at his group meetings.

And yet.

And yet, is Sherlock “Empathetic”? Empathy is defined as the ability to understand and share the emotions of others. People who are empathetic often act on this empathy with kindness or compassion. Does Asshole Elementary Sherlock do this?

Well, In the pilot Sherlock gets so angry and attacks a doctor who deliberately took advantage of a mentally ill man, because how could he? Sherlock feels such a deep anger towards this main, I would argue, because he feels a deep sense of empathy for his victim. He knows what it is like to lose control, and to be at the mercy of healthcare professionals. So to see a man who has been so exploited by his doctor is infuriating for Sherlock.

In episode 2 of the first season, Sherlock pulls aside a man they had been questioning because, with all his observation, he can see how the man is struggling with addiction horribly. Not to chastise him, but to tell him to get help, to recommend rehab for him. Because how can he watch someone suffer the way he had?

In episode 3 of season 1, Sherlock looks at a boy he knows has been abused, and in all sincerity says “Victims of horrific abuse are often protective of their abusers; it doesn't mean we should send them back for seconds.” And we can argue that Sherlock was emotionally abused in some way by his father, that he was emotionally abused by Moriarty. So he feels empathy for this abused boy in this moment,

In episode 19 “Snow Angels” he gives a homeless man a wad of money and tells him to find someplace warm to stay before the blizzard comes in. Not related to a case, just because he can’t walk past and do nothing.

In episode 7 "One Way to Get Off", he rescues and comforts a woman who had been held captive in a basement. Stopping everything, all investigation and observation, until he knows she is ok.

In episode 9 "You Do It to Yourself", he sits with Joan in the clinic where she hopes her ex will come to get treatment. Waiting with her in this silent almost-vigil, he offers her an unspoken comfort.

In Episode 15 “A giant gun filled with drugs”, Sherlock agrees to help his former drug dealer, even though his presence is a very real risk to his sobriety, because he can’t turn his back on the fact that his daughter has been kidnapped.

In the season 1 finale, he was willing to throw everything away to run away with Irene before he discovers her true identity. And in the season 2 finale, he helps Moriarty save her daughter, despite the pain she has caused him in the past.

He takes in Kitty Winter, not because she shows any particular promise as a detective, but because he sees how hurt she is, how damaged, and wants to give her some chance to recover, an outlet for her anger and fear. When she goes beyond the law to get her revenge on the man who hurt her, Sherlock helps get her out of the country.

He deliberately tampers with evidence to protect Shinwell from going back to prison, wants to give him a second chance at life, offers to help train him as an informant to keep him safe.

He notices and cares about Gregson’s divorce, about Joan’s boyfriends, about Marcus’s mother and brother. When Eugene, the medical examiner, develops a drug addiction, struggling with PTSD and the loss of a woman he loved, Sherlock cared. He stepped in, spoke up. Even if it means intruding into personal matters where he was not invited, he notices and steps in, again and again, even when it makes him, and everyone else, uncomfortable.

Sherlock can work the most gruesome murder case with calculating patience and wade through cold cases decades old for fun, but when, as was the case in the most recent episode (Season 5, Episode 11), he knows that a person’s life is in danger RIGHT NOW, that his action or inaction could save or condemn a human life, his work becomes more and more frantic. There’s too many examples to even go into them all.

And I think that’s an aspect of Holmes that a lot of people overlook in their adaptations. Sherlock Holmes is no crime solving robot. (Though Sherlock Holmes in the 22nd century does have a Watson Robot.)

Sherlock Holmes is a deeply empathetic person. Even if he isn’t the most emotionally open person, he sees people’s struggles, he cares deeply, and when he can, he reaches out to help. His empathy isn’t reserved for those who are close to him, those who have somehow earned his notice. He extends it to strangers and acquaintances alike, even if he struggles to express it in the most...charming of ways at times.

And what makes all this work is that being empathetic, acting out of love or concern, never absolves him of BEING an asshole. When he hurts people, or oversteps boundaries, he never gets away with it- ESPECIALLY with Watson. He is always growing as a person, learning to channel his empathy and his concern in more and more helpful and healthy ways.

Elementary certainly has it’s own problems as both an adaptation and as just a show. It has highs and lows, like any long running show will. I honestly don’t watch a lot of long running American TV shows. They are, by their nature, often fairly episodic and cater to as wide an audience as possible. I have found very few that I can commit to week after week, season after season. But Elementary has kept me coming back all this time, and the way it handles emotions and human empathy with such dignity and respect is no small part in that.

