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missnight0wl · 6 years ago

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Let's discuss Jacob's age

I finally decided to collect all my thoughts on Jacob’s age in one post. There will be some arguments I covered before in different discussions, but also some new observations. I’ll also use my Jacob as a point of reference, as I find it easier to explain different possibilities that way. Hopefully, it’ll be also clearer to understand. So without further ado, let’s get it started.

Jacob Ellis was born in late 1966 and here's why:

My first crucial assumption when we consider Jacob’s age is that he was 17 years old at the point of his expulsion (or at least very close to that). Most importantly it’s about the Trace. If Jacob still got it on him, he’d be probably fairly easy to find. And speaking of that, notice that nobody seemed to be really alarmed about A CHILD missing. Everybody just talks about him going mad. In my opinion, it also suggests that our brother was already of age so nobody could do much – he’s an adult, he can do whatever he wants. Lastly, there were rumours about Jacob working for Voldemort AND being the most feared wizard in Knockturn Alley. I suppose both of them would be far less probable for people to believe in if Jacob was younger than 17.

I also put his birthdate after September 1st, meaning he would’ve been 17 in his 6th year already. It’s maybe not super important, but I’ll use it in later speculations, so I’m just letting you know.

In this place, let’s discuss his relationship with Madam Rosmerta. She’s actually one of a few people who knew Jacob and admits that she cares about bringing him back home. It seems like she was pretty close with our brother, with the whole hiding him from the Ministry and letting him stay at her inn. And it’s interesting what exactly she told us in that scene: “Anyone would have done the same if they knew your brother like I did”. Not Anyone would have done the same to protect a child, or anything like that. It makes me think that they had to have some time to bond. We know that Jacob was spending quite a lot of time at Three Broomsticks, but it surely wasn’t all the time. And Rosmerta had work to do in the meantime too (she’s usually quite busy when MC visits her). So I’d say at least two years could be needed to get more attached? Students at Hogwarts are allowed to visit Hogsmeade from the third year, meaning that Jacob would have to be expelled in his fifth year at least. In my case, they would have three years of knowing each other, so quite a solid period of time to develop a friendship.

Finally, there’s a matter of Jacob’s broken wand, and it’s a bit complex. Because a lot of people say that a wand is broken only if a student is expelled before their O.W.L.s, and this is what you can find on HP wiki. The thing is... they didn’t give any sources for that information, and I can’t find it on my own (on Pottermore etc.). It made me think that it’s their assumption based on cases of Hagrid and Newt. And while I agree that it does make sense, and it checks for those characters, there’s another problem. You see, apparently, it’s unclear if Newt was even expelled...

This is information you can find in notes on Newt’s page on wiki:

J. K. Rowling has stated on two occasions that Newt was expelled from Hogwarts (...). However, on a prop document featured in the first Fantastic Beasts film and reproduced in The Case of Beasts: Explore the Film Wizardry of Fantastic Beasts and Where to Find Them, it is stated that "the expulsion was never enforced" because Albus Dumbledore's intervention "result[ed] in his name being cleared." Miraphora Mina, one of the graphic artists who worked on the film, revealed in an interview that Rowling was consulted during the creation of the props to ensure the accuracy of text on them. (...) It is possible that J. K. Rowling's statements that Newt was expelled were a deliberate attempt at withholding information to prevent spoilers.

So technically, we still don’t know what the rules are. On the other hand, Graves said in the movie: “You were thrown out of Hogwarts for endangering human life"... But even that aside, I’ve seen people speculating that maybe it’s rather about being of age, or whether or not the expulsion involved anyone actually dying. The second criterium would still work for Hagrid and Newt (assuming that the latter one was indeed expelled, ultimately).

Back to Jacob’s wand though. The first time we learn that it was broken is during our visit at Ollivander’s at the beginning of the game. The wandmaker told us: “Shame they snapped it in half when he was expelled”. Then, when we take Rowan with us to the Vault of Ice so they identify the wand by wood and core, and we ask Dumbledore about it, the Headmaster says:

What if this information leaked to the public, but was twisted, accidentally or on purpose? What if Rita Skeeter used it to make the situation look more serious? Even though this mad boy passed his O.W.L.s/was of age, his wand was broken because that’s how dangerous he is. We know that MC’s family name was “dragged through the mud”, so it probably wouldn’t be the only lie they wrote. And it’d explain why Ollivander didn’t question that - they said so in the newspaper, after all. It just makes more sense to me than 15-16 years old boy working for Voldemort and becoming super feared wizard while nobody is using the Trace to find him.

(I have a vague memory of information that it was the Aurors who found out the wand was broken, but I can’t find such scene for the life of mine, so I don’t take it into consideration for now.)

Now, to the speculation of WHEN our brother was expelled. Personally, I reckon that it happened months before MC started school, like in spring 1984. First of all, I want to “debunk” a theory that Jacob had to be expelled before Voldemort’s fall. The main reason: Angelica Cole. The way she talked about our brother in NHN SQ sounded to me like they knew each other pretty well.

But in 1981 Angelica was only a first year! Well, maybe she was in the second year if Jacob was expelled at the very beginning of the next term, but still. I don’t see him spending much time with a lot younger girl to help her when he was already very invested in the Cursed Vaults. Jacob had to be younger than that, making the difference between him and Angelica smaller, and putting his disappearance closer to the events of HPHM. With my assumed age, he’d be in his third year when Angelica started school – so the same as with MC and Bill. Seems way more plausible to me that he might’ve decided on helping her then. Even if he was already involved with the Vaults, it probably was just beginning. (Personal addition: I like to think that Jacob was drawn to helping younger students due to his “older brother’s instinct”.)

Another thing is how fresh Jacob’s case is in people’s memory. And here we have Rowan’s reaction, for example. When they hear our last name, they quickly remember the story. To me, it suggests that the whole thing was still a pretty hot topic, at least in newspapers. And while we know that Rita Skeeter likes to dig dirt, even if it’s some older one, I got the impression she prefers more relevant topics. She came to Hogwarts when it was already affected by the curses, and not when MC started school (even though it alone would be an opportunity to pull Jacob’s madness back to light).

We can also try to get some hints from our interaction with Alistair Fidgen. I mean, sure, he’s a lying prat, but let’s assume that he was telling the truth about Jacob’s actions – he just conveniently forgot to mention that our brother became a big deal in Knockturn Alley after that. In that case, even if Jacob disappeared right before MC starting school, there were over four years since their “last” meeting. Yet, he seems to remember it pretty well. If more years had passed, Alistair would have bigger problems with recalling it (or at least would pretend to). This one is a bit of a stretch, but I decided to list everything that comes to my mind.

Now, this point might be pretty big: Severus Snape. Was he Jacob’s teacher or not? I believe he was. Jacob wrote in his notebook:

… which to me strongly suggests that Snape was a teacher at this point, had authority over Jacob. Also, it was the time of the Vault of Fear. We don’t know exactly how much time Jacob was spending on each vault, however, I suppose it was either similarly one per year, or even longer. After all, we now have Jacob’s clues: we had the book to open the Vault of Fear, for example. We didn’t have to look for it. Back to Snape though. Considering what was said above, I guess we can bet that Snape was teaching Jacob for at least two years before his expulsion. With my assumed age, Jacob would start school in September after Snape’s graduation in June. Then, there were three years of Snape’s absence (when the classes with Dumbledore could’ve taken place – it explains why Jacob was practising Legilimency with the Headmaster, and not Severus). Snape came back as a teacher in Jacob’s fourth year.

Another stretch, but as I said, I’m taking everything: it’s about our Legilimency lessons. Do you remember that Snape saw three of our memories then? In the first one, he said: “Five or six years old”. Not very precise, if you ask me, so it might mean two things: either Snape is not very good at telling children’s age, or the memory wasn’t very clear so he couldn’t tell (or both). Either way, with the next memories he said nothing about age, only described us as “older” (very clever, Jam City, but I’m going to analyse you anyway!). I suppose it had to be some bigger jumps in the time if Snape could tell the difference for sure. Like two years perhaps? Which could mean that in the last memory, where MC is crying with their mum, they’re like 9-10 or older. It’s also interesting how quickly he guessed that “This must be the day your brother went missing…”. Probably because he knows how old MC was then. And maybe, just maybe, they looked pretty much like when they started school?

Or he was looking for particular memories from certain periods of time, but you know… I’m just speculating. Maybe it will inspire somebody else to do a better analysis of that scene.

Finally, there’s one thing I’ve noticed lately about Bill. When we found the letter mentioning Olivia Green, his first immediate reaction was “Never heard of her…”. As if he was expecting that he SHOULD hear of her if Jacob was interacting with her. It made me think that Bill and Jacob could have some years overlapping. Again, with my assumption, Jacob would be in the fifth year when Bill came to Hogwarts. It also kind of fits to why Bill didn’t hear about Olivia – because he was just a first year, maybe a second year when she “met her fate”. It’s possible that such a young student wouldn’t hear about a much older girl, especially if she didn’t even finish her education.

To sum up, I believe that Jacob was born in late 1966. Moreover, he was 17 years old and in his 6th year in the moment of expulsion. In my opinion, it fits the best every information we got so far. Also, here’s some small bonus: a visual representation. The notes about the Vaults are rather for orientation, as we don’t really have many clues for that.

#hogwarts mystery #hphm #hphm mc #jacob's sibling #hphm jacob #madam rosmerta #garrick ollivander #rita skeeter #angelica cole #alistair fidgen #severus snape #bill weasley #olivia green #jacob's age #analysis post #theory #hphm theory

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celestial-depths · 5 years ago

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Harry Potter has always been much less progressive than its fandom: a retrospective

