#nbv meaning

[alternativeinvestment]

Net Book Value

Net Book Value is the original cost of an asset recorded on a company’s balance sheet minus its accumulated depreciation, amortization or depletion. It’s important to note that it rarely equals market value.

Accurate NBV allows companies to accurately record their assets’ values, which can help with forecasting and making data-informed decisions about buying and selling tangible items. It also helps them avoid paying taxes on unused assets.

[marblesstorystudio]

Hi Marble, how are you doing?I think I've been following you for a while, but completely forgot about checking your IF out😭I follow too many blogs, it's hard to keep track of all the projects.

Anyway!I wanted to give it a try, but for some reason when I go to your itchio page it says that "the developer has not uploaded a game yet". Did you perhaps remove it?

Hello!! I’m doing okay - hope you’re well! NBV is currently undergoing a bit of a rewrite and some serious edits (I have an editor now!), so I took it down.

I’m relaunching sometime in January (date TBD), with a new prologue and revamped chapters 1 and 2, and the new chapter 3.

Thank you so much for your interest in playing my game. It really means a lot to me. I hope you tune in in January when it’s relaunched ❤️

I invite you to explore my tumblr abit, as there’s some character content there that might help set the scene.

[xcharmedxheirsx]

@xhelenaxleblancx​

“i, uh...” Tongue swiped at CHAPPED & PARCHED lips. Arms curled themselves around her frame PROTECTIVELY. And she turned away. Palm was RUBBING against flesh. She couldn’t scratch. Would give it all way. And Helena would WORRY. Not that she was being ALL-THAT-DISCREET about it. Thin shoulders rose and fell. “I-I jus’ was...” Her OCD was BETRAYING HER however. “Why does anyone?” Because they’re VAIN & SECURE WHORES. A fact which DID NOT apply to Delilah. So why DID Delilah do it? And why had been triggered by HELENA kissing ANOTHER GIRL? Well as Helena always said: She was SURE this bitch could figure out BLUE’S CLUES.

                                                            Much as she WISHED she couldn’t...

[b-l-l-n-k]

TONE TAGS!!

__*General Tonetags!*__

/j = /joke

/hj = /half joking

/ij = /inside joke

/cj = /coping joke

/lhj = /lighthearted joke

/hsrs = /half serious

/nsrs = /not serious

/lh = /lighthearted

/l or /ly or /lyr = /lyrics

/nay = /not at you

/ay = /at you

/nbh = /nobody here (eg, when not referring to anybody in a group or place)

/dir = /directed

/ndir = /not directed

/ugn or /ugd = /ungendered

/safe = /safe to click or open

/cur = /curious

/np = /not pushing

/nf = /not forcing

/rh or /rt = /rhetorical question

/rt = /retweet or /rhetorical question

/npa = /not passive aggressive

/pa = /passive aggressive

/cb = /clickbait

/f = /fake

/q = /quote

/ref = /reference

/ncm = /not comparing or not competing

/c = /copypasta or caps lock (eg, "THIS IS A MESSAGE IN CAPS /c" would be used in a server with capslock on the blacklist)

/li = /literally

/hy or /hyp = /hyperbole

/pc or /pos = /positive connotation

/nc or /neg = /negative connotation

/neu = /neutral /neutral connotation

/opn = /opinion

/sugg = /suggestion

/gs = /genuine suggestion

/nbr = /not being rude

/nbv = /not being violent

/vio = violent

/ot = /off topic

/od or /odra or /ovdr = /overdramatic

/unr = /unrelated

/der = /derogatory

/disr = /disrespectfully

/res = /respectfully

/disso or /dis or /diss = /dissociation

/derea = /derealization

/rc = /reality check

__*Tonetags That Are Difficult to Tell Apart! (For Reference)*__

/sbip = /somebody in particular

/nbip = /nobody in particular

/m = /metaphorically

/mad = /mad

/th = /threat

/t = /teasing

/frt = /friendly teasing

/frj = /friendly joke

/conf or /confu = /confused

/comf = /comforting

/con = /consensual

/g or /gen = genuine

/genq or /gq or /gen = /genuine question (/gen can be used for both /genuine question and /genuine)

/s or /sar or /sarc = /sarcasm

/srs = /serious

/nm = /not mad

/lm = /little mad

/vm = /very mad

/nu = /not upset

/lu = /a little upset

/vu = /very upset

/sv = /soft vent or semi verbal (context)

/nv = /not venting or non verbal (context [eg, when a non-verbal ind is talking with emojis, if a server has a slash emoji they could say "/ regional_indicator_n regional_indicator_v ")

/nav = /not a vent

/jav = /just a vent

/hav = /half a vent

__*Attractional Tonetags!*__

/aff = /affectionate

/ci = /caring intent

/p = /platonic

/r = /romantic

/fam = /familial

/fr = /friendly

/a = /alterous

/qp = /queerplatonic

/sr = /soft romo

/appr = /appromour

/sx or /x = /sexual intention

/nsx or /nx = /non-sexual intentions

/wc = /with consent

__*System Related Tonetags!*__

/wp = /wrong proxy

/nptf = /not pushing to front

/amh = /at my headmates

/sys = /system context usually means in-system context *(eg, "the others said something about it earlier /sys")

/nsys = /not system context (eg, when referring to cc's)

/nas = /not a system (also used as an acronym in namefluid, pronounfluid, irl, kin, and roleplay bots)

/iw = /in reference to innerworld

/otw or /orw or /otrw or /ow = /in reference to the outerworld

/src = /source

/switch = /we switched (eg, when a system's proxing bot is down or in dms)

/sw = /switching (/sw and /switch can be used interchangeably)

[chaoticgenders]

Evernic

This is a gender based off of what I feel/experience, but I decided to make it public.

Everything but a Woman = EbaW , Nothing but Void = NbV

Evernic is a gender where you're EbaW, this is similar to being Genderfaunet except it's not fluid and the concept of being EbaW is stagnant; yet while you're EbaW, at the same time you're NbV, this could be similar to Gendervoid.

This entire concept is based off of being two things that are very still and opposite of each other. Think of it as your/my own lil' Schrödinger's gender lol.

I've been meaning to coin this for awhile, because I really am EbaW but also NbV. Hope this gender makes sense!

The symbol is the gendervoid symbol, and the colors are a mix of genderfaunet, gendervoid, and influenced by my fav colors.

[pinkslashersimp]

would you ever consider writinf hanninal from hanninal rising? i feel like he is just slightly more unhinged and chaotic than NBV/SOTL due to his age and i find that so interesting... would definitely be quite the yandere concept!

Maybe! I’d definitely consider it

I haven’t watched Hannibal rising yet but I have seen 1 or 2 clips and I definitely understand what you mean by the yandere concept (dude is terrifying in this movie)

perhaps at some point in the future i’ll give it a watch and have a go writing for him💗

[copiosis]

What happens to companies in Copiosis

Editors note: From time to time we'll share questions that we'll eventually post on our FAQ page. These questions come from readers and others following Copiosis.

How will the transition effect companies?

Companies are comprised of owners, management, employees, debt and assets. Assets could generally mean tangible property, cash and other cash equivalent holdings, Intellectual Property, legal instruments, etc.

Since companies are organized as functions for one primary goal, generating profit for its owners, it can be said that all a company is, is a collection of costs, which when functioning, generates profit.

In Net Benefit Value (NBV) terms, that can be said this way: A company is a collection of decisions about employing resources in an organized way so some amount of NBV gets created when a consumer consumes what the company creates.

When a company transitions from today into Copiosis all the profit generated by that organization goes to the company owners’ at the net present value NPV of that profit stream. That releases financial ownership interest in the company.