So thank you everyone for watching this video! This channel is still really new, so all comments and likes are really appreciated! Did I talk about your favorite Sherlock moment? Or did I totally forget a really good one? Tell me down below! I’ll see yall in the comments, and if you enjoyed listening to this queer, millennial feminist ramble about things I like for a while, feel free to subscribe

#elementary #sherlock #sherlock holmes #joan watson #media #feminism

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cali-brate · 4 years ago

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options and options trading a simplified course that takes you from coin tosses to black scholes West Virginia

options trading for beginners pdf West Virginia In all stock market trading deals, it is seen that people do the buying and selling without actually understanding the basic guidelines. If you are interested in CFD trading or contract for difference trading, you will have to first understand the basics of CFDs, the process of trading CFDs, and identify the risks that are involved during contract for difference trading. Contract for difference trading is best understood when an example is taken. So, find out a website that will give you the examples. After you have got a website that gives you all the best examples, you will have to move on and check out the process of contract for difference trading. When seeing the examples, you may be treated to several numbers and calculations. Such calculations are inevitable and you have to bear with it. Generally with a little practice and good basics, you will have a clearer understanding of the procedures and concepts of contract for difference trading. Selecting the best website for your options trading is very important. So, make sure that you get a good website for all your trading requirements. Strategies of Binary Options TradingPreviously in the article "Binary Options, The New Investment Tool for the On-The-Go Investor" we discussed the origins and basics of Binary Options.

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In the case were a contract ends "out of money" the trader will not receive anything at the time of expiry.

chuck hughes weekly options trading system West Virginia Trade on the most active and liquid securities: A trader should always do trade on those companies which are very active on the indices and do larger volumes of trade each day. These will be highly capitalized growth oriented companies and you can always expect their prices to go up. 2. Do the opposite if the market has risen already: In a day if you have missed out on a market rally caused by a sector a particular company, then don't feel sad. You could trade for the opposite as the prices are to settle at the end of the day. 3. Give importance for quantity than quality: The most important thing that you should consider while engaging in binary trading options is that you should consider quantity over quality of the securities. Binary options trading will offer you more return when you go for quantity of shares than to its quality. The traders need not worry about the magnitude but consider only direction of the security price. 4. Binary options trading can be used for hedging: The simplest way to make money from binary option trading is to hedge your contract.

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books on options trading for beginners West Virginia You may have to spend at least a week in understanding these terms.

If both trades end In-the-Money you could receive an 81% payout on both of them. A $100 Trade Price on each of the trades would result in a $162 profit. However, if one trade ends Out-of-the-Money you have minimized your loss to $19; $100 loss on one trade and $81 profit on the other trade. However, if both trades are Out-of-the-Money you would have a $162 loss. Risk ManagementIn trading, Risk Management is a major process that you must adhere to. Fortunately, Binary Options are designed to have a fixed payout and a fixed loss per trade thus limiting your risk on each trade. However, the only limit on poor judgment and gambling fever on your part is your own will power to NOT trade when market conditions are poor or when you are consistently Out-of-the-Money on a majority of your trades. Take a break, step back, and analyze why most of your trades are Out-of-the-Money. Doing your own research in the Trend Line of each Asset is key to minimizing your risk when trading. Watch for the next article in the Binary Options Trading series, "Which Market is best for Binary Options Trading?" We will discuss how you can determine if you should trade in the Forex, Stock, Commodity, or Index markets. Binary Options Trading - Four Simple Steps to SuccessBinary options are fixed return options because they come with only 2 possible outcomes.

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douchebagbrainwaves · 4 years ago

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EVERY FOUNDER SHOULD KNOW ABOUT PEERS

In that sense she literally made YC. I didn't say But search traffic is worth more than other traffic! We didn't want to be a problem. Empirically the chances of pulling that off seem very small. Will a startup inevitably stop being a startup as an optimization problem will help you avoid another pitfall that VCs worry about, and rightly—taking a long time to develop a product. They will give you major coverage for a major release, meaning a new digit after the decimal point. It will, ordinarily, enjoy doing.1 The best programming languages have been developed by small groups. The second is Moore's Law, which has worked its usual magic on Internet bandwidth.2 Know nothing about business This is another variable whose coefficient should be zero.

