#marine insurance claim

[just2bruce]

Loose cable connection destroys bridge?

The National Transportation Safety Board (NTSB) Office of Marine Safety released a report on the Dali bridge ‘allision’ (not a collision) that destroyed the Francis Scott Key Bridge in Baltimore MD USA. We all read with amazement at the destruction of this major bridge, which carries much East Coast auto and truck traffic between New York-Philadelphia and Washington DC. The cost to repair it is…

[citrus-freight]

Why are your marine cargo claims not getting settled?- Citrus Freight

Marine cargo insurance for perishable commodities is critical to protecting shippers’ and carriers’ interests while carrying temperature-sensitive products. However, such claims may face difficulties in settlement in some circumstances. Let’s look at the elements that might lead to unresolved marine cargo claims for perishable items so you can acquire insights and take proactive efforts towards a successful settlement.

Reasons why the insurer may not settle the marine cargo claim:

Failure to Meet Temperature Control Requirements:

Temperature control requirements must be strictly followed while transporting perishable commodities. If the insurer determines that the items were not kept or transported within the stated temperature range, the claim may be denied. As a result, you must guarantee that the cargo is properly wrapped and fitted with temperature monitoring systems in order to preserve the perishable commodities’ integrity.

Failure to provide accurate and complete information on the type of cargo, its value, mode of transportation, and anticipated route may also result in claim denial. To guarantee a smooth claims procedure, shippers and carriers must provide all information honestly and properly when applying for marine cargo insurance.

You can establish transparency and assist the insurer in making educated judgements by providing correct information. It will result in more effective and efficient handling of perishable products.

Insufficient Packaging:

Another major reason for denying marine cargo claims for perishable commodities is insufficient wrapping. The quality and treatment of the cargo aboard these shipping vessels can have a substantial influence on marine cargo claims for perishable commodities.

Proper packing and handling are essential for keeping perishable items in excellent condition throughout transit. If the insurance company believes that the damage or loss was caused by poor packaging or mistreatment, the claim may be denied.

Shippers can improve their chances of a successful marine cargo claim settlement by prioritising effective packing practises and minimising claim denials due to packaging-related difficulties.

Delayed Reporting:

In marine cargo claims involving perishable commodities, timely reporting of losses is critical. It is critical to disclose loss or damage as soon as possible in order to properly settle marine cargo claims for perishable commodities. Delays in reporting might raise questions about the validity of the claim and impede the insurer’s ability to examine the occurrence quickly.

It is critical to report any loss or damage as soon as possible. To guarantee a seamless claims procedure, you should supply the insurer with all essential evidence to substantiate the claim. It contains extensive explanations of the events, images or videos of the damaged goods, shipping records, and other pertinent evidence.

Shippers and insured parties exhibit openness and allow insurers to launch timely investigations by quickly reporting losses. It raises the chance of a favourable outcome for your perishable products’ marine cargo claim.

Failure to Mitigate Loss:

In marine cargo claims involving perishable commodities, the insurer is responsible for reducing cargo loss or damage. Insurers anticipate that the insured will make reasonable efforts to mitigate the impact of a loss once it happens.

Please comply in order to avoid a claim rejection. When confronted with a loss, such as cargo damage caused by water exposure, the insured must respond quickly and take proper precautions to prevent further deterioration. It may entail relocating the cargo to a dry area, putting protection measures in place, or arranging for necessary repairs.

The insured is dedicated to minimising harm and meeting their duties under the insurance policy by actively reducing the loss. It improves the odds of a successful claim and helps establish a healthy working relationship with the insurer based on trust and accountability.

Exclusions in the Policy:

Specific exclusions in marine cargo insurance frequently limit the policy’s coverage. Unresolved marine cargo claims for perishable commodities might also come from insufficient insurance coverage. If the loss or damage falls under the policy’s exclusions, the insurer may deny the claim. Losses due by acts of war, inherent vice, or insufficient packing are all standard exclusions. To avoid claim rejection due to policy restrictions, it is critical to properly review the policy and comprehend the exclusions.

Exclusions from the marine cargo policy must be carefully reviewed and understood. Understanding the coverage restrictions allows you to take proactive steps such as fixing packaging flaws, acquiring more coverage if needed, or evaluating other risk management tactics. A thorough comprehension of the policy exclusions reduces the chance of claim rejection and assures enough coverage for your perishable items.

Failure to Comply with Policy Conditions:

Specific requirements must normally be satisfied for coverage under marine freight plans. Please follow these guidelines to avoid claim rejection. For example, the policy may require the insured to check the goods upon arrival at the destination and promptly report any damage. Please meet these requirements to provide the insurance company with a reason to reject the claim. To avoid claim rejection, it is critical to follow the precise requirements indicated in marine cargo insurance.

