#like okay 20 big ones max if shes gotta pay me at all

[muirneach]

my rich neighbour keeps going away and asking me to water her plants and collect her mail and i do this and then she gives me a crisp 50 dollar bill or two and its SO WEIRD like u guys know from my incessant complaining about university tuition that i need cash money really bad rn but this is just. weird. idk not to sound like a commie but relationships are not so transactional. like i can do things for you because i’m a good neighbour and care about the wellbeing of others.

[chiibinomonodamon]

Doujinshi Translation

This is an AU where Gray takes Rachel in as a Sister to his church and she meets Zack in a different way!

*There is nothing sexual in the book.

*Trigger warnings: Off-screen animal cruelty :(

'Kami-sama Ga Shinda Hi Umareta Hi'

The Day God Died, God is Born by Tokiko Nao

Translation by Chiibi. Please do not repost and do not make scanlations without crediting me. (I am not sure about every single line but I’d like to see someone else do it better :D hahaha:p)

Kami-sama Ga Shinda Hi, Umareta Hi Page 01 Ray: Oh Lord...           God...please...somehow... Page 02 [door creaks] Gray: Rachel Ray: Oh, Father. Good morning. Gray: Good morning. [shuts door] Gray: Have you finished your morning duty? Ray: Yes. Gray: You have much enthusiasm. This is very good. Ray: Not at all. (Note: She isn't disagreeing; the polite thing to do in Japan when someone gives you a compliment is to be humble instead of saying 'thank you') Ray: It is only natural for one who serves the Lord. Gray: Is that so.            I've prepared breakfast for you. Please eat before it gets cold. Ray: Yes. Thank you very much. Child: FATHER! Page 03 Gray: My, what is wrong? You are all in such a rush... Child: Father, please help us!             This little guy collapsed near the church.              He's not moving and he's hurt... [sniff sniffle] At this rate, he'll die... Ray: It's okay.          His wound is not serious...          If we treat him and give him something to eat and keep him warm while he sleeps...          he will get better in no time.          So do not worry. [fluf]           The church will look after him.

Page 04 Kids: Thank you, Onee-chan!           We won't have to worry with Father here, right!? Gray: Well then, I shall leave him to you. Do let me know if you need anything. Kids: I know! Let's give him a name! Ray: Right. >: How about 'Max'? >: Whaaaaaat, that's so plain! Ray: You'll be all right now. Page 05 Ray thinking: He's later than usual...                            For the evening sermon...                             A person...?                             He's asleep.                             Who could it be at this hour...                              Oh well...this is a public place after all...                              Another day comes to an end.                              And yet...                              Lord God...

Page 06 Has not come to meet me today either... Zack: That's a boring prayer.             Is this really that fun for ya, little miss? [yawn]

Page 07 Ray: Who...are you?          What are you doing here...         Could you be a thief? >: Zack Gray: So you've come here after all.            I thought you would.            Would you like to eat supper?            I am preparing it now but... Zack: Don't need it.            Just came here to take a break. [slams door] Ray: Father...who is that man...? Gray: Oh...he comes to visit this place now and then.             To him, this is just a shelter that he doesn't have to pay for.              Don't worry about him. Ray:  Does he also... Gray: No, he is not a follower of God but...            He was chosen by God             As an 'angel'. Page 09 Ray thinking:                            Angel...?                             But that person...                              Had the scent of blood on him.

>: You've gotten a lot better, haven't you! Shall we go for a little walk? >: Wuf! >: Ah...you shouldn't run like tha... Page 10 >: Wuf! [spaced out] Ray: You're the...           one from before... Zack: And yer...           who now? Ray: [POUT]

Page 11 Ray: [still pouting]           We met in the church before... Zack: Ah, yer the little miss saying the boring prayers, huh.           Ya had a borin' face so I forgot. Ray: My name is Rachel Gardner. [hmph]           And you are...Mr...Zack? Was it? (she is using "-san" here) [shudder] Zack: DON'T CALL MY NAME IN THAT CREEPY-ASS WAY!           I'LL KILL YA DEAD!! Ray: [twitches]          That would be a problem...then what should I call you...? Zack: 'Zack' is fine...            Call me that...            That's what the shitty priest calls me too... Ray: Zack... Page 12 Ray [sits]         Zack, why are you here? Zack: AH!? Ray: I mean, why do you come here sometimes? Zack: whatcha sittin' down for           No reason...I guess it's a good place to hide. Ray: From who? Zack: AHHHHHH!? YER SURE ASK A LOTTA QUESTIONS!!           SO WHY THE HELL'RE YOU HERE!? Ray: Me? Well, truthfully...          My parents died...no.          I came here to sacrifice myself to the Lord.          I am waiting for that time. Zack: Oh I see. Ray: [pout]           Why did you ask if you don't care? Zack: Keh. I just asked ya back since ya asked me. Page 13 Ray: I see.          You're an odd person. Zack: HAAAAAAAAAAH!?            I DON'T WANNA HEAR THAT FROM YOU!! Ray: Owwwww [pinch] Zack: YA DON'T SMILE OR ANYTHIN!!            ARE THE MUSCLES IN YER FACE DEAD OR SOMETHIN!? [sting] Ray narrates: After that                            Zack appeared at the church quite frequently. [looking around] >: Max, here's your food! Page 14 >: He would come for several days on end but also not show up for several weeks... >: Maybe he's in the garden... Zack: HEY. >: WUF! [wag wag] Zack: [panting]           Keep a good grip on him, will ya! Ray: He was really quite a strange...          strange person.          So he was playing with you, Zack, huh?          That's good. >: Wuf! Zack: NEXT TIME YA GUYS INTERRUPT MY AFTERNOON NAP, I'LL KILL YA DEAD! Ray: But of course he was in the back yard where others can't enter.          And he showed up during the night.         Max has really bonded with Zack too... Zack: Guess I'll go back to sleep again. Page 15 Ray: I wonder what Zack does outside of this place...? Zack: So? [staaaaaaaaaaaaaare]           Whatcha up to, today? Ray: Working in the garden.          Are you hiding again?          I'm planting new flowers. Zack: Like I care.           Killin' time. Ray: I see... Zack: Ya don't have that book today.            Even though yer always hangin' onto it. Ray: You mean my Bible?          It should be expected that I wouldn't carry it while I'm working in the garden.           Are you interested in the Bible? Zack: Keh. Nope...can't even read it anyway. Page 16 Ray: Okay, all done. [pat pat] Zack: That dog ain't here, huh? Ray: Did you come to see him? Zack: IDIOT! NO, I FREAKIN' DIDN'T!! Ray: I thought you'd come to see him quite a lot lately.          I see... Zack: LISTEN TO ME, YA LITTLE SHIT!! Child : WHAAAAAAAAAAAAAAT!?

Page 17 >: Max is gone!?    Whyyy!? Ray: Yes. Someone came to take him in. Child: Darn. We wanted to play with him some more. Child: But at least he went to a fun home, right? That's good! Ray: I know you came here to see him... I am sorry. [door creaks] Gray: Rachel...            I'd like to talk with you. Please come with me. Page 18 Gray: I picked this up from the back yard.            This is a bad habit of yours. And I've overlooked it many times.             But now...why did you kill THIS one? Ray: That puppy really got attached to Zack.          I didn't want Zack to take him from me... Page 19           Thus I made him "mine". Gray: Goodness. I am quite disgusted with you.            We do not selfishly act to obtain our own desires. [sigh]              I knew you were not a vessel for an angel. Ray: Angel...?          No...I...          That is not what I wish for...           Father, in order to sacrifice myself for God, I... Gray: Rachel Page 20 [badum]            The God you desire is does not exist here.             No matter how much you pray             There is no "God" that can meet your conditions.              Besides that, you who cannot even be loved by others...               think God would actually love you? Ray: No... [tremble]          Stop...it. Gray: You are so pitiful. Ray: STOP IT!! Page 21 [dash] [monologue] There is no God for me? That has to be a lie!! Ahh Lord... I... I shouldn't be alive, should I... Lord God... Somehow please...! Because of that? Page 22 Is that why He will not come for me? [panting] Because my God doesn't exist? I won't accept that. Because if I do... I don't want to die while I'm still unsightly!! Will someone kill me? I thought if it was God... The unsightly me would still be accepted. I thought He could kill me and make me beautiful. [rustle] Page 23 "He is an angel". Ray: I might be no good.         Do you have a God who accepts you?         Zack... >: He always smells of blood. Why... Zack who cannot even read the Bible How can this be...? What's the difference between him and me...? If I make Zack mine... can God make me His own too...? Page 24 Zack: I SAID if ya interrupt my nap, I'd kill ya DEAD, didn't I? [wham]            Killin' that dog didn't satisfy ya enough, huh?            Little miss. [cough] Ray: Then kill me too! [glare]           Serial Killer Issac Foster! Zack: Hah            Impressive ya figured it out... Page 25 Ray: Anyone could if they did a little research...          You always came to this place right after an incident happened in town...          You're hiding from the police, aren't you?          And thanks to our priest hiding you here...          The most faithful and trusted person in the whole city...           Nobody would ever suspect him of harboring a serial killer. [pant pant] Zack: Whatsa matter?            Yer chattier than usual today, ain'tcha... [Ray stuggles for breath] Wh...y... 26

Ray: What's the difference between you and me...? [drip drip] : Why does God... Zack: God...? Yer talking about that stuff again? Ray: I... Zack: You pretend to pray... Ray: I was just waiting... Zack: Is that big heavy bible really that important to ya? Ray: For the Lord God to come for me... Zack: Ya got some nerve.            Ya intend to only make yourself clean? [grip]            Even now ya reek of blood and flesh. 27             Just try it on me.             Neither you or I would change!              Isn't that right, Ray? Ray: Me...and you...? Zack: Well, I don't rely on God though.             All right. I'm outta here.             Their search for me is gettin' more serious so I can't visit this place anymore. [wave]              See ya. Ray: Tell me, Zack Page 28        If I beg you to kill me        will you listen...? Zack: Huh...?           I ain't interested in killin' someone with such a borin' face.           And I got no intention of bein' used by you. Ray: Then take me with you.           I've lost my reason to be here... [drip drip]          If I hadn't followed you, I'd just be left behind but          If you need, you can use me as a decoy.          I'm sure I can be of use to you.          So it's okay with me to be killed by you. [flutter]           When that time comes Page 29             Kill me, please. Ray thinking: That's right. The one who kills me Page 30 Can be Him. (she is using the kanji for Lord God here) Zack: Hah.           This time yer going depend on me instead of God, huh. Ray: But I need someone to rely on         ...I guess        Plus you might be better than God... Zack: I'm not into the gross habit of purposely killin' someone who wants to die.          If ya want me to kill ya, ya gotta work with me first.         Help me escape this town.         If ya make a better face for me after we've left here        That's when... Page 31         I'll kill ya. "Serial killer Issac Foster now suspected of kidnapping" "Is still on the run" "Fearful nights continue"... Ray: That's what it says. Zack: Damn it all! It's YER fault they suspect me of kidnapping now, ain't it! Ray: Kidnapping on top of everything else doesn't really change anything though...         It looks like they found out you went to the church.         The Father must have stirred up the search for you, somehow.          Leaving the town was the right action. Zack: Geeze, whatta pain in the ass. Page 32 Ray: If I'm a burden to you, you can kill me and go on alone? Zack: Yer all I got, ya know!?            They would trace ya all the way to here, wouldn't they? Ray: Well spotted. [sigh] [ARGH!!] Zack: STOP ASKING ME STUPID BORING CRAP!!            THINK ABOUT WHAT TO DO ABOUT THIS SHIT GOIN' ON NOW!!           IT'S BAD!! [lol sirens] Ray: This is because you act without thinking about where you are, Zack...          But I'll do my best.         So you will kill me.

[tidsoptlmist]

It’s a Boy-Girl Thing - E.D.

Authors Note: so i don’t want to make this too long but 1. im lowkey back 2. i’ll try to upload more consistently 3. im sorry if this is really bad 4. thank you for all the kind messages asking about this fic!! made my hear go 💙🌲🌞🌱💖🌟💫💜🌿💥✨🌙💚⚡️🧡🌸 

PART 10 一 REPEL

Summary: Ethan and Y/N are neighbors. And although Y/N is on good terms with Ethan’s twin brother Grayson, Y/N and Ethan loathe each other and are constantly in dispute. Ethan is a popular varsity football player, who likes to be in the spotlight. Y/N prefers to stay under the radar while reading books and poetry.

Although the constant bickering between the two drives everyone around them crazy - the two live their separate lives peacefully. At least that’s how it was until they wake up one morning and everything was changed…

PART 1 || PART 2 || PART 3 || PART 4 || PART 5 || PART 6 || PART 7 || PART 8 || PART 9 || PART 10

As soon as Grayson parked his car in front of Austin’s house you wanted to leave. There was loud music playing, and not even good music. It was only 10:20pm but the driveway to the house was already filled with trash. Empty red solo cups laid in the grass and you could see old cigarette butts still smoldering.

Grayson locked the car and walked towards the front door; which was open. You let Grayson enter first. This way you could copycat his way of behaving. Grayson greeted two boys who were standing in the hallway. He swung his arms around both their shoulders and pulled their heads to his chest.

‘Max! Ryan!’ Grayson smiled happily. Max and Ryan laughed and tried to escape from Grayson’s tight grip. They greeted Grayson with big smiles and turned to you, giving you a brotherly slap on your shoulders.

‘Ethan! Good to see you man!’ Max smiled at you. You grinned at the two boys.

‘Let’s go inside, get you guys a drink!’ Ryan said, walking towards the kitchen. ‘Austin said we could take whatever we want,’ he explained while opening the fridge. Your eyes widened at the sight of the beer bottles and the big bottle of Grey Goose vodka.

To your relief, Grayson declined the beer Max handed to him.

‘Still playing the saint?’ Max joked, but you couldn’t help but notice the hint of annoyance in his voice.

‘Gotta keep a clean record so I can get that scholarship, Max,’ Grayson explained calmly while grabbing a soda can from the fridge. ‘Not all of us have rich parents who’ll pay anything to get us in a good college.’

Your eyebrows rise in surprise. Grayson’s shady comment clearly doesn’t go unnoticed by Max either but before he could reply, Grayson grabs another soda can and your arm and pulls you towards the living room.

‘Asshole,’ Grayson mutters angerly as he sips from his soda. You make a vague gesture with your shoulders as a reaction. From your place in the living room you had a great view over the driveway. You hoped Ethan would arrive soon.

He texted you earlier this night how he would be bringing Olivia, as it would have been weird if ‘you’ showed up alone at Austin’s party. He had sent you screenshots of his conversation with Olivia when he told her they were going to the party. Taking in the account that he was coming with Olivia explained the fact that he was late. Olivia was horrible at making choices when it came to clothing. You had to bite your lip to stop yourself from laughing at the idea of Olivia grabbing, what she would think was your hand, pulling Ethan into her room, and showing Ethan all the outfits she picked out for tonight. You would have paid at least 20 bucks to see Ethan's reaction to Olivia walking around in her bra and underwear, talking like there was no tomorrow.

‘Your girlfriend is here.’

You broke your staring contest with the driveway and looked at Grayson. ‘Who is here?’

Grayson nodded towards the side, your eyes followed and landed on Sophia.

‘She’s not my girlfriend!’ You told Grayson angerly and he raised his hands in defense.

‘Okay, your fuckbuddy, or whatever you wanna call it,’ he grinned and rolled your eyes, clenching your jaw in annoyance.

‘She’s not my fu-‘

‘Ethan!’

Sophia’s arms wrapped themselves around your shoulders and pull you close to her.

‘Hi Sophia,’ you greet her awkwardly. She turned you around and smiled happily at you, her breath smelling like red wine. You can see Grayson walking away from the corner of your eyes. So much for brother-love, apparently.

‘Hi babe!’ Sophia started to lean in. Just in time, you realized how she’s about to kiss you. You quickly turn your head and her lips touch your cheek. You can feel your cheeks heating up, your face twisting in embarrassment.

‘Do you want a drink? I can get us something?’ You ask her before she can retry kissing you. She takes a second to think about it.

‘Actually yes. Could you get me a glass of red wine?’ She flickers her lashes at you - probably under the impression of it being ‘cute’ while it just makes her look like she has something in her eyes.

You unwrap yourself from her arms and walk toward the kitchen. You fill a glass with wine for Sophia and cruse when you spill some on the white countertop. You quickly wipe it away with a kleenex and get another soda from the fridge for yourself. It takes a second to convince yourself you really shouldn’t take a sib (or the whole bottle) of that Grey Goose vodka - just to make yourself a little more comfortable.

You walk towards the kitchen door, eyes focused on the glass on wine, trying not to spill more. Just when you want to take a look where you’re going, a body collides with yours.

A yelp leaves your mouth, scared you’ll spill wine on yourself. Luckily you only spill some wine over your hand and not on your own shirt or the person you bumped into.

‘Y/N? Why do you have wine?’

You look up and see your own face. ‘Ethan!’ You breathe, relieved seeing him.

‘The wine is for Sophia, she wanted some,’ you explained yourself, putting the glass down and washing your hands. Ethan nodded and refilled the glass while your dried your hands.

‘I’m glad you’re here. I’m already so ready to leave! Grayson snapped at Max and Sophia cornered me and tried to kiss me!’ You told Ethan.

‘I’m sorry I’m late but that’s completely Olivia’s fault! She made me choose an outfit! And she started changing in front of me! Is that normal for girls? Do you get naked in front of each other all the time?!’ Ethan's cheeks turn a light shade of pink. You chuckle at his discomfort.

‘C’mon, like you’ve never seen a girl in her bra before!’ You joke but Ethan ignores it. You two walk towards the living room to hand Sophia her drink.

‘You said Grayson scolded at Max, why was that?’ Ethan asked, his face close to your face so you could hear him over the loud music.

‘Don’t really know. Something about Gray and I not wanting a beer and Max mumbling something about Grayson playing for a saint.’ You explained to Ethan. He clenched his jaw in frustration.

‘Max is always trying to push us into drinking and doing drugs. I think we’re losers for trying to stay clean.’ Ethan said. ‘But, unlike Max, we really need a scholarship to pay for college.’ He huffed in annoyance. You notice his discomfort when mentioning the scholarships and stop walking and turn to Ethan.

‘That what Grayson said too!’ You smiled at him and you rest your hand on his. ‘And Gray also said that you shouldn’t worry too much about those scholarships because you both will be all right. He said multiple ivy leak schools already contacted the coach!’

Ethan sighs deep and you can see his shoulders relax. ‘Yea, you’re right. Thanks, wiseass.’

Before you can react to the nickname you hate a high pitch scream fills your ears.

‘Here you are!’ Sophia’s claw-like hands grab your arm and pull you away from Ethan. The wine in your hand almost spills for the third time that night. Sophia, however, grabs it from your hands: just in time. She downs the whole glass in a way she could do a fraternity proud and gives you a sly smile when she finishes.

‘Why were you talking to that girl E?’ She pouts as she wraps her arms around your shoulders and neck.

‘She’s such a nerd! And ugly too!’ Ouch, that hurts.

‘I mean have you seen what she’s wearing? Such a nun! I’d rather be a slut than such a prude!’ Sophia pushes you back towards where everyone is dancing. You quickly look at Ethan, who is talking to Olivia. He’s wearing a black turtleneck with a dark velvet green spaghetti strap top. He tucked both into high waisted jeans and combined them with boots. You know that Olivia helped him pick because you would never wear something like that yourself.

‘I think she looks nice,’ you say and Sophia gives you an annoyed look. Jealous?

‘She’s a bitch and a know-it-all! How do you even know her!?’

‘She’s my fr-’ you stop yourself before you could finish that word. Were you and Ethan friends?! You shake your head to clear your mind. You and Ethan could never be friends. You hate him!

‘She’s in my history class and my project partner.’ You correct yourself. But Sophia is too far gone to be really listening. She has her eyes closed and slowly dances to the music. She pushes herself close against you and again you are confronted by the fact how tall and broad Ethan was. You awkwardly hold her so she doesn’t fall. A smile formed around her red lips and she starts to grind against you, front to front.

‘So-Sophia what are you doing?’ You mumble, feeling the blood rush to your head, buzzing in your ears. Sophia, however, either does not hear you or does not care. She turns around and presses her ass firmly against your lower parts. You recoil your body as fast as you can, but Sophia is just as fast as she turns around again and grabs your firmer.

‘Hmm Ethan,’

You almost choke in your own saliva when you hear Sophia’s moans. This is not fucking happening. You can feel her hands and long acrylic nails run along your arms, along with the goose bumps, which are not caused by excitement but utter discomfort. Your eyes dart around the room, desperately looking for help.

‘Let’s go upstairs Eth, I’ll let you have your way with me,’ Sophia moans, slowly kissing your neck. Her hand travels lower and lower until it is at your belt. She lays her hand on Ethan’s junk and you jump away. That’s the last straw, you think. I’m not going to let myself and Ethan be sexually assaulted by a bitch like Sophia.

‘I’d rather not, actually. I’m gonna leave.’ You say and push her back on her own feet.

‘No you’re not!’ Sophia hisses and grabs your belt. ‘You can’t just deny me when I say I want to have sex with you! I’m the hottest girl in the school!’

‘Well Sophia, I know what you’re like in bed and I’m good for the night. If I wanted a groaning foaming animal I’d visit a zoo!’ You jank her hands off your arms and walk away.

‘I wouldn’t walk away if I were you Ethan Dolan. Or I’ll tell everyone you only last three seconds!’ You turn towards Sophia.

‘Everyone already knows that’s not true,’ you say calmly raising your eyebrow at the drunk girl. She looks like she’s about to cry but you don’t feel bad for her. ‘Just like how everyone already knows that you used your sister’s ID to get a boob-job.’ You thank Olivia for her love for gossip once again. You turn around and walk away to find Grayson.

‘Ethan! Ethan!’ Sophia follows you around the house, screaming for your attention. You walk outside when you can’t find Grayson and suddenly hear Sophia stumble. You turn around, just in time to see her vomit over the front lawn. Your faces twist in disgust.

‘That’s vile.’ You hear a familiar voice. You turn and see yourself.

‘Ethan!’ Your voice dripping with relief. ‘I’ve been looking for you and Grayson, I want to go home.’ Ethan nodded, still looking at Sophia, who is leaning on the side of the house while still spitting out some of her dinner.