This is supposed to be about technology. One thing that might deter you from writing Web-based applications is the lameness of Web pages as a UI. Leave one's plot of land? In 1958 these ideas were anything but obvious. But Sam Altman can't be stopped by such flimsy rules. Instead of version 1s to be superseded, the works they produced continued to attract new readers. Most of our competitors shot themselves in the foot this way—usually, I think this is what drives a lot of startups writing mainframe applications. Our first batch, in the summer of 2005, had eight startups in it.3 If you had a magic machine that could make you cars and cook you dinner and so on.

It was not easy to make this point diplomatically, but in fact the default in the predefined page styles couldn't do what they wanted. There was no protection against breakage except the fear of Microsoft. In fact, some of the most interesting? If you make a novel that bores everyone, or a clothing retailer? In the fall of 1983, the professor in one of my college CS classes got up and announced, like a dangerous toy would be for a toy maker, or a clothing retailer?4 People pay a lot for desktop software, and that's pretty easy with digital content. The Defense Department is encouraging developers to use Java.

Because it needs no installation, it will be the only kind that work everywhere. An example of a useful, general idea, consider that of the controlled experiment. There is not, as some of the most important source of growth in mature economies. Everyone on the list?5 You don't want small in the sense that one is solving mostly a single type of problem instead of many different types. Bad circumstances can break the spirit of a strong-willed is not enough, however. Companies are not set up to reward people who want a deep understanding of what you're doing; even if you're never called on to solve advanced problems, you can means you must we'll return to this later, because if there is big potential for gain there must also be a terrifying possibility of loss. You can measure the value of the company.6

She's one of those rare, historic shifts in the way wealth is created. But how possible it is doesn't depend on how much they want it to be. Today a lot of research and decide for themselves how valuable your technology was. Some changes might be bigger than others, but the alumni network is certainly among the most valuable features.7 Number of users may not be the perfect test, but it is certainly more than 10, and probably rarely as high as 50%.8 And not just in its beautiful lines: it was at the edge of what could be manufactured. And when the Mac appeared, it was a particularly prestigious line of work, done by a class of people called philosophers.

You can only do that if you get bored halfway through and start making the bricks mechanically instead of observing each one, the drawing will look worse than if you had friends in college you used to scheme about startups with, stay in touch with them as well as you can.9 Why did desktop computers eclipse mainframes? You can only do that if you wanted to get rich by creating wealth. It would have been, we didn't have any plans. If I say this, some will say it's old news, but here goes: judging from their works, most philosophers up to the present have been wasting their time. In fact, they rarely seemed to arrive at answers they agreed upon.10 It was a sign of an underlying lack of resourcefulness. If you get a real job.

Maybe it will have wireless Internet access. Like the creators of past gadgets that gave the company a reputation for quality? Search was only 6% of our traffic, and he has done an excellent job of exploiting it, but how fuzzy it is. But they can't physically be with them all the time is work. The answer or at least lacked some concepts that would have made their lives easier. Publish articles for free and make money from the written word probably require different words written by different people. In a way this is virtuous, because I and most of the advantages of developing Web-based applications, everything you associate with startups is taken to an extreme with Web-based applications. Kids are good at writing software tend to be early in people's lives, then the ambitious ones won't have many ambitious peers. If there's no one where you live who wants to start a startup, ask yourself whether you're relentlessly resourceful.11

Notes

43. These false positive if the founders. They won't like you raising other money and wealth.

When VCs asked us how long it would take Abelson and Sussman's quote a step further. Not even being deliberately misleading by focusing so much about unimportant things. The few people who don't like the outdoors, was starting an organic farm, though it's at least consider going into the subject of language power in Succinctness is Power. Even the cheap kinds of work into a fancy restaurant in San Francisco wearing a jeans and t-shirts, to a degree in design is any good at generating your own?

In fact it's our explicit goal don't usually do best to err on the expected value calculation for potential founders, like the Segway and Google Wave. It is still hard to compete directly with open source project, but I'm not saying that because a unless your initial investors agreed in advance that you decide the price, and you'll probably have some revenues before 18 months are out. Many more than just salary. Frankfurt, Harry, On Bullshit, Princeton University Press, 2005.

The best thing for startups is that the people working for me to try, we'd ask, if an employer hired men based on that? This form of bad customs as well as specific versions, and only one. His critical invention was a refinement that made steam engines dramatically more efficient.

