#mobile banking in kenya
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puppyandmau · 4 months ago
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Mobile Banking in Kenya: Open a Business Bank Account with SBM Bank
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Discover the ease of mobile banking in Kenya with SBM Bank. Open a business bank account and manage your finances effortlessly through our business banking online services. SBM Bank offers convenient solutions to open a business bank account in Kenya, ensuring seamless financial operations for your business. Enjoy secure and efficient mobile banking, designed to meet the needs of modern businesses. Experience the future of banking with SBM Bank today.
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livingstyleup · 10 months ago
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Effortless Banking at Your Fingertips: Exploring SBM Bank's Business Banking Online Account
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Discover the convenience of managing your business finances seamlessly with SBM Bank's business banking online account. Experience secure transactions, real-time monitoring, and a user-friendly interface designed to meet the unique needs of businesses in Kenya. Elevate your banking experience with the power of technology and the reliability of SBM Bank's innovative digital solutions.
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onlinewordworld · 1 year ago
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Convenient Mobile Banking with SBM Kenya
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Enjoy seamless banking on the go with SBM Kenya's mobile app. Experience hassle-free access to your accounts, transfer funds, pay bills, and manage finances securely, all from the convenience of your smartphone. Experience banking like never before, with SBM Kenya's feature-rich mobile app.
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023-30500 · 2 years ago
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List of 12 More Mobile Lenders approved by CBK
The Central Bank of Kenya (CBK),on Monday, January 30 published a list of 12 more approved Digital Credit Providers – DCPs CBK stated in a statement that the mobile lenders had been approved out of 381 applications filed since March 2022. Following the licensing of ten credit providers in September 2022, the total number of approved DCPs will be 22. They include: 1. Inventure Mobile Limited…
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beardedmrbean · 8 months ago
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Armed gangs have tried to seize control of Haiti’s main international airport, exchanging gunfire with police and soldiers in the latest attack on key government sites.
An explosion of violence has taken place in the country, including a mass escape from the country’s prisons.
The Toussaint Louverture International Airport was closed when the attack occurred, with no planes operating and no passengers on site.
It is the biggest attack on the airport in Haiti’s history.
Last week, the airport was struck briefly by bullets amid ongoing gang attacks, but gangs did not enter the airport nor seize control of it.
The attack occurred just hours after authorities in Haiti ordered a night-time curfew following violence in which armed gang members overran the two biggest prisons and freed thousands of inmates over the weekend.
A 72-hour state of emergency began on Sunday night. The government said it would try to track down the escaped inmates, including from a penitentiary were the vast majority were in pre-trial detention, with some accused of killings, kidnappings and other crimes.
“The police were ordered to use all legal means at their disposal to enforce the curfew and apprehend all offenders,” said a statement from finance minister Patrick Boivert, the acting prime minister.
Gangs already were estimated to control up to 80% of the capital Port-au-Prince. They are increasingly co-ordinating their actions and choosing once unthinkable targets such as the Central Bank.
Prime Minister Ariel Henry travelled abroad last week to try to salvage support for a United Nations-backed security force to help stabilise Haiti in its conflict with the increasingly powerful crime groups.
Haiti’s National Police has roughly 9,000 officers to provide security for more than 11 million people, according to the UN. They are routinely overwhelmed and outgunned.
The deadly weekend marked a new low in Haiti’s downwards spiral of violence. At least nine people had been killed since Thursday - four of them police officers - as gangs stepped up co-ordinated attacks on state institutions in Port-au-Prince, including the national football stadium.
But the attack on the National Penitentiary late Saturday shocked Haitians who are accustomed to living under the constant threat of violence.
Almost all of the estimated 4,000 inmates escaped. Three bodies with gunshot wounds lay at the prison entrance on Sunday.
Among the few dozen people who chose to stay in prison are 18 former Colombian soldiers accused of working as mercenaries in the July 2021 assassination of Haitian president Jovenel Moise.
“Please, please help us,” one of the men, Francisco Uribe, said in a message widely shared on social media. “They are massacring people indiscriminately inside the cells.”
Colombia’s foreign ministry has called on Haiti to provide “special protection” for the men.
A second Port-au-Prince prison containing around 1,400 inmates was also overrun.
Gunfire was reported in several neighbourhoods in the capital. Internet service for many residents was down as Haiti’s top mobile network said a cable connection was slashed during the rampage.
After gangs opened fire at Haiti’s international airport last week, the US embassy said it was halting all official travel to the country. On Sunday night, it urged all American citizens to depart as soon as possible.
The Biden administration, which has refused to commit troops to any multinational force for Haiti while offering money and logistical support, said it was monitoring the rapidly deteriorating security situation with grave concern.
The surge in attacks follows violent protests that turned deadlier in recent days as the prime minister went to Kenya seeking to move ahead on the proposed UN-backed security mission to be led by that East African country.
Jimmy Cherizier, a former elite police officer known as Barbecue who now runs a gang federation, has claimed responsibility for the surge in attacks. He said the goal is to capture Haiti’s police chief and government ministers and prevent Mr Henry’s return.
The prime minister, a neurosurgeon, has shrugged off calls for him to resign and did not comment when asked if he felt it was safe to come home.
Why is there violence in Haiti?
Some of Haiti’s most powerful gang leaders say their goal is bringing down Henry.
The country has failed to hold parliamentary and general elections in recent years and there are no elected officials. Henry was sworn in as prime minister with the backing of the international community after the July 2021 assassination of President Jovenel Moïse. The latest round of attacks began in February after Henry pledged to hold long-awaited general elections by mid-2025.