We liquidate asset value in the same way, thus releasing financial ownership interest in the assets. Liability liquidation follows similarly, so owners are not liable for any debt. At that point former owners have no financial stake in company resources. That takes care of the non-emotional aspects of removing owners from resource value.

^^Photo by Austin Distel on Unsplash

But ownership is emotional

This is tricky because in the case of private companies, private owners may be emotionally resist. As you'll see, resistance could destroy their company.

Next, someone must steward freed assets as Copiosis societies depend on private property ownership. Owners no longer financially own assets. Someone must steward all the equipment, supplies, inventory, vehicle fleets, copiers, etc. Who will do that?

The people in the former company must answer that question because no one else will. It's no one else's business. In fact, former owners released financially from the assets,  still privately own them.

The problem with all those assets owned by a small group of partners, or owners is, that small group can't employ these assets alone. If they retain ownership and try directing other people in asset employment, some may go with that.

But, in light of their new found freedom – owners no longer control people through their paycheck – these former employees could walk away leaving owners literally holding a bag of equipment and nothing else.

After all, that company is no longer a company, but a collection of people and resources formerly organized to produce profit. Not any more. Someone now must decide what happens next.

Everyone is free

There are a lot of ways this can go. Our expectation is former owners will decide along with former employees, who are now independent producers, who will steward what assets.

For example, a privately-owned copy store chain comprises six stores. Each store employs 12 employees, (to keep it simple) 20 copy machines, and two former staff and operational managers, a day shift manager and a night shift manager, making 14 total employees in each store. The owner manages all six stores.

The owner must work with the former store managers and the 12 employees and figure out who will steward each of the copy machines, each of the stores and everything else the owner used to own.

Some of those employees aren’t working there because the love that work. So they are probably going to bail. Better opportunity awaits them. If the managers or the owner assert some kind of decision authority over their former “employees”, of which they now have none, maybe all 12 people will bail.

^^Photo by Mike Petrucci on Unsplash

This is what we meant before about destroying the company. If the former owner still tries to act like an owner, he will likely destroy his company because, ultimately (which has always been the case), people make companies. And if the now-independent producers (former employees) all leave, all that’s left is a bunch of idle assets.

The owner must become magnanimous. Distributing property stewardship among his 80 or so former employees and now fellow producers could keep his former company functioning as it had. Maybe even better as these newly independent producers have complete authority to run their stewarded property as they see fit, which could mean in improved ways.

Of course a the owner could automate the whole operation, releasing all 80 employees. He will then receive all the NBR for NBV generated by his six stores. He'll still need someone maintaining all that equipment though. He'll still need people restocking the stores, serving customers who have problems, etc. As we said, there are a lot of ways this can go.

So the formal transition is the dispossession and compensation process. Everything that happens after that is up to the both the (former) owners and (former) employees.

But people can be generous and loving and fair during this process. With all necessities provided and everyone out of debt, there’s lots of time and space for people to make these productive, beneficial decisions.

The Copiosis is not about making all decisions for everyone. When everyone becomes free, it’s not utopia. What it is is a new adventure where everyone gets a say and everyone is equal. That’s thrilling!

[bohemian-rhapsody-slash]

Please help me here a bit, cause I'm shit at both remembering things and maths, but in that post where Andy visits John after the miscarriage, you said he's 44 right? And if Rog gets pregnant after that, that'd mean he'd be around 47, if I'm not mistaken. (Just trying to get an idea of what age they are so I'd know what they look like then)

So these are two slightly different universes.

The one where Andy visits John after he has a miscarriage is in the original IBTYF timeline. This is where John falls pregnant with Brian’s baby a few years after Freddie’s death. He is 44 at that point.

The one where Roger falls pregnant after Freddie’s death is the IBTYF new baby verse (NBV). That’s an alternate timeline where John has a miscarriage while Freddie is ill, but Rog then falls pregnant not long after John moves in with him and Brian. So in that timeline John is around 41/42 when Rog has his baby.

Hope that makes sense!

[harbourfronttechnologies]

Net Book Value: Definition, Meaning, Formula, Calculation, Example

Company's assets are the sum of all the things they own. This includes cash, investments, property, inventory, and equipment. Every company needs to track its assets so it can make informed decisions and stay solvent.

The Net Book Value or NBV is the record that a company keeps of its assets. This number is important because it helps a business to determine the value of its assets, how much they've depreciated, and how much they're worth on the market.

What is Net Book Value

Net book value is the value of an asset as shown on the balance sheet after accounting for depreciation. Depreciation is a method of allocating such costs and is used to write off the cost of a long-term tangible asset over its estimated useful life.

The concept is important in financial accounting because companies need to know the value of their assets for financial reporting purposes. The value of an asset on the balance sheet is used to calculate many ratios, such as the return on assets ratio (ROA).

In simple terms, NBV stands for the historical value of a company's assets, or how the accountant has recorded these assets.

Importance of Net Book Value

The importance of this number lies in what it represents. The value of a company's assets, after all, is one of the most important pieces of information for making sound investment decisions. After all, if a company doesn't have any valuable assets, it may not be worth investing in.

In addition, NBV can be useful in financial ratio analysis. For example, the return on assets ratio (ROA) is one of the most popular profitability ratios. To calculate ROA, you need to know the value of a company's assets.

Net book value can also be used to assess a company's solvency. In other words, it can help you determine whether a company has enough assets to cover its liabilities. This is because the value of a company's assets must always be greater than or equal to the value of its liabilities.

If a company's NBV is negative, it means that the company's liabilities are greater than the value of its assets. This is not a good sign, and it may mean that the company is in financial trouble. In short, net book value is a key metric for investors and creditors to assess a company's financial health.

How to Calculate Net Book Value

To calculate NBV, you need to know two things: the original cost of the asset and the accumulated depreciation of the asset.

Net Book Value = Original Asset Cost – Accumulated Depreciation

Original asset cost: This is the amount that was originally paid for the asset.

Accumulated depreciation: This is the amount of money that has been allocated to the asset over its lifetime through the depreciation expense.

For example, if an asset originally cost $1,000 and has been depreciated by $200 per year for 5 years, the accumulated depreciation would be $1,000 – (5 x $200), or $0.

Thus, the net book value of the asset would be $1,000 – $0, or $1,000.

Conclusion

NBV is an important metric for investors and creditors to assess a company's financial health. If a company's NBV is negative, it means that the company's liabilities are greater than the value of its assets. This is not a good sign, and it may mean that the company is in financial trouble. In more positive news, a high NBV can be a sign that a company is doing well and is a sound investment.

Article Source Here: Net Book Value: Definition, Meaning, Formula, Calculation, Example

from Harbourfront Technologies - Feed https://harbourfronts.com/net-book-value/

[kritainfomatics]

PAM006 Strategic Financial Project (SFP)

Section 1 (90% weighting of this assignment) This should be submitted as a separate document and uploaded to the Project Turnitin submission link for this project via the designated relevant tab (section 1). Your Individual New business venture proposal/Workplace business-strategic plan report You are required to produce a 5-year business/strategic plan report. There are three potential report scenarios from which you should select one:

You may if you wish situate your report within your Workplace scenario. If you do so it should be suitable for consideration by a new management team for your workplace in the context of the strategic challenges facing the company.

You may if you wish use a workplace/company which is not your primary workplace but one which you are familiar with and can have access to relevant data and information (which can be quite challenging).

