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RobustTechHouse featured by Rating.SG

We are happy to be featured by Rating.SG as one of the best software development companies in Singapore.

We always strive towards providing great outcomes to our clients and we are frequently encouraged to receive feedback from our clients that the decision to use RobustTechHouse was indeed a very good one from their perspective.

We are also encouraged when independent parties such as Rating.SG selects us to be featured 🙂

https://rating.sg

RobustTechHouse featured by Rating.SG was originally published on RobustTechHouse - Mobile App Development Singapore

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Intro Primer For WEKA Machine Learning Software

Contents

1 Intro Primer For WEKA Machine Learning Software

2 Why Weka?

2.0.1 Data Preprocessing

2.0.2 Classification

2.0.3 Clustering

2.0.4 Attribute Selection

2.0.5 Data Visualization

2.0.6 Time Series Forecasting

3 Intro to the Weka GUI

3.0.1 1. Download and Install

3.0.2 2. Weka Explorer

3.0.3 3. Weka Experimenter

3.0.4 4. Knowledge Flow

4 References

5 Conclusion

Intro Primer For WEKA Machine Learning Software

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Weka is a machine learning software and data mining workbench. It’s an acronym for the Waikato Environment for Knowledge Analysis. It contains a collection of visualization tools and algorithms for data analysis and predictive modeling. It is a very convenient tool with wonderful graphical user interfaces for you to experiment with machine learning and data mining models on your data.

Hoang Pham Truc Phuong, hptphuong@gmail.com, is the author of this article and he contributes to RobustTechHouse Blog for our Machine Learning column. RobustTechHouse is a web & mobile app development house focusing on Financial (Fintech) and ECommerce sectors and likes to dabble with data analysis and machine learning too.

[Updated on 25 May 2015] Also see our follow up post on Intro Primer To WEKA Explorer For Machine Learning

Why Weka?

Weka supports several standard data mining tasks with many standard data mining algorithms ranging from normal ones to really complex ones. All of Weka’s techniques are predicated on the assumption that the data is available as a single flat file or relation, where each data point is described by a fixed number of attributes. Here are some main features of Weka:

Data Preprocessing

Weka supports various file formats e.g, CSV, Matlab etc and its own file format (ARFF). It also supports most common database management systems (DBMS) including HSQL, SQL SERVER, MySQL, PostgreSQL etc through java connections. For data processing, Weka has over 75 methods for filtering, ranging from basic to advanced operators eg principal component analysis.

Classification

Weka has a lot of classification methods. Classifiers can be divided into “Bayesian” methods (Naive Bayes, Bayesian nets etc.), lazy methods (nearest neighbor and variants), rule-based methods (decision tables, OneR, RIPPER), tree learners (C4.5, Naive Bayes trees, M5, J.48 etc), function-based learners (linear regression, SVMs, Multilayer Perceptron, Gaussian processes) and miscellaneous methods.

Clustering

Weka has most classic algorithms for clustering such as: Simple KMeans, Hierarchical class clustering, simple expectation maximization (EM).

Attribute Selection

The set of attributes used is essential for classification performance. Various selection criteria and search methods are available.

Data Visualization

Data can be inspected visually by plotting attribute values against the class, or against other attribute values. Classifier output can be compared to training data in order to detect outliers and observe classifier characteristics and decision boundaries. For specific methods, there are specialized tools for visualization, such as a tree viewer for any method that produces classification trees, a Bayes network viewer with automatic layout, and a dendrogram viewer for hierarchical clustering

Time Series Forecasting

This is a new function in Weka from version 3.7.x (version for Developers). Weka supports many methods for predicting time series as function-based learning (Gaussian processing, linear regression, Multilayer perceptron neural network, SMOreg-support vector machine for regression), lazy method (K-nearest neighbours, Locally weighted learning and KStar) and trees (Random forest, random tree)

From my experience, here are some reasons which make Weka a good toolbox for Machine Learning: 1. Easy to use graphical user interfaces. 2. Contains most of the powerful algorithms published for machine learning. 3. Free availability under the GNU General Public License. 4. Portability, since it is fully implemented in the Java programming language and runs on almost any modern computing platform. 5. A comprehensive collection of data pre-processing and modelling techniques.

Intro to the Weka GUI

1. Download and Install

Download from Weka Download Link. There are two versions of Weka: Stable version (3.6.12) and developer version (3.7.12). I personally prefer the developer version because it allows me to install more packages, e.g, time series forecasting.

After downloading, unzip the zip file and run this command: > java -Xmx1000M -jar weka.jar

Weka version 3.6 (Stable Version)

Weka Version 3.7 (Developer Version)

The above shows the subtle differences between the standard and developer versions.

To connect to a DBMS, you should to do the following steps:

1. Download java connection compatible with your DBMS,e.g, mysql-connector-java, sql-connector-java 2. Use this syntax to run weka with DBMS:

> java -Xmx1000M -cp weka path:java_connection_path weka.gui.GUIChooser.

Here is the example I used to connect to mysql: > java -Xmx1000M -cp /home/phuong/weka-3-7-12/weka.jar:/home/phuong/java_conn/mysql-connector-java-5.1.34-bin.jar weka.gui.GUIChooser

2. Weka Explorer

In, Weka explorer, you can visualize, clean your data and try some algorithms for clustering, classification and forecasting. Some features are different between the stable version & developer version of Weka. Here, I am using “Weka Explorer” in the developer version.

Weka Explorer

The explorer interface is divided into 11 different tabs in two tab lines (top line contain 5 features and the other have 6 features) . The top line is only have in the developer version.

RConsole: It is an extension which combines Weka with R language and reuses some a lot of the awesome functions from R.

RConsole

Parallel Coordinates Plot: a common way of visualizing high-dimensional geometry and analyzing multivariate data.

Parallel Coordinates Plot

Projection Plot: To apply algorithms such as clustering algorithms and visualize the results on the graph directly.

Visualize 3D: Plot your data in 3D space!

Visualize 3D

Forecasting: This function is used for time series forecasting. You will find some famous algorithms such as SVM, regression in here.

Forecast: Graph

Forecast: Output & Evaluation

Preprocess: Load a dataset and manipulate the data into a form that you want to work with.

Preprocess

Classify: Select and run classication and regression algorithms to operate on your data.

Cluster: Select and run clustering algorithms on your dataset.

Associate: Run association algorithms to extract insights from your data.

Select Attributes: Run attribute selection algorithms on your data to select those attributes that are relevant to the feature you want to predict.

Visualize: Visualize the relationship between attributes.

3. Weka Experimenter

Unlike Weka Explorer that is used for analysis and experimenting with algorithms, “Weka Experimenter” is for designing experiments with your selection of algorithms and datasets, running experiments and analyzing the results. For example, the user can create an experiment that runs several schemes against a series of datasets and then analyse the results to determine if one of the schemes is statistically better than the other schemes.

Weka Experimenter

4. Knowledge Flow

Knowledge Flow helps you create a process to apply machine learning. It helps you graphically design your process and run the design that you created. The analysis process goes like this: loading and transforming of input data, followed by running of algorithms and then presentation of results.

Weka Knowledge Flow Environment

References

You can review some links below for more information about Weka.

An Introduction To The WEKA Data Mining System

Data Mining With Weka

More Data Mining With Weka

WEKA Documentations

Conclusion

Here we provided an Intro Primer For WEKA Machine Learning Software. Hope you found it useful.

If you like our articles, please follow and like our Facebook page where we regularly share interesting posts  and check out our other blog articles.

RobustTechHouse is a leading tech company focusing on mobile app development, ECommerce, Mobile-Commerce and Financial Technology (FinTech) in Singapore. If you are interested to engage RobustTechHouse on your projects, you can contact us here.

