#now i actually wont be pulling for a while to build up funds

[baeshijima]

in 20 pulls i lost my 50/50 to mona and then got yelan ....

i was on 0 pity 🧍‍♀️

[randomsevans]

Positions

Ransom Drysdale x Reader

A/n I dont make smutts but I know that this would be amazing that way . But I'm sorry I dont do them but i hope some REALLY FLUFFY ransom will do for now

Remeber you can send in a song request with a character

Requested @cheeseburgersstuff

Heaven sent you to me

I'm just hopin’ I don't repeat history

You had have your heart broken way too many times for you to remember. All by the same fuck boy types . You had promised yourself that you would mature up and not meet and fall for any other fuck boy . Just at that time you made that promise you had no idea that the biggest rickest trust fund fuck boy was about to woo his way into your life. And make you fall harder and fast then anyone else .

Boy, I'm tryna meet your mama on a Sunday

Then make a lotta love on a Monday (Ah, ah)

Never need no (No), no one else, babe

’Cause I'll be

The sun blazer threw the curtains as you stared at the ceiling. Remeber the events of last night . It had been a nice Sunday evening that you , Ransom and his grandfather was spending together. You had tried to make it a regular thing so Ransom could began to build a relationship with his family . He didnt want to do . Hi REALLY DIDNT WANT TO .but he would do it for you . So you thought you start with the person he hates the last and already has a decent relationship with . Harlan . It was about the 4 vist you think. And you were all laughing away at Harlan telling a story about baby Ransom on how he would run around the halls but naked (no change there ) and how his mother would just send the maid after him.

You hadn't meet the famous Mrs Linda Drysdale and your not sure if you want to . Sure shes your boyfriend mother and you still havnt meet her yet after a year . But by the stories she was no good women . Which seemed strange as Harland seemed as nice as anyone and although Ransom isn't perfect. God knows that. He has a good heart .

The laughing was cut short and there was a slam at the front door and a "Father !"

Ransoms eyes nearly pop out of his skull as his shoulder tensed up. While Harlan only took a deep breath before saying "in here " you heart stopped there and then . Oh no

"Arrr there you are.. Hugh what are you doing her e ?" A tall women with short hair and black formed glasses come stomping in the room .

Ransom pulled a face at the name but then quickly responded with "what does it look like I'm spending time with my grandfather "

Linda only chuckled and made her way over the three chair we were in "what you ran out of your monthly allowance already ?" She laughed at her self . Unknownign to that yes Harlan in a way was giving Ransom money now but instead of allowance he was now working in blood like wine .

Linda come and stood right in front of me her smug smile wiped of with a nasty look "theres no need for you here get back to work while a speak to my son and father "

You were in shook did ... did she think you were the help . You didnt know what do other then to stand up as you did a hand caught your wrist .

"I dont think so baby sit back down " Ransom said softly his eyes looking up at you untill he turned to his mother.

"And you never speak to HER that way again "

Switchin' them positions for you

Cookin' in the kitchen and I'm in the bedroom

I'm in the Olympics, way I'm jumpin' through hoops

Know my love infinite, nothin’ I wouldn’t do

That I won't do, switchin’ for you

You felt bad after then with Ransom taking you home you told him after breaking down that if he didnt wont you know more he could let you go . Ransom broke at your words . And told you time and time again how much you mean to him . He showed you to

You went to turn over after beening lost in your morning thoughts it wasnt till now you realised that the sheets next to you were empty. With a fuzzy mind and bed hair you quickly put on a rob and checked the bathroom . No he wasnt in there . Maybe his office no . You decided to go downstairs and as soon as you stepped foot onto the steps you smelt it. The sweet smell of pancakes .

As you reach the final steps and rounded to the kitchen you were quickly lifted of your feet and put onto the cold counter.

"There she is .." Ransom said softly moving your hair out of your face "hows my princess this fine Moring ?" He asked with a wink untill his face dropped in panic "sore ? Did I.."

"No no I'm fine ..." you quickly said placing a hand on his chest to slow his heat beat he admitted once his actually calmes him down . "I'm just hungry " you giggled .

"Oh well good . See I thought the smell of pancakes would get you out of bed ?"

"Did you actually cook these ?" You asked

"Of couse " Ransom answerd rather quickly

"Like in the kitchen with floor and eggs ..."

"Yes in the kitchen..... and well with a packet but I had to add water so ..." he had a pout as he was waiting approval

"Looks like your switch positions Ransom " you giggled

Perfect, perfect

You're too good to be true (You're too good to be true)

But I get tired of runnin', fuck it

Now, I’m runnin' with you (With you)

As you both sat silent eating away stealing glance at each other once in while like two teenagers with a massive crush. Ransom realised that for the first time ever in his life he was in love and there isn't nothing he wouldnt do.you for . Posistions and all . Your perfect for him and his perfect for you . His fuck boy days were well over the minute he met you he should of know he was a gonna then. But as he sat there looking at you bed and your morning glow Ransom made a promise he would have a perfect morning like this as often as he could with you till his dying days

Switchin' them positions for you

Cookin' in the kitchen and I'm in the bedroom

I'm in the Olympics, way I'm jumpin' through hoops (Jumpin', jumpin')

Know my love infinite, nothin' I wouldn't do

That I won't do, switchin' for you (Ooh woah)

Cookin' in the kitchen and I'm in the bedroom

I'm in the Olympics, way I'm jumpin' through hoops

Know my love infinite, nothin' I wouldn't do (I wouldn't do)

That I won't do, switchin' for you

[theravencawsatmidnight]

On the Prowl... Pt Four

A fantasy AU

NSFW!!!!!

Warnings: breeding kink.

A/N.Phew this was fun to write up. Thank you for reading. I hope ya’ll are ready for whats to come. All parts can be found under the Ontheprowl tag!

Bakugo was walking back to the den with you over his shoulder ocsssionally nipping at youre thigh with a smile on his face. You kept having fashbacks to the events that had happened. Each step Bakugo took and each nip made youre vision split for a second . You were positive you could still hear Chizome’s words in youre head.

“Im so lucky i get to breed you first...”

Bakugo nipped you again and it brought you back to youre shaking state. You saw Shoto and Chizomes paws following behind Bakugo . Their steps heavy and scary . Glancing up you saw both of them staring at you . Shoto looked like his normal reserved self and not that feral mess you saw before. Chizome was licking the air as if he could taste you. You had to think of something. There had to be a reason the pregnancies were failing. If you could figure it out and convince them then -“ you were dropped on the ground.

Quickly you sat on youre knees covering whatever you could . Shinso was looking down at you , he was sitting on a rock by the fire giving you an unimpressed look. A smile creeped up his fuzzy face.

“Welcome back~” he teased grinning. “So what happened. “

“Chizome almost bred her. Bakugo wants to mark her. But thats it.” Shoto said sitting by the fire.

Chizome leaned down licking youre face before walking away into the jungle .” Mmm , im going to hunt”

“Bakugo. You cant mark this one.” Shinso said

“Hahh?!?? And why not? Whats so special about this one?!?” Bakugo said sitting down by the fire .

Shinso ignored the angry lion and looked back down at you . “Shes so dirty, want a bath incubator?”

You said nothing.

“Im not asking again” his tail swayed in annoyance.

“...ok...”

Shinso got up picking you up in his arms . He nodded back at Shoto who yawned looking up at the rising sun. Bakugo had gotten up to dig threw some bones to chew.

You were trembling in Shinso’s arms . Hiding youre face in his fuzzy chest trying to image you were anywhere else. Even camp. You wanted to be back at camp.

Shinso put you in a lake gently and sat next to you, he cupped some water dumping it on youre head making you scream and cower. You splashed him and Shinso blinked , his tail swayed as he pawed his face. Shinso put his wet paw on youre bloody knee . It made you wince in pain .

Shinso rubbed the back of his neck watching you sink into the water so his other paw left youre knee. “Cmon im being gentle arent i? I promise i wont bite” he smiled, his fangs glowing in the rising sunshine.

You were still trembling . The water around you bouncing lightly . Youre voice was shaky when you finally spoke. “Youre not real..”

“Still on that? Arent you a researcher?” He leaned down purring in youre ear. “This is all very real.”

You jumped scooting away and Shinso smiled laying his tail down in front of you. He swayed it lightly on the water. You splashed water on youre face trying to ignore it. Slowly you turned away to wash up youre cuts and get rid of the blood. Shinso watched you try to get youre back and put his wet paw on it.

“Stop!!!” You turned covering youre chest seeing his happy face.

“You cant reach so i was helping.” He laid his tail on youre head

You shook it off sinking down into the lake untill just youre head was visible. “Why..”

“Hm?”

“You do not seem like them...”

“Would you prefer me having my way with you? Holding you down like a paperweight and violating you. ?”

“No.. please dont”

“This may shock you but “ he laid his tail on youre head again ”im actually nice”

You looked up at the wet tail. It was a dark purple and dripping water. Youre eyes traveled to him looking at his smug face.

“Kittens would be amazing in all honesty. But im not going to get them here. Not compatible.”

“.. compatible?” Very slowly youre hands rose out of the water to touch Shinso’s tail.

“Nope. The woman here are not healthy. They cant carry our kittens or pups”

“If you know this then why dont you stop them!?” You stood up covering youre chest.

“I cant convince them to leave. Only .. well. Heh thats not important” he smiled up at youre bruised body eyeing youre stomach. “You are not from here though. And you smell different.. nice even.”

You sat back down in the water with youre back to him. You were blushing , you felt it . What the hell? His tail floated over to youre front and you grabbed it squeezing it.

“Kinky.” He teased getting closer to you. Touching youre back again purring lightly.

You squeezed the tail again turning around to see him in the water with you. He flashed a smile at you holding his arm out. Something about him was.. different. He wanted kittens but he was not forcing you in anyway. He did not treat you like an incubator.

“Why.. why are you different? My notes say you travel alone usually . Youre not like them”

He smiled purring as he leaned over to pick you up and set you on his lap. His voice was calm and low. “Because making love feels nicer than forcing you .” He lifted you up and guided you down onto his heat sending you into a euphoric dizzy state.

“ wai- mmff...!!!!” It was hot... so hot... you stretched around him taking him all in. He sat you back down on his lap moving his paws to youre hips holding you in place.

Youre head was spinning. The size of him , the heat filling up inside you. The rush that went to youre head. How did you get here? Not even 6 hours ago you were saying these things werent real. And here you were now . Riding one as best you could. Youre breast bounced with each thrust up into you. Every grunt Shinso made rang in youre ears . You looked down at him to see his fangy smile.

While Shinso was thrusting up into you some thoughts crossed youre mind. You were a researcher , thats all. You were not suppose to do these kinds of things . Just a researcher from the city looking for her big break , the next big discovery . It would bring you millions, funding , equipment. Instead you got youreself into a mess of trouble thanks to youre ignorant selfish actions . Instead you were riding this beastmen , this panther. He filled every inch of you . You couldint go back to regular men now , something in youre mind . Clicked

You felt something. And it wasint just Shinso pulling you down to lick and kiss at youre swollen nipples. You felt something in youre mind , kittens. Kittens!!! Little kittens running around. Was he doing this? No . Magic does not exist... then .. how ? How was this making you so excited ?

Shinso licked from youre nipple to youre chest all the way up to youre face leaving a thick line of saliva on you. You managed to rub youre eyes so you could see clearly and you looked down at him. Youre breath heavy and youre pony tail long gone. Youre hair was everywhere and you did not care. He dug his claws into youre thighs grinning up at you with a smug face.

You tried to form words but youre tongue felt dry , like you didint have one anymore. Shinso slowed down to cup youre face. He spoke slowly.

“Yes ? Something on youre mind? Wondering how you got here?”

“I—“

“Well thats an easy one. You want to be bred. I just did it in a non violent way. What are you thinking about hm?” He slowed to a complete stop.

“Kkkk..kiii. Dont..-“

“Kittens? Dont stop? You want to be bred that bad? You want to be filled up with my seed so bad you cant even form words.”

“I—...” you bucked youre hips but Shinso held you in place tight.

You whined trying to get any kind of friction. Shinso just grinned up at you in total bliss. Youre insides were on fire and you were so close.. so close to youre release . It was building with each thrust and the moment Shinso stopped you felt it subside making you whine very loud.

“Oh?” He thrusted up once making you whine again. Please. Just a couple more. Thats all you needed. You wanted to feel it wash over you , youre body was shaking for it, for him.

Shinso placed a large paw on youre back with his claws out. He ran his paw down youre back and at the same exact moment he started to thrust again fast. Youre head fell back and you screamed in a mix of agony and relief. It was the strongest climax you ever felt . Youre whole body shudder in reactionand you fell onto Shinso’s chest half dazed. He dipped his arms in the lake before wrapping them around youre bloody back. You didint even care if it stung, or the fact that he marked you. He was going to give you kittens. Thats all you wanted.

Shinso started up again and it did not take long for him to release inside you. Youre eyes got very wide and you felt youre midsection swell up . Youre insides were full to the prim and Shinso was not pulling out anytime soon. He roared and it quickly turned into a yawn. He pet youre head and you nuzzled into his chest almost giggling. You were a giggling dizzy blissfull mess and thats just what he wanted.

[ghoestys]

i’m literally pulling this out of my ass so if there are errors and stuff doesnt make sense then please myob and pretend like u understand what im saying im trying to do this before i get caught not doing hw he comes at 6 n its 5:43 rn 

statistics

full name: suzy nora yoon nickname(s): su, suz (pronounced like snooze without the n)�� age: twenty three date of birth: tba! hometown: tba! gender: cis female religion: athiest sexuality: bisexual hair colour: black/dark brown eye colour: brown height: 5'5″ tattoos: tba! piercings: tba!

prompt + blackmail

a member of the yale's elite, they're twenty-three and a senior undergrad student majoring in aviation engineering. they are as gregarious as they are aimless.

TW DRUGS!  1. to pay for yale's very expensive tuitition, suzy sells weed that's both fake and real, depending on who is buying and if she likes them. she's not a good seller, though, so this hasn't been the best form of income for her. 2. got accepted into the aviation engineering program, but suzy can't complete her homework without the help of drugs to keep her mind focused and creative enough to understand the problems

about 

family/upbringing/childhood/wtvr

so! literally pulling this out of my ass and making things up as i go! suzy was born in a family with her parents (mom & dad), her older sister, and her older brother. the family was strictly middle class and her parents and siblings were very hardworking. her siblings were good at what they did and they excelled in their academics because they tried hard and all that stuff!

growing up, suzy followed her siblings and her parents and was basically a gifted child from the very start. elementary and middle school was not hard for her and she was in all the advanced and gifted programs. the family was calm and there wasn’t anything drastic that removed the peace or caused any disruption at all. like. they were just chillin. 

i think suzy had an average relationship with her parents. they were still asian, so like... it’s as good as it was going to get. she was somewhat close to her siblings, but seeing as they were 5/8 years older than her, the age gap wasn’t that welcoming to the baby of the family. she was kinda just.. having fun on her own being smart n shit. 

anyways! high school! where all gifted kids literally come to die! due to her shit from elem & middle school, she was offered a full ride scholarship to some prestigious school and as asian parents, they were NOT going to reject that free ride to a school that would help ensure suzy’s success in the future. she went from being one of the smartest kids to being another burnt out gift child and high school was fucking ROUGH! 

bitch really had a fucking crisis and burned the fuck out. her not being the smartest bitch anymore literally killed everything in her and she just stopped being that. she met people and what do u know! got into the wrong crowd where drugs and alcohol was everyones bff! 

she got into that pretty heavily by sophomore year i would say. she was just. yea. 

i mean. she was burnt out  but her grades were still fine if u saw them. studying isnt hard for suzy and shes pretty smart, but she wasn’t at the very top of her class anymore and thats what killed her. instead of having straight a’s, suzy was getting b’s and a few c’s. in a family where anything other than an a was acceptable it really just killed suzy some more 

anyways! drugs and alcohol! made her feel good so she did it. she found that weed was the best thing as well as some tranquilizers/anything that relaxed her essentially. she just liked the feeling of floating n not caring or feeling any pressure like. she wanted to b in her own world n shit. 

college/the elites

after graduating high school, she didnt apply to college right away because honestly? drugs and alcohol and a bitch didnt care by her senior year. her grades were not the best and while she couldve gotten into college, she literally had no interest for college and her parents at this point baiscally disowned her so like? who the fuck is gonna pay for her college??

her work ethic is the worst bc shes so careless like. bitch had a shift from 1-7pm and showed up at 5 because she literally didnt feel bothered enough to show up.

anyways a year or so after graduating high school (idk the math rn) she got really high off something and just. did a whole ass application to yale bc she decided to apply for the shits n giggles. wrote a fake letter of recommendation, wrote killer essay and personal reflection shit or wtvr, and even submitted the application with an attached document of her outlining an entire airplane that wouldve been fully functional except for a few tweaks n shit that was needed

she some how got in from that (this is fake this would probs not b real <3 teehee) and bc she was now accepted and going to yale (she accepted high aha a theme for her), she had to think about how to fund for this shit so she decided to get into drug dealing!

which is honestly. not going good like a bitch again has poor work ethics so her as a drug dealer is so.... she literally got into it bc of euphoria bc it looked easy but doing it... is not easy at all but its her only form of funding so she’s doing it. kinda. loosely. please fire her. 

idk where to put this but. suzy is kinda like that girl from the queens gambit where she feels like she needs drugs to function so like she ditches class but she’ll do all her assignments nicely bc she thinks the drugs give her superpowers to b smart n at the top of her academic class again

when shes under the influence of anything she feels like she can function more or like her life is just... better when shes not sober and ull rarely really see her sober like shes usually just on something 

idk where the post is rn bc im too lazy to look for it bc i jsut got a text that he was coming now but!!! its the tweet where a guy was drunk n drew up an entire blue print of an airplane and that is literally fucking suzy i swear to god 

when shes high she’s like the smartest bitch around (shes smart without drugs but doesnt believe that) and can build airplanes n blueprints n solve maths n wtvrs

suzy is truly an asian stem bitch and the sciences and math is where she excels the most!!!! probs won awards n competitions for math and science but doesnt really acknowledge that much becase like... its just not something shes focused on

got into the elites by just making a blueprint of a plane from scratch infront of the twins like. legit just went infront of them, started making the blueprint from scratch to finish n gave it to  them saying here is a blueprint for a new private plane u guys can build for urselves 

personality 

personality wise she is very friendly n goofy n chill n chaotic 

literally a dumbass n honestly really annoying just ask orion 

shes just a stoner having fun doing her life n not really caring about anything like. how she made it to senior year who the fuck knows i really  dont honestly

i think the main way to describe her is bimbo like thats it 

not really into sharing her life and is more of a listener than a talker when it comes to conversations that are genuinely deep and personal. she will not talk to u about her problems and insecurities seriously (maybe she’ll do it in a self deprecating way) unless she trusts u w her life. otherwsie she will keep it to herself n prays that her stoner part will make people believe shes just chillin w no problems

when it comes to conversations about  nonsense n fake deep shit like what is air then suzy will not shut the fuck up like if u wanna talk to someone about nonsense then suzy is truly ur bitch like. a bitch can fucking talk 

doesnt mind being alone bc she has fun on her own but she prefers company more bc she likes having fun and having someone to accompany wtvr she does. whether its for smoking/drinking or hanging out but also just for like... going to class if she chooses to attend and doing everyday errands like groceries or wtvr. she doesnt really do groceries tho bc she just steals orions fodo but when she does choose to go she likes having people with her :) 

she doesnt have a passion for anything bc she doesnt dream of labor but the closest thing about b making airplanes or helicopters like. blueprints  come easy to her n she enjoys making them bc she feels like shes actually capable of something bc shes aware that making them isnt something everyone can do 

u can treat her like a dumbass n she wont call u on it even tho shes kinda smart bc she feels like shes a dumbass

most likely has bad self esteem and feels like a failure but uses drugs n alcohol to ignore that feeling :) 

probs the least judgemental person ull ever meet bc she really doesnt care about what u do like. she hears the secrets getting outted n she doesnt care there r high chances that she’ll still look at u the same way

[mysticthot]

RFA x Jumins Sister!MC

idk why i have such a thirst for jumin as a big brother but here we are

also this is hella long my b 

Yoosung Kim

knows who you are thru magazines and what not, but he’s never met you in person

that is until the first rfa party that Rika holds

he sees you from across the room, standing next to Jumin looking like a model and he’s shook

wow shes even prettier in person, i didnt know she was gonna be here tonight i should go talk to her, wait no she’ll think i’m a loser- OH GOD SHES LOOKING SHE PROBABLY THINKS IM A CREEP DOES MY HAIR LOOK GOOD oh shes smiling at me

thoughts running wild he doesn't know what to do so he straight up turns around and walks away

it isn't until later in the night that he actually gets to talk to you

“Hi, I’m MC. Your Yoosung right? Part of the RFA?”

he’s shook when u said hi first

you have a good conversations and he’s surprised at how easy you are to talk to and how different you are from your brother

at the end of the night you catch him before he leaves and give him your number

definitely spends the rest of the night trying to think of something cool to txt you

definitely asks Zen for help

manages to start talking to you, and suddenly your messaging each other constantly

its Yoosung were talking about, his crush on you is immediately all he can think about

but he goes out of his way to not say anything in the chatrooms cause Jumin hasn't mentioned anything so he’s not sure if Jumin knows 

lowkey terrified of Jumin finding out and sending a hitman after him

he’s too shy to ask you on a date

literally everything about you screams out of his league

so imagine his surprise when you ask him to a movie

boi straight up falls out of his chair in the middle of class

ya’ll go see a movie and his soul nearly leaves his body when you lean in and give his a short peck on his lips afterwards

“I really like you Yoosung, I’ve never had a guy treat me so well.”

“I-I like you too MC.”

his soul does leave his body when Jumin enters the chatroom the next day saying nothing but his full name in all caps

poor boi is immediately apologizing and ranting about how much he likes you and how he promises to be good to you

After everything Jumin simply responds with, “I’ll hold you to that.”

Now with Jumins approval, he officially asks you to be his girlfriend which you happily say yes to

This boi loves you so much, and he is in awe everyday that you chose him

Likes to show you off, especially to his friends

Loves when you pick him up from school lookin all cute and pulling him into a tight hug

gets very jealous and protective knowing all these rich dudes are competing for your attention, but he as Jumins support and your love, so he’s happy

Zen

Vaguely aware that you exist

Has heard Jumin or Jaehee mention you a few times, but he doesn't think much of it, and he actively goes out of his way to not watch or read anything with the name ‘Han’ in it

He’s in the lobby of the C&R building waiting for Jaehee so they could go get coffee, when he sees a cute girl struggling by the closed elevator doors with arms full of papers and folders

ever the gentleman, he goes over and offers to hold some of it for you

“Excuse me miss, would you like some help with that?”

You look up at him and his breath is all but knocked out of him when he gets a full glance at your beauty

“Oh, wow thank you.”

You smile breathlessly up at him, both of you seem to be in the same trance

He snaps out of it to grab the papers from your arms, and introduces himself

Your both looking at each other with that same wide eyed look when the elevator doors open

There stands Jaehee in the middle of the love fest.

“Uh...Zen, I see you’ve met MC. Jumins sister.”

SHHOOOK

He’s so dramatic like he full on backs up hand over the heart gasping

You almost laugh at the look on his face

“Oh, so your that Zen? I’ve heard all about you.

Jaehee takes your papers from Zen and gets into the elevator with you mumbling about how she’ll be right back.

Zen almost dies when you wink and blow him a kiss as the doors close

Jaehee is interrogated by Zen through out their whole lunch

You were so cute and nice looking?? How were you related to the trust fund kid???

Gasps when he realizes that makes you a trust fund kid as well

Yet, he cant stop thinking about you and the moment you shared in the lobby

He’s such a romantic, he becomes convinced this is a Romeo and Juliet love at first sight thing

Hung around in the lobby for a bit one day hoping to meet you again, but he starting looking suspicious so he had to leave

Ends up pestering Jaehee for hours until she gives in and gives him your phone number

Very quick to send you a selfie asking if you remember him

You reply even faster

“Of course I remember you, how could I forget such a beautiful face? Oh and also Jaehee has kept me updated on how much u ask about me ;)”

He’s never been out charmed by someone before, but you have him so flustered

Quick to ask you on a date

Basically does turn into Romeo and Juliet ft. Jeahee as the Nurse (omg just realized how thats a pretty good fic idea i might right that lol)

She helps cover your tracks while your sneaking around with Zen

But Jumin is getting ever more suspicious and after many useless reports from him sending Jaehee to follow you, he sends one of his guards instead

This is all very inconvenient for him, he doesn’t like the thought of you not being able to tell him something, you’ve told each other everything always

not to mention zen has been getting on his nerves lately being strange and sappy in the chat rooms

He could never imagine the shock that filled his entire being when his guard told him he had seen you going into Zens house

Boi’s over there in an instant banging on the door

A shirtless zen opens the door, his hair messed up and a hickey growing redder by the second on his neck

Jumins pushing him up against a wall before he can even react

The slam startles you out of the bed in nothing but a sheet, only to freeze when you see the scene before you

guess you’ll die ¯\_(ツ)_/¯

It takes a long time to get them off each others necks

“Guys, why dont we all calm down and talk about this rationally?’

“MC, the only thing keeping me from knocking this trust fund kid out is the fact that he is your brother.”

“Zen not helping!”

Jumin all but drags you back to the car and you’re lectured the whole ride home

Then lectured some more in the pent house

Then some more before you announced you were going to bed

He was angrily pouring himself some wine when he heard your phone go off

It was Zen

He justifies his actions by saying you had betrayed his trust, and opens the message

“I’m sorry MC, I hope you’re ok. I know he wont approve, but I hope you can find away to stay with me. I will never find someone like you and even if he doesn’t understand or believe it, I love you. Call me when you can.”

Now he feels kinda bad

Then he remembers Zen’s hickey and he’s mad again

It takes him a while but he eventually allows for you and Zen to see each other freely

Feels betrayed by Jaehee

Jaehee (Speaking of betrayal lol)

She knows of you, but has never met you, as you are studying abroad

When Jumin first mentions the fact that he is going to pick you up from the airport, shes initially worried that she will have to deal with a second Jumin

And in her experience, the high class women aren’t the easiest to get along with

So imagine her surprise the next day when she is going to the penthouse to introduce herself and finds...what looks like a completely normal girl lounging in her pajamas

You smile kindly at her as Jumin, dressed in his normal suit, comes to stand beside you and she cant believe the differences

Shes pretty sure you’re showing more emotion on you face in this exact moment than Jumin has in his entire life rip lol

She introduces herself, and it shocked when you immediately pull her into a hug

“Its so nice to meet you, I’m MC.”

The way you say your name and the way your holding her hands in yours while you smile at her she just-

gay panic

Your spending the summer with Jumin, so she sees you around a lot and every time you are just as sweet to her

As time passes she begins to feel strange when she sees you

Heart racing, cheeks blushing, you know the drill

But its been so long since Jaehee has had a crush on someone, and she wasn't even sure if this was a crush

poor babe is confused af

Cause your so nice to her

And you make Jumin be nice to her

And you get her off work to hang out 

But she doesn’t know if your being friendly...

One day she is going over last minute talking points with Jumin as he prepares for a gala event when you come walking out

Your dress makes you look like an angel, your hair is flowing and framing your beautiful face and- oh, there was that smile again

She nearly chocked when she saw you

gay panic intensifies 

you make her feel the way zens videos do

Suddenly she’s not so confused anymore

She walked you and Jumin down to the car waiting outside and you turn to her before following your brother in

“You’re not coming with us are you?” you asked with a slight frown.

