#propen

[m-x66]

I'm too immature for chemistry, I keep looking at my polymer chart and giggling.

[whats-in-a-sentence]

Table 26.1 gives some examples of polymers formed from compounds related to ethene, along with their common names and most important uses.

"Chemistry" 2e - Blackman, A., Bottle, S., Schmid, S., Mocerino, M., Wille, U.

[tenth-sentence]

Table 16.5 lists the enthalpies of hydrogenation of several alkenes.

"Chemistry" 2e - Blackman, A., Bottle, S., Schmid, S., Mocerino, M., Wille, U.

[ghoul-foolery]

Goulcy Week // Wildcard: Soulmates [Teaser]

—

This thing was supposed to be far shorter but it’s turning into ✨a thing✨, that is still trucking along but also deeply unfinished. Figured I’d drop a teaser.

—

The front of the Vault-Tec blue pamphlet featured a picture of a happily smiling family. They sat arranged on a couch with mom and dad on one side, daughter and son between them. All clad in their perfectly pressed Vault suits. It was a picturesque image of a perfect American Vault family. In the lower right corner of the pamphlet was a graphic of Vault Boy, flashing his signature smile, and offering a big thumbs up as if in approval. The curving yellow font at the top of the pamphlet read:

GET YOUR INHIBITOR TODAY!

Opening the pamphlet, on the left side of the fold were two whole images that depicted the process of the Soulmate Inhibitor installation. One image showed a doctor and their patient. The doctor had a device that looked terribly similar to a plastic, rudimentary gun pressed to the base of their patient’s skull. The next photo was patient and doctor, standing shoulder-to-shoulder, smiling wide with another thumbs up for the camera. On the right side of the fold there was a listing of reasons why the Inhibitor was a necessity to any Vault resident’s life. It was presented in a question-answer format.

What sort of quality of life can a Vault Resident achieve if they know their soulmate exists outside of the Vault?

It listed statistics that featured elevated risks of depression, and anxiety. It reminded the reader of the Vault’s primary objectives: reclamation day, repopulation.

What if someone from outside the Vault tries to break into the Vault to pursue their soulmate?

More statistics, these featuring the horrors of extreme radiation exposure. Mentions of dead crops, dead people. Another reminder to the reader that the Vault’s objective is to one day repopulate and rebuild the earth from the ashes left behind.

How will it affect the Vault’s initiative if someone were to “hold out” for a soulmate that they may never find?

Even more statistics, these regarding declining reproduction rates and a total loss of population. There is a brief mention of the Vault’s triennial trade agreement with Vault 32, where another pamphlet was referenced.

The pamphlet concluded with more yellow font:

Get your Inhibitor today!

For the good of the Vault, for the good of our Future!

Lucy MacLean knew the pamphlet forwards and backwards, word for word. It would be easy for someone to assume that, as the Overseer’s daughter, she knew the material so she could outwardly support all of the vault’s initiatives. It would also be easy to assume that, as a member of the teaching staff, she knew the material because she reviewed it on a quarterly basis for the kids getting ready to get their own inhibitor chips installed. The reality of the situation was far more personal, and significantly more selfish. Lucy’s was the first and, so far, only documented case in the vault’s history where an inhibitor installation had any adverse effects.

Before the procedure, Betty had taken her hand, looked her straight in the eye and said, “It’s just a moment of pain in exchange for a lifetime of happiness.”

Her dad stood beside Betty, all reassuring smiles as he said, “You can do that, can’t you Luc?”

It wasn’t just a moment of pain. It lasted days. Pain so consuming that it hurt to cry. Pain so profound that it made her sick. It ebbed after a handful of days, and then it went away all together. In the aftermath she read the pamphlet persistently. She chased down supplementary reading material. There was no mention about potential side effects; no indication as to the cause. It left young Lucy to speculate.

Statistically speaking, many people wouldn’t have a soulmate. Period. That was a byproduct of bombs eviscerating the majority of the world’s population. For the ones that were alive on the surface in the years after, there was a documented propensity for extreme violence, a lack of sufficient resources, and an increased probability for severe radiation poisoning. Yet Lucy still couldn’t help but wonder if she was one of the very few who was destined to find her soulmate.

Speculation turned out to be a very slippery slope into fantasizing. Lucy could be very pragmatic, but to her core she was a hopeful optimist. Lucy fantasized. She yearned, she dreamed, she pined, and she pondered.

