#ong saa

[alejunsu]

Absolute Zero EP10

Desde el primer puchero que hizo Suansoon yo ya era toda lagrimas 😭💔

[blogwelberfotos-blog]

OCONNOR NAMOROU; ELEN ROCHE ATRIZ, MODELO, APRESENTADORA, MECANICA, DESIGNER, COSTUREIRA, MAQUEADORA DE FILMES, E PORNO, ELA ERA PORNO PLAYBOY, MAIS COM 17 ANOS DE IDADE 3MESES SEM SEXO COM AIDS, PEDIU PARA OCONNOR REMEDIOS QUE CURAM AIDS DOENCA DE SEXO, O TENOR CRIOU O REMEDIO ELA CUROU APOS TER 18 ANOS DE IDADE, ELA PEDIU O`CONNOR EM NAMORO 1 MES DE NAMORO ATE ELA SER PARTE DE TVGLOBO E SBT TV, SILVO SANTOS, ELA FICOU NO SBT TV DURANTE 1 ANO. SUMIU MAIS ESTA VIVA POR INFORMANTES DE FAMILIA NORTE AMERICANAS.

ANA SAA MODELO ATRIZ DE SBTTV, ELA ERA MODELO CRIANCA APOS FAZER 14 ANOS PEDIU OCONNOR EM NAMORO, 1 MES, ELA FOI COLOCADA EM SBT TV EM UM PROGRAMA COM NOME CUMPLICE DE UM RESGATE E SMIU APOS OS PRIMEIROS EPISODIOS MAIS ESTA VIVA.

MARINAS RUY BORBOSA ELAS DUPLA DE RUIVAS, UMA GORDINHA DO ABC OUTRA NORTE AMERICANA, AMBAS MODELOS, QUE DESCOBRIRAM QUE VENDIAM QUALQUER PRODUTO POR 10 REAIS E MONTARAM UMA LOJA DE 10 REAIS EM SAO PAULO E FORAM TRANSFORMADAS EM MENINAS PRODIGIOS MODELOS E ATRIZES DE TV GLOBO, QUANDO ELAS PEDIRAM O CONNOR WELBERFOTOS EM NAMORO, 1 MES DE NAMORO COM AS DUAS, APOS 1 MES ELAS SUMIRAM E FORAM MORAR EM NEW YORK.

MILENA TOSCANO, MODELO E ATRIZ MAIS FEZ PORNO, ELA QUANDO DOENTE DE AIDS E SIFILIS DOENCAS DO SEXO, CRIOU UMA ONG NOME REDNOSE, A MARCA VENDE ROUPAS E SKATE TENIS FAMOSA NO BRASIL, ELA PEDIU EM NAMORO OCONNOR E DISSE QUE ELE NAMOROU MUITAS ATRIZES MAIS DE 10 E NUNCA DIVULGOU, ELE ACEITOU O NAMORO E MOSTROU OS MOTIVOS, AS EX NAMORADAS E ESPOSAS SO QUERIAM DIVERSAO E PASSEIOS MAIS NUNCA ALGO IMPORTANTE MESMO REMEDIOS APENAS NAMORICOS DE ARTISTAS, A MODELO CASOU COM OCONNOR NA TEMPLO DE ABC PRACA DO CARMO APELIDO, NO MESMO DIA DESCOSOU FALANDO PARA O DON EUZEBIO AINDA VIVO NA EPOCA QUE ELA SE CASOU PARA DEPOIS SEPARAR QUE ACHA ENGRACADO, COM ISSO OCONNOR E DON EUZEBIO BISPO DE TEMPLO CATOLICO REI W PREFEITURAS MUNDIAIS DISSE QUASE JUNTOS O CASAMENTO E SERIEDADE DE DOIS SERES QUE SE AMAO E SE PROTEJAM PARA POSSIVEL IMORTALIDADE. SAGRADO MATRIMONIO NOME. ELA FOI EMBORA E SUMIU.

SELENA GOMEZ ATRIZ APRESENTADORA E MILEY SIRUS CANTORA E MESMO SELENA GOMEZ CANTORA, A EQUIPE 3 GAY TRAVESTIS CANTORES E NADA MAIS, AS SELENAS GOMEZ TVGLOBO FILHA DE JUSTIN BIBER FOI ASSASSINADA INVESTIGACOES MINHAS MUNDIAIS MOSTRARAM QUE FOI SEXO COLETIVO ALERTAM SUA FILHAS, A SELENA GOMEZ ATUAL SERIA SANDY LIMA GARCIA A MILEY SIRUS E TOP BEATS, ELA TAMBEM SERIA BANDA MARRO 5 COM DE HOMEM, ELA SENDO FILHA DE KEANU REVEENS ATOR MESTRE DE ARTES MARCIAIS, NOME VERDADEIRO ALDO LIMA GARCIA ELE DE SAO LUIZ DO MARALHAO.

