#repaying student loans
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6 Steps to Repay Your Student Loans
After years of reading, researching, writing and cramming, you did it! You’re officially a university graduate. Congratulations! Like most young Canadians, it’s very likely that you’ve had to take student loans to see you through your educational journey. As a new chapter of your life begins, you need to close the previous one by repaying the money you borrowed. This can be a daunting…
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That era of my life predates my tumblr one, but I was a very big Leliana fan back in the day. I actually got into a debate in one of my Queer Studies courses back in college because someone brought her up as an example of Bad Queer Rep because she was “crazy”. I nearly started hurling chairs
#I remember this trans guy who sat in front of me turning around and going ‘Whoa you are REALLY serious about this character 🤣’#honestly everything about that moment was just about The Most Dragon Age experience you could have#getting into public arguments in real life about the characters.#the fact that it was an LGBT *Literature* class so idek why the person brought up Dragon Age to begin with#the way that whole class in general was like every stereotype conservatives have about Colleges Teaching Woke-#-and students taking out loans they never intend to repay so they can sit and engage in twitter discourse irl#ANYWAY I’ve been thinking about all this because Shadowed Heart reminds me of Leliana lol. making me wanna replay DAO yet again
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you know someday i'm gonna feel so good when i have my student loans paid off
that ain't gonna be soon, trust me, but i think about it
#i've been saving so much for it that i paid off over like $2k in the last 2 or 3 months#it's just thinking about how the amount of interest goes off that drives me literally crazy#and my monthly amount i owe is like just under $120#which to some people as a regular bill is more manageable than others. but as i have an irregular income#as a substitute teacher it's something that gives me a LOT of stress.#which is another reason i've been overpaying. in case something happens/i can't get a lot of work#it defers the next due date.#that way it's not urgent but yet i still *feel* it all the time#debt is a crazy kind of thing#and to think that my loans are from COMMUNITY college. two years. publicly owned#when i start taking classes again soon. i currently have enough saved that if i take like ONE class#i can pay out of pocket. and i think im only gonna take one class to start anyway#which will also help with the deferred payments#see i just fucking hate having to think practically about money like this#tales from diana#idk how ppl leave high school and go straight to live in a dorm room at a private university for four straight years#and rack up tens to hundreds of thousands of dollars in debt.#first of all that lifestyle was not accessible for me to begin with. even when paying it was such an abstract put-it-off thought#as it is for so many 18-year-olds who are told not to worry about where they apply.#but i had under $12k to repay when the student loan debt was unfrozen last fall#and it's been weighing on me soooo heavily since then. i think about it every damn day#it's like the money i make isn't even mine. it goes straight to mohela and food#keep in mind i also live w my parents & am on their health insurance so someday there'll be moooore bills!!!!
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if my alma mater doesn't hire me for an in-house design position that looks bad on them right........ right,,,
#u shouldve prepared me for this if u say im not good enough for it that means u did a bad job :||||#half joking but also like dang i need... money pls i can design around ur silly two dot.... logo.....#also love to take the money from them and shovel it right back into repaying student loans used to pay them ha... ha ha. ha
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Why don't you make full paintings in stylized semi realism anymore?
i dont make anything anymore man [crying emoji]
#actual answer is that im in a very low place#ive been doing commissions of very similar things for years now and its wearing on me a bit#im feeling very lost and directionless and bored with life outside of school and commissions eat up all of my motivation#but yknow i Gotta cuz now im repaying student loans#the repetition is killing me. the perfectionism is killing me. the chemical imbalances are KILLING me#but yeah basically i dont have time or energy or drive to explore anymore#im sure ill get better at some point im just struggling right now and have been for a bit#[shaking like a chihuahua
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it is a truth universally acknowledged that any application for a writing-related job will turn out to be theeee most stilted, grammatically dubious piece of nonsense you've written in your life
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#student loans#don't repay your student loans#cake#meme#student loan repayment#fuck capitalism#capitalism kills#we live in hell#socialism now#abolish capitalism
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Aaahh!!! I can't wait until they arrive!!! I probably shouldn't have bought these but they're pre-order, limited stock, and I need them!!