A map of Port-au-Prince in Haiti
Henry’s whereabouts were not public Monday. When asked in Kenya if it was safe for him to return to Haiti, Henry shrugged.
Who is responsible for the violence?
Jimmy Chirizier, a former elite police officer known as “Barbecue” who is considered one of Haiti’s most powerful gang leaders, announced as gunmen began to attack infrastructure that he would try and capture the country’s police chief and government ministers.
Four police officers were killed when their stations came under siege.
Cherizier said last summer that he would fight any international armed force if they committed abuses, and he urged Haitians to mobilize against the government.
Other gang leaders also appear to be involved in recent attacks.
Johnson Andrï best known as “Izo” and leader of the 5 Seconds gang, appears in a video posted on TikTok wielding a heavy mallet in his right hand as he pretends to punch his face with his left hand.
Izo’s gang is considered an ally of G-Pep, archenemy of Barbecue’s gang federation, but alliances have been shifting in recent days.
A report released last month by the Global Initiative Against Transnational Organized Crime found that “for the gangs, the development of alliances is a fluid phenomenon.”
It also noted how “only the most powerful gangs — such as Izo’s or Chïrizier’s — are usually able to operate or profiteer outside their fiefdoms.”
Barbecue is leader of a gang federation known as G9 Family and Allies, and he has previously launched powerful attacks that have crippled the country. In late 2022, he seized control of an area surrounding a key fuel terminal in the capital of Port-au-Prince for almost two months.
Why have the gangs become so powerful?
An estimated 200 gangs exist in Haiti, with 23 main ones believed to be operating in the metropolitan area of Port-au-Prince.
Up until recent years, they controlled some 60% of the capital, a number that has since grown to 80%, according to U.N. officials.
Smuggled firearms and ransom payments to kidnappers have allowed gangs to become more financially independent. That has increased their power as the state has weakened, and an underfunded and under-resourced police department has been unable to contain them.
“Present-day gangs enjoy a much higher degree of military capacity than those a decade ago,” according to the Global Initiative report. “This has largely been driven by the gangs’ ability to acquire high-caliber weapons.”
A 2023 U.N. report stated that recovered weapons destined for Haitian ports include “.50 caliber sniper rifles, .308 rifles, and even belt-fed machine guns.”
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humanrightsupdates · 4 months ago
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Kenya/IMF: Align Economic Reform with Rights
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(Nairobi) – The Kenyan government and International Monetary Fund should work together to ensure that the IMF program and its implementation align with human rights, Human Rights Watch said today. The focus should be on progressive revenue generation and accountability over public funds.
Following the recent nationwide protests, President William Ruto declined to sign Finance Bill 2024, which included regressive tax measures that risked undermining rights. Any alternative measures should relieve economic pressures by addressing the root causes of protesters’ anger.
“The widespread outrage sparked by proposed taxes on goods like sanitary pads and cooking oil in a country where corporate tax evasion is endemic should be a wake-up call to the Kenyan government and the IMF that they cannot sacrifice rights in the name of economic recovery,” said Sarah Saadoun, senior researcher on poverty and inequality at Human Rights Watch. “Economic sustainability can only be achieved with a new social contract that raises revenues fairly, manages them responsibly, and funds services and programs that allow everyone to realize their rights.”
Finance Bill 2024, in the context of an IMF program with Kenya, was expected to raise US$2.7 billion in additional revenues in the upcoming fiscal year, in part to meet IMF targets. The bill included several new tax provisions, such as removing exemptions from certain food items and a mobile money transfer tax, that would increase the cost of essential goods and services and fall heaviest on Kenyans with lower and middle incomes, as well as already marginalized groups such as women.
The IMF program was approved in 2021 to support Kenya’s response to the Covid-19 pandemic and global inflation, as well as devastating cycles of droughts and floods made worse by climate change. An increase in interest rates has also forced the government to spend upward of half its tax revenues to service debt.
The Kenyan government has other options to raise revenue progressively and enhance trust in the government, Human Rights Watch said. Kenya’s tax-to-GDP ratio is around 15 percent, which is the minimum threshold according to the World Bank for a viable state and economic stability.
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clansbeforetime · 1 year ago
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Happy Fossil Day!
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National Fossil Day is an annual celebration held to highlight the scientific and educational value of paleontology and the importance of preserving fossils for future generations. - National Park Services
As we are a server who bases our lore very heavily on fossils, from the prehistoric environment down to our characters, the saber-toothed cats, we thought we’d hop in and celebrate this day with some fun facts about fossil animals you could possibly encounter here in the Baobab!
Deinotherium
The heavy-weight representative of TuskClan’s megafauna is colloquially known as simply “The Elephant”, though you may be quick to spot that these are no modern-day African Elephants. Instead, the proboscideans that you’d encounter out on the savanna are based on the famous extinct genus of DeinotheriumI, a close relative of modern elephants. They are known for their distinct tusk-shape, curving downwards instead of the modern elephants outward tusk!
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An artistic reconstruction of the species D. bozasi
Caluma Benovskyi
Chameleons are some of the most recognizable reptiles on the planet, known for their prehensile tails and independently mobile eyes. Not much is known of the fossil chameleons of Africa, but there have been discoveries that show that there were indeed these funky little reptiles climbing around SunClan’s forests, changing colors to try and hide from even the most observant saber.