‘Let’s get her inside and we’ll look for Grayson.’ Ethan says and the two of you bring Sophia inside. You put her on the couch while Ethan gets a cup of water. The two of you wait with her when she drinks the cub, her eyes still being vague from all the alcohol.

‘I cannot believe that you used to fuck her,’ you say when Sophia closes her eyes as she lays down flat on the couch. Ethan stays quiet and looks at Sophia with a weird expression on his face.

‘You know she tried to grab your dick when we were alone? That's sexual assault!’ You look at Ethan but he only raises his shoulders.

‘You sure you didn’t get a hard-on?’ He smirks after two seconds and you push his shoulder.

‘I could never! Not from Sophia!’

[cryingbilldenbrough]

hi i want to request some ryers from you. idc what it is, i just want to read something about that beautiful ship written by you. literally. you can write about anything you want. please and thank you. (i deserve this for the number of times you’ve made me cry thanks)

ok so just remember that u asked for this

i feel like a lot of ryers stuff has the idea that richie moves to hawkins so let’s switch that

will byers moves across the country to derry, maine and the fresh start isn’t quite what he thought it would be

johnathan isn’t with them, having graduated high school and gone off to college 

joyce rents a two bedroom house and there’s no Johnathan’s Room anymore, no place for will to go and lay on the floor and turn on the boombox and let The Shins drown out the biting wind in his ears

it’s two stories, with stairs that creak under his feet and the basement isn’t like theirs was back home, solely for storm shelter. there’s shelves all along the walls for canning and storage and will spends a whole day down there exploring

anyway he rolls up to derry high school on the first day of sophomore year, his mom sitting in their idling car near the buses, and shoulders his backpack

he keeps his head up

because this is the first time he’s been able to restart and no one in derry knows, man. he’s got the chance to reinvent himself which is every teenagers dream!! 

he slides into his first period homeroom class and there’s a kid in the back who looks as apprehensive as will feels and the boy introduces himself as ben hanscom after class, offering to show will around

“ive been the new kid before” he says, warm and with a smile and will gets a big lump in his throat because he misses dustin SO BAD

ben hanscom invites him to sit with his friends at lunch and will stands through the lunchline for what feels like forever, anxiety swimming in his stomach

but the Party (not a party, will, they’re not the same try not to think of that) is so welcoming and kind? 

eddie kaspbrak is a small boy who pauses mid-rant about the disgusting boys bathroom on the third floor to offer his hand out for will to shake

beverly marsh has max’s firey hair and el’s powerful nature and she winks at will and says something about his haircut and will blushes and ducks his head because while he’s not really interested in women, beverly marsh is everyone’s weak spot/exception

stan uris is quiet and will almost glosses right over him until stan says something wry out of the corner out of his mouth, stopping the entire group in their laughing and joking and they’re deathly still until stan’s facade cracks and he grins at them, all dimples

will notices the air of tension during the pause wasn’t apprehension, more like the group was simply Waiting for stan to give in and accept that he’s told a joke

mike hanlon is quiet with an air of serious consideration, like he’s cataloging everything they do and say to save for later

he looks a little haunted, a little fucked up, and will thinks he recognizes the dead look in the boy’s eyes

mike reminds will of sheriff hopper, kind and haunted and sad

bill denbrough is will’s favorite right away. his eyes are alight and he smiles out of the side of his mouth, guarded, and he makes will feel kind of like the only person in the world when he talks to him

he compliments will’s notebook which is covered in little doodles and will has a weird moment when he’s like Wow i would do anything for bill denbrough? whom i have just met?

basically bill denbrough has +20 charisma and will saves that thought in his back pocket to revisit later

and finally

there’s richie

richie laughs while eating and sprays milk all over the table and has coke bottle glasses and a dumb goofy grin 

he ruffles will’s hair when bev compliments it, sticking his hand across the table and rubbing down just a little too hard

will slaps his hand away, so used to johnathan doing it, and richie laughs and laughs

stan explains richie to him while the other boy is turning his attention to eddie kaspbrak who swears at him, saying “whenever richie needs to shut up, we just say beep beep richie and that does the trick”

will doesn’t get the chance to try out the trick until lunch is almost over, warning bell ringing and everyone scrambling to wrap up the rest of their lunches for later or to throw away

and as will stands up, a book falls out of his backpack

it’s a Dungeons and Dragons guide, the one mike used to map out their campaign  

(”take this with you,” mike says, thrusting the book into will’s hands. they’re standing in the bare byers living room, hands stuffed in pockets and surrounded by cardboard boxes. 

“no, you need it,” will argues “you gotta finish the campaign” and man this hurts really fucking bad

“i bought a new one,” mike says quickly, making will take the book and wrap his fingers around it “besides, we all signed this one”

will opens the front cover and there’s writing all along the inside, little notes and drawings from the Party to him

will holds it to his chest and then brings mike into a hug, the last one before he leaves hawkins for probably forever)

“what’s this?” richie says, holding it out and will tries to snatch it back but richie’s fast “this is some next level nerd shit” he says 

and will knows he’s kidding but years of being called freak dont do well for self esteem and will is blinking back tears before he can stop himself 

“beep beep richie” he says in a choked voice and nobody else but them is paying attention which will is thankful for because crying in front of his new friends is NOT COOL

and as soon as he says it, richie’s fingers go lax. he gives the book back without a second more of fight and will blinks and tries to calm down and richie’s just looking at him

“it’s from my friends” will explains and richie nods, little and thoughtful. there’s a beat, a moment of peace and silence, and then richie’s throwing his arm over will’s shoulders

“welcome to the losers club,” he says, warm and understanding

and will byers has a new party, a club full of laughter and love and a power he doesn’t yet understand

for the first time in a long time, will belongs again

but this is derry and in derry the dead don’t stay dead and that includes dead pasts

will opens his locker one day and a balloon floats out

it’s red, almost transparent from how overblown it is, and it drifts at exactly his height out into the hallway

will reaches a hand out, to touch and figure out who the fuck put that in his locker and what the fuck it is

and the balloon spins

ZOMBIE BOY it says in happy white letters

and will blinks and he’s in the Upside Down

it’s not real it cant be real but the cold is biting and the wind is chilling him to the bone and derry is covered in vines but it’s different this time? theres a smell of decay in the air that hawkins didnt have, the scent of actual real death and it smells like brick and concrete and a sewer and the bodies of hundreds of dead kids

will’s hyperventilating, crying and stuck frozen and the balloon is still there and it drifts towards him and it’s getting closer and the demogorgon isnt there but there’s something else, a presence of evil he can FEEL and it sounds like dripping water and fingernails on steel and breaking bones and wheezing breath

there’s lights in the distance, three of them swirling together in a drifting dance

just when will thinks it’s real, just when he’s giving into the swirling lights and blowing wind and the shiny red balloon

the balloon pops

the sound is a gunshot, shocking him out of the trance and will blinks and he’s back

he’s in the hallway and the balloon is gone and the Upside Down is gone and richie tozier is there

he’s got his hand outstretched towards will and he’s saying something that will cant hear over the rushing wind in his ears

“are you okay?” he thinks he sees richie mouth and he forces himself to nod

later, after he’s explained it all, richie tells will he found him staring at the wall, catatonic and crying

will wants to be embarrassed but he’s only grateful for richie for bringing him back

“it was a balloon?” richie says, voice hushed. they’re in the boys bathroom, crowded together in the furthest stall while they skip class

richie had stuck his sneakered foot on the toilet and hoisted himself up to open the window

he pulls a pack of cigarettes out of his back pocket and offers one to will, which he declines, before lighting up and taking a drag

“yeah” will responds

“fuck” he breathes out, smoke leaving his lungs and it smells strong enough that it erases the scent of this new Upside Down from will’s nostrils, replacing it with menthol and richie

“did you see…. a clown….” richie says and will wants to laugh but he looks serious

not just serious

richie looks downright scared

he’s shaking a little, the cherry of his smoke bobbing in the air and will knows that kind of fear, the primal urge to fight or flight and richie looks kind of tired and weary too

“no” will says and richie sighs, relieved

he doesnt want to tell richie he saw the past and the future at the same time, an alternate and adjacent universe far beyond anything either of them could comprehend

richie takes another drag off his cigarette and sets his jaw and will thinks he’s making a decision

“meet us at the clubhouse after school” he throws the cig out the open window and leaves will, the bell ringing in the distance

when will shows up in the barrens, backpack over his shoulders, they’re waiting for him

the clubhouse is hidden and will has been to it a few times and still sometimes has trouble picking it out, camoflauged with brush and leaves

he drops down into the ground and the whole Club is there 

he draws his knees up to his chest as richie tells them all of how he found will, explaining the dead look in his eyes 

(”they almost looked…. grey” he says and all the blood drains out of bill’s face in the light of a few candles)

richie hands it over to will to explain what he saw and will struggles through his explanation, trying not to let onto the fact that he’s some freak with Now Memories and a haunted fucked up past

but the Club doesn’t look… surprised? scared?

they look frightened and tired and weary and sympathetic

stan uris has his knees drawn to his chest and is running his fingers over the sides of his face, over faint scars will never noticed before

“sounds like…” eddie trails off

“i k-know what it s-s-sounds like,” bill says 

“sounds like what?” will asks and hes kind of pissed off because they all look shifty

they’re hiding something, some secret related to balloons and death and fucking clowns and will byers is so FUCKING SICK of being out of the loop

of being left out of the plans because he’s weak and people are afraid of him getting hurt

“sounds like what?” he repeats and the group collectively flinches

“look, we don’t know exactly” ben starts

“it’s hard to pinpoint exact memories,” bev finishes for him and they share a look “we can’t keep track of all of it,” 

“they c-c-come and go” bill says and eddie nods and richie looks sick and angry

“what happened here?” will asks, voice low

the group look at each other, the lucky seven sharing their cosmic energy and deciding to pull another into their chess game with death

they make a decision, an election, to tell the story, the history of their haunted town and the fog that covers it, the story of a manifestation of Evil and their ever-tiring fight against It

will feels richie’s hand slip into his, sweaty and shaking but grounding

he turns to look at richie and the boy is smiling at him, soft and guarded and will thinks he’s very lucky to have met this group, haunted pasts be damned

“derry,” mike hanlon starts, licking his lips, “is not like other towns”

send me headcanons/prompts/requests!

[pkmnjesus]

P J a shipper? SHIP-A-THON ‘18

𝒫𝒶𝓇𝓉 𝒱𝐼𝐼

My case with the others:

Now the ships I like listed here are uncategorized by any series of the main-core anime series, such as QuestShipping. This pairing between Jimmy/Kenta (Trainer Gold’s anime counterpart) and Marina (Trainer Kris’s anime counterpart) can only be seen in the Legend of Thunder anime special. While their feelings for each other are flat out obvious, it’s nice to see a main protagonist that actually responds to a girl’s feelings for him *cough* *cough*

Other examples of unlisted pairings are Flint and Lola, Brock’s parents. They’re weird bunch if you’ve seen the anime specials they were in, but their love is definitely strong as a rock. Not even redesigning the Pewter gym to a water type gym with streamers around could break this marriage. And speaking about their son... 

The case with Brock/Takeshi: Now Brock deserves a special mention for this ship-a-thon post he is always finding for new love every day with every girl his age or older he meets. Unfortunately 95% of that he gets reject and gets his ear pulled, or poison jabbed. But there is that 5% of females that do like him (he didn’t really like the younger ones back though). And out of all that liked him back, Pike Queen Lucy from Battle Frontier was my favorite one (LuckShipping). I really got mad at Max for dragging him out in the end of that episode, where we clearly see Lucy blush. What’s funny about all of this is that she probably only liked Brock because most of the Pokémon she had at home had the same eyes (e.g. Skitty, Swinub, Snorlax) as he did xD I bursted out laughing because of that scene. On the friends side of things, he was Ash’s first big bro and chef. It’s amazing to see how close they were traveling for 3 series straight (the only companion to do so). GymShipping (Brock and Misty) had some cute moments too, but mostly goofy ones (like with Max’s ear-pulling lol). Big bro Brock also applies with May when she helps him buy for traveling supplies in Hoenn, or with Dawn giving her advice to lighten up during her times of depression. WE <3 YOU BROCK, screw all the girls that rejected you!

RocketShipping / KojiMusa (Jessie/Musashi & James/Kojirō): The favorite villain ship of the series definitely has a special place here in the others section since they were basically in every series! Take that Butch & Cassidy (I kinda ship them too) with your unoriginal motto! Along with PokéShipping, this is one of the most respected older ships in the community (as it SHOULD BE for being the longest running one TO THIS DAY). I feel like they’re already a married couple discussing plans every night before going to bed on how to catch Pikachu. This also the first adult pairing I grew up loving whether they eat, argue, cheer (in Jessie’s contests and performances), or blast off together, it’s really nice to see a mature (not really if you think about it lol) pairing over the course of 20 years in this show. Favorite moment - All the episodes with Jessebelle/Rumika (James’s childhood “friend”) in it. I remember watching the first one where they introduced James parents, and actually seeing a good side of James for the very first time outside of Team Rocket. At the end of that episode is really when the ship was sold to me. James pulls Jessie aboard the Meowth balloon, and they look into each other's eyes promising to continue to live without anymore personal commitments and resume Team Rocket operations. I’m sure hardcore RocketShippers loved that scene as much as I did. Unfortunately because of that sweet moment, they forgot about Meowth who was still in the ground running to the balloon as the episode ended xD

Meowth’s/Nyarth’s loves: Meowth has had its fair share of romances too that deserves a bit of mentioning. Meowzie was the first one he fell for, and in fact was the reason why he can talk and walk like a human! Too bad she had preferred to be with the Persian :( That episode broke my heart too because I was rooting for Meowth to succeed. After that we saw multiple occasion where he was infatuated with other Pokémon, such as Skitty, Glameow, Purrloin, and others I might be forgetting. KrazyShipping is the cat and mouse relationship he has with Ash’s Pikachu, although I really wouldn’t say there’s that much love in this relationship (gets shocked like every time they meet lol). In the end, his one true love is helping and aiding Team Rocket with Jessie and James (he loves them each of them you know it)...or fetishes with Giovanni fantasies. 

Inter-region interactions: There are some fantasy shippings people would like to see happen because of region barriers (I NEED MAX AND BONNIE TO MEET), however some came true in the form of cameos like Misty and May, May and Dawn, Brock and Cilan (FAV!! Gotta love the experienced chefs), Brock and Kiawe, or even Piplup and Oshawott (best Pokémon meeting/rivaly ever). But I would have to say that Misty and Lana’s recent interaction is worthy of praise. The two trainer specialists showcased their love and passion for water type Pokémon when they swam together finding the Gyarados that startled their group. There’s a bit of a watery rivalry in this cool and clean wet relationship (okay I’ll stop the water puns). I would definitely pay to watch a spin-off just between these two sailing the oceans of the Pokémon world together, and diving into the deepest part of the sea just to see more Pokémon. 

Movie shippings: There are a couple of movie shippings to take into account over the past 20 years, especially with the movie exclusive characters. I would have to say one of my favorite ones (besides AccordShipping that I explained in a prior post) is in Pokémon Heroes with Ash and Latias (AltoShipping...though MareShipping is the Bianca alternative term of the ship). This human Pokémon relationship is just so unique since Latias could transform to the human form of the movie’s Bianca (kind of creepy if you take advantage of that). Another one worth mentioning is CarnivalShipping in the Jirachi movie. I don’t remember much, but I know that Butler and Diane were an awesome magician & assistant dynamic...too bad Butler had evil intensions with Jirachi that made me (and Diane) lose respect for him a bit (he later redeemed himself but cmon man).

Game ships: Like with the movies there’s a lot of game shippings to take into account, but my favorites would have to be from Gen. V! I do like the pairing of Dawn and Lucas from Gen. IV and the player with Lille/Hau OR Lillie and Hau themselves from Gen. VII. A lot of obvious hints too! But the Gen. V games had AgencyShipping, FerrisWheelShipping, SequelShipping (FAV!!!) and VisorShipping. I don’t know why but the character designs stuck out to me and really enjoyed its characters emotionally. But I would definitely have to say TransceiverShipping is my favorite game ship simply because it is the first time where you can actually have a DATE OPTION IN A POKÉMON GAME. Whether if it was the male player and Yancy, or the female player and Curtis, the mysterious conversations you have with the Xtransceiver build up to the eventual date you’ll have with them. Some very, very cute stuff if you haven’t experienced it yourself. Go play Pokémon Black or White Version 2 NOW!!!

Shippings from Pokémon Adventures manga/PokéSpe: We gotta show some love to the manga side of things too! One of my favorite PokéSpe shipping include LuckyShipping (the flirting in here IS REAL), FranticShipping, ChessShipping (manga counterpart of AgencyShipping), and the pairing of X and Y (don’t know the name for that one). But SpecialShipping to me takes the cake on my favorite manga ship simply because of Yellow’s shy feelings for Red. It’s kind of like AmourShipping in a way, since Red is a bit dense in his own right to notice Yellow’s feelings AND Red and Yellow had their own childhood history before the Adventures storyline. It’s just very very adorable, and full of blushes! If you aren’t into PokéSpe, but love shipping cute characters together, you should definitely give it a read! 

KetchupShipping (Pikachu & Ketchup/Kechappu): BEST. SHIP. EVER. Favorite moment - The moment where Pikachu first laid eyes on that delicious bottle of ketchup at the Dark City episode, and licked it with cute pleasure :p

.....okay in seriousness what I really want to be talking about is PikaShipping

Of course the final Pokémon shipping I have to showcase here is between Ash/Satoshi and Pikachu of all people and Pokémon! I can’t really say favorite moment because almost every time these two interact, it is always a great moment in my book! RocketShipping maybe the longest, but this beats it by an inch because there isn’t a single episode where we don’t see Ash with Pikachu by his side. They made this show work ever since it started, and everyone around the world knows this dynamic duo since 1997! Ash leaves every Pokémon behind after Johto, BUT NEVER HIM. Everyone in the anime has had their one special Pokémon partner (Dawn and Piplup, Iris and Axew, Bonnie and Dedenne, Sophocles and Togedemaru, etc...), but it is not quite like the courageous and close bond that Ash and Pikachu share. Nothing will ever beat their Pokémon partnership...NOTHING!!!

P J’s ship-a-thon: OS | AG | DP | BW | XY | SM | Others | Non-Pkmn ships

[soulspideys]

A Review of Tom Holland’s Complete Filmography

According to imdb

I had a lot of free time, so I decided to watch every movie Tom has acted in, according to his imdb page. I review each film, some with separate spoiler-free reviews.

spoilers under the cut

Arrietty (UK dub)

Not much to say about this one, so both reviews will go together. Tom plays Sho, the sick boy who finds Arrietty and her family. Quite similar to the Disney version, though a little less childish and fun. An enjoyable viewing; I find both English dubs interchangeable.

The Impossible (2012)

Wow. For my spoiler-free review, I just gotta say: watch this movie!! The whole cast is phenomenal, and Tom really does carry the story. He’s a 12-year-old boy on Holiday with his family when a tsunami hits, and we watch his struggle to get his mother medical attention and reunite with his father and little brothers. For such a young character, it is truly remarkable to watch him steal every scene. Definitely recommend!

Spoilers: I cannot stress enough how amazing this cast was. Of course, the movie had its flaws, with three of the main cast being portrayed by children, but it was still remarkable. The way Tom shows Lucas’s character development was remarkably done, and every time Lucas breaks or begins to scream, you’re reminded how young these children are. Ewan McGregor, as always, played his role to the best of his ability, and as he showed a mourning dad desperate for information on his family, you could feel your heart break with him. Naomi Watts, of course, was phenomenal. Just an all around remarkable film, and one that really showcased some of Tom’s strong suits. Quite graphic throughout, but if you have the stomach, I highly recommend taking the time to watch young Tom act his heart out in crisis.

Moments (short film, 2013)

mmkay so this is just a short youtube film, but it’s pretty great. It has Tom doing a voiceover with a montage of a boy and girl in a relationship. Heartbreaking, sharply done, and quick, it’s worth the four minutes of your time.

Locke (2013)

This one’s about a dad on a car ride and how his life kind of falls apart over the course of a few phone calls. Though Tom has a very small part in this film (it’s just his voice for like five minutes, max) he does it well. You understand the relationship between he and his father, and he sounds just a like a teenage kid waiting to watch a match on tv would. The whole film isn’t really necessary if you’re just watching for Tom, but it’s actually really remarkable. Would recommend, just be aware this isn’t a “Tom” movie.

How I Live Now (2013)

ALRIGHT, BUCKOS, STRAP IN! I have my fair share of complaints with this movie, but Tom’s character (Isaac) is NOT ONE OF THEM! Basic plot: an edgy™ American girl comes to stay with her cousins in England, and WWIII breaks out and they get separated and she’s trying to find them. It’s enjoyable, Saoirse Ronan does a great job playing her character, and I’m glad I actually watched it.

Spoilers: She falls in love with her eldest cousin, and that’s a main instigator of the plot. GROSS. But it’s her middle cousin, Isaac, that really made this movie tolerable. Tom plays a 14-year-old kid that really just wanted his cousin to enjoy her stay without letting her walk all over him. He and Daisy exchange banter, and he never lets her negativity get to him. For the first half an hour, he spends all his screen time trying to make light of situations and caring for his family. Then, they kill him off after seeing nothing of him for 40+ minutes. NOT. COOL. Daisy tenderly buries his glasses after finding his dead body, but they don’t really mention him again until the little sister is like “lmao where’s isaac???” He deserved far better. I will probably watch this movie again, but it really goes downhill when you take his positivity and warmth from it.

Tweet (short film, 2015)

Another short youtube film. This one stars Tom’s youngest brother, and is very witty and cute. You get about thirty seconds (max) of Tom onscreen, but he actually directed this! V v adorable, I recommend those two minutes of cuteness.

In the Heart of the Sea (2015)

Ahhh, the origination of the iconic Quackson meme. Won’t lie, I was a bit disappointed by this one. The movie is based off a book that is telling the “true story” that inspired Herman Meville to write Moby Dick. Tom plays the young version of the sole survivor of the ship Essex that was attacked by a white wale and marooned for months. A rowdy period piece full of action and high tensions, it’s a good popcorn movie.

