#olk

[fmarkets]

Financial Growth and Strategic Partnerships Drive Olink Holding Ab Publ's Expansion https://csimarket.com/stocks/news.php?code=OLK&date=2024-03-25220138&utm_source=dlvr.it&utm_medium=tumblr

[alexovskii]

Error has won the twitter au sexyman polls! Congrats to him (even though I was rooting for Geno 💔)

[moradadabeleza]

Ellard Vasen

model nina olk

[love-dies-bleeding]

Two fun facts about the postgame: you can’t use the corridors because of the island’s instability, and Shinji went and weed on the Ziggurat controls.

[wolfhollow]

Sifka Olked (they/them)

Sifka is my half-orc barbarian/ranger from a cameo I did in a friend's campaign a few years ago. Technically they were a Path of the Beast Barbarian with a level or two of Ranger and not truly a werewolf, but I really wanted to have a werewolf character because werewolves are cool and really vibed with Sifka's backstory and general themes so I'm kinda loosely developing some game-agnostic details for them? And now they're a for real werewolf.

Anyway we'll see where this goes.

[bbbrianjones]

[miss-floral-thief]

[heatsu]

going to military antiques shop on Friday hehe

[lifeinsurancelawyers]

How to Appeal Denied FEGLI Claims in New York

The Federal Employees Group Life Insurance (FEGLI) program is a vital benefit for federal employees, providing them with life insurance coverage. However, there may be instances where claims are denied, leading to significant distress for beneficiaries.

If your FEGLI claim has been denied in New York, understanding the appeals process is crucial. This article outlines the steps to appeal a denied FEGLI claim, including relevant laws, best practices, and resources.

What is FEGLI?

The Federal Employees Group Life Insurance program was established to provide life insurance to federal employees, their families, and retirees. The program is administered by the Office of Personnel Management (OPM) and offers various coverage options.

Common Reasons for Denial

Claims may be denied for several reasons, including:

Insufficient Documentation: Missing or incomplete forms.

Ineligibility: The insured may not have been eligible for the coverage at the time of death.

Policy Lapse: Premiums may not have been paid, leading to policy cancellation.

Misrepresentation: Inaccuracies in the application process can lead to denial.

Steps to Take After a Denied Claim

A denied FEGLI claim can be disheartening for beneficiaries. Understanding the initial steps to take is essential for navigating the appeals process. This guide outlines key actions to help you pursue your benefits.

1. Review the Denial Letter

The first step is to carefully read the denial letter. It will outline the specific reasons for the denial and any relevant policy clauses.

2. Gather Documentation

Collect all relevant documents, including:

The original insurance policy

The denial letter

Death certificate

Any correspondence with the insurance company

Medical records, if applicable

3. Consult the OPM Guidelines

Refer to the OPM's official guidelines regarding FEGLI claims. Understanding the policies and procedures can help you formulate a strong appeal.

4. Write an Appeal Letter

Your appeal letter should be clear and concise. Include the following elements:

Your Personal Information: Name, address, and contact details.

Claim Information: Policy number and details of the denied claim.

Reason for Appeal: Clearly state why you believe the claim should be approved, referencing the denial letter and any supporting evidence.

Supporting Documents: Attach all relevant documents to bolster your case.

5. Be Professional and Respectful

Maintain a professional tone throughout your appeal letter. Avoid emotional language and focus on the factual basis for your appeal.

6. Know Where to Send Your Appeal

Ensure you send your appeal to the correct office. The denial letter should indicate where to submit your appeal. If this information is unclear, consult the FEGLI website or contact their customer service.

7. Use Certified Mail or Another Reliable Method

Consider sending your appeal via certified mail or another reliable method that provides tracking. This ensures you have proof of submission.

8. Keep Records

Maintain a copy of your appeal letter and any correspondence related to your claim. This documentation is essential if further disputes arise.

9. Follow Up

If you do not receive a response within a reasonable timeframe (usually 30-60 days), follow up with the insurance provider to check the status of your appeal.

What to Do if Your Appeal is Denied

If your FEGLI claim appeal is denied, it's essential to know your next steps. This guide outlines what to do after a denial, including reasons for denial, gathering documentation, and further appeals.

1. Review the Second Denial Letter

If your appeal is denied, carefully review the new denial letter for additional information on why the claim was rejected.

2. Consider Further Action

You may have further options, such as:

Requesting a Review: In some cases, you can request a review of the decision by a higher authority within the insurance company.

Seeking Mediation: Some disputes can be resolved through mediation or arbitration.

Legal Action: As a last resort, consider consulting with an attorney about the possibility of legal action, especially a life insurance trial lawyer.

