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mostlysignssomeportents · 2 months ago

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Retiring the US debt would retire the US dollar

THIS WEDNESDAY (October 23) at 7PM, I'll be in DECATUR, GEORGIA, presenting my novel THE BEZZLE at EAGLE EYE BOOKS.

One of the most consequential series of investigative journalism of this decade was the Propublica series that Jesse Eisinger helmed, in which Eisinger and colleagues analyzed a trove of leaked IRS tax returns for the richest people in America:

https://www.propublica.org/series/the-secret-irs-files

The Secret IRS Files revealed the fact that many of America's oligarchs pay no tax at all. Some of them even get subsidies intended for poor families, like Jeff Bezos, whose tax affairs are so scammy that he was able to claim to be among the working poor and receive a federal Child Tax Credit, a $4,000 gift from the American public to one of the richest men who ever lived:

https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax

As important as the numbers revealed by the Secret IRS Files were, I found the explanations even more interesting. The 99.9999% of us who never make contact with the secretive elite wealth management and tax cheating industry know, in the abstract, that there's something scammy going on in those esoteric cults of wealth accumulation, but we're pretty vague on the details. When I pondered the "tax loopholes" that the rich were exploiting, I pictured, you know, long lists of equations salted with Greek symbols, completely beyond my ken.

But when Propublica's series laid these secret tactics out, I learned that they were incredibly stupid ruses, tricks so thin that the only way they could possibly fool the IRS is if the IRS just didn't give a shit (and they truly didn't – after decades of cuts and attacks, the IRS was far more likely to audit a family earning less than $30k/year than a billionaire).

This has become a somewhat familiar experience. If you read the Panama Papers, the Paradise Papers, Luxleaks, Swissleaks, or any of the other spectacular leaks from the oligarch-industrial complex, you'll have seen the same thing: the rich employ the most tissue-thin ruses, and the tax authorities gobble them up. It's like the tax collectors don't want to fight with these ultrawealthy monsters whose net worth is larger than most nations, and merely require some excuse to allow them to cheat, anything they can scribble in the box explaining why they are worth billions and paying little, or nothing, or even entitled to free public money from programs intended to lift hungry children out of poverty.

It was this experience that fueled my interest in forensic accounting, which led to my bestselling techno-crime-thriller series starring the two-fisted, scambusting forensic accountant Martin Hench, who made his debut in 2022's Red Team Blues:

https://us.macmillan.com/books/9781250865847/red-team-blues

The double outrage of finding out how badly the powerful are ripping off the rest of us, and how stupid and transparent their accounting tricks are, is at the center of Chokepoint Capitalism, the book about how tech and entertainment companies steal from creative workers (and how to stop them) that Rebecca Giblin and I co-authored, which also came out in 2022:

https://chokepointcapitalism.com/

Now that I've written four novels and a nonfiction book about finance scams, I think I can safely call myself a oligarch ripoff hobbyist. I find this stuff endlessly fascinating, enraging, and, most importantly, energizing. So naturally, when PJ Vogt devoted two episodes of his excellent Search Engine podcast to the subject last week, I gobbled them up:

https://www.searchengine.show/listen/search-engine-1/why-is-it-so-hard-to-tax-billionaires-part-1

I love the way Vogt unpacks complex subjects. Maybe you've had the experience of following a commentator and admiring their knowledge of subjects you're unfamiliar with, only have them cover something you're an expert in and find them making a bunch of errors (this is basically the experience of using an LLM, which can give you authoritative seeming answers when the subject is one you're unfamiliar with, but which reveals itself to be a Bullshit Machine as soon as you ask it about something whose lore you know backwards and forwards).

Well, Vogt has covered many subjects that I am an expert in, and I had the opposite experience, finding that even when he covers my own specialist topics, I still learn something. I don't always agree with him, but always find those disagreements productive in that they make me clarify my own interests. (Full disclosure: I was one of Vogt's experts on his previous podcast, Reply All, talking about the inkjet printerization of everything:)

https://gimletmedia.com/shows/reply-all/brho54

Vogt's series on taxing billionaires was no exception. His interview subjects (including Eisinger) were very good, and he got into a lot of great detail on the leaker himself, Charles Littlejohn, who plead guilty and was sentenced to five years:

https://jacobin.com/2023/10/charles-littlejohn-irs-whistleblower-pro-publica-tax-evasion-prosecution

Vogt also delved into the history of the federal income tax, how it was sold to the American public, and a rather hilarious story of Republican Congressional gamesmanship that backfired spectacularly. I'd never encountered this stuff before and boy was it interesting.

But then Vogt got into the nature of taxation, and its relationship to the federal debt, another subject I've written about extensively, and that's where one of those productive disagreements emerged. Yesterday, I set out to write him a brief note unpacking this objection and ended up writing a giant essay (sorry, PJ!), and this morning I found myself still thinking about it. So I thought, why not clean up the email a little and publish it here?

As much as I enjoyed these episodes, I took serious exception to one – fairly important! – aspect of your analysis: the relationship of taxes to the national debt.

There's two ways of approaching this question, which I think of as akin to classical vs quantum physics. In the orthodox, classical telling, the government taxes us to pay for programs. This is crudely true at 10,000 feet and as a rule of thumb, it's fine in many cases. But on the ground – at the quantum level, in this analogy – the opposite is actually going on.

There is only one source of US dollars: the US Treasury (you can try and make your own dollars, but they'll put you in prison for a long-ass time if they catch you.).

If dollars can only originate with the US government, then it follows that:

a) The US government doesn't need our taxes to get US dollars (for the same reason Apple doesn't need us to redeem our iTunes cards to get more iTunes gift codes);

b) All the dollars in circulation start with spending by the US government (taxes can't be paid until dollars are first spent by their issuer, the US government); and

c) That spending must happen before anyone has been taxed, because the way dollars enter circulation is through spending.

You've probably heard people say, "Government spending isn't like household spending." That is obviously true: households are currency users while governments are currency issuers.

But the implications of this are very interesting.

First, the total dollars in circulation are:

a) All the dollars the government has ever spent into existence funding programs, transferring to the states, and paying its own employees, minus

b) All the dollars that the government has taxed away from us, and subsequently annihilated.

(Because governments spend money into existence and tax money out of existence.)

The net of dollars the government spends in a given year minus the dollars the government taxes out of existence that year is called "the national deficit." The total of all those national deficits is called "the national debt." All the dollars in circulation today are the result of this national debt. If the US government didn't have a debt, there would be no dollars in circulation.

The only way to eliminate the national debt is to tax every dollar in circulation out of existence. Because the national debt is "all the dollars the government has ever spent," minus "all the dollars the government has ever taxed." In accounting terms, "The US deficit is the public's credit."

When billionaires like Warren Buffet tell Jesse Eisinger that he doesn't pay tax because "he thinks his money is better spent on charitable works rather than contributing to an insignificant reduction of the deficit," he is, at best, technically wrong about why we tax, and at worst, he's telling a self-serving lie. The US government doesn't need to eliminate its debt. Doing so would be catastrophic. "Retiring the US debt" is the same thing as "retiring the US dollar."

So if the USG isn't taxing to retire its debts, why does it tax? Because when the USG – or any other currency issuer – creates a token, that token is, on its face, useless. If I offered to sell you some "Corycoins," you would quite rightly say that Corycoins have no value and thus you don't need any of them.

For a token to be liquid – for it to be redeemable for valuable things, like labor, goods and services – there needs to be something that someone desires that can be purchased with that token. Remember when Disney issued "Disney dollars" that you could only spend at Disney theme parks? They traded more or less at face value, even outside of Disney parks, because everyone knew someone who was planning a Disney vacation and could make use of those Disney tokens.

But if you go down to a local carny and play skeeball and win a fistful of tickets, you'll find it hard to trade those with anyone outside of the skeeball counter, especially once you leave the carny. There's two reasons for this:

1) The things you can get at the skeeball counter are pretty crappy so most people don't desire them; and ' 2) Most people aren't planning on visiting the carny, so there's no way for them to redeem the skeeball tickets even if they want the stuff behind the counter (this is also why it's hard to sell your Iranian rials if you bring them back to the US – there's not much you can buy in Iran, and even someone you wanted to buy something there, it's really hard for US citizens to get to Iran).

But when a sovereign currency issuer – one with the power of the law behind it – demands a tax denominated in its own currency, they create demand for that token. Everyone desires USD because almost everyone in the USA has to pay taxes in USD to the government every year, or they will go to prison. That fact is why there is such a liquid market for USD. Far more people want USD to pay their taxes than will ever want Disney dollars to spend on Dole Whips, and even if you are hoping to buy a Dole Whip in Fantasyland, that desire is far less important to you than your desire not to go to prison for dodging your taxes.

Even if you're not paying taxes, you know someone who is. The underlying liquidity of the USD is inextricably tied to taxation, and that's the first reason we tax. By issuing a token – the USD – and then laying on a tax that can only be paid in that token (you cannot pay federal income tax in anything except USD – not crypto, not euros, not rials – only USD), the US government creates demand for that token.

And because the US government is the only source of dollars, the US government can purchase anything that is within its sovereign territory. Anything denominated in US dollars is available to the US government: the labor of every US-residing person, the land and resources in US territory, and the goods produced within the US borders. The US doesn't need to tax us to buy these things (remember, it makes new money by typing numbers into a spreadsheet at the Federal Reserve). But it does tax us, and if the taxes it levies don't equal the spending it's making, it also sells us T-bills to make up the shortfall.

So the US government kinda acts like classical physics is true, that is, like it is a household and thus a currency user, and not a currency issuer. If it spends more than it taxes, it "borrows" (issues T-bills) to make up the difference. Why does it do this? To fight inflation.

The US government has no monetary constraints, it can make as many dollars as it cares to (by typing numbers into a spreadsheet). But the US government is fiscally constrained, because it can only buy things that are denominated in US dollars (this is why it's such a big deal that global oil is priced in USD – it means the US government can buy oil from anywhere, not only the USA, just by typing numbers into a spreadsheet).

The supply of dollars is infinite, but the supply of labor and goods denominated in US dollars is finite, and, what's more, the people inside the USA expect to use that labor and goods for their own needs. If the US government issues so many dollars that it can outbid every private construction company for the labor of electricians, bricklayers, crane drivers, etc, and puts them all to work building federal buildings, there will be no private construction.

Indeed, every time the US government bids against the private sector for anything – labor, resources, land, finished goods – the price of that thing goes up. That's one way to get inflation (and it's why inflation hawks are so horny for slashing government spending – to get government bidders out of the auction for goods, services and labor).

But while the supply of goods for sale in US dollars is finite, it's not fixed. If the US government takes away some of the private sector's productive capacity in order to build interstates, train skilled professionals, treat sick people so they can go to work (or at least not burden their working-age relations), etc, then the supply of goods and services denominated in USD goes up, and that makes more fiscal space, meaning the government and the private sector can both consume more of those goods and services and still not bid against one another, thus creating no inflationary pressure.

Thus, taxes create liquidity for US dollars, but they do something else that's really important: they reduce the spending power of the private sector. If the US only ever spent money into existence and never taxed it out of existence, that would create incredible inflation, because the supply of dollars would go up and up and up, while the supply of goods and services you could buy with dollars would grow much more slowly, because the US government wouldn't have the looming threat of taxes with which to coerce us into doing the work to build highways, care for the sick, or teach people how to be doctors, engineers, etc.

Taxes coercively reduce the purchasing power of the private sector (they're a stick). T-bills do the same thing, but voluntarily (they the carrot).

A T-bill is a bargain offered by the US government: "Voluntarily park your money instead of spending it. That will create fiscal space for us to buy things without bidding against you, because it removes your money from circulation temporarily. That means we, the US government, can buy more stuff and use it to increase the amount of goods and services you can buy with your money when the bond matures, while keeping the supply of dollars and the supply of dollar-denominated stuff in rough equilibrium."

So a bond isn't a debt – it's more like a savings account. When you move money from your checking to your savings, you reduce its liquidity, meaning the bank can treat it as a reserve without worrying quite so much about you spending it. In exchange, the bank gives you some interest, as a carrot.

I know, I know, this is a big-ass wall of text. Congrats if you made it this far! But here's the upshot. We should tax billionaires, because it will reduce their economic power and thus their political power.

But we absolutely don't need to tax billionaires to have nice things. For example: the US government could hire every single unemployed person without creating inflationary pressure on wages, because inflation only happens when the US government tries to buy something that the private sector is also trying to buy, bidding up the price. To be "unemployed" is to have labor that the private sector isn't trying to buy. They're synonyms. By definition, the feds could put every unemployed person to work (say, training one another to be teachers, construction workers, etc – and then going out and taking care of the sick, addressing the housing crisis, etc etc) without buying any labor that the private sector is also trying to buy.

What's even more true than this is that our taxes are not going to reduce the national debt. That guest you had who said, "Even if we tax billionaires, we will never pay off the national debt,"" was 100% right, because the national debt equals all the money in circulation.

Which is why that guest was also very, very wrong when she said, "We will have to tax normal people too in order to pay off the debt." We don't have to pay off the debt. We shouldn't pay off the debt. We can't pay off the debt. Paying off the debt is another way of saying "eliminating the dollar."

Taxation isn't a way for the government to pay for things. Taxation is a way to create demand for US dollars, to convince people to sell goods and services to the US government, and to constrain private sector spending, which creates fiscal space for the US government to buy goods and services without bidding up their prices.

And in a "classical physics" sense, all of the preceding is kinda a way of saying, "Taxes pay for government spending." As a rough approximation, you can think of taxes like this and generally not get into trouble.

But when you start to make policy – when you contemplate when, whether, and how much to tax billionaires – you leave behind the crude, high-level approximation and descend into the nitty-gritty world of things as they are, and you need to jettison the convenience of the easy-to-grasp approximation.

If you're interested in learning more about this, you can tune into this TED Talk by Stephanie Kelton, formerly formerly advisor to the Senate Budget Committee chair, now back teaching and researching econ at University of Missouri at Kansas City:

https://www.ted.com/talks/stephanie_kelton_the_big_myth_of_government_deficits?subtitle=en

Stephanie has written a great book about this, The Deficit Myth:

https://pluralistic.net/2020/05/14/everybody-poops/#deficit-myth

There's a really good feature length doc about it too, called "Finding the Money":

https://findingmoneyfilm.com/

If you'd like to read more of my own work on this, here's a column I wrote about the nature of currency in light of Web3, crypto, etc:

https://locusmag.com/2022/09/cory-doctorow-moneylike/

Tor Books as just published two new, free LITTLE BROTHER stories: VIGILANT, about creepy surveillance in distance education; and SPILL, about oil pipelines and indigenous landback.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/10/21/we-can-have-nice-things/#public-funds-not-taxpayer-dollars

#pluralistic #mmt #modern monetary theory #warren buffett #podcasts #pj vogt #billionaires #economics #we can have nice things #taxes #taxing billionaires #the irs files #irs files #jesse eisenger #propublica

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pabsusa · 2 years ago

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How to Go From Being a Bookkeeper to an Accounting Business Advisor

As you look at the books of some of your clients, you no doubt see ways they can improve their processes, but you may not have the time needed to, first, restructure your role and then invest your energies in sitting down and advising clients.

Read more on How to Go From Being a Bookkeeper to an Accounting Business Advisor

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lady-djarin · 4 months ago

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independent contractor

joel miller x f!reader (one shot)

fully inspired by this post

warnings/tags: no outbreak au, no sarah mentioned, but we can always pretend she’s at collage or something, infidelity by reader(reader’s hubby is an asshole), contractor!joel, age gap (late 20s/mid 50s) , masterbation (m), smelling of panties(?), sexting, oral (receiving), p in v (unprotected- don’t do that!!) general smut so children leave!! mdni 18+

word count: 6.1k

a/n: i understand not everyone is going to dig the infidelity thing so i get that, if you are not into that please just scroll on, thank you :)

* ｡･:*:･ﾟ★,｡･:*:･ﾟ☆　｡･:*:･ﾟ★,｡･:*:･ﾟ☆

It was a beautiful dress but damn if it wasn’t complicated, the back had all these complicated buttons and clasps to hold it closed. You had managed to get yourself into the thin fabric but just as you needed your husband to close the dress, he had conveniently disappeared. He had been dressed for the party for a while and had been running around the house trying to organize the vendors. It was all for some charity thing he was throwing through his company. He was the CEO of some big company that even after 5 years of marriage you still didn’t understand. Something to do with finance? Maybe.

“Hon? Are you up here?” You huffed as you realized he was not in ear shot. Your husband had a habit of doing this, leaving right when you needed him in favor of something he needed.

You can now admit to yourself that the marriage you were in was a little rushed. Ok, maybe more than rushed. You were engaged within three months of meeting and married in less than a year. The first year of marriage was amazing, he would shower you with gifts and trips and practically worshiped the ground you walk on. It now felt like he only did this to rope you in. He began to take multiple long ‘work trips’ every month and you soon found evidence of an affair (or multiple). Once, there was long hair all over his clothes that was definitely not his or yours along with red lipstick smudged on a white shirt. Was he not even trying to hide it or did he just not care?

You had always told yourself that ‘you’d never be with a cheater’ and you wouldn’t fall prey to men who used women. Well, after a quick marriage, that you begged your parents to go along with, you felt like you had nowhere else to go. Your parents would not be happy and would surely find a way to blame you, and all your friends were also his. So, you kept your head high as your husband did as he pleased. You were now a forgotten trophy on the shelf he felt didn’t need polishing anymore. So you did as you pleased, with his money. One of the things you liked spending his money on was renovations to the house that you were usually alone in.

Currently, you were renovating the other side of the house to become a library/craft area for yourself. The contractor was actually at the house doing a walk through before the party got started. He happened to hear you calling for your husband from down the hall and came to your rescue.

“Sorry to disturb you ma’am, I think he went downstairs,” he was looking down when he first walked in, probably to make sure you were decent. What a gentleman.

“Of course he did, uhg,” you fumbled with the clasps behind your back and failed to make a difference.

“I can go get ‘em for ya?”

“No that’s ok Joel, thank you,” Joel Miller, one half of Miller Construction. He had been so great from the beginning, knowing exactly what you wanted for the library, seeing your vision immediately. He was very much the southern Texan gentleman, ‘yes ma’am, no ma’am’, no matter how many times you told him you hated it. “and please, Joel. I’m not a ma’am.” Your smile drew his eyes up.