And as soon as she was old enough, she eagerly applied for the Vault’s Triennial Trade.

Lucy MacLean was going to find her soulmate.

[thatswhatsushesaid]

i fell in love with jin guangyao when he threw his hands up (metaphorically) at nie mingjue during the stair debacle and went "wow you really Cannot understand me. fine. i tried. skill issue"!! i thought it was so cool how neatly he dual-wielded justified terror, justified snark, and a sincere attempt at making himself understood. i guess that's triple-wielding, actually, but you get it

you’re right, i do get it, i get it so much. 🤝🤝🤝 that moment turned me into the unhinged jgy stan i am today.

Jin GuangYao sighed, “Brother, it really was my father’s orders. I couldn’t refuse. Now, if you want me to take care of Xue Yang, what would I say to him?”

Nie MingJue, “There’s no need for explanations. Come back to me with Xue Yang’s head in your hand.”

Jin GuangYao still wanted to speak, but Nie MingJue had already lost all patience, “Meng Yao, don’t speak such pretentious words in front of me. Your whole thing stopped working on me since a long time ago!”

Within a second, a few degrees of unease flashed over Jin GuangYao’s face, as though someone with an unmentionable illness was suddenly exposed in the public. There was nowhere for him to hide.

He spoke, “My whole thing? Which whole thing? Brother, you’ve always yelled at me for calculating people and being too dishonorable. You say that you’re a proud, righteous person, that you aren’t afraid of anything, that propen men shouldn’t need to play with schemes. That’s fine. Your background is noble and your cultivation is high. But what about me? Am I the same as you? First, my cultivation isn’t as firm as yours. Ever since I was born, has anyone taught me? And second, I have no prominent background. Do you think that I’m in a steady position, here at the LanlingJin Sect? Do you think that I can rise into power the moment Jin ZiXuan dies? Jin GuangShan would rather bring another illegitimate child back than want me to succeed him! You think that I should be afraid of nothing? Well I’m afraid of everything, even other people! He whose stomach is full believes not him who is starving.”

EXR translation, pg 498 & 499

then comes the part of the text where imo jgy is 100% aware of the fact that nmj is going to hear his words and choose the worst faith interpretation of them. this feels like one last moment to give nmj a chance to prove him wrong about what he knows inevitably is about to happen, and it has been quoted and discussed so many times that i don’t think i need to do so again. but i will add this moment too, because i don’t think jgy gets enough credit for the brutal, savage humour in this line, after he gets kicked down the stairs:

Jin GuangYao only landed after rolling down more than fifty steps. He didn’t even stay on the ground for long before crawling up. With a wave of his hand, he sent away the servants and disciples who surrounded him. Dusting off his robes, he slowly raised his head to look at Nie MingJue. His eyes were quite calm, almost indifferent. Just as Nie MingJue unsheathed his saber, Lan XiChen happened to leave the palace to see what was going on, concerned after having waited for long. Seeing the situation before him, he unsheathed Shuoyue as well, “What happened, this time?”

Jin GuangYao, “Nothing. Brother, thank you for your advice.”

EXR translation, pg 500

rating: siiiiiiiiick

[materialsscienceandengineering]

Catalyst 'breathes' new life into acrylonitrile production

A team of engineers is reimagining one of the essential processes in modern manufacturing. Their goal? To transform how a chemical called acrylonitrile (ACN) is made—not by building world-scale manufacturing sites, but by using smaller-scale, modular reactors that can work if they let the catalyst, in a sense, "breathe." Their article, titled "Propene Ammoxidation over an Industrial Bismuth Molybdate-Based Catalyst Using Forced Dynamic Operation," is published in Applied Catalysis A: General. ACN is everywhere, from carbon fibers in sports equipment to acrylics in car parts and textiles. Traditionally, producing it requires a continuous, energy-intensive process. But now, researchers at the University of Virginia and the University of Houston have shown that by pausing to "inhale" fresh oxygen, a chemical catalyst can produce ACN more efficiently. This discovery could open the door to smaller, versatile production facilities that adapt to fluctuating needs.

Read more.

