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downbad4yoongi · 2 years ago

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Namjoon x reader

First Responder AU

Word count: 7156

Friends to lovers

Warnings: mature, smut 🔞(choking, vaginal sex, blowjob, fingering, edging), fluff

Summary: Namjoon's clumsiness proves to be your saving grace.

Thank you, @colormepurplex2 for the banner and the cheerleading.

The blue curtain partitioning off this emergency room bay from the others pulls back, the metal hooks jangling against each other as you lift the tablet in your hand to greet the newest patient to come into the ER. With a few swipes, you access the patient information causing you to stop short and snap your head up.

“Really, Namjoon! Again?” You look down at his lounging form, dressed in black joggers and a cream shirt, on the hospital bed cradling a heavily bandaged hand to his chest. At least he has the decency to look ashamed. You rest back on your hip, the tablet braced against your waist, “You couldn’t have made it five more days before ending up here again?”

Before he can respond, a fellow nurse walks up and silently holds their hand out. With an eyeroll and sigh, you reach into the pocket on the front of your scrub top and pull out three neatly folded bills and slap them into their hand. They smirk at the two of you before spinning with a loud laugh and heading back to the nurses’ station.

The chastised look on Namjoon’s face has morphed into a small frown, “What was that about?”

“That was about you not being able to go another week before ending up in my ER again.” You draw the curtain closed and move to his side, looking down at the tablet to review the information provided by EMS. You blink a few times at the screen before lifting your head to peer at him, “Nearly sliced your thumb off… how?”

You’ve known Namjoon two-thirds of your life seeing as he is your older brother’s closest friend. Ever since they were thrown together for a science project in middle school, they have been thick as thieves. In all that time, you don’t think you have ever seen Namjoon turn as red as he is turning right now.

Eyes cast downward and mumbles, “I was tryi-”

“Speak up for the class. I can’t hear you.”

With a roll of his eyes, his head flops back on the pillow, “I was trying to cook dinner, and turns squash is more difficult than I thought to cut through.”

Your lips purse, cheeks inflating in an effort not to laugh. The urge is a terrible pressure building in your chest; you turn, giving him your back, hand smacking across your mouth to muffle the laughs that do manage to escape. Tears prick your eyes in your effort to exercise restraint. Several beats pass with you taking in deep lungfuls of air before you spin back around to face him. “So, terribly sorry. That was unprofessional of me.”

“Quite. Don’t think I won’t tell Teddy about how poorly his sister treated me when I was in need.”

“Whatever. It’s not like he’d expect anything else.” You set the tablet down on the rolling tray and wrap your fingers around his right forearm and pull it towards you to get a better look at the hastily done bandage wrap. You can already see that blood has started to seep through the final layers of the gauze. “I’ll be right back. I need to gather the necessary supplies to clean the area before the doctor comes to stitch you up. If you’re lucky, you won’t need surgery.”

You walk out of his medical bay, leaving his curtain open, and head toward the locked supply cabinet. Using the key on your lanyard, you open the doors and pull the needed items out before relocking it, and making a stop by the nurse's station to ask them to page the on-call doctor. Leaning against the desk, you giggle at a joke your coworker makes as she reaches for the phone to page the doctor. Before she can complete the action though, you feel the body heat of someone next to you, standing way too close to be appropriate. Your shoulders stiffen as the newcomer leans on the desk next to you, his left hand moving to lightly cup your waist.

“What’s so funny?” he asks.

Straightening abruptly you step away, jaw tight as your eyes fill with anxiety. “You would have had to be here to understand. I’m going to finish prepping the patient, and then he’ll be ready for you.” You turn abruptly and make your way back to Namjoon. Your breath leaves you shakily as the items in your arms clatter onto the metal tray.

“What was that?” he asks, his chin tilting to gesture toward the desk, concern laced in his voice.

Shaking your head sharply, “Nothing.” You slip your small hands into the nitrile gloves as you angle to face him, “Now, let’s get you prepped.”

His frown deepens, but he holds out the injured hand out to you. Bracing his arm with one hand, you slowly start to unwind the gauze wrapping his injury. After a few minutes, light is finally cast upon the damage. The note about severing his thumb was a little extreme, but was a close description. You hold his hand closer to you, looking at it from all angles; a few more centimeters, Namjoon would be getting scheduled for surgery right now and you tell him as much.

“Stop being ridiculous,” he scoffs.

“I’m not being ridiculous, Joon. A few more centimeters and you would have severe nerve and muscle damage that could only be repaired by surgery and a lot of occupational therapy. So next time, buy the pre-cut squash, ‘kay?”

Your eyes flick up and catch his wide eyes, his face a bit ashen as he takes your words to heart and nods.

The corner of your mouth turns upward as you start cleaning the wound and treating it with a numbing agent in preparation of the doctor. Light chatter is traded between you both as you work. The banter comes to an abrupt stop as you feel a heavy palm against your back.

It doesn’t go unnoticed by Namjoon that your shoulders tighten and jaw perceptibly clenches as you are joined by the ER doctor on call. You avoid looking at Namjoon as the doctor introduces himself to Namjoon.

“Hello, um, Namjoon Kim. I’ll be the doctor attending to you this evening. I’m Dr. Brogan Rothport. Looks like you are here because of a severe laceration?”

You can feel Namjoon’s eyes flick between you and the doctor, who’s hand is still resting on your back. You hurry through the remaining cleansing and slide out of the way as soon as you can possibly manage.

Dr. Rothport moves into the vacated space looking down at the supplies you already have ready for him. He hums under his breath, “Sweetheart, can you grab me a pair of gloves?” He turns to you with an overly– unwanted– smile. “Then we can get started.”

You yank two gloves out of the box on the wall and drop them unceremoniously on the tray, “Not your sweetheart.” You shift out of reach of the doctor, moving to the other side of Namjoon’s bed.

“Don’t be ridiculous. You know I don’t mean anything by it, you’re just my favorite nurse,” he quips nonchalantly.

Before you can respond, Namjoon intercedes his free hand snaking around your waist, pulling you closer. “I don’t think she’s being ridiculous at all. After all she’s only one person’s sweetheart, isn’t that right, jagiya?”

You fight every instinct in you that wants to react and push Joon away from you. Instead you lean into his hold, your own hand gently sifting through the black strands of his hair, “You’d be correct in that, aegi.” You look down at him, and force yourself to smile at him and pray that it looks like a smile one would give to their significant other.

A sharp clearing of a throat breaks your gazes. “Oh, I wasn’t aware you had a boyfriend. I assumed you were single.”

You force a tight smile, the hand at the base of Namjoon’s head flexing a little, “Well, you know what they say about assuming.”

The doctor’s eyes narrow as he glares at you, “Why didn’t you tell me you were with someone?”

“Well, I tend to not talk about my personal life at work, and I am sure I’ve mentioned my love to you before. You’re just so busy that it’s probable it slipped your mind.”

You watch the doctor force a smile of his own as he gloves up, “This is wonderful news, regardless.” He threads the needle and glances at Namjoon, “Well, you should definitely come to the holiday party I’m throwing for everyone this weekend. I’d love to have you.”

A smile naturally spreads across Namjoon’s full lips as he meets the doctor’s gaze, “Of course I’m coming. I was so excited when she told me it was happening. We’re just quibbling over what to bring; we hate showing up empty handed.”

You ease to a stop in front of Namjoon’s apartment building and shift your car into park. Since you were at the end of your shift when he showed up, you agreed to drop him off at his place rather than him calling your brother to pick him up. The entire twenty minute ride was a stifling silence with a soundtrack of throwback hits. You shift in the driver’s seat, clearing your throat, “So how are we going to play this?”

Namjoon stills before shifting back to face you. “Play what?

“This fake relationship we are suddenly in.”

“We don’t have to play anything. Just tell you coworkers we broke up or I got sick or something.”

A sardonic laugh filters into the silence as you shake your head. “Yeah, no. You started us down this path, so you need to commit to this path with me.”

His brow furrows, “I don’t see why we would need to do that. No one is going to really care.”

“Joon, what do you think will happen when I show up to that party alone and Brogan realizes I am alone?” You shift your body to face him head on. “Ever since Brogan transferred to this hospital he has been invading my personal space, asking me out, and calling me ‘sweetheart.’ For six months, I have been dealing with this and I am at my breaking point.”

With wide eyes, “Wait, six months? Have you reported this to anyone? Does Teddy know about this?”

“I cannot have my brother storming into my workplace and assaulting an attending. I don’t need his good intentions to inappropriately escalate things. I reported the behavior to human resources a few weeks ago, but nothing came of it. Everyone at that damn hospital falls for his charisma.”

You watch Namjoon struggle to control his emotions, his jaw tense and his tongue stabbing a sharp dent in his cheek. You remain silent, letting him process. You glance back at him as his hand reaches over and cups your own. “Well, nae sarang, what are we bringing to his party?”

After a brief argument in the car about who would carry in the spiced cider, an argument you won after asking if he was trying to end up back in the ER if he ruptures his stitches, you step out of the warmth of your car into the chill winter air. You wait for Namjoon to join you on the walkway, your eyes tracing over the obnoxiously large house with a huge expanse of manicured grounds idyllically decorated with snow.