“No, it would be inappropriate for an assistant to attend such an event.” she sighed, smoothing out her work skirt, suddenly realizing how different you two really were.

You paused, looking like you might say something, but stopped yourself, telling her to have a good night before getting into the car

She watched you drive away, and wasn’t expecting to hear from you any more that night

Then her phones ringing and its you and she’s answering in a flash

You voice is shaky, asking her if she could pick you up if it wouldn't be too much trouble cause you didn't want to inconvenience her

She was in the car before you had finished the call

When she pulled around the back of the event, where you had asked to meet, she saw you standing in the dark, a look so sad it made her heart hurt

You climbed into the passenger seat, but the ride back to the penthouse was silent

It wasn't until she pulled up to the curb that you invited her upstairs

As soon as you passed the door way to the house, it was like your fake composure, one that she knew you had been raised to perfect, melted away

You sighed before dropping face first onto a couch cushion and screaming into it

Jaehee didn't know exactly what to do, so she gave your back a somewhat comforting pat until you sat up ready to tell her what was wrong

Turns out you had met a man at the gala

(her heart dropped when you said that)

But the man was an absolute dick

(So your sayin she has a chance?)

The man had been grabbing you and touching you all night, asking for dances and pressuring you to drink

The final straw was while he had dragged you into a dance, his hand lowed down before he full on groped your ass in front of everyone

You had slapped him

The gotten promptly lectured from your father

“He was acting like I was in the wrong for standing up for myself. Saying I was making a fool of the family reacting in such a way! Why aren’t the men held in such a standard that so I don’t have to act like that in the first place?!”

“I’m so sorry MC, that is truly disgusting that you had to go through that.” She pulled you into a hug, and side by side you sat on the couch, enjoying each others comfort

“Next time...I think I’d like to take you as my date...” You mumbled into her shoulder.

She froze

Didn’t know was to say

Were you friends? Were you something more???

Her questions were answered as you pulled back from the hug and placed a timid kiss on her lips

It was short, almost testing the waters for both of you

But when your eyes met, the kiss that followed was anything but timid or short

Jumin was not pleased with that he saw when he got home

His assistant and sister making out in his living room

what was his life coming to??

Not nearly as mad as you thought he would be however

He had heard what your father had said to you and rushed home to make sure you were ok

Claims he knew this whole time you weren't into guys, or at least not straight, but you think hes just trying to redeem himself from the fact that his assistant seduced his sister right under his nose

Jaehee and you go as a couple to the next gala and rock that shit

707/ Saeyoung

Obvi, this boi knows everything

As soon as he was introduced to Jumin, he did a background check, and thats how he was led to you

From then on, he is not subtle or quiet with his ‘celebrity’ crush

Basically acts towards you the way he does towards Elizabeth the 3rd

Uses you as a way to tease Jumin and get him all riled up

“omg Jumin, I saw MC’s photo in a magazine today and I swear I fell in love all over again.

“If you come near her, I will get a restraining order.”

Jumin is in no way amused

The rest of the RFA is tho

Like Yoosung, you meet Seven at the first party. 

He is quick to spot you, and Jumin is even quicker to separate you from him

You, however, have no idea why your brother is being even more over protective than usual, and take the first opportunity to sneak off to the bar

Seven sees you alone for the first time and quickly turns to Yoosung, asking him how he looks before running off to you

You’re shook when in the middle of taking a drink a random redhead all bed falls into the chair next to you

“HIMYNAMESSEVENITSAPLEASURETOMEETYOU!”

“...What?”

He takes a comically large breath, lets it out, then holds his hand out for you to shake

You laugh when he bows and kissed your knuckles before introducing himself slower this time

“Sorry, I just felt like I needed to rush, your brothers gonna kill me when he sees me talking to you.”

You laugh and roll your eyes and he thinks you have the best sounding laugh he has ever heard

Good thing his only talent is getting people to laugh at him

You proceed to spend the next five minutes laughing so hard your stomach hurts and your eyes water before a large group of not only your brother, but several body guards come to interrupt

“Oh no, my sweet MC, it seems our time has been cut short, I’ll never forget the moments we spent together, no matter how brief!” he calls to you while being escorted to the other side of the room by two large men

Jumin lectures you on the dangers of talking to strange men and you remind him that the whole point of this party was to talk to people you don’t know

He forbids you from talking to Seven 

“MC, he’s a sadist!”

“That just makes me want him more...”

Later that night you get a strange text, or dare I say, a mysterious message, saying your phone was being hacked

Your shook and don’t know what to do watching as the so called hacker typed before the second message popped up

Is your name wifi? Cause I really felt a connection~

Ok now your more shook

Then a third message pops up and its the cute guy from the party, and you laugh before responding

You spend the rest of the night picking up where you left off at the party

And Seven it once again, not quiet about his crush

Jumin wakes up the next morning to chatroom after chatroom all about you

Half of them are him talking mindlessly about your wedding, the other half is the rest of the members telling him to shut up

Jumin is t r i g g e r e d 

His first instinct is to take your phone, since you obviously cant make good choices for yourself

But then he remembers you are an adult, and he cant take away your phone

So he goes to plan B which is threaten Seven with a restraining order, once again

Halfway through typing out a long, angry message, you skip out into the kitchen, and suddenly his anger it focused on you

“MC WHAT DID I SAY ABOUT TALKING TO SEVEN HES NOT GOOD FOR YOU YOU NEED TO BLOCK HIM AND GET A RESTRAINING ORDER HES CRAZY WHAT ARE YOU THINKING”

“He’s so cute and sweet tho.” you pout

“Awe, thanks MC.”

Both of you look up to find Seven standing in the doorway with a bouquet of flowers

Seven is forcefully removed from the building

Jumin gives you the whole, “he’s a hacker he’s dangerous” speech, but you are stubborn

You tell him you are an adult who can make her own choices

He does the things parents do where they think they can guilt you into making the right choice

Thinks he’s won when he doesn't hear anything about you from Seven for a while

Imagine his shock when he logs into the chatroom to see a picture from the cctv of you and Seven kissing, clearly in the middle of a date along with a picture of a plastic cat ring on your ring finger 

“She said yes!”

“I am going to physically hurt you.”

On the more serious side, Seven would be a little harder because of his job, so everything you guys did would have to be in secret

He would get in his moods where he thought you deserved a boyfriend who could treat you better and be seen in public with you

Don’t even get him started on how dangerous he was

But you could use your connections to help him get his life on track, and eventually get him a job at C&R

Jumin isn't happy with it, but when he accepts that Seven actually cares for you and this isn’t just some joke, he will come to terms with it

V/ JIhyun

V has known you since you were born, as him and Jumin were already friends then

Infact, he has a picture somewhere of him as a child holding you the day you got home from the hospital

Growing up with V and Jumin, was almost like having two brother

Both very protective over you

Being kids, you went through the normal phases

“Boys have cooties dont touch me!” 

‘C-cooties...but MC...”

There were times when you would tease each other simply because that’s what kids do when they have crushes

His little cheeks would get all red when you and him would play games together

He liked to be the knight that saved you from the evil dragon (Jumin) and one time you very lightly pecked a kiss onto his cheek before running off and his face was red for the rest of the day

In fact you were each others first kiss

It was during a sleep over he was having with Jumin

Jumin had fallen asleep during a movie leaving you and V alone, sitting together in a blanket fort

You were playing truth or dare, but they were mostly truths to keep the game quiet and not wake anyone

“Truth or dare MC.”

“Truth.”

“...Have you ever kissed anyone?”

Your whole face went red, as did his, he had barely even worked up the courage to ask the question

“...No.” You whispered, “Have you?

“No.”

The game stopped for a moment, V was looking at while you did you best to look anywhere but at him

“Truth or dare MC?”

“...Truth.”

“Can I kiss you?”

The kiss was short and stiff and a little awkward, but it was something you both would remember for ever

And a secret you would keep from Jumin until way into your adult years

Jumin was annoyed by the whole thing

He loved his sister and all, but he didn't exactly like his best friend and sister always flirting

As you got older, the childhood crushes died down into fond memories and the occasional flirt or butterfly in the stomach

You dated a few people, he dated a few people

But there was always those times when it was just you and him alone where it seemed like something was so close to happening

But he graduated with Jumin before you did, and left to start his own life

That when he met Rika

You were happy for him truly, you were dating someone at the time as well and you wanted to see you friend be happy, he deserved it

But tragedy struck, and he was never really the same after that

You remembered her funeral, and the way he cried into your shoulder that night

You had to go through the pain of watching your dear friend loose himself, along with his eyesight

Supporting him in his time of need became your number one priority, but somewhere along the way, old feelings began to resurface

You pushed them down, deep down so you wouldn't make a fool of yourself or ruin your friendship

It took years until V would begin to see again what was right in front of him, he had been blinded by Rika for so long that he couldn’t see you

(im sorry those puns were just too good not to put in lol get it cause hes blind)

He felt guilty for his feelings, like he was betraying Rika, yet he couldn't stop himself from feeling like he did when he was a kid

Jumin, once again, was stuck between his best friend and his sister being love sick idiots, too stupid and scared to see the other one felt the same way

He’s so over it like just get married already

He decides to invite V over, fully determined to give him a talk and tell him to ask you out 

Then he will invite you over so you’ll be in the same place as V

Then, Jumin will politely excuse himself for a ‘phone call’ and give them some time alone

He begins his plan in the morning, making sure you would both be coming over for dinner, then he leaves for work

Unfortunately, a meeting he had at the end of the day ended up running super late, leaving you and V alone 

Plan was ruined he’s triggered

But, what he didn’t know, was that things were going along just fine between the two

You guys were sipping some wine and catching up and laughing and smiling like old times

V wanted to take a picture to capture the moment

You looked truly beautiful, framed by the night sky, cheeks flushed from the laughing and the alcohol, a smile on your face and a look in your eyes he hadn't seen, or at least hadn't recognized, since you were kids

He acted before he had the chance to stop himself, leaning forward and pressing a kiss that held in it the passion of years and years of love 

You melted into it, wrapping your arms around him and he felt like he couldn’t have brought you close enough 

He wanted all of you, everything he had missed out on in his lifetime of not making you his

Pulling apart, leaving you both breathless, forehead to forehead, he smiled down at you

“I’m sorry, I should have asked truth or dare first.”

jumins triggered lol

sorry if theres any mistakes im hella tired so i may have missed some in the proof read 

hope u liked it

[castcharmperson]

Speed Trap: Part IV

[Start]

This is by far the longest chapter, coming in at just over 3k. Also the most warning heavy chapter, featuring offscreen violence, kidnapping, arson, and general danger.

It wasn’t his final con, Taako decided, but tonight was his final night. Late nights were always busy, lots of cash to be made, but that was also when real crime tended to happen. He’d been calling Ren so frequently, he was worried she was starting to suspect him. She still took him seriously, always sent back up that he’d watch drive by, but her tone was shifting. He’d hear a pen scratching as he talked, taking notes that he was pretty sure weren’t station protocol. Besides, being around actual criminals was skeeving him out- Taako was may be breaking the law but he wasn’t like them.

He wasn’t like Lup or Kravitz either though, a fact he tried to remind himself of as he took his final bribe for the evening. Whoever this guy was didn’t seem to learn his lesson, speeding off again the second Taako was done with him.

“Asshole.” He should maybe follow him again. He didn’t get a license number to call in- the street lamp was too far away and the sliver of the moon was barely casting a glow. But what would be the point? There wasn’t any more cash to get and the guy had paid a generous donation to the ‘officer spring baseball fund’. No one else was on the empty highway. A little speeding wouldn’t really hurt anyone.

He was already back in his own car, flipping off his flashing light, when he heard tires screech. Turning on his brights along the dark road, he drove ahead only a half mile before seeing the car he’d just pulled over wrecked against the sign of an abandoned Pizza Hut. “What the fuck?”

Taako wasn’t about to jump out of his car and rush in, but something about this whole thing was weird. No one was left at the sight of the crash. Weirder still, light was coming from inside the Pizza Hut. Even if the windows weren’t boarded up, it wouldn’t be open at this hour.

There was a scream, decidedly not belonging to the guy he’d pulled over, and that was too much for Taako to sit around waiting on. He grabbing his flashlight from where he’d tossed it onto the passenger seat, killed the engine on his car, and ran out.

Looking over the wreck showed signs of a struggle. He had to do a double take, but it looked like someone had clawed through the backseat from the trunk. Another scream and he focused on the Pizza Hut. “Fuck, I do not steal enough to deal with this kind of shit,” but Taako crept forward, lowering his center of gravity and keeping out of view from the broken down door.

“Cam, you’ve got to stop screaming or we’re really going to have a problem.”

“Get off me, you sadistic fuck!“ There was the sound of a slap, then of duct tape ripping. Taako peered up, seeing the man he’d pulled over tying up someone apparently named Cam.

“Now now, we had a deal. And then you went and crashed my car.” The man stalked around Cam, circling, as though this was his own personal stage instead of an empty fast food joint. As he turned, for a split second, Taako was terrified they had locked eyes. He dropped down, panting as he scrambled for his cell phone and dialed for Ren.

There were footsteps and Taako ended the call before it could connect. He dodged away from the building, rolling along the gravel as he switched off his flashlight.

“Fuck, I don’t have time for this,” the man sounded put upon, like someone brought rain to his barbecue rather than interrupted his kidnapping. “Lydia’s only a few blocks down, we can walk.”

There was some pretty intense scuffling sounds, but Taako didn’t let curiosity get the better of him. The door to the Pizza Hut was kicked open, and the man was leading Cam out with his hands tied behind his back.

“Listen, Edward, Eddie, come on. Our deal is still good. You don’t have to do this. I can get you anything you want. I’ve got connections, you know that, keeping me alive will bring you so many more-“

“If you don’t shut up,” this Edward guy was so terrifyingly calm. There was a quick movement and Taako caught the glint of a knife. “I will shut you up. Understood, dear?”

Cam nodded and the pair started walking through the grass away from the abandoned lot.

Taako was shaking, sitting behind the corner of the crumbling building, gravel digging into the pants of his stolen uniform. He should get in his car and go home. Get in his car and maybe call Ren. Tell her about suspicious activity by the neighborhood he knew was a few blocks in the direction Edward and Cam were walking. He should turn around and pretend he was never here.

That Cam guy was probably scum, talking about connections, probably worked with this Edward and Lydia duo before they got sick of him. Taako owed him nothing. Taako didn’t owe anyone anything! He should go home.

Instead, he stood, following the pair through the tall grass, hiding in the shadows cast around street lamps while they walked through a set of cookie cutter houses, stopping at one. Cam and Edward walked up the porch, and Taako ducked behind a bush to get out his phone. With one last glance back, he froze. Edward definitely saw him this time. He paused in the doorway after pushing Cam inside. His eyes narrowed, then gave Taako a smile that made his skin crawl. Edward placed a single finger to his lips, winked at him, then turned to go inside.

“I’m going to die,” Taako concluded as he sank back down. He didn’t hang up on Ren for the second time, but he got no signal while hiding in this shrub. “I’m literally going to die.”

There was shouting in the house, nothing Taako could understand, but there was the sound of a car starting. “Fuck,” he didn’t have much time. Scrambling away from the bush, he ran to the door. He didn’t even need to pick the lock, Edward had left it open. “Ohmygod, ohmygod I’m going to die,” he whispered even as he pushed the door open, grateful there weren’t any squeaky hinges, and made his way into the house. It was empty, a lone couch stood with a sheet over it, but there was nothing else.

Lup had taken him to a party in this neighborhood, only a few months ago. Something her boss was hosting or whatever. When they left the party, he and Lup walked around the block to her car and laughed at how every single house they passed was the same. That night had been been full of people and different furniture, but the bones were the same as this house. Taako traced along the wall next to the stairs until he found the breaker box. At the party, it had been covered by the ugliest painting he’d ever seen. The host tried to justify that it was covering the equally ugly metal door to the fuses. “It’d be less ugly if I was looking at the door, ma’am.” He’d said and Lup had to choke down a laugh before she slapped him on the arm and apologized to her boss.

It had been a fun night. He wondered if he and Kravitz had only just missed running into each other.

Taako forced himself to focus, flipping down the switch labelled ‘garage’ just as the telltale sound of a mechanical door started to rise. It stopped, then slammed against concrete. “Old house, old power. Next time we’re breaking and entering for real,” someone who sounded almost like Edward shouted. A door slammed and there were footsteps come towards him again.

“I thought I was pretty clear. Keep quiet about this and we wont have any trouble. This looks like trouble.” Edward still sounded so calm. Taako didn’t think twice before slamming all the fuses, plunging the house into darkness. “Now that wasn’t very nice.”

Taako sprinted for the front door and slammed it behind him. Phone in hand, he tried calling the station again as he ran along the side of the house, ducking below the windows. When the line went through, he could have sobbed. “Ren, oh thank god, get Lup to Mirkwood Court in-“

“Who is this! You think I didn’t see you try to get a call in tonight? Think I haven’t listen to you fake an accent every other week? We do not encourage vigilantism in this city!”

“Ren, listen-“

“You think you’re so clever, don’t you?”

“Ren please! I need Lup-“

“I am going to track your number and-“ Whatever rant she was gearing up for stopped. “Sir, are you okay?”

“No! Ren, there is a hostage situation at 51 Mirkwood Court in Winter county. Please get Lup down here now!”

She sucked in a breath, sound crackling through the phone, drawing whatever dreadful conclusion as to how a civilian could know of a kidnapping. “Sir, please stay on the line, we’re sending someone to you right now.”

“It better be fucking Lup,” he hissed, scrambling around the back of the house as he heard the footsteps crunching on the dewy grass.

“She’s out of the office right now, but-“

“Then whoever you’re sending should pray they’re half as good as she is!”

“Sir, stay on the li-“ But Taako had already hung up. Any more sound and he was going to get caught. He looked back, expecting Edward to be towering over him. Instead, nothing. Then all the lights in the house turned on at the same time.

“We might as well close up here,” Edward said. Fuck, he sounded bored. Was chasing a potential witness not important enough to him? What was wrong with this guy? Taako crouched under one of the windows, watching as a woman of Edward’s height dragged Cam into the living room.

“You wanna do it?” She must be Lydia, Taako concluded, as she brought out a much larger knife.

“Oh no, I got to grab him, you can have this part.” They grinned at each other and there was something sickening about their joy right now. Footsteps clacked closer to the window and Taako dropped down again. “But make it quick, we’re going to have company soon.”

Taako’s hand was over his mouth, trying not to breathe too hard, trying not to sob, not to throw up. What the hell did he care what happened to this Cam guy? He called the cops, did all he could do. Why was he still here?

There was a swish, a slick sound, and a muffled scream that felt like it went on forever. Taako was definitely going to puke if he didn’t move right. now.

He should have ran around the back, ran to his car by the Pizza Hut, and gone home. Instead, he was at the front door again and he kicked it open. “This is the Neverwinter Police! Put your hands up!” He dropped his voice, brandishing his flashlight in a strobe, trying to give the illusion of having a weapon ready.

“Ruining all our fun,” Edward sighed, voice carrying through the house. “Lyd, go, I’ve got this.”

“What about Cam?”

“Oh, well, you know how old houses are. So easy to get lost in.”

There was shuffling, doors slamming, and Taako tried to make himself move forward into the house. Lights flashed behind him, red and blue, and he pushed in further. If he could get through the kitchen, maybe find this Cam guy on the way, and avoid Edward, there was a back door he could-

Car tires screeched and something crashed. Taako jumped, whipping around in a frenzy before realizing the bang was only something that fell over further into the house. Lydia was driving away, it sounded like one of the cop cars was following her, but Taako needed to focus on finding whatever made that noise.

“You know,” Edward started and Taako whipped around again. Fuck, where was he? “These old houses, just the worst electricity. Cheap wiring, so prone to…” A match sizzled and struck. “Bad luck.”

Whatever Edward had been hoping for, this blaze wasn’t it. Taako saw the flames start up from the breaker box, but there was no grand explosion, no dangerous wildfire. The sparks were enough though, the flames were spreading to the floor and smoke filling the room.

“Help!” Another bang, from a closet down the hall to Taako’s right, the opposite way of the kitchen.

“You’ve got to make a choice,” Edward said, and god, he sounded so close, but this time Taako refused to turn around. Fear or foolish bravery, he wasn’t sure which kept him in place, but as the fire crackled louder, he tried to listen for footsteps. “Save yourself, or save Cam. I’ve dumped enough gasoline to burn him alive in ten minutes. However, you wont get out before the real police come in if you don’t forsake him.”

There was a bullhorn outside, one of the officers demanding that hostages be released, that folks come out with their hands up and “We’ll talk about all this, calmly, like rational people!”

Nothing about this guy was ration, Taako knew that. Then again, it wasn’t like he was coming out the front of this house any time soon either. “And you think you’re getting out in time?” If Taako could just hear those stupid footsteps…

“So witty. So brave. Honestly, I’m impressed. If you ever want to quit this fake cop thing, definitely give us a call.”

“How did you-“

“Oh dear, you’re dreadfully unconvincing. Now tick-tock.” A single snap of heel on tile and Taako whipped around, smashing the side of his flashlight against something he really hoped was Edward.

“How convincing was that, dear.” Taako sneered, only enjoying his victory for a moment before more footsteps echoed in over the smoke.

“This is the Neverwinter Police! We gave you a warning, now I need everyone to put their hands- Oh shit, is that a fire?” There was a crackling of a radio as Kravitz called for backup.

Wait, Kravitz was here? Taako could recognize that voice in his sleep, but he would give anything to have misheard.

“Fuck,” Taako whispered. He scrambled back, down the hall, throwing open a closet door as Cam tumbled onto him. “Get the hell out of here and if I ever catch you with those assholes again, I am not rescuing you.”

“Yes officer! Thank you officer!” Cam was practically tripping over his feet, pushing past Taako to run for the back door. He was clutching his hand, blood staining the front of his shirt, and Taako felt sick all over again.

“Officer?” Kravitz turned down the hall and even through the smoke, they could see each other clearly. “T-Taako?”

“Uh, nope. I’m a smoke induced hallucination. You really should get out here, my man. Old houses like this don’t last long under this kind of heat.”

“You’re- you’re not a police officer. You’re a pastry chef and a retail manager.”

“Okay, I specialize in pastries, but I cook other stuff too. Really, Krav, hun, not the time for semantics.” Taako tried to walk past him, tried to get Kravitz to move out of this house. He could hear the beams on the second floor start to creak as they caught fire. “Come on.”

“Why are you wearing a police uniform?”

“Kravitz, this isn’t the- fuck!”

The smart thing to do would have been letting Edward attack. He was behind Kravitz, Kravitz wasn’t paying attention, it would have been an easy escape for Taako. No matter how handsome the officer was, a pretty face wasn’t worth going to jail for, or getting caught in a house fire during a botched kidnapping. Maybe it was more than the pretty face, but Taako was not about to let Kravitz get stabbed. So, like an idiot, he barrelled forward, tackling Edward to the ground.

Kravitz joined the scuffle, but that only succeeded in getting the knife away from Edward. The smoke was thick above them, all the lights of the house flickering in a strange strobe. Taako thought he had the upper hand for a moment. Then he was shoved onto his back. Looking up, he expected death, but it was Kravitz holding him down.

“Tell me you are not working with the Wendor twins!” He shouted, eyes wide like Taako had betrayed him. They’d only just met, what was there to betray?

“The who twins? Look, I’m all for you being strong on top, but he’s getting away!” Taako barely started to struggle when Kravitz released him.

“You’re not working with him.”

“No! I stopped him from killing that other guy. Fuck, who you didn’t see but there was another guy that they took and- whatever! We’ll deal with the details later.” Taako ran down the hall, back into the main living room. He was wheezing, air unbreathable, but Edward was just as affected, swaying as he tried to move to the door, before realizing that’s where the police were and circling back, only to be faced with Taako and Kravitz again. Well, if the blow to the head didn’t knock him out, a concussion was just as good.

Without turning away from their target, Taako moved his hand towards Kravitz. “Gimme your handcuffs.”

“What? No.”

“Krav, trust me,” Taako was already moving forward, keeping Edward’s attention as they circled around the single couch.

“You have done literally nothing to earn my trust.” And yet, the handcuffs flew through the air for Taako to catch.

He lunged at Edward, taking him over the back of the couch. He was hardly successful in keeping him down, but the struggle was enough to get one handcuff on. Edward grabbed Taako’s leg as he scrambled to stand, to get some sort of leverage, and the pain felt impossibly sharp. Another knife? Or was this guy part time Wolverine? Either way, Taako fell back to the ground and Edward rose.

It was distraction enough, and Kravitz secured the remaining cuff. That only slowed Edward. He kept advancing as Taako scrambled backwards until his back hit the wall. A beam above them creaked, a suspended moment in which everyone in the house looked up. Edward stumbled backwards into Kravitz’s grip as the beam fell, bringing a firestorm with it.

“You got him?” Taako asked, forcing himself to his feet. His leg burned, and the stray embers landing on his pants were not helping.

“I got him. Are you okay?”

“Yeah I-” He coughed, bracing a hand against the wall before jerking it back. The heat was unbelievable. This house was not going to stand much longer. “Get out of here! I’ll go out the back.”

Kravitz frowned, but started dragging Edward to the front. Then he paused, and Taako was ready to scream. Why wouldn’t this idiot save himself? “You can’t wear an officer’s uniform. We need to handle this situation.”

“For the love of,” Taako stopped his staggering towards the kitchen. Lit by the eerie orange strobe, Kravitz looked divine. Not the time to appreciate the view, though. “You can handle me all out want later! How about we get out of the burning building first, huh?”

If Kravitz said something more to him, Taako didn’t hear. He turned and limped faster, as more of the second floor collapsed into the living room. Once he was out the back, his leg felt slightly less terrible and he pushed himself to a run. Kravitz would tell the other officers on the scene that there was another criminal escaping and Taako was not about to get caught.

He made it to his car, collapsing into the seat and locking the door. No officers chasing him, no kidnappers to chase. His leg still burned, but he could deal with that once he caught his breath. Taako waited another hour, dressing his leg with the rudimentary first aid kit he kept in the glovebox. No squad cars came his way. However, Edward’s wrecked car sat in front him the entire time. It was just a hunk of scrap metal now, but it felt like it was mocking him.

[Part Three] [Part Five]

Thanks for reading! The hardest part of this chapter was trying to make up a last name for the wonderland twins...

