#money stress

[kittyoverlord]

Behold my cat!

Also, I'm really struggling financially - I thought I would be reimbursed for some thing by now and am still waiting on that payment.

I know a lot of people are struggling right now, but I'm hoping I can get like, 20 bucks for gas, maybe a bit more for some groceries and the disability tax of needing to do delivery. Anything would help.

I'm working on getting a commission post together, but that's gonna take a bit, so I wanted to get this out. I do crochet/knitting and can make plushies, earrings, etc. Feel free to message me.

V nmo - @ oliver-rose-1

PPal - kittyoverlord @ gmail

Thanks in advance for reading. <3

[bitchesgetriches]

Hey bitches!

Maybe an oddball question, but does financial anxiety ever go away? I feel like there's always something I need to learn how to do and stuff, so even if I accomplish one thing, I'm anxious about all these other things. Maybe that's just something you have to deal with until you achieve financial independence and security? Or is it kind of always there?

Thanks!

I literally run a financial education company called Bitches Get Riches and I still experience financial anxiety. I'm literally on the path to early retirement and financial independence and I still agonize over buying a new pair of running shoes when my old pair wears out. I collect coupons and bargain hunt at the grocery store. It kills me to waste money or not make my monthly savings goal.

You're not alone, my pet!

What I've found is that you need to focus on the anxiety part more than the financial part. Learning methods for managing your anxiety will ease your overall mental state. The money stuff, shockingly, is a lot easier.

Here's some advice:

Season 3, Episode 4: “The More Money I Save, the More I’m Scared To Lose It. Can I Break the Cycle of Financial Anxiety?”

Everything Is Stressful and I'm Dying: How to Survive a Panic Attack 

[foldingfittedsheets]

Goddamn it. Leeloo has been wheezing and coughing. I was trying to get her pet insurance and it turns out having a body is a preexisting condition so I went to all the effort of signing up yesterday but I think I have to cancel it. It’s really expensive and if I have to radiographs for her and they aren’t covered I’m gonna be sweating my finances.

[chubbyybunnie]

Money struggles are part of why I am scared as fuck to ever be a mother. I work full-time 40 hours a week and I am still in the negatives. I literally do not know what I would do if I had to provide for a baby.

[hardtobcmysxlf]

If anyone is willing to help me out, I get paid Friday and depending on how much I get paid, I can pay you back...I just need like 20-25 bucks for work drinks this week until friday...I can make coffee at home with my keurig but don't have any other drinks I could bottle up for work

My păypal is: icarlee101@gmail.com if anyone is kind enough to help me out this week

I've tried doing the cash advance apps like Dave and stuff, but they're fucking stupid and go through something called Plaid, and Plaid doesn't work with my credit union for some reason :/

Thank you again for anyone that helps me, bless your hearts <3

[captainsparklefingers]

It feels really weird doing this xD but I guess talking about asking for help/feedback/generally venting about stuff (minor or otherwise) is always gonna feel weird? Is that what I'm doing right now? I have no idea. But anyway, writing it all out will hopefully help get it off my chest and I can try to move on to practical things. Mregh.

So I'm working on a series of oneshots about the first year of Kingsley's life (it was initially gonna be just the first six months before M9 Reunited but then I had some ideas that would only make sense after that, so here we are), and I've managed to get exactly one of them done so far. Which is good! I've got a second one in the works and a list of ideas for the others, buuuut I've managed to get myself stuck in the middle of the second one. Turns out it's hard to write Caduceus and Kingsley interactions when you have nothing to base them on XD and I guess that means I need a beta/somebody to bounce ideas off of. My regular beta (who is a wonderful person and one of my closest friends and who I love very much) is busy with real life stuff like work, so I don't want to bother them, and the people I want to ask to take a look at stuff and get ideas from are busy with their own fics and projects, and I don't want to bother them either. So here we are. I have anxiety up the wazzoo for a lot of things, including this, so it feels weird just putting a Tumblr post out there asking for help with something as silly as a fanfic...

