#guarantee free loan

[atdmoney]

Best Loan App in India for Quick and Hassle-Free Personal Loans: ATD Money

In today's world where speed and quick accessibility are the only way to reach out, financial emergencies can arise unexpectedly, leaving individuals in need of immediate funds. Whether it's a medical emergency, an urgent home repair, or an unexpected expense, having access to quick and reliable financial support is crucial. This is where ATD Money, the best loan app in India, comes into play, offering a seamless solution for all your financial needs.

ATD Money stands out as a top personal loan app, providing users with an easy and efficient way to secure funds without the hassle of traditional banking procedures. Here are some reasons why ATD Money is the go-to app for many seeking fast cash loans:

One of the key features of ATD Money is its ability to provide instant loan approval. Unlike traditional lenders that require lengthy paperwork and multiple visits to the bank, ATD Money leverages advanced technology to approve loans within minutes. Once approved, the loan amount is credited directly to your bank account, making it the perfect fast cash loan provider.

Gone are the days of cumbersome paperwork. ATD Money offers a fully digital and paperless loan application process. All you need to do is download the app, fill in your details, and upload the necessary documents. This streamlined process not only saves time but also ensures that you can access funds without any physical documentation.

Get ready to enjoy collateral-free loans

Worried about providing collateral or a guarantor? With ATD Money, there's no need to pledge assets or find a guarantor. The app offers guarantee-free loans, making it accessible to a wide range of users, including those who may not have assets to offer as security. This feature is particularly beneficial for young professionals and students who may not have significant assets yet.

ATD Money offers personal loans based on your creditworthiness. The app assesses your credit score and other relevant factors to determine your eligibility. This means that even if you don't have a high income or substantial savings, you can still qualify for a loan if your credit history is good. This approach makes ATD Money one of the best personal loan apps for individuals with a strong credit background.

Understanding that every borrower has different financial circumstances, ATD Money offers flexible repayment options. You can choose a repayment tenure that suits your budget, ensuring that you don't face any undue financial stress while repaying the loan. Additionally, the app provides transparent information about interest rates and fees, so there are no hidden charges.

ATD Money is revolutionizing the way Indians access personal loans by offering a user-friendly, fast, and secure platform. As the best loan app in India, it provides a reliable solution for those in need of quick financial assistance, without the burden of extensive paperwork or collateral. Whether you're looking for an easy loan app, a fast cash loan provider, or a guarantee-free loan, ATD Money has got you covered. Download the app today and experience the convenience of paperless, instant loans tailored to your financial needs.

[cgtmse]

Top CGTMSE Loan Success Stories: How Businesses Flourished

The CGTMSE scheme has been a game-changer for numerous small businesses in India. This government scheme, officially called the Credit Guarantee Fund Trust for Micro and Small Enterprises, has empowered numerous entrepreneurs by offering collateral-free loans. Let's explore some inspiring success stories and see how this scheme has been a growth catalyst.

The CGTMSE Scheme: A Brief Overview

Incorporated in 2000, the CGTMSE scheme is specifically intended to facilitate collateral-free credit for micro and small businesses. New and existing businesses are entitled to this scheme. The fund corpus of the scheme is subsidized by the Government of India and SIDBI at a ratio of 4:1. The new scheme version has witnessed key improvements, including a hike in the guarantee coverage from ₹2 crore to ₹5 crore and lower guaranteed commission for loans not exceeding ₹1 crore. Through these reforms, MSMEs have been made to access better credit and flourish.

Success Story 1: Green Innovations Pvt. Ltd.

Green Innovations Pvt. Ltd. is a startup firm engaged in sustainable agriculture. The promoters, Raj and Priya, had a dream to revolutionize agriculture through green solutions. But they were confronted with a major hurdle in raising funds for their ambitious venture. Conventional banks were not willing to lend money without collateral, which is where the CGTMSE scheme saved the day.

Thanks to the CGTMSE scheme, Green Innovations was able to obtain a collateral-free loan of ₹3 crore. This helped them create innovative irrigation systems and organic fertilizers. Not only have their products enhanced crop yields for farmers in the area, but they have also minimized environmental footprint. Green Innovations' success is a testament to the ability of the CGTMSE scheme to be a lifeline for startups with innovative ideas.

Success Story 2: Crafted Creations

Crafted Creations is a small business involved in the production of handmade goods. Established by Meera, who is a serious crafts person, the business has not been able to grow due to limited financial capital. Meera needed money to establish a workshop, hire more crafts persons, and increase levels of production. She did not have the collateral conventional lenders looked for.

Meera became aware of the CGTMSE scheme and applied for a loan. She was able to get a collateral-free loan of ₹2 crore.This funding enabled her to renovate her workshop, purchase new equipment, and hire additional artisans. Due to this, Crafted Creations experienced a massive growth in sales and output. Not only did the business prosper, but it also provided employment for local artisans.

Success Story 3: Tech Solutions Pvt. Ltd.

Tech Solutions Pvt. Ltd. is a technology startup that tries to create cutting-edge software solutions for small firms. Founders Arjun and Aanya had a great idea but lacked cash. Traditional banks did not want to lend them money without collateral, so they went to the CGTMSE scheme.

Tech Solutions acquired a collateral-free loan of ₹4 crore under the CGTMSE scheme. This finance enabled them to design innovative software solutions and increase their customer base. Their innovative offerings have assisted various small businesses to streamline their functions and enhance efficiency. The achievement of Tech Solutions demonstrates how the CGTMSE scheme can be used to empower tech startups and fuel innovation.

How to Apply for CGTMSE

The CGTMSE loan process is simple and easy to approach. As a result of this, Crafted Creations saw a massive increase in sales and production. Not only did the firm prosper but also provide employment for local craftsmen.

Success Story 4: Tech Solutions Pvt. Ltd.

Tech Solutions Pvt. Ltd. is a technology startup firm with the mission of creating innovative software solutions for small businesses.

Approval and Disbursement: After approval, the loan amount will be credited to your account.

