#how to get an va loan

[digitaltechpro]

How to Apply for a VA Home Loan

The VA domestic mortgage application is one of the most recommended perks reachable to cutting-edge and former participants of the U.S. military. This initiative, managed via the Department of Veterans Affairs (VA), objectives to assist provider members, veterans, and eligible surviving spouses reap the dream of homeownership with favorable phrases and conditions. If you are thinking about making…

[yuurei20]

Cater's Name

If you have ever wondered why Cater’s name is being pronounced “Keito” in the game, while Ace’s seiyuu Yamashita pronounced it as “Kate” when speaking in English at Anime Expo 2023, it is because Cater, Keito and Kate are all ケイト in Japanese.

Unlike the English language, which can create any of a number of different sounds with the same letters, Japanese is a phonetic language: what you see is what you get.

Much like how English has foreign loan words like “rendezvous” and “tsunami,” Japanese also has foreign loan words from languages like German, French, English, and more.

When these words are adopted into Japanese they must adapt to the katakana alphabet which is a specific writing system for foreign loan words.

This tends to impact the way that the words are pronounced, which is common in any language that adopts loan words, like how the Japanese word “karate” can be pronounced “kur-ah-tee” in the US.

Some sounds don’t exist in Japanese, like “R” and “L.” As a result, certain compromises must be made to pronunciation with the adoption of new words.

Words that end in “R” are often changed to end in an “ah” sound, such as “Silver” becoming “Sil-bah.” (The “sih” sound in “Silver” also does not really exist, which is why it is being pronounced like, “she.”)

This means that “Cater” would technically be pronounced “Keita,” but (like all languages), there are no hard rules to katakana (ex: encore, another r-ending word like Silver, is pronounced “ahn-coh-ru” rather than “en-coh-rah”).

This is because “keito” is specifically the pronunciation of the gambling term, “cater.”

While outdated, “Ace,” “Deuce,” “Trey,” “Cater,” “Cinq” and “Sice” are all actual gambling terms, used for both cards and dice.

When these terms were imported to Japan, “cater” was assigned the pronunciation keito instead of keita, possibly because it was based on the pronunciation by English speakers rather than its spelling.

Hence the Japanese-language pronunciation of Cater’s name.

But that’s not all!

Another quirk of adopting words into Japanese is that all words must end with “a,” “i,” “u,” “e,” “o” or “n.”

This is why Riddle’s and Deuce’s names sound like they end in “u,” while Jade’s and Floyd’s names sound like they end in “o."

Thanks to various celebrities, the average Japanese-language speaker is more familiar with the first name “Kate” than we are with the outdated gambling term “cater,” and “Kate” is also pronounced ケイト (Keito) in Japan.

This is all explained explicitly in official Twisted Wonderland fan book, which says, “In English, this name is usually spelled as ‘Cate’ or ‘Kate,’ but Cater’s name is different, as it is referring to the number ‘4’ in card game terminology.”

From a Japanese-speaker’s perspective Cater’s name may look like a misspelling of the name “Kate,” which is a misunderstanding that this explanation in the fan book is possibly trying to clear up.

If you were wondering why Ace’s voice actor said “Kate” during the Anime Expo 2023 panel, that is why! He pronounces Cater as “Keito” in Japanese, but he was speaking in English, and he knows that “Keito” is Japanese for the English name “Kate,” so he adapted accordingly.

(The archived livestream of the Twisted Wonderland panel at Anime Expo 2023 is on Aniplex USA's YouTube channel, and this moment can be seen here!)

So what should you use when talking about Cater?

Language is all about communication, so if the person you’re talking to speaks English, “Cater” is the way to go.

But if you ever find yourself talking to Ace's VA Yamashita Seiichiro and say “Cater,” he might not understand who you mean, and you might want to go with “Keito” or “Kate” instead.

[millerflintstone]

I'm le tired.

Another brain dump for moving will be forthcoming, so just ignore this post if it's boring to you I guess.

In Georgia, you need to both have a termite bond in place meaning that you have protection set for your property to not get consumed by termites. I got that scheduled early in July. Ours expired in 2019 and the treatments last 10 years apparently. But we also need a termite letter stating that the property has been inspected and blah blah blah NO BAD BUGZ. That's a separate cost of $150 though. They're scheduled on Monday because the letter only lasts for 30 days. So if these people back out and we have to go through this whole process again, it will be another $150 in the future

I really hate packing fragile things. I guess we'll see how good my packing is once our crap gets to New Mexico

Since Unfriendly is heading out first he's getting his stuff together and it feels like he's moving out, which I mean I guess he is but he's not leaving me lol. It's just weird seeing his suitcase out. I guess it's not much different than him having seen my suitcase out for all the times I've had to travel for work, but it's just weird

My boss is excited for me, which is nice. I don't know how long it will take me to adjust to that. It's a vast improvement from my last boss who laughed when I mentioned I had some work related PTSD. He did stop laughing when he realized I wasn't laughing and tried to cover with an "I'm sorry that happened to you" line but my expectations for having a decent boss are non existent at this point

The buyers have a VA loan and it's been an educational process. That's all I can say about that so far.