[diary-during-a-pandemic]

better day one post

today was a good day, actually

i woke up and played animal crossing (new horizons) and felt like a lifetime passed in the span of two hours that i played. i think it was from 9 to 11. 

oh this is random but does anyone else feel bad when you have a 9 too close to an 11? it’s like i’m just summoning all the bad things that happened during 9/11 into my core and they just build up like fat in arteries. its not even that big of a deal because its not like im actually referencing 9/11 but still, it bothers me. not even because i was cognizantly (or however you spell that) aware during that time, i just feel vaguely guilty???

but anyway, i had fun on animal crossing. i built a garden yesterday on a mountain behind my house, and funded a slope up to it. i dont think any of my villagers will wander out that far to visit it, but its nice to have the flowers so close. im not real worried about breeding them for the rarer colors, because my most favorite colors and pink and yellow (and green, but they only have mums in that color i think), but it would be nice to share them with my friends if i do get them. 

i also set up a better entrance to my airport. i like to sell things on nookazon (which is, of course, amazon for animal crossing. well actually its more like ebay but i digress), but my entrance was cramped and ugly before. i really like it now, but i forgot to lay down a pretty sidewalk. that’s alright though, because grass is pretty too. 

i kind of forgot what else i did since then, but i think the outfit i dressed my villager in was very cute, too. it was a tube top and some pretty red patterned pants, and i had a flower in my hair. i wish i could wear a tube top in real life, but im scared that people will try to yank it down to show my boobs. my mom said it happened to one of her sisters once (i think?). im also scared that people will do it to make fun of my fat stomach. im not shy about being fat, but ive heard “there’s nothing wrong with being fat” enough to think theres something wrong with being fat. not to get like existential about it (is that the right word?) but its like how people say theres nothing wrong with being poc. of course there isn’t, but people think there is something wrong with it enough that we have to say its not. 

lmao anyway none of that is about the corona but i guess this is a diary anyway so thats alright. 

anyway!

after animal crossing, i took my dog out. she’s a yorkie chihuahua breed with really bad breath. she got her bad breath from her bad teeth, because she bit my uncle so hard that she gave him stitches. he doesnt like her, but i say its what he deserves because he kept scaring her in her cage. i wont get in on the details, but im so mad at him and my extended family too, because they decided to put her outside after that and she (surprise) ran away. luckily we got her back, but me and my mom and my sister (my family) were overseas at the time, so it was very stressful. i wasnt meant to know about it, but i overhead my mom talking to my sister about it and about having her go home early to get my dog (diamond). 

anyway she has really bad teeth now, and bad breath from the teeth, but i dont think it bothers her much as long as she doesnt get a lot of food stuck in them. she likes to lick my face and make it stink as bad as her tongue lmao. plus, since she’s getting old and they were already lose from biting my uncle, her teeth are starting to fall out one by one. each loss makes her breath smell better LMAO

but anyway!! i took my dog out. it had just finished raining, i think, and diamond hates the rain. we didnt stay out long. once i came back inside, i sold the rest of my turnips (in animal crossing). i had to use turnips.exchange because (even though its not sunday) according to a turnip calculator, the sell price on my island was only going to get lower and lower. maybe it would have spiked at the end of the week, but im one of those animal crossing cheaters who time skips so i figured i’d just sell them now and time skip later. 

i did time skip, and i met redd (the art seller). this is my first animal crossing game that i’ve played for longer than a day, but i think redd isnt that bad. he sells counterfeit art, but i guess we all have to make a living somehow. 

outside of animal crossing, im not really sure what i do anymore. school is a bit hard because (like i said) time isnt linear anymore. one of my assignments was late, but i dont think my teacher has logged in for a while so im not sure it matters. we’re all tired, and probably scared

but i finished my work, nonetheless. most of it, although i still need to read some stories for class and give my classmates feedback. im a creative writing major. i love writing, even though im not confident in my abilities all the time. i hope i dont come off as a bad writer here. if i do, i hope nobody ever tells me lmao

now its 10:30 pm. my mom just told me to put the clothes in the dryer for her. that, and doing the dishes, is my only chore but i forgot most of the time (which is why she reminds me of course). i like sitting in the laundry room because i like the smell of the lint. its hard, though, because my mom and i, even with her reminders, are bad at washing clothes. we forget and let them pile up until they dont fit in the room anymore. 

although, to be fair, we dont have a very large laundry room. it fits our washer and dryer and barely one of those laundry baskets that has wheels and a pull out handle. you know the one, probably.

anyway this is getting a little long, especially for a first post lmao. im getting distracted and starting to pull up other stuff, and my mom came in to make me pick out a different face mask to order (i think from etsy but probably name brand knowing my mom), so i guess i’ll cut myself off there. 

i didnt do much else today anyway. 

oh, also the mask i chose is a rainbow peace pattern! just in case anyone wanted to know.

[fourteenacross]

Alex/John, Helpless

This is the genderswap #fem4ham story I’ve low-key been thinking about for a year and a half, mostly because I am D Y I N G for fic with my girlfriend Morgan as AHam. (If you are unfamiliar with #fem4ham, GO NOW you’ll be enriched.)

It’s also a soulmate AU, which is a thing I’m not always into, but I am weirdly fascinated by. Up until five or six years ago, soulmate AUs made me really uncomfortable on a “free will” kind of level, but I read a couple really good ones and my feelings/preferences changed, as they are wont to do. I still think that they can be used as a shortcut for sloppy storytelling, but that’s true of any trope, really, and I do find the mechanics of them fascinating in a world-building sort of way, but probably not enough to ever write one myself.

So, with that all being said, let’s jump into this fake fic.

eta: holy hell, this is long. This is basically real fic towards the end. Maybe I’ll write this one–I’m halfway there already.

*

Jo Laurens is a professional do-gooder. She’s spent the past few years drifting and living on her trust fund and trying to figure out what she wants to do with her life. She graduated college a handful of years back and in the time since, she’s lived in a bunch of different cities working for non-profits on a pathetically low salary to help causes that are dear to her. She doesn’t have the temperament to rise to positions of power in most of these places–she’s got a love/hate relationship with authority, her need to please warring with her discomfort at being told what to do. She doesn’t have a ton of skills–she’s brilliant and a fantastic writer and a great graphic designer and artist, but so are a million other people and she’s largely self-taught. She doesn’t need to find a job because she doesn’t spend enough to even put a significant dent in her trust fund, but she gets bored easily and when she gets bored, she occasionally does things like court arguments with drunken assholes and then punch them.

She’s been in New York for the past while because it’s big and easy to get lost in. Something’s always happening, and her sort-of-friend Gilly, daughter of a French diplomat and one of the only one of her mother’s friends’ kids she’s ever gotten on with, lives in town with her boyfriend. Gilly has a zillion friends and is always trying to introduce her to people, but Jo’s not interested in a relationship. A relationship will tie her down when she wants to ~*~be free~*~, or so she tells Gilly. In reality, she’s afraid a relationship will make her sit still long enough to confront all the parts of herself she doesn’t like very much and realize that she has no goals, no dreams, no worth, no future.

Jo’s lucky, too–her younger brother found his soulmate a few years ago and she was even from another wealthy family. Martin and Daphne are already planning on having kids, so her mom’s stopped harassing her about settling down, especially because Jo claims that she’s waiting to find her soulmate so it doesn’t make sense to get serious with someone else.

See, in this world, soulmates are a thing that are documented and exist and all that, but finding your soulmate is extremely rare. No one is sure if everyone has a soulmate and some people just never meet theirs or if only a fraction of the population has a soulmate to begin with, but only about one in a hundred people actually meet and discover their soulmate. There might be some people who pass them on the street and never know–you discover who your soulmate is almost entirely by chance. When you first have skin-to-skin contact, their touch leaves behind a stain on your skin and that’s really the only indicator. Once you meet them and talk to them you’ll feel that pull, that knowledge that this is who you’ve been looking for, that well of love and affection, but until you have that skin to skin contact, you’ll never know for sure.

There are people who go around brushing against as many people as possible. There are people who are completely buttoned up all the time, terrified of ruining relationships they already have by finding the person they’re “supposed” to be with. There are people who try to fake those stains with tattoos and dyes, but it’s always obvious–no tattoo ink or dye can be as bright and bold as these soulmate marks.

Jo doesn’t necessarily care about finding her soulmate. It’s an easy lie to tell her mother, an easy way to keep from having to form connections with other people. She’s honestly not even sure she has a soulmate. In her darker moments, she doesn’t know why the universe would burden another person with her. Plus, her brother already found his and the odds of two people from the same family both finding their soulmate is astronomically low. Jo moves all over the place, she’s traveled everywhere, the last eighteen months she’s spent in New York is the longest she’s ever been one place. She’s not going to find this mythical perfect woman and she’s fine with that. In fact, she prefers it that way–why should she fall in love with this woman just because the universe tells her to? What about free will? What about her own desires? What about doing what she pleases? She doesn’t need anyone. And certainly no one needs her baggage dumped on them.

It’s a Monday in early June and Jo is fucking exhausted. It’s hot as balls and New York is gross in the summer and Gilly and Adrian had a party the night before that has her hungover and tired and grouchier than usual. She’s between gigs at the moment, but she told one of Gilly’s friends, a designer named Hera, that she’d drop by mid-morning to do some work for a fashion event she’s putting together. Well, it’s a fashion event, but it’s a fundraiser for a local non-profit supporting immigrants and refugees and it sounds like the kind of bleeding-rich-assholes-dry-for-a-good-cause benefit that Jo likes best, so she was happy to donate her services.

Or, rather, she was happy last night at seven pm, one drink into the night. At ten am on Monday morning, she’s having regrets.

She slinks into a Starbucks in her neighborhood to order the largest iced coffee she can get, and as she goes to move from the line at the register to the clump of people waiting at the bar, she almost barrels into someone. The girl grabs her shoulders to keep from falling to the ground and Jo grabs her waist to do the same thing and she looks up to say something shitty about watching where she’s going, and–

Freezes.

There’s something about this girl that robs her of her voice and her brain function and her breath. She’s short and slight and has dark, choppy, asymmetrical hair and dark eyes and her lips are parted as if she was about to say something and…froze. Just as Jo did.

Jo recovers first. “Uh…sorry,” she manages to say. The girls blinks at her and closes her mouth and Jo realizes that they’re still holding onto each other which is–unlike her. Normally she shies away from contact with…most people, actually, but especially strangers. She lets go of the girl’s waist, of her smooth, warm skin, bared under a messy crop top, and takes a step back. The girl drops her shoulders and clears her throat, just as someone at the bar shouts, “Jo!”

“That’s me,” Jo says. The girl is staring at her with wide eyes. “I need to–” Jo turns to grab her coffee and get moving and the girl finds her voice.

“No, wait!” she shouts, loud enough that Jo startles and so do a few of the people around them. Then a few of the people gasp and Jo looks around at them and then looks back to the girl. People have backed up, leaving a ring of space around them.

“What…?” Jo starts to ask, and then she sees it–the spot on the girl’s waist, the place where she had her hand just moments ago…it’s slowly filling in a deep teal in the shape of her handprint. She looks quickly to her own shoulders and, sure enough, her upper arms are turning the same color, right up to the edges of her tanktop.

Fuck.

Jo’s never thought for even a moment that this would happen to her. She has no plan, no idea of what to do next. So she does what she always does when she’s faced with something she doesn’t know how to process–she runs.

“I…have to go,” she sputters, and takes off out of the Starbucks without her five dollar iced coffee, despite the noises of surprise and confusion from the people around her, despite the way the girl says, “Wait, please, come back!” at her retreating back.

Fuck fuck fuck fuck fuck.

Fuck.

She sprints down the street until she can hardly breathe and calls for a Lyft, then calls Gilly.

“Jo Laurens!” Gilly says with mock surprise. “You must be trapped in a well to actually use your phone to speak with another human.”

“Gill, I just met my soulmate,” Jo blurts out. She’s still breathing hard. She might be on the verge of hyperventilating.

Gilly all but squeals. “Tell me all about her!” she insists. “I imagine she’s beautiful. She must be bullheaded to be matched with you, as well. Send me a picture!”

“I…I don’t have one, she’s not here, I…I ran away.”

A car pulls up to the curb in front of her and Jo pulls the phone away from her ear, Gilly’s shriek of disbelief and string of French expletives far away as she confirms that she’s Joanna Laurens, yes, she’s going to that address in Chelsea, and then slides into the backseat of the car. When she puts the phone back up to her ear, Gilly is still screeching.

“–leave the poor girl, she’s going to be heartbroken and rejected and I know you have your own issues, but that’s just cruel, Joanna!”

“I know, I know, I know,” Jo says, still gasping. “I know, I shouldn’t have–but I couldn’t. I just….”

She trails off, because she doesn’t even know how to articulate what went through her head, what’s always going through her head, what she thinks when she meets a girl’s eyes and they smile at each other and she feels that pang in her chest of wanting someone to hold onto for more than a night. 

Also, she still can’t quite breathe right.

“I’ve told you a million times!” Gilly says. “We have discussed this to death, Jo Laurens–you need to deal with your issues if you ever want to be with someone else. And I warned you that you might meet your soulmate and your window for dealing with those issues would be up, but did you listen?”

“Gilly, shut up,” Jo says miserably. She sniffs and she can almost hear Gill’s mouth snap shut on the other end of the phone line.

They both sit in silence as Jo’s Lyft twists and turns its way downtown. Then, softly, Gilly says, “Was she pretty?”

Jo laughs, but it’s a choked, wet sound. “She was fucking gorgeous,” Jo says. “East Asian or maybe mixed?” They’d have that much in common then–she wonders if the girl has the same thoughts that Jo has after growing up with a white mother who was occasionally ill-equipped to educate her half-black children. Not that Jo should be thinking about that because she doesn’t want this, she ran away from this, she’ll probably never see that girl again. She refocuses. “Slight. On the shorter side. Shorter than me, at least. She had amazing eyes. And an amazing mouth. Fuck.” 

Jo swallows against the lump in her throat.

“Maybe you’ll meet her again!” Gilly says.

“I don’t want to!” Jo says. She’s not sure if it’s a lie. “That’s the whole point of this dumb soulmate thing–I could pretend I was just waiting for the right person even knowing that person was not likely to ever come! It was supposed to be a way to avoid all of this bullshit!”

“Well,” Gilly says. “It doesn’t look like it worked out that way for you. You should find her.”

Jo’s arrival at Hera’s office ends the conversation, so Jo begs off the call and overtips her Lyft driver and spends a couple minutes outside the building pacing around, trying to get herself together. When she thinks she’s calm enough to look mostly presentable, she heads upstairs.

Jo’s only met Hera a couple of times, but she likes her. She’s small and blonde and fierce and she has this way of talking anyone into doing anything with a smile on her face, even if it’s not in their best interest. She knows everything about everyone and she’s refreshingly straight with her friends. Jo doesn’t know if they’re friends yet, but Hera seems to think of her as a friend by association, at the very least.

Hera waves her in and sends her assistant to get Jo coffee and shows her to the meeting space she’ll be working in, gestures towards all of the different offices and tables with various fashion projects half-finished on them. Jo listens to her talk and calms down further and is basically a human again by the time she’s setting up her laptop and drawing tablet in her temporary workspace.

Hera says, “Let’s chat a little about what I’ve got in mind, but we should wait for my friend from the NPO to get here–she’s gonna want input. She’s got a fucking opinion on everything, believe me.”

“Sure,” Jo says, and she starts showing Hera some stuff she’s designed before and asks questions to get a feel for the event and looks at some of their old marketing stuff and just as she’s about to start fucking around with some style ideas, someone shouts Hera’s name.

“You will not fucking believe the goddamn morning I’ve had, Hera!” the same voice shouts, stomping across the office and somehow, even though she barely heard the girl’s voice, Jo knows. Something in her chest, her stomach, seizes up and she knows. Her throat goes tight and the beautiful girl from Starbucks–her soulmate–stomps into the room and then stops dead when she sees Jo.

“I’m sure you’ll tell me all about it,” Hera says to the girl and then pauses when she sees how the girl and Jo are staring at each other. Then starts when she sees the teal handprint on the girl’s waist. “Alex, did you meet–”

“You!” the girl shouts, pointing at Jo. “You…you…asshole!”

Jo holds up her hands in defense, slides her chair back across the floor until it hits the wall. “Listen–”

“Fuck you!” the girl spits. “I’m not listening to you, you didn’t listen to me! You fucking left me in Starbucks in the middle of a mob of people who all saw what happened! It was humiliating! And I’m fucking hard to humiliate, sweetheart.”

The girl has fire in her eyes and she’s beautiful and Jo’s insides are twisting into knots and she’s normally so good at this! She’s normally so good at getting into people’s faces, at shoving them out of the way, at fighting back with her words and her fists. Her mouth is bone dry, today, and her mind blank of everything except for how beautiful this girl is and the panic that’s slowly seeping into her.

“What the hell is going on?” Hera asks. Fuming, the girl marches over to Jo and yanks her cardigan off of one shoulder, showing the matching teal handprint there.

Hera looks back and forth between them, gaping. Jo was under the impression that Hera isn’t the type to gape, but apparently even she can be taken by surprise.

“Holy fuck,” she says. “What are the goddamn odds of that?”

“We met in Starbucks this morning,” the girl says, arms tightly crossed, and this close, Jo can see the hurt lurking under the firey anger, the way she’s holding herself a little too tightly. She feels even more like shit. “We bumped into each other and it started happening and–she fucking ran away.”

“I panicked.” Jo’s voice is small and hoarse when it comes back from wherever it had retreated to. “I didn’t know what to–I just panicked.”

The girl sniffs, arms still crossed. “Humiliated,” she repeats.

“I’m sorry,” Jo murmurs.

Hera clears her throat. “It seems as if you two need to clear the air before we get started. Imma get some coffee and a doughnut. You’ve got ten minutes.” She starts to leave the room and pauses in the doorway. “Don’t have sex on my table,” she says. Jo feels herself blush.

Hera closes the door behind her and the girl drops into the seat across from Jo. First things first.

“Jo Laurens.”

“Alex Hamilton. Explain. Are you like, super straight or something?”

Jo can’t help the bark of laughter that escapes her. “No,” she says quickly. “The opposite. I’m…really, really gay. But…it’s hard to explain. The whole concept of soulmates–I don’t like it. It feels…weird and awkward and I’m really shit at relationships. I don’t want one. Not now, probably not ever. I’m sorry I freaked out, it was just not at all how I expected my morning to go. Especially not pre-coffee.”

Alex smiles just a little and it’s even more beautiful than her scowl. “Yeah, I get that. The pre-coffee thing, I mean. You still shouldn’t have run, that was really fucking shitty.”

“I know,” Jo admits. “If it makes you feel better, I felt like an asshole on my entire ride over here and my friend verbally kicked my ass about it on the phone the whole way.”

“It does make me feel a little better,” Alex says, that smile widening a little more. Then she frowns and looks at Jo with her head tilted, like she’s studying her. “Are you ace or aro?” she asks.

“No,” Jo says. “I just…can’t do relationships.”

Alex is still staring at her thoughtfully. “You know, not all soulmates are romantic. Maybe we’re supposed to be platonic soulmates. Best friends or partners in crime or something.”

It’s not unheard of, but it is exceedingly rare. And Jo knows–she can feel that pull, that flutter. She wants Alex. Intensely so. But, god, she probably won’t even be in New York another six months. And who knows how long she has left to live before her past and her risky behavior catch up to her. Why should she listen to some weird quirk of the universe that says she’s supposed to be with this person, even if it’s just going to hurt them in the end? If she’s really supposed to fall in love with Alex, wouldn’t it be better to spare her the pain?

“Maybe,” Jo allows quietly.

“So, maybe we should at least be friends?” Alex says. “I mean, especially if we’re both gonna be working with Hera on this thing. Running away from each other all the time will probably get weird.”

“Yeah,” Jo agrees, smiling automatically. Alex smiles back and then they’re grinning at each other like idiots and this is…not a good decision. This is going to hurt Alex. It’s going to hurt her, too, but she’s used to that, at least.

“Best friends and partners in crime, then?” Alex asks, offering her hand.

“Yeah,” Jo repeats. She shakes Alex’s hand and doesn’t want to let go.

Fuck.

So, Jo and Alex exchange numbers and Hera comes back in with coffee and doughnuts and looks suspicious that they haven’t had sex all over the table. But they start working on this event together and it’s eerie how well their ideas coalesce. They’ve known each other for a morning and they already work together like they’ve been partners for years. By the end of their three hour planning meeting, they’re finishing each other’s sentences and laughing at stupid jokes and Jo is fucking smitten.

Gilly texts her at lunch and begs her to come over for dinner to spill, which she reluctantly does. She shows Gilly pictures (because they’re already Facebook friends and Twitter friends) and is unsurprised to learn that Gilly already knows Alex, that they’re met at a couple parties and always meant to hang out more but never got around to it. Gilly doesn’t believe that they’re just going to be platonic friends for even a second, no matter how hard Jo tries to drive that point home.

“You think being best friends with this girl is going to magically protect her from heartbreak if you do something awful?” Gilly says. “You think she won’t be crushed if you disappear if you’re ‘just friends’?”

She does finger quotes and Jo hates her a little.

“It’s easier this way,” Jo says, and Gilly huffs in a very haughty French way and Jo changes the subject.

But she knows Gilly’s right. She and Alex start texting all the time. They start hanging out all the time. They start talking on the phone all the time, which is…well. Jo barely even talks on the phone to her family, to Gilly. She hates the phone. And yet, night after night she finds herself talking to Alex until far past when either of them should be up, sharing their secrets and their pasts. Alex tells her all about her work at the NPO, about law school, about fighting her way up from nothing, about the ugly weight of the model minority expectations, about scraping by on her own. Jo tells Alex about how she’s directionless and vacant, how she doesn’t know how to be a person, how she can’t seem to connect to people the way other people do. She tells Alex a little bit about her family–Martin’s wedding and her mother’s weird expectations and her dead father whom she misses desperately and her little brother and sister who barely know who she is anymore. She even tells Alex a little about Jamie, though she doesn’t go into the aftermath. She doesn’t tell Alex is was her fault.

They go out and do things together, too, and Alex flirts up a storm with her, but she always laughs awkwardly and shrugs her off. Alex bullies Jo into dancing with her after she complains that no one at the clubs wants to dance when they see Jo’s handprint on her hip (and apparently Jo’s suggestion that she wear longer shirts is not the reaction she’s looking for). She hangs off of Jo and Jo allows it and pretends her entire body isn’t on fire the entire time. She sits on Jo’s lap, plays with Jo’s hair, holds Jo’s hand and Jo is too much of a coward to stop her. She’s also too much of a coward to let it go too far–she pulls Alex’s hand away from her thigh when it starts to creep up too high, she pushes Alex away when she tries to kiss Jo, even playfully.

“Partners in crime,” Jo reminds her.

Alex rolls her eyes. “Yeah, keep telling yourself that,” she says, and then twirls away before Jo can protest.

And, of course, they work together. At first, it’s just on Hera’s event, but their ideas intersect in too many ways. Soon, Jo is taking photos and making illustrations for Alex’s NPO and then Alex’s personal blog. Then they’re writing articles together–just quick things that go up on Medium or Alex’s site, but the number of views is a little humbling. One of the pieces gets so much traction that Jo gets a call from her mother out of the blue.

“Since when are you a political writer?” she asks casually after some very obvious small talk about Martin and Harriet and Michael.

“What do you mean?” Jo asks.

“There’s an essay making the rounds at work,” she says. “You and some girl–Alexandra something?”

Jo makes a mental note to tell Alex that their work has made the rounds in the South Carolina state legislature.

“Hamilton,” Jo says. “Alexandra Hamilton. She’s a friend.”

“You’re all over her Facebook,” her mother says. Fuck. She forgot that Alex’s Facebook is largely public.

“We’re best friends,” Jo says. “Partners in crime,” she adds automatically, and then winces.

“Mmhm,” her mother says and Jo prays that Alex hasn’t posted any pictures where Jo’s mark is visible.

So Jo and Alex become this weird power couple-who-aren’t-a-couple. Lots of people know them because Alex knows fucking everyone and drags Jo everywhere with her. Everyone assumes they’re dating, especially when Jo forgets to cover her shoulders. (Alex is fucking OBSESSED with crop tops and hi-lo shirts and all sorts of shit that flashes the edge of her waist. Jo thinks she does it just to drive her crazy because it does, it drives her out of her mind, she wants to put her hands there again, trace the mark she left behind. She wants to put her mouth there.) Alex doesn’t do anything to disabuse them of that notion and Jo doesn’t give more than a token protest. People invite them to collaborate on things as a couple. They invite them out as a couple. Gilly gives them an open invitation to her house out in Montauk and Alex buys three bikinis and Jo buys a very expensive vibrator. It’s torture.

And also fucking amazing. Because Jo is starting to understand why people are into this soulmate thing. Being around Alex is like being high–it’s better than being high. It’s all of that euphoria and love for the world without any of the side effects. It’s that carefree bliss, like she’s speeding down the highway going 80 with the windows down and nothing but miles of open road ahead of her. She still doesn’t have a future or a plan or much of a desire to keep going forward, but she has Alex and there are a lot of days–more and more as time goes on–where that almost seems like enough, all on its own.

So this goes on for the whole summer–all of June and July and August, through a long Labor Day weekend at the beach with Gilly and Adrian and all their friends, and into September. The end of September is Hera’s event, which means that not only is Jo spending all her downtime with Alex, but they’re working together all day every day as well. More than one evening ends with them both going back to the same apartment and passing out in the same bed and Jo really wishes she didn’t know what it was like to wake up next to Alex Hamilton. Jo is so, so tired from the long hours and the constant pining and her own stupid brain telling her that they need to stay best friends, they can’t do anything else, especially not now that Jo loves her.

Because she does. At some point over the summer, it became very clear to Jo that she’s deeply, unshakably in love with Alex. Love like she’s never felt, love down to her very atoms. Earthshaking love. And she knows that means she should act, she should tell Alex. She knows that Alex is in love with her and wants her all the time. But she can’t. She can’t let herself hurt Alex like that, because she still knows that’s what she’ll end up doing. She’s not sure how–the quiet urge to walk off the pier or step in front of a bus isn’t as strong as it used to be, but it’s still there in the background and, beyond that, Jo knows she’s no good. She knows she only hurts people, the way she hurt her best friend Marty who she knew was in love with her and led on anyway, the way she hurt Frances by pushing her away and claiming their relationship didn’t mean anything to her, the way she hurt Jaime by turning away at the wrong moment, by being more obsessed with her own stupid life, with talking to her stupid girlfriend on the phone, than she was with making sure her baby sister was safe.

Jo hurts people and Jo loves Alex and she can’t bring that all down on Alex’s head.

Hera’s event rolls up and of course, Jo and Alex get invitations without paying the $500-a-plate fee. They even mostly have the night off–Hera tells them to relax and let the admin staff handle things, to eat and watch the show and enjoy themselves. Jo knows they’re both shit at being hands-off and knows they’ll probably be running around all night asking for updates from the staff, but she pretends she’s going as a guest anyway. She puts on a dress that Hera got for her–something beautiful and intricate that Hera made herself–and heels and make-up and jewelry. She calls a car to the event space and stumbles out, annoyed at how second nature this all feels after years of political fundraisers. She’s on her way in the side entrance, away from the press, when she hears Alex call out, “Why, Joanna Laurens, you look ravishing.”

Jo rolls her eyes and turns to snap something to Alex about how Hera deserves all the credit, but she freezes when she turns around.

Because Alex. Shit. Alex looks like royalty.

Sure, Alex would get dressed up to go out dancing every once in a while, but this is…this is a floor-length gown and flawless make-up and heels that are high enough that she’s at least as tall as Jo. Her shoulder-length, choppy hair is pulled back and secured with a beautiful silver clip and Jo’s hands itch to pull it out and run her hands through Alex’s hair. 

Jo wants to put her hands a lot of places, actually, from Alex’s bare back to the flash of thigh visible through the slit in her dress, the curve of her neck, her delicate collar bones, the swell of her breasts, the dip of her waist where Jo knows her mark is hidden. She’s honestly stupid with love and lust, fumbling for any sort of response.

“Um,” she says.

“Oh, hey, did Hera make your dress, too?” Alex asks as if nothing is wrong, as if Jo’s head isn’t exploding.

“Yeah,” Jo manages to say.

“I’ll never fucking understand the extent of that girl’s talent–your dress is perfect for you and it’s totally different from mine. You can’t even tell they’re made by the same person. Fashion is weird.”

“Uh-huh,” Jo says.

“Do you wanna go inside?” Alex asks when Jo doesn’t say anything else and Jo makes herself rally and not burst into tears and forces a smile and nod and follows Alex into the building.