[hello-there]

Communities are a new way to connect with the people on Tumblr who care about the things you care about! Browse Communities to find the perfect one for your interests or create a new one and invite your friends and mutuals!

[bladgsms]

THAILAND | Finally! Studio Wabi Sabi's upcoming time-travel-themed BL ‘#AbsoluteZeroSeries’, starring Supakorn Wuttinunsurasit, Wanut Sangtianprapai, Puwanat Ruengves, and Krist Piyapaphakornkoon, is coming out on September 27th on iQIYI!

Suan Soon and Ong Saa are boyfriends. Ong Saa got into a serious accident because he was rushing back to celebrate Suan Soon’s birthday with him. Suan Soon blamed himself and prayed that if he could go back in time, he would not get together with Ong Saa. Suansoon found himself in the past and warned Ong Saa (high school age) about the future, but Ong Saa didn’t believe him and became boyfriends with Suan Soon anyway. Ten years later, one day before the accident, Ong Saa from the future came back to tell his younger self to not avoid the accident because Suan Soon would die if he did. Ong Saa let the accident happen. He woke up again in the past, where he met Suan Soon for the first time. This time, Ong Saa decided to change the future and decided not to approach Suan Soon.

[asiandramaguidesweden]

THAILAND | Finally! Studio Wabi Sabi's upcoming time-travel-themed BL ‘#AbsoluteZeroSeries’, starring Supakorn Wuttinunsurasit, Wanut Sangtianprapai, Puwanat Ruengves, and Krist Piyapaphakornkoon, is coming out on September 27th on iQIYI!

Suan Soon and Ong Saa are boyfriends. Ong Saa got into a serious accident because he was rushing back to celebrate Suan Soon’s birthday with him. Suan Soon blamed himself and prayed that if he could go back in time, he would not get together with Ong Saa. Suansoon found himself in the past and warned Ong Saa (high school age) about the future, but Ong Saa didn’t believe him and became boyfriends with Suan Soon anyway. Ten years later, one day before the accident, Ong Saa from the future came back to tell his younger self to not avoid the accident because Suan Soon would die if he did. Ong Saa let the accident happen. He woke up again in the past, where he met Suan Soon for the first time. This time, Ong Saa decided to change the future and decided not to approach Suan Soon.

[septic-sweetheart-zomboi]

Can someone please hug Chase for me? I love all of you but I think he needs it. Tell him I love him and believe he can get better. -♠️

“Rob... ..th...ink... saa..me!” The zom’s voice is slower and scratchier than usual, he’s not used to talking so much in one day!

Still, he shuffles over and flops behind his older brother 💜

Chase: haha hey bud, what’s up?

Robbie: ....chh...aase! ....L...lo..ve... ..y..oou!

Chase: aw Rob, I love ya too!

Robbie: .....Ch..ay.... str...ong. G...ood.... man....

Chase: Ah, Rob. I really appreciate tha-

Jackie: oh hell yeah gamers who needs the hug??

Robbie: ....chay..!

Jackie: fuck yeah! It’s lovin Chase hours tonight!

Marvin: You guys suck at hugging, this is how you make someone feel better

Jameson: *Heard we were showing Chase some much needed appreciation! Count me in!*

Henrik: Vell don’t forget about me??

Robbie: ...Aaa...di!! ...Comee.!!

Anti: ...........

Anti: T͘h͞ȩr̷e̶.̧́ ̵T̸͠h̴ér̕e͠.̢

Henrik: ...fucking seriously.

Robbie: ...Aaaa....di....

Anti: U̢҉h̢h̀͡h̨͝ǵ̢g̶̛g̡g҉͜g͘ ̴f҉͢i̢n̷̡e̢.͝ ̧

Chase: I love you guys so much. What’s going on.

——————

Hey anon?? When I got this ask I was literally in the middle of watching that bit from Tie when Chase takes the shot of whiskey :,) so thank you for This because I also desperately wanna give that dad a hug.

[alejunsu]

Absolute Zero EP 7

Esta es una de las series más hermosas que estoy viendo, no importa que en cada capítulo me haga llorar, amo esta serie

[ghcountdown-1234]

''Y'adi Me Saa Mabr3 Mpo'', Lady Tells The Reason Why She Will Cry At Her Wedding Day (Watch Video)

”Y’adi Me Saa Mabr3 Mpo”, Lady Tells The Reason Why She Will Cry At Her Wedding Day (Watch Video)

”Y’adi Me Saa Mabr3 Mpo”, Lady Tell The Reson Why She Will Cry At Her Wedding Day (Watch Video) An unknown lady on the world popular app – Tik Tok has revealed the reason why she will cry the day she will marry her future husband in a new video. In the video, she made it clear that in fact she will cry because ”Dia Nkorofoc Adi Me ong, Me Koraa Ma br3 Mpo’. the men he takes leave her after they…