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an artistic reconstruction of Caluma Benovskyi
Euthecodon
Out in the waters of BevyClan, especially in the crocodile lake, you’re likely to find yourself face-to-snout with one of the fiercest archosaurs left on the planet, the crocodile. The genus Euthecodon comprise of three species of long-snouted crocodiles, these beasts appear to have convergently evolved their signature snouts with modern-day gharials, and had originally been thought to have been an ancestor of the croc-cousins, though research has more heavily suggested that BevyClan is indeed home to true crocodiles.
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photo taken at a zoo in the Netherlands, of the Euthecodon’s closest living relative, Mecistops
Alongside these fun fossil creatures, sabers in the baobab clans have found some unique collectibles today, be it strange bugs in tree-sap in SunClan's fallen trees, ridged shells in the cub islands of BevyClan, or odd reptilian teeth in TuskClan's sand dunes! Maybe doing a bit of research could help our sabers understand what the world was like before they were in it, and what the Baobab region looked like many moons ago....
Sources and fun extra reads!
Black, Riley. “An Extinct “Anchor-Tusked” Proboscidean.” Science, 24 July 2009, www.nationalgeographic.com/science/article/an-extinct-anchor-tusked-proboscidean.
“Calumma Benovskyi, a New Fossil Chameleon from Kenya.” Www.chameleons.info, www.chameleons.info/l/calumma-benovskyi-a-new-fossil-chameleon-from-kenya/. Accessed 11 Oct. 2023.
Čerňanský, Andrej, et al. “The Only Complete Articulated Early Miocene Chameleon Skull (Rusinga Island, Kenya) Suggests an African Origin for Madagascar’s Endemic Chameleons.” Scientific Reports, vol. 10, no. 1, 10 Jan. 2020, p. 109, www.nature.com/articles/s41598-019-57014-5, https://doi.org/10.1038/s41598-019-57014-5.
commondescentpc. “Episode 66 – Elephants.” The Common Descent Podcast, 28 July 2019, commondescentpodcast.com/2019/07/27/episode-66-elephants/. Accessed 11 Oct. 2023.
“Euthecodon.” Wikipedia, 17 Mar. 2023, en.wikipedia.org/wiki/Euthecodon. Accessed 11 Oct. 2023.
Hitchcock, Edward. Elementary Geology: By Edward Hitchcock. Google Books, M. H. Newman & Company, 1847, books.google.com/books?id=dZiyAAAAIAAJ&pg=PA154&dq=dinotherium+++bank+++anchor&ei=-bFpSu_sCJKOyASrnpWgBA#v=onepage&q&f=false. Accessed 11 Oct. 2023.
“National Fossil Day (U.S. National Park Service).” Www.nps.gov, www.nps.gov/subjects/fossilday/index.htm. Accessed 11 Oct. 2023.
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tuvuti · 2 years ago
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Equity bank customers now able to link their accounts to PayPal on mobile app and Equity online
Equity bank customers now able to link their accounts to PayPal on mobile app and Equity online
Equity Bank has made it easier for its customers in Kenya to access their PayPal funds by allowing them to link their PayPal accounts to their Equity Bank accounts and initiate withdrawals through the Equity Mobile App or Equity Online platform. This is expected to be convenient for customers who are freelance writers, have families abroad, work in the creative industry, or are involved in…
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visiblevoiceke · 11 days ago
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A New Dawn for Africa: Celebrating Resilience, Innovation, and Hope
 
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When you think of Africa, what pops into your mind? Bustling cities, colorful cultures, and stunning landscapes, right? But sadly, many still picture our continent through a narrow lens of struggle and poverty. As we step into 2024, it's time to change that narrative.
Africa is not just a land of challenges; it's a vibrant hub of resilience, innovation, and untapped potential. Let’s celebrate the progress made and highlight why the world should take a closer look at what’s happening here!
Economic Revival: From Challenges to Triumphs
The Power of Growth
41 out of 54 African countries are gearing up for stronger growth in 2024! How cool is that? 🌍💪 With Africa holding the title of the second fastest-growing region in the world, it's like the continent is saying, “Hold my drink, we’re about to soar!”
But seriously, what does this mean for us? Well, imagine a thriving marketplace filled with innovation, booming economies, and a splash of resilience. Are we ready to see how these countries are set to transform challenges into opportunities? 🤔✨
As these nations push forward, they’re not just chasing numbers; they’re crafting stories of hope and progress. Can you picture the bustling streets of Accra or the tech hubs in Nairobi buzzing with activity? The potential is electric! ⚡
So, what do you think? Will we witness a wave of fresh ideas and entrepreneurial spirit sweeping across the continent? Or is Africa about to become the go-to destination for global investors looking for the next big thing? Let’s keep our eyes peeled because 2024 is looking bright! 🌞
Countries like Rwanda and Ethiopia are shining examples, with growth rates expected to surpass 7%. ​
So, what does all this mean for the everyday Kenyan? Imagine more jobs sprouting up like a smart vendor's hustle on a busy street corner. With our budget gap trimming down from around 6% to just over 3%, we’re looking at a future packed with potential.
Picture better schools, healthcare, roads, and housing—especially in those vibrant neighborhoods we all know and love. It’s like giving your old pair of shoes a new sole: sturdy, reliable, and ready for the long haul. A brighter tomorrow? It just might be on the way!
And let’s not forget about the foreign direct investment (FDI), which hit a record $83 billion in 2023​. African Development Bank Brookings
This surge reflects renewed confidence in African markets and attracts investments in various sectors from technology to renewable energy. It’s a sign that people are starting to see Africa not just as a place of challenges but as a land of opportunities.