And Jo sort of gets her wits back about her, but not really. She’s still constantly awed by Alex, who argues vehemently with people at their table about healthcare and makes shitty remarks about their least favorite admin who keeps fucking things up and grabs her hand to pull her around to check on the gift bags when they notice two of the staff losing their minds quietly in the corner. 

Hera catches them halfway to the last one and shoos them away.

“You’re not here to work!” she reminds them. “Go dance or something!”

She winks at Jo after she says it, like she knows all about the meltdown Jo is currently having in her mind.

Alex drags her to the dance floor and it’s like a whole different experience than the dancing Alex makes her do when they go out. Yes, obviously, first off because it’s a formal dance at a fancy banquet and not drunken flailing at a club, but also because Alex is soft against her and keeps grinning like they’re in on a secret. It’s the same grin Alex always uses around her, their partners-in-crime grin, the one that she flashes after all of their weird inside jokes and quiet moments together.

More than all of that, though, they’re touching each other. And yes, they touch each other all the time, but not like this. Alex’s hand is right where it was that first morning, right over one of the teal marks on her skin. She’s never touched it since–they’re all over each other all the time, but she’s never more than incidentally brushed that spot. She goes out of her way not to touch it. Similarly, Jo’s hand is on Alex’s waist, right where she touched her that first day, right where she’s been wanting to touch ever since. She knows that’s where it is because she’s memorized it, where it falls on Alex’s body, exactly how the color sprawls out. There’s a layer of thin satin between Jo’s hand and that mark, but she knows her fingers are in exactly the right spaces.

Alex’s thumb rubs against her shoulder, right on the edge of her mark, the straight line where her tanktop started that morning.

“If I knew this was all it took for you to put your hands there,” Alex jokes, but her eyes are serious. Jo tightens her grip and they flutter closed and then open again. “Jo….”

“We need to talk,” Jo blurts out, hysteria tinging her voice. Because fuck this, fuck all of it, fucking hurting Alex, fucking hurting herself, fuck her spite for this system, fuck her refusal to let herself be happy, she’s sure she’ll die if she goes another day without telling Alex about all of these feelings building up inside of her.

“Okay,” Alex murmurs. “I thought we might.”

She steps back, lets go of Jo’s shoulder, and Jo immediately regrets it. The part of her skin covered by the mark feels warm, and not just where Alex was touching her–the whole mark. It’s throbbing pleasantly in time with her heart as she takes Alex’s hand and lets her lead them out of the main room and down a side corridor.

They know all the rooms in the building after weeks of setting up this whole show, so it’s not hard for Alex to find a side door that leads out to the center courtyard. It’s dark–they didn’t rent this part of the building for the night–but it’s never truly dark in the city and there’s more than enough light to see by as they sit down on one of the benches.

“So,” Alex says. “You ready to talk? Cause I’ve been ready since that first morning in Starbucks.”

“Alex,” Jo says, and she’s embarrassed by how her voice wobbles, but Alex closes her mouth and looks chastened, at least. 

They’re both quiet for a minute.

“I knew,” Jo finally said. “From the first second I knew. From the first second I wanted this. But I couldn’t–I can’t. I couldn’t. I don’t know. I shouldn’t, but I’m going to.”

“Baby, use your words,” Alex says and Jo almost laughs with how much she wants to smack her shoulder in frustration like she always does when Alex is being shitty.

“I’m a disaster,” Jo says instead. “I always have been. I hurt people. Everyone. Everyone who loves me, I hurt them or worse. And I love you so much that I can’t bear the thought of hurting you, but I also can’t bear the thought of never having you. It’s awful. It’s selfish.”

“Honey,” Alex says softly. 

“No, it is, I am,” Jo says. “I don’t deserve this, you don’t deserve to be stuck with me, but I’ve tried for months to ignore it and I can’t. I can’t trick myself into not wanting you and I’m not noble enough to keep you away any longer. I want you. All the time. Constantly. And I can’t be your best friend anymore without also wanting to kiss you and I can’t bear the thought of my life without you and I kind of hate that we slammed into each other that day, but I also can’t imagine trading a second of the past few months for a life without you. So.”

She exhales and looks up. Alex is smiling at her. It’s not the ‘I won!’ smile that Jo was expecting, but the soft, secret, inside joke smile. Jo nearly melts on the spot.

“Ditto, all of that,” Alex says, waving her hand dismissively. “Except all that self-hating bullshit that I’m gonna train you the fuck out of. I knew from the first second. That’s half of why I was so mad at your for leaving that morning–my stomach lurched and I knew, I felt it. I wasn’t in love with you yet, but I was halfway there and it felt like you ran away with half my heart.”

“Not far,” Jo says. “But I’m sorry.”

“I know,” Alex says and squeezes her hand. “I don’t know what I would have done if you weren’t at Hera’s that day. Probably torn apart social media to find you. But you were and I had you and I’ve had you ever since and I would have been your best friend for as long as it took, but I’m really, really fucking glad I can finally kiss you.”

Jo makes a sound that’s halfway between a laugh and a sob and then Alex does. Alex kisses her.

They kiss a lot. A lot. They don’t have sex in the courtyard, much to Jo’s consternation (”I waited fucking months for this, you can wait half an hour to get back to your apartment, jesus christ, Laurens.”) (Hera sees them on the way out and shouts after them, “It’s about time–and if you so much as fold either of those dresses the wrong way, I’m gonna fucking kill you both!”), but they do a lot of kissing and laughing and crying and then end up in a cab back to Jo’s place, because Alex lives in fucking Queens and if Jo has to wait that long, they might end up having sex in the back of the cab.

A few hours later, with Hera’s dresses neatly hung and the both of them pleased and fucked out, Alex hops out of bed and goes over to the desk and pulls a notebook out of one of the drawers. Jo vaguely recognizes it–Alex has dozens of notebooks, one for each of her projects, and at least half of them live at Jo’s place and have for weeks. Alex climbs back into bed and accepts a kiss from Jo and then opens the cover of the notebook.

“Okay,” she says. “Now that we’ve gotten that taken care of, we can move on to some other administrative matters.”

“Administrative matters?” Jo parrots. “About our relationship?” She doesn��t know why she’s surprised.

“Yes,” Alex says. She fishes her bag off the floor and finds her glasses. “I kept a list of questions about our future that I didn’t want to ask you when we were best friends.” She pauses. “I mean, we’re still best friends. Partners in crime. Just now we’re also this, right?” She gestures between the two of them. “Best friends who are in love and are going to get married?”

Married. Jesus. Jo nods mutely.

“Great!” Alex says. “That’s one of the questions.” Jo looks more closely at the notebook as Alex circles the Y on the line that says Marriage? Y/N

“You made a list,” Jo says on a nervous laugh. “Of course you fucking did.”

“Well, I didn’t want to make you anxious with questions about our future when you were still convinced we were just platonic buddies!” Alex says. “But I didn’t want to forget them. So. Marriage, yes. Marriage subquestion–how big? Like, a courthouse thing, an elopement, a real wedding? If we have a real wedding, how many people? Will your family be coming? Just your brothers and sister or your mom too? Extended family? Honeymoon, yes or no? Kids, yes or no and, if yes, how many?”

Jo starts to laugh so hard she can’t stop herself. Alex. Fucking Alex. Jo loves her.

“You’re such a nerd!” she says.

“Yeah, well,” Alex says, but she can pretend to be disgruntled as she wants–Jo can see her smile, hear it in her voice. “I’m your nerd.”

“You are,” Jo says.

“Always have been,” Alex says, and wraps her arms around Jo, kissing the mark on her shoulder.

“I think you have,” Jo agrees quietly, and then they forget about the notebook again until morning.

The end!

[damienyese516-blog]

Do You Really Need SEO Services for Your Business?

So youve received that amazing get the job done-at-property on the internet business up and operating. Youve bought a dynamite Site with simple to use navigation, a slew of effectively prepared, entertaining and pertinent content articles, plus much more revenue-building backlinks than you may manage. But for a few rationale, the hits just arent coming and your online business isnt making as much funds as you are entitled to. How will you change a having difficulties on the internet small business right into a financially rewarding on line company?

The very first thing You need to inquire by yourself is, How are people Listening to about my web page? In a web dominated by search engines like yahoo like Google and Yahoo, significant online search engine ranking is a necessity. Why? Most serps exhibit 10 effects per website page, rated as a way, and many users by no means allow it to be previous the initial page. Meaning that if your web site will probably be located, it really should be major ten. But how? How!? Take a look at the title of this informative article. Thats suitable. By means of seo. Web optimization is a straightforward thought. Make use of the phrases that folks will most likely enter into engines like google strategically while in the material of your internet site. This text is utilizing a couple of Search engine optimisation keywords and phrases, like On-line Business enterprise or Seo, the really subjects persons could seek for if looking for an post such as this. See how quick it is actually? Two far more keywords and phrases without interrupting the stream from the article!

Making use of search engine marketing efficiently may perhaps signify redesigning the vast majority of information on your site. When youre carrying out that test to remember these Six Commandments of Web optimization.

THOU SHALT KNOW THINE ENEMIES

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THOU SHALT Be certain ALL CONTENT IS Wise

Dont fall Seo to the tempting On line Company lure of Search engines like yahoo making use of keywords and phrases randomly Search engine optimisation in an effort to raise your online search engine rank. Difficult to browse, wasnt it? Kinda produced you wish to scream and tear your hair out? Information above keywords and phrases. In the event your article content are so search term loaded they dont make sense, users wont return and youll eliminate repeat income. Many of the seo on the planet is ineffective if your consumers dont stay on the positioning lengthy enough To place profit your pocket. Search engines get on this tricks in any case. Aside from, its just simple dirty battling.

THOU SHALT Range Key word USAGE

So youve finished your investigation and also have a summary of twenty five search phrases you wish to use in your site. Every short article has a Principal key phrase or two. Regrettably, each report on the internet site is utilizing the similar two key phrases. How about another 23? Dont Enable on your own be tempted by the ease of using the exact same words and phrases again and again. Produce article content about all 25 key phrases. You spent all that time looking into them, now make use of them! And just because a single posting is about one particular search phrase doesnt indicate you cant use other key terms during the article. Utilize the non-Major keywords and phrases like salt sprinkled over the complete site.

THOU SHALT UPDATE

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Improper!

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By no means FORGET: THOU ART NOT By yourself

Search engine optimisation can look like a frightening undertaking at the outset, and perhaps it truly is. But hardly ever ignore that there are folks to choose from willing and able that will help you; it truly is, In spite of everything, how they create a living. Some writers focus on Website positioning and you will find websites readily available that do the vast majority of exploration grunt get the job done just ready to listen to from you. So It doesn't matter how overwhelming a job it may well appear to be, dont at any time give up on search engine optimisation. In a web where every little thing is dependent upon page hits, your search engine rank can never be as well high.

[cryptoanswer-blog]

What is ICO PR strategies and who can help?

A well-promoted ICO could potentially attract millions in investment, but if it’s poorly promoted it might not earn enough to create the coin. Here are some best practice ICO PR tips for 2018 that are used by top ICO marketers and ICO development services.

Great promotion equates to successful ICO campaigns. However, there are a few challenges that all campaigns need to overcome in order to get the attention they desire, this is what was noted by the top rated ICO service providers.

There was a time when ICOs were so new and exciting that the launch of any of them was nearly an instant success. Unfortunately, those days are gone.

There have been so many ponzi-schemes and bogus tokens that people have lost trust in ICOs and regulators have started to crackdown too. If you are considering promoting your ICO using PR then you will be faced with challenges like these.

Does your project even exist? - Journalists don’t want to write about a group of people speculating and making promises about something that doesn’t exist yet. Ideas are cheap and they can lead to great things but they don’t constitute a news story.

      2. Bans on advertising and regulatory restrictions - Most of the major social media channels such as Facebook, Google, Twitter and SnapChat have banned advertisements for ICOs. In addition, regulatory agencies like the SEC have tightened up on ICO promotion practices. This means you need to be very careful about how you define and promote an ICO.

       3. Consumer mistrust - The average person still doesn’t have a solid understanding of ICOs, cryptocurrencies or blockchain technology. The world’s eyes opened wide when bitcoin was topping out last December, but with major price volatility, risk, and scam tokens in the mix - it's difficult for people to get behind a new token. This means that you need to work harder to earn support and trust from your audience by validating your project with a strong PR campaign.

     4. Split-minded audiences - Another challenge to successfully funding an ICO is that there is typically a split in the potential audiences. On the one side are the token investors who are looking to make their next big buck. On the other side are people who are actually interested in the purpose or functionality of the project being funded. They are rarely they same person. This means that PR campaigns need to target both audiences by appealing to seasoned investors and by encouraging new participation that rallies support for the project.

PR advice to overcome these challenges

With a clearer picture of the PR landscape let’s look at how you can navigate through these challenges to find success. Here are a few solid strategies used by the best ICO marketers that will make sure you are moving in the right direction.

1. Make sure you allocate the right budget

This might seem fairly obvious - but you need to spend money to make money. Simply slapping out a press release on your keyboard won’t be enough to earn you the monumental impact of PR that you will need. It takes time, talent, strategy, and a lot of hard work to get it done the right way. That will cost.

2. Put together a strong team

You can consider the success of your PR campaign similar to the way that investors sniff out the potential growth of a token. If the team behind your PR is smart and up-to-speed on the latest trends within the crypto and blockchain media landscape - then they will be the ones who are able to lead you to success. If they can’t spell cryptocurrency - watch out!

3. Write until your fingers fall off

Many people think that PR is just getting a media mention in a top-tier publication - but this is a bad way to think about it. Not only do you need content created about you - you need to create content to let everyone know what you are about. “Write until you wear through the keyboard,” says Crystal Stranger, co-founder of blockchain account start-up Peacounts, “Sometimes I feel like all I do right now is write articles, blog posts, replies to emails and social media, even though I have four other team members doing that too, but it really is paying off. We have had several investors approach us because of articles, press releases, and other press we have received.”

4. Tell incredible stories

This is PR 101 - but something that so many ICO campaigns forget. In 2018, the fact that your ICO exists doesn’t present even the glimmer of an interesting angle for any real journalist. There were well over 900 last year, so instead of telling the press you’re launching an ICO, explain how it’s going to make an impact in the world.

5. Understand your audience

You need to understand who you are speaking to in order to appeal to them in the right way. This is doubly important when you are pitching and trying to get the attention of a journalist or editor. Are you appealing to an advanced crypto audience that craves an understanding of the merits of your token? Or are you talking to a soccer mom who is worried about identity theft? Regardless - you need to be clearly identifying the elements of your story that appeals to each specific segment of your audience.

6. Ensure your website is top shelf

If you are going to be driving attention back to your ICO - then you need to make sure that you are putting your best foot-forward. This is not only important for getting the trust of backers - but it’s also crucial for proving your validity to interested journalists.

If your ICO project isn’t even in beta and your website is still in development journalists won’t even respond to say “no” to your pitch.

7. Use PR as one block in your marketing pyramid

You should not rely entirely on PR to promote your ICO. Even more importantly, you need to make sure that it is supporting your other marketing channels. “Market, but do so smartly and don't overpromise. A lot of ICOs fail not only due to lack of marketing, but also due to an excess of poor marketing,” Nick Saponaro, co-founder and lead developer of The Divi Project, suggests. “ICOs need to account for the amount fear, uncertainty, and doubt people feel towards the industry.”

8. Establish a personal brand behind the business

The personal brand of the ICO’s founders will go a long way towards the success of your campaign. Investors are always encouraged to check the credentials of a coin’s founders before putting money into it. An easy way to get started on this is by guest posting and demonstrating expertise on relevant topics. This helps individuals build their authority as a thought leader in their niche while raising awareness about their product at the same time.

Don’t forget the basic elements of PR

With the above advice in mind - it is crucial to pull on three fundamental strategies to use PR to promote your ICO campaign.

Hard Pitches to the Press

Guest Posting

Sponsored and Paid Placements

Leveraging each of these

PR strategies

will help you be more successful in proliferating the presence of your ICO, establishing trust and authority with your audiences, and hopefully bring you the backers you need to kickstart your project. If you don’t want to go through the hastel you can always seek out companies like

www.cryptoprofile.com

for whatever

ICO related support

that you need.

[toomanysinks]

Facebook wants up to 30% of fan subscriptions vs Patreon’s 5%

Facebook will drive a hard bargain with influencers and artists judging by the terms of service for the social network’s Patreon-like Fan Subscriptions feature that lets people pay a monthly fee for access to a creator’s exclusive content. The policy document attained by TechCrunch shows Facebook plans to take up to a 30 percent cut of subscription revenue minus fees, compared to 5 percent by Patreon, 30 percent by YouTube which covers fees, and 50 percent by Twitch.

Facebook also reserves the right to offer free trials to subscriptions that won’t compensate creators. And Facebook demands a “non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use” creators’ content and “This license survives even if you stop using Fan Subscriptions.”

Distrust of Facebook could scare creators away from the platform when combined with its significant revenue share and ability to give away or repurpose creators’ content. Facebook has consistently shown that it puts what it thinks users want and its own interests above those of partners. It cut off game developers from viral channels, inadequately warned Page owners their reach with drop over time, decimated referral traffic to news publishers, and most recently banished video makers from the feed. If Facebook wants to win creators’ trust and the engagement of their biggest fans, it may need a more competitive offering with larger limits on its power.

“Facebook reached out to offer Hard Drive early access to a “fan subscription” product” tweeted Matt Saincome, who also runs satirical news site The Hard Times. “I asked my editors about it and the complete distrust amongst our team was kinda funny. We read through the terms and found a couple things that were hilarious when compared to Patreon’s 5% . . . Up to 30% and the rights to all our stuff? From the people who let us build an audience on their platform before pulling it out from under our feet? Hilarious. Here’s a crazy alternative: let people who signed up to see our content see it and then we can monetize that hahah.”

Instagram is refocusing on creators too. Instagram’s Android app reveals the prototype of a feature that lets users switch their profile into a Creator Account, similar to the Business Profiles it launched in 2016. Instagram first told The Hollywood Reporter about Creator Accounts in December but now it’s showing up in the code. Reverse engineering specialist Jane Manchun Wong generated this screenshot showing the option for Creator Accounts to hide their contact info or profile category. Fellow code digger Ishan Agarwal gave TechCrunch an exclusive look at the Instagram code that shows the Creator Accounts are “Best for public figures, content producers, artists, and influencers”. Creator Accounts give users “more advanced insights and reach more people with promotions”, “more growth tools” and “a new inbox that makes it easier to manage message requests and connect with fans.”.

Trading Control For Subscribers

Facebook began testing Fan Subscriptions a year to give creators a financial alternative to maximizing ad views after watching the rise of Patreon which now has 3 million patrons who’ll pay 100,000 artists, comedians, models, and makers over $500 million this year. This month Facebook expanded the test to the UK, Spain, Germany, and Portugal to allow users to pay $4.99 per month to a creator for exclusive content, live videos, and a profile badge that highlights them as a subscriber. While Twitch owns gamers, YouTube rules amongst videographers, and Patreon is a favorite with odd-ball creators, Facebook may see an opportunity to popularize Fan Subscriptions internationally and turn mainstream consumers into paid supporters.

The terms for Fan Subscriptions are not publicly available, and only visible on Facebook’s site to Pages it’s invited to test the feature. But TechCrunch has published the full policy document below.

Thankfully, Facebook isn’t taking a cut of Fan Subscription revenue during the test phase, and creators get to keep 100 percent of the money paid by any patrons it signs up before the official launch. Facebook tells me that it hasn’t finalized its percentage cut, though the terms permit it to take as much as 30 percent. That would qualify given Facebook tells me its rake will be in line with industry standards and creators will retain the majority of their earnings.

But whatever cut it takes will be after processing fees and the 15 to 30 percent tax Apple and Google levy on iOS and Android in-app purchases. We’ll see if Facebook tries a workaround that pushes users to their mobile browser where it can take their subscription money tax-free. And if Facebook decides it want to give users a free one-month trial or discount to any creator, they can’t stop it even if that lets people download all their exclusive content and then cancel without ever paying.

But what’s sure to raise the most hairs is the clause about “Supplemental Data” that gives Facebook a license to display a creator’s content as they might expect, but also a royalty-free license to use it however they want, even after a creator abandons Facebook Fan Subscriptions. A Facebook spokesperson confirmed that Supplemental Data does in fact cover all content provided by the creator. They claim it’s so if a creator made a custom fan sticker, a subscriber could use it in their own Facebook post, but the rule gives Facebook vast power beyond that. Patreon has a similar clause, but gets the benefit of the doubt in a way Facebook doesn’t after so many scandals.

Facebook’s spokesperson claimed that the Supplemental Data terms were similar to Facebook’s standard terms, but the normal Facebook terms say “You can end this license any time by deleting your content or account.” Not so with Fan Subscriptions. I don’t expect Facebook is going to try to outright steal and resell creators’ content, but it will have jurisdiction to use their art however it wants to fuel its war with Patreon, Twitch, and YouTube.

Creators will have to decide whether access to Facebook’s 2.3 billion users is worth the platform risk of building a following somewhere they don’t control and that has other business priorities. If Facebook’s strategy suddenly veers away from Fan Subscriptions, it could be hard for creators to score new signups or retain their old ones. At least with a dedicated site like Patreon, creators know the platform can’t abuse them without the threaten of ruin.

Here’s the full Terms Of Service for Facebook’s Patreon competitor Fan Subscriptions:

Fan Subscriptions Creator Terms

The fan funding feature (“Fan Subscriptions”) allows Facebook users to support their favorite pages, creators, group administrators, gamers, or others (“Pages”) through a monthly subscription with Facebook (“Subscription”) that gives those people (“fans”) access to digital content offered by Pages, such as exclusive digital content, fan recognition, and merchandise discounts. These Terms (“Terms”) govern how Pages use Fan Subscriptions.

With regard to your use of Fan Subscriptions, you agree to the following:

Your use of the Platform with respect to Fan Subscriptions is subject to, and you agree to comply with, the Platform Policy currently available at https://developers.facebook.com/policy/.

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source https://techcrunch.com/2019/02/26/facebook-vs-patreon/

[angrybelieverconnoisseur-blog]

Mohall North Dakota Cheap car insurance quotes zip 58761

"Mohall North Dakota Cheap car insurance quotes zip 58761

Mohall North Dakota Cheap car insurance quotes zip 58761

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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I want my own car but my parents wont pay for insurance?

They say that they can't afford it but I know they can. They just don't want to pay for something that they think isn't necessary. Since they won't pay for insurance, I can't drive anyone's car. Not their cars, not a friend's car. So, my license will basically be useless. So I had this idea. After I get my license I'll buy a cheap car on Craigslist. I'll get a friend to drive it home for me. I'll threaten to drive uninsured, and if that won't make em pay for insurance, I'll actually go drive uninsured. Then they'll HAVE to buy insurance. Will that work?""

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I live in LA, California. I was hit at a gas station -- a car backed into my front left door... My car was the only one with noticeable damage. However, I have no auto insurance. I also don't have a lot of money to get either cars fixed. I don't really care to get my car fixed since it's a 92 nissan stanza about to die out on me. I just don't want to get in trouble for not having insurance...Their auto insurance has already called and sent a letter to have my insurance rep contact them to work out a deal to fix my car. They are already claiming it to be their fault.... Should I call their insurance rep and let them know that I do not want to put down a claim? Or call the guy who hit me personally and let him know I don't want to put down a claim? Could they find out that I have no insurance and figure out a way to get me in trouble? I only gave them my name, address, phone number and driver's licence number. Side note: The car is registered under my sister. Her registration and license have been suspended due to a DUI. Will they find out about this and find a way to get me/us in trouble?""

What is the cheapest car to insure for a 17 year old girl?

My daughter has started driving lessons and will soon be looking to take her driving test, we are looking to buy a car for her, but want to start with what are the cheapest cars to insure""

Question on Auto Insurance?

I live in California. I noticed on my insurance policy that I did not have collsion or comprehensive coverage on my car. I called my insurance company yesterday in the a.m. and told them to add the full coverage. I had an accident last night about 7 hours later. A lady turned left in front of me. Even if I was at fault which I don't think I was, did that updated coverage go into effect when I called the insurance company and told them to add it?""

Sr-22 insurance how much does i t cost?

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Does one single speeding ticket raise auto insurance rates?

hey guys so probably 2 months ago I got my first speeding ticket whilst on the way to the movie theaters at college because my stupid friends wanted to make the 9:30 showing of Evil Dead. Needless to say it was still my fault getting pulled over in the end. The cop did however tell me that there would be no points on my record since it was my first ever offense and basically it was just a $92.00 fine that I paid the next day. I am a very cautious driver and have not had any trouble with the law regarding my driving except for that one mishap. Does getting this one single ticket raise my insurance rates? We are looking to switch insurances so will our rates be higher because of this stupid mistake of mine?

Can someone obtain car insurance in CA with no drivers license?

I have a friend who will be a first time driver at age 30 (she had no need for driving where she previously lived). She has the opportunity to buy a car, but cannot register it until she has car insurance. Now, normally, she could just wait to buy the car when she finally gets licensed, but she's been offered an amazing deal and would have to buy now. Is there any insurance company that will cover an unlicensed driver or even someone with a permit? Thanks!""

Insurance rate?

Hi, in the summer i'll be driving soon. Can anybody tell me how much I would have to pay to be insured for 6 months by Farmers? I'm 17, and I'm not eligible for the Good Student discount. I heard that my insurance rate would be cheaper if my parents add me to their policy. I'll probably be driving a 1990-1997 Mazda Miata MX-5. Also, what's a good, cheap auto insurance company do you guys recommend for teenagers?""

Where do I get insurance if I am a driving instructor?

Where do I get insurance if I am a driving instructor?

Why do sompanies like State Farm require you to pass a credit check?

What are they looking for because I do have a few things like a medical bill here and there but nothing more than 5,000 total""

""How much does individual health insurance cost, on average, in the United States?""

How much does individual health insurance cost, on average, in the United States?""

What is the best health insurance for those who need to go through substance abuse programs.?

Husband got two DUI's and now the state of CT is making him do treatment before he can get license back. We are in California now, and I am looking for advice from someone who has EXPERIENCE with this. What is your suggestion for a health ins. plan to cover the costs of a substance abuse program, that includes counseling and evaluations...not detox.. Thanks so much!!""

I need to sue someone who hit my car with no insurance or license?

however I live in Arizona and I need to know the statute of limitations... I couldn't find anything online unfortunatly. Can anyone help ? My accident was Feb 2009

Cheap car & insurance for young male driver?

Cheap car & insurance for young male driver? My brother is 23. He has passed his licence 2 years ago and his pass plus 1 1/2 years ago. He's still struggling to find a car & insurance that he can afford. He's not fussy about the type of car so long as it's not a girls car (ie chiqichenco). The insurance can be third party etc. He has a budget of 400 for the car, what should he buy? The insurance quotes so far for various 1.0l-1.3l cars have all been over 1000 which is out of his price range. Any help would be greatly appreciated. xxx""

Insurance and garages?

if your buying a car from a garage will they ask for proof of insurance bought before they let u drive it away or are they not bothered? ive arranged insurance online today and am picking up car later will they let me drive off with car if i say i booked it over the phone, obviosuly i dont have any paperwork as its coming through post?""

What will my insurance be approx?

When I pass my driving test I will be looking to buy either a peugeot 106 or 206 1 litre, i am 17 now but will probably be 18 when I pass, I was just wondering on average how much insurance will be because i couldn't get a quote on confused.com and other websites because i haven't actually got a car yet and it was asking for my registration number. I don't think it matters but I do have a CBT license and I drove and aprilia rs50 manual for about a year so I was wondering if that'll help because I have road experience already. Thanks for your time.""