”My mama would kill me if she heard me call ya’ anythin’ but, ma’am,” he stepped into the room, already coming to help even with your refusal. “I’m more delicate than ya think, im sure i can handle some buttons,” he came up behind you in the mirror and his soft touch on your shoulder blade made you inhale. You held the dress against your chest making sure he had room to fasten the small clasps. You caught his gaze in the mirror that was fixated on the dip in the front of the dress.

He matched your smile.

His surprisingly nimble fingers secure every last fastening and it feels like you can hear your own heart beating out of your chest. It had been a long time since you were looked at the way Joel was looking at you. He was a handsome man, big and rugged but soft in his features. He had these deep brown eyes that you could get lost in and lips that would make a nun blush. He was affecting you in ways your husband hadn’t done in years, he was turning you on. A complete stranger was turning you on and you didn’t really feel guilty.

Did that make you a terrible person?

You know what, fuck it. Your husband cheated and left you alone in life, you were entitled to some flirting every now and then.

“There ya are darlin’,” dear lord, his voice. The deep southern drawl made your panties wet.

“Thank you… Joel.”

”Enjoy the party,” watching him walk away was the hardest thing all night, aside from having to laugh at all your husband’s bad jokes all night. All night your mind was occupied by the sexy contractor.

It had been about a week since the party and the library reno was well underway. Joel and his team, including the other half of Miller Construction, his brother Tommy, were working tirelessly. In that last week your husband had been in and out of the house at weird times. On this particular day he left early in the morning without saying so much as a word to you. You used the day to mope around on your phone or read but what kept stealing your attention was the attractive contractor.

His team wasn’t around so the house was truly empty, the quiet was starting to drive you mad. As you wandered up the winding staircase, you found a sweatshirt draped over the railing. That damn husband, he leaves shit everywhere. Without thinking much of it, you threw the hoodie on as you found the library under construction.

The sweatshirt smells like sawdust and something distinctly man. That's different from what your husband normally smells like. The thought of him buying new cologne for some mistress almost made your blood boil, if you truly loved him anymore it would.

The library was really starting to come together, the plans on the table laid out the new shelves and built in table being put in and you dreamed of the days you would spend in there. The rest of your day was spent inside, no husband in sight so you did what you wanted, camped out on the couch with snacks galore and bad tv. Your husband eventually came home, after midnight, to find you passed out on the couch. You were roused by him, he woke you to send you off to bed. He used to carry you.

“Hey, get to bed, it's late… New hoodie?” Your eyebrows narrowed and you looked at him confused.

“What? It’s yours?”

”No it's not, I don't work at ‘Miller Construction’…” his tone felt like sandpaper against your skin. Also, have you been wearing Joel’s sweatshirt this whole time?

You wore it almost every day. Refusing to even wash it, it would get rid of the smell. The smell of him. It was like a drug, anytime your husband left you alone in that big house you wrapped yourself in Joel.

The rumble of the engine told you someone was at the house, but the deep southern drawl was what told you it was Joel. You felt giddy, like a girl with her first crush. You were already wearing the sweatshirt because you were expecting him today. He was leading his team of guys up to the library, telling them what to get started on. You made your way up there, under the guise of greeting Joel and asking if they need anything. In reality you wanted to see his reaction to you wearing his clothes.

“Morning Joel, you guys need anything?”

His eyes nearly popped out of his head. He noticed right away, scanning the hoodie and his gaze set your skin on fire. You felt your cheeks heat up as he stepped closer, the air was thick with tension and you immediately felt the mood change. His lips curved up in the corner slightly as he lowered his voice.

He looked handsome as always, the salt and pepper in his beard and hair was somehow very attractive to you. He was older for sure but you’d be lying if you said that wasn’t part of the attraction.

“Nice sweatshirt you got there…,” you could practically feel his heart beating just inches from you. “Miller.”

You had to strangle down a breath hearing his voice drop an octave like that, teasing you. This was real… Joel Miller, your contractor, was flirting with you. And you liked it, a lot. Not only the blatantly wrong flirting but the fact that your husband could come home at any time. It was making your skin flush with arousal and it felt like he could sense it somehow.

“I can wash it and get it back to you,” you wanted to gauge how into this he was. He did not disappoint.

“I wouldn’t dream of it.”

Jesus christ.

“Keep it sugar, looks better on ya anyway,” he left you there, finally with enough room to breathe without inhaling his intoxicating cologne. Holy shit, holy shit!

Your mind never strayed far from the older man, you seemed to fixate on the memory of him crowding you in your own home. The rest of the day went smoothly, you went about your business as the Miller Construction crew worked on your new library. You could hear the men working upstairs and every time you heard that one specific rumbling southern drawl your heart stopped for just a beat.

You were screwed.

Joel’s day could not have been longer, though he was the only one that noticed. The rest of the crew worked through the day, trying to get their tasks done sooner rather than later to be able to go home on time. Meanwhile, he was thinking about the pretty wife of the man who is paying him. He knew it was wrong but damn if it didn’t feel good. He saw the way your husband acted around you the last few weeks, he was engaged in every conversation except ones with you. Joel could even tell that the man was cheating, he clearly wasn’t trying to hide it. That’s really the only reason he was letting himself indulge with you, that and you seemed to be on the same page as him.

He knew he was in trouble, he had already memorized your features, your lips haunting him most of all. Every time you spoke he was entranced, unable to look away from your mouth. This was so wrong, he was working for you and your husband. He couldn’t help it, you were perfect, everything he could ever want. He dreamed about feeling you under him and that thought kept him half hard in his jeans all day.

By the time he was set to leave he felt like if he didn’t get himself taken care of he was going to explode. All he could think about was you in that damn hoodie, and how he would bend you over with it on. He knew it would smell like you now, it would smell like both of you. As he hopped into his truck he was so distracted that he didn’t see you coming down the driveway towards his car.

“Hey Joel…” Fuck. “I just wanted to get this back to you before I forget.” The gray fabric already smelled like you from where you held it by his car window. Why were you giving it back? He told you to keep it.

”Oh thanks darlin’,” it wasn’t lost on him how your eyes sparkled at this nickname. You were in the most delicious little shorts, showing just enough of the tops of your thighs as you walked back into the house. Fuck, he felt like such a dirty old man. You were so much younger and bright and kind. He felt like he could never deserve you.

He threw the hoodie on the passenger seat as he felt another surge of guilt and arousal settle into this stomach. Just as he was about to pull onto the street, he noticed something much darker than the hoodie sticking out of the pocket. He pulled it to reveal a pair of lacy black panties.

His heart nearly stopped. He would have never expected this, a sweet girl like you leaving her panties in her contractors sweatshirt. His jeans became even tighter than before as he pulled the panties up to his face.

He really was a dirty old man.

They had clearly been worn and it made his head spin, they smelled like heaven and you, he worried he might cum at the smell alone. He needed to get home.

As he raced home with your underwear gripped in his hand, he battled his thoughts. He knew it was wrong to mess around with a married woman but he felt different with you already. You were like the light at the end of his very lonely tunnel, no one ever looked at him the way you did. He practically tore his front door off the hinges as he rushed up to his bedroom. He felt like a teenager with an uncontrollable boner trying to find release.

The black lace was tight in his grip as he shucked his jeans off, the constricting fabric making his blood boil. He pulled himself free and the first touch to his hard length caused a gravely moan to slip from his lips. Tension and heat gathered in his stomach as he stroked himself. His fingers were rough as they circled his weeping tip but he needed to feel relief. He couldn’t even get himself into the shower, he just dropped onto the edge of his bed and never stopped moving his hand.

Those dark panties were teasing him, you were teasing him. You had to be, maybe you were making fun of his obvious crush. No, there was no way you would have grinned like you did if you didn’t feel the same way. It was an offering, a way for you to make a move without being apparent.

Holy shit. You wanted him.

That made his lower muscles spasm suddenly and his orgasm started to barrel down his spine. He pictured you in your small shorts earlier that day and he lost it. A deep groan escaped his throat as he spilled all over his knuckles. He pumped until he was oversensitive, his whole body reacting until he fell back into the bed.

All night his brain juggled wanting nothing but you and telling himself it was wrong. And it was wrong, at least on paper, of course he shouldn’t be messing with a client's wife. Even if she wanted him back.

Last time you saw Joel outside his car was almost a week ago. It was driving you crazy. You worried that he took it the wrong way or didn’t even see them. You couldn’t decide if you should be mortified, nervous, turned on or all the above. Then your phone went off.

Usually the texts between you and Joel were regarding what materials or paint you wanted. Now it was something totally different.

5:04PM >Joel: Sorry I have not been to check on the progress of the library personally. There was an emergency at another job.

>Joel: Also, thank you for my gift.

Only someone like Joel would thank you for sneaking him a pair of your panties.

5:09PM <You: im glad you liked them

<You: i was a little worried…

Your heart was thundering in your chest. Your husband was right across the couch, engrossed in his baseball game more than you, per usual. Was it wrong to like this so much, the fact that he had no idea you were texting another man right now, in front of him.

5:12PM >Joel: Why would you be worried? It's the best gift anyone’s ever given me.

>Joel: Any man should be so lucky.

Your pulse kicked up again somehow. He was making it all sound so meaningful. Maybe it was to him. Maybe he never took it the wrong way. Maybe he took it exactly the right way.

5:14PM <You: did you use them?

There was a pause for a few minutes.

5:20PM >Joel: Jesus…

>Joel: I’m at work, darlin.

5:22PM <You: so?

5:25PM >Joel: You got a mouth on you, huh?

5:26PM <You: and i know how to use it

5:28PM >Joel: We might just have to have you prove yourself then.

5:30PM <You: just tell me when

5:31PM >Joel: You are dangerous, angel.

>Joel: I have them in my pocket right now.

>Joel: I couldn’t help myself.

Jesus, this man was going to be the death of you. He was carrying your panties around in his pocket, while he was at work. Your thighs instantly squeezed together and it was at that moment you decided.

Fuck it, he made you feel good and your husband clearly didn’t care about your needs. You needed a divorce, and not just because of Joel. It was about you finally doing what’s good for you.

Suddenly an idea came to you, admititly a very bad idea but again, fuck it.

5:36PM <You: hey, do you have any plans tonight?

5:37PM >Joel: You know darlin, I don’t.

Thank god.

5:38PM <You: what’s your address?

5:38PM >Joel: 7 Oak Village Rd. I get home at 7.

5:38PM <You: see you then

You needed a plan. Your husband wouldn’t really care if you made last minute plans, you just needed a reason. Since he barely takes the time to pay attention to you, he definitely doesn’t know your friends very well.

“Hey, I know this is super random, but my friend Ashley”(totally a fake friend) “just got dumped, Isn’t that awful? She wants me to come over so she’s not alone. Would you care if I spent the night with her?”

It wasn’t really an odd thing, you spent the night with friends before. You should feel bad for lying so easily like this but the thrill of it all was keeping you going. You knew he wouldn’t object but he barely even looked at you. A quick glance back before he focused on the tv again as he waved you off.

”Yea, I don’t care… Johnny’s coming over anyway. Have fun.”

You shook your head and rolled your eyes, you knew you should be upset but you were too used to it at this point. You went upstairs to pack a bag and get ready. It had been a long time since a booty call and you forgot how giddy it made you feel. Knowing you were going to a man's house who actually wanted you there and actually wanted you.

Once you showered and finished packing, you went down to head out the garage. Apparently while you were upstairs Johnny and many more came over and had taken over the couch as they all debated over some play in the game. You tried to get your husband's attention, calling his name and waving at him. Anger boiled over in your gut. Just another reason not to feel guilty about tonight.

You loaded up into the car and pulled out of the massive driveway without a regret in your heart. This was the beginning of a new chapter and it felt right in so many ways. Your skin was buzzing with arousal, you had been thinking of Joel’s thick hands that would soon be on you, throughout your whole shower.

Before you left the neighborhood you sent Joel a quick text.

7:13PM <You: on my way

7:14PM >Joel: Can’t wait.

You felt the heat creep up into your cheeks and down your neck. Your nerves did start to wear on you though, all the usual stuff; Will he like me? Do I look nice? Did I miss a spot shaving my legs? You decided to wear a thin silk slip dress/nightgown under a baggy zip up hoodie. You figured it was a good way to look ‘sloppy’ enough that your husband wouldn’t care, if he even looked your way. You made the short drive over to Joel’s neighborhood and your nerves seemed to melt away as you got closer. It was odd, normally this kind of thing would send your pulse skyrocketing but the thought of seeing Joel made you calm, almost serene. He definitely made your head swim with giddy arousal though.

You found the beautiful house marked ‘No. 7’ and knocked on the perfectly painted door. Of course his house was gorgeous, he was a contractor. Only moments went by until the door was pulled open by that very sexy looking contractor. His brown curls were slightly messy on his head and he wore some kind of faded shirt and loose sweatpants that hung way too low. You couldn’t look away.

“Hi darlin’,” he rubbed his neck and his cheeks went red. He was nervous.

“Hi,” you couldn’t help the smile spreading on your face.

“Come in, here let me.” He gently took your bag from your shoulder and guided you to the couch where he had a bottle of wine and two glasses on the coffee table. The inside of his home was just as beautiful as the outside; the couch was large and comfortable, there was quiet music playing in the corner from an old school record player and books and plants littering the shelves. He came back and poured you both a glass and clinked the two together before you each took a long drink. He finally sat down and you turned so your feet were up against his leg, quickly feeling comfortable with him.

“I wasn’t sure if you would be ok… with me coming over.”

“Why?” God his southern accent was like honey.

“I don’t know, maybe it was…I was too forward.” You were sure why you felt the need to bring this up, maybe clear the air somehow. “I’m divorcing him, I can't do it anymore.” Saying it out loud made your heart lurch.

“I get it sweetheart, it ain’t fair that he treats ya’ that way.” You were leaning into each other at this point, unable to stop the magnetic pull between you. His arm was draped over the back of the couch, his hand near your shoulder. He started to entwine his finger in your hair, his big brown eyes danced over your face and it made you almost want to shy away from his gaze.

“You don’t think I'm a terrible person?” You looked into his eyes finally, wanting to know how he felt about you, how he felt about this.

His fingers left your hair as his thumb brushed over your lips. “Y’not a terrible anythin’ darlin’,” then he moved.

He was on you before you could take another breath. He slotted his lips over yours, his tongue sliding between them. He devoured you, stole the breath from your lungs. It was all consuming the way he kissed you, it felt like he was starved and you were all he wanted to consume. He sat back and pulled you with him, your legs wrapping around his hips leaving your core right in his lap. His hand cupped both cheeks as you pressed yourself fully to him, your hips grinding down into his. Your baggy sweatshirt was obstructing your skin from touching his, you needed more and the fabric was too warm.

You leaned back and you finally got a good look at his face as you pulled the zipper down. His lips were swollen and red and his eyes were almost all pupils. After ripping the bulky fabric off he finally moved his hands to the rest of you. He traced your arms down to where your hands laid on your thighs, he then lightly ran his fingers up your back over the thin fabric of your nightgown.

“You are so… fuck, you’re so gorgeous.” He sounded like he couldn’t catch his breath and yours caught in your throat. He pulled you into him again but it still wasn’t enough skin. As his soft lips worked over your pulse and his rough beard scratched at your neck you knew you needed more of him. You groaned as you pulled away again and tried to pull his shirt off yourself but he was just large enough to make it difficult. He smirked at you as he leaned forward to remove the shirt and your skin finally made contact with his.

You both groaned as you came together once again, finally able to feel his warm solid chest against yours. He explored your body again as your mouths did the same, he kissed down your neck, over your shoulders and between your breasts. The thin straps holding up the nightgown were quickly pulled down, revealing your chest to him. He lavished you and you felt the vibration of his groans as he licked the crevice between your breasts before closing his mouth around a peak and sucking. Your whole body arched into his, your fingers carding through his hair which made him groan deeper.

“Fuck— Joel,” your skin was on fire and you were lightheaded. You knew somewhere deep down you should feel bad or guilty but it was the furthest thing from your mind. He made you feel like you were floating, your soul somehow detached from your body.

He pulled back from you, just enough to catch his breath and look into your eyes. His hands however never stopped roaming your skin. His pupils were blown wide, almost none of the deep brown in his eyes were left now. He dipped his head and dove back into your skin, his lips attaching to your neck and it made you groan and your core clench.

He groaned into you and you felt it rumble through his chest. You felt like you were losing grip on reality, you couldn’t tell someone your own name if they asked. It was all worth it because you were lost in the pleasure of feeling him under you, but you needed more of him.

You dropped to the floor, the carpet soft under your knees. You tried to pull Joel’s pants down his hips, almost frantically as if you didn’t see all of him now you would die.

“Hol’on darlin’,” he kind of giggled as he slipped the fabric off his hips and he fell back onto the couch and looked down at you with his mouth hanging open in awe. You met his gaze before looking down at his hard length.

Fuck, he was big.

You lowered your mouth to him, teasing your lips over his silky skin. His breath caught in his chest. You ran your tongue up and his hand came up to hold the back of your head, not to force but support. Eventually his fingers grabbed into your hair when you wrapped your lips around him and pulled him in. You felt his rough moan reverberate into your body every time you dropped your head. It was difficult to take him all at once but you had to feel him, everywhere.

“Fuck, oh my—gooood…” he dropped his head back onto the couch but you knew he was watching you, his eyes never left you. You felt your arousal spread between your thighs knowing you were driving him mad. Before you even got a chance to really do much Joel pulled you up on your feet. He stayed seated and looked up at you through his lashes and your heart stopped for a second seeing him below you like this made your stomach dip and your panties wet.

His eyes were blazing a path over your body, nightgown bunched around your waist with your entire chest exposed. You should be cold but you felt like you were on fire. He ran his palms up the backside of your legs until he reached the lacy fabric of your underwear. His eyes never left yours as he slowly pulled the fabric off your hips and over your ass, his hands touching skin the whole way down and helped you step out of it. That swooping feeling settled into your stomach again as he slid his fingers back up the inside of your leg until he reached your hot center, eyes never leaving yours. You both moaned as he dipped into the slick that coated your skin.

“Mhmmm, this all f’me?” He looked at you with a mix of arrogance and pure desire as he moved his fingers in a slow circular motion. It was made easy by just how wet you were, you didn’t know if you had ever been this wet before. That’s the effect he had on you, or maybe this is just a primal kind of desire that you never had with your soon-to-be ex-husband.

