#or not paying taxes or some other stuff

[voidsentprinces]

[hballegro]

i am a metronome of 'this problem is easily solvable if you talk to a certain person in your life and it'll only get worse if you leave it be, calm down and bite the bullet' and 'you've already left it a long time and asking for help even from loved ones is really really hard so actually cry in a ball'

we must destroy the grey head jelly for being the most inconsistent and rude bastard in the world

[boomerang109]

wanna roadtrip in america? don’t forget to budget for TOLLS!!

ever heard of the troll under a bridge? well in the modern day they’re ghosts and they WILL HAUNT YOU

no cause fr tolls will triple or add $100 or other bullshit if you don’t pay them immediately so don’t wait for the pay by mail letter. once you go through a state, look up your license plate and get on that shit. don’t forget about things like e-zpass but also remember that not all states use that, because obviously the states have to be unique. just. budget for tolls. budget for EXPENSIVE fucking tolls and pay them as quickly as possible

[mylittleredgirl]

had a little panic fueled burst of productivity that accomplished nothing because i traced the needed prerequisite activities back a bunch of steps to the town office, which closes at 3:30. my brief periods of effectiveness can’t be scheduled like that!! this task was put on my list in late 2019!! i can’t wait another 4 years!!!

[sonknuxadow]

with every new collector monster high release i become more and more convinced that theyre just deciding the prices at random because what the fuck makes fang vote rochelle worth 90 dollars when they just sold that chucky and tiffany two pack for 90 dollars and none of these dolls look like they should cost 90 dollars anyway

[yosh-iro]

im starting to regret buying shit for my mom to "pay me back" on

[mutable-manifestation]

aiobuvu;nj I have stared at this for several nonconsecutive hours since I was @'ed Minji

I love this idea so much. Just lemme- yeah here we go:

~~~

In the midst of it all, a light of hope amidst the chaos, there is: Tucker.

Tucker Foley knows what he's about. Tech. He's about tech. His first priority after entering an entirely new version of earth with who knows how many differences to temporal placement, sapient populations, flora, and fauna?

He wants to know if his PDAs still work.

He checks Sandra first, of course.

Miraculously, she works fine.

Next up is the modded ones - he skips straight his one true love: Helena.

Helena had been with them from the beginning - the first PDA, the one true PDA, with every mod and upgrade tested over time. They'd cracked open many a GIW facility together in the past - among other things.

And. It seems Desiree was feeling generous? Helena connects to the internet just fine, and her scans all come back clean. He'd set his other loves up to scan while he was waiting, but of course Helena finished the fastest, unparalleled as she was in her might as in her beauty.

So next up was research time.

And Tucker is about tech, but the first article about heroes has him distracted.

So of course he has to know more.

The first search, ghosts, doesn't really net anything.

The second for a more general "powers" leads him to an article about "metas." He only skims a few sentences before moving on.

Finally, he searches "magic."

A hero named "Captain Marvel" pops up. Guy claims to be magic instead of a meta. It's not a LOT, but it's a possibility. Tucker's gonna have to hunt the guy down. Because if magic is a real, genuine thing in this new world?

Tucker wants magitech. Badly. The things Helena could do with a magical power boost...

Well, he doesn't really know, but he wants to.

But first, time to be a good friend and help Danny (and all of Amity, really) Triple G their way into this new world.

~~~

Kon is so, so grateful he can hold his breath for a long time.

It took thirty minutes for them to arrive to the newly-existing town in middle-of-nowhere-Illinois thanks to the logistics of "the entire internet and US government just got several thousand new people as if they were always there except they clearly weren't and it's causing Issues (TM).

(Mainly, the issue is paranoia - is this another invasion, is this a trst version for a mass-brainwashing, etc etc).

Kon spent the next twenty minutes watching Clark trying and failing to get a word in edgewise.

The maybe-hero's no one's ever seen before hovering above the definitely-town that wasn't there before very politely roast Clark's costume before, essentially, dismissing him out of hand.

Then they'd gone back to squabbling. There'd been a few stray lasers from the maybe-hero's aimed at each other accompanied by pouting or protest, but they were few and far between and all very carefully aimed away from the onlooking crowds below - almost the whole town from the look of things.

And then.

And then.

Some kid in a beret waves the three down - all of whom obediently descend.

Well, the probable-siblings descend obediently. Red grumbles a bit before following - utterly ignoring Clarks "If we cou-."

Clark stared after them, dismayed, as Kon diligently kept from vibrating in place behind him.

And then, of course, Kon hears what beret-guy is saying.

There's magic in this universe, he tells them.

And, well, at least that one thing confirmed.

The four - and a nearby goth girl - grin as one, saying as one: "Gaslight, Gatekeep, Girlboss?"

"Gaslight, Gatekeep, Girlboss," Beret grins back.

Kon is so glad he doesn't have to breath that often.

Clark begins to descend.

"I'll get Lance on it- if- " Goth hesitates.

Beret nods. "Yep, everything's greenlit. Thankfully. I'll update the city-only page with deets - make sure he checks it before he goes live."