In June 2020, Harry Potter author J.K. Rowling decided to use her platform to devalue trans people by ridiculing a headline with trans-inclusive language and going on to spout hateful nonsense like insisting that recognizing trans women as real women makes the experiences of cis women somehow less valid. I’m not going to repeat her baseless arguments here because I’m not really interested in picking them apart, as more qualified commentators than me have already done that, and doing so would be like throwing rocks at a house of cards anyway. Instead, I want to reflect on the fan reaction to her statements. The response has been overwhelmingly negative, with many fans expressing feelings of disappointment and surprise over her choice to further vilify a group of people who are already marginalized and vulnerable to violence and discrimination. I was disappointed, too, but, sadly, not surprised. Not because this isn’t the first time in recent history when Rowling has aligned herself with TERFs, but because I think her writing and interviews have always suggested that her politics are way more regressive and conservative than what most of her fans may have assumed. Me and Harry Potter go way back. I’m in my thirties now, and I remember reading the first two books at the age of eleven, just before the global Harry Potter hype had really taken off. In fact, I may have been among the last wave of readers who got to start the series without the faintest idea what the books were even about. At the time, I had a habit of reading books without checking out the blurbs first because I enjoyed the feeling of diving into a story and being taken completely by surprise, so I didn’t even know that wizards were involved when I started reading. I couldn’t have been at more perfect an age to discover the books. For pre-teen readers like me, they were the perfect mix of escapism and relatability. It was wild adventures and magic combined with the everyday reality of a school-aged child, which is probably why I felt more connected to it than I did with other fantasy books I also enjoyed, such as The Lord of the Rings. Harry would learn spells and fight dragons in one chapter and worry about homework and making friends in the next one, which was why it was always easier for a kid like me to daydream about going to Hogwarts than it was to imagine fighting orcs in Middle-Earth (sidenote: this is also why I was never a big fan of the HP movies; they kept the exciting highlights but they left out the slice-of-life parts, which instantly made them seem less relatable to me). My generation also got to grow up with the series. I read the first book at 11, and the final one was released when I was 19, so I was always roughly the same age as Harry during my first read of each book. But by the time I read that final chapter, I was no longer as enamored with the series as I used to be – not because I’d grown bored with the series, but because its politics had started to worry me over the years. I didn’t like the story it was telling between the lines, and I certainly didn’t like the note it ended on. I wasn’t really involved in the fandom during my first years of being a fan of the series, but I did step into it around the time Harry Potter and the Order of the Phoenix was released. I was fifteen, I was extremely excited about the release of the first new HP book in three years, and I soon found myself spending hours in fan message boards speculating about future plot twists and discussing my favorite characters. The fandom had its flaws – you don’t know the meaning of the word “petty” unless you’ve witnessed the absolutely brutal fights adult human beings in the HP fandom had over their Hermione Granger shipping preferences – but overall the community was inclusive and open-minded. The fans were a diverse bunch of people who generally seemed to agree that the world of HP was as progressive as they were, since the main message most of them picked up from the books was that one should not discriminate anyone based on the qualities they were born with. I agreed with that reading of the books for a long time, but as I grew up I began to pay closer attention to what the books were actually depicting and what it was leaving out altogether, and I eventually started to wonder whether the series was progressive as it was made out to be. The story was seemingly preaching a message of inclusion, yet all the characters were straight (no, Dumbledore doesn’t count because his sexual orientation was never brought up in the books), cis, and able-bodied, and non-white characters were barely there. What is there to be inclusive about when there’s hardly any real diversity among the very, very vast cast of characters, especially not among the main heroes? Moreover, HP’s way of using non-human characters as metaphors for discrimination yielded very questionable results. The series used house-elves as a metaphor for slavery, yet it ends with the conclusion that the enslavement of house-elves was only wrong when they were treated cruelly, and that they actually preferred slavery to freedom, which was why Hermione was depicted as being silly for fighting for their emancipation. That’s a load of yikes. Werewolves, the series’ metaphor for the HIV positive, were violent, tragic, and uncontrollable, which is... also not great. And don’t even get me started on the books’ take on goblins, who bore extremely uncomfortable resemblance to antisemitic caricatures. The series built a hierarchy between species and used it to address real-life inequality between groups of people, but it never dismantled or even properly questioned that hierarchy, In fact, the biases towards and unequal treatment of other species was ultimately made to seem natural and right. So, there’s that. The books were also littered with awful fatphobia, which doesn’t comply with the anti-discrimination message by any means, and the apparent importance of personal choices and accomplishments got lost by the final two books. For instance, the penultimate book explores Voldemort’s origins and concludes that he was simply born evil, either because he lacked a mother’s love or because he was born from a loveless union (a rape, if we’re being specific, though the books doesn’t recognize it as such, and that’s a whole another can of problematic worms). I don’t even have the time to unpack all the twisted ideas about gender roles that plot point suggests, but my main point here is that it seems like Voldemort never chose to be evil, and apparently neither did his followers, as most of them seem to be villains because they were sorted into Slytherin, or that they were sorted into Slytherin because they were already villainous. At the age of 11. Even the two Slytherins who actively choose to do the right thing in the end (Draco and Snape) do so out of cowardice (Draco) or selfishness (Snape). Meanwhile, as the series progresses Harry’s goodness is less and less predicated by his actions and more based on the virtue of simply being the Chosen One, all the way up to the point where Harry ends up resorting to torture and mind-control – two of the three “unforgivable“ acts as determined by a previous installment in the series – and suffering absolutely no consequences, because he is the hero and nothing the hero does can be bad. The world of Harry Potter, which steers towards being morally ambiguous around the midpoint of the series, ends up being disappointingly black-and-white and deterministic by the end. Choice ends up having very little to do with anything. And then there’s the gender issue, which bothered me most of all. The series exhibits very old-fashioned and restrictive gender roles without ever really questioning them, throws around casual sexism, and it paints a really appalling picture of femininity through its overly sentimental, subservient, frivolous female characters, whose only motivation for doing anything is far too often devotion to a male character or their children, and who are always defeated by their pesky female emotions. Rowling is a self-declared feminist, and I distinctly remember this one writing of hers where she was congratulating herself for championing characters like Hermione Granger over characters like Pansy Parkinson, and that’s her view of feminism I guess? Putting down one female character in favor of another? Pitting women up against each other, urging them to be good girls instead of bad girls – doing all that instead of paying attention to the structural, cultural, ideological reasons why gender expectations and inequality are harmful? Honestly, I don’t think that HP is pro-women at all; the female characters lack agency and are constantly sidelined in favor of male characters, and the series valorizes a very narrow view of womanhood that’s obsessively centered around motherhood and sacrifice. Overall, the HP series seem to idealize this aesthetically and ideologically old-timey view of society where the world is unrealistically white and straight, and where static hierarchies prevail. The story does not end in a revolution, rebellion, or reform because the story isn’t really about progression; it’s about following traditions and preserving pre-existing power structures. The epilogue of the series really hammers down this point: in the final chapter, the main characters have grown up, married their (white) childhood sweethearts, assumed the roles and biases of their parents and named their kids after their dead relatives, joyfully returning to the origin point of a cycle that brought death and destruction into their world as if there was never anything wrong with that cycle to begin with. So, yeah. I’m not really shocked to see J.K. Rowling expressing awful opinions about trans people because the world of HP was already built upon a whole bunch of awful, traditionalist ideas. As a teen, I’d been read the series through the hopeful lens of my own set of values, but by the time that final book was released, I’d become disillusioned with Rowling and the series, and I no longer took HP for the forward-looking, inclusive story I had made it up to be. I didn’t stop liking certain aspects of the books, but I did stop thinking of Rowling as someone to look up to. For some time, I hoped that Rowling was simply misguided and that she would eventually listen, learn, and rethink. But she keeps proving herself as someone who absolutely refuses to see past her privileged, white, and straight point of view despite all of her resources, and who has inexplicably chosen to crusade against trans women, of all the people in the universe, as if the world wasn’t already hostile enough towards them. So, fuck her. But you know what? The HP fandom doesn’t have to take its cues from J.K. Rowling. The fans don’t have to condone her discriminatory views or agree to read her books in the light of her backward politics. They’ve never done that. From Wolfstar to Black Hermione and from Gay Draco to Trans Snape, the fandom has always been a nurturing environment for fan interpretations that aim to add diversity and complexity to the books, whether Rowling agrees or not. Long live the headcanon. (The fans have also learned to tune out Rowling’s unnecessary comments when they feel like it. Two words: wizard poop. That alone should suggest that the things she says aren’t always worthy of anyone’s attention.)

#harry potter #jk rowling

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fakemuggle529-blog · 5 years ago

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"HARRY DID YOU PUT YOUR NAME IN THE GOBLET OF FIRE?!?!"

I could go on for days about the differences between the HP books and the movies (just ask my wife). 7 books, 8 movies, 4 directors, 2 screenplay writers, a myriad of actors or varying levels of talent, but this 1 line haunts every single Harry Potter fan. One comment about this line was "we're never going to get over this, are we?" That one comment sparked this post, which was originally meant to be a list of my least favorite movie moments and why.

But Harry Potter is my favorite subject, and my rant about this became a separate post to answer that rhetorical question.

Simply put, no, we're not going to get over it. But why won't we?

As with any adaptation, since the world isn't ready for a 10 hour movie based on 1 book, bits and pieces of the Harry Potter books needed to be cut out. (I'd be down for that movie, but I digress)

Things like the Draco/Pansy romance, Rita Skeeter being an unregistered Animagus, or winning the Quidditch cup ultimately don't have an impact on the plot of "evil wizard finds path to immortality, boy wizard must stop him with the help of his friends," so they can get cut pretty easily.

Even things like the Marauders' full moon adventures and creation of the Map, Umbridge setting the dementors on Harry, and Neville's parents' fate are secondary material, meant to give more weight to the main story:

- The world would still be in mortal danger without four teenagers creating a map of their school, but that map helped stop that danger;

- Umbridge would still be a cruel bitch if we hadn't known she sent the dementors, but that tidbit show her own demented state of mind and how far she'll go to get what she wants.

- and we'd still want Voldemort dead even if we'd never heard of Neville Longbottom, because we've seen the impact he had on Harry. The info about the Longbottoms just gives more depth to the characters involved.

But regardless of what they left out, the basics stayed the same: "evil wizard finds path to immortality, boy wizard must stop him with the help of his friends" continued, except the written version had more information than the visual. The fans already knew what was missing, so our brains filled it in for us. And leaving out that bit of info for the adaptation process allowed people who hadn't read the books to know what was going on and how the information fit together, even if they had less information than the fans.

(I think of the miniseries Chernobyl, when the general asks how a nuclear reactor works. He gets a bare bones explanation, and can parrot it back to his subordinates later. He might not me able to do the math or understand all of the technical jargon, but that simple explanation has given him enough info to get things going.)

As the movies progressed, we saw more and more get left out since the books only got longer, or more in depth, or both which each new addition, but no matter what, that skeleton was still there, "evil wizard finds path to immortality, boy wizard must stop him with the help of his friends." And the 'friends' part was even more accurate with supporting characters!

Hermione was the nerd from the books, Ron was the goofy best friend, Neville was the underdog, Draco was the bully!

Every single character was fitting their book counterparts perfectly, they just couldn't be as in depth in this medium!

Lucius was the oily bastard you knew he was, Sirius was the Godfather who wanted to be there but couldn't, Bellatrix was the psychotic fanatic who'd do anything to earn Voldemort's praise, Dumbledo--

And that's where the similarities stop.

Albus Percival Wulfric Brian Dumbledore is a lot of things: he's the Chief Warlock of the Wizengamot (the Wizard High Court), honoree of the highest medal of Honor possible for Wizards, one of the most notable contributors to the field of alchemy, and from what I understand a PHENOMENAL dancer.

He's human, and fallible like any other human, but he is definitely not stupid.

Just in book 1, before Ms. Rowling had even gotten into her stride as a storyteller, we see Dumbledore:

Send Harry to the safest place possible; watch over him as much as possible; send updated owls to Harry with every change of address; send Hagrid as the most friendly way to introduce Harry to his true world; Send Harry the invisibility cloak as a connection to his dad; say that he 'doesn't need a cloak to become invisible;' RETURN the cloak after Harry lost it; and turned around on his trip to London on some intuition, barely managing to save Harry's life.