“Good lord, his house is as garish as his personality.” You start up the cleared walkway and approach the black front door with an ostentatious gold knocker and wait for it to open after Namjoon knocks. With a deep breath, you both slip into your roles as the door swings open.

Namjoon’s arm curls around your waist, you easily lean into his hold and paint a smile on your face as Brogan greets you and invites you inside. Namjoon’s hand slides to the small of your back ushering you inside before him. Brogan smiles at you, barely acknowledging Namjoon’s presence beside you, as he shuts the door. “So glad you could make it. You’re looking beautiful as always.” His eyes trace along the collar of your off-the-shoulder green sweater. “Really love your sweater… It's so festive.”

You suppress the shudder that begs to be let out. “Well, we are happy to be here. She talks so much about her coworkers, I can’t wait to finally meet them all!” You watch as Brogan finally looks away from you and nods his head in greeting at Namjoon.

“We are looking forward to meeting her elusive partner.” Brogan turns back to you. “Can I take that for you?” He motions at the spiced cider you’re holding.

You quickly give it up, eager for him to be away from you. Your shoulders relax as Brogan turns away from you, Namjoon’s hand rubbing soothingly against your back. “Let me take your coat for you.”

“Thanks, Joon,” you accept dropping your arms to your sides for him to slide your coat off. You straighten your dark green knitted sweater, waiting to the side for him to hang your coats up.

“You ready?” You can see the worry in his face that he is failing to mask.

Your fingers lace with his, “Let’s do this.”

You pull him behind you as you move from the foyer into the gathering area. This time a real smile dawns your face as you start greeting your colleagues. Namjoon easily falls into step beside you and plays his role to perfection. He knows exactly when to be an active participant in the various conversations and when to let you shine, interjecting cute anecdotes, witty remarks, or thoughtful observations.

He is currently in the middle of telling an embarrassing story about you from a few years ago, when a set of arms circles around your waist from behind. You know exactly who it is without evening needing to look. A soft smile chases away the blush that was heating your face as you lean into the hold. “Hey, when did you get here?” you ask over your shoulder.

Hoseok rests his chin on your shoulder, “We just got here. Someone,” his eyes cut to the side pointedly at Jimin, “wanted to swing by the hospital. He insisted he needed to check in on his patients in the NICU.”

You giggle, “Did he? Let me guess, that side adventure took an hour.” Jimin pouts, crossing his arms, telling you all you need to know. Jimin has always gone above and beyond as a nurse in the NICU of your hospital. In fact, that is how he met his husband, Hoseok, who is a nurse two floors down in pediatrics. Your giggles grow louder, accompanied by Hoseok and Namjoon’s laugh, drawing attention from folks not even in your small circle.

Your laughter fades because one of those people is Brogan. You stifle a sigh as you are pulled out of your comfort bubble. In your excitement to have your very close friends here, you didn’t notice the odd, surreptitious glances others have been giving you as you remain in Hoseok’s hold. You straighten and step out of Hoseok’s back hug and closer to Namjoon.

“What’s with the vibe change?” Hoseok’s eyes bounce around the circle.

Brogan clears his throat, “You seem awfully handsy with someone who has a partner. Last I checked, Namjoon doesn’t like that.”

“Also, she told us that this was the first time her coworkers were meeting Namjoon,” someone else throws out.

Hoseok and Jimin turn as a unit to look at you and Namjoon. You can feel their eyes take notice of the way his hand rests on your hip. In sync, they both slowly blink at you before turning back to the group. “Well, this may be your first introduction to Joonie here, but Hobi and I have been friends with both of them for years.” Jimin delivers with his signature smile.

Some of the tension bleeds from your shoulders as relief washes over you. You were worried for a second that Hobi or Jimin would inadvertently blow your cover. You lean into Namjoon’s side, his hand idly rubbing your hip, and smile because you should have never doubted that your close friends wouldn’t go along with your plan.

“Still Namjoon, you seem completely fine with Hoseok being all over your woman,” Brogan brashly throws out, staring Namjoon down.

Namjoon smirks, rising to the challenge, “One, she is her own person; not an object to own. Two, who she does and does not let into her personal space is her own choice. Three, why is this any of your business?”

You turn into him slightly, a huge smile on your face, “And this is why I keep you around.”

Namjoon’s head tilts towards you as he gives a conspiratorial wink, and you can’t explain what comes next. It almost feels like an out-of-body experience as your hand reaches up to cup his jaw, you go up on your tiptoes, and kiss him. You feel his fingers flex on your hip where they rest, before he relaxes into it and kisses you back. His hand slides to the small of your back, pulling you closer as his lips move against yours. Holy shit, you are kissing your brother’s best friend!

A clearing of a throat breaks you two apart, your eyes slowly open taking in Namjoon’s own bewildered gaze. You settle back on your feet with flushed cheeks and a soft smile, your fingers brushing against your lips in a daze. A hint of pink dusts Namjoon’s cheeks, your head turns back to the group and Namjoon leans close to whisper in your ear, “That was pleasantly unexpected.”

You capture your lip between your teeth as heat creeps up your neck. Not even Brogan’s piercing gaze can steal that moment from you. You catch out of the corner of your eye, Jimin discreetly throwing you a look of surprise. You give a tiny shake of your head and mouth a ‘later.’

Brogan claps his hands, his face stony, “Well while that was riveting, shall we move on to the gift exchange?” With hums of acknowledgement, everyone starts moving to grab the presents they brought.

Namjoon turns to you with a question in his eyes. You pat his chest, “Don’t worry about it. This was a staff exchange only.”

“Hm, that’s good seeing as I didn’t bring anything and was going to piggyback off your gift.”

You roll your eyes, “I would expect nothing less, Joon.” You head back to where you left your tote and pull out a gold gift bag with a sparkly red ribbon tied around the handles. “Since I am so gracious, this can be from both of us.” His chuckle resonates from his chest as he takes your hand again and leads you to the last open seat, plush chair next to the hearth. Namjoon takes the seat and pulls you onto his lap. You can’t help the small gasp of air that escapes you as he pulls you down with no resistance; rolling your lip between your teeth as his hand naturally comes to rest on your hip to hold you in place.

Across the grouping of chairs, Hoseok wiggles his eyebrows at you. You shake your head diverting your eyes so as not to encourage him. Unfortunately, your gaze lands on Brogan and you catch him staring at you with narrowed eyes, jaw tense. His glare makes your skin crawl. You shift on Namjoon’s lap resting against him more, his hand soothingly rubbing your side as he catches your gaze. “Are you alright?” he whispers.

You gently knock your forehead against his, “Yes, because of you.”

The edges of his lips tilt upward. “Glad to be of service.” His eyes flick down to your lips and back to yours. You remain still as he leans in and brings your lips together, your eyes shuttering as your lips move with his. Quicker than you probably wanted, you pull back and brush your thumb along the edge of his thick bottom lip.

The eagerness of Jimin’s voice brings you out of your private bubble. “Gift time! I want to go first.” He reaches down to the side and picks up a lovely wrapped present and holds it in his lap. “I am sure you are all hoping that I was your Secret Santa because who wouldn’t. Lucky for me, though, I was given someone who I already was shopping for. Yeobo, Merry Christmas!” Jimin turns to Hoseok and slides the present from his lap and onto Hobi’s.

Hoseok’s whole face lights up with a brilliant smile. “What! How did you keep this from me?”

“One doesn’t reveal their secrets.” Jimin leans in and pecks Hoseok’s cheek. “Hurry up now and show everyone my amazing present.”

Hoseok resembles a little kid on Christmas morning with the way he attacks the wrapping paper. In seconds, a white box is revealed and from across the way you see the Louis Vuitton insignia embossed on the lid. Hoseok is practically bouncing in his seat as he pulls open the lid and lets it slide to the floor. Reverently, he reaches in, eyes wide, and pulls out a black on black crossbody sling bag.

Hoseok tears his eyes away from the gift to look lovingly at Jimin, “Sweets… I don’t even know what to say.”

Jimin smiles fondly at him, “A thank you and kiss would suffice.”

Hoseok laughs and leans in kissing Jimin softly, pulling back he presses their foreheads together, “Thank you.”

“That kind of feels unfair that you got your husband as your person, but whatever,” another pediatric nurse quips. That has everyone chuckling as the gift exchange continues. It’s not long after the plush rug is littered with paper and empty gift bags as it gets down to the last few people who need to hand out their gift.

You bounce a little on Namjoon’s lap, “I want to go next!” You give the bag on your lap a little shake, “I was really excited to get this person as I have been wanting to buy this for them ever since I saw it in the store.” You slip off Namjoon’s lap and cross over to Jimin. “Merry Christmas, Chim!”

You can’t miss the way his eyes light before making your way back to Namjoon. By the time you have settled back down, Jimin has already pulled the gift out. His hands gently stroke over the cream cashmere scarf in his hands. “Oh, this is beautiful.” He sends you a fond smile and wraps the scarf around his neck, “I love it. Thank you!”

“Only the best for my bestie,” you shoot back cheesily.

