#hiltonhead

[nathanah]

Staycations matter

[stevesellshomes]

Open House - House Open Sunday

[ppcseo]

#baseballcards #HiltonHead #AmericanCulture #collectibles #MLB #memorabilia #youthleagues #TomWilson #tradingcards #Topps #Fleer #WillieMays #HankAaron #SandyKoufax #1969Mets #nostalgia #priceguides #JDDurbin #cardshops #tradingshows

[almostasenior]

The Flowers Are Blooming

Early spring bloom

[artworksstore]

Check out the new nautical chart added to my Zazzle Store. This chart of Tybee and Wassaw Island is now available as Leggings. Please follow the link to see this product and additional products made using the same chart.

[insurehiltonhead]

Surprising things covered by your homeowner insurance!

Most people know the basics of what their home insurance will cover, whether it be liability, your personal property or the structure itself. Here are some coverages provided that may surprise you.

Falling meteors or space debris - Yes, your home covers damage from space junk. The coverage also extends to your cars should they be hit by a falling object. While the odds are extremely low of such an incident, it is good to know you are covered.

Plane and auto damage - Still unlikely, but a little more realistic, debris from or a plane crashing into your home is covered by most policies. This also goes for auto damage such as an out of control car crashes into your home.

Burglary in child's dorm room - Most people do not realize their homeowners insurance extends over property not located at your home. Usually this limit caps at 10% of the total contents coverage on your policy. This includes your child's dorm room as long as they meet certain qualifications:

Must be under 26 years old Must live on campus Full time students only

Riots and explosions - Whether a leaky gas pipe or a bomb, you should be covered for property damage. Riots are also covered, which also includes looters taking advantage of lack of security and policy after a natural disaster. Your insurance should help repair or replace any items that are damaged.

Reward money - If you are ever burglarized, your home insurance may cover up to $1,500 for reward money leading to conviction.

Tombstones - Headstones are generally seen as valuables, so generally they are protected by your policy. This includes cracked, crushed or defaced.

Dog bites - In 2020, dog related injuries cost homeowners insurance companies over $850 million. As long as there is not a specific exclusion, and you don't have a restricted breed, you should be covered in such an event.

Animal stampede - While unlikely, animal stampedes are covered by most home insurance policies. Generally the animal has to be classified as wild. A good example might be a stampede of deer damaging your fence.

All insurance policies are different such as the homes they insure. Be sure to check with your agent before attempting to file a claim to avoid a penalty.

Have insurance questions? Contact me today! MICHAEL BENEDICT AVEX INSURANCE, BLUFFTON SC 843.816.2124

[dreamholmes1]

The best part of my job is making dreams come true!✨ My client came to me and said, I know the house I want, can you help me? And one day later we are “Under Contract!” On her perfect home! 🏡 “Where you live is OUR business”! Takiyah Holmes, Associate Broker South Atlanta Realty 470.685.5260 Takiyah.Holmes@gmail.com Licensed in Georgia and South Carolina #realestate #realtor #real #broker #southcarolina #georgia #atl #beaufort #bluffton #hiltonhead #hiltonheadisland #homesweethome #business #theholmesteam #takiyahholmes #holmesrealestate https://www.instagram.com/p/CpVPE3ygg93/?igshid=NGJjMDIxMWI=

[a-gentle-strength]

My father, my sister, and the edge of the sea.

[leslieslane]

Talking about some down home goodness! The baby back ribs, pulled pork, deviled eggs, onion ring stack, Cole slaw and key lime pie were on point! I’m excited about being on assignment on Hilton Head Island, South Carolina over this Thanksgiving holiday! Would you like to do something unique over this year’s holiday season? Visit the beautiful island and enjoy its beautiful beaches, culture, excursions, and of course, the exceptional restaurants! @OneHotMamas @OneHotMamasSC @SERGgroup #CoastalHospitality Click on this link to plan your visit to all of these great restaurants during your stay! https://serggroup.com/ @VisitHiltonHead @HiltonHead_SC @Discover_SC @LesliesLane #HiltonHead #HiltonHeadIsland #HHI #DiscoverSC #LowcountryLife #LesliesLane #LesliesLaneTheBook (at One Hot Mama's) https://www.instagram.com/p/ClfCKVqral3/?igshid=NGJjMDIxMWI=

[vanessajanethompson]

Worked an amazing seven hour caricature gig on Hilton Head Island yesterday for the 2022 Hilton Head Island Concours d’Elegance and Motoring Festival. Thanks everyone for a great time ! #caricature #caricatures #outrageouslyvanessa #cars #carshow #hiltonhead #liveentertainnment #gig #livecaricature #localartist #southca https://www.instagram.com/p/CkqQps4OdHI/?igshid=NGJjMDIxMWI=

[concertphotos]

Shelf Cloud Thunderstorm Cell Over Hilton Head Island Aerial View by David Oppenheimer Via Flickr: Arcus shelf cloud thunderstorm front squall line over Calibogue Sound by Hilton Head Island, South Carolina aerial view - © 2024 David Oppenheimer - Performance Impressions photography archives - performanceimpressions.com

[stevesellshomes]

https://youtu.be/Lm7u7UAhuTU?feature=shared

[almostasenior]

Life Is Good

[artworksstore]

https://www.zazzle.com/savannah_river_and_wassaw_sound_nautical_chart_leggings-256729226694534161?view=113524768959958640&rf=238089921258163244

Check out the new nautical chart added to my Zazzle Store. This chart of Tybee and Wassaw Island is now available as Leggings. Please follow the link to see this product and additional products made using the same chart.

[insurehiltonhead]

Does your homeowner insurance cover termite damage?

According to the US Forest Service, termites cause more than $2 billion in damage each year. So as you can imagine, this is and should be, a major concern for homeowners.

What Are Termites?

Termites are a type of insect that live in colonies under the ground or in wood. A termite colony can have anywhere from 60,000 - 1 million termites in a single colony. They feed on the cellulose present in wood or products made of it.

Does your homeowners insurance cover damage caused by termites?

Homeowners insurance policies are designed to pay for damage resulting from sudden and / or accidental losses. Termites do not qualify for either as they are not an "accident" and the damage is fully preventable. So the answer is no, your homeowners insurance does not cover termite damage. They would consider a home not treated for termites in poor maintenance.

Your insurance does not pay for termite prevention measures. This should be part of your annual home maintenance.

How can I tell if I have termites?

There are a handful of ways to identify and remove termites.

Termite tunnels– A muddy tunnel near the foundation of your home.

Hollow-sounding wood

Wood damage– Termites carve a maze-like pattern into the wood.

Buckling floors

Cracks and holes– Termites cause small cracks in beams and holes in walls and wood.

Buckling ceilings

Termite droppings– Termites often leave behind small droppings which look like pepper.

Prevention

Fortunately there are treatments available to prevent termite and damage they would cause to your home. Contact your local pest control service for more information.

Steps you can take throughout the year

Check wood around home especially door and window frames

Plants and mulch at least two feet from house

Empty storm drains to prevent water buildup

Repair any leaky faucets and gutters

Homeowners insurance does not cover termite damage. Termite damage is a preventable peril with regular home maintenance and staying aware.

[shefancdotcom]

Check out this listing I just added to my Poshmark closet: Pewter Hilton Head Embossed Mini Spoon Home Décor.