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#sometimes i hate how usamerican centric all the services are
mjdrawsalot · 2 months
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far from the first person to say it but god
i need whoever designed amazon's customer service system to step on multiple legos in irregular intervals tomorrow because that shit is Not Working
(or working entirely as intended, which is worse)
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spiremire · 1 year
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its that time of year again
To all the new undergrads out there, here are the best ways I found to save money without completely sucking all the joy out of life, from a current grad student :) (a lot of this advice is usamerican-centric for students that live on/very close to campus because that was my undergrad experience)
Advice under the cut because I wrote too much:
School stuff:
Don't buy the textbooks from the bookstore. Especially don't buy them new. Rent them from Chegg or Amazon, or straight up pirate them from the internet. (I am a huge advocate for textbook piracy)
You can also see if your school has a textbook swap. You can try to start a textbook swap, or coordinate with friends about swapping books if you take the same classes at different times. Maybe talk to your RA about organizing one for your dorm floor/building.
Apple, HP, and Dell all have educational discount programs, if you need a computer with a little more oomph than a Chromebook or a ThinkPad. (I also highly recommend getting anything BUT a chromebook, but I know that's not always in the cards). DON'T get an Apple computer if you are a STEM major. It will cause more headaches than it's worth.
Take advantage of the bus pass your college tuition comes with. Go places. It's not as fast as an uber but it's a hell of a lot cheaper and you've already paid for it. Consider using this service instead of keeping a car on campus, too! Parking passes are also usually pricey.
Some regions have services like ZipCar where you can rent a car by the hour. Universities where this is available often have a deal to make it more accessible to students. (Use this when the bus isn't an option! It's usually also way cheaper than an Uber, and you can get different sized cars for different needs!)
If you get sick/hurt (of the non-emergent variety) badly enough to warrant a doctor visit: try visiting your campus health center first! Students usually get a free visit or two per semester/quarter.
Your student health center will often have free safe sex supplies. Sometimes they have the good stuff. They really don't care how often you come in and dig through the condom bowl. My campus had a monthly delivery service you could sign up for (for free). I've managed to get free condoms, lube, dental dams, and gloves this way. (This is a very cheap way to figure out what lube and condoms you like and hate, btw)
Don't say no to ANY of the free stuff. Take all the t-shirts, stickers, pens, mugs, markers, discount codes, reusable shopping bags, temporary tattoos, snacks, and cheap sunglasses they're willing to give you. Even if you won't use it yourself, it all makes excellent branded merchandise for the people in your life supporting you. You can even save on gifts during holidays by passing some of this stuff off to people who will use it. (I was given a free pair of sunglasses in my freshman year that I still use—7 years later—in situations where I don't want to lose/damage my better ones).
Smaller businesses close to campus will probably have a student discount. Ask. It'll probably be less than 20% but take what you can get, because it adds up.
Often your college will have some amount of free software for you to use while you're a student. Typically Microsoft Office, but sometimes others. I've gotten access to Photoshop, ArcGIS, MATLAB, JMP Pro, and a few others this way. (Piracy is an option here, but it's more challenging because these things are more closely guarded.)
Sometimes at the end of the year, people moving out will just leave the furniture they don't want anymore outside. I don't recommend doing this, because someone has to clean it up but take advantage of it when it happens if you see something you want.
Steal food from the dining hall (if it's the buffet kind). Some places you have to be more sneaky about it, but some places you don't. My bestie used to straight up bring in two half-gallon jugs and fill one from the dining hall milk dispenser and the other with lemonade once a week or so and nobody ever stopped her or said anything. Generally dining halls are staffed by students that don't get paid enough to care that it's your fourth stop by the pizza station and you can't possibly have eaten that much pizza in the last thirty minutes. (Bring tupperware in your backpack. If they don't allow backpacks, napkins in a sweatshirt front pocket also work (transfer to tupperware once you get your bag back)
IF YOU QUALIFY FOR WORK STUDY: do it! The WS jobs generally pay better because half the wage comes from the government and half comes from the person who hired you (makes it easier to pay you more because they don't even have to budget for a minimum wage employee).
Activities:
Go to the activities put on by the dorms and various student groups. I promise you'll have more fun than you think, and they're usually free to very inexpensive. Get a free succulent. Make friendship bracelets and cute soap. Watch a free movie. Go on that kayak tour. See a sports game for a team you don't care about. This is an excellent way to supplement your work-life balance and you might make a friend.
