#galore pro broker

[ipropertymanagement]

Flat, Villa, or Plots - What to choose for your dream home?

Choosing a property where you'll build your life's next chapter is a decision carrying both emotional and financial weight. Are you looking to create a haven for your family or a future return from investment? Maybe both? The various options — from posh flats to luxurious villas to expansive plots of land — all present unique opportunities and challenges. Here's a comprehensive guide to help you determine what's best suited for your dream home.

Flats: The Urbanite's Choice

High-rises offer more than just a home; they are an experience in themselves. For those who thrive on city living, the convenience and community offered by comprehensive apartment complexes are hard to beat. Real estate in metropolises like Indore, especially, is seeing a surge in demand for flats that offer proximity to city life without sacrificing modern amenities. Best property brokers in Indore are seeing a trend where flats in premium locations, like Sayaji Park and Ujjain Road, yield high rental returns.

Advantages include:

Amenities Galore: Gyms, pools, co-working spaces — apartments usually come with a rich suite of amenities.

Lock-and-Leave Lifestyle: Ideal for those who travel frequently or have a busy schedule, requiring low maintenance.

Accessible Resale: In bustling city centers, re-selling can be quick and lucrative.

Disadvantages to keep in mind:

Space Limitations: Square footage is often a premium in apartment living.

Noise and Crowds: High-density living means you'll share walls and amenities with a lot of people.

Villas: The Lap of Luxury

For those with a tendency for space and isolation, villas are a charming choice. Quaint communities on the outskirts of the city, such as AB Bypass, are perfect grounds for sprawling manors with gardens and earthy backdrops. Best Property brokers in Indore can attest to the rising desire for villas among those seeking a quieter, luxurious lifestyle.

Here are some benefits:

Privacy and Personalization: No shared walls or floors means more room for personalization, the freedom to expand, and peace.

Green Spaces: Villas often come with larger plots and private gardens.

Legacy Living: Villas are a popular choice for those looking at property as a legacy for their children.

But consider:

Maintenance Headaches: With great space, comes great responsibility. Maintaining a villa can be more labor-intensive.

Resale Challenges: The market for villas can be more limited, making resale timing and positioning crucial.

Plots: The Blank Canvas

Buying a plot of land is akin to writing your story from scratch. For the more patient investor, plots can offer the highest potential for custom-built satisfaction. The outskirts of Indore, like Nemawar Road and Rau, have seen an influx of buyers keen on developing their chunk of earth.

Pros include:

Endless Possibilities: From the house design to the landscaping, it's all up to you.

Investment Appreciation: If bought in a developing area, the land value can be appreciated significantly.

Tax Advantages: Buyers can get tax deductions on loans taken for constructing houses on plots.

But watch out for:

Longer Timeframes: Building a home takes time — often years — so it's a long-term commitment.

Infrastructure Dependence: Developing plots in remote areas might depend on public or private infrastructure projects.

Each type of property has its charm and potential returns. The determination of the "best" comes down to your lifestyle, financial situation, investment goals, and a smidge of personal preference. Ultimately, choosing your dream home is as much about the heart as it is about the head. And with the right guidance from the best property broker in Indore, you can be sure of finding a place that truly feels like the one you've been looking for.

[scpagroupllc]

Purpose of Outsourcing Tax and Accounting Services For Real Estate Developers And Brokers in Austin and Dallas, TX

Dealing with property is a lucrative profession. Unfortunately, the people doing the groundwork disagree with such a statement. It is pretty surprising to know that there are inconsistencies galore in realtors' accounting books and records. Keeping them as it is not going to be beneficial. On the contrary, it can land the concerned professional in trouble. Obtaining tax and accounting services for real estate developers and brokers in Austin and Dallas, TX, can be effective in the long run, especially during the tax season.

However, it is best to steer away from wannabe accountants. Instead, getting in touch with an accounting firm specializing in services for the real estate industry is the way to go. The accounting professionals will likely go through all records and check the odd receipts and bills. Again, it is essential to remember that the pro may be used to provide a single service or solve multiple issues. The variety of accounting services that a realtor or developer needs are diverse. It is heartening to know that such accounting professional provides the following to their clients dealing with the real estate business:

· Property Management Accounting- Managing a property on behalf of the customer is painstaking work. Unfortunately, the realtor or developer acting as the manager often forgets to keep the business accounts in order. The accountant can help streamline the entire process by ensuring bookkeeping tasks and day-to-day accounting.