[hobie-enthusiast]

this post is more serious than my others and talks about the current strike, as well as why people should stop complaining about BTSV most likely being delayed (+ help links for the strikes at the end)

lets start with the first and obvious point on why you should stop complaining;

WRITERS AND ACTORS ARE ON STRIKE

what does this mean? it means that actors and writers apart of their respective unions (WGA - SAG-AFTRA) are halting all production and promotions of their movies to strike for fair living wages. they have been underpaid for far too long, and deserve to make a livable wage.

why is this important? because they are not being paid the fair wages that they deserve. a TON of company CEOS are making 400 TIMES what their lowest paid worker makes. That isn’t acceptable and this strike is exactly what hollywood needs. its a wakeup call. capitalism greed has ruined hollywood.

the amount of times ive seen “oh no (insert movie) is getting delayed why did they have to go on strike :(“ is fucking ridiculous. you should instead point your blame and anger towards these major production companies who are screwing over their workers.

another point;

both ITSV and ATSV were very thought out movies. they took years of production and and animation work, as well as research and tests to try and perfect the movie. and they did! both movies are easily the top animated movies of our time. so, to get the same product for BTSV, they need time.

if they speed production after the strike to get this movie done, it’s going to suck. im sorry but its true. true art and craft takes time and energy. it takes effort and thought from the entire crew. it takes a whole team to bring it together. rushing to make the deadline would not work in anyone’s favour.

my next point;

it has been said by va’s and animators that no work for the next movie besides whatever they explored before it was split is done. absolutely nothing. sure, they have a plot idea. they absolutely have an ending in mind, a plot too. thats why it was split.

but like previously stated, animation work takes time. its such an incredible art and process that is time consuming. putting pressure on anyone to finish it will only result in a poor movie.

i love both movies, so incredibly much, and i truly cannot wait for BTSV. but i would rather wait the same 5 years between the first two between these ones if it means we get something even better than ATSV.

i stand with the writers and actors. im willing to wait for the next movie. im willing to support the movies and production team for their hard work when they take their time and push the release date back.

and you should too.

below are links to support the strikes and those who are not being paid fairly. please take time to sign and donate if u can. it’s important.

— https://secure2.convio.net/afa/site/Donation2?df_id=8117&8117.donation=form1&mfc_pref=T - donation fund for actors currently on strike

— https://entertainmentcommunity.org/how-get-help-and-give-help-during-work-stoppage - information on how to help and support SAG - AFTRA

— https://www.sagaftrastrike.org/stand-with-us - pledge your support for SAG - AFTRA

— https://www.wgacontract2023.org/take-action/stand-with-writers - pledge your support with WGA

— https://www.wgacontract2023.org/take-action/social-media-toolkit - strike toolkit on how to help and support WGA

— https://www.sagaftrastrike.org/social-toolkit - strike toolkit on how to help and support SAG - AFTRA

— https://www.wga.org/members/finances/good-welfare-emergency-assistance-loans - emergency fund for WGA writers

any support and boost on this post is always appreciated. make sure people know how to help.

[lasersheith]

I really need to stop looking into the comments on posts on here. I just saw a big post about the current admin pardoning a bunch of military personnel who had been court martialed and dishonorably discharged effectively for being caught having gay sex and the notes added many more cuts in my faith for the future turning out ok. So many people were like "it's bad actually that gay former soldiers are going to be allowed to vote and have access to VA benefits like healthcare now, because they signed up to be soldiers and are therefore evil and bad and deserve nothing."

Do you understand how manipulative military recruiters are? Do you understand how hard it used to be (and in a lot of places still is) to be queer and poor and stuck living with your unsupportive family? Do you have any idea how expensive college is in the United States? How expensive healthcare is? Retirement? Fucking housing even?

So many people join the military here because they have no other choice. Their family has bad credit or no credit and they can't get loans for college. They can't leave their unsupportive community without a job or a school to go to. And then a big tall man in a shiny uniform with a bunch of fancy ribbons comes to their high school senior year and says "look at all this good stuff you could have, look at all these cool places you can travel. We'll even pay for your bachelor's degree, and if you're really good maybe even something beyond that. All you have to do is sign on the dotted line and we'll tell you where to go." And then you get there and they tell you exactly what to do, what to say, what to wear, how to cut your hair, how to stand, how to walk, give you things to eat that always taste the same at exactly the same time. For a lot of neuro divergent people it's like heaven. Finally there are rules and you can learn all of them and none of them are secret they're all in the book you got on day one.

And then they traumatize the shit out of you. Convince you to do things you otherwise wouldn't because you're inside the propaganda machine and everyone you know and everyone you trust is doing this so you do it too. And then you come and your world falls apart and everyone abandons you.

I'm not saying we should worship the US military or that the military industrial complex isn't one of the largest forces for evil in this world, but that is not the fault of the large percentage of the regular ass people who get suckered into joining up because they have no other options. The fact that the entire strategy hinges on offering these desperate people (most of them barely adults yet) healthcare and education and housing in exchange for their indentured servitude for literal years of their lives is the fucked up part.

It's also a big part of why it's so hard to get education and healthcare reform in this country. What would we offer soldiers if everyone got healthcare and education for reasonable prices? Which is obviously fucked up, but again, not the fault of the desperate people who sign up for the deal.

[battleangel]

Truth, Justice & Northrup Grumman

Four genocides are happening right now:

Palestine/Gaza

Sudan

Congo

Tigra

Last 3 are in Africa so no mainstream news coverage.

US is funding the 1st one because of Zionism (Israel).

There is a 3 front war coming due to US presidential election being next November: Palestine (siding with Israel, Russia (siding with Ukraine), Iran (siding with Israel vs Iran & Palestine).

Biden is asking for $100 billion -- $60 billion for Israel & $40 billion for Ukraine.

He refuses to say how long the US engagements in Israel & Ukraine would be or to give any kind of timetable yet he is demanding 100 billion US dollars fund the genocide in Palestine & the war in Ukraine.

Biden is already openly threatening Iran using very bellicose statements that they had better stay out of Palestine and essentially doing everything he can to start WW3.