Intro Primer For WEKA Machine Learning Software was originally published on RobustTechHouse - Mobile App Development Singapore

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RobustTechHouse featured by Best in Singapore

We are happy to be featured by Best in Singapore (https://bestinsingapore.com/software-development-singapore/) as one of the best software development companies in Singapore.

We always strive towards providing great outcomes to our clients and we are frequently encouraged to receive feedback from our clients that the decision to use RobustTechHouse was indeed a very good one from their perspective.

We are also greatly encouraged when independent parties such as Best In Singapore selects us to be in their top 10 list ! 🙂

RobustTechHouse featured by Best in Singapore was originally published on RobustTechHouse - Mobile App Development Singapore

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RobustTechHouse featured by Singapore Finest

We are happy to be featured by Singapore Finest (https://finestservices.com.sg/mobile-app-developer/ ) as one of the finest mobile app development companies in Singapore.

We always strive towards providing great outcomes to our clients and we are frequently encouraged to receive feedback from our clients that the decision to use RobustTechHouse was indeed a very good one from their perspective.

We are also greatly encouraged when independent parties such as Singapore Finest selects us to be in their top 10 list ! 🙂

RobustTechHouse featured by Singapore Finest was originally published on RobustTechHouse - Mobile App Development Singapore

[joeyrob1]

RobustTechHouse featured by Best Singapore

We are happy to be featured by Best Singapore (https://www.bestinsingapore.co/best-software-development-singapore/) as one of the best software development companies in Singapore.

Obviously, determining whether any company is one of the “best” software development company is tricky and to some extent subjective.

We always strive towards providing great outcomes to our clients and we are frequently encouraged to receive feedback from our clients that the decision to use RobustTechHouse was indeed a very good one from their perspective.

Outsourced software development, by its nature, is an industry that is prone to disputes arising between clients and vendors. In part, this is due to the difficulty to clearly and exhaustively define specifications prior to contract award and therefore a mismatch of expectations at the end of the project, particularly where fixed budgets come up against agile expectations. Consequently, it is not surprising to find that there are vendors who take advantage of the knowledge asymmetry between themselves and clients. Such vendors may over-promise and under-bid to get contracts and then under deliver at the end of the project.

At RobustTechHouse, one of our underlying business philosophies is to look forward at the start to make things clear and avoid potential unhappiness at the end of our project (Frankly, it gives us too much stress and takes up too much management time to deal with such unhappiness). To achieve this, we have to transparently manage expectations and set boundaries prior to contract award, which has resulted in many contract losses. Regardless, that will continue to be our approach as it is just how we roll.

RobustTechHouse featured by Best Singapore was originally published on RobustTechHouse - Mobile App Development Singapore

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Coming of IOT In HealthCare

Coming of IOT In HealthCare

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With all of the amazing prospects that the technology world has witnessed in the development of the internet of things, one question that continues to be asked is whether we can expect to see this innovation in healthcare in the near future. Technology always brings a way for humans to advance and evolve past the problems that we experience in a particular age, so one thing that learned minds wonder about, is whether the internet of things will bring new solutions to the healthcare sector.

The truth is, the internet of things has become very popular in consumer devices, but if this technology form is to be worthwhile in future, it needs to have an effect on the sectors that counts. Users need to know what they can expect in terms of healthcare and other related systems. While the internet of things is not a new concept, and has been in existence for a number of years, it has gained a lot of attention recently because of the advancements that the field has witnessed.

The internet of things technology encourages the use of mobile and other electronic devices to trigger certain actions since they are able to monitor and assimilate information that is going on around them. These data systems are linked to a form of cloud, whether private or public, and this enables them to provoke actions in other machines around them. For instance, with the use of internet of things, there is the possibility of an individual to open the garage door automatically when the car approaches, or when the person sends a command from his or her mobile devices. This amount of control brings about amazing prospects that can be achieved, and the mere fact that technology has advanced to this level raises the question of what we can do with it.

We shall therefore be analyzing what role internet of things has to play in the healthcare sector.

Is there a possibility for the internet of things in healthcare?

In recent times, various technological healthcare companies have tried to introduce devices that are interconnected to patients in the hospital. Since data can be realized from various machines like fetal and temperature monitors, electrocardiograms and even blood glucose level information, there is the life saving possibility for a lot of patients. It has now become a lot easier for patients to track their health information. When such information is obtained, there may be the need for the patient to follow up with a healthcare operative. This has now created the need for devices that are able to produce more useful data. These smarter devices would reduce the need for the direct interaction between the physician and the patient. If the need for such interaction is eliminated, we may just be ready to witness a world where healthcare issues can be tackled solely by the patient, and the individual does not even need to step into the hospital before he or she can get treatment.

In some hospitals, there is the use of ‘smart beds’, which are able to detect whether a patient is lying on it or not. Such beds can also detect when the patient is trying to get up and provide assistance. It therefore adjusts itself automatically to ensure that the pressure points are accurately supported, and the patient does not need to manually operate the bed or have to call on the nurses for help.

There are also possibilities of this smart technology in the case of home medication. These systems would be able to upload data on whether or not a patient is taking his or her medication the way they should be. If the patient is missing out on valuable drug doses, then the system is alerted and a care team can enforce proper behavior.

The Challenges?

The implementation of the internet of things in healthcare certainly raises related questions of security and privacy. A lot of individuals may not be willing to unknowingly supply valuable information about their lifestyle to a machine. It may also provide methods for hackers to think about new ways to defraud patients. However, thanks to the modern devices and their secure communication strategies, this problem may not be so serious. The threat of hackers cannot be reduced to the level of nonexistence. There should therefore be regulatory systems in place to set limits and boundaries on how much data should be assimilated, and how many parties should have access to this data.

Brought to you by the RobustTechHouse team.  If you like our articles, please also check out our Facebook page.

Coming of IOT In HealthCare was originally published on RobustTechHouse - Mobile App Development Singapore

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Peer to Peer Lending Sector in UK

Peer to Peer Lending Sector in UK

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– Peer to Peer lending has 7 important differences in the UK compared the US. Otherwise, it is similar and growing.

– Funding Circle, Zopa and Ratesetter are the 3 major peer to peer lending platforms in UK. Their characteristics are listed and discussed.

– UK government had made it easier for investors and the industry is pushing for pension funds to accept it as an asset class. This would open up exponential growth for the industry.

– Public listing of this sector has started to allow international investors to enter the UK market with strong growth potential.

Introduction

In the previous article, we introduced the marketplace lending space in the United States. We saw how Lending Club and Prosper are replacing the role of banks and the method which they matched lenders and borrowers. In this article, we will turn our focus to the United Kingdom. The UK is another matured country for marketplace lending,commonly known as Peer to Peer lending there.

Source: Telegraph

As you can see in the photo above, peers are people with high status in society. Hence it is a desirable and honourable to call this marketplace lending as peer to peer lending in the UK.

Just like how Singtel, Starhub and M1 dominates the telecommunication sector in Singapore, Funding Circle, Zopa and Ratesetter dominates the peer to peer lending sector in the UK. These UK platforms are limited to UK residents to be either lenders or borrowers. The notable exception is Funding Circle which has a US based entity.

Similarities and Differences in the US and UK

Peer to Peer lending platforms are regulated by the Financial Conduct Authority since 1st April 2014. In the UK, these platform market themselves as an alternative to bank’s savings account. As a result, they abstain from the term ‘investors’ which is prevalent in the US and prefer to use the term ‘lenders’ instead. However regulations obliged these platforms to disclose that such ‘deposits’ are not subjected to the $85,000 deposit insurance under the Financial Services Compensation Scheme (FSCS).