Government Schemes for MSMEs

The CGTMSE scheme is one among government schemes for MSMEs that help to promote growth and innovation. Some other prominent programs include the Prime Minister's Employment Generation Programme (PMEGP), which supports setting up new micro-enterprises through financial support, and the Scheme of Fund for Regeneration of Traditional Industries (SFURTI), which helps traditional industries with financial support.

Conclusion

The CGTMSE scheme has been a light of hope for Indian startups and small businesses. With collateral-free loans, it has helped entrepreneurs push past financial hurdles to achieve great success. It's Green Innovations transforming agriculture, Crafted Creations empowering local artisans, or Tech Solutions spearheading tech innovation, the CGTMSE scheme has been instrumental in their success.

If you are an entrepreneur of a small business or a startup owner interested in expanding your business, look no further than the CGTMSE scheme. With its nurturing infrastructure and easy loan procedure, it may be the key to making your business successful.

[dailyfinancial]

Collateral-Free Loans for Startups: How to Secure Funding for Your Startup

“How India’s Credit Guarantee Scheme for Startups (CGSS) 2025 is transforming entrepreneurship with collateral-free loans, interest subsidies, and government-backed guarantees. Learn about eligibility, benefits, and application process to fuel your startup’s growth. Empower innovation, drive economic growth, and unlock funding opportunities today!” The Credit Guarantee Scheme for Startups (CGSS)…

[atdmoneyloan]

Personal Loans Made Easy and Quick!

Looking for an easy way to get cash? The best loan app in India offers hassle-free loans with no collateral or paperwork. Borrow personal loans up to ₹50,000 instantly for any purpose. Apply online for advance salary loans and fast cash loans without visiting banks. Enjoy secure collateral-free loans with flexible repayment options. These unsecured loans provide the financial support you need in emergencies. Apply now and experience fast, reliable, and convenient borrowing solutions.

[indianfasttrack]

Mumbai News: महाराष्ट्र की औद्योगिक भूमिका को कभी नजरअंदाज नहीं किया - सीतारमण

केंद्रीय वित्त मंत्री सीतारमण ने शुरू की एमएसएमई का ‘म्यूचुअल क्रेडिट गारंटी योजना’। योजना के त��त मिलेगा 100 करोड़ रुपए तक का ‘कोलैटरल-फ्री लोन’। सीतारमण ने मुम्बई एक कार्यक्रम में कहा कि देश के बजट सेशन में महाराष्ट्र की औद्योगिक भूमिका को कभी नजरअंदाज नहीं किया। (Mumbai News, Never ignored the industrial role of Maharashtra) Mumbai News: माइक्रो स्मॉल और मीडियम एंटरप्राइजेज (MSME) को…

[reasonsforhope]

Article

"Australian Prime Minister Anthony Albanese said on Sunday that his government planned to cut student loans for around three million Australians by 20%, wiping off around A$16 billion ($10 billion) in debts.

The move builds on May's budget, which attacked cost of living pressures in Australia and gave debt relief for students, as well as more investment to make medicines cheaper, and a boost to a rent assistance programme.

"This will help everyone with a student debt right now, whilst we work hard to deliver a better deal for every student in the years ahead," Albanese said in a statement announcing the cut to student loans for tertiary education.

The changes would mean the average graduate with a loan of A$27,600 would have A$5,520 wiped, the government said, adding that they would take effect from June 1, 2025.

The government said it already planned to cut the amount that Australians with a student debt have to repay per year and raise the threshold to start repayments.

If reelected at the next general election, due in 2025, Labor would also legislate to guarantee 100,000 free places each year at the country's Technical and Further Education institutes, Albanese said.

"This is a time for building, building better education for all," he said in a speech to supporters in South Australia state capital Adelaide.

Cost of living pressures, stoked by stubbornly high inflation, have a special resonance with a federal election looming and the centre-left Labor government now polling behind their conservative opponents.

(US$1 = 1.5246 Australian dollars)

-via Reuters, November 2, 2024

[forbidden-sorcery]

The devastation of nuclear colonialism, which permanently destroys Indigenous communities throughout the world, is outright ignored by some of the most devout climate justice advocates. They claim nuclear energy production is also a green solution to the climate crisis. More than 15,000 abandoned uranium mines are located within the so-called US, mostly in and around Indigenous communities, permanently poisoning sacred lands and waters with little to no action being taken to clean up their deadly toxic legacy. There are currently ninety-three operating nuclear reactors in the so-called US that supply 20% of the country’s electricity. There are 60,000 tons of highly radioactive spent nuclear waste stored in concrete dams at nuclear power plants throughout the country with the waste increasing at a rate of 2,000 tons per year. In 1987 the “US” Congress initiated a controversial project to transport and store almost all of the US’s toxic waste at Yucca Mountain located about 100 miles northwest of so-called Las Vegas, Nevada. Yucca Mountain has been held holy to the Paiute and Western Shoshone Nations since time immemorial. In January 2010 the Obama administration approved a $54 billion taxpayer loan in a guarantee program for new nuclear reactor construction, three times what Bush previously promised in 2005. In April 2022, the Biden administration announced a $6 billion government bailout to “rescue” nuclear power plants at risk of closing. A colonial government representative stated, “US nuclear power plants contribute more than half of our carbon-free electricity, and President Biden is committed to keeping these plants active to reach our clean energy goals.” They, along with Climate Justice activists cite nuclear energy as necessary to combat global warming, all while ignoring the devastating permanent impacts Indigenous Peoples have faced. There is nothing clean about energy produced from nuclear colonialism. From its weapons (including depleted uranium) to its mining and its waste; Indigenous bodies, lands, and waters continue to be sacrificed to heat water with radioactive materials which creates steam that moves generators to charge batteries made from lithium extracted from other Indigenous sacred lands so Teslas can move you forward into a “just” climate future. A green economy sustains and advances colonial progress, which means mitigated selective and ongoing destruction of Mother Earth.