And I'm always sort of afraid of writing Kingsley 'wrong', if that makes sense. Like, I know he's not Lucien or Molly, he's himself and there are echos of them in him, but with my whole belief that the memories of the previous purples are still there (just locked up until he's ready and comfortable enough as Kingsley to take them back and not get overwhelmed by them) and they sometimes leak out (the problem traveling with your past lives family is there's plenty of triggers there for stuff to slip through the cracks without context), and I worry that that makes it seem like I'm trying to turn him into Molly when I swear that's not what I'm thinking at all. So there's THAT layer to the anxiety as well.

So here I am with one one shot done, one about halfway done that I need a bit of a push with, and a list of ideas that I haven't started in on yet because I haven't gotten the second one done, and a lot of nerves about never getting anything done. Like, I'm not even gonna tag this because this is mostly just me trying to work out my anxiety about stuff (but uh if anyone is interested in helping or looking at some Kingsley stuff lemme know I guess), and I hope it helps. I've been having a lot of anxiety and nervousness about a lot of crap lately, and compared to other stuff, this is just such a minor bullshit thing to get wound up about.

God, anxiety SUCKS, y'all. It's the stupidest most irrational thing. Like 'ooh you wanted to do this as a fun lil side project to keep the creative juices going during downtime at work NOPE YOU'RE OBSESSED AND NERVOUS NOW ENJOY FEELING WEIRD WHENEVER YOU'RE AT YOUR LAPTOP FOR UNRELATED REASONS'.

[fitfawn]

When you don't get a paycheck for the week and realize that you aren't gonna make enough this week to cover your bills 🙃

[coralineandthesapphicfantastic]

Money's looking a lot tighter than expected, and I've been trying to push my novels, but fuck if trying to sell your creative ideas self pub style isn't the most embarrassing thing ever. Couldn't hack it in Trad pub, can't find a better job, can't cut my budget thinner, I don't know what to do. I'm so tired. Would my time be better spent looking for a shit job, or just trying to write more in hopes anyone will read it

[milomaxxy]

Trying to figure out finances for the upcoming three months is actually a living hell of anxiety and misery.

Like, we have to figure out how we're gonna cover holidays for our toddler when our fixed income already doesn't stretch through the month. We have to figure out how to get her a costume for Halloween, as well as gifts for Yule. I know technically there's bigger worries to be had, but fuck I just want my toddler to be able to have a childhood. I want her to be able to pick a costume and not have to worry about if we can even afford to go to the store for a costume in the first place. I want to be able to do better for her Yule gifts than last year: we didn't have much time or money to get anything, since we'd just gotten rehoused, and I spent the night before bawling bc we couldn't do more for her. I want to get her the My Little Ponies and the dinosaurs and the Steven Universe stuff she asks for, for one of two days out of the year.

Fortunately we're getting a referral for a kid's clothing closet, so our kiddo will hopefully be able to get winter gear before it changes seasons and gets cold; but my spouse and I need to get clothing. We've got seven shirts between us, my jeans have blown out in the thighs (thick thighs may save lives but they're hell on jeans), we don't have any other pants that aren't leggings, we don't have proper winter footwear, and we don't have socks for winter either. Like, we don't have any fucking pants for when it starts snowing and gets cold again that aren't just leggings. We don't necessarily have to worry about coats, we have one good winter coat so if it's bad enough one of us can go out in it while the rest of us stay home. But it fucking sucks looking through your closet and realizing you could pack all of your clothes in a backpack, and none of it is gonna help when winter rolls around again.

And then there's my birthday in December as well. I've wanted just one birthday to be good my whole life. I still haven't actually gotten to celebrate my birthday. It's so painful that I opened up about my birthday bc I hated it for so long- "we're your friends, we wanna celebrate you"- only for the same friends that asked me to open up to forget my birthday two years in a row. And part of me suspects it will happen again this year. It's just another stressor about the upcoming months that I wish didn't bother me as much as it does

[a-hearts-a-heavy-burden]

What the fuck do I do??

What the fuck do I do?!?!

My GFM is going nowhere. Job hunting is going nowhere. I can't find an apartment which means I have to continue the financial burden of my storage unit. I can't afford my storage or my rent payments this week and I don't know what the fuck to do.

I am so tired of CONSTANTLY worrying myself into sickness over MONEY.