[noticiasq]

La startup de Edtech, bina, recauda 1,4 millones de dólares para enseñar a niños de 4 a 12 años, lanza School-as-a-Service

Nueva Noticia publicada en https://noticiasq.com/la-startup-de-edtech-bina-recauda-14-millones-de-dolares-para-ensenar-a-ninos-de-4-a-12-anos-lanza-school-as-a-service/

La startup de Edtech, bina, recauda 1,4 millones de dólares para enseñar a niños de 4 a 12 años, lanza School-as-a-Service

Con la pandemia causando estragos en la educación de los primeros años en medio de los cierres escolares, no es de extrañar que las nuevas empresas de tecnología educativa se hayan acumulado en el espacio. Pero también ha servido para resaltar la pésima naturaleza de la enseñanza en los primeros años: unos 40 millones de profesores en todo el mundo están abandonando el sector, según el Banco Mundial. De los 1.500 millones de niños en edad de primaria, solo unos pocos pueden acceder a una educación de alta calidad, y aproximadamente 58 millones de niños en edad de primaria no reciben educación, la mayoría de los cuales son niñas.

Así que la oportunidad de marcar la diferencia, utilizando la enseñanza en línea, en estos años muy jóvenes, es excelente, porque el tamaño de las clases se puede reducir en línea y la calidad de la enseñanza puede mejorar.

Esta es la idea detrás de bina, que se autodenomina como un “ecosistema digital de educación primaria”. Ahora ha recaudado $ 1.4 millones para apuntar a la educación de niños de 4 a 12 años.

La ronda de financiación fue dirigida por Taizo Son, uno de los multimillonarios de Japón. Otros inversores y asesores incluyen a Jutta Steiner, fundadora de Parity Technologies, la compañía detrás del protocolo descentralizado Polkadot, y Lord Jim Knight, exministro de Educación (Reino Unido).

El “truco” de Bina es que tiene clases en línea muy pequeñas de seis estudiantes (3 veces más pequeño que el promedio de la OCDE).

También se jacta de «rutas de aprendizaje adaptativas» que cubren los estándares internacionales; profesores con un mínimo de ocho años de experiencia en la enseñanza digital; y toma de decisiones basada en datos para su enfoque pedagógico.

Noam Gerstein, director ejecutivo y fundador de bina, dijo: “He entrevistado a estudiantes, profesores y padres en todo el mundo durante años, y está claro que se necesita un nuevo diseño sistémico. Con nuestras familias fundadoras, estamos construyendo un mundo en el que todos los niños tienen acceso a una educación de calidad, las habilidades de los educadores se valoran y se desarrollan continuamente, y los padres no necesitan elegir entre su vida laboral y familiar ”.

Él dice que también otorga a los alumnos acciones de la empresa (RSU) a medida que crecen con la escuela. Actualmente disponible para estudiantes de habla inglesa en la zona horaria CET, la escuela bina está planeando un producto SaaS para gobiernos, ONG y sistemas escolares.

“En este momento competimos contra empresas como Outschool, Pearson en línea Academy, Primer y Prisma”, me dijo en una llamada. “Estos son los grandes nombres del año pasado para la primera fase. Pero la estrategia es que la estamos construyendo en dos fases. La primera fase es en realidad la construcción de una escuela que operamos como una escuela de «laboratorio». Y la segunda fase es lo que llamamos ‘bina como servicio’. Así que es una ‘escuela como servicio’ de SaaS. La idea es que ofrezcamos colaboración con ONG y gobiernos, realizando acreditaciones y capacitaciones y licencias del producto. Entonces, para esa segunda parte, competimos contra el gran sistema de acreditación «.

[go-marcioneri]