Spoilers: The pacing was really weird. They spend the first hour of the movie sailing around on a nice boat, hunting whales, and bullying the new kid (Tom). The captain is jealous of the first mate so he makes dumb choices. Tom’s character (Thomas Nickerson) thinks the first mate is the coolest guy ever. And suddenly!! WHALES. FIRE. TENSIONS. There’s literally like fifteen minutes of whale smashing, half an hour of floating around and starving and cannibalism, and the last fifteen minutes are split between angsty old Nickerson and everyone making it home fine. The idea was interesting, and the cast did wonderfully, it just felt like the production was a bit rushed. Would still recommend!

Captain America: Civil War (2016)

I’m not really gonna review this, we probably have all seen this. I just wanted to put it here so it’s all his films. Tom’s great. The ideal Peter. A quality beeb. I’m so sorry that I said beeb. WOW I LOVE THIS SPIDEY!

Edge of Winter (2016)

Okay!! I was really excited to see this one, and it was perfectly mediocre. A quick summary: Bradley (Tom) and his little brother are left with their dad for a week or whatever. Their dad finds out that their new step-dad is planning on moving the family and freaks out. Horror movie cliches ensue. An interesting concept with a pretty decent cast, but lacking in certain areas. A mellow horror, much more of a thriller.

Spoilers: Tbh Luc and Richard felt a bit flung in, and there was a lot of unrealistic things. Like... Brad drives a car for like a mile one time and then at the end he’s fine driving miles and miles to get away. Also what happened to their dad?? It’s never discussed at the end. And ik this is about Tom (don’t get me wrong, he was great) but can we discuss the little brother??? Honestly the two brothers pretty much carried the film and they did amazingly! If it had the proper score, I feel it would have boosted the film’s quality tenfold. Altogether, an enjoyable movie to watch when you want something freaky, but not too bad.

The Lost City of Z (2016)

Quite possibly my least favorite movie on this list, but that might just be me. Percy Fawcett is an explorer that becomes obsessed with his search for the lost city he calls “z” in the amazon forest. Despite ridicule from his superiors, he dedicates his life to it. His family feels he has abandoned them, but still support him. It’s literally 2 hours and 20 minutes of this dude looking for native inhabitants of “amazonia.” There are long, sophisticated scenes of dialogue. This is a movie you need to pay close attention to in order to capture completely. 

Spoilers: It’s probably bc I was watching the movie for Tom, but I was disappointed. We get maybe 20 minutes of Tom, the majority of that just squeezed into the end. Tom’s character development felt rushed and flimsy. Robert Pattinson’s character was great, and honestly, why did we not get more development from him??? It was a lot of dialogue with not a lot of movement. Probably like a 5 or 6 out of 10. Just a bit of a mess.. The best part was probably what an early feminist his wife was.

Pilgrimage (2017)

okay so this movie isn’t technically out yet but it’s online illegally (ssssh.....) and I really wanted to see it. I was prepared to dislike it bc people kept talking about how dark it was, but it was actually very enjoyable. Definitely gory and v intense, but all the same, a good story. Possibly the best showcase of Tom’s talent yet (other than hoco obs). Be warned: it can be very hard to watch at times, but stays true to its story.

Spoilers: ok so tbh sometimes it felt like the movie couldn’t decide who it wanted its main character to be. We see Mr. French Richard Armitage Princey a lot, and the herbalist, and the French Priest dude, and definitely a lot of The Novice (Tom), but it wasn’t until the end when it becomes clear that we were watching through the eyes of the Novice. Where Edge of Winter’s big climax failed to feel high-stakes when it was, Pilgrimage does the opposite. During the final scene, I went “oh, yeah, this is the climax!” and it felt v high stakes. Definitely dark and gory and intense, but an intriguing and fascinating film to watch if you have the time.

Spider-Man: Homecoming (2017)

Wowowowow i love tom and he’s so good and i can’t wait to see more spidey YEET!!!

thank you for reading, let me know if this helped, and i will probably continue to add to this as more of his movies come out :)))

[fulloflesbeans]

Hazel Eyes & Cake Pops [Ch. 20]

Read on Ao3 here

For the first time, week ten was uneventful and not as hectic as it usually was. Maybe because I actually got my assignments done and actually liked them; I owe it all to Kate in more way than one. She became sort of a motivation for me, both for Sunday and for taking the time out to hang out with me whenever. Not just physically too; I don’t think I’ve ever text someone so often. Every single day, a good morning text and a goodnight one, whatever the conversation turned out to be. There were a couple nights she texts me, not with the single-worded greeting, but with a YouTube link to a cat video.

I didn’t question it; it was such a Kate thing to do.

When the week was over, I rested on Saturday, lying on the couch I learned to be comfortable on, and texting her back and forth.

Are you ready for tomorrow? I could feel how happy she was through the screen.

If I was honest, I wasn’t. I was ready to explode from feeling the way that I did. My racing heart and my fidgeting hands felt… different, somehow. It wasn’t unwelcomed.

As ready as I’ll ever be.

It was established that Chloe was going to drop me off at her apartment. Kate said that everything was within walking distance of each other.

It was kind of late and I was home alone, since Rachel and Chloe went out to HUE sf again. Rachel really wanted to watch her work behind the bar. Because it was tomorrow, I had to ask:

Are we going to church?

It was pretty obvious, mostly because of the day. I thought people went to church earlier, but what the hell did I know about going there? It was going to be an interesting experience for someone like me.

That’s in the morning. It’s only an hour long, so you won’t be suffering for so long.

I won’t be suffering! Bored, but I’ll pay attention.

I hoped to meet her friends, especially the ones creating the short film. I learned recently that our school was having a special film festival with the theme called “Growth.” It was pretty clever.

I can promise you that the rest of the day will be good!

All days are good with you in them.

I hesitated to send it. I pressed “send” as quickly as I could before I thought about it too long.

I lied on the couch in a ripped-up shirt and shorts, finally feeling the heat of late-March. I let my legs hang off the armrest, swinging them as I waited for more texts to pop up. I still had the yellow bracelet around my wrist.

You’re a smooth talker now?

Smooth as sandpaper maybe.

A dumb grin stayed plastered on my face as I stared at the text bubbles. I left the messages and was greeted by my phone background, which was still of the forest in Arcadia Bay. I needed to change it, it has been a year away from there, but I haven’t found a good picture to replace it with.

You don’t give yourself enough credit!

Kek are you saying I’m smooth?

I sat up, taking my legs off the armrest to answer a call I was getting from Rachel.

“Hello?”

“Hey Max, how are you? Doing okay being alone?” It was quiet on her side, she had to be outside or in the restroom.

“It’s not that lonely. I’ve been talking to Kate.”

“Of course,” she chuckled, “Must be nice to be all bi yourself.”

It took a minute for me to understand that, “… Oh, my dog, what did Chloe do to you?”

“Hey, I’m bi too, the joke was too easy.”

I could only roll my eyes. It was genius.

“We’ll be back sometime in the morning. Before you have to go, for sure!” Rachel reassured.

“It’s at ten, don’t worry.”

“I know, I know,” she finished with a sigh, “Anyway, gotta go. Can’t stay in a bathroom forever.”

“Have fun partying.”

“Will do. See you later.”

She hung up first. Another message greeted me as I put my phone down.

Like silk, Max.

I had that stupid grin on my face again. At the moment, nothing else seemed to matter.

But I’m feeling pretty sleepy. She texts again.

You should sleep too. We have a busy day tomorrow after all.

Goodnight, Max. xoxoxo

I sent a goodnight back and tossed my phone aside. This was the time to give myself a pep talk. I’ve been having a really good past few weeks and I cannot afford to mess anything up. Mess-up was my middle name and the thought of ruining anything or making her feel weird about how much I truly liked her made my head hurt. Pressing my hands against my head, I was hunched over, trying to stop those thoughts from shutting me down. I had to have more faith in myself.

The initial feeling was the worst. The pain in my chest hurt and the tips of my fingers felt like pins and needles going into them.

Maybe I shouldn’t go… I should cancel… She’s never going to talk to me again once she knows…

I was slowly but surely learning to act around her like how I act around Rachel and Chloe. I was starting to overthink. I took deep breaths, standing up and hopping around, and shaking my hands around to get the feeling out. I had to stay as positive as possible. I landed on the couch again, still hunching over and a hand on my forehead. I lied down, staring up at the ceiling.

This couldn’t happen. Not right now.

After what felt like hours, I was able to catch some z’s, enough to wake up the next day to Rachel and Chloe talking.

“What should we do for their quarter break? We need to push them just a little closer.” Rachel was trying to stay quiet.

“No kidding,” Chloe said, “But let’s just do our plans and bring them along. Let them do their own thing.”

I couldn’t think of where exactly they would go, let alone take us. I stayed lying down, pretending to still sleep as they continued conversing.

“I don’t know if Max’s heart could take it.”

“She knows how to take care of herself. She has better control.”

“You think so?”

It was semi-true. I appreciated Chloe for saying so.

Rachel spoke again, “Let’s wake her up then. We’ll talk about it.”

I closed my eyes again and waited for them to “wake” me up. I thought about things I could say or do, saying a pun or a joke. Something along the lines of “waking up is really an eye-opening experience.” I declined against it, though.

“Maxmanian devil,” Chloe grabbed my arm and shook me around, “We have shit to say.”

I fluttered my eyes open and looked up at them, towering over me. I sat up and they sat down with me, sandwiching me in the middle.

“We made some plans during your week off,” Rachel started, placing her hand on my knee, “And we just want to make sure that it’ll be good for both you and Kate. You know, so you two can come along.”

“And what plans are those?”

“I’m glad you asked! It’s technically your spring break, so there are plenty of parties going off and since I want to go see Long Beach again, there are huge parties happening there. I’ve already rented a beach house.”

Again, she said it so casually, I nearly fell out of my seat.

“I don’t know…”

“We just want to make sure that you’ll be okay with going to places like that. I wouldn’t want you to be uncomfortable around so many people.”

I had to think about it. It was going to be hard, but if I keep a positive mind and balance out my time being surrounded by people and being alone, nothing bad should happen.

“You guys don’t have to worry about me.” I said.

They looked at each other, then back at me.

“Just ask if she wants to come along, okay?” Rachel patted my knee.

I nodded.

“You should get ready,” Chloe reminded me, “You have an hour left.”

I slapped Chloe’s arm, “You could have woken me up sooner!”

I stood up and quickly headed to the bathroom, hearing “At least I didn’t wake you up ten minutes beforehand.”

When I closed the door behind me, there was already an outfit ready for me on top of our hamper. Pretty sure it was Rachel. I hurriedly showered and got into my outfit. It was simple, plain pink shirt and, surprisingly, my blue jeans. I felt like my old self again.

Chloe drove me, leaving Rachel at home, and it was back to loud rock music blasting from the radio. She was bobbing her head and tapping her hand on the wheel. I guess it was now to tell her about the tattoo. I turned the volume knob down.

“Yo, what the fuck.”

“Hey, I just want to mention the tattoo thing again.” I held my hands up defensively.

She smiled at me with interest.

“I need your opinion, that is all.”

“Can’t wait to hear this shit.”

“I was thinking maybe on my shoulder blade? What do you think?”

“Hell. Yes. I’m all for it. What do you want?” She was beaming from ear-to-ear.

“That I needed an opinion on. I should totally just get a camera, huh?”

“How big can you handle? That’s what he said!” She rushed to say the second part.

I chuckled and shook my head, “Well, if you were able to handle your first design, I feel like I could do anything.”

Chloe smirked, “I’m hella excited for this!”

She punched my arm as she laughed and I couldn’t help but laugh along with her. For the whole ride, she turned the music back up and the atmosphere was so lively. In front of Kate’s apartment, we saw a few people from upstairs leave their houses with backpacks and large plastic bottles, probably going to study for finals.

“Have fun on your date,” Chloe patted me on my shoulder, “Don’t fuck up.”

I huffed through my nose and let, saying thanks on the way out. I went up to the apartment door and gave it three knocks. I looked behind me and saw that she had already left.

The door opened and Kate was on the other side, instantly smiling at me, “Hey Max, come in.”

“Thanks,” I smiled back at her, “You look nice today.”

“Thank you, so do you.”

Unlike before, she was more covered and had her hair up in a nicer bun. We sat down on her couch; thank dog Victoria was already gone.

“Isn’t it a little hot?”

“I always dressed this way. Plus, it’s more favorite cardigan. Feel it, it’s not that thick.” She reached her arm out and her sleeves still covered her hands. I felt the blue sweater and, sure enough, it was so thin I could feel her body heat.

“Did you eat at all?” She asked me.

Damn it, I forgot to grab something on the way out. I could already see her being disappointed. I was ready to lie and said I had a full meal. I cleared my throat.

“I wasn’t able to eat anything.” I mumbled.

“Pardon me?”

“I didn’t eat anything. I woke up late.”

I expected to get a hit on the wrist or a shove, but Kate asked, “Would you like something? We have those mini boxes of cereal.”

“I would love one. No fancy breakfast plates?”

“I bought them for myself,” She walked to the kitchen and went into the cupboard, “This whole week, she has been going out and eating with her friends.”

The cupboard was full of the small cereal boxes, bags of chips, and other green boxes I assumed was green tea. She grabbed a blue one and handed it to me as she sat down.

“She doesn’t even take you?”

“Oh no, I choose not to go with her. Her friends don’t like me so much…”

I ripped the box open and ate one after the other. I haven’t eaten Frosted Flakes in forever, but the sugary taste reminded me of why I stopped.

“How come?”

“I just overheard them once talking about me. Victoria defended me and that’s nice, but I don’t like seeing them. Not after that.”

“That’s fu—messed up.”

Kate chuckled, “Nice save.”

After I finished the box, we left her apartment. She did the usual and hooked onto my arm as we walked together. The sidewalk was practically empty and I was able to keep a steady pace for her.

“Oh, Rachel and Chloe are planning a road trip to Long Beach. They wanted to know if you’d like to come along with us.”

“What are you guys going to do?”

“Rachel said partying and whatever, but she rented a beach house just for us if you come along.”

“You’ll be a third wheel again, huh?”

“… Yeah, pretty much.”

Kate giggled, “I won’t be partying much, though.”

“Same for me. I’ll probably be in the room more than being with them at all.”

“…Why not, I’ll come along with you.”

I was shocked. I thought she would decline right away after mentioning anything about a party. But, I did remember that she said something about how she never actually goes anywhere during the breaks.

“For real? I didn’t think you would accept it.”

“Well, there are beautiful places there I could draw and I wouldn’t want you to be alone.”

I did a little side smile; at least I wouldn’t be alone.

We arrived to a brick chapel about another thirty minutes with lots of turns. I would have never known about it, because despite being such a large structure, it was stuck behind taller buildings. It was how I imagined churches: lots of stairs, pillars, and on the roof, the cross was perched right on the front. It was a really wide structure with plenty of doors to choose from to walk through.

I was winded from going up the flight of stairs; I hope Kate didn’t notice. She guided me in and everything inside felt so… suffocating. The pews were brown and, from the sound of people sitting down, squeaky, pure white walls with rectangular windows, red carpet, and the altar with a single brown table and a giant cross behind it. I was feeling a little nervous being in this place.

She guided me to a middle row and sat the right side. It was probably obvious that I was feeling very self-conscious. As my eyes darted around and my hands were fidgeting together, I felt Kate’s hand sneak her way in and held mine tightly.

I gulped dryly and exhaled deeply, looking at her with a forced smile. She was observing me with a worried look and I felt her thumb rubbing back and forth. I was relaxing slowly, but as soon as a nuclear family came to sit in our row, she had to let go. Her body language changed, holding her hands in her lap, crossing her ankles, and her face became expressionless.

The mass was a lot of reading, singing, sitting down, standing up, and a long speech about how the readings could apply to real life. It was so long and drawn-out, talking about how we should do what makes us happy and love everyone in our lives, I felt bad that I was falling asleep. At one point, my head landed on Kate’s shoulder, but I sat up right away. Eventually, we reached near the end of the service.

“Let’s go.” Kate whispered.

“Already? But, what about that line, thing?”

Everyone was starting to stand up and get in line towards the altar. I think it was the part for bread and wine.

“It’s fine, unless you want to wait outside.”

Nope, I needed to leave before I fall asleep. I waved my hand for her to come with me and left. I felt people staring at us as we were walking out, but I ignored them to the best of my ability. Outside, I let out the breath I was holding, hunched over with my hands on my knees.

“Are you okay?” She placed her hand on my back.

I stood up straight again, “I’m good.”

“I’m guessing you didn’t like it all that much. I told you that you wouldn’t like it!”

“I still wanted to try!”

Kate smiled and then grabbed me, pulling me into an embrace, “You did fine.”

I was frozen in place for a second. She had her arms around my neck and my hands hovered at her waist before I finally hugged her around her back.

When she let go, she said, “That was for earlier. You looked scared to death.”

“Was it that obvious?”

“Only a little bit,” she shrugged her shoulders, “We should go before everyone else start coming out.”

“Good idea.”

We left down the stairs and went deeper into the city. I was following her as we passed more businesses like flower shops, a music store, and a small pet shop with fluffy puppies at the window. Kate was acting like her holding hands with me in church never happened or how she acted after she had to let go.

Was holding hands with me weird? No, it couldn’t be because we’ve done it before. Hell, we’re doing it right now! Was it weird because it was in a church?

“Where are we going now?” I asked.

“You said you wanted to see the filming of the short film, so we’re going to the library we chose. I don’t know how many of my friends will be there, though. It is cram time after all.”

My pulse spiked up and there was a sudden pain in my stomach. What should I say when I meet them?

Hi, I’m Max. Hey, my name is Max. Hi, I’m gay for your friend.

“They all want to meet you,” she looked at me with a grin, “They’re all dorky and funny, so don’t be too worried.”

“Me? Worried? Never heard of it.” I awkwardly chuckled.

She shook her head, “You’ll be okay! They already like you and they haven’t met you yet!”

I could only chuckle. The library was only ten minutes away, thankfully no stairs. I wouldn’t have known it was library, because there was no sign outside. It reminded of school in a way, as it was also five floors from what I could tell. The building’s design was like those black-and-white aesthetic backgrounds on Tumblr. Like, huge tiles.

It was really spacious on the inside, though more white walls and large windows. Standing at the doors, I had to take it all in first. The room we were in was just a large open room, with nothing in it. In front of us, there was a large hallway leading towards an elevator. From where I was standing, my head couldn’t stop going from side-to-side to look at the large windows of each floor. What connected the two sides were bridges with glass barriers to protect people from falling.

“Holy shit…” I awed.

“Beautiful, right?” She asked me. She didn’t seem to mind me cursing.

“I hate that I didn’t know it existed.” Another thing I forgot: my camera.

“I didn’t either! My friend, Ledah, goes here to study and I was so mad that they waited until a couple weeks ago to finally tell us about this place. It doesn’t even look like a library on the outside.”

“I know!”

She giggled, “Anyway, we have to go see them! Come on!”

She held my hand again and we went to the elevator. We stayed quiet as the elevator went to the fifth floor. Pulling me behind her, she guided me through the many bookcases until we ended up in a science fiction section where a group of four people were standing in.

“Kate!” One of them yelled loudly in the middle of a library.

“Hey you guys,” she greeted back, quietly, “It’s just you two?”

“Cram session,” the same person replied, “So, it’ll be your faithful director who gives no fucks about grades and your dead inside camera director.”

Kate hummed and then pushed me closer to them, “Max, Ledah and Erin. Ledah and Erin, Max.”

“So, you’re the one that’s been taking Kate away from us,” Ledah was the one with gray-dyed hair and matching-colored shirt, who grabbed Kate into a hug, “She’s ours.”

“You’re so dramatic.” She hugged back.

“I’m your mother now.”

“Stop it.” She pushed them off.

I laughed, I felt awkward where I was, “This is a great location for your film.”

Maybe she was touchy with everyone she knew…

“You should’ve seen the other places,” Erin was the one wearing all green and was wearing sunglasses indoors, “It’s better here. Wendy’s.”

“Huh?” I raised an eyebrow.

“You never heard of that slogan? Yeesh.”

I was ready to roast the fuck out of those stupid “deal with it” sunglasses. That was a dead meme. But, the tingle in my hands and feet stopped that from happening.

“You guys are too mean to her.” Kate slapped both of them on their arms.

“Don’t slap your mother like that.” Erin gasped, placing their hand over their mouth.

“Oh, and these two are our actresses.” Kate went up to the two girls talking to each other. I weakly waved my hand at them and they were smiled and waved back. One of them strangely looked like Kate, due to blonde hair and a nearly the same outfit as Kate wore on Saturday, just no suspenders. And the other one looked like me; even she had freckles, a similar hairstyle, and we were the exact same height.

“For reals though, it’s nice to finally meet you,” Ledah reached her hand over, “She never shuts up about you.”

I thought it was a handshake, but it was a hand slap and fist bump. I was about a second behind.

“Only because you guys never shut up about her.” Kate asserted.

“Can you please stop talking to your mother like that?” Erin reiterated.

I sat at a different table as Erin worked the camera, Ledah was nodding their head, and Kate was simply observing. I vaguely remembered her saying that it was a silent film. The scene was currently the two other girls sitting at a desk and reading off the same book. I could feel how gay it was from where I was sitting.

Kate looked back at me from time to time, smiling and giving me a thumbs-up. I sent her a thumbs-up back to reassure her. It was nice to actually see times they burst out laughing from how awkward it became. They keep forgetting what actions to do or if it was lasting too long and then had to start over.

She finally walked over to me and sat down next to me.

“Enjoying yourself?” She asked.

“Yeah, but one question.”

“Sure, what is it?”

“Am I the only one who thinks those two kinda look like us?”

Kate looked at the two actresses, even leaning over and squinting her eyes a little. She looked back at me with a confused look on her face, “I think it’s just you.”

“Really?”

“They don’t look like us at all, Max.”

“Could you ask your friends?”

Kate rolled her eyes, but called their names through whisper-yelling.

“What’s up?” Ledah sat down across from me.

“Max thinks they look like us.” Kate pointed back and forth at us and them.

Ledah and Erin looked behind them and then back at me. Erin lifted their sunglasses up, “Are your eyes okay?”

“Never mind,” I shook my head, “I guess I’m crazy.”

I balled my hands up into fists and accepted that I was just crazy.

The filming went on until the two girls were about to kiss and then the girl-that-looked-like-me pretended to get a text and had to leave. Kate stayed by my side, still watching the filming, and still letting me know that they looked nothing like us.

“That’s Act Two, boy.” Erin unironically dabbed.

“You guys are free to go and bring my daughter home by nine-thirty.”

I forcefully chuckled. Kate waved and said goodbye and followed. That whole situation was stressful somehow.

