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Lucinda "Cindy" Garcia nee Romo
Born January 9 1953 in San Bernardino, California
National City, California
#Lucinda Garcia#Cindy#Lucinda Romo#San Bernardino#National City#Bonita#Chula Vista#California#mother#wife#grandmother#beloved aunt and sister#ekg technician#telemetry technician#Scripps Memorial Hospital#Paradise Valley Hospital#may she rest in peace#<3
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can insurance campanies drop you?
Insurance companies exist to provide individuals and businesses with protection against financial losses resulting from unexpected events. Whether it's auto insurance, health insurance, or homeowners insurance, people purchase these policies with the expectation that they will be covered when they need it most.
However, it's not always a guarantee that a policy will remain in effect indefinitely. Insurance companies have the right to cancel or non-renew policies under certain circumstances. This can be a frustrating and confusing experience for policyholders, but it's important to understand the reasons why an insurance company may drop you.
Reasons why an insurance company may drop you
Non-payment of premiums: The most common reason why an insurance company may drop you is if you fail to pay your premiums. Insurance policies require regular payments to remain in effect, and if you miss a payment, your policy may be canceled.
Fraudulent activity: If an insurance company discovers that a policyholder has engaged in fraudulent activity, they may cancel the policy. This could include submitting false claims, providing inaccurate information on an application, or misrepresenting information about a loss.
High-risk behavior: Insurance companies may drop policyholders who engage in high-risk behavior, such as reckless driving or participating in dangerous activities. This is because these individuals are more likely to file claims and cost the insurance company money.
Changes in risk: Insurance companies may also cancel policies if there is a significant change in the level of risk that the policyholder presents. For example, if a homeowner installs a swimming pool in their backyard, the insurance company may drop them because the risk of someone being injured on the property has increased.
End of coverage period: Some insurance policies have a set coverage period and will automatically expire at the end of that period. In these cases, the policyholder will need to renew the policy if they want to continue coverage.
What to do if your insurance company drops you
If your insurance company drops you, it's important to take action quickly to avoid being left without coverage. Here are some steps to take:
Find out why your policy was dropped: Contact your insurance company to find out why your policy was canceled. Understanding the reason behind the cancellation can help you determine your next steps.
Shop around for new coverage: Once you know why your policy was canceled, start shopping around for new coverage. Be honest about why your previous policy was canceled, as this can impact the rates and coverage options you are offered.
Consider working with an independent insurance agent: An independent insurance agent can help you find coverage options that meet your needs and budget. They can also help you navigate the sometimes complicated world of insurance and ensure that you are getting the best coverage for your situation.
Appeal the cancellation: If you believe that your policy was canceled unfairly, you may be able to appeal the decision. Contact your insurance company to find out what the appeals process entails.
Conclusion
Insurance companies have the right to cancel policies under certain circumstances, but it's important to understand why this may happen and what steps you can take to protect yourself. By staying on top of your premiums, being honest on your applications, and avoiding high-risk behavior, you can help ensure that your insurance policy remains in effect when you need it most. And if your policy is canceled, don't panic – there are steps you can take to find new coverage and protect yourself financially.
#politics#healthcare#profitized healthcare#for profit healthcare#insurance companies#corporate greed#capitalism#insurance#price gouging#medicare for all#scripps memorial hospital#flowers#nature#artists on tumblr#succession#alternative#technology
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“Dottie Roe,” 30 (USA 1965)
“Dottie” was a New Yorker seeking medical attention because she had started bleeding in the second trimester. She had suffered two miscarriages in the past and likely feared that she might lose this baby too. Unfortunately, the doctor’s dubious course of action would end her baby’s life and her own.
The medical journal that recorded Dottie’s case does not specify what the diagnosis was, but the doctor decided to put Dottie through a hysterotomy abortion and a tubal ligation. This was a questionable course of action considering that hysterotomy abortion is associated with a very high maternal mortality rate. But since it qualified under the health exemption (“life of the mother” exception), it was completely legal.
The report of Dottie’s death raises questions. She was under general anesthesia for the abortion and tubal ligation, but would never wake up. The journal states that “Cardiac arrest ensued during the procedure, and the patient expired following completion of a tubal ligation, never having regained consciousness.”
Later research found that the risk of hysterotomy abortion concurrent with surgical sterilization was unjustified even in someone perfectly healthy. Today, medical knowledge has advanced beyond the antiquated approach of abortion for pregnancy complications— the recommendation that failed Dottie and her child.