Biden is already making an argument that wars in Palestine & Ukraine are good for the US economy in trying to get Congress to approve the $100 billion in aid to Israel & Ukraine.

He claimed that US weapons manufacturing plants that make the weapons in the Israeli and Ukrainian conflicts would be responsible for creating 15k+ US jobs.

It is the Iraq War all over again.

Trumped up, contrived, fake as fuck, only happening to prop up sagging presidential approval ratings, to assure reelection & to drum up jingoism, nationalism & virulent blind patriotism that leads to nihilistic militarism, warmongering, national bloodlust & endless empire building on the corpses of young men, some idealistic, many black brown & poor, endlessly exploited by the capitalist war machine.

Ads to Be All You Can Be while Uncle Sam pays for college education that should be free when student loans literally just went back into repayment will coincide nicely with the aggressive push for WW3.

American jobs. American corpses. American mothers weeping for their dead sons.

Caskets draped in US flags for 21 year old boys.

18 year olds dying in a country they've never visited for no fucking reason.

Hamas is the enemy. Russia is the enemy. Iran is the enemy.

Go die for your country.

Go die for Biden.

Go die to build Americas empire.

Go kill people you've never even met.

Go pull a trigger when your only experience with guns is Call of Duty.

Go destroy your innocence.

Go make your parents proud.

Go risk your life for $30k.

Go risk your life for the VA to treat you like shit if you manage to survive.

Go risk your life so you can have your college education paid for.

Go get PTSD and night terrors.

Go be a man.

Go fight for your country.

Go get permanently injured and disabled.

Go be a wounded warrior.

Go for the propaganda.

Go so people can "Thank you for your service."

Go for free burgers at Applebees on Veterans Day.

Go so you can see your best friend in your squad get blown to smithereens in front of you.

Go to see civilians used as gun fodder and pregnant women used as shields.

Go to see toddlers killed and babies exploded.

Go so you can be given orders that will kill you just so your CO can look good.

Go to get endlessly hazed, bullied, harrassed and almost killed by your fellow Marines so you can get a fancy certcomm later.

Go so you can add "US veteran Armed Forces" to your LinkedIn.

Go endlessly traumatize yourself as an infantryman for noone to hire you once the "conflict" is over and you come home.

Go so you can see endless horrors in war then have endless difficulties "transitioning to a civilian career" once you get home.

Go for the death squads and rape parties.

Go to be captured by the enemy and tortured.

Go to be a prisoner of war.

Go so your weeping mother can be handed a folded flag at your burial to be put inside a glass case.

Go so you can fill the burial plots at military cemeteries across the country.

Go so Biden gets reelected and Trump gets reinstated on twitter.

Go for the chevrons and the stripes.

Go to get pinned.

Go for the trauma and nightmares.

Go so your VA benefits can get cut later.

Go so you can blow your brains out in a VA parking lot since theres still a waiting list to see a psychiatrist for your PTSD, depression, suicidal ideation, insomnia and night terrors.

Go for the sleep demon paralysis.

Go for the disfigurement.

Go for the IEDs.

Go for the bombs on the side of the road.

Go to drive a Humvee.

Go for the Nazi dress blues and shining saber.

Go for valor.

Go for courage.

Go to brag at future Christmas dinners and family parties.

Go to be a dutiful son.

Go because America needs her sacrificial lambs.

Go to be a colonizer.

Go to build empires.

Go to liberate people by destroying their country.

Go to be dehumanized in boot camp.

Go to be broken down and never built back up.

Go to be hazed by the biggest fraternity in the world, the United States military.

Go for the toxic masculinity, stay for the lifelong traumatization.

Go to be a stone cold killer.

Go to kill without blinking or thinking.

Go for the brainwashing and endless conditioning.

Go for the psychological torture.

Go for the pseudosexual sadomasochistic ritualistic tortures and humiliations of boot camp.

Go for the endless mindless roll calls.

Go for the halls of Montezuma to the shores of Tripoli.

Go to lose your humanity.

Go to have your sensitivity shredded in a blender.

Go to assert your manhood.

Go because the NFL had fighter jets fly over the stadium during Sunday Night Football.

Go because youre proud to be an American.

Go because its The American Way.

Go because of Pat Tillman.

Go because its what tough guys do.

Go because you cant find a job anyway.

Go because you can make a career out of it.

Go because of Modern Warfare III.

Go because of the Star Spangled Banner.

Go because of the Stars and Stripes.

Go because of the Pledge of Allegiance.

Go for the bald eagle.

Go for Reagan and the shining city on the hill.

Go for Dubya.

Go for the rockets red glare and the bombs bursting in air.

Go for the Super Bowl honoring you at half time.

Go for the proof through the night that our flag was still there.

Go for the home of the free and the land of the brave.

Go for spacious skies and amber waves of grain.

Go for purple mountains majesty above the fruited plains.

Go to crown thy good with brotherhood from sea to shining sea.

Go for the blood on your hands.

Go to blow someones brains out.

Go to rape a local girl.

Go to vent some steam.

Go for the myth and to build your own mystique.

Go to build a persona.

Go to reinvent yourself.

Go for GI Joe.

Go for Captain America.

Go to be superman.

Go to be a boy scout.

Go for truth, justice and the American Way.

Go to spray nerve gas on a local population.

Go to commit war crimes.

Go for the genocide.

Go for chemical warfare.

Go for psychological warfare.

Go for espirit de corps.

Go for teen spirit.

Go for Northrop Grumman and Raytheon.

Go for Lockeed Martin.

Go for Skunkworks.

Go for the CIA.

Go because pain is weakness leaving the body.

Go to get your head shaved and humanity stripped away.

Go be a cog in the machine.