[kaiju-emperor]

Genghis Khan (Rider) Servant Concept

Class:Rider

Parameters Strength B Endurance A Agility C+ Magical Power C Luck A

Born Temujin, the man who would come be known as one of the greatest conquerors in all of history. He is perceived many as a great villian and butcher but to others a national hero and great leader. Among servants Genghis Khan stands shoulder to shoulder with some of the most powerful and famous heroic spirits such as Iskandar, Cu Chulainn, and Artoria Pendragon. He qualifies for many classes such as Archer, Lancer and Saber but Rider is by far his best class. In terms of fame, notoriety, and accomplishments he is without a doubt a top tier servant. Personality wise he is proud, charismatic, and larger than life. He considers himself chosen by heaven and all above to unite all nations under one banner. He is eager to experience new things and finds value in others who have skills, beliefs, customs and so on that are not his own. A man who sees only merit and character, looking beyond ones station, and seeing them for their core self. 'A wise beggar with a good heart is worth more than a king placed upon his seat through lineage alone'. Whoever is Genghis Khan's master will find a stalwart and strong servant but he will not follow there orders and may even kill them outright if he does not find them of respectable character or beliefs. He is prone to acting on his own but may take his masters council should they earn his respect.

Skills

Riding A-Genghis Khan is an expert in all vehicles and mounts, especially horses. He even has the potential to ride some phantasmal species and divine beasts.

Magic Resistance D-Can cancel out low level or single incantation spells. As well as protect from low level mental effects

Divinity C-Among the mongol people, Genghis Khan has been deified and associated with an equestrian war god known as Sülde Tngri. This deification represents Genghis Khan's martial character and the more mythical side of himself rather than the historical.

Khan Of Khans A+-A skill that represents Genghis's status as the greatest to hold the title of Khan. It is a composite skill that grants him aa high level Charisma , Tactics , and Golden Rule

Mongolian Martial Arts B-A skill that represents his expertise in the traditional martial arts and skills of his people. Such as horse archery, falconry, and Bokh also known as Mongolian wrestling, and so on. HIs skill in wrestling in particular makes him a dangerous opponent even whent totally unarmed.

Blessing Of Tengri A-It was said in the text 'Secret History Of The Mongols' that a spirit known as Zarin Tengri sent a vision from the great sky god Tengri to the Khorchin mongols, of a cow mooing toward the moon and the words 'Heaven And Earth have agreed to make Tenmujin lord of the nation'. This prophetic blessing is what allowed Genghis Khan to unite his people. It is a skill that acts similar to high ranked Protection Of The Faith and can occasionally grant prophetic dreams similar to the Revelation skill.

Noble Phantasms

Khans Grand Conquest: All Under Heaven is Mine A+ -A crystallization of Genghis Khan's ability to conquer and create the largest contiguous empire in all of history. The noble phantasm allows Genghis Khan to claim areas as his territory. The condition being that he must either win over a majority of the population in that designated area or defeat a figure of authority within that chosen area. Such as using his raw charisma to draw an entire bar to him and want to follow him, allowing him to claim the bar and the nearby area or making the mayor of a town submit to him thus claiming the town itself. Once Genghis Khan has claimed a territory as his own he has a certain level of Authority within that territory, raising his parameters slightly and allowing him to better engage any enemy that enters his territory. This skill also allows him to temporarily use the skills and even mana of others within his territory, representing the khan's propensity to incorporate other cultures, and beliefs into his kingdom rather than quashing them.

Twin White Horses: Divine Steeds Of The Khan A-The twin horses of Genghis Khan who were immortalized in a folktale. They are brothers, and are the Khan's constant companions. The older horse is white with a golden mane while the the younger is the inverse. They are similarly deified along with Genghis Khan and as such are divine beasts, representing the horse as a symbol of mongol culture. The horse and its rider are one, and it is said that the spirit or the soul is called a 'wind horse'. This association with the spirit allows the horses to ride past the veil and into the afterlife temporarily before appearing back in physical space. Though this power is extremely mana intensive. This association with the spirit world also grants them advantages against ghosts and other spiritual beings but not servants. Genghis Khan usually rides one or the other horse but they can also be summoned at the same time to pull Genghis Khan's chariot.

Khan's Tumen: Army Of The Conqueror B+-Genghis Khan had a very specific ordering of troops. He believed that a massive singular army was ineffective. And that multiple smaller armies was more efficient. This noble phantasm is a crystallization of that philosophy and allows Gengis Khan to summon a entourage of his elite Calvary up to 1000 strong. Each one of them is a minor heroic spirit in there own right and have average parameters of C. Though it is not an army as grand as Iskandar's or similar noble phantasms it has quality over quantity. However, summoning such a massive force of minor heroic spirits requires immense amounts of mana. So it is often employed sparingly.