Fraudulent Claims:

For marine cargo insurance, fraudulent claims are a major source of worry. If an insurer suspects an insured person of making a false claim, the claim may be rejected and legal action taken against the party implicated. In order to collect reimbursement from the insurance company, fraudulent claims may entail the intentional damage or loss of perishable items. To detect and reject such claims for perishable items, insurers use severe methods.

To discover and deny such claims for perishable items, insurers use rigorous investigation techniques such as scrutinising documents, performing extensive inspections, and partnering with law enforcement authorities if required.

Conclusion

While Marine Cargo insurance for perishable products protects shippers and carriers, it is critical to understand the grounds for claim denial. Non-disclosure of important information, poor packing, delayed reporting, and other factors are common causes of unsettled cargo claims. You should learn about additional reasons to detect and manage potential dangers. Analysing the causes of unsettled claims might identify opportunities to improve processes and procedures.

Citrus Freight knows the particular issues involved in resolving perishable marine cargo claims. They can aid you in discovering the source of loss, pursuing legal action if necessary, and ensuring that you collect the entire amount of your claim due to their expertise in researching and settling such claims.

[dgnotetechnologies]

Dg Note Technology is a leading marine insurance provider company in Mumbai.

[judesmoonbeauty]

Jude Jazza’s 2nd Birthday: “The Cursed Moon Within His Merciless Arms” Chapter 1

MDNI. This is a fan translation. 100% accuracy cannot be guaranteed. Please expect grammatical errors and lack of nuance. Cybird owns everything. Re-blogs are appreciated, but please do not repost or claim my translations as your own. Thank you for your support! ☾⋆

In these crazy days, it’s impossible to remember everything that occurs.

A week ago, a month ago, a year ago….I don’t think there are many who remember exactly what they were doing.

….But, everyone should be able to remember a piece of something that stood out to them.

Just as the moon waxes and wanes, so its’ brilliant face gradually changes.

If I could choose which part of each day I’d want to illuminate and etch it into my mind…..I’d illuminate it’s happiness.

That feeling becomes even stronger on the birthday of someone precious to me.

Kate: Mngh….

When I woke up in bed that morning, I saw Jude sleeping next to me, and I couldn’t help but melt.

I’d heard that he’d be busy at Raven company last night, and might be unable to come home….

I’m so happy he came back during the night and slept next to me.

(Today’s Jude’s birthday)

(I wanted to say “Happy Birthday” before anyone else, so I’m glad you came back.)

Jude: …..

Jude breathed peacefully in his sleep and showed no signs of waking.

(….He seems exhausted, I’ll let him sleep a bit longer.)

Careful not to make any noise, I started to sneak out of bed.

Despite that, Jude pulled me back from my waist and locked me in arms.

Kate: Jude….?

Jude: Cold.

Even with that limited explanation, it’s clear that he’s holding me back….

Kate: Do you want me to keep you warm?

Kate: Or maybe it’s just an excuse to cling to me?

I was so happy that Jude wanted me that I ended up teasing him without meaning to.

Kate: ….Oof!

Immediately, his arms squeezed me so tightly that my joints creaked, and I let out a groan.

身体が軋み “Shintai ga kishimi” = body creaks, changed to joints creaked

Jude: Must be half asleep for sayin’ such thin’s aintcha?

Kate: Ugh, that hurts…..! I just woke up, so please overlook my groggy comment….!

When I slapped Jude’s constricting arms as a sign of surrender, they finally loosened.

Jude: Woke up early this mornin’ hearin’ yer stupid comment.

Kate: …..It’s invigorating to wake up to the sound of your beloved’s voice. Good morning.

Kate: Oh, and Happy Birthday!

Jude: ….Yeah, thanks.

Jude replied disinterestedly as he sat up.

Kate: By the way, are you free today?

Even though I told him ahead of time that I wanted to spend his birthday together,

Jude has to pencil things into his schedule, so I asked him again.

Jude: Gotta business meetin.’ But….another employee can handle it.

Jude: I can take off work ‘n spend time with ya.

Jude: On the other hand -

Jude grabbed chin and pierced me with his provocative amethyst eyes.

Jude: — Can ya satisfy me ‘nough for the whole day, princess?

Kate: ….That’s what I plan to do!

After a light breakfast at a restaurant, we headed into town.

On his first birthday since becoming Jude’s girlfriend, my heart brimmed with excitement and my steps felt light.

However, the happy feeling was brief…..

Tanned Man: Where’d he go?! Jude Jazza!

Neurotic Looking Man: We have him cornered, he shouldn’t have gone far. You lot hurry up and find him!

Neurotic Looking Man: Don’t think you’ll get away…..I’ll kill you!

Although it was his precious birthday, we were hiding in the shadows of an alley.

Kate: ….Jude, who are they?

Jude: Buncha marine insurance guys runnin’ a shady business.

Jude: Even if an accident occurs, they’re known for not payin’ out, claimin’ it ain’t covered.

