#law hashtag

[aalawsng]

LAW FAQs

Is it wise to buy just the license of an existing microfinance bank that is closing down?

Acquiring an existing Microfinance Bank (MFB) license can be a viable strategic move, but it comes with significant risks and considerations.

Indeed, acquiring an existing MFB license can be appealing due to factors like:

Ease of entry into the financial sector.

Bypassing the lengthy registration process for new MFBs is a tempting advantage.

Existing infrastructure and customer base

Acquiring established infrastructure and a ready customer base can save time and resources.

It's essential to act cautiously while carefully considering the significant risks and potential challenges.

Understanding the reasons for closure

Thoroughly investigate why the previous owner is shutting down. 

Are there underlying financial or regulatory issues?

Uncovering compliance and regulatory issues

Scrutinize the MFB's history for non-compliance penalties, sanctions, or outstanding obligations to regulatory bodies.

Assessing existing financial liabilities

Identify any debts, unpaid obligations, or potential legal liabilities that could be inherited.

Evaluating operational challenges

Significant compliance and financial liabilities can indicate a poor loan portfolio, lack of quality assets, and even reputational damage within the business community. This can also raise concerns with regulatory authorities responsible for approving the acquisition.

Due diligence

Conduct thorough due diligence to assess the extent of these risks.

In some cases, reviving a struggling MFB might be possible if the underlying problems are not compliance-related.

Negotiate warranties and indemnities from the seller to mitigate potential liabilities.

Seek guidance from regulatory bodies like the Central Bank of Nigeria (CBN) and compliance professionals before making a decision.

Starting fresh: The safer alternative:

Overall, starting a new MFB is often advisable. This approach allows you to:

Build the bank from the ground up to ensure compliance with all regulations.

Avoid inheriting potential hidden issues that could lead to significant financial and reputational damage.

The CBN's launch of an online portal last September for MFB registration has streamlined the previously manual procedure, and made starting a new MFB even more accessible.

[chefrishabhsingh]

Opera Patisserie Free Download - Culinary Art's Research

[xrnoodle]

after the big surprise party

[cussima]

ugliest most honest truth as a master manifestor is i think i've got a bit of a dopamine addiction to chasing things because (sometimes) the moment i feel fulfilled with my manifestation i just get a bit bored and idk what to do with myself anymore

[4nthos]

stop going through nd blogs trying to know HOW to MATERIALISE shit. you want to DO that? stick to loass. nd isn’t inherently about that. you don’t DO anything with it. not even CHANGE your identity!!

if you want to manifest something, it means that you are conceiving Self, “ ”, whatever the fuck u want to be a person. you are limiting what you actually are.

which is not inherently wrong or right as nothing is. it is up to you. do the fuck you want. you want to live your happiest life? go with the law of assumption, manifestation, the fuck makes you feel better. just know that with the fulfilment of a desire, there will really often be another, so it’s kind of a cycle. you do you. if you want to go beyond everything, read about nd, then do what you want with it. but truly stop asking shit that is already answered in the posts themselves. the main takeaway is that ND is!! not!!! a method!!! and if you’re not ready for that to sink in you should just probably take a step back.

are you going through a mental psychosis trying to understand what to do? you should probably shut off your phone. you should probably call up a friend and ask them to go out. you should probably go cuddle with your pet.

want a new perspective on life? want to free yourself from the shreds of desire? -> advaita vedanta -> drop it (THIS IS NOT A METHOD!!!!!!!)

want to fulfill yourself as a person? want to materialise shit? -> manifestation (law of assumption is a law, but with nd you go beyond that), methods, etc.

do the shit you want, but do it in the spaces in which that shit is done. do not ramble about ND if you see it as a method or a way of materialising things (because that is not what nd is about!!!). this is why i will post about the things i want to talk about in my blog, i will repost things about what i want, i will even reblog nd pointers, but i will not talk about it when i see myself as a person wanting shit. bye!!!

P.S. If any advaita vedanta blog goes through this and sees any errors, pls tell me and educate me!!

[meirimerens]

the bickering habit

[sandorsubs]

How to "actually" reprogram your mind

INDEX

Introduction

Code System

Master Codes

Replacement Codes

How your brain is gonna use new codes

Coding Style

Notes

Do you have limiting beliefs? You don't think you can have your desire or accomplish things? Even can't manifest stuff how hard you try? Then you might heard about reprogramming your mind. They say change your beliefs, affirm, don't use old story...Yeah but it's not that easy, we all know that.