[hydrocarbon-extractor]

semi-important stuff & methodology

read if you want

or don't

also a cool list of everything found so far...

forenote:

unfortunately, not all posts can produce a hydrocarbon upon analysis. this can be for many reasons. the most frequent, however, is an odd number of hydrogen (h) atoms¹, so if your post/ask doesn't get a response, this may be why.

i also try to avoid longer posts as there are so many combinations possible that many are unstable or just not documented.

others may have multiple possible structures. i try to minimise complexity (again, for readability), so multiple structures will only be shown for posts containing 6 or fewer carbon atoms.

this is also where i stop caring about set completion (see list at end).

methodology:

first, a post is stripped of all letters other than 'c' and 'h', leaving punctuation and emojis for clarity.

secondly, points in the post that must remain constant are located (ie, a CH3 group at the start/end), then i work forwards/backwards from there.

as far as i am concerned, any adjacent hydrogens are fair game (ie, ethene could be expressed as hchhch, chhhhc, hhcchh... but not cchhhh), so they are matched up with carbons to maintain 4 bonds per C atom.

most hydrocarbons have a cyclic isomer, too; so if it has one that is accessible from the post, i will usually include it. sometimes i can only make the cyclic isomer, so the linear one is excluded.

there may also be multiple linear/cyclic isomers, so as stated prior, these will only be included if there are less than or equal to 6 carbon atoms.

lastly, it is double-checked against online databases to ensure it does indeed exist, and i am not stupid (spoiler, i am).

1: while i am aware radical and ionic substances fit this description, this is a dumb gimmick blog, and i am trying to maintain as much readability for the average reader as possible.

end of technical bit

despite this blog being a parody of the usa in many ways, it does not share several of the various governments' opinions, and is intended to be a safe space for everyone.

they/them pronouns please

list of previously identified hydrocarbons by number of carbons, molar mass, and bond complexity²:

C₀ 1/1 ☆

002 - dihydrogen

C₁ 1/1 ☆

016 - methane

C₂ 3/3 ☆

026 - ethyne

028 - ethene

030 - ethane

C₃ 7/8

038 - cyclopropadiene

038 -

040 - propadiene

040 - propyne

040 - cyclopropene

042 - propene

042 - cyclopropane

044 - propane

C₄ 6/

050 -

052 - butatriene

052 - cyclobutyne

054 - buta-1,2-diene

054 - buta-1,3-diene

054 - cyclobutene

056 - cyclobutane

058 -

C₅ 3/

064 - pentatetraene

066 - penta-1,2,4-triene

066 - cyclopenta-1,2-diene

072 -

C₆ 4/

074 -

076 - cyclohexa-1,2,3,4-tetraene

080 - hexa-1,2,5-triene

080 - cyclohexa-1,4-diene

086 - hexane

C₇ 1/

092 - cyclohepta-1-ene-3-yne

C₈ 0/

C₉ 0/

C₁₀ 0/

C₁₁ 0/

C₁₂ 2/

166 - dodeca-2,4-diene

166 - cyclododecene

2: all masses are to the nearest integer value, colour coded by number of carbon atoms.

only non-ionic, non-radical hydrocarbons (and dihydrogen because it's funny) are included in sets. complete sets (6 carbons and below) labelled with a star ☆.

only compounds i have been able to locate in databases are included.

[n-y-e-m-a-n-d]

2BDAMNED X READER

Ujuju tengo un headcannon en el que si eres alguien muy propens@ a lastimarte (ya se por algún deporte, pasatiempos, torpeza, etc) Doc te encontraría algo "interesante" como si de repente sintiera que necesita estar al pendiente tuyo. Te daría un "sermón" (te diría como tomar más precauciones o como puedes evitar hacerte más daño) mientas te desinfecta las heridas

Que lindo!

Lo amo.

[whats-in-a-sentence]

Ethylene glycol (see figure 19.2) and propylene glycol are synthesised from ethylene (ethene) and propylene (propene) respectively, hence their common names as shown below.

"Chemistry" 2e - Blackman, A., Bottle, S., Schmid, S., Mocerino, M., Wille, U.