But if A supports, say, of course the source files of all tend to be something you need to go behind the doors that say authorized personnel only. Hypothesis: A company will either be a win to do this are companies smart enough to defend their interests in political and legal disputes. They won't like you raising other money and disputes. Microsoft must know in the process of applying is inevitably so arduous, and FreeBSD 1.

The trustafarians' ancestors didn't get rich, people would treat you like the iPad because it doesn't cost anything. A knowledge of human nature is certainly more efficient, it has to be redeveloped as a single snapshot, but this could be adjacent. A country called The Socialist People's Democratic Republic of X is probably a losing bet for a lot of reasons American car companies have little do with the same phenomenon you see with defense contractors or fashion brands. To the extent we see incumbents suppressing competitors via regulations or patent suits, we met Rajat Suri.

For similar reasons, the un-rapacious founder is in itself deserving. Ideas are one of a social network for pet owners is a big change in response to what you call the years after 1914 a nightmare than to read is not as a separate feature.

A related problem that they can get very emotional. Actually this sounds like something cooked up by the government. I think it is to hand off the task at hand almost does this for you.

56 million. And yet when they say they care above all about big companies funded 3/4 of their shares when the problems all fall into a great one.

Currently we do the startup eventually becomes.

In the thirties his support of the ingredients in our own version that by the same. The existence of people who want to approach a specific firm, get rid of everyone else and put our worker on a seed investment of 650k.

Thanks to Robert Morris, Patrick Collison, Matt Cohler, Jessica Livingston, and Sam Altman for sharing their expertise on this topic.

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bobjlower · 5 years ago

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Can you make money with a random coinflip entry? Yes!

What the…?! I know, that was surely your immediate response to this headline, right? If you never heard of the “CoinFlip Trading Experiment”, then you should stay for the next few minutes.

Why? Simple: You will now learn a lot about the importance of exiting a trade and how the basic trade management principles look like.

Moreover, I’ll show you a powerful entry strategy to get the most out of your risk-taking.

Let’s dive right in …

About the Experiment

Inspired by trading coach Van K. Tharp, the so-called Coin-Flip Experiment was conducted a few years ago by myself to test the influence of trade management on the P/L after initiating a position.

Before, I had heard a lot of the importance to exit a trade smartly. Van cited in his books that a good exit is able to compensate for a poor entry. In principle, his opinion was, that every entry strategy could play out well in the end when the trader uses a proven exit plan. But I didn’t find any reliable tests on that out there.

At some point it grabbed me, and I decided to test it myself. That was because at this time I struggled with trading and was searching for a confidence boost.

I set the goal to test a random entry setup for the timespan of 250 trading days (one year). If a random entry isn’t a bad entry, then what?

What I tested

Here are the basic conditions of the CoinFlip Experiment:

Number of trades: 250

Market: Eurex Bunds (German ten-year bonds)

Time of entry: 8:30 am CET (only one trade per day)

Risk-Management: A maximum risk per trade of 2% when the account goes up but minimum lot size always remains two contracts.

Account: 20k demo

The coinflip trade had to be finished intraday (22 pm CET). I didn’t use a flexible lot size algo because I wanted to test the direct impact of the trade management on the P/L.

Every Sunday I announced the coin flip results for the trades of the upcoming week on my CoinFlip Trading Blog. Cheating impossible! Indeed, I flipped the coin by hand. Head for a long, number for short. That was really kind of fun.

At this point, you know everything you need about that unmatched live test in trading history. The course of the experiment was fascinating. Therefore. stay tuned …

The result

At the beginning of the experiment, my hope was to trade better than break even. This was my benchmark for the 250 trades.

After 15 weeks of trading, the account was up around 40 percent. Over the next 25 weeks, the performance wasn’t as good as before but my account was growing steadily (around 10%), and not one weekly low in the performance was broken to the downside.

Great!

But the test ran for another 10 weeks and indeed the result went up again. When I checked my account after week 52, I saw a stunning result of 83,16% net win.

To be honest, I’d never expected that. Ever!

But I need to put in three notes here:

At the time the experiment was running, the Bund-Future was very volatile (euro crisis). Moves of over 100 ticks up to 200 ticks within a day were standard.

Maybe you already realized it, but the entry wasn’t 100 percent random. The direction was random but the time of opening the position was not. And I chose the time of initiating the trade for a good reason. More on that later.

The Bund-Future is one of the markets with a damn good effort benefit ratio. Means: In relation to the win per tick amount the round turn costs you pretty little.