“Any other places we’re going?”

“Just one more actually,” Kate grabbed my hand again, “We passed it on the way here.”

I gasped, “The pet store.”

“Nope, but it’s pretty close. We could visit it.”

We walked out again, leaving towards the same direction we came from. On the way there, Kate was periodically checking her phone. I saw that she was looking at text messages, but she didn’t reply to them.

We arrived to the music shop, though the puppies caught my eye again. We walked in and we were greeted by guitars and pianos at the front. Violins, cellos, and other various woodwind instruments lined the walls while drums and amps took up the middle of the store. A heavily-tattooed man behind the glass table filled with picks and strings greeted us on the way in. I think there was a class going on in the back for piano players.

“You’re going to make me play, aren’t you?” I guessed.

“I’ll play for you too if you play for me.” She smirked at me. She went up to the man, asking if we could use any of the guitars. He grabbed one near him, a classic brown which totally reminded me of the one I used to have, and checked if it was in tune. When he handed it over, Kate turned and handed it to me. I haven’t played since I left Arcadia Bay; I was going to be absolute shit at this.

I sat down at a nearby stool and Kate pulled one up close to me. She waited patiently.

I hesitated and I was starting to freeze up. I cracked my knuckles to buy me some time. I started to strum out to a song I remembered and knew I couldn’t mess up. It was a song I played once in a while back in Blackwell to pass time.

I could see Kate nodding her head and smiling as she listened to me. I wasn’t sure how many minutes passed, but as soon as I messed up a note, I stopped immediately. She laughed and clapped for me.

“Bravo, bravo,” she said, “That’s Crosses, isn’t it? By Jose Gonzalez?”

“I didn’t you listened to him.”

“I love to mix it up sometimes.” She stood up and went to the counter again, this time asking for a violin.

She sat down again and started to practice some notes and scales. She was doing the scales so smoothly, I felt like an amateur on my instrument.

“Are we doing a jam session?”

“Do you mind giving it a shot?”

“Depends, will we be playing Crosses again?”

She shook her head, “Nope, I was thinking his other song. Do you know Heartbeats?”

I did know it, but roughly. I couldn’t be sure it was going to be perfect.

“Kinda, but I can’t guarantee it’ll be good.”

“That’s fine. This isn’t supposed to be serious. Like you called it, it’s a jam session.”

I nodded and took a deep breath. Strumming the beginning of the song, I tried my best to stay in the right tempo. I messed up about three times and said sorry after every one. The fourth time I was able to stay steady and Kate was able to start playing along. We actually sounded pretty good together and we stayed on-key for most song. We were about a minute in before I mess up again. We stopped abruptly.

“Shit.”

“It’s okay, Max. You’re really good at playing.” She stood up and I followed, handing the instruments back to the man.

“I haven’t played in like a year. I’m surprised at myself.”

“You could have fooled me. Would you like to play the other instruments or look at the dogs next door?”

I grinned widely, “… Dogs.”

Kate smiled back and nodded, “Okay, let’s go.”

For the next hour, I literally stayed with the really small and fluffy puppies at the window, petting all of them and carrying some of them around the store. Sure, there were fishes and birds, and they’re cool too—I had a full conversation with a bird—but the dogs, though.

“You’ve been carrying that one for quite some time.” Kate petted the dog in my arms. She was brown and smaller than the other ones and, looking closer, she was missing an eye.

“She’s my favorite. Her name is Kate now.”

“Why is she named after me?”

Without thinking, “Because she’s cute.”

Kate snorted and shook her head, turning around, but I saw her blush.

“You have to put her down sometime. You can’t just take her.”

I sighed, “I know. Sorry Kate, time to go back to your brothers and sisters.”

The puppy actually started to whimper and cry as I tried to place her down again. I felt bad as I backed away and saw her trying to climb out of the pen.

“I’m sorry, Kate!” I waved goodbye and we left.

“Was that the last thing of the day?”

“Yup, I don’t do a lot of exciting things. I’m sorry if it seems short.”

“No, I loved today. Thanks for taking me out.”

“My pleasure.”

I spent a good fifteen minutes refusing to call Chloe to pick me up. Kate tried her best to get me to, so I too could start cramming for next week. I eventually did, but started with a text about how Kate said she wanted to come along with us to Long Beach. Then, I said she had to pick me up at her apartment.

In front of Kate’s apartment, we sat in the front because it was just about three PM. Kate had more classes than me and needed to study more, so I wasn’t so mad about the time. When Chloe came into the parking space in front of her home, I really didn’t want to go.

“Can I get one last hug?” I held my arms out.

“Of course,” Kate wrapped her arms around my neck and I hugged her back, “See you on Tuesday, okay?”

[evilisk-played]

Labyrinthine December Pt 1: I Compare Stats

(Somehow, I feel like a Cho-Marisa portrait might be appropriate here because look at that beefy MAG stat)

So I went compared all the stats one by one (HP, ATK, DEF, MAG, MND and SPD). What I did for this is use the stats of each character's current, theoretical maxed out level. Part of this so I know where I should be allocating bonus points to get characters up to speed. The other half is that comparing current stats would be off because some characters are at the level cap, while others are 40 levels behind. This way was the most “equal” way of comparing stats I could think of. 

Now, without further ado...

= = =

Characters by Health Points

Komachi is the highest at 50k HP. This is no surprise at all; Komachi's whole gimmick is that she has stupid huge HP but zero defense.

Following Komachi are:

Meiling (29k), Remilia (26k), Youmu and Yuugi (25k), Sakuya (24k), Suika (23k), Flandre (22k), Wriggle and Reimu (21k), Mokou, Eirin, Ran and Rinnosuke (20k) and Yukari (19k)

These stats are really surprising.

Meiling and Remilia have always been my back up tanks, so it's a bit shocking to see them growing more health than the other characters.

Yukari, Ran and Eirin all being on the lower end of tank health is surprising too.

It seems that if I'm underusing any characters here, it's Wriggle and Youmu.

For comparison, here are the characters with the lowest amount of health:

Patchouli (7k), Kaguya (8k), Suwako (11k), Marisa and Rumia (12k), Orin (13k) and Chen and Minoriko (15k)

Almost all these results are expected... except for Rumia. Geez Rumia. I've been thinking about how to use her as a backup healer for Reimu, and this makes her seem really unflattering (because her other stats are also abysmal).

= = =

Characters by SP (I can't remember what the S is for)

The leaders in this category are:

Patchouli and Marisa (1.1k), Reimu (1k), Yukari, Kaguya, Sanae and Ran (900), Eirin and Alice (800)

...but this isn't a category I'm particularly interested in; every character runs out of SP at some point, I usually just swap em out at that point. The only thing worth pointing out is that Reimu, Kaguya and, Sanae and Alice have surprisingly good SP growth. All the other characters I have intentionally cultivated to have higher SP (because they require more frequent usage of their skills. Marisa especially relies on extra SP to make Master Spark more damaging)

= = =

Characters by Attack

Since there are a truck load of characters that have zero reliance on the ATK stat, let's just pay attention to characters with the highest ATK stats. That is:

Flandre (26k), Yuugi (22k), Suika (19k), Remilia (18k), Aya, Komachi and Suwako (17k) and Chen, Youmu, Nitori and Rinnosuke (16k),

Seeing these attack stats really confuses me.

Flandre being top isn't a surprise (she's the ultimate fire power character)

Yuugi having second highest is weird as I’ve been intentionally cultivating her HP and DEF with bonus points. Seems like I can continue that trend.

Aya, Komachi and Suwako is a really weird result. Those first two don't come off as having remarkable attack power, while Suwako is one of my nukes and she outdamages these other characters by a ton. I have to assume her attacks rely on hybrid (ATK + MAG) formulas.

Chen, Nitori and Youmu explains why Youmu seems so weak. Chen's damage isn't impressive *at all*, it's the fact that she can attack like four to five turns in a row before the enemy can that makes her damage output good. Cirno and Sakuya being at 12k and 13k ATK respectively only corroborate this theory of 16k being rather low (because Cirno and Sakuya are *very* underwhelming considering their attack power).

Nitori, on the other hand, has a really good formula on her Cannon so she can definitely get away with having 16k ATK. Youmu, on the other hand, is supposed to be a nuke, yet she's not even on par with the other nukes in this category (Flandre at 26k, Yuugi at 22k, Suika at 19k, Suwako at 17k). It seems that if I'm going to build to her being a nuke, I need to up that damage big time.

Not shown here is Orin's pititful attack at 13k. I also might need to up her ATK (depending on her skill formulas)

= = =

Characters by Defense

Leading the defense pack is Tenshi "The Wall" Hinanawi at 15k. 15k isn't as impressive as you'd think (the highest MND character has 20k MND) but this is less of an issue for Tenshi as her gimmick is having amazing DEF and MND.

After Tenshi is Yuugi, also at 15k. Then you got Meiling (14k), Youmu and Remilia (12k), Rinnosuke and Sakuya (10k), Yukari, Eirin and Wriggle (9k), Ran (8k), Mokou, Alice and Aya (7k) and then Suika, Kaguya and Reisen (6k)

These statistics are shocking, to say the least.

Meiling is surprisingly more capable than I expected. Youmu being on par with Remilia, and higher than Sakuya, Ran and Yukari, is very confusing. She doesn't feel as tanky as any of those characters (though perhaps the issue has been less of DEF and more of resistances?)

The real shockers here are Ran, Suika and Yukari. These three are like my three most common tank characters. When I play, their tankiness feels like they’re closer to Eirin and Sakuya's values (that's 9k and 10k respectively). Thinking on it, these three characters have the common ability to self-buff themselves. Knowing that about 6k - 9k is the baseline defense you need really makes me reconsider my approach.

Also, Wriggle, Alice and Mokou are tankier than I'd given them credit for.

On the lower end of the spectrum, Minoriko, Sanae and Rumia have stupidly low DEF and this only vindicates my feeling of those three being fragile.

= = =

Characters by Magic

Okay, so this section feels like it's massively under-performing in relation to the attack category.

Starting off the Magic category is Marisa at 25k. This... is not good. First off, it's not even higher than the ATK cap at 26k. What's worse is that Marisa's magic stat is massively inflated with skillpoints. No seriously, Marisa has been doping with about a MAG Level of 92. For comparison, most characters haven’t hit past X stat Level 30/40. It’s absurd, and it’s not a natural amount. (Thinking on it, Komachi’s 50k health might be in a similar position, though I know for a fact that she’s not up to HP Level 92. Only Marisa has an absurd level).

Removing Marisa from the equation, our natural lead is Patchouli at 20k. Yeah, that's a big gap. Patchouli is kind of redeemed by also having 20k MND, making her a balance of 20k-ish MAG AND MND (the closest comparison on the phsyical side is 22k ATK / 15k DEF with Yuugi).

With that said, all the other characters seem to be massively under-performing here.

After Patchy at 20k, you have Alice, Flandre and Kaguya at 16k. That’s 4k lower than Patchy, which is shocking. Even worse is that one of these three is *just* a hybrid attacker (Flandre, who also holds the highest ATK). Kaguya being up there isn’t surprising, as Hourai Barrage is just MAG murder. Alice being there is surprising.

Then there’s Suwako, Sanae and Ran at 15k. After looking it up, Suwako is actually NOT a hybrid, she just has high ATK and MAG stats (with individual ATK and MAG spells). This is weird, to say the least (because again, that doesn’t explain Youmu’s poor output). This number doesn’t seem impressive, given that Sanae and Ran are pure support (and Ran’s attacks have never struck me as impressive). It does make me reconsider having Sanae as some sort of attacker though...

After that are Mokou and Yukari (14k), Eirin and Yuyuko (13k), Reimu, Rumia, Iku and Reisen (12k), Cirno and Rinnosuke (11k) and then Minoriko and Orin (10k).

Again, it seems everyone's under-achieving in this category. The only stats I can understand are Cirno's (she's a very mediocre attacker, so 11k makes sense), Eirin (her healing isn't MAG reliant, so I've been buffing her tankiness) and Sanae and Reimu (they rely on MAG for their healing formulas). Oh and Patchouli (she tracks) and Marisa (she doping)

Everyone else is underperforming. Mokou, Yuyuko, Reisen and Orin are all behind with their phys ATK cuonterparts. I should probably focus on MAG for them now. (Minoriko also needs a boost, she is not on par with her fellow healers *at all*)

= = =

Characters by MND

Conversely, it seems that MND is more balanced among my party.

Patchouli leads with a whopping 23k (this is more than I initially remembered as 20/20 for MAG MND). I kinda realized that between Marisa, Suwako, Nitori, Yuugi, Chen and some others that I didn't really need more nukes. What I don't have, however, is a MND tank, so that's the goal for Patchy now and she seems to be doing it damn good.

Following her is the Wall at 15k.

Then it's Yuyuko and Reimu (14k), Yukari and Marisa (13k), Kaguya, Sanae, Alice and Iku (12k), Suika, Orin and Ran (11k), Rinnosuke, Minoriko and Eirin at 10k, and then stragglers at 9k (Nitori), 8k (Remilia, Wriggle, Rumia) and 7k (Mokou, Sakuya, Meiling)

Some notably low MND characters are Yuugi, Reisen and Youmu who are about 5k and under. Reisen and Youmu being at 5k explains a LOT about their survivability, to be honest.

Some of the interesting results are Yuyuko and Reimu almost being at Tenshi's level, Marisa being on par with Yukari, Kaguya, Alice and Iku at 12k, Nitori at 9k and the 7k and 8k club.

It's a bit shocking that 7k to 11k is where all my tanks are, because that's not very tanky at all!

= = =

Characters by Speed This is another category that I'm de-emphasizing. Here's the actual full list of speeds:

800 Chen 600 Aya 500 Cirno, Orin 400 Reimu, Marisa, Remi, Sakuya, Nitori, Ran, Reisen, Flandre Hi-300 Mokou, Suika, Suwako, Komachi, Alice, Wriggle Lo-300 Rinnosuke, Kaguya, Eirin, Sanae, Youmu, Rumia, Yuugi, Sanae, Meiling, Minoriko 200 Patchy, Tenshi, Yukari, Yuyuko

I think I can effectively tier characters as Gotta Go Fast (800), Ayayaya (600), Fast (500), Not-So-Fast (400), Officially Slow (Upper 300), Very Slow (Lower 300), Focus Speed (200)

This list is pretty surprising, as some characters don't feel as fast as they're portrayed. I think this is down to the fact that "delay / cooldowns" on skills exist.

Like it really makes you think that Reimu might be at 400 speed, but with her cooldowns, she's closer to all the other healers (at Lo-300).

(Also, Rumia, what's wrong with you? Don't you have ANY good stats?)

= = =

The results

I've learned a lot about my party through this analysis. Here are some of my preliminary thoughts.

Suika: it seems like she's a character I've given far too much credit, because her stats don't seem so great on paper. I think having an easy buff (Missing Power) is what gives her so much mileage to me. I’ll have to use her stats as a guide for “which characters could be tanky enough with enough buffs”

Orin: I'm not giving her enough credit. I think comparing her to Aya and Chen has warped my expectations of her, because I can make Cirno work, despite her having less impressive speed overall. I definitely need to figure out how she works.

Yuyuko: she sounds like a character I should be adding if only to serve as an MND tank. I still think her speed is godawful, but maybe I should be adding her to bossfights regardless.

Alice and Mokou: their stats seem really interesting and malleable. I really have to figure out what their roles are going to be, thankfully it seems like I have a lot of freedom to shape their roles.

Komachi: I can't believe her ATK is that high. I think I might have been underutilizing her as an attacker this whole time. Even if she's no Suwako, I think I can treat her as a SPI nuke for battles where Yuyuko might not work.

Rinnosuke: Rinnosuke’s stats were impressive in all categories... why the heck have I not been using him?

Rumia: wait, no, she still looks really unimpressive.

Anyway, I’m gonna start finally adding those bonus points tomorrow. I feel like I might need to make a backup save, in case things turn out bad.

[clearsandwicheagle-blog]

affordable insurance services

"affordable insurance services

affordable insurance services

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Insurance company offers online business insurance?

hi, ive been trying to set up this business for the longest time now and my only problem is insurance. i need general liability insurance just incase i ship something out and a customer tries to blame my packaging and sues me. im selling coral and LED lighting. the insurance companies i tried were hiscox, nationwide, state farm, bolt, and so many more i dont even know the names anymore. they all say they dont offer any type of insurance for businesses that sell products or they dont offer insurance for online selling, does anyone know an insurance company that will be able to give me insurance for online selling? i only need $300,000 coverage i dont want a million dollars because then its to expensive and i know no one will sue me anyway the way this industry is ive never heard of someone sueing EVER my dad just wont let me start the company without insurence""

CAR INSURANCE!? LIBERITY MUTUAL?

ok so my parents haveLibertyy Mutualinsurancee covering their house, life, car insurance and some other things as a package throughlibertyy mutual. Anyways, I took driving school classes and passed. Its supposed to lower myinsurancee.I'mm turning 17 in October and my permit says i can get mylicensee on september 19. ( i got it late and in az you have to wait 6 months) Is there a way thatLibertyy mutual can insure me? I heard from one of there reps that they wont insure a new driver unless they've had theirlicensee for 6 months. Please help Also if i got a truck could i just insure it under my parents name even though they already have cars? or is it one car per person?""

When asked to give name and address for a car insurance quote?

Do they send you information? Because my parents currently pay for my car insurance but I want to get some insurance quotes before I move out of the house (which they don't know about). I also don't want junk mail...

Car insurance for 19 year old driver?

Hey guys, So I'm a 19 year old student looking to buy a car, more specifically a 1996 Pontiac Firebird. I'm not gonna ask the regular question about how much this costs, 'caus i already tried quotes from geiko, farmstate and all those, but to get a car insurance on that car it's going to cost me around $4.000 at geico which was the cheapest.. Main question: If i don't care about my own car, like if it breaks down or gets destroyed stolen or whatever I don't care caus' it only costs like $4.000 itself. Can I then buy just the required insurance to cover third party damage ? I think it's called a Liability insurance? Problem is that I've searched the internet, and can only find complete packages, but I heard there's a lot of money to be saved that way, and by a lot I mean A LOT, is this true? If yes, where would I find insurance that only covers third party's losses?""

Can I drive a car and get it insured in my parents name?

I'm thinking of buying a car as soon as I pass my driving test next month and I heard that car insurance for a 20 year old is really expensive so I was wondering if I was able to ...show more

Where can i find cheap no faught insurance in Detroit Michigan?

Where can i find cheap no faught insurance in Detroit Michigan?

Does anyone have term life insurance with primerica? Are rates with another company better?

Does anyone have term life insurance with primerica? Are rates with another company better?

Auto Insurance forcing me on parents car insurance?

I got my g2 but my parents auto insurance company is forcing me to pay insurance on my moms car even though I will never use it. This is in a city where insurance is really expensive and them doing this will cause financial hardship and I can barely pay it. Is there some law allowing them to do this?

Can you have your name on the insurance if you dont live at the same address?

I am looking at car insurance, if i do it under my name it will set me back about 2,000 to 2,500. If its under my mothers name, but I am down as the MAIN driver it will cost me about 700 - 1,000. Can my mum legally be the insurance holder if she lives at a different address? I don't want to commit fraud""

How much do Hyundai Coupe S's cost to insure?

Annual Insurance 2002 worth 600 17 year old male driver

Can I get a company car as a Farmers Insurance Co. Agent?

So im becoming a Farmers Insurance Agent. I'd like to know if I can get a company car to commute to and from work and if possible for private use? I currently do not have a car but I am a licensed driver. My office will be 30 miles away, one way only so 60 miles each day. I currently have no money to purchase a new car and I've no work experience either. I'm not sure if Farmers offers company cars but I'd believe they do. Any advice? Thanks in advance.""

What is the minimum automobile insurance required in the state of california?

What kind o risk is being managed when someone takes out a life insurance?

Insurance on a moped (under 50cc)?

i am interested in buying a 50cc or less moped, geared or not geared, it doesnt honestly matter. but i dont have a clue how much the insurance for it could be. could anyone give me a rough estimation of the cost of insurance of this moped, as i am 16. can anyone help?""

How come I can't keep my health insurance coverage?

President Obama stated that under the Affordable Health Care Act that any American that wanted to keep their existing coverage or doctor would be able to. I signed up today and they ...show more

Questions about sr22 insurance?

I have a sr22 insurance with arizona and I just got a california license if I cancell my sr22 with arizona and get regular insurance with california can arizona suspend my california license if so how? A little more information my car is registered in california and I live in califoria not arizona

Car insurance legal team?

Do you have to use the legal team that comes with your car insurance or can you choose an independent one? Had an accident and am not happy with the insurance company's attitude - we had a rear end collision.

Will the car insurance know?

I am a single parent, unemployed and I care for my eighteen month baby while my other child is at f/t school. I have recently passed my driving test and found the car that I want. The only problem is that the f/t course I applied for at college is full and the insurance premium is more for unemployed people and less for students!(which I can't understand). I can't tell them I am a housewife as I am not married, If I tell them that I am a f/t student will they need proof when I pay for the car insurance.""

Car insurance prices ?

How much does insurance cost for your first car and also how much would group 14 car insurance cost for a first car

A IF Car insurance question?

For example. Got a insurance paper from Jan 1st 2010 to Jan 1st 2011 But i stoped the insurance at June 2010 for example, after that i get pulled at July so police checked the papers and see its still with insurance and let me go? How you think about it? Means you dont have to pay insurance and wont get res until you got into a accident and the other side wants to tell the insurance company?""

Would insurance for a small SUV cost much more than insurance for a pickup truck?

I am thinking about buying a used 2WD CRV, or something of that nature. I am wondering if insurance is typically higher on that type of vehicle.""

How much will my insurance and maintenance costs be affected by what type of car I get?

I'm about to be 18 and am planning on getting my first car soon. I've been driving for almost 3 years in my parents' cars but need my own for heading off to college and such. I don't know what type of car I want to get, but it's gotta be cheap, old and used, preferably up to $6,000-7,500 at the absolute max. The problem is that I've been really into cars for most of my life and would rather have something a little nicer to start, I mean within the same price range but for example a Mustang, Mitsubishi 3000GT, BMW 3- or 5-Series, etc., rather than the usual Civic or Camry (not that I'd mind one of them either). The problem is that I'm worried the insurance will be way more expensive. The latest quote my dad got was a few weeks ago and it was quite a bit lower than I expected, only like $560/yr., but that was with their old '93 Taurus GL. Will having a sports car or more high-end car affect it really dramatically or will it not make that big a difference as long as my driving record stays good? Also, how much more does it cost to maintain and repair a car like a used BMW than it does just a normal car like an Accord? I've always heard that European cars in particular can be temperamental and finicky if not maintained properly, so I'm just worried that I won't have the money and know-how to have and keep a car like that as my first car.""