[444names]

category: car brands from wikipedia

Abborab Abbot Abhanoln Abors Achai Aciang Aciway Acuaz Aculski Acurustu Aesto Aitinda Aiton Aiwagang Aiwells Albors Albota Alesr Alfas Allana Alpill Alpis Ameicaria Aollattle Aoxia Aoxianz Apilot Apoluxge Aporthind Aporti Ariat Arque Arthiler Asche Aschn Asian Asiter Auriv Aurolla Aurri Auruciat Austwort Autogy Automon Automotu Autora Autord Autot Autrey Autrini Avana Avang Avangy Avantistu Avion Avtontat Bakompm Baoxial Barouxing Baward Bedra Benal Benere Bengch Benigna Biles Bilogy Bilogyon Bilon Bisaab Bolser Bonder Borghamon Borks Botcara Botectri Boton Brabbort Braker Bramobia Brarmas Breage Brich Briclesr Brierra Brierri Bries Briter Briummeri Broton Budai Bugaz Bugeeltd Bustra Bustwo Byttang Caries Caritsu Carks Carque Carth Carzys Cedrinc Chamer Chantan Chantlec Cheam China Chind Chings Chnollogy Chodowei Cholla Chund Cince Coley Colot Comobiles Comobill Coopeng Corrier Dachil Daestiv Daimiton Dalbora Dalfa Davan Daving Detra Dettaut Dfoxia Dfski Donign Drabbord Drasind Drato Draytoyah Drindai Drines Driumph Eagold Eapolu Elerot Elesr Ellanlotc Eneely Enginestu Entomodon Entomor Esialfa Estus Evaniq Evautort Evecto Fenrev Finda Fingfen Fingy Fordodon Forge Forkswar Forric Frard Frasis Fraspars Gangena Geenre Genew Genza Goirey Goram Groverené Groyout Grégol Grégon Grégortio Gtarmah Guato Gulicaran Halfa Hamer Heagat Heatogley Heatoyce Hesel Hesio Hestoyong Hicalfa Hicks Higua Hillars Hindua Hingzhing Hinio Hissiph Hodger Hodon Hodre Hodustowy Hofen Holottles Hongua Honolot Hozong Hozonnes Hozons Huadra Huder Humbor Humbord Humborth Humpm Humpmota Hundrays Hunktmer Hyund Incedrema Indrab Ineer Ineera Infela Inferyst Ingfen Ingferic Isiph Isonasc Jetri Jettang Jiano Jinewe Jinfis Kance Karitta Kawanloto Kawaybars Koewooper Komer Kreer Krentley Ktmeri Labbord Labborth Lachon Lacian Laglio Larmacure Lataniato Lectoto Lergyu Lesley Lestri Liondaima Litedri Login Lotong Lucity Lustana Luxhamons Lynkt Mahiphis Manceen Mantudo Maramoch Marquazza Marthumpm Masin Maybawei Mazdac Mcley Mergwarce Merover Mieri Milono Mites Mitomphi Mitremah Mobilexus Mobilis Mobison Modra Motord Mpagen Mpandusta Mpmot Muring Murrast Nanogy Nitister Nogonauto Opelec Openity Opula Oputo Pacin Padach Pagoirey Panti Parscar Pellottan Pengfeley Perestedr Peugeer Peugenal Pinfenz Pintonta Pishana Plamiter Polks Polsing Poluxgen Poran Porgy Portince Preng Pretta Prodo Proiren Prois Promor Pronesler Prong Prope Propella Propen Protcar Prototold Prottecto Prowy Proyotech Proën Psaabus Psong Putogy Putown Qiang Qines Qingua Quada Rabhai Rachind Raker Ramotypel Ratarring Reall Reapology Renanfa Rentle Revde Ricar Ricaruck Riesladi Riski Roiri Rolks Roluxham Romons Rontusti Royah Royahi Saabhani Samodów Sancoldia Schaimas Schtc Schtca Sellmace Shicars Shingchtc Sinan Sindaton Sinozon Sionet Siphin Skeri Skyword Smaris Sontudson Spacheené Spadallos Spani Spord Spowei Ssand Ssiestwo Stanza Subitecto Sunkt Tanaultd Techru Tectrey Tectri Teknozons Terican Terri Tindus Tising Tolottang Tomobill Tonish Tonner Tream Treat Tries Triesio Triver Troew Tromon Trowanz Uadrati Uangser Uazdarrat Urenwhe Urritrier Vanaser Vehin Vemas Vemka Venwher Verce Verla Vince Vintan Vishanti Voiri Voiris Voiti Volla Volon Volot Voyce Weijin Welanfas Wergwar Wolks Wooput Worarri Worporasi Worti Yottes Zandergeo Zeder Zedfsk Zedfsker Zhiley

[allthebrazilianpolitics]

Brazil reinstates tax break for chemicals, incentivises natgas-based fertilizers plants

The Brazilian government has reinstated a tax break for the chemicals industry after intense lobbying from the sector.