Klee Benally - No Spiritual Surrender: Indigenous Anarchy In Defense of the Sacred

[iconicstoner]

behind the scenes

gn!bau!reader x aaron hotchner (fluff, confessions)

words: 956

summary: Reader and Hotch have been keeping their love a secret, not even willing to admit it to each other, but when the reader starts having some financial issues Hotch knows he has to do something. The reader isn’t willing to take money from Hotch, but they gladly accept a confession of his love.

“Why did you call me into your office, sir?” you ask, closing the door to Hotchner’s dimly lit office. It’s not the first time you’ve been alone together in his office. Despite what you might want, nothing intimate has ever happened, just many late-night talks; venting to each other, telling stories, laughing, and even the occasional card game. You sit across from him as he slides his stack of paperwork to the side.

“I heard you’ve been struggling with money,” he says bluntly, causing your eyes to widen in surprise. You and Hotch had a confusing relationship. It was obvious to most people the two of you were head over heels, but you would never admit, even to each other, that you were in love. So, you were left to steal glances, let your hands linger when passing paperwork, and lean on each other only after everyone else on the jet fell asleep. With this line of work, anything else was too dangerous.

“Sir, you called me into your office to discuss my financial situation?” you ask quizzically. Aaron rarely called you into his office, not wanting anyone to suspect his true feelings, so this was strange.

“Garcia may have let it slip to me,” he responds, clearly taking this very seriously. You internally facepalm, knowing you shouldn’t have mentioned it to anyone.

“Yes, well the rent at my apartment went up, and on top of that I have student loans to pay off, and it’s just been hard to take care of everything on my salary,” you respond awkwardly.

“I see. I can put in a request for a raise for you if you’d li-”

“No, no that’s fine,” you say quickly, cutting him off. “I know the BAU is dealing with enough budget struggles as it is.”

“I could find the money,” he stares up at you, your features dimmed by the low light. He’d be disappointed if he hadn’t already memorized it.

“Aaron, you cannot give me federal funds to pay my rent,” you say in a hushed whisper, shocked that he would even suggest it. He just smiles.

“Embezzlement? No, I’d like to give you some of my money to help.”

“You can’t do that. What about Jack?”

“I promise, Jack and I are doing perfectly fine. He could go to Harvard for free with the money I have saved.”

“With a father like you, I’m sure he’ll get in.”

“You’re calling me smart?”

“No,” you grin, “but you’re in the FBI, so I’m sure you could guarantee his acceptance.”

“Right, with all the government money I’m embezzling,” he jokes. You just smile, taking a moment to look at him. His smile lines. The faint rings under his eyes from long nights at the office. It was all so perfect. “I just want you to know, I’m serious about this offer.”

“Aaron, my financial situation has been better since I last spoke to Garcia. I’m moving soon and I found a roomate.”

“I’m glad to hear that,” he says with a small smile, staring into your eyes.

“Will that be all?” you ask, smiling back.

“Yes,” he says reluctantly. “But I have one request.”

“What’s that?” You stand up and Hotch is quick to follow suit.

“You’ll let me visit the new apartment?”

“Of course. As coworkers?” Aaron’s smile fades, his face forming a pensive expression, but he doesn’t say anything. You watch as he swallows thickly, struggling to form a response.

“Yes, of course, as coworkers,” he clarifies. You stare at him, not saying a word, barely struggling to hold your laughter in. He cracks a smile, seeing your expression. “Something to say?” he asks you.

“Maybe you should come over as more than a coworker,” you say slyly, hoping you aren’t pushing the envelope too far.

“I’d like that,” he quickly agrees. Relief floods over you, causing you to smile with glee.

“Is it too soon to kiss you?” You ask playfully, shooting him a wink.

“I’ve been waiting for this moment,” he says, leaning into you. You grab his tie, pulling him in close. Gently, he presses his warm lips against yours. He kisses you deeper, pressing your back against the office door. His big hands grab your waist, keeping you close. You snake your hands up his chest, wrapping them around his neck. Slowly, he pulls away, leaving you hungry for more.

“We should probably stop, maybe we could continue this when I get the new apartment tour?” he suggests.

“I’d be very open to that,” you reply with a smile. He smiles back, filling your stomach with butterflies.

“I’ll see you then,” Hotch replies, straightening out his suit. You do the same and open the door, revealing Garcia, Morgan, Spencer, JJ, and Emily staring at you with wide grins.

“I knew it!!” Garcia exclaims, high-fiving Morgan as she giggles.

“Never took Hotch for a ladies man,” Emily jokes dryly.

“You must not have been paying attention,” Morgan chimes in, “the guy’s smooth.”

“Right, and I’m sure he learned it from you,” JJ says sarcastically. You laugh at her remark, drawing attention back to you and Hotch.

“Really?” you ask, embarrassed, “even Spencer knew?

“I pick up on body language very well,” he says straight-faced. “Plus, you didn’t think we were all asleep on the jet, did you?” he asks, smiling wide. The whole team playfully laughs and you turn back to Hotch.

“I think our secret is out,” you tell him.

“They were going to learn eventually,” he says with a smile. He cradles the back of your head and gently kisses your forehead in front of the team. Cheers erupt from your friends, causing you to blush, but Hotch doesn’t seem embarrassed, if anything, he’s proud.

[greyyson-but-no]

jake peralta x pickpocket reader that keeps stealing his things and flirting with him

she cuts a deal with one of the other cops to walk free if she helps them with a drug bust and jake has to deal with her throughout the mission trying and failing at pretending to not be interested in her

the only exception

; i was literally just looking for something to write!! you've saved me i'm forever grateful ; lowkey giving a female pondiac bandit ; hope this is what you were looking forrrr ; we don't talk about the drug research i had to do for this... ; 16+ ;

"do you know the name antonio vendera?" you leant back in the chair, arms crossed over your chest as you eyed the mirror that was facing you. it wasn't the first time you'd been arrested and it was almost a guarantee that there was another detective or worse, the captain, standing behind the glass.

but either way, you put on that calm demeanor and looked detective diaz in the eye as she asked you the same questions again and again.