Every time I think someone is willing to help it's just them trying to fucking SCAM ME. I HAVE NOTHING. WTF ARE YOU TRYING TO SCAM ME FOR?? MY GODDAMN DIGNITY?!

[quecksilvereyes]

oh my god do not click links in emails that tell you to verify your data or your bank account gets locked or click links in messages telling you your safety protocol is ending, like, tomorrow, you will get SCAMMED SO BAD AND YOU WILL LOSE A LOT OF FUCKING MONEY never ever let anyone pressure you into giving away login information especially to your online banking by creating a sense of urgency oh my GOD

some things to look out for

1. spelling mistakes. do you know how many rounds of marketing and sales experts these things go through? if theres a spelling mistake dont click it

2. not using your name. if an email adresses you with "dear customer" or, even worse, a generic "ladies and gentlemen", it is most likely not actually targeted to you

3. verifying or login links. even IF your bank was stupid enough to send these to customers, dont EVER click those. look at me. they can legally argue that youve given your data away and thus they dont have to pay you anything back DONT CLICK THAT FUCKING LINK

4. creating a sense of urgency. do this or we lock your account next week. do this or your ebanking stops working tomorrow. give us all your money in cash or your beloved granddaughter will get HANGED FOR MURDERING BABIES. no serious organisation would ever do something like that over email or sms. ever. hands off.

5. ALWAYS CHECK WHO SENT YOU THE EMAIL. the display name and the email adress can vary a LOT. anyone can check the display name. look at the email adress. does it look weird? call the fucking place it says its from. you will likely hear a very weary sigh.

6. if its in a phonecall, scammers love preventing you from hanging up or talking to other people to have a little bit of a think about whats happening. there should always be a possibility to go hey i wanna think about this ill call back the official number thanks.

7. do not, i repeat, do NOT a) call a phone number flashing on your screen promising to rid your computer of viruses after clicking a dodgy link and b) let them install shit on your computer like. uh. idk. teamviewer.

7.i. TEAM VIEWER LETS PEOPLE USE YOUR COMPUTER HOWEVER THEY WANT AS LONG AS THEYRE CONNECTED. IF YOU DONT KNOW FOR FUCKING SURE YOURE TALKING TO ACTUAL TECH SUPPORT DONT GIVE ANYONE ACCESS TO YOUR COMPUTER.

fun little addendum: did you know a link can just automatically download shit? like. a virus? an app you can't uninstall unless you reset your entire device? dont click links unless youre extremely sure you know where they lead. hover your mouse over it and check the url.

thanks.

[atomatowriter]

Truly hate that it's Tuesday night and I've applied for 8 jobs this week and I still feel like "wow I'm so lazy" because I'm fucking broke.

[chubbyybunnie]

Yet again, the debt im in and my bank balance make me want to sl!t both wrists ❤️

[batmanfan3492]

You know it's bad when your once a paycheck "treat" is the shampoo you've been meaning to buy for weeks.

[hardtobcmysxlf]

Ugh I don't get paid until next Friday and my account is on the low side, there isn't really anything I can microwave/cook at home....I hate asking this but could someone lend me like 20-50 bucks so I can get food to hopefully last me this weekend? I'll try to pay you back either with this upcoming paycheck (if its more than it has been) or when I can, I have Pypl and Vnmo

Thank you for any help and I'll definitely try to pay you back when I can 🥺😭🖤

[dragonnan]

……

😳

I…

….

So… I don’t believe in things like those “reblog to get money” posts. Usually i ignore them. But last week I thought, fine, I’m desperate enough.

Soon after, my state issued a one time tax rebate for $260 that I got deposited.

By the weekend I was informed that my $45,000 student loan debt had been forgiven. In full. Like GONE.

Today…

Today, in my mailbox, was a letter from the US Treasury Department with a check for a little over $1,000 refunding me for student loan costs.

Like????

I don’t even know what to do with myself????

I can suddenly afford to take my dog to the vet???

I can buy fast food for lunch???

Like I has THREE DOLLARS i my bank account???

I pray as well though I hate to ask for myself but???

Anyway I don’t typically talk about my personal life but I needed to share this.