How much would insurance be for a 2006 Mercedes Benz 230c?

How much would insurance be for a 2006 Mercedes Benz 230c?

Looking for health Insurance?

I'm looking for affordable health insurance with good coverage and options for doctors. A PPO is okay but I'm looking for quality AND affordability. Dental and vision would be a great plus. Can anybody out there help me!?! http:// pilih .cn /health-insurance.html

Massachusetts proof of car insurance while out of state?

OK. In Massachusetts, some car insurance companies don't give you/ offer a separate little card that serves as your proof of insurance; the licence plate/ your registration serves as your proof in MA. Now I was wondering. most other states have a requirement that you carry proof of insurance at all times while driving. In theory, if I was driving in another state, some distance from MA and therefore where the police are not familiar with how MA does things, and get pulled over, would the officer know that I was insured, even if I was unable to produce the little card, or would he always assume that without it, the driver is uninsured? the insurance is listed on the registration, but...""

How is automobile insurance not extortion?

How is automobile insurance not extortion?

affordable insurance services

affordable insurance services

""Comparative general insurance costs for different types of vehicles (SUV, crossover, car)?""

I'm a newer driver and have never owned a car. I'm looking into buying one and I want to know about the average insurance costs. I've been told that SUVs have higher insurance costs. I'm looking into a 03 Ford Escape, is that considered an SUV? Also, how much is the average cost difference (of insurance!) if I was comparing it to a car such as a 03 Pontiac grand am? I realize this might be a dumb question and probably varies a lot, but a general answer is all I'm asking for!""

Health insurance rates. Switch or stay?

In the past 2 years my family's health care plan (which is offered through my husband's work) has gone from great to way too expensive. We pay 250 a month as a premium, then we have a 1,000 each deductible, then our copays kick in 25 for office visit, 35 for specialty, 100 emergency room visit (must be okayed by dr. first, or they don't pay anything), 100 each day in the hospital. Perscription copays are 25/30/50, and not all things are covered. Two years ago we paid 275/a month and had 20 copays for everything (except hospital stays were always 100 and perscriptions they were 5/10/20). They do not pay for any vision, dental, or contraceptive. Certain (most) perscriptions are not covered. Is this similar to what everyone is paying, or should we start looking outside of his work for insurance?""

What is the best and most affordable home owner's insurance in Texas?

What is the best and most affordable home owner's insurance in Texas?

Something in lieu of insurance?

I have been working part-time for a company and about to become full-time. One of the concerns that was raised is that insurance will be expensive. He pays 100% of everyone's insurance for their families. I suggested that we can revisit the insurance in a year and do something else in lieu of the insurance. Less costly. He also pays for parking for the employees. I'm not sure of what to ask for though. I was thinking a gas allowance but I wanted to have a few ideas to present in case he shoots one or more down.

Why is car insurance exhorbitant for 17 year olds and migrant workers run round with insurance thats cheaper?

Why is car insurance exhorbitant for 17 year olds and migrant workers run round with insurance thats cheaper?

Young peoples car insurance?

ok im 17 and i passed my driving test in july but i havent been driving because insurance is too high and i couldnt afford it. So i was holding out for my 18th birthday in jan to see if it went down abit. I have just gone on my weekly check of confused.com and for third party f and t its now 2500 (same as always) but when i change my DOB to 6th december 1992 it goes down to 1544 so does that mean when im 18 in jan i should get a qoute with a similar price or will it stay at 2500? cheers

Any cheap car insurances for first time drivers?

I am 20 and I have been driving for 2 years and recently got my own car. But I heard car insurance is expensive and I wanted to know if there's any car insurance that is cheap. I live in Southern Cali. Do you recommend anything? Please help. And thank you.

""Just passed driving test, 22 yr oldwhere should i go for cheapest insurance quote.?""

Just passed driving test, 22 yr oldwhere should i go for cheapest insurance quote.?""

Do California police/highway patrol have Lidar guns?

Does anyone know if California (more specifically Southern CA) police and or highway patrol have the Lidar speed guns? Or does anyone know where I can find this information out? Thank you!

""Sorry, we cant provide you with a quote for car insurance based on the details which you have provided. AVIVA INSURANCE DECLINING HELP!?""

hi on aviva insurance, whenever i do a quote on whatever address or car the message comes up at the end and declines me we cant provide you with a quote for car insurance based on the details which you have provided no claims , clean record so why dont it let me""

Whats a cheap insurance car to buy?

I just turned 18 and just passed my driving test, so i want to buy a car since i'm the only person in my home whole has a driving license, but i want to buy a car that will be VERY cheap to insure. So many people have told me different things and I'm really confused.""

What is the average amount I should expect to spend when buying my motorcycle?

I want a Kawasaki Ninja 250r (new) which is about $5,000. Then I have to buy a helmet ($500), gloves, jacket, and other protective gear. Then I also have to worry about insurance and other costs that come with initially buying a vehicle. How much do you think I will need saved up in total to buy this bike (and the extra costs) by January 2010?""

Is mutual insurance good?

One of the insurance brokers is asking for mutual insurance, I really dont know its good or not, If I ask him, he will say, its good to me. So asking you people. . Thanks""

California Medical for teens?

I am 19 & i have no insurance at all and i was wondering if theres a way to get on the Medi-caid or medi-cal that the state offers to usually younge kids or pregnant women? can someone give me info?

Cheapest method for car insurance for 17 year old male?

Cheapest method for car insurance for 17 year old male?

Rental car insurance -- what does it cover?

We are going to Vegas in a few days and are renting a car. Since this car is going to be in and out of parking garages, I think it's a good idea to buy the rental car insurance @ $ 10.99 a day. Say while the car is in the parking garage and someone scratches or dings the door, would this insurance cover it? That's all I'm really worried about.""

Can my friend's parents put me under their car insurance?

i'm 16 years old. i bought a car from a friend. but there's no way in hell my parents will get me car insurance for it. i have spent most of my time at friends house and have gotten really close with their parents. i was wondering if it would be possible for me to ask them and maybe they could put me in their insurance policy or add me as a co-driver or something? or does it NEED to be MY parents? any advice?? i really want to get insured somehow without my parents. i also had an idea of having my friends parents insure the car themselves. and then pay them back and just drive it under their permission all the time so basically its mine but under their insurance. smart idea?? help me out please!!

""Automobile incident question. Who pays, the business or insurance?""

Im just curious, if a branch of a tree hit my car and cracked it moderately, and i was parked at the parking lot of a gym, does the damages get payed by my insurance or from the gym? If my gym tells me that the insurance pays for it, should i demand the gym to pay?...since my insurance cost might increase because of this incident.""

Why can't I change my health insurance plan?

I tried calling my health insurance this morning to change to a better plan (Blue Shield) and they won't let me. Why is this? They aren't the ones paying the monthly payment, copays etc.""

How long do you have to go to school for an insurance company?

Or any insurance place? For car, hostiapl, boats ect.....""

I want to get an insurance quote and i have a DUI?

I need to get an insurance quote but i have a DUI (reduced to a reckless driving) i have a terrible driving record I was born Nov.12 1989 do you think that would make my insurance quotes higher?

What are the cheapest cars to insure when 17-18 and just passed driving test?

WIll be passing my test soon and would like to know what car i could get to get me about without being through the roof expensive.

How do insurance companies classify sports cars?

I plan on buying a scion tc, but I want to know if state farm considers this a sports car. and if so, how much will more will insurance cost? I am a teenager, so i know it will be high to begin with, but will having a sports car make it much higher?""

Whats a good car with low insureance and good gas mileage!?

im looking for a car that had good gas mileage and low insureance. i was really looking into a jeep and trucks and some cars.. that looked sporty.. but i know sporty cars have high insureance.. im looking for somthing that will be a good first car..but im not sure...

What site can i visit that will help me find the right health insurance plan for me and my son?

So im trying to find an insurance plan with affordable monthly rates that will cover vision, doctors visits, dental, and maternity without having separate plans. Is that possible? I have looked into a few plans and i haven't been able to find one that includes all of the above. There was one for doctors visits and maternity and one for vision and one for dental..? Help Please!!! : )""

affordable insurance services

affordable insurance services

Why do people keep comparing health insurance mandates to car insurance mandates?

Car insurance mandates are done at the STATE level, in accordance with the Tenth Amendment of the U.S. constitution. Yet people (the president included) continue to claim that a FEDERAL mandate to buy insurance is no different than being required to cover your car. (Completely ignoring that you have to BUY a car before you must get insurance...the govt's basically saying they own your body...insure it or be taxed) So isn't a FEDERAL mandate unconstitutional unless you plan on writing an amendment to the Constitution so that such a mandate is in accordance with the Tenth Amendment?? http://www.politico.com/news/stories/0909/27384.html The questions from ABCs George Stephanopoulos highlighted a politically dangerous new aspect of the health reform debate for Obama  as critics from Republican leaders to the U.S. Chamber of Commerce say his reform proposals amount to a middle-class tax increase. Obama promised during the campaign that Americans earning less than $250,000 a year would not see any tax increases from an Obama administration. Obama strongly denied that the mandate amounts to a tax increase  saying it was no different than requiring people to have auto insurance and charging a penalty if they dont. He also said it was important for everyone to have insurance so that people who do carry insurance dont have to shoulder the load for people who dont. The excise tax is designed as an enforcement mechanism to ensure people will carry insurance.""

How should I calculate when to change from full coverage auto insurance to liability only?

Currently driving 2004 F-150 with 110,000 miles, carrying full coverage insurance. When should I switch to a liability only policy?""

""Insurance quesion, help!?

Cash value life insurance is more expensive than term insurance because a. it is usually sold to older people who have higher mortality. b. higher rates of interest are earned on term policy investments. c. whole life is subject to adverse selection. d. the whole life contracts include both a protection element and a savings or investment element. e. none of the above. Is this one C? Past efforts to address the growing imbalance between tax-paying workers and social security beneficiaries have included a. increasing the social security (FICA) tax rate. b. increasing the maximum income subject to the social security tax. c. increasing the normal retirement age. d. taxing part of social security benefits. e. all of the above. This one E? The Consolidated Omnibus Budget Reconciliation Act (COBRA) contains provisions that a. allow continuation of group health insurance by employees and certain dependents upon the occurrence of designated events. b. apply to all employers offering group health insurance to employees. c. require an employer to pay the cost of continuing former employees' health insurance for up to 36 months. d. allows terminated employees to continue their group health insurance for up to 36 months. e. all of the above. This one E?

""Insurance company totaled my car, How much will i get for it?""

I was in a pretty bad accident and the insurance company says that my car is totaled and they will write me a check for the amount. My question is what amount? On KBB would it be the trade in value, private party value, or the suggested retail value?""

Will I be able to get health insurance to cover this?

I am about to graduate from college and have not been covered by insurance regularly in many years, for a short time I was on a California county-supported low-income type of insurance program but it automatically runs out every few months if you don't reapply evidently... Anyways, I'm about to graduate and move back to Oregon. I have some kind of hip/tendon injury that I need to go to the doctor for and have checked out...but because I don't have insurance, and this is an old injury already, is there any way I'm going to find health insurance to help me pay for this? Or am I just completely screwed and destined to limp around for the rest of my life??? because there's no forseeable way that I'll be able to afford my own health care any time soon, I'll be paying off my student loans for the next few years. I also doubt that I will be able to find a job that offers health coverage in my field so that's not looking very likely either.""

Car insurance for 20 year old?

hey im 20 year old just passed my driving licence and the insurance quote i get on a 1.0 corsa breeze is ridiculous. i live in a high crime part of london but the insurance company's want about 1500 pound a MONTH from me. anyone know what it should actually be n what i can do about it? i heard people pay max 300 pound a month at the age of 17.

Can I get refunded 7 years of premiums on a Life insurance policy with a Total Disability Rider?

I need to know if I can get reimbursed for the premiums I paid. I own the policy and didnt know it had a waiver of premiums rider due to total disability. The insured has been totally disabled due to a stroke since 2001 and has been on social security disability since that time.. Please help because I think American General is trying to give me the runaround. This is a term life insurance policy

I hit a fence with my car will my insurance rates go up if I make a calim?

The other day I was driving my 2000 honda accord and out of no place came a deer that ran out in the street from the woods.I turned my wheel hard to the right not to hit the deer and I hit a woodin fence at an abandoned house.My car is dented up pretty bad .I have full coverage I know the car is 12 years old but it was in excelllent shape before this.if I file a claim will my insurince rates go up?

Best car insurance for 16 y.o. boy that is getting his license?

Cheapest car insurance for the coverage you get? discounts for grades?

""I'm looking for fullcoverage insurance that is cheap ,but i'm under 25 so what is the cheap campany around?""

Ft.worth ,bedford,euless hurst?""

Does my insurance go up after I get a ticket in someone else car? Or the owner of the car insurance goes up?

I got pulled over for speeding and the officer never asked for the insurance card. Since he didn't ask for the insurance card, does that mean my pay rate will be the same? Or can the insurance company find out by the tag number? Please inform me because this is my first time. Thanks! Also remember I was in someone else car.""

Cheapest car insurance for a single?

I'm 20 years of age and my parents said that having my name put on the insurance mean that there insurance will go from 800$ to 2500$. Now, I'm fairly clueless right now so I'll be doing my own research but what would you say is the best and cheapest insurance for a single male such as myself. Any recommendations?""

Cheapest Insurance company?

I'm looking to downsize my premium today and called about 10 largest companies, I'm sure there's more that has more affordable rates Thank you""

""I'm looking to buy car insurance, how much should it be? MG ZR?""

Its for an MG ZR 1.4 I cant go on my parents policies because my dads left my mum and my mum don't drive, so theres no way, plus i have no over family, so its impossible for that option. Of course it wont be cheap but i didn't expect it top be extortion, im male, so i know its higher, ive done some online quotes, it said around 6000 a year, how can a 17 year old even buy that, unbelievable, i was hoping it be around max.. 2000 even that's really high. Lol I ain't exactly rich lol. First ill buy a older rubbish car to get my confidence up with driving, then try to go for this car, its my dream car tbh, i find it beautiful. Im gonna name it Phoenix. lol. i am sad. But i was just wondering about it.. if you have any other advice about insurance, such as, what would make it cheaper ( year the car was made, door numbers etc) or what cars li should buy first.. i would appreciate it highly. Thank you in advanced. :) God Bless you all.""

I can't afford this forced health insurance by my college! help!?

My college is telling me that it is mandatory by law that as a full time student, that I have health insurance. I will be getting my own separate health insurance at the end of the month, but tell then i have to pay the full amount with the health insurance ($1,695) I can't afford that! is there anything i can do? they told me i can't request a deferral. i don't live on campus. I only paid $200 a month last year, (I had my own insurance) but I also received less in financial aid. all of this access payment is just for health insurance! is there ANYTHING i can do?""

Buying sunglasses using health insurance ?

hi i am trying to buy sunglasses using my health insurance because aetna health insurance allow me to buy sunglasses on their charge, a lot of my friends did it this way, but every time i call a store they say that they don't do that!! any info ? thanks""

Insurance and baby drama?

My boyfriend has another daughter that is placed on his insurance as is our daughter. Will this other kid effect my daughters benefits for being on his insurance along with the other kid?

Which state does someone have to live in for cheap car insurance?

Which state does someone have to live in for cheap car insurance?

Should 17 year old pay their insurance?

What age should they start? And is 300 horsepower on a car fast? How much would a car that fast cost? Too fast for a 17 year old?

Non-owners SR-22 insurance?

I know it varies vastly by region and situation, but I need to get non-owners SR-22 insurance (I don't own a car, but I do need to drive occasionally). I thought I had read somewhere that it's not too expensive, but I can't seem to find any sort of information on it. If it helps, I'm in Wisconsin. I can provide more info if people need it to help. (I'm not looking for a specific quote, just what sort of range I should expect and how much of a dent this'll make in my budget)""

I live in California and got a second offense for driving without insurance how much will this cost me?

I live in California and got a second offense for driving without insurance how much will this cost me?

HElp With A PROJECT on CAR INSURANCE!?

ok so i have a project and all the car insurance places are closed and i can't finish it! so umm can anyone help?? this is all the information i have, i just need an estimate for a monthly payment 1996 eagle talon married couple 25 years old driver low milage on car car is paid for, goood driving history car is used for job too for dilivering pizza live in florida umm if you need any more information let me kno please helpp worth 20% of final grade in class!!!!""

""Americans only, How can we get health care affordable to all.?""

weather, it a one large insurance company big, as a Government or a socialism type system, or even a military type system, we need something instead of this Republican/Dem do nothing talk show. were going into the 21 Century. to have a mess like we got , people cant even afford to die. And all the one talking in Govt. have their family covered, so it no big thing to them. We haft to get a handel on it to even think of controlling DEBT at all. It and oil what cause the national DEBT to get out of control.""

How much would i get from the insurance?

I was involved in a car accident in Sept 2009. I sustained low and upper back injurie, left side shoulder and neck and severe headaches. I have been dong treatments such as chiropractic, acupuncture, massage and phisio therapy. As of right now i am only doing physio therapy and massagge, however the injuries have not healed yet. If for any reason i dont get better for another year or 2, how much would i be getting from the insurance as a settlement? The medical bills as of Sept 2010 were around 13 thousand. I was employed at the time of the accident and have not returned to work since the accident. My car was totaled and the other driver was fully at fault. I am just wondering how much would i be getting roughly if my case lasts for 2-3 yeas in total.""

How much is your car insurance?

I don't want to sound personal but I am wondering what everyone pays in car insurance. I happen to live in Michigan which has the highest car insurances rates in the country. I am planning to move soon and was wondering how much people are paying across the country. Please don't feel a need to give me the exact number, a range is fine. Also, please tell me the car type because I know that matters. Again with car type you don't have to tell the car. Example if you drive a 911 Porsche you could say, 2 door, luxury sports car. Any other information would be greatly appreciated, thanks!""

affordable insurance services

affordable insurance services

I need some help with car insurance please.?

About a year ago my husband and I sold a car. We went through the usual channels with dealing with the plates, calling the insurance company and so on. Well today we got our yearly insurance cards in the mail and didn't recognize one of the cars they had given us a card for so I went over the statement. It turns out they have been billing us for insurance on a car we sold over a year ago. We never really noticed how much we should be paying in insurance for our cars and only get our statement once a year with these cars. We only pay $1504 a year for what we thought was two cars and I had assumed that was pretty good. In fact we were paying for three cars and an extra $663 a year on the car we sold. I haven't contacted the insurance company yet but my question is what are my options here? Will they give us the money back for the year we payed on a car we legally sold and what do they need, if any, proof of that? We have paperwork of the sale but no real proof we called them to inform them to take the car off the insurance. Will that we enough?""

What would be the cheapest car to buy with good mpg and cheap on insurance?

What would be the cheapest car to buy with good mpg and cheap on insurance?

I and my friend were thinking to buy a car. He is much older than me. How should we do insurance in this case?

In this case who should be primary driver on insurance policy? me or my friend? How does it matter in terms of insurance premium? My friend will be driving the car much more than me.

Insurance Rates?

What's the best I can expect to pay for insurance monthly if I have a reckless driving ticket (-2 points) for speeding in California and am 20 years old? I have no accidents or other tickets. Any other 20 year olds out there in a similar situation what is your insurance premium?

How much would insurance cost for a 2001 mitsubishi eclipse?

Im 16 and just about to get my license! I have a 2001 mitsubishi eclipse and I was wondering how much insurance would be for it. Im a first time driver, but im also in a drivers ed class and I have good grades, so that should help with a discount hopefully! But with this info can anyone give me an average or something on what they think of the price of the insurance. Just remember, -first time driver -good grades/drivers ed class -2001 eclipse thanks!""

""I am moving soon, but my car insurance policy will be up before I leave. What do I do?""

My car insurance policy will be up in May and I am planning on moving from New York to Florida in July. How do I go about switching my car insurance so that I can maintain the same policy once I move to Florida? Can I buy a Florida policy now as long as I am up there within a certain amount of time? (I am most interested in switching to Geico, since I am a student and new driver) Since I'm moving into my Grandfather's house, can he just put me on his policy when mine ends, and if he can, will I still be able to drive my car around until I move down there?""

Car insurance..please answer?

Basically my dad is paying 1600ish pound for an insurance policy, with me as a named driver on his car, that was a few months ago he got that, however now, if we was to do the same policy because we have had the car for a few months it would be 1100 ish, if my dad got a new car which he is thinking of doing, and transfered the insurance onto that (substituted it) but the car was a bit nicer and slightly more expensive to insure, would the price inrease because of the car, or decrease because im slightly older and insurance is getting cheaper for me""

What does chips health insurance cover in texas?

does it cover gynecologist visits non pregnancy related? braces? i read pamplets over and over and i dont seem to get a grip on it,can anyone help please?""

What's the cheapest bike to insure for a 16 year old that still meets my requirements?

I'm 16. I've had my motorcycle license since December 2009, so that would be a year and about 4 months. (This is Oklahoma, you can get a motorcycle license at 14, but I had a late start.) My 17th birthday is in 2 months. I've been driving a car lately, but now I'm wanting to find another bike. However, it has to meet some requirements- it has to be good on the highway, since I live several miles from town and go on the highway almost every day, it has to be smaller than 500cc (not because of ability, just preference, I don't like big engines), and it has to be good on gas- at least 50 mpg. I don't car about the age, I know most people my age want the newest, coolest thing; personally, I don't care. I'd drive some 1963 rust-bucket so long as it ran. I'm just looking for the cheapest bike to insure for my age that still meets those requirements.""

Is selling car and home insurance difficult? How much does the average person make? Which is a good company?

Is selling car and home insurance difficult? How much does the average person make? Which is a good company?

How much does a limo insurance cost?

im saving 33,480 dollars to buy an 04 limo""

Should I get rental insurance for my apartment?

I don't have any expensive appliances. I only have used funiture and my clothes. Lately I have seen a lot of apartment fires on the news and now I am indecisive about getting rental insurance for my apartment.

Does leasing a car affect insurance more than financing?