Other pre-Roe legal abortions that were meant as “life/health of the mother” exceptions and killed the patient instead include:
“Carolyn” and “Caroline Roe”: Both died in North Carolina in 1970 or 1971 after abortions for “health indications”
“Bonnie Roe”: Put through an abortion because her heart condition, then died because of drugs for the abortion that were contraindicated in heart patients
“Molly Roe”: Her killers were rebuked by a maternal health committee for a saline abortion that was more dangerous to the young lupus patient than her pregnancy
“Rita Roe”: A cardiac patient who died from multiple pulmonary emboli after an abortion at 12 weeks pregnant
Caro Lena Grasso: An Italian immigrant with a chronic respiratory illness who died of infection caused by the abortion meant to stabilize her
Erika Charlotte Wullschleger: At 28, she was in a tank respirator at Scripps Memorial Hospital. She was just starting to get better before dying from the abortion that her husband, not she, signed the consent forms to.
Barbara Riley: After a doctor told her to have an abortion instead of giving birth again, she reluctantly underwent the highly dangerous saline abortion that took both lives.
(Sources below)
New York State Medical Journal, January 1974
#pregnant people deserve better#pre roe legal#pro life#unsafe yet legal#unidentified victim#tw abortion#tw ab*rtion#tw murder#abortion#abortion debate#death from legal abortion
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15 health systems dropping Medicare Advantage plans | 2024
Medicare Advantage provides health coverage to more than half of the nation's older adults, but some hospitals and health systems are opting to end their contracts with MA plans over administrative challenges.
Among the most commonly cited reasons are excessive prior authorization denial rates and slow payments from insurers.
In 2023, Becker's began reporting on hospitals and health systems nationwide that dropped some or all of their Medicare Advantage contracts.
In January, the Healthcare Financial Management Association released a survey of 135 health system CFOs, which found that 16% of systems are planning to stop accepting one or more MA plans in the next two years. Another 45% said they are considering the same but have not made a final decision. The report also found that 62% of CFOs believe collecting from MA is "significantly more difficult" than it was two years ago.
Fifteen health systems dropping Medicare Advantage plans in 2024: Editor's note: This is not an exhaustive list. It will continue to be updated this year 1. Canton, Ohio-based Aultman Health System's hospitals will no longer be in network with Humana Medicare Advantage after July 1, and its physicians will no longer be in network after Aug. 1.
2. Albany (N.Y.) Med Health System stopped accepting Humana Medicare Advantage on July 1.
3. Munster, Ind.-based Powers Health (formerly Community Healthcare System) went out of network with Humana and Aetna's Medicare Advantage plans on June 1.
4. Lawton, Okla.-based Comanche County Memorial Hospital stopped accepting UnitedHealthcare Medicare Advantage plans on May 1.
5. Houston-based Memorial Hermann Health System stopped contracting with Humana Medicare Advantage on Jan. 1.
6. York, Pa.-based WellSpan Health stopped accepting Humana Medicare Advantage and UnitedHealthcare Medicare Advantage plans on Jan. 1. UnitedHealthcare D-SNP plans in some locations are still accepted.
7. Newark, Del.-based ChristianaCare is out of network with Humana's Medicare Advantage plans as of Jan. 1, with the exception of home health services.
8. Greenville, N.C.-based ECU Health stopped accepting Humana's Medicare Advantage plans in January.
9. Zanesville, Ohio-based Genesis Healthcare System dropped Anthem BCBS and Humana Medicare Advantage plans in January.
10. Corvallis, Ore.-based Samaritan Health Services' hospitals went out of network with UnitedHealthcare's Medicare Advantage plans on Jan. 9. Samaritan's physicians and provider services will be out of network on Nov. 1.
11. Cameron (Mo.) Regional Medical Center stopped accepting Aetna and Humana Medicare Advantage in 2024.
12. Bend, Ore.-based St. Charles Health System stopped accepting Humana Medicare Advantage on Jan. 1 and Centene MA on Feb. 1.
13. Brookings (S.D.) Health System stopped accepting all Medicare Advantage plans in 2024.
14. Louisville, Ky.-based Baptist Health went out of network with UnitedHealthcare Medicare Advantage and Centene's WellCare on Jan. 1. 15. San Diego-based Scripps Health ended all Medicare Advantage contracts for its integrated medical groups, effective Jan. 1.