Go because you havent done anything for your country today.

Go for the military industrial complex.

Go so your father can Friday Night Lights you and vicariously live through your military experience.

Go to be a neighborhood small town hero.

Go to get your head blown off so your high school gymnasium can be named after you.

Go to be a local dead celebrity.

Go to be honored at your hometowns Memorial Day Parade next year.

Go for the NFL to have a collective moment of silence for you and the other dead boys before kickoff.

Go to be thanked in a random celebrity PSA.

Go for free pancakes at IHOP on Veterans Day.

Go to fulfill your fathers warped sense of manhood, masculinity and being a man.

Go to continue the US history of violence and patrimony.

Go for the blood.

Go for the foreign pussy.

Go for the horrors.

Go for the viscera.

Go for the spilled intestines.

Go for the agonizing screams.

Go for the panic attacks and endless insomnia.

Go be a paranoid android.

Go because you havent earned your freedom.

Go to write your name in future US history books.

Go to cotinue the endless cycle of war, terror and violence.

Go for the injustice and genocide.

Go for the inhumanity.

Go for bootcamp graduation.

Go for the framed picture in your dress blues.

Go to be brave and strong.

Go to be fearless.

Go to be John Wayne.

Go for Oppenheimer.

Go for 9/11.

Go for America.

Go because We're number 1!

Go for a US flag waving on a Ford pickup truck.

Go for a Budweiser commercial with galloping horses and amber waves of grain.

Go for the Korean War.

Go for Lyndon B. Johnson.

Go for Richard Nixon.

Go for General Dwight Eisenhower.

Go for the Department of Defense.

Go for the Vietnam War.

Go for Emperor Hirohito.

Go for Hitler, Mussollini and Stalin.

Go for General Franco.

Go for Lenin.

Go for Mao.

Go for Admiral Yamamoto.

Go for Pearl Harbor.

Go for Operation Iraqi Freedom.

Go for Ferdinand being assassinated.

Go for the Hundred Years War.

Go for the Spanish Inquisition.

Go for Columbus.

Go for the Founding Fathers.

Go for the sweet land of liberty.

Go for the land where my fathers died.

Go for the Pilgrims pride.

Go for General Washingtons apotheosis in the rotunda as a American god.

Go to deify yourself as a war hero.

Go to make yourself a comic book character.

Go so Ben Affleck can play you in a war movie.

Go for Blackhawk Down.

Go for Napoleon Bonaparte.

Go for Ridley Scott.

Go to be a gladiator.

Go for Julius Ceasar.

Go because Rome was built in a day.

Go for Christendom.

Go for Alexander the Great.

Go for manifest destiny.

Go for militaristic expansionism.

Go for your corpse to be found on the side of the road in a foreign country you cant even find on a fucking map.

Go so your Humvee can be exploded.

Go to terrorize the local populace.

Go to put on the armor of God and breastplate of righteousness.

Go be a christian soldier.

Go climb Jacobs Ladder.

Go be a soldier of the cross.

Go to be baptized in the blood.

Go wade in the water.

Go for the homesickness and depression.

Go for the drugs and alcoholism.

Go for the panic attacks and anxiety disorders.

Go have your sensitivity, vulnerability and innocence destroyed.

Go to be violated.

Go for the smell of napalm in the morning.

Go for Apocalypse Now.

Go for the victory formation.

Go for the mushroom cloud.

Go for the blitzkrieg.

Go for Army vs Navy.

Go to be politely saluted by strangers at airports.

Go to be a commissioned officer.

Go for the honorable discharge.

Go help Biden beat Trump.

Go help the Democrats look tough.

Go help the Army go viral on TikTok.

Go so Sexyy Red names her baby after you.

Go be used and abused.

Go for Saving Private Ryan and Tom Hanks.

Go for Schindlers List.

Go for Braveheart and Mel Gibson.

Go to remeber the Alamo!

Go for General Custer and Henry Fonda.

Go for John Ford and John Wayne.

Go for Green Berets.

Go for The Last Samurai and Tom Cruise.

Go for Gundam and Neon Genesis Evangelion.

Go for Star Blazers and the Battleship Yamato.

Go to rape comfort girls.

Go for Voltron.

Go to transform like Optimus Prime.

Go for the Gram.

Go for the likes.

Go for the follows.

Go for the LinkedIn reactions.

Go for a pinned tweet.

Go to blow up on the for you page.

Go for virality.

Go for the silver play button on Youtube.

Go for the blue checkmark and verified account.

Go for the clout.

Go to be respected and admired.

Go to be shipped home to your mother in a pine box.

Go to prove youre a man and unafraid.

Go to be a Roman gladiator in the arena.

Go to slay the dragon.

Go to be King Arthur.

Go for the Sorcerers Stone.

Go for the key to the Euphrates River.

Go for the Sword in the Stone.

Go to be a Knight of the Round Table.

Go for the Queen of England.

Go for King and Country.

Go for your rightful place on Mount Rushmore.

Go for E Pluribus Unum.

Go for the Iliad.

Go for The 300.

Go for Thermopylae.

Go to bring down the walls of Jericho.

Go for Numbers 31:18 -- "Kill all the boys and all the women who have slept with a man. Only the young girls who are virgins may live; you may keep them for yourselves."

[kabillieu]

Because being in a military family means moving all the time, the Air Force hires movers to pack our things and load a truck. We're doing a partial move this time to help facilitate the sale of our house. So movers are here packing 80% of our things today and tomorrow, and then they'll load a truck and put our stuff into storage on Friday.

That will leave the weekend to rearrange what we have left, and then on Monday and Tuesday a painter and handyman will stop by to freshen up our paint and fix a few things. Then we'll get photographs and list the house.