“While it has been a joy to watch all of this, it is my turn to give my gift.” Brogan stands up and picks up the flat silver-wrapped box at his feet. You figured out after the halfway point that Brogan was probably your Secret Santa, and you have been dreading it ever since. You sink back into Namjoon as Brogan approaches, he offers the present to you with an uncomfortable amount of eye contact.

You gingerly accept the box, setting it across your lap. Namjoon strokes your hip attempting to ease the tension running through you. He props his chin on your shoulder and watches you take apart the wrapping paper to reveal a white box embossed with the name La Perla . Your back stiffens and you can already feel the heat crawling up your neck; Namjoon’s hand tightens on your hip as he watches you lift the lid off. Your lips purse tightly as you reveal the black lace corset lingerie nestled in tissue paper. Your hands grip the box edges, your body vibrating with a riot of emotions leaving you unable to speak.

Namjoon, sensing your turmoil turns his steely gaze on Brogan and gives him an overly-saccharine grin, “Didn’t know you were so thoughtful, Brogan. While I am perfectly capable of purchasing my love lingerie, we will definitely put this to good use.”

Finally getting a semi-handle on your emotions, you look up in time to see Brogan’s face tighten in anger, his cheeks tinting red. You lean back into Namjoon, head resting back on his shoulder as he reaches in to pick up the lace lingerie to show it to the group. “Yes thank you, Brogan. Despite it being very inappropriate to buy a colleague lingerie. I’ll make sure to wear it for my love; hopefully, it’ll make it through in one piece, Namjoon can get a little wild sometimes.”

“Lovely,” Brogan turns on his heel and walks out of the den. It feels like everyone releases the tension they were holding during that exchange and looks over at you, a mix of emotions displayed on their faces.

You cover your face with your hands, “What the fuck.”

“Mm, very quality.” You slide your hands down to peek at Jimin who’s gingerly holding the corset up and appraising it. “Don’t give me that look. He is a creep, but he does have relatively good taste.”

You snatch the garment from him and stuff it back into the box, slapping on the lid. “That is so beside the point.” You stand up and turn to look at Namjoon, “I’m ready to go. Are you?”

He nods and stands up taking the box from you as you quickly hug Jimin and Hoseok good-bye. Namjoon does the bro hug thing with them and then you’re in the foyer putting back on your layers. With one last wave, Namjoon opens the front door and jumps back, shouting in shock as a pile of snow rushes in through the open door.

Other guests start trailing in to see what the commotion is about as you look out the door and see piles and piles of snow have accumulated over the last few hours. Something that no one had realized because Brogan had drawn all the drapes to hold out the cold. “You’ve got to be shitting me,” you huff.

After an hour of arguing in circles, praying to a higher power, an almost brawl, and checking the weather reports, it's determined that you are all stuck for at least the night. You’re currently settled in one of several lounges in this overly large house with Namjoon, Hoseok, and Jimin.

“Did I do something terrible in a past life?” You throw the question out as you lay on your back across one of the sofas, your legs draped over Namjoon’s lap.

“Mmmm, probably. I always thought you did something devious in your past life. Maybe something like an interrogator or an assassin. Sometimes your looks can kill.” Jimin laughs as he catches the throw pillow you toss at his face.

“That was a rhetorical question.”

Hoseok clears his throat, “So are we not going to talk about the elephant in the room?”

Namjoon’s hand rubs soothingly up and down your calf, “Like what a massive asshole Brogan is?”

“Yes, and that apparently you’re dating your best friend’s little sister.” Hoseok eyes the both of you.

Namjoon catches your eye and shrugs one shoulder at you, leaving the choice up to you. With a sigh, you shift to a sitting position but leave your legs on Namjoon’s lap. “I would have told you if I was really with Namjoon. He is helping me keep Brogan at bay.”

Jimin straightens up, “What did he do?”

You divert your eyes, worrying your lower lip. Namjoon gently squeezes your calf and answers, “I was at the ER–”

“Again?!” Jimin interjects.

Namjoon ignores the comment and continues, “I had cut my hand pretty badly and she was assigned as my ER nurse. I witnessed Brogan inappropriately try to flirt with her and invade her space.” He looks over at you, “She was clearly upset and uncomfortable, and so I acted on instinct and pretended to be her boyfriend to get him to back off.”

“It threw me for a moment, but I went along with it and grabbed that life preserver with both hands.” You look at Namjoon, your expression relaying how grateful you are for his intervention.

Hoseok snaps, “Can’t believe that prick still works at our hospital.”

“Money talks and Daddy’s money talks even louder,” Jimin quips sardonically.

The three of you nod solemnly. Hoseok softly claps his hands, “Let’s stop wasting our time thinking about that asshole. I’d rather discuss how your fake relationship somehow includes very real kissing.”

You duck your head, cheeks heating, “Um, I don’t really have an explanation for that.” You glance at Namjoon, “It just felt right.”

“Twice?”

Namjoon’s dimples appear as he laughs softly and nods. His fingers crawl up your leg to snag your fingers in his. “Pissed Brogan off didn’t it?” Namjoon says as his eyes fill with a contradicting message.

Your hands grip the cold edge of the marble countertop in the bathroom and take a few deep breaths. Your mind is a mess and can’t seem to settle on any one thought. You’ve really managed to stick your foot in it this time and now you have to sleep in the same bed.

Was he just playing along?

Did he actually want to kiss you?

Will he be expecting more after those kisses? You‘re not ashamed to admit you like what you’ve experienced thus far.

Do I want more? You lift your head and stare at your reflection. Worrying at your lip, you think about the consequences if you do what you want to versus what you should probably do. You release the pull you have on your lip having made your decision.

Namjoon is idly scrolling on his phone as he lounges on the mound of pillows on the king-size bed when you open the bathroom door and casually lean against the doorframe. The light from behind you perfectly framing every dip and curve of your body in the expensive lingerie that was gifted to you. You know you look amazing; the corset is perfectly cinched at your waist providing just the right lift to your breasts, the lace briefs highlighting everything it needs to.

Namjoon’s eyes flick over and then back to his phone but quickly snapback, his phone slipping from his hands, as he fully takes you in. You can’t suppress the smirk that lifts your lips as his eyes trail down your body.

He slowly sits up, “Um, what are you doing?”

“What feels good.”

He blinks slowly at you, his mouth still gaping.

“It would be a shame to waste all of this, no?” Your hand trails down your side from just under your chest to your hip.

Namjoon stands up and stalks toward you, the intensity of his gaze ensnaring yours. He comes to a stop, leaving just a breath of space between you. He lightly runs his finger along the thin strap of the corset, it’s more like a whisper of a touch actually. “It would be a crime to not take advantage of the generosity provided to us.”

Your breath shudders as that whisper of a touch teases along the top of the corset, teasing you. “Absolutely,” you whisper.

Namjoon’s lips crash against yours as he yanks you against him. You wrap your arms around his shoulders, arching into him as his tongue sweeps into your mouth. You slide one hand into the hair at his nape, the other gripping the back of his shirt as you meet him with equal vigor. He slides his hands down your waist to your hips before sliding around to grip your ass and lifting you into the air. You don’t hesitate to wrap your legs around his waist, your tongues dueling with each other.

A grunt forced from your mouth into his as your back collides with the wall, his hips pinning you to the hard surface as his hands navigate back to your waist. You nip and pull at his thick bottom lip as his fingers dig into your ribs. He dives down to your neck, his tongue leaving behind a wet trail before settling on a spot and sucking.

Namjoon presses his forehead to yours, his breath gusting against your face, as he pauses the frenzy. He gently squeezes your waist, “Are you really sure? If we cross this line, there’s no going back.”

Your tongue traces over your lips and you nod. “I am very sure. Ever since that first kiss, I haven’t stopped thinking of the possibilities.”

As the last words leave your lips, his hips kick forward grinding your lower back hard against the wall as his hands wedge between to start popping open the fastenings on your corset. Your head falls back against the wall, his mouth leaving a string of purple bruises down the column of your neck. A surprised gasp is pulled from you at the sudden pressure of his teeth biting down on the skin of your collar bone. You arch into it, your fingers digging into his shoulders.

You feel the deep timbre of his laugh more than hear it, “Mmm, you liked that huh?” He unhooks the last fastener, your chest spilling free as the tension of lace falls away. You hold eye contact, your teeth digging into your own lip, as his large palm cups you and slowly starts to squeeze. The rhythm of your breathing falters with the slow increase in pressure around your tender breast, drawing a whimper from you. His eyes dart to the mottled skin around his fingers as he maintains the harsh grip he has on you. “There something you want to tell me?”

He releases his grip, the pressure from his hold leaving behind a dark reddish-purple ring around your breast. You buck your hips as much as you can as blood rushes back into the area. “Take my mind off tonight. Make me forget everything. I won’t break…but it never hurts to try.”

You can see the sparks ignite in his eyes as his lips collide with yours, this kiss punishing and intense. Before your body can fully react to it, your grip on gravity is yanked away as you sail through the air and land with a bounce on the plush bed. You lay there for a beat, heart racing before leveraging up onto your elbows. Fortunately just in the nick of time because you get a front row seat to Namjoon stripping off his clothes as he stalks toward the bed after you. The last piece of clothing, his boxer briefs, join the rest of the clothes strewn across the floor; your eyes can’t settle on any one thing to look at.