[takkamek]

lmao max??? hitting that pole

[mapsontheweb]

England & Wales place-names rendered into High German (morphologically reconstructed with attention to ultimate etymology and sound evolution processes)

to try to reconstruct a 'plausible'-sounding german version of names, it was hard to decide whether to go right back to a shared proto-indo european root (as with Hagen- in Cardiff etc.), or to simply conjecture what may have become of a celtic name in german (as with Carlisle).

in order to try and keep it realistic the gazetteer of german place names was open in front of me, so that i could find actual attestation (in germany & austria) for most of the (parts of the) names on this map, even with shared etymologies.

Gottverdammt! stupid mistakes found: Yorch(scheier) should of course be **J****orch, Nordfolk should be Nord****v****olk, Marken should be Gemarken

by topherette

[alexovskii]

(Not a ship) A drawing i did of @skumhuu 's leviathantale au! I really love the designs of these fishy boys 💛

[myfairkatiecat]

Guys I’ve seen multiple comments on this and it makes me curious 👀 how do you guys read kotlc?

[wyrmalien]

Imbolc shona daoibh! (happy Imbolc to you!) 🐄☀🌱

[Image ID: / A coloured sketch of a white calf. It has a golden triskele on its forehead, and its head is bent low to the ground. It stands in a patch of grass revealed by melting snow, dotted with yellow and orange flowers. Behind its head is a golden starburst that mimics the sun. The background is a grey-blue colour, and white text above the calf reads in a mediaeval font: imbolc shona daoibh! (Im-Olk Hunna Yeev) / End ID]

In many parts of Ireland it is believed that on Imbolc, Brigid will go from house to house with her favourite white cow to bless items left outside by the occupants 🌿

[mademoisellekalopsia]

Held Back Brushstrokes

The setting, a lazy afternoon, within one's humble abode, A had a case yet again due to eating on an egg sandwich a tad too quick accompanied with an ice cold red tea. B, on the other hand, was by the living room, busy painting their nails, meticulously fining the clear nail polish coat on the nail plate. It looks so calming, in a way, judging from B's focused-serious look etched on their face.

A couldn't resist but join in the seemingly relaxing painting session.

"Mmrk!" A sharp, muffled hiccup jostled A's middle torso, bringing a hand to rest on their sternum. "Mind if I join in? HMM'RK!HIGK!" A double, muffle-loud hiccup got on the loose at the end there.

B looked up to their beloved, gesturing their head pointing in front of them as if an invitation, "Sit over there, dear." They resumed on painting their nails on their hand. Their face is practically so close to their finger.

A chuckled softly only to let out a "Huck!" The sight was quite endearing to say the least. They continue to watch their spouse paint, the hiccups now let loose on their own while they sat criss-cross on the carpet.

Whilst painting their nails, B would give a few gaze set on A, timing their hiccup bouts and capturing their pacing and sounds. Silently indulging and appreciating the moment.

"You're quite fixated on this, aren't you?" B questioned since A seems to be captivated by how focused their beloved is.

"Ho-UCK'LP! Ooh, pardon…how could I-hnk! not?" They cover their mouth as a cluster of doubles came about.

B cooed at the sight, rubbing their hand on their beloved's leg to express sympathy. "Goodness, those sound awful. Do you want to cure them?"

As much as B would like to listen more to the symphony, the hiccuper's side should be prioritized before anything else. A finally had some respite, a long exhale escaped their lips, before their head jerked back, it is much more soft, but sharp now.

"Mmm-mm…H'muck!-I can manage through, they've Mmk!-calmed down anyway. I'll let you Hoop!Hngk!-uh, know if I excused myself." A replied in a reassuring tone, but the way B's lips tugged to the side, brows furrowing, they will have to keep an eye on them.

"Hm…you're quite HRK! fond of painting your na-nails, huh?" A softly spoke.

"I wanted a new color this month." B replied.

A hummed in acknowledgment, then wondered if they could paint B's nails for them.

"Mind if I HUCK!-ooh…give it a go?" A pats their chest as another thump was heard by their throat.

Looking up to them, B is actually not opposed at the tone of willingness. They were just wondering how A will do their nails whilst having a case.

"Oh, gah…well, sure, not at all." B then offered their finely coated nails, unfinished as it needs the base coat. A sat closer, reaching out to B's hand, holding it on theirs. Bringing it closer, A spoke.

"HMK'uh!-So, what else does it need?"

"You can do the base coat." B rummaged on their nail polish kit, looking for a specific color.

"Deep Black! Since I would like a more achromatic color…" B reasoned out, "…and because its sexy, and its october...Halloween."

A chuckled warmly, cut off by a heavy thump by their chest at the end. They cleared their throat.

"Alright, black it is then. Hnrk'uck! You're the HMK! expert at this after-OLK! Oof." With that, B gave the nail polish to them. A shook the bottle well before turning the cap with a pop. The scent of nail polish can be so alluring…like fresh markers from the stationery stores. Going back.