If you don't know what reprogramming your mind is, it's basically changing your old belief with new one that has more benefits for you. I saw couple exercises for it: making a list for what you believe and adding your desires in it. Robotically affirming everyday. Choose your method. But if you are struggling and searching for more efficient way to reprogram your mind, take a look at my method.

Code System

I take affirmations as codes. Every code has an emotion that will be released before or after your brain runs the code. Some codes have prominent memories attached to them. I know it sounds complicated but let me give you an example of a negative code.

You are going to make a presentation but you had a similar experience before when your classmates made fun of you. Your brain instantly runs the code "i can't speak in public". You feel emotions such as anxiety, fear, worry, shame etc. You keep replaying that experience you had in your mind and feel even worse. This what a code is made of, you can call them affirmations if you want.

(Stop reading now and think for a code you use frequently. It could be simplest thing, look around i promise you'll find one.)

Master Codes

There will be two section in our method: master code and replacement code. Master code is a dominant code on top of code hierarchy. Remember when we feel in danger and make crazy scenarios in our minds but most of the time, they don't happen. Because our brain chooses master code over any other negative assumption. Everyone has master codes, they are just not aware of it.

"I am always protected" is a master code. Even you are in a dangerous situation and feeling extreme fear, your brain is going to choose this master code over a negative code such as "something bad is going to happen". As you can see, master codes are general and strong because you used them a lot in your life. Now write down master codes of your reality. "I have control over my 3d", "i manifest whatever i want", "i am extremely lucky", "everything always works out for me" whatever you want.

Now attach a memory to this code. If you don't have one, first of all think again. Sometimes it can even be a memory you thought it's bad.

For example if you almost had a accident and you feel bad when you remember it. But that's an example for how you were protected. If your master code is "i am protected" when you think about that moment you'll also feel gratitude.

Btw don't force yourself to feel good about a memory, i am just saying change your perception but if you still feel uncomfortable leave it. And take your lessons from a bad experience even if you are still going to revise it, loves

Replacement Codes

So what is replacement code? Brand new code for your brain to use instead of old usuless one. I see a cup of coffee, my brain runs a code "coffee is not healthy". I remember how scientists says coffee damages your brain and ruins your sleep cycles. Then i feel sad because i like coffee and i want to drink more. This is how i unwillingly affirm coffee is unhealthy. Let's replace this code because it doesn't serve me. I want to drink coffee <3

If you have a bad memory attached to it, try to revise or assess a positive memory just like what we did in master codes. I used to drink a lot more coffee back then but i kept saying myself that caffeine doesn't affect me (which was clearly an affirmation lmao). My assumption worked like a charm but i started to read about how coffee is unhealthy then it really became unhealthy. I replaced my assumption with a negative code unconsciously. To replace this negative code everytime i drink coffee i run "i am okay with consuming caffeine as much as i want" code and remember the times i wouldn't get affected even if drank 5-6 cups.

(Btw that's why overconsumption is dangerous because we keep hearing new things, unlock new fears everyday. Be careful about the contents you consume.)

Also I want to remind you don't have to say this code in your mind. Think them like a button that your brain presses. This process will happen in seconds, all you gotta do is realize if you are still using a negative code over master code or replacement. And reverse it.

How your brain is gonna use new codes

Disclaimer: This is my theory, if it doesn't align with your experiences just ignore and jump to next part.

I don't know if you guys realize this but when you affirm something at first you keep seeing the opposite of it in your 3D. If I affirm i am lucky, i find myself in unlucky situations. I used to think i need to persist, i see the opposite because i put my desires on pedestal. Then i realized this is how my brain tests me to see if i really believe i am lucky.

I went to hospital to make an x-ray appointment but system was down, assistant told me to come back a day later. But hospital was a bit far from my house so i decided to wait. I was affirming "i am lucky" in back then so i felt a little bit disappointed things didn't worked out quickly. While i was sitting i realized that's why it's not working, because even if i keep telling myself that i am lucky i didn't have that mindset.

I thought i'll make this appointment today because i really believe i am lucky. System got fixed after almost an hour, i made appointment and went home. But that memory stuck in my mind, i felt like my brain tests me to see if i am really believing it. Like little homeworks. I believe mindset/affirmation is 30% how you think, 70% how you act and perceive the situation in that certain moment. And of course affirming it loud or in your mind keeps you on track.

When you are going to use these new codes, let yourself to become used to it. Did you use the negative code again? Don't worry, at least you are aware of it now.