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A Love so Sweet, it Hurts 🥀 - Prologue
Scripps Memorial Hospital - San Diego, CA
Feburary 13th, 2011
Footsteps padded across the linoleum floors as people walked by, the elevator dinging as it made it to the ground floor, and espresso being grounded up as the barista started on the hazelnut latte with whipped cream. The custodian pushed their cart over to the spilled juice near the gift shop, where a little boy had dropped it only 9 minutes ago. Speaking of which, the cashier scrolled on her phone as a man awkwardly browsed the 'Congratulations it’s a Boy!' cards he would give to his best friend and wife, whose baby potentially could be his. And in the middle of it all, a journalist beelined towards the woman standing by the coffee counter, who was finishing a sudoku puzzle. Head held up high, heels clicking against the floor, and a uncontainable grin plastered on her lips. "Dr. Velasco?" she asked as she approached the attending in maroon scrubs, "It's Dr. Tala Velasco, right?"
"Who's asking?"
"My names Lyla McDowell, I'm a journalist with The Washington Post, but I'm here on more of a...personal matter," she explained with a slight chuckle to break the ice, "You see, I'm writing a book about Walter White and Saul Goodman and what happened in Albuquerque. You were Hector Salamanca and his mother's cardiologist at the time, and I just wanted to ask if you knew anything about the Salamanca's, or suspected them of anything?"
For a second she stopped, but continued on, not interested enough to even look at the journalist. Though, she did murmur something that Lyla did hear at first. "I'm sorry what was that?"
"I said: piss off."
Finally, Dr. Tala turned her attention to the woman. Her expression was apathetic, unreadable to anyone. Her tone was as well. She didn't sound angry or upset, just indifferent to the conversation. Lyla nodded, but tried to keep a friendly expression. To be frank, she's received worse responses over the years. "Dr. Velasco, I know it's been a while and might be hard for-..."
"No, not hard at all. But, apparently, it is for you. So, let me make myself very clear: I don't know anything about the Salamanca's and I don't care. And if, by chance, I happen upon your book at the airport or checkout line at the grocery store, and see my name anywhere in it, you're not gonna hear from my lawyers. You'll be hearing for me. So, you can take 'Walter White: From Mr. Rogers to Scarface,' or whatever cheesy title you already decided to call your book, and shove it up your ass. Now, you can either leave my hospital, or I'll stab my pen in your eye. Understood?"
Lyla stood there speechless, mouth agape as she listened to her calmly explain the situation. A chill rolled down the writer's spine as she starred deeply into the doctor's eyes. She seemed so detached, it was a littler unnerving. "I-I...Have a good day."
Without another word, she scurried away, tail tucked between her legs and she didn't dare look back. Tala just shook her head and sighed before turning back to her sudoku. "And you wonder why the interns here call you the general," the barista remarked as he frothed up the milk.
Tala chuckled, "And I thought it was the barista's just to keep their mouths shut and keep the coffee hot."
He put a hand over his chest, as if the comment actually wounded him. "Ouch, here I was gonna give you a discount," he teased.
"Danny, if I can't get a new Hoyer lift till April, there's no way in hell you're allowed to give discounts," she said, he just laughed.
Danny finished up her drink before handing it over, "So, is it true?"
"That I was Hector Salamanca's cardiologist? Yeah. And Dr. Mike Kukral was classmates with Jeffery Dahmer," she replied with a shrug, "Everyone has their alumni, mine just happen to be drug dealers. Thanks, Danny."
Tala took her sudoku puzzle and latte as she walked off to the closest bathroom. She set her things down and made sure no one was around before locking the door and letting a deep breath, sobbing as the tears began to roll down her face. Her guts twisted and her heart burned as she fell to her knees, not caring if anyone heard her at this point.
Salamanca.
It's been years since she every uttered that name, but it always been in her mind. One Salamanca in particular. No matter how far she went, no matter how hard she tried, Lalo would always be apart of her.
#better call saul lalo#lalo salamanca x oc#lalo salamanca fanfic#eduardo lalo salamanca#Lalo Salamanca#a love so sweet it hurts#peachyxboy
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Join us in the sunny, vibrant setting of San Diego, California.