""What is the average price of insurance of a $15,000 car for a paramedic?""

21 years old , good credit rating works and goes to school, trading in 1998 jeep cherokee sport""

""What car would be cheap on insurance now, but in a few years time be able to modify it?

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How could she afford health insurance?

Here's the real life monthly budget of a 28 year old woman I recently met: Wages +1760 [$10 an hour; full time, no holiday bonus pay] Taxes -250 [Social Security, Medicare and Federal Income Tax] Take Home = 1510 rent 600 [1/2 of shared apartment] car 300 [includes auto insurance and repairs] food 200 [and household supplies] electric 50 [her half] cell ph 50 church 50 clothes 100 [includes makeup, beauty, and entertainment] replacements 165 [primarily for her car = 2,000/yr] {used car replaced about every four years with another used car that is about 6 years old when bought. Monthly costs are 150 for insurance, 50 for gas, and 100 for repairs. She has no auto loan payment.] *** How much does this woman have left to buy health insurance with? *** you're exactly right -- ZERO her employer offers all employees a fine health plan -- at a cost of 700 a month for a single employee [employer contribution is zero]. Is there any way she could possibly afford health insurance? Only if it is free. There is no other way. *** what does this woman do if/when she gets sick? because she works in health care, she aks the doctor who sees her patients while he's at her workplace. he looks at her off the record and writes an Rx if needed. cost = zero plus the Rx. *** Here's the challenge -- how do you pay for her health insurance without raising her taxes?? [She can't afford any higher taxes.] Notice that, aside from her car replacement fund, she has no savings, no retirement plan other than Social Security, and almost no assets. One credit card, zero balance, used once a week on average, always pays it off. *** Dear Congressman: This woman is your uninsured target. She almost literally can't afford to pay anything for health insurance; and certainly can't afford fancy health insurance -- she's just barely making it as is. [She makes too much to be eligible for Medicaid since she has no kids.] What's her plan for a serious illness? Go to the hospital, get admitted, and go bankrupt afterward. She has an older used car and no assets -- nothing to be taken away [her car fund would be emptied for rent and food while she's unable to work]. Tell us how this is going to work -- her employer, btw, is almost bankrupt now, so you can't tax it to provide the health insurance unless you also increase health care reimbursements to providers.""

Can I drive my parents car without insurance?

Can I drive my parents car without insurance, the car is insured under my parents name, ( we live at the same address) and also can I drive someone elses car without insurance with his or her permission""

What is the best insurance?

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Drivers license and Insurance?

When you get your drivers license do you have to get insurance with it or do you have to wait until you get a car? Do you have to get insurance when you purchase a car? Also does the cost for insurance decrease when you turn 21? How much is insurance a month generally and in North Carolina? I know insurance is necessary though I just need the facts before buying it.

Is it possible to get a loan and homeowner's insurance for a post & pier foundation house?

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Who is responsible for insurance on car.... the owner or driver?

I'm going thru a divorce and my husband has been paying the insurance on our 3 vehicles. However, I believe the policy has not been paid and due to lapse the first of July. I'm getting insurance on the car I'm driving, but my husband alternates driving between the other car and truck. The truck is titled in his name, but the other car is in mine. I can't afford insurance on two cars. If he drives it, and he's stopped, who is responsible for the insurance?""

How much is an MRI without insurance?

How much is an MRI without: insurance, for the left leg, & in NY.""

Mohall North Dakota Cheap car insurance quotes zip 58761

Mohall North Dakota Cheap car insurance quotes zip 58761

Is it cheaper to shop for car insurance online vs local agents?

I am looking to switch and was told by an agent that they like it when you come to them in person rather than over the phone? I don't want to spend a whole day running to different agencies only to save a couple of dollars each month because the agent gets a share. Is that how it works? Is it cheaper to shop online? I would appreciate any reply.

Benefits of health insurance?

How do individuals benefit from having health insurance? What are the sources from which an individual can obtain health insurance? Why do you think the government provides insurance to older and poorer Americans? What are your opinions of this practice? Why is health insurance likely to become a bigger and more complex issue in the future? Is health insurance a current events issue today? Why or Why Not?

What online auto insurance gives you multiple quotes and is free?

?????????? free quotes????????????????

Health Insurance question?

Who can you add as a secondary person on your insurance? Can it be a significant other or is it only a spouse allowed?

Cheap car insurance for young adult?

Im 18 years old, live in southern california(L.A), and want to get car insurance for my 4 door, 1992 honda accord. I have no points on my license, but i do have **ACCIDENT** on my driving record. Is there any place that would be ideal for me to get insurance at. Im looking for cost effective places. Also do places still give discounts for students with good grades. Im a full time college student with a 4.0...""

How do you get car insurance if you dont have a car?

How do you get car insurance if you dont have a car?

Car insurance in new york state?

i know there are 3 types of car insurance; Liability,Compensation and another,and the combination of this three makes auto insurance very expensive,but i also heard you can chose the one that best suit your needs than to take all three so that your monthly auto insurance expenses could be slashed almost 75%.My question is,as a resident of NY state,am i allowed to just take the insurance i prefer,eg if i want just liability insurance,i just pick that one and ignore the others to lessen my monthly auto insurace.Is that allowed?From the online quote of GEICO which claims to be the cheapest in the NY state,am to pay $550,which is wayyyyyyyyyyy to expensive for a student like me and so heard about choosing one option of auto insurance.Can i just choose the form of insurance i want or is IT COMPULSORY TO TAKE FULL AUTO INSURANCE in NY or America as a whole?""

Auto insurance company that you Do or Don't recommend?

I'm going to be shopping around for better rates soon. I'd like to know names of auto insurance companies that you do or don't like. If you've ever filed a claim with them. How'd they handle it? I live in IL.

Car tax and insurance?

how mich is yax and insurance on a car for over 25s my bf is nearly 25 and starting to drive xxx

How much a month will it cost to have a car including insurance maintance and gas?

How much a month will it cost to have a car including insurance maintance and gas?

Where to find cheap car insurances and allows for monthly payment?

Where to find cheap car insurances and allows for monthly payment? I'm seeking for a real cheap car insurances that allows me to go for monthly payment. any one out there who has any answer, pls reoky to me asap, its really Urgent. thanks, guys...""

How much is Motor Cycle insurance?

I'm 21 years old female and have had my license for 3 years, I went to driving school. So what would be my car insurance for a motor cycle each month? Is it more or less than a car? and if you don't want to answer can someone direct me to a source? Thaaaanks! <3""

How much would a 1 million dollars liability policy cost per month for a fright transport company?

Im starting a small hot shot trucking transport company. I need to know how much a 1 or 2 million dollar policy will cost me per month. Or what kind of Insurance I would need. I will be hauling oil field equipment, cars, pipe, tanks, air fans, motors, things like that.""

Does Michigan have extra cheap auto insurance?

I keep seeing all these advertisements for Michigan (obviously this only would apply if you live/have lived in Michigan) regarding certain loopholes for cheaper auto insurance.. ??

Im just about to start learning to drive have you got any tips what car i should drive to get lower insurance?

I want a beetle but i dont think that will give me cheaper insurance, i dont have any idea.""

MG ZR 1.4 Car Insurance for 18 years old boy?

Hello Im 18 years old just passed my Test. My dad have MG ZR 1.4, his insurance ends in september and he would liekl to add me to his insurance, can he add me only for that couple of months? Does any one know any good insurance companie that is cheap and how much it cost to insure me for that 5-6 months ?. Thanks!""

Car Accident-Health Insurance?

I was in a low-impact car accident and went to the ER the next day to get checked up just incase. I went to my doctor because of back pain and when I mentioned I was in a car accident. They told me I could not go through my health insurance that it has to be through my car insurance. It turns out I have herniated discs and now my doctor has referred me to see an orthopedic surgeon but, I do not feel that the car accident was the cause of the herniated discs. I asked again if I can treatment through my health insurance and I was told by one of the office assistants that it is fraud if I use my health insurance. If I explain to my doctor that I fell down the stairs and insist that I do not want to through through my car insurance because I do not feel the car accident was the cause will he change his mind and refer me to the specialist using my health insurance or should I go through another doctor.""

How much would insurance cost for a '92 ford thunderbird?

How much would insurance cost for a '92 ford thunderbird?

Difference between term life insurance and permanent policies?

My insurance company is offering a term conversion credit if I switch to permanent insurance. What's in it for them, and what is permanent insurance? Whole life? Any benefits for me to change?""

Where can I get a cheap health insurance?

health insurance is so expensive... where can I get those health insurances?? especially the cheap one... yea...the best cheap..not the worst cheap

Car insurance for honda city - chennai?

i am goint to buy a brand new honda city - 1.5. E MT model what is a average yearly car insurance i could expect for this please advise

Received ticket for failure to report accident if found guilty will this make my insurance pay out void?

Was in one vehicle accident car written off insurance paid Still have court for failure to report accident need to know if found guilty will I have to pay the insurance company back

How much would some general liability insurance cost for a start-up salsa company?

My wife and I are starting a small salsa company selling it at the farmers' market and hopefully some local grocers. We would have no employees and sales will be well below $50K for our first few years. How much would some general liability insurance cost for a this start-up? We are in Lancaster County PA if the area matters. Rough estimates would gladly be accepted!

Why do car insurance companies do credit checks?

I have just renewed my car insurance and made a massive saving from 162 per month to 79 per month. But the first few wouldnt let me pay monthly because of my credit history. Why ...show more

How much does it cost for car insurance?

I am 17 years old. I just got my licenses and i need insurance. How much does it cost with my parents and how much does it cost without my parents?

Mohall North Dakota Cheap car insurance quotes zip 58761

Mohall North Dakota Cheap car insurance quotes zip 58761

Where can i find affordable life insurance for my 81 yr old granmother?

I live in Illinois, and I work for the UI, but im not sure if I can add my grandmother on my insurance...So Im trying to find somewhere that will take senior citizens, but something i ...show more""

25 years old and buy life insurance?

Hi guys thanks for reading my problem. I am 22 years old, my husband just 25 years old. We've been married for six years, and has three children. His work on the site and my question is... 25 too early to look for to buy life insurance? If not, would you recommend any company? I extra novice, this will be our first look for life insurance for our family.""

Car insurance Question?

Hey I Am looking for some advice from a driver or someone in the police or dvla or just someone smart :) I am going to be buying a car but I am on a provisional so I will not be able to drive the car on my own as of yet however if I get my mums friend to drive it to an off road parking space is there some sort of day insurance that she can buy to get it there as I dont want to insure it till I am going to be driving it. Yet you cant drive it on the road without insurance and just before any1 says dont do it you will drive it your full license I am not going to do that as I will be joining the police one day and will not ruin my chances of a fantastic career. So yeah thanks in advance oh and 10 Points for best quick answer :D

Car insurance for young drivers?

I was wondering what insurers provide the most favourable quotes for an 18old male like myself? The cheapest car insurance quote I could get was 2262, on an independant insurance website. The comparison websites are useless, I just get results of 3000 or more. I am asking if I can get cheaper than this figure? or should I just selttle for 2262?""

I have an old car ... is it worth it to be paying for 100/300 insurance coverage?

I am driving an old '97 accord, which I got after someone hit & totaled my previous car last year. I have been paying 100/300 JUST liability insurance for it, but I want to know if it is worth it. I am paying approx $100/month for just all liability at this rate. I lowered my coverage and 25/50 is approx $70/month, so I want to know if it is worth it. I need advice since I know nothing about this at all. I don't mind paying if it is a better option, but I also don't want to overpay for an old car. Any advice is greatly appreciated!""

What would insurance cost on a 2010 nissan versa?

I am getting my first car a brand new nissan versa approximately how much will insurance cost me i'm a male and a college student

What car insurance would you recommended after having a DUI?

I'm on my last month of having a year suspension and need to start checking out insurance companies. After AAA saw my penalty on record, I was instantly declined to be re-insured. Obviously I can't be picky, but all I ask is for the best deal at the lowest price. Not sure if these influence the price ranges or not, but here are some basics that may be of assistance: Female, 20. Toyota Yaris '09 wet-and-wreckless infraction, over a year ago. Been driving for 4 years. Sacramento, CA""

Question about switching auto insurance?

Currently I'm with state farm and I recently changed back accounts without telling them accidently so now I am a month behind and they took away my coverage. I am thinking about switching to a cheaper insurance company but would I still have to pay state farm the rest of what I owe for the 6 month contract I have with them?

Should I purchase life insurance for my child?

Should I purchase life insurance for my child?

Insurance for a motorcycle?

How much will insurance cost me... details - live in los angeles - 15 about to start classes and everything in march when im 15 1/2 - want to drive a suzuki gsx-r600 - gpa is around a B average

How much Would motorcycle insurance be for a 16 or 17 year old be?

I am thinking of getting my M1. I live in Ontario Canada. Yes, I know it is dangerous, thanks for the concern..... I am taking safety classes and everything I can to be safe. I am probably getting around a 2000 kawasaki Ninja. I am a Male. I am just trying to get a ball park for insurance for me. Also just a little bit off topic, but what other expenses when starting up. Like sighning it over Legal fees? Do I need to get is saftied again? I wouldn't want Collision for my bike and all that as I am buying a cheap starter bike, and I work at a Collission centre and can have it fixed for cheap, so the price of collision on each bill would be a waste. Thanks everyone

Looking for Catastrophic Health Insurance provider in Florida?

Hi, I DO NOT want to compare rates, I would like a link or phone number of a specific provider if someone knows of one that they can recommend. And please tell me your experience with them, or how you go their number... All the sites I have been to are regular plans not catastrophic, plus, I want a personal recommendation, (well, this is better than just going on the internet blindly). If is for a friend of mine. She is 50, lives in FL. She wants Catastrophic Health Insurance only, (no doctor visits, labs, rx...) Thank you -Dixie""

Is it possible for someone to sponsor your car insurance?

I heard you could find somebody to sponsor your car insurance and the rate will go down if the person has good credit. Is that true? and what company has lowest insurance rate for 2 way?

Health insurance info?

I'm trying find my boyfriend affordable health insurance that also covers his want/need for counseling. We live in Georgia and I need some advice since I'm still currently considered a dependent for the time being. Thanks!

Quebec car insurance question?

does anyone know how much insurance would be on a Camaro for 17 year old im not sure which year of the camaro or like if its like 1 side or whatever im not to sure how that works but just roughly for a car like that how much would it cost? thank you

How can i get car insurance on a car that is not in my name or my husbands name?

Our car (or my husbands car you might say) is legally my father-in-law's because its registered in his name. My husband's car insurance is also under his father, but his name is on his father's insurance policy. (so its my husbands car insurance, but his father is the main one on the policy... he's under his fathers car insurance more or less) The car is registered in Georgia, and the insurance is an out-of-state insurance from Georgia but it insures us down here in Florida (where we live). He has Allstate insurance. How do i come about getting car insurance on our car? I'd have to get it myself... i don't think they want me going under their policy (or whatever it is you call it)... id have to get it on my own. Would it cost a lot more because i'm doing it this way?""

Cheap car insurance im 19 male 1yr no claims any ideas or websites?

i need my insurance to be as cheap as possible any help ? ideas ? any thing lol any websites or anything to help thank you i know im in the same boat as everyone but this is worth a try lol

Good health insurance quotes websites?

Whats a good and reliable website where I can look up health insurance packages and quotes

Need advice about getting a motorcycle and a permit at 15 1/5 in CA?

Well im gonna try and get my motorcycle permit at 15 and half. ive already researched and know that i can in california....i just have some questions.also, i have been riding dirtbikes all my life and sometimes ride on the street illegally and i feel safer and like i can handle them better than cars. is insurance going to go up insanely? is a harley sportster an alright bike for me to get at first?( i WILL be taking a motorcylce safety course also) and is there a specific engine size limit if i do have my permit?""

What is the cost of Ciprofloxacin without health insurance in the States?

I think the usual dose of Cipro is 250 to 500 mgm every 12 hours for approx 10 days for UTI from what I have read online. So assuming its 20 tablets what is the cost of Ciprofloxacin without health insurance at Walmart. Just getting an idea of what the cost might be before visit to Doctor round the corner. Any experiences with buying antibiotics without health insurance? What are your thoughts on this in general and any idea of approximate cost of Ciproflaxin without insurance at Walmart. Walmart seem to be the most affordable place. CVS are expensive. Walgreens are very expensive in my opinion.

Can someone use a P.O. Box when applying for auto insurance?

Can someone use a P.O. Box when applying for auto insurance? I live in New Orleans, and the insurance for new and used vehicles is REALLY expensive. I have a clean record, and am applying for insurance on a non sporty vehicle (Honda Accord or Civic sedan). I was wondering if I can get a P.O. Box in another Parish (County) where the insurance is significantly cheaper. This way I can apply with that address rather than my residential. Thanks for your help!""

Is kaiser permanente health insurance confidential with teen the way Planned Parenthood is?

I know it's a family hospital, but do they let your parents know everything when you go see them for something like a vaginal check up?""

How does a 'unsafe vehicle' violation affect ones insurance?

I got my speeding ticket reduced from a speeding ticket to a 'unsafe vehicle' violation. How many points is that and how does it affect your insurance rates. I thought I herd te judge say it counts as zero points.

Best insurance company in ..........................?

What is the best insurance company if I live in Alabraska?

Question about how much you think my insurance will be??! please help?

I'm 17. I just got my license. I will be put on my grandmas insurace. She has one car. We plan to share that till I can get my own. the car is a 1995 sc400 lexus. how much do you think its going to be a month?!

Mohall North Dakota Cheap car insurance quotes zip 58761

Mohall North Dakota Cheap car insurance quotes zip 58761

""I am international student , i need to apply health insurance(Texas)?""

where should i go?(houston, Texas) what stuff should i prepare or anything i should biring""

Car insurance write off price?

If an insurance company (Admiral) writes off a car thats been in an accident,what percentage of the car do they normally Pay? The car is 10 months old and been owned by us from new?""

Car insurance question?

I'm going to get a car that is 3000 bucks...I dont want full coverage....I want somehting like PLPD or something.. How much is it going to be for insurance? Cant I find anything cheaper than 203.00 thats the cheapest so far. I dont need to pay that much... HELP??

Can you help me find Insurance?

Im trying to find a phone number for Cheap Health insurance in Mars Hill maine. THe zip code is 04758. I want a phone number because I only need Insurance for my children not on myself I live in a different area. I don't want to do the online quotes I want to talk to someone! Can you help me find this information? I need an affordable plan

Is dental insurance mandatory in Massachusetts ?

Medical insurance is mandatory in Massachusetts, but is the dental insurance also mandatory ?""

Anybody know the cheapest way to get car insurance?

Im 18/ female and this will be my first car , first time driving...prices are soo high it's hard to get cheap insurance at my age being a new driver. Does anyone know a loophole or just a way to get it real cheap?""

What is the cheapest insurance group in the uk? how do they class it?

What is the cheapest insurance group in the uk? how do they class it?

Where do I buy car insurance online?

Need to buy car insurance online and do not know how to go about it.

Cheap auto insurance safe to have?

I'm going to buy auto insurance and the rates I'm getting are pretty low, $72.00 per month (Progressive) and $92.00 (Geico). But I picked the state's lowest minimum coverage that was available, and I was wondering if it's safe/okay to do that? Thanks :)""

Which is the best company to provide affordable individual health insurance? or best way to getting one?

Which is the best company to provide affordable individual health insurance? or best way to getting one?

""I was driving my husbands car, I was not on his insurance yet. A car hit us while sitting at a stop sign?""

I was driving my husbands car, I was not on his insurance yet (married two weeks before). A car hit us while sitting at a stop sign. The at fault driver's insurance company is ...show more""

Does anyone know of an insurance company that would insure a car for a newbie?

Looking for cheap car insurance Does anyone know of an insurance company that would insure a car for a newbie? I am looking at buying a used car ASAP to get to work.

Where can i fins cheap car insurance? or get cheaper somhow?

i have been looking for car insurence and the cheapest i can get is around 3000 but i was wondering if there are any ways i can get it cheaper? also i was wondering i am getting provisional insurence but i am paying it monthly so what will happen if i pass my test and still have provisional insurence??

What is the average cost to own a car in the UK?

If you went for the cheapest car for Insurance, gas mileage, ETC. What is the average cost a month to own a car in England?""

Question about insurance?

Hi. Why car insurance is cheaper for: policy holder with driving licence held for 1 month and additional driver with provisional licence held for 3 months than: only a policy holder with driving licence held for 1 month ?? could someone explain me why is that ?

Will I loose my parents health insurance if I fail one of my college courses?

All too soon I'm going under the knife and I'm worried to death that me failing my online english will cause me to loose my parent's health insurance. Does anyone know if I will or not?

Car insurance question?

I'm adding a new driver to my policy, and shes 18. They quoted me at about $400 dollars, which is crazy in my opinion. Just woundering if there is any really cheap car insurance companies, especially for teen drivers? Thankssss guys:)""

Cheapest car insurers for 17 year olds?

Which websites offer cheap/reasonable insurance offers for new drivers? Im 17 so I wanna find the best deal!

Car Insurance????

Hi does anyone know any cheap car insurance companies. Thankyou

Where can i find cheap Auto Insurance Providers in Missouri ?

Where can i find cheap Auto Insurance Providers in Missouri ?

How much is this car's insurance..?

Iam 22 male (Married) and have a squeeky clean driving record. I am in the market for a new car and here is a list of the cars I am considering. If you could tell me which one would have the lowest cost for insurance (Full Coverage) that would great! -2005 TL acura -2005 Mini Cooper S -2007 Civic 4 door Si Thanks.

Is there any insurance company that accepts sr22 insurance required cdl driver who need just bobtail insurance?

I have sr22 restriction on my cdl. And just bought my truck. Its really hard to find Bobtail insurance some ppl call it non trucking liability insurance because of my driving record or sr22 (I guess its samething). Is there any insurance company or agency out there who might accept?

Do you have health insurance?

if so, how much is it per month? how old are you? what kind of deducatble do you have? Feel free to answer also if you do not have insurance and do you support obamacare?""

How much does a male aged 17 pay for car insurance?

Well I'm 17 years old and I'm currently taking driving lessons and hopping to do my driving test really soon. So the reason i asked this question is to just find out how much you pay for your car insurance. P.S If things do go well and I pass my driving test, I am planning to get a 05 Reg Vauxhall Corsa 1.2 SXI. So it would help if someone owns a 1.2 car and they're 17 years of age to answer this question. Thanks!!""

I want to cancel my life insurance for a better one can i get my money back that i put in on it.?

are we allowed to get money back that we put towards life insurance.. if so how long do u have to have the policy to qualify for this. mines is only 7 months old. thanks.

Mohall North Dakota Cheap car insurance quotes zip 58761

Mohall North Dakota Cheap car insurance quotes zip 58761

https://www.linkedin.com/pulse/compare-home-insurance-quotes-brianna-todd/"

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Tip cheap car insurance with no upfront deposit

"Tip cheap car insurance with no upfront deposit

Tip cheap car insurance with no upfront deposit

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

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Im 17 now and want to get a yamaha v star just to cruise around on but i dont kno how much the insurance will be, knowing that insurance for a teenager is horrible. I am going to basic training this novemeber so ill mostlikely do all of this after i finish so i have more money. Ill be 18 by then and just was wondering how much the insurance will be? Also if there are any military discounts for this? Thanks for your help""

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I am a new driver just got my license. To add me to their policy its going to be an additional $330 a month! The car is only worth 5,000. What should i do?""

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What does SB Insurance mean, 9.95 a month on a credit card paper statement? Chase bank?""

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I am thinking of taking some investments and insurance policies with Zurich International. Has anybody had any dealings with them? And, if so, has your experience and dealings with them been positive or negative? Are they as good as they say they are?""

Does anyone have a moped and pay insurance for it?

I would like to get a moped when I get my driver's liscence in a few months or so. Does anyone own a moped and pay insurance for it? I've heard it's much higher than car insurance. And also, would the insurance rate be higher for a new driver, rather than one who has had a liscence for a few years?""

Car insurance question?

If something happens to your car and it falls under comprehensive coverage, will your insurance premium go up after the incident?""

What is the average cost of car insurance for a 16 year old male?

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Arnold Clark Insurance?

Whats the minimum age to be a policy holder for arnold clark insurance? Ive been told It's either 18 or 19, Do they still base the risk like everyone else as I've also been told that it's a fixed price regardless of risk, the only rating factor is the drivers age?""

Will the insurance company total my car?

Sadly I hit a deer over the weekend. Everyone is ok but I totaled the deer. The front end of my 2007 Dodge Caliber is all tore up. The preliminary estimate for repair from the auto body place is around $7,700. (That is before actually taking everything apart or testing anything including the engine.) I am unsure of what value my car is currently to the insurance company. I checked Kelley Blue book and the trade in value is around $8,500. Private party value is around $9,600 or a little higher.""

What would auto Insurance cost me?

I am 16, live in Toronto. I am a male, and none of my parents have insurance so I will be on my own. I have an 88 avg in school. And I will look for a car with low insurance prices and that is safe.""

Car insurance information?

If you have full insurance on your vehicle and you was driving reckless and got into a accident is it covered.....

""My insurance comp insured my car with a salvaged title, am i gonna have trouble?

I have had full coverage insurance with my insurance on my car for over 2 years and my car has a salvaged title. Recently it endured hail damage and instead of fixing my car they are totalling it out and letting me keep my car minus the cost a salvage yard would pay them. It is valued at 1600-500 for what they could sell it for and i stand to get 1100 but they want me to send them a copy of the title. Am i gonna have trouble since the title says salvaged on it and get less money? They never asked me about my title when i got insurance on it.

""My car got impounded for no license or insurance? How much, and how can i get it back?""

Hi, i got pulled over today for having my windshield cracked, now they impounded my car for 30 days because i had no license or insurance(I know) Can i get it back sooner? How much will it be at the end? I am in Arizona btw..""

Is moped insurance cheaper than car insurance?

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What is a good insurance for wisdom teeth extraction?

I am currently a college student, and I don't have any dental insurance coverage. I visited a general dentist today, he said that I have to get my four of my wisdom teeth remove ...show more""

Question about my Geico Car Insurance?

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I own an insurance agency. I have a seperate checking account for insurance premium funds. When we collect a insurance premium payment from a customer, the funds are deposited into this account and then we send our agency check to the insurance company. How are these funds treated on form 1120S?""

HOW TO GET MY CAR INSURANCE DOWN PLZ!!?

Hi Ladies and Gents, im 24 yrs old and turn 25 in august and my dream is to get a car to help my mum and dad sadly im not the best with technology or bargain hunting im a little bit naive if im honest. Anyway i thought as this will be my first car my insurance would be quite high and i thought 1500 a year would be decent enough paying monthly. so i tried some insurance sites but best i could see was around 2700 and i thought wow thats shocking! i need help from you guys if you can spare a moment please thanks, i dont need anything fancy just an A to B car to help mum and dad with life and me get to work ofcourse. I decided to start my lessons and drive an automatic car starting end of this month at payday! so ive listed some details below that i think you can help me to get a cheaper deal, thank you guys very much for being kind. ok... my car will be a cheap one maybe 1000 2nd hand automatic civic,corsa or something pref 3 door 1.4L is fine also i seen some on auto trader. annual miles 10k SD&P<<im sure thats rite social and work? fully comp i may hang off till i turn 25 if my insurance will go down and also i thought a little about going on someone elses insurance (my aunt has a mobility car for my mum) or adding someone to mine? not sure? also my sister and her BF have a car but im a little scared to ask them haha! so can anyone please help me get a cheap quote thanks a million,!""

Help with car insurance claim process?