Namjoon is a fucking adonis. Your eyes run from his broad shoulders to the taper of his waist down to follow his v-line straight to the thick cock framed by even thicker thighs. A startled sound escapes you as he grabs one of your ankles and yanks you to the edge of the mattress, stepping in between your spread legs. His hand cups your cheek, his thumb brushing along your jaw before tilting your head back and meeting your eyes. His fingers slip back to cup the back of your hair, your body tensing in anticipation. Suddenly his grip on your hair tightens, yanking your head back sharply, “Tap out if it’s too much.”

You’re barely able to nod your head before being pulled forward and having your lips spread open by his cock. You roll your eyes up to watch him watch you as his hips continue their slow press forward only stopping when his tip is nestled at the back of your throat. He stills for a moment just taking the view in, but it’s not long before you become impatient. You flutter your lashes at him and that turns out to be the perfect thing to set him off.

His hips draw back and snap forward, his hand holding you in place as he starts fucking your mouth. Your fingers curl and hold onto the blankets under you as he uses your mouth. You can’t help but moan around him with the way his cock is perfectly stretching your jaw wide and coating your tongue with the taste of him. Your deep moan has his hips kicking forward even harder, his cock sliding down your throat. Your eyes sting with the pricking of tears as his pace intensifies, your body flushed with need as he takes what he wants from you.

“Fuck, your mouth. It’s so perfect,” he moans, head falling back on his shoulders before rolling to look down at you. “Just look at you taking my cock so well.” His pace slows until with one last deep push he buries his cock deep in your throat, your nose almost touching his pelvis. He keeps you there for a moment, your throat spasming as you choke on the meat of him.

Your seconds from needing to tap out when he pulls you off him, a thick trail of your saliva tethers you together before snapping when he releases his hold on your hair letting you collapse back on the bed. Your throat burns as you suck down air while simultaneously giving in to the urge to cough and clear your throat. Namjoon stands over you watching you patiently. It’s not too long before your body calms and you look up at him, face wet with tears and slick with your spit.

“Okay?”

You give a raspy laugh, “Never better.”

“Who knew you were hiding this side of you? How much more can you take?”

You bite your lip and lift one of your legs to slide your foot up along the hard planes of his abdomen. “I contain multitudes.” You slide your foot down until your toes are lightly ghosting down his length, “All of it.”

A visible tremor runs through you as Namjoon gives you a devious smile and glides his hands down your legs to the lace edges of your lingerie. He balls his fist in the front panel and yanks, ripping them from your body. Your hips are jerked off the bed with the force of it. A deep pulse throbbing within you at the aggression.

You can feel the weight of his gaze between your legs, you watch as he bites his own lip before sliding a finger through your swollen, wet lips. His finger dips in teasing you before he plunges two fingers into you. You arch off the bed with a gasp, your body clasping tight around him.

His fingers quickly work you into a frenzy, a deep heat coiling in your belly that has you yanking on the bedding around you. You're ready for the explosion of pleasure that is about to happen when his fingers yank free of you. Your eyes snap open, “What the fuck?”

He straightens and shrugs, “I don’t think you earned it just yet.”

If looks could kill, daggers would be piercing his chest right now. As is, he just chuckles at your frustration, grabbing you by the hips. He flips you over onto your front, your hips curved right over the edge of the bed. A ringing sound echoes through the room as a sharp sting blooms along your ass. His hand soothingly rubs the sting away before he grips both your hips and tilts you just right.

Your breath shudders from you as you feel his heat glide between your aching lips and teases your tight bundle of nerves. He repeats the motion again and again until you’re a mewling mess in front of him. Tears prick your eyes in frustration, your body desperate for more when the heat of his body leaves you for a brief moment before connecting back with you. His pelvis slams against your ass as he buries his cock inside you.

You don’t even bother to smother the scream that escapes you as he splits you open on his thick cock. You’re writhing on the bed, unsure if you are trying to get away or get closer to him. He waits patiently until you’ve calmed and have relaxed back into the mattress before moving again.

The slow drag of him leaving you pulls moans from both of you, your walls clinging to every inch of him. It’s only the tightening of his grip on you that gives you a warning as he snaps his hips forward again. The pace he sets is brutal as he fucks you into the mattress. Your hands desperately grapple at the bedding needing to hold on as he fucks you into another universe. The skin of your ass burning with the intensity of his thrusts driving you higher and higher.

You cry out as his fist wraps in your hair and yanks you backward, pressing your back to his chest. The tip of his cock hitting you at just the right angle has you clawing at his arms, your eyes rolling back in your head. One hand remains on your hip as he keeps pace, the other sliding to curl around the front of your neck pushing your head back to rest on his shoulder.

The cries you were letting out are swiftly cut off as his hand squeezes down around your throat. Your walls tighten around him as he slowly increases the pressure from just restricting your vocal chords to cutting off your air flow completely. The speed of his thrusts slows as your pussy clamps down tighter on his cock. A few more deep thrusts has your nails biting hard into his arms, leaving deep red crescents. He releases his grip on your throat and the rush of oxygen back into your lungs along with the waves of pleasure crashing through you has you seeing stars.

You’re almost completely out of it as Namjoon rams deep one more time and spills into your depths. You both fall forward onto the bed, Namjoon just manages to catch himself on his left arm so he doesn’t crush you. You’re unsure of how long you remain like that as you come back to earth, but soon he is pulling out of you and disappearing into the bathroom as you lay there eyes closed.

You jolt back to awareness when the warm softness of a cloth strokes between your legs. You squirm as he brushes against your sensitive pussy before settling back down when he tosses the cloth toward the bathroom door and helps you shift to lay fully on the bed. He shuffles in next to you and pulls the duvet over you both.

You curl against him, resting your head on his shoulder as you loosely wrap an arm and a leg around him. You nuzzle at the skin of his bare chest, “Mmm, so how are we going to break this to Teddy?”

#bangtanwhq #bangtanboys #namjoon smut #namjoon fanfic #friends to lovers #bts smut #bts namjoon #side jihope #jihope #bts fanfction #gift exchange #thanks for reading #first responder au #accident prone namjoon #bts ff #bts fanfic

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zirhlikuzgun · 4 months ago

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January's crew - Page 22

,,,

[17881] {7153} ♂ Clyde Hanson

[17882] {7154} ❤️ ♀ Julia Hanson

[17883] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17884] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17885] [¯\_(ツ)_/¯ newborn babies]

[17886] {7155} ♂ Claude Hanson

[17887] {7156} ❤️ ♀ Jade Hanson

[17888] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17889] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17890] [¯\_(ツ)_/¯ newborn babies]

[17891] {7157} ♂ Craig Hanson

[17892] {7158} ❤️ ♀ Jonatha Hanson

[17893] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17894] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17895] [¯\_(ツ)_/¯ newborn babies]

[17896] {7159} ♂ Chesle Hanson

[17897] {7160} ❤️ ♀ Jean Hanson

[17898] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17899] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17900] [¯\_(ツ)_/¯ newborn babies]

[17901] {7161} ♂ Esydore Corren

[17902] {7162} ❤️ ♀ Eddi Corren

[17903] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17904] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17905] [¯\_(ツ)_/¯ newborn babies]

[17906] {7163} ♂ Espore Corren

[17907] {7164} ❤️ ♀ Emily Corren

[17908] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17909] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17910] [¯\_(ツ)_/¯ newborn babies]

[17911] {7165} ♂ Ethan Corren

[17912] {7166} ❤️ ♀ Ellie Corren

[17913] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17914] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17915] [¯\_(ツ)_/¯ newborn babies]

[17916] {7167} ♂ Evan Corren

[17917] {7168} ❤️ ♀ Emerald Corren

[17918] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17919] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17920] [¯\_(ツ)_/¯ newborn babies]

[17921] {7169} ♀ L'Orympia Makulis

[17922] {7170} ❤️ ♂ Oysher Makulis

[17923] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17924] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17925] [¯\_(ツ)_/¯ newborn babies]

[17926] {7171} ♀ LaReary Makulis

[17927] {7172} ❤️ ♂ Oizel Makulis

[17928] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17929] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17930] [¯\_(ツ)_/¯ newborn babies]

[17931] {7173} ♀ Lori Makulis

[17932] {7174} ❤️ ♂ Osman Makulis

[17933] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17934] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17935] [¯\_(ツ)_/¯ newborn babies]

[17936] {7175} ♀ Linda Makulis

[17937] {7176} ❤️ ♂ Orlando Makulis

[17938] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17939] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17940] [¯\_(ツ)_/¯ newborn babies]

[17941] {7177} ♀ R'Oreal Beil

[17942] {7178} ❤️ ♂ D-omas Beil

[17943] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17944] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17945] [¯\_(ツ)_/¯ newborn babies]

[17946] {7179} ♀ Rhonda Beil

[17947] {7180} ❤️ ♂ Dallas Beil

[17948] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17949] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17950] [¯\_(ツ)_/¯ newborn babies]