Either way you were spiraling fast. You knew once you two came together you wouldn’t last long. You needed to feel him, it was driving you mad.

Joel seemed to be taking it slow, which you can admire as this is very new and he probably wanted to make sure you’re comfortable. While you admired him taking the time to make you comfortable you couldn’t wait anymore. As he kissed your chest and his fingers kept moving in agonizing circles across your sensitive bundle while you straddled his lap. His hard length rubbed against your center and both of your bodies shook with desire.

He groaned as he wasn’t expecting you to be on him so fast. His hands ran along every inch, taking you into him and never wanting to let go. You rocked your hips and slowly dragged your core across his length causing you both to stutter and moan. You were sick of waiting for the thing you had been thinking about non stop for weeks.

“Will you… make me feel good?” Your voice was squeaky and horse from all the moans and his eyes fluttered at your request.

“Oh darlin’… that bastard ain’t taking care of you huh? When’s the last time you were properly touched?”

You turned your eyes away from him, slightly embarrassed that he was able to tell that so easily. “Uhm… a while.” He gave you a pointed look, clearly not liking your non-answer. “A… a year,” his eyes widened at your admission. “Over a year…” You cringed at your final answer. You weren’t proud of the fact that it had been so long but you haven't been attracted to your husband in a long time.

”Oh… you poor thing,” he bracketed your cheeks with his large hands. “Don’t worry darlin’.”

Joel was losing composure quickly, he was ready to give you everything you deserved. His nimble fingers reached between your bodies and slid along your center, drawing a wanton moan from your chest. You ground your hips into his hand trying to create the friction he wasn’t giving you. He slowly spread your lips and ran his fingers gingerly over your clit causing your body to shake in his grasp.

“Hmm… y’all wet f’me?” His southern drawl was making his lust-drunk words slur together deliciously. The scruff of his mustache scratched at your neck but his lips and tongue soothed over the sensitive skin.

“Mmhmm… Joel— oh god please,” you sounded just as lost. Your voice cracked and your hips never stopped moving over his hand, desperate for attention.

“Don’t worry darlin’, I gotcha,” he quickly flipped you and your back hit the plush couch. A soft ‘oomf’ escaped your lips and Joel was mesmerized as you lay beneath him. “Oh look at’cha, you’re so pretty baby.”

His words were like hot honey, warm and sweet. You shifted under him and wrapped your fingers around his hard shaft and the groan that reverberated through his chest made your breath catch in your throat. You kept stroking him as his fingers found your wet center again, spreading your release over your puffy folds. As you wrapped your legs around his hips, you guided his crown to your core and felt the sweet stretch of him entering you slowly.

He paused for a few moments and looked like he was trying to center himself again before pushing his hips fully into yours and held himself there. A deep rumbling groan broke through his lips as he began to move, the stretch was making you nervous at first but you felt more and more comfortable as he kept moving. When he started to rub your neglected clit, a bolt of pleasure shot down your spine causing your back to arch and nails to dig into his arms.

“Such a good girl, baby… ngh— you-you feel so good,” his syrupy words made your head feel fuzzy and limbs heavy. His hips started to snap into yours at a harsher pace and his fingers spent up between you in tandem. Your orgasm was quickly approaching with his movements, faster than you expected. Was this the norm for people with healthy relationships and sex lives, real attraction? You couldn’t even finish the thought before Joel sped up his fingers and started to hammer into you. He was surrounding you, hovering over with those dark eyes and large shoulders. The smell of him alone was about to send you over the edge, he smelled like soap and a little like sawdust, all over man. His voice broke you out of your hazy state.

“You’re gonna— cum for me darlin’, I—I can’t hold on…much longer baby.” His voice was rough and demanding and almost like your body listened, you fell over the edge. The lewd moans and shouts of Joel’s name coming out of our mouth surprised you both. At feeling you cum around him, Joel lost all of his remaining control. He stilled inside you and you felt his muscles contract in his release.

“Oh fu—fuck! oh my… god,” he slumped against you and you welcomed his weight. You both settled into the couch as you rubbed your arms up and down his back. “I’m— I’m sorry darlin’, it's been a while. Normally I'd have… taken my time.”

He sounded almost nervous, it made you smile.

“Joel, stop. You have nothing to apologize for.”

”I’ll redeem myself next time.”

Next time? He wants there to be a next time!

You smiled to yourself and hummed at the content feeling of being under him while he still filled you.

You drifted to a place of half consciousness and woke up in, what you were pretty sure was the morning to the smell of bacon. You turned over in a bed, Joel's bed, to find it empty. You looked around the room and found it to be just like Joel, cozy and masculine. You located a shirt of his and threw it on before heading down the stairs to find a very sexy shirtless Joel standing in his kitchen, flipping pancakes.

“Mornin’ sleepy head,” his voice was thick with sleep and you walked up to him at the stove. With one large arm he pulled you into his side and kissed the top of your head. A slow smile spread on your lips at the familiarity of it all, the warmness of having someone to take care of you like this, emotionally. Something you almost never had with your husband, soon to be ex.

“Joel… thank you, for this.”

“What’cha mean darlin?”

“Taking care of me. Letting me come over last night.”

“Hey, look at me,” he tilted your chin up to meet his eyes. “Anytime you need me, I’m here.”

You tried to blink away the tears gathering on your lashes but one managed to slip, Joel’s thumb catching it before it reached your cheek. Time felt like it stopped as you leaned in to each other, lips pressing together as you moaned at the feeling.

The day was spent lazing in bed and talking about all the things you two would do when your divorce was finalized. The idea of divorce was the scariest thing in the world when you first thought about it, but now, knowing Joel would be with you every step of the way… you couldn’t wait.

#joel miller smut #joel miller x reader #joel miller #joel tlou #tlou fanfiction #tlou #pedro pascal #fanfic #lady djarin

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gigabyte-flare · 5 months ago

Text

At Your Service

[A Gigabyte Flare One Shot]

Summary: You are the daughter of a wealthy family in New Eridu. Lycaon has been your loyal butler since you first moved out from your childhood home. You're about to find out just how far Lycaon is going to go to prove his devotion to you.

Word Count: 4.8k

Pairing: Von Lycaon x fem!reader (afab)

Disclaimer: This story is a work of fiction. Actions depicted in this story are not condoned in real life. You are responsible for your own content consumption. If any of the following warnings trigger you, please read at your own risk. Minors do not interact, this story is 18+ only.

Warnings: Mild Yandere, implied r@cisim (not by reader or Lycaon), domestic violence (not by Lycaon), attempted SA (not by Lycaon), graphic violence, dubcon, oral (f receiving), pet names, playful biting, unprotected p in v, knotting, breeding kink, creampie

A/N: Just when I thought Jiyan from Wuthering Waves had me in a chokehold (he still does), Hoyo literally said "hold my beer." Does being down bad for Von Lycaon make me a furry? Probably. Do I care? Nope. He's hot and I can't get enough of him.

"As you can see, we had record profits this month. The campaign with the promoters definitely made a huge difference in our profit margin--"

You can't help but let out a loud sigh, resting the side of your face in the palm of you hand as your elbow keeps your head up as you stare into the webcam at your office computer. This is your last meeting of the day, heck, of the week. Unfortunately with the finance department of your family's business: a publishing company for video games and video tapes. Given how popular consumable media is in New Eridu, the business had taken off, you and your family now set for life. This also meant that your parents expected you to take over once they retire; you were still struggling to come to terms with that fact.

"-- that concludes this week's financial overview, I hope everyone has a good weekend!"

You waste no time turning off your webcam and shutting down your work computer. You couldn't get out of the office building fast enough. Getting into your car, you make the drive home to just beyond Sixth Street.

You live in one of the larger homes on the outskirts of New Eridu thanks to the success of your family's company. You park your car, getting out and approaching your front door. Before you even have a chance to dig your keys out of your pocket to unlock the door, your front door opens and you are greeted by your tall, imposing wolf Thiren butler: Von Lycaon of Victoria Housekeeping.

"Welcome home, my lady. I already have dinner started. I trust your day went well?"

"Hey Lycaon… it was alright," you reply as you step through the doorway, Lycaon stepping aside to let you through, "what's for dinner?"

You feel his deft clawed fingers help you take off your jacket before walking it over to the entryway closet to hang it up, his steel mechanical legs echoing in the entryway as he walks.

He answers you while hanging up your jacket, "roasted chicken with mashed potatoes and broccoli, my liege."

You chuckle, "you've been here for years, yet I still cannot get used to you addressing me like someone who's important."

Lycaon turns slightly just as he was about to shut the closet door, his red eye scrutinizing you, "but you are important, my lady."

You feel your cheeks tingle at his response, but quickly shake your head to compose yourself, "Do you… need any help with dinner?"

"I do not require any help. Not that I would trouble you with such trivial matters," he replies, walking away from the closet to head back into the kitchen.

"If you insist…" you hesitate; even after all this time, you're not accustom to having someone else doing all the house work, "I'll be in the living room watching TV. Come get me when dinner is ready, alright?"

Turning to you once more, Lycaon gives you a nod and a subtle smirk before walking into the kitchen. You don't realize your eyes are lingering on him as he walks away; watching the intricate parts on his prosthetic legs move as he walks, the way his right arm his bent behind him, his fist clenched, the way his large bushy tail wags gently as he--

You blink a few times, once again shaking your head and bringing your hand to your forehead.

Fucking hell, girl, get a hold of yourself. He's your freaking butler.

You turn and walk into the living room, collapsing onto the couch. Leaning forward, you grab the remote off of the coffee table and turn the TV on, mindlessly scrolling through the channels before settling on some talk show. You don't focus on the show, instead, you pull out your phone and check your notifications. You notice you have a Knock Knock message from someone, so you open the notification bubble to check it.

"Hey! It's Steve, are we still on for dinner tomorrow?"

"Oh… that's right… I'm supposed to have dinner with that guy Mom hooked me up with…" you say to yourself, rolling your eyes before you type out your response.

"Yeah. Did you still want to pick me up from my house?"

You see the typing ellipses pop up a few times before his response comes through, "if you're comfortable with that, yeah!"

Normally, you would never let some strange man pick you up from your house to go on some blind date, but you know for a fact Lycaon wouldn't let anything happen to you; those mechanical prosthetic legs weren't just for show. You've witnessed first hand the damage they can do a handful of times in the years you've known him.

"My lady," you hear Lycaon call to you from the threshold of the living room, startling you from your thoughts, "my apologies, I didn't mean to scare you."

"No, no… it's fine. I'm guessing dinner is ready?" you reply, turning around to face him while still seated on the couch.

"Indeed. Would you like to eat in the dining room or here, my lady?" he asks as he straightens his posture.

"We can eat in here. Come watch TV with me Lycaon, I insist." you reply, waving him into the living room.

"As you wish, my lady, I shall plate dinner and bring it in here, one moment."

You watch as he gracefully turns around, walking out, the metallic rattle of his legs echoing as he returns to the kitchen. He returns promptly with two plates of food and utensils. He hands you your plate first before taking his own and sitting in a nearby chair. He crosses his legs, his large tail then settling onto his lap as be began to eat his meal. You waste no time digging in; you absolutely loved Lycaon's cooking and tonight was no exception. You're so focused on your meal that you almost miss your phone vibrating in your pocket. You pull it out, seeing another Knock Knock notification.

"I take it you don't want me to pick you up at your house…?"

"Oh shit…" you curse to yourself, having forgotten to respond to Steve.

You quickly text him to that it's fine and send him your address before gently setting your phone onto the coffee table.

"What was that all about, my lady?" Lycaon asks, as perceptive as ever, even while eating dinner.

"Oh nothing," you say, tucking your legs up onto the couch as you continue to eat dinner, "I'm just making plans with someone to go to dinner tomorrow night. I forgot to text him back."

"I see, should I plan to make dinner just for myself then?"

"No, set aside a plate for me… just incase the plan falls through…"

"As you wish, my lady."

The two of you continue to eat dinner in silence, your gaze unconsciously wandering over to him, lingering on his mechanical prosthetics before moving to the mask he wears on his face, which covers one of his crimson eyes. You've always wondered what had happened to him, but Lycaon never talks about himself and you didn't want to pry into something that is probably really painful for him.

Sensing your gaze on him, he clears his throat before speaking, "Is everything alright, my lady?"

"Oh--! Sorry, I was just zoning out…" you quickly retort before returning your attention to your meal.

Once the two of you are finished with your meal, you switch channels and watch the latest episode of Starlight Knights while Lycaon gets absorbed in a book. Exhaustion sinks its teeth into you suddenly and you fall asleep on the couch. Noticing this, Lycaon sets his book aside, standing up and scooping you into his arms before carefully carrying you to bed upstairs, his tail wagging gently the whole way there.

The next morning, you are pulled from your sleep by the smell of bacon. Your eyes slowly open and you stretch your arms out over your head, letting out a loud yawn as you do so. You glance over at the clock; it's nearly 10:00 in the morning. You're shocked Lycaon had let you sleep in this long. Upon setting your arms down in front of you, you come into contact with a breakfast tray. The food on it is still hot, Lycaon must have just brought it in. He made your favorite: waffles with fresh berries, syrup and bacon. You can't help but smile as you grab the nearby fork and dig in.

As you're eating, you suddenly realize you don't recall getting into bed last night, you were still wearing the outfit you had on yesterday. Lycaon must have carried you to bed… again. That's been happening more and more frequently, you feel terrible that he felt obligated to carry you to bed. Still, you feel a warmth in your chest thinking about him taking care of you; you guess that's only natural given he's been your butler for so long.

Your parents had insisted on hiring someone from Victoria Housekeeping when you decided to move out after buying a house, mainly for protection. Being the daughter of a prominent publishing giant came with its risks as you soon learned. As unnecessary as you found it at first, you were very grateful for Lycaon's protection and companionship. Even so, you were hesitant to admit you've caught feelings for the enigmatic butler; could anyone blame you though? Von Lycaon was legendary in both his services and his physical prowess; hence why your family hired him specifically. Only the best for their daughter.

Despite your complicated feelings for Lycaon, your mother insisted on playing match maker. This latest man she picked out is the first one you've entertained going on a date with, mainly to shut your mother up. You honestly had no desire to date anyone; you have everything you could possibly need right now, even with how you feel about your butler.

The rest of the day is uneventful and before you know it, the sun is setting, casting orange rays into your windows. Lycaon is in the kitchen doing up dishes when he hears a loud knock on the door. He stops, his gaze shifting to the front door as whoever is out there continues to knock. Letting out a low growl, he takes his hands out of the dishwater, drying them off before putting his fingerless gloves back on. Tucking one of his arms behind him, he approaches the front door, opening it. He is greeted by short human male, his brown hair greasy and slicked back with a red goatee that is haphazardly trimmed and rectangle glasses. The man's eyes widen upon seeing Lycaon, who is glaring down at him with a furrowed brow. The man tries to speak, but finds himself at a loss for words.

"What business do you have with my Master?" Lycaon asks, his tone dark, his threatening gaze unwavering.

"I… uh… I'm here to pick up… uh…" the male stammers, checking something on his phone.

"It's fine, Lycaon! I'm expecting him, his name is Steve!" Lycaon hears you call from within the house.

Upon hearing you come down the stairs from your bedroom, Lycaon turns to look at you as you approach the front door. You suddenly stop in your tracks upon seeing the man at the front door, your eyes wide.

He looks nothing like the photos your mother sent of him.

Sensing your unease, Lycaon goes to you, giving you a reassuring pat on your shoulder as he shifts to stand behind you, standing tall and puffing his pectoral muscles outward; almost as if he's asserting his dominance. You banish the thought; that'd be ridiculous, he's your butler for crying out loud!

"Is this the person you mentioned you were going to dinner with, my lady?" Lycaon asks, his crimson gaze still locked on Steve.

You nod, swallowing hard as you struggle to get your anxiety under control. Your mother probably sent an outdated picture. Everything will be fine.

It wasn't fine. Steve took you to some dimly lit dive in Lumina Square; you didn't even think a place this dingy could exist. You are not a vain person, but this place is absolutely abhorrent. Steve was rambling on and on about god knows what, you stopped listening awhile ago; wishing desperately to be home where a beautifully cooked meal would be waiting for you. You're glad that you had Lycaon make a plate for you.

"-- so, what's with the Thiren living with you?" Steve asks, ripping you from your thoughts.

Realizing he's asking about Lycaon, you sit up straight, setting your hands onto the table, "he's my butler, why?"

Steve scoffs, giving you a sly smirk, "he's awfully jacked to be just a butler. I've never seen a Thiren built like that."

"He is able to protect me if needed, if that's what you're getting at," you reply, not even bothering to hide the annoyance in your voice.

"You won't need him anymore," Steve says, that stupid smirk still on his face as he leans forward, resting his chin on one of his hands as he rests his elbow on the table.

You lean back, crossing your arms, "and why is that?"

"Because you have me now."

The silence that follows after Steve's statement could have been cut with a knife. You discreetly pull out your phone, opening the Knock Knock app and send a single message to Lycaon.

"Lumina Square please come."

"I don't recall telling you that we're dating," you finally break the silence as you look up at Steve, your heart pounding in your chest as your anxiety heightens.

"You didn't have to, you let me take you to dinner. It's clear you're now my girlfriend," Steve says, gazing at you like you're a slab of meat, "and I want you to get rid of that butler. I don't need some disgusting Thiren third wheeling us."

He's one of those people. Fucking great.

"Lycaon isn't going anywhere, thank you very much," you reply as you suddenly stand up from the table, making your way to the entrance of the restaurant, "this date is over."

Steve stands up, rushing over to you and grabbing you by the wrist, pulling you to him, "you're not going anywhere, sweetheart!"

The small handful of people in the restaurant just stare at the two of you as you struggle against Steve's grasp; no one makes a move to help you.

"Let go of me you greasy asshole!" you yell, spitting in his face.

Steve scowls, wiping your spit from his face before slapping you across the face. You cry out when his hand makes contact, tears stinging the corners of your eyes. One of Steve's hands grasps your back side, squeezing so hard that you know for certain it's going to bruise later. The other hand grabs your chin, forcing your head so it's facing his and he tries to kiss you.

The front door of the restaurant suddenly gets kicked in and you feel a familiar chill in the air. You don't need to look to know that your loyal butler has arrived.

"Get your filthy hands off my Master," Lycaon growls, his heavy steps quickly advancing.