You may if you wish prepare a business/strategic plan report for a new business venture (NBV) scenario, the report should be suitable for potential investors and relevant stakeholders. In any of these three scenarios, appropriate permission of use of data should be sought. Where data is of a confidential nature, a note should be placed on the front of your title page stating the following: This project is CONFIDENTIAL and is not to be made accessible outside those academics who are marking/examining the project and the UOL Programme Team. Your report should be between 4,000 words and a maximum of 4,500 words. Penalties apply for exceeding the word count. No formal penalties apply for using fewer than 4,000 words but in so doing you may be penalising yourself as it is likely to be challenging to respond to the requirement in less than 4,000 words. When combined with Section 2 the total word count should not exceed 6,000 words. State an accurate word count on the title page of Section 1. Failure to do so will result in a 5 mark penalty. In producing your report you should: a) Research the relevant ‘real world’ industry, market and business environment the company/venture is situated in. You should use a combination of relevant real world primary and/or secondary research to provide the basis upon which your strategic choices are made. b) Utilise a range of strategic tools (SWOT, PESTLE, Ansoff, Porter and so on as appropriate) to help analyse the relevant situated context. c) Identify, explore and evaluate alternative strategies for developing the business. d) Arising out of a), b)and c)above, setout a compelling five-year business planconsultancy report designed to enhance shareholder value. You may use your own definition ofshareholder value but must explain and justify its selection. The report may identify a range of strategies for consideration but should ultimately put forward your recommendation with evidenced Page 5 of 12 justification for why the proposed is the best way forward. e) Identify specific key performances (KPIs) to assist in measuring to what degree shareholder value is being enhanced. These KPIs should be justified and appropriately monitored such that it facilitates a good overview of performance. f) Include extracts of your spreadsheet planning tool results/financial forecasts within your report to strengthen your justifications and evidence. You are not required to submit the actual planning tool. However, the connectivity of your financial plans should flow throughout your report and should be presented in a user-friendly and robust manner. d) Review your proposed plan, and identify and assess the key risks within it. You should include graphs, tables and figures within the main body of the report where appropriate. Please refer to the Project Presentation Guide document within the Final Project section on the VLE for word count guidance for tables and graphs. If you carry out any primary research you should include relevant extracts within the main body or an appendix as part of the evidence of carrying out that primary research and appropriate analysis. Where you carry out secondary research you should ensure you reference appropriately. PLEASE NOTE: Any appendices should not contain any materials central to the core thrust of the assignment: it should not contain information or large amounts of text which you cannot fit into the main body of your report to escape the word count limit! As such, appendices content will not be considered within the mark scheme formally but will, of course, provide the highlights of your evidence for reference purposes. The following criteria will be assessed on a scale of up to 10 mapped to the mark ranges for this module (point 4 above):  Overall contextual research into the relevant industry, market and business environment (15%)  Use of primary and/or secondary research to justify the strategic option(s) being set out for the organisation (15%)  Definition and justification of shareholder value for chosen organisation (6%)  Recommended strategy/strategies and justification of those strategies(8%),  Robust linkages with your financial forecasts(11%)  New business venture/workplace scenario-specific KPIs justification (10%)  Identification and assessment of key risks within the proposed plan (10%)  The quality of the reporttaking account of cohesion, links with your research, evidence, financials, justifications and associated considerations (20%) -Note: this will be assessed using the assessor’s academic judgement of the overallsubmission presented.  Overall communication (5%) –Note:this will be assessed using the assessor’s academic judgement of the overall submission presented. Page 6 of 12 To help you frame your thoughts around the report, here are a few points to think about:  In essence, you are doing something similar to the Icarus activity in that you are thinking ahead strategically for an organisation over the next 5 years.  Whether you are using your workplace scenario or a new business venture (NBV) scenario, there is a skeleton spreadsheet planning tool which you can use to explore different scenarios. The skeleton tool, however, is just that – a tool. We have provided this to help you but the extent of its usage is up to you. If you are using your workplace, you may already have access to a tool or may need to develop a simple one using the skeleton or your own to aid your exploration of options. If you are going for the NBV scenario, you may wish to create your own simple tool or create an adapted version of the skeleton or you can use workings of your own design. Again, this is your choice to make.  Ultimately you are being asked to plan for the future, a future which will enhance shareholder value. Remember you define (and justify) what you mean by shareholder wealth. Having done so, you will need to identify and set out appropriate objectives to aim for and to be measured. This should involve identifying a range of KPIs for such holistic measurement.  You may wish – not unreasonably – to use your workplace’s current financial position and its strategy(ies) as your departure point. Or you may need to project the first year’s financial status for your NBV and build upon that.  The research you carry out could well be based upon primary and/or secondary research (as covered in the first 11 weeks of the module) where appropriate. Finding out about the business landscape/industry that your NBV/your workplace scenario is based within is a first step. The strategies you will wish to try out will depend upon your independent research.  The skeleton tool can help you generate forecast results for the alternative scenarios and strategies you decide to explore be they, for example, exploring a new international market or extending an existing product line or introducing a new product line. You should select the scenario and strategy you feel most appropriate for the business. You should then ‘officially’ recommend and endorse it, and in so doing provide justification, citing ‘evidence’ where necessary. This is much like the rationales you and your team were providing as support for the choices you were making for each round in Icarus – but with further development.  The skeleton tool is there for you to use, adapting it as you see fit. You will definitely need to make adjustments to the tool but it is just to help you plan. Remember, the main output for this assessment is the report – the skeleton tool should be viewed as part of the process you use to arrive at the report you submit. Unlike Icarus, you do not have the luxury of ‘rolling the world forward’ but nonetheless, the mindset Icarus should have put you in will help think about the issues you will need to address for this Page 7 of 12 assignment.  Try not to spend all of your time playing with any skeleton tool ‐ your justifications must come from your research into the environment, target markets and possibly even primary research to back up your assertions. This helps inform the numbers you pump into the tool!  The skeleton tool is not a perfect one – indeed, a ‘perfect’ one probably does not exist! You will need to tweak it yourself if you find any issues and/or if you change anything yourself. But it is a general one to help kick-start your thought process and to help provide some inspiration for you. Remember, you do not have to use this tool, you can create/adapt one of your own.  At the end of the day, if this was your business… What would you do? and will someone objective reading your plan for the first time understand what you are trying to achieve, why and how?  If someone were to pick up your report and read the conclusion first, then the main body and then the introduction, would it all tie together? There should be a thread/narrative throughout that allows the reader to be able to go back, go forward and come back again and still allow good linkages. Does it ‘hang together’? A note about structuring the report There is no one set way to structure your report for this assessment. There is room for individuality and creativity but with a goal of providing an easy to follow, clear and wellevidenced report. Below are some areas/headings that you may wish to utilise to help structure your report or to help ensure you cover key areas. But, again, this is not set in stone and can be adapted as you see fit.  Introduction  Background Industry/market analysis using relevant frameworks tools  Any key primary research (if applicable) conducted with results, particularly in the context of identifying and exploring strategic alternatives/opportunities.  Identification of overall objectives; relevant KPI selection and justification; selection and justification of key strategies  Financial plans/projections  Risk assessments  Recommendations and conclusion  Full consistent reference list using accepted referencing style e.g. Harvard. END OF SECTION 1 Page 8 of 12 Section 2 (10% weighting of this assignment) This should be submitted as a separate document and uploaded to the Project Turnitin submission link for this project via the designated relevant tab (section 2). Your Individual Reflective piece This relates to one main area: the Icarus activity. The total word count for Section 2 is 1,000 – 1,500 words maximum. Penalties apply for exceeding the word count. No formal penalties apply for using fewer than 1,000 words but in so doing you may be penalizing yourself as it is likely to be challenging to respond to the requirement in less than 1,000 words. When combined with Section 1 the total word count should not exceed 6,000 words. State an accurate word count at the end of this Section or state it on the front title page. Failure to do state the word count for each Section in your submission will result in a 5 mark penalty. Context and Requirement Context “We do not learn so much from experience as we do from reflecting on our experience.” – John Dewey John Dewey (1859-1952) is considered by some to be one of the most influential thinkers about the philosophy of education in the twentieth century. His writings in Dewey, J. (1933) How We Think. A restatement of the relation of reflective thinking to the educative process (Revised edn.), Boston: D.C. have inspired many of those involved in the education process – educators and students. His ideas are located in more recent, populist writings, illustratively: Harry stared at the stone basin. The contents had returned to their original, silvery white state, swirling and rippling beneath his gaze. “ What is it?” Harry asked shakily. “This? It is called a Pensieve,” said Dumbledore. “ I sometimes find, and I am sure you know the feeling, that I simply have too many thoughts and memories crammed into my mind.” “Err,” said Harry who couldn’t truthfully say that he had ever felt anything of the sort. “At these times” said Dumbledore, indicating the stone basin, “ I use the Penseive. One simply siphons the excess thoughts from one’s mind, pours them into a basin, and examines them at one’s leisure. It becomes easier to spot patterns and links, you understand, when they are in this form.’ Excerpt from Harry Potter and the Goblet of Fire, by J. K. Rowling (Rowling, J.K., (2000) Harry Potter and the goblet of fire. London, Bloomsbury Publishing.) Page 9 of 12 Reflection is important within educational experiences. A reflective statement is a statement that captures thoughts about, perceptions of, a past experience, such as that you have experienced in your study of this module. They help us to understand past events and associated experiences and to learn lessons. Having written a reflective statement, it is then possible to analyse it and draw lessons about future decisions, behaviour and actions. Such a statement can focus on the consequences of the educational experience for work-related decisions, behaviour and actions, not least in the arena of confirming or amending professional work practices. With this in mind, look back over your Icarus rationale and minutes of meetings submissions and any other correspondence you held with your team mates over the Icarus period (between weeks 12 to 18). If you have been keeping an ‘off-line’ diary during the activity as suggested, you should also refer to this as it will certainly help you identify the experience ‘raw’ at the time in preparation for analyses. Take time to think about what you have learnt from the various interactions, research tasks, performance analyses, and teamwork etc. that took place during each of the five rounds of play. You should have already captured some of this during the activity. Now, you should be seeking to articulate your experience, feelings and evaluation of the activity in terms of any personal and professional impact upon you. Note that if you did not participate in Icarus, then you will be unable to reflect and therefore forgo the marks available for this section. Required:

Using Gibbs’ Reflective Cycle (see Appendix A of this document) or an appropriate alternative reflection framework, provide a reflective account of your Icarus activity and its impact upon your personal and professional development now and in your future. In addressing this task you should ensure that you do not just describe each round of the Icarus activity but rather reflect upon the learning experience through evaluation, analysis, conclusions and ultimately provide your future plans for enhancing your professional practice. Overall, the reader is seeking to be provided with a written account that captures your critical thought process of reflection. Accordingly, the marking criteria for Section 2 will consider overall cohesion but with particular emphasis on the quality of your evaluation, analysis, conclusions and action plans. Please note that if you use an alternative reflective framework you should state what it is and cite its author. The marking criteria will still be seeking evaluation, analysis, conclusions and action plans (on a scale of up to 10). In responding to this requirement you should, clearly, certainly refer to relevant MScPAcc materials as appropriate. You are encouraged to also draw upon other materials, as appropriate, from other sources. Ensure that your response is not just descriptive but also reflects analysis, evaluation, conclusions, and plans. There are a number of sources freely available concerning the art and science of reflection. Feel free to draw upon such sources. Alternatively you may wish to read Appendix A of this document. Page 10 of 12 Appendix A Reflections guide To help you frame your thinking around being ‘reflective’ one particular model that may be of use is Gibbs’ Reflective Cycle or Model of Reflection (1988). This is depicted on the right and contains six categories. You can use these six categories as a departure point as you embark on thinking and writing reflectively for each round of Icarus and indeed, for the final project when the time comes: Description  What happened during the round? Who was involved/not involved?  What was the actual process that was applied as you embarked upon the activity?  What were the aims of the round and of your team within Icarus compared to your own aims?  Relay the account to the reader but do not spend too much of your word count on providing an account that is just simply descriptive. Feelings  What did you feel? How did you react or respond?  Why did you respond in such a way? Did your feelings affect your actions?  Identify and examine your reactions, feelings and thoughts at the time.  It is important to be honest. Evaluation  Look at the judgements and choices you made at the time about how things were going.  What was positive? Negative? What made you think this?  Try to stand back from the event/round/experience and be objective in your evaluations.  What made you think something was good or bad?  Examine your own judgements and what contributed to them. How do you feel about them now? Page 11 of 12 Analysis  Examine the experience/event/round in depth and identify an overarching key aspect of the experience/event/round that affected it greatly and as such needs addressing next time. For example, an aspect of communication or time management or organisation or commitment that might have played a central part in the outcome.  How was it flawed this time? In what way? Why? How should it have worked in this situation?  What ideas or theories are you aware of which look at this? Does theory about this aspect help you make more sense of what happened?  Could you use theory to improve this aspect in the future? In this section, you need to fully examine and make sense of factors affecting the situation, and exploring ways to change and develop these. Conclusion  What have you learned from each experience/event/round?  What would you change for next time?  Would such a change be possible?  You should also identify what to improve. These may be specific skills, or identifying new knowledge. Action plan  What could you do differently next time and how could you prepare for this?  What areas need developing or planning for? What resources do you need, and where would they be found?  What steps will be taken first? Do remember that your reflections on an event/experience/round can change over time as you reflect more and acquire more knowledge. Refine your reflections, perhaps by writing a longer, more descriptive account but focusing on key events/moments. Reflective writing is useful as a positive method to help identify and develop yourself and your skills. Often, we do not get a chance to do this. Reference Gibbs, G (1988). Learning by doing: a guide to teaching and learning methods. Oxford: Further Education Unit, Oxford Polytechnic                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    

Please check our blog to view papers we handle https://www.kritainfomatics.com/blog/  

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[deb-markethive]

Best Coinbase Alternatives For Buying amp Selling Bitcoin

New Post has been published on http://blog.hodlthrive.com/?p=363

Best Coinbase Alternatives For Buying amp Selling Bitcoin

Best Coinbase Alternatives For Buying & Selling Bitcoin

                                 When it comes to buying Bitcoin,

there are plenty of options out there. But when it comes to buying Bitcoin in your home country’s fiat currency, the options become fewer and fewer. When most people think of buying Bitcoin using fiat currency, they think about Coinbase.

For those of you who don’t know Coinbase, here is a quick intro:

  Coinbase is a US-based exchange. It the world’s most popular exchange to buy and sell Bitcoin, Ethereum, and Litecoin. They also support the instant purchase of these currencies via Visa/MasterCard credit and debit cards.

You might think this is great, but there’s a big problem…

At present, they only serve 32 countries. 

You can check if their service is available in your country.

It seems absurd that buying Bitcoin – something famous for its open, borderless, and decentralized nature – would be restricted because of where you are trying to buy it. Coinbase has said they’re trying to expand operations to 168 countries, but I doubt that.

Why do I doubt that? Because Coinbase became the first exchange to be valued over $1 billion, and they recently raised $100 million. Even before this funding, Coinbase was already heavily funded, so if they wanted to expand support for 168 countries, they would’ve started by now. Moreover, I think Coinbase is more like a bank because of their high fees, limited accessibility, and their recent stance on Bitcoin Cash. Considering all these facts, there are several Coinbase alternatives out there which will help you get your hands on some Bitcoin.

Top 6 Best Coinbase Alternatives

1. Coinmama

Coinmama is a digital financial service company operating in the cryptosphere ever since 2013 from Israel but is originally a venture of NBV International registered in Slovakia. It allows investors to buy popular coins such as ETH, BCH, ADA, LTC, etc., including BTC.