While he might not be the warmest of people, probably due to a tendency to think too deeply, Dumbledore shows the strongest of power when he needs to fight, the quickest of words when he needs to talk, and what seems to be a clear sense of right and wrong (the waters get a little murky with that last one, but he stands up for what he sees is wrong, regardless of what he thought at 18), and a calm dignity, even while getting his feathers ruffled.

And that's exactly why this gets under our skin so much.

As fans of the books, we see Dumbledore do it all, in great detail. Even that infamous line is ended with "he asked CALMLY" (All Caps is my addition). We see Dumbledore:

-sit next to an 11-year old who nearly died recently and promise to some day tell him about the first time he nearly died as an infant AT THE HANDS OF THE SAME GUY... Calmly, because this is a conversation he's been dreading for years, so he's prepared.

- hire a clear fraud just to fill his staff; have two 12-year olds crash an illegal flying car into a living tree AND talk down the teacher that wanted to skin them alive; deal with an unknown threat that was attempting to kill his students; get forcibly removed from the school, only return ready to console grieving parents AND watch the same 12 year olds from earlier emerge from an unfindable chamber WITH the 11 year old who was thought to be dead....calmly, because he's lost loved ones, and he knows what it is to grieve.

- Hire a werewolf; keep that a secret from his students, their parents, and maybe even the government; and have two 13 year olds illegally time travel to save an animal an a convicted felon...calmly, because an innocent man's life is important.

- Host a death tournament specially designed to 'not kill;' and slowly watch a plot to revive to worst wizard ever unfold before his eyes....calmly, because he didn't have all of the information yet.

- Get slandered by the entirety of the government, and forcibly removed from his position in the Courts; have a government spy forced onto his staff; purposefully pissed her off; evade arrest and go on the lam...calmly, because he knows he's right, and the truth will out. THEN come back, fight every Death Eater in the ministry, fight Voldemort, convince the government not to arrest him, then talk Harry through his Godfather's death....calmly, because he knows he messed up, he even says that Harry show be so much angrier, and 'please, by all means, destroy my possessions'.

- Find out he's dying; find out there's a hit on him; recruit an old colleague, and use Harry as a means to reveal a crucial part of Voldemort's past, which he's been teaching to Harry all year; find a horcrux as well as pass on as much info about them as possible; AND get psychologically tortured mere moments before being murdered....

- AND, postmortem, we find out that Dumbledore has been playing pretty much everybody, but especially Harry....calmly, because for once, it really was "the greater good."

But he was fun loving too, maybe childishly so due to the fact that he had to grow up so fast.

- Some of His first words after Harry starts school are, "Nitwit! Blubber! Oddment! And tweak!"

- He did what was best for the school AND Firenze by hiring the centaur, but he clearly enjoyed shoving it in Umbridge's face.

- and let's not forget the night he picked Harry up front Privet Drive. He obviously made those glasses hit the Dursleys as some small payback for how they treated Harry.

That's Dumbledore. Serious, wise, and seriously wise, with a penchant for mischief.

The movie Dumbledore gave none of that, especially with that terrible, terrible reading of that line.

That one line changed the entire character of Albus Dumbledore. Instead of the cool, calm, and collected man he always was, he lost control. In front of his foreign and governmental guests nonetheless. That would never happen to Dumbledore. He's seen the signs, and can tell something is up. That's WHY he hired "Mad-Eye."

Even that stupid Christmas scene added to the HBP movie, as much as I freaking HATE it, doesn't CHANGE anything. The Death Eaters attack and for some reason burn the house down. Boo hoo. Nobody gets hurt, nobody dies, the house is back to normal the next movie. No big deal. They just wanted to add to the drama some, instead of the usual deduction from the cuts.

This change is why we hate SO many other adaptations, or "cuts" as they call them.

-Those of us who are old enough to remember will freaking riot over the "Han shot first" argument, because we knew that there was no way in hell Han would sit and let Greedo take a shot at him, ESPECIALLY since they freaking showed it first, then changed it later.

-It's why we all hate M. Night. Shyamalan's fucking guts, because he took the single greatest cartoon masterpiece ever created, and tried to make it better. The one scene that sticks out to me is when they're trying to escape the earth-bending prison camp. First, they had to be removed from the land entirely, or their pride would cause a rebellion instantly; second, 6 benders did what we see Toph do her first lesson as a blind toddler. Unlike Lucas, Shyamalan wasn't trying to appease anyone. He just wanted a name for himself, so he decided to take on the most popular cartoon ever. Pass or fail, he has that fame now.

Some of the fault might lie with the director, or possibly even the actor himself. Michael Gambon is a respected actor, and probably had a sense for how the character would play, even if that sense might not have been based in the books. Couple that with multiple directors by this point, multiple actors having playing Dumbledore, and the books still gradually coming out, and the information and range for the character of Dumbledore might have been quite limited.

And let's not forget those cuts that needed to be made. With a shorter story comes a need to get the information across faster.

Instead of mulling it over for a moment while the rest of the group argues (and probably for a good year or so by this point), and calmly asking Harry if he entered himself in the tournament, the quick explosion both saves time by cutting the opening argument AND gives the audience a cue for suspense. They know something is wrong NOW, and they don't know what, but they'll find out as the people on screen do.

Personally, I believe that this system can be broken by a rather simple solution: TV show.

Instead of one movie, each book gets one Season, and every couple chapters or so gets an episode. I foresee problems as we get to the later books as opposed to the early one, since they start getting thick AF with GoF.

But I think the pros outweigh the cons.

-The locations for HP are actually incredibly limited. They pretty much go back and forth between the same dozen locations all seven books, so you could make sets to switch out whenever needed, and just reuse the exact same sets for seven straight years, with little to no change in between.

- We have all of the books now, and then some, and then some extra BS on top of that, and the plethora of headcanon out there, so we have more than enough information for every single thing about this place, excluding literal physical dimensions. Find a kid who looks like Harry, another actor who can flawlessly pull off Snape, and some old guy who wants to be goofy sometimes, and you've got gold.

- We could actually include the minor characters too. Peeves could pop in and out every few episodes, Dobby can play the role he was meant for, Kreacher can exist as more than 3 lines. The vanishing cabinet could actually be introduced in year 2, then addressed in Year 5, then revealed properly in year 6. Moaning Myrtle has her scenes, Bill Weasley has his, Tonks could be the most important female character besides Hermione or Ginny.....

Anyway, you get the picture. This whole thing was inspired by one comment, and I've been working on this for almost 6 hours now. Pretty sure I've worked harder in this post than any papers in high school...

Hollywood, if by some miracle you see this, I'll totally be a screen writer for the Harry Potter TV show. In the meantime, goodnight.

#harry potter series #harry potter #albus dumbledore #dumbledore #draco malfoy #ron weasley #hermione granger #sirius black #molly weasley

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sarcastic-doodle · 8 years ago

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When the antis for KC come calling...

So, @morleybell got an ask on the above topic, and I wanted to reply to it,but it got too long so I thought I’d make it into its own post. So the question was what to reply to antis who claim Klaroline is abusive.

Here goes :

Not even in the fandom since s5(never in tumblr!tvd fandom like ever) but I do skim the tag every once in a while. Came across your post, loved the general gist of it, but would like to add some and clear up some stuff you passionately stated in bulk😆, if you don’t mind. I’ve been wanting to get this out for a long time.

I think the crux of this whole matter is an element which is called a ‘morally grey character’ ; you know the ones - not entirely a villian but too twisted to be a traditional hero. Obviously there are naysayers who say Klaus doesn’t fit into the mold of someone w/ grey morality, hey haters gonna hate but the jury’s still out on that one apparently even though it’s obvious. Moving On. More on this later.

• agree with the SC part. If one looks at the whole picture from the start, Caroline got shitted upon and shoved to side by the writers and her supposed ‘friends’ right from the start in favour of Elena even by stefan. The afterthought. The girl every new male addition to the cast(not all but close) hooked up with. The secondary character whose romantic plot usually has their fan going “uhmmm not exactly the one I’d choose for her. This is just settling” because hey!one needs to fill up the episode, right? Who cares if she was a second choice?

For me, Klaroline came in at that part of the plot, where I was just about tearing my hair apart because the MF gang were really pissing me off. Caroline was never a priority, everyone was willing to let her be collateral damage in this ever revolving war against elena, she was just supposed to accept that her best friend is dating her assaulter. I mean I get that she is the cornucopia of giving, but thats what friends are for! To make these givers realise that enough is enough, now think about yourself, make yourself a priority. The Caroline I fell in love with initially, the one with the big dreams, the one who wanted to live live to the fullest, explore the entire world because yes embracing vampirism gave her that opportunity….That Girl was entirely diminished by the end. There’s growing up and having responsibilities and then there’s having to grow up because of not-their-doing responsibilities. Klaus had come in a AT THAT CRUCIAL POINT. I remember thinking ‘yesss, she’s a priority for once’ also ‘idc if this relationship works out or not, but this one can be her ticket and reason to move out of that soul-sucking selfish town and friends’

• IT’S A SUPERNATURAL SHOW. This. Funny and irritating why people forget this. The show depicts them as these all encompassing, good in combat and strategy, well versed in lore of the centuries, sensual, blood-drinking vampires…I’m afraid that goes hand in hand with blood and sex and murder and deceit. If you want a century old virgin goody two shoes, I believe you’re in the wrong franchise. For this show, its not about who is good and who is bad, it’s about who is evil and who is more evil, and that too is relative on how you define evil/what you consider evil. Also what’s blatant in this fandom, is the hypocrisy. This is what I wanted to especially expound upon :

So what irritates me about the fans the most is their hypocrisy. Also the puritan fanaticism some have embraced and loudly preached. I wont even include DE and Damon in my arguments, i think they’ve been discussed at length by all (like it deserves to be) this is better explained with Stefan. When people say Klaus is a mass murderer and has killed soooo many people over the years, ergo klaus is evil but stefan is my innocent bae(not verbatim but the intent is obvious)…. conveniently forgetting the fact that stefan killed so many people too, went ripper twice, in his 300(?) yrs��had he lived as long as klaus lived…who know whether the number would have risen or not (hint : it will)Imagine living on and on for so many years, the world around you changing, civilisations changing,people you loved dying, but you’re set in stone. Immortality has been romanticised like all get go, but realistically I can’t imagine someone not going absolute nutters every once in a while whether or not you have a reason to keep living on. The show has shown only the positive sides of Stefan and his dealing with vampirism which in turn makes him appealing, but I can’t imagine someone with Stefan’s characterisation - the broodiness and the guilt - would live a long innocent life. Psychologically, something will always make him crack. I know I’m coming across as someone who hates Stefan which is simply not true. S1-3 Stefan and S1-4 Caroline were my absolute faves. Believe me, I only watched the show until then for these two. But I realised we do excuse his murders w/ - he didn’t want to, he feels guilty, he repented, it’s out of his control. But ultimately clinically speaking(with my inner stefan fan supressed)…There were dead bodies. Families mourned. Lives were taken. Stefan regretted it yes, but it doesn’t give them their life back. None of these vampire’s victims (Salvatore’s, Mikaelsons’,Forbes’) are coming back. Why do we not still hate stefan or any 'good side’ vampires for that, but love to do it to the Mikaelsons?