Steve sucks in a breath, his eyes widening as he lets go of you, shoving you away. You can see that he's trembling, frozen in place. You notice a wet spot on his pants, right between his legs.

Oh my god… he's pissed himself.

You stifle a laugh at this realization as you watch Lycaon approach him. The individual parts on his mechanical legs popping out and coating in ice, cooling the air around him. You pick up the chatter around you.

"Isn't that the owner of Victoria Housekeeping?!"

"Yeah, that's Von Lycaon!"

"I wouldn't want to be that guy right now…"

Steve stumbles backwards as Lycaon stalks towards him, his posture confident and his right arm tucked behind him.

"Dude I'm sorry! I was desperate ok?! It won't happen again!"

"You're right," Lycaon growls, his eye shifting up at Steve, his gaze like a crimson dagger, "it won't."

Within a blink of an eye, Lycaon rushes forward, punching him in the gut. Steve hunches over, a splatter of blood coming out of his mouth. Lycaon brings up one of his legs, kneeing Steve in the face before bringing his other leg around to give him a roundhouse kick. You cry out along with the other patrons as Steve is hurled into the back of the restaurant, crashing against the wall so hard, it leaves a large indent in the wall where Steve's body made contact before crashing to the floor. For a moment, Steve doesn't move and you start to fear that Lycaon might have killed him; that is until Steve starts groaning, staggering while standing up.

"You… You hit like a bitch…" Steve groans, wiping the blood coming from his mouth.

You spot a subtle smirk form on Lycaon's lips as he walks towards Steve, ice once again gathering on his mechanical legs, several different parts starting to glow. He stands in front of Steve once more, who is now laughing nervously.

"Say that again, cretin. To my face."

Not so tough now that Lycaon is inches in front of him, Steve remains silent, his legs wobbling as he fights to keep himself standing up. You watch Steve swallow hard, seemingly building up his courage.

"You hit like a bi--"

If you had blinked, you would have missed Lycaon kicking straight upwards, causing Steve's head to violently snap backwards, an audible crack reverberating in the restaurant. Steve drops to the floor like a sack of potatoes. Lycaon takes a moment to brush himself off before turning around and walking up to you.

"Don't worry, my lady, he's not dead," he says, as if reading your mind as he gently takes your arm to lead you outside, "let's get you home."

The first thing Lycaon had done once the two of you had gotten home was start the shower for you. You have no idea how much time has passed since you stepped inside, letting the hot water fall on you as you silently cry. You should have listened to your gut when you realized Steve looked nothing like the photo your mother had sent you. That is the last time you let your mother play match maker. You felt awful that Lycaon had to basically come rescue you. There's no doubt your father is going to catch wind about what happened, especially considering the amount of damage Lycaon had caused in the restaurant.

You'll worry about that later. Right now, all you wanted to do was get cleaned up and go to sleep. You turn the shower off, pushing the shower curtain aside to step out, but you stop yourself. You find one of your bathrobes folded neatly on the counter next to the sink, but that's not all. A single red rose is placed on top of the folded robe. You carefully step out of the shower, approach the bathroom counter, gingerly pick up the rose and twirl it in your fingers slowly; the rose having been meticulously de-thorned.

Lycaon…?

Another spot of red in the corner of your eye catches your attention. Turning to look, you see that there is a trail of red rose petals on the floor that leads out of the bathroom. You take the robe and put it on, wrapping it around your nude body and tying it before you follow the trail of rose petals. Upon opening the bathroom door, you are once again stunned, too frozen in shock to move. The rose petals lead straight to your bed, the plush white comforter not only covered in petals, but with whole roses like the one you found in the bathroom; there's at least twenty of them, if not more.

You hesitantly walk towards your bed, your heart pounding in your chest. Did Lycaon do this? He must have, who else would have, you're the only two people in the house. But why? What does this mean? Your breaths are heavy, causing your chest to heave as you look down at your bed. You place your hand over your heart in an attempt to calm yourself. Surely, he's just trying to cheer you up after your horrific date. That must be it.

"My lady."

You suck in a breath at the sound of Lycaon's voice, slowly turning around to face him. Standing in the doorway, you immediately notice he's not wearing his signature vest, but just the white button up shirt he typically wears beneath the vest, the sleeves still rolled up to his elbows along with his black pants. The shirt is unbuttoned halfway, a tuft of fur spilling from his shirt. You feel your mouth hang slightly agape as your eyes run up and down Lycaon's form.

"If I had known you were going on a date with that… filth, I wouldn't have let you go."

He slowly approaches you, the sultry look in his eye erasing any doubts of his intentions; the sound of his mechanical legs walking across the floor echoing in your head as he approaches. You unconsciously take a step back away from him, the back of your legs hitting the foot of the bed.

"My liege," he whispers, the backs of his fingers gently caressing the side of your face, "there is no need to be alarmed. Unlike that disgusting drivel, I would never hurt you."

His fingers gently dance across your jaw line, moving downwards until he reaches your throat. You swallow hard as his fingers gingerly wrap around your neck, "that is unless… you want me to hurt you."

You watch his eye darken, a mischievous smirk forming on his lips as his fingers delicately squeeze the pulse points on your neck.

"Lycaon we… we shouldn't do this. If my father finds out--"

"To hell with your father," he growls, stepping closer to you, "I've seen how you look at me, my lady; the way your eyes linger on me when you think I'm not looking."

His hand moves from your throat, sliding down to rest onto your chest, right over your racing heart, "I know you want this as much as I do."

Your head is spinning, being pushed and pulled between all your complicated feelings. You do want this. As much as you want this, he's your butler under your family's employ, you know it's wrong. You hesitantly shake your head.

Lycaon lets out a low chuckle, leaning down to whisper in your ear, "I can smell your arousal, my lady. You should know more than anyone that you can't fool me."

Wrapping one of his arms around your waist, he tenderly coaxes you to lay back onto the bed, his muzzle buried into the crook of your neck, inhaling your scent as he cages you with his body. His hands grasp onto your thighs, gingerly spreading your legs apart so he can settle himself between them. You can feel him grazing his teeth along the side of your neck, to your jawline until his lips linger just in front of yours.

With a deep breath, you finally give in to your desires, kissing him deeply as your hands run up his chest. Your fingers find the buttons on his shirt and begin to unbutton them, his shirt falling open once you undo the last button. As your hands massage his chest, you can feel the toned muscle under his soft fur. Letting out a groan, Lycaon deepens your kiss, slipping his tongue into your mouth to dance with yours.

You feel like the kiss lasts an eternity and let out a soft whimper when he breaks the kiss. He lets out a low chuckle as he leans down, kissing your collar bone as he unties your robe, pushing off you. Once your body is exposed, he trails kisses between your breasts, over your stomach until you can feel his warm breath over your folds.

"From this moment on, I will be the only man touching you," he states, his gaze locked on yours has he runs his tongue through your folds before continuing, "if a man so much as breathes on you, I will snap him in half like a twig."

Between his ministrations on your cunt and his words, you're completely overwhelmed by pleasure, your eyes rolling into the back of your head as you lay your head against the mattress; your pussy walls fluttering around nothing. You hear another low chuckle from Lycaon.

"Oh? Do you like that, my liege? Do you like it when I protect you?" he asks with a playful tone.

He doesn't allow you to answer, however, because he immediately seals his lips around your throbbing clit, gingerly taking it between his teeth and caressing it with his tongue, reveling in the sound of the loud moans coming from you as he does so. You dig your heels into the bed as your hands grip the sheets. Your legs trembling, a strained cry comes out of you as you finally come undone on his tongue. Lycaon eagerly laps up your release.

"My lady, you're as succulent as the sweetest fruit," he says softly, licking your release from his lips as he begins to climb back on top of you.

He hooks both of his arms under your thighs, draping your legs onto his shoulders as he looms above you. Staring down at you longingly, he begins undoing the belt on his pants with one hand. Your eyes widen when he pulls out his member. It's massive, easily the biggest you've ever laid eyes on. You can't help but also notice the large knot at the base, causing your heart to flutter.

Is he going to fit?!

Leaning back on his haunches, he spits on your pussy, using his fingers to massage his saliva into your folds before leaning back on top of you. You can feel his cock prod at your entrance, causing your heart to race in anxiety and anticipation.

"Tell me if it's too much, ok?" he whispers as he moves his hips forward.

You nod, sucking in a breath as you feel him penetrate you, his girth filling you up perfectly. As he begins to thrust, you watch his tail begin to wag back and forth, teasing a smile from you. His lips once again lock with yours, kissing you deeply as he fucks you with steady and even thrusts. Moaning softly into his kiss, you run your hands up his chest, then up the sides of his neck before settling on each side of his face, your hips moving in time with his.

He feels absolutely heavenly inside you, your walls squeezing his cock as it bullies its way deeper and deeper. He abruptly stops and pulls out, flipping you onto your stomach before lining his member back up with your throbbing cunt.

"I'm going to breed this beautiful pussy." he says, sheathing himself back inside you up to his knot, "fill you up with all my pups. Would you like that, my liege?"

He begins to thrust again, more aggressively this time. Each thrust forcing his knot into you, stretching you. You nod weakly as more moans spill out of you and before long, his knot is finally fully inside, creating a seal. It's a little painful at first, but that is quickly replaced by the intense pleasure coursing through your body as he pounds into you. Letting out a growl, he bites into your shoulder as his thrusts become sporadic.

You cry out is name, tears stinging the corners of your eyes as you claw the sheets with your fingers, your second orgasm barreling towards you. With one final thrust, he pushes himself as deep inside you as he can possibly go without hurting you, shooting his load straight into your womb, painting your insides white with his seed. Your whole body is trembling from your release, your walls squeezing him as his cock continues to throb inside you.

You feel Lycaon's tongue lap where he had bit into your shoulder before nuzzling your cheek with his, his powerful arms wrapping around you, "are you alight, my lady?"

You turn to him, kissing him on the cheek unable to get the huge smile off your face, "more than alight, Lycaon."

"Good. That's what I like to hear."

#von lycaon #lycaon #von lycaon x reader #lycaon x reader #von lycaon smut #lycaon smut #zzzero #zenless zone zero #zenless zone zero smut #gigabyte writes

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shinycolortragedy · 6 months ago

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Invoice financing has a significant impact on the success of small businesses in Nevada. By turning unpaid invoices into immediate working capital, businesses can maintain steady cash flow, cover operational costs, and invest in growth initiatives. This financial strategy helps businesses manage financial challenges more effectively and focus on long-term success.

#accounts receivable #asset based lending in Nevada #factoring company #invoice factoring companies #invoice financing #invoice financing for small business #receivable factoring company #receivables financing companies #small business loans

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kentoxo · 2 months ago

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friction | reader (f) x crush!nanami pt. 2

pairing: reader (f) x crush!nanami

synopsis: [AU] you have always had a crush on nanami. since the day you were hired as his personal assistant, you've been right at his side combating numbers and making money within the finance department for the company you two worked for. but, things take a turn when nanami catches wind of your feelings, and rejects you. little did he know the weight of his mistake.

warnings: angst, heartbreak, sexual tension, jealousy (future smut)

a/n: ahhhh! sorry that i took so long for the next part! ive been so busy, how embarrassing. but here it is!! thank you all not only for your patience but also for your kindness and for enjoying my writing :) i really appreciate it.

all parts: pt.1,

December | Tokyo, Japan

Days have passed, and the rescheduled meeting went smoothly. Nanami was all smiles, his feedback limited, followed by a lot of praise for the department. The breakfast was to everyone's liking, and Nanami seemed to have been beyond satisfied. It definitely felt like a win for you.

Nanami’s meeting with Mr. Takada went well, and he did receive approval to create another position for the corporate cafe (thanks to Mr. Takada). You’ve decided to take it upon yourself to offer him the job, a sort of nice surprise for Nanami. You rush to the bathroom, pulling down your short pencil skirt and fixing the wrinkles of your egg-white cardigan. You check yourself in the mirror, assuring your makeup didn’t smudge and your hair wasn’t the equivalent of a bird's nest.

As you did, two of the ladies from the front desk entered, makeup bags in hand. They were a sea of chatter until they noticed you, but their smiles only widened. They place their bags down at their appropriate sink, and eye you. “You’re Nanami Kacho’s assistant, right?” The brunette asked eagerly

You turn over and nod, “correct. Is there anything you need?”

The two exchange a look before turning back with gleeful smiles, “are you two… close?”

“As close as two coworkers can be,” you said, hoping the dread didn’t imbue into your words. “Why?”

“A-ah, well,” the blonde one quickly chimes in. “You wouldn’t know if he was single, would you?”

It was always selfish of you to always live in your own world. In your perfect world, Nanami was single, simply waiting for you to make your move. In your world, nobody knows about Nanami but you. Particularly, you knew what his favorite coffee was, what colors he enjoys wearing. It was unheard of in your world for others to enjoy his presence at the capacity that you do. But you also acknowledged that you were delusional, and that that was simply not the case.

You look over and shrug, “as far as I know, he’s single. But I try not to endeavor in his personal affairs.” You were blessed to have such a professional voice, because each word burnt your tongue. “I’m guessing the both of you…” you lower your head, softening your gaze towards the two women. Their crimson faces and shy smiles said it all. You force out a smile and prepare your leave, “I wish you both luck.”

You could feel your heart sink, somehow feeling jealous over a man that wasn’t yours. As you exited the bathroom, you let out a long, shaky sigh. It was moments like this that would bring you back to reality.

As disappointing as it is, Nanami is your boss. Not your friend, or lover. He is the person that keeps you on payroll, instructs you on your work, and expects you to get your shit done. And he sees you as exactly what you are: his assistant. You have his back, but prior to your role, he had no assistant. Nanami is praised time and time again for his abilities as well as completing his tasks independently. Really, you need him more than he needs you.

But you calm yourself down, remembering that you yourself are a single woman, and can’t hang onto this man forever. Nearing your desk and seeing Nanami’s perfectly side swooped hair, your ‘independent woman’ facade quakes. His eyes quickly leave the computer screen, and his lips curve into a gentle smile. “Y/N, you calculated your numbers beautifully,” he compliments in a warm tone. “You truly outdo my expectations.”

Your cheeks heat up from the flattery, “thank you, Nanami…” You give him a curt bow before sifting through your drawer. Your fingers wedge between the documents, looking through the alphabetically-organized folders. Finding exactly what you were looking for, you quickly press it against your chest.

Nanami’s eyes stare at the folder skeptically, “what are you up to now?”

It wasn’t at all accusatory, but somehow his tone made you nervous, “ah, I have a few of last month's numbers to make copies of. I also have to go to our bigger database to reach last year's numbers so I can create a comparison chart.”

Nanami accepts your excuse, though you’re confident he’s a bit aware of your white lie. He nods, “don’t feel rushed– those numbers will be due after New Years.”

You nod, “I’d rather get a headstart before then.”

“We truly are too similar, Y/N,” Nanami hums, his warm smile uplifting your previously low spirits. He returns his focus to his computer, reading one of the many emails he receives on a daily basis. “That reminds me– tomorrow is Thursday, Y/N.”

Your eyes flicker to your shared calendar, “that’s right. We’ll be working remotely for the rest of the week.” A silence sits between you two after your words. Catching yourself, you toy anxiously at your fob, “did you want to ask me something in person before then?”

Nanami nods, finishing the draft of his email before a swoop! sound sends it off. “I wanted to ask you something– and you can absolutely say no if you’d like. It is a personal ask, but it is completely work related, so nothing to fear. I wanted to ask if I could come to your apartment during our remote day to work alongside you.”

He looks over at you, his eyes dipped with kindness. Although his ask was big, and you were driving yourself insane at the idea of him coming over, it was difficult to refuse. Refusing would probably seem offensive to him, no? He was your boss too, so it was platonic and strictly work-related as he pointed out. “Is… there some sort of task that requires us together at this time?”

It was Nanami’s turn to blush, his hands leaving the keyboard to allow his thumbs to fiddle. “It isn’t required by any means… I just find that working physically with you is much more relaxing and productive for me.” Your eyes narrow onto his now rosy cheeks, and the way he shyly tugged at his bottom lip. His eyes still meet yours however, still exuding that same professional aura he always does.

You give yourself a moment before giving him a reluctant nod, “then it is not a problem. I will text you my address and apartment number. Feel free to call me early in the morning in case of anything– I’m usually up and ready around 5:45-ish.”

Nanami nods at your promptness, “perfect. I’ll plan to arrive 5 minutes prior to our shift. And since you’re kindly allowing me into your home, I’ll bring you breakfast. My treat.”

It felt like a dream. You were going to host Nanami in your home, for 8 hours straight, working next to one another on your couch. You quickly collect yourself, and begin to take your leave, “I’ll be back soon.” He smiles and nods, returning back to his work as you secretly leave to go and get his favorite barista hired.

Some time passes, and Nanami makes quite a dent in his work load. But everyone could tell he was feeling the weight of the job and his position. But he does his best to take it easy, unbutton the few top buttons of his blue dress shirt. His collarbones were prominent, his light skin exposed to the cold of the ventilated office. He finally decides to leave his chair and go get his cup of water refilled.

As he strolls to the kitchen area, he hears hush-tone voices already inside. He, for some reason, halts before the doorway, curious as to what his employees could be talking about. Although he was expecting complaints about work, or a conversation about confidential topics, he was not expecting them to talk about you… and him.

“...it has to be true!” One of them exclaimed in a whisper. “It’s obvious that she likes him.”

“Every woman in our office likes Nanami kacho,” another one responds simply, “it wouldn’t be surprising for Y/N to have a crush on him as well. Actually, it would make more sense that she does, considering she’s his assistant.”

“I’m sure I’ve heard her talk about her crush with Haibara kacho,” the previous voice chimes. “I admit to being a little envious when it comes to Y/N… she’s such a lovely woman. I’d be over the moon if she had a crush on me.”

“Ah, he has no idea how lucky he is to have her under his management. I might take my chances and ask Y/N out– I’ve been considering it for a while now...”

Before they could continue, Nanami makes his presence known and walks into the doorway. He looks up at the two gentlemen, instantly being able to associate names to their faces. The two freeze, their faces going pale as Nanami casually walks over to the water machine. Silence pierces the air as the two wait for their boss’s words.

With a deep sigh, Nanami turns around and hovers over his two employees. They went cold from the warmth-deprived tone in Nanami’s eyes. With straight lips, he begins, “some advice… I highly recommend not getting into the hobby of rumor mongering. Or at least, do it outside of work."

"Y-yes, sir!" The two say in unison. "Sorry sir!"