Investment Boom
Now, speaking of investment, it’s exciting to see how different countries are leading the charge. Nigeria is emerging as a tech powerhouse, while South Africa continues to attract significant foreign investment. The combination of a young, dynamic workforce and innovative solutions is creating a fertile ground for businesses to thrive​.
And let’s be real; that’s not just about big corporations. Local entrepreneurs are stepping up. They are creating solutions tailored to our unique challenges. From mobile payment solutions in Kenya to solar energy projects in Zimbabwe, Africans are not waiting for help; we’re taking matters into our own hands.
African Development Bank Brookings
Technological Innovation: The Next Frontier
Africa: A Tech Hub on the Rise
Have you heard of M-Pesa? If you haven't, you’re seriously missing out on one of the most exciting fintech success stories ever! Imagine this: a mobile money service that has changed the game for millions of people in Kenya and beyond. It’s like having a bank in your pocket, minus the lines and the paperwork. Pretty wild, right? 💳📱
Launched in 2007, M-Pesa has turned the traditional banking system on its head, allowing people to send, receive, and manage money simply using their phones. Talk about convenience! Whether you’re paying for groceries, sending money to family, or even paying school fees, M-Pesa has made financial transactions as easy as sending a text. And guess what? It's not just a local thing anymore—it's spreading like wildfire across Africa and even making waves in other regions!
But wait, there’s more! This is just the tip of the iceberg. M-Pesa is paving the way for a digital revolution, with innovations like microloans and savings accounts becoming accessible to those who were previously unbanked. So, what’s next for this game-changer? Could we see a future where cash is almost obsolete, all thanks to M-Pesa? 🤔
In 2023 alone, African tech startups raised approximately $3.7 billion in funding, a 25% increase from the previous year​.
That's not just impressive; it’s a clear indicator that the world is recognizing the innovative spirit of African entrepreneurs. This funding isn't just fueling tech; it's solving real problems and improving lives.
Youth at the Forefront of Innovation
With over 60% of Africa’s population under 25, it’s our young innovators driving this change​.
Take initiatives like the Young African Leaders Initiative (YALI), which empowers youth to take charge of their destinies. These programs aren’t just about education; they’re about fostering a spirit of entrepreneurship and leadership​.
Imagine the potential when young minds come together to solve pressing issues in their communities. These aren’t just future leaders; they’re today’s changemakers. With the right support, they can reshape the narrative around Africa.
Social Progress: Advancing Equality and Health
Education: A Key to the Future
Education is the bedrock of progress, and we’re seeing significant strides in Africa. Did you know that enrollment rates in primary education have soared to over 80% in many African countries? This is fantastic news, especially for the next generation​.
Initiatives focused on girls' education are particularly promising. There has been a 50% increase in girls attending secondary school in some regions​. This investment in education is crucial because educated girls lead to stronger communities, healthier families, and more vibrant economies.
Healthcare Improvements: A Healthier Tomorrow
The COVID-19 pandemic was tough, but it also highlighted our resilience. African nations ramped up healthcare investments, leading to improved vaccination rates—70% across the continent as of 2023​. That’s not just a statistic; it’s about lives saved and futures secured.
For example, Nigeria launched a nationwide malaria vaccination campaign aimed at reducing childhood deaths from this disease. These aren’t just numbers on a page; they represent children who will grow up healthy, capable of pursuing their dreams​
 
Cultural Renaissance: Celebrating the African Spirit
Art as a Catalyst for Change
Africa's cultural scene is bursting with creativity! The film industry is thriving, with productions like "Rafiki" and "The Burial of Kojo" receiving international acclaim​. These films don’t just entertain; they spark conversations about social issues, pushing the envelope on what it means to be African today.
Platforms like Netflix and YouTube are also giving African creators a global stage. It's inspiring to see stories from our continent shared with the world, showcasing our diverse cultures and experiences. As Kenyan filmmaker Wanuri Kahiu once said, “There is no one way to be African,” and that diversity is what makes our narratives so compelling​
 
Sustainability and Climate Action: A Call to Arms
Renewable Energy Revolution
As the world grapples with climate change, Africa is stepping up. Countries like Morocco and Kenya are investing heavily in renewable energy. In fact, renewable energy investments in Africa reached $10 billion in 2023​. This isn't just about tackling climate issues; it’s about creating jobs and ensuring energy access for all.
Imagine solar panels lighting up rural homes or wind farms powering entire communities. This shift not only promotes sustainability but also empowers local economies. Africa can become a leader in renewable energy, setting an example for the rest of the world.​
Africa's Boundless Potential - Unleashed!
As we celebrate Africa's incredible journey, it's important to remember this is just the beginning. Yes, the continent faces challenges, but the progress made is truly breathtaking when you step back and look at how far it has come.
Through a captivating blend of creativity, collaboration, and sheer determination, Africans are charting a course towards a future that's positively brimming with possibility. The innovations, the entrepreneurial spirit, the cultural renaissance - it's all happening, my friends.
Let's Connect! What's Your Perspective? 🤝🌍
Here's the thing though - we all have a role to play in this story. Whether you're an investor 💼 with your eyes on the next big opportunity, an activist ✊ fighting for much-needed change, or simply someone who wants to see Africa thrive 🌱, there's so much you can do. Amplify African voices 🎤, support local businesses 🛍️, dive into education programs that are reshaping lives 📚 - the options are endless.