Second thing I mentioned was puritanism. Simply put, this goes in the good box ; this goes in the baaaad box. Some people differentiate characters like - this is a good person(can do no wrong) and this is a bad person(be suspicious of this one’s dealings ) from the initial interactions and context of the show. Characters on the 'Good’ side in the start, are reveled for doing 'a thing’ ; but if a potentially grey character from the 'Bad’ side does the same 'thing’ they are jeered upon for doing it. Am I saying don’t point out and jeer evil wrongdoings of evil characters? NO. I’m not trying to be apologist for villains, most deserve what we throw at them. BUT But but, in this case, on this show, is the line differentiating them really that clear? Are these 'good’ and 'bad’ characters exclusively on those sides? Like you mentioned, Kol is killed, Klaus retaliates. Had a sibling from the 'good ’ side been killed by the Mikaelsons, pretty sure they’d have retaliated the same way. We cheer one but jeer the other? Why? The deed is the same, cruel and inhuman on both accounts, yet we celebrate one and mourn other?

What people instantly think when I say this, 'you’re probably a person who excuses abuse in real life too’'you believe this…you must be horrid in real life’….*shrugging* A. There is a clear divide between fiction and reality. one I have to actually live in and the other is entertainment. Damn sure I can differentiate between them. B. There is an actual sense is not automatically trusting the NiceGuy, everyone has flaws if you look hard enough, they’re gonna come out eventually I’d rather not be lulled in a false sense of security. I’m not saying The Mikaelsons are good people and they just need some lurrvvve and understanding. What I’m saying is the Mikaelsons are shitty. But so are the Salvatores. So is Elena. And sometimes so is Caroline. If its just fiction, isn’t it hypocritical thay we only hold few accountable, but excuse the behaviour of the rest?

When people say KC is 'abusive’ I always take in with the idea that it’s because Klaus is heartless mass murderer. Which he is. There’s no going around that. He IS NOT a good guy. That stabbing didn’t really make sense to me…why did he do it? But tyler’s mum yeah…if you can excuse the council for their behaviour, don’t be a hypocrite please when the favor is returned. On a completely different but still related note, this is similar to the bullying topic in HP. When it comes to being bullies for whatever reason, people easily excuse the marauders because ultimately they were on the 'light’ side. But draco is held accountable even though he was technically younger than james. But back on the topic at hand.

But KC? Like you provided the lines and to anyone who watched the show….Caroline was not impressed by him. Attracted to him?Sure. But she never acted on it at all until 5×11. She kept questioning his motives, was suspicious of his moves, never defended his actions, brought up his misdeeds to him when he tried to pretend to be a good guy, tried to sneakily gain favours from him utilising his interest in her, it goes on and on. You never hear a single praise for him from her lips (as far as I can remember) All she did was that she gave him a benefit of doubt. Try to understand his motives rather than just IDENTIFY. EVIL. KILL. Try to understand that someone who has lived this long, what goes on thay ancient head, did he ever want to be human? , how does he justify his misdeeds? But Was it enough? Well canonically, apparatently not.

And I get it. I’m not saying excuse the murders by the Mikaelson’s too. NO. I’m saying hold all of them responsible. Caroline. Stefan. Damon. Klaus. And then critic the characters after that. Don’t claim some sort of moral high ground when there isn’t any.

This show, these writers…when given enough screen time, they could redeem an irredeemable villain of their choosing. Seriously, for real. (Damon gets it but Katherine or Kai(this one would need toooo much work) doesnt) and people lap it up. Basically, it’s on the writers on who they choose to get to be the GoodGuy, which villian gets forgiveness for the misdeeds even though the other villains did the same thing. I don’t watch TO but I’m sure they gave 'reasons’ and 'backstory’ on why Klaus behaves the way he does. I mean if you think in a critical analysis sort of way, that is how a redemption arc works. You get to know the inner workings and history of the protag and what experiences made them the person they are, then it’s upto the audience whether or not they forgive them.

But I digress. What is the main point of this entirely too long rant, is that saying KC is abusive is just absurd. Not on this show, not in this context. If its klaus that is your problem, you better have a problem w/ the rest of the lot too. Also he is the one guy who was the only one who asked Caroline whether she would like the cure instead, didn’t use her solely to get to elena, prioritised her, didn’t think Caroline’s love to plan and shop and everything that does not scream stereotypical intelligent girl as shallow and superficial, gave her plenty opportunities to make something more out of her life if she wanted with or WITHOUT HIM. If she wanted to fly free alone for a decade or even a century or two, go for it as long she came back to him when she’s had her fill. Yeah, that just screams abusive and controlling to me😒

Bottom line anti kcs, I’m sorry you wanted this to be a black and white clear issue so you justify your hate. But it’s simply not. I’m not saying KC IS an angelic done-no-evil ship, but when ships all around are pirates, what’s another one,eh.

Also, might as well reiterate, I haven’t seen the show after 4×22, just kept up w/ the show from a lot of different shipper’s (SE, KC and SC shippers too unfortunately) blogs and my sister who watches the show, so I might be off w/ some of the facts. If any of them are blatantly obvious and it’s because I missed something crucial in the remaining seasons I’m tagging the people I’ve seen answering KC qs or were active in their KC defense so this post is refined @my-ownfairytale @klarolinedrabbles @jonsnowbitch

#klaroline #tvd #klaroline meta #anti defense #sorry guys it's not sherlock #for a show like tvd you can't judge ships based on the characters #bcos they're all shitty #judge the ships on their interactions w/ each other and the rest

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asriels · 8 years ago

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I'm not sure if you're still in the hp fandom but how diffrent would the story be if a- Harry was a Slytherin and b- Alice and Frank had lived? I hope you're well, xxx

Oh man. What a question. What a big question.

Now for A—I’m sorry, you’re probably going to hate thisanswer. But I can’t ever see a version of the story where Harry is sorted intoSlytherin. Not only because JKR’s conceptualisation of the world and Slytherinin particular is so restrictive (which I won’t go into now but is like…thebiggest argument against Slytherin!Harry bcus JKR really, really wants Slytherins to be The Bad Guys), but also because the HP books are somuch about choice.

Choice comes in on so many levels. It’s in-your-face (“It is the choices we make, Harry, that showwho we really are, far more than our abilities”) but there is so muchunderlying interest in choice, andthe human capacity to choose their path for themselves. Harry’s free will istaken away incredibly early on in his life—as an infant, he has no say in wherehe goes or what happens to him once he is with the Dursleys. Even once helearns about Hogwarts, he’s not really given a choice on whether he goes—he’san eleven-year-old child, and Hagrid says to him “you’re going to Hogwarts”, soHarry decides, “I’m going to Hogwarts”. It’s a choice, but really he doesn’thave an alternative. Even the things he takes with him to Hogwarts are decidedon for him. He’s so lost in Diagon Alley he just accepts what he is told—buythis wand, take this pet, get these robes, don’t get a broomstick.

The first big choice he makes, really makes, for himself, iswhen he turns down Draco Malfoy’s invitation to sit with the future Slytherinlot. He picks Ron. And I think that is such a formative moment for Harry thatthere is no way after that that he could be in Slytherin. Draco and his friendsremind Harry of Dudley—the cousin that has bullied him his entire life. All the‘good’ people Harry has met so far have told him that Slytherin is a ‘bad’house, and the only real encounter with Slytherin Harry gets is an introductionto nasty bullies who remind him of his awful cousin, so that opinion isinstantly reinforced. He dislikes Draco from the moment he meets him in MadamMalkin’s. I don’t think he’d have gone to sit with him even if he hadn’t metRon. So I don’t blame Harry at all for begging not Slytherin, and I honestly cannot imagine a scenario where he’snot sat on that stool asking for the exactsame thing.

And the Hat—because this is JKR’s world, and she’s so muchabout choice—listens. It will always listen.

I’m forever interested in posts that say “imagine Harrybeing in Slytherin and being friends with people across all houses” and all thefascinating meta that can come out of that but it just…rings hollow for me. Don’t get me wrong, if you like it, keep at it. You do you.

I’m coming at it from a point of view that it’sa nice idea, but my experience growing up in a boarding school in this countryhas made me very, very aware of how unlikely it is. Bearing in mind that Harryis a kid who’s spent most of his life trying very hard to ensure his peers don’thate him—although with little luck—I don’t think he’d be sticking his neck outat eleven and defying the boys he has to literally live with nine months out ofthe year to make incredibly swift and close friendships with people everybodyelse in his house hates. I can see a friendship developing in later years, whenthey’ve all matured and learned to think for themselves more—but I still reckonany situation that has Harry in Slytherin would have him isolated and miserablefor a good couple of years at least, and that’s really not going to end well for a boy who can hear giant snakes in thewall and who has a mainline to the darkest wizard of the last century.

Like, Harry might end up making friends with Ron andHermione anyway, but I doubt it. We see that Ron is outgoing, ebullient, funand generally kind; Hermione is bookish and quiet and comes off as a bitinsufferable. Not only would they be unlikely to make friends with each other,but an unhappy Harry in a negative dorm room environment would be more like theHarry we see in OotP—withdrawn, sullen, suspicious—and I really can’t see anyfriendship forming instantly. We have to remember that these areeleven/twelve/thirteen year old kids, not late teens or twenty-somethings withthe benefit of reflexivity and distance. Kids feel first and think second, andthat would get in the way of these three coming together in a huge way.

And Harry needsRon and Hermione. If the series is about choice, it’s also really aboutfriendship and loyalty and love. I mean, that’s obvious to anybody who’s readit. It screams about love. It wantsus to believe in love and treasure love and ascribe immense power to love. Lovemakes Harry who he is—not just the literal physical protection his mother’slove gives him, but the platonic love he feels towards Ron and Hermione and hisromantic love for Ginny and the filial/maternal love he shares with MollyWeasley. Love and choice and loyalty are the ABCs of Harry, and if he was inSlytherin I think he’d be severely lacking in at least two thirds of them.

Also, let’s not forget he’d have Snape—bullying, abusiveSnape—as his chief guardian figure whilst at school. So instead of trading theDursleys for the strict but ultimately kind and caring McGonagall when he goesback to school, Harry would be trading them for Snape. Can you imagine growingup under the immediate care of a teacher who is willing to completely abuse hisauthority to outright bully you and other children? I’d like to think thatother teachers would intervene, but based on the fact that nothing was doneabout Snape at Hogwarts until he straight-up murdered the headteacher, I doubt it.