[17951] {7181} ♀ Reese Beil

[17952] {7182} ❤️ ♂ Dawgy Beil

[17953] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17954] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17955] [¯\_(ツ)_/¯ newborn babies]

[17956] {7183} ♀ Rachel Beil

[17957] {7184} ❤️ ♂ Dodge Beil

[17958] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17959] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17960] [¯\_(ツ)_/¯ newborn babies]

[17961] {7185} ♂ Ryndas Kirsten

[17962] {7186} ❤️ ♀ Martina Kirsten

[17963] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17964] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17965] [¯\_(ツ)_/¯ newborn babies]

[17966] {7187} ♂ Rorck Kirsten

[17967] {7188} ❤️ ♀ Martha Kirsten

[17968] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17969] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17970] [¯\_(ツ)_/¯ newborn babies]

[17971] {7189} ♂ Randall Kirsten

[17972] {7190} ❤️ ♀ Macy Kirsten

[17973] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17974] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17975] [¯\_(ツ)_/¯ newborn babies]

[17976] {7191} ♂ Raymond Kirsten

[17977] {7192} ❤️ ♀ Matilda Kirsten

[17978] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17979] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17980] [¯\_(ツ)_/¯ newborn babies]

[17981] {7193} ♂ Tuc Kollo

[17982] {7194} ❤️ ♀ Moon Kollo

[17983] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17984] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17985] [¯\_(ツ)_/¯ newborn babies]

[17986] {7195} ♂ Tyler Kollo

[17987] {7196} ❤️ ♀ Margo Kollo

[17988] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17989] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17990] [¯\_(ツ)_/¯ newborn babies]

[17991] {7197} ♂ Travis Kollo

[17992] {7198} ❤️ ♀ Milg Kollo

[17993] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17994] [¯\_(ツ)_/¯ newborn cousins and siblings]

[17995] [¯\_(ツ)_/¯ newborn babies]

[17996] {7199} ♂ TAMon Kollo

[17997] {7200} ❤️ ♀ Minty Kollo

[17998] [¯\_(ツ)_/¯ newborn friends and play/roommates]

[17999] [¯\_(ツ)_/¯ newborn cousins and siblings]

[18000] [¯\_(ツ)_/¯ newborn babies]

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trenchcoatkitten · 5 years ago

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i did a little bit of list making for toth to calm restless brain and...

there are 118,521 words in the whole thing. in my document, it’s 242 pages. there are 16 chapters. (Am i going to split chapter fourteen into two chapters since its currently over 16 thousand words? stay tuned)

Beneath the break are some... stats,, these are for my reference but they are fun goddamn it

It takes place between January 25th and May 21st, which is 116 days. There is action on 58 of those days -- and there are (including the prologue) 110 sections (pov changes, i physically counted these because my outline and my calendar told me different numbers) so lots of action happens on the same days. (February 8th has 8 sections! April 5th, April 16th and May 4th all have five sections each! Lots of days have two...) Most chapters have 5-8 sections in them. (There are outliers, like the dreaded chapter fourteen, which was apparently produced in hell and should not be counted)

Remember that day I thought I might make each day one chapter? Hah! i dont know about you but i would never click on a fic that had FIFTY EIGHT CHAPTERS and ONE HUNDRED AND EIGHTEEN THOUSAND WORDS why did i do this to myself

January - 3,137 words February - 20,767 words March - 19,300 words (the fact that this is even is so satisfying to me) April - 39,194 words May - 35,305 words

Remember that one day I thought I might make each chapter one month? Ha! ha ha! ha ha ah ahahhahaha

im garbage and apparently my brain needs to end chapters at Specific Times no matter the word count of the chapter so there are some BIG outliers from the general ~5-8k word count... one - 8531 two - 8094 three - 4315 four - 10183 five - 8231 six - 3961 seven - 6956 eight - 5603 nine - 3897 ten - 7156 eleven - 5520 twelve - 7049 thirteen - 10798 fourteen - 16211 fifteen - 5550 sixteen - 6308

chapter fourteen is going to be the literal death of me well i hope this was fun for you guys too, im glad to have done some weird organization bc it makes me much more calm to be able to look at it in numbers rather than wide non-graspable thoughts

#Temperature of the Heart #some stats i guess #this is for me but yall can read it if you want lmao

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lazyperfectiontragedy · 4 years ago

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Biology Laboratory Manual B Laboratory Skills Answers

AP Central – Education Professionals – The College Board. Biology laboratory manual answers Go to the end of metadata Jump to the top metadata Dr. Eric Batchelor, Ph.D., Systems Biology SectionBuilding 10, number B1B42 (301) 451-7156 To find out more, visit Dr. Batchelor's ccR website. Postal address: Systems Biology Section Of the Pathology Lab, CCRNational Cancer Institute9000 Rockville Pike. Laboratory Skills 1 Recognizing Laboratory Safety Introduction An important part of your study of biology will be working in a laboratory. In the laboratory, you and your classmates will learn biology by actively conducting and observing experiments. Working directly with. Contents1 Lab Manual Class 10 Science1.1 Class 10 Science Lab Manual Features:1.2 Experiments for Class 10 Science CBSE1.3 Chemistry Practicals for Class 101.4 Physics Practicals for Class 101.5 Biology Practicals for Class 10 Lab Manual Class 10 Science Learning Science does not mean merely gaining knowledge about facts and principles; rather it is a path. Jan 06, 2018 Save this Book to Read biology laboratory manual a laboratory skills answer key PDF eBook at our Online Library. Get biology laboratory manual a laboratory skills answer key PDF file for free from our.

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Biology Laboratory Manual B Laboratory Skills Answers Test

PDFs offer an inferior learning experience compared to the richness and interactivity in our digital courseware. Ultraedit v26 keygen. A PDF version of the textbook is available as a print alternative. The PDF does not include interactive content such as simulations, videos, and quizzes and is not vetted for accessibility. For these reasons, we do not recommend using the textbook in the PDF form. The offline version should be used as a print backup rather than as the primary textbook.

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Biology 1 Lab Manual Answers

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labioaulabo · 4 years ago

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Ciriac Charles, doctorant de deuxième année en microbiologie moléculaire à l’école doctorale ABIES.

Retrouvez l’intervention de Ciriac ici !

Originaire du Poitou Charentes, j’ai effectué à l’université de Poitiers ma licence BBMCG (Biochimie, Biologie Moléculaire, Cellulaire et Génétique) et mon master Gcell (Génie cellulaire). Cette formation plutôt générale m’a permis d’avoir des connaissances dans de nombreux domaines de la biologie et d’effectuer un certain nombre de de stages de recherche au cours de mon cursus. J’ai ainsi pu avoir une première expérience lors de ma troisième année de licence au sein de la plateforme BCR (B Cell Ressources) EA4245 à Tours pour travailler sur le développement et la production d’anticorps monoclonaux.

J’ai ensuite pu faire un stage à l’unité GMGM (Génétique Moléculaire Génomique, Microbiologie) UMR 7156 à Strasbourg pour travailler sur le trafic intracellulaire des ARN et les maladies mitochondriales. Passionné par la biologie moléculaire, je me suis ensuite tourné vers le monde de la microbiologie en effectuant un deuxième stage au laboratoire écologie et biologie des interactions de l’université de Poitiers UMR CNRS 7267 dans l’équipe microbiologie de l'eau. J’ai travaillé sur le rôle dans la pathogénicité de l’interaction entre une amibe et Mycobacterium chelonae. À la suite de cela, j’ai choisi de faire ma dernière année de master en alternance au service public Eau de Paris. Lors de cette alternance je me suis formé au séquençage Illumina et à l’analyse des données pour étudier comment évolue la diversité bactérienne au cours d’un réseau de potabilisation de l’eau brute. J’ai également isolé et quantifié certaines bactéries pathogènes opportunistes comme les mycobactéries environnementales retrouvées dans les points d’échantillonnage.

Une fois mon master obtenu, j’ai eu l’opportunité de commencer une thèse en microbiologie moléculaire à l’ANSES sur le site de Maisons Alfort. Cette thèse est également en co-direction avec l’INRAE de Nouzilly et est en financée (avec l’ANSES) par un projet européen « OneHealthEJP ». Mon travail est d’étudier l’évolution génotypique et phénotypique des souches françaises de Mycobacterium bovis qui est le principal agent de la tuberculose zoonotique. Le but est de mieux connaître les souches encore présentes en France et pouvoir mieux suivre les transmissions de ce pathogène multi hôte.

A côté de ça je suis également président de Therapeutic IMPACT qui est une association qui soutient la recherche contre le cancer. Je vous invite d’ailleurs à suivre nos actions sur la page internet et facebook de l’association. Enfin, je suis un amoureux du basket-ball depuis toujours, j’aime voyager et passer du temps avec mes amis !