Perhaps there are cultural differences in the UK, these platforms had to emphasize the safety of these investments to a population that are fed up with low savings interest rates but yearn for higher returns. Consequently, there are 6 major differences in the UK system as compared to the US:

Average interest rates are lower at 5% instead of 9% as seen in the US and minimum lending starts at 10 pounds (Zopa and Ratesetter) instead of 25 USD.

Each platform had to form its own provision fund against default. This is a business and not a regulatory imperative. This is one reason that returns are lower in the UK. In the US, the returns are higher but lenders absorb the full losses of default.

Automatic diversification of loans through pooling and ‘savings products’ are classified according to time frame (like fixed deposits without the insurance). Pooling is an advantage.

While the US investor would require USD$10,000 to diversify his loans properly by investing USD$25 in 400 loans, the UK investor would only require 10 pounds.

The exception is Funding Circle and you would need to use their AutoBid to diversify with minimum of 20 pounds and preferably across 100 businesses.

Strong emphasis on the ability to withdraw funds as long as there are new lenders (liquidity) after paying for fees and discount if interest rates rose. In the US, there are such secondary markets but they are not the focus.

Fully funded insolvency plan in the event that these platforms were to go bankrupt as part of regulatory requirements.

Trade body, Peer to Peer Finance Association formed to protect industry’s reputation by encouraging high minimum standards. For example, it has recently passed a directive to its members that all investors should be treated equally. Institutional investors should not be allowed to cherry pick the best loans first at the expense of retail investors.

The US has a much larger market for peer to peer lending and it loan out $12 billion in 2014 compared to $2.3 billion for the UK.

Source: Morgan Stanley

After looking at the differences, we move on to the similarities between the UK and the US. The motivation that drove borrowers to marketplace lending is simply because they can get a lower interest rates when compared to bank’s rate. They are there to refinance their existing loans for more favourable rates. For lenders, they can also get higher interest rate for undertaking modest risk.

Borrowers approach these platforms for small personal loans as seen below.

Source: Zopa

One of the appeal of lending on these platforms is that lenders know that they are lending to real people. This is seen in the personal stories behind the loan.

On the other hand, businesses borrow for the following reasons:

Source: Funding Circle

These peer to peer loans have been so popular that 77% of small businesses will approach Funding Circle first before they reach out to banks in 2013. Where banks would take 2 weeks to decide on the loan, these platforms would just take 2 days and the borrowing costs are much lower.

Features

After we have seen the similarities and differences between the US and UK system, it is time for us to dig into the characteristics of these 3 different leading platforms in the UK.

Funding Circle Zopa Ratesetter Year of Establishment 2010 2005 2010 Target Borrowers Business Loans Personal Loans Personal & Business Loans Loan Origination Amount (Pounds) $956 million $1.19 billion $912 million Loan Amount (Pounds) $5,000 to $1 million $1,000 – $25,000 Personal: $1000 to $25,000 Business: $25,000 to $1 million Loan Period 6 months to 5 years 1- 5 years 6 months to 5 years Provision Fund Not Applicable Safeguard ($11M, 120% cover) Provision Fund ($16M, 151% cover) 5 Year Loan Interest Rates 7.20% 5% 5.90% Fees 1% annual fee + 0.25% if you sell a loan 1% Annual Fee of Loan Lender : 0% Borrower : Late Fees Spread in Rates (Implied) Active Lenders 44818 59000 28832 Bank Barclays RBS Barclays Government Lending (Pounds) (British Business Bank) $60 million Not Applicable $10 million

Of these 3 leading platforms, Ratesetter is the only platform that does both personal and business loans. For companies that are offering business loans, they would receive investment from the British Business Bank as part of the government’s imperative to support local businesses.

Zopa is the oldest platform and it is focused on personal loans. While its returns and fees might lose out to Ratesetter, it has the largest number of active lenders. This means that existing lenders have higher liquidity when they wish to exit the loan early. This is one edge that Zopa has over other platforms. This edge is slowing eroding as both Funding Circle and Ratesetter are catching up in terms of loan origination.

Funding Circle is the most international of these 3 platforms with presence in 5 countries. Unique among these 3 platforms is the fact that it has no provision fund but it makes up with higher interest rates. It should be noted that Singapore’s sovereign fund, Temasek invested $30 million pounds alongside Blackrock in April 2015. They valued Funding Circle at over $1 billion with this deal.

All three have rigorous credit underwriting procedures to protect their reputation and their lenders. Zopa, Ratesetter and Funding Circle use the services of leading credit reporting agencies such as Experian, Equifax and Callcredit as part of the credit assessment. Based on the riskiness of the borrower, they are assigned the appropriate interest rates or rejected.

New Updates

A new update for the UK marketplace lending is the new policy that was recently announced by the Chancellor of Exchequer (UK’s Finance Minister) George Osborne would be the extension of Innovative Finance Individual Savings Account to peer to peer loans from 06 April 2016 onwards. The FCA is currently asking for public consultation before its eventual implementation.

This extension would allow investors to save on taxes and set the stage for the eventual inclusion of P2P lending as a debt asset class. This is what Zopa is actively pushing for in its blog to open up a new major market of investors. If institutional pension funds were to accept these loans as an asset, there will be another wave of exponential growth for the industry.

Conclusion

Peer to Peer lending industry is maturing in the UK and much of the regulations are in place to provide for the safety of borrowers and investors. Regulations are also changing to accept this as an asset class of its own. It is clear that the model of cutting out banks as the middleman are widely accepted by both the borrowers and lenders.

The UK market is much smaller than the US market and there are much room for growth. While overseas investors are still barred from investing in the UK market, Funding Circle has made it easier for foreign investor by being the first platform to float an investment trust on the London Stock Exchange called Funding Circle SME Income Fund. This small $150 million aims to provide 7% dividends and it is open to institutional investors.

This is likely to be the tip of the iceberg and Ratesetter has plans to be publicly listed following the footstep of Lending Club. This will create a fortune for its founders and also allow the global public to ride on the rising wave of P2P lending in the UK. That is all for the overview of the UK marketplace lending and thanks for reading.

Brought to you by RobustTechHouse. We provide Fintech Development services.

Peer to Peer Lending Sector in UK was originally published on RobustTechHouse - Mobile App Development Singapore

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Fintech Becomes Far Easier With Intuitive Software

Fintech Becomes Far Easier With Intuitive Software

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A wave of startups are making financial technology easier for the layperson. In the beginning, we had to grapple with often archaic and cryptic financial software on phones that, although relieved us from cumbersome paperwork, required too much technical knowledge to use. Now, we are seeing an influx of financial disrupters, in the forms of small, nimble companies, that are improving the quality of financial services through smartphones. And not just in technical ways these days, but with more intuitive and less burdensome user experiences.

Fintech has increasingly become one of the up and coming segments to look out for in 2015, as even financial magnates are taking to the smartphone space to help manage their financial portfolios. To note, banks are already on the move to integrate technology in financial services, and although they are still working to scale and integrate fintech products as quickly and efficiently as startups, this means fintech is indeed growing in global importance.

PersonalCapital

Personal Capital enables an investor to link any investment account, including retirement and taxable accounts, along with any asset and commodity you can imagine. Once linked, Personal Capital tracks performance, asset allocation, and fees.  Its biggest selling point? Its in-built graphs, which are color-coded unlike in most early Fintech software, which makes it easy to compare returns to an index or understand a portfolio’s asset allocation.