So because I don't technically own the car, will leasing a new car be more expensive than buying a new car... insurance wise? Or is there a negligable diffenence?""

Do I need car insurance to take the drivers test in Florida?

I'm was going to take the drivers test this friday to get my license, since i turned 16. But I found out that I have to have car insurance under my name to get my license. So my dad called his insurance guy and asked him about it, and the guy said that it would increase my dads insurance from $2500 to $4000. My dad said that he couldn't pay that much and that I couldn't get my license. Is there any other option for me? Is there any cheaper car insurance that I could use that would be less, or what if I got my own separate insurance from my dad? Would that be cheaper? I was also thinking, could I just get the insurance for the test and then take it off once the test is over? Please help! I really want to get my license!""

Car insurance question for military...?

We are in the military so the rules are a little different for us. For example, even though we just moved to TX, we can renew our tags in NC where we just came from... we don't have to change them to TX. We are going to renew our tags in NC which means our car will still be registered in NC... and we still have NC car insurance. If we get in an accident here, will having insurance in NC be a problem? Everything is registered in NC so we want to keep our NC insurance... or do we have to switch to TX?""

Can I get auto insurance?

I am able to use several different cars of extended family and friends. I want to be covered if anything happens to any of them. Is there a way for me to be covered without being on multiple policies. Is that even legal?

Car title and insurance help?

Here is my situation,my sister recently gave me a car but the title card has my dad's name on it.The plan was to put the car under my dad's name so I could practice my driving but my dad has not gone to the DVM to finalize it.I now have my license and debating on whether I should put the car under my name or just let my dad put the car under his name since he will be paying for the insurance.Another problem with the car title is the insurance. I am not sure if he should add me to his policy or get my own policy instead.I don't want him to be affected if I were to get into an accident.I am not a minor if that helps.""

How to get a lucrative income in health insurance?

does anyone do health insurance sales and what is the best way to excel at this profession

How much is insurance for a 15 year old girl?

I live in Denton, TX and I'm going to get my permit soon and my mom said I can't drive her car until I get insurance ! I started working recently and I can pay for it but i just need to know how much it is ! So can you please tell me the how much insurance will cost in Denton, TX for a 15 year old girl ! And also I want to save up to buy my car ! Whats some cute cars for a girl ! Something like a Altima or Fusion ! Thanks (:""

Would claiming on insurance/suing cause this guy to lose his job?

Basically, Iive in NY and a while ago I was driving to work when a taxi in the next lane floored the gas, then came into my lane too early, and smacked into the side of my car. (http://sphotos.ak.fbcdn.net/hphotos-ak-snc6/hs047.snc6/167708_1829137573885_1403718556_32066375_2647816_n.jpg the car was spun a few times before hitting the curb and i got severe whip lash, taking a few weeks off work which isn't good in my profession. I fully planned to make an insurance claim but my lawyer also suggested suing for dangerous driving. It has struck me however that this guy might lose his cab if I do so, and he is likely to have much money, while I could pay for the damages, or a new car. I don't want to make this guy lose his job, how would it play out?""

How come I can't medical or insurance ???!?

Hello I'm a 20 year old and I live on my own. I use to have medical Owen I was under 18 && lived with. Y moon but now I'm 20&& live on my own. I tried applying for medical and I got denied because I make like 100 more than the limit. Where can I can I apply for a low healthy plan . I do live on my own and have bills to may. It I wanna be healthy. Someone please help no d mb answes (you don't look cool) I live in California San Diego.

Individual health insurance?

I am currently shopping around for individual health insurance and just wondered if anyone had any helpful info in regards to different companies. Who do you currently have health/dental/vision/life insurance through? I have been looking at Blue Cross Blue Shield but I'm just not sure. I am engaged and will eventually want to add my future spouse, therefore needing a family plan. I know this will vary depending on what type of coverage we want and what we are willing to spend. I do not have a very large budget for all of this but do know it's important. Trying to find the best deal out there for an affordable price. Thanks for any helpful advice! :)""

Temporary car insurance?

Car insurance for travelers

I need motorcycle repair dealer insurance?

I have a harley repair shop.I am looking for shop insurance in the state of MO.

Will i still be insured to drive a car that i took off my insurance policy yesterday?

I have bought a new car and changed my insurance over to that car, just yesterday. However i still have my other car for a day or so and was wondering is there any leeway when insurance is swapped over from car to car to still use my original car?""

affordable insurance services

affordable insurance services

https://www.linkedin.com/pulse/affordable-family-health-insurance-pa-sophia-rhodes/"

[captain-spookycandycollecti-blog]

What should I do I hate insurance company?

"What should I do I hate insurance company?

This is frustrating I got involve an accident was going straight and suddenly a lady turned in front of me I could have ran into to her but I choose to go around and I wrecked my car to a fire pole she ddnt stop I spoke to geico they gonna fix my car as I had full coverage but they said they gonna analyse if my policy will increase or not at renewal cause they putting me at fault as there's nobody else to blame and the funny thing is that same thing happen to me a year ago I turned in front of a lady she could have went around but she ran right into me where the accident happen there was camera if I'm able to get them the videos to show that I didn't intentionally wreck my car would they take that in consideration ? Now they making me think bad like I should have run into her car and let her take the blame I could have get injured and probably everybody in her car? This is bs

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

What is the basic kind of insurance required by California Law?

What kind of insurance covers something like another driver hitting your car door, and then driving off before you could get their license plate # what is comprehensive , and what is collision, ?""

Taken out insurance?

I am 63 years old own my house with a mortgage, I'm disabled and on benefits which I don't like. I can't get lower than that but I can afford insurance on my contents so why should the goverment bail out those people that haven't got contents insurance what do they want from the goverment new furniture what a cheek I say. If they do get that it is not fair for the people that pay for insurance's. After all they have to get it on there cars and when they travel abroad.""

""I'm 18, just got my first car and looking for affordable car insurance?

- I live in New York - I can't go under on neither of my parents policy.

Why is my car insurance so expensive?

hi, i tryd luking for car insurance but all of them are expensive, the minimum is 4000 and max in over 10,000. im 19 years old, live in london and i passed my test last week. i knw aome people who are 19 and passed recently and there insurance is only 1000. btw the car has a 1.4 engine and is a 1997 model. also can someone explain to me what no claim bonus means? thanks a lot""

Car insurance questions?

okay im 19 livin in MICHIGAN. My driving record sucks, (2) accidents i got rear ended, (3) speeding tickets a total of 7 points license is restricted till jan, 2012. I want a car but its around 600-900$ a MONTH to insure me, 99 dodge neon to a 2010 mustang gt all the same price a month depends what insurance company. i cant be on my parents insurance because they excluded off their policy. I allso live in a apartment, so is it possible to buy a insurance policy in my moms name with her correct sos number and drivers license number and lie and say she lives with me in my appartment and put me as a secondary driver. but the car ill be fiancing so i need full coverage and the car is in my name . My questions are (A) my mom uses lifelock will she find out that i opened a policy in her name. (B) will the insurance company find out about that my mom doesnt live their or would they find out at all. AND MY MOM LIVES AT A ANOTHER ADDRESS. (C) is it legal to own and fiance a car thatS in my name but insurance is not ill be listed as a seconday driver under my mom . (d) my mom WOULD NOT KNOW IM DOING THIS. I KNOW THATS FRAUD BUT U GOT TO DO WHAT U GOTTA DO how would anyone know what im doing and find out about it""

How much would an individual health insurance plan cost for me?

Obviously I know it can vary but I just want an idea. I am a female in my 20s and I was wondering what a policy would cost if I didn't go through an employer for health insurance. Can someone provide a ballpark area for the cost? Thank you

Motorcycle insurance?

I am looking to get a motorcycle in the future and I know it takes time and money, but most people do not ride in the winter (NJ), so my question is, can I cancel my motorcycle insurance during winter months, so I am not paying all year round? Also, are there any reprocussions to doing this? Thanks.""

Jeep Tracker - About how much will insurance cost?

I'm 16 years old and I will be getting the Jeep tracker after I take drivers training. I live in Alberta and I am buying the car for about $1500. Any help would be great!

""Affordable Health Insurance, any suugestions?""

I am a nanny. My employer does not offer any insurance. I need primary, dental, and vision coverage. I used to have the best insurance. $5 dollar co pay no prescript payment for generic and coverage for all drs. That was when i was under my mom's blue cross blue shield ppo plan. I cant afford too much but need something. Any suggestions on affordable health insurance?""

How much is insurance for an old mercedez?

About how much is insurance going to cost for a 2001 mercedes s500?

How do you know if your auto insurance is full coverage? my car is financed and i'm checking on geico.com?

i'm getting insurance quotes and normally i call and talk to someone and just say i was full coverage. i'm on geico.com and that's not an option. they'll let me select bodily injury liability and i checked the box that said i was financing my car so maybe they give me full coverage no matter what then

Which car would insurance be higher on?

Hi, I'm 16 and I'm getting my first car. I've saved up a chunk of money to make the down payment and 2 or 3 of the monthly payments (my parents are paying for the rest). I've narrowed it down to 2 cars of about the same price. A 2004 MiniCooper and a 2005 mustang (v6). My parents will be paying for my insurance so I was hoping you could tell me which one would have a lower rate so I could make it easier on them? I already know it's going to be high because I'm a teenage driver so whatever helps really. A mustang is kind of, sort of, sports car-ish (I'm not big into cars people, ignore my ignorant terminology) so I figured that would have an effect on the insurance. On the other hand, a minicoop is very small and I don't believe they're made in the U.S like a mustang is so parts and stuff would be higher if I'm correct? Thank you very much for any help!""

Additional Driver costs?

How much should i expect to pay to add a permanent additional driver to my car insurance? It will be a driver on their provisional licence, aged 24. Its with Direct Line, in the UK I already have a quote, i just think i was quoted wrong, and want to know what other people think it usually costs.""

Who will pay the medical and funereal fees?

My boyfriends son was killed by a man who ran a red light. His son was NO way at fault. The man has 15,000 coverage on his insurance (california) and that's it. Bare minimum, so now what is done with the 35,000 left for costs not paid by medical ins ect... I feel it would be so unfair for him to have to pay for the costs when his son has passed away, so not fair.""

""If Obamacare is cheaper, more affordable, and saves $2,500 per year, why does Obama need to allow 500,000?""

... or more people who were buying more expensive and worse insurance (and thus should be able to afford to buy the cheaper, more affordable and better coverage which saves them $2,500 per year) and how those terrible policies canceled.... why does Obama need to allow them to buy terrible coverage which focuses on catastrophic coverage instead of his far better and far cheaper plans?""

Drivers license and Insurance?

When you get your drivers license do you have to get insurance with it or do you have to wait until you get a car? Do you have to get insurance when you purchase a car? Also does the cost for insurance decrease when you turn 21? How much is insurance a month generally and in North Carolina? I know insurance is necessary though I just need the facts before buying it.

""Does anybody know where to get a cheap 50cc twist and go moped, with cheap insurance?""

Does anybody know where to get a cheap 50cc twist and go moped, with cheap insurance?""

1999 Pontiac Grand Am SE auto insurence?

how much will it cost for me monthly just estimate the price please to have insurance on that car thanks and are ponitacs goood with there motor and all that it has 172000 miles on it for $2900 should i take it or na just tell me about the insurance please thanks

Is hurricane Insurance mandatory on Fl homes?

Is hurricane Insurance mandatory on Fl homes?

2008-2009 Ford Mustang Convertible?

Hi- we are looking into a new car and are interested in either a 08 or 09 Mustang Convertible...would you reccomend this vehicle? One thing we are worried about is the insurance costs as the car is not that expensive. Does insurance really go up a ton? Pros-Cons? Thanks a ton!

""I need cheap car insurance, I'm in college?""

I'm 19, a college kid and need car insurance. I now it's going to be crazy high, but if anyone has any insight or tips to make it cheaper, it would me much appreciated.""

Insurance when financing a car ?

What is it called when the dealership , covers your insurance for a day or so and lets you take the car until you get insurance on the car.""

VERY EXPENSIVE CAR INSURANCE?

I can't understand this issue. I have been living in the uk since 2008. I used to pay 900 for the insurance, then it raised to 1200 and now they ask me for 2300 for the third year renewal. I never made a claim and I have a full UK license and an international license for 11 years. I am 29 years old and I am an educated with MSc in medical sciences and I never drink or smoke. Is it because I am a foreigner. My friend is a British and he only pay 490 and he just obtained his license and we live at the same building. I can't find an answer for this problem only that car insurance companies are racist toward foreigners.""

""Help! looking for affordable health care insurance in atlanta, ga?

i am a single mom recently laid off from work. i have asthma and take a prescribed drug every day. i am running out and just to see my dr. for a new rx is $125 and then for a 30day ...show more

How much would insurance be for a jeep Cherokee?

i am planning to get a jeep cherokee or wrangler and want to know how much car insurance would be. i am 16 and want to know how much money i should pay insurance to see if it is in my budget.

What should I do I hate insurance company?

This is frustrating I got involve an accident was going straight and suddenly a lady turned in front of me I could have ran into to her but I choose to go around and I wrecked my car to a fire pole she ddnt stop I spoke to geico they gonna fix my car as I had full coverage but they said they gonna analyse if my policy will increase or not at renewal cause they putting me at fault as there's nobody else to blame and the funny thing is that same thing happen to me a year ago I turned in front of a lady she could have went around but she ran right into me where the accident happen there was camera if I'm able to get them the videos to show that I didn't intentionally wreck my car would they take that in consideration ? Now they making me think bad like I should have run into her car and let her take the blame I could have get injured and probably everybody in her car? This is bs

Where can I find cheaper car insurance quotes?

I'm 17 in a few months, have a car, and have been checking insurance quotes.""

""Pizza delivery driver insurance in own car, where can I get insurance uk?

I have been offered a job as a pizza delIvery driver but I need to insure my car with business insurance I have tried everywhere but know one does it please Help x

Does California state law not allow insurance companies to increase rates for $750 or less claims?

I heard California Sate law prohibits insurance companies from raising your rates if you have a total accident claim of $750 (not to include deductible amount)? Is this true?

Can my husband take life insurance out on me without me knowing in the military?

hey my husband is in the military and he has a life insurance policy on him and i only have a small portion of it and everything else goes to his mother but i just recently find out he has life insurance out on me way more than i would get from him and i didnt sign anything so im wondering can he do it without my consent? and can i cancel it?

Can i find out someones car insurance company?

a lady hit my car back in march of this year. she agreed to pay for the damage but then moved out and skipped town. well the police finaly found her but the problem is i dont know her insurance company. i have her full name, and her vehicle vin number. i dont want to claim it on my insurance so my rates go up, thats nuts. so i need to find her insurance company so i can file it with hers! anyway i can do this?""

Can anyone recomend some cheap insurance companies for drives who have completed pass plus?

I'm 18, soon to be 19, and have been trying to get a quote on a 1998 vauxhall corsa, and the only 1 i got before was ridiculously high. I know it being an older model is going to make a difference, but does anyone know from personal experience or whatever which insurance companies offer decent insurance prices to young drives, who have completed the pass plus scheme? Thanks, much appreciated!""

The average price of car insurance?

The average price of car insurance?

How can i get insurance for my kid in nj from the state?

I cant afford insurance for my kid can i get it threw nj from the state

Can I insure my car in California if it is registered in Oklahoma?

I currently have insurance in Oklahoma. My permanent address is in Oklahoma but I am stationed in California and California doesn't require military personnel to register their vehicles there.

Provisional Car Insurance?

I am currently looking for car insurance on a car I own, The car is an 04 punto. Basically I need provisional insurance for a month and I own the car so I need a policy that covers both of these, I am 18, Any suggestions? Thanks""

How much does car insurance cost?

I'm a male in Connecticut under the age of 25 and I wanna get a new car. Can anyone give me a ball park figure?

What is the best and cheap health insurance?

I came form a different country so i dont have any insurance when i came to california. What is the best that i dont have to pay anything when emergency and cheap like $30 per month.

What would the insurance on this car be roughly?

Just been looking at this car. Should be driving by the end of this year. What would the insurance be roughly? any car expert opinions? we're looking at this cause its a classic, its fairly cheap, it can fit my brothers cello and my parents like it as well and would pay for it. Just what would the insurance be like for me? when I start to drive?""

Best public health insurance plan in nyc?

I've been traveling after college and won't go back to school for another year. I've been volunteering only and haven't worked for over a year. I don't qualify for ...show more

What do I do if my car insurance lapsed without my knowledge?

I need to get tags for my car this month, only when I called my car financing company to see how much it is, they told me that my insurance had lapsed, and my registration was suspended!! I had no idea, because my cousin had gotten the insurance for me (we are now estranged, and I don't have any contact with her), and I was told by her the insurance expired in May. All my documments have been sent to her house (and she refuses to send me my mail) and I had no idea. Now, I'm terrified that I won't be able to get my registration back, or pay fines, because I just barely have enough to get new insurance and pay for my tags. I have no proof that she bought insurance for me through May or anything. Does anyone else have had to go through this? What will happen? Please help!""

Where to get cheap car insurance?

my car insurance rates keep going back and forth and i don't have the money to pay 130.00 a month or 170.00 or whatever they decide to put it at. at first it was 83.15 then it jumped to 170.00 now it is 130.00 can someone please tell me where i can get insurance for at less than 100 dollars?

How can i insure my car for 1?

just read somewhere on this site that you can insure a car for 1 surely this is a load of uncle tom cobbler? would be very impressed if someone can answer this question... seeing as my car is only worth 500 why should i be expected to pay almost that in insurance? it would get written off any way should i ever claim. cos being an olde banger insurance cost for parts and availability not as easy and quick to get.

""My 18-year-old brother is addicted to meth. He wants to quit, but can't afford rehab, no insurance.?""

He is not interested in NA or any faith-based program. Are there any proven state-funded programs or at least semi-affordable programs? He lives in Cali. He dropped out of high school and has little motivation to do anything, despite being smart and good-looking. My parents basically let him do whatever he wants, and I don't trust them to change or be able to help. He wants to learn to discipline himself and get a job, etc. but first he needs to kick the drugs.""

Car Insurance: Which is cheapest in America?

Just purchased brand new vehicle and wanted some feedback on which companies offer inexpensive rates and superior service when needed.

Were we can apply and buy liability insurance?

We are managing 300 units condominium.What approximately liability insurance will cost?

New driver car insurance?

How exactly do you get/where can you find cheaper car insurance for new drivers?

""Car Insurance..if i go out of state, but my parents pay for the car insurance and i live in another state...?""

What i meant to say was..if i have a car, it is in my parent's name, and i move out of state, is it possible to still be covered by the insurance even if it isnt from the state it is being payed for in? or do i have to get insurance and the car changed to my name in another state? i hope someone understads. thank you for you time in reading this :) 10 points to the best answers! or lets say Correct answer!""

How can we get health insurance?

My Fiance (22) and I (18) are planning to get married November 30th, but if we do, I will no longer be covered by my mother's health insurance. We live in NY (currently Broome County) and we need cheap to free health insurance. At the moment, both of us (full-time students) have an income of zero, with no pay stubs (obviously) or other proofs of income. How can we get health coverage?""

What is an affordable health care provider with low deductable?

What is an affordable health care provider with low deductable?

""Mustang Insurance, Help!!!?""

Hello, I have a quick question about insurance. I am 18 years old, living in Orange, CA and currently driving a 2003 nissan altima that I am going to trade for a 2002 ford mustang gt. Now i know that contacting an agent will be the best way to find out more realistic rates, but right now I want to hear from past mustang owners. I was also wondering if having good credit will give me a discount on my insurance? I know insurance will be high, so don't waste my time explaining it to me, If it helps, I always obey the speed limit, never gotten into any crashes nor have I gotten any tickets. All Help is appreciated, thanks.""

What should I do I hate insurance company?

This is frustrating I got involve an accident was going straight and suddenly a lady turned in front of me I could have ran into to her but I choose to go around and I wrecked my car to a fire pole she ddnt stop I spoke to geico they gonna fix my car as I had full coverage but they said they gonna analyse if my policy will increase or not at renewal cause they putting me at fault as there's nobody else to blame and the funny thing is that same thing happen to me a year ago I turned in front of a lady she could have went around but she ran right into me where the accident happen there was camera if I'm able to get them the videos to show that I didn't intentionally wreck my car would they take that in consideration ? Now they making me think bad like I should have run into her car and let her take the blame I could have get injured and probably everybody in her car? This is bs

Canceling Geico car insurance?

I've had Geico insurance on my car for the past year and I've found a much better rate elsewhere and plan to switch. I'm in Virginia. How do I go about canceling with Geico? Do I have to wait until a certain time (end of 6mos, etc) or can I do it at any time? Is there a cancellation fee? Thanks!""

Should I continue to pay for insurance on my old car?

I bought a new car last month and I called my insurance company to tell them, and they added the car onto my existing insurance for my old car. I've had to pay around 400. in the last month, for a car I no longer am driving. I'm trying to sell it, but it is just sitting in my garage. Should I have to pay for insurance on this car? Can't I just tell them that I'm not driving the car and I don't want to pay for insurance?""

What reputable health insurance companies are out there?

What reputable health insurance companies are out there My mom doesn't have health insurance and my job doesn't give insurance to family members. I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it. Do you know any health insurance companies that can accept low monthly payments since I don't get paid that much?

NO Car insurance! Will i get 6 points?

I was a named driver on my Dad's insurance, he had not paid one of the instalments for the insurance but did know! I was driving the car when i got pulled over. I did not no i had no insurance as i did not deal with the payments. Will i still get 6 points as i need my licence to get to university :(""

Which company I can get cheaper health insurance?and any hospital free or cheaper?

I just moved to Schaumburg, IL. i want to buy an health insurance for my mom,and she is 49 years old. Anyone know where I can get cheaper health insurance? And also is there have any free hospital or cheaper?""

I don't have insurance but my parents do. Can I drive my parent's car without them present in the car?

Can I legally drive alone by myself as long as I have my parent's insurance card in the car? I just got my license and I don't plan on driving to work or school, rather just for miscellaneous activities. I don't feel like I should be paying for car insurance yet. If I get in an accident, wouldn't it just be as if my parent's got in the accident. So can I legally drive under my parent's insurance if my name has not been put on the plan as one of their children who drive. Is it OK for me to drive alone to run some errands now and then?""

Insurance didn't report?

My sister couldn't afford to pay her car insurance. Her insurances company never reported to the DMV that it was canceled. why? She even got speeding tickets and i thought the police do a run when they pull you over. how is this possible?