"how do you know that name?" she asked. she was cold, closed off.

but the detective standing behind the mirror wasn't. see, when diaz had dragged you into the precinct, you'd recognized him immediately. through a connection of a connection, antonio vendera had sent out news of a certain jake peralta looking for him. when you were arrested, you saw him, and knew immediately.

now, you didn't know that peralta was standing behind the mirror, but diaz did. she knew just how long he had been looking for vendera. it was at that moment, the detective had left the mirrored room and stormed into the box.

"vendera?" was all he asked, looking directly at you.

admittingly, he was cute. the badge dangling from his neck set something off in you, too. but he was interrogating you, and that was no way to act. so you pulled yourself together and nodded. "how long have you been looking for him?"

he pulled up a chair and sat down alongside diaz. "seven months. how do you know him?"

you shrugged at him. "he's my loan shark. he's loaded and he did the same for my mum."

peralta laughed under his breath before getting a scolding glare from diaz, he straightened up, looking back at you. "can you get us in contact?"

you smiled, wanting to keep little bits for yourself, because why not? the detectives knew you knew, so playing ball was the most fun option available, even better with the cute detective.

"depends."

"on what?" diaz took over, leaning against the table.

"if pretty boy here can grant me full immunity." leaning forward in your chair, you let your elbows on the metal table, sitting your chin in the palm of your hand as you looked towards peralta. it clearly caught him off guard as he gulped at you, eyes widening and pupils blowing up slightly too. hm, interesting, you noted, taking extra care to scan your eyes over his face.

standing up, diaz cut in. "peralta, can i talk to you, outside?"

he stammered, but got up nonetheless, following diaz outside and leaving you in the room by yourself.

this could be dangerous. while it was fun, you got attached really easily, and he was exactly your type. truly, it was a difficult decision to make, as you sat there stewing away in that room, tapping on the table to figure out what the hell you were supposed to do. there was no way good about it to go.

if you gave them vendera's location, you would have to go with him and risk something dangerous - he clearly had a thing for you too - and if that plan worked, vendera's men would be out for you, so full immunity was dangerous any way. but if you didn't: prison. you'd only stolen from a couple people, but that was still a crime, and the consequences would still stand.

you really did not know what to do.

the two detectives walked back into the room. diaz's gritted teeth and peralta's slight smirk gave away their conversation. he had won, they were going to let you go if you gave them vendera.

peralta stayed stood up, but he reached his hand out. "detective jake peralta, diaz and i have decided to work this case together with you, if you agree to get us vendera."

you shook his hand. "y/n s/n, i wish we met in better circumstances but i'm glad to be of use."

he smiled at you, it was an odd, soft one, but still warm.

"i just have a couple concerns." you admitted, settling back in your chair as jake sat down in his again, next to diaz. "if vendera is arrested and goes to prison, his people will know someone ratted him out, what if they come for me?"

diaz crossed her arms over her chest. "that can all be dealt with later."

jake held a hand out to stop her, looking back at you. "once we get him, we might get his people too, but there are safety precautions we can put you under until we can guarantee you won't be in danger anymore."

nodding, you caught his eyes. "thank you."

the nypd van was practically inconspicuous. it made you start to wonder how often they were just sat around brooklyn without anybody realising. the outside was silver, shining against the sun, but the inside had a bunch of equipment in it, some of which your recognized, a lot of it you didn't.

vendera had texted not long after you first had, asking for a meet up, and when he gave both a location, time and included the fact he would have bodyguards on him, you knew he was shaken. maybe you weren't the first person that the cops had tried to get to him through.

hopefully this time would work. you really needed that immunity.

"he'll be wary, we need to be really careful." you warned as jake and diaz gave you the run through of the plan again.

diaz nodded. "since jake is now the primary on this case, you and him will go in together, we'll say he's your boyfriend to get rid of any suspicion from vendera. i'll stay here in the van but you'll both be wired to stay in communication."

"woah, boyfriend?" even jake was surprised, as he spoke up.

"yeah, man." diaz's eyebrows furrowed. "we discussed this earlier, it's the safest plan and it makes the most sense."

he coughed. "yeah, right, i remember."

just a couple minutes later, you and jake were walking into the carpark, the only light being a streetlight of which vendera and his people were standing under. the group was simply him, and two bodyguards either side of him, but you predicted there were others standing around in case you or jake decided to run.

you pulled out a packet of crisps as you walked over and jake explained the plan again, trying to reassure you.

the rustling of the plastic cause his attention and he turned to you with furrowed eyebrows. at the sight of the packet, he patted down his pockets. "hold on."

"what?" you mumbled, stuffing a crisp into your mouth.

"are those mine?"

"yeah, they were in your coat pocket."

he scoffed at you, jaw open in disbelief as you stuffed get another crisp into your mouth. "only about five minutes ago, how the hell did you manage that?"

"remind me, what did diaz arrest me for?" you commented, laughing at the look on his face as he gave in. "exactly." you chuckled, spotting vendera under the streetlight. "there he is." you stuffed the crisps into your pockets, lifting your chin.

vendera held his hand out, ordering his goons to step forward and pat the two of you down. "s/n? it's been a while..."

holding your arms out, the one in the tank top starting at your shoulders, you caught a glimpse of the other patting jake down and grimaced when he turned to face you. this was an uncomfortable situation to be in, but it had to happen. both you and jake wanted to bring vendera in, you especially now. and immunity, that was important, too.

as the bodyguards stepped back, vendera nodded to you. "what kinda shit you looking for?"

"anything." you shrugged. "coke? any type, my clients aren't fussy."

vendera eyed jake who now had crossed his arms over his chest. "we just got a new couple cases of rox in, if you want some of that. something a little stronger, we'll say."

"crack?" questioning him, you let your hip pop out, steadying yourself as you caught vendera's eyes and saw that every second jake stood next to you, he became more suspicious. "or meth?"

he laughed, almost sending a chill down your spine. "nah, but i got meth if you want it."

you shook your head. "my clients don't want meth."

