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#homeowner insurance
tompkinsinsurance · 4 months
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In the pursuit of sustainable living and energy efficiency, many homeowners are turning to solar panels to power their homes. While solar panels contribute to environmental conservation and long-term cost savings, it's crucial to understand how they can impact your homeowners insurance coverage.
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digitaltechpro · 6 months
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what is home Insurance?
what is home Insurance? Home insurance, also known as homeowners insurance, is a type of insurance policy designed to protect homeowners against financial losses arising from damage or destruction to their property and belongings. It provides coverage for various perils such as fire, theft, vandalism, and natural disasters (depending on the policy and its specific terms). Here’s how home…
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melaniehayes138 · 6 months
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Questions to Ask a Contractor Before Hiring Them
Probably the largest financial investment you will ever make in your home after purchasing it is a remodel or renovation, so you want to be certain that the contractors you choose can do the work as you have envisioned, on schedule, and within your allocated budget.
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What is the estimated cost? Get a thorough project estimate and bid that breaks down the costs in terms of materials, labor, fees, etc. To choose the best contractor, compare the offers from several of them. Verify that the contract specifies that payment in full will only be made if the last inspection is successful.
Do they have a license? Contractors should not be offended by this request, as they have earned it through hard labor and understand its significance. The Department of Consumer Affairs in each state issues home improvement and contractor licenses, which serve as evidence of qualifications and experience.
Are they going to use subcontractors? You should be aware of who will be in your home when and whether your contractors will be using a background-checked, seasoned team of workers. Verify if these subcontractors possess additional insurance and licensure.
Are they covered by insurance? It is imperative that you have this in order to feel secure in your role as the homeowner. If a contractor submits a bid and is selected, they must have workers' compensation and general liability insurance in case something goes wrong and there are injuries or property damage on the job site. To be sure, request to see a copy of their policy.
How much time will the task require? To ensure that your expectations remain reasonable, try to obtain a precise schedule for when the job might begin and finish. Which days do they work, and do weekends count if they need to make up time lost because of unanticipated events? To what extent will they inform you, the homeowner, about the status of the project and interact with you effectively?
Examine doable, reasonably priced projects that can not only improve your house with cove system for you and your family but also increase its worth in the event that you decide to sell it.
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sr1roofingcontractors · 9 months
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https://sr1roofing.com/blog/the-importance-of-roof-insurance/
Explore the significance of roof insurance in safeguarding your home. SR1 Roofing's insightful blog delves into the importance of comprehensive coverage, offering a guide to protect your investment and ensure peace of mind
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number01insurance · 1 year
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mariewaltonrealtor · 1 year
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What's the difference between actual cash value and replacement cost value — and which is better for insuring your property?
What’s the difference between actual cash value and replacement cost value — and which is better for insuring your property?
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superiorinsurances · 1 year
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jainsurance · 2 years
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https://www.jainsuranceagency.com/blog/homeowners-insurance-why-is-it-important-to-have-homeowners-insurance/
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myagentmoss · 2 years
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Website : https://www.myagentmoss.com
Address : 1598 W Katella Ave, Anaheim, CA 92802
Phone : +1 714-772-9824
State Farm Insurance Agency provides Auto, Home, Life, Health and Business Insurance.
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bonanoinsurance · 2 years
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Homeowner Insurance
Home insurance is a crucial aspect of homeownership or renting and homeowner insurance protects your property and belongings from unforeseen events such as theft, fire, or natural disasters.
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tompkinsinsurance · 10 months
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https://www.tompkinsins.com/blog/protecting-your-home-understanding-homeowners-insurance
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all4insurances · 2 years
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How Does Hazard Insurance Work?
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ollierachnid · 11 months
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Extra information (site) | Art tag for more examples | Ko-fi
Hii, posting my commission sheet again, sorry to inundate you, plus the extra "simple styled" one's.
We didn't get our deposit back from our last rental, which we had to leave because it's was structurally unsound, generally mouldy and not a nice place to live. I can't say I'm surprised given our landlord, but it's put me on financially shaky ground. Anything in terms of support would be lovely, even if it's just reblogging, tysm <3
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Unravel the mystery surrounding roof replacement coverage under homeowner insurance policies. Get expert insights on what's typically covered, what to expect during the claims process, and how to secure your home with the right information from SR1 Roofing's blog.
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kp777 · 4 months
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Excerpt:
The rising cost of homeowner’s insurance is now one of the most prominent symptoms of the climate crisis in the US. Major carriers such as State Farm and Allstate have pulled back from offering fire insurance in California, dropping thousands of homeowners from their books, and dozens of small insurance companies have collapsed or fled from Florida and Louisiana following recent large hurricanes.
Read more.
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phantomrose96 · 2 years
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So I know this isn't anything that like actually needs an apology but it'll make me feel a bit better to say it. Oof whoops this ABoT chapter is super late. Timing kinda sucks since I wanted to have some updates out while s3 was airing but
Been kinda mega busy and stressed since October with the whole condo buying thing which rolled right into immediate day 0 plumbing and boiler issues I had to get fixed and general moving hassle and financial commitment stress and I kinda just fried myself hard. Plus then acclimating to a new place without my familiar street or familiar grocery store or familiar room or any of that. Like there's no "just go home and take your mind off it" to this cuz home is the "it". So I'm just kinda enduring until I can calm the hell down.
And anyway I definitely have progress on ch47, like 7000-ish words of it, but it's the kind of like "there is writing there" and hasn't exactly hit the "there is substance there" that I want ABoT chapters to be. Like this in particular is a chapter I want to be good, not just be done. So it's taking time to get my brain somewhere that can do that.
#anyway#i mean just in case anyone was like wondering if its discontinued to anything#its still going i just can't make it Good quite yet#(plus i need to get furniture cuz as it stands the place is really quite empty and bare except for like my room and the kitchen)#(also the bank had my address wrong so they havent been able to send me any of the mortgage information which was technically due already)#(ive been in contact with them but it's a whole thing)#(plus im still not quite finished with all the utility switching. i still need to get water in my name)#(and the boiler issue fucked up my gas bill so now ive got a crazy high gas bill i just need to... pay)#(i have actually started seeing a therapist but thats a whole other Thing now figuring out insurance and deductables and using my HSA#account and just... it's a lot)#(oh also my homeowner's insurance policy number doesn't actually work for getting me into the online portal. and the geico guy said he was#looking into it but I havent heard anything in a while)#(its a lot im just gonna melt for a while i guess)#(plus all the upfront stress has made it really hard to associate the new place as 'home' instead of 'place of great many plumbing evils')#(i sat on like 4 million couches this week and the only one i really really like probably doesn't quite fit in my living room)#(the downstairs neighbors tv is too loud and i need to talk to her about it in a way which isn't 'hey im holding on by a thread and this#one small inconvenience is the thing which is making me turn into ash')#(oh thats right i have to go pay my january HOA dues...)#(oh also I need to file for the owner-occupied tax exemption thing now that its 2023)#anyway......... ill be normal eventually. im just not normal right now.#chrissy speaks
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