I have never sold a house before, so I'm trying not to be the world's most miserable person through this process because I know it's awful for everyone, and we have people who are doing a lot of the work for us. The reward on the other end is a downpayment on our (hopefully) new house. It's amazing to see how investing (in the loosest sense of the term) in property is truly wealth-building. We bought two houses with VA loans, which means we didn't have to have a downpayment for either house. Now we're selling one and buying another (is my life Monopoly?) and because we have a lot of equity in the house we're selling, and because the house will likely sell for a lot more than we bought it, we'll have a nice-sized downpayment for this house we're buying in Alabama. Of course, the market is also much more expensive, but that doesn't change the fact that because we were able to buy one property, we can buy another, and so on as long as nothing disastrous happens to the housing market.

So many things about military service exist to give service members ladders into the middle class or even upper middle class. It's one of the last "companies" in the U.S. that you can use to facilitate an upward progression of socio-economic mobility. I really hitched a ride as spectator to this, even though it affects my life too obviously, but Dominic was a college dropout with no family money or support who enlisted in the late 90s. Through military programs he was able to finish college, commission as an officer, and get two graduate degrees. Through the GI Bill, he's paid for some of his college, and the rest he can transfer to family members. When we bought our first house (the one we're now selling) we were poor and had no savings, but using a VA loan meant we didn't need a downpayment. And just like that we got our foot into the door (haha) of the housing market.

There's a lot to criticize about the predatory way the military can behave with poor, oftentimes people of color who feel like the military is a last resort, but I've also seen how the structure of the military can take someone bright and ambitious like my husband and give them the tools they need to be very, very successful. My spouse did not grow up with people who had the resources to give him a leg up. I did. But he didn't.

Anyway, now I'm just rambling, but I'm constantly amazed by how an institution I find so problematic can also be a shining example of American progress. It's very socialist! The U.S. military is THE most socialist institution in this country imo--or at least the biggest.

[astrogurujimayanksblog]

Horoscope Today: September 16, 2024

Aries (Chu, Che, Cho, La, Li, Lu, Le, Lo, A)

Today, despite a hectic day, your health will remain in good condition. You will also have enough money and peace of mind. A better understanding with your life partner will bring happiness, peace, and prosperity into your life. Wait for a new relationship for happiness. Work conditions will seem to turn in your favor. You know how to give yourself time, and today you may have plenty of free time. You might play a game or go to the gym in your spare time. Suspicion cast upon your life partner today may negatively impact your married life in the coming days.

Taurus (I, U, E, O, Va, Vi, Vu, Ve, Vo)

Today, avoid fatty and fried foods to keep yourself healthy and fit. A creditor may come to your door asking for a loan, and paying them back might cause financial strain. It is advised to avoid taking on new debts. Domestic problems may arise, so think carefully before speaking. It is an ideal time for a marriage proposal, as your love may transform into a lifelong partnership. Your mind may not focus on office work today, and you might be caught in confusion, preventing concentration. In your free time, consider reading spiritual books, which might resolve some of your troubles. Today, you might get emotional after realizing the deeper aspects of your married life.

Gemini (Ka, Ki, Ku, Gha, Nga, Cha, Ke, Ko, Ha)

Today, you need to be more cautious about your health, especially if you have blood pressure issues. A new financial agreement will be finalized, and money will come your way. Apart from decorating your home, pay attention to your children's needs, as children bring joy and enthusiasm to the house. Enjoy life to the fullest while spending time with your beloved. You may hear some good news at the office today. While talking to your family, something you say may upset them, and it could take some time to resolve the issue. You will feel that your life partner has never been better.

Cancer (Hee, Hoo, He, Ho, Da, Dee, Doo, De, Do)

Today, avoid letting unwanted thoughts take over your mind. Try to remain calm and stress-free, which will increase your mental strength. This is not a very profitable day, so keep an eye on your expenses and avoid spending excessively. Someone you trust might not be telling you the whole truth. Your ability to persuade others will prove effective in solving upcoming difficulties. Use your expertise to resolve professional matters smoothly. It’s important to complete tasks on time so you can make time for yourself. If you procrastinate, you won’t be able to find time for yourself. Your married life has never been more colorful than today.

Leo (Ma, Mi, Moo, Me, Mo, Ta, Tee, Tu, Te)

Today is a very good day health-wise, and your cheerful nature will boost your confidence. Financial problems have stifled your creative thinking. If you participate in social events and gatherings, you might expand your circle of friends. You may be missing someone special today, making your smile feel incomplete. You will find success in completing many small but important tasks that have been pending for a long time. If you are traveling, remember to carry all necessary documents. Interference from neighbors may cause trouble in your married life, but the strong bond between you and your spouse will be hard to break.

Virgo (To, Pa, Pee, Poo, Sha, Na, Tha, Pe, Po)

Today, you will have an abundance of energy, but the workload might make you irritable. You may receive financial gains due to your children, which will bring you immense happiness. Young people may seek advice on school projects. Whether it’s office politics or a dispute, the situation seems to be in your favor. You may plan to indulge in your favorite activities today, but work overload might prevent it. Your spouse may surprise you today, bringing you joy.

Libra (Ra, Ri, Ru, Re, Ro, Ta, Ti, Tu, Te)

Your confidence will grow today. You may take your family members on an outing, which might require significant spending. Your friends may make the evening enjoyable by planning something special. If you do not give enough time to your beloved, they may get upset. Focus on work and avoid emotional discussions. Some Libra students may waste their time watching movies on laptops or TV. Today will be a beautiful romantic day, but you may face some health concerns.