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nothing makes me want to start a riot quite like doing student loan exit counseling and seeing all the different ways they're going to fuck me over because i can't immediately repay all $12k the exact instant i'm no longer in school
#//juri speaks#juri's grad school adventures#if i don't pay them $525 in the ''''''''grace period''''''' they're adding that amount to my principle so they can charge me extra interest#over the course of the 10 year repayment which will ALREADY BE COSTING ME AN EXTRA $5K IN INTEREST#god i forgot how mad student loans make me#also their fucking. ''incentive'' for paying the $525 that i don't have#is that i'll save a whole $220 over the entire course of repayment#like wow. thanks. in 10 years i'll probably be able to buy one (1) loaf of bread with that#also it's not a GRACE PERIOD if you get PENALIZED for not repaying during it
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Funny how leftists are ready to invoke God when it helps them, but at all other times do everything they can to keep His name from even being mentioned in the public square. These people wouldn't be caught dead in a church or a Mass.
Pay back your own loans, narcissist! No one owes you!
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#fuck capitalism#capitalism kills#we live in hell#socialism now#abolish capitalism#peoples union#student loans#don't repay your student loans
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Work is fucking me up!
#also i have to repay my student loans officially yay!#goodbye months worth of income!#(just one month though - i should count myself blessed)
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i fucking hate this world i swear to god
#personal#im going to lose it right here right now#if i have to spend another 1000 dollars on my car im going to kill someone#im going to literally ram my car into the ocean#like. i cant even enjoy my time off. i am always fucking stressed out about how i am just going to hae to pay for shit#everything fucking costs money#by the end of this year ill spend 10k#and then 20 k for the next 10 years will be repaying my student loans because the governement hates its people#like just tell me its futile its literally not worth being alive right now#how the fuck does anyone survive this shit#i need a fucking job is the only thing in my brain over and over and over again#i want to die.#and i dont care! i dont care. im gonna stop caring i dont care#im gonna go lay down and sob#and then stop caring ok#im fucking having a bipolar episode about money AGAIn#for the 1 millionth time#i want to kill myself because of MONEY#hate it here.#dont fucking talk to me.#i dont want anyone to talk to me.#i want to get over this shit as soon as possible.#do not fucking talk to me ok.#my fucking issue.#and i dont need any comfort i need to fucking get over it.#there is no comfort in this fucking world that will give me 100 thousand dollars okay?#so i get over it.#useless fucking world.#pisses me off so much
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Saturday Soliloquy: A Dream
I had a realistic and upsetting dream last night. It woke me up with a start! I wanted to run away! When I realized I’d been dreaming, I felt silly for having such a strong reaction. I dreamed that I was signing up to start a doctoral program in a school that would require me to move far away from my husband and family, and would take at least five years to complete. I’m even keenly aware of…
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#a Dream#dressed differently#five years#have to move#Saturday Soliloquy#starting a doctorate program#worried about repaying student loan
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Random thought!
But just imagine 35 years old CEO Gojo Satoru falling in love with the young woman whom he hired to be his surrogate.
Desperate at this point to fulfill his role as CEO and the heir of his family clan, he knew he had no other choice but to find someone who would be willing to give birth to his child.
He thought his ex-wife was the one. After all, she was pregnant when they were still together. When the due date came around and Satoru heard that she gave birth to a healthy baby boy, he was over the moon until he saw the baby for himself.
He knew that that wasn't his baby. Blonde hair and green eyes? No one in his family had blonde hair and green eyes. So he asked for a DNA test. His ex-wife refused at first, but then she gave in, and when the test came back, the baby was 99.99%, not his child.
He was broken. He served her divorce papers the following day, and after everything he had done for her, this is how she chose to repay him. As if cheating wasn't enough, she had to get pregnant and gave birth to another man’s child.
So now here he is sitting in a cafe waiting for the surrogate.
...