Africa is on fire, my friends 🔥 - in the best way possible. It's not just rising anymore; it's thriving and making waves 🌊 on the global stage in many ways. The innovation 💡, the resilience 💪, the boundless potential of this incredible continent - the whole world is starting to take notice 👀.
So, let's keep this momentum rolling, shall we? I'm dying to hear your take - what excites you most about Africa's future? Have you come across any ideas 💭 or cultural moments 🎨 that have just blown you away? Share your perspective. I'm all ears! 👂✨
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puppyandmau · 4 months ago
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Manage your finances from anywhere with Kenya's online banking options!
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Experience convenient banking from home in Kenya with SBM Bank. Easily open an online business bank account tailored to suit your needs. Use our personal loan calculator Kenya to plan your finances effectively. SBM Bank offers seamless online services to ensure you manage your finances effortlessly from the comfort of your home. Enjoy secure and efficient banking solutions designed for both individuals and businesses.
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livingstyleup · 11 months ago
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Sbm Bank Kenya: Mobile Banking that Puts You in Control
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Experience the pinnacle of control with SBM Bank Kenya's mobile banking. Seamlessly manage your finances on-the-go with a user-friendly interface designed for your convenience. From effortless transactions to real-time monitoring, take charge of your banking needs at your fingertips. SBM Bank Kenya empowers you to navigate your financial journey securely and efficiently, ensuring your convenience is always a priority.
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kingscollect1on · 28 days ago
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The Impact of Staff Uniforms in Kenya's Business Landscape
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In Kenya's vibrant and competitive business environment, the importance of staff uniforms cannot be overstated. From small local shops to large multinational corporations, uniforms play a crucial role in shaping company image, enhancing professionalism, and fostering team spirit. Let's explore the multifaceted impact of staff uniforms in Kenya and how they contribute to business success.
Creating a Strong Brand Identity
In a country where visual impressions matter greatly, staff uniforms serve as powerful brand ambassadors. When employees don uniforms bearing company colors, logos, or designs, they become walking advertisements for the business. This visual consistency helps Kenyan companies stand out in a crowded marketplace, making them instantly recognizable to customers and potential clients alike.
For instance, the distinctive green uniforms of M-Pesa agents have become synonymous with mobile money services across Kenya. Similarly, the smart attire of staff at upscale hotels in Nairobi or Mombasa immediately conveys a sense of luxury and attentiveness to guests. By carefully designing uniforms that align with their brand values and aesthetics, Kenyan businesses can create a lasting impression on their target audience.
Promoting Professionalism and Customer Trust
In Kenya's service-oriented economy, staff uniforms play a vital role in establishing professionalism and building customer trust. When employees are dressed in neat, well-maintained uniforms, it sends a clear message about the company's commitment to quality and attention to detail. This is particularly important in industries such as healthcare, hospitality, and financial services, where trust is paramount.
Consider the impact of a crisp, white uniform worn by nurses in Kenyan hospitals. It not only conveys cleanliness and hygiene but also instills confidence in patients and their families. Similarly, the smart attire of bank tellers reassures customers about the security and professionalism of financial institutions. By investing in high-quality uniforms, Kenyan businesses can elevate their perceived professionalism and earn the trust of their clientele.
Fostering Team Spirit and Employee Pride
Beyond their external impact, staff uniforms play a significant role in shaping internal company culture in Kenya. When employees wear the same attire, it creates a sense of unity and belonging, breaking down hierarchical barriers and promoting teamwork. This is especially valuable in a country with diverse ethnic backgrounds, as uniforms can help create a shared identity within the workplace.
Moreover, well-designed and comfortable uniforms can instill a sense of pride in employees. When staff members feel good about their appearance, it often translates into improved performance and better customer interactions. Many Kenyan companies have recognized this and are investing in stylish, functional uniforms that their employees are proud to wear both on and off duty.
Practical Considerations in Kenya's Climate
While the benefits of staff uniforms are clear, it's crucial to consider the practical aspects, especially given Kenya's diverse climate. From the humid coastal regions to the cooler highlands, uniform design must prioritize comfort and functionality alongside appearance.
Many forward-thinking Kenyan businesses are opting for breathable, moisture-wicking fabrics that keep employees comfortable in hot and humid conditions. They're also incorporating traditional African textiles and patterns into uniform designs, creating a unique blend of professionalism and cultural pride. By adapting uniforms to suit local conditions and preferences, companies can ensure that their staff remain comfortable and productive throughout the workday.
Kings Collection: Elevating Staff Uniforms in Kenya
When it comes to sourcing high-quality, stylish staff uniforms in Kenya, Kings Collection stands out as a leading provider. With years of experience in the textile industry, Kings Collection understands the unique needs of Kenyan businesses and their employees. Their range of uniforms combines durability, comfort, and style, ensuring that companies can project a professional image while keeping their staff comfortable and motivated.
Kings Collection offers a wide variety of uniform options, from corporate wear to industrial workwear, all tailored to suit Kenya's diverse business landscape. Their in-house design team works closely with clients to create custom uniforms that perfectly align with brand identities and company values. By using high-quality materials and employing skilled local artisans, Kings Collection supports both the Kenyan economy and the success of its clients.
Whether you're a small startup or a large corporation, Kings Collection has the expertise and resources to elevate your staff uniforms to the next level. With their commitment to quality, attention to detail, and understanding of the local market, Kings Collection is helping Kenyan businesses make a lasting impression through the power of well-designed staff uniforms.