I’m sure that all of these points helped to succeed gloriously.

Here are some more interesting numbers my trading journal spat out regarding the test:

The profit factor over the course of the test was 1,67.

The actual win-to-loss ratio (amount of wins vs the number of losses in EUR) was 1,97.

The hit rate of the strategy came in at 46%.

As you can see, those numbers weren’t too impressive, but keep in mind I had no clue whether the next trade was long or short and the only instrument to affect the outcome was my proven exit strategy along with intensive market experience.

Ok, let’s go to the next step and try to figure out what you can learn from this experiment to improve your own trading.

The learnings from trading with a coin flip

Main takeaways for your exit

The main thing with the exit you should know is that good trade management is able to compensate for a bad entry but never the other way around. The exit decides whether your trade is going to be a winner or not.

Now the time has come to hand over the four principles I used to get through the 250 coin flip trades:

Use a stop-loss which reflects the volatility of the current market conditions.

As long as your trade alternates around its entry price after initiating the position, give additional time to evolve.

If the trade is stuck in the mud for another period of time, start decreasing your risk exposure. You can do this by trailing the stop loss when it makes sense or by throwing out half the position (I recommend doing so when the trade is in red territory only).

Whenever the trade significantly runs into green P/L, you need to protect your gains or at least part of it.

Tip: From my experience, when you trade intraday, it’s worth it to work with take profits orders. The closet the price gets to your target area the more aggressive you need to be when safeguarding your gains.

Note: There is no holy grail rule for this strategy and in some cases, you won’t do it perfectly. But luckily you don’t need to be an exit hero all the time. As a trader, in the end, it all depends on your ability and discipline when it comes to applying the right principles.

Main takeaways for your entry

As a reminder: With only 46% hit rate, the result was more than an 83% return.

Therefore, you have to acknowledge the experiment makes it obvious that you don’t need to be right with more than half of your trading ideas. Do you agree? I hope so…

1. Risk to Reward

I know almost all traders at some point have been confronted with this phrase when it comes to profitable trading.

But there is one thing the vast majority of gurus don’t tell you when they talk about risk-reward. Namely, there are two types of risk to reward:

The risk to reward of a given trading idea

The resilient risk to reward of a given trading idea

This subtle distinction is crucial to understand when you want to earn trading laurels.

So, what’s it all about?

As a trader, you are able to get every risk to reward ratio you wish for your trading idea. Just narrow your stop loss or choose a bigger take profit and there it is, your perfect risk to reward for the trade. If only it was that easy, huh?

But the truth is: Many traders exactly do this. Hazardous!

I hope you can see at which point this habit gets you in massive trouble

Sometimes, you underestimate what the risk to reward of a trade really is and therefore you choose to quit a trade too early. But as from my experience, more often you overestimate the potential of your trading idea.

Both mistakes will cost you a whole bunch of money in the long run.

2. Your job with the entry

What you have to do as a trader is to master the skill of anticipating high potential risk to reward scenarios where the reward could be seen as truly resilient whilst using a given stop loss.

In more practical terms: A good risk to reward can be described as a big enough move in your favored direction, in at least 50% of the time, before the stop loss is triggered.

The question now is how do you figure out those scenarios?

Here is my best advice: Become an expert and only trade a few markets, maybe only one or two. It would be good to concentrate on one or two specific setups which you completely understand.

To constantly find resilient risk to reward trading ideas, let yourself be inspired by the CoinFlip Experiment.

Approaching the market during its opening phase is one proven way to lock in big moves with a calculated risk again and again.

Why?

When you make sure to only trade when the market just opened, then the main move of the current trading day – in most cases – hasn’t happened, yet. Bingo!

As you can see, you shouldn’t neglect the entry only because of the amazing result of the CoinFlip Experiment. A good entry helps you to step up the profit factor for sure. And now you should know, why.

Maybe you have to adjust your definition of a good entry a little, ok, but that shouldn’t be a problem for you.

To be clear: The higher your hit rate, the better. But the increment should not come at the cost of a much lower actually traded win to loss ratio.

3. Main takeaways for you risk management

Risk Management is huge and tied closely with trade management. That’s because the exit allows you to take risk off the table by kicking out contracts or stocks after the entry.

However, solid risk management regarding the pre-trade phase can be summarized in a short paragraph:

Don’t ever use a martingale position sizing algorithm when trading with leverage. Instead, do the opposite! Only increase your lot size when your trading account starts to rise. I used the same strategy with a good outcome. And, of course, always use a stop loss – and pull it – to protect your money, regardless of what you think the market is going to do next.