She nods before away, taking out a phone as she goes.

~~~

The maybe-hero trio squabble a bit more, with the boy groaning and rolling his eyes when he sees Clark's approach before grabbing the other two and dragging both into the ground.

Beret and the onlookers seem unconcerned.

Clark doesn't let it phase him, calmly allowing the three to slip away in favor of talking to the unmoved Beret, who had yet to look up from his...

Phone?

Maybe???

"Young man-"

"Sean." Beret boy cuts him off with a polite nod.

"Ah, Sean then, I have few questions for you-"

"Who???"

"You-"

"Uh, my name is Tucker," Tucker shoots back, raising a brow. And yet. His eyes still do not leave his...device? At first he'd thougt... but the more Kon looks the less it seems like a phone.

No. It isn't a phone.

Maybe it never was.

"But- you said it was Sean?" Clark asks, voice politely confused, if a bit distressed.

"I thought you were Sean. Isn't that was the 'S' stands for?"

"...No, it-"

"Spencer, then," Tucker says, finally putting away The Device. "Listen. I'm sure you're wondering "who are all these people" and "how did you get here" and "there wasn't a town here like five minutes ago how could this have happened." I gonna level with you - so is the federal government, probably. And now that the Notice-Me-Not curse afflicting our home for generations has finally been lifted-" Clark opens his mouth, but Tucker barrels on "-we kind of need to deal with that. So if you have questions maybe just watch the news. Or least go away for a minimum of five business days."

"Son-"

"We're literally not related, our town was literally isolated from the outside world by a curse for ages."

"We know you're from a different universe."

"What, Amity? Why would you think that?" The boy feigns confusion.

Kon notices a variety of people in the crowd recording them on an eclectic mixture of flip phones, Just Cameras, and oddly old-looking touch-screen phones.

"I heard you talking to your friends-"

"From that far away?" Tucker's eyes flicker doubtfully to the sky.

"I have super-hearing-"

"Then you heard wrong. Now if you'll excuse me-"

"I heard you perfectly well-"

"Uh-uh, and just how does this "super-hearing" work, exactly," he asks, and he puts the power in air quotes. And Kon is holding his breath without too much effort but he can't quite subdue the tears bubbling up as a result of suppressing his laughter at this. "If you even-"

"It's global-" Kon spits out, his desperation to know what Tucker will say next allowing him to subdue the chuckles just long enough.

"What, just everything? All of the time?"

Kon nods. Clark works his mouth wordlessly, unsure how to proceed with the odd change of topic but upbringing forbidding him from being rude just because the other person is being difficult.

"Dude, do you have any idea how many people talk about alternate universe stuff all the time? It's, like, nerd 101. And you, what, picked out one conversation? Out of billions? And don't think you might've confused any of the numerous same or similar voices throughout the world with mine?"

Tucker shakes his head pityingly.

"You heard wrong, my guy. It happens to the best of us. And speaking of the best of us," he says, pulling out another buzzing not-a-phone-and-maybe-never-was, "It seems like Monica needs some quality time with the TF."

He caresses the side of the machine and turns to leave.

Clark stares after him as the crowd moves to disperse. Among them, a girl glances at him and tells her friends, "Dios mio, all the fashion in this place had better not look like that."

A tear rolls down Kon's cheek.

'Don't. Laugh.'

You know... >.>

My Dad always used to tell me, if I get a Genuine Genie(tm)? Get a lawyer first. Before I make my Wishes(tm), so they can help me word them correctly.

Obviously, a human lawyer would not be foolproof... BUT! What about a Ghost Lawyer?

Like? Obviously Desiree would be PISSED. How DARE you twist HER wish twisting! Her THING is "what you believe is your heart's desire always comes at a terrible cost" which is what she DIED to learn.

So obviously she would NEVER, willingly, bend her Obsession for ANYONE. And you'd have to make a DAMN good case to that Lawyer for why he ISNT breaking the law by helping you. Probably some "you can: save the life of an unconscious person against their will/shove an unobservant person OFF the train tracks, even if they get hurt, to save their life" clause.

Like? Using a ghosts Obsession against them? Bad. Illegal.

Using it against their will, to save OTHER ghosts, who are in immediate danger? Not illegal, but they will be PISSED. Still not great though, you will want to apologize and fast.

So like??? Reality Bending Power. Patrick Star Method of "what if we MOVED the city... somewhere else?" Considered at 1am. Team of Ghost Laywers, acquired.

Amity and all Limnals are REMOVED from the DP-verse.

Wish worded juuuuust so. Any ghost that forms there? Yoink! Instantly removed to the Zone. Natural Portals? Cut off. Let the whole Reality fade out at an accelerated rate, as no NEW energy is fed into the system. Entropy will do, what entropy does. Exactly as they wished it.

They hated Death so much, they speed up the heat death of their ENTIRE universe by Eons. Congratulations, you guys "Won". Enjoy the wildly more fragile flora, fauna, and general ecosystems. Now that none of you have that ambient Ectoplasm strengthening your bodies. Yeah, the things you used to shrug off? Those are gonna maim or kill you now.

Doesn't MATTER if you "learn your lesson" though! Cause this is WAY past that point! This is "cutting off the tumor before it kills us" territory, and buddy? Amity ISNT the tumor. Go forth a grow, just like you wanted.

They won't be here to fix your messes anymore.

Because Danny got himself a dictionary thick "I Wish..." contract. Which was worded, as it needs to be, in one loooooooong run on sentence. Shouted "I Wish what's written on THIS, as it is currently, and without any form of editing or negotiation!" As fast as he could. Yote the document in Desiree's direction. And Flew like an INCANDESCENTLY pissed off Genie was trying to set his everything of fire.

Which she was.

Thankfully, Paulina came in clutch with her History of all things Jewelry, world fashions, and Make-Up knowledge. That, coupled with the Power Of Rich Friends(tm)? (Sam. Her mother was THRILLED to take her Jewelry and clothing shopping for something other then blacks and dark purple. They went on a jet setting whurl-wind tour. Sam actually kinda liked a some of what she found.)

They have Apology Bribes.

They shamelessly HIDE behind the mountain of Apology Bribes, while they explain themselves. Is Desiree HAPPY? No. But those bracelets are magnificent and she DOES deserve nice things. Those silks will really bring out her eyes. And she... DOES... admit...

Maybe...

That things are not... SAFE. Any longer. Danny TRIES. Everyone else can see it. And he's made incredible strides! Even convinced his lunatic parents. Though they're still not quite POPULAR. (WAY too pushy and invasive with their questions, for most people.) But the fanatics in white?

They nearly killed Box Lunch. If her father hadn't BEEN there...

And the poor man will have that scar on his back for the rest of his afterlife. Desiree can see why Danny is pushing. Does she LIKE it? No. But...

She supposes she will content herself with the suffering of the Fanatics in White and all who support them. THEIR wishes, twisted. Their ugly heart's desires.

Fine.

"SO YOU WISH IT. SO IT SHALL BE!"

And? The ghost town of what WOULD of one day grown into Amity, had the witch's there not been found by those they had fled from, which sits in long rotted ruins, amongst the trees in nowhere Illinois? Poof! Two "Towns" are switched.

The roads out of town coming to a clean line stop, meeting not even goat paths. Just trees. Old growth.

But it's not ALL of Town, is it? Faces missing. New, confused, faces from every corner of the map, taking their place. No Limnal left behind. No supporter of the GIWs genocide, brought along. Family's kept together where they could be. But by the few, scared and upset, green flashing eyes of children in the crowd?

It seemed for some, it was easier to fear and hate, then love their children.

Already they were being gathered up by school teachers and PTA parents. As everyone tried to figure out what had happened. Concerned, quite muttering a dull roar as everyone tries to coordinate.

Red Huntress joins Danny and Dani in the Sky. She doesn't get a word in. Wanted to know what the HELL was going on. She was with her dad in Chicago! Dani was in Taiwan! Literally! As in, sitting in a SUBWAY station one second, the next? Outside!

But they don't get to demand those answers. Because there is a sonic boom on the horizon. And then? Floating... weird... not ghosts?

Uuuuuuhhhh?

Hi?

That much blue... sure is a Statement. Like the cape and... bloooomers? Shorts. Bikini bottoms? It.. it's a Cool Look, dude! No, really. They are being VERY supportive here! If YOU like it? That's the only thing that matters!

Red Huntress smacks the Danny/i's Repeated upside their heads and demans to know what the Not-Ghosts are doing in their airspace.

Oh YEAH. Good point! What she said! And can it WAIT? They're kinda going through A Thing right now...

Kon? Wants it on record he loves these guys. They're hilarious. The LOOK on Clark's FACE?? He wishes he could frame it. Preserve it for future generations. Thing is? There was NOT a town here a second ago.

Well, bout 30 minutes or so, but you get the idea. One moment? Tree noises. Bam! Thousands of people! Obviously the checked it out. Only to be met with two... three maybe? Heros who have NO IDEA who they are.

Clear Reality warping shenanigans. Might be time travel or multiverse. Question is... are they STAYING? And if SO? What now...