On a more pedantic and picky level, the plot just…wouldn’thappen if Harry was a Slytherin. He probably wouldn’t venture into thatforbidden corridor, he wouldn’t have Hermione around to figure out thePhilosopher’s Stone was hidden in the school, and he wouldn’t even make it pastthe Devil’s Snare without Ron and Hermione. That’s trusting, too, that Harrywouldn’t internalise the other Slytherin’s prejudices about Hagrid and startlooking up to him less (strong as Harry is, he’s still a kid, and it’s all tooeasy for children to absorb the feelings and prejudices of those around them)and therefore never find out how to get past Fluffy. And if Harry doesn’tventure down into that dungeon, then Voldemort never finds out about theprotection Lily left, and everything changes.

I’m not saying Slytherin Harry wouldn’t be fascinating—it would—butI don’t think the series would be about Harry if he was. Voldemort would goafter him, sure, because Voldemort is a megalomaniac mass-murderer who wouldn’tbe able to stand having been beaten by a one-year-old child first time around.But Harry wouldn’t be Voldemort’s arch-nemesis. He’d be a minor roadblock onhis path to world domination. He wouldn’t foil Voldemort’s plans early on, he’djust be…around. Trying to get by. And probably completely fucking miserable forlike 90% of his teenage years. Lupin being around in his third year would bereally good for him, but still….Snape’s going to be unable to resist outingLupin as a werewolf at the end of the year, and for Harry to lose thatpseudo-father figure without a support system to fall back on is going to MessHim Up.

I’m sorry that I can’t give a better answer to this but I amjust completely invested in the connections Harry makes to Hermione and theWeasleys and the person they make him into. Harry is able to develop into ahero primarily because of the friends he makes and the people he finds to lovehim—and I think if you take them away (which putting him in Slytherin would, due to the prejudices within theworld) it’s just not going to have the same moral to the story. Gryffindor gives him the belonging he has been desperate for his entire life, and I don’t think he’d be the same without it.

Also, I’m super into the Next Gen, and I love to Sort LilyLuna into Slytherin and her brothers into Gryffindor, and have them all grapplein their own ways with their dad’s legacy. His membership of Gryffindor is abig part of that, so I’m probably super biased towards keeping him firmly inthat house.

And, quickly, because I realise how long this is now—Frank andAlice being alive would be a fascinating change, but primarily with regards to Neville.I didn’t get the sense they were particularly close to James or Lily (I mean,obviously they were friends, but Ididn’t get a best-friends-would-fight-against-the-wizarding-world’s-main-authority-Dumbledore-to-change-Harry’s-lifevibe from them) so I don’t think they’d really have much impact on Harry’sstory. They might give him access to memories of his parents he couldn’t getfrom anywhere else, and I can see him looking to them for guidance in the sameway he looks to Molly and Arthur Weasley for the sense of parental love andsecurity he’s never got anywhere else, but I don’t think his overall plotlinewould be that much affected.

Also if Frank and Alice ever found out about the prophecy,can you imagine the guilt they’d feel every time they looked at Harry? Because they’dbe relieved it wasn’t them, wasn’ttheir son. And that would be a terrible thing to carry around. It wouldcomplicate everything they felt about Harry.

Neville on the other hand—oh, Neville with his parents.Probably Neville with younger siblings. Neville without a childhood under thethumb of his very strict grandmother. What kind of a boy Neville might havebeen! Still nervous, I’m sure, still insecure—but much less afraid of himselfand of the world. That fight we see in him at the end of Philosopher’s Stoneand in later books—I think we’d see a lot more of it, and we’d see it sooner.

I’m utterly fascinated by the idea of Neville with hisparents around. But I also would miss that moment where we find out it’sNeville who’s killed Nagini. So unexpected, because nervous hapless helplessNeville is not who anybody would have expected to kill the last Horcrux. Butthat’s what makes the moment great, and it’s a thread that runs throughout theseries: heroes aren’t better than anybody else, when it really comes down toit. They are just people who have made a brave choice in the face ofinsurmountable odds. That’s what Neville does. And I think it carries even moreweight because up until then we’ve got the sense of a bit of steel insideNeville, but we don’t realise quite how wide a steely streak it is until thatmoment.

But if Neville had Frank and Alice around, I think we’d knowthat steel was there from the very first. In fact, coming back to my pointabout friendships, I think in a series that had Harry in Slytherin and Nevillewith his parents alive, it would be Neville who reached out to Harry and madefriends with him first. But that’s a whole fanfiction, probably.

P.S. I will always be in the HP fandom. I keep trying to get out but I think someone locked the doors. I love to mess around with the canon a whole lot, but I prefer to do it outside the constrains of the stories themselves. That’s why I love the Next Gen, and that’s why I think a lot about the Trio’s lives post-Hogwarts, and how they get to where they end up in the Epilogue.

#Anonymous #harry potter #thank you so much for asking this anon this made me so happy i love thinking Big Thoughts about harry potter #also i'm so sorry if you're on mobile this is a helluva long post #hp meta

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douchebagbrainwaves · 5 years ago

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THAT'S PARTICULARLY WORTH REMEMBERING

And when you do it, you'll be in a better mood. Which is in fact all that should matter, even in a bad economy. It implies the result won't be pretty, because it seems sympathetic to their cause. Technology progresses more or less independently of the stock market. Outsiders are free of all this. What if you quit your job to start a rapidly growing business as software. Agriculture, cities, and industrialization all spread widely.1 So a truly effective refutation would look like: The author's main point seems to be determined less by credentials and more by performance than it was 25 years ago for an ambitious person to choose to be judged directly by the market? Imitating it was like pretending to have gout in order to seem rich. If you're an outsider, don't be deterred from doing it because you worry investors will discriminate against you. But it's very useful to be able to benefit from it, by making things that save money.2 As those examples suggest, a recession may not be permanent.

The eminent, on the other hand, are almost forced to work on hardware, don't be deterred from doing it because you worry investors will discriminate against you. Well, you can work on small things is also a good way to learn. Many innovations consist of replacing something with a cheaper alternative, and companies just don't want to. At the time I thought, boy, is this guy poker-faced. So the best way to understand the relationship between wisdom and intelligence apply to different types of problems—wisdom to human problems and intelligence to abstract ones. Inappropriate is the null criticism. The eminent generally respond to the shortage of time by turning into managers. A single meeting can blow a whole afternoon, by breaking it into two pieces each too small to do anything hard in. But this isn't true with startups.

At the bottom are business, literature, and the result was miraculous. If you wanted to create a startup hub by planting a great university in a place so nice that rich people wanted to live there. But I don't have anything like this serenity when I'm writing, four nights out of five I go to bed discontented, feeling I didn't get enough done. Some of Silicon Valley's most famous companies began in garages: Hewlett-Packard in 1938, Apple in 1976, Google in 1998.3 People at big companies don't realize the extent to which they live in an environment that is one large, ongoing test for the wrong qualities. Maybe I'm excessively attached to conciseness. For him, I now realize, this was supposed to be one of those meetings when you check out a company you've pretty much decided to buy, just to make sure they're ok guys. Makers depend on something more precarious: inspiration. This doesn't seem to help, not as much as in present day South Korea. Pay was based on seniority.

People at big companies don't realize the extent to which they live in an environment that is one large, ongoing test for the wrong qualities. In fact, what makes the preceding paragraph true is that most readers won't believe it—at least to the extent that it happens at all, but another you discovered en route. Runners can at least compare themselves to others doing exactly the same thing; if you win an Olympic gold medal, you can manufacture them by taking any project usually done by multiple people and trying to do it all yourself. One reason we tend to think of intelligence as inborn is that people trying to measure it have concentrated on the aspects of it that are most measurable. You have to have some number of meetings. When meeting people you don't know very well, the convention is to seem extra friendly. That doesn't mean you can ignore the economy. But if you want to improve your chances, you should say what it is; and if there isn't, what difference does it make that he's a senator? DH5 we still sometimes see deliberate dishonesty, as when someone picks out minor points of an argument and refutes those. But times have changed.

To the extent wisdom means anything, it refers to a grab-bag of qualities as various as self-discipline, experience, and thus might vary in the course of developing Lisp. Anyone can see they're not the same as intelligence. They're so common that there's distinctive language for proposing them: saying that you want to beat those eminent enough to delegate, one way to do it right. When Lisp was first invented, all these ideas were far removed from ordinary programming practice, which was dictated largely by the hardware available in the late twentieth century. Most intellectual dishonesty is unintentional.4 I might as well have sat in front of a TV all day, I'd feel like something was terribly wrong. If I'm such a good athlete, why do I feel so tired?

But Y Combinator runs on the maker's. Woz says all they did there was assemble some computers, and that he did all the actual design of the Apple I and Apple II in his apartment or his cube at HP. When McCarthy designed Lisp in the late twentieth century. All we ask from those on the manager's schedule. Well, founders aren't much better.5 A parent added: In our country, college entrance exams determine 70 to 80 percent of a person's future.6 The word is rarely used today because it's no longer surprising to see a 25 year old professional able to afford a new BMW was so novel that it called forth a new word. Before Durer tried making engravings, no one took them very seriously. In fact, a high average outcome depends mostly on experience, but that it will make conversations better, but that dramatic peaks can only be achieved by people with certain rare, innate qualities; nearly anyone can learn to be a good swimmer, but to be an outsider.7 So I think it would help to put names on the intermediate stages.

Notes

The quality of the rule of law. Hodges, Richard and David Whitehouse, Mohammed, Charlemagne and the company's PR people worked hard to say that a person's work is a service for advising people whether or not, don't make an effort to see. Which means if the VC knows you well, partly because you could out of customers is that your peers are chosen for you by accidents of age and geography, rather than giving grants. The existence of people who lost were us.

Statistical Spam Filter Works for Me.

Whereas when you're starting a company that takes on a seed investor to do and everything I write out loud can expose awkward parts.

But I don't want to help their students start startups, but one way to tell someone that I see a clear plan for life. One year at Startup School David Heinemeier Hansson encouraged programmers who wanted to. What drives the most important factor in the angel round from good angels over a hundred years ago.

You can't be hacked, measure the degree to which the top startup law firms are Wilson Sonsini, Orrick, Fenwick West, Gunderson Dettmer, and that you can't dictate the problem is not such a large chunk of stock. So if you include the cases where you went to prep schools is to let yourself feel it mid-twenties the people they want it to the rich.

The expensive part of an audience of investors are also the fashion leaders. Management, 9:1 It's hard to predict at the end of the per capita income.

The thing to do that? A lot of press coverage until we hired a PR firm admittedly the best intentions. This is what you do in a in the production of high school.

Thanks to Eric Raymond, Tad Marko, and Trevor Blackwell for putting up with me.

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captain-unlikelynutbouquet-blog · 7 years ago

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Car insurance broker or direct to insurance company?

I'm about to get a car, and i'm thinking about car insurance. The thing is, I don't know whether should i go to an insurance broker, or just shop around doing all these web quotes and find the cheapest out there and call them directly. Should i just do this or should i contact an insurance broker? What are the pros and cons of dealing w/ insurance broker? thanks""

I am learning to drive and want to buy a car. What should I buy and what will the insurance be like?