Jude: It was interferin’ with business ‘n an eyesore, so last month I dug up information ‘n sank ‘em.

Kate: And so that’s why they’ve got it out for you….

Kate: ….We could more or less escape. That house over there belongs to an older woman I was close to as postwoman.

I pointed to a house with a red roof on the other side of the wall.

Kate: I think if I ask, we can enter the back door and exit the front door onto the main street without be detected.

Jude: Then enterin’ the main road, we can blend into the crowd ‘n make a getaway.

Jude: ….What? Seems like ya wanna say somethin’ else.

(Naturally, Jude knows what I’m thinking.)

Kate: Even if we do get away, your enemies will likely target you again Jude….

Kate: The other option is to meet them head on.

I pulled up my skirt that I bought to wear specifically for Jude’s birthday.

A small gun was strapped to my thigh in it’s holster.

Kate: Don’t you think they should be held responsible for ruining your birthday?

Jude: Ha…such a dangerous woman.

Kate: The person I fell in love with is dangerous.

At my retort, Jude’s lips curled with amusement.

Jude: ….Oh yeah. Well then, whatcha gonna show me?

[Story Master List] [Chapter 2] Dividers: @.natimiles

Tags list: @sh0jun @theimaginativelyreticent @sapphire-323 @velisle @nateko @greatwitchsongsinger @cosmowgyrall. @lunaaka @injudescoat @aeyumicore @complexivelovely

[skelly-words]

more bf!sukuna hcs, but he’s insufferable and stuck in my head. this is part 4…

warning: some NSFW, slight intox, minors DNI

NEVER lets you drive. he’s so misogynistic. “females are bad drivers” ass bitch. "you're gonna wrap us around a tree."

claims to despise when you baby him e.g. forehead kisses, scratching his back to put him to sleep, even fucking cuddling. don’t believe that shit for a second but pretend to and stop until he starts acting grateful.

way too confrontational to be taken out in public. just pretend you don’t know him when he’s pulling a gun on someone who stepped on his shoes.

you’d be broke if you bailed him out of jail every fucking time. at least let him marinate there all night before folding or call his dad to do it instead.

so messy. it's unintentional, but sukuna just leaves a trail of disorder in his wake. throw pillows on the floor, shoes in the walkway, and always leaving the lights on despite complaining about the utility bill.

throw him outside to do yardwork or something. he loves that shit. putting in a couple fruit trees, maybe stepping stones. by the end of the summer you have a tiered garden with slate retaining walls and an automatic irrigation system.

why does he have a green thumb? he's in a secret competition with the neighbors for prettiest lawn. and yet, you manage to kill the little succulent garden he planted for you.

a minimalist (derogatory). sukuna is always trying to throw your trinkets and knickknacks away when you're not paying attention.

he loves getting a little fashion show after you buy new clothes. it's one of the few cute things he'll admit to enjoying. it doesn't matter if the outfit is skimpy or modest, hearts are popping out of his eyes like in a fucking cartoon.

doesn't apologize under any circumstances. the word 'sorry,' isn't in his lexicon. however, he will leave his card on the counter before heading to work and pick up flowers on the way home and make reservations at your favorite restaurant. don't expect to hear a real apology though.

super duper tender-headed. you can't even detangle it without him whining. might cry if you try to do braids, twists, any kinda style. fucking pussy

irritating asf. actually hate him, idk why i’m writing this. i'd probably poison him and collect the life insurance.

UMM nsfw

calling sukuna something corny and dominant in bed (sir/daddy/king/etc.) out of the blue would make him nut. and he isn’t even embarrassed about it at all.

incapable of pulling off a quickie. i think this is more endearing than aggravating. he can't hit it right in just ten minutes. he'll ask for more time. and a little more. then it's been an hour and you're likely running late for something.

thinks you're hottest bent over (i'm not even projecting rn bc my ass is flat). don't worry, he thinks your face is cute, missionary is great too. but if you wore one of those pillow case ass house dresses with no panties he'd go crazy. i hate to air him out like this, but it's true. i gotta link this shit so you know what i'm talking about. makes him feral. maybe i am projecting bc i luv those dresses.

but anyway, he'd fall for the 'bend and snap' so bad (legally blonde reference). these are basically crack, sorry

occasionally forgets that foreplay is a thing and tries to go straight from light frenching to stickin it.

i feel like sukuna’s sunday nights are spent getting really high and kissing on you for hours. he just gets the munchies dude. leaving dewy spots of saliva on all your exposed skin. once he’s tasted that, your clothes is peeled off so he can drool on the rest of you. he doesn’t even realize how much of a tease he is. his mouth suctioned to your inner thigh… maybe i should just write this as its own thingy

p sure i said this already, but he’s a biter. gnaws on you like a mf chew toy. it’s an oral fixation thing, if you don’t like it buy him lots of lollipops and tic tacs.

ok i have to stop before i gross myself out. tyty for reading <3<3<3 have a wonderful day.

masterlist if you wanna read the rest

[per-oceanum]

A card is set before your muse. On the front is scrawled a signature in emerald ink beneath a crocodile skull. Once flipped over, your muse is greeted with the terms and conditions of their Sugaring Contract.