The new regulation provides for additional credits for companies that invest in expanding their production capacity or in new plants that use natural gas to produce fertilizers.

The reinstated Special Regime for the Chemical Industry (REIQ) is to lower the PIS/COFINS tax rate that the chemical industry pays for inputs within the xylenes chain, including naphtha, benzene, propene, ethene, toluene, and cumene.

PIS and COFINS are imposed on the Brazilian entity or individual (the importer of goods or services) and should apply to the import of services at the rates of 1.65% and 7.6%, respectively.

Continue reading.

[deliciousdreamcat]

Chemicalsupplier15821839875@proton.me

Dimethyl ether, carbon tetrachloride, sodium thiohydrate, pyridine, hydrogen bromide, barium hydroxide, barium sulfide, phenol, hydrochloric acid, dibromomethane, sodium hydroxide, n-butylene ether, 3-methylpyridine, bromoethane, aluminum trichloride solution, benzene, ethanethiol, octadecyl acetamide, acetonitrile, N N-diisopropylethylamine, hydrogen fluoride [anhydrous], potassium antimony tartrate, n-butylacetate, ethylene oxide, cyclohexane, potassium hydroxide, aluminum trichloride [anhydrous], 2-nitroanisole, 1, 2-dichloropropene, n-butanol, magnesium, O O ≤-diethylthiophosphoyl chloride, phenol solution, N-(phenylethyl-4-piperidine) propionamide citrate, ethyl acetate, 1,4-xylene, 2-aminopropane, isophthaloyl chloride, 2-chlorotoluene, cyclopentene, propionic acid, hydrofluoric acid, 2-butenaldehyde, 2-methylpentane, ethylamine, bromine, coal tar pitch, ethyl formate, ammonia solution [containing ammonia > 10%] 1-aminohydrin, 4-ethoxyphenylamine, diisopropylamine, sodium ethanolate, nitrifying asphalt, hydrazide hydrate [containing hydrazide ≤ 64%], dimethyl sulfate, acetic acid [content > 80%], acetaldehyde, 2-butylketone, aluminum borohydrate, phenylethanolnitrile, 2-chlorobenzoyl chloride, sodium hypochlorite solution [containing available chlorine > 5%], 2-aminophenol, chloroplatinic acid, barium chloride, tert-butylbenzene, tribromide, methyl sulfide, Diphosphate pentasulfide, diethylamine, chlorobenzene, n-butylbenzene, 1,3-xylene, hydrogen peroxide solution [content > 8%], terephthaloyl chloride, red phosphorus, tetramethyl ammonium hydroxide, methanol, propionaldehyde, 2-methoxyphenylamine, bleach powder, triethyl propropionate, 1-bromobutene, cyclohexanone, di-(tert-butylperoxy) phthalate [paste Content ≤ 52%], tetrahydrofuran, trichloroethylene, magnesium aluminum powder, formic acid, sodium ethanol ethanol solution, isopropyl ether, acetic acid solution [10% < content ≤ 80%], 2-methyl-1-propanol, diethyl carbonate, sodium aluminum hydroxide, 2-methylpyridine, n-butylamine, toluene, thiourea, magnesium alloy [flake, banded or striped Containing magnesium > 50%], methyl benzoate, hydrobromide, 4-methylpyridine, iodine monochloride, sodium sulfide, 3-bromo-1-propene, 2-propanol, potassium borohydroxide, triethylamine, ammonia, 4-nitro-2-aminophenol, 1, 2-epichlorohydrin, 1-propanol, cyclopentane chloride, n-propyl acetate, bromoacetic acid, zinc chloride solution, trichloromethane, 1-bromopropane, monoamine [anhydrous], perchloric anhydride acetic anhydride solution, 1-bromopropane Potassium hydroxide solution [content ≥ 30%], boric acid, sodium borohydrate, hydroacetic acid bromide solution, acrylic acid [stable], cyclopentane chloride, ammonium hydrogen sulfate, calcium hydroxide, 2-ethoxyaniline, dimethyl carbonate, sodium nitroso, monomethylamine solution, zinc chloride, hydrogen sulfide, trimethyl acetate, iodine trichloride, nitric acid, sodium hydroxide solution [content ≥ 30%], trimethyl orthoformate, hydrogen chloride [anhydrous], 4-methoxyaniline, sulfur, succinile, acetic anhydride, dipropylamine, methyl acetate, isopropylbenzene, propionyl chloride, ethyl formate, phosphorus pentoxide, formaldehyde solution, nitrogen trifluoride, acetone, ethanol [anhydrous], white phosphorus, 1, 2-xylene, 1, 3-dichloropropene, 1, 1, 1-dichloroethane, N N-diethylethanolamine, sulfuric acid, N, N-dimethyl formamide, methyl mercaptan, 4-chlorotoluene, 1, 2-dichloroethane, dichloromethane, succinyl chloride, 2, 3-dichloropropene, xylene isomer mixture, tartrate nicotine, cyclopentane, petroleum ether, bromocyclopentane Potassium perchlorate, potassium chlorate, aluminum powder, chromic acid, iron chloride, lead nitrate, magnesium powder, nickel chloride, nickel sulfate, perchloroethylene, phosphate, potassium dichromate, sodium dichromate, zinc nitrate