Fees: Simplex, Coinmama’s credit/debit card processor, charges a 5% additional fee (with a minimum cap of USD 10) on each transaction. Only Visa/MasterCard are supported.

Countries Supported: They operated in over 180 countries.

Additional Comments: Reliable and trusted service.

2. Local Bitcoins (aka LBC)

LocalBitcoins is a Bitcoin startup and P2P Bitcoin exchange based out of Helsinki, Finland which has been operating since 2012. If you don’t believe in centralized exchanges and want to go peer to peer, then this is one of the best options out there. It has on the ground Bitcoin buyers and sellers in more than 15,000 cities around the world. Here you can meet buyers and sellers online and execute a trade offline. You can pay in cash or send them money via wire transfer or PayPal or SEPA or direct bank deposit or whatever (all depending on what the seller wants). LBC only requires you to register using your email ID, however, you can also verify your identity which will raise trust between traders. All the fees on LBC are set by the buyers/sellers, and LocalBitcoins acts as an escrow manager.

Caution: Be sure to check the reputation of the seller; a higher reputation means they’re more trustworthy.

Further, consider reading our step-by-step guide on purchasing bitcoins with cash.

3. CEX

CEX is a London, UK-based exchange that has been operating since 2013. It supports the buying and selling of BTC and ETH. CEX has earned quite a bit of respect in the cryptocurrency space and is operational in 99% countries of the world. Moreover, they keep on adding more countries to their list, which is great.

Here are some of the notable features of CEX:

Supports wire transfers of USD, EUR, RUB, and GBP.

Offers a mobile app.

2-factor account authentication (good security features).

Buy/sell/trade Bitcoin and Ethereum.

Buy Bitcoin using credit or debit card.

Buy Ethereum using credit or debit card.

Great 24*7 customer support.

Trade exchange.

It also supports the instant purchase of BTC/ETH via Visa/MasterCard credit and debit cards. And you should know that while dealing with fiat currencies, you need to verify your identification. Here you will be required to do a card verification and identity verification. CEX users need not worry about the security of their funds because they have 2FA authentication as well as SMS/call service available for extra security. Also, the fee structure is pretty easy to understand.

4. Kraken

Based out of San Francisco, U.S.A, and operational since 2011, Kraken is one of the biggest Bitcoin exchanges out there. Even though they are based in the US, they are one of the largest Euro to crypto markets in the world. Apart from Bitcoin, they also provide trading of Ethereum (ETH), Monero (XMR), Dash (DASH), Litecoin (LTC), Ripple (XRP), Stellar/Lumens (XLM), Ethereum Classic (ETC), Augur REP tokens (REP), ICONOMI (ICN), Melon (MLN), Zcash (ZEC), Dogecoin (XDG), Tether (USDT), Gnosis (GNO), and EOS (EOS). You can buy/sell these many different cryptocurrencies via 5 fiat currencies – USD, GBP, JPY, EUR, and CAD – by SEPA or wire transfer.

At this time, they don’t support buying through credit/debit cards.

Other notable features of Karken are:

Two-factor authentication.

Email supports PGP/GPG signing and encryption.

Create a master key for account recovery.

You can check the fee schedule of Kraken.

Kraken accounts take some time to get verified. There are three tiers, and getting through them all can require some patience. To make sure everything goes smoothly, be sure to take the proper steps.

5. Gemini

Gemini is one of the fastest growing Bitcoin exchanges in the world. They are based out of the United States and are fully compliant with the New York State Department of Financial Services (NYSDFS). Currently, Gemini is serving the following regions:

Gemini supports buying/selling of BTC and ETH against USD which you can wire transfer from the supported countries and states. One notable thing about this exchange is that they don’t charge a fee for wire transfer deposits, however, respective currency conversion charges will still apply. You can check their trade fee schedule, and see below for the withdrawal/deposit fee schedule. They also offer institutional accounts apart from individual accounts for more serious/larger trading. That said, if you are a beginner, you will have no trouble figuring out how to use this marketplace.

6. Bitcoin ATMs

Another alternative to Coinbase and centralized exchanges are Bitcoin ATMs.

However, the trend of BTC ATMs are not yet that prevalent, but if you live in a country where you have Bitcoin ATMs, then this is a great way to get some bitcoins. All you need is fiat money such as EUR, GBP or USD (these are the currencies most Bitcoin ATMs accept). A Bitcoin ATM asks you to scan your public address, and it will transfer BTC to that address in the amount of fiat that you deposited into the ATM. In some cases, if you don’t have a public address, just select the option of “don’t have an address” and the ATM will generate a paper wallet for you (if it supports that feature). Also, you can choose a Bitcoin wallet from our list, and generate a Bitcoin public address that way.

7. Mycelium Local Trader

Mycelium Local Trader is a LocalBitcoins-like facility built into the Mycelium mobile app. It uses your phone’s GPS location to get you connected to traders nearby, making a listing of sellers who are on the app. The buyer and seller meet in person to exchange cash/bitcoins, and there is no requirement of IDs or verifications to use Mycelium. Here is the official step by step guide to help you out in buying/selling bitcoins from Mycelium’s Local Trader. All the fees on it are set by the buyers/sellers, and Mycelium Local Trader simply acts as an escrow manager.

Best Coinbase Alternatives

I should mention that I am not against Coinbase. At the same time, I don’t see any harm in exploring other alternatives for those users across the globe that can’t get access to Coinbase. That said, there are plenty of options out there to buy and sell Bitcoin. So now all you need to do is go and do it!

Article Produced By Sudhir Khatwani

  Hey there! I am Sudhir Khatwani, an IT bank professional turned into a cryptocurrency and blockchain proponent from Pune, India. Cryptocurrencies and blockchain will change human life in inconceivable ways and I am here to empower people to understand this new ecosystem so that they can use it for their benefit. You will find me reading about cryptonomics and eating if I am not doing anything else.

  https://coinsutra.com/coinbase-alternatives/

Deb Williams (hodlthrive)

[mars-the-red]

You are thinking, Colonel Vautrain is mad. You’d get up and leave right now, except for this: I might just know the whereabouts of your precious> Mr. Gordon.

For @effulgentpoet who requested Jim and Artie in “The Night of the Lord of Limbo” (part I of II)

this is part 1 of 2 because I started making gifs and couldn’t stop

the narrative makes some weird moves, but there’s plenty to love about this episode:

black tie, black tie, they both look so good in black tie, even if they are having the worst date at the opera night at the magic show ever

any night that culminates in your coworker getting kidnapped by a magician is pretty bad, ngl

Jim’s on the trail of NBV, because he left his saber behind at the magic show. The club for members of Colonel Vautrain, which operates as a front (?) for his schemes, is kinda cool. And this Captain Scofield guy is definitely interested in a little swordplay with Jim West, if you know what I mean. Unfortunately, Jim’s not in the mood. He has a missing partner to find. (I would still like to request 3 fanfic.)