@hdgnj @ailithnight @the-witchhunter @nerdpoe @dcxdpdabbles @mutable-manifestation @hypewinter

[deadsetobsessions]

Sea Cryptic! Danny AU- Pt.3

[Pt.1] [Pt.2] [Pt.4] [Pt.5] [Pt.6] [Pt.7] [Pt.8] [Pt.9] [Pt.10]

“Aquaman.” Batman swept into the room, beelining straight for the suddenly apprehensive Atlantean king.

“Batman. What can I do for you?”

“Phantom. Does he pay taxes?”

“Pardon?”

Batman makes a low noise that had Aquaman’s danger senses buzzing.

“Does Phantom have to pay taxes. Towards Atlantis.”

“No…? Why?”

“He wanted money, in exchange for… information, of a delicate sort,” Batman said, diplomatically avoiding the topic of Phantom bargaining for the identities of corpses in exchange for a measly $100 dollars per identity. Like a flea market dealer, that one was.

“You encountered Phantom again?” Aquaman perked up.

“Yes. Gotham’s bay is… polluted.” Batman paused. “With victims. Of murder.”

The entire area quieted as heads turned towards the Dark Knight.

“Yes, I am… distantly aware of Gotham’s waters.” By that, Aquaman gets green around the gills whenever he turns his awareness in that direction. There’s a reason he doesn’t enter Gotham, and the Dark Knight’s ban is only half of that reason. “Ah, but you’re correct. For what purpose would Phantom need mortal currency?”

“Hn.”

“Maybe he needs some stuff?” Flash zipped to a stop next to Batman, feet tapping as he dug into the pile of snacks cradled in his arms. “Us mortals are always coming up with new things, maybe he wants to try some games or something?”

Batman tilted his head down, seriously considering Flash’s suggestion. “It’s plausible.”

“Barry, Barry, Barry. He’s old as hell, right? He probably wants to try the new booze!”

“Hal, my man!” Flash fist bumped Green Lantern, who came up. “You’re back! What happened to John?”

“Dunno. He got called somewhere that way,” Green Lantern waved a vague hand towards the left. “Had to deal with a politician or something from that area.” He shrugged, swinging an arm over Barry’s shoulders to put him in a headlock and stealing a chip.

“Huh. Anyways, would our mortal alcohol even work on a demi-god or something?”

“We should ask!” Hal turned towards Batman. “You should ask if he wants to go for a drink, spooky!”

“He’s a child.”

“He’s been around for more than a millennia, Bats.”

“Informational gathering, right, Hal?” Flashgot out of the headlock, quickly munching on his snacks to stop Green Lantern from stealing them.

“Totally. Yup.”

“…Fine.”

“Wait, are we just gonna ignore that Gotham’s waters are full of bodies?”

“Yes.”

——

“What?” Danny asked, mind half on the bags he’s dragging out of the water and the other half on the essay he has to submit in about four hours.

“Green Lantern wanted to invite you out for a drink.”

Danny turned to the stoic Gotham knight, who had his wrist computer out to log the bodies’ info the moment Danny gave him the information. Some of them even told Danny who murdered them, so Batman could start building cases with solid leads.

Danny’s only twenty. He’s not legal yet but he doesn’t want to give any clues to who he is. How is he supposed to…

Ah!

“Can’t.” Danny shrugged. “I’m not legal. I died when I was fourteen so…” Danny trailed off, speechless at the drowned puppy face Batman was giving him. What the fuck.

“Anyways, fork over my payment.”

Batman wordlessly hands him a wad of hundreds.

“What do you need cash for?” Batman suddenly asked.

“Huh? Isn’t it obvious?” Danny tucked it in. “Material things, obviously. I need a blanket,” because holy shit, Gotham is damn cold this time of year. “Anyways, see you same time next week, litterer.”

“I don’t litter.”

“Tell that to the batarangs I found under the water,” Danny grumbled. “But I’ll stop calling you that if you get a signature from Poison Ivy. I have a friend who loves her.”

“An alive friend?”

“Wouldn’t you like to know, weatherboy?”

Danny snickered and disappeared. He’s gotta cram that essay.

——

“There’s a possibility Phantom might be homeless.”

“Batman, I mean this in the nicest way, but for the love of Atlantis, please stop giving me headaches. It’s time like these I wish I stayed a lighthouse keeper.”

[mostlysignssomeportents]

Retiring the US debt would retire the US dollar

THIS WEDNESDAY (October 23) at 7PM, I'll be in DECATUR, GEORGIA, presenting my novel THE BEZZLE at EAGLE EYE BOOKS.

One of the most consequential series of investigative journalism of this decade was the Propublica series that Jesse Eisinger helmed, in which Eisinger and colleagues analyzed a trove of leaked IRS tax returns for the richest people in America:

https://www.propublica.org/series/the-secret-irs-files

The Secret IRS Files revealed the fact that many of America's oligarchs pay no tax at all. Some of them even get subsidies intended for poor families, like Jeff Bezos, whose tax affairs are so scammy that he was able to claim to be among the working poor and receive a federal Child Tax Credit, a $4,000 gift from the American public to one of the richest men who ever lived:

https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax

As important as the numbers revealed by the Secret IRS Files were, I found the explanations even more interesting. The 99.9999% of us who never make contact with the secretive elite wealth management and tax cheating industry know, in the abstract, that there's something scammy going on in those esoteric cults of wealth accumulation, but we're pretty vague on the details. When I pondered the "tax loopholes" that the rich were exploiting, I pictured, you know, long lists of equations salted with Greek symbols, completely beyond my ken.

But when Propublica's series laid these secret tactics out, I learned that they were incredibly stupid ruses, tricks so thin that the only way they could possibly fool the IRS is if the IRS just didn't give a shit (and they truly didn't – after decades of cuts and attacks, the IRS was far more likely to audit a family earning less than $30k/year than a billionaire).

This has become a somewhat familiar experience. If you read the Panama Papers, the Paradise Papers, Luxleaks, Swissleaks, or any of the other spectacular leaks from the oligarch-industrial complex, you'll have seen the same thing: the rich employ the most tissue-thin ruses, and the tax authorities gobble them up. It's like the tax collectors don't want to fight with these ultrawealthy monsters whose net worth is larger than most nations, and merely require some excuse to allow them to cheat, anything they can scribble in the box explaining why they are worth billions and paying little, or nothing, or even entitled to free public money from programs intended to lift hungry children out of poverty.

It was this experience that fueled my interest in forensic accounting, which led to my bestselling techno-crime-thriller series starring the two-fisted, scambusting forensic accountant Martin Hench, who made his debut in 2022's Red Team Blues:

https://us.macmillan.com/books/9781250865847/red-team-blues

The double outrage of finding out how badly the powerful are ripping off the rest of us, and how stupid and transparent their accounting tricks are, is at the center of Chokepoint Capitalism, the book about how tech and entertainment companies steal from creative workers (and how to stop them) that Rebecca Giblin and I co-authored, which also came out in 2022:

https://chokepointcapitalism.com/

Now that I've written four novels and a nonfiction book about finance scams, I think I can safely call myself a oligarch ripoff hobbyist. I find this stuff endlessly fascinating, enraging, and, most importantly, energizing. So naturally, when PJ Vogt devoted two episodes of his excellent Search Engine podcast to the subject last week, I gobbled them up:

https://www.searchengine.show/listen/search-engine-1/why-is-it-so-hard-to-tax-billionaires-part-1

I love the way Vogt unpacks complex subjects. Maybe you've had the experience of following a commentator and admiring their knowledge of subjects you're unfamiliar with, only have them cover something you're an expert in and find them making a bunch of errors (this is basically the experience of using an LLM, which can give you authoritative seeming answers when the subject is one you're unfamiliar with, but which reveals itself to be a Bullshit Machine as soon as you ask it about something whose lore you know backwards and forwards).

Well, Vogt has covered many subjects that I am an expert in, and I had the opposite experience, finding that even when he covers my own specialist topics, I still learn something. I don't always agree with him, but always find those disagreements productive in that they make me clarify my own interests. (Full disclosure: I was one of Vogt's experts on his previous podcast, Reply All, talking about the inkjet printerization of everything:)

https://gimletmedia.com/shows/reply-all/brho54

Vogt's series on taxing billionaires was no exception. His interview subjects (including Eisinger) were very good, and he got into a lot of great detail on the leaker himself, Charles Littlejohn, who plead guilty and was sentenced to five years:

https://jacobin.com/2023/10/charles-littlejohn-irs-whistleblower-pro-publica-tax-evasion-prosecution

Vogt also delved into the history of the federal income tax, how it was sold to the American public, and a rather hilarious story of Republican Congressional gamesmanship that backfired spectacularly. I'd never encountered this stuff before and boy was it interesting.

But then Vogt got into the nature of taxation, and its relationship to the federal debt, another subject I've written about extensively, and that's where one of those productive disagreements emerged. Yesterday, I set out to write him a brief note unpacking this objection and ended up writing a giant essay (sorry, PJ!), and this morning I found myself still thinking about it. So I thought, why not clean up the email a little and publish it here?