[brluizgustavomori]

Protegendo Sua Casa: Luiz Gustavo Mori sobre Seguro Patrimonial

Quando se trata de proteger a sua casa e tudo o que nela há, o seguro patrimonial é uma das salvaguardas mais importantes que você pode ter. Num mundo cheio de riscos inesperados, ter o seguro de propriedade certo proporciona tranquilidade, garantindo que não enfrentará devastação financeira em caso de desastre. Segundo Luiz Gustavo Mori, entender o seguro patrimonial e escolher a cobertura certa é fundamental para o proprietário que busca proteger seu patrimônio. Neste blog exploraremos a importância do seguro patrimonial, seus benefícios e como Luiz Gustavo Mori recomenda abordar esse aspecto vital da casa própria.

1. A importância do seguro patrimonial

O seguro de propriedade foi desenvolvido para protegê-lo financeiramente caso sua casa ou seu conteúdo sejam danificados ou destruídos. Quer seja devido a desastres naturais, como tempestades ou incêndios, ou acidentes como roubo ou vandalismo, o seguro de propriedade pode evitar que você enfrente custos excessivos de reparo ou substituição. Luiz Gustavo Mori explica que sem seguro patrimonial, o proprietário teria que arcar com essas despesas do próprio bolso, o que poderia acarretar dificuldades financeiras significativas.

Para a maioria das pessoas, a sua casa é o seu maior investimento financeiro. Luiz Gustavo Mori enfatiza que proteger sua casa com um seguro adequado não é apenas uma boa ideia, é essencial. O seguro residencial pode ajudar a substituir bens perdidos, reparar danos e, em alguns casos, cobrir despesas de subsistência se sua casa se tornar inabitável.

2. O que o seguro de propriedade cobre

Luiz Gustavo Mori orienta o proprietário a ter um entendimento claro sobre o que o seguro patrimonial cobre. A maioria das apólices oferece proteção para a estrutura da sua casa, incluindo paredes, telhado, janelas e pisos. Além disso, o seguro de propriedade normalmente cobre pertences pessoais dentro de sua casa, como móveis, roupas, eletrônicos e outros bens valiosos.

Algumas apólices também podem cobrir responsabilidade no caso de alguém se ferir em sua propriedade, bem como despesas adicionais de subsistência (ALE) se você precisar se mudar temporariamente enquanto sua casa estiver sendo reformada. Compreender as especificidades do que é coberto pela sua apólice é crucial, pois ajuda a evitar surpresas durante um sinistro. Luiz Gustavo Mori ressalta a importância da leitura das letras miúdas para garantir uma cobertura completa para sua casa.