Colonel Vautrain calls Artie Jim’s “precious Mr. Gordon”

Jim’s like, yeah

Jim enters the duel sequence trying to feel Artie out, to see if this is some kind of gambit, until he realizes it isn’t

I like how Artie stalks around Jim, because I’m trash

Jim looks quite pressed-upon when they actually start fighting. Artie might actually have the upper hand. 

they can’t stay at odds for very long. as soon as there’s some external danger, the natural order reasserts itself. they are so ride or die. it cuts through amnesia and brainwashing and hallucination serums, and anything else the villain of the week might cook up

[tuyetthienduong]

K

Atd va em soc vu ma 17 chua 1 1 1 2 vi nhg li do khac nhsu nguu nghi cuoi vl

Atd wwww bc in my rulr

|yr improvement // pthers|

S goc paw paw ne bp chey tirt

Hc ko co brpvluu ly tc ma o day thi me nay noi duoi dam vua nay

Dien them nguu quen me no roi

Atd why nhin doi duoc when tams thing

Em ht

S why all

Em ht

Nguu cc why me laughing

Em ht va nguu dep trai hon btqa cu

Hy broken hearted

Nguu xiu lo ganh mbh att

Hien

Team tien bo ta nt a why nguu a beautiful soul

Em hoi no nguu lay

Team nt

Nguu lay hihi khoo tl nua tu dap nhau vi nguu o aw att cho do nho tt vua cu ban than cua vua kia giong khamg hy lo roi mbh att nua hihi nl cai nhs

Cua doc nl luon yttt

Hien team cw mbs. Het huhu hiennha

Nguu ko hoi sao anh muon lam nguu ma vuong ha no viet tren ma ong kia thuong da cc dt o tt ne

Hien team dn wm chac ko co gi

Com vj tr

Em dang tu hoi minh sao ko so a23 anh va cho vo lam cho nguu vi doi em du hon cho hiem hon nh du hoi lo lo etc

Lo hihi ko biet nha T lo cm hien hohi live tttt

Dt cc o tt tttt

Cfam tt tttt...

Nguu xiu khoi thuoc sung hihi min di theo du cmm

A23 em la ai nhi thang nho nhat a anh kdm ne lon voi giua giua giong S gooc em nho dungvroi anh em ca ca ko xo

Lo cm by nguu hohi

Fya bao khoc bu

Help T

Team sehe hieu chua vo hien

Lay ht by team tren mem tu sat att

Xiu hay he hohi dr an tao vi xaxc lo ne

Run ko o nh nhat nhat shit etc

I co tii voi lun run ko a ht

Xiu ct ll tttt ko nho ban cu cua mimh la ai thanh she is hét roi gay a

Mlt nha

Lay ht hĩ hĩ

Team luu cac ne hihi khoc s22

Hyper punch do idol do cm

Ad nhan hix hix voi hy ah help love ht and life nowhere thu ha det thang con lai chu gi

Nguu tr cac hien

Gai ranh vo it do

Em ha jihi vo cua Minh q j

Minh q j thay sso so

Ktnn etc a

Dao luu ly ns s gõ em ut bi lang qyen het nha lay sinh ba con lon la khoc

Team luu cac toan dep trai dep deu ma đé thính nguu khxo chan cac ne

Em do

Ah dao ko soc

Nd by bhjn

Tb noi di duoc foi de ti di

Bl vt la cc

Bg need more

Phats noi vu nuot the ko phai tui nay lam

Thang bi bo quwn a bun tr xiu em caca ne

Em wwww thang anh ca lac lac

Em feo lq att nguu yes ma vua troi nen gioi qua

Do

De cac hang nga etc nguu quen me no roi fj nua

Do gõ

How wwww ma gioi min etc live now

Lay gai do a nguu lay cuoi be cing no gian a tai hg ko a cung ten luon dam lay ten np ra lam bay du deo lq ccc....

Em lac lac moi lam noi krus wu king

Ca ca em ut ha giua

Gia roi teM

Vl nh nhat lo

Lushit biet wwww tu lau roi

Nguu la no cung hau ghe cm ma bw nay deo ao la gi

Bach no vua troi ma

Me lac lac em dungb a ele anh ...

Vl lay hy ko nho cmgh lo luon

Ranh

Do cm di nha live len hihi

Len la lo a

Gya help loss

S goc bao mo

Gya huhu khoi nl

Pika lac ca a

Nb bao ki nay

Sf hey

Em cmm sure

Bayshit hey hihi nl cham hoai j 2 ne

Phan vl hihi len tiep

Ngon hihi

Mltvlao tu ma ch lua gat ng khac kk ng khac de trung etc cho chinh ho

Cc la eun ca ca a me lo cmm by nguu khic cmm cua caca nao do ut by s oc giua ma

Quen chc luon why do

S nho nay nhu thoi ngu moi tin

Yen Tu that sp

Cc team va lac team dua sau

Luu nhieu nhat a by team em know

Tr lac tô huhuhu ne lac a

Cc team xau honnhieu ele nhu do co di bi s do goc

Lac kieu vd ele copy tge rẻ lay do m cùn o gan suoc chu dung noi la ld du no cuoi rpi bo cung ngay voi team de om cho em etc

Em hihi anh

Giua team max team luu ca ca etc

Vua team ready

Mlt g khoc

Ctn thich nha

A23 lay anh nha lay roi ma nguu lay ht ngha nao cung dubg xung an toan cung co loi cho ht nhu bai cc toan hang nhikbscs nhu trai do

Ad noi bay duoc roi i too dt nguu tr xô

Nguu team apy do vi cac always lay dung cho

Em nghibay noi dung hon la vua t���o khoi bay nguu tr tr tr ne cmm acci by do s team bt tt bg de trung etc no gian a deo hs

Bhjn main ko biey only

Em hihi hg sc ah sc

Nguu nghe la biet noi tinh khinh nhu cho eyc roi deo wt su qt bh lpn nhatcua ng phu nu eyc mum no ko lq di

Em cmm tien xoi

Team ngoi ch mut keo hihi mm tan ra

Ai chot la chey voi vt nha

E dungb cc nguu soc dung att hihi

Xmm need tien att cia lac team ma

Lay hix hixnguu dung luon nl

Minh hihi me too cc em chua nh yet

No gian duoc chua lanh roi ma vet thuong qua lon cho thich

Tcc team het roi huhu

Vay cung lt hihi

Em than voi moc do gio ma t3 tr bg a nguu xiu too

S team cc dung roi mbbg tt do cjo la tcc luon att hai vong do la ba bon... Vong do

Lay hts team trai ảt

Vua can long ủng chinh nguu khoc thoi moi nha cn gia roi style lans

Huhuhuhuhuhuhuhuhuhuhuhuhuuuhuhuhuhuhuhujujuhuhujuhuhuh ci yinh bu nguu

Trs nhoi lo bc bf

Nguu khoc nvp att

S18 team em hai dua e mai lam gi

Tt lay da ta all tét firevee

Chan s18 dep ko kieu snow white l sa y ht vai chan li huhuhuhuhuhuhuhuhuhuhuhuhuh team chua ao

Pika cc chav luob moc bd roi hihi mbhamguu soc giu giua can

Azu lo quen roi em nguu a

Bao dine moc thats why i love ger too

Lat hy hn hihi khoc cnm atd gian

Mat em ko giong hn duoc doi nguu cac lo mm nhat ne

Big hit

Xiu vay ma hihi

Atd team hd hey i just met you do y want to bi dap

Pp friends team lay ht biet on con hibi

Dua cw tank ne bff cuoi nhu dien

Cuoi xiu im right

Copy nha s18 shit bao bg lo

Help i aw awawawawawawawawawa khjh awawawawawawaw awawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawawsw awawawawawawaw huhuhu do cd doi etc... Awawawawawawawawawawawawawawawawawawawawawawawa a lifr is not to suuprt bnbt bb vt bbb luon. Ct nhan luon nhe con nguu cc a lklklklkklklklklklklklkllklkllk sga fo cm mb do tv tuong do hon nrn hihi more max mean rtc att ht hihi len vt ph

Minh nhan tinh dich nha at that lac do bb ph luon cuoi nac ne ream bi no du roi vt lay by vuas tinh hon xa