At Days Go By, we strive to balance mature and lighter themes. Expect a wide variety of plots, from heartwarming love stories to clever betrayals, unexpected tragedies, and more.
Our community offers a realistic slice-of-life experience, allowing crime plots while prioritizing everyday life. Writers can choose lighter, darker, or mixed storylines, based on their preferences. 3-3-3 Rating or M for Mature. This community caters to writers 25+ years old. Explore diverse roles in our world: serve at City Hall, the FBI, or the San Diego Police Department (or, hey, create a joint task force to crack down on crime); embrace your wild side with the Pacific Riders Motorcycle Club or another shady organization; help and heal at Scripps Memorial Hospital; or chase scoops as a reporter for the San Diego Mirror, and so much more! The possibilities are endless. DGB Site | Guidebook | Claims | Discord
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Join us in the sunny, vibrant setting of San Diego, California.
At Days Go By, we strive to balance mature and lighter themes. Expect a wide variety of plots, from heartwarming love stories to clever betrayals, unexpected tragedies, and more.
Our community offers a realistic slice-of-life experience, allowing crime plots while prioritizing everyday life. Writers can choose lighter, darker, or mixed storylines, based on their preferences. 3-3-3 Rating or M for Mature. This community caters to writers 25+ years old. Explore diverse roles in our world: serve at City Hall, the FBI, or the San Diego Police Department (or, hey, create a joint task force to crack down on crime); embrace your wild side with the Pacific Riders Motorcycle Club or another shady organization; help and heal at Scripps Memorial Hospital; or chase scoops as a reporter for the San Diego Mirror, and so much more! The possibilities are endless. DGB Site | Guidebook | Claims | Discord
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ROBERT JOHN KAMINSKY
Robert John Kaminsky—a man whose passionate drive to succeed in the auto industry was driven as much by early sibling rivalry as it was to provide the finest money could buy for his wife and children—passed away at Scripps Memorial Hospital, in La Jolla, CA, on July 11, 2021, his family at his side. He was 83.
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Column-California healthcare provider's move shows pitfalls of Medicare Advantage
© Reuters. SUBMIT PHOTO: An emergency situation indication indicate the entryway to Scripps Memorial Hospital in La Jolla, California, U.S. March 23, 2017. REUTERS/Mike Blake/File Photo By Mark Miller (Reuters) – Many individuals on Medicare look the other method when the program’s yearly registration duration rolls around, choosing just to disregard the trouble. For thousands of senior citizens…
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Join us in the sunny, vibrant setting of San Diego, California.
At Days Go By, we strive to balance mature and lighter themes. Expect a wide variety of plots, from heartwarming love stories to clever betrayals, unexpected tragedies, and more.
Our community offers a realistic slice-of-life experience, allowing crime plots while prioritizing everyday life. Writers can choose lighter, darker, or mixed storylines, based on their preferences. 3-3-3 Rating or M for Mature. This community caters to writers 25+ years old. Explore diverse roles in our world: serve at City Hall, the FBI, or the San Diego Police Department (or, hey, create a joint task force to crack down on crime); embrace your wild side with the Pacific Riders Motorcycle Club or another shady organization; help and heal at Scripps Memorial Hospital; or chase scoops as a reporter for the San Diego Mirror, and so much more! The possibilities are endless. DGB Site | Guidebook | Claims | Discord
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Lucinda "Cindy" Garcia nee Romo
Born January 9 1953 in San Bernardino, California
National City, California
#Lucinda Garcia#Cindy#Lucinda Romo#San Bernardino#National City#Bonita#Chula Vista#California#mother#wife#grandmother#beloved aunt and sister#ekg technician#telemetry technician#Scripps Memorial Hospital#Paradise Valley Hospital#may she rest in peace#<3#acostada
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Join us in the sunny, vibrant setting of San Diego, California.
At Days Go By, we strive to balance mature and lighter themes. Expect a wide variety of plots, from heartwarming love stories to clever betrayals, unexpected tragedies, and more.