Call Levels

The main problem with most Fintech asset tracking software is that they are only geared towards tracking stocks and markets when you access the software. What sets Call Levels apart is that this software actually notifies you when your commodities or stock price targets are reached so that you can make real time decisions on your investment portfolio. With over 10,000 assets available across five asset types, including Bitcoin, you can rest assured that the market monitoring you are getting is complete. An added bonus is that you are getting a simple and easy-to-use interface on top, which shows you the essentials, which is a refreshing change from other similar software in the market.

Morningstar

Morningstar offers one of the most robust investment tracking tools available today. After you’ve entered your portfolio, it has its highly-popular tools available for users to evaluate their investments, including the basics, such as performance, investment costs, and comparison to various indexes. But where it sets itself apart are more advanced tools that actually allow users details of their portfolios with ease and clarity for a change, using careful labels, star ratings and a extremely user-friendly X-Ray feature.

FutureAdvisor

Ever dreamt of putting together financial portfolios of your entire family and getting the best financial advice out of all the information you provide? FutureAdvisor is the digital investment manager to implement. It is one of the smartest portfolio management software, because it even adjusts for investors’ age and appetite for risk. Previously, you needed to create accounts for each financial portfolio, but now everything comes together with FutureAdvisor.

—————–

Fintech software have always been known as aggressive and extremely helpful resources for the investors of today, but now they are becoming easier and more intuitive to interact with. In an age where investing is profitable and popular like never before, there is no better time to start looking into the increasing number of polished fintech software for asset tracking and portfolio management.

Brought to you by RobustTechHouse. We provide Fintech Development services.

Fintech Becomes Far Easier With Intuitive Software was originally published on RobustTechHouse - Mobile App Development Singapore

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Top 4 FinTech Websites For Latest FinTech News and Views

Top 4 FinTech Websites For Latest FinTech News and Views

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Fintech is heating up globally and particularly in Singapore lately with now 3 Fintech accelerators  in the Singapore scene. We get asked this occasionally – What is our favourite source of latest intelligence on Fintech globally? The following are our top 4 favourites that we check out regularly because they are updated very frequently with high quality content.

1. Finovate Blog

Finovate Blog. Finovate’s events and conferences are always the highlight every year for the financial services technology sector since 2007 and they have run it in numerous cities. Their videos are worth taking a look. Their blog is updated practically every day now with high quality content on the best Fintech companies around the world, especially those that are their alumni. This is one Fintech website where I definitely suggest subscribing to their newsletter.

2. Financial Services Club Blog

Financial Services Club Blog by Chris Skinner. Chris Skinner’s daily blog is full of useful insights. Chris Skinner consults, speaks at conferences and has authored a book called Digital Bank. He is definitely a leading authority to follow in Digital Banking and Fintech.

3. NextBank Blog

NextBank Blog. The world’s leading Fintech thought leaders (Chris Skinner included) contribute their views to NextBank’s blog and it is very much worth reading. Next Bank is an independent, open and collaborative community driving change for the better in financial services through design, innovation and entrepreneurship.

4. Tweeted Times For FinTech

Tweeted Times For Fintech. You can take a look at #Fintech on Twitter but if it is a little too chatty and raw for you, try looking at Tweeted Times For Fintech. It consolidates the info from Twitter and shows the latest articles that are popularly tweeted and retweeted for Fintech with their headlines and summary. Sorted by the number of tweets, you can easily see the most popular Fintech articles recently published.

Other Mentions

A. Sub Sector Specific News Sites

Some sub-sector specific news sites are great too eg:

For Payments: Pymnts, PaymentNews, PaymentsSource, MobilePaymentsToday

For Digital Currencies: CoinDesk

For Asset Management: Kurtosys Blog

B. Twitter Lists

Bruno Werneck has a number of Twitter groups consolidating Fintech tweets:

FintechNews, FintechCommunity, FintechPeople, FintechStartups

C. Quora Responses

Worth checking out Quora for responses on similar topics

What are the best Financial Technology FinTech blogs to follow

Which are some of the best FinTech websites

What are the best resources regarding Financial Technology

Brought to you by RobustTechHouse. We provide Fintech Development services.

Top 4 FinTech Websites For Latest FinTech News and Views was originally published on RobustTechHouse - Mobile App Development Singapore

[joeyrob1]

Interactive Broker Download Historical Data

Interactive Broker Download Historical Data

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Interactive Broker Download Historical Data. We believe in open-sourcing code that we can share that helps others.

Here you can find some Java and Python scripts useful for downloading historical data from Interactive Brokers and merging them into a sensible text format.

IBDownloadHistoricalData @ GitHub https://github.com/mattrobust/IBDownloadHistoricalData

IBDownloadHistoricalData

Downloads historical data from interactive brokers and builds a data file useful for subsequent back-test

By RobustTechHouse https://robusttechhouse.com

Java Logic

The Java class generates in desired path a series of data files in reverse chronological order eg

1.txt => most recent data 2.txt => next most recent data ... etc

Python Logic

The Python script takes the Java class output files and creates one contiguous data file in chronological order

Useful References

Historical Data Limitations:https://www.interactivebrokers.com/en/software/api/apiguide/tables/historical_data_limitations.htm

List of IB currencies: https://www.interactivebrokers.com/en/?f=%2Fen%2Ftrading%2Fexchanges.php%3Fexch%3Dibfxpro%26amp%3Bshowcategories%3D%26amp%3Bib_entity%3Dllc#

Sample code to request data: http://www.elitetrader.com/et/index.php?threads/request-ib-tick-data-java-api.206254/

Sample code: http://stackoverflow.com/questions/10777885/error-getting-the-eur-usd-historical-data-using-r-on-ibrokers

Sample IB Historical Request Format For Reference

Symbol: USD

Security Type: CASH

Exchange: IDEALPRO

Primary Exchange: IDEALPRO

Currency: JPY

End Date/Time: 20150326 07:46:46 GMT

Duration: 1 D, another eg could be 14400 S

Bar Size Setting: 1 min

What to Show: BID/ASK

Regular Trading Hours: 1

Date Format Style: 1

Brought to you by RobustTechHouse. We provide Fintech Development services.

Interactive Broker Download Historical Data was originally published on RobustTechHouse - Mobile App Development Singapore

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Singapore Government Mobile Apps

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As a Singapore-based Mobile App Development house (some of us are also former civil servants), we are very interested in Singapore Government Innovations. The Singapore Government has for a long time been a leader in Government Technology, with several masterplans – iGov2010 Mobile Government; eGov2015 masterplan; Intelligent Nation 2015 – and more recently the Smart Nation Initiative.

As Singapore residents, we benefit from these initiatives by, amongst other things, being able to interact conveniently with the government through mobile apps. Nonetheless, we believe that independent feedback on each mobile app is important for government agencies to continue to improve their offerings. So we decided to create the list below to crowdsource opinions of Singapore Government Mobile Apps.

Which is your favorite Singapore government App? Please vote ! Think the app can be improved? Please comment !

Once we get a decent number of comments / votes, we’ll feedback to the government through Reach and hopefully we can all see improvements as not-so-good government apps catch up with the best Singapore Government Apps.

 REPORT

joey-tan Owner

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Singapore Government Mobile Apps

Listly by joey-tan

List of Singapore Government Mobile Apps

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One Service

Jun 26, 2016

The public can send their feedback about damaged signs, cleanliness, pest sightings, fallen trees and much more using the app. The complaint will be routed to the relevant authority automatically.

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ActiveSG

Jun 29, 2016

The app lets the public book sporting facilities and sign up for sports programmes. Registered users of the ActiveSG movement get $100 in credits to pay for entry to swimming pools and gyms managed by Sport Singapore, and to offset the cost of exercise classes like yoga, Zumba and kickboxing.

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3

HealthHub SG

Jun 30, 2016

HealthHub, an initiative by the Ministry of Health, provides health information while you are on the go.