Share streaming service passwords/costs with friends or roommates. If everyone in the friend group comes in with one, you can have the whole shebang for a fraction of the cost. Alternatively, split the cost of one or two that you rotate between every few months (in my experience, this works best seasonally: Autumn is Netflix and Hulu, Winter is HBO and Disney+ etc) Piracy is also an option here as well.
Try to make most of your fun beverages on your own at home. Limit the starbucks coffee or boba to once or twice a week. Take the $15-30/week you saved by not buying starbucks everyday and go to the movies or something. Save up for a camping trip with friends. Idk. I spend $12/every six weeks-ish on the costco-sized container of the coffee I like and that's roughly the same price as two medium lattes. I like having that money for other stuff.
If you have metered internet: do all your big downloads on the free campus network.
Support your on campus artists by going to shows, showings, exhibits, and galleries. They're often a very inexpensive way to see art.
Like reading for fun? Check out your local library. They have the books, but also movies and games. Some libraries have a Library of Things where you can borrow like. Baking pans or a lawn mower. The city library is guaranteed to be quieter than the university libraries, if that's your thing. You also probably won't have to trip a basketball player to beat them to the last available table during finals week.
If you're going on hikes that are less than 10 miles round trip, I'd argue that you really don't need much in the way of specialized equipment* (especially if you have cell service the whole time (for maps/GPS)), which makes it very inexpensive if you already have a couple water bottles, snacks, comfortable shoes, and a backpack. *See the great outdoors section for more recommendations
Live somewhere like Alaska? Like outside? Find someone who knows what they're doing and go foraging. It's very important you bring an expert the first few times ESPECIALLY if you live in an area where you could be ingesting poisonous mushrooms or berries. My roommate and I love going on berry picking hikes.
Like hiking but don't like hiking alone? Join an on-campus club OR a meet-up group. This is an excellent way to make friends (and find a few hiking buddies)
Regal movie theatre is the most expensive. If you have a different one in your area your tickets will likely be a few bucks cheaper. (we only have regal where I am and I am angry)
General shopping:
My personal philosophy is if I don't need it immediately, I don't buy it unless it's on sale.
Get a credit card or two with decent cashback rewards. DO NOT SPEND ANY MONEY YOU CANNOT IMMEDIATELY PAY OFF (this will avoid interest charges AND build your credit score, which will be important later on for things like renting an apartment, buying a car from a dealership, or buying a house). Use the card(s) for all your expenses. Cashback will add up pretty slowly, but it will add up. Discover It is pretty good for students and comes with a quarterly rotation of different things that get higher cash back. Apple Card has good cashback ONLY if you're using actual Apple Pay instead of the physical card (which is harder in less urban areas where cardreaders haven't been recently updated).
Make a throwaway email and sign up for stamp cards, loyalty programs, and rewards programs everywhere you shop (new email is so you don't have to be spammed with all the junk they send you but you can still access the coupons when you want them). Don't sign up for the ones with the credit cards unless they have good cashback (> 1-2%) for places that aren't their store. The Fred Meyer program slaps because it gives you gas discounts. I am currently paying less than $3.00/gallon (current cost in my area is ~$4.30/gallon). Fred Meyer is a Kroger brand, so if you don't have Freds but do have a different Kroger thing, see what they've got.
Check thrift/consignment stores and yard/garage/estate sales for things that you don't necessarily need to be in the nicest condition. Suitcases, dishes for that camping trip, a mat for outside your front door. Be really careful with soft furniture (it could be hosting bugs; if it's from a yard sale, ask the owner where it was stored before the sale. Items in the garage or a storage unit or outside should be extra scrutinized) and give everything you can a good wash/scrub down before letting it live in your house.
Estate sales are fantastic for furnishing an apartment. Usually an estate sale is done when (old) people die and the family wants help getting rid of the stuff they don't want for themselves. Currently, old people generally have very well made, solid wood furniture. It will go for much cheaper than it's actually worth if you buy it at an estate sale (rather than at an antique store). A lot of the time the furniture even matches. They'll also have things like vacuums, kitchen stuff, and maybe garage stuff.
TJ Maxx, Ross, and Homegoods (et cetra) are good for finding inexpensive clothes or home items.
Back to school sales are great for just about everything. Lots of big stuff like good furniture and electronics go on sale for things like labor/memorial day.
Don't buy a mattress just because it's the cheapest one. Buy one you actually like. Buy sheets and pillows you actually like. Having a good night's rest in a bed you are comfortable in is invaluable. It will make the rest of college way less bad I promise.