"Stay still please. Huck!" A brought B's hand close to them to paint the nails as near and finely as possible, as if seeking for their satisfaction to be recorded in their rate book. Ironic to ask them to stay still, when really, A is over here, jerking occasionally.

A soft chuckle escaped B's lips, watching A paint. The way A is hiccuping about, it wasn't as sharp with how their focus is on the nail. Interesting. Sure, their chest is jerking, belly bouncing, and their body being pulled back momentarily, they still continue to paint just as fine as how B does it.

B propped their head to rest on their other knee, staring at the both the painting and A's on-going case. It is all too endearing. So relaxing in a way. A would glance back to their beloved, a content smile and a heavy "Hmmk!" echoed within them, feeling as relaxed.

Then, a sudden deep hiccup made A's head jerk back, the paint on the last nail smudged over. "Ugh…crap, M'mugk! Pardon me, dear." A massaged their neck out of discomfort, groaning. B shook their head, dismissing the apology.

"No need to do so, dearest. That one was unexpected!" Tending their spouse's chest with a light rub, feeling another thump against their palm.

A grumbled at the outcome after that scene, "Mmm…guh, looks like Mmrk!-I got some on your Hirk!-mmm…finger." With a huff, A would fix the minor mishap.

"You're doing great so far, but I should prolly grab you your remedy." B suggested with worry.

"After this." A manage to say, the deep tone on their voice expressing their rising grumpiness. B sighed as they let them.

"There we go. Hmk! What do you think?" A sought for their approval. B, shifting to switch on professional mode, their lips pursing up slightly, eyes looking at the detail.

"Huh. Pretty neat, dear." B nodded in approval, leaving A to sigh and hiccup at the end of it.

"Minus one on the smudge earlier." B teased eben though it was all an accident.

"No fair! Hmrk'kulp!-you saw that I didn't mean that to-hmk! happen at all." A was in disbelief at first, but chuckled, grumbling at their banter and tease.

"I'm kidding! Kidding! You did a splendid job, dear. 10 out of 10. Such a clean paint…" B leaned to them, pressing their lips against A's own lips, "leaving a rather satisfied customer."

Both of them chuckled heartily. A softly blew on their fingers to dry the nail polish up for the final coat. Even with the occasional hitches, B would wait, relishing the relaxing nail painting moment with their beloved.

"Next hand please, Mk'huck!" A insists on doing their other hand, an audible hiccup escaping their lips, leaving them to keep a hand on their stomach as it gave another hitch.

"Oh-ho, I don't think so, luv! Let's cure your case. I can see your grumpiness from them." B chuckled, kissing both of their spouse's cheek as they suggested on doing the remedy as what has been said prior.

[tomionefinds]

Hello!

Any fic recommendations where Hermione is protective of all or some of Tom’s followers, and they have a good relationship with her?

Thank you

Hey Anon - These may fit your needs - Haus

Dying is a Delicate Moment by agariddle_andhernachos

M | WIP | 299k

Tom was now standing straight, looking right at her. He was supposed to be horrified by what he just witnessed. He was supposed to feel sick from the images still flashing through his mind. Tom knew she was manipulative and cunning, always a step ahead of everyone and sometimes even himself. Still, he felt like meeting her for the first time on this night for she was not a flame as he thought at the beginning but an entire wildfire. And he was basking in her blazing heat. He looked at the scar on her neck. He must have looked at it hundreds of times yet he truly saw it for the first time. The scar he knew she bore below her coat, the one the purple spell carved, the one he felt and bled through his shirt was right there. And he felt the sudden urge to touch it. She was standing in front of him in all of her glory and she was magnificent.

Nightmare by provocative_envy

E | Complete | 156k

A broken time turner shouldn't have sent me back so far. It was unprecedented. Stepping on it--smashing it--nothing should have happened. At most, I should have lost a week. At worst, I should have disappeared altogether. I shouldn't have traveled back fifty-two years; half a bloody century. This should not have happened.

A Big Ball of Wibbly Wobbly by Colubrina

M | Complete | 27k

The war is over, the good guys have won, and Hermione Granger goes to sleep in her lovely flat only to wake up in 1953 in the bed of someone she'd really much rather were dead. "I'm working on the 'kill Lord Voldemort now, work out the temporal paradox issues later' plan," she tells him. He laughs. Tomione. COMPLETE

(olk this next one may not be right on the money but it has a musical singing Abraxas and Hermione loves it so I'm taking it - Haus)

A Nose that can See by Colubrina

M | Complete | 21k

Hermione Granger has found herself inexplicably tossed back into time to Tom Riddle's Hogwarts. And he's a Veela and, wouldn't you know it, she's his mate. Could life get worse? But he seems to have an endless supply of out-of-season fruit so it can't be all bad, right? Tomione. Major character death, musical theater, and all that fruit. COMPLETE.