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4

MFA@SG

Jun 30, 2016

This app allows you to register with the Ministry of Foreign Affairs before an overseas trip. You can also locate Singapore oversea missions, check travel notices and look up consular information and visa requirements.

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5

Mobile@HDB

Jun 30, 2016

Check you sales application results for BTO flats, view recent transacted prices of resale flats and locate your nearest HDB Hub, Branch and Service Centre.

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MOH iHealth SG

Jun 30, 2016

MOH iHealth Sg is a comprehensive guide on healthcare facilities and healthcare professionals in Singapore. Use the app to locate nearby clinics. Find healthcare facilities by the services they provide. Even view "live" webcam images showing waiting areas in Polyclinics.

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myENV

Jun 30, 2016

Access real-time information on Singapore’s weather and receive heavy rainfall alerts. View latest air quality information. Locate dengue clusters and improve dengue situation awareness. Search for hawker centres by name or proximity. Obtain useful information such as current listings of licensed food caterers and vector control operators.

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MySCDF

Jun 30, 2016

Provide feedback on fire safety and learn lifesaving procedures. For SCDF Nsmen, the app also allows booking of IPPT and overseas notification update.

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MyTransport

Jun 30, 2016

An award winning app with many features including searching for nearby bus stops and taxi stands, real-time island wide bus arrival information, road defects snap and send, real-time parking lot availability, traffic news and expressway live traffic cams.

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NLB Mobile

Jun 30, 2016

Using the app, library patrons can borrow library items by scanning the barcode, check and renew current loans, place reservations on library items, locate nearby libraries and view details of events happening at libraries.

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Police@SG

Jun 30, 2016

Read latest crime news and police appeals for information and missing persons. Locate the nearest police station from your current location

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Weather@SG

Jun 30, 2016

Find out the latest real-time weather forecast and warnings in Singapore.

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13

SingStat

Jun 30, 2016

Access commonly used statistics on Singapore's economy and population presented in charts and graphs.

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myMaritime@SG

Jun 30, 2016

Get access to real time information of vessel details and vessel arrival and departure schedule. Receive alerts on vessel movement. Report unusual or illegal activities in port waters.

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Property Market Information

Jun 30, 2016

This mobile app by URA provides information on sale and rental of private residential properties in Singapore.

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Singapore Government Mobile Apps was originally published on RobustTechHouse - Mobile App Development Singapore

[joeyrob1]

Creating Your First Apple Watch Application

Creating Your First Apple Watch Application

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Pham Van Hoang, hoangk55cd@gmail.com, is the author of this article and he contributes to RobustTechHouse Blog

Introduction

At WWDC 2015, watchOS2 for apple watch was made public and it came with a lot of new features and capabilities, including a new ability to write native apps that run right on the watch.

In this article we will show you how to create your first watchOS application named “Stopwatch” using Objective-C. Hooray!

Let’s Get Started

1.     Go to Xcode and create new application. Select watchOS -> Application

2.    Name the app as “Stopwatch”. In this project we don’t need notification so just deselect the option “Include Notification Scene”

3.    Create user interface.

In this Stopwatch app, we will have a label to display our time; a start button to trigger (or stop) the timing; a lap button that allows us to record our last lap time; and a label to display it. To do this, head over to the “Interface.storyboard” in your Watch Kit App and add attributes as below.

“The projects you create for Apple Watch consist of two separate bundles: a Watch app and a WatchKit extension. The Watch app bundle contains the storyboards and resource files associated with all of your app’s user interfaces. The WatchKit extension bundle contains the extension delegate and the controllers for managing those interfaces and for responding to user interactions. While these bundles are distributed inside an iOS app, they are then installed on the user’s Apple Watch and run locally on the watch”  – Apple docs

To have buttons that sit side-by-side of each other, we need to add them into a Group and configure them as below.

4.    Outlets and Actions

The next step we have to take is to link these elements within our app. Go to “InterfaceController.h” class and create outlets and actions as below:

#import <WatchKit/WatchKit.h> #import <Foundation/Foundation.h> @interface InterfaceController : WKInterfaceController { NSTimer *timer; // we use timer to call function update UI every seconds NSDate *startTime; // time that we press start stop watch NSString *currentTimeString; // save current time BOOL isStarted; // check whether the timer is currently running } @property (strong, nonatomic) IBOutlet WKInterfaceLabel *currentTimeLabel; @property (strong, nonatomic) IBOutlet WKInterfaceLabel *lapTimeLabel; @property (strong, nonatomic) IBOutlet WKInterfaceButton *startButton; @property (strong, nonatomic) IBOutlet WKInterfaceButton *lapButton; - (IBAction)lapTimeButtonPress; - (IBAction)startTimeButtonPress; @end

5.    Implement the function.

Now head over to file “InterfaceController.m” to implement codes that actually update time in our watch application.

First we want to add function that update timer every time we call and reset when user press button stop.

- (void) updateTimer { NSDate *dateNow = [NSDate date]; NSTimeInterval interval = [dateNow timeIntervalSinceDate:startTime]; NSDate *timeDate = [NSDate dateWithTimeIntervalSince1970:interval]; NSDateFormatter *dateFormat = [[NSDateFormatter alloc] init]; [dateFormat setDateFormat:@"HH:mm:ss"]; [dateFormat setTimeZone:[NSTimeZone timeZoneForSecondsFromGMT:0.0]]; currentTimeString = [dateFormat stringFromDate:timeDate]; // save current time in stop watch [self.currentTimeLabel setText:currentTimeString]; // update UI } - (void) resetTimer{ // reset timer when user click stop [timer invalidate]; [self.currentTimeLabel setText:@"00:00:00"]; [self.lapTimeLabel setHidden:YES]; }

Next, we need to trigger “update timer” function which update every second using NSTimer. We also need to check whether the timer is currently running or not, so we can disable/enable “lap” button and change the button start title to “stop/start”.

- (IBAction)startTimeButtonPress { isStarted = !isStarted; if (isStarted == YES) { [self.lapButton setEnabled:YES]; [self.startButton setTitle:@"Stop"]; startTime = [NSDate date]; timer = [NSTimer scheduledTimerWithTimeInterval:1.0 target:self selector:@selector(updateTimer) userInfo:nil repeats:YES]; } else { [self.lapButton setEnabled:NO]; [self.startButton setTitle:@"Start"]; [self resetTimer]; } }

Lastly, we just need to update “lap” label each time user presses on the “lap” button.

- (IBAction)lapTimeButtonPress { [self.lapTimeLabel setHidden:NO]; self.lapTimeLabel.text = currentTimeString; }

We have now completed a basic stopwatch application. Let’s run the project and enjoy your new apple watch app.

You can find the full example here.  Hope you will find this post useful. If you have any questions, please leave the comments below. Thanks for reading.

Reference

 Apple App Programming Guide for watchOS

Brought to you by the RobustTechHouse team (Singapore based app development company).  If you like our articles, please also check out our Facebook page.

Creating Your First Apple Watch Application was originally published on RobustTechHouse - Mobile App Development Singapore

[joeyrob1]

7 Observations From Recent Singapore PDPA Decisions

As a mobile app and website development company, a common question that potential clients in Singapore ask us is in relation to the Personal Data Protection Act (PDPA).

If they build a mobile app or website that collects Personal Data of their clients, how can they “ensure” that they are in compliance with the PDPA?

To get more precise guidance on what companies should do to adhere to the PDPA, it is useful to go through actual decisions made by the Personal Data Protection Council. Helpfully, they are provided here .

What follows is a summary of recent PDPA decisions and some observations we draw from them, which could be useful for our clients as well as ourselves!