Scorpio (To, Na, Ni, Nu, Ne, No, Ya, Yi, Yu)

Today, participating in sports and outdoor activities will help you regain lost energy. You may take a significant step today to strengthen your business, and a close associate may provide financial support. Your spouse’s negligence may increase the distance between you two, so spend quality time together to revive sweet memories. Romantic plans might be sidetracked by your partner’s health issues. Your focus on work may be diminished due to a family issue, and business owners should keep an eye on their partners, as they may cause financial losses. Miscommunication with loved ones could lead to unnecessary conflicts, so be mindful of your words.

Sagittarius (Ye, Yo, Bha, Bhi, Bhu, Dha, Pha, Dha, Bhe)

Creative work will bring you peace today. You may find yourself spending money on several things, so it’s essential to create a good budget plan. A distant relative may contact you today. Your work will be appreciated in the office. You might spend your free time today watching a web series on your mobile phone.

Capricorn (Bho, Ja, Ji, Khi, Khu, Khe, Kho, Ga, Gi)

If you do not rest enough today, you will feel overly tired and may need extra relaxation. You might gain financial support from your maternal side, possibly from an uncle or grandfather. Your thirst for knowledge will help you make new friends. A small disappointment in love will not be able to discourage you. Work conditions seem to be turning in your favor. Don't hesitate to give advice when asked for; you'll be praised for it. Today, you might see a side of your spouse that you may not like.

Aquarius (Gu, Ge, Go, Sa, Si, Su, Se, So, Da)

Today, focus on physical well-being, especially gaining mental strength through meditation and yoga. Before leaving the house, seek blessings from elders, as this may lead to financial gains. It’s a good time to take your parents into confidence regarding your new projects. Your partner’s love for you is deep and real, and today will reaffirm that. It’s a great day for outstanding performance and important tasks.

Pisces (Di, Du, Tha, Jha, Jna, De, Do, Cha, Chi)

Outdoor activities and sports should be part of today’s entertainment. Some people may have to spend money on real estate-related matters. Most of your time will be spent with friends and family. If you want to make your lover your life partner, today might be a good time to have that conversation. However, make sure you understand their feelings first. A day filled with stress may lead to disagreements with close ones. Indulging in good food, fragrance, and joy will make the day special with your spouse.

[fromkenari]

Here's something that I doubt everyone knows about the disability crisis in the United States. For a civilian to get disability payments, they have to be "totally" disabled; in other words, you have to prove you cannot get any job in any industry based on Department of Labor statistics in your state, not *just* that you have a debilitating condition. For a veteran to get disability payments, they have to prove a percentage of how disabled they are, and getting 100% disability as a veteran is no easy task wording is critical in the documentation if anyone at any point in your medical history intentionally or not downplays your disability you will get percentage points taken off how much pay you get as a disabled veteran. This is particularly difficult for people with any pride or dignity left because, in both civilian and veteran cases, you must explain just how awful it is in explicit terms and quantifiable, dehumanized ways to sate the court's interest, or you will not get "total" disability. Furthermore, until you are considered "permanently" disabled, you must repeat this process every 3-5 years. Yet, again no one anywhere can talk about you improving or you're out (for civilians), or your disability percentage amount is reduced (for veterans.) Also, if you manage to prove a "permanent" disability, you still get checked every seven years to make sure it's still "permanent." Finally, to get your student loans discharged as a civilian, you must prove your disabled status is both "total and permanent," guess what if one of those changes? Those loans come right back. Also, your loans go into forbearance if you're" totally disabled" and not considered "permanent" or "short-term" (more than 2 weeks, up to a year). Yes, that is the one that accrues interest. Not deferment. For short-term disability, you can defer, but if you're long-term, non-permanent, you forbear. Most people on long-term disability are medically permanently disabled but not in the eyes of the law because of their age, even if it is a chronic or progressive disease. This is why people die waiting for total disability, let alone permanent. My disability attorney said straight to my face 10 years ago, "You should get disability because you have a chronic disabling condition in two systems, but it's going to be a fight because you are so young." I was 28, by the way. She said if I had "just Lupus" or "just medication-resistant dysthymia and generalized anxiety," I wouldn't have stood a chance. My cousin "just" had Lupus and was in end-stage renal failure, it took her 3 years to get disability, and by then, she had a kidney transplant. She was in her 20s and on her parents' insurance. I have a friend whose veteran husband couldn't get 100% VA disability because some doctor at some VA clinic years ago had written down "mild back pain" when describing the pain he felt from degenerative disc disease and 2 herniated discs. It took years to get that one note out of his file. No matter what any other doctor said. So when I say you can't comprehend the disability crisis in the United States, I'm talking about this. Thanks for coming to my TED Talk.

[natteryaktoad]

Sue Iana, Day 86, Part 6

They probably would've stayed outside all day if the cold wind hadn't driven them inside again.

Erin: Is everyone here your brothers and sisters?

Gaby: Not Ember - she's Freddy's girlfriend. They were big kissing earlier!

Freddy: Gaby! Vete!

Gaby: My dolls speak Spanish.

Erin: Well mine don't, so how can they talk together?

Gaby: This one can talk Spanish and English so she can traducir!

Gaby: I can teach you a Spanish clapping game?

Erin: Ooh, a new game I can teach Finn!

Gaby: Are you and Freddy gonna get married?

Ember: Not anytime soon.

Gaby: Maybe when you're grown ups?

Ember: Maybe. Maybe not. I don't know. Freddy!

Freddy: Gaby! Deja de irritar a mi novia!

Gaby: Freddy tiene novia! Freddy tiene novia! El quiere besarla, y abrazarla, y bailar con ella-

Freddy: Si no te vas ahora mismo-!

Gaby: Voy! Voy!

Ember: What's he saying?

Freddy: Nothing. He's an idiot!

(Ignore the job title. She's not really police - she works on the front desk. But still - that's a good chunk of money to pay off the loan/house).

Gaby wanted to be friends with Erin Land, so he invited her over to play. Luisa napped and Susana cleaned and then they both went out to work.

[stillhere-erehllits]

I’m trying to balance moving forward with my life, and separating from my husband, while also cohabitating and it’s TOUGH. I want to give him the house and try to ensure he doesn’t lose it in all of this, but he can’t afford the mortgage himsef. I’m trying to be nice and give him this one HUGE thing since it was his VA loan we used (otherwise we’d never been able to get the house in the first place). But the last few weeks he’s been looking at buying another motorcycle and he keeps talking about it and how a $10,000 loan would only be $150 payment a month. Meanwhile I still pay half his child support to his ex each month (because we split all expenses 50/50). So I told him, that if he thinks he can afford another motorcycle, then he can afford to pay all his child support himself. He got all pissy and acted like I was being unfair. I just don’t know what the fuck to do to move forward. I want out of this house, I want out from under his expenses, and I want space and independence but the road there is a few years out and if he’s not putting in the effort to be self sufficient and pay for his own stuff then I will never get out without putting him in an unstable position.

[omgokiguess]

all i want is to own a house somewhere literally anywhere and live in it with my husband and start a family and i just really feel like it will never happen. it shouldn't even be that hard since my husband can get VA home loans which take away your down payment but like, how could we ever afford a mortgage

[changemyrate-blog]

VA Loans can help make homeownership possible for those who have served our country. These loans offer great benefits for eligible individuals and can help them buy a VA-approved house or condo, build a new home, or make improvements to their house.

ChangeMyRate.com compares multiple lenders and loan options for VA Loans — all in one place. Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE! No SSN Required https://bit.ly/3pvLVQS

[notebooknebula]

From Veteran To Real Estate Millionaire: Gervon Simon with Jay Conner

https://www.jayconner.com/podcast/episode-73-from-veteran-to-real-estate-millionaire-gervon-simon-with-jay-conner-the-private-money-authority/

Key Takeaways:

Funding your deals without using your own money

How to Become a Millionaire in three years

Perfecting the BRRR method: Buy, Rehab, Renovate, Refinance

How to find real estate deals before your competition does: be a realtor

Veterans can get multiple VA loans,

Lessons learned: Have a margin and learn to say no—nothing ever goes according to your budget plan.

Don’t let your emotions decide—the math should make the decision.

Advice for new investors: partner in some way or form, especially with someone who knows what they’re doing.

Don’t wait to buy real estate. The number way to be on the winning side is by owning properties.

Gervon Simon is the founder of GQ Home Team, a real estate company that buys/sells homes.

Within just 12 months in business, in 2021, they sold 61 homes worth over $30M.

On the side, he has also stepped into real estate development, and since 2020, he has flipped 10 properties.

Gervon is a military veteran who attended The United States Military Academy at West Point, from 2013 to 2017, where he played football and graduated with a degree in business management.

During Gervon's time serving as an officer in the Army, he had to gain the trust of many different kinds of individuals to be effective at his job.

Today, he draws upon this experience when he works with his real estate clients, and he is dedicated to being transparent, honest, and encouraging each step of the way.

Gervon has had the opportunity to work with several clients in a variety of circumstances, whether the clients were purchasing their first home, selling their home due to hard times, or relocating from across the country for a military move.

He faced many different situations and challenges, and each time he’s been able to empower his clients to accomplish their goals. In addition to helping his clients with their real estate endeavors,

Gervon also invests in real estate on his own, and in 2018 he purchased his first 2 rental properties.

Timestamps:

0:01 – Get Ready To Be Plugged Into The Money

0:17 – Today’s guests: Gervon Simon

2:13 – How Gervon Simon Gets Started In The Real Estate Business

5:51 – How Do You Fund Your Deals Without Using Your Own Money

7:10 – Jay’s Free Private Money Guide: https://www.JayConner.com/MoneyGuide

8:31 – How To Become A Millionaire In A Span Of 3 Years

11:37 – Perfecting the BRRRR Method

14:06 – How To Find the Best Real Estate Deals Before Your Competition Does

16:25 – Veterans Can Get Multiple VA Loans

19:03 – Gervon Simon’s Early Struggles And Lessons Learned On His Real Estate Business

21:53 – Best Advice For Brand New Real Estate Investors

25:47 – Connect with Gervon Simon: https://www.TheGQHomeTeam.com

26:01 – Team Website – https://www.GQHomeTeamWA.com

26:29 – Parting Comments from Gervon Simon: Don’t Wait To Buy Real Estate. The Number One Way Of Being A Part Of The Winning Side Is Own Real Estate And Collect Assets.

Private Money Academy Conference:

https://www.JaysLiveEvent.com

Free Report:

Join the Private Money Academy: 

Have you read Jay’s new book: Where to Get The Money Now?

It is available FREE (all you pay is the shipping and handling) at

What is Private Money? Real Estate Investing with Jay Conner

Jay Conner is a proven real estate investment leader. He maximizes creative methods to buy and sell properties with profits averaging $67,000 per deal without using his own money or credit.

What is Real Estate Investing? Live Private Money Academy Conference

YouTube Channel

Apple Podcasts:

Facebook:

Listen to our Podcast:

[wendykw]

Father's Day without my Father

It's Father's Day and my Dad passed away more than 20 years ago. I keep thinking about how lucky I was to have a father who was a good man, a good husband, and a good father. We were at the edge of poverty for all of my childhood. Still, my parents made sure we had access to being in the Scouts, being in the band, and going to college. I know they refinanced the house to get money for my siblings to go to college. The VA home loans were a blessing. I got a scholarship, because my Dad knew if I didn't get a job at 16 like my older brothers had, I'd have the grades to get a scholarship. I think having the extra time for multiple extracurricular activities made getting that scholarship even easier.

For my 12th birthday, I got a flute. My siblings chose instruments that could be rented, but I wanted a flute. When I was in the 9th grade, I was asked to the school dance. My aunt made me a dress. On the day of the dance, Dad came home & I was having a meltdown about not having any shoes that were appropriate for a dance. He didn't even change out of his work clothes, he just told me to come with him. He took me to Pic' & Pay shoes to get shoes. It was a big deal to spend that money.

When my 1st husband died when I was 25, that was the first time I saw my Father cry. It was at the funeral, while he held my hand.

I miss my Dad today. I miss my late 2nd husband, too. He was a single Dad of 2 little girls, when I met and married him. I've been blessed in this life.

[osrmedia]

Financing Your Home: Understanding Different Mortgage Options and How to Secure the Best Rates with Halwasiya

Purchasing a home is one of the most significant financial decisions you’ll make in your life. If you’re looking to buy property in Halwasiya, understanding the various mortgage options available and knowing how to secure the best rates can set you on the path to homeownership. In this blog, we’ll explore the different types of mortgages, how they work, and strategies to help you get the best financing possible with the assistance of your trusted Halwasiya real estate company.

Types of Mortgages

1. Fixed-Rate Mortgages

Fixed-rate mortgages are one of the most popular options among homebuyers in Halwasiya. With this type of mortgage, the interest rate remains constant throughout the loan term, which can range from 15 to 30 years. This stability allows homeowners to budget effectively, as monthly payments won’t fluctuate. If you’re looking for predictability in your mortgage payments, a fixed-rate mortgage might be the ideal choice for you.

2. Adjustable-Rate Mortgages (ARMs)

Adjustable-rate mortgages start with a lower initial interest rate, which can change after a specified period, typically 5, 7, or 10 years. While ARMs can provide lower initial payments, they come with the risk of higher payments down the line if interest rates rise. For buyers in Halwasiya who plan to stay in their home for a short period, an ARM can be a cost-effective option. However, it’s essential to carefully evaluate the potential for rate increases in the future.

3. FHA Loans

FHA loans are designed to assist first-time homebuyers or those with less-than-perfect credit. These government-backed loans require lower down payments (as low as 3.5%) and offer flexible credit requirements. For many Halwasiya residents, FHA loans make homeownership more accessible, especially in today’s competitive real estate market. However, borrowers should keep in mind that FHA loans require mortgage insurance premiums, which can add to overall costs.

4. VA Loans

For veterans and active-duty service members, VA loans are a fantastic option that provides several advantages. These loans often require no down payment and don’t have monthly mortgage insurance, which can lead to significant savings. If you’re a veteran considering purchasing a home in Halwasiya, consulting with your real estate agent about VA loan options can help you make an informed decision.

5. USDA Loans

If you’re considering purchasing a home in a rural area near Halwasiya, USDA loans might be an excellent fit. These loans are designed for low to moderate-income buyers and offer 100% financing, meaning no down payment is required. Understanding the eligibility criteria for USDA loans can help you determine if this is a suitable option for your home purchase.

How to Secure the Best Mortgage Rates

Once you’ve identified the type of mortgage that suits your needs, the next step is to secure the best rates. Here are several strategies to help you achieve that:

1. Shop Around for Lenders

Don’t settle for the first mortgage offer you receive. Different lenders have varying rates and terms, so it’s essential to shop around. Get quotes from multiple lenders, including banks, credit unions, and mortgage brokers. Your Halwasiya real estate company can assist you in connecting with reputable lenders in the area.

2. Improve Your Credit Score

Your credit score plays a critical role in determining your mortgage rate. A higher credit score can lead to lower interest rates, so it’s wise to check your credit report and address any issues before applying. Paying down existing debts, making timely payments, and avoiding new credit inquiries can help boost your score.

3. Make a Larger Down Payment

The size of your down payment can significantly impact your mortgage rate. A larger down payment reduces the lender’s risk, which can translate into a lower interest rate. If you can afford it, aim for a down payment of at least 20% to not only secure a better rate but also eliminate private mortgage insurance (PMI) costs.

4. Consider Rate Locks

If you find a favorable interest rate, consider locking it in. Rate locks protect you from potential increases while your loan is being processed. Be aware of the terms of the lock, including how long it lasts and any associated fees for extending it.

5. Work with a Real Estate Agent

Engaging with a knowledgeable real estate agent from a reputable Halwasiya real estate company can be invaluable. They can provide insights into the local market, recommend lenders, and help you navigate the mortgage process efficiently. Their expertise can help you make informed decisions and secure the best financing options available.

6. Understand Closing Costs

When comparing mortgage offers, consider not only the interest rate but also the associated fees, including closing costs. Request a Loan Estimate (LE) from each lender, which outlines the terms and costs of your mortgage. This will allow you to make apples-to-apples comparisons and choose the best overall deal.

Conclusion

Financing your home in Halwasiya is a multifaceted process that requires careful consideration of mortgage options and rates. By understanding the different types of mortgages available and employing strategic techniques to secure the best rates, you can make informed decisions that align with your financial goals. Working with a knowledgeable Halwasiya real estate company can further enhance your home-buying experience, making it smoother and more successful. With the right preparation, your dream home in Halwasiya is within reach!