A few days ago I scraped a co-worker's vehicle in our work parking lot. She wasn't in a proper parking space, but whatever, it was clearly my fault. I am paying for repairs to her car. I have pictures of my vehicle after the accident, but not of hers, because she left for the day while I was trying to find out who I had hit and find her in the building. I haven't brought this up with my insurance company yet. I initially thought I was going to be paying for scuffs to be buffed out of her back bumper, which wouldn't be cheap to fix but I figured it'd be inexpensive enough that I wouldn't involve my insurance. Today she handed me an estimate for $600+ for bumper replacement and paint work, etc. Fine. It was my fault. I'll eat it. But if I now want to involve my insurance, what do I do? Do I need her insurance info to file a claim? If I call up my insurance, does her insurance have to also become involved? I'm not even fixing my car - the fender's messed up but it's an old car and cosmetic damage doesn't bother me. I don't know what my insurance deductible is...if it's $500+ then I guess I won't bother and will just pay up in cash.""

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Tip cheap car insurance with no upfront deposit

Tip cheap car insurance with no upfront deposit

Can someone recommend a good and affordable dental plan?

I'm trying to find a good dental insurance that is very affordable for a middle/lower class citizen like myself. Can somebody recommend anything for somebody in my case?

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Maternity insurance coverage?

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How to lower car insurance costs ?

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20 yrs old. ninja 250r 2009. Southern Cali

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Insurance for motorcycle?

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How will Obama's healthcare plan help me?

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Insurance money or insurance fraud?

My dad told me a story about his boss a long time ago about how his wife survived cancer, and incurred 1million dollars in bills. the company has a health insurance that covers his entire family, but he also was covered by another health insurer...be it his or possibly his wifes. After the whole ordeal he paid off all the bills and had received an extra 1Million from insurance.... Was this legal? ( He was paying for both insurances ..knowingly or possibly not )""

Tip cheap car insurance with no upfront deposit

Tip cheap car insurance with no upfront deposit

Ford focus insurance?

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I'm a 25 year old male living in Florida, and I'm a Greencard holder with no health insurance. I'm looking for affordable health insurance. I have pre-existing conditions including Obsessive Compulsive Disorder, Schizo-affective disorder and Asperger syndrome. I take two medications for my mental health problems, one of which costs about $54 per month and the other costs about $33 per month. How much would the cheapest health insurance cost for me that covers most or all of the cost for my medications? Thanks for any help!""

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where can i find cheap young drivers insurance in uk

How much will insurance cost for a 16 year old kid with a licence.?

To add a 16 year old kid with a licence to his parents insurance, how much will it cost""

What would the insurance on a 2004 audi a4 be?

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Mazda Miata insurance is wacked?

I got a quote from Geico, which is the best I could find, on a car that I'm thinking about purchasing and financing. The car is a 1996 Mazda Miata with 80,000 miles on it. Geico gave me a quote for $882 for six months, thats $147 a month and $1764 a year. What the heck?! I'm 18 and don't understand why insurance is that expensive. I've never had a ticket or an accident. It also says that I need to get a deductible when the car is selling for $3995. Any advice?""

Am I legally insured to drive my car?

I live in the UK and hold a provisional driving license. Recently I became the registered keeper of a car, and to cut down on insurance costs, my mother insured it in her name with me as a named driver. As I am still not fully qualified I always drive under supervision. A friend has suggested that unless I make my mum the registered keeper of the vehicle, my insurance is not valid and I am breaking the law. Is this true?""

Does getting a ticket without losing points increases your insurance price ?

I just got a ticket for driving my car without having my drivers license with me. Altough it's better than 128$ and 2 points, its still 52$. The thing im wondering though is will my insurance company charge me more because of that even if I didnt lose points on my drivers license ? Thanks""

Does anyone know if Nationwide insurance will raise your rates if you have a red car/suv?

I'm looking for a new car and wanted to call them this morning but it's a little late now. Does anyone know if Nationwide insurance will raise your rates if you have a red car/suv?

How much would car insurance be for me?

I'm 15.5 and I really want to get my learners permit, but I gotta talk my parents into it. I would pay for EVERYTHING. I just need to know how much. I know its hard to calculate, but please estimate! :) When I buy insurance my info will be 16 years old Male 3.8 GPA driving a 2012 Jeep Wrangler Los Angeles California And I would want medium coverage the help would be great! thanks :)""

Will my car insurance premium increase for passing a red light in NY?

This is my first moving violation, it originally was failure to stop for a school bus but it got reduced to passing a red light and is now only 3 points. I have a clean record otherwise and my auto insurance is under my mothers name, I am just a secondary driver under her quote. Will my insurance premium go up and if so will it be much? Is there anything that I can do to lower it if it does go up?""

Who do i call about health Insurance ?

I'm 19 years old and live on my own. How can I get health insurance in my own name since my father is no longer w us and my motherdoesnt ha ve her own ?!

Insurance as a 17 year old on a 1973 Volkswagen Beetle?

I am 17, I am currently insured under my mums name on a BMW 320D. However I have my own car, which is a 1200 Beetle 2 Door Saloon, petrol and manual transmission. I live in Northern Ireland, UK. I was looking to get insured in it after I get it MOT'd and taxed. I know nothing about insurance on vintage cars, so anyone who has more experience in this field could you please tell me how to go around doing in. Who should I get insured with? I dont want to be spending more than 100 a month.""

Why are there not provisions in the ACA that put caps on how much health insurance premiums can increase?

I just bought into a health insurance policy as I work 2 part time jobs and get no benefits in those jobs. Now my health insurance provider is saying my health insurance premiums will increase by 50% with higher deductibles and higher out of pocket maximums. This will put a strain on my finance as I can barely afford what I have now and having a $1500 increase really hurt. Why did this ACA not have something to cap these outrageous premium increases plus benefit decreases? It seems to be making it unaffordable rather than affordable.

Buy individual family heath policy - what to look for -?

hello, i wanted to buy a individual insurance for my family and please advise me a good company my family = myself(31),wife(29),and kid (1yr). -- i got some online quotes. but could you please let me know what are some of the things to look for while shopping for a individual family insurance.. basically, my expectation from a policy,is something that covers my kids doctor visits at no cost and should be acceptable in best hospitals and doctors office.""

Is there any auto insurance companies out there that does not require a credit check when applying for car ins?

I am trying to change auto policies and all the companies I have contacted so far wants to pull my credit and ask for my SSN number. Is there any auto insurance company that does not require a credit check for car insurance ?

How much is Car Insurance in Korea?

I live in Korea and am looking for a car insurance package that's inexpensive. I've been told they're about 300,000 Won per year, but I'm sure there are cheaper options available. Thanks!""

Please explain what comprehensive car insurance means.?

Please explain what comprehensive car insurance means.?

Cheap car & insurance for young male driver?

My brother is 23. He has passed his licence 2 years ago and his pass plus 1 1/2 years ago. He's still struggling to find a car & insurance that he can afford. He's not fussy about the type of car so long as it's not a girls car (ie chiqichenco). The insurance can be third party etc. He has a budget of 400 for the car, what should he buy? The insurance quotes so far for various 1.0l-1.3l cars have all been over 1000 which is out of his price range. Any help would be greatly appreciated. xxx""

Where can I get affordable liability insurance for small moving company?

I am looking to start a moving business and I need to find reliable and affordable liability insurance.

What is the cheapest car insurance for someone with moving violations?

Just bought a 2011 Ford Fiesta and am quoting insurance companies. In the past three years I have 3 speeding tickets, two 1-14 over, 1 15-29 over. My current quote with Progressive is $169/mo, Geico gave me a figure of 280...any companies I should check out?""

If private insurance companies are so bad...?

Why doesn't the government nationalize life insurance and car insurance?

Whats a cheap insurance company for a 16 year old boy?

Whats a cheap insurance company for a 16 year old boy?

Tip cheap car insurance with no upfront deposit

Tip cheap car insurance with no upfront deposit

Is the issue access to good health insurance or is it access to good healthcare?

Ok first order of business I know how the whole health care issue is being made into this big complicated monstrosity. I would llike to get people's input on this and maybe some insight into better understanding a way ahead. First let me say that my question is not based on politics I'm not representing democrats or republicans as a matter of fact politics and money is what is frustrating me with this entire health care issue. I hear about all of this debating and I want to ask what is the real issue that everyone cares about correct me if I am wrong but I think it is access to dependable and reputable healthcare. The next issue I have, Is it wise to put health care interests in the hands of for profit enterprise. Now this is not an attack on health insurance companies but it is a question to the average person. I have read countless stories of people who thought they had good insurance for years all of the sudden they get sick the insurance pays the lowest possible cost and then cancels their coverage. Or here is another example, former health insurance employees tell of how draconian the companies are that they have worked for when it comes paying for coverage they would rather cancel people's policy. I am forced to wonder how long will it be before doctor's and nurses will be required to have an M.B.A. as a prerequisite for practicing medicine. I am all for free enterprise but something just does not sound right when you have an entire industry based on the soaring cost of healthcare and people's inability to pay for it. Seems that you are at the mercy of your insurance company at the time that you need them most. It seems that access to healthcare has been debated and put on the back burner for over 50 years combined with the fact that the people making the decisions regarding healthcare access rarely have to concern themselves with access to healthcare for themselves or their families, I'm just wondering how much longer is this cycle going to continue before something tangible gets done. I'm not saying healthcare should be totally free. I'm not saying that healthcare costs should destroy the middle class either. I definitely think that a for profit company priorities are to make a profit and answer to stockholders where does the patient come in on this equation. Does anybody out there have any viable solution or are we doomed to keep repeating the same mistake over and over again where the bottomline seems to be when all is said and done when it comes to healthcare access you have to fend for yourself.""

What are you paying for ur car insurance?

I just bought a brand new 2010 EXL V6 honda accord , i went to my current auto insurance for a quote and with my husband's ticket record and accident..our age..location ( Central cali), price of the car ($31,000)...its going to be 215 a month. What do you think of the preimums?""

Insurance for 17 year old female?

Hello, I wanted to know what the price would be ranging between for a car that probably would have been made in the year 2000. I haven't started lessons yet but i will be by october and wanted to get a rough idea. Also i heard that there is a insurance that you can get that is cheap but you're not allowed to go out after 11pm at night or something. Is this true? if so what would the price be roughly?""

My insurance company doesnt want to pay!!?

I was struck by an uninsured driver on 02-10-11. Because the driver who struck me was uninsured I was forced to file a claim with my insurance company(Omni Insurance). The car was towed to CJ's collision at 6128 n beechwood Philadelphia, pa ,19138 on 02-11-11. Phone number 215-848-2836. On 02-14-11 Omni insurance sent out an appraiser to evaluate the vehicle. They then faxed an estimate on 02-15-11 totaling $5300 to CJ's collision shop. I went to the collision shop on 02-15-11 to sign paperwork giving them permission to work on my car. They then began the repairs. On 02-18-11 the insurance company then deemed my car a total loss. The vehicle is a 2005 Nissan Altima SL with 96,477 miles. The NADA value for the vehicle is 10,995. According to Omni insurance a car is deemed a total loss when the repairs reach 70% of the value of the vehicle. Omni insurance valued my car at 7,415. They then proposed a settlement offer of 5826.40. They deducted 975.00 in prior damages(which I disagree with) and 1000.00 my deductible. The settlement offer included 386.40 in sales tax. After negotiating on 02-28-11 they proposed an offer of 7835.30. The value they gave my car was 9255. Again 975.00 was deducted and my 1000.00 deductible. They including sales tax and tags/registration fee in the offer. I accepted the offer out of desperation because they also stopped paying for the rental car I was driving on 02-28-11. I work, attend school and have a child my schedule requires that I have a car so I paid out of pocket for a rental car until 03-07-11, expecting the payment to be issued to my lien holder by then so I could purchase another car. I contacted them on 03-07-11 inquiring about my payment and was informed they did not pick the vehicle up from the collision shop therefore they were not issuing a payment. The collision shop gave them a bill of 1750.00 for the repairs they did and the storage fees. The insurance company disagrees with this and refuses to pick the vehicle up and issue my payment. They have also stated this may come out of my settlement offer. The insurance company already has the title to the car and all the necessary paperwork to the vehicle but refuses to issue a payment. It has been a month since I filed my claim and I can no longer afford to pay for a rental especially since it seems I will have to purchase a new vehicle. The insurance company is low balling me and also forcing me to pay for repairs they approved then backed out of.""

How much does it cost to replace an in-dash navigation system and does insurance cover it?

So here's the story. I was driving in my 2012 Honda Civic today and got angry and punched my navigation system (I know. It was unbelievably stupid. I know.) Anyway, the screen is shattered now, but the system still works. I called up a Honda dealer who said it would cost $3600 not including parts and labor. When I search online, the navigation systems seems to cost between $250 and $700. So what I want to know is, how much should I expect to pay to get this fixed. How long does it take? Will my insurance cover it? If my insurance covers it, will my rates change? Is the dealer the best way to get it fixed? I'm also under my warranty still, is there any way this is covered in my warranty?""

What is ment by term life insurance?

whole life insurance term life insurance

What kind of car insurance......?

do u have and how much do u pay a month

Best way to find affordable therapy for a teenager with depression?

I'm seventeen years old and I think I have depression. All teenagers are emotional, I get that, but I know this is more. When I'm occupied and around people for a few hours at a time or less, I'm fine and usually even happy. Then when I actually have time to stop and think and let my mind wander, I usually feel kind of hopeless and just very sad. I also have other emotional issues, like the littlest things seem to enrage me. Also, I read somewhere that depression can cause physical issues such as digestive issues (which I have been having a lot of the past four or five months). I cancel plans a lot now, either because my stomach is acting up or I feel too sad to go anywhere and I just dont want to be bothered with people. Ive been sleeping a lot more than normal lately because thats the only time things dont bother me. When I was about thirteen I had an issue with cutting, I would talk to my guidance counselor (which is not an option now because I did home schooling and now am done with school until college next fall) and when she realized that I may have some more serious issues, she called my mom. My mom always brushed it off. She talked to me a total of one time, only when I went to my older cousin and my cousin forced my mother to talk to me. Basically, my mom got mad because I said I didnt feel comfortable talking to her and she refused to send me to a counselor, then she said she would send me to a counselor (at that time I had insurance) but she never actually ended up doing anything. So I went back to doing what I always do, pretending to be fine, and for the most part I controlled it. I stopped cutting until about seven months ago, which was also when all my other issues started popping up. I havent cut myself in a few months now, but I still have the urge to which is not okay. Depression and other mental health issues run in my family, and I keep thinking of one particular relative who got so bad that she took her own life. I know that at some point she must have been like me, where it was difficult but still somewhat manageable, and it just scares me that I could get to the point she was at. I have no insurance, and we have very little money. I know Yahoo Answers isnt the ideal place to seek advice, but I dont know where to go. I only have one true friend that I trusted enough to tell, and obviously she is my age so shes just as clueless as me. Then I have tried talking to my older cousin (not the same one I mentioned before, she and I dont talk anymore) but in her world even if the money is not readily available, when its needed they find a way, so she doesnt get the concept when I tell her I really do NOT have the money for a psychologist or insurance. Is there any websites or anything that provide information on free or more affordable counseling for teens? Im ready to admit that I need help I just need to find somebody actually willing and able to give it to me.""

Wat is the avarage cost for car insurance in nyc? anyone! please be as specific as posible?

so ive been thinkin about getting a car. but i dont know how much i would be paying a month for car insurance..i would really appreciate to get accurate answers...thank u guys

I receive a health insurance stipend but keep it in savings instead. is this okay?

i went from being fully covered with my company in los angeles, but i moved to new york 7 months ago, where their insurance doesn't cover. in lieu of this, they give me a stipend. however, it's not nearly enough to cover cost of insurance here, so i've been putting it in a savings account until i can afford a plan in my budget and/or emergency health situations. my boss just asked me for proof of insurance. i will tell the truth of the matter, but what will happen? what can they do?""

Medical/health Insurance for H1b and H4 visa holder?

What is the best medical/health insurance ?Is dental,vision and pre natal included? What are HMO/PPO plan?What do i need to know about it? need some input. pls suggest. thanks =)""

Car insurance question.?

If I buy a car from my uncle, and do not drive it do I still have to pay for insurance on it? Extra info: I only have my permit and get my license in October. So I don't plan on driving it until October. I don't want to have to pay insurance on a car I wont be driving until a couple of months. Thanks in advance.""

Which would have cheaper insurance a 06 charger or 06 bmw 330i?

Which would have cheaper insurance a 06 charger or 06 bmw 330i?

Are States legally allowed to require car insurance?

Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with these items. item 1: Premium rates are as high as the industry chooses to set them item 2: Insurance companies are not required to provide to low income families (as are utilities, and other necessity services) item 3: Insurance companies only pay a small percentage (20%) of claims, and only 6% without judication.""

How much would insurance cost for a Porsche Boxster 2013?

I'm 18 my mom offered a Porsche boxster 2013 for my first car. She's putting a down payment and co signing it for me. But I was wondering how much the insurance would cost? Please help? And also if I should stick with this car or not?

How long do I have to get insurance on a car I just bought in Pa?

My boyfriend bought a car in private sale over the weekend. Because his parents don't have his name on the insurance cards I had to put the title and registration in my name. Now how does he insure the car with it in my name? And how long do we have to get the car insured?

Cheapest Car to Buy & Insure?

Hi, I am 28 years old and looking to purchase my first. What are the cheapest cars with the cheapest insurance, anything a step above a bucket with four wheels is what I'm looking for, no aesthetics or fancy extras.""

Child support/car insurance?

Ok so I just got my liscense and I bought half my trck and my mom bought the other half. So is it right for my dad not to pay for my insurance? And does child support cover car insurance. . .plz just give me your opinion/facts on the whole ordeal.... Have not found job just turned 15..btw Thank you all

Geico payed a claim of $2500 how much will my insurance rates go up next year?

And if it will increase significantly can I refute that amount? The other guy insisted that insurance paid to fix his car (TWO LITTLE PAINT SCRATCHES NO WAY IT WAS THAT MUCH!) not let me pay it out of pocket so they went ahead and paid w/o telling me first.

I have a friend who say he knows a guy who works for a car insurance company and can guarantee cheaper quotes?

Does this sound normal for staff to be able to do this as I have had a similar offer from someone else a while ago. I am just worried that they may set up a policy but when I go to make a claim its not a real policy or something. Please note it is a significant discount as well and he can also get me quotes on cars I wouln't otherwise get insured on as a normal customer All sounds a bit to good to be true!

What are some car insurance companys?

would love to know ones that are cheap???

Approximately how much would it cost for auto insurance for a person thats 16?

About how much would it cost to insure a 16 year old with a 2009 Nissan 370z? Parent's credit is near perfect and car is in their name and I have my grades higher than 3.0. Saying a lot of money doesn't help because I already know insuring a car like that costs a lot of money, just looking for a rough estimate.""

Who is the insurance/workers compensation carrier for Petco?

For a research project I'm doing on the pet industry, I need the name of the carrier who provides insurance and worker's compensation for Petco, PetSmart and the like.""

Good health insurance?

I am a 29 year old male, i don't smoke or have any health problems. I am looking for good health insurance that doesn't have a high monthly cost. any recommendations of what to stay away from or some good ones would be much appreciated. Thanks. :)""

What is the best and cheapest car insurance for a first time driver?

I have been driving for about 3 years now. And now I am saving up for my first car. I just want to know whats the best car insurance because I know its gonna be pricey because I am a first time driver and under 25. What do you suggest I should try? I am still doing my research regardless but I want to be prepared to pay for at least 6 months in advance because I am still in college as we speak. I just don't want to worry about that every month when I get the car. Thank you !!

Tip cheap car insurance with no upfront deposit

Tip cheap car insurance with no upfront deposit

https://www.linkedin.com/pulse/hit-runaffect-my-car-insurance-anthony-peterson/"

[captainalwayslazycollectort-blog]

Why did the hospital bill me and not take my insurance, which apparently they accept?

"Why did the hospital bill me and not take my insurance, which apparently they accept?

I was involuntarily taken to the hospital, most likely the emergency room. I was unconscious in my car from an overdose. I just received the medical center s bill for nearly $2,000. I do not remember a thing from that night, but on the bill it specifically says that I had no health insurance... I carry several Health Net PPO cards with my information in my wallet which they looked at. Why did they say I have no coverage on the bill? Do I really have to pay?

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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How can i make my car insurance quote cheaper?

When i get quotes online they are really expensive, what could i change to make it cheaper?""

First time Car Owner Getting Insurance?

I'm a college student, not living with my parents, which means I will need to start my own parents. and I'm looking to buy my first car, which might be an out-of-state title. Say I eventually, locked on a deal. The question is: Do I have to buy insurance before paying for the car. But then how does the insurance company assess the quote since I haven't had a car yet. Do I just tell them the make and year of the car I'm Going to buy for sure or how does it work? What if I bought the insurance, but the deal didn't work out, and I have to choose other car/ make/ year? Or, can I get it insured soon After I make the purchase? If so, what happens between I picked up it from the seller and driving it to get it insured. Do I get screw if I had an accident during this time. I probably sound pretty stupid by now.. but dude help me out here.""

How to get cheaper car insurance?

Im 17 and looking to buy a ford ka. I have looked at quotes online with me as the main driver and using my parents as named drivers to try and lower the premium but the cheapest i have found on price comparison sites is 2100 for the year. I was wondering if anyone could help me and knew anything that could reduce the payment. Many thanks for your time, sam.""

Am I owed interest on life insurance benefits payout?

I live in California. I received life insurance benefits, lump sum, due to death of the insured. There was no estate for the decedent. The insurance company, on the East Coast, took two months to send the funds. Am I owed interest on the lump sum?""

Any reasonable way to get car insurance as a young person?

I'm 18 now, and I've just passed my car test, and bought myself a 2000 Toyota yaris 1Litre (998cc) And have been toying with finding myself some cheap insurance. So far the cheapest I have com accross for me to own my own policy is 2,100 a year, on a car I bought for 600! Obviously I'm doing something wrong. I'm not so keen on having a parent own the policy, as this then results in a loss of building up no claims bonus. I have tried every insurer under the sun, including the co-op smartbox insurance, which still yields unreasonable results.If anyone has any suggestions, I would be thankful Alex""

Where can i get on birthcontrol cheap and without insurance in dc or md?

I really need to get on birthcontrol and i'm looking to get on the pill. i need something affordable and i dont have insurance. I also go to school in a different state than where i live so i would need to get it comehwere that allows me to pick it up from different pharmacies depending on where I am at the time.

2002 LEXUS IS300 price of full coverage insurance?

im looking at a 2002 LEXUS IS300 and now im just wondering what the price of full coverage insurance is before i buy it.And if you have owned one of these cars maybe you could give me a review of it,like what kind of repairs so far while owning it,is it reliable?.just wondering because i dont wanna car thats known for having engine and tranny issues, oh and how does ride .any way im just wonderin what other people opinions are on it.""

Where's the cheapest place to get car insurance?

I'm a new Driver, passed nov 2010, i'm 27 and female... wanted to know if anyone could advise me on the best place to get car insurance on a KA 1.3... Tried the price comparison sites but they are all 1200+ Thanks""

What is an affordable car insurance?

Which one do you have? Is it a good one?

""Cheap teen car insurance, best car to get?""

16, licensed, in high school with a b average. I know some insurance places give a discount for a b average. I know older cars with a good safety rating tend to have cheaper insurance quotes, if you can, please list some cars that you know would be cheaper to insure. Also, if you know the insurance companies that do discounts for a b average I would like to know. I am a safe driver so I'm not too worries about good coverage, I'm only driving to school and back daily. I need to pay for this myself so doing high school, running start, and having a part time job I wont be able to pay for anything too expensive. So, best cars to get? and best insurance?""

How much would insurance be on these cars ( average ) 1st time driver ?

saxo vtr vw golf mk2 anybody help need a rough estimate of the insurance as these are my dream cars and wanting to kno the average insurance price, if to high i dont want to get my hopes up""

Question about homeowner liability and earthquake insurance?

So, let's say the neighbor's swimming pool cracks open in an earthquake, and the water runs down the hill and floods my house. Let's say the pool owner has earthquake insurance. Would that insurance fix my flood damage? Let's say the pool owner has no earthquake insurance but I do. Would my insurance cover the act of God that broke somebody else's pool?""

A GOOD first car that is great for insurance?

i need a car that will b a good first car for a 16 year old male. it has to be reliable, safe, low cost, and has to have low insurance. any suggestions?""

How do I get all my old insurance names?

Hiya. Im struggling to find a way to get my information. Most of us dont keep all our old paperwork. Been driving for 6 years but cant remember even who the companys where. Any way of finding out or are they lost forever? Is it also possible to claim on possible ppi on car insurance?

How much is mobile home insurance in South Florida?

Looking to buy a vacation home in West Palm Beach. Does anyone out there who actually lives in a mobile home in South Florida tell me how much to expect? The park is on the Intercoastal, I was going to buy for cash but now the douche bag owner raised the price so now I am going to look else where and may have to finance some of the purchase price and I am assuming that I will have to insure it. I am expecting the worse. Please only answer if you really know a number.""

Fast car low insurance group?

I'm 18 and get high rate dla for motability, I am getting a new car on the scheme and current have a Reno Clio 1.2l 2008 reg and wanted to no I want a new car with a good engine and good speed, but the catch is because my insurance is free the max group I can be insured on is a 8 or below any smashing ideas""

Cheap car insurance! help please.?

I need to get new car insurance but im not sure where to go. My insurance is about to expire and i don't want to stay with them because its at about $230 a month.((WHICH IS MORE ...show more

Car insurance cost for a 25 year old?

Hey, I am wondering how much it would cost to insure a 25 year old driving a 2012 Ford escape. Thanks in advance!""

Why do people think I haven't looked hard enough for affordable health insurance?

On a political blog I mentioned that as an equity partner in a law firm I paid Aetna $12,000/yr for parent-child coverage because law firms require the partners that own it to purchase their own coverage. We received the rates that companies with approx 100 employees are charged. I also paid a share of what the firm contributed to employee coverage, which came out of profits Conservatives jumped all over me for failing to shop around. I had failed to mention that we switched from Blue Cross to Aetna for cheaper rates in exchange for greater rationing, i.e., less participating doctors, higher co-pays, etc. Can somebody recommend a reliable insurer with lower rates that Aetna?""

Insurance...?

I'm wondering... Is there an insurance company that will allow you and your partner on the same plan? Or do you have to live in a state that recognizes domestic partnerships?

What would the insurance be for a 16 year old with a ford expedition.?

Hi, I'm 16 years old and I currently have a 2002 Gmc Envoy, and I love the qualities of the car, but the brakes are horrible and it's crash test rating is really low. I've had people pull out in front of me on more than 2 occasions and my brakes take so long for the car to stop so im really nervous when driving it. I want to trade it in and get a 2000-2005 ford expedition because its on the same platform as my dads f-150 and when I drive his truck the brakes are so much better and I have better visibilty, the expedition is also better in crashes. I know the gas is more but it only gets 2 miles less than my envoy and I only use if to drive to school and footballs games. If i were to switch cars how much would my monthly incurance be? Im 16 and im a honor student so I do get a discount with farmers insurance. Also i believe right now my envoy is pricey because its the high class edition with the heated seats and stuff so all of that makes the rate higher. I dont need all of that with the expedition though.""

How much is the insurance for a ford mustang?

for a teen girl driver thats 15 with a permit

Why do sompanies like State Farm require you to pass a credit check?

What are they looking for because I do have a few things like a medical bill here and there but nothing more than 5,000 total""

How much is insurance on a genesis coupe?