A gigantic disclaimer here is that we are not lawyers, and therefore the following is simply our interpretation and cannot be considered authoritative.

Summary Table of Recent Decisions

Date Summary of Case Penalty / Clause 06 Jul 2017 Breach of Protection Obligation by Orchard Turn Developments Financial penalty of S$15,000 / Section 24 of the PDPA 29 Jun 2017 Breach of Protection Obligation by Eagle Eye Security Management Services Warning was issued to Eagle Eye Security Management Services and MCST 3696 of Prive EC / Section 24 of the PDPA 20 Jun 2017 Breach of Protection Obligation by DataPost Financial penalty of $3,000 was imposed on DataPost, as a data intermediary / Section 24 of the PDPA 20 Jun 2017 Breach of Protection Obligation by Hazel Florist & Gifts Warning was issued to Hazel Florist & Gifts / Section 24 of the PDPA 12 Jun 2017 No Breach of Consent and Notification Obligations by MCST and Managing Agents of Condominiums No Breach

Overall Statistics

There have been 34 decisions provided by the PDPC with the earliest case in 16 July 2014.

Out of the 34 decisions, for 2 cases, the PDPC determined that there was no breach of the PDPA. Warnings were issued for 13 cases and Directions issued for 4 other cases. Fines ranging from S$500/- to S$50,000/- were imposed for the remaining cases.

The highest financial penalty imposed so far has been S$50,000/- on K-Box Entertainment group in April 2016. Note, however, that Section 29 of the PDPA empowers the PDPC to impose fines of up to S$1 million.

Observation 1: Breaches are mostly based on Section 24 of the PDPA

Section 24 of the PDPA states “24.  An organisation shall protect personal data in its possession or under its control by making reasonable security arrangements to prevent unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks.”

This suggests that we should focus in our PDPA efforts to make “reasonable security arrangements”. The obvious question is “what constitutes ‘reasonable security arrangements’?”. No system is un-hackable.  So what does the PDPC consider “reasonable security arrangements”? The cases above give us some guidance.

Observation 2: Password Protection Policies are Crucial

In the most recent decision with regard to Orchard Turn Developments, the PDPC stated:

“22. The Commission also identified other issues concerning the security of the members’ personal data. Foremost of them is the absence of policies or practices to safeguard the admin account passwords” (Emphasis added)

An in-house password policy to, amongst others,

Limit admin account password access; and

Regularly change admin account passwords

seems like something the PDPC looks out for first and foremost as part of “reasonable security arrangements”.

In this case, the cause of the PDPA breach was a direct result of a perpetrator using a valid admin account password. No amount of server-side security can prevent such breaches.

Observation 3: Limit Copies of Sensitive Personal Data

In this case, the commission also noted

“14. As described above in paragraphs 4 to 5, the Organisation did not purge the personal data from the EDM server that were being transferred every day from the LMS server to the EDM server. After the emails had been sent out, the personal data of the subscribers were not deleted from the EDM server. The effect of this practice was that some of the personal data of the Organisation’s members could be found in two different places – the LMS server and EDM server.” (Emphasis added)

The Commission regarded this as a practice which increased the risk of PDPA breaches. Understanding in which server(s) personal data is stored is therefore important for any system administrator, and taking efforts to reduce the number of copies is considered a positive step to reduce the risk of PDPA breaches.

Observation 4: Vulnerability Assessments are Regarded a Positive Step

In the same case, the commission noted

“Second, the Organisation did not conduct any vulnerability assessment to detect if there were any vulnerabilities in the system prior to its roll out.”

Clearly, engaging a third-party provider (other than the system developer) to conduct a vulnerability or penetration test helps lower security risks. However, these tests are not cheap. In our experience, businesses would weigh the size of their system, the amount and sensitivity of personal data being collected and stored against the costs of conducting such a test.

This leads to our next observation.

Observation 5: The PDPC Considers the Extent and Impact of Breaches as Mitigation Factors

In the case with respect to DataPost, DataPost was fined only S$3000/-. The decision states

“20. However, the Commission also notes the following mitigating factors:

The scale of the breach was small. Only personal data belonging to two individuals was disclosed to a single recipient;

There was no evidence to suggest that the data breach caused and actual loss or damage to any person”

This suggests that data protection measures should be commensurate with the amount and sensitivity of data collected by the organisation. Larger organizations with hold larger amounts of data might consider more extensive measures such as more frequent vulnerability tests.

Observation 6: Obtaining Consent is an Important Concept Within the PDPA

In the case with respect to MCST and Managing Agents of Condominiums, the Commission noted:

“As part of the Consent Obligation, section 13 of the PDPA requires that prior consent be obtained by an organisation in order to collect, use or disclose personal data about an individual.”

Therefore, owners of mobile apps and websites should display the Privacy or Data Protection Policy prominently within the mobile app or website and obtain the appropriate consents. Unfortunately, as non-lawyers, we cannot advise on the content of the Privacy or Data Protection Policy. A Google search of “PDPA” will bring up numerous samples of such policies.

Observation 7: It is a Myth that the Server Needs to be in Singapore

With regard to server arrangements, we have heard several times from potential clients that to comply with PDPA, servers need to be located in Singapore.

We believe that this is a myth (and are ready to stand corrected if there are other views on this).

Whilst it is difficult to prove the negative, we cannot find any decision by the PDPC which states that (1) cloud servers pose greater vulnerability than in-house servers OR (2) servers should be located in Singapore. Indeed the location of the server does not seem to play a part in any of the decisions.

We believe that the key question relates to the actual vulnerability of the server, rather than where it is located. Most high quality cloud server providers have strict access policies to the servers. On the other-hand, an in-house server located in Singapore but in an unsecure area would be highly vulnerable to access breaches.

Conclusion

Hope the observations are useful for anyone looking to develop a mobile app or website in Singapore. PDPA is indeed something to consider, but should not be an overly onerous consideration.

Brought to you by the RobustTechHouse team.

7 Observations From Recent Singapore PDPA Decisions was originally published on RobustTechHouse - Mobile App Development Singapore

[joeyrob1]

Why Tech Outsourcing is the Right Decision for Your Company

Image Credits: Max Pixel

  If your company has been finding it challenging to get the best tech talent, you would have come across the option of outsourcing all IT-related roles. However, you don’t know whether this is the right decision for your business.

Since the IT-related roles in your company are vital, you want to be sure that this is the best route. Regardless of your train of thought, you should know that hiring external talent is always going to be the right decision for your business, due to the following reasons:

  Better security

  When your employees don’t have adequate IT-related knowledge, they pose a huge security risk. Cybercriminals are always on the lookout for vulnerabilities to exploit. If your company faces this situation, it can be an expensive affair, especially if they get access to sensitive data.

Also, it portrays your company in a negative light, which impacts your brand image. With tech outsourcing, the employees you get will be specialists in all IT-related jobs. They will ensure that everything is as secure as possible. As a result, your company will have better protection against security breaches.

  Easy access to a huge pool of talented employees

  It is quite difficult to get the best tech talent for your company due to the presence of gigantic market players. Most of the skilled labor want to work for these organizations, which makes attracting the right ones an uphill task.

Also, one of the shortcomings of the recruitment process is that you have access to local talent. However, with tech outsourcing, your company will be able to acquire skilled labor with minimal effort. The organization in charge of outsourcing will do all the hard work of finding the right employees.

They will give you a dedicated team who is responsible for handling all your IT-related problems and demands. Given the fact that you have access to a pool of talented employees, your business will be able to grow and flourish.

  Greater cost savings

  A large number of companies are trying to cut down on their costs, which gives them greater financial breathing room. When you choose to hire employees the conventional way, you have to pay them their salary, along with other benefits. Also, you need to spend time, training and guiding them so that they can handle all your IT-related needs.