See if you can repair something before buying a new one. At best, you fix it. At worst, it continues to not work. I was gifted a pair of bose noise cancelling headphones that I use often enough that I've had to replace the foam over-ear pads 3 times and the aux cable once. This has cost me about $40 over 7 years instead of the ~$300 getting a new pair would cost. Replacement parts and patch kits are where it's at.
Some insurance companies give discounts for good grades. Take advantage of that.
Check Buy Nothing groups. I've never done this but I've heard good things.
Some car companies give a small discount to recent graduates who are buying a new car. (I did this, it was only $500.)
IF YOU HAVE THE MONEY TO DO SO!!!! Buy something that is going to last over something that is cheap. You will save money in the long run if you can pay the upfront cost.
IF YOU HAVE THE MONEY TO DO SO!!!! (and the space for storage of the larger package) Buy in bulk. Unit price is always cheaper and one large package is generally wrapped in less packaging than the same amount in many smaller packages (save the earth!)
Keep track of warranties and register products for them if necessary. If something breaks and it's still covered under the warranty, the company may be obligated to replace it (depends on how it broke). Shoot your shot! If you're really lucky, the warranty period will start over with the arrival of the replacement, and if the replacement breaks within the warranty period, it will also be eligible for replacement. (I've managed to take advantage of this on multiple occasions and have saved probably $600 this way.)
The Great Outdoors:
Need to buy seasonal equipment (like snow gear or swimsuits)? Wait until the end of the current season. Prices will drop as stores attempt to clear inventory for the upcoming season's stuff. Buy your kayak and bikini in October or November and your heavy winter jacket and ski goggles in March. Keep an eye out for the sales beginning in the weeks prior if you are a common size, as those will sell out first).
I really recommend getting an REI membership. It's a one-time cost ($30??) that opens up the used website, the garage sale, and extra bonuses like random coupons, member only sale prices, discounts on gear rental and classes, a wider window for returns/exchanges, and free US shipping (I live in Alaska and the free shipping makes this one of the best deals I can get). It will pay for itself probably within your first purchase.
Consider buying open box, but make sure all the parts are there.
Keep an eye on warranties and register products for them when necessary. Trust me, given how expensive outdoor stuff is, it's entirely worth it. Keep receipts, packing slips, and tags if you can as proof of purchase.
On campus clubs for your activity of choice. Make friends, get to go cool(er) places possibly for free/cheap.
Trying a new activity? Rent/borrow some gear to do it a few times before committing to purchasing your own. This will ensure you don't spend hundreds of dollars just to find you hate backpacking. REI has a good gear rental program and a plethora of classes, and your campus may have an outdoor equipment rental option. They may also have lessons or classes you can take about your new activity so you can learn to do it safely. I learned how to ice climb this way in March, and am going to take advantage of my current university's free gear rental and free ice climbing tower until I feel comfortable enough to go out into the wild and do it on my own.
Decided you like your new activity? Check these places (none of this is sponsored lmao I just like outside and have personal experience with all these sites):
Geartrade: Discounted new* and used gear in a variety of conditions. Definitely read all the fine print here. *Geartrade sells things sometimes that are brand new but had some packaging defect; these things are usually half off.
REI ReSupply: Used gear in a variety of conditions. Defects are detailed in product descriptions. Even things in excellent condition are usually at least half off the original price.
Sierra(dot)com: brand new stuff from well-known brands at a fraction of the price. It's usually past-season overstock, but it's all perfectly serviceable and the differences between this season and last season's gear is usually negligible. They have sales and clearance as well. Get what you want/need even cheaper if you have time to wait for it to be further discounted.
Costco sometimes has pretty good outdoor gear. I personally know that the bear spray here is NOT a good deal (it's a two-pack, but the can volume/spray-time is smaller than the two-pack at REI and they go for the same price) but their trekking poles are good and I really like their men's merino wool socks. I've heard from reputable sources that the costco snow-shoes suck. Definitely read reviews before committing here.
Facebook marketplace/craigslist: Both can be hit or miss. You'll usually have better luck for equipment that is used for activities that can be done locally (ie. you will probably not find an abundance of skis in desert Arizona) but that's not a hard rule. DEFINITELY read the fine print here, and ask to inspect the item before you hand over any money (people usually aren't weird about this and if they are you might be being scammed). I got a new dog last year and got everything for him for under $100 (two beds, two crates, bowls, harnesses, dog sized sleeping bag for camping, lick mats, the whole shebang)
I'm sure that other people have better advice regarding things like electronics, traveling, and activities that don't fall into the category of Wandering Into The Woods, but this is what I know!
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