Cuoi team bfff

Lay ht hic hic

S21 em s22 team sc lufe just sx

All

Gu cac len trinh luu gu hox hix cnm

Atd hihi

Xtc ni len nb unicorn turned too 7 dua 5 a lo az cc gabh scy anh trai

Ecnmnb

Atdnb

Jqmnb

Team pp main nb and aw cnm buncac lsn di kq ghi va sua su do tgat may ngay hhlrqua huh 3 ngay a sai su ko sua vii bllrsgbq aw choi huhuhuhu mai dc ko xe tu chay bi sncy kuu ly team dong for a reason chongs toan tc la noi no ko di dau cnm gia that etc pika noi ko di khoi yum a dr ts nho bc dap cut ne la pu lo keo cm etc vi moc t3 j ban than ko co thoi att hd nen cd atd ne mlgd pp team kk vi copy all lans copy them su cu em cnm vi sc cndbtcdkq het roi van o nb hihi

Nguu muon lam nbv nb em kdntd nghi hij oi team dang lam

[mathematicianadda]

Show that an increasing function has derivative $0$ a.e. https://ift.tt/eA8V8J

Let $0<p<1$ and define $F:[0,1]\rightarrow[0,1]$ by $$F(x)=\begin{cases} pF(2x),&x\in\left[0,\frac12\right]\\ p+qF(2x-1),&x\in\left[\frac12,1\right] \end{cases}$$ where $q=1-p$. I would like to prove that $F'(x)=0$ a.e.

I am working my way through "How to Gamble If You Must" by Kyle Siegerst, which is basically a series of exercises. $F(x)$ is the probability that a gambler starting with a bankroll $0\leq x\leq 1$ will reach his target of $1$ if he engages in "bold play" in the game of red and black. When his bankroll is $\leq\frac12$ he bets it all, winning the amount bet with probability $p$, and losing it with probability $q$. When his bankroll is $>\frac12$, he bets just enough to reach the target, that is, $1-x$.

In the exercises, I have shown that there is a unique function $F$ satisfying the functional equation above, and that t is continuous and strictly increasing. Following exercise $33$, the author remarks that when $p\neq\frac12$, $F'(X)=0$ a.e., so that $F$ is a devil's staircase. I have been trying to prove this statement. (I know that an increasing function is differentiable a.e. It's the value that I'm having trouble with.)

Vague $50$-year-old memories of measure theory have led me to Proposition 3.31 in Folland's "Real Analysis", to wit

If $F\in NBV, \text{ then }F\in L^1(m).$ Moreover, $\mu_F\perp m \text{ iff } F' =0$ a.e., and $\mu_F \ll m \text{ iff } F(x)=\int_{-\infty}^xF'(t)dt. $

Here $m$ is Lebesgue measure, and a.e. is with respect to Lebesgue measure. $\mu_F$ is the Borel measure defined by $\mu_F([a,b])=F(b)-F(a)$. Folland uses $NBV$ to mean that $F$ is of bounded variation, $F(-\infty)=0$ and $F$ is right continuous. This is no problem, as we can extend $F$ to $\mathbb{R}$ by defining $F(x)=0$ for $x<0$ and $F(x)=1$ for $x>1$.

So it seems to come down to showing $\mu_F\perp m$. This means that there is an $E\subset[0,1]$ with $m(E)=0$ and $\mu_F(E)=1$ if I'm not mistaken. I don't see how to prove this. Indeed it doesn't seem at all likely to me, so I must misunderstand something.

In exercise 29, I proved that $$F(x)=\sum_{n=1}^\infty p_{x_1}\cdots p_{x_{n-1}}px_n$$ where $x_i$ is bit number $i$ of $x$, and $p_0=p,\ p_1=q$. (When $x$ is a dyadic rational, we take the terminating representation.) If we represent wins by $1$ and losses by $0$, this means that the gambler reaches the goal if and only if the first time a bit in his bankroll matches the corresponding game bit, those bits are both $1$. This is the most concrete representation of $F$ in the paper, but I don't see how it helps.

Can you cast any light on this for me?

from Hot Weekly Questions - Mathematics Stack Exchange saulspatz from Blogger https://ift.tt/3j0hhpB

[violetp0et]

2019: A Year of Success for Sprout

In just a span of 4 years, Sprout has evolved from a humble startup into a company that provides class-leading HR and payroll software for the Philippines. We’ve done so many things this year, and we couldn’t have made it without your support. Here’s a recap of everything we did in 2019 – our hardships, achievements, and new stuff – and what to expect from our award-winning HR and payroll suite in 2020.

Sprout HR

Our class-leading HRIS platform, Sprout HR, saw some major feature releases this year. In addition to new features, we’ve also launched its companion mobile app for iOS and Android devices. Here’s what we’ve introduced to Sprout HR in 2019.

Timesheet locking – This feature allows HR teams to lock filed timesheets for payroll processing, which avoids issues such as last-minute attendance application filing and pay inconsistencies.

Compensatory time off (CTO) – Sprout HR introduced a cool new feature called compensatory time off, which effectively converts overtime hours into employee leave credits. This solves a lot of problems for manager-level employees who are manually adding leave credits in the past.

Multiple location geofencing – Geofencing refers to the technology that creates a virtual boundary or “fence” within an area or location where the employee is allowed to clock in or clock out. We’ve introduced the ability to set multiple locations for employees who are frequently on the go, so they can clock in and clock out with ease.

Sprout Payroll

Sprout Payroll continues to be the easiest payroll processing platform in the Philippines. It allows payroll teams to generate digital pay slips, automate government forms, and stay fully compliant to the Philippine labor regulations – all with just a few clicks. New and exciting features have been introduced for Sprout Payroll in 2019, which brought incredible value to this powerful payroll tool.

Pre-annualization – Annualization is among the toughest and most time-consuming payroll tasks, which is why we’ve made it easier with the pre-annualization feature in Sprout Payroll! Perform annualization before the end of the year and get accurate tax computations and results.

Date-specific adjustments – Some companies adjust their employees’ pay based on tenure or events such as birthdays, so we’ve introduced date-specific adjustments in Sprout Payroll to make it easier for payroll teams to process payroll for such employees.

Rest day per employee – This feature allows Sprout Payroll users to assign different rest days per employee, rather than having a single rest day scheme for the entire organization.

Simultaneous payroll run – Sprout Payroll has made payroll runs much easier for companies who need to run simultaneous payroll runs for different pay cycles.

Sprout Insight

Insight is Sprout’s powerful data analytics platform, driven by artificial intelligence to help businesses make more informed decisions. We’ve introduced a refreshed look and feel to various dashboards, such as Absenteeism, Payroll Expense, Overtime, and Attendance Report dashboards, to provide a more intuitive user experience.

Sprout Loans

Our newest product, Sprout Loans, redefines employee salary loans in the Philippines. Sprout Loans makes getting a cash loan easy and hassle-free in just a few clicks within the Sprout HR employee dashboard. Eligible regular employees can avail up to Php 10,000 that’s credited to their payroll account in minutes and can be paid in their next two pay checks. The application process has been made very easy – there’s no need for paperwork or collateral – plus, we don’t charge any interest so employees get more out of their cash loan.

Series A

We’ve also successfully closed our Series A funding worth US$ 6 million! U.S.-based Point27 Ventures and Next Billion Ventures (NBV) led the funding round, with the participation of Kickstart Ventures, Beenext, Wavemaker Partners, Endeavor Catalyst, and Dymon Asia. We’re proud of this achievement, and we thank our investors for putting their trust in us and in the future of our leading HR and payroll software.

ISO 27001:2013 Certification

They say that data is the new gold – it’s also why we want to keep our clients’ data safe and secure at all times. We’re proud of our recent ISO 27001:2013 certification given by TÜV Rheinland. It’s the global standard for information security management systems – having this certification means that we do everything to protect the information of our valued clients.