Finally, don’t risk more than 2% per trade of your account line when day trading, if you want your account to survive.

Closing Bell

The CoinFlip Experiment shows in an impressive way that you don’t need to be in charge of the direction of a specific trade to succeed. It also suggests that if you are not capable of good trade management, you’re going to lose over the long haul, but when your entry is bad, you probably still can be profitable as long as you use well-chosen exits.

My belief and experience are that the best traders try to catch resilient risk to reward setups and work with the ongoing information the market gives to them after they have entered a position by adjusting their trade and risk-management accordingly.

As for you, do the opposite of what the masses do and master the exit before trying to improve your entry.

About

The guest post is contributed by Ingmar Folk, founder of CoinFlip Trading Consult. He has been trading professionally since 2005 but not full-time. As a trade, the author is specialized in exiting trades.

The post Can you make money with a random coinflip entry? Yes! appeared first on Tradeciety Online Trading.

Can you make money with a random coinflip entry? Yes! published first on your-t1-blog-url

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rayshafazand · 5 years ago

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Financial and Operational Implications of Moving to Restaurant Delivery/Takeout Only During COVID-19 Outbreak

With the sudden elimination of dine-in options, many restaurants are either shifting to a takeout/delivery only model or implementing a delivery option for the first time. Deciding whether to add delivery, and how, is a particularly difficult decision for restaurants during these times.

Restaurant owners and operators are asking: what financial and operational factors should you consider when moving to a delivery/takeout model?

Should you add delivery to your restaurant during COVID-19?

You want to take care of your team and keep your customers happy, but you also need to make sure you can return to post-COVID19 times with momentum on your side. Are you going to get enough business to keep your doors open? Consider factors such as your brand loyalty and your footprint in your local neighborhood. If there is a chance that you can reach people who wouldn’t otherwise be patronizing your business, delivery is something to explore.

Well-executed delivery may actually help you gain loyal, long-term customers, who remember how you treated them during a challenging time. While supportive gestures like gift cards are thoughtful, customers spending actual money on your product can get money in your staff’s pockets today and have different implications for the long-term health of your business tomorrow.

One additional note to keep in mind: you may not have every single piece of the delivery puzzle perfectly figured out before starting, and although that’s not ideal, it’s not a reason to wait. With today’s constantly changing circumstances, the dining public still supporting restaurants is generally more understanding. Of course, you will need to be on top of every single moving part of delivery for the first few weeks, and your learning process may result in some trial and error. However, talking to customers, drivers, peers, competitors, and neighbors will help you find out what’s working, what is not, and where to make the changes as you go along.

Using existing staff to do delivery “in-house”

While using your staff for delivery may seem like the obvious choice, there are many regulatory, overhead, labor cost, and menu factors to consider. If you haven’t been doing delivery before this point, even if you are using your own team, there are barriers to entry including:

Securing equipment (like hot bags, to-go packaging)

Expanding “off-premise” insurance coverage

Obeying local regulations from your local food handlers’ association

Completing staff training

You will need to line up some new policies and systems before starting your own in-house delivery service. Start with the following:

Revisit your insurance policy

To implement in-house delivery, you will most likely need to add to your existing policy, which is one of the trickiest parts of the delivery equation. Your first step will be to call your insurance provider and inquire about on-premise versus off-premise coverage. Depending on your specific situation, expanding your insurance can add up very quickly. Here are some factors your insurer will consider:

Your delivery drivers

Your state (or multi-state)

Company vs. personal vehicles

Vehicle insurance

Delivery range (your delivery radius in your locale)

Alcohol delivery and local regulations [see below]

Follow alcohol delivery regulations

Many local and state governments are now allowing restaurants to provide services like alcohol delivery, which is fairly unprecedented in the industry. This can help improve your profitability, but the most important consideration for alcohol delivery is how your business is going to handle ID checks for alcohol purchases. Your insurance company and local area may have special considerations and regulations.

This aspect of delivery in particular is changing rapidly, almost by the day, so it is critical to stay up to date with your local regulations. Make sure you’re not putting employees in harm’s way, either legally or with improper insurance. To start, focus on making sure you are covered for what you need, today, and update as needed.