Step parents health insurance?

I was wondering is it possible for my soon to be wife, to put my kids on her health insurance plan from work? The children live with us. We are in california.""

What's the best life insurance?

This question is for my mom. My mom is 63 years old and needs life insurance. She is in great condition. Never smoked or done drugs. She never drinks alcohol. The only thing really is that she has been told she is borderline diabetic. My mom doesn't have a lot of money so she would like to find an insurance that is very cheap. Her job will be ending in July an will only have her disability to live off of. So what's the best life insurance?

Im 17 and getting my liscense soon how much will car insurance be 4 me with a used car that will b in my name?

I will be getting my drives liscense soon and my parents are putting limits to where i can drive and when and i wont be able to drive it when ever i would like, how much is car insurence gonna be with me for a used car that will be in my name ?""

Can someone give me an auto insurance cost?

Does anyone know what the cost per month of Ohio car insurance would be for a 19 year old male. Just an idea would be good, thanks.""

Do I need to be on someone's auto insurance in order to get my driver's license?

I'm in my 30s and I want to get my driver's license. I had my permit years ago, but I never kept it up just because I always thought it was a hassle to get my license. People would tell me it would cost hundreds of dollars to get my license. So I personally didn't know, but I want to know for sure. After I get my permit, I know you have to wait a week, but as for auto insurance, do I need to be on someone's auto policy? Also if I don't have a car yet, how can I take the driving test? The reason I ask because I see so many people who never had cars who get driver's license just like that. I've even see immigrants with license and they don't even come to America with cars, so how do they do it?""

Help!! i need help picking out car insurance?

Im 20 years old I wokr fulltime and go to school full time. I recently purchased my first car but I cant dirve it off the lot until I have car insurance. I live in michigan which is a no fault insurance state. i was trying to get full coverage on my car. but the lowest quote i found was 450 a month. I only paid 3500 for a 2004 monte carlo ss. I will be paying more in car insurance than i paid for my car. plus I cant really afford to pay 450 a month. I need help. Insurance is a rip off. I cant get on my parents account becasue I was a foster child.

Car insurance and international driver's license?

Hi, I'd like to know if it's possible to get car insurance and buy a car in the USA if you don't have an American driver's license... I only have a French driver's license and an international driver's license. Could you please also tell me how much does car insurance approximately cost for 1 year? Thank you very much in advance.""

Cheapest car insurance????

looking for a cheap car insurance guys, plz help""

How do you find an insurance quote for a car you may get?

I am looking to trade my Car, which is just a Sedan for what would be considered as a sports car. The car is older, but I'm certain the price will go up because of the fact of it being a sports car, I can't find anywhere that will give me a quote on what to expect insurance price wise if I were to complete the trade. Does anyone know of a place to find this out? I am trading a 2003 Ford Taurus SES for a 1997 Mitsubishi Spyder Eclipse GST Convertible""

What are average prices for teen auto insurance in CA?

just averages not a sports car i have good grades too if that helps

My door was kicked in... looking for average cost of repair?

My door was kicked in recently, someone broke in and robbed me. I dont have home owners insurance, so I have to fork over the costs. The frame will need replaced and a new door will probably need to be installed. Just wondering if anyone has had to replace their frame and door and how much it cost them. I would have called home depot or lowes by now... im just worried that i am going to have a heart attack when they tell me the price!!!! thanks for any help!""

What happen if drive car with no insurance?

i've been buying this used car since last 2 weeks and drive it with no insurance. The MOT and tax will end in August. I just cant afford to buy the insurance yet. What happen if i don't insured it? i live in Northern Ireland, UK""

Where can i find cheap no faught insurance in Detroit Michigan?

Where can i find cheap no faught insurance in Detroit Michigan?

Should i get insurance for my first car? Where can i get CHEAP car insurance? I live in Aus.?

Should i get insurance for my first car? Where can i get CHEAP car insurance? I live in Aus. I am looking at buying a s13 non turbo at 11k. when i looked for a quote the minimum was like 5k which i do not have the money seeing as i am going to have to get a loan for my car.

What is the cheapest car insurance?

Looking for cheap insurance because I have had to tickets for speeding.

Is Geico a good auto insurance company?

I have been looking at a lot of different insurance companies recently. I have gotten a lot of online quotes and so far, Geico is the cheapest, not by a lot, but every little bit helps. Can anyone let me know the good and the bad with Geico? I'm in Michigan if that helps...""

Where can I find affordable health insurance?

I am 19, a smoker and I am currently not working but I have health issues and I need to find a health care provider that won't drain my bank account... Any ideas?""

""Quick question on car insurance, thanks for answers?""

I am getting my second car insurance, i live in leeds however my parents live in northumberland, would it be legal to put my car insurance ADDRESS as northumberland (half the price). I would still be named driver, and i have all bank details and permenant things such as phone contracts registered to northumberland as i move each year i class it as my permanent address. So i could say the car is kept there but i use it sometimes, as in northumberland is also classed as my address, and i am there quite a lot anyway. Cheers for advice, and if it is legal or questionable, would it still be acceptable if even frowned upon, cheers!""

What should I do I hate insurance company?

This is frustrating I got involve an accident was going straight and suddenly a lady turned in front of me I could have ran into to her but I choose to go around and I wrecked my car to a fire pole she ddnt stop I spoke to geico they gonna fix my car as I had full coverage but they said they gonna analyse if my policy will increase or not at renewal cause they putting me at fault as there's nobody else to blame and the funny thing is that same thing happen to me a year ago I turned in front of a lady she could have went around but she ran right into me where the accident happen there was camera if I'm able to get them the videos to show that I didn't intentionally wreck my car would they take that in consideration ? Now they making me think bad like I should have run into her car and let her take the blame I could have get injured and probably everybody in her car? This is bs

Should my car insurance company be forced to cover preexisting conditions?

After all, liberals want preexisting conditions be covered for health care. What's the difference? I want them to fix that dent in my front end that was there when I bought the car.""

What is the best online source for shopping for health insurance?

My son is 20, full time college student in a different state (PA.) Home state is Ohio. I am on disability so my insurance (and my husbands') is through Medicare.. I am shopping for an individual plan for my son, and there are so many sites which offer so many choices...Not only do I need to get the insurance plan, I need to find the best web site for the query. (tried einsurance, etc..)""

Car insurance choice of car?

Im a new driver not passed my test yet but not far away and i need to know what is the best car you can get for cheap car insurance maybe top 5 cheap cars for new drivers or something! im un employed due to medical reasons at the moment, but recovering well :) so i cant afford nothing to exspensive im 18 and i have a provisional but will have a full licence soon Thanks""

Moving to Pennsylvania - how do i get car insurance?

I recently moved to PA from NY. I have Allstate insurance on a rented car using my old address in NY. It expires in a little under a month. What do I do now? How do I go about getting new insurance? DO I have to go through the crazy process of getting PA plates? (I only plan on being here for 2 yrs - then I'm moving back to NY) BTW, my parents still live in NY. I'm not sure if that can help me.""

Best health insurance for a 63 year old male?

My dad retired at 62 and a half... to make a long story short, he was promised continuing health insurance from his employer but now they are saying they will only be secondary- meaning they only pay if he buys a primary. What would be a good option for health insurance for him? Unfortunately, he is a smoker and had a stroke... he is 63 and a half right now.""

What is the best insurance that covers eating disorder treatment?

What insurance is the best to cover all forms of treatment for an eating disorder. My family would like me to go to residential for my bulimia it is out of control right now. Is their any good insurance that also doesn't just cover Pennsylvania?

""Getting my new car, Challenger 2009, any insurance rates?""

How much would the APPROXIMATE insurance rate be on a 2009 Dodge Challenge R/T? I know it won't be low, but it won't be that high since it's an American car....correct? Her is the bad part...My record. 2 Accidents and a stop sign...But i will turn 18 soon if that matters. Car Info (another bad thing) 5.7 Liter V8 Hemi, 375 horses. How much is the Approximate insurance guys, just throw me an estimate.""

Car Insurance increased? what to do next?

My car insurance company had increase my insurance by 2 folds (103%) increase. I contacted the company, enquired about this increase. But they said they cant do anything about it, If I want I can raise this with the customer service chief and chief executive. I wrote them a letter stating it was ridiculous amount of money, they asking me to pay. Also clearly brought to their notice, that I have a clean history, no claim, paid insurance on time, no accidents, and I have no claim discount of 7 years in total. The companies chief executive has replied me in a letter stating, unfortunately, the post code where is stay is subjected to recent increase and personal injury claims from post code area has gone up. So nothing he could do. But I replied him saying, I lived in the same place for more than 5 years. But still no good. Regards to this, I email Watch Dog, explaining the same a month ago. Still no reply or correspondence from them. Now I am stuck, I do not what to do. Honestly, I only brought this care for 500 in very good condition and it is still the same. But my insurance is more twice the value of my car. Please somebody tell , what can I do next. This is really ridiculous amount and unacceptable whatsoever. Thanks in advance.""

Is it legal for car lot to hold my check from insurance?

I had a wreck a couple weeks ago and told me I could come pick up my check today from insurance. When I got there to fill out the paperwork and pick up the check they told me it wasn't ready and that they will have to send it to the car dealer (Express Credit Auto) so they can take out what I owe and they give me whats left which I do not have a car now and the check was to get me another car, which I told them and all they said was to use what is left to get another car by them. Which I just want my check so I can get my car, I told them I will still be paying my bill for the car but they then said it is illegal for the insurance to give me the check when they hold the lien to the car. I don't know what the legal side is, can anyone help me??""

Insurance? what will happen?

ii was diagnosed at 17 i am 19 currently getting medical cause of my parents income and my current diagnosis brain tumor i was wondering if i worked and made my own income would it be my own or family? i am cvred under family cvrage what would happen to the insurance i live in california would i have to purchase my own insurance are there companine who would do that? i will be able tto work i have a physical disability

""Car Insurance, will it go up IF?""

Right.. well im gonna be able to drive the end of this year.. and i want to get a Vauxhall Astra Estate and make a few changes.. for Example: GSI front bumper Exhuast GSI alloy wheels possibly a new spray of paint leather seats new head lights Will the insurance go up if i do these things? i know its going to be high anyway because im a new driver.. but i wanna know if it will go up anymore and roughly by how much, and if anyone could just give me a general list of things i have to tell the insurance company if i change anything on the vehicle. Thanks!""

Am I covered by Insurance if I drive my girlfiends car?

I have insurance with progrssive on my cars and she has state farm on hers. Would I be covered ??? Thanks, Mud Bug""

No insurance ticket?

I got a ticket today for no insurance. I know I can go to court and show proof of insurance and just pay court costs. After I show the court my insurance card, are they going to contact the insurance company to make sure it is valid? I'm sure you know why I am asking.""

What is the average car insurance for a 16 year old?

I'm 16 years old, and just passed my drivers license test. I live in Washington State and am going to be driving a 2002 Hyundai Elantra. Does anyone know how much I could be looking at for insurance monthly? (my mom is currently insured with Progressive) -Thanks""

Teens: how much is your car insurance a month?

Teens: how much is your car insurance a month?

How much does it cost for car insurance?

I am 17 years old. I just got my licenses and i need insurance. How much does it cost with my parents and how much does it cost without my parents?

Do I need to buy car insurance before driving a used car that I purchase home?

I am thinking about buying a car. I won't know if I'm buying this used car until I go look at it. How do I drive it home, if I won't have car insurance at the moment that I buy it?""

How much would private insurance cost for two adults and 1 baby?

My fianc and I would like to get married. About how much would it cost for the two of us and our 14 week old?

Re saga insurance?

has anybody had a bad experience with saga insurance [over 50s only]

Why is it that the Republicans Party Sucks up so much to the Insurance Companies?

???

""How do I file an auto insurance claim and what exactly will happen to my insurance rate, deductible, etc.?""

My windshield was really frosty but I only had to drive like 20 yards to get where I wanted. So like an idiot, I start driving and run into a fire hydrant. This damages the front right quarter panel, the right blinker, and it may have also damaged the axel or steering column because I couldn't get my car to move after that. What do I tell my insurance company? and am I going to have to pay anything?""

What company has the very cheapest car insurance for Tennessee?

I just need the bare minimum insurance. Which is the cheapest?

Broke my contract phone and have no insurance?

Basically, entirely my own fault... i have no insurance on my phone (had it for three months) and it was smashed yesterday! But my question is, if i phone up vodafone and tell them i will PAY three months worth of insurance, backdate it back to the three months i have had this phone, can I then claim for a replacement? Technically I will still be paying for insurance and they will be getting money? Is this possible??""

""Getting a used car, and insurance the same day (which first)?""

Today I will be looking at a used car a costumer has in their mechanics shop. There is a Geico agent right around the corner from where the vehicle is, and I would like to know, if I should get insurance on the car before I test drive it, or after I know I want to buy it. I also would like to know how will I drive it after I have bought it without it's license plates, and if I can would I be able to take it to the DMV, and get plates the same day?""

What are some affordable life insurance policies for people with diabetes?

What are some affordable life insurance policies for people with diabetes? Looking for $400,000 in coverage.""

What should I do I hate insurance company?

This is frustrating I got involve an accident was going straight and suddenly a lady turned in front of me I could have ran into to her but I choose to go around and I wrecked my car to a fire pole she ddnt stop I spoke to geico they gonna fix my car as I had full coverage but they said they gonna analyse if my policy will increase or not at renewal cause they putting me at fault as there's nobody else to blame and the funny thing is that same thing happen to me a year ago I turned in front of a lady she could have went around but she ran right into me where the accident happen there was camera if I'm able to get them the videos to show that I didn't intentionally wreck my car would they take that in consideration ? Now they making me think bad like I should have run into her car and let her take the blame I could have get injured and probably everybody in her car? This is bs

https://www.linkedin.com/pulse/how-much-would-my-insurance-new-car-cost-sibylla-henderson"

[gocasualrunawaycollection-blog]

Car shopping???? and auto insurance?

"Car shopping???? and auto insurance?

I am planning to buy a car before school starts again.. I was shopping on craigslist.com and some cars are cheap and sound too good to be true. like this one: http://philadelphia.craigslist.org/car/741877685.html but should i go for it anyway?? should i hire a mechanic to check the car out? if so where can i find one and how much would one cost? will my insurance be expensive?, (im under 18)

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Insurance on a 01/02 Ford Mustang for a 17 y/o?

Around how much would insurance cost for either a 2001 or a 2002 ford mustang (v6 engine) for a 17 y/o male in New York? Ive been through drivers education also so thats 10% off. Id REALLY like one of these cars, granted im expecting insurance to be very high and idk if id be able to afford it. Thx :) p.s. Also how much more would it be if it was a convertable? Having one would be awesome (i can dream cant i? :) (This is a serious question though)""

""When your 18 and still in high school, does the car insurance company still check your grades for a discount?

My younger sister recently turned 18 and got her license. She's in dying need of insurance but she's a D average student and ashamed to show her grades. Does the car insurance discount still apply to students who are 18?

In the state of california is it illegal to drive a car with out auto insurance?

In the state of california is it illegal to drive a car with out auto insurance?

Where can i get visitor health insurance at affordable rate?

is there any good co where i can get affordable visitor health insurance thanx for suggestions

Do you legally have to declare having a medical cannabis card to your insurance company?

Does this prescription count just like every other medication? Do you legally have to declare having a medical cannabis card (or say that you use cannabis) to your insurance company? I live in California. My insurance is Blue Cross.

Need help finding health insurance?

I am currently looking for health insurance for my son and I. He is only 2 months old. I make too much money for medicaid, but still not enough to have expensive monthly payments on health insurance. Im not planning on having a baby anytime soon, maybe in the next 2 years. BUT, just in case something happens and I do become pregnant...I want insurance that covers maternity too. But I cant find any. I live in Indiana.""

What can a car finance company do if you no longer have insurance?

I bought a 2004 vehicle (from CarMax) about 3 months ago. The finance company (Capital One Auto Finance) would only approve me if I started an insurance policy before I left the dealership. I did, but have since let that policy go, for different reasons. The finance company is now sending me letters to give them updated insurance info, or they may take appropriate action to protect its interest . What exactly does that mean??? All my payments have been on time, actually 2 weeks or more early. So, what can they do if I continue not to have insurance, since my payments on the vehicle are all in order? Since guessing or assuming won't help me, sources for your answers would be helpful. Thanks.""

Affordable medical/prescription insurance for a heart transplant recipient.?

I had a heart transplant 10 years ago, and I am looking for a more affordable insurance plan, currently I use Cigna, and they're running me over $400 a month, plus a $50 dollar fee per prescription I am on, which runs me another $250-300 dollars every three months. I just recently graduated college, and am 24 years old, so my father's insurance at work no longer covers me. I'm not very familiar with insurance plans, but I would obviously need one that would accept my pre-exsiting condition of a heart transplant, and have a prescription plan, cover doctor visits, emergency care and anything else people can recommend that would be important. Thanks so much!""

How do you justify an insurance company raising rates by 39% for individual policies?

California insurance regulators asked Anthem Blue Cross to delay controversial rate increases of as much as 39% for individual policies, hikes that have triggered widespread criticism from subscribers and brokers -- and now from the federal government. In a rare step, the Obama administration called on California's largest for-profit insurer to justify its rate hikes, saying the increases were alarming at a time when subscribers face skyrocketing healthcare costs. http://www.latimes.com/business/la-fi-anthem-obama9-2010feb09,0,4384044.story""

Will health insurance cover existing medical bills?

I have a kidney stone that is unbearable and I want to get it checked out. I just applied for health insurance but I have to wait to find out if it's approved. Can I go to the hospital today and have it be covered when my insurance application is approved?

How much will my insurance and maintenance costs be affected by what type of car I get?

I'm about to be 18 and am planning on getting my first car soon. I've been driving for almost 3 years in my parents' cars but need my own for heading off to college and such. I don't know what type of car I want to get, but it's gotta be cheap, old and used, preferably up to $6,000-7,500 at the absolute max. The problem is that I've been really into cars for most of my life and would rather have something a little nicer to start, I mean within the same price range but for example a Mustang, Mitsubishi 3000GT, BMW 3- or 5-Series, etc., rather than the usual Civic or Camry (not that I'd mind one of them either). The problem is that I'm worried the insurance will be way more expensive. The latest quote my dad got was a few weeks ago and it was quite a bit lower than I expected, only like $560/yr., but that was with their old '93 Taurus GL. Will having a sports car or more high-end car affect it really dramatically or will it not make that big a difference as long as my driving record stays good? Also, how much more does it cost to maintain and repair a car like a used BMW than it does just a normal car like an Accord? I've always heard that European cars in particular can be temperamental and finicky if not maintained properly, so I'm just worried that I won't have the money and know-how to have and keep a car like that as my first car.""

How much is my car worth?

I just totaled my 2003 nissan sentra gxe. I have full coverage insurance and was wondering how much I should expect the insurance company to give me for the car? I looked on kelley blue book website but I am not sure if it should be considered private party value or trade-in value. It was in excellent condition prior to the crash.

I have an old car ... is it worth it to be paying for 100/300 insurance coverage?

I am driving an old '97 accord, which I got after someone hit & totaled my previous car last year. I have been paying 100/300 JUST liability insurance for it, but I want to know if it is worth it. I am paying approx $100/month for just all liability at this rate. I lowered my coverage and 25/50 is approx $70/month, so I want to know if it is worth it. I need advice since I know nothing about this at all. I don't mind paying if it is a better option, but I also don't want to overpay for an old car. Any advice is greatly appreciated!""

Insurance box keeping car at different address?

i'm thinkg of getting insuranca box installed to reduce the cost of the premium, but i keep my car at different address, would they know that?""

Cant find insurance for a 17 year old?

my son is 17 and we just got him a peugeot 106 1.1 2000 and we have searched near enough every insurance company and we cannot find a quote under 2000 pound i know this is good compared to some quotes but does anybody know where i can go to get it cheaper Thanks

""Low Rate Auto Insurance, Help PLZ?""

I just bought a car today Ford Explorer 2001, high mileage. I never been insured before, do you know which is a best insurance company with lowest rate for someone doesn't have good income. in live in California Bay Area. Thanks""

A question about car insurance and modifying?

Okay, lets say you own a car, lets call this car A. You pay a car insurance company to insure you car. You hand over the required information and all that, and the car is stock when you insured it. Lets say you put a turbo, or intercooler, or new rims, or anything really, but you DONT mention it to the insurance company. Then you get into a car crash. What does the insurance company insure? The whole car with the non-insured parts? The whole car with only the stock parts (which was exactly what you payed for every month)? Or they insure nothing?""

How much would my car insurance cost?

I'm trying to find about how much my car insurance would cost and none of the insurance website would give me a quote for some reason. I'm a 17 year old female who has a 2003 saab 9-5 (4 door) who's never been in an accident and who took drivers ed.

Which costs more to insure?

I'm 17, get okay grades in school, I guess, but I can always make it look like I got all A's. I'm insured under my grandparents and currently I believe it is around $20 a month or so to insure me on a 03 Galant, I was wandering (I am buying my own car) if I purchase a 97 Eclipse, would the insurance be more or less than a 93 GT3000 Mitsubishi? If so, how much would it cost?""

Will my parents insurance go up?

My parents have state farm. I'm 17 and I just got my license. I would want my name under my moms car. will my parents insurance go up? and if so about how much?

What's the cheapest car for insurance?

What's the cheapest car for insurance?

If you get disability do you lose your health insurance?

I live in Tennessee and I have PHP health insurance. I am thinking about trying to see if I could get disability because of my many health problems. I am wondering since the government pays for my health insurance and I get approved would I lose my PHP?

Does anyone know of some reallly cheap motorcycle insurance companies that you use?

?

How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]?

How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]?

Any suggestions for a first car that's affordable and safe for a 16 year old?

I'm 16 years old and much in need of a car... as you can imagine money is sort of an issue. I need a car around or under $3,000 that works and will get me from place to place. A car that looks decent is a plus too. If anyone has an idea of how much insurance would cost monthly for a car around that price with a student grade discount also, please tell me. Any ideas on a car or a way to save up some more money so i can get something above 3,000? Don't be smart @sses and tell me to get a job because I'm really busy with school and sports...thanks""

Car shopping???? and auto insurance?