Nanami waves his hand at them, "it's no big deal, really. Just get back to work." They immediately bank on the opportunity and rush out of the kitchen leaving Nanami alone to his thoughts.

It isn't like Nanami was deaf to those rumors. He lives them constantly, being the topic of many whispers by the young women that worked in the office. Even women from other departments would make their way to the Finance team just to take a peek at him. He didn't make much of it however, as he didn't care to be consumed by the crushes and false ideas about him as a partner.

But to think that you could have a crush on him... was conflicting. You were his assistant, the byproduct of his commitment to his job and his work ethic. It would be easy to think nothing of this like he did with every other women. But you were different. You were hardworking, honest, kind, considerate. You were his diligent assistant, whose work proves that she was practically destined to become his assistant.

He walked back to his seat, his mind completely clouded. It was unsettling, this feeling in is chest. Was it regret from his foreseen plans to reject you? Was it surprise that you would have a crush on a stoic man like him? Was it guilt for her to fall for someone like him? Nanami couldn't quite pin point it, but the feeling in his chest had no plans to leave.

As he tries to get comfortable again, you quickly make your way to him. Nanami's hazel eyes immediately fix onto you, but making eye contact felt dazing. He looks at your eyes briefly before his gaze falls onto the cup of coffee offered in your hands. Your face was beaming with excitement.

Written on his coffee cup: thank you for having me. excited to join you guys soon! :) - Tae Ito

"He accepted our offer," you begin with quiet excitement, "he will be joining us starting Monday!" You put down the folder, in which its contents held a signed offer letter. Your whole body was freezing, your face and fingers red from the cold as you left your coat in the office. But the warmth of surprising Nanami was enough to waive the potential frostbite.

Silent gratitude emanates as Nanami kindly takes the cup of coffee from your hands. "So this is what you were scheming," Nanami says in a hush, calm tone. He looks up at you with a sheepish smile, and tries to find peace in the heat of the coffee cup, "thank you, as always Y/N."

You couldn't prove it, but when you realized that Nanami let his coffee go cold, you could tell something was off. And you didn't like that one bit.

Taglist:

@blossomedfloweroflove @numblytemporary @everyoneandtheirmothers @animechick555 @inthedarkshadows000

pls let me know if anyone else wants to be added to the taglist!

#jjk #jujutsu kaisen #jjk smut #nanami x you #jujutsu kaisen nanami #kento nanami #jjk nanami #nanami kento #nanami x reader #jujutsu nanami #nanami smut

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wttcsms · 6 months ago

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thinking about jva promoter!kuroo x jva financial analyst!reader. i love the tiny twist on the stereotypical nyc couple pairing of finance bro bf x marketing gf because you're the finance bro & he's the marketing girlie, except this is workplace rivals to lovers fic!!! kuroo is the golden boy of the jva promotional division, and the marketing team is bending over backwards to please him because he always has banger ideas. however, the finance + accounting department are constantly Not Amused with his grandiose ideas because we have to #maximizeshareholdervalue !!! and it's kinda hard to execute all of kuroo's grand plans whenever they cost both arms and both of your legs. your division is under strict supervision & you are not allowed to go over budget. seeing as you and kuroo entered the company at the same time and received your respective promotions at the same time, you two are often stuck dealing with each other.

it'll be a fic told traditionally BUT i think a fun recurring theme would be to share the passive-aggressive "professional" emails you two send each other and watch it progressively get more and more unprofessional (and unhinged), and it just shows the progression of ur relationship with each other because one day, he's sending u memes on microsoft teams and you audibly laugh.

there's something really exciting about how kuroo likes a challenge and while you start off as a bother to him, you unknowingly become very, very endearing to him. he likes your thinly-veiled threats & the way he can tell he's pissed you off because you sign off your email with "regards, [name]" instead of your usual "thanks!" and it's just!!!!!! you match his freak!!!!!!

#kuroo x reader #for the speed concept event!!!!!!

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mostlysignssomeportents · 1 year ago

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Paying consumer debts is basically optional in the United States

The vast majority of America's debt collection targets $500-2,000 credit card debts. It is a filthy business, operated by lawless firms who hire unskilled workers drawn from the same economic background as their targets, who routinely and grotesquely flout the law, but only when it comes to the people with the least ability to pay.

America has fairly robust laws to protect debtors from sleazy debt-collection practices, notably the Fair Debt Collection Practices Act (FDCPA), which has been on the books since 1978. The FDCPA puts strict limits on the conduct of debt collectors, and offers real remedies to debtors when they are abused.

But for FDPCA provisions to be honored, they must be understood. The people who collect these debts are almost entirely untrained. The people they collected the debts from are likewise in the dark. The only specialized expertise debt-collection firms concern themselves with are a series of gotcha tricks and semi-automated legal shenanigans that let them take money they don't deserve from people who can't afford to pay it.

There's no better person to explain this dynamic than Patrick McKenzie, a finance and technology expert whose Bits About Money newsletter is absolutely essential reading. No one breaks down the internal operations of the finance sector like McKenzie. His latest edition, "Credit card debt collection," is a fantastic read:

https://www.bitsaboutmoney.com/archive/the-waste-stream-of-consumer-finance/

McKenzie describes how a debt collector who mistook him for a different PJ McKenzie and tried to shake him down for a couple hundred bucks, and how this launched him into a life as a volunteer advocate for debtors who were less equipped to defend themselves from collectors than he was.

McKenzie's conclusion is that "paying consumer debts is basically optional in the United States." If you stand on your rights (which requires that you know your rights), then you will quickly discover that debt collectors don't have – and can't get – the documentation needed to collect on whatever debts they think you owe (even if you really owe them).

The credit card companies are fully aware of this, and bank (literally) on the fact that "the vast majority of consumers, including those with the socioeconomic wherewithal to walk away from their debts, feel themselves morally bound and pay as agreed."

If you find yourself on the business end of a debt collector's harassment campaign, you can generally make it end simply by "carefully sending a series of letters invoking [your] rights under the FDCPA." The debt collector who receives these letters will have bought your debt at five cents on the dollar, and will simply write it off.

By contrast, the mere act of paying anything marks you out as substantially more likely to pay than nearly everyone else on their hit-list. Paying anything doesn't trigger forbearance, it invites a flood of harassing calls and letters, because you've demonstrated that you can be coerced into paying.

But while learning FDCPA rules isn't overly difficult, it's also beyond the wherewithal of the most distressed debtors (and people falsely accused of being debtors). McKenzie recounts that many of the people he helped were living under chaotic circumstances that put seemingly simple things "like writing letters and counting to 30 days" beyond their needs.

This means that the people best able to defend themselves against illegal shakedowns are less likely to be targeted. Instead, debt collectors husband their resources so they can use them "to do abusive and frequently illegal shakedowns of the people the legislation was meant to benefit."

Here's how this debt market works. If you become delinquent in meeting your credit card payments ("delinquent" has a flexible meaning that varies with each issuer), then your debt will be sold to a collector. It is packaged in part of a large spreadsheet – a CSV file – and likely sold to one of 10 large firms that control 75% of the industry.

The "mom and pops" who have the other quarter of the industry might also get your debt, but it's more likely that they'll buy it as a kind of tailings from one of the big guys, who package up the debts they couldn't collect on and sell them at even deeper discounts.

The people who make the calls are often barely better off than the people they're calling. They're minimally trained and required to work at a breakneck pace. Employee turnover is 75-100% annually: imagine the worst call center job in the world, and then make it worse, and make "success" into a moral injury, and you've got the debt-collector rank-and-file.

To improve the yield on this awful process, debt collection companies start by purging these spreadsheets of likely duds: dead people, people with very low credit-scores, and people who appear on a list of debtors who know their rights and are likely to stand on them (that's right, merely insisting on your rights can ensure that the entire debt-collection industry leaves you alone, forever).

The FDPCA gives you rights: for example, you have the right to verify the debt and see the contract you signed when you took it on. The debt collector who calls you almost certainly does not have that contract and can't get it. Your original lender might, but they stopped caring about your debt the minute they sold it to a debt-collector. Their own IT systems are baling-wire-and-spit Rube Goldberg machines that glue together the wheezing computers of all the companies they've bought over the last 25 years. Retrieving your paperwork is a nontrivial task, and the lender doesn't have any reason to perform it.

Debt collectors are bottom feeders. They are buying delinquent debts at 5 cents on the dollar and hoping to recover 8 percent of them; at 7 percent, they're losing money. They aren't "large, nationally scaled, hypercompetent operators" – they're shoestring operations that can only be viable if they hire unskilled workers and fail to train them.

They are subject to automatic damages for illegal behavior, but they still break the law all the time. As McKenzie writes, a debt collector will "commit three federal torts in a few minutes of talking to a debtor then follow up with a confirmation of the same in writing." A statement like "if you don’t pay me I will sue you and then Immigration will take notice of that and yank your green card" makes the requisite three violations: a false threat of legal action, a false statement of affiliation with a federal agency, and "a false alleged consequence for debt nonpayment not provided for in law."

If you know this, you can likely end the process right there. If you don't, buckle in. The one area that debt collectors invest heavily in is the automation that allows them to engage in high-intensity harassment. They use "predictive dialers" to make multiple calls at once, only connecting the collector to the calls that pick up. They will call you repeatedly. They'll call your family, something they're legally prohibited from doing except to get your contact info, but they'll do it anyway, betting that you'll scrape up $250 to keep them from harassing your mother.

These dialing systems are far better organized than any of the company's record keeping about what you owe. A company may sell your debt on and fail to keep track of it, with the effect that multiple collectors will call you about the same debt, and even paying off one of them will not stop the other.

Talking to these people is a bad idea, because the one area where collectors get sophisticated training is in emptying your bank account. If you consent to a "payment plan," they will use your account and routing info to start whacking your bank account, and your bank will let them do it, because the one part of your conversation they reliably record is this payment plan rigamarole. Sending a check won't help – they'll use the account info on the front of your check to undertake "demand debits" from your account, and backstop it with that recorded call.

Any agreement on your part to get on a payment plan transforms the old, low-value debt you incurred with your credit card into a brand new, high value debt that you owe to the bill collector. There's a good chance they'll sell this debt to another collector and take the lump sum – and then the new collector will commence a fresh round of harassment.

McKenzie says you should never talk to a debt collector. Make them put everything in writing. They are almost certain to lie to you and violate your rights, and a written record will help you prove it later. What's more, debt collection agencies just don't have the capacity or competence to engage in written correspondence. Tell them to put it in writing and there's a good chance they'll just give up and move on, hunting softer targets.

One other thing debt collectors due is robo-sue their targets, bulk-filing boilerplate suits against debtors, real and imaginary. If you don't show up for court (which is what usually happens), they'll get a default judgment, and with it, the legal right to raid your bank account and your paycheck. That, in turn, is an asset that, once again, the debt collector can sell to an even scummier bottom-feeder, pocketing a lump sum.

McKenzie doesn't know what will fix this. But Michael Hudson, a renowned scholar of the debt practices of antiquity, has some ideas. Hudson has written eloquently and persuasively about the longstanding practice of jubilee, in which all debts were periodically wiped clean (say, whenever a new king took the throne, or once per generation):

https://pluralistic.net/2020/03/24/grandparents-optional-party/#jubilee

Hudson's core maxim is that "debt's that can't be paid won't be paid." The productive economy will have need for credit to secure the inputs to their processes. Farmers need to borrow every year for labor, seed and fertilizer. If all goes according to plan, the producer pays off the lender after the production is done and the goods are sold.

But even the most competent producer will eventually find themselves unable to pay. The best-prepared farmer can't save every harvest from blight, hailstorms or fire. When the producer can't pay the creditor, they go a little deeper into debt. That debt accumulates, getting worse with interest and with each bad beat.

Run this process long enough and the entire productive economy will be captive to lenders, who will be able to direct production for follies and fripperies. Farmers stop producing the food the people need so they can devote their land to ornamental flowers for creditors' tables. Left to themselves, credit markets produce hereditary castes of lenders and debtors, with lenders exercising ever-more power over debtors.

This is socially destabilizing; you can feel it in McKenzie's eloquent, barely controlled rage at the hopeless structural knot that produces the abusive and predatory debt industry. Hudson's claim is that the rulers of antiquity knew this – and that we forgot it. Jubilee was key to producing long term political stability. Take away Jubilee and civilizations collapse:

https://pluralistic.net/2022/07/08/jubilant/#construire-des-passerelles

Debts that can't be paid won't be paid. Debt collectors know this. It's irrefutable. The point of debt markets isn't to ensure that debts are discharged – it's to ensure that every penny the hereditary debtor class has is transferred to the creditor class, at the hands of their fellow debtors.

In her 2021 Paris Review article "America's Dead Souls," Molly McGhee gives a haunting, wrenching account of the debts her parents incurred and the harassment they endured:

https://www.theparisreview.org/blog/2021/05/17/americas-dead-souls/

After I published on it, many readers wrote in disbelief, insisting that the debt collection practices McGhee described were illegal:

https://pluralistic.net/2021/05/19/zombie-debt/#damnation

And they are illegal. But debt collection is a trade founded on lawlessness, and its core competence is to identify and target people who can't invoke the law in their own defense.

Going to Defcon this weekend? I’m giving a keynote, “An Audacious Plan to Halt the Internet’s Enshittification and Throw it Into Reverse,” today (Aug 12) at 12:30pm, followed by a book signing at the No Starch Press booth at 2:30pm!

https://info.defcon.org/event/?id=50826

I’m kickstarting the audiobook for “The Internet Con: How To Seize the Means of Computation,” a Big Tech disassembly manual to disenshittify the web and bring back the old, good internet. It’s a DRM-free book, which means Audible won’t carry it, so this crowdfunder is essential. Back now to get the audio, Verso hardcover and ebook:

http://seizethemeansofcomputation.org

If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/08/12/do-not-pay/#fair-debt-collection-practices-act

#pluralistic #jubilee #debts that cant be paid wont be paid #Patrick McKenzie #patio11 #bits about money #debt #debt collection #do not pay #bottom feeders #Fair Debt Collection Practices Act #fdcpa #finance #armbreakers

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pabsusa · 2 years ago

Link

If you’re considering outsourcing your accounting and bookkeeping services, chances are you’re looking to boost your company’s bottom line and free up the time you spend on accounting-related tasks. At a time when financial professionals face more compliance pressures than ever, outsourcing has emerged as a cost-effective option for easing the burden. According to one recent report, companies cite their top challenges as finding qualified staff and keeping up with ever-changing tax laws.

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harryslittlefreakk · 8 months ago

Text

too sweet

summary: essentially porn with little plot… or .. when her boss decides that letting her go is in her best interests, y/n decides to show him exactly what he’s missing out on.

warnings: swearing, light angst, smut (rough sex, oral m receiving, slight domrry) also don’t ask me how he can receive oral if she’s on the desk ?? it just happened

wordcount: 2.8k

a/n: much like the rest of the world, i can’t stop listening to too sweet :) and to me it has ceorry written all over it!! as always please let me know if you enjoyed!! I really want to start trying my hand at more tropes and aus so please let me know if there’s anything you’d like to see!!!

my masterlist & taglist can be found here 💖 love you

“Mr Styles, I-”

“I promise you, sweetheart. It’s not a set back, it’s just-”

“I can show you, please.” You were begging and pleading like this job hadn’t been draining the life out of you for months now. You knew that Harry was right, but you didn’t want to, couldn’t, accept another failure.

“Listen.” His words were stern but his face was soft as he reached over the table, placing a ringed hand over the top of yours. “It’s not personal. To succeed in this business you need grit. No one ever got to the top without a hint of cunt, me included.”

He held up his free hand as you opened your mouth, silencing you before the words had even begun to form. “You are special. You don’t have that mean streak, and I refuse to be the one to manufacture it within you. I will find a spot in this company for you, shift people around if I have to. You need to find a role that grows with you, not one that will tear you down.”

You nodded slowly, speechless as his words sunk in. How can you be fired for being too nice? Not cunty enough? You tugged your hand away from Harry’s as if it burned you, shifting uncomfortably in your seat. “Is this because of the cakes?” you asked, cringing as you thought back to all the nice things you’d done around the office. If you weren’t supposed to be nice, why not put that in the job description? Under requirements: IT skills, maths degree, asshole.

Harry laughed, leaning back in his seat as he grinned at you. “In a way, I guess it is because of the cakes. Just trust me, okay? This is for the best. I’d never forgive myself if I turned you into a monster. Finance is a cut-throat world,” he finished, staring out into the office.

When he didn’t say anymore, you stood up, smoothing out your skirt across your thighs. “Thank you for your time, Mr Styles. I’ll wrap up my work and send it over to you, I assume you won’t need me past lunch?”

“No, that’s all. Thank you y/n,” he smiled, nodding as you turned away.

“Dick,” you muttered, pulling the door closed behind you. You could hardly rant and rave to his face, especially after repeatedly hearing how nice you are, but you were inwardly seething. Treating your colleagues like shit would be a good reason to get fired, treating your clients like shit would be a better one. But to be too kind? You’d be lying if you said it didn’t make sense to you, but it was still downright unfair. You had grit, and you’d show him.

You sat silent and dignified until the office left for lunch, wrapping up with the clients you had and sending the remainder to Harry. No one stayed past lunch on a Friday, so the second the last stragglers left, you rushed to the Harry’s office door. You had no game plan, except for bursting in and proving him wrong. Only, as soon as you were about to reach out and knock on the door, it swung open. “Y/n.”

“I have grit,” you told him, slipping past him into his office. It was all you could think to say.

“I-”

“Close the door please,” you motioned your head towards Harry’s seat, signalling for him to sit back down. He was frozen in the doorway, an amused smirk dancing on his lips. “I have grit,” you repeated, gaze following Harry as he pushed the door closed and circled back around his desk.

“You said that,” he sniggered, loosening his grey tie as he watched you pace around the office. “If I didn’t have grit,” you started, willing something entirely different to come out your mouth, knowing that it wouldn’t. “I wouldn’t mention that I know you spent the entire Christmas party in here with Stephanie. With the door locked. And I wouldn’t mention that I’ve noticed the way you look at me,” you finished, eyes glued to the skyline behind Harry’s head.

His jaw clenched a few times, his hands flexing against the wood of his desk. “Good point,” he murmured, his expression totally unreadable as he looked at you. “Come and sit down.”

You padded over tentatively, fingertips gripping the back of the chair as you pulled it out in front of you.