#monparcours #séquençage #tuberculosis #tuberculose #bovin #mycobactérie #séquenced'insertion #bactériologie

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atreybhosale · 4 years ago

Link

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gomezmicheal · 4 years ago

Link

Apple Computer , iMac 27-inch 2.9 GHz Core i5 ( 3470S ), Order Number, MD095LL/A, Model Number, A1419, Model Year, Late 2012, Part Name, Logic Board 2.9 GHz, Manufacture Part Number, 820-3298-A, Compatible Apple Order Number, MD096LL/A, Compatible Apple Model Number, A1419, EMC Number, EMC 2546, EEE Code, F2FR, F653, Compatible Apple Computer, iMac Late 2012 ( 27-inch ), , title text='Visit Our Blog Page' style='bold_center'], , [blog_posts columns='3' style='text-bounce' posts='8' category='' image_height='150px' show_date='true'], , [title text='General Information' style='bold_center'], , [section border='4px 2px 4px 2px' border_radius='16' border_color='rgb(243, 21, 21)'], , Easy Way To Sale Your Old or Broken Mac, , AppleVTech would also like to proudly declare that we now also buy used or broken Macs, and, that is an easy way to just simply get rid of trash by making something from it. All we request is, for the seller of such Macs fill out a form on our website !, , Click The Link Below !, , https://applepartsellers.com/we-buy-your-broken-mac, , [/section] Order you product here: 661-7156 Logic Board 2.9 GHz For iMac 27 inch Late 2012 A1419 MD095LL/A (820-3298-A), 661-7156 from Applepartsellers.com https://ift.tt/35hkhIV https://ift.tt/3kh0GPB

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writing4light · 7 years ago

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Notice of Appeal To The United States Court of Appeals For The Second Circuit of New York

Notice of Appeal To

The United States Court of Appeals

For The Second Circuit of New York

By Luis Ángel Pérez, (writing4light)

Below you will find Educator Mr. Perez’s plea & reason to appeal the District Court’s Decision to grant the DOE’s Motion to Dismiss in its entirety, [Perez, Luis A. NOTICE OF APPEAL TO THE UNITED STATES COURT OF APPEALS FOR THE SECOND CIRCUIT, September 26, 2017, four (4) pages].

Over two (2) years after Educator Mr. Perez’s EMPLOYMENT DISCRIMINATION COMPLAINT against the New York City Department of Education, DOE, (aka Board of Education, BOE), was filed in the United States District Court Southern District of New York, [Perez v New York City Department of Education: Case No. 15–CV–7156 (LAP)(PAE)(KNF)], said Court ruled in favor of the New York City Department of Education, (EMPLOYMENT DISCRIMINATION COMPLAINT “DISMISSED”, September 15, 2017).

For the foregoing reasons, because the DOE/BOE unfairly owes Educator Mr. Perez an excessive amount of money for time already worked, because Educator Mr. Perez was unfairly pushed-out of the DOE/BOE weeks prior to his ten (10) year employment anniversary which would have secured his pension for his family, because of the rampant persecution & intentional infliction of emotional & physical distress which has directly resulted in the collapse of his health, because of the defamation to his character, because of the baseless allegations which have effectively tarnished his employment record, and because of the rampant disparate treatment & discrimination which continues to plague in the New York City Public School System, [for example Educator Mr. Perez was employed for almost a decade in a NYC Public School named Amistad, where Latino Students, Parents, & Educators are incredibly segregated from their peers, (i.e. over 85% Latino Student Enrollment), & unfairly deprived from fair essential resources & equal justice], and for other previously mentioned important and relevant reasons –

Educator Mr. Perez Respectfully

Petitions the United States Court of Appeals for the Second Circuit of New York

for a Redress of these Important Public Interest Grievances.

The District Court of the City of New York had the jurisdiction, the power, and the grand opportunity to allow for such serious public interest EMLOYMENT DISCIMINATION COMPLAINT to be fairly litigated before the Court & a Jury &/or in some fashion help hold Public School Officials accountable for violating Human & Constitutional Rights.

Instead, the District Court opted to reject such important public interest EMPLOYMENT DISCRIMINATION COMPLAINT and, in such way, managed to project the District Court’s partiality in enforcing The Rule of Humanity & The Rule of Law – for all humans.

“The True Administration Of Justice

Is The Firmest Pillar Of Good Government”

We hope and pray that the Honor of the United States Court of Appeals For The Second Circuit of The City of New York will, this time, truthfully administer justice and, in doing so, redeem such eroded pillar to what has the potential to be an even greater government to ALL of the humans of these United States of America.

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souqbladek1 · 5 years ago

Link

http://bit.ly/2ZuHinm

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mersmanwellness · 6 years ago

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agrusslawfirmllc · 6 years ago

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Stop Eastpoint Recovery Group, Inc. Harassment

Debt collectors like Eastpoint Recovery Group, Inc. cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.

THE BEST PART IS…

If Eastpoint Recovery Group violated the law, you will get money damages and ERG will pay your attorneys’ fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.

youtube

Who is Eastpoint Recovery Group, Inc.?

Eastpoint Recovery Group is a debt collection agency based in Buffalo, New York. Founded in 2011, Eastpoint is not accredited with the Better Business Bureau and has received 16 complaints via the BBB in the past three years, 15 of which are for billing/collection problems. Based on 4 reviews on Google, Eastpoint Recovery Group received a 2-out-of-5 rating.

Consumers allege harassing phone calls, unlawfully contacting debtors’ relatives, threatening to take actions that could not legally be taken or were not intended to be taken, and unlawfully posing as a law firm in attempts to collect debt.

Eastpoint Recovery Group’s Address, Phone Number, and Contact Information

Eastpoint Recovery Group is located at 26 Mississippi St., Suite 200, Buffalo, NY 14203. The main telephone number is 800-459-2417 and Eastpoint’s website is http://www.eastpointrecoverygroup.com/Home.html.

Phone Numbers Used by Eastpoint Recovery Group

Like many debt collection agencies, Eastpoint Recovery Group may use different phone numbers to contact debtors. Here are some phone numbers Eastpoint Recovery Group may be calling you from:

716-256-1710

716-362-2357

716-362-2359

716-362-5600

716-462-6445

716-712-5496

716-748-7156

Eastpoint Recovery Group, Inc. Lawsuits

If you want to know just how unhappy consumers are with Eastpoint Recovery Group, take a look at the number of lawsuits filed against the agency on the Public Access to Court Electronic Records (“PACER”). PACER is the U.S.’s federal docket which lists federal complaints filed against a wide range of companies. A search for Eastpoint Recovery Group will display over 30 lawsuits filed against the agency in 17 states, most of which involve violations of consumer rights and/or the Fair Debt Collection Practices Act (FDCPA).

Eastpoint Recovery Group, Inc. Complaints

The Fair Debt Collection Practices Act (FDCPA) is a federal law which applies to everyone in the United States. In other words, everyone is protected under the FDCPA, and this Act is a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things they must do while collecting debt. If Eastpoint Recovery Group is harassing you over a debt, you have rights under the FDCPA.

The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500 per call if Eastpoint Recovery Group violates the TCPA. Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.

The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. If Eastpoint Recovery Group took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. ERG, like most collection agencies, wants to set up recurring payments from consumers; imagine how much money it can earn if hundreds, even thousands, of consumers electronically pay them $50 – $100 or more per month. If you agreed to this type of reoccurring payment, the agency must follow certain steps to comply with the EFTA. Did Eastpoint Recovery Group continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to? If so, we can discuss your rights and potential case under the EFTA.

The Fair Credit Reporting Act (FCRA) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We’ve handled many cases in which a debt collection agency reported debt on a consumer’s credit report to obtain leverage over the consumer. If Eastpoint Recovery Group is on your credit report, they may tell you that they’ll remove the debt from your credit report if you pay it; this is commonly known as “pay for delete.” If the original creditor is on your report rather than the debt collector, and you pay off the debt, both entities should accurately report this on your credit report.

Several states also have laws to provide its citizens an additional layer of protection. For example, if you live in California, Florida, Michigan, Montana, North Carolina, Pennsylvania, Texas, or Wisconsin, you may be able to add a state-law claim to your federal law claim above. North Carolina, for example, has one of the most consumer-friendly statutes in the country: if you live in NC and are harassed over a debt, you may receive $500 – $4,000 in damages per violation. We work with a local counsel in NC and our NC clients have received some great results in debt collection harassment cases. If you live in North Carolina and are being harassed by a debt collector, you have leverage to obtain a great settlement.

How do we Use the Law to Help You?

We will use state and federal laws to immediately stop Eastpoint Recovery Group’s debt collection. We will send a cease-and-desist letter to stop the harassment today, and if ERG violates the FDCPA, EFTA, FCRA, or any state law, you may be entitled to money damages. For example, under the FDCPA, you may receive up to $1,000 in damages plus actual damages. The FDCPA also has a fee-shift provision, which means the debt collector will pay your attorneys’ fees and costs. If you have a TCPA case against the agency, we will handle it based on a contingency fee and you won’t pay us a dime unless you win.

THAT’S NOT ALL…

We have helped hundreds of consumers stop phone calls from Eastpoint Recovery Group and we know how to stop the harassment and get you money damages. Once again: you will not pay us a dime for our services. We will help you based on a fee-shift provision and/or contingency fee, and the debt collector will pay your attorneys’ fees and costs.

What if Eastpoint Recovery Group, Inc. is on my Credit Report?

