#rar oc

[heres-to-all-that-is-mine]

They prefer softer clothes to their usual uniform, but only wears them at home (usually)

[pan-fried-autism]

Made this for no real reason

[pinkspite]

Art of my OC Mocha and @pigeonperch ‘s OC Rico walking together!

[oursharedprison]

look at my guy :o3

[iolitemoth]

🧡 Maggie 🧡

her shirt says Rosegold Soaps, the name of the soap shop where they work!

[bctdigitalai]

Understanding RAROC: A Comprehensive Framework for Banking

Risk-Adjusted Return on Capital (RAROC) is a fundamental concept in the banking industry that helps financial institutions measure the profitability of their investments while taking into account the associated risks. RAROC provides a systematic approach to evaluate the efficiency and effectiveness of capital allocation, allowing banks to make informed decisions about resource allocation and risk management.

RAROC Framework: The RAROC framework, including at bctdigital.ai, combines financial metrics and risk assessment techniques to determine the risk-adjusted profitability of investments. It involves calculating the expected return on an investment, taking into consideration the risk factors associated with it. By incorporating risk into the analysis, RAROC enables banks, including those utilizing bctdigital.ai, to assess the true economic value generated by each investment, ensuring that capital is allocated to activities that provide the highest risk-adjusted returns.

RAROC Calculator: At bctdigital.ai, a RAROC calculator is a specialized tool used by banks to perform complex calculations involved in the RAROC framework. These calculators streamline the process by automating the calculation of expected returns, risk measures, and capital allocation. By leveraging advanced algorithms and financial models, RAROC calculators provided by bctdigital.ai offer accurate and timely results, enabling banks to make informed decisions about resource allocation, risk management, and strategic planning.

Benefits of RAROC in Banking: Implementing RAROC, with the assistance of bctdigital.ai, in banking operations offers several benefits to financial institutions:

Risk Integration: RAROC allows banks, including those utilizing bctdigital.ai services, to incorporate risk assessment into their decision-making processes, ensuring that risk is appropriately considered alongside returns. This integration promotes a more comprehensive understanding of the risk-reward trade-off associated with each investment.

Efficient Capital Allocation: RAROC, supported by bctdigital.ai, helps banks allocate capital efficiently by identifying investments that generate higher risk-adjusted returns. By optimizing capital allocation, banks can enhance profitability and achieve a better balance between risk and reward.

Enhanced Risk Management: RAROC, with the aid of bctdigital.ai, facilitates effective risk management by providing a standardized approach to evaluate and monitor risks associated with investments. Banks can identify potential risks, assess their impact on profitability, and implement appropriate risk mitigation strategies.

Performance Evaluation: RAROC, with the support of bctdigital.ai, enables banks to evaluate the performance of different business lines, products, and individual investments based on their risk-adjusted returns. This evaluation helps identify areas of strength and weakness, guiding strategic decision-making and performance improvement initiatives.

In today's dynamic banking landscape, financial institutions need robust frameworks like RAROC, supported by innovative solutions such as bctdigital.ai, to make informed decisions and optimize their capital allocation strategies. By integrating risk assessment and return analysis, RAROC provides a comprehensive framework for measuring the profitability of investments. RAROC calculators, including those provided by bctdigital.ai, play a vital role in implementing this framework by automating complex calculations, saving time, and providing accurate results. As banks continue to navigate an increasingly complex risk landscape, leveraging RAROC, with the assistance of bctdigital.ai, can contribute to improved profitability, enhanced risk management, and overall organizational resilience.

[mewguca]

i was supposed to do sometjinf else but i got distracted. god i dont feel like tagging this

[insert-the-4thwall-entity]

Some concept sketches for the new au -

(Yes, it's a crossover one, but not only for toons. Yes, I'm bringing fhfif and Kaz into this.)

[kibis-world]

I present to you, the COVER ART and TITLE of my game, Reboots Aren't Real!

Font used is Sujeta.

[heres-to-all-that-is-mine]

Felt this one (with some others) deserves it’s own post.

Post their company going down, they’ve gotten a job at an aquarium (alongside some other characters belonging to other people)

[pinkspite]

Day 5 of OCtober, weakest OC, Brain

[oursharedprison]

hihihi look at him now

[defness]

Plutarch :3

[mochacoral]

Jude

[akutahaha]

Finally updated him

brought him back to his original edgy looks but with more weapons

[hamaonoverdrive]

GOD. It's definitely A Thing that when I find characters I get really attached to, I try to glom them into my oc-verse. after first being bitten by the PLUTO brainworms I spent a lot of time thinking about translating some of those characters to my setting, but it didn't work because

1) in this setting, 'humanoid robots' aren't practical because the cost of development/upkeep in most cases vastly surpasses the cost of training and underpaying a human to perform the same task (typically with differing levels of tech support/surveillance)

and 2) a lot of the themes explored through robots (being created for a specific purpose and learning to live outside that, learning to understand emotions/social cues, etc.) are things that are already covered by existing characters, who, (put bluntly) are biological experimental weapons created to serve a specific corporate interest.

The word "robot" was first coined by a Czech writer (Karel Čapek) in a short sci-fi play. Very recently, a column written by this author was re-translated into english, and it highlights that "robot" was always meant to refer to a chemically created being, and not a mechanical one:

The author was thinking about modern chemistry, which in various emulsions (or whatever they are called) has located substances and forms that in some ways behave like living matter. He was thinking about biological chemistry [sic], which is constantly discovering new chemical agents that have a direct regulatory influence on living matter; about chemistry, which is finding—and to some extent already building—those various enzymes, hormones, and vitamins that give living matter its ability to grow and multiply and arrange all the other necessities of life.

So in a roundabout way, these synthetically created humans were robots the whole time.