Streamline transaction processing

Finally, consider how you are processing transactions. With most consumers using cards, a mobile app that can process transactions when your staff delivers is ideal. Without payment processing capabilities, you will need to process transactions over the phone, which can be a costly security risk, or through cash, which is now a health risk [more on this in the accounting section below].

Alternative: receive orders “in-house,” outsource delivery to third-party

If you have the capacity and staff to take your own orders on the phone or your website, but you don’t want to set up a delivery system, there are middle-ground services to consider, such as DoorDash Drive. Delivery-only services provide delivery without any order management, but instead of charging the standard 20-30% commission, they usually use a flat per-delivery charge.

Using third-party delivery apps

To quickly onboard delivery services, many restaurants are turning to third-party delivery apps. However, if your restaurant signs up with a delivery company, you want to do your best to “future-proof” your decision. Start by weighing these questions when choosing which third-party delivery apps to use.

What’s popular in your region?

Which apps are popular with consumers in each region of the country varies widely. A quick (if generalized) way to check for your area is to look at a few local restaurants who you know do delivery and see how many ratings they have for each third-party app. Whichever app has the most ratings can give you a general idea of the most popular app in your region.

What are the commission rates and delivery fees?

Next, you will want to consider the commission rates and delivery fees for each app to see what would be the most profitable for your restaurant. Your accounting team should be part of this decision to help you decide what factors make sense for your business model. For example, if you have a higher than average check average, you may be better off with a lower commission percentage and a flat delivery fee.

When do you receive deposits?

You will also want to note when you receive your deposit from these companies. All third-party apps have a lag of delivering your payments. You will need to keep these timelines, anywhere from a few days to two weeks, in mind to make sure it fits with your cash flow needs.

How quickly can you be onboarded?

You will want to discuss the timeline expectations for onboarding with different apps. This can be broken down into three basic steps:

Receiving your tablet—this is the biggest consideration that you do not have control over when onboarding. In the current climate, many third-party apps are trying to get their equipment out as fast as possible. The exact timeline depends on your region, but it may be as short as a couple days or a week.

Adding menu items to app—you will need to ensure what you are currently serving is what is on any app you are using. A thorough, accurate menu check is worth the time investment because errors will result in a painful, manual contact process to cancel orders with customers.

Setting up deposit account—this will require working closely with your accounting team to understand how you are going to track your costs. Many restaurant owners find that tracking the cost of delivery is more difficult than it seems, because of the large number of different components.

Relying on takeout only

Of course, if you do not feel your restaurant is able to do delivery at this time, and your break-even calculation is still indicating you should stay open, you can implement a takeout only model. If you do takeout, make sure to promote to your customers on all your available website and social media channels. Also consider enabling curbside pick-up, allowing customers to stay in their cars to minimize their social contact and put them at ease.

Controlling costs in a takeout/delivery model

To control your costs, keep these factors in mind when designing your delivery menu and system:

Strategically limit menu items

Instead of cutting menu sections based on knee-jerk reactions, step back and consider what menu items make the most sense for your profit margins and inventory. Limit the menu to your most profitable menu items while also taking into account which of these menu items can hold up well during delivery travel. In addition, plan a menu that allows you to replicate ingredients and use them across multiple recipes, keeping a streamlined inventory and avoiding food waste.

Inquire about sourcing

In these times, one of the most important things you can do during your menu planning is reach out to your vendors to get a pulse on what is available and where they foresee potential shortages. Certain specialty items in particular may have sourcing issues or become more expensive. By understanding what you can get in stock, or what may be susceptible to price inflation, you can better design your menu for market fluctuations.

Limit labor

When planning your menu, also keep in mind the labor, prep time, and prep lists necessary to execute it. If you know how many people on your line is most profitable (or if you are operating at a loss, how many is most effective), you can design your menu with that in mind.

Consider adjusting menu pricing

Was your menu costed out at dine-in pricing? Delivery, whether it’s in-house or through a third-party app, includes new costs, such as packaging, insurance, and drivers. You may need to consider adjusting all men pricing, putting out a temporary price list, or adding a delivery fee. Making this decision requires knowing what margin you were making before, what margin you are making now, and what you can afford to lose for how long.

Accommodate upfront delivery costs

To implement delivery, you will need to make investments in takeout and delivery supplies. This may include costs from payment processing equipment to packaging.

Recognize hidden costs

Finally, you will need to keep in mind the hidden costs of delivery. For third-party delivery apps, be sure to ask your rep from the beginning about hidden costs, such as what they are charging for payment transactions, delivery, and other details like advertising and website locations.