Based on our experience, some debt collectors may credit-report, which means one may mark your credit report with the debt they are trying to collect. In addition to or instead of the debt collector, the original creditor may also be on your credit report in a separate entry, and it’s important to properly identify these entities because you will want both to update your credit report if or when you pay off the debt.

THE GOOD NEWS IS…

If Eastpoint Recovery Group is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly: along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or even being a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.

REMEMBER…

If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000, and the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency will pay your attorneys’ fees and costs. You won’t owe us a dime for our services. We have helped hundreds of consumers fix inaccurate information on their credit reports, and we’re ready to help you, too.

Complaints against Eastpoint Recovery Group, Inc.

If you’re on this page, chances are you are just like the hundreds of consumers out there being harassed by Eastpoint Recovery Group. Here are some of the BBB reviews and complaints against Eastpoint Recovery Group:

“Eastpoint is harassing me and threatening to put liens on my house, etc. But they are also finding the names and phone numbers of family members and contacting them as well! This has nothing to do with outside family members. They should NOT be contacting family members that have no association with my account and discussing personal information! I have contacted an attorney!”

“This employee Ray was very threatening to me and said that he was part of the legal department for this business and asked me to borrow the amount I owe from someone or ask someone to get a credit card and I make monthly payments to them to pay my cc debt. He said if I didn’t do it then they would be forced to file an action lawsuit against me and could take any assets I had. They continuously call me daily. This man was unprofessional. He did leave me a threatening voice mail about lawsuits. From my research they have nothing to do with any type of law firm or have a legality department.”

“First, they did call us and when they first started talking with us they told us that they were a law firm, (and that was a False Truth), and then they told us that there is a lawsuit (and that is another False Truth) and telling me how much money they will get from me and that is another False Truth, also I will be filing a Complaint with the American Bar Association because they misrepresented themselves telling me that they are attorneys and they are not. Also, do research, this company has many complaints against them, they are deceptive, sneaky, and very underhanded and very rude and mean and nasty and they have anger issues if you do not agree with them on anything that they tell you. Just a VERY SCARY AND DANGEROUS COMPANY.”

Cases We’ve Handled against Eastpoint Recovery Group, Inc.

I THINK YOU’LL AGREE WITH ME WHEN I SAY…

Threats and harassment from collection agencies can be pretty intimidating. However, we can stop the harassment and get you money damages under the law, and the collection agency will pay your attorneys’ fees and costs. Here are two cases we’ve handled against Eastpoint Recovery Group:

Michael H. v. Eastpoint Recovery Group, Inc. – In September 2017, Michael of Somerset County, Pennsylvania, pursued a claim against Eastpoint Recovery Group for violations of the Fair Debt Collection Practices Act (FDCPA). Complaints centered on ERG unlawfully contacting the plaintiff’s relatives and disclosing confidential information to said relatives in attempts to collect debt. The case was resolved in October 2017 and Michael was happy with the outcome.

Ken B. v. Eastpoint Recovery Group, Inc. – In June 2017, Ken of Los Angeles County, California, pursued a claim against Eastpoint Recovery Group for violations of the Fair Debt Collection Practices Act (FDCPA). Complaints included ERG’s failure to identify itself as debt collector when contacting the plaintiff and ongoing failure to comply with statutory regulations of the FDCPA. The case was resolved in July 2017, ERG stopped harassing Ken, and Ken was happy with the results we got for him.

Monica A. v. Eastpoint Recovery Group, Inc. – In April 2017, Monica of Washoe County, Nevada, pursued a claim against Eastpoint Recovery Group for violations of the Fair Debt Collection Practices Act (FDCPA). Complaints included engaging in “harassing, oppressive, and abusive” conduct when attempting to collect debt, repeated harassing phone calls, unlawfully contacting the plaintiff’s current and former employers to “embarrass and coerce” the plaintiff, falsely representing the legal status of a debt, and threatening to take action that could not legally be taken or was not intended to be taken. The case was resolved the same month in April 2017 and Monica was thrilled with our fast services.

What Our Clients Say about Us

Agruss Law Firm has over 660 outstanding client reviews through Yotpo, an A+ BBB rating, and over 100 five-star reviews on Google. Here’s what some of our clients have to say about us:

“Michael Agruss handled two settlements for me with great results and he handled them quickly. He also settled my sister’s case quickly and now her debt is clear. I highly recommend Michael.”

“Agruss Law Firm was very helpful, they helped me solved my case regarding the unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!”

“Agruss Law Firm was very helpful to me and my veteran father! We were harassed daily and even called names for a loan that was worthless! Agruss stepped in and not only did they stop harassing, they stopped calling all together!! Even settled it so I was paid back for the problems they caused!”

Can Eastpoint Recovery Group, Inc. Sue Me?

Although anyone can sue anyone for any reason, we have not seen Eastpoint Recovery Group sue consumers, and it’s likely that the agency does not sue because they don’t always own the debt they are attempting to collect, and would also need to hire a lawyer, or use in-house counsel, to file a lawsuit. It’s also likely that the agency collects debt throughout the country, and it would be quite difficult to have lawyers, or a law firm, licensed in every state. However, there are collection agencies that do sue consumers; for example, Midland Credit Management is one of the largest junk-debt buyers, and it also collects and sues on debt. Still, it is less likely for a debt collector to sue you than for an original creditor to hire a lawyer or collection firm to sue you. If Eastpoint Recovery Group has threatened to sue you, contact Agruss Law Firm, LLC as soon as possible.

Can Eastpoint Recovery Group, Inc. Garnish my Wages?

No, unless they have a judgment. If Eastpoint Recovery Group has not sued you, then the agency cannot get a judgment. Barring limited situations (usually involving debts owed to the government for student loans, taxes, etc.), a company must have a judgment in order to garnish someone’s wages. In short, we have not seen this agency file a lawsuit against a consumer, so the agency cannot garnish your wages, minus the exceptions listed above. If Eastpoint Recovery Group has threatened to garnish your wages, contact our office right away.

Eastpoint Recovery Group, Inc. Settlement

If you want to settle a debt with Eastpoint Recovery Group, ask yourself these questions first:

Do I really owe this debt?

Is this debt within the statute of limitations?

Is this debt on my credit report?

If I pay this debt, will Eastpoint Recovery Group remove it from my credit report?

If I pay this debt, will the original creditor remove it from my credit report?

If I pay this debt, will I receive confirmation in writing from Eastpoint Recovery Group for the payment and settlement terms?

These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay-for-delete, or any other legal issue with Eastpoint Recovery Group, we at Agruss Law Firm are here to help you.

Share your Complaints against Eastpoint Recovery Group, Inc. Below

We encourage you to post your complaints about Eastpoint Recovery Group. Sharing your complaints against this agency can help other consumers understand what to do when this company starts calling. Sharing your experience may help someone else!

HERE’S THE DEAL!

If you are being harassed by Eastpoint Recovery Group over a debt, you may be entitled to money damages – up to $1,000 for harassment, and $500 – $1,500 for illegal robocalls. Under state and federal laws, we will help you based on a fee-shift provision and/or contingency fee, which means the debt-collector pays your attorneys’ fees and costs. You won’t owe us a dime for our services. We have settled thousands of debt collection harassment cases, and we’re prepared to help you, too. Contact Agruss Law Firm at 888-572-0176 to stop the harassment once and for all.

The post Stop Eastpoint Recovery Group, Inc. Harassment appeared first on Agruss Law Firm, LLC.

#Debt collection law #consumer law #debt relief agency

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anthonyekoehler · 6 years ago

Text

Stop Capital One Debt Harassment

Creditors like Capital One cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.

THE BEST PART IS…

If Capital One violated the law, you may be entitled to money damages and Capital One will pay our fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at (888)-572-0176 for a free consultation.

Who is Capital One?

Capital One is a banking and financial corporation which also offers mortgages and credit cards and is based in Richmond, Virginia. It is the nation’s 10th-largest bank by total assets and also a top auto lender, though about 62% of its revenue derives from credit cards and 26% from consumer banking.

Founded in 1995 – originally as a corporate spinoff of Signet, which is now owned by Wells Fargo – Capital One has been accredited with the Better Business Bureau since its founding, but has received over 4,500 consumer complaints via the BBB in the past three years, most of which are for product/service problems (2,200+) and billing/collection problems (2,000+).

Capital One’s Address, Phone Number, and Contact Information

Capital One is located at 1680 Capital One Drive, McLean, VA 22102-3491. The main telephone number is 800-955-7070 and the main website is www.capitalone.com/.

Phone Numbers Used by Capital One

Capital One likely uses hundreds of different phone numbers to call consumers. Here are some phone numbers Capital One may be calling you from:

800-955-6600

804-217-7156

813-202-7244

813-274-1837

866-372-2508

877-218-3219

877-469-8290

888-455-6662

888-784-9198

972-378-3660

Capital One Lawsuits

If you want to know just how unhappy consumers are with Capital One, take a look at the number of lawsuits filed against the agency on the Public Access to Court Electronic Records (“PACER”). PACER lists over 5,400 lawsuits filed against Capital One in the United States, and there are also likely hundreds of claims filed through the American Arbitration Association. Nowadays, most credit card companies have arbitration clauses, which mean that if you have a complaint with a credit card company, you must file your claim in arbitration. Arbitration limits discovery, is not public, has a limited appellate process, and, most importantly, is funded primarily by the banks and big businesses. While it can be difficult to get a fair chance in arbitration, but the good news is we have filed hundreds of credit harassment cases in arbitration, and we know how to aggressively fight these cases against the big banks and businesses even when arbitration is necessary.