❝Benefits Include: Weekly allowance ( of up to 100,000 Berries ), Monthly allowance ( one lump sum of 500,000 Berries on the first of each month ), Lavish parties, Free entry, drinks, and stay at any resort owned by Crocodile, Insider information regarding movements of the Marines, Health insurance, Occasional shopping trips with Crocodile himself

You must provide: The occasional company for Marine Balls or other outside gatherings per Crocodile's request. On occasion, physical contact will be required, but will never overstep any boundaries set.

*Sexual favors are not owed, nor will they be by either party. Should an encounter occur, it must be within the consent of both parties. Romantic feelings should not be considered. Should they develop, this contract will become null.❞

Do they accept the temptation? To be upon the arm ( or lap ) for a Warlord is esteem very little have the chance to claim, after all. Though, the target upon his back will also be upon their own. Does the risk outweigh the reward? Or is it simply too daunting of an idea? Do tell...

[houseofpurplestars]

🇾🇪 Mohammad Ali Al-Houthi, Head of the Revolutionary Committee in Yemen, delivered a speech at a march in Sana'a today:

—

We welcome direct confrontation with america because they are the ones attacking our country and besieging our people for nine years. "America" is the enemy of peoples, and it is terrorism.

We say to the american terrorist: return to your country to protect it from racism against African Americans and do not protect the "israeli" ships. Our stance is to support Gaza and to protect humanity there, while the "american" stands against humanity and kills all who protect it.

We are the ones who protect maritime navigation, but the "american" coalition is igniting the Red Sea, militarizing it, and threatening it, and "america" is working hard to raise marine insurance prices.

Before the "american" claims that he came to protect international law, let him protect the American Constitution which he violated by bombing and striking our country.

The "american" claims to protect "israeli" ships or those heading to the "israeli" entity under the pretext of international law, which he tramples everywhere in the world.

The "american" claims to reserve the right to respond, even though we did not attack "american" shores. The "americans" do not defend themselves; they are nazis, and their strikes on our country are terrorist acts to kill our people.

It is impossible for terrorists to achieve justice for humanity because they lack it. We are indifferent to the american and the british; we have faced them for nine years, and yesterday's raids are the same as those we have been bombed with since 2015, with the same plane and the same weapon.

We will remain alive, God willing, in the face of our enemies, whether we achieve martyrdom or continue to confront them on the battlefronts. We do not see confrontation with the colonizers as anything but life, for life is in confronting these tyrants and arrogant ones in the world.

The american has not brought anything new, but it is us who will bring something new, and we will bring your punishment, God willing.

[grits-galraisedinthesouth]

Make It Stop: Veterans Affairs Medical Breach 🥴

"An estimated dozen or more employees had taken a peek at the sensitive medical files, causing an internal investigation into whether they violated federal health privacy laws, according to the Washington Post."

"Additionally, officials at the VA notified the Harris-Walz and Trump-Vance campaigns about the breach, which entailed a contractor and a physician who are alleged to have reviewed those files for an extended period of time, according to the official report."

The 1996 Health Insurance Portability and Accountability Act makes it illegal to get unauthorized access to an individual’s personal health data. Violations of HIPAA can actually result in up to a year in prison and fines up to $50,000. 

Meanwhile, there are almost 400,000 individuals who operate in the VA medical system which supports over nine million veterans across the U.S.

OAN Staff James Meyers Monday, September 30, 2024

Multiple reports suggest that at least 12 Department of Veterans Affairs employees are reportedly accused of improperly looking at Vice Presidential candidates JD Vance and Tim Walz’s medical records in July and August. 

“We reported to law enforcement allegations that VA personnel may have improperly accessed Veteran records. We take the privacy of the Veterans we serve very seriously and have strict policies in place to protect their records,” VA Press Secretary Terrence Hayes told the New York Post.

“Any attempt to improperly access Veteran records by VA personnel is unacceptable and will not be tolerated.”

Additionally, Walz and Vance became the first pair of dueling military veterans running for vice president since 1996 when Republican Jack Kemp and Democrat Al Gore squared off. 

Vance had served in the U.S Marine Corps between 2003 and 2007, while Walz spent almost 24 years in the National Guard before retiring to prepare for a congressional run in the 2006 cycle. 

Walz has been called out by at least fifty Republican members of Congress, who claimed the Minnesota Democrat lied about his military record, including leaving the National Guard in 2006 before his artillery battalion was set to deploy to Iraq. He instead chose to pursue a career in politics.

Authorities uncovered the illegal activity last month during a routine review of the department’s high-profile accounts. 