Sistemas ON LINE disponíveis na Assistência Social   Você sabia que o Ministério do Desenvolvimento Social disponibiliza as Prefeituras e aos Estados mais de 50 sistemas ON LINE que garantem a inserção de dados dos Programas e Ações da Assistência Social. São:   - BPC na Escola; - Cadastro Nacional do SUAS; - Carteira do Idoso; - Consulta, Seleção e Extração de Informações do CadÚnico; - Cadastro Nacional das Entidades de Assistência Social; - Sistema de Autenticação e Autorização; - Sistema de Informações do SCFV; - Atendimentos e acompanhamentos de famílias e indivíduos; - Controle da frequência no Serviço Socioeducativo do PETI; - Sistema de Gestão do SUAS; - Mapas Estratégicos para Políticas de Cidadania (MOPS); - VIS DATA; - Consulta Cidadão; - CECAD 2.0; - Meu CadÚnico; - RI Social; - Portal Bolsa Família e Cadastro Único no seu Município; - Tab Social; - Meu CadÚnico; - Sistema do Cadastro Único; - Sistema de Benefícios ao Cidadão (Sibec); - Sistema de Gestão do Programa Bolsa Família (SIGPBF); - Sistema de Condicionalidades (Sicon); - CadSuas; - SuasWeb; - Carteira do Idoso; - SISC; - CNEAS; - Plano de Ação; - SAA; - Dados BPC/RMV; - BPC na Escola; - Acompanhamento dos Estados; - Termos de Aceite e Expansão; - Termo de Aceite Primeira Infância no SUAS; - Censo SUAS; - SIMPETI; - Prontuário eletrônico; - Sistema de gestão do Programa de Aquisição de Alimentos (PAA) – SISPAA; - Sistema de gestão do Programa Cisternas - SIG Cisternas; - MapaSAN; - Brasil Sem Miséria; - Gestão SUAS; - MAPA SAN; - PAA DATA; - Registro Mensal de Atendimentos em CRAS e CREAS; - Registro Mensal de Mobilizações (RMM); - SISC - Sistema de Informações do Serviço de Convivência e Fortalecimento de Vínculos; - SISPLANSAN; - SAGI;   Vamos captar recursos!   @_marcioneri_ Engenheiro e Consultor 019 98422-2681   #captaçãoderecursos #emendasparlamentares #ong #oscip #captacaoderecursos #deputadofederal #senadofederal #camarafederal #prefeito #prefeitura #portalcnm #vereador #siconv #plataformamaisbrasil #ldo2021 #ogu2021 #creas #cras #assistenciasocial #ministeriododesenvolvimentosocial (em São Paulo, Brazil) https://www.instagram.com/p/COdJcmhh1vi/?igshid=1ojx0vry8fy7n

[house-and-lot-for-sale-in-cebu]

Growth Prospects of Cebu Property Market

Growth Prospects of Cebu Property Market

The Cebu property market has been affected by pandemic-induced disruptions to the country’s economy.

Cebu office leasing here, for instance, remains challenging while the launches and take up of residential units were down as of the first nine months of 2020. However, we see some positive developments including the government’s anti- COVID-19 efforts, and we are optimistic that these are likely to support the growth of the region’s property market moving forward. This year, we are already seeing shifts in market preferences and these are likely to redefine the Cebu property market post-pandemic.

Cebu real estate market was the main focus of Colliers Philippines’ property webinar on Thursday. I was joined by my colleague, Colliers Philippines director for office services Dom Andaya; Innoland Development Corp. COO Charles Ong; and former CIB.O managing director Wilfredo Saa Jr. We discussed trends in the Cebu property market as well as recovery enablers.

Office leasing remains testy

As of the end 2020, Colliers recorded a net take-up of –55,700 sqm. This resulted in a vacancy of 19.9 percent, the highest in Cebu since we started tracking data in 2007. In 2021, we see Metro Cebu office vacancy rising further as more office spaces are being vacated by outsourcing firms and providers of English as a Second Language (ESL) services that have been closing or downsizing office space requirements. Despite this, Colliers sees a faster pace of recovery in major hubs such as Cebu IT and Business Parks once market sentiment improves.

Delayed completions

Based on the results of the Tholons Services Globalization Index 2020, Cebu is the 15th most competitive outsourcing destination in the world. Cebu is one of only two Philippine cities, along with Metro Manila, that made it to Top 100. This should sustain Metro Cebu’s competitiveness and viability as outsourcing firms continue to scout for locations outside Metro Manila. This should also help the region attract more outsourcing locators once market sentiments improve and contribute to a stronger pace of office leasing beyond 2021.

Residential investment opportunities

Cebu is recognized as the premier investment hub outside of Metro Manila and has undergone significant transformation over the past few years.

Cebu’s residential sector enjoys a discount compared to projects located within the country’s capital. The proliferation of both local and national developers in Cebu has raised land and property values. This was complemented by the rising demand for integrated communities, resort-oriented developments, and projects on the higher end of the price segments.

In 2019, launches and take-up in the province reached a record-high 12,400 units and 10,600 units, respectively. Given the impact of the pandemic on investor appetite for residential units, launches and take-up in the first nine months of 2020 reached only 2,000 units and 4,100 units, down 80 percent and 54 percent year on year, respectively. Colliers projects a slow rebound in residential demand in the latter half of 2021. However, this will still hinge on the overall growth of the country’s economy, expansion of businesses, and success of the government’s anti-COVID programs.

The demand for mid-income condominium units has been driving launches and take-up in Metro Cebu. In first nine months, the mid-income segment accounted for 51 percent of take-up during the period. This indicated the rising purchasing power of Cebuano investors and end-users over the past few years. We expect projects under the segment to partially fuel the recovery of demand by end-2021 to 2022.

We recommend that developers continue serving the requirements of Cebu’s end-user market. Aside from condominiums, we believe that house and lot (H&L) projects remain attractive among overseas Filipino workers (OFWs). Anecdotally, OFWs are one of the major drivers of Cebu’s horizontal residential market as they are also the end-users. In our view, developers should highlight their sanitation and emergency preparedness protocols as the pandemic raised the need to live within a building that employs strict property management procedures.