As much as I enjoyed these episodes, I took serious exception to one – fairly important! – aspect of your analysis: the relationship of taxes to the national debt.

There's two ways of approaching this question, which I think of as akin to classical vs quantum physics. In the orthodox, classical telling, the government taxes us to pay for programs. This is crudely true at 10,000 feet and as a rule of thumb, it's fine in many cases. But on the ground – at the quantum level, in this analogy – the opposite is actually going on.

There is only one source of US dollars: the US Treasury (you can try and make your own dollars, but they'll put you in prison for a long-ass time if they catch you.).

If dollars can only originate with the US government, then it follows that:

a) The US government doesn't need our taxes to get US dollars (for the same reason Apple doesn't need us to redeem our iTunes cards to get more iTunes gift codes);

b) All the dollars in circulation start with spending by the US government (taxes can't be paid until dollars are first spent by their issuer, the US government); and

c) That spending must happen before anyone has been taxed, because the way dollars enter circulation is through spending.

You've probably heard people say, "Government spending isn't like household spending." That is obviously true: households are currency users while governments are currency issuers.

But the implications of this are very interesting.

First, the total dollars in circulation are:

a) All the dollars the government has ever spent into existence funding programs, transferring to the states, and paying its own employees, minus

b) All the dollars that the government has taxed away from us, and subsequently annihilated.

(Because governments spend money into existence and tax money out of existence.)

The net of dollars the government spends in a given year minus the dollars the government taxes out of existence that year is called "the national deficit." The total of all those national deficits is called "the national debt." All the dollars in circulation today are the result of this national debt. If the US government didn't have a debt, there would be no dollars in circulation.

The only way to eliminate the national debt is to tax every dollar in circulation out of existence. Because the national debt is "all the dollars the government has ever spent," minus "all the dollars the government has ever taxed." In accounting terms, "The US deficit is the public's credit."

When billionaires like Warren Buffet tell Jesse Eisinger that he doesn't pay tax because "he thinks his money is better spent on charitable works rather than contributing to an insignificant reduction of the deficit," he is, at best, technically wrong about why we tax, and at worst, he's telling a self-serving lie. The US government doesn't need to eliminate its debt. Doing so would be catastrophic. "Retiring the US debt" is the same thing as "retiring the US dollar."

So if the USG isn't taxing to retire its debts, why does it tax? Because when the USG – or any other currency issuer – creates a token, that token is, on its face, useless. If I offered to sell you some "Corycoins," you would quite rightly say that Corycoins have no value and thus you don't need any of them.

For a token to be liquid – for it to be redeemable for valuable things, like labor, goods and services – there needs to be something that someone desires that can be purchased with that token. Remember when Disney issued "Disney dollars" that you could only spend at Disney theme parks? They traded more or less at face value, even outside of Disney parks, because everyone knew someone who was planning a Disney vacation and could make use of those Disney tokens.

But if you go down to a local carny and play skeeball and win a fistful of tickets, you'll find it hard to trade those with anyone outside of the skeeball counter, especially once you leave the carny. There's two reasons for this:

1) The things you can get at the skeeball counter are pretty crappy so most people don't desire them; and ' 2) Most people aren't planning on visiting the carny, so there's no way for them to redeem the skeeball tickets even if they want the stuff behind the counter (this is also why it's hard to sell your Iranian rials if you bring them back to the US – there's not much you can buy in Iran, and even someone you wanted to buy something there, it's really hard for US citizens to get to Iran).

But when a sovereign currency issuer – one with the power of the law behind it – demands a tax denominated in its own currency, they create demand for that token. Everyone desires USD because almost everyone in the USA has to pay taxes in USD to the government every year, or they will go to prison. That fact is why there is such a liquid market for USD. Far more people want USD to pay their taxes than will ever want Disney dollars to spend on Dole Whips, and even if you are hoping to buy a Dole Whip in Fantasyland, that desire is far less important to you than your desire not to go to prison for dodging your taxes.

Even if you're not paying taxes, you know someone who is. The underlying liquidity of the USD is inextricably tied to taxation, and that's the first reason we tax. By issuing a token – the USD – and then laying on a tax that can only be paid in that token (you cannot pay federal income tax in anything except USD – not crypto, not euros, not rials – only USD), the US government creates demand for that token.

And because the US government is the only source of dollars, the US government can purchase anything that is within its sovereign territory. Anything denominated in US dollars is available to the US government: the labor of every US-residing person, the land and resources in US territory, and the goods produced within the US borders. The US doesn't need to tax us to buy these things (remember, it makes new money by typing numbers into a spreadsheet at the Federal Reserve). But it does tax us, and if the taxes it levies don't equal the spending it's making, it also sells us T-bills to make up the shortfall.

So the US government kinda acts like classical physics is true, that is, like it is a household and thus a currency user, and not a currency issuer. If it spends more than it taxes, it "borrows" (issues T-bills) to make up the difference. Why does it do this? To fight inflation.

The US government has no monetary constraints, it can make as many dollars as it cares to (by typing numbers into a spreadsheet). But the US government is fiscally constrained, because it can only buy things that are denominated in US dollars (this is why it's such a big deal that global oil is priced in USD – it means the US government can buy oil from anywhere, not only the USA, just by typing numbers into a spreadsheet).

The supply of dollars is infinite, but the supply of labor and goods denominated in US dollars is finite, and, what's more, the people inside the USA expect to use that labor and goods for their own needs. If the US government issues so many dollars that it can outbid every private construction company for the labor of electricians, bricklayers, crane drivers, etc, and puts them all to work building federal buildings, there will be no private construction.

Indeed, every time the US government bids against the private sector for anything – labor, resources, land, finished goods – the price of that thing goes up. That's one way to get inflation (and it's why inflation hawks are so horny for slashing government spending – to get government bidders out of the auction for goods, services and labor).

But while the supply of goods for sale in US dollars is finite, it's not fixed. If the US government takes away some of the private sector's productive capacity in order to build interstates, train skilled professionals, treat sick people so they can go to work (or at least not burden their working-age relations), etc, then the supply of goods and services denominated in USD goes up, and that makes more fiscal space, meaning the government and the private sector can both consume more of those goods and services and still not bid against one another, thus creating no inflationary pressure.

Thus, taxes create liquidity for US dollars, but they do something else that's really important: they reduce the spending power of the private sector. If the US only ever spent money into existence and never taxed it out of existence, that would create incredible inflation, because the supply of dollars would go up and up and up, while the supply of goods and services you could buy with dollars would grow much more slowly, because the US government wouldn't have the looming threat of taxes with which to coerce us into doing the work to build highways, care for the sick, or teach people how to be doctors, engineers, etc.

Taxes coercively reduce the purchasing power of the private sector (they're a stick). T-bills do the same thing, but voluntarily (they the carrot).

A T-bill is a bargain offered by the US government: "Voluntarily park your money instead of spending it. That will create fiscal space for us to buy things without bidding against you, because it removes your money from circulation temporarily. That means we, the US government, can buy more stuff and use it to increase the amount of goods and services you can buy with your money when the bond matures, while keeping the supply of dollars and the supply of dollar-denominated stuff in rough equilibrium."

So a bond isn't a debt – it's more like a savings account. When you move money from your checking to your savings, you reduce its liquidity, meaning the bank can treat it as a reserve without worrying quite so much about you spending it. In exchange, the bank gives you some interest, as a carrot.