I'm thinking about getting a genesis coupe sometime in june. How much is insurance on this car? I'll be 17, and I have done drivers ed.""

What is a good first car that's cheap on insurance? UK?

I was thinking about buying a car, one that is cheap on insurance, good for a first time buyer? I dont have a huge budget so no new cars im afraid! any help?""

Why did the hospital bill me and not take my insurance, which apparently they accept?

I was involuntarily taken to the hospital, most likely the emergency room. I was unconscious in my car from an overdose. I just received the medical center s bill for nearly $2,000. I do not remember a thing from that night, but on the bill it specifically says that I had no health insurance... I carry several Health Net PPO cards with my information in my wallet which they looked at. Why did they say I have no coverage on the bill? Do I really have to pay?

Insurance premium?

i live in California and got my license in sept 2007 then within two months of getting my car insurance(state farm) i got into a at-fault accident, my current policy runs till april 2008 and i currently pay 1022 every 6 months with a good student discount, also the damage on my car was worth 6,000 and i have a 1,000 deductible the other cars damage was worth 5,000 how much will my premium rise when it is time to renew?""

""How much is Homeowners Insurance in FL on a $150,000 home?

I'm a first time home buyer and very curious how much cash I'm going to need before closing a house.

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What car insurance companys are cheap... and do they have a web site/phone number so I can get a quote thanks!

How much is a sr22 with car insurance for a first offense dui?

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Rental car insurance?

Say someone is coming to US from India and wants to rent a vehicle for first two weeks. Obviously he doesn't have any auto insurance ( he doesn't have an auto at all). If he wants to decline the costly insurance coverage provided by the rental companies, what are the other options for him to get liability and collision coverage for the rental vehicle for first two weeks ? If he would have already had an auto and auto insurance it would have covered his rental car too with the same coverage for around 2 dollar a day. Where as without this the cost is around 20-30 dollar a day. Just having an auto(even if it's a 500 dollar junk one) and insurance for that makes such a difference. Is it possible to get similar coverage in such low prices ?""

Health Insurance Florida?

is there any health insurance available for a 23 year old in the state of Florida I make $600 a month but I don't have much leftover after I pay bills and the free clinic is always very crowded I can never see a doctor and I know my health is very bad so is there any health insurance that is similar to Medicaid I used to have that when I was a kid and you were able to see a doctor with that I am hoping to find insurance that's is affordable and doctor offices will accept thanks in advance

What is the average auto insurance cost for young drivers?

I know there are many variables, but I really want general monthly cost for young drivers please""

Im looking for cheap insurance on a land rover series 3 im 17 years old where is the cheapest company?

what is the cheapest insurance company or cheapest option???

Maternity related services considered inpatient for insurance?

Most individual plans (87%) do not offer maternity coverage. I was fortunate enough to still be covered under an old employer by paying COBRA, and a majority of my expenses were covered. I had twins and had to have a C-Section. So now that I know I'm most likely to have a C-Section again, and who knows, another set of twins! (complete surprise) and am still of child bearing age. I am now under an individual plan, that does not offer maternity coverage. I was reading under the 'Inpatient' services and it listed this: Unlimited coverage is provided for medically necessary physician and surgeon services, semi-private rooms, operating rooms and related facilities, intensive and coronary care units, laboratory, x-rays, radiology services and procedures, medications and biologicals, anesthesia, special duty nursing as prescribed, short-term rehabilitation services, nursing care, meals and special diets So anyone who has experience or knowledge, would something like a C-Section be covered under inpatient? What does maternity coverage only cover normally. That $60*** bill scares me! Also, I keep reading about a new health care bill effective 2014 where individual plans must include maternity as an essential benefit. Anyone have any more details about that? State specific etc?""

Auto Insurance?

A friend of mine just got a quote for insurance of around 2400 per year. She has no driving record, drives a older car, is female, and past 35 years of age. Granted she lives in NJ. This cant be right. We can only come up with 2 possible reasons. First, she's only had a US liscence for a year a now. Second, her husband has a suspended Liscence. Is this normal?""

Auto Insurance coverage -- How much Liability and Medical?

I got a couple of questions about about auto insurance coverage. Namely, what's the best amount of liability and medical coverage to select. 1) For the liability, I know it's wise to get the best liability that one can afford to cover your assets. But how about if one also gets umbrella coverage. For example, if one gets an umbrella coverage at a $2 million limit and the liability limit for the auto insuarance is $300,000 or $500,000, does it make sense to select the $500,000 or is it better to select the $300,000 limit since the umbrella coverage would kick in? 2) for medical, is this redundant coverage and not needed because wouldn't the liability portion also cover medical expenses? Or is it wise to get this, for example, if a passenger is not insured (no health insurance), so the medical part would help out in that case? Thanks.""

What is the cost of motorcycle insurance?

I currently am looking into buying a yamaha v-star 650cc. I have been to the progressive website, but i do not wish to grant them access to pull my credit profile (just dont think its neccessary for quoting insurance). So now i am asking everyone. I will be 25 in August, I am married, and have an excellent driving record. Does anyone have an estimate price for full coverage insurance for Louisiana. Thanks.""

Car insurance help for a 17 year old first year driver?

I'm looking to spend 3000/4000 pounds on either a Golf 2006 model, ford focus, audi a3 2006 model or a bmw 1 series. How much am i looking at for the annual insurance for anyway of these cars being a first year driver?""

Full coverage car insurance?

my daughter 27 years old was in a car accident was not injury,but the car was total and had full coverage insurance,because it was finance. she owned about $10,000 on the car now the insurance will only pay $7,000 on the car because the blue book say that what it is worth. i have never heard of that, full coverage is full coverage. so has anyone ever heard of this? we live in indiana thank you""

Is california an affordable and nice place to live?

I live in ohio and I want to move to california to go to cal state in concord. I just need a little information from someone who lives there. Like is food and clothes expensive and is it expensive to buy furniture. I have already got the cost of a house and found some cheap ones. I just need to know how much money I will need. So can anyone help?

Best place to get business Insurance?

Were is the best place to get a $1 Million general liability insurance policy and a $1 million Error & Omissions policy for my company?

How does uninsured motorist car insurance work?

I was hit, not my fault. First accident. The guy that hit me has insurance, but I guess im wanting to know if im going to have to pay out of pocket my deductible for my uninsured motorist even though he has insurance? (don't know how the insurance works)""

How can I see a doctor without insurance?

Hi I'm 18 years old and I have no insurance and no job..I'm really sick my back feels like its on fire and my testicles has been shrinking I also feel like theres bumps on my right testicles..I've also lost 10 pounds in a month due to my sickness I really want to go to the doctors but I can't afford it....also I live in Colorado Springs..

Who has the cheapest auto insurance?

I must have full coverage. I have gotten a few quotes but I need suggestions. Thanks in advance!

Im 16 and getting a 2010 Camaro LS how much will insurance cost?

I live in fort worth, tx zip code is 76106""

How much would my car insurance cost? ?

Ok, I'm 14 almost 15, and when I'm 15 I will go get my drivers permit, I live in missouri, and Im pretty sure I will be getting my grandmas car. If I got a low end 7 dollars an hour job at 15, would I be able to afford the insurance on my own? my mom doesn't want me on her policy, but I won't be driving her car anyway with my grandmas car that I'll be getting. How is this gonna work, cause I'm clueless. Please help!!!!""

""Why is there so much hatred towards mandatory health insurance, and none towards mandatory car insurance?""

The health insurance is at least USEFUL. The car insurance is useless crap, IT should not be mandatory.""

How can i get insurance for my kid in nj from the state?

I cant afford insurance for my kid can i get it threw nj from the state

Best dental insurance to get when needing restorative work?

in all honesty, i have terrible anxiety even when i think about going to the dentist. due to this, i have neglected my teeth and now i'm paying for it. i'm tired of worrying about my smile and just need to know the best insurance to help get me the smile i want.""

Do i qualify for VA insurance?

I just found out that i am pregnant last week and we don't qualify for state insurance because we make too much. But my husband just got out of the marine corp in August so does anyone know if we can get insurance through the VA even though he's already out even if we have to pay a little a month. Or if anyone knows of any insurance i can get for cheap, by the way i don't know if it helps but my husband is unemployed right now. Thank you.""

Why did the hospital bill me and not take my insurance, which apparently they accept?

I was involuntarily taken to the hospital, most likely the emergency room. I was unconscious in my car from an overdose. I just received the medical center s bill for nearly $2,000. I do not remember a thing from that night, but on the bill it specifically says that I had no health insurance... I carry several Health Net PPO cards with my information in my wallet which they looked at. Why did they say I have no coverage on the bill? Do I really have to pay?

Getting a license increases car insurance?

When applying for a drivers license for the first time, i was wondering if it increases a person's car insurance; even if the person that is getting the license doesnt have a car, and is under the age of 18.""

Average insurance rates for a retail store?

What would be the average insurance rate for a retail store that sells books? How much more would it be with a children's section? If a child was injured in the play section how much would the rates spike up? I need this for an economics class where we are theoretically building a buisness and running it. Any help is appreciated.

""On average, how much do employers pay for health insurance in the USA?""

So I need a statisitic, on average, how much employers provide healthcare insurance to employees? I've got that from Jan 1st 2014 the Patient Protection and Affordable Care Act will impose a $2000 fine on employers with over 50 employees who do not offer health insurance. But statistics for how much employers actually provide health insurance are all over the place... Typically, employers pay about 85% of the insurance premium for their employees In 2008, over 95% of employers with at least 50 employees offered health insurance. the percentage of large firms offering these benefits fell from 66% in 1988 to 34% in 2002 These quotes are from wikipedia, but I've been looking at other sites too. I just don't know what to believe, or how to understand what they actually mean. What percentage of employers actually provide adequate health insurance to it's full time employees?""

What is a good insurance plan for some one 49 years?

Single, non smoker. I don't have health insurance and Im gonna need it. I don't know where to start.""

How much is car insurance?

we are moving to newmarket, ontario. we are wanting to get rough ideas about the cost of car insurance. i hear it is quite expensive but was wondering if someone could illustrate in some way or give an example of how it is worked out. also could someone reccommend a trustful dealer?""

Rental Car Insurance-I don't have a auto insurance.What are the coverage i have to buy from rental company?

Hi,I'm new to US.I stay in california.I want to rent a car and confused with the insurance options.could anyone help me,what are all the coverages(LDW,SLP etc) that i need to rent a car?.I don't have a personal auto insurance.""

My son wants to buy a car. Can he use my car insurance?

My son wants to buy a car but he is only listed as a household driver on my insurance policy. He is 23 years old. He lives with me in Pennsylvania. Must he have his own insurance to purchase a car?

Auto Insurance/License Question!?

I am a 19 year old Californian and I need to purchase auto insurance for my car before I take the drivers test for my license, at least that is what I am led to believe, maybe I don't? But the auto insurance companies require me to give my license number before I can buy the insurance. So I can't get insurance without a license and can't get a license without insurance? No, I cannot be put onto my parents auto insurance or anything. I do not live with them, I am not a dependent of them, etc, etc.""

""5. If you get paid $8.00 per hour at your job and insurance is $200 a month, how many hours will you have to..?

work to pay for insurance?

How much should I expect to pay monthly for insurance on a 19 year old male driving a 1999 Ford Mustang V6?

I buying a 1999 Ford Mustang Base Automatic V6 as soon as I get my tax refund in this year. I live in Texas and have insurance on my current car which is a 1997 Ford Ranger XLT Automatic 4 Cylinder. I have been driving for 2 years and have had over 8 months ago. How much should I expect to pay monthly for insurance and who would you suggest I get my insurance service from?

How much should I expect to get from my insurance company?

My car was totaled off. It was a 96 Suzuki Esteem. It was rebuilt after a previous total loss. Its in decent condition externally and it ran fine until the most recent accident. There is however a small hole in the front bumper from where I hit a hitch of a truck. They have deducted 600$ from what they are willing to pay me for my car. I understand that this question is probably pretty vague, but I'm not looking for a very specific answer. Just an idea of what I should be expecting back.""

What car company is the cheapist to insure in Canada Ontario?

i'm purchasing a car in the next few months and i've been looking for cars that im intersted in buying. i've narrowed it down to a: mazda toyota volkswagon jetta 0r honda. which brand is the cheaper one to insure? and what car in particular might you suggest?

How much would my car insurance cost?

im 16 years old and i have a job i have 2 grand saved up in the bank and my gpa is about 2,6 would it really be expensive or not the car i am drving is a 93 honda acorrd""

Can a car have two insurance policies but two different drivers?

for instance i have a car and i am insured with my insurance company, can my friend/relative then go and take out another insurance policy from a different company so he can drive, with out having me on his policy. two separate insurance policies for two separate drivers but one car. Thank You for your help""

A question about compulsory auto insurance?

When I insured my car last month, I told the agent that I want basic insurance, and I thought that was what I purchased. I never any information about my policy, all they sent me was the monthly bill. So today I went to the agent and notified them of this, and they gave me a Coverage Selections Page paper, and I noticed that on part 4 of the compulsory insurance they set my limit to $50,000 while the minimum is only $5000 here in Massachusetts. Apparently the premium for having the $50,000 limit is $503. Since the car is no longer operational due to an accident last Sunday and I want to keep my insurance for four months until I can replace the car, I was wondering how much I would save if I lowered the limit to the state minimum of $5,000?""

Adding a teen to the insurance with past accidents?

I take my license test exactly one week from today. I have all the insurance papers that I needed from my driving school. do I wait until I get my license to get on the insurance or can I do it now so that I'll be on there for next week? also, when I had my permit, I had two minor parking lot accidents that my dad had to take the blame for. Now that I will be on the insurance can I tell them it was me so that I will pay for the increase directly to the insurance company or should I just pay him the difference of what it is now and what it used to be each month? because I know his driving record will follow him for life. thanks in advance!""

High cost of insurance for retirees which is using up pensions.?

I worked 33 yrs at McDonnell Douglas (Boeing) Aircraft Corporation and retired in 1996. I received a fair pension and insurance that I had to pay, which was affordable. What started out to be affordable in 1996 has now reached unaffordable in 2007. My pension is being quickly absorbed by the cost of my insurance, which is now $933 a month for just me. Needless to say my insurance costs outweigh my monthly pension allowance now. I am a cancer survivor since 1992 yet I am unable to choose another insurance provider because I am considered, like many other survivors and patients, high risk and uninsureable. I didn't ask to be dianosed with cancer. In fact, I have always taken care of myself. Why should I/we be discriminated against after 10 or more years of being cancer free.""

How to get insurance in your name?

If my son obtains a loan for a truck that is for me how can I get the insurance in my name and under my own insurance.My son insurance would be too high with his age and I will be the only driver.

Where can I get the cheapest car insurance on a permit In long island new york?

I just wasnt my car insured lol and im 19 and a male

How much will my car insurance rise?

I am 16. I have gotten a 4 point 19mph ticket and a ticket that will show up 0 points miscellaneous. I also have taken a defensive driving course. The insurance company knows of none of these yet. Once they find out about all of them, how much will it go up""

Insurance coverage for stolen car?

Car was stolen, then recovered, with some damage. I have comprehensive. Insurance company is sure to cover body work. Will they also check and/or compensate me for less obvious damage (i.e. the wear and tear to the car incurred from being drag-raced for several hours)? Will they compensate me for items of value stolen out of the car? How does that work?""

Is the company allowed to change my insurance price?

Is my company allowed to change the insurance price when i call them and change my occupation details? For example i have been put down as a student but now a couple weeks later i left college and right now i am working. Are they allowed to change the fees, etc? I have a tracking device from the company fitted in my car as well.""

How much is it for a girls car insurance?

I'm in grade eight and we have to do this project and for one of the questions I need to know how much my car insurance would be, I'm a girl as I said and I live in Ontario, Canada. Anyone know?""

""On average, how much does home owners insurance cost?""

I'm filling out somethings for a project for one of my classes. I do not at all need this number to be accurate, I am not going to go and speak with an insurance agent, I just need a number that is about what I would be paying forinsurance if I bought a house.""

Has you health insurance premium cost gone up or down?

Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, Gov. Andrew M. Cuomo announced on Wednesday. State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York. Beginning in October, individuals in New York City who now pay $1,000 a month or more for coverage will be able to shop for health insurance for as little as $308 monthly. With federal subsidies, the cost will be even lower. Supporters of the new health care law, the Affordable Care Act, credited the drop in rates to the online purchasing exchanges the law created, which they say are spurring competition among insurers that are anticipating an influx of new customers. The law requires that an exchange be started in every state.""

Why did the hospital bill me and not take my insurance, which apparently they accept?

I was involuntarily taken to the hospital, most likely the emergency room. I was unconscious in my car from an overdose. I just received the medical center s bill for nearly $2,000. I do not remember a thing from that night, but on the bill it specifically says that I had no health insurance... I carry several Health Net PPO cards with my information in my wallet which they looked at. Why did they say I have no coverage on the bill? Do I really have to pay?

How much would my car insurance cost?

im 16 years old and i have a job i have 2 grand saved up in the bank and my gpa is about 2,6 would it really be expensive or not the car i am drving is a 93 honda acorrd""

Car accident and no licence or insurance?

So i got into a car accident this morning on the way to school, and the lady driving the other car was pulling out of her drive way and i hit her while she was pulled out on to the road, reason being she lived on a corner kinda tucked away and as i turned i didnt see her and i hit her car.. the police took both our statements and lets us both go even thou i dont have insurance or a license What will my fine and punishments be?""

A Lady hit my car and we decided not to go through our insurance...?

I told her i would call her as soon as i had a estimate on how much it was going to be. This happened back in april but i have been so busy with work and school to be able to get this done, now that i have the time i want to call her and let her know, but i am afraid it might be too late.. Is it to late?? I have all her info except her insurance info (I know bad me but i was nervous) Also im going to need a car rental is that part of what she should pay me?""

How much for car insurance?

My mom told me to look for my first car and I found a 2002 Mitsubishi Eclipse GS, Silver, non-convertible, and i asked her if it was ok. She said that the it is considered a sports car because it is a coupe and insurance will be high, it has 2 seats in the back but it is a 2 door....can somebody tell me if insurance will actually be high for me...im 16 and ive never been a accident Thanks!""

Will geico insurance rate go up from storm damage?

My car got hit from a piece of tree/brances and scratched and dent it a little, will insurace go up?""

How can insurance companies find out if you have a pre-existing condition??

I have heard people mention the MIB as a source, but where do they get their info? I thought medical records were strictly private, how do they find out your past medical info? Ty!""

""Car Insurance claims, time limit to file claim?""

I got in a auto accident a few days ago it was a three car pile up. The guy who caused the accident was cited and his car was towed away from the scence. Out of all three cars his brand new lexus was the least damaged, my car on the other hand is a total. His insurance company progressive is telling me and the other victim there is nothing they can do as far as a rental car for us or payments for our medical bills or to fix or total out our cars until they speak with there client who is avoiding them. Is there not a time limit? Because I have to go to work, I have childern and I am pregnant so this is a bad situation for me, my insurance company is not going to pay for all the damages just a few so it would be pointless for me to file thru them. What can I do and expect?""

""Hi i'm 21 no previous driving experience, how much will my bike licensce and insurance on a 125cc-200cc cost?

im considering doing my bike test and just wondering how much it would cost to insure a 125-200cc road bike? Also how much does it cost on average pass your bike TEST THANKS VERY MUCH ANSWERS WILL BE APPRECIATED!

How much does street bike insurance compare to a sport cars?

Right now I have an 06 wrx sti, insurance is crazy with me being 19 and not having the greatest record. i've been wanting to get a bike(starting with a ninja 250 probably, no ...show more""

Teen Car Insurance Question. Desperate for answers?

Hi I am 17 and I am testing out quotes for insurance... my question is that... is it legally required for me to add collision coverage? comprehensive coverage? uninsured motorist bodily injury? Uninsured Motorist Property Damage? .. WHAT IS LEGALLY REQUIRED and what do I really not need to worry about? I am a girl therefore I am a safe driver hahaha... ANY ANSWERS WILL HELP.... THANKS!!!!

What would be insurance on a Sentra SER/Spec?

I'm 16 and looking for a car. Im not getting this car, I just want to know. Ok, so I have no accidents or tickets and a B average student or higher. I'm a safe driver and everything. How much would it be for 6 Months?""

General concepts of health insurance?

What are the general concepts of health insurance? What arevarious types of private health insurance options? Difference between them?

Car Stolen with Keys - Insurance Claim Issue?

Hey guys need some help My partners car was stolen last night and we have just noticed this morning The keys to said car was in another car (within a handbag) parked beside the stolen car what has happened is the car with handbag in it was broken in to, handbags were raided, found keys to the car beside and it was then driven off with What way will insurance see this? I know if the keys for car are left within that car and its stole most insurers dont pay out but what way might this situation pan out??? any advise greatly appreciated""

How can I get cheaper car insurance?

Im 17 and just got my full uk driving licence and got a car it's a Subaru 2.0r sport but insurance is 7-8k for my own policy but 3500 if I am a second driver but is that Ilegal

Insurance Car Accident?

So today my insurance expired Feb 1st and I had thought I was covered for today. It is snowing outside and a car crashed behind me and did some serious damage. I called the insurance company and got insured. If the crash happened before I paid the insurance but no police were involved am I still covered. The exact timings wouldn't be found out if no police were called at the time correct?

Cheapest car insurance companies for boston area?

i am looking for a cheap insurance company my husband is buying a plymoth grand voyager tomorrow, a family pleasure driving only vehicle. what comapnies in the boston,cambridge chelsea, area is the best and cheapest?""

What cars get low insurance rates?

i am a 16 yearold and just planning ahead for when im 17 and get my G2. I want to buy my own car...obviously a used one...a very cheap one. I am looking to spend as little money as possible on GAS and INSURANCE. I understand there are possible discounts for good students, or if you take a driving course...but in general, what cars get low insurance?""

How much would insurance be for an 18 year old?

I was just wondering how much would insurance be for an 18 year old male driving a 2008 corvette? Per Month Never been in a accident Good GPA School/Home Car Leased vehicle

When will Obama Care go into effect? Will I be able to get free health care?

My husband and I are currently uninsured. We can not afford health insurance right now. How little do you have to make to get free insurance. And If I have to purchase it, how much will it coast?""

About getting a motorcycle license in CA..?

Hi,i have few questions about motorcycle: 1.If i already have a C license,do i still need to take the written test at DMV again? 2.Where can i go for the training lesson?? ( at San Francisco or bay area) 3.Which transmission i should learn first? 4.What are the brands of motorcycle other than harley davidson are popular in the US? 5. What is the approximate cost of the insurance?""

Is it possible to get a good used car for 3000 $ ?

I live in the Los Angeles area and I am a student .. I really need a car but I can only afford 3,000$ at the most .. Do you think I can get a pretty decent looking car for 3000$ ? and I am 25 years old , I never drove before ... How much do you think the insurance would cost approximately considering that I am 25 years old and new driver with a used car ? I really wanna know if I can get a good one for 3000$ Thanks a bunch !!!""

People who work at ALLSTATE INSURANCE IN FLORIDA?

What day of the month do you get your salary? The beginning or the end of the month?

How much could I pay for my car insurance?

I'm making a finance for my Kia spectra 2007. I'm 18 and just got my liscence. It has to be full coverage. One insurance company told me 600 per month and that's just too much what do you think?

""If I am 27 and single, do I need to be paying for life insurance?

I have been paying for life insurance for a few years now and I am convinced that I shouldn't be. I do not have any children or plan on any in the next few years. My father says it is so I am locked into a premium. Does that really matter?

What is a cheap car insurance company in Arizona?

I'm looking to find a cheap insurance company to insure my car in Arizona. I was paying 116 a month for it at the general and I was wondering if anyone knew of a cheaper place.

Why did the hospital bill me and not take my insurance, which apparently they accept?

I was involuntarily taken to the hospital, most likely the emergency room. I was unconscious in my car from an overdose. I just received the medical center s bill for nearly $2,000. I do not remember a thing from that night, but on the bill it specifically says that I had no health insurance... I carry several Health Net PPO cards with my information in my wallet which they looked at. Why did they say I have no coverage on the bill? Do I really have to pay?

https://www.linkedin.com/pulse/pillsbury-north-dakota-cheap-car-insurance-quotes-zip-john-burch/"

[sizzlingcrusadebouquetfan-blog]

How much will insurance try to offer for a stolen 1985 El Camino.?

"How much will insurance try to offer for a stolen 1985 El Camino.?

I had my camino stolen. Show quality, special interest car. How much will an adjuster generally offer since it cant be found in Kelly's Blue Book. Also, whats the process of getting more for it as Im almost positive they wont offer what the car was actually worth?

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

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Ball-park estimate?

Does affordable FAMILY Health insurance in California even exist? :( Desperate!?

Hello: My husband and I are in the process of moving on in our life and figuring out the next step. Rather than moving ahead now and planning later I would rather plan now then move ahead. I feel that its not smart to start trying for a baby until we know if its going to be possible to afford health insurance. Right now we are both working fulltime but my work is not family friendly when it comes to health insurance. Currently to add my spouse and a child to my insurance whether its PPO or HMO its over $1,200 for us 3!!! When looking outside of my employer at what is out there its over $800! We make about $4,000 a month but after rent, car payments, cell phones, car insurance, bills, groceries, and gas we are left with only about $800 a month to live off of. And that is not nearly enough for a baby with daycare and health insurance!! We obviously dont qualify for state funding or and government assistance. I am just wondering if anything exists out there for people like us! :( Unfortunately it seems things would be easier if we both worked at a low income job or not worked at all!! Please help, I want a good future for us all and dont want to depend on government funding!!""

What is the commission structure for a California Insurance Agent?

I am wanting to see some kind of chart or calculation of how earnings will be calculated in regard to working on commission as a P&CInsurance Agent in Californis

Insurance rate after a crash?

Today, I accidentally rear ended a car. I'm 17. How long will my insurance rates stay up?""

Car insurance too expensive. Help. Urgent?

So basically. Im an 18 year old male. I passed my driving test in june 2013. My car insurance is too high. Now normally i wouldnt care but the reason i am asking this question is because. Where i live the nearest shop is 30 mins away walking. My family need someone to do the shopping as we cannot keep going back and forth everyday. We basically starve some days as sufficient food is too heavy to carry. My father is very sick and has been for 2 years. Because the hospital is so far away he barely is able to go to his appointments. And finally i use the train to get to my university which im fine with but i get bullied everyday physically on the train. I am too scared to report this to anyone. Now im not someone who would mess about in my car or speed etc. I am a very safe driver. My cheapest quote was on a Daewoo Matiz and the quote was 6000!! So i cleary cannot afford that. I have looked into the black box scheme but most insurers wont provide that service in my area. So my question is does anyone know of any insurance companies who do specialise in giving cheaper quotes. Or any cars that tend to be cheaper to insure. Or even any tricks that may help bring down the price. Please dont answer with stuff like you dont need a car or get a black box. I am litterally fed up and feel like a failure. I dont know what to do. I even slit my wrists now as it is toi much to bare. Also i cant go one anyones insurance as i dont have anyone to ask and my dad cant drive due to his illnes

Auto insurance claim?

I was backing my car up and hit a light pole. If I file a insurance claim is this considered Collision or Comprehensive?

Umbrella insurance?

instant quotes for the stand alone umbrella insurance in california

(uk only) who is the cheapest for car insurance?

im male, nearly thirty and full no claims bonus i live in manchester""

How can I get low cost medical insurance?