With tech outsourcing, you don’t have to deal with these costs, which helps bring down the overheads significantly. You also don’t have to worry about compromising on quality, as you get the best of the lot.

The problem of losing employees and finding replacements will become a thing of the past with tech outsourcing. Also, every organization which provides this type of service will provide you with different types of plans. You can select one which meets your budget, decreasing the financial strain significantly.

Scale as per demand

  There will be periods when your company is facing peak loads. During these situations, your employees have to work overtime, to keep up with the demands. As a result, you will have to compensate them for their efforts. Sometimes, you need to hire additional workers to keep up with the demands.

The problem with all these techniques is that you will have to spend large sums of money. A cheaper alternative would be to outsource the tech talent, as you can cut down on costs. At the same time, you can hire additional employees to handle the increase in demand. Once it goes down, you can inform the business which provides this service, that you no longer need them.

Improves risk management

Companies have to deal with the problem of employees taking additional leaves or quitting their posts. If they are handling sensitive tech projects, your business will take a huge hit. With tech outsourcing, you will be able to ensure continuity in all aspects.

Your business won’t have to deal with the situation of having a substandard operation due to the lack of capable employees. You can make sure your company continues to function during all periods.

Also, if the services of the tech outsourcing organization don’t meet your expectations, you can get a replacement at no extra cost. They will bear all the costs of finding the right talent.

Outsourcing tech talent will always be the right decision for your company. Irrespective of your needs, you will be able to cover all bases with the right vendor. Your company will be able to focus on core areas of your business. Every organization which offers these types of services will give you a customized solution, which will meet all your requirements.

If you are on the lookout for getting the best tech talent while outsourcing, check out Robust Tech House. You will be able to get high levels of efficiency at low costs, a dream for every company in the world!

Why Tech Outsourcing is the Right Decision for Your Company was originally published on RobustTechHouse - Mobile App Development Singapore

[joeyrob1]

Top 10 Mobile App Development Companies in Nepal

Image source : https://upload.wikimedia.org/wikipedia/commons/7/79/Responsive_design_-_Commons_Android_app.jpg

Are you on the lookout for a mobile app development company who can take over your project? As there are several companies which offer similar services, you want to make sure the business you hire is legitimate. At the same time, they should also provide excellent value for money services, saving you a considerable amount of resources. Here is the list of the top 10 mobile app development companies in Nepal:

3 Callistos

Based in Nepal, 3 Callistos has a team of expert developers and designers. The company follows the best mobile app development practices in the industry, to ensure their clients get exceptional services. Whether you are in the entertainment or business industry, 3 Callistos knows how to deliver mobile applications which provide excellent user experience. You can choose any mobile platform and the company will come up with the perfect solution for all your problems.

3 Callistos was in RobustTechHouse’s list of top 10 mobile app development companies in Nepal! What a remarkable feat from the company!

BMP Infology

BMP Infology, a mobile app development company, takes the time to listen to their clients, to understand their needs and requirements. After having a complete idea of what their customers are expecting, the business provides unique solutions. The developers put in extra effort into every project, to ensure it turns out to be successful. Their mobile apps will have an intuitive, yet simple user interface.

BMP Infology was in RobustTechHouse’s list of top 10 mobile app development companies in Nepal! What a remarkable feat from the company!

CrossOver Nepal

During the last five years, CrossOver Nepal completed more than 15 mobile app development projects, a testament of their incredible success. During the ideation phase, the company ensures their developers work closely with their clients. They also have a team of excellent developers, who work hard to provide superb performance on all platforms. The company works hard to provide supreme mobile solutions, even if you run an organization or enterprise.

CrossOver Nepal was in RobustTechHouse’s list of top 10 mobile app development companies in Nepal! What a remarkable feat from the company!

Intechigent I.T Solutions Pvt. Ltd.

Consisting of a group of experienced developers, Intechigent provides world-class mobile app development services to all their clients. Specializing in both Android and iOS, the company focuses on quality mobile apps. Their developers go the extra mile for every project, to ensure they can meet the requirements of their clients. They focus on providing an outstanding user experience to their customers.

Intechigent I.T Solutions Pvt. Ltd. was in RobustTechHouse’s list of top 10 mobile app development companies in Nepal! What a remarkable feat from the company!

NepBay Cloud Services (NCS)

One of the most popular mobile app development companies in Nepal, NCS has been in the industry for several years. As a business, the company wants to provide state-of-the-art applications to all their clients. Due to their expertise in both Android and iOS, they can handle all types of projects easily. The company provides mobile app development services in gaming, e-commerce, healthcare, enterprise, and automobile.

NepBay Cloud Services (NCS) was in RobustTechHouse’s list of top 10 mobile app development companies in Nepal! What a remarkable feat from the company!

SoftNEP

With more than 500 clients, SoftNEP has been in the industry for over 14 years. Since the establishment of the company, they completed over 1,000 projects for their customers. The business is one of the best web app and custom mobile app development service provider in Nepal. As they have immense expertise in Android, iOS, Swift, and Javascript, they can always meet the requirements of your project.

SoftNEP was in RobustTechHouse’s list of top 10 mobile app development companies in Nepal! What a remarkable feat from the company!

Supreme IT Solutions

When it comes to Android and iOS development, you can never go wrong with Supreme IT Solutions. Whether you are looking for security, user experience, or performance, they provide top-notch mobile app development services. The company has expertise in building both small and large scale applications from scratch. One reason why they continue to remain popular in Nepal is due to their diverse portfolio. Supreme IT Solutions is always ready to take up new projects, irrespective of your requirements.

Supreme IT Solutions was in RobustTechHouse’s list of top 10 mobile app development companies in Nepal! What a remarkable feat from the company!

View9

As View9 are specialists in hybrid and native mobile app development, you can always depend on them to deliver excellent solutions at all times. They want to help their clients save their resources by providing mobile apps which can maintain themselves. At the same time, they also offer secure backend services to all their clients. You can choose from multi-platform and native code, depending on your budget for the project.

View9 was in RobustTechHouse’s list of top 10 mobile app development companies in Nepal! What a remarkable feat from the company!

Weblink Nepal

If you want great cost-efficient mobile app development services, you should get in touch with Weblink Nepal. The company has the knowledge and skills to develop a wide variety of apps, ranging from games, database, and table-based applications. Similarly, they also help you market your app on various platforms, to increase visibility. Once you contact Weblink Nepal, they will walk you through the remainder of the steps in your mobile app development project.

Weblink Nepal was in RobustTechHouse’s list of top 10 mobile app development companies in Nepal! What a remarkable feat from the company!

Webtech Nepal

Whether you are a startup or an enterprise, you will love working with Webtech Nepal. Thanks to its collaborative and data-driven mobile app development, you will always get great value for your money. You can rely on the company to guide you through every stage of development, which is from conceptualization to full-scale deployment. Thanks to the company’s pool of talented and experienced developers, there is nothing they can’t create from scratch.

Webtech Nepal was in RobustTechHouse’s list of top 10 mobile app development companies in Nepal! What a remarkable feat from the company!

Brought to you by RobustTechHouse

Top 10 Mobile App Development Companies in Nepal was originally published on RobustTechHouse - Mobile App Development Singapore

[joeyrob1]

Top 10 Mobile App Development Companies in Thailand

Image Credits: Flickr

Due to the cost of converting your brilliant business idea into a mobile app, you start looking for cheaper options. The most common practice is to take a look at the services provided by mobile app development companies in other countries whose solutions are cost-effective. Thailand is a popular location, as you get access to high-quality mobile app development at the right prices. However, it becomes challenging as you have to pick from a myriad of companies. Here are the top 10 mobile app development companies in Thailand:

AppSquadz

AppSquadz is well-known in Thailand for its iOS, web, and Android mobile applications. The company has more than 100 employees, who have at least five years of experience in the industry. The team consists of sales executives, testers, web developers, app developers, business analysts, and designers. Since the establishment of the company, they developed over 160 apps for both iOS and Android.