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afrisim · 2 months ago
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The Best eSIM for Kenya: A Comprehensive Guide to eSIM in Nigeria and the Rise of Afrsism
As the world increasingly embraces digital connectivity, eSIM technology is emerging as a game changer in mobile telecommunications. For travelers, expatriates, and locals alike, understanding the best eSIM options available in Kenya and Nigeria is essential. In this post, we’ll explore the best eSIM for Kenya and highlight the features of eSIM in Nigeria, with a special focus on the innovative brand Afrsism.
Understanding eSIM Technology
Before diving into the specifics of eSIM for Kenya and eSIM in Nigeria, it’s important to understand what an eSIM is. Unlike traditional SIM cards that are physical and need to be swapped in and out of devices, an eSIM (embedded SIM) is a digital SIM that is embedded in your device. This allows users to switch networks without needing a physical card, offering flexibility and convenience, especially for international travelers.
Why Choose eSIM for Kenya?
Kenya is becoming a hotspot for technology and mobile connectivity in East Africa. The adoption of eSIM technology is gaining traction, offering several benefits:
1. Convenience for Travelers
If you’re traveling to Kenya, the best eSIM for Kenya allows you to avoid the hassle of finding a local SIM card. With an eSIM, you can activate a data plan upon arrival, ensuring you’re connected right away.
2. Multiple Network Options
eSIM technology enables you to store multiple profiles on one device. This means you can switch between different networks without needing to physically change your SIM card, providing greater flexibility and better coverage.
3. Cost-Effectiveness
Choosing the best eSIM for Kenya can save you money. Local eSIM providers often offer competitive rates compared to international roaming fees, allowing you to stay connected without breaking the bank.
Top eSIM Providers for Kenya
When it comes to the best eSIM for Kenya, several providers stand out:
1. Afrsism
Afrsism is a leading brand in the eSIM market in Kenya, known for its user-friendly platform and extensive coverage. Their eSIM plans are designed to cater to both locals and travelers, offering affordable data packages that suit various needs.
2. Safaricom
As one of the largest mobile network operators in Kenya, Safaricom offers eSIM options that are integrated into their existing services. They provide excellent coverage and a wide range of data plans, making them a reliable choice.
3. Airtel Kenya
Airtel is another significant player in the Kenyan market, offering competitive eSIM options. Their plans are often tailored for both local residents and international visitors, ensuring you have access to affordable data.
4. Telkom Kenya
Telkom has also entered the eSIM arena, providing users with additional options for connectivity. They offer various data packages that are designed to be flexible and affordable.
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eSIM in Nigeria: A Growing Market
Moving from Kenya to Nigeria, the eSIM landscape is also evolving rapidly. Nigeria has a massive mobile user base, and the introduction of eSIM technology is set to transform the way people connect.
Key Benefits of eSIM in Nigeria
Enhanced Connectivity The introduction of eSIM in Nigeria allows users to access better services, with multiple network providers competing for their business. This enhances the overall quality of service and connectivity.
Flexibility and Scalability For businesses operating in Nigeria, the ability to scale and manage multiple lines through eSIM technology is invaluable. Companies can easily switch carriers or plans based on their changing needs.
Cost Savings Similar to Kenya, eSIM in Nigeria allows users to avoid high roaming fees and provides cost-effective solutions for both locals and tourists.
Best eSIM Providers in Nigeria
When considering eSIM in Nigeria, here are some top providers to look at:
1. MTN Nigeria
MTN is one of the largest telecommunications companies in Nigeria and offers a robust eSIM service. With excellent coverage and a variety of data plans, MTN is a popular choice among users.
2. Airtel Nigeria
Airtel also provides eSIM services in Nigeria, offering competitive data packages and a strong network presence across the country.
3. Glo
Glo is another significant player, providing affordable eSIM options and excellent customer service, catering to both local and international users.
4. 9mobile
9mobile rounds out the list of top eSIM providers in Nigeria, offering various plans tailored to different user needs.
Why Afrsism Stands Out
As the eSIM market evolves in both Kenya and Nigeria, Afrsism is quickly becoming a household name. Here’s why Afrsism is often considered the best eSIM for Kenya:
1. User-Centric Approach
Afrsism is designed with the user in mind, providing an intuitive app that makes it easy to manage your eSIM profiles. This is particularly useful for travelers who may be unfamiliar with the technology.
2. Affordable Pricing
Afrsism offers some of the best rates in the market, ensuring that you get value for your money. Their competitive pricing makes it an attractive option for both locals and international visitors.
3. Wide Coverage
With partnerships across various networks, Afrsism ensures that users have access to a wide range of coverage, making it easier to stay connected no matter where you are in Kenya.
4. Seamless Activation
The activation process with Afrsism is straightforward and hassle-free, allowing users to get connected in minutes. This is particularly beneficial for travelers who need immediate access to mobile data.
How to Get Started with eSIM
If you’re interested in exploring the best eSIM for Kenya or eSIM Nigeria, here’s a quick guide on how to get started:
Step 1: Check Device Compatibility
Ensure your device supports eSIM technology. Most newer smartphones, tablets, and smartwatches come with eSIM capabilities.
Step 2: Choose a Provider
Select the best eSIM provider based on your needs. For Kenya, Afrsism is a top choice, while in Nigeria, providers like MTN or Airtel are highly regarded.
Step 3: Download the App
Most eSIM providers have a dedicated app for managing your eSIM profiles. Download the app and create an account.
Step 4: Purchase a Data Plan
Browse through the available data plans and select one that suits your needs. Make sure to consider factors like data allowance, validity, and pricing.