“Not there.” He pushed his chair back, tapping on the wood between his hands.

“What are you-” you started, gaze darting between Harry’s icy stare and your feet, dragging themselves the short distance to Harry’s desk.

“You came here to show me you have grit, no?”

You nodded, heart in your throat as you perched on the edge. “How were you going to show me?” he continued, his eyes unrelenting in their pursuit of weakness within you.

You knew what your game-plan was, but you weren’t expecting Harry to catch on and call your bluff. His voice was muffled by the blood pounding in your ears, your jaw tight as you tried to remain composed under his watch. He leaned back when you stayed silent, one eyebrow raising slightly as his gaze raked down your body. “What were you going to do, y/n?” he asked again, hooking one foot around yours to pull your legs open.

A tiny gasp falling from your lips was the only sound you made, the tension hanging heavy in the air. Harry reached forward, pushing your skirt up around your hips until he saw a flash of your red panties. “I think,” he started, fingertips trailing down your exposed thigh. “You were going to show me that sweet little cunt, show me what it can do. Am I right?” he continued, satisfied as he looked at the trail of goosebumps his touch had left.

You nodded again, eyes fluttering closed in a bid to expel some of the anticipation creeping through your core. “Use your words,” Harry muttered, tugging on your thighs until you landed in his lap.

You opened your eyes, inches away from his face as he splayed a hand across your lower back. “Yes, sir,” you whispered, a shiver running down your spine. His cock twitched beneath your core at the name, his eyes dark.

“From this moment onwards, anything that happens within these walls is between us. Do you understand?” Harry asked, his voice husky and yet somehow softer than you’d ever heard it.

“Of course,” you replied, hoping your eyes communicated the sincerity that your words couldn’t.

Harry placed his free hand on your hip, pushing you down slightly until his firm cock bulged against your entrance.

“What are you and your grit going to do about this then?” he smirked, his fingertips digging into your clothed flesh. You almost choked on the lump in your throat, eyes bulging as you shifted on top of Harry’s girth. His stare was like a challenge, daring you to retreat or prove yourself wrong. But you’d gone too far to back down now, so you swallowed the first taste of tomorrow’s regret and locked your eyes on his, rolling your hips across his lap before stepping off of him.

You answered his questioning frown by sitting back on your heels between his legs, reaching forward with a tentative hand to palm him over his trousers. Harry let you feel him for a second, before swatting you away to unzip his slacks and push them down his thighs.

From the moment you’d first met him, you knew Harry was objectively hot. He was attractive in the same way a friend’s dad would be - enough to appreciate but too out of reach for it to be any more than that. But now as you stared up at him, the strained fabric of his Calvins tight against the cock he was about to fuck your face with, he was the most attractive man you’d ever seen.

Harry tugged the waistband of his boxers down, only enough to set his length free, grabbing hold of your wrist. “No one is to know,” he growled, waiting for your confirmation before guiding your hand to his length.

“No one, sir,” you murmured, pressing your parted lips to the side of his shaft as he pulled his hand away.

“Good girl,” was all Harry could manage as your pout wrapped around his tip, your tongue swirling across the nerves. You let your saliva drip down him, rubbing it across his skin with an unsteady yet firm hand. It felt dirty, transactional almost as if he might let you stay if you performed well enough for him. But you knew you didn’t want that, and he wouldn’t want you working for him once you’d milked his cock for all it had.

You could feel his eyes on you as you pulled your mouth away from him, your hand still working up and down his length. Your gaze darted up to meet his, the hunger in his eyes unlike anything you’d seen before. He was almost animalistic, something feral juxtaposed in his features as he watched you silently, frozen in place. You willed yourself to look away as you bent further down, poking out your tongue to lick a wet line along his cock, but you couldn’t focus on anything but Harry’s face. Your arousal was pooling between your thighs, a breathy moan tumbling past your lips as you took more of him into your mouth, his tip hitting the back of your throat.

You couldn’t take him all, not even close, so your hands worked at the rest of him, one wrapped around his base while the other found his balls, squeezing them gently as your cheeks tightened against his girth. Harry let out a small groan, his first display of your mouth having any effect on him, his hand instinctively tangling into your hair as if he’d been here with you before.

He used his grip to hold your head steady, directing your mouth up and down his length. His cock was knocking into the back of your throat, your whimpers mixing with groans and splutters, until he stopped suddenly, pushing back in his chair until there was distance between the two of you. You were too much, the sight of your pout wrapped around his tip too much for him to take.

“Up,” he demanded, placing a protective hand over the edge of the desk to save you knocking your head. You pulled yourself up to meet where he stood, resting against the desk to take the weight off your shaky legs. Harry’s thumb swiped across your jaw, his eyes fixed on your face. Your swollen red pout, your heavy-lidded eyes, mascara gathered under your lower lashes. You looked a fucking mess, and he was loving every second of it.

He bent down slightly, fingers slipping under your skirt to hook around the side of your panties. He pulled them off, helping you to raise both feet, before stuffing them into the pocket of his slacks.

“Turn around,” Harry murmured, nodding as you obeyed him. His fingers trailed across your hips, pushing on your back until your stomach hit the wood of his desk.

You let out a whimper as he pressed a hand between your legs, his fingertips dancing across your skin until they met your entrance, hot and sticky and so ready for him. Harry swiped a finger through your folds, a tiny chuckle the only sound he made as you squirmed, his free hand splayed across your back, keeping you pinned down. “Got yourself all worked up f’me, huh?” he drawled, voice so low it sent shivers down your spine.

You nodded, too overcome with need to form any words. Harry pressed into you, collecting your juices on his tip before pushing himself inside, eyes screwed shut as your walls constricted around him. Your whimpers turned into a string of expletives, his girth too much for you to take. “Tight little cunt, all for me,” Harry whispered, stilling inside of you now that he’d bottomed out. His hands were digging into the skin of your ass, your curves engulfing the base of his cock. “All for you,” you panted, desperately trying to find something to grip on to, something to steady you while Harry tore you in two.

He pulled back, mouth hanging open as he watched himself emerge from your pretty pink lips, his length already smothered in your juices. He wanted to resist, to be gentle with you, but your cunt was begging him to destroy it, to instil in it some of the grit you claimed to have. It was between his head and his heart, yet Harry could only think with his cock.

He slammed into you hard, your hips knocking against the edge of his desk, the contents of his drawers rattling as he drilled into you. His office was far from sound proof, and any stragglers left in the building would hear nothing but your cries and screams as he rocked his hips into yours, his cock hitting every inch of you. But that only spurred him on further, the thrill of your pleasure coursing through his veins. He landed a blow on the curve of your ass, a satisfied grin spreading across his face as he watched the red hand print appear, the skin bouncing with every snap of his hips.

“Fuck, Har- fuck,” you cried, breathless as Harry slammed his hips into yours before pulling out completely. He grabbed at your waist, tugging at your dress for you to turn over. “I need to see you,” he growled, eyes completely darkened when you turned to face him. You’d never seen him with as much as a hair out of place, yet now he looked possessed by his own lust. He was messy, curls hanging down his forehead and a blush to his cheeks, shirt half unbuttoned.

He circled around your clit as you looked him up and down, eyes never leaving yours. “Taking me like a fucking good girl,” he whispered, pushing back into your entrance.

“I can’t- please, sir,” you whimpered, chest heaving as he continued fucking into you with the same ferocity as before. Between his cock, his fingers, his face, you were coming apart. He was twitching inside of you with every moan that left your lips, his own climax creeping up as quickly as yours was. He stilled for a moment, his fingers never ceasing as they rubbed pleasure into your nerves. “You can, and you will. Come for me,” he urged, grabbing a hold of your waist as he thrust into you, each snap of his hips pushing you closer to the edge.

“I’m, fuck-” was all you could cry, your mouth falling open as you shook and writhed under him, his words coaxing out an orgasm stronger than you’d ever imagined. Your eyes brimming with tears, brows knitted as you cried out, hips bucking into the palm of his hand. Harry slowed down slightly, seconds between each thrust as he worked you through your high, your cream coating every inch of his thick cock.

The second you stilled, he slipped his hand under your back, pulling you up to sit as he pulled his cock from you. Harry dragged a thumb across your bottom lip, smirking at your tiny pout as you felt the emptiness in your cunt. “Open up,” he whispered, replacing his thumb with his tip, pushing it past your lips as he worked his hand up and down the length.

You took him into your mouth for the second time that day, the mix of your juices like sweet nectar against your tongue. You were dizzy from your climax, every inch of your core on fire from the sheer brutality of his cock, your walls still pulsing. Harry was grunting and groaning, even his moans husky as he twitched between your lips, his jaw tensing as he came undone, hot cum shooting to the back of your throat.

He held a hand to the nape of your neck, grounding himself as he bucked into you, filling you up at a much faster rate than you could swallow. “Good girl,” he cooed, letting you lick every last drop of cum from his tip before he pulled away, sinking down into his chair as his hand dropped down your body.

You leaned your arms back against the desk, eyes glued to the ceiling as you tried to catch your breath, the stinging of your entrance doubled by the sudden lack of touch.

Harry kept watching you, still under your spell, unable to will his eyes away as you panted. “You have grit,” he whispered, a glimmer in his eye. “But I can’t let you work for me after that.”

“As long as you know I have grit, Mr. Styles,” you smirked, rolling your head down to look at him again.

taglist: @angeldavis777 @softestqueeen @jerseygirlinca @palmettogal508 @drewsephrry @vonnexann @austiebuttbutt @indigo24hughes @peterparkerbae @im-an-overthinker @daphnesutton @loveableidioticweirdo @harryshotpocket @thegrapejuiceblues1982 @tenaciousperfectionunknown @swag13r @ashleighsss @tswiftsgf @chesthairrry @nikkisimps @hannah9921 @lilfreakjez @prettygurl-2009 @s-h-e-l-b-e-e @indierockgirrl @cicicavill7 @harrystylesluverrrr @cohnfusedarling @ell0ra-br3kk3r @stylesfever

#harry styles fluff #harry styles x reader #harry edward styles #harry styles smut #harry styles fic #harry styles fanfic #harry styles #harry styles fanfiction #harry styles x y/n #harry styles masterlist #harryslittlefreakk

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changbunnies · 3 months ago

Text

Suit Dance (18+)

♡ Pairing: CEO!Changbin x Office Siren!Reader

♡ Genre: office au, smut, porn with some plot, rich & sexy ceo trope but make him Subby™

♡ Word Count: 7.8k

♡ Summary: In which you discover that your ever strong and stoic looking boss wears dainty, pretty lingerie underneath his tailored suits.

♡ Warnings: hyunjin featured briefly as reader's office bestie, mild play fighting and 1 joke about strangling him

♡ Smut Warnings: uneven power dynamics (due to boss x employee relationship), power play, dom/sub dynamics, sub!bin, dom!reader, vaguely plus size reader, semi-public sex, slight exhibitionism, marking (with lipstick), mommy kink, nipple play, anal plug use, referenced masturbation, spit kink, praise kink, finger sucking, fingering (m rec), tiny bit of oral (m rec) and handjob, spit as lube, teensy tiny bit of edging. this is so unrealistic lmao but it's fiction so. just take it for what it is gdfsgdf

♡ Notes: back at it again with a self indulgent bin fic! written purely because i saw these pics on twitter and was immediately struck with the vision of changbin wearing it instead lmao and while i read a lot of fics involving anal play, this is my first foray into writing it myself so sorry if it isn't the best :')

♡ Disclaimer: please read responsibly, and remember that this work is fiction and meant strictly for imaginative fun. the idols used in fics are more accurately faceclaims and personality outlines for imaginary characters, and should not be interpreted as factual representations of existing people.

Throwing your hands up and over your head, you let out a soft noise of relief as you stretch, eager to return home and relax after a stressful week at the office.

Your manager has been on your ass the entire week about making sure your quarterly finance report is without flaw. “Mr. Seo has business ventures lined up that require an accurate reflection of the company’s spending and receiving of funds,” she repeatedly drilled into you– as if that isn’t always the case.

You don’t know what all goes into striking a deal and fostering a successful business partnership, really– you’re just paid to reflect the numbers, so that’s what you do; and you’ve never submitted a flawed report. Still, while you’re used enough to staring at numbers on a screen and inputting them into a balance sheet, scanning them extra carefully all week has really put a strain on your eyes.

You remove your glasses, toss them next to your keyboard and close your eyes as another sigh passes your lips. You slouch in your chair, rolling away from your desk ever so slightly as your legs stretch out. You can’t wait to sink into a bath once you get back to your apartment, maybe have a glass of wine to unwind while watching some trashy reality tv over dinner.

“Uh– Y/N?” a voice calls, and you shoot up in your seat, stiffening your posture– you relax when your brain finishes registering that it’s just Hyunjin. If it was your manager, Mrs. Kim, she surely would’ve ripped you a new one for slouching at work, the strict harpy that she is.

“Hey, sorry! Were you waiting up for me?” you ask as you scoot back over to your desk and grab your glasses to put back on. Hyunjin was one of the few coworkers you got along with beyond the expected professional level, so the two of you often chatted on your way out of the building. He was also Mr. Seo’s personal receptionist, and you envied that he got to stare at such perfection all day.

Mr. Seo is hot– really hot. All professionalism and sex appeal, with his perfectly styled dark hair and expertly tailored suits hugging his thick arms. You don’t cross paths with him as often as you'd like, stuck to your cubicle as you are, but God, the glimpse you got of him this morning was divine.

Dressed in a dark blue suit you were certain was designer, a circular silver pin stuck in the left lapel– the company’s logo, which he always wore proudly. He had on two chains– one a pretty, mixed gold-silver resting on his collarbones, probably worth more than you make in an entire year. His other chain is pure silver and long, hung low on his chest, ending just above the first button of his stupidly beautiful suit.

There’s no button-up or other such dress shirt worn underneath the suit– just purely bare, tanned skin. The small glimpses you got of his bare chest nearly made you drool– and when he rounded the corner to get to his office, and you got a glimpse of his tight slacks hugging his thick thighs and ass, Christ, you don’t know how you managed to keep yourself together.

You loved looking at Mr. Seo, but it was probably best for your sanity, and your work performance, that you didn’t have too much exposure to him. And it was most certainly a good thing that you weren’t his receptionist– you don’t think you’d get through the myriad of phone answering and appointment scheduling successfully if you had such eye candy in front of you for hours a day, 5 days a week.

“No, I’m just supposed to tell you that Mr. Seo wants to see you,” Hyunjin says, and you blink– once, twice, brain struggling to process what you’ve been told. Mr. Seo wants to see you? You think you’re going to combust on the spot from just the thought alone of having a personal meeting with him.

“D-Do you know why?” you question with an embarrassing stutter that you hope Hyunjin will ignore. “Nope, he just asked me to let you know to see him before I leave for the weekend,” he replies and you swallow, nerves suddenly threatening to eat you alive.

And it's not just because you’ll be alone with someone you’ve been thirsting after for months. The most pressing issue is that even putting your attraction to Mr. Seo aside, he is still very much your boss, even if he doesn't often personally oversee your work.

You emailed him your report just moments ago, so surely he hasn’t had the chance to look through the whole thing yet.. Fuck, what if there’s a mistake right at the start? You’d be mortified– and surely it’d be grounds enough to fire you given how vital this report is to his upcoming business plans.

Hyunjin sees the apprehension and can’t help but giggle as he reassures you. “Relax! He seemed like he was in a good mood, I’m sure it’s nothing bad. Trust me, I’ve seen Mr. Seo angry, and he’s definitely not right now. Maybe you’re finally getting that raise you’ve been gunning for.”

You appreciate Hyunjin’s positive input, but you doubt that– if it was a raise, you’d be having a discussion about it with HR and your manager, as you have every time before; someone as high brass as Mr. Seo simply doesn’t have the time to talk to every person receiving a raise individually. A promotion..? Same situation– the decision for you to receive one is his, but you doubted he would see you personally over it.

That’s what your manager is for, after all– Mrs. Kim is essentially his mouthpiece, having discussions about these things with you and overseeing your duties herself so that Mr. Seo can put more of his focus on keeping the business going in the direction he wants. Still, Hyunjin said he doesn’t seem to be upset, so..

Maybe it is something good! Maybe your manager and the head of HR have been called to his office too, and you’ll all discuss an appropriate reward for all the effort you’ve been putting in. Maybe you can squeeze in a deal for more vacation time too, if you’re lucky.

"Or maybe he found out about all your dirty fantasies about him, and now he's calling you to his office to–” Hyunjin starts, and you bolt up from your chair, swiftly shutting him up with a smack to the arm. “Oh my god, stop! Shut up!” you cry as he simply laughs, swatting away the hand you slap him with.

“Should I still wait for you?” he asks when the giggling subsides, and you quickly shake your head as you turn back to your desk to start shoveling your belongings in your bag. “Nah, I don’t wanna keep you waiting if the talk goes on long. I’ll see you on Monday! ..hopefully,” you mutter the last word as you pick up your bag, still not entirely sold that this abrupt meeting is a positive one.

Hyunjin, being a menace to your nerves, shoots you a wink and a “good luck!” after you wish him a good weekend. You think you’ll strangle him when you see him on Monday– if you’re still lucky enough to have a job here, that is. You walk out of your cubicle block, swallowing as you step past your fellow coworkers who are all similarly readying to leave, and up to Mr. Seo’s large office door.

It’s glass, and typically he’d be able to see you apprehensively standing there waiting, but the blinds are currently pulled closed. Should you knock? He’s expecting you, but all of a sudden you aren’t sure how to act– the last thing you want to do is be impolite. Still, maybe it’d be worse to keep him waiting– his time is extremely valuable, after all. So tentatively, you knock on the black frame of the door.

“Come in,” you hear him call out, and with one more breath to steel your nerves, you take the knob into your hands and open the door. And fuck, he’s alone– your manager and the head of HR are nowhere in sight. You’re going to have a solo meeting with Mr. Seo. God, please help me, you cry internally as you take a careful step inside, the door closing behind you with a soft click.

“You wanted to see me, Sir?” you do your best to keep your voice steady as you look at him, pensively standing no more than a few inches away from the door. You’ve never been more nervous in your entire life– and when he looks up from the papers on his desk to address you, your heart nearly stops; he’s just too gorgeous.

“Don’t just stay by the door, please, come in,” he reiterates, motioning for you to come further into the room and take a seat at his desk with his hand. Again you swallow, taking small steps away from the glass door, your heels clacking on the sleek wood with each step.