I know, I know, this is a big-ass wall of text. Congrats if you made it this far! But here's the upshot. We should tax billionaires, because it will reduce their economic power and thus their political power.

But we absolutely don't need to tax billionaires to have nice things. For example: the US government could hire every single unemployed person without creating inflationary pressure on wages, because inflation only happens when the US government tries to buy something that the private sector is also trying to buy, bidding up the price. To be "unemployed" is to have labor that the private sector isn't trying to buy. They're synonyms. By definition, the feds could put every unemployed person to work (say, training one another to be teachers, construction workers, etc – and then going out and taking care of the sick, addressing the housing crisis, etc etc) without buying any labor that the private sector is also trying to buy.

What's even more true than this is that our taxes are not going to reduce the national debt. That guest you had who said, "Even if we tax billionaires, we will never pay off the national debt,"" was 100% right, because the national debt equals all the money in circulation.

Which is why that guest was also very, very wrong when she said, "We will have to tax normal people too in order to pay off the debt." We don't have to pay off the debt. We shouldn't pay off the debt. We can't pay off the debt. Paying off the debt is another way of saying "eliminating the dollar."

Taxation isn't a way for the government to pay for things. Taxation is a way to create demand for US dollars, to convince people to sell goods and services to the US government, and to constrain private sector spending, which creates fiscal space for the US government to buy goods and services without bidding up their prices.

And in a "classical physics" sense, all of the preceding is kinda a way of saying, "Taxes pay for government spending." As a rough approximation, you can think of taxes like this and generally not get into trouble.

But when you start to make policy – when you contemplate when, whether, and how much to tax billionaires – you leave behind the crude, high-level approximation and descend into the nitty-gritty world of things as they are, and you need to jettison the convenience of the easy-to-grasp approximation.

If you're interested in learning more about this, you can tune into this TED Talk by Stephanie Kelton, formerly formerly advisor to the Senate Budget Committee chair, now back teaching and researching econ at University of Missouri at Kansas City:

https://www.ted.com/talks/stephanie_kelton_the_big_myth_of_government_deficits?subtitle=en

Stephanie has written a great book about this, The Deficit Myth:

https://pluralistic.net/2020/05/14/everybody-poops/#deficit-myth

There's a really good feature length doc about it too, called "Finding the Money":

https://findingmoneyfilm.com/

If you'd like to read more of my own work on this, here's a column I wrote about the nature of currency in light of Web3, crypto, etc:

https://locusmag.com/2022/09/cory-doctorow-moneylike/

Tor Books as just published two new, free LITTLE BROTHER stories: VIGILANT, about creepy surveillance in distance education; and SPILL, about oil pipelines and indigenous landback.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/10/21/we-can-have-nice-things/#public-funds-not-taxpayer-dollars

[immarainbowpatooie]

Okay I really need to start unfollowing people because my dashboard is getting too unpleasant to scroll thru for my anxiety-ridden brain.

[sutorus]

✰ HC: BEING IN A SITUATIONSHIP WITH THE JJK F*CKBOYS

DESCRIPTION: my hcs on what it’d be like to be in a situationship/fwb situation with the jjk men hehe

FEATURED: gojo satoru, geto suguru, nanami kento, fushiguro toji

WARNINGS: 18+ MINORS DNI. fem + afab reader, this is fully self indulgent i'm just taking my own shiddy experiences and coping via hot anime men, suggestive content/smut, pretty standard manwhore behavior, slightly toxic, not wholesome, kinda crack tbh, some mentions of degradation as a kink, objectifying women, just like the real thing lol!

A/N: LONG BUT READ! this will Not have an ending where you get together at least not rn these are just my hcs all in good fun ur just having fun ok ur not heartbroken everything is okay. they are not good boys here they are normal regular boys

GOJO SATORU

has way too many hoes. way too many

so much so that he gave up on remembering their names and just saves their numbers like “osaka w the hand kink”, “big tits shibari”, “slut from trig”, “hostess best bjs”

has someone’s boobs with his name written on them in sharpie as his wallpaper

says i love you when he cums inside and you never know if you should believe it

throws you off when he agrees to meet your friends only for him to flirt with them in front of you

takes you to the best clubs with bottle service, lets the girls sit on his lap and laughs when you get mad

pays for your ubers everywhere every time

into the weirdest shit like wearing your underwear laughing like a lunatic the whole time he’s fucking you then after he cums gets sulky and embarrassed

lays it on thick with the pet names, gives zero fucks if that confuses you even further

very public with you and it makes you wonder how many other girls put themselves through this humiliation just for the d

gets jealous about you being with other people and needs to prove himself by eating it from the back or something

fwb with gojo is just a huge mindfuck honestly he doesn’t take anything seriously and this is no different sorry! it’s fun tho!

GETO SUGURU

keeps it extremely platonic because he likes to tell himself he has a conscience

too busy for regular chit chat ignores your texts all day then hits you up when he wants to fuck

even more of a whore than gojo is which is why he makes sure not to lead anyone on he just does not need the trouble

answers all your personal questions about him with one word answers

he lets you choose the movie for netflix and chill at least! but will never remember it or the fact that it’s your favorite :(

cleans you up after sex and brings you water

has female hygiene products in his bathroom which is both a red and a green flag

lets you stay after sex and you just lay there on his bed watching him do stuff on his computer but he will not be talking to you

never calls you baby or anything when he’s fucking you just goes oh fuck yeah right there fuuuuck your pussy

genuinely respects you and has nice decent sex with you unless you tell him that you’re kinky

in which case he fucks you just how you want it and gets off on how turned on you are

not one of those guys who gets jealous of sex toys and holds the wand on your clit for you

likes to make you cum over and over and over again

fwb with geto makes your heart clench because he’s just such a gentleman but you got way too much competition to even think about it

NANAMI KENTO

a professional in every sense of the word

uses sex as stress relief

thinks he's too old for this shit but you make him feel alive so he fucks you like he can empty all of his frustrations into you

invites you to his apartment serves you expensive liquor and lets you initiate things most times unless he’s too pent up

can actually have very nice conversations with you

never has the “what are we talk” because he makes it clear he’s too busy for a relationship

lets you spend the night if it’s too late but solely for your safety/logistics

does your taxes for you but will not call you anything beyond an “acquaintance”

texts you happy holidays but does not know when your birthday is

gets tested consistently even though he’s not fucking anyone else and always uses a condom unless you beg him not to

eats you out because he thinks it’s relaxing and spends hours prepping you

the sexual tension is soooo thick when you two fuck all you can hear is grunts and growls and moans and wet slapping sounds and it’s so hot

has some random turn ons like gets bricked up when you’re wearing lipstick or stockings

fwb with nanami is very enjoyable and easy it’ll get complicated if you develop feelings because he does not want to date but who cares yolo am i right

FUSHIGURO TOJI

broke ass deadbeat dad why are you into him

absolutely nasty sex

you know if he had a girlfriend he’d respect her too much to do the things he does to you

dick game so bomb that you’re scared he’s gonna give you a child even when he’s wearing a condom

wants to fuck you every way he possibly can on every fuckable surface with zero regard for your physical integrity

eats his cum right out of you

ego is so big, grins so wide and fucks you so hard when you stroke his muscles

loves to eat pussy but only after he’s fucked you because he likes it tight and hot with minimal prep

doesn’t follow you on any social media but jerks off to your instagram pics

has like 3 different phone numbers and you don’t know why

has only let you come over once, didn’t let you shower after

no pet names but calls you a dirty whore and other degrading shit

loves it if you cry on his dick

doesn’t give a fuck about your safety sorry you’re on your own

has never told you his last name

one time you asked to see a picture of his son and he didn’t speak for 3 whole minutes

fwb with toji is the nastiest sex you’ve ever had truly it’s just sinful and everyone’s dark hidden fantasy half of it you couldn’t tell your closest friends because it’s just too much

a/n sorry

[101maverick]

Hi! Saw your newest post, so thought I might as well try to help with your writers block :)

How about headcanons of the bat boys dating a broke reader? Alternatively, batboys x bimbo!reader?

Hope this helps you get out of your slump, enjoy the rest of your day and take your time if you ain't up for it :]

A/n: Tysm for the request! Hope you enjoy :)