Indeed, we are facing challenging times but uncertainties in the market have been compelling both developers and investors to pivot. So expect more recalibrations in the Philippine property landscape.

By: Joey Roy Bondoc – Philippine Daily Inquirer | January 30,2021 – 01:39 PM

[house-and-lot-cebu]

Growth Prospects of Cebu Property Market

Growth Prospects of Cebu Property Market

The Cebu property market has been affected by pandemic-induced disruptions to the country’s economy.

Cebu office leasing here, for instance, remains challenging while the launches and take up of residential units were down as of the first nine months of 2020. However, we see some positive developments including the government’s anti- COVID-19 efforts, and we are optimistic that these are likely to support the growth of the region’s property market moving forward. This year, we are already seeing shifts in market preferences and these are likely to redefine the Cebu property market post-pandemic.

Cebu real estate market was the main focus of Colliers Philippines’ property webinar on Thursday. I was joined by my colleague, Colliers Philippines director for office services Dom Andaya; Innoland Development Corp. COO Charles Ong; and former CIB.O managing director Wilfredo Saa Jr. We discussed trends in the Cebu property market as well as recovery enablers.

Office leasing remains testy

As of the end 2020, Colliers recorded a net take-up of –55,700 sqm. This resulted in a vacancy of 19.9 percent, the highest in Cebu since we started tracking data in 2007. In 2021, we see Metro Cebu office vacancy rising further as more office spaces are being vacated by outsourcing firms and providers of English as a Second Language (ESL) services that have been closing or downsizing office space requirements. Despite this, Colliers sees a faster pace of recovery in major hubs such as Cebu IT and Business Parks once market sentiment improves.

Delayed completions

Based on the results of the Tholons Services Globalization Index 2020, Cebu is the 15th most competitive outsourcing destination in the world. Cebu is one of only two Philippine cities, along with Metro Manila, that made it to Top 100. This should sustain Metro Cebu’s competitiveness and viability as outsourcing firms continue to scout for locations outside Metro Manila. This should also help the region attract more outsourcing locators once market sentiments improve and contribute to a stronger pace of office leasing beyond 2021.

Residential investment opportunities

Cebu is recognized as the premier investment hub outside of Metro Manila and has undergone significant transformation over the past few years.

Cebu’s residential sector enjoys a discount compared to projects located within the country’s capital. The proliferation of both local and national developers in Cebu has raised land and property values. This was complemented by the rising demand for integrated communities, resort-oriented developments, and projects on the higher end of the price segments.

In 2019, launches and take-up in the province reached a record-high 12,400 units and 10,600 units, respectively. Given the impact of the pandemic on investor appetite for residential units, launches and take-up in the first nine months of 2020 reached only 2,000 units and 4,100 units, down 80 percent and 54 percent year on year, respectively. Colliers projects a slow rebound in residential demand in the latter half of 2021. However, this will still hinge on the overall growth of the country’s economy, expansion of businesses, and success of the government’s anti-COVID programs.

The demand for mid-income condominium units has been driving launches and take-up in Metro Cebu. In first nine months, the mid-income segment accounted for 51 percent of take-up during the period. This indicated the rising purchasing power of Cebuano investors and end-users over the past few years. We expect projects under the segment to partially fuel the recovery of demand by end-2021 to 2022.

We recommend that developers continue serving the requirements of Cebu’s end-user market. Aside from condominiums, we believe that house and lot (H&L) projects remain attractive among overseas Filipino workers (OFWs). Anecdotally, OFWs are one of the major drivers of Cebu’s horizontal residential market as they are also the end-users. In our view, developers should highlight their sanitation and emergency preparedness protocols as the pandemic raised the need to live within a building that employs strict property management procedures.

Indeed, we are facing challenging times but uncertainties in the market have been compelling both developers and investors to pivot. So expect more recalibrations in the Philippine property landscape.

By: Joey Roy Bondoc – Philippine Daily Inquirer | January 30,2021 – 01:39 PM

[cebu-real-estate]

Growth Prospects of Cebu Property Market

The Cebu property market has been affected by pandemic-induced disruptions to the country’s economy.

Cebu office leasing here, for instance, remains challenging while the launches and take up of residential units were down as of the first nine months of 2020. However, we see some positive developments including the government’s anti- COVID-19 efforts, and we are optimistic that these are likely to support the growth of the region’s property market moving forward. This year, we are already seeing shifts in market preferences and these are likely to redefine the Cebu property market post-pandemic.

Cebu real estate market was the main focus of Colliers Philippines’ property webinar on Thursday. I was joined by my colleague, Colliers Philippines director for office services Dom Andaya; Innoland Development Corp. COO Charles Ong; and former CIB.O managing director Wilfredo Saa Jr. We discussed trends in the Cebu property market as well as recovery enablers.