His office is so luxurious– and you’re certain it’s bigger than your entire apartment. Floor to ceiling windows that take up the entire wall behind him and show the impressive expanse of the city, the sky turning a darker shade of blue as the sun disappears behind the other skyscrapers. Impressive bookshelves full top to bottom, with not just books but awards he's won throughout his life, as well as decorative art pieces.

He has well cared for plants in every corner, two sofas for additional seating, and a chandelier that rivals any you’ve ever seen in its extravagance. There’s a large rug underneath his desk and the opposite chairs, and your heels quiet as you step on it, carefully pulling one of the chairs back to sit.

It’s comfortable, the same shade of rich mahogany as his desk, and you practically sink into it. Despite that, you do your best to keep a good posture after setting your bag on the opposite chair; sitting up straight, hands folded in your lap as you cross one leg over the other.

Your skirt squeezes against your thighs in this position, but you’d rather be caught dead than have an informal posture in front of the CEO of your company. He’s looking at his papers again, and heat, as well as apprehension, spreads through your body when he looks up at you once more– but mostly, it’s heat; how and why is he so attractive?

You’re so rarely given the opportunity to be this close to Mr. Seo– and there’s still a large desk between you that gives you a fair amount of distance, but you’re able to drink him in much more than you usually can. His eyes, that normally appear quite piercing and stern, are always much softer up close– all of his features are soft, really.

Round cheeks, soft nose, defined chin that somehow isn’t harsh in appearance despite how sculpted he is. His lips are so pink, look so soft and plush, in the prettiest pouty shape. Cute, handsome, pretty, sexy– he’s all of it in one package. You want him bad.

Mr. Seo has expensive-looking round earrings on that you realize you failed to notice earlier, perfectly matching his necklaces. A ring too, you note as he turns back to his papers to flip a page– gem black as his hair, but with the same silver as the rest of his jewelry encircling it. He’s so stylish– it’s almost enough to make you salivate with desire.

It’s almost astonishing how you can still thirst for him while this concerned over your livelihood– but he’s so undeniably handsome and perfect that you just can’t seem to help it. If this ends up being your last day here, you don’t think it’s the money you’ll miss the most– it’ll most definitely be seeing Mr. Seo in all his impressive glory.

Finally, he holds out the tiny, stapled stack of papers in his hand to you, gesturing for you to take them to look at. “Mrs. Kim went over this with you, correct? You recognize it?” he asks, watching you carefully as you run your eyes over the top page. “This is my review from last quarter..?” you say, an air of uncertainty in your voice. Fuck. You really are getting fired.

“Did I make a mistake since then? Do something wrong?” you question, doing your best not to fall into your anxious habit of chewing on your bottom lip. It’s also taking everything in you not to start unloading a string of apologies over the finance report you emailed him, convinced by this point that you suffered a major performance dip and sent him a report chock full of mistakes.

Even at his angriest, Mr. Seo never grilled or chewed out his employees– but you almost think the look of sincere disappointment he’d give you before firing you would be worse than the anger. “No, don't worry! The opposite, actually,” he reassures you, so sweetly and genuinely that it sends you reeling.

The relief that should come with realizing you aren't being fired or scolded doesn't even hit you, because all your brain latches on to is how beautiful his smile is. Negative or positive, you come to the conclusion that this will be the most difficult meeting of your life– he’s just too stunning; your poor heart can’t take it.

“I realized that a mistake was made in regards to your raise– you actually should’ve been given more. It is not my intent to undercut the value of my employees, and I sincerely apologize for the error,” Mr. Seo stands to bow to you, and the axis of your world tilts further off balance. Mr. Seo, the most successful man you’ve ever known, whose net worth is easily millions upon millions of won, is bowing to you?

“Your work is always done diligently and accurately, and it keeps my business going smoothly– and to make up for the error, I’d also like to offer you a bonus on top of immediately rectifying your salary. A sum that is equal to what you would’ve received these past few months had your raise been accurately relayed and processed sooner.”

Wait. Wait, wait, wait. It’s true that you were upset when your raise was only a few measly cents, but you assumed that was intentional, that you just needed to work harder– and surely, the mistake isn’t Mr. Seo’s fault. If anything, it’s definitely your harpy of a manager Mrs. Kim's doing– she should be the one groveling at your feet. The fact that he’s even apologizing to you for it is insane. In what world does it make sense for him to grovel to and appease you?

You suppose it isn’t just his business smarts that make him such a good CEO, but his ability to take responsibility like this, and his genuine care for the members of his team. But that’s not even what’s at the forefront of your mind anymore– what has really captured your focus is the glimpse of pretty, white lace you see peeking out under his suit, deliciously hugging his pecs.

Surely this isn’t real– you must’ve fallen asleep at your desk, and are having a fever dream from the stress of the week. Surely Mr. Seo isn’t actually wearing lingerie underneath his suit, right? That would be crazy– not even in your wildest fantasies would you ever be met with such a sinfully delectable sight.

He doesn’t smooth out or adjust his suit nearly enough when he rises back up, and the edges of the intricate lace continue to peek out from behind his lapels. Your eyes stay transfixed on it, the urge to drool over Mr. Seo the strongest it’s ever been as every subsequent word he says goes straight through one ear and out the other.

You lick over your drying lips, swallow thickly, unable to focus on anything but the entrancing visage of pure white lace squeezing his muscles. Your body was already running hot just from being in his presence, but now it feels like a furnace, mind racing as you consider how much more lace there is beneath his suit.

How much skin does it cover? How little? And maybe if you were paying more attention to literally any part of him besides the lace on his pecs, you would’ve noticed the shiver that traveled through his body after he stood back up right, or the slight flush to his cheeks.

He thinks you did notice from the way you stare at him, but then he realizes your gaze is focused solely on one specific place– his chest. Even without glancing down at himself, he realizes what caught your attention– it causes his cheeks to flush a deeper pink, an awkward cough leaving him as he finally rights his suit, and obscures the lace beneath it.

Lace out of sight, your trance is broken, and your eyes return to Mr. Seo’s face. You’ve never, absolutely never, seen him so red and timid. “Uh, I–” he starts, but for perhaps the first time in his professional life, he is left at an utter loss for words. “J-Just– pretend you didn’t see that, please,” he quickly mumbles a moment later as he returns to sitting in his chair, hoping you once again fail to notice the way he shivers when he’s sat.

You’re both professionals– surely you can move on from this and go on as if nothing happened without making things around the office awkward. No, you think immediately– you know you’ll never be able to scrub the delectable image of lace over his toned, honeyed skin out of your brain; it’s already rooted itself much too deeply.

Except when you watch his eyes widen before his brows furrow, you realize you accidentally said “no” audibly. “..No?” he questions, and you already know you’ve dug yourself into a hole; but you can’t take it back now that it’s been said, so you may as well commit. “I mean– it was very pretty, Sir. You’re very pretty. I don’t think I can forget about it.”

He blinks, blush slowly crawling its way to his ears as the information soaks in. And though it’s certainly grounds for a swift and stern dismissal in ordinary circumstances, he entertains the compliment, workplace code of conduct be damned. “You think I’m pretty?” he questions, and it almost makes you laugh. Is water wet? Is the sky blue? Is grass green? Yes, he’s pretty!

“With all due respect, I thought that was obvious, Sir,” you answer, surprising even yourself with how forward a statement it is– never in a million years did you think you’d admit how attractive you think Mr. Seo is to his face. “Obvious that I’m pretty, or obvious that you think so?” he tilts his head as he asks, and smiles– one that is as shy as it is devastatingly charming.

To see him smile at you in such a way sends a whirlwind of emotions through you, the most potent of them being desire. There’s an eager glint in his eyes, one that you’re sure you match– maybe even surpass. You’re self aware enough to realize your ogling of him when he walks in a room is noticeable– it wouldn’t surprise you if he’d been aware of it all this time.

And maybe, just maybe, he too has been waiting for an opportunity like this to present itself. Maybe he likes the way you stare at him with pure, unfiltered want. Maybe the tight blouses and skirts you wear make him crazy, always hugging your curves just right. Maybe his skin runs hot when he sees red lipstick stains lingering behind on your coffee mug, imagining that same mark covering every inch of his body.

He shouldn’t feel this way, he knows, he’s your boss for God’s sake– but he’s also only human; and he can’t keep resisting the call of you, the veritable siren in his office. How many more of those dark gazes of lust behind your thick, rectangular glasses is he supposed to be able to take? How many more times is he supposed to pretend he doesn’t notice the way you bite your lip as you look him over?

Truthfully, it was an accident that you saw the lace decorating him beneath his suit– but he can’t find it within himself to complain about it. Unintentional though it certainly was, he finds himself eager to take this opportunity to pursue you. Reason and responsibility lost, he follows his deepest, most base desires– he wants to indulge your hunger for him, wants to let you consume him, body and soul.

“Can’t both be true?” you ask as you toss the report he handed you aside and inch yourself closer to the desk, all sense of timidity within you evaporating now that he’s entertaining your blatant desire for him. “I think you’re well aware you’re pretty. I think you know you make everyone crazy,” you rest your elbows on the desk, leaning forward as you speak, “I think you know everyone wants you.”

You offer Mr. Seo your prettiest grin as you watch him swallow, his eyes traveling down to your blouse, where the top most buttons lie undone and offer him an enticing view of your cleavage. “A-And you– you want me?” he asks, slowly directing his gaze back up to your eyes; a question that is perhaps silly at this point, but that he wants the verbal confirmation of regardless.

“May I be forward, Sir?” you ask, gauging how deep his interest in you really runs, how honest you’re truly allowed to be about your desire. Your smile grows when he utters a rather meek yet eager “yes” in response. “I’ve always wanted you, from the very first moment I saw you,” you tell him candidly, “I want to kiss you, I want to touch you, and I want to see what other pretty things you have underneath your suit.”

“I-I see,” he says shakily, very nearly squirming in his seat from how intently you stare at him, the burning desire you have for him palpable. The tension is strong, and now it’s up to him to release it– with just a word, the dam holding you both back will break, the fervorous flood of lust all consuming; and despite how much he shouldn’t, it’s all he wants.

“Kiss me, please,” his plea comes out in an airy lilt; conceding to his desires, he surrenders all of himself to the irresistible temptation. You rise from your chair, round the desk to approach him, and he watches in breathless anticipation. The few steps it takes to reach him feel so impossibly slow, and his heart feels like it’s thundering in his chest; he can even feel the sweat building on his brow as he waits for you to finally touch him after all this time.

Placing your hand on the top of his chair, you push it, making him swivel to face you. His breath catches in his throat as he stares up at you, eyes swimming with need. Your fingertips just barely brush over the bit of bare chest peeking through the v-line of his lapels, but it’s enough to send goosebumps over his heated skin.

You hook your finger into his long, silver chain, tug on it just enough to urge him to lean up to meet you. He shivers as he shifts in his seat, has to suppress the whine that threatens to rise from his throat when your lips just barely touch his, a phantom of a feeling left behind. And make no mistake, you want him bad– but you don’t want to rush; you’ve wanted this for too long to do anything but relish in having him in your grasp.

When you return to him, you press your lips to the corner of his mouth instead of kissing him directly, leaving the prettiest trace of lipstick behind. And even despite the ardency he feels to have you, he makes no move to hurry you along; because when you finally kiss him, full and deep, it makes all the build up worth it– it’s true bliss, countless butterflies dancing in his stomach.

And truly, you intended to keep kissing him slowly– but now that you’ve felt his perfectly soft and full lips against your own, your restraint begins to evaporate. You wanted to take your time, to indulge in the sensation– but when you lick over his lips, and he eagerly allows you entrance into his mouth, you get the impression that he can’t hold himself back from his desires either.

The kisses quickly grow messy, your hands urgently popping open the buttons of his suit. You’re trying to be careful to not rip the buttons off, knowing very well how expensive his clothes must be– but even if you did completely ruin it, he wouldn’t have found it within himself to care. He can buy a new suit, doesn’t give a shit about how much it’d cost– your lips and hands on him are far more important.

Buttons successfully undone, you push the suit off his shoulders, and he quickly pulls his arms out of the sleeves, freeing himself from the fabric. You pull away from the kiss, bring your hand to his face, trace your thumb over your lipstick lingering on his lips and further smear it over his skin. It’s a dark red, pretty mess, starkly contrasting the dainty elegance of white lace hugging his body below.

“You’re beautiful, Mr. Seo,” you breathe, utterly mesmerized by the sight of him. You trace your fingers over the scalloped edges of the lace on his chest, follow it down until it stops just above his stomach. It covers his arms as well, up to the edges of his deltoids. The bulk of muscle beneath looks so tantalizing– it’s positively mouth watering.

“Changbin,” he speaks up, and you look at him curiously, a slight smile playing on your lips. Of course, you know it's his name– it’d be astonishing if you didn’t know your boss’ full name; you’re just pleasantly surprised he wants to drop the formalities. “Call me Changbin, please– o-or Bin, or Binnie! I– I’d like that more.”

“Of course, Binnie,” you smile sweetly as you call his name, and though it’s such a simple indulgence, it makes his cock throb in his slacks. You can see it, hard and straining against the tight fabric– you’re positive it’s uncomfortable, thick as he seems to be. You run your fingers over his belt, tracing the buckle. He watches with labored breaths, trying not to squirm in his seat from the anticipation.

“What’s my name?” you suddenly ask him, and he says it in a question, brows slightly furrowing– do you think he doesn’t remember it? He pouts as he waits for you to speak again, and you giggle ever so slightly before you do. “Mhm, but what do you want it to be?” you ask and oh, fuck– you’re asking what title he wants to call you by, he realizes.

“A-Ahh, uhm–” Changbin hesitates, swallows the lump in his throat, face burning as you look him over expectantly. Fuck, everything about this situation is so unreal– but if he’s already come this far with you, why shouldn’t he allow himself further indulgences? Why not give in to what his deepest desires are?

“M-Mommy, you’re– you’re my mommy,” he finally forces the words out, face and ears positively on fire as he waits for your reaction. Oh, that’s what he likes? Your smile grows, and you sweetly caress his face, enjoying the feeling of heat radiating off his cheeks.

“Binnie needs his mommy to take care of him, doesn’t he?” your question makes him whine, nodding his head in a shameless, eager display. He’s so unbearably hot, his erection strains against his tight pants, his skin tingles as you trail your hand back down to his chest– he wants and wants and wants. Touch him everywhere, kiss him everywhere, talk to him sweetly as you go– he needs it.

Very little lipstick remains on your lips after all the kissing you’ve done, but the last traces of it end up on his neck, trailing downwards as you kiss and lick every inch of skin you come in contact with. You run your hands over his torso, squeezing him from the bulk of his arms to the soft edges of his waist, delighting in the soft, breathy whines and moans you pull from him.

You return to his lips at the same time your fingers find his nipples, and he mewls into your mouth as he squirms, the sensation of your tugs and pinches through the lace almost overwhelming. No, it is overwhelming– but he likes it too much to ask you to do any different. And the more you play with his nipples, the squirmier he gets, his hands harshly gripping the armrest of his chair in an effort to ground himself.

You fall to your knees, and he watches breathlessly as you press kisses over his pecs until you eventually reach one of his perked nipples. He keens when you take it in your mouth, swirling your tongue around it over the lace. He gasps when you suck on it, his nails trying their best to dig into the unyielding leather cushioning his armrest.

“Does my Binnie like having his nipples played with like this?” you ask before you run your tongue over this other one. He whines, writhing in place as you resume pinching and tugging on the one that was just in your mouth, the lace now soaked with your saliva adding even more to the delicious friction.

“L-Like it– like it so much, mama,” he finally answers in a shudder, voice squeaky and high pitched. He gasps when you graze your teeth over his nipple, head falling back and another loud moan drawing out of him when you gently bite it. He’s so sensitive, can’t stop himself from shivering and squirming under your diligent touch.

He moans again when you lean up to kiss him, your hand traveling down and down, until your hand reaches his belt again. “Will you take these off for me?” you ask, tugging ever so slightly on the buckle. You could do it yourself, of course, but you like the idea of watching him undress himself for you– and from the way he eagerly nods, you conclude that he likes the idea too.

You smile at him before you rise back up to your feet and you take a step away from him, resting yourself comfortably against his desk while you wait for him to start. He glances at his door first– he knows it’s unlocked, but the blinds are drawn closed, at least; even if someone heard him, they hadn’t seen anything happening in the room.

He looks at his windows next– tall and expansive, not a single curtain in sight; the view it affords him is normally well worth the lack of privacy curtains would provide, but when he considers how naked he’s about to be in front of them, it makes his heart race faster. But you’re so high up– surely, no one from the street will see anything.

And if someone from the skyscrapers sitting opposite of his building happens to see, well.. He supposes he’ll just have to hope they enjoy the show they’ll be receiving. Changbin rises from his chair, and with trembling hands he fumbles with his belt, doing his best to unbuckle it quickly. Once done, he proceeds with undoing the button of his slacks and pulling down the zipper.

Given how tight his slacks are, they don’t fall down his legs just because the button has been undone and the zipper has been pulled down– he has to make a purposeful effort to remove them. He glances at you, notes how intently you watch him, ready and eager to see all of him– and that desire you harbor for him encourages him to go beyond the shyness that grips him.

Pulling them down over the swell of his ass, the first sight you’re met with is more white lace, perfectly matching the top he still has on. Your heart feels like it’s positively going to burst from the view of his cock– short but impossibly thick, pressed down by dainty lace, leaking pre-cum and turning the otherwise pure white translucent.

Your breathing grows more labored just looking at it, and God, as if you weren’t already on the brink of drooling over him before– you absolutely need his cock in your mouth. But still, there’s more for you to see– so you sit patiently, swallowing as you wait for him to keep undressing himself for you.

He has to bend over to pull his pants down his thighs, and his blush darkens when he notices you quite blatantly leaning to the side to look at his ass from his peripheral. There’s a glimpse of something shiny between his cheeks under the lace, and it makes you gasp with surprised delight. Changbin himself closes his eyes, trying not to let out a flustered whine when he realizes you’ve noticed it.

A plug rests inside him, shiny steel with a pretty pink gem in the center in the shape of a heart. Has he had it inside all day? The thought makes you dizzy– and suddenly all the times he’d shivered after moving makes sense. “Gosh, wearing this to work– you’re so dirty Binnie,” you muse happily, and he whines, wishing for nothing more than to cover his face behind his hands.