Dick Grayson

Being resident in Bludhaven, he's financially independent and certainly not rich. He refuses to depend on Bruce.

This means he hasn't got any trust fund money to give you, but he'd definitely help you out any way he can

He'd buy you practical gifts as well as normal ones whenever he's got the chance, and if you're living together the way you divide the living costs would definitely be proportional to your spending power

Dick isn't rich but he's not broke either: the average annual salary for cops in the us is roughly $66.000, but he owns the two-bedroom apartment you live in so the only thing you guys need to pay is taxes and bills, no rent to worry about. You're also not at home for most of the day, seeing as he works as a cop and you have your own job that takes up a good chunk of your day, so the electricity bill isn't very high.

I personally think Reader would not enjoy not having to pay for anything seeing as the money comes out of Dick's own pocket, so she'd at the very least insist on paying for groceries and helping out more in the house with laundry, dishes, cleaning et cetera, to even out the responsibilities as much as possible

He'd support you as much as possible if you're getting a degree, he'd be like your own personal cheerleader, and after you get it he'd organise this huge surprise graduation party for you and then help you get a job in the field of your degree

like if you became a lawyer he'd hook you up with some judges/attorneys he knows aren't corrupt and get you a job in their law firm (paid intern of course, after having worked so hard you want to make it yourself in the world)

I think you two would have tons of fun at the thrift! You wouldn't feel bad about him insisting to spend his money, and you would have the best time just perusing the racks and laughing at all the insane stuff you find plus trying on some genuinely nice clothes

One thing he splurges on though is making sure you have a state-of-the-art home gym, in fact that is why he buys your building's basement and equips it with every work-out machine under the sun plus a trapeze and equipment to practice a ton of other dynamic sports of the sort

————————————

Jason Todd

He's a crime lord so it's safe to say this dude is filthy rich

He obviously doesn't show it though and apart from having a lot of it as an emergency fund for when he needs to defend himself in gang wars I believe he anonymously donates the rest to charities

I go with the canon of Jason being catholic so I believe he gives to the Church, but it could obviously be something else like one of the many Wayne foundations (cause as much as he holds a grudge against his father he knows he's obviously not corrupt and actually helps people)

apart from this he definitely still has a lot of money

He'd refuse to see you struggle financially

He's been through that, he knows how awful it is and does not hear no for an answer when he goes to hand you insane amounts of cash

If you live together then he makes sure to get a nice apartment in the respectable parts of town, blending in with the rest of the neighbourhood to make sure the location is safe and as untraceable as possible

He handles everything and refuses to even let you pay for groceries, insisting that you concentrate on your studies and not worry about having to sustain yourself

To him you guys being a team means that you hold each other up any way you can, and you already support him immensely just by being by his side and loving him, so to him this is just doing his part and supporting you (on top of loving you like crazy of course)

One thing he'd do is make sure your house has enough space to host an insane amount of books though

On this topic I think he'd absolutely spoil you with book hauls, just taking you to every book store you can find and buying piles and piles of books

I'm talking those beautiful gold-leaf covered editions of centuries-old classics, and it doesn't matter if you already have the stories per-se in your library cause it's the edition that matters in this case, ya know?

Like sometimes you want to feel regal and distinguished reading the gold-lined hardcover Commedia, sometimes you want to feel quirky with your penguin edition Jane Eyre, other times you just want to embrace your inner sewer rat and read Macbeth from the shitty mass-produced paperbacks and Jason acknowledges and embraces it

————————————

Tim Drake

Tim, like Jason, is also filthy rich, in virtue of being the owner of Drake Industries and the representative C.E.O. for Bruce at Wayne Enterprises

You'd both live in his Nest, and given the horrendous amount of electricity it consumes it's all already paid for by his company so no need to worry about that

He would only accept "payment" for everything he does for you in the form of you making sure he goes to sleep at decent amounts of time when he's elbow-deep in a case (and tons of love, obviously)

Like Jason, he'd just hands you wads of cash

EXCEPT! He does it for the most mundane stuff. Timothy Jackson Drake is a nepo baby, no way around that. Sure, while he spent his time stalking Batman and Robin through the rougher parts of Gotham he learnt street-safety 101, but he always carried anything he needed for those nightly strolls in his backpack, and he never really learned the real value of money. "$2.70 for a small bottle of water? Sounds reasonable!" is his thought process to this day.

You two would often have these moments of 'culture shock', with Tim slowly discovering how much things should cost every time you two go out to run errands together and you discovering about the insane things the rich buy and do just because Tim decided to recount some childhood stories/told you about some stuff socialites did ad a gala

Since I think Tim's love language is quality time I think he'd take you on these absurd trips whenever possible, that to you are to absurd places but to him it's a very normal trip because "my parents always went there twice a year? It's an extremely normal vacation spot?" Meanwhile it's the Maldives or a private island in Greece or something

This being Tim you also HAVE to have a state-of-the-art phone, with tons of features you will never need to use since you're a civilian but it makes him more at ease, knowing that if the need arises you have the ability to disarm a bomb with the click of a button on your display

————————————

Damian Wayne-Al Ghul

Oh he'd absolutely refuse to have you living anywhere but a castle

It'd take convincing for him to have you living in anything less than a penthouse in the diamond district

He's not against the idea of you working, but he doesn't think that it's necessary for you to slave away at a minimum-wage job while you could be spending all your time in luxury while studying for your degree

After you get your degree he'd help you find a job at one of the most important places for your specialisation, pulling the needed strings just to make sure your resume isn't overlooked (nothing more, he's of the idea that his partner should be strong, plus he believes you to be extremely capable and so thinks that pulling strings to get you the job would be a disservice and an offence to you)

Absolutely spoils you with gifts, and by that I mean: clothes, jewellery, if you like cars he'll buy you a carpark, anything you look at for more than two seconds he'll buy

Damian's way of showing love is through gestures, so you rejecting his gifts would hurt him and he'd take it to mean that you are rejecting him/are unsatisfied with him

Like with Tim, you both would have "Culture shocks" over stuff like the worth of money, lifestyle and stuff like that

Because Damian is basically a royal (or at the very least was raised like one, I don't know what's happened to the LoA in current canon) I think he'd lowkey try to get you an armed guard for when you need to go out as a sign of love lol

"Damian I've been feeling watched while going out as of late" "Don't worry Beloved, that's just the armed guard" "Oh ok-I'm sorry what?!"

Things like anniversaries, birthdays and big events are celebrated in the most lavish settings but in a private way still, like he'll absolutely spoil you and take you to visit this super famous castle for your birthday, matter of fact he'll rent it out for the occasion

For real he does this because when you're alone he can be himself and he loves doing that when you're both experiencing something that makes you happy-- But! Those are head canons for another time hehe >:)

————————————

Bruce Wayne

I believe he's the only one in the bat family who knows the worth of money while having being rich his entire life (ya know, having to use all the disguises he does and going undercover as a normal person a lot of the time)

He definitely offers you a job at Wayne Enterprises, and if you accept he agrees to keeping your relationship under wraps so that no one will start saying that you 'sleep with him for the job'

On that topic if the relationship ever goes public and people start saying that, he will fire them without hesitation

And if it's business partners joking with him about it, he won't stop dealing with them for the sole purpose of covertly crippling their reputation so badly they'll have no choice but to sell their companies to him

You obviously live with him at the Manor, and he insists that everything be paid for by himself only (ya know, richest man in New Jersey and probably the world soooo....)

Bruce is really bad with his emotions, he tends to really repress them whenever he deems them something he's not 'worthy' of feeling or whenever he perceives he has failed at something or failed someone, so the mere fact he confessed his feelings towards you and that he doesn't shun your love is a huge step forward for him. This doesn't mean that he's good at expressing his emotions when he doesn't repress them though, especially not with words.