Hello, I am a single adult with no children, unfortunately I am still not able to afford health insurance, I have heard of medicaid or medicare, but I don't know how to apply for it. I need mental help, I suffer I believe from depression, but am not a doctor so I could be wrong, but still I need help. I am only 25 yrs. old, so if anyone has a suggestion or knows what I should do please let me know. If I have left out important details, email me and ask what you might need to know to hopefully be able to answer. I am very serious and do not need non serious answers, however I thank all of you who have helped in the past and continue to do so.""

Home insurance Vs Common insurance in Condo's?

One of the listed property I am interested in has an assessment fee of 280 which includes common insurance,exterior mant,snow removal. What is this common insurance ? and do I need to still take home insurance personally ?""

Driving Someone Else's Car...Do I need Insurance?

Okay lets say that I have my license but I don't have car. If I have a friend or a family that lets me drive their car and I get into accident...who's fault would it be? Mines or the owner's? And If I do drive someone else's car..do I need insurance to pay for the owner's car if I accidentally damage their car? Or no?

Cheap car insurance for young people?

i just turned 15. ive gotten a few quotes and all of them are around 300 dollars a month. who should i get my insurance with and what type of car will make it the cheapest.? Please help.

How much will my car insurance cost?

I am seventeen years old, I live in New Jersey and my car is a two door 1997 Honda Civic EX. I am turning eighteen in two months. Which car insurance providers will be the most likely to give me good deals, and roughly how much would I be paying?""

How do I get rid of my car insurance?

I've got insurance on my car, but I am looking to cancel it. And I would like to cancel it without really having to explain myself to the company, seeing as they will want some sort of proof that I've for instance changed to a different company. I will be moving out the country come autumn, and I can't bring the bills with me for when I move away. It will cost too much, and no one will be driving the car anyway. Anyone have any suggestions on how I can cancel it?""

What is the likely cost for the car insurance for this individual?

Kept getting different numbers... 19 years male. own an Acura cl 3.0 1999 single drive to school about 4 miles(one way) three days a week clean record.

How much will insurance try to offer for a stolen 1985 El Camino.?

I had my camino stolen. Show quality, special interest car. How much will an adjuster generally offer since it cant be found in Kelly's Blue Book. Also, whats the process of getting more for it as Im almost positive they wont offer what the car was actually worth?

What is the average collision deductible on insurance for a 2005 leased vehicle?

i'm trying to determine whether i need a big deductible or not, this determines whether i stick with geico or move to the cheaper esurance""

""Is it a fact, that if you buy a red car, you will be paying more on your car insurance?""

My sister told me that when she had a red car, she had to pay more for insurance because of the color. Is this true? if so, that's just retartded.""

""17 year old learner, got my own car - Do I just need learner insurance for now?

I'm a learner driver with my test next month and I now have my own car. I want to practice in my own car up until my test and I'm not sure whether I just need learner insurance or if the car itself needs to be insured as well? Learner insurance is around 80 for the month and for 'proper' insurance then it's around 2000. Any help?

""I really want this new car, but should I do it financially?""

I will be paying 350 for a car, 170 for a motorcycle, and then 200 for a month for the combined insurance. Is this too much for vehicle costs? I'm 22 and trying to make it on my own and still in college almost ready to graduate. Is this unreasonable? This is twice as much as my rent almost.""

What car insurance company is affordable for a student with a part time job with a fair amount of pay?

What car insurance company is affordable for a student with a part time job with a fair amount of pay?

I'm looking for THE CHEAPEST auto insurance I can find. Any advice?

My mom just kinda dumped my insurance bill on my lap. I ahve a 98 CRV and I'm looking for cheap cheap insurance. I really only drive about 10 minutes to and from work a day. I'm thinking the cheapest ones probably won't even advertise on television, so Im looking for word of mouth. Thanks guys!""

What auto insurance companies are currently appointing in Florida?

I have been a licensed 2-20 Insurance Agent for a year now. Im currently looking for auto insurance companies that are appointing in Florida. Any names and phone numbers of these companies would be a big help. Here are lists of companies that Im currently writing business with: Bristol West Progressive Gainsco Seminoles I need some more companies so that I am not only limited to these four. By the way I am in the SW Florida area. Thanks SO much for your help guys

How does insurance for a scooter in florida work?

I was wanting to get a scooter a little like the one on this site: http://gainesville.craigslist.org/mcy/1167379006.html So anyone have any info that might help me like will i need insurance, would i need a special tag or license that costs more, are there any laws towards scooters in florida, would i need to get something from the owner like any type of paper work? Any tips would help a bunch!! thanks!!""

Will insurance pay if someone crashes into a salvaged car?

I was wondering what happens if someone crashes into a car with a salvage title. Will the other person's insurance pay the normal amount for it, or do they only offer a reduced amount because it is salvaged? This is obviously assuming the other driver is at fault.""

""I bought a car in NY, I have VA insurance and i wanna kno How can i register the car?

Need registration for car with VA insurance

Will getting quote for Insurance affect my credit?

I am trying to switch to an insurance company with cheaper rate, so I have to get quotes from several. I am wondering if it will hurt my credit if everyone check my credit using my SSN? soft inquiries just like when I pull out my credit report?""

Best Child insurance plan?

Which insurance plan should will be best for child , including study and marraige?""

Oregon car insurance?

Can I give my daughter my car registered in my name and she get car insurance for it?

How can I get cheaper car Insurance?

I need to insure my new car. How do I do that at a cheaper rate?

How does life insurance work?

Hubby is getting a new job that may be a little bit dangerous and he'd be gone for weeks. I am not money hungry or wanting my best friend to die. I just want to have this insurance on him so if he were to accidently leave me with child and something happened to him, I want atleast funeral costs and my child to be taken care of too. I know I'm probably fretting too much but I can't convince him to not take the job. He's worth more than any amount of money. We're both in our twenties. I don't know how life insurance works.""

Health Care Insurance (CA)?

So 2014 coming around I know we need health insurance or else we have to pay a fee. My question is not sure what insurance to pick (specifically anything dental,vision, regular doctor ...show more""

CA New Driver Insurance Question?

Hello, I'm 18 and I've had my license for a few months now and I wanna buy a car now(1996 Honda civic ex) and I've gotten quotes and there about $250+ per month and I was wondering if i put my dad as a Co-owner will the insurance way cheaper? P.s. I just want the cheapest insurance no coverage ect.""

""I wrecked my new car , insurance is liability?

i wrecked my car . my car was new 2009 car and my insurance was liabilty. police decided that was my fault. And also i am still paying monthly payment on that car. Does anybody know what should i do next . i been using that car to work now i am unemployee . should i just bankrufcy

How does replacement cost insurance work?

I have a 25 yr old harley davidson, and the insurance says full coverage will pay what the county values it at on your tag fee. (like, 800$) I also have a 67 chevy van that is valued at 300$ by the county. Obviously, full coverage is not intended to cover antique vehicles, as the annual premiums are far more than they want to give you should something happen. So what kind of insurance do you need to make you whole again? or, pay the true worth of your vehicles should you be hit by someone or your vehicle stolen?""

""The most basic and cheapest insurance available, forget what it's called?""

There's a type of insurance for mostly minors or people who deal with used cars that are cheap etc, rarely driven, traded often, and it's called ______ I forget, and it only entitles you to be insured against law suits if the other person is injured. Real crappy insurance right? I'm starting to trade cars but some will need to be driven to shops and stuff like that. In my state MICHIGAN, you need to have insurance BEFORE you register, which sucks for me. For example, I am about to buy a piece of crap 500 dollar Chevy Cavalier and I need to most basic insurance, I just forget the term for this. I don't want to get a huge big policy for a car that will be driven probably less then 50 miles in it's time that I have it.""

Why does the political left compare obamacare to car insurance?

car insurance is to cover the other guy, people often have liability only which give no personal coverage whatsoever!!! ca""

Whats a low insurance rate for 18 year old for a 1991 honda civic?

I shopped around for low insurance and the lowest i got was about $300 per month for 1991 4 door honda civic. is there any other lower insurance for this car ? its kind of old but i heard that hondas are heavy on insurance. if it is, what car is low on insurance for a first timer car and insurance. im 18 years old, i got my g2 in april, i took driving school, and i never had auto insurance. can someone help me out""

How does liability insurance work?

I'm about to buy insurance & I know it's mandatory in te state of Louisiana to at least have liability. But how does it work? & if I let someone borrow my car are they covered?

Can I afford motorcycle insurance?

So here is my situation: I currently own a 2003 Toyota Matrix that I make payments on. In between the payments and the insurance and gas, it costs about $350 a month to have that car. For the last couple years I've been really interested in getting a motorcycle, specifically a newer Kawasaki. According to my research, I could find a Kawasaki Ninja 250cc for somewhere around $3000. My question is basically how much insurance do I need? Right now I have comprehensive coverage for my car so that if I'm in a wreck and it's totaled I can replace it. If I had a bike AND my car though, I don't want replacement coverage for a secondary vehicle (even one as cool as a motorcycle). I got quotes from Geico and State Farm that put my minimum amount of insurance a month in the neighborhood of around $30. Does this sound accurate to anyone? Also, can anyone just give me some sound advice about owning both vehicles and whether it's worth it?""

How much car insurance does a 18years old guy has to pay per month in UK??

I am 18years old i wanna buy a car..lets suppose if i buy a cars that worths about 5000pound how much insurance will i have to pay per month?

How much will insurance try to offer for a stolen 1985 El Camino.?

I had my camino stolen. Show quality, special interest car. How much will an adjuster generally offer since it cant be found in Kelly's Blue Book. Also, whats the process of getting more for it as Im almost positive they wont offer what the car was actually worth?

I need a cheap car insurance?

car insurance

Car insurance expired what to do?

I bought an old car . its insurance expired on 9.7.12. how can i get it insured again?

Acting career where do i start?? where is safe and affordable places to live in LA?

Hi everyone first let me just say thank you for your time in advance. I want to move to LA and start my acting career but i have never been in LA so i dont exactly know where would be safe to live and also affordable. Also i wanted to ask about acting a lil bit. I have no experience but i Know thats what i want to do since i can remember but i lived in Germany my whole life and the opportunity isn't really big there and now that im moving to the us I thought why now go after my dreams. After all you'll never know unless you try right... I am 27 years old female I am originally from Ethiopia but i grew up in Germany. I speak 4 languages but thats all i have to offer because i dont have any previous acting experience nor i have never went to acting school. So where do I start??? Any suggestions???? Every advice helps thank you so much for your time again.!!!!!

How much would insurance be on property based business?

i have a few acres and was wondering what the insurance would be if i decided to open up a atv/rv park on my land~i would have a waver that made sure all that rode would be rideing at their own risk etc.plus any other limations you could think i might come acrross~

POLL: How much do you pay for car insurance?

i asked about how much car insurance costs but didn't get any great answers, so i'm just going to do a little survey""

Do insurance companies use mortality rates to set premiums and other costs for certain age groups? Why?

Do insurance companies use mortality rates to set premiums and other costs for certain age groups? Why?

How much insurance cost for 350z?

how much does it cost for insurance on a 350z for a 19yr old guy clean driving record in Texas?

""Ran a stop sign, will I have to take traffic school to keep insurance rate down?""

I am a 21 year old who got a ticket for running a stop sign in Los Angeles. When I go to pay I see the option of traffic school, but it is more expensive than just paying the ticket off. If I want to keep my insurance rates at their current price, do I need to take traffic school? I am willing to do it, I just want to make sure the extra money won't be for nothing.""

Breach Car Loan Insurance?

The bank that finances my car requires me to hold 1000 deductible. I currently dont have insurance because the lowest rate i can get is 650 . Thats half of what I make a month . What should I do . Has anyone ever been in this situation ?

Why is Esurance so cheap? Are they a good company?

I'm in NY, and apparently insurance is way more expensive here for whatever reason. Well everyone in my family has gone to Esurance to get a quote, and it's WAY cheaper there. I mean we're talking $100-200 less a month. Progressive wants $300 a month for me and my mom on the same plan... which is about the same as other quotes I've got. Esurance wants $140. I can't help but wonder if it's a big scam or something.""

Can you get business insurance online?

I'm taking over my dads tree care business and need to get business insurance but would rather do it online than have to go in somewhere. Can I do this?

""Based on my age, how much do think insurance will cost for a range rover sport?

i'm turning 17 in a few months and thinking of getting one for my birthday? a rough estimation would be nice

Cheap car insurance companies for young drivers? With a years no claim?

I'm 18 and my insurance went from 1300 to 1100 after a years no claim which would have just been affordable. However as I don't work for the police anymore and went back to college to get a levels, (being a student) it went up to 1700. What are really cheap insurance companies for young drivers? I have a years no claim discount...""

Can you cancel your life insurance policy anytime you want?

Can you cancel your life insurance policy anytime you want?

WOULD BEING A VEHICLE BODY REPAIRER AFFECT MY CAR INSURANCE IN ANY WAY?

I NEED TO KNOW IF IT WILL GO UP OR DOWN ON AVERAGE

I want to buy a car insurance by different address?

i want to buy a car insurance by different address which where i lived now. is that getting a problem ?

Does anybody know of a cheap insurance company for eighteen year olds?

I just turned eighteen and I'm looking for car insurance since what I'm paying right now is really high ( 290 for minimum) Everywhere else I look wants like 1000 dollars a month for minimum coverage thats crazy how can anyone afford that? Are there any good companies in specific for someone in my position?

Why is my car insurance so high?

I bought a 2007 nissan sentra in 2011 and unfortunately didn't look into the insurance factor when I made my decision. I do have a lien on the car, but I'm in my 30's, no tickets, no accidents, okay credit, and I'm still paying over $200 a month in insurance! I pay more for the insurance then I do the car payment! Is the insurance high because it is a foreign car or what?""

Is $600/year normal price for insurance if the car is 10 years old?

My BMW Z3 is 1999 and I'm paying $600 a year for insurance in MD. Does anybody know why is it so high for such an old car? The car is now worth approximately $5000. Our other car is 2006 SUV and the insurance is cheaper. Why is that?

I need free insurance quotes that wont pull my credit report?

Im doing a project for school and I need to be able to enter in different attributes of an individual to determine how it would effect the insurance premium (I need dollar amounts). I need this for both home and auto insurance. Every site that I found requires your SSN and an accurate name so they can pull your credit report. Isnt there a site that does a general estimate of premiums?

Lexus IS300 insurance rate?

Im thinking of getting an IS300 but im only 16 years old. How much do u think the insurance rate is goin to be?

How much for car insurance i need the cheapest price?

i need the insurance the requier for the law

Where can i find cheap no faught insurance in Detroit Michigan?

Where can i find cheap no faught insurance in Detroit Michigan?

Question about car insurance?

I'm 17, have a twin brother and we currently both have provisional licences. When we pass our test we will be sharing a car. I will (probably) pass first by a couple of weeks. How do I get insurance which is cheap for us both but means that I can drive straight away? Do I buy insurance for just me and then add him on it after he passes his test or buy it with me and him provisional and then 'upgrade' him later? Not sure what to do. Also we're considering buying provisional insurance for a month or so, could we buy provisional and then upgrade me if/when i pass then upgrade him when he passes. Hope this makes sense thanks in advance""

Classic car insurance?

i want cheap insurance so will buying a classic help that?

How much will insurance try to offer for a stolen 1985 El Camino.?

I had my camino stolen. Show quality, special interest car. How much will an adjuster generally offer since it cant be found in Kelly's Blue Book. Also, whats the process of getting more for it as Im almost positive they wont offer what the car was actually worth?

Car insurance for someone under 25 arizona?

How much would car insurance be or the cheapest I live in arizona and drive a 1994 Saturn sl2

Should a person without children get life insurance?

Is life insurance important to a person without children? Could they just save enough in life to pay for the funeral costs and other expenses. I can see reasons like you have a disabled spouse, but in general do you think it is necessary or just a useless expense.""

""Which company offers the best health insurance policy in Delhi, India?

I want a health insurance as it saves tax. I am 21 Male

How much would insurance be for a Mazda MX5 MK1?

How much would the insurance be for a Mazda MX5 Mk1 in the uk. I know the car doesn't cost that much, and its quite old! I was just wondering what a 17 year old male would have to cough up :) Any useful website links would be nice aswell""

Is a paternity test needed to get insurance from the state in michigan?

Do they make you do paternity tests to get government insurance

Temporary car insurance??

so I just bought a car that I'll get from the dealership tommorow night and I need it right away. the problem is that it is my first car and my insurance needs to take 15 days to ...show more

What is the cheapest car insurance?

I'm 17 and i'm after buying a car. I have my full licence but every time i look for insurance its 8,000. Whats the best Car to buy, with cheap insurance and who with. Thanks""

Car Insurance Rates long island?

Help....My 20 year old needs car insurance... has two tickets,,, we live on long island just the basics""

Would my car insurance pay to fix a cracked windshield?

There was a crack in windshield 6 months ago. I have no ideal how it happened. Now it has gotten bigger and bigger. Would my car insurace pay to fix it now? I have AAA car insurance.

Insurance on a 2006 Suzuki GS500F?

I am 16 years old, living in California. How much is collision insurance for the Suzuki GS500F? The minimal insurance possible?""

Whats a good cheap auto insurance company on just liability? ( I am 24 in college)?

Whats a good cheap auto insurance company on just liability? ( I am 24 in college)?

Flyers insurance suggested?

This I my first time buying my own ticket and flying alone. Is it typical to get the insurance they offer for like $20 when you buy your ticket online? Would you recommend it? I think most cover your ticket and luggage?

Does getting married change your insurance?

I am currently covered by my parents health and dental insurance plan, but if I were to be wedded, would I no longer be able to use their insurance? I've been told that it changes, but I've also been told It is no longer like that anymore since Obamacare.""

Can A 17 Year Old Get Insured On A Japanese Sports Car ?

Basically wanting to get insurance on a japanese sports car ?? Would they allow it and how much would it cost ??

Car insurance question?

Im 18 (female) i just bought a 1994 ford explorer. I have my license and stuff. First time im getting insurance. I need coverage to fix my car if i was in an accident and fix the other persons etc. Would it be cheaper to the car in my dads name and get insurance under him? Hes 58 and stable job for years and good credit. Thanx

Considering suing my car insurance company?

As we all know car insurance companies in the United States of America charge males more than females to drive a car based on real world studies . This is the equivalent of not hiring females because they may get pregnant and take a lot ofdays off... Because this is truly a real world study i conducted that males dont get pregnant as often as females. So I am highly tempted to bring this up with a lawyer or at least send a letter to my car insurance company, and i want them to hurt for it because frankly it pisses me off that i am being descriminated against. Further more, in europe, this practice of charging males more because they are more likely to drive is highly illegal. I am in no way a liberal democrat but if this sensitivity bullshit is going to stop descrimination than maybe they should give a **** about me before i start caring about them...""

Help! which is cheaper of 2 cars on insurance?

which has cheaper insurance? 1. Mazda 3 touring hatchback 2009 (median level trim and automatic) 2. Volvo C30 T5 hatchback (base trim and automatic) ??? which one??? cuz my dad is worrying about the insurance for me. im 19 and going be 20 soon!

What kind of insurance do i need to get a license in California?

what do i need to get and how do i get it if my parents do not want to put me under there policy and i do not own a car myself. and i am also looking for the cheapest possible insurance

""I am 16 years old, and someone hit me from the back, will my insurance go up?""

It was clearly his fault, but will my insurance premium go up since I am a new driver? I live in California.""

Whats the best insurance company for young male drivers?

im 17. passed my test in sept this year. want to insure new citeron c1 1litre or 2001 or 1999 corsa expression 1 litre. whats the best insurance company. best quote is 3k so far.

What is the Maximum car insurance firms are LEGALLY ALLOWED to charge you monthly on a vehicle?

Let's take for example a Buick Lacrosse. What if people realized that the car had potential to be modified into a race car. So people start racing them, And there are 100 accidents a day caused by the drivers of those Buicks. How much can car insurance charge people? Is the maximum $1000/month? Is there no limit?""

Small Business Insurance?

I would like to know what is the best resource to help me find health insurance for my small business. Should I just go to an insurance broker or are there organizations (i.e. small business association) that can help me with that? Thanks!!

How to get into a new Car Insurance?

About 1.5 yrs back my wife scratched another car while parking. The claim was settled using insurance. The expense was about $1500. Ever since that the insurance company, AAA, has been increasing our premiums by abt $35 on every renewal. Now I cannot switch or shop with other insurance company since they give quotes much higher than this company. But apart from this one incident we do not have anything else on our record. Also I get discount for Home+Auto insurance. The company increased prices on our Home Insurance too. I am badly stuck with this company now. I would like to buy Auto+home from one company itself. But I really cannot move my Auto Insurance. Please give suggestions.""

Cheapest car insurance provider for a 23 year old?

I am 23 year old and had no claims up until last year when i had a little bump and now the quotes are terrible for even a little 1litre. does anyone know of realistically priced insurance company's for younger drivers? thanks for the help.

Michigan Auto Insurance Premium almost twice as much as quote!?

I'll do my best to summarize my situation, and am using estimates for days and amounts... I received a quote for auto insurance for $590 for a 6 month period from an independent auto agent. When I received my insurance policy and premium price it way nearly double (over $1,100). I cancelled the policy within a week after receiving the huge increase in premiums. Because of the time it took for me to receive my new premium and the 5-7 days for me to cancel, I received a bill for an amount due of roughly $40.00. I previously had auto insurance through the company/agent but it was for a different vehicle and paid a month in advance. My question is, why am I responsible, and how am I responsible for the premium that is so much higher than what I was quoted? I didn't sign any paperwork, I called over the phone and had the agent switch the policy based on the new quote. Auto insurance played a huge factor in budgeting for the vehicle and I feel that I was ripped off. I should be getting a credit for the 10 days that I did not use, not having to pay more for the days I did use. Thanks for any advice you're able to provide!""

How much will insurance try to offer for a stolen 1985 El Camino.?

I had my camino stolen. Show quality, special interest car. How much will an adjuster generally offer since it cant be found in Kelly's Blue Book. Also, whats the process of getting more for it as Im almost positive they wont offer what the car was actually worth?

https://www.linkedin.com/pulse/does-anyone-know-any-affordable-health-insurance-fenton-zoa"

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It's become easyto accomplish a thorough customer-base by pursuing Mobile software improvement and much easier by hiring Cell app designer for your full time specific companies. Obviously kiddies under-18 are turning to cellular trigger their parents almost certainly ordered them an iPad or iPhone vs a pricey Computer. And undoubtedly Samsung is mainly responsible for the specifications that is silly race that led to effectiveness label and the indegent battery life regarding Android. Here you could toggle between leaderboards, accomplishments. No body is going to purchase a 200 game boy when that's the buying price of a cellphone or whatsoever they offer. Nevertheless, they would affirm something which all of us previously believed, although I suppose it really is great to have direct established proof - Titanfall 2 can have motion being truly a key section of its physical build, similar to the initial game. In reality, it's an issue of delight regarding cellular fans that diverse corporations for example Nokia, Samsung Sony-Ericsson etc, are coming with their provides that are varied. Of course if a mouse was employed by your personal Computer game, choose' Mouse' under' Controls'. As it stands right now, it seems this game is barely For sale in the Philippines at this time, which explains why we're not sure when it is a soft launch or perhaps a beta-testing phase, since that parts can be used for each frequently. Mobile profits in games although hate to interrupt it for your requirements is a lot more worthwhile than System/Computer. There's enough bad created programs to compensate for insurance firms Lion every one of the plans and games I reduce. a brittle design tune, which provides way to dice sounds inside the sport fronts the game. I have a family that is sizable and all of US enjoy playing with games together and sitting aorund. Once I obtained through the buy recovery, having said that, we never acquired another challenge for the rest of the recreation. Badland was a tremendous hit by sport programmer Frogmind, when it was released many years ago. I believe this guide you manufactured is for silly people that cant perform with a simple recreation. The 32 job product provides just about sixteen to eighteen gigs and even though Contemporary UI apps are significantly smaller than typical Windows applications, I'm sure creatively abundant activities begins receiving greater quickly. Become the 'Dominator' of the recreation by examining in routinely to your favorite games on Nintendo 3DS, playstation3, Xbox 360 Console Laptop, iOSANDAndroid products and much more. Nokia mobiles are becoming large amount of advertising while they position between the greatest phones on the planet throughout. The amount of functionality and design is much higher in Motorola mobile phones that set these besides others. You are able to presently do those things if you have an product and don't head finding a little nuts having the manner in which you lift it-all upwards. The Stanley Parable is about producing selections all, and it explores the type of preference - because the results of a sport affects generating. This price research position for phones has additionally enhanced incredibly rapidly within the last year: just a sixth (20%) of U.S. shoppers interviewed inside the 2011 survey had employed their telephones to review costs or read testimonials while out searching (and just 19% of U.K. purchasers got). Fresh sport apps games like Bejeweled possess several new versions, like Diamond Acquire, and are continuously returning at people. In case you searching the top brainwashed not immobile than go as nokia x1 with it -02 cost in India is extremely significantly affordable and accessible because of the superior desire in the market. There's no have to bother about buying potentially -to-be- outmoded activities and components, either. The pre-mounted blog for the Taiwanese version contain: Amazon Kindle, a few Taiwan-particular searching sites, Google Deals, Puffin Browser, Instagram, a Taiwan recreation app store plus some activities (Requirement For Speed & The Sims). I've been having iPhone ever since then, till I'd to configure the Moto GARY using Android 4.4 of my mommy pondering undesirable about Android due to my encounter. Android has increased A-LOT since Android 1.5 . Hiring Android request engineer builder at costs that are very economical is hardly much impossible with this particular business-model, which helps inside the costcutting types of getting the extremely quality work completed within as cheapest finances as you possibly can. Portable gaming's saturation can hemorrhage the 'platinum discover' not wet having a lot of 'prospectors' excavating for platinum that the thrive keep destruction that is broad financially in its aftermath and may go-to breast with time. You collect products, subsequently transport them to your sport and could also hook Pokémon. The Nolan group of Batman videos have a rather severe perspective to the caped crusader, and the recreation is followed to by that. Occasionally I Have actually observed ablock options for recreation signals but when I actually note that solution hasbeen hardly continual. NIS has formerly built a Disgaea application called Netherworld Unbound regarding Android (Asia-only) around 3 years ago. What I'm more scared of are coders losing service because of their game in afterwards iOS changes and not building funds that is sufficient. While you'll invest a reasonable little bit of period looking and roaming round the area place, the beef of the overall game is inside the challenge program. But ultimately, the sport may wear slim - that is the danger of recreating a game that may easily be enjoyed other folks. GPRS, EV-DO Wimax , 3G and are some marketing norms in cellphones for high-speed internet-access. We seek out games no more than $20 digitally since I cannot sell it. Wherever it is a gain tome to have down 20PERCENT plus MONEY10 back towards my subsequent buy We only preorder from Best Buy. GRAMS several mobile styles are recognized due to their great dual sim mobiles, top quality and features facility having price that was fair also. But throughout this contact form or two, plenty of growth in Android provides happened towards ensuring the notification leaps on your own display as soons as it occurs instead of anyone needing to pull the notice drawer and look for it down. The exact same notion was the strategy that is same, behind the Samsung Active Present is behind share the Background Display of Android. This mobile will be the affordable portable handset and included with all the 3G connection. As a result advantages are essential towards the co-ordination development of a baby, it's essential for parents to get amobile that is most appropriate for their youngster. Meanwhile, you all are performing over games that wont be out until 2018 and beyond, activities thatn't possess a finish motor at this time like giddy women. You can purchase any mobile of any phone model that is mobile having as you go specials which will uncover in-all online pay shopping portals. If persons distribute about it we discover personally playing with this game to get a LOOOONG time.