"crack or coke, then?"

"rox will do. honestly whatever's cheapest, i'm low on funds at the moment but hey, what the people want, the people get." vendera nodded, lips pierced together in an understanding way. next to you, jake was getting antsy.

because in his head, it was weird you knew so much about drugs. you hadn't hidden that you'd dealt drugs before and had tried to quit, but it came so naturally to you it was almost scary. jake had tried to put it off as long as possible, but he had to come to terms with it eventually. he was definitely attracted to you. i mean, you were funny, slick, and down right gorgeous. exactly his type and yet... still a criminal, whether you would get immunity or not.

the others didn't know about this case yet, but diaz did, and jake could almost already hear the lecture he would get from her and holt if he decided to ask you out when this was all over and you got immunity. it was just too good an opportunity to pass up.

jake pulled himself out of his thoughts as he noticed you shake vendera's hand and call his name.

he caught your eye as you spoke. "come on, hun, the deals done, let's get back." he gulped at how to addressed him.

following you, the two of you walked away from vendera, as him and his men disappeared seemingly into nowhere, and you went and found the van diaz was currently stationed in. "wait so, what happened?"

laughing at how he zoned out, you answered, "he's given me a new location to pick the drugs up at, where him and a bunch of his clients are also going to be. i think it's a warehouse somewhere downtown."

"what are all his other clients doing there?"

"also picking up deliveries."

"what?" his eyebrows furrowed as he turned to face you temporarily. "but that's so stupid."

you grinned, shoving the piece of paper he'd given you into your pocket, feeling the bag of crisps still in there. "exactly. he's such an idiot, he does this every time, i don't know it's possible you haven't caught him yet."

he laughed, shaking his head and shoving his hands into the pockets of his leather jacket. "alright, alright, now who's the actual cop here?"

"hm." you hummed, trying to push away the grin that was itching to curve itself onto your lips. "oh and here are your crisps back." you pulled them out of your pocket and into his hand.

"yeah, funny, very funny." and he was simultaneously trying to push down a similar grin. he wasn't letting this happen.

there were altogether 20 people undercover around the warehouse, yourself standing inside just as the meet up was about to start. it was a mix of detectives and uniformed officers, but they practically surrounded the place. you and jake had spoken about him joining you in this, but he had spotted vendera's suspicion previously and thought it best not to risk it.

but jake had been there to wire you up before you left for the warehouse. diaz, nor anyone else, was anywhere to be seen, which you had to admit, was odd.

"and i'm gonna be safe when everything goes down." you asked, subtly, as he connected the wire to the inside of your jumper's cuff.

jake nodded. "i'll make sure nothing happens to you."

"i really hope you get him, jake." you spoke, volume lowering as jake stepped away and you turned to look in the mirror at your get up.

you had noticed jake's captivation with you, and in recent hours you had come to the conclusion you felt the same way. but he was a cop, i mean, his friend had literally arrested you just two days ago. even when you got immunity, you had still done everything you did. yeah, they were petty crimes, picking at tourist's pockets, but it was still a crime.

swallowing, you turned. "you know, i'm not a bad person, right?"

yesterday, after the meet up with vendera, jake had escorted you back to the precinct to stay in the bullpen overnight. diaz had gone straight up and you had both been tired, which led to some interesting conversations.

somehow, you'd managed to breach the topic of how you got into pick pocketing. saying your dad had taught you when you were little in order to find wallets and therefore random cash that could help the family get by. he understood your situation. the conversation had sort of fizzled out after that but it was clear he was insistent on getting you immunity and maybe even help.

but you were still worried he thought you were a bad person. i mean, you were. you were a criminal, no matter how many times you tried to convince yourself you were forced into it.

jake hummed, looking over you. "i know. you're a good person who was put in a bad situation, that's all."

there was a brief silence as he looked down at you, a small, understanding smile curving itself into the corners of his lips as you completely unconsciously, stepped closer to him.

he opened his mouth to speak. "listen, did you wann-"

it had been in that moment that diaz had walked in, informing you that the team was ready and there was only 10 minutes until the meet up.

you hadn't been able to speak since that point. with no clue what jake had been about to ask, you had to continue, sitting in a van with the rest of his team until you got to the warehouse, leaving them all early in order to enter the place and get a feel for the place.

as your watch ticked over to 9pm, vendera and a group of about 10 men, more than you'd ever seen from him, entered from the other exit, there were about another 5 other clients waiting for their own orders, but they would all get taken in today.

reaching up to fix your hair, you used it as an excuse to inform the nine nine on the situation. "there's about ten of them, five other clients. vendera will do his usual speech and then give out each case, so whenever you think is best, go ahead and do your thing."

"will do." diaz spoke. you assumed they had found out about jake's feelings towards you, and had permitted him from the microphone so that he couldn't speak to you. though you were sad, you knew it was the right thing.

it was as vendera ended his speech when the stormed the building.

you were standing outside the van, leaning up against the cold metal as you waited for the crew to get back. well, mostly for jake to get back. when they had all stormed in, you didn't quite know what to do, so you just ran. eventually you found yourself a couple blocks away from the warehouse where the van was parked and chose to stay there.

a voice in the back of your head was telling you to leave. just disappear, run to another state and change your name, or something. because it all came back to the truth - you were a criminal.

but you decided to stay, looking up every now and again, each time someone walked past, to see if it was him. it never was.

after about an hour - honestly it could have been longer - an nypd vest came strolling down the path. while it wasn't jake, you did recognize them: detective rosa diaz.

"come on, get in, i'll take you back to the precinct to finalize your paperwork." she murmured, drawing the van doors in as you got in the passenger seat. just a couple seconds later, she was sat next to you in the driver's seat, preparing to drive off.

without having heard anything, you were still curious. "did you get vendera?"

"yeah." she spoke, keeping her eyes on the road. "our captain bought him in, you're almost a free woman, s/n."

"good. that's," you paused. "good."