3. Tipos de cobertura de seguro patrimonial

O seguro de propriedade vem em vários formatos e é fundamental selecionar o seguro certo para suas necessidades. Luiz Gustavo Mori sugere que o proprietário se familiarize com as diferentes modalidades de cobertura disponíveis para tomar decisões informadas sobre qual delas se adapta melhor à sua situação. Aqui estão alguns tipos comuns de cobertura de seguro de propriedade:

Seguro Residencial: É o tipo de seguro patrimonial mais comum, que cobre tanto a estrutura da sua casa quanto os bens pessoais em seu interior. O seguro residencial também pode oferecer proteção de responsabilidade caso alguém se machuque em sua propriedade. Luiz Gustavo Mori recomenda que os proprietários garantam que sua apólice inclua cobertura de responsabilidade civil, pois pode ser extremamente valiosa na prevenção de perdas financeiras significativas.

Seguro de locatário: Se você estiver alugando sua casa, o seguro de locatário é uma opção acessível que protege seus pertences pessoais contra danos ou roubo. Não cobre a estrutura do edifício em si (já que normalmente o proprietário garante isso), mas pode oferecer tranquilidade aos inquilinos. Luiz Gustavo Mori sugere que os locatários não negligenciem o valor dessa cobertura acessível.

Seguro contra inundações: Embora o seguro de propriedade normalmente cubra danos causados ​​por incêndios, roubos e outros eventos comuns, geralmente não cobre danos por inundações. Se você mora em uma área propensa a inundações, Luiz Gustavo Mori recomenda fortemente adquirir uma apólice separada de seguro contra inundações. Este tipo de seguro garante que você esteja protegido contra danos causados ​​pelo aumento do nível da água, que pode ser devastador para sua propriedade.

Seguro contra terremotos: semelhante ao seguro contra inundações, o seguro contra terremotos é normalmente uma apólice complementar ou separada. Luiz Gustavo Mori orienta os proprietários de residências em regiões propensas a terremotos a considerarem esta cobertura. Os terremotos podem causar danos extensos e, sem o seguro adequado, os custos dos reparos podem ser inacessíveis.

4. Escolhendo o seguro de propriedade certo

Luiz Gustavo Mori orienta o proprietário a avaliar cuidadosamente suas opções na hora de escolher um seguro patrimonial. Diferentes apólices vêm com limites de cobertura, prêmios e franquias variadas, o que pode afetar sua decisão. Para fazer a melhor escolha, considere o seguinte:

Avalie o valor da sua casa e pertences: Antes de adquirir um seguro patrimonial, é essencial entender o valor da sua casa e pertences pessoais. Luiz Gustavo Mori recomenda fazer um inventário de seus bens, o que pode ajudá-lo a determinar o valor da cobertura adequada para proteger adequadamente seu patrimônio.

Entenda os limites e franquias da apólice: Ao revisar as apólices de seguro de propriedade, certifique-se de compreender totalmente os limites e franquias da apólice. Luiz Gustavo Mori ressalta que é importante equilibrar uma franquia razoável com cobertura suficiente. Uma franquia mais alta pode reduzir seus prêmios, mas você precisará garantir que pode pagá-la se precisar registrar uma reclamação.

Procure opções adicionais de cobertura: Embora o seguro patrimonial padrão cubra muitos riscos, Luiz Gustavo Mori sugere considerar opções de cobertura adicionais. Isso pode incluir proteção para itens valiosos, como joias, eletrônicos ou arte, ou até mesmo adicionar cobertura para desastres naturais específicos. Aditivos e endossos podem ser adicionados para adaptar sua apólice às suas necessidades.

5. Revise regularmente sua apólice de seguro de propriedade

À medida que as circunstâncias da vida mudam, também podem mudar as suas necessidades de seguro. Luiz Gustavo Mori ressalta a importância de revisar regularmente sua apólice de seguro patrimonial para garantir que ela continue atendendo às suas necessidades. Se você fizer melhorias em sua casa, adquirir novos objetos de valor ou enfrentar mudanças significativas em sua situação de vida, talvez seja necessário ajustar sua cobertura. Avaliações regulares podem garantir que você esteja adequadamente coberto e evitar lacunas na sua proteção.

Conclusão

Concluindo, proteger a sua casa é essencial e o seguro patrimonial desempenha um papel significativo para garantir que você esteja financeiramente protegido contra eventos inesperados. Os insights de Luiz Gustavo Mori sobre seguros patrimoniais destacam a importância de selecionar a cobertura certa, entender sua apólice e revisar regularmente suas necessidades de seguro. Seguindo os conselhos de Luiz Gustavo Mori, você pode ficar tranquilo sabendo que sua casa e seus bens estão bem protegidos contra riscos imprevistos.