Banana Coding

Banana Coding, the team behind apps such as Europe Alert, Japan Alert, and Thai Postcode, is a great mobile app development company in Thailand. The company wants to develop functional and eye-catchy mobile applications while meeting the requirements of their clients. They provide flexibility and transparency when working with their customers.

They specialize in cross-platform development, Ruby on Rails, and .NET. They follow the best techniques in the industry, to ensure they continue to meet the deadlines before schedule. They also spend a large portion of their time researching about the latest practices when it comes to designing the user interface.

Gomeeki

Another famous mobile app development company in Thailand, Gomeeki aims to revolutionize the industry. By using the latest technology, the business wants to provide world-class experiences to all their clients. Thanks to the expertise of their employees, you get the right solutions for all your problems.

The company has the right tools to develop mobile apps for multiple platforms. They also stay up-to-date with the latest trends in the industry when it comes to user interface and user experience.

IWA Ltd

If you want a company who can create apps in fintech, real estate, and cleantech, IWA should be your number one priority. The goal is to develop mobile apps which provide an exceptional experience to all their clients. They also help bring a digital revolution among companies, by offering outstanding mobile app development services. By closely working with the clients, they meet all the requirements. They also use state-of-the-art development methods, to improve speed and efficiency.

iApp Creation Co. Ltd.

As the name suggests, iApp Creation Co.Ltd. only builds iOS mobile apps for their clients. After the establishment of the company in 2010, they worked with several clients to provide excellent mobile app development services. Despite the size of the company, they raise the standards every year, by continuing to work hard on every project. They have several successful apps in the App Store, with more than a million downloads.

Lockstep Labs

Another top-notch mobile app development company, Lockstep Labs has a team of expert developers. The business provides world class services to all their clients while taking the necessary steps to keep costs down simultaneously.

The company specializes in providing solutions in edtech, insurtech, and fintech. They take the time and effort to understand the requirements of their clients, to deliver the perfect mobile apps.

Oozou

Looking for a company which can build a wide variety of mobile applications? Oozou is the answer to all your problems, as their employees are fluent in Swift, Kotlin, Node, React, and Ruby. As a result, you can get a mobile/web app or API, which provides exceptional performance from the get-go. The company worked with several large organizations, a testament to its high-quality solutions.

Purple Voice

Purple Voice has been in the industry since 1992, providing mobile apps and custom web designs to their clients. The company also made their scripts and libraries available, so that others can learn from their expertise. While the company remains small, they still create mobile applications which provide an exceptional user experience. They also ensure that your mobile app can work in all types of networks while keeping the costs as low as possible.

ReignDesign

ReignDesign offers a wide variety of services, ranging from mobile app development to chatbots and WeChat solutions. They worked with the biggest names and startups in different industries. The company has a team of experts in various fields, who will help in building your project from scratch.

SennaLabs

When you want mobile applications with top-grade performance and design, SennaLabs is the answer. Drawing inspiration from legendary race driver, Ayrton Senna, the company aspires to use similar techniques to stay ahead of the competition. They have a team of specialists, to provide exceptional mobile apps for all their clients. The company also uses AGILE lean methodology, as part of their efforts to improve their solutions at every step.

Brought to you by RobustTechHouse.

Top 10 Mobile App Development Companies in Thailand was originally published on RobustTechHouse - Mobile App Development Singapore

[joeyrob1]

How Can SMEs Ecommerce Benefit From Machine Learning

How Can SMEs Ecommerce Benefit From Machine Learning

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Introduction

Machine learning is a type of artificial intelligence (AI) that provides computers with the ability to learn without being explicitly programmed. Machine learning focuses on the development of computer programs that can teach themselves to grow and change when exposed to new data.

The techniques developed from deep learning research during the last decade have impacted a broad range of signal and information processing work within the traditional and the new, widened scopes including key aspects of machine learning and artificial intelligence.

Machine Learning for SMEs

Machine learning is similar to the process of data mining. What’s common in both systems is that they search through data to look for patterns and establish connections. Machine learning algorithms are often categorized as being supervised or unsupervised. Supervised algorithms can apply and help understand what has been learned in the past to new data. Whereas unsupervised algorithms can be used to draw inferences from datasets.

The competitive corporate environment has forced small and medium enterprises (SMEs) to become more dynamic in terms of adapting new business strategies by using business intelligence tools. That is where we see the roots of deep learning playing its part while developing certain customized tools to fulfill the purpose.

To achieve the objective of growth, SMEs collaborate with enterprises that provide business intelligence solutions to ooze out more business opportunities.

Likewise, this culminates while developing a need for more functional enterprise collaboration in order to develop more integrated products with the help of deep learning.

This characteristic has accelerated SMEs while helping them to adopt high level mechanism that can help them move on from analysis having simple and generic characteristics to deep learning in order to grasp more profit and increased operational efficiency.

Things to Consider

SME’s today are well and truly on the road by utilizing deep learning integration according to their desired platforms. Following are a few fields and possibilities in which SME’s are progressing while integrating deep learning.

Reputation Management: SME’s also have a lot on stake and with the prevalence of social media along with its widespread popularity, reputation management has become an integral part for businesses. With the help of integrated deep learning applications, timely alerts regarding potential crises enables you to understand and monitor organizational threats and most importantly, it enables you to take timely decisions.

Defense and Intelligence: Fuse all of your data sources together for a coherent, interactive analysis experience. Glide through billions of items, allowing you to focus your investigations on the data that matters. Ripjar provides you with multiple solutions across various industries.

Cyber Security: Cyber security threats are growing day by day, but so are the number of point solutions and potential data feeds. Ecommerce for SME’s brings together all these alerts and signals. The quality of this deep learning integration with these kinds of off-the shelf solutions allows SME’s to set up a comprehensive and much more detailed single view of potential threats to their business. Bridewell Consulting “has a wealth of industry experience and technical expertise is cyber security. Their cyber security practice is able to investigate, implement and protect your Information and Communication Technology services”.

Customer Intelligence: It has become much easier for SME’s by using API mechanism to streamline the customer feedback, relevant complaints, and reviews to their platform to enable them to sit firmly next to their social interactions. Furthermore, what is more essential is that it helps them exploit the platform deeply to understand all the features that are loved or hated by the customers. Ripjar solutions can make it all easier for you regarding all SME concerns mentioned here.

Legal intelligence: The litigation process is complicated and is usually backed by huge quantities of unstructured data. By integrating deep learning, SME’s are able to bring these complex and unstructured sources together and simultaneously combine them with the automatic extraction of relationships and key entities. All this process enables analysts and legal personnel’s to collaboratively compile their cases.

Risk and Compliance: The world is proactively driven by social interactions, the inherent and most prime risk that an organization holds with relation to their employees is growing in size and this brings together all the signals from within an organization; emails, IM, social, card swipes and web browsing to allow organizations to understand and highlight compliance issues.

These inventions in the field of deep learning and introduction of amazing business intelligence software by large vendors in order to help SME’s have made a remarkable difference.

Leaving alone big enterprises, custom software for SME’s have really helped them in establishing their businesses in a better way. The operational cost and productivity has increased as more features in custom made software provide a better option.

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How Can SMEs Ecommerce Benefit From Machine Learning was originally published on RobustTechHouse - Mobile App Development Singapore