Step 5: Activate Your eSIM
Follow the prompts in the app to activate your eSIM. This usually involves scanning a QR code or entering an activation code provided by the provider.
Step 6: Enjoy Connectivity
Once activated, you can start using your eSIM immediately. Enjoy the benefits of seamless connectivity and explore the wonders of Kenya or Nigeria without worrying about data limitations.
In conclusion, the best eSIM for Kenya and eSIM in Nigeria are revolutionizing how we connect to the world. With brands like Afrsism leading the charge, users can enjoy affordable, flexible, and convenient mobile connectivity. Whether you’re a local resident or a traveler, the benefits of eSIM technology are undeniable. Embrace the future of mobile connectivity and stay connected wherever you go!
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rebeccagaskingain · 3 months ago
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Sub-Saharan Africa - Boosting Financial Inclusion with FinTech
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Sub-Saharan Africa has the world's highest mobile phone penetration rate. This, coupled with a young and entrepreneurial population, has positioned the region at the forefront of the FinTech revolution. Mobile money platforms like M-Pesa in Kenya have become game changers, offering financial services to millions previously excluded from traditional banking systems.
However, significant hurdles persist. Lack of infrastructure in remote areas, limited financial literacy, and regulatory gaps can hinder widespread adoption. There are several ways by which Sub-Saharan Africa can accelerate financial inclusion through FinTech.
In the first place, expanding agent networks in rural areas allow individuals to access financial services through local shops or kiosks, bridging the physical gap with traditional banks.
It’s also necessary to develop offline functionalities in FinTech solutions to support regions with limited Internet connectivity, ensuring financial services remain accessible in all areas.
In addition, governments and nongovernmental organizations (NGOs) can collaborate with FinTech companies to deliver targeted financial literacy programs, empowering individuals to make informed financial decisions.
Sub-Saharan Africa has a unique opportunity to leapfrog traditional financial systems and create an inclusive financial landscape. By fostering innovation in FinTech, expanding access, and prioritizing financial education, the region can empower its citizens, unlock economic potential, and drive sustainable development.
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macromoulokabir · 3 months ago
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The Impact of Cryptocurrency on Remittance Services
Remittances are a $540 billion industry that is a vital lifeline for people living abroad, especially in low- and middle-income countries. But the process is fraught with painful pain points like high fees, sluggish transactions, and lack of transparency. This is particularly true for those with limited access to banking services, which can make international transfers costly and time-consuming. Luckily, blockchain-backed cryptocurrencies are emerging as the technology that could reform money transfers and reduce these barriers to financial inclusion.
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Cryptocurrency-powered remittance platforms like Leaf Global Fintech and Ripple offer low-cost, instantaneous international transfers with minimal friction. In addition, their crypto-enabled mobile wallets tech ogle allow them to reach a large segment of the population that has no access to traditional banking. This segment is often referred to as the “unbanked,” and is mostly comprised of women, the poorer demographic, and those in rural areas.
The technology behind cryptocurrencies like Bitcoin and Ethereum allows them to facilitate cross-border payments without the need for an intermediary. This is a major win for the unbanked and underbanked who have historically faced high costs, long wait times, and opaqueness when it comes to their international transfers. But, even with its benefits, crypto remittances face obstacles like market volatility, regulatory pressures, and lack of public familiarity.
In a typical remittance payment, the sender in the origin country pays local currency to a money transfer operator (MTO) in the destination country, which then delivers the funds to the recipient, who can cash them out in the local currency. This is a lengthy and expensive process for both the MTO and the recipient, with most MTOs charging exorbitant rates for their service.
With a crypto-enabled mobile technology news wallet, however, all that is needed for a user to conduct an international transfer is a smartphone or feature phone and internet connectivity. This significantly cuts down on transaction costs and delivery times, making the service more affordable for consumers and boosting financial inclusion.
Furthermore, crypto-enabled remittance services can integrate with existing mobile phone networks in the destinations where they operate, allowing users to cash out their funds using their existing mobile money app. For example, Leaf Global Fintech partners with all the leading mobile money providers in the markets it serves, meaning that a person who is sending to their family in Kenya or Uganda can do so using their existing account on any one of the network’s apps.
Finally, the decentralized nature of cryptocurrencies ensures that the transaction is fair and transparent for all parties involved. This is in stark contrast to the centralized model of traditional MTOs, which can lead to issues with pricing and transparency.
As the crypto-enabled remittance industry continues to grow, it is important that consumer protections are in place. Regulators should establish baseline consumer protections that cover all forms of remittance, including those facilitated through digital currencies. This will help to foster innovation in the remittance space and provide consumers with more options that better meet their needs.