Office leasing remains testy

As of the end 2020, Colliers recorded a net take-up of –55,700 sqm. This resulted in a vacancy of 19.9 percent, the highest in Cebu since we started tracking data in 2007. In 2021, we see Metro Cebu office vacancy rising further as more office spaces are being vacated by outsourcing firms and providers of English as a Second Language (ESL) services that have been closing or downsizing office space requirements. Despite this, Colliers sees a faster pace of recovery in major hubs such as Cebu IT and Business Parks once market sentiment improves.

Delayed completions

Based on the results of the Tholons Services Globalization Index 2020, Cebu is the 15th most competitive outsourcing destination in the world. Cebu is one of only two Philippine cities, along with Metro Manila, that made it to Top 100. This should sustain Metro Cebu’s competitiveness and viability as outsourcing firms continue to scout for locations outside Metro Manila. This should also help the region attract more outsourcing locators once market sentiments improve and contribute to a stronger pace of office leasing beyond 2021.

Residential investment opportunities

Cebu is recognized as the premier investment hub outside of Metro Manila and has undergone significant transformation over the past few years.

Cebu’s residential sector enjoys a discount compared to projects located within the country’s capital. The proliferation of both local and national developers in Cebu has raised land and property values. This was complemented by the rising demand for integrated communities, resort-oriented developments, and projects on the higher end of the price segments.

In 2019, launches and take-up in the province reached a record-high 12,400 units and 10,600 units, respectively. Given the impact of the pandemic on investor appetite for residential units, launches and take-up in the first nine months of 2020 reached only 2,000 units and 4,100 units, down 80 percent and 54 percent year on year, respectively. Colliers projects a slow rebound in residential demand in the latter half of 2021. However, this will still hinge on the overall growth of the country’s economy, expansion of businesses, and success of the government’s anti-COVID programs.

The demand for mid-income condominium units has been driving launches and take-up in Metro Cebu. In first nine months, the mid-income segment accounted for 51 percent of take-up during the period. This indicated the rising purchasing power of Cebuano investors and end-users over the past few years. We expect projects under the segment to partially fuel the recovery of demand by end-2021 to 2022.

We recommend that developers continue serving the requirements of Cebu’s end-user market. Aside from condominiums, we believe that house and lot (H&L) projects remain attractive among overseas Filipino workers (OFWs). Anecdotally, OFWs are one of the major drivers of Cebu’s horizontal residential market as they are also the end-users. In our view, developers should highlight their sanitation and emergency preparedness protocols as the pandemic raised the need to live within a building that employs strict property management procedures.

Indeed, we are facing challenging times but uncertainties in the market have been compelling both developers and investors to pivot. So expect more recalibrations in the Philippine property landscape.

By: Joey Roy Bondoc – Philippine Daily Inquirer | January 30,2021 – 01:39 PM

[cebu-realestate]

Growth Prospects of Cebu Property Market

Growth Prospects of Cebu Property Market

The Cebu property market has been affected by pandemic-induced disruptions to the country’s economy.

Cebu office leasing here, for instance, remains challenging while the launches and take up of residential units were down as of the first nine months of 2020. However, we see some positive developments including the government’s anti- COVID-19 efforts, and we are optimistic that these are likely to support the growth of the region’s property market moving forward. This year, we are already seeing shifts in market preferences and these are likely to redefine the Cebu property market post-pandemic.

Cebu real estate market was the main focus of Colliers Philippines’ property webinar on Thursday. I was joined by my colleague, Colliers Philippines director for office services Dom Andaya; Innoland Development Corp. COO Charles Ong; and former CIB.O managing director Wilfredo Saa Jr. We discussed trends in the Cebu property market as well as recovery enablers.

Office leasing remains testy

As of the end 2020, Colliers recorded a net take-up of –55,700 sqm. This resulted in a vacancy of 19.9 percent, the highest in Cebu since we started tracking data in 2007. In 2021, we see Metro Cebu office vacancy rising further as more office spaces are being vacated by outsourcing firms and providers of English as a Second Language (ESL) services that have been closing or downsizing office space requirements. Despite this, Colliers sees a faster pace of recovery in major hubs such as Cebu IT and Business Parks once market sentiment improves.

Delayed completions

Based on the results of the Tholons Services Globalization Index 2020, Cebu is the 15th most competitive outsourcing destination in the world. Cebu is one of only two Philippine cities, along with Metro Manila, that made it to Top 100. This should sustain Metro Cebu’s competitiveness and viability as outsourcing firms continue to scout for locations outside Metro Manila. This should also help the region attract more outsourcing locators once market sentiments improve and contribute to a stronger pace of office leasing beyond 2021.

Residential investment opportunities

Cebu is recognized as the premier investment hub outside of Metro Manila and has undergone significant transformation over the past few years.