You didn't have much of a choice. 26 years of age and still struggling to get your bachelor's degree just so that you could live a comfortable life and be financially stable.
But with the way things are right now, you knew that it was an impossible task to complete your final year. You could hardly manage to pay your school fee. You kept on getting rejection letters from student loans, and let's face it, you barely had time to study to even try to get a scholarship.
So now you're stuck looking for a quick and easy way to make money. You had little options, and prostitution just so happened to be one of them. And you almost turned to it, that's until you heard that a "rich" CEO was looking for a woman who was willing to give birth to his heir.
So now that's how you ended up in the situation to you're in currently. Nervously playing with your fingers as sat across from no other than Gojo Satoru.
"Your name is Y/N?"
"Yes, and you're Mr. Gojo Satoru."
He shook his head yes while taking a sip of his coffee. "I hope you don't mind meeting like this. I thought it would be better to meet in a more casual setting instead of my office. I don't want to intimidate you."
"That's fine, Mr. Gojo."
"Before we get started, are you sure you want to do this? I want you to be absolutely sure because once you sign the contract, there is no backing out of it."
You shook your head yes before responding, "it's something that I've thought about deeply, Mr. Gojo, and after reading through the contract a few times, I came to the conclusion that I would rather have a baby for a stranger who is willing pay to me more than what my school fee is worth than go and become a prostitute."
He was shocked by your words but said nothing of it. It wasn't his place to say anything or have any comment about your personal life.
"Well then, I guess we can go ahead and meet with our lawyers and sign the contract."
"Lawyers? I thought... I can't afford a lawyer right now," you said to him.
He chuckled, "I figured that that would be the case. No worries, I had already hired a lawyer for you."
"You did?" You asked. Just then, the door to the cafe burst opened, and in came a man and a woman dressed in suits.
"Ah, there they are. Right on time."
Gojo stood up and greeted the lawyers before he introduced you to them. The man, Mr. Nanami Kento is his lawyer, and the woman Tetsu Akari is your lawyer. First impression she has a kind and calm aura around her.
But let's move down the line.
You four all sat and discussed what was on the contract, and before you signed it, Gojo asked, "Is there anything that you need to clarify before signing the contract."
"Yes, uhm, it's about the procedure. Are we going to uhm... have... uhm intercourse to conceive the baby?"
"We could since it's the safe way to go about this, but no," he answered with a small smile on his face.
"Ok then, where do I sign."
This is the beginning of how Gojo Satoru fell in love with the woman he hired to be his surrogate.
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So you know the whole fanon trope of Bruce just paying off people’s student loans? Like “you look sad. Would no more student loans help?” to every random person on the street?
Well, what if Tim picks up something similar?
He and Bart are at a coffee shop and Bart is sad about something and the barista gives him extra whipped cream. Tim likes it when people take care of his friends. How can he repay her? Well, it looks like she biked to work today, and based on the way her hair is blown and the direction the wind was that morning he can figure out what direction she came from. So, biking distance that direction, he figures out the most common rent price for that area, adds a little just to be safe and tips that much.
Or, he almost drops his coffee but a mid-to-late-twenties guy catches it for him and hands it back to him. Tim is too tired to say anything but a mumbled thank you, but he does register the university logo on his hoodie and the name on his ID badge. Later that morning he takes a few minutes to find out what he owed in student loans and drops the money in his bank account and sends him an email thanking him.
Like, it’s all incredibly invasive. But all the Gothamites he does it to just coo about how much he’s like his (adoptive) dad and the non-Gothamites are too busy being confused and grateful to get too upset. Maybe one of his friends/siblings tries to explain to him that it’s a little creepy and weird and could be taken the wrong way, but he just gets confused so they let it go.
Just, let him be adorably weird in a benevolent yet creepy way.
#the gremlin nerd child has too much money and just wants to help people#(I am fully aware that this is incredibly fanon. I still love it though)#batman#batfam#tim drake#tim drake wayne#bart allen#young justice#yj98#tim and bart
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