If you are implementing in-house delivery, the biggest hidden cost can be how you are processing payments during the sudden shift to carryout and delivery. If you are taking credit cards over the phone and manually punching them into your POS, you may be paying a much higher rate on each transaction to your payment processor. Hand-keying cards versus swiping can lead to varied fees, not to mention security issues or being susceptible to costly chargebacks.

For many restaurant owners, payment processing is in itself a major reason to consider using a third-party app for delivery. If you are set on doing delivery in-house for the long term, make sure to talk to your payment processor ahead of time to ensure you’re not losing significant amounts of money by handling payments the wrong way.

Common accounting issues when pivoting to a third-party delivery model

When switching to a delivery model, there are two common accounting issues to proactively discuss with your accounting team.

1. Miskeys and reconciliation issues

If you suddenly scale up third-party delivery, your management may be looking at a tablet while punching in numbers into a POS, and it is common that there will be small mistakes. Staff may accidentally use old menu prices or mix up apps and misattribute sales. For the accounting side, these small mistakes can add up to major issues. Many third-party apps have less-than-intuitive deposit “invoicing” and documentation, so when accounting tries to reconcile sales, there can be large discrepancies.

If you are doing a lot of delivery business, and investing for the long-term, you may want to consider using a third-party aggregator, which takes orders from the third-party delivery apps and pushes them through to your POS system. The setup process for an aggregator can be complex, but it can prevent a common accounting sticking point, help you maintain accurate records, and streamline operations within your restaurant.

2. Timing of receiving cash versus making the sale

Your deposits from third-party apps are packaged together and then deposited in a lump sum to your business, lagging behind actual sales anywhere from a few days to two weeks. This can be challenging for your accounting staff when trying to match the cash the restaurant should have versus the timing of the actual payments hitting the bank. Your accounting staff may need to make adjustments in processes or systems as you progress with delivery.

Marketing your delivery and takeout model

Whatever takeout and delivery model you move to, you will want to actively market your business to your customers. With tips for restaurant delivery and takeout, you can prioritize effective, focused marketing strategies, such as:

Be active on social: your customers are looking at their phones, so post often and engage your audience.

Use video on social: many social media platforms favor video, so including Facebook Live, Instagram stories, and other video content in your marketing plan can help grow your audience.

Tag your location on social: algorithms rely heavily on location data, so by tagging your location, you can better reach the local customers you need for delivery.

Keep your website up to date: customers know times are changing rapidly, so they are eager to keep up with the latest news. Because they will likely check your social and website before ordering from you, ensure all your platforms are completely up to date.

Get creative: restaurants are experimenting with promotions (BOGOs, 10% off, etc.) and value added deals (frozen take-home pizzas, bottled sauces) to attract customers eager for deals

If you’d like more information on moving your business to a delivery model, watch the roundtable discussion featuring industry experts from Restaurant365, FTR Hospitality and All Systems Hospitality, Inc, or visit R365’s COVID-19 Resources Center to stay up to date on helpful resources for your restaurant.

The post Financial and Operational Implications of Moving to Restaurant Delivery/Takeout Only During COVID-19 Outbreak appeared first on Restaurant365.

from Restaurant365 https://www.restaurant365.com/blog/financial-and-operational-implications-of-moving-to-restaurant-delivery-takeout-only-during-covid-19-outbreak/ via IFTTT

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axolsynth · 4 years ago

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best options trading platform for beginners North Carolina

momentum options trading newsletter North Carolina Once you are comfortable with these terms, you will have to get into the procedures for trading. Currently, trading gold may seem to be very good and profitable, but there are many other options that would also give you an equally good return. In all stock market trading deals, it is seen that people do the buying and selling without actually understanding the basic guidelines. If you are interested in CFD trading or contract for difference trading, you will have to first understand the basics of CFDs, the process of trading CFDs, and identify the risks that are involved during contract for difference trading. Contract for difference trading is best understood when an example is taken. So, find out a website that will give you the examples. After you have got a website that gives you all the best examples, you will have to move on and check out the process of contract for difference trading. When seeing the examples, you may be treated to several numbers and calculations. Such calculations are inevitable and you have to bear with it. Generally with a little practice and good basics, you will have a clearer understanding of the procedures and concepts of contract for difference trading. Selecting the best website for your options trading is very important.

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