This is why his main love languages are gift-giving and acts of service, because he shows his love through actions.

Gift-giving as an important love language for him happens because he's very busy both during the day and the night, so sometimes your schedules just don't align or he even has to go off-world with the Justice League and stuff, so he 'makes up' those missed acts of service with lavish gifts

Usually this could be seen as 'throwing money at the problem and hoping it fixes itself' but the thing is that Bruce's gifts are pretty much always spontaneous. He's out and about in his public persona or patrolling as batman, and he sees a storefront with something that reminds him of you or that he thinks you would like. The next logical step is obviously buying it for you as soon as possible and getting it to the manor. Because Bruce is really bad at showing it but the people he loves are always at the forefront of his mind (when he's not being an asshole and repressing his emotions as if the fate of humankind depended on his ability to give his family the cold shoulder and communicating only in grunts and sighs)

———————————— A/n: this was so fun! I love writing head canons because there is no pressure with story flow and how much description and feeling you're putting into it, it's very similar to sharing your thoughts with a friend and that's what endears the format to me so much :) Hope you enjoyed! If you like my work, please consider reblogging and checking out my other works through the master list in my pinned post<3 Love you all🩷

Total word count: 2009

[seat-safety-switch]

Kids are funny. In just one summer vacation, a child can make lifelong friends with a weird frog, be transported to a distant fantasy realm under attack by an evil magician, experience loss via the tragic sacrifice of a trusted warrior ally, and be returned to this earth, just in time to start school again in the fall. For the rest of us, we push the "snooze" button on our Slack notifications nineteen times in the same summer.

What adults are, though, is resourceful. We've figured out a long time ago that we should be taking advantage of anyone who isn't paying enough attention. The grift can never end, and if I'm scamming you, you can't be scamming me, unless you are, in which case I need to scam someone else too. So when our children started opening magical portals to fantasy realms all over the fucking place, you can't imagine we didn't see an opportunity.

First, it's the free babysitting. Sure, the deposed queen of that magical land is going to send them into some kind of kill-or-be-killed foreign war, but there's a fifty-fifty chance our government does it too. They'll learn some valuable skills, make those aforementioned friends, carry the trauma forever. And while they're gone, we can use the closets and wardrobes that they left open (and the lights left on! These kids think electricity is free!) to get rid of some stuff we don't want anymore.

Folks, if dumping nuclear waste in Narnia is wrong, then you can pay higher taxes to get rid of it. I'm charging the government a flat ten-k per barrel to chuck it through the portal, where some halflings can deal with it in their verdant, unspoiled fairyland. And if anything decides to come out, we can just kill it the way adults do: by ignoring it for several decades until it gets really bad, and then blaming each other for it. Yep, the way I see it, the political party I hate are the ones who keep releasing all those manticores. We should dump more nuclear waste in there to teach 'em a lesson.

[cgsf]

Fics based on a theme:

Stiles in a Contractual Relationship

••••••

—Derek/Stiles—

"Tax Evasion" (E) by standinginanicedress | 139,924 | “Here’s what I want,” Stiles starts, and Scott is already nodding along. “…I want a dude who’s going to take me out on dates. I like dinner and ice cream and all that. And I want him to meet my dad in, like, a sweater vest and khakis and shake his hand and talk about sports with the guy. And I want him to have a car and an apartment – not like, nice ones? But ones, you know? He’s got a dog, too. He drives me around and buys me stuff and is nice to my dad and my friends but then, like,” he squeezes the basketball extra hard and is sure he feels some air being let out of it, “…he ties me up sometimes, too. Is that too much to ask for? Am I reaching for the stars?”

"Don’t Take the Money" (E) by standinginanicedress | 53,469 | “Just so long as I don’t go falling in love with you, you don’t give a shit,” Derek clarifies. “Yeah. Pretty much.” “What if you go and fall in love with me?” “Ha ha,” Stiles shakes his head. “I don’t do shit like that. Alphas are disposable and they’re all just alike, when you strip them down to their parts.”

"For Your Eyes Only" (E) by standinginanicedress | 113,297 | “Are you a fucking psycho? Be honest. Are you sick in the fucking head?” Stiles asks. “No,” Derek says. “I’m a rich guy who likes twinks.” “Uh huh,” he doesn’t sound convinced. “You have twenty thousand dollars just lying around waiting to be spent on having cam sex with me?” “I do,” he shrugs. “And then some.” Silence. “You’re rich?” “Yes. I have money. I have an important job. That’s not what we’re talking about. Are you in or out?”

"One life stand" (E) by Vendelin | 84,278 | Stiles is used to selling himself to make ends meet. But it's getting harder to keep those ends meeting, and there's only so much of Stiles to go around. Until a too-fancy car shows up in his neighborhood, and he meets Derek Hale.

"Werewolf-Friendly" 🔒 (E) by badwolfbadwolf | 27,228 | Derek is a junior in college, never could get the hang of social interaction, and is, you know, a werewolf. A werewolf and a virgin. And it isn’t like anyone is banging down his door to hop on his werewolf dick, save for the few pervs who acted like he was some kind of exotic toy to be played with and experienced. So, when he sees Stiles' ad on Hot Men 4 Rent, Derek is... interested.

"Not What I Ordered" 🔒 (E) by eeyore9990 | 2,921 | Derek orders himself a bottom from a high-class escort service. What he gets is…Stiles.

"Unwind" 🔒 (E) by coffeeinallcaps | 15,047 | 'Hope you enjoy your present,' the text from Erica says. 'Payment’s taken care of. You can thank me tomorrow.'

"Disposition" (E) by Tulikettu | 56,104 | Stiles has an itch. A kinky, kinda dirty itch he needs to scratch. So why not go on the Internet and look for a complete stranger to scratch it? Derek needs a partner for his rut. What a coincidence.

"Oblivion for Two" (E) by publicdecency | 210,279 | “I’ll pay you to stop going around with other werewolves.” Stiles pushes Derek’s hand off of him, and Derek lets him. Stiles sits up. Derek sits up. They stare at one another. Stiles tries to laser through right to his dumb idiot fucking brain. “What did you just say?”

"A Mating Moon" (E) by unpossible | 37,353 | “Hey, Scott, so, I uh, there’s this amazingly hot guy and I’m uh, gonna spend the weekend with him but, you know, just to be careful, I’m sending you his picture, so if by some terrible chance my bloated corpse shows up sometime Monday, just, y’know pass this along to the authorities.” He pauses. “Uh. Kidding?” and then hangs up with a rush of air. “That is the worst voicemail in the history of voicemails,” Derek says.

"Millstone" (E) by eleanor_lavish | 31,368 | Derek waits until the door is shut behind him before he turns around. He holds out his hand, plants his ‘if you’re not weird about it, I won’t be’ smile on his face and says, “Nice to meet you, Stiles. I’m Michael. What kind of a good time are you looking for tonight?”

"Don't Worry Baby" (E) by kalpurna | 20,276 | "You know you're allowed to ask for vanilla sex, right?" he says, afterwards. "We can do whatever you want. That's kind of the point." Derek doesn't respond.

"but monsters are always hungry, darling" (E) by Rena | 7,071 | "I just...I just want someone to fuck me,” he blurts out, flailing his hands around. “I mean, like, really fuck me. Not any of this wishy-washy stuff, but someone with strength and stamina who’ll actually, honestly, fuck me, hold me down and fuck me so hard I can still feel it the next day.” “So, essentially, you want a werewolf,” Lydia deduces.

"Three Phone Calls" 🔒 (M) by pandabomb | 15,676 | Scott and Stiles live in a shitty apartment in NYC, Lydia is still queenly, and Derek is a clueless rich guy who mistakes Stiles for a hooker.

"Sell Your Body to the Night" (E) by Dira Sudis | 121,553 | "No," Derek repeated impatiently. "I'm not a cop. I'm someone who wants to exchange my money for your sexual services. I was told you were in that line of work." "I, uh, yeah, sorry," Stiles said. He glanced around again and then up--the full moon was almost directly overhead. Just one of those nights, maybe. "Yeah, I am. I do that."

"The Civilian" 🔒 (E) by bloodwrites | 15,279 | Stiles started hustling by accident. He likes the way it makes him feel too much to stop. Even the risk involved with selling himself in dark, dirty alleys doesn't stop him from doing it again and again. Not every night, sometimes not even every week, but he always goes back, looking for more of what he needs.

"A Whole Strip of Condoms" 🔒 (E) by eeyore9990 | 20,227 | Stiles feels the crushing weight of his family's debt; Derek has piles of money. Derek needs to get laid; Stiles is a willing and eager virgin. It's a match made in... well. Beacon Hills. Eesh.

"gave your smile to me" (T) by Sarageek16 | 4,784 | In which Stiles is a hooker (but not really), Derek wants to feed his skinny little body, and there is soup. Not necessarily in that order.

"Men of Taste" (E) by dizzzylu | 3,737 | It starts with a leather portfolio; a gift from Peter the day Derek is promoted to junior partner. He flips through the last few pages of cards, taking his time. Among them are several swanky nightclubs, a discreet gentlemen's club, a selection of the city's more opulent fetish clubs, as well as New York's most elite, and secretive, escort agency.