Though it’s obvious by this point that you like it, he’s hesitant to meet your gaze after stepping out of his slacks and standing back upright. But you can’t have that– so you grab his face, making him turn to you. “You’re so sexy, it’s unbelievable,” you tell him before you kiss him again, and he easily melts into it, nerves evaporating with your lips back on his.

Changbin can’t help being shy, but your desire for him makes it more bearable to push through– and the more you kiss him, the more floaty he feels. You reach behind, blindly and hastily shove everything off his desk before you turn him around, and guide him to sit on it. Neither of you pay any mind to the loud clatter the objects make hitting the floor, or of how mixed up any unstapled papers he had there will become– you’re much too absorbed in the feeling of one another.

You instruct him to lean back when you pull away from kissing him, and he listens in a heartbeat, tipping himself back on his desk. He props himself on his elbows, watches as you bring your hand to his cock, still contained by lace panties. He gasps when you squeeze it through the fabric, whines when you trail your fingers further down and press on the plug still nestled between his cheeks.

“What were you prepping for, hmm? Tell mommy about it,” you say, and again he squirms as he tries to speak, the blush on his face flaring. “I-I– Binnie was gonna–” he stumbles on his words, voice quivering, and he has to close his eyes to try to focus on getting what he wants to say out effectively.

Waking up this morning feeling naughty, he knew he wanted to fuck himself– got himself ready bright and early, so that by the time he got home tonight he’d be nicely stretched and ready for his favorite dildo. He was going to suction it to the floor, ride it while he fisted his cock with one hand and tug on his nipples with the other, close his eyes and imagine it was someone else sweetly playing with him.

The lingerie was to make him feel pretty– and looking at himself in the mirror before pulling his suit on, he really felt he was; he was giddy with the feeling of being sexy and cute simultaneously. He liked knowing it was there under his suit, liked feeling the lace against his skin, liked how much it contrasted the rest of his physique.

He’s trying to tell you as much, knows even without seeing your face how expectantly you’re waiting to hear it– but he struggles embarrassingly, because he can feel your hand stroking his cock over his panties. All he can do with his eyes closed is focus on the sensation your hand grants him– so he opens his eyes again, forcing himself to keep eye contact with you as he speaks.

“A-Ahh– Binnie was gonna– gonna fuck himself,” he admits, trying not to whine from the way you pleasantly coo and smile at him. “Mommy can fuck you,” you tell him sweetly, and God, he feels like he could cum from the words alone. “Would you like that? Want my fingers to fill you up?” you ask, and he nods so fast it almost makes him dizzy.

“Yes! Please, please, fuck me, need it so bad, please–” he begs, and you coo at him as your fingers slip under his panties, once again finding the plug he has nestled inside. He lifts his legs, holds himself under the knees to make your task easier– and it’s effort on his muscles, but what has he spent so much time building them up for if not this?

“You’re ready for me to take it out?” you ask, watching him carefully– he certainly seems eager enough, but you don’t want there to be any unpleasant surprises. “Ready, ‘m ready, do it please,” Changbin pleads, desperate to feel you inside– he wants it, needs it, more than he feels he can vocalize; but he’d certainly try his best if you asked him to.

You kiss him sweetly, shove his lace panties to the side as much as you can manage too and swallow his whines as you slowly and carefully pull the plug out of his hole. You put it on his desk, but it rolls right off, hitting the floor with a dull thud– not that he cares about it right now; he’ll retrieve it later. All he can think about is how empty he feels now, but how deliciously your fingers will replace the feeling, and make him full again.

He prepped himself well, was diligent in his use of lube– but you still want to get your fingers plenty wet and slick before you try to slide them in. He watches you bring two of your fingers to your mouth, utterly mesmerized by the way they disappear into your mouth, how shiny they are with your saliva when you pull them out.

You spit on them too for good measure when you’re finished coating them, and he licks his lips as he stares at your fingers– again, he wants, wants, wants. You notice it, of course you do– the blatant yearning in his gaze, how he licks his parted lips once more, how he practically drools as he stares.

“Want to help me get them wet, sweet boy? Want them in your mouth?” you smile as you ask, amusedly tilting your head. “Or was it me spitting on them that you liked? Should I spit on you too?” “Both, please, want both,” he answers in a hurry, utterly shameless. “Is that so?” you ask with a grin that sends a shiver down the length of his spine.

“Open your mouth for me Binnie, show me your tongue,” you instruct, and he complies obediently, opening his mouth and sticking out his tongue for you. He moans when you spit on it, and again when you press your wet fingers into his mouth. He closes his lips around them, diligently swirls his tongue around your digits before he sucks.

He gags when you press them in further, the tips of your fingers brushing against the back of his throat. His eyes water, saliva pools in his mouth and dribbles down the corners, and it’s so utterly entrancing that you just have to praise him. “So good for me, Binnie’s such a good boy,” you coo, and he keens as he quickly nods his head, as if to say ‘I am! I’m a good boy for you!’

Changbin almost wants to whine when you slip your fingers out of his mouth, but then you slide your slicked fingers over his waiting hole, and all he can do is gasp and whimper. “Mommy’s gonna fuck you now,” you tell him, voice so saccharine it makes his head spin– he still can’t believe this is really happening, but he’s so happy that it is.

He jolts when you easily slide two of your fingers inside, his cock twitching against the lace panties still holding it down. There’s very little resistance thanks to the plug that was in prior and how slick he and your fingers are, but you still take it slow, carefully watching him for discomfort. Ultimately, you sense none– all he feels his pleasure, licking over every inch of his body.

“Look at you, you take it so well,” you praise as you watch your fingers disappear into his hole, and he whines as he watches with you. He whimpers loud and pretty when you curl your fingers into his spot, his head falling back as he bites his lip. He’s trembling all over, he’s seeing stars behind his closed eyes, he can hardly breathe when you start to thrust your fingers expertly in and out.

“Feels good, Binnie?” you ask him, and God, it’s so hard to speak like this, but he does his best for you. “F-Feels so– so good, mama, Binnie feels so good,” he cries, jolting again when you spit on his hole, adding more to the wetness so you can easily add a third finger. His breath catches in his throat when it’s fully inside, his eyes rolling back as he gasps and moans.

Your eyes travel to his cock, twitching and throbbing where it lies neglected, pre-cum still steadily leaking from the tip. You stop moving your fingers for just a moment, sink to your knees and lick at his cock over the lace still containing it. “O-Oh, mommy– oh my God–” he gasps as he lifts his head back up to look at you.

It’s such a dirty sight, and he can hardly handle the way you stare back at him through your glasses. His back bows off the desk when you start moving your fingers again, that moan that follows obscenely pornographic. He feels so hot, body trembling, thighs twitching– he’s already so, so close. “‘m gonna cum,” he whines his warning, his hands desperately grabbing at his desk as he feels his orgasm build deep in his stomach, “Please, can I? L-Let me cum, please mama–”

He whines when you stop, his impending orgasm ebbing away as you rise back to your feet. You grab his face, make him look at you before you resume the motion of your fingers– and when you squeeze his cheeks, he knows what to do. He opens his mouth for you, sticks out his tongue, obedient and eager.

He moans when you spit on it, swallows it like the good boy he is and opens his mouth for more after. “You’re so dirty,” you comment, letting go of his face to slip your hand into his panties, and wrap your hand around his cock. You spit in his mouth once more, now fisting his cock to the same rhythm of your fingers thrusting inside and hitting his spot.

His eyes roll back as he swallows it all, a steady stream of whimpers leaving as his toes curl. “Mommy, I-I’m–” he trembles, release so close he isn’t sure he can hold it back; he'll try if you tell him to, but– “cum, gonna– gonna cum, please, I can’t– mama, please–”

“Let go, sweet boy, cum for me,” you urge him, and he wants to thank you– but it hits him so hard, all he can do is cry. You can continue to stroke him through it, his cum releases in thick spurts, coating your hand and soiling his panties. You don’t stop until he starts to writhe from the oversensitivity, gently releasing his cock and sliding your fingers out of him as he lies breathless against the desk.

His eyes are closed, heart racing as he lies limp, utterly exhausted from the intensity of his orgasm. You look to the floor, find the tissue box that previously rested on his desk and grab a few to clean your hand up with, as well as gently wipe away the cum that seeps out of his panties.

Changbin smiles at you sheepishly when you wipe the sweat from his brow, and kisses you after you help him sit back up. “Are you thirsty?” you ask him, rounding the desk to retrieve your bag from your chair. You pull out a water bottle, and he accepts it graciously, thanking you after he takes a few big sips. You both giggle when he tries to stand, but quickly realizes he’s still wobbly in the legs, so you help him get dressed too.

He can't help but give you another shy smile as you help him smooth over suit, giggling happily when you kiss him afterwards. He knows he’s still fairly debauched– after all, his face is still impossibly flushed, his skin is still running hot, and there’s lipstick marks all over him that can’t easily be wiped off with a few tissues; but he likes it.

He just hopes that no one made the decision to pull some over time– it’d save him a lot of embarrassment leaving the building if you’re the only two left. But speaking of leaving.. “Uhm– Y/N,” he calls you timidly just as you both finish re-tidying his office, and tilt your head as you hum in question, giving him your full attention. “Will you– will you have dinner with me?” he asks, the faded blush returning when you beam a smile at him.

“For business or pleasure?” you tease him, and he huffs as you giggle. “Pleasure,” he replies meekly, hoping you’ll come home with him after; he’ll return the favor then, do everything he possibly can to make you feel as good as you made him feel. “I’d love to, Changbin,” you tell him, giving him one more kiss before you link your hand in his; and he smiles at you before you leave the building together hand in hand, with the night still young and so much more fun still to be had.

network tags: @ksmutsociety

#ksmutsociety #skz x reader #changbin x reader #skz smut #changbin smut #sub!skz #skz scenarios #skz imagines #skz fanfic #pls ignore the fact that i started and finished a new fic instead of working on all the wips i've had for months fdgfdgdf #also in case you missed it my posts may be even more sporadic than usual cause i'm dealing with health issues rn // sorry in advance!

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theveil-and-thepath · 11 days ago

Text

Your Christmas BAG of MIRACLES- PAC n° 10

Pile 1 - Pile 2

Pile 3 - Pile 4

You can pick more than one! Just follow your heart!

11 small miracles that will happen before christmas. Pick a picture, then pick the miracles that resonate with you.

*This is a source of entertainment, your destiny is in your hands.*

Pile 1

Snake , Key , Dog

A friend or a spirit guide will help you deal with difficult people in your life, they will advise you what you need to do in order to get what you need from them. If someone has been gatekeeping you from entering a place, they will let you in.

Birds , Bouquet , Coffin

There may be gossip that you will receive an inheritance, or that after a staff change you will be the one chosen be promoted to replace a higher up, as if people are saying you wlll get a management position.

Bear , Sun , Heart

You will receive help from an important person, it may be a favour from a boss, a parent, or an overprotective romantic partner.

Crossroad , Mice , Scythe

Sometimes you question yourself whether you should smash the little spider that you see at your house, or gently lead her outside. This time you will smash it, but it is not a bug, it is a person or a habit. You will be very decisive and remove any chance of come back of this bad person or habit, no gentleness.

Book , Stork , Clover

You will start to study a topic that will bring fortune to your life. Perhaps it is a business opportunity that you will devise.

Stars , Lily , Garden

The holiday's parties will go amazing for you. You will be looking beautiful and hot, you may even meet your crush or loved one at one of these (maybe school dinner or company party). If you are manifestng something big for one those events with many people, it WILL happen!

Anchor , Tree , Child

Someone in your family will give birth to a baby, adopt a child, adopt a pet, your pet could give birth too. Young ones in your family will recover from any illness or be allowed to leave the hospital. Good news of birth and health in the family.

Fish , House , Clouds

You may delay renovation plans for your house, or delay the purchase of a house or postpone a relocation date until you have more certainty about your finances.

Moon , Tower , Ship

It is kind of late for that, but you may receive an acceptance letter to study abroad in a good institution. An elder person may decide to mentor you and they will do it from their heart.

Fox , Rider , Mountain

You will become aware in case a shady person is trying to hinder your professional growth or plot something against you.

Woman , Letter , Ring

Your girlfriend may propose to you (or your girl crush may confess, or YOU may confess your feelings if you're a woman). Or a woman will give her blessing to your current relationship. For everyone else it is a good time for texting loved ones and renovating the emotional commitments you have in your life. People will be greatful if you send them a Merry Christmas e-mail or text.

🎁🎁🎁🎁🎁🎁🎁🎁🎁🎁

Pile 2

Stars , Tower , Dog

You will have a good time at university, school, or the place you go for religion. Maybe one fo your friend in those places will be supportive of you.

Tree , Ship , Mice

You may meet a cousin you dislike lol You will have clarity on family matters that have been hidden for a long time.

Woman , Moon , Sun

There is a feeling of empowerment and perfect balance of your feminine and masculine energies. You will be feeling powerful and capable of doing rituals for manifestation.

Snake , Child , Bear

You will step up to protect your little sibling, cousin, any child under your care, or someone you perceive weaker or in need of help. There is deliverance from danger, you will either witness it or enact it towards a smaller one (it can be you holding your brother's arm so he doesn't get hit by a car). Alternatively, you may stand up for yourself or your inner child somehow.

Lily , Bouquet , Mountain

There will be progress in a romantic relationship. For those who are dating the same person for years, or started to date with this intention to build a family or get married, you will experience joy in this connection and maybe a level up.

Clover , Ring , Fox

You will be able to afford the wedding band or the expensive gift you want! It may go on sale or you will find a better one at a good price. You can also enter an agreement with a person who's savy and skilled and this will be mutually beneficial.

Crossroad , Fish , Coffin

You will decline an opportunity for making money. I don't know why this is a miracle. Maybe you will avoid being schamed by someone online.

Stork , Key , Whip

"This time you do it right". After much pain, you learned your lesson and will not repeat the same mistake. You will act upon something and do so correctly, that is possible because you have learned a painful lesson in the past.

Letter , Clouds , Scythe

You receive an appology or clarification about something.

Birds , Rider , Anchor

Good and long awaited news arrive. You won't be able to keep it a secret. It feels like your mom read your acceptance email before you did, or someone else heard the news you will change jobs or your life is improving. You'll get something good and the news will fly (not from your mouth, but people will know).

Book , Man , Garden

You can join a bookclub, a study group, a secret society even (or a discord server with few selected members). You may find love in your small circle of friends.

🎁🎁🎁🎁🎁🎁🎁🎁🎁🎁

Pile 3

Bear , Lily , Whip

Please ignore if that is not for you, but for those who are into it you may have a hot steamy night of sex. Good for dom/sub dynamics and bdsm. Very sexual and lustful vibes. Rich man just spotted a sugar baby vibes as well. Read it as it fits you.

Key , House , Birds

If you are very young, your parents may give you a copy of the keys to the house. Some of you will be able to have a sleepover with friends and it will be super fun! Events you host at home will be full of people, lots of conversation and great interactions there.

Fish , Crossroad , Fox

You will take an important step regarding financial freedom that may require you to be "selfsih". Don't feel bad about it.

Clover , Ship , Tower

Good news from abrod or about education. I think you will do well in your finals at school or get a well deserved bonus at work.

Ring , Scythe , Tree

Some of you will talk to your family about moving out from their place, or moving in with your partner, or your partner/friend may invite you to move in with them. For some, you will talk to your partner that you need a time in the relationship to give attention to your family members.

Mountain , Stars , Book

A good period for study or work, keep putting effort towards reaching your goal.

Man , Clouds , Sun

You will figure out where you stand in a man's life. Revelations about a romantic prospect or crush, you will stop wondering whether they love you or not.

Stork , Mice , Anchor

Please let go of things that harm you, do not bring them with you in this new year or new phase of your life. Make a good transtion on stable ground, make sure of that, drop the shit that was once in your plate, please.

Rider , Moon , Snake

You may need to deal with some issues or complicated people. I knwo this is a miracles reading, but maybe dealing with them now will be good for you in the long term. It may be the right time for it because perhaps this person avoid you, but now you two will have a chance to solve things. Not make peace, just dealing with them somehow, you don't like their energy, they make you doubt yourself.

Woman , Heart , Bouquet

You will receive a lot of praise! Favourable time for love and romance, you can receive a gift or go to a nice place on a date.

Letter , Dog , Child

Good news from a friend. Maybe a childhood friend will wish you Merry Christmas. Maybe someone will be gifted with a puppy!!!

🎁🎁🎁🎁🎁🎁🎁🎁🎁🎁

Pile 4

Letter , Heart , Bouquet

Love, love, love, and good news. Maybe a love confession, but I see it in an existing relationship or connection.

Coffin , Bear , Mountain

You may raise from the ashes somehow. People thought you were out of the game but you are not and they will see it! You are stronger than you think.

Book , Anchor , Man

You will receive solid advice from an elder. Favourable time for school, mentorships or dealing with professors (not bosses tho).

Stork , Clover , Stars

"The start of something new", the High School Musical song, comes to my mind. You will feel happy and hopeful about 2025 or your future in general.

Fish , Snake , Birds

Beware of the people who are close to you just because you have money or status or a good public image, they are hoping your good luck rubs off on them by being close to you. You may suspect that someone close to you is double faced.

Rider , Moon , Child

Fertile period for those who want to get pregnant, possibly just as good for getting a new animal pet as well. I see a child crying either of a minor injury or of joy because they suddenly stop. Any anxiety you have will be brief.

Scythe , Tower , House

You may feel alone at your home, but since this is a miracles reading I will say that you may have a well deserved break from annoying family members.

Crossroad , Key , Mice

You will make a decision fast, before it is too late, and because of being fast you will not lose any opportunities. The time is now to decide.

Sun , Ring , Tree

You may attend a wedding, or the family holiday parties will be very happy.

Garden , Ship , Fox

If you have any online business, the end of the year will bring an influx of new clients. Your marketing efforts for your business or personal marketing strategy will go well. Many customers or many people from afar will hear from you and work work.

Clouds , Whip , Lily

The theme of domestic violence or violence against women may be something you deal with in these days. I think you may advise a friend about it, so they leave a toxic relationship. You may be conflicted about a person with whom you have casual sex, you fear it may not go well. Since it is a miracles reading, you may step away from a weird situation like this.

#pick a card #Pic a card reading #pac reading #tarot reading #lenormand #tarot #theveil-and-thepath

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