Cebu’s residential sector enjoys a discount compared to projects located within the country’s capital. The proliferation of both local and national developers in Cebu has raised land and property values. This was complemented by the rising demand for integrated communities, resort-oriented developments, and projects on the higher end of the price segments.

In 2019, launches and take-up in the province reached a record-high 12,400 units and 10,600 units, respectively. Given the impact of the pandemic on investor appetite for residential units, launches and take-up in the first nine months of 2020 reached only 2,000 units and 4,100 units, down 80 percent and 54 percent year on year, respectively. Colliers projects a slow rebound in residential demand in the latter half of 2021. However, this will still hinge on the overall growth of the country’s economy, expansion of businesses, and success of the government’s anti-COVID programs.

The demand for mid-income condominium units has been driving launches and take-up in Metro Cebu. In first nine months, the mid-income segment accounted for 51 percent of take-up during the period. This indicated the rising purchasing power of Cebuano investors and end-users over the past few years. We expect projects under the segment to partially fuel the recovery of demand by end-2021 to 2022.

We recommend that developers continue serving the requirements of Cebu’s end-user market. Aside from condominiums, we believe that house and lot (H&L) projects remain attractive among overseas Filipino workers (OFWs). Anecdotally, OFWs are one of the major drivers of Cebu’s horizontal residential market as they are also the end-users. In our view, developers should highlight their sanitation and emergency preparedness protocols as the pandemic raised the need to live within a building that employs strict property management procedures.

Indeed, we are facing challenging times but uncertainties in the market have been compelling both developers and investors to pivot. So expect more recalibrations in the Philippine property landscape.

By: Joey Roy Bondoc – Philippine Daily Inquirer | January 30,2021 – 01:39 PM

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Customer Acquisition & Retention with Help Desk Support SaaS

Customer Acquisition & Retention with Help Desk Support SaaS

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Cloud computing came into existence operationally in 2000 even before the dawn of mobile apps. It matured and gained traction five years ago which enabled a new wave of technology consumption trend to emerge. One of them would be to view software as a service (SaaS) instead of as a product. The advantage is obvious here. You can save on significant upfront software investment cost. In addition, you would can deploy and scale your help desk solution much faster. There is also the advantage where businesses don’t have to buy and maintain their own hardware for help desk. All they need is a reliable connection to the Internet.

All you need to do is to pay affordable monthly subscription fees to the software vendor and the vendor will be responsible for continuous upgrading of the hardware and software. The vendor would benefit from a steady stream of subscription income instead of lumpy revenue when software is sold as a product (e.g. High revenue during initial product launches and lower revenue later). This trend is applicable not only to personal but also business consumption.

SaaS in Cloud Computing

Given this win-win condition, it is not surprising that SaaS had caught fire. According to market research firm Gartner, worldwide spending on enterprise application software would grow approximately 7.5 percent annually from $150 billion in 2015 to $201 billion in 2019. SaaS would account for 50% of this enterprise software spending.

The emergence of the cloud had allowed various computing solution to be hosted there. We would use a slightly dated chart from Gartner’s 2013 studies to keep things in perspective for SaaS in cloud computing.

Source: EnterpriseIrregulars

While SaaS is a sizable market by itself, it is only small piece of the technology pie in the cloud computing application. Today we are going to focus on one particular segment of SaaS and that would be help desk management.

Importance Of Help Desk Support

Source: Statista

As the above Statista chart shows, help desk management had grown steadily from $13.5 billion in 2005 to $19.9 billion in 2015. The only time that it dropped was in 2009 during the Global Financial Crisis. This chart also underscores the importance of help desk Support for enterprises.

An organized and scalable help desk software is vital for any successful organization. It would be the single point of contact for customers who would like to enquire about their products and services. The help desk function would also organize the various channels for customers to approach businesses to solve their various problems.

Help desk defines the customer experience when they come into contact with businesses. A good customer experience would allow businesses to acquire and retain customers which would spread their reputation. After all, free word of mouth recommendation has greater marketing power for businesses than other forms of advertisement. Hence in order to satisfy their customers, enterprises continued to invest in help desk software. Despite the difficult financial conditions, business spending on help desk recovered in 2011 as it is essential to their continued survival.

Background of Solutions Providers – Freshdesk and Zendesk

While the concept of satisfying your customers is simple, it is hard to implement in practice.You would need a comprehensive system to ensure nothing fall through the cracks.

Freshdesk and Zendesk are arch rivals and among the best in this competitive field of help desk support. Zendesk is the incumbent dominant force until Freshdesk came along in 2012 to steal its lunch. Ever since, Zendesk responded by cutting its price and offering better products to prevent losing customers to Freshdesk.