However, it’s not clear whether the perpetrators shared data from those medical records with any outside groups. 

The report also stated that the people involved did not have access to disability compensation records, per the report. 

“We reported to law enforcement allegations that VA personnel may have improperly accessed Veteran records,” VA Press Secretary Terrence Hayes said in a statement to Fox News Digital, regarding the report. “We take the privacy of the Veterans we serve very seriously and have strict policies in place to protect their records. Any attempt to improperly access Veteran records by VA personnel is unacceptable and will not be tolerated.” 

[iantimony]

2023 year in review roundup

wow!! what a fucking year!!! goodbye and good riddance! happy first day of 2024!

this year i did 37 tuesdayposts! there were 53 tuesdays so that's about 70%! some of them were on fri/sat instead as shabbosposts but i think posting on tuesday or even monday does just work better for some fucking reason. maybe because friday and saturday are days that i am most likely to do New Activities for making/playing/watching/reading??? and so on monday or tuesday i can recap the just-finished weekend. shrug! we love tuesday so it's fine.

listening listened to all of twilight mirage and a little over half of partizan! shrieking shack podcast, just king things, well there's your problem, miscellaneous music (maneskin probably a notable winner in there)

reading a lot of little articles. a little tgcf. SO much fanfic. 'every heart a doorway' (bad). 'birthday of the world' le guin (good).

playing a little disco elysium. a little minecraft. a little nier automata. a little hadesgame. a LOT of pokemon go. and i got into magic the gathering this year!

watching a lot of youtube videos. so many gd youtube videos. evangelion, history of the world part ii, cunk on earth, vox machina animated series, cowboy bebop, first season of peaky blinders, the new tgcf donghua season!

making i did very little drawing/painting/illustration beyond life drawing a few times...however i was very prolific in crafting! i also theoretically made valentines gifts. i do not remember what they were tho lol.

fiber arts: i completed a big embroidery project (fermenting dregs album art hoodie), quantum shawl, mesh market bag, case for my knew laptop, finished that blue tank top even though i hate it, fixed the lining on my yellow knitted cowl, made a little knitted headphone top cover that i will probably redo differently, headband ear warmer for my roommate's mom, and FINALLY i just barely finished the scarf for my SO before the end of 2023!

print block carving: wristwatch print, gavelbocken holiday card print

misc/writing: some songxuexiao fencing au. some harrowhark abhorsen au. neocities website!

and so much pottery! this is all of it, barring the things i already gave away as presents before this photo (two pots and a little box and the little raven guy), but wow! that's so many fuckin object!

misc what a fucking year. some bad! had to file a big car insurance claim! got really sick while abroad and that persisted for a long fucking time! mini summer breakdown! some good stuff too - passed quantum mechanics FOREVER good fucking bye, did my first successful academic conference, finally started feeling better around the end of the year! learned my lesson: it's not fuckin worth stressing yourself to death over, and also i can't just Be At Home Aimlessly for months any more. it's bad for my mental health.

reviewing 2023 resolutions and goals --> I’d love to start writing again and play more horn but we’ll see i basically didn't do any creative writing at all this year barring a few lines of fanfic ideas (the abhorsen/tlt crossover one) HOWEVER i READ a lot of fanfic to marinate in and i played a LOT more french horn!! i joined the little youth orchestra which is like, uber goofy, but it means ive been playing on a regular basis again!

--> I also wanna listen to more weird music, and invest in actually owning some files, especially for some of the lesser-known bands and through bandcamp and stuff i spent all year meaning to do this and kept pushing it off so it rolls over into next year.

--> I really want to kind of dial those [unhealthy coping mechanisms] back again, focus more on existing in Reality and more in each moment, which hopefully will also help with some of the skin picking and other anxious habits that resurfaced. maybe more yoga, maybe re-establishing a meditation process lol lmao. nah. but definitely rolling it over into 2024.

--> I would love to think more about my fashion and how I present myself too, and work on making and tailoring more of my clothing in general actually not bad! basically zero tailoring but i did a pretty good job wearing some cute outfits.

--> I’ve been pretty good about being active so I’d like to keep that up, I still can’t do a pull-up but maybe this is the year! (lol) I should also start doing some minor exercises for my shitty arthritis toes to keep those okay once again: lol lmao. health issues had me really regress in some of my gains goals. plus side is toes are doin pretty normal.

--> a lot of last year was kind of a wash regarding research so I’m really looking forward to refocusing on that and really getting things moving. oh it moved! in a good way! i'm making good progress and hopefully i will keep that momentum going!