How can i cut my insurance premiums? UK?

I have 1.9 diesel 306, and have also a TT99 on my driving license which although my ban ended a while ago i have to declare and keep on license till 11/11.I have been driving legally for 18months now but its costing me a fortune every month for the insurance. How can i reduce my insurance from average of around 3000. Or does anyone know what cars are likely to be cheap to insure and run, (baring in mind i have partner and two kids to fit in the car as well. Thanks in advanced""

Is there a website for seeing what class of car you have for insurance to see how much it wil be.?

I know insurance have classes of cars based on a number. Like my old school might be a 7. but my Escalade might be a 20 or something. Please help.

50cc Scooter Insurance Help?

I'm 16 in 9 days, and I'm going to celebrate with a Peugeot V Clic Silver Sport. However, I'm going to need insurance. I live in a quiet area, and my scooter will be kept in a locked, secure garage with four other scooters. I'm also very responsible and won't be thrashing it and doing wheelies. Does anyone think this will reduce the cost of insurance?""

""Car insurance help, i need advise?""

Im 15, hoping to buy a decent car (when i turn 17) that is reasonably cheap to buy and insure, i have around 10,000 budget for the car and 20,000 budget for the insurance, i work on cars so any mechanical problems wont be an issue and i am a very capable driver and certainly not a 'boy racer' i have experience in driving and i just want a nice car that i can keep for a long time that i can pass in and out if london in to my future job (architecture) any car and insurance company suggestions? And remember decent car, 2nd hand.""

Cheapest Car Insurance - Canada?

Need a cheap car insurance... Don't spout off answers if you have no idea... I've researched: TD, RBC, CAA, AllState and Statefarm Living in Ontario!""

Why do we need basic health insurance?

Health insurance should be for serious issues that require surgery or hospitalization. Why do I pay insurance to get a checkup or for routine visits? The problem with health insurance is it is too broad; therefore, it is too big. The idiots who say that car insurance is mandatory as an argument for mandatory health insurance leave out that it is only LIABILITY insurance that is mandatory. You are not required to insure fixing your own car if you choose not to. Think about how much more expensive it would be to take care of routine things like car maintenance, appliance replacement, etc., if they were handled through an insurance company. The answer seems to be to eliminate most of the unnecessary insurance and shrink it to only what is required. That along with serious tort reform would eliminate much of the red tape and cost. The person who abuses their things pays more to replace and fix them. Same thing with the fat people, who suck up most of the insurance money the rest of us pay.. If you choose to be fat, then you will pay more to repair your health. It seems pretty simple, but then again the current proposal is not really about health care is it???""

Low car insurance adjustment from liable company's adjuster?

Someone else hit my car while it was parked. It was very cut-and-dry. I got a police report, the officer talked to the driver. It states that my car was legally parked and the other driver is at fault. The damage is minor rear bumper damage, nothing too terrible. I filed with his insurance company, and after a lot of frustrating phone tag, an insurance adjuster came out and wrote me an estimate for $450. I had an adjustment for $734 from the local body shop for my make of car, and I showed it to him. I expressed my dissatisfaction with this estimate, and he said the body shop would settle with the insurance company directly for costs in excess of the estimate. $300 is a little much. Since it's minor damage, I think the body shop will probably take the money and do a shoddy job on the car. It's my understanding they are supposed to repair my car to pre-accident conditions. I got another estimate for $745 this weekend. I can't get it fixed for $450. What are my options? (cont'd)""

Affordable term life insurance quote?

What good is affordable term life insurance in florida?

How much insurance for a Mustang in Florida?

I'm 18 years old, and I want to get a Mustang and my insurance plan is going to be under my uncle's name (52 yrs old, but he has many records for crashing and tickets, his insurance for the Civic now is $800/ 6 months). If I get a brand new one using Progressive, AT LEAST how much it's gonna cost me for 6 months??""

Will the car insurance pay for my car to be fixed?

i was rear ended. its the other persons fault. the kid that hit me was driving their parents car. the parents had insurance on the car but the kid wasnt listed as a driver. just the mom and dad were. i was told since the car is insured then the insurace will pay for it no matter who was driving. is this true?

Do you find women only car insurance sexist?

Personally I do. For a start their buisiness is based around the idea that women are safer drivers even though what gender you are does not affect your driving, also all of the TV adverts for this insurance have sexist comments in them. If it had been the other way round and these car insurances were exclusive to men there would have been protests and accusations of sexism but because typically women are the victims of sexism it has gone unnoticed.""

Will geico insurance rate go up from storm damage?

My car got hit from a piece of tree/brances and scratched and dent it a little, will insurace go up?""

Health insurance question about coverage under age 26 while married? HELP?

Im currently age 22 and on my mothers health care plan and scheduled to get married in October. My question is, will I still be covered on my mothers insurance plan if my future spous has a form of employer insurance that i could be on. This would however kill her monthly take home pay. Shed make 300$ a month for full time job Im self employed and have NO Employer-based insurance opportunities and will still be 22 when married. So when i get married will i be kicked off my mothers insurance because i have the potential to be on my spouses insurance plan? This Affordable Care act law is somewhat vague on this topic""

How much does it cost to buy insurance for a small business?

Which will cost more to insure? 00-04 mustang base or 00-04 mustang gt?

I'm 17 and live in New York. Been driving with a clean record for one year and I currently pay $100/month on my mom's '10 camry. I want to get my own car and I have narrowed everything down to a mustang, but I can't decide between a base model or a gt. I have discounts on my current policy such as good student and drivers ed. I will also take a defensive driving course for an added discount and the new car will also bring about a multi-car policy discount which will be helpful. My mom will be contributing the same $100 towards the car as she is now and the rest I have to pay for by myself. I have heard that the base and gt will cost about the same to insure, but that doesn't seem right considering that the gt has 100+hp more than the base, but people have supported that by saying the base models are involved in more crashes among young drivers. So can anybody set the record straight for me? Please don't give me responses saying that only my insurance agent can tell me that or too high for you to afford. Also would it be a wise decision to drop collision coverage for a huge insurance discount? I don't plan on racing this car.""

Looking for best insurance product (LIC) which returns guaranteed & handsome amount on maturity along with acc?

Age : 35 yrs., married Premium Amount : 90 99 K per year Premium term : 25 to 30 yrs best lic plan combo plan""

Have any 19 year old male's managed to get their car insurance under 2 grand in the past year or so?

If so, what company were you with? On my mum's suzuki wagon the insurance quote from aviva have been ridiculously high, but I managed to get one for 2 grand with a 50% drop in price next year due to no claims, the cheapest i've managed so far. Anyone with experience know where to go or if it's possible to get it cheaper on a vauxhall corsa?""

How much will my car insurance rates go up if i turn my car accident into the insurance company?

I have full coverage and I'm 17. I currently pay 120 dollar a month for car insurance and I have good grades. I back into someone's car and dented it. Is it worth it to turn into the car insurance place?

""I'm 21 with the Gerber Life Insurance policy plan, should I continue?""

I got a mail indicating that I am not the owner of this policy (my parents started this for me when I was young). So I have a few questions, now that I am 21, do I have 10,000$ worth of life insurance for the rest of my life (without having to continue paying?) Why would I want to continue paying if this is just here as insurance in case for my burial costs.. isn't 10k enough for that? If I stop paying will I still have this 10,000 dollars in life insurance, or am I being forced to pay in order to keep it?""

USA Insurance for New Immigrants?

Hello!! I would like to inquire about medical insurance for new immigrants in the state of Florida. We have been here for 1 year now and who or what organization should we turn to? I have heard that a lot of them are expensive. I was told that we could get family insurance through employment -- but at the moment, my mom is the only one working with us, 3 dependents. So suggestion?""

Has car insurance gone up in the past couple of months?

My partner has just been on 'compare the market' and found that to insure his fiat punto its going to cost him nearly 800 - 2 months ago when he looked he was getting quoted 400. Its nearly doubled in costs!!! What is all that about?

When buying motorbike insurance is CBT= Provisional ?

I was looking about for insurance quotes for a 125 and when you select what type of licence you have it dose not say CBT at all, but it says UK provisional and UK moped, but i dont think moped is a CBT because moped is 50cc only, can anyone tell me what a CBT licence is called when buying insurance""

Whats a good/affordable motorcyle insurance company?

I want to buy a Yamaha R6 but the premiums for a bike are ridiculous.. cheapest ive found was through progressive for 900$/month... thats more than my leased car payment and car insurance a month... anyone? thanks.

Collingwood Drivers Insurance?

Is a 2004 or 2005 Subaru impreza rs hatch a good first car?

is a 2004 or 2005 Subaru impreza rs hatch a good first car? are they reliable, good on insurance and costs to run and fix. cant get a wrx because of p plate restrictions but from experience is the rs any good. what is the average price they sell for and how many k's on them? thanks""

Whats the best insurance company for a young driver?

just passed my driving test and was wondering what the cheapest insurance company for young drivers is?

How do I help families not see life insurance?

How do I help families not see life insurance as a bill but rather protection for their family? I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is; can any life insurance agent please share with me how they get around to making sales in the life insurance industry? Thank you.""

Which insurance company offer the lowest price to insure my car? I have a Ford contour 2000 y.?

i need for emergency to insure my car in the cheapest way-very important.That's why i need the best offers from insurance Companyes

What is the average of insurance cost for a 19 year old?

I've been looking around online to research costs and from what I've seen it averages around $150. $200 at the worst. But my mom tells me I have to pay $440 dollars? Like wtf. Even four of my friends, who are still 18, pay around $170 or so. Is she just bullshitting me? I have never incited any tickets and drove safely when I was 18 and still now at 19. I'm not sure what to say to my mom. I told her about how others are paying wayyyyyyy less. I'm thinking the insurance is just cheating my mom or something. Anyone have any idea what I should do? I remember my mom asking me to give her my transcript to show I have a GPA above 3.0 to lower costs. And now she tells oh it's $440 .. I don't know what's going on. I'm not very well spoken in my native language so there's some issues talking about this.""

What is the cheapest/best car insurance and car for a newly licensed driver in MA?

What would be the best and cheapest type of car and car insurance to get for someone who just received their license?

Reason for sudden increase in price on car insurance?

When I bought my car I started paying 1,400 a year on insurance, and the other day I got a letter through the post from my insurance company saying that I need to renew my car insurance since it was close expiring. They said that if I want to continue with the same company I need to now pay 2,000 a year for the same car. I can't seem to understand why there's such a vast increase from my last quote. I haven't had to make a claim and I can't think of anything that may have happened that could result in the price increase. Do insurance companies do this or could there have been something I may have done which has put the price up? Thanks in advance.""

""Im 21years old,male with a mazda miata 2001. My auto insurance to too high. where can I get cheaper insurance?""

Im 21years old,male with a mazda miata 2001. My auto insurance to too high. where can I get cheaper insurance?""