Zendesk was started in San Francisco in 2007 and Freshdesk came about in Chennai (India) in 2010 after its founder won the Microsoft initiative Bizsparks. Bizsparks is a talent show for startups to display their business talents and win rewards to finance their business. While both of them started to target the small and medium businesses, they were so good that they encroached on SalesForce target clients of big businesses.

Source: BuildWith

While Freshdesk started in India, it acquired most of its customers in the United States. In terms of customers, Zendesk announced that it has acquired 60,000 clients on August 2015 while Freshdesk has announced that it has 50,000 clients also on August 2015.

Help Desk Features

Any respectable help desk software must have the following features:

Ticket Management

Knowledge Base

Notice Board / Updates

Community forums

Analytics and Reporting

Ticket management is the backbone of any help desk system. This is the central database where all clients contact with the company is being recorded and processed. They can approach the company through email, social media (e.g. Facebook), voice and online chat. The advantage of ticket management is that you can track the start and resolution of a problem and assign it to the best suited person to manage.

A smart ticket management system will also answer commonly asked question with a pre-defined answer (called macro) and anti collision rules to prevent 2 agents from working on the same case at the same time.

It would also merged repeated questions from the same client who asked from different channels (e.g. Email and Chat). Therefore you can provide a coherent answer and the customer service agents can put in Notes for future reference. All emails to your help desk will automatically be ticketed.

Both Freshdesk and Zendesk do their core ticket management well but Freshdesk has an advantage here as it gamify its help desk to encourage your staff to work for their badges.

Source: Freshdesk

Knowledge base is the depository where you answer frequently asked questions. This is useful when your clients want to find help outside of your normal operating hours. They can find useful answers which can be in the form of text, pictures, webinars and videos. Other users are likely to have encountered these problems before and they can help themselves.

This is especially useful when you aim to scale your businesses and also for your own employees to reference solutions like a dictionary. Considering that employees change job frequently, this is also a good way to manage your enterprise knowledge.

Notice boards is self explanatory so I wouldn’t go in depth. Community forums are a place for your customers to discuss their issues. You can then moderate it and also proactively solve their problems. It is better for businesses to create an internal forum for their clients than for their clients to cross over to external forums to vent their anger. On the good side, they can also expressed their appreciation of your service.

Analytics and reporting allow you to see how well your employees are performing compared to industry standards. They also allow you to see where your product weakness where you receive more client’s complain. The age of tracking your analytics through Microsoft Excel had long been gone.

Source: Zendesk

Pricing

Before either platforms charge their clients, they offer 30 days free trial period. After the 30 days trial period, only Freshdesk has a free version in its tiered product offering. Both competitors offer cheaper pricing if you were to sign on for 1 year.

Freshdesk Zendesk Sprout – $0 per agent/month (first 3 agents free) 4th Agent – $15/agent/month Essential – $5 per agent/month (annual billing; $9 for monthly billing) Blossom – $16 per agent/month (annual billing; $19 for monthly billing) Team – $19 per agent/month (annual billing; $25 for monthly billing) Garden – $25 per agent/month  (annual billing; $29 for monthly billing) Professional – $49 per agent/month (annual billing; $59 for monthly billing) Estate – $40 per agent/month (annual billing; $49 for monthly billing) Forest – $70 per agent/month (annual billing; $79 for monthly billing) Enterprise – $99 per agent/month (annual billing; $125 for monthly billing)

As you can see from the table above, Freshdesk consistently undercuts Zendesk in terms of pricing as it has a 30% lower base due to its Indian programming hub. For example, Freshdesk’s Estate is comparable to Zendesk Professional. What Zendesk charges for a annual payment of $49 per month ($49 X 12 = $588 upfront payment), Freshdesk allows you to pay it monthly.

The no-refund policy dictates this pricing. So if you were to pay for 1 year and use up 3 months, you forfeit the rest of the 9 months. It is less costly if you were to pay for it monthly in terms of forfeit.

Besides the standard features which I mentioned above, there are other items in help desk such as integration with other software such as website analytics, time management for billable hours (e.g. Lawyers) , asset management (inventory tracking) and so on.

Conclusion

Zendesk used to dominate the field until Freshdesk came around to offer comparable services for a lower price. While there are other service providers, these 2 provide a strong suite of help desk functions that will keep your customers happy.

The case for adoption has always been simple. It saves you time and money over the long term where you need less agents to deal with the same workload of customer complaints. If you don’t do it, your competitors will and you will lose out both in terms of pricing and customer retention.

This article is contributed by Ong Kai Kiat. He is a professional freelance writer who enjoys the process of discovering and collating new trends and insights for an article. He adds value to society through his articles especially those related to finance and technology. He is reachable at ongkaikiat86@gmail.com.

Brought to you by the RobustTechHouse team (A top iOS and Android developer in Singapore).  If you like our articles, please also check out our Facebook page.

Customer Acquisition & Retention with Help Desk Support SaaS was originally published on RobustTechHouse - Mobile App Development Singapore

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