I am planning to buy a car before school starts again.. I was shopping on craigslist.com and some cars are cheap and sound too good to be true. like this one: http://philadelphia.craigslist.org/car/741877685.html but should i go for it anyway?? should i hire a mechanic to check the car out? if so where can i find one and how much would one cost? will my insurance be expensive?, (im under 18)

""Florida law - Florida license, no car, so no insurance?

If someone with a Fl driver's license who doesn't have a car so doesn't have car insurance is involved in a car accident while driving someone else's car. Does the car owner's insurance cover the uninsured driver?

Health care insurance?

My wife retired last year and got the cobra plan from the school district in California,now we moved to Arizona and she is going to get a job at the school here in Page and will get health ins. Just to cover us until she is established can we have both insurances just in case the Page job doesn't fly. Concerned in Arizona""

Auto and House Insurance...what to ask!?

I'm a first time auto and house insurance buyer....yipee (NOT!) As I shop around for prices, I find each of the policies vary so much. What are some key questions I should be asking? What are the things I should be inquring about which will greatly affect the future with this insurance? In other words, to those of you who have had experience with insurance policies, what do you find most important in having on your policy? How do I make sure I'm well covered?? Thanks!!!""

""Alaska is the worst state for women, does anyone care what the worst state for men is?""

http://shine.yahoo.com/healthy-living/is-alaska-the-worst-state-in-the-nation-for-women--202627073.html As for crime and imprisonment, the number of women going to prison in Alaska is growing: In 2007, women made up 6.5 percent of Alaskas prison population, but that number had jumped to nearly 11 percent in 2011. Alaskan women are slightly more likely to have health coverage than Alaskan men, but the coverage for Alaskan women is still below the national average, with 21 percent going without (compared to the national rate of 20). -So that means the male prison population in 2007 was at 94.5% and it went down to 89% in 2011. We can't have that! All we care about is the female prison population growing and how we have to stop it. We need more males in prison to get us back to 94.5 percent. And while more Alaskan women have health insurance than Alaskan men, they're just below the national average with 21% of women going without insurance. Who cares that more Alaskan women have health insurance than Alaskan men? We're only concerned about women here, and we have to lower the number of women who go without health insurance. forget about the men. And women in Alaska, make only 67 cents for every dollar a man makes. -Not too surprising since Alaska is mostly an industrial state with lots of mining, logging, fishing and other male dominated industrial jobs that women typically shy away from. As far as homelessness is concerned, only 25 percent of single people in shelters were female in 2012but, for adults in shelters considered part of a family, 62 percent were women with children. -Who cares that 75% of single people in shelter were men in 2012! The suicide rate among Alaskan women is rising. -I'm sure the suicide rate among Alaskan men is even higher, but again we don't care about the men. So why the raw deal for women in this state? It may have something to do with the ratio of men to women there, which was noted in the state report as being higher in Alaska than in any other state, with 108.5 males to every 100 females. Nationally, there are 96.7 men to every 100 women. -So because there are more men than women in Alaska, that's why women are suffering!?!""

If I wreck my car while DUI does the insurance company still Fully cover it?

just a curious question. if you are drunk and total your car, nobody else or other property involved, does the insurance company still cover your car to full value? and what source do they use to determine the value of the vehicle?""

How many cars can you put and take off of your insurance policy in one month? One year?

How many cars can you put and take off of your insurance policy in one month? One year?

""Which is cheaper for liability insurance, in Alabama: Geico, The General, or 21st Century?""

I am buying a little beater, just need some el cheapo liability..cant compare w/o VIN number, don't have that yet..""

What's the annual policy premium?

I have an amount of 623 dollars for annual policy premium for life insurance. Do I have to pay the amount?

HOW MUCH WOULD INSURANCE BE?!?1?

So I'm looking at buying a new car but don't want to pay a ton for insurance. First of all I'm a 15 year old guy and i know that's going to change the cost. Now the two cars I'm looking at are a 1974 Chevy Nova or a 1995 Mitsubishi Eclipse. from your experience how much would you guess? And i know its different for every insurance agency and right now I'm going with Progressive. Thanks a ton for your help.

Auto Insurance Question?

Hi all, I live in California and I got in a car accident yesterday. I found out today that the insurance company suspended our insurance due to a late payment so we most likely had no coverage at the time of the accident. What are my options at this point?? The accident was not my fault and the other driver was arrested for felony DUI and they had insurance. What are my options?? Thanks in advance!""

Do anyone know where i can get cheaper car insurance?

Im with Tesco and am due to renew my insurance next month but what im paying at the moment is sky high. Ive been on the road 2 years now, I have a reno clio.""

Which older cars are group 1 0r 2 insurance?

i need to buy a new car as i now have 1 0r 2 points im only looking at paying about 500 pound but i need something really low insurance as its costing me a small fortune

Where do I look for Health Insurance?

In a month I'll be 18. I don't smoke and I'm enrolled in college. I want to find something affordable and simple, but mostly affordable. Who do I talk to and how will I know its a good deal? Another question is when I go to a hospital, do I have to pay it all upfront or can I make payments over time? (In two weeks I'll be getting the Implanon and its been set for about four months and my mother never bothered to tell me we lost out insurance. And the implant can be $400-$800 and I dont know the cost of a visit to a OBGYN at a hospital.) What else do I need to know about insurance?""

How much is the insurance for a 1980-1992 FERRARI MONDIAL?

how much is isurance every year for a 1980-1992 FERRARI MONDIAL for a 16 year old in California using 21st century auto insurance. PS onlyh liablity insurance

Can i get non-owners insurance without a drivers license?

looking for a insurance company in houston texas that can help me with non-owners insurance

So im 18 now and i am currently going to school. Iam trying to find out the cheapest auto insurance out there.?

My parents currently have me under mercuary, but i would like to buy my own insurance. Any suggestions?""

Driving without insurance?

Hi guys police gave me citation for not having insurance paper with me its registered under my cousin name we live the same address the car is insured but i don't have insurance if i go court and show car insurance they will give me ticket or what thank you.

Are there any groups you can join that offers group health insurance?

Or some insurance co that does not ask for a ten year history?

Car insurance question?

I'm adding a new driver to my policy, and shes 18. They quoted me at about $400 dollars, which is crazy in my opinion. Just woundering if there is any really cheap car insurance companies, especially for teen drivers? Thankssss guys:)""

What ia a cheap first car to buy and insure?

I'm looking for a car for when I pass my test. What are the cheapest cars to buy ans insure which are reliable as well?

Are Virginia car insurance rates cheaper than Maryland's?

I live in the DC area and I'm trying to figure out the pros and cons of living in the Virginia or Maryland suburbs. I heard a rumor that if I move to Maryland, my insurance company will jack up the rates. Does that sound right? Why would the rates be higher just because I cross the state line?""

Cheapest car insurance in Florida?

I need the cheapest car insurance possible for my husband who rarely if EVER drives. His license is suspended, so I drive everywhere (except an extreme emergency), but since we are married, Geico insists we pay for both to be insured. Anyone get around this or find a great insurance company that could get me some reasonable rates in FL?""

How much will car insurance go up for getting 2 points?

How much will car insurance go up for getting 2 points?

""HOW MUCH THE INSURANCE ILL BE FOR 2013, 15.000$CAR?IN CALIFORNIA?""

IM TALKING ABOUT DODGE DART 2013 ,HOW MUCH THE INSURANCE ILL BE FOR 2013, 15.000$CAR?IN CALIFORNIA.""

I was in a car accident that was not my fault. Does my insurance go up?

This guy in front of me backed into my front end at a stop light. We both got out and he tried compromising. I refused and called the cops and took down his plates and the make of the car. Good thing I did because he left right after I called. I think this guy may have been illegal he didnt speak english and was very eager for me to not call the cops. I felt bad but my car is really messed up. Is my insurance going to go up? If so how much?

Car shopping???? and auto insurance?

I am planning to buy a car before school starts again.. I was shopping on craigslist.com and some cars are cheap and sound too good to be true. like this one: http://philadelphia.craigslist.org/car/741877685.html but should i go for it anyway?? should i hire a mechanic to check the car out? if so where can i find one and how much would one cost? will my insurance be expensive?, (im under 18)

Health Insurance ?? I can buy on my own thats affordable.?

I own a small business and need some health and dental for me ,2 kids and my husband that is affordable and actually works. And that you dont have to be low income to qualify.""

16 year old insurance on Bike (CBT) UK?

Heres the thing, i can afford a bike and ive been considering an Aprilia RX 50 Or a Suzuki TS 50, but the insurance is through the roof in price, my average quote fire and theft is 450 ish any ideas who to go with in respects of insurance companies ? thanks live in the (UK)""

Companies that provide comprehensive health insurance packages?

Which are good, and why (maybe)?""

How much is the normal rate for the instant car insurance quote for drivers between 18 and 25 ?

Hello i am interested to know how much the average car insurance cost would be for young drivers between 18 and 25 years. can anyone help me please?

How much will my car insurance go up after my exhibition of speed (racing) ticket?

He didn't write down a speed or anything on the ticket. I'm 17 and have allstate if that helps.

""What is the cheapest car to insure, and what makes insurance go up and down?""

Well, i'm 17 and i want a car. I've been going on all the price comparison websites and lately prices have been going up, alot. Not too long ago you could get a 1.6 Focus, 02 reg - for around 2.5k. Now it seems that a 1L corsa is in excess of 4,000? I've just been looking now, and i can get a 1.4L Nova Saloon '92 reg, for less that the price of a 1L Corsa, '99 reg. What's going on here, both cars are completely standard. Also, what makes insurance go up and down? And please, don't just post about group 1 insurance vehicles, because i cant afford a new/nearly new car.""

How much will an average full coverage insurance for a BMW motorcycle cost. Type k1200r.?

I have no traffic violation and perfect credit record. I am 56 years old.

I'm moving out of state - do I have to change auto insurance companies?

Explanation - I went through a local auto insurance company called ABC Insurance (not the real name, btw). They got me the lowest rate through XYZ Insurance, out of a different state. I'm moving out of state in a few weeks. Do I have to worry about finding a new insurance company if the one I pay my bill to is out of state anyway? After the move, I will actually be physically closer to that company... but still out of state. I never deal with ABC anyway. It's like they are just the go-between that found me that company.""

Driving Insurance Quotes ?

Im 17 years old and currently taking driving lessons. Does anyone know if I can find out insurance quotes for cars at this age without holding a full UK licence at the moment. I just wanted to find out prices on insurance for me to get a rough idea of insurance quotes for different cars.

What is the cheapest car insurance for an 18 year old?

What is the cheapest car insurance for an 18 year old?

What do all these terms for insurance mean?

So I'm in need for a dental plan because I've decided to fix my horrible misaligned bite. But I have no idea what all these insurance terms mean. Like deductibles, coinsurance,waiting period, etc http://www.ehealthinsurance.com/ehi/dt/plan-details?planKey=10116300:16 ^Here is a link for example. 40% Coinsurance after deductible 18 months waiting period < Can someone just give me a coverage on how insurance works. Thank you""

""Car insurance...Extending coverage, no matter who you let drive your car?

I heard there are car insurance companies that will extend your coverage to other people who drive your car. What companies do this? And is there a catch ? Thanks.

I need to start saving on my healthcare insurance coverage. It is way too expensive. Since our congresmen?

and women are not working so that I can buy insurance outside the State of Colorado, could I possibly buy it from China? anyone know of any Chinese companies operating in the U.S. that are offering affordable health insurance?""

How much do insurance prices drop after 1 year for young drivers?

I'm a 17 year old male and paying 125 a month on insurance, as you can imagine its a big hit to my bank account. Im on my mothers policy but will my prices drop in the next year and if so by how much?""

""Good, Cheap, Low Insurance Cost, 1st car for a 19 Year Old?

Should be taking my driving test very soon. Ive looked at cars i would like to have. But obviously the insurance is much to high. Any body got any good ideas which would be a good car for me? can pay up to 2000 for the car. because I'm not paying for it. all i have to fund is the insurance. So any low insurance cars around?

Im a 20 year old male and im thinking about getting my first motorcycle. I need suggestions.?

Like i said im a 20 year old student looking into getting a bike. Most of my friends have them and they tell me how much they enjoy riding so i'd like to take up the hobby and ...show more

Can a person get insurance on a car when the tag is in someones name?

can a person get insurance on a car if the tag is in someones elses name?

How much would my insurance be?

I am 16 and I want to get a car. My parents said they would buy me this car I want but I have ot pay for the insurance. We have allstate. The car is a 1999 ford mustang. Yellow Color V-6 Engine Automatic Transmission 141,207 miles on it 2 drive coup""

Will this affect my car insurance?

My car insurance took the money out of my account today and I completely forgot there wasnt enough money in there. But when I checked today I realized they did take the money out even though it put me in the negative. This is the first time ive ever done this. Will they cancel my insurance?

Need cheap no-name insurance companies for motorcycle insurance?

Well, i live in Florida where motorcycle insurance is not required at all. But I need comprehensive insurance at least (and maybe liability too) so that I wont have to cry over a stolen bike after a week of purchase. I'm buying this bike in cash (2008 ninja 250R) and still big insurance companies like progressive and geico will charge me a thousand bucks a year for liability and comprehensive coverages alone. So, I need to know the names of some small insurance companies who wont use their big and flashy names to jack up their prices. please help. I dont wanna pay 1000 bucks a year for a 3500 dollar bike. Thanks.""

Homeowners insurance vs. property taxes?

which typically costs more homeowners insurance or property taxes?

What is general insurance?

i want to know abt general insurance.

Car Insurance Cost Estimate (UK)?

Iam 21 and 22 this year, i want to know an estimate car insurance cost for any car for a new driver, note i have passed my driving test a few years ago should be around 18, but i didnt really need a car back then. if Sum1 knows roughly how much i should be paying for car insurance please post here. i dont mind having the lowest benefits etc... just want a cheapest price estimate.""

What cars have the best insurance rates?

What cars have the best insurance rates?

How much will my insurance go up after a fender bender?

Im 16 years old and i have progressive, this morning i hit a car, there was only a couple scratches on the other car as i didn't hit it hard, and no damage to my car. The police werent called we just exchanged info, so how much will my insurance go up for this accident. if you can even call it that.""

Car shopping???? and auto insurance?

I am planning to buy a car before school starts again.. I was shopping on craigslist.com and some cars are cheap and sound too good to be true. like this one: http://philadelphia.craigslist.org/car/741877685.html but should i go for it anyway?? should i hire a mechanic to check the car out? if so where can i find one and how much would one cost? will my insurance be expensive?, (im under 18)

""My car was broken into last night, insurance?""

I have a good rating, never claimed and fully comprehensive insurance. My car was in a carpark next to the train station but not the official carpark. I lost about 300 worth of CDs and a Sat Nav system, can i claim for these items without proof of purchase? Obviously I dont have any records for Cds dating back 5 years for instance.""

How much would insurance be on a hummer?

A hummer h2 2003 and up. I live in tennessee, and am 16. Parents use state farm. I have never had a car so i have a clean drive record. Its a used hummer, just give me some guessing please""

How can you get insurance on a car that is not in your name?

What steps should be taking to get insurance on a car in your name that is in a relatives name? But, you are taking over the car payments and paying them the money on a car that is still in there name.""

New Driver and Insurance Rates?

Hello all, I have a couple of questions, this year I plan to purchase my first car. Through having a steady job for almost 3 years, I plan to buy it in my own name at the age 18, I'm 17 now, female, full time student, part time employee. I have just recently gotten my Learners Permit Nov. 2010. My questions are: Could I begin to pay for insurance without a car? Could I put down payments on a car and keep making payments (without driving it)? What are some good way to acquire the car of my dreams by my 18th birthday (Mazda3 2011; 4 door). I know being that I'm 17 there's not much I can do without parental consent. But I don't want to include my mom in much of this because she feels that I'm trying to run away or something (sigh, she's very overprotective) My last question is; What steps can I take to get the car that I want. I know there's saving, but what else? Thanks!""

Are custom orthotics covered by health insurance?

I heard getting a pair is expensive but i need them for running uninjured

Best life insurance...?

Best life insurance What is the Best life insurance company

Can Insurance company go bankrupt form a disaster?

the bush fire in Victoria. the insurance gotta pay around 100million dollars. um, what if they don't have that much....""

How do i get my car about half a mile without insurance?

I need to get a car from my house to my girlfriends, but I have no insurance on it yet. I have considered pushing it and asking someone's to tow it but i am unsure yet... I do not have insurance on the car. Any ideas?""

Do you actually need commercial insurance to deliver pizza?

I'm a courrier and I just got a new car I'm looking to insure. I called Progressive and they told me that ANYONE who uses their car for work, even pizza drivers, are required to have commercial car insurance. They quoted my price to be about $11,000 a year. That is insane; no pizza driver or person who does what I do IN THIS COUNTRY pays that much for insurance. So if anyone can shed some light; is it truly required? What could happen if I don't have it and have an accident on the job. Since I'm a contractor and I don't have real hours, could I just say I'm off the job no matter what?""

Insurance on a 1999 saab 9-5?

My dad says if I bought one the insurance rates would be extremely high even if we put him as the primary driver??? I'm 18 and irs either this or a 92 camaro will it be that expensive??

What is the typical cost of maintenance for a Mercedes C240 per year including insurance for a young driver?

As the question states. :) Thank you so much for your help!

How much is unsurance for a 16 years old?

I am about to get my provisionary license soon, after i turn 16. I am wondering how much insurance will cost for us. We live in california. My parents are both good drivers, and have never been in an accident for the last 10 years. We have state farm. My parents are right now insured to 3 cars ( toyota seina, lexus gr300, nissan versa) and i will be added in there soon. I am wondering how much their insurance will raise because of me. Don't ask me to ask an agent or go to a website to find a free quote. I understand you can not give me a near exact answer, but just an estimate is good.""

Why do people think I haven't looked hard enough for affordable health insurance?

On a political blog I mentioned that as an equity partner in a law firm I paid Aetna $12,000/yr for parent-child coverage because law firms require the partners that own it to purchase their own coverage. We received the rates that companies with approx 100 employees are charged. I also paid a share of what the firm contributed to employee coverage, which came out of profits Conservatives jumped all over me for failing to shop around. I had failed to mention that we switched from Blue Cross to Aetna for cheaper rates in exchange for greater rationing, i.e., less participating doctors, higher co-pays, etc. Can somebody recommend a reliable insurer with lower rates that Aetna?""

How are my insurance rates gonna look if i....?

i'm currently 17 (18 april 8th) and i've been driving legally since last july (got permit oct. 2007). on my record it says i'm driving my mom's 98 chevy venture (minivan). my dad and i are getting a 5.0l v8 mustang from around '86 to '93 and are fixing it up for me to drive. my dad's worried that the engine is pretty powerful so insurance rates will skyrocket (which he obviously doesn't want to pay along with the awful mpg this car has). will my insurance rates lower, stay the same, go up a little, or skyrocket?""

Do any insurance companies do insurance on two cars uk only?

Why is it that if a person has two cars you can not get insurance for two cars on one policy If like me you have more than 9 years no claims bonus you must put your no claims on to one policy and start a new policy for the other car. but you can only drive one car at a time Is this just another insurance rip off

Any good dental insurance?

We live in the awesome country of America, oh wait, healthcare here sucks, so we need insurance. My family and I need some type of dental and health insurance, any good ones?""

Can i get car insurance.?

my boyfriend and i broke up,and we bought a car together, hes the one with the name on the title,but i pay for the car payments as the co signer,his credit was better htan mine,the car was for me.though.he no longer will help pay for it,the insurance is for the both of us,am i able to get the car insurance under just for me if he doesnt drive it at all.""

American car insurance while living in canada?

i am an american citizen, living in toronto............can i have american auto insurance while living in canada?......... i have an ontario drivers license and ontario auto plates........... help me please........these canadian rates are outrageous""

""When buying a New Car, is it cheaper to get your insurance through independent?""

agents, and not through their recommendations? If I have to get full coverage, should I try to find the best deal on my own?""

""One more question on insurance,,,, do I HAVE to cancel existing insurance on my mums car.....?""

i have a quote from an insurance company who is willing to give me temporary car insurance for 3 months on my mums car, it works out cheaper then going on as second driver, they said i have to cancel my mums insurance but maybe that is because they wanna make money at the end of the day, my mum is saying i don't have to cancel the existing insurance but i aint sure, i just think she is worried she may not get the refund for paying for a full years insurance if she cancels... help me out guys !!?""

Insurance for a Porsche Panamera 2011?

Im planning on buying a porsche about 3-4 years from now. Im getting my license this month and wanted to know will it really cost 2-3k a month for insurance on a porsche? Are their any cheap insurances you suggest?

Can I get car insurance on a car not titled in my name?

My dad's name is on the title. Can I get my own policy in my own name? (I'm 18) with the car still being titled in my dad's name?

Does comprehensive car insurance cover others not on the policy?

My Brother has a full comprehensive UK car insurance. Can I drive his car and be covered by the insurance even though I am not listed on the insurance and live at the same address. I have a full UK license, he claims I am covered because he gives me the permission to drive the car which according to him is right. I have read the insurance policy but my brains are not big enough to understand that given permission part. If anyone can throw more light on this, it will be fully appreciated.""

""Why do all of my friends get cheap car insurance, but not me?""

ok so my problem is, I am currently on a provisional license (in the UK of course) and literally all of my friends that are driving currently are getting insurance for less than 2k a year. (male, 17 years old, living in west cumbria, same as me) and that is with the same cover I am looking at... comprehensive cover as a named driver on a parents car. I have tried everything, even looked at the same cars and the qoutes are still almost double. this does not make sense... why the bloody hell do i have to pay 3500 quid a year for a poxy 500 quid car when all my mates only pay 1500 a year on the same thing!!! my postcode is ca28 by the way, which is a grade c postcode area for insurance, same as my friends. they seem to use aviva, i got a qoute from them, 300 a month, they got 150 a month. even those that have passed their test get cheaper insurance than me. please help. ste""

Looking for health insurance?

I'm a 23 year old male bartender that has recently graduated from school and thus has been recently dropped from my parents' insurance plan. All I really need is a good ...show more

Car shopping???? and auto insurance?

I am planning to buy a car before school starts again.. I was shopping on craigslist.com and some cars are cheap and sound too good to be true. like this one: http://philadelphia.craigslist.org/car/741877685.html but should i go for it anyway?? should i hire a mechanic to check the car out? if so where can i find one and how much would one cost? will my insurance be expensive?, (im under 18)

https://www.linkedin.com/pulse/question-buying-new-insurance-policy-previous-company-zerneisen-sasha"