Is my auto insurance too high?

i am 18 yrs old. my car is 2008 c class benz. my insurance for the car is 315 a month!!! aaghh!! is that too high or it is a good price for the car i drive? does the car model matter? please help!! i hate paying this price!

How can a college student find an affordable therapist?

I'm 18 and still under my parent's insurance coverage. I have loads of issues including social anxiety, and I think that I'm starting down the path to clinical ...show more""

Why do I have to pay extra for changing address with my insurance company?

I recently moved and changed the details on my drivers licence and log book. When I called the insurance company to do the same they said i would need to pay 60 to cover the cost of the change between now and the renewal period (which at the time was approx 6 weeks away). All of this was AFTER they took my previous and new address to confirm my ID. When I asked them why this was as I had paid my entire premium in full last year (so as not to incur direct debit charges) they just repeated themselves. I did not have the 60 and said well I will just stay at the previous address (my ex-boyfriends) until my renewal comes through and I will change address then. However...my renewal has just come through in my NEW address but with postcode where vehicle kept overnight as my OLD address!! What does this actually mean?? surely if I have to make a claim it doesn't matter where the vehicle is kept esp as they have my address and the majority of claims do not happen at your residence!!! I have read the policy back to front and they even added amendments this year to include admin charges and NOWHERE does it mention being charged for change of address. I have literally moved around the corner surely its not just about postcodes or am I being naive??

Average cost of insurance and registration in Utah?

My husband and I are looking into getting two different vehicles and I am just trying to get an estimate on how much its going to cost to register them and how much I may need up front for insurance. I am 24 years old, my husband is 23 and a former truck driver. The two cars are a 1996 grand caravan (red if needed) and a 1980 Chevette (black if needed). I do not know mileage yet for either one.""

Which is the type of insurance to avoid?

Which is the type of insurance to avoid? A- mortgage insurance B- identity theft insurance C- disability insurance Why?

Crashed car 3rd party no-one else injured what to do with insurance?

I'm in my first year of driving as a 17 yr old male and i crashed damaging my car beyond repair. My insurance is only 3rd party and that cost 3200 no-one else was involved however the police,ambulance and fire were present. What shall i do, do i inform the insurance company however without making a claim? Do i scrap the car and change my insurance? What are my options to prevent the premium going even higher than it already is.""

Backed into something. Will insurance rates go up?

Today I backed into something in my car. It did slight damage to the rear bumper but nothing else. Could I choose to file this through my Insurance, and would this make my rates go up? I'm 18. Thanks""

I am trying to get a 2006 Dodge Charger R/T. I am worried that insurance will be to high?

I am worried that insurance will be too high. I am 16 years old and my Dad is paying for it. What is the average insurance that someone pays. Do you tihnk insurance on this charger will be a lot?

Is it possible to be added to my parents insurance for a month?

I want to drive to friends house in another city, but I'm not currently insured on any car. Is it possible to become included in my parents car on a one month deal? I'm over 21 in case age is an issue. Also if it is possible can I do it with another insurer or does it have to be one my parents currently use. Finally how much will it probably cost? Thanks""

Insurance for 2 cars with 2 different companys?

I have got a citroen xsara. which has got an insurance with Express till 17/02. I am now buying a mazda 3 which am planning to have it insured today itself with Halifax. Is this legal?

Cheapest car insurance?!?

Im getting a car next week and i need some suggestions on the cheapest car insurance with full coverage im looking for around $200 a month or less im a new driver im 19 so i know its gonna be pricy. I live in Pennsylvania

SHould i trust AIS insurance broker co.?

I just got an auto insurance quote from AIS and they gave me $250 for 6 months for my 1999 ford. that's like $44/month for a 15000/30000 liability insurance and it is through MERCURY insurance co.... should i trust this and go with it?? i currently have GEICO paying $545 for 6 months

How much is Car Insurance in South Florida?

My husband and I are buying a second home in Florida. I am 42 and he is 52. Clean driving records no points only need liability on one 98 Ford Explorer and full coverage on a 2006 Ford Focus. Just an estimate would be great. Thanks

What are some cars with easily tunable engines and low insurance?

i need a car that i can make faster but i don't wanna pay alot f insurance. specific models please

Who has the best health insurance in California for college students?

I am a full time college student, and I am looking for health care insurance, but I'm not for sure which to go for. I was looking up Blue Shield of California, Health net, and Kaiser, but I'm new to this.""

""Car Insurance, should I go as a named driver?""

I am 25, just passed, I got a quote from the post office for a 2001 MITSUBISHI Colt 1.3 Equippe at 2500 for the year... I live in a posh area (my nan n grandads) and the car will be parked on the drive. If I go as a named driver on my Grandad's insurance, who has plus 10yrs no claims how much cheaper do you think it will be? Does my Grandad have to buy the car in his name? What's the best way I can do this? Or should I just drive his punto 1.2l as a named driver, as a guess how much do you think i will have to pay extra so my grandad is still paying the same he usually does?""

Looking for Affordable Health Insurance Rates?

I'm looking for a website that offers affordable health insurance rates.Please suggest me the best site

Collingwood Drivers Insurance?

Penalty points and insurance?

if i take out insurance with no points on my license then a couple of months later get 3 points for a ts50 do i have to contact my insurance company to tell them or not?

Can you report someone for driving without car insurance?

i know this person and i was just wondering if you could turn them in for not having car insurance without them knowing who turned them in. I want to prevent someone from getting hurt and not getting there part of the insurance claim or whatever.....anything will help..THANKS!!!!

Owner of car but not main driver on insurance ?

Hi I'm 18 in a month, and I'm buying a car on finance and I am paying because it will be my car. My dad will use it the same amount as I will be using it until I have it paid off then it will be completely mine. I was wondering can I be the registered owner of the vehicle but be a named driver on the insurance? I know about fronting but of we drive it equally why wouldn't my dad be the main driver as it is cheaper? But does it mean he has to be the registered owner? Thanks""

Car insurance?

I got my license 2 weeks ago and I am getting a car this week. What insurance company would you recommend that I go with? Progressive, Gieco or AIG. If you have any others, feel free to throw it out there.""

""If I get a pull-behind trailer for my car, will I need to insure it?""

Probably a stupid question, but I'm clueless.:) If insurance is required, what happens when I want to loan it out to friends and neighbors? Thanks!!""

Is this the big health insurance lie?

The legislation would impose several new fees on firms in the health sector. New fees would be imposed on providers of health insurance and on manufacturers and importers of medical devices. Both of those fees would be largely passed through to consumers in the form of HIGHER PREMIUMS for PRIVATE COVERAGE. Congressional Budget Office An Analysis of Health Insurance Premiums Under the Patient Protection and Affordable Care Act November 30, 2009 BUT..... The average premium for an unsubsidized, nongroup policy will cost 27-30% MORE. (same report) So won't private coverage decrease sharply ... And so too the fees collected from them ... which are suppose to pay for the subsidies . Or will really caring people flock to buy this extra expensive insurance?""

Ok how much would car insurance cost?

I'm asking this question for my 16 year old friend Gabby her parents just bought her a BMW 328i xDrive Sedan for 37,000 so she is wondering how much insurance is going to cost because she is in the proccess of trying to convince her parents to let her pay insurance or payments shes comparing which will cost less so insurance?? how much $$""

Ninja 250 insurance for a 17 year old?

I have no wrecks tickets or anything on my record for driving a car. I want a motorcycle because they are cool and get like 2-3 times better gas mileage then my car. The problem id my parents complain they are dangerous and thy also say the insurance is like 3 times as much. I live in the U.S will the insurance be a lot, if so can you give me a estimate per month? Also since a 250 is cheap and not very fast will that make a difference in safety and insurance price?""

Can anyone suggest a really affordable health insurance program for a family. That covers alot plus maternity?

Insurance (probability)?

An auto insurance company has 10,000 policy holders. Each policy holder is classified as.. - young or old - male or female - married or single Of these policyholders, 30000 are young, 4600 are male, and 7000 are married. the policyholders can also be classified as 1320 young males, 3010 married males, and 1400 young married persons. Finally, 600 of the policyholders are young married males. How many of the company's policyholders are young, female, and single?""

Can i put my parents on my medical insurance at work .?

what would i have to do to qualify them to be added to my insurance.

I need car insurance in broomfield co?

I have one speeding ticket and i'm 19 years old where can i go to get car insurance cheap i get min wage. and i need full coverage and if you know what full coverage consists of please let me know i have a 2003 dogde neon se

Estimated car insurance cost for an 18 year old beginner driver?

I waited until I turned 18 until I went to get my drivers permit. I've had my permit since November 18 2009. I plan to stay on the permit until its expiration date. I'm not sure what car I plan to purchase after that, something affordable (nothing over the top) and that will last quite awhile. Now assuming all that, can any of you share with me what your car insurance payment is monthly, just an estimate of course. And throw in what type of car you have in so I can get a better idea. I'll be 19 at the time I finally get my license. My parents will not be adding me to their insurance, I have to pay for this on my own and I'd like to start putting some money away towards it so that I can make the payments with no problem later on. Are their any other things I can do to lower the cost of my car insurance as well?""

Estimated Insurance Costs for Pest Control Business?

Hello, I have been considering starting a Pest Control business. I'd mainly like to focus on the removal of animals, however from a business stand point it would be much wiser to handle pest insects as well. Our state breaks down the minimum insurance you need which I will list below. I was hoping someone could give me just some reasonable estimes of what these types of insurances would cost based on the information I provide? If needed, I live in Rhode Island and based on looking at similar local businessed and their NAICS codes, the industry would be #325320. RULE 21. FINANCIAL RESPONSIBILITY (A) Each applicant for commercial applicator licensing shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $20,000 per job, or (2) The following minimum insurance coverage: Comprehensive General Liability (ground application): Bodily Injury Liability - $20,000 each occurrence - $40,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $25,000 (B) Each applicant for commercial applicator certification shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $50,000 per job, or (2) The following minimum insurance coverage: Comprehensive General Liability (ground application): Bodily Injury Liability - $50,000 each occurrence - $100,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $50,000 (C) Each applicant for commercial applicator certification in Category 7(c) Fumigation shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $100,000 or (2) The following minimum insurance coverage: Comprehensive General Liability: Bodily Injury Liability - $100,000 each occurrence - $300,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $100,000 (D) Each applicant for commercial applicator licensing or certification, who applies pesticides aerially, shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $100,000, or (2) The following minimum insurance coverage: General Liability: Bodily Injury Liability - $100,000 each occurrence - $200,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $100,000 (E) Financial responsibility required by paragraphs (A) (D), where appropriate, shall not be required of persons whose pesticide application activities are part of their duties as governmental employees.""

Will my car insurance go down when i turn 18?

I got my license when i turned 16. I was driving a 2001 mustang. Within 6 months i got into a car accident. Long story, but wasn't my fault so don't judge me because i'm not some stupid teen who was handed a mustang and went around speeding and wrecked. I'm not like that. I was raised way better than that. Anyway... Now i'm about to turn 18 and i'm still under my parents insurance. I was wondering if my insurance will go down when i turn 18.""