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technologycompanynews · 3 months ago
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Fintech: The digital key to spotting new markets - Journal Important Online - BLOGGER https://www.merchant-business.com/fintech-the-digital-key-to-spotting-new-markets/?feed_id=156475&_unique_id=66b199e6a9df3 This article was contributed to TechCabal by Leila Rwagasana.Fintech, the fusion of finance and technology, is revolutionising financial services globally, particularly in emerging and developing countries. From ancient Greece’s minted coins to Persia’s invention of cheques and, more recently, the deployment of ATMs and digital transactions, financial tools have always aimed to facilitate economic growth and societal development. Today’s digital technology ought to make financial services even more inclusive.A prime example of fintech’s transformative power is M-Pesa in Kenya. Launched in 2007 as a mobile money service for airtime transfer, M-Pesa quickly expanded into a comprehensive financial tool. By 2021, M-Pesa’s transactions accounted for 87% of Kenya’s GDP, lifting 2% of households above the poverty line.The evolution of financial tools has always aimed to facilitate the exchange of goods and services, stimulating financial inclusivity and furthering societal development. Societies with advanced financial systems tend to prosper, as more inclusive financial transactions lead to higher incomes, increased demand, and innovation. Conversely, societies with restricted financial access stagnate and struggle to achieve economic growth. This pattern is particularly evident in emerging and developing countries, where financial inclusion remains a critical challenge. Post-independence, Africa’s financial systems remained unchanged, still designed to serve colonial interests. This left most of the population excluded from mainstream financial services. By the 1970s, about 90% of Africans were unbanked, and today, 52% remain without banking access, conducting 90% of transactions in cash. This exclusion hinders economic growth and development.Fintech, however, can turn things around. After the 2008 financial crisis, traditional banks became more conservative, and digital innovations emerged. With the internet and mobile technology expansion, fintech companies have filled the gaps left by traditional banks. Platforms like M-Pesa enable people to pay bills, transfer money, and purchase goods using their mobile phones, demonstrating fintech’s potential to drive financial inclusion and economic growth.Fintech operates without traditional banking infrastructure. It requires no physical branches, cards, or chequebooks—only a smartphone and telecom ecosystem. This simplicity has allowed fintechs to thrive in regions with limited banking infrastructure. In Kenya, for example, M-Pesa expanded financial access from 26% to 83% of the population between 2006 and 2021, showcasing the potential for inclusive financial systems. Fintech also supports small and medium-sized enterprises (SMEs), which are crucial to developing economies but often face barriers to traditional financial services. Fintech platforms give SMEs access to loans, enabling them to expand operations and contribute to economic growth. Digital-only banks like South Africa’s TymeBank and Nigeria’s Kuda offer services at a fraction of traditional banking costs, democratising financial access and empowering entrepreneurs.Fortunately, or not, the COVID-19 pandemic’s strain on the economy accelerated the adoption of digital banking. African banks now collaborate with fintech startups to offer a broader range of financial products, catering to a tech-savvy population. With mobile phones accounting for about 75% of all online traffic in Africa, digital platforms are increasingly designed for mobile users, driving innovation and expanding access to financial services.Fitech is also promoting gender equality by providing women with access to financial services. Women, who often manage SMEs and agricultural activities, face significant barriers in traditional banking. In Rwanda, the
recent FinScope report highlights this progress, showing that women’s access to formal and non-formal financial services (including fintechs) has increased significantly from 73% in 2020 to 90% in 2024. This demonstrates the pivotal role of fintech in bridging the gender gap and empowering women economically.Fintech apps used by cooperatives and mutual support groups empower women by facilitating access to loans and other financial services. Studies show that companies with more female employees perform better financially, underscoring the importance of gender-inclusive financial systems. In Africa, where 40% of SMEs are female-owned, fintech is closing the funding gap and enabling women to contribute more effectively to economic growth.The inaugural Inclusive FinTech Forum in Kigali, a global platform for financial inclusion and fintech co-organised by the National Bank of Rwanda, Elevandi, and the Kigali International Finance Centre, further showed fintech’s transformative potential in Africa. With nearly 3,000 attendees from 65 countries, the forum emphasised shared experiences and best practices driving financial inclusion and sustainable development. The presence of high-profile participants, including Rwanda’s President Paul Kagame, underscored the significance of fintech in shaping Africa’s economic future.Additionally, the Africa Continental Free Trade Area (ACFTA) promises to boost intra-African trade, and the fintech-based Pan-African Payment and Settlement System (PAPSS) is a significant step in this direction. Harmonising national payment systems will facilitate seamless trade transactions across the continent, enhancing economic integration and growth.Fintech also reduces technological inequality between advanced and developing nations. A McKinsey study shows that between 2020 and 2021, nearly half of Africa’s 5,200 tech startups were involved in disrupting or augmenting traditional financial services. Fintech is expected to grow by 19% annually through 2025, reaching a valuation of $150 billion. This growth is driven by increasing smartphone ownership, declining internet costs, expanded network coverage, and Africa’s young population, which is well-versed in the digital world.Fintech represents a significant milestone in the history of financial technology. By breaking down traditional barriers and opening financial services to the masses, fintech can drive unprecedented economic growth and prosperity in Africa and other emerging markets. Embracing this digital revolution offers a more equitable and prosperous future for all.—Leila is the FinTech Lead at Rwanda Finance Limited. She is a business development and partnerships professional with 10 years of work experience in Rwanda and across Africa.Digital Products Get the best African tech newsletters in your inbox“Fintech is revolutionising African finance, from mobile money services lifting households out of poverty to digital banks democratising access for millions…”Source Link: https://techcabal.com/2024/08/05/fintech-the-digital-key-to-spotting-new-markets/ http://109.70.148.72/~merchant29/6network/wp-content/uploads/2024/08/g4e4724507474ebdc2611c8337391f890ea6f13df50f5a3696c15e15cc24e5ca4d7a98d9d9ca897682609788d73b0367b03d.jpeg BLOGGER - #GLOBAL This article was contributed to TechCabal by Leila Rwagasana. Fintech, the fusion of finance and technology, is revolutionising financial services globally, particularly in emerging and developing countries. From ancient Greece’s minted coins to Persia’s invention of cheques and, more recently, the deployment of ATMs and digital transactions, financial tools have always aimed to facilitate economic … Read More
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