Capital One Complaints

The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500 per call if Capital One violates the TCPA. Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.

The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. If Capital One took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. Capital One, like most collection agencies, wants to set up recurring payments from consumers; imagine how much money it can earn if hundreds, even thousands, of consumers electronically pay them $50 – $100 or more per month. If you agreed to this type of reoccurring payment, the agency must follow certain steps to comply with the EFTA. Did Capital One continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to? If so, we can discuss your rights and potential case under the EFTA.

The Fair Credit Reporting Act (FCRA) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We’ve handled many cases in which a debt collection agency reported debt on a consumer’s credit report to obtain leverage over the consumer. If Capital One is on your credit report, they may tell you that they’ll remove the debt from your credit report if you pay it; this is commonly known as “pay for delete.” If the original creditor is on your report rather than the debt collector, and you pay off the debt, both entities should accurately report this on your credit report.

How can we Use the Law to Help You?

We will use state and federal laws to immediately stop Capital One’s debt collection. We will send a cease-and-desist letter to stop the harassment today, and if Capital One violates the FDCPA, EFTA, FCRA, or any state law, you may be entitled to money damages. For example, under the FDCPA, you may receive up to $1,000 in damages plus actual damages. The FDCPA also has a fee-shift provision, which means the debt collector will pay your attorneys’ fees and costs. If you have a TCPA case against the agency, we will handle it based on a contingency fee and you won’t pay us a dime unless you win.

THAT’S NOT ALL…

We have helped hundreds of consumers stop phone calls from Capital One and we know how to stop the harassment and get you money damages. Once again: you will not pay us a dime for our services. We will help you based on a fee-shift provision and/or contingency fee, and the debt collector will pay your attorneys’ fees and costs.

What if Capital One is on My Credit Report?

THE GOOD NEWS IS…

If Capital One is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly: along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or even being a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.

REMEMBER…

Complaints against Capital One

If you’re on this page, chances are you are just like the hundreds of consumers out there being harassed by Capital One. Here are some of the BBB reviews and complaints against Capital One:

“Hi. I wanted to leave a review of this company. They have horrible customer service. I called today to dispute an interest charge on an account that I had paid off. Nowhere did I see that I had to call them for this to get the actual payoff amount so I was charged this interest fee after I paid off the account. They would not waive this even though I have never missed a payment on their card or the other card I have through them. So in the future I will never recommend them because every other card I have has never treated me the way this company has. This is not the first time one of their cards has given me problems and I feel if I was to still use them this would not be my last.”

“Was building my credit and always paid my credit card bill. Had two payments returned on one of my accounts in one week due to unforeseen circumstances. Capital One closed both of my accounts that same week due to excessive returned payments. Two is not excessive. Why close both of my accounts? Only one had a problem. Customer service was rude and repeatedly hung up on me. None of their agents could tell me where in Capital One’s credit card agreement it states that two payments returned would close both of my accounts. Had I known this I may have never opened the card in the first place. Capital One is the only credit card so having it cancelled has a major effect on my credit rating, not to mention my ability to live in this day and age.”

“DO NOT OPEN ANY ACCOUNTS WITH THIS COMPANY!!!!!!!! Just got off the phone with my 7th time calling in to resolve a technical issue, had 1 man tell me I don’t have an account, 1 man hung up on me, and other countless calls. I am very patient and kind, but I will not tolerate being hung up on. Every human I spoke to sounded like they had broken English and didn’t understand anything. Really disappointed.”

Based on 24 reviews on Yelp, Capital One receives a 1.5-out-of-5 rating. Here are some of the reviews on Yelp:

“Capital One has one of the worst customer service standards in the industry. Was on the phone for over 20 minutes and was given an option to call back during specific hours or send them a copy of my bank statement with all my recent purchases. When I asked to shut down my account they refused. Shady and awful.”

“[Capital One] will not, despite repeated demands, cease mailing pre-approved credit card applications via USPS. To my knowledge, no other bank still engages in this despicable practice. This is extremely dangerous – one of the leading causes of identity theft. NOW I found out that Capital One has made a credit inquiry with Equifax. I did not authorize this. I have no connection with them. I want no connection with them. I WANT THEM TO GO AWAY.”

“Capital One provides horrible customer service. Recourse on grievances is non-existent. My bank made an error in administering overpayment to a capital one card that I had paid off and cancelled. Capital One refunded a portion of the overpayment funds – but claimed they could not confirm receipt of the entire overpayment because they don’t track payments on cards that have been cancelled. Though amazingly they were able to send me a statement indicating that I owed them money as a payment adjustment on the cancelled card – which was wrong…Administratively, communication is horrible between departments. I gave Capital one the benefit of the doubt repeatedly. Just say NO. Don’t bother with this inept company that will leave you wishing you never signed up for one of their cards.”

Cases We’ve Handled Against Capital One

I THINK YOU’LL AGREE WITH ME WHEN I SAY…

Peter B. v. Capital One – In December 2017, Peter of Ada County, Idaho, pursued a claim against Capital One for violations of the Telephone Consumer Protection Act (TCPA), including harassing phone calls and robocalls to the plaintiff’s cell phone. The case was resolved in February 2018 and Peter was happy with the result.

Robert R. v. Capital One – In October 2017, Robert of Hillsborough County, Florida, pursued a claim against Capital One for violations of the Telephone Consumer Protection Act (TCPA) and Florida Consumer Collection Practices Act (FCCPA). Complaints included harassing phone calls to the plaintiff’s cell phone – over 100 within a few months – including after the plaintiff requested in writing that the calls stop. The case was resolved in December 2017 and Robert was pleased with the outcome.

Abel V. v. Capital One – In November 2012, Abel of Hamilton County, Florida, pursued a claim against Capital One for violations of the Florida Consumer Collection Practices Act (FCCPA). Complaints included harassing phone calls and unlawfully attempting to enforce an illegitimate/uncollectible debt. The case was resolved in December 2012 and Abel was happy with the outcome.

What Our Clients Say About Us

Agruss Law Firm, LLC, has over 700 outstanding client reviews through Yotpo, an A+ BBB rating, and over 105 five-star reviews on Google. Here’s what some of our clients have to say about us:

“Michael Agruss handled two settlements for me with great results and he handled them quickly. He also settled my sister’s case quickly and now her debt is clear. I highly recommend Michael.”

“Agruss Law Firm was very helpful, they helped me solved my case regarding the unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!”

“Agruss Law Firm was very helpful to me and my veteran father! We were harassed daily and even called names for a loan that was worthless! Agruss stepped in and not only did they stop harassing, they stopped calling all together!! He even settled it so I was paid back for the problems they caused!”

Can Capital One Sue Me?

Yes, Capital One can sue you. Capital One can hire a lawyer to file a breach of contract lawsuit against you for the underlying debt, fees, and costs. If you’ve been sued by Capital One, do not ignore the lawsuit; you may have defenses. If you ignore the lawsuit, default will be entered and Capital One may seek to garnish your wages. If you receive notice of a lawsuit, contact an experienced attorney as soon as possible, even if you intend to represent yourself pro se. If Capital One has threatened to sue you, contact Agruss Law Firm as soon as possible; we’re here to help.

Can Capital One Garnish My Wages?

Yes, if Capital One has a judgment entered against you. If Capital One is currently garnishing your wages or threatening to do so, contact our office as soon as possible.

Capital One Settlement

If you want to settle a debt with Capital One, ask yourself these questions first:

Do I really owe this debt?

Is this debt within the statute of limitations?

Is this debt on my credit report?

If I pay this debt, will Capital One remove it from my credit report?

If I pay this debt, will the third-party debt collector remove it from my credit report?

If I pay this debt, will I receive written confirmation from Capital One confirming the payment and settlement terms?

These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay-for-delete, or any other legal issue with Capital One, we at Agruss Law Firm are here to help you.

Share Your Complaints Against Capital One Below

We encourage you to post your complaints about Capital One. Sharing your complaints against this agency can help other consumers understand what to do when this company starts calling. Sharing your experience may help someone else!

HERE’S THE DEAL!

If you are being harassed by Capital One over a debt, you may be entitled to money damages – up to $1,000 for harassment, and $500 – $1,500 for illegal robocalls. Under state and federal laws, we will help you based on a fee-shift provision and/or contingency fee, which means the debt-collector pays your attorneys’ fees and costs. You won’t owe us a dime for our services. We have settled thousands of debt collection harassment cases, and we’re prepared to help you, too. Contact Agruss Law Firm at (888)-572-0176 to stop the harassment once and for all.

The post Stop Capital One Debt Harassment appeared first on Agruss Law Firm, LLC.

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#Debt collection law #consumer law #Debt relief

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