Teenage Car Insurance?!??!?

I'm 15 and for my 16th Bday I'm getting an mid-sized SUV. & I'm just wondering about how much the monthly payments are gonna be......? thanks for any help:)

Contents Insurance. Average Price Roughly??

Not fantastic area, sharing a house. I have usual 20 something stuff (TV, Games Console, Laptop, DVD Player) Rough Price, THANKYOU""

Which company provides the cheapest car insurance in the UK?

I recently passed my driving test, so for a first time driver its going to be high but what if i am an additional driver""

Do I automatically have to get car insurance right after I get my license?

I'm 18, I live with my parents...In order for me to get my license my mom wants me to pay for car insurance (since I'll be under her name) which is understandable, but I don't have a car yet, and I just want my license in case of an emergency...like I won't even be driving around her car rarely. She told me that even if I wanted to get my license and not get car insurance yet, I can't because I live in her house?? Does that sound right? Can't I just get my license without car insurance until I actually have my own car?""

How long after a DMV hearing will your insurance be notified ?

I recently had my DMV hearing am in the process of getting a sr-22 with another insurance company . I am not the primary holder of my current insurance I want to avoid their rate to go up or for them to find out . How many days do I have to cancel my current insurance before they cancel me .?? Please help ?

Does anyone have a Pontiac G6 GTP?? i need to know how much car insurance are on the them?? please let me know

""Florida Auto Insurance Quotes Online, are they really safe?

Florida residents do you really think entering all your valuable personal information online for an auto insurance quote is really the safe way to obtain auto insurance? A local personalized auto insurance agent who you can pick up the phone and call or stop by their office sounds so much safer and personal.

""Car insurance for new driver, help please?""

I'm 18 and I have just passed my test about a week ago, and am looking for insurance etc. But the quotes I'm getting are all about 2,500, which I cannot afford at all as I'm a student. I haven't bought a car yet, as I want to find a good quote first, but the details I have been putting in so far is Vauxhall Corsa 1.0l 3dr age 1999. Surely, this is neither a powerful nor new car, so I don't understand why I'm getting quotes of 2 and a half grand?! I have tried different cars, as well (renault clios, ford fiestas and polos) but it has made little difference. :( I know that the insurance is always going to be high for new young drievrs, but this is really taking the piss, if I'm honest. I have tried about 20-30 different comparison sites and individual company sites, and this is so far the best I'm getting. I've been putting in third party cover and social + pleasure travel or whatever it is. Also, that the car will be parked on a driveway over night. I will be 19 in four months, so is there a chance that insurance will have gone down by then, because it wouldn't be that long to wait. But otherwise, any suggestions, please, are there any details I should change, about the car or the insurance etc. Please help!! :( Thanks in advance""

Is insurance for a motorcycle alot?

I want to get a motorcycle because it is more convenient for me and its looks fun. But I heard insurance is alot? I am 19 I live in California and I have a drivers licensce. I am going to take the motorcycle class that I think is required. Will I get any discounts for any of these factors? Thank you guys

Does anyone know of any good prescription insurance?

We are a low income family who apparently make too much to qualify for any state assistance. I have expensive medicine needed for panic disorder every month and can't afford it. Does anyone know of any prescription plans that are affordable and worth it?

Collingwood Drivers Insurance?

What is the cost of Medical Insurance for an 18 year old?

I am a 17 year old senior in St. Louis, Mo. I plan to move out of my parents house promptly after the school year is over. My boyfriend and I have been doing a lot of research on apartments and creating a budget. My biggest concern though, is medical insurance.. I'm not sure how much it is going to cost us to be able to have it.. I would really appreciate an average monthly fee, (or at least an idea) Thank you!""

Car Insurance / Accident Question?

So both cars are backing out of the parking lot (two sided type in a shopping center) and neither one saw each other and bumped rear ends of each car. We both pretty much made the same mistake, how does insurance usually take care of this?""

Car insurance/medical question.?

I recently got into a car accident..and had to make a recorded statement over the phone to my car insurance company NJ Cure....about the accident..they asked...did you take any prescription medication that day? I said yes I take Lexapro...Nj cure replied...oh we didnt know u were taking prescription meds...I replied...u guys never asked in the renewal policy. My Question is this.....CAN THEY RAISE OR DROP MY INSURANCE COVERAGE SINCE I AM ON MEDICINE PRESCRIBED BY MY DOCTOR???

Car accident/health insurance question?

Hi guys, so here is my situation. someone rear ended me when I was yielding to other cars. The police came and gave her a ticket and he made us exchange information because he said the damage to my car doesnt look like its over $1500(thats the only time they issue a police report. I live in virginia).I hit my head and back pretty bad so I have been experiencing severe back pains and minor headaches. I have been seeing a chiropractor and putting all the bills on my health insurance. I got an email from my health insurance where they sent me a form for me to sign saying i will reimburse them from any settlement for health coverage that I get from the other person's auto insurance company. I havent signed/sent the paper back to them yet. Do I really have to reimburse my health insurance company??? the thing about it is, I am graduate student doing research(phd) so my insurance is fully paid for my the NIH at the beginning of the school year(so i personally dont make any monthly payments from my paycheck or anything). So do I have to reimburse my health insurance(GM southwest) for any health settlement i get from the other person's auto insurance company? I am thinking about getting a lawyer. is it really worth it? someone please help.""

Can I drive another car with my fully comprehensive insurance?

I have fully comprehensive car insurance on a car, I heard you can drive another car with the owners permission because you're insurance is fully comprehensive. (So if there is a crash my insurance will cover the costs 3rd party) Here's the tricky bit, I am on my friends fully comprehensive car insurence as a named driver. Can I (Being a named driver on his fully comprehensive insurence) drive someone else's car with there permission? Thanks in advance""

How much will the Insurance cost me for A 1999 Mitsubishi Eclipse ?

I am 17, and I was thinking about my first car, and I've been doing some research and I love the Mitsubishi Eclipse and I can afford to buy one since $1000-9000 is in my price range, I found a perfect 1999 Black Mitsubishi Eclipse is great condition for $6,999, but since I'm a new driver insurance will not be easy but I don't want to take full coverage I just want PiP. Anyone that works at an insurance company that could help or anyone who knows how insurance works answer my question.""

Why is a public insurance option so terrible?

This health care debate is turning into a complete mess...and most of the opposition I hear is concerning universal health care and a government run health system. But this isn't the bill that's in Congress right now...it's not about universal health care, it's about affordable insurance. I don't understand...""

At what age will my car insurance go down?

im 19 now with a clean record.

USAA or Amica for auto insurance?

As far as I can tell, these are the two top auto insurance companies... Which do you think is better, and why?""

Car Insurance Cost Estimate (UK)?

Iam 21 and 22 this year, i want to know an estimate car insurance cost for any car for a new driver, note i have passed my driving test a few years ago should be around 18, but i didnt really need a car back then. if Sum1 knows roughly how much i should be paying for car insurance please post here. i dont mind having the lowest benefits etc... just want a cheapest price estimate.""

""What would a $50,000 cadillac cost per month? + insurance?""

im looking into the cadillac sts (sp=47,000 - 78,000) and i want to know the monthly cost.. $275,000 yearly income (get paid yearly).. which is about $23,000 a month combined. take into account teenager insurance which i heard can be brutal and also... would buying this car stretch my finances? i dont want my family to be uncomfortable for just a car. like someone earlier told me 1k a month for my car payment but i want to know the other estimates""

How much will my insurance go up?

about 3 months ago i got a ticket for going 23 over and went to court. the judge gave me a $40 fine and said if i didn't get another ticket for 6 months that the first ticket wouldn't be on my record. this morning i got a ticket for going 10 over. it was really stupid because i was going the speed limit and had cruise locked on but it was a downhill and i got going. the ticket is $20 and i dont have to appear in court. Will my insurance go up? if so how much should i expect. the judge told me last time that if the insurance company doesn't look at my driving that they dont send them notification.

Looking for the best prices in auto insurance and Quick!?

I know there are some reliable auto insurance companies out there with killer rates. Anyone know something good?

Can I pay a AAA Auto Insurance bill online?

I'm in California but I don't know if that makes any diffrence.

Cheap Insurance for 16 driver??

I am looking for the cheapest insurance company for a 16 year old driver that can't go on any other persons policy. Can only go on individual policy!!!! Thanks for any ideas or companies

Trying to figure out how much Car insurance to buy?

i want to get 15/30/5.for bodily and injury and property. is this good? or should i get more?

Health insurance question?

I would like to go to the doctor but i don't want my parents to know about it. i have an insurance from my father's work. Will they know about me going to the doctor, since i will use the family's insurance?""

I have geico insurance for Arizona. Will I still be covered if I go out of state?

I have Arizona insurance. But I might take a job in California. Will I still be covered if I move there. I don't know how long I will be. Maybe six or so. I don't want to change driver license and such over if I am not going to permanently live there. Anyone know if I will still be covered if I go out of state.

How to get insurance for a soccer league?

im doing my own adult soccer league in hemet california and i have a lot of things ready the only thing that i need its to get insurance for the league but i do not know how to get it. the people who will rent the field to me wants me to have an insirance for the league and if i do not get it i will not be able to start my league.. help please

Can i renew my geico auto insurance for just two months rather than six months?

my insurance expires in oct but i'm planning to sell my car by nov. so i don't want to pay for my 6 month renewal in oct. is there a way out? thanks for all suggestions.

Vw Lupo S insurance group 1.4L?

What insurance group would a 1.4L Lupo be in. Also roughly what price would it be in that group. Im 17 and after a quote with no modifications.

Full coverage Insurance question ?

Would I be covered if my fiance puts me on his full coverage insurance? I just sold my car so I will be driving his until I get my new one. I canceled my insurance. So I need to know if I need to have my own insurance, or if I will be covered by him just putting me on his. Thanks guys.""

Auto insurance question???!! HELP!!!!!!?

Hello, i have a question on teen auto insurance. Now i know how bad insurance is for teens and I know sports cars are a horrible choice for a first fully insured car, but my father surprised me with a 2005 V6 Ford Mustang and I would like to know if anyone out there can help me with just telling me how much I am going to be looking in to pay. I live in Orange and I am going to be under my parents, just an estimate on how much it would be each month or 6 months will be fine and please, no rude comments. I understand how foolish it is of me to have a sports car at my age, but I already had an Altima 3.5 se-R with an air intake and drive it perfectly, always obeying speed limits, though this probably isn't going to help with the insurance cost. If you know from experience even better! thanks for ur time.""

I need a Dentist......I have no insurance....what should I do?

I haven't visited a dentist in years, but I really need to have a check-up. I have no insurance, What can I do? Where can I go?""

Why do women get cheaper car insurance?

Ive noticed all my guy friends pay a lot more for car insurance then i do why is that?

Collingwood Drivers Insurance?

https://www.linkedin.com/pulse/insurance-minor-marieke-fleming"

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