You started to think you are not enough? Oh i am lazy, i am not good at painting, my friends doesn't like me, my grades suck, i'll never have a good career. Stop. Take a deep breath. Thinking like this doesn't help at all. Use your own code, master or replacement, doesn't matter. Remember that certain memory you assesed the code, feel emotions of the memory and relax.

Using your new code is same as how you normally use negative codes in your life. "My mom said i cook horrible so it must be real. So whenever i try to cook, i ruin it completely and i remember what she said." You can find thousands of examples of codes, you have been using since you were a child. They are keeping you from living this beautiful life and experiencing.

Coding Style

You know what they say about affirmations, use present tense, don't say i want or i need bla bla frickin bla. Have you realized, maybe that person assumes they manifest better with "i want xyz". Maybe they assume they are little brat of this universe and they'll be awarded just by ✨ asking for it ✨

This is not to complain but to realize your coding style. What do you value most? Having it, knowing it, loving it? For me i tried a certain code/affirmation style: bitchy one.

"it's mine" or "this will happen eventually" See? I am not even demanding, i am forcing and 100% sure this will work. If this suits your personality, give it a try. It was 50/50 for me. I liked using it but i also felt uncomfortable for being little aggressive. And "i want xyz" is even harder for me because i still have hard times to demand.

Then i tried present tense style "i am, i have" but it was too bland for me. So i asked myself what do i value? What is highest ranking? Knowing it.

I question a lot, suspect a lot, i don't even trust my own knowledge sometimes. But if i can tell "i know xyz" this is in the highest rank for me. Then i started to use my codes in this style.

For example if you value how you would feel when your desire is accomplished, try using "i love feeling xyz".

I see people using "i decide xyz", use this style if you value control.

Or questions like "why i am xyz" if you always want to know "whys" or "whats".

Try and find out for yourself, even you feel like universe is your sugar mommy/daddy and only thing you need to do is *ask* don't give a f about what community says.

Notes

So that's all for now, i know it's long for a first post. Don't mind my writing style, english is not my mother tongue and only thing that matters for me to describe things in my mind. If you have questions go on and ask. I'll also share a reprogramming mind subliminal if you are coming from my youtube channel. Btw i created a table in notion and divided codes in two sections and three categories. Master and replacement code sections both have three categories. Mind, body/environment, spirit. I added emotion and memory to new codes and ponder about my negative codes.

Hey, also this is fun and actually helps me but plsss don't stress like it's actually coding a program and you have to run it perfectly. Give yourself the ✨damn✨ time. I made an observation about how limiting beliefs affect our life and i think "oh negative thoughts have more power☝️🤓" statement is not true. We wouldn't be alive then because i have crazy scenarios and i do actually believe in them for a moment. I just realized negative assumptions have a pattern and we can use it in our advantage!! Yaay (i like how i started serious like putting index or stuff but why the hell tumblr on browser is so shitty??)

[faeriekit]

He's not my favorite character unless I have applied The Ponytail of Gender Ambiguity™️

[catilinas]

go in the girard tag. in the girard tag? go in the girard tag

[immortal-raine]

@chialattea ‘s Leli!!! and little @liliaceaae ‘s Rhea

Fell for Leli she’s so cute

[probablyferal]

your honor I plead I was having Funsies

[wooftphr]

i saw the PST in ur description and thought huh what kinda disorder is that and i searched it up to realize Its A Timezone

yeah i have PST (pussy so tight) disorder don’t be insensitive

[goldammerchen]

do you guys think that gilbert beilschmidt gets from time to time fined/prosecuted for yelling insults or flipping his middle finger? he says it was always justified but lets be real a lot of times he was just being a jerk.

[000yul]

actually i need to know what the hell is going on here. why’s gnosis #wasted. why degenbrecher lookin like she’s a health worker telling SA to keep him hydrated

[hellkitepriest]

Hey! I know you often tag Mark Hollis as "blorbo-in-law" because Alex Robertshaw is a Talk Talk fan. I wanted to know, where did he say that? Googling "Alex Robertshaw Mark Hollis" gave me no useful results, unfortunately (and "everything everything talk talk" would probably be even worse lol)

on this very sweet radio interview where he gets interviewed by a child, iirc, and also in one very brief conversation i had with him at an everything everything dj set. he's definitely mentioned them at least once on another podcast, too, but i can't remember where

(really feels like i only like bands named the same thing twice, doesn't it, it makes searching for anything absolutely awful)

[diorbabe66]

came back for a lil moment to say FREE PALESTINE !!! 🇵🇸🇵🇸🇵🇸🇵🇸🇵🇸