What comes next for Sprout in 2020?

Expect new features and refinements to our current products, because we want to make HR and payroll tasks easier for you! We’re always ahead of the competition in terms of government compliance – we’re updating Sprout HR and Sprout Payroll to be fully compliant with the new contribution rates for PhilHealth and Pag-IBIG in 2020. We’re also expanding the reach of our benefits platform to help more Filipinos improve their lives within and beyond their workspaces. After all, we’re extremely motivated to make an impact to every Filipino by improving businesses in the country.

Thank you for being part of the Sprout family in 2019! Cheers to an awesome 2020!

The post 2019: A Year of Success for Sprout appeared first on Sprout.

Source: https://sprout.ph/blog/2019-sprout-success-year/

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How to Fix “Are You Sure You Want to Do This” Error in WordPress

Every once in a while, you might encounter a WordPress error like error establishing database connection or memory exhausted error. These errors are somewhat helpful because they tell you exactly what the problem is.

On the other hand, there are unhelpful errors like “Are you sure you want to do this”.

There are too many factors that can lead to this error. This is why WordPress is unable to provide any information to point you in the right direction to fix it.

In this article, we will show you how to investigate and fix “Are you sure you want to do this” error in WordPress.

What causes the: “Are you sure you want to do this?” error?

‘Are you sure you want to do this?’ error usually appears when nonce verification fails and the most likely candidates to cause this error are plugins and themes not using this feature properly.

Nonces are unique keys which add a security layer to protect WordPress URLs, forms, and ajax calls from abuse. They ensure that a script is originating from your website and not an external source like a hacker trying to gain access to your website.

How to Fix “Are Your Sure You Want to Do This?” Error

Most commonly, this error is caused by a plugin or theme that is installed on your site. To investigate which plugin or theme is causing the issue, you will need to deactivate all your plugins.

Investigating Plugins

First, you need to deactivate all WordPress plugins and make sure that WordPress is unable to locate any installed plugin.

Simply connect to your WordPress hosting account using an FTP client.

Once connected, go to the wp-content folder and rename plugins folder to plugins.deactivated.

After that, you need to go back to the plugins page in your WordPress admin area. You will see a notification for all your plugins which are now deactivated.

Now that all your plugins are properly uninstalled and deactivated, you can try to reproduce the error.

If the error does not appear again, then this means that one of the plugins on your website was causing the issue. To figure out which plugin was causing the issue, go back to your FTP client and rename plugins.deactivated folder back to plugins.

After that, visit the plugins page in your WordPress admin area and activate each plugin one by one. You need to try to reproduce the error after activating each plugin until you find the plugin that is causing the issue.

Yes, this sounds like a time consuming task, but it is the easiest way for beginners to find a misbehaving WordPress plugin.

Investigating Themes

If the plugins were not causing this issue, then it might be your theme that is causing the ‘Are you sure you want to do this’ error.

You can investigate the theme causing this issue by repeating the same procedure you did for plugins. First, you need to connect to your website using an FTP client and download your currently active theme to your computer as a backup.

Once you have backed up your theme, you can safely delete it from your web server.

Now visit Appearance » Themes page in your WordPress admin area, and you will see a notification: ‘The active theme is broken. Reverting to the default theme’.

WordPress will now start using the default theme like Twenty Seventeen for your website.

If you are unable to reproduce the error after the default theme was activated, then this means that your theme was causing ‘Are you sure you want to do this?’ error.

Unable to Find The Source of The Error

Make sure that you have tested thoroughly to reproduce this error after deactivating and reactivating your plugins and themes.

If you find out that no plugin or theme on your site is causing the error, then there are a few extra steps you can take.

These steps will basically replace all core WordPress files with fresh copies downloaded from the source.

First, you need to make a complete WordPress backup for your site. This step is important as it will help you easily restore your website in case something goes wrong.

Next, connect to your website using an FTP client and download the ‘wp-config.php’ file to your computer. This file contains your WordPress database settings which you will need later.

After that you need to carefully delete all WordPress files from your server except wp-content folder and all its contents.

After that, you need to download a fresh copy of WordPress to your computer. You can download it from WordPress.org website as a zip file.

Go ahead and extract the zip file on your computer and upload the files inside the ‘wordpress’ folder to your web server using FTP.

Once you have uploaded all the files, rename the wp-config-sample.php file to wp-config.php.

Now, you need to edit the new wp-config file to enter your WordPress database and table information. You can look at the old wp-config.php file that you downloaded earlier to enter all the information.

See our article on how to edit the wp-config.php file in WordPress for detailed instructions.

You need to add all sections except ‘Authentication Unique Keys and Salts’. Delete all the lines starting with define in this section.

/**#@+ * Authentication Unique Keys and Salts. * * Change these to different unique phrases! * You can generate these using the {@link https://api.wordpress.org/secret-key/1.1/salt/ WordPress.org secret-key service} * You can change these at any point in time to invalidate all existing cookies. This will force all users to have to log in again. * * @since 2.6.0 */ define('AUTH_KEY', '`+7nTNb<AwtbLA$L-Q7amn;~|wH)ljXv2~TpbP?mLA+M`8H|n1`/Lz-GmAQL{4fB'); define('SECURE_AUTH_KEY', '/gkAjhhJe`iwO)V-p=J<cN_ +6D{YhrM|=E#C7gD}]c2w~OJ} y}eY^,HWn&-j:a'); define('LOGGED_IN_KEY', 'PtDl2V|01oIXDpq^K,IH-8|rhT +T(ZMpuLq>UD?|W)b3gMfG~g[zr8N6}m%MZ|L'); define('NONCE_KEY', ']Zj5i*hHlsUWKg2|>YF,X+xpd-_`I[nFmA6ZLw~;EW7g0.s5EaZCAJ=j]./5z^X~'); define('AUTH_SALT', 'e*l:hUsddFIxm1E7y-n#<a0|u- #+SsS@-#$vNz}EY4rY~-x|0_6=Q!TR=MMxUL?'); define('SECURE_AUTH_SALT', 'n]^c9nY>_}3,4)J]S sM6-MI3aB#Qk<Re^j#Lu_|x^*BhO.54aZQTtzJeCo5DWAg'); define('LOGGED_IN_SALT', 'Ba3kd1&J$~~`(|uJ0:v;w+DJ3xW}.B#R9J*r|.+V}*sTuK &8db-Mn+[boHW3{[/'); define('NONCE_SALT', 'nBv-U1qfkCZxS|13%hYdHz*s1^){.KSZWm1A^${`r!d5;EqrH:>1Xx`pwt6?**i}');

Now, save and upload your wp-config.php file back to your website.

That’s all, you have successfully refreshed your WordPress installation. You can now go ahead and try to reproduce the error on your website.

Basic Tips for Fixing WordPress Issues

We understand that fixing such issues can be frustrating at times. That’s why we have prepared a handy WordPress troubleshooting guide which shows you how to investigate and fix WordPress problems like a pro.

WordPress is used by millions of people. No matter what problem you come across, it is likely that thousands of other other people have faced it before you and have fixed it.

You can find a solution by simply entering the error in the Google search. For more helpful results, add wpbeginner.com at the end of your search term to find an easy step by step guide to fix it.

You can also bookmark our complete guide to common WordPress errors and how to fix them.

We hope this article helped you fix “Are You Sure You Want to Do This” Error in WordPress. You may also want to see our complete WordPress security guide to protect your website against hacking and malware.

If you liked this article, then please subscribe to our YouTube Channel for WordPress video tutorials. You can also find us on Twitter and Facebook.

The post How to Fix “Are You Sure You Want to Do This” Error in WordPress appeared first on WPBeginner.

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