· Reporting and Preparation of Financial Statements- All relevant information is collected painstakingly from the office of the concerned realtor. The data is recorded and stored properly, and accessibility is ensured as well. The accountant finally creates the reports along with the required financial statements that are accepted by the IRS and other authorities

· Cash Flow Analysis and Management- Cash is a valuable component of the real estate business. The accountant has the expertise to manage and balance the inflow and outflow of cash superbly. Management of cash flow by the professionals ensures both security and scalability of the cash flow. There is compliance with all related standards

· Payroll Processing- Most real estate professionals have to remain out of the office throughout the day. Most of them find no time to process their financial earnings and expenses. Employee payment is an aspect that cannot be ignored. Thankfully, the financial team hired to help will take on this onus, too. The outsourcing company will use proper tools and advanced technology to achieve accurate and timely payroll processing

· Tax Returns- Real estate agencies have to file tax returns like other business entities. The accounting pro will have the requisite skills to assist with filing tax returns as and when needed, including tax preparation, tax processing, and submission of sales tax. Multiple tax filing can be done accurately as well

While one may get by without outsourcing the accounting tasks, getting in touch with touch with professionals providing tax and accounting services for real estate developers and brokers in Austin and Dallas, TX, can enable the real estate agency or individual to remain focused on the core business.

[trustcapitalltd]

What are the benefits of trading low volatility stocks

Picture this: You're in the exhilarating world of stock trading, where fortunes rise and fall faster than a roller coaster. It's like a giant chessboard, and each stock is a chess piece making its move. In this grand game, there's a hidden gem—low volatility stocks. Today, we're embarking on a journey to unravel the intriguing perks of trading these serene stocks amidst the stock market's swirling whirlpool.

Decoding Low Volatility Stocks

Before we dive headfirst into the perks, let's demystify what low volatility stocks are. These stocks are like the calm, composed individuals at a bustling party. They don't swing wildly; they groove steadily through the night. This steadiness is their charm, as they tend to have minimal price fluctuations compared to their high-volatility cousins.

Benefits Galore: Unveiling the Treasures

Now, let's embark on a treasure hunt for the benefits of trading low volatility stocks. Buckle up; this journey promises surprises at every turn!

* Steady-Eddie Returns: Imagine a stock that's more predictable than your morning coffee. Low volatility stocks offer that kind of consistency in returns. They're like that trusty friend who's always there when you need them.

* Risk? What's That?: Trading is a thrilling adventure, but it comes with a fair share of risk. Low volatility stocks, however, throw in a life jacket. With their gentle price swings, they'll keep you afloat in the turbulent waters of the market.

* Beginner's Paradise: If you're a rookie trader, low volatility stocks are your playground. They're the gentle slopes of the trading mountain, perfect for beginners to learn the ropes without the fear of sudden avalanches.

* Emotional Zen: High volatility stocks can make your emotions roller coaster, from euphoria to despair in a matter of minutes. Low volatility stocks, on the other hand, are your Zen masters, guiding you towards rational decisions and inner peace.

* Diversity Delight: Your stock portfolio is like a buffet, and low volatility stocks are the well-seasoned dish that compliments everything else. By diversifying your investments, you create a buffet that appeals to every palate and safeguards your financial future.

* Investment Hug: If you're thinking long term, low volatility stocks give the warmest hugs. They often come bearing consistent dividend gifts, making them the coziest companions for your retirement plans.

Stock Brokers: Your Trading Sherpas

Now, you might wonder how to embark on this exciting low volatility journey. That's where stock brokers come into play. They're your trusty sherpas, guiding you through the stock market's treacherous terrain. A seasoned broker can help you identify the best low volatility stocks to add to your portfolio, ensuring a smoother ride.

In Conclusion: Dive In!

In the grand symphony of stock trading, low volatility stocks offer a mellower tune. They promise steady returns, lower risk, and a smoother ride through the trading roller coaster. Whether you're a fresh-faced trader or a seasoned pro, these stocks have something to offer. Don't forget to enlist the guidance of a knowledgeable stock broker to navigate these tranquil waters.

So, what are you waiting for? Dive into the low volatility stock adventure today and make your mark in the ever-exciting world of stock trading! It's a journey filled with surprises, and the treasures are yours for