--> finally! I want to get back to tabletop! I miss doing it so much! it fell by the wayside for me because of how busy and overwhelmed I was, especially this past fall semester, but I want to start running and playing games with my pals again a little! i should have been putting these in playing as i went oops. the tabletop group i've run was a little fallow this year due to at least half of our group, including myself, not being in Tabletop Mood but we've played a lot of res arcana and other such games instead.

i had a few other resolutions in my digital planner on my ipad that didn't go in the writeup last year: namely, practice languages more (i did practice my mandarin a little but did not really learn any hebrew or korean unfortunately) and establish a non-software component of my research (nope, not in the cards, but i'm hoping to do something else this summer to let me get better with physical data/setups), and finishing the masters degree requirements (that will be the end of this upcoming spring semester), but overall i really did hit most of my resolutions and goals! even with being ill for a while! (except the finances. i am simply not looking at them <3)

2024 resolutions and goals

definitely some rollover! i will format this to hopefully be a little easier to respond to next year:

- get back on a regular workout schedule: swimming 1x a week, weights once or twice a week. would like to try and work towards my One Pullup goal again. would also be cool to try and work towards a hand/headstand. - try and be more mindful. i'm going to continue the grief therapy but also think about meditating more, doing more yoga, and so on. - there's a gallery on main street that solicits work from local artists for bimonthy themed exhibitions and i really want to submit at least one thing to it this year! the one due by end of january is themed 'florals', and the one two months after that is 'layers', so i'd really like to submit something to one of those. - more weird art! use that big canvas i bought in literally 2022! paint!!! - finally put together that travel journal from korea & japan (and also scrapbook-ify the papers i have leftover in a pile from that) - also, maybe do current scrapbook a little different? might need a new binder at the very least. - hang up that expensive quilt i bought in august - speaking of quilt: do some hand quilting, english paper piercing! i have so much fucking fabric! - find a new apartment to move into that hopefully won't suck! - try to secure some sort of summer internship or project that will let me develop some new skillsets that i might not be getting with my current research - finish the masters degree - write...a paper? for the work i just presented??? - keep tweaking neocities and make some more pages - keep track of recipes this year as well in my making section

i might start a little spreadsheet this year to keep better track of all my stuff because i really did Not want to go through all my separate listening and reading sections and extract what i liked the most, etc. this post required me to first back up a few extra early tuesdayposts from this year to dreamwidth, and then skim all of them to accumulate the above, and that was kinda a pain. and i love an excuse to start a new spreadsheet.

we did it! happy 2024! i don't think i have anything else to add to this wrapup but if i think of something i'll tack it into the upcoming Normal Tuesdaypost tomorrow! good job good night and good luck everyone!

[vinsuranceservices]

What is general insurance ?

General insurance, also known as non-life insurance, is a type of insurance that provides coverage for a wide range of risks and losses that individuals, businesses, and organizations may face in their day-to-day activities. Unlike life insurance which focuses on providing financial protection in the event of a person's death, general insurance covers various aspects of property, liability, and other non-life-related risks.

General insurance policies are designed to protect against unexpected events that could result in financial loss, damage, or liability.

Types of general insurance,

Property Insurance: This type of insurance covers physical assets such as homes, buildings, vehicles, and other possessions against risks like fire, theft, vandalism, and natural disasters.

Health Insurance: Health insurance provides coverage for medical expenses and healthcare services. It can include coverage for hospital stays, doctor visits, prescription medications, and more.

Motor Insurance: Also known as auto insurance, this type of insurance covers vehicles against various risks such as accidents, theft, and damage caused to third parties.

Travel Insurance: Travel insurance offers protection against unexpected events that can occur during a trip, such as trip cancellations, medical emergencies, lost baggage, and travel delays.

Liability Insurance: Liability insurance provides coverage for legal liabilities arising from injuries or damages caused to third parties. This can include personal liability, professional liability (errors and omissions), and product liability.

Business Insurance: Business owners can purchase various types of insurance to protect their enterprises, including property insurance for business assets, liability insurance for potential legal claims, and business interruption insurance to cover losses due to operational interruptions.

Homeowners Insurance: This type of insurance covers homeowners against property damage, liability, and other risks related to their homes.

Marine Insurance: Marine insurance covers risks associated with shipping, transportation of goods by sea, and maritime-related activities.

Crop Insurance: Agricultural businesses can purchase crop insurance to protect against losses caused by factors like adverse weather conditions, pests, and disease.

Engineering Insurance: This type of insurance covers risks associated with engineering projects, equipment, and machinery.