Our community offers a realistic slice-of-life experience, allowing crime plots while prioritizing everyday life. Writers can choose lighter, darker, or mixed storylines, based on their preferences. 3-3-3 Rating or M for Mature. This community caters to writers 25+ years old. Explore diverse roles in our world: serve at City Hall, the FBI, or the San Diego Police Department (or, hey, create a joint task force to crack down on crime); embrace your wild side with the Pacific Riders Motorcycle Club or another shady organization; help and heal at Scripps Memorial Hospital; or chase scoops as a reporter for the San Diego Mirror, and so much more! The possibilities are endless. DGB Site | Guidebook | Claims | Discord
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Erika Charlotte Wullschleger Peterson, 28 (USA 1961)
Erika’s case is unusual. Although she underwent a legal abortion and died from it like so many others, her case happened in 1961 with the “life of the mother” exception.
At this time, abortion was only legal in California for “life of the mother” cases. Erika was hospitalized at Scripps Memorial Hospital in La Jolla, California on July 11, 1961. She was diagnosed with pneumonia and put in a tank respirator. She was also discovered to be pregnant in the first trimester.
Doctors decided to perform an abortion on Erika. She never signed any forms consenting to the abortion, but the hospital went through with the abortion anyway by having her husband sign the consent forms. On July 21, Erika was improving, but the abortion was scheduled for 2 days later.
On July 23, a first-trimester abortion was done on Erika. In the process, she went into cardiac arrest. She couldn’t be resuscitated and died with her unborn baby that day. The abortion that was allegedly supposed to save her life killed her instead.
Abortion is not a cure for pneumonia. It was extremely reckless to attempt an abortion on a patient who was already so sick. Erika left behind her husband and a surviving daughter named Yvonne.
California Certificate of Death File # 61-081581
San Diego County Coroner's Report # 37646
#tw abortion#pro life#unsafe yet legal#tw murder#tw ab*rtion#abortion#abortion is not healthcare#pre roe legal#abortion debate#death from legal abortion
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Join us in the sunny, vibrant setting of San Diego, California.
At Days Go By, we strive to balance mature and lighter themes. Expect a wide variety of plots, from heartwarming love stories to clever betrayals, unexpected tragedies, and more.
Our community offers a realistic slice-of-life experience, allowing crime plots while prioritizing everyday life. Writers can choose lighter, darker, or mixed storylines, based on their preferences. 3-3-3 Rating or M for Mature. This community caters to writers 25+ years old. Explore diverse roles in our world: serve at City Hall, the FBI, or the San Diego Police Department (or, hey, create a joint task force to crack down on crime); embrace your wild side with the Pacific Riders Motorcycle Club or another shady organization; help and heal at Scripps Memorial Hospital; or chase scoops as a reporter for the San Diego Mirror, and so much more! The possibilities are endless. DGB Site | Guidebook | Claims | Discord
No WC | Easy Profile App | JCINK Premium
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Join us in the sunny, vibrant setting of San Diego, California.
At Days Go By, we strive to balance mature and lighter themes. Expect a wide variety of plots, from heartwarming love stories to clever betrayals, unexpected tragedies, and more.
Our community offers a realistic slice-of-life experience, allowing crime plots while prioritizing everyday life. Writers can choose lighter, darker, or mixed storylines, based on their preferences. 3-3-3 Rating or M for Mature. This community caters to writers 25+ years old. Explore diverse roles in our world: serve at City Hall, the FBI, or the San Diego Police Department (or, hey, create a joint task force to crack down on crime); embrace your wild side with the Pacific Riders Motorcycle Club or another shady organization; help and heal at Scripps Memorial Hospital; or chase scoops as a reporter for the San Diego Mirror, and so much more! The possibilities are endless. DGB Site | Guidebook | Claims | Discord
No WC | Easy Profile App | JCINK Premium
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Join us in the sunny, vibrant setting of San Diego, California.
At Days Go By, we strive to balance mature and lighter themes. Expect a wide variety of plots, from heartwarming love stories to clever betrayals, unexpected tragedies, and more.
Our community offers a realistic slice-of-life experience, allowing crime plots while prioritizing everyday life. Writers can choose lighter, darker, or mixed storylines, based on their preferences. 3-3-3 Rating or M for Mature. This community caters to writers 25+ years old. Explore diverse roles in our world: serve at City Hall, the FBI, or the San Diego Police Department (or, hey, create a joint task force to crack down on crime); embrace your wild side with the Pacific Riders Motorcycle Club or another shady organization; help and heal at Scripps Memorial Hospital; or chase scoops as a reporter for the San Diego Mirror, and so much more! The possibilities are endless. DGB Site | Guidebook | Claims | Discord
No WC | Easy Profile App | JCINK Premium
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