"Gravity's Got Nothing on You" (E) by zosofi | 83,979 | “Three weeks,” Derek says. “Still don’t want to,” Stiles says. “I’ll pay you,” Derek says, and that… that has Stiles interested. “How much,” Stiles asks, “are we talking here? Because I know your family, dude. And it’ll be kind of awkward after.” “My family thinks you’re some sort of fucking gift to the world,” Derek seethes, like he’s jealous, “they’ll probably be pissed at me when we break it off, so don’t worry about that. Five hundred bucks.”

—Stiles/Peter—

"A Delicate Beast" (E) by anonymous | 7,536 | Stiles flicks his eyes to Peter and has to almost instantly drag them away again in fear. This man wants to assault me.

"one kiss (you burn)" (E) by anonymous | 1,953 | Stiles just wants to pop his cherry.

"Loan Wolves" (E) by veterization | 117,313 | At seventeen, Stiles' mother dies, and suddenly, with bills piling up, Stiles and his father are in financial straits. Enter Peter Hale, the loan shark.

"Conduit" 🔒 (E) by DarkIsRising | 52,428 | A cool 10k to spend a weekend with some rich guy getting plowed in his familial estate during some hoity-toity engagement party for Rich Guy’s niece, with an extra 2k on offer if he can make his ex-husband visibly seethe with jealousy.

"A Spoonful of Sugar" (E) by Twisted_Mind | 31,133 | He blames Lydia. He would never have even considered this if she hadn't mentioned it like it was legit. But short of falling down the rabbit hole of student debt, he doesn't have a whole lot of options. So, whatever, he can try the sugar baby thing. No one has to know.

••••••

[corphneux707]

Dr. Ratio x Child! Reader

Headcanons of child reader who he accidentally isekai'd due to an accident during an experiment. Written as platonic and gender neutral!

・┆✦ʚ♡ɞ✦ ┆・

First off, he'd actually feel bad for accidentally transporting you.

Like c'mon, you're literally a kid. So that means he'll take the responsibility of taking care of you for the meantime, until he finds a way to send you back.

Your opinion of him started to get better overtime. At first, he looked scary. Especially when the first hour of you being transported, he looked scary as he berated some poor soul working in the experiment.

He starts off slow in trying to get along with you, which wasn't THAT tough considering he's the only adult you could depend on.

But he's quite considerate of you.

You'll have your own room and your own stuff. It just took quite a bit of coaxing for you to show what you like without 'shying away'

Actually, you weren't shy at all. You were scared, as Ratio deduced.

It made more sense, everything in this world was new to you.

The toughest part that he had to handle with you is with your attachment to your family. The crying, tantrums, the constant "I miss them..."

It was hard to watch you get depressed

This is where Ratio steps in. He comforts and distracts you from your problems.

This is how he gets close to you overtime by being the adult you could lean on for comfort and overall for everything a child needs.

He'd wipe your tears.

Wipe a tissue on your runny nose. (Albeit, in his dismay).

He'd let you hug him as you cried yourself to sleep. His hugs weren't comfortable, but it was secure.

He even listens to you words, even when you choke on sobs between your garbled sentences.

Feed you after assuring that the foreign looking food is tasty and good for you.

Play games with you

Answers all your questions no matter how absurd they are

His face through all of this? Usually a straight face per usual.

Every once in a while, he'd smile when he manages to give you something that you like.

He's especially happy when you start to pick up some habits of his or manage to apply his teachings to you.

There's something about it that strokes his ego and makes him proud of you.

Speaking of teachings, in the early times where you started living with him, he couldn't just leave you alone at home.

Which is why, sometimes you'd be brought along into the guild.

You'd be sat in a corner where you could be easily seen playing with some kind of silent digital toy.

At first, it was surprising for you to watch a student get hit by a chalk because they weren't paying attention. Nowadays, its kind of expected.

Afterclass, you are SWAMPED by countless students fawning over you.

Aeon help them if you smile at them and show them what you like. You're way too precious for their hearts.

The difference between how he treats his students and you is outstanding. He's usually gentle with you, but still somewhat stern.

Your toys mostly have some underlying lesson that'll help you develop your brain. Like, puzzles or mazes.

Show him what you accomplished and you get a smug face from him after he says you did a good job.

Proud dad, really.

Would brag about it.... by incorporating it into his unsults.

"If your problem still hasn't been solved, is it possible that the problem is you? Even a my child could do better."

Or something like that.

On the other hand of your accomplishments is Ratio's dismay of your antics

You're a child, yes. But he finds himself always questioning what the hell goes on in your little head.

You learn all the types of sighs this man has

Theres the annoyed sigh. Bored sigh, and many more.

The most type of sigh you get is the 'What the hell? I'm too tired for this' with the 'What the actual fuck does that mean?' look

Imagine saying present slang like gyatt, fanun tax, rizz.

Like-

You'll see a student admiring Dr. Ratio while he's seated beside you during lunch and you'll say to him "Wow, you have a lot of rizz"

Or when you're trying on matching outfits and then you ask, "Do you feel bonita?"

He's ???? but picks up on it by context clues.

Eventually he'll be incorporating it when he talks to you.

It's like your silly little codes (to you atleast) between the two of you !!

Baths with him are really nice. You get pampered alot by getting a head massage as he shampoos your head, at the same time you get to play with the bubbles and his rubber duckies!

When its bed time, he tucks you in and makes sure that you are asleep.

Usually when he works late, he'll come into your room to check on you. He'll fix your blanket so it completely covers you and pats your head softly before going to sleep in his own room :3

That's all for now. I'm in the process of making a fic and adding more stuff. I didn't even think I'd go this far but oh well.

Thank you for reading one of my first few posts!!

[theambitiouswoman]

Wealth Building: Money Topics You Should Learn About If You Want To Make More Money

Budgeting: This means keeping track of how much money you have and how you spend it. It helps you save money and plan for your needs.

Investing: This is like putting your money to work so it can grow over time. It's like planting seeds to grow a money tree.

Saving: Saving is when you put some money aside for later. It's like keeping some of your treats for another day.

Debt Management: This is about handling money you owe to others, like loans or credit cards. You want to pay it back without owing too much.

Credit Scores: Think of this like a report card for your money habits. It helps others decide if they can trust you with money.

Taxation: Taxes are like a fee you pay to the government. You need to understand how they work and how to pay them correctly.

Retirement Planning: This is making sure you have enough money to live comfortably when you're older and no longer working.

Estate Planning: This is like making a plan for your stuff and money after you're no longer here.

Insurance: It's like paying for protection. You give some money to an insurance company, and they help you if something bad happens.

Investment Options: These are different ways to make your money grow, like buying parts of companies or putting money in a savings account.

Financial Markets: These are places where people buy and sell things like stocks and bonds. It can affect your investments.

Risk Management: This is about being careful with your money and making smart choices to avoid losing it.

Passive Income: This is money you get without having to work for it, like rent from a property you own.

Entrepreneurship: It's like starting your own business. You create something and try to make money from it.

Behavioral Finance: This is about understanding how your feelings and thoughts can affect how you use money. You want to make good choices even when you feel worried or excited.

Financial Goals: These are like wishes for your money. You need a plan to make them come true.

Financial Tools and Apps: These are like helpers on your phone or computer that can make it easier to manage your money.

Real Estate: This is about buying and owning property, like a house or land, to make money.

Asset Protection: It's about keeping your money safe from problems or people who want to take it.

Philanthropy: This means giving money to help others, like donating to charities or causes you care about.

Compounding Interest: This is like a money snowball. When you save or invest your money, it can grow over time. As it grows, you earn even more money on the money you already earned.

Credit Cards: When you borrow money or use a credit card to buy things, you need to show you can pay it back on time. This helps you build a good reputation with money. The better your reputation, the easier it is to borrow more money when you need it.

Alternate Currencies: These are like different kinds of money that aren't like the coins and bills you're used to like Crypto. It's digital money that's not controlled by a government. Some people use it for online shopping, and others think of it as a way to invest, like buying special tokens for a game.