[miamimarinesurveyorfl]

Accredited Marine Surveyor: The Benefits of Hiring an Accredited Marine Surveyor

Title: Accredited Marine Surveyor: The Benefits of Hiring an Accredited Marine Surveyor When considering the purchase or maintenance of a vessel, hiring an accredited marine surveyor can provide invaluable insights and peace of mind. Whether you're a boat owner, seller, or insurance agent, understanding the condition and value of a maritime asset is crucial. This article aims to detail the significant benefits that come with using the services of an accredited marine surveyor. The importance of enlisting an accredited marine surveyor cannot be underestimated. An accredited marine surveyor brings expert knowledge in assessing the structural integrity, safety features, and overall operation of boats and ships. Having an accredited marine surveyor review your vessel can identify potential issues that may not be apparent to the untrained eye. Before making any significant investment in a vessel, consulting an accredited marine surveyor ensures that all parts of the ship are thoroughly inspected. This comprehensive check includes the hull, propulsion system, electrical systems, and safety equipment. An accredited marine surveyor will also evaluate the vessel's compliance with international maritime regulations, ensuring that it meets safety standards before it sets sail. Furthermore, if you need to file an insurance claim related to your vessel, having a report from an accredited marine surveyor can expedite the process. Insurance companies often require detailed reports from an accredited marine surveyor to ascertain the extent of damage and determine compensation accurately. An accredited marine surveyor also plays a pivotal role during buying and selling transactions. A detailed survey by an accredited marine surveyor provides potential buyers with transparency regarding a vessel’s condition, enhancing trust and smoothing negotiation processes. Sellers also benefit from employing an accredited marine surveyor as it underscores their vessel's value and seaworthiness, potentially increasing marketability. For regular maintenance checks, using an accredited marine surveyor helps maintain the vessel in optimal condition. The insights provided by an accredited marine surveyor allow for timely repairs and updates which prolong the lifespan of the vessel and ensure ongoing safety for its passengers and goods. Choosing an experienced company like Sun Coast Marine Surveying & Consulting ensures that you receive comprehensive services from a reliable accredited marine surveyor. It's essential to select a well-respected provider such as Sun Coast Marine Surveying & Consulting when seeking an accredited marine surveyor who adheres strictly to industry standards while offering practical solutions tailored to your needs. In summary, employing the professional expertise of an accredited marine surveyor offers numerous advantages spanning safety assessments, compliance verifications, assistance with insurance claims, transaction facilitation, and maintenance guidance. Companies within the category "Marine Survey Information," such as Sun Coast Marine Surveying & Consulting, specialize in providing top-tier maritime consultation through skilled professionals like an accredited marine surveyor. So next time you’re dealing with anything related to your cherished vessel, remember the unmatched benefits of hiring an accredited marine surveyor. Utilizing their specialized skills not only secures your investments but also ensures that every journey on the water is safe and assured. For further guides on how to best leverage these benefits, consider delving deeper into resources categorized under "Marine Survey Information." Having recognized these extensive advantages, it becomes evident why choosing a certified expert like an accredited marine surveyor is indispensable in the maritime world. Employing their profound expertise protects your nautical interests, fortifying your marine ventures against unforeseen complications. Thus, always opt for the trusted expertise of an accredited marine surveyor for every maritime assessment need.

accredited marine surveyor

[regrandmarketingcampaign]

7017

FOR SALE House & Lot with 5 Bedrooms Taytay Rizal Php29M net

Location: Taytay, Rizal

Lot: Lot Area: 150 sqm

Flr Area: 380 sqm (estimated)

Details: •5 Bedrooms (3 BR with walk in closet) | •1 Maid’s Room with CR | •5 Toilet and Bath with shower heater | •Outdoor Jacuzzi Pool (overlooking c6) with Family Lounge and Mini Bar at 3F Roof Deck Area | •Gym / Workspace | •Lanai with Garden | •2-3 Car Garage | •6 Units inverter A/C Split type | •Modular Melamine on Marine Cabinetry | •Range Hood and Cooktop | •Dirty Kitchen with Pantry | •7 CCTV camera

Selling Price: PHP 29M (NET)

20 years @ 7% interest - 179,869.35 (sample only subject to Bank approval with 20% DP from TCP)

Rey Grande

0917-3029519

Administrative Assistant of FFGrande_RealEstatePartner

Accredited Real Estate Salesperson

Under the Supervision of 27C Realty

REB PRC License No. 19929

[insurance-brokers-india]

Can Insurance CRM software be customized for niche insurance sectors like marine or cyber insurance?

Yes, Insurance CRM software can be tailored to meet the specific needs of niche insurance sectors like marine or cyber insurance. With customizable features, the software allows brokers to manage client relationships, policies, and claims effectively, while also providing tools suited to the unique requirements of these specialized industries. For more details, visit Mindzen's Insurance CRM software page.

[myblogpage123]

Marine Surveyors: 'What Marine Surveyors Do: A Deep Dive into Their Role and Responsibilities'

Marine surveyors are professionals who play a crucial role in the maritime industry. These marine surveyors have a wide range of responsibilities that contribute to the safety, compliance, and overall efficiency of vessels and marine operations. Marine surveyors perform thorough inspections of ships, boats, and other marine structures to assess their condition, seaworthiness, and compliance with regulations. Marine surveyors also evaluate the quality of construction, maintenance practices, and adherence to industry standards. Sun Coast Marine Surveying & Consulting is a reputable company that provides comprehensive marine survey information to clients in need of expert assessment and guidance. Sun Coast Marine Surveying & Consulting's team of experienced marine surveyors conducts detailed inspections and delivers accurate reports to help vessel owners make informed decisions. Marine surveyors employ a variety of tools and techniques to carry out their assessments. These professionals may utilize ultrasound equipment, X-ray technology, and visual inspections to evaluate different aspects of a vessel's structure and components. Marine surveyors also rely on their expertise and knowledge of industry regulations to ensure that vessels meet safety requirements. Marine surveyors play a critical role in accident investigations, insurance claims, and legal disputes related to maritime incidents. These professionals provide valuable insights and analysis to support risk management strategies and improve safety practices within the maritime industry. Sun Coast Marine Surveying & Consulting offers expert services in marine survey information, including pre-purchase surveys, damage assessments, and appraisal reports. Sun Coast Marine Surveying & Consulting's team of marine surveyors is committed to delivering reliable and thorough assessments to clients seeking professional advice. Marine surveyors are integral to the success of maritime operations, as they help maintain the integrity and safety of vessels at sea. These professionals work diligently to ensure that vessels are in compliance with regulatory requirements and industry standards. In conclusion, marine surveyors play a vital role in safeguarding the maritime industry through their meticulous inspections and assessments. Sun Coast Marine Surveying & Consulting is a trusted company that provides comprehensive marine survey information to support clients in making well-informed decisions about their vessels. Marine surveyors are essential partners in ensuring the safety, compliance, and efficiency of marine operations.

marine surveyors

[heritage-instrument-insurance]

How Do You Insure Your Gibson Les Paul Guitar Collection?

The Gibson Les Paul is a legendary instrument. It has shaped the sound of rock and roll, so it is no wonder it remains a coveted possession for musicians worldwide. If you own one, you know it. The guitar came to life in the 1950s by collaborating with two creative minds - Les Paul and Ted McCarty. This collaboration ushered in a new era of electric guitar design and deeply influenced popular music. For those privileged enough to have a collection of iconic guitars, having insurance is essential. This blog will delve into the intricacies of insuring a Gibson Les Paul guitar collection. It will take you through the critical considerations and the various options available. Let's read on!

Understanding the Value

Before you even think about getting a Gibson Les Paul guitar insurance plan, you need to figure out exactly how much each guitar in your collection is worth. Simply put, here, we need to do a proper appraisal by a certified professional. So, what kind of things affect a string's value? First of all, the year it was made. Vintage Les Pauls, especially from the 50s and 60s, are worth a fortune. Second comes the model and its specs. If you have rare models, uncommon colors, and special features like those famous "Burst" finishes or super lightweight bodies – those drive up the price. Thirdly, condition matters too. Scratches, repairs, and even mods can change the value. Therefore, a professional appraisal can help you understand how all these factors play into the guitar's value. And what about the market itself? Do prices change all the time? The vintage string market is always moving. You need to keep an eye on current prices to make sure your coverage is accurate.

Insurance Options

You have got a couple of options to protect your Gibson Les Pauls -

Your regular homeowners or renters’ insurance might have some coverage for musical instruments. However, to be true, it is usually too limited to suffice your needs. You will likely have low coverage limits, and expensive guitars might even be excluded. instruments.

Fine Art and Collectibles Insurance is designed for valuable stuff like art and collectibles! These policies offer better coverage and higher limits. However, you are likely to need a professional appraisal to figure out how much coverage you ought.

Musical Instrument Insurance is exactly what it sounds like. It is an insurance product specifically designed for musical instruments, including those pricey Les Pauls. These policies are more likely to have wider coverage and protection against theft, damage, and even third-party liabilities. So, it is the best choice for you.

Inland Marine Insurance is for things that get moved around a lot, like instruments you take on tour or recording sessions. It provides comprehensive protection while they are in transit.

Key Considerations

Now that you know about the coverage options, let's talk about what you need in your insurance policy. Make sure the coverage is enough to replace or fix each guitar at its full value. Choose a deductible amount that is manageable if you need to file a claim. Carefully read the policy to see what's covered. Things like theft, fire, floods, and even damage from extreme temperatures or humidity should be included. Get professional appraisals from guitar experts for every string in your collection. These appraisals are essential for determining coverage and helping with claims. Enhance your security to minimize the risk of theft or damage. Install a good security system, use sturdy safes or lockboxes, and store your guitars in a climate-controlled space. Keep meticulous records of everything, including receipts, repair bills, appraisal reports, and the whole nine yards.

Beyond Monetary Value!

It is easy to get caught up in the monetary tag but remember, your Les Pauls are more than just an investment. They represent years of incredible craftsmanship, a piece of musical history, and a deeply personal connection. A comprehensive Gibson Les Paul guitar insurance should give you peace of mind so you can focus on enjoying these amazing instruments without constantly worrying about something bad happening.