"yeah, jake's been looking for him for ages, never shut up about it but now maybe he finally will." she pushed down the urge to laugh at jake's antics. you couldn't help but smile as she mentioned him. "and hey, maybe now that you're no longer a criminal, he'll finally shut up and ask you out. it's all he gone on about for the past two days."

you coughed in surprised, spluttering something barely coherent out as a reaction to her words. "but i still did everything i did."

diaz shook her head. "not according to the legal documents anymore. it's a weird system, i know, but hey, that's how it works."

"and you're not utterly opposed to the idea of jake and i becoming a thing?" you asked, eyebrows furrowed as you followed other vehicles outside your window.

she shook her head. "why would i be?"

"because you arrested me?"

diaz shrugged, turning off the motorway and into the nine nine's jurisdiction. "well, jake seems to really like you, he reckons you're not a bad person and i trust him, so, you know, water under the bridge or whatever the saying is."

you laughed, sitting back in your seat. "you think the rest of the precinct will think the same?"

"they will when jake explains, that's all you need to worry about."

you thanked the captain as he shook your hand. all the paperwork had gone through perfectly fine, and as of about ten minutes ago, you were legally a free woman. no longer a criminal. jake, though, had been nowhere to be seen since before everything went down at the warehouse. while you thought it was odd, captain holt had informed you it had been nothing to worry about.

which had been right. as you left the captain's office, you spotted him, throwing his coat around his desk chair and turning his computer on.

"hey peralta!" you shouted out to him, not even bothering to try and keep the grin from curving into your lips this time. "guess what?"

he was clearly surprised by someone shouting his name. as he looked up to find you standing there, walking towards him, his eyes lit up a bit more. "oh my god! what?"

you waved the paperwork around in your hand. "you fulfilled your promise. full immunity."

"good on you." he smiled, crossing his arms over his chest and leaning to sit against the edge of his desk as he looked you over, clearly unable to take his eyes off you.

"did you get everyone that was in the warehouse?" you were curious to be honest, but also looking for any excuse to keep the conversation going. maybe if you pushed it along enough, he would finally ask you out on a date.

jake nodded. "yeah, it's a rare case but we got every single one of them, and bought in all the cases vendera was planning on selling. diaz is currently working on more leads to find out where he got it all from."

"that's good." you paused, looking around the precinct. god, you just wanted to kiss him there and then. and you knew he wanted to as well. "is there um, somewhere private we can go? there's just something small i want to talk about."

his eyebrows furrowed but he nodded nonetheless. "yeah, come on, this way." he led you around to some storage cupboard somewhere, closing the door behind you. "what did you wanna tal-"

you gave in, reaching up so your palms were against his cheek and pulling him down so his lips pressed softly against yours. it took him a bit to get settled in, but soon enough his hands were sliding around your waist and pulling you against him.

his lips were so soft, softer than you were expecting, and the way his palms moved between the small of your back and resting on your hips told you he must have been experienced in this. honestly, with how easily he was getting into it, you were truly surprised he hadn't made the first move. maybe he just had second doubts.

neither of you were having second doubts right now, that was for sure.

it was as he tugged at your hoodie when he felt in your pocket. he almost deflated with laughter, lips leaving yours as he reached into your pocket and pulled out the item he correctly assumed the identity of.

you laughed too as he held the red tie up.

"is this mine?" he cackled his grin widening even more as he spotted your own smile.

"yes!" falling against his chest, you hid your face, completely forgetting you had taken it from his desk when diaz had dropped you off the previous day. "I forgot I had taken that, I swear."

"you're a nightmare." he shakes his head, laughing and wrapping his arms around you.

[phlurrii]

Hey! So as I move out to my college’s town, I’ll be taking my cat, Moo, with me! So I decided to help cover his food/litter, to avoid using my loans as much as I can, I’ll be opening monthly 10-15$ sketch commissions! I’ll only do 5-10 slots a month, with details determining the price amount. Read below if you’re interested for the details or supporting Moo ;3

:Rules/Details:

- Fullbody requests will only allow 1 character max.

-Halfbody requests will have 2 characters max.

- Line work be messier the more detail there is.

- Excess detail, textures, or the intricacies of accessories are not guaranteed to be added.

- References and an explanation of what you want is required upfront upon request.

- There will be 1 revision allowed for the sketch phase and 1 for the colour phase.

- There are no revisions offered once the product is done, even if you did not use you’re above revisions.

- Sketch commissions allow Pokémon, animals, furries, OCs, humans, light detail DND, and light gore/horror.

- Things not offered for sketch commissions, but are with full commissions are Custom Designs, Ref Sheets, NSFW, kinks, light Mech, Gore, heavy detail DND, Horror, etc. Those prices are linked in the pinned post.

- Payment is through Venmo only.

- Full Payment is required upfront and no work begins until it’s been received.

Once the piece is finished, you’ll be emailed the file both as a transparent piece and with white background, if you have any more questions or would like to commission, feel free to send me a DM with your character(s) and explanation. It’s first come first serve!

He says thank you ;3

[atdmoney]

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[cgtmse]

Empowering Dreams: The CGTMSE Scheme and How It Empowers Small Businesses in India

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Closing the reference break done msme lend Ensure

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Important highlights of the CGTMSE scheme:

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Fueling Growth with Government Schemes for MSMEs

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[klbmsw]

July 1987, Moscow, USSR.

41-year-old Donald Trump arrives in Moscow with his wife, Czech model Ivana Zelnichkova, at the invitation of the Soviet Ambassador to the

United States (!!! ) Yuri Dubinina. The invitation was approved by the politburo of the ck kprs.

Trump, who is in a financial crisis - his assets are plummeting rapidly and the debt is rising - reflects on his condition in a famous joke:

-- "See that beggar in the hat on 5th Avenue?" "- he tells his companion, who just gave a diamond necklace.

"That man is 1.5 billion dollars richer than me! "

"But he's got nothing!" "

"He has nothing, but I have 1.5 billion in debt!" "

Returning from Moscow, bankrupt Trump unexpectedly receives a loan from a consortium of 16 banks and buys a Plaza Hotel in New York. Soon, it will get another loan from a consortium of 22 banks to buy Eastern Air Lines Shuttle (renamed Trump Shuttle).

What happened in Moscow in 1987? Who has been funding Trump?

Financing came from Soviet sources of KGB in the United States - through guarantees of loans, not direct monetary payments. In Moscow-1987, Trump's first political contract took place - he was offered support for a future US presidential campaign, and he agreed.

Volodymyr Kryuchkov, head of the KGB, in a report from the Politburo presented Trump as a suitable American candidate who could become a controlled president of the United States.

Before the trip to Moscow, Trump said he would never run for president, because he prefers the free life of a businessman. But after 1987, he changed his position.

---

1996-1997, Moscow, Russia.

Trump visits Moscow three times, meets with Russian businessmen, trying to build ** Trump Tower Moscow without his own investment, only at the expense of Moscow criminal structures funds.

The agency (FSB) watches over him without putting pressure. It's a relief for Trump, but he also doesn't get money, which leaves him frustrated in Yeltsin's Russia.

---

July 1998, Moscow.

Vladimir Putin becomes the director of the FSB. General Philip Bobkov, a former deputy chairman of the KGB, who oversees foreign intelligence and handled Trump's case, is his adviser.

Bobkov passes Putin a compromise on Trump. Trump gets a "message": the FSB returned control and remembers about it.

---

November 2013, Moscow.

After the 2008 financial crisis, Trump returns to Moscow as a bankruptcy, holding the Miss Universe contest in Crocus City.

Event organizer Araz Agalarov pays Trump $14 million and gives unlimited access to young contestants. The FSB films all the events in high resolution, including moments with underage girls posing as contestants.

Putin's agents remind Trump of his 1987 "obligation" promising funding and intelligence support for his presidential campaign.

---

2016 is trump's victory

Putin's propagandists are celebrating:

“America is ours!” "

---

July 16, 2018, Helsinki, Finland.

Trump's closed-door meeting with Putin. Only their translator is an FSB agent.

Putin shows Trump records of his meetings in Crocus City. Trump comes off as a loser and tells reporters:

"... I don't trust my intelligence agencies... i trust Vladimir Putin... "

---

January 6, 2020, Washington DC.

Trump is losing the election. Putin's agents are sending him a "message" - not to concede defeat, to lift up his supporters and attack the US Congress.

Trump urges supporters to storm Capitol.

---

March 22, 2024 Moscow.

Putin burns Crocus City - a kind of Trump signal.

---

Bottom line:

Trump is all in:

1. Many-year cooperation with Soviet and Russian intelligence services.

2. Funding from an enemy state.

3. Compromise in the form of video recordings.

4. Direct communication with terrorist attacks organized by Putin.

Putin has made Trump his "pocket president".

[atdmoneyloan]

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[tedcruzhasastupidface]

Philip Low is founder and CEO of Neurovigil, and has been a MIT research affiliate, an adjunct professor at Stanford, an oncology researcher at Harvard, and earned his PhD in computational neuroscience at USDC. He is also personally familiar with Elon Musk. These are his words, not mine. I'm going to share the thesis he published yesterday. It echoes the same themes I've been warning of, but paints a more precise picture of a defined plan. It's a heady read, so buckle up:

MY THESIS

1. The Panama Canal was just an excuse to invade Panama;

2. The tariffs were just a way to soften up Canada and Mexico before invading them both;

3. National Security was just an excuse to invade Greenland;

4. The Alien Enemies Act was just an excuse to detain Canadians and British citizens, including the tourists held in custody without due process, and have leverage over Canada and the UK before attacking Canada;

5. Grok was programmed to reveal very little about chatter regarding the invasion of Canada despite there actually being significant chatter about it on X;

6. The censorship on Social Media was to keep the People from being outraged, thus limiting their influence on Congress and making the tyranny of the executive possible. There was also specific censorship for people living in Canada to keep them in the dark before the attack on Canada which is the same reason they want to remove Canada from Five Eyes;

7. The attacks on universities and the free press were just a way to scare the public into silence and submission before calling for Martial Law and instituting a draft, which is also why senior commanders and JAGS were removed, in case Trump used the Insurrection Act against ordinary citizens. Waiving the Epstein files, having a copy of everyone’s tax returns, reminding current and former officials he could remove their security by doing that with a number of them, were ways to intimidate the “ruling class” and keep them quiet and pliable (incidentally, Putin used such techniques to initially scare rivals and detractors);

8. The President is deeply compromised. Trump does not work for the American people. He works for Elon Musk. That was also evident from the Tesla infomercial he did at the White House;

9. The Vice President who he met through Peter Thiel was chosen by Elon and works for him too. He is the one who first scolded Zelenskyy and who snubbed the German chancellor to meet the AfD which Elon is supporting;

10. Putin spoke to Elon repeatedly and Elon gave him access to Starlink terminals over Ukraine against dirt (money laundering, Epstein, past or current affiliations with Russia, etc.) on / control over Trump. USAID had paid for these terminals and was investigating Starlink. DOGE was an excuse to kill USAID and a number of other agencies regulating Elon’s companies, including CFPB which was overseeing the Tesla loan program and was to regulate X’s payment system. Elon used Trump to burn classified USAID records;

11. Putin and Elon made a deal whereby Elon would use X and his money, with assistance of JD Vance, to push nationalists in Europe and fracture the EU, help Trump get elected and use their partnership with / influence on / control of Trump to get the US out of NATO, have it abandon Ukraine militarily, without even military guarantees, and leave it and the rest of Europe at the mercy of Russia. Elon would use Trump to end American democracy, abolish the Constitutional Republic and invade Panama and Greenland and at least every place in between, including Canada and Mexico (and again use X and his wealth to prop up any foreign leader in favor of annexation), thereby achieving his fascist’s grandfather fantasy of a version of the “Technate” and rule it as Dictator like Sulla, the Roman Dictator he admires. Trump would not endorse Vance and would support Elon’s political ambitions (by merging the US with Canada, which Elon is also a citizen of, a new constitution would remove the requirement for a US born head of state);

12. The purge of the intelligence agencies, the removal of officers investigating whether Trump was a Russian asset and whether there was election interference, the confiscation of their data, and the placement of some leaders sympathetic to Russia was, among other things, precisely to prevent the Public, Congress and the Armed Forces from finding any of this out until it would be too late.

Bottom line: Elon Musk is Donald Trump’s Russian handler, and he is working alongside JD Vance to destroy Europe, and with Trump to end democracy, abolish the Constitutional Republic, and invade at least all of Central and North America, collectively the “Technate” — sympathetic to Russia and her expanding even beyond the boundaries of the former Soviet Union to subsume Europe — which he intends to rule as Dictator.

Philip Low

PS. I am an award-winning computational neuroscientist and entrepreneur. I strategically design discrete physical tools and mathematical techniques to capture, unmask, leverage or create super stealth patterns in a wide spectrum of domains ranging from non-invasive brain scanning to cryptography. The technologies I have invented are worth billions of dollars, and I am their largest financial owner. I stand to benefit absolutely nothing financially from Elon’s peaceful removal from the White House. As an independent and foreign citizen, I stand to benefit nothing politically from any impeachment of Trump and Vance. I take no pleasure in writing a thesis on any Technocratic Coup. Elon became my older brother when I met him and I always regarded Elon as much closer than my own siblings. However, given how well I know him, and how dangerous he truly is, I feel, as a concerned world citizen, a sense of moral responsibility to speak out, for The People, for Freedom, despite multiple threats to my life.

[the-most-humble-blog]

The Great College Lie: Why Degrees Don’t Mean Success

For years, we’ve been fed the same script: Go to college, get a degree, and the world will roll out a red carpet to your success. Sounds simple, right? Except, for many, that “red carpet” feels more like a never-ending hamster wheel of debt, underemployment, and job applications that go straight into the void. So, what happened? Did college lie to us, or did we buy into a dream that was never designed to include everyone?

Let’s dissect The Great College Lie—why the degree doesn’t guarantee success, and what you can do to thrive despite the system.

1. The Promise vs. Reality

The Promise:

College is marketed as the “great equalizer.” They told us education would unlock the American Dream: a steady career, financial security, and a house with a white picket fence. And sure, for some, it worked. But for many others, here’s the reality:

The Reality:

Student Loan Debt: The average college graduate in the U.S. owes $37,000+ in student loans, which can take decades to pay off.

Underemployment: Over 40% of college graduates work jobs that don’t require a degree (hello, barista jobs with a philosophy major).

No Guarantees: That diploma doesn’t protect you from layoffs, market crashes, or a rapidly evolving job market that now demands experience over credentials.

2. Why Degrees Don’t Equal Success

1. It’s About Who You Know, Not What You Know

Networking often outranks education. Studies have shown that up to 70% of jobs are never even posted publicly—they’re filled through connections. Translation? You can have a degree from Harvard, but Chad with zero qualifications might get the job because his dad plays golf with the CEO.

2. Degrees are Losing Their Edge

A bachelor’s degree used to set you apart. Now? It’s almost like having a high school diploma. Everyone has one, which means the competition is fiercer, and employers are raising their standards to include master’s degrees and certifications.

3. The Skills Gap is Real

A piece of paper doesn’t always mean you have the skills employers need. A 2021 survey revealed that 46% of employers feel recent grads aren’t prepared for the workforce. Critical thinking, problem-solving, and real-world experience often trump textbook knowledge.

3. The Student Loan Scam

Let’s call it what it is: a scam. The system was designed to profit off your dreams. Here’s how it works:

Colleges Overpromise: They lure students with flashy marketing, luxurious dorms, and vague promises of a “bright future.”

Loans Trap You: The government and private lenders make it easy to borrow, but repayment terms keep you financially enslaved for decades.

Inflated Costs: College tuition has skyrocketed over 1200% since 1980, far outpacing wage growth. So, you’re borrowing more but earning less.

4. “But College is Still Worth It, Right?”

It depends. For some fields—like medicine, law, and engineering—a degree is non-negotiable. But for many careers, it’s becoming clear that skills and experience matter more than credentials.

Here’s the Shift:

Trade Schools and Certifications: Electricians, plumbers, and tech professionals often earn just as much (or more) than degree holders—with a fraction of the debt.

Freelance and Entrepreneurial Skills: The internet has opened doors to self-taught careers in writing, design, coding, and more.

On-the-Job Learning: Companies like Google, Tesla, and IBM no longer require degrees for many positions—they value skills instead.

5. So, What Should You Do Instead?

1. Learn Marketable Skills

Platforms like Coursera, Udemy, and Khan Academy offer affordable (sometimes free) courses on coding, graphic design, marketing, and more.

The ROI on these courses often far exceeds a traditional degree.

2. Network, Network, Network

Attend local events, join LinkedIn groups, and connect with mentors in your field.

Remember: Jobs often go to those with connections—not just qualifications.

3. Embrace Lifelong Learning

The job market evolves constantly. Staying ahead means continually updating your skills, whether through certifications or self-study.

4. Question the Narrative

Don’t blindly follow the “go to college” script. Ask yourself: What do I want to do, and is college the best path to get there?

6. The Humble Truth About Success

Here’s the real kicker: Success isn’t tied to a degree—it’s tied to your grit, adaptability, and willingness to hustle smart.

Degrees can help, but they aren’t the golden ticket we were promised.

Building real-world skills, learning to market yourself, and forming relationships will often get you farther than any diploma can.

What They Don’t Want You to Know

The Great College Lie isn’t just about the myth of guaranteed success—it’s about the systems that profit from your hopes and dreams. College can be a valuable tool, but it’s not the only path to success.

The sooner we stop glorifying degrees and start valuing skills, effort, and innovation, the better off we’ll all be. In the meantime, let’s admit one thing: We were all sold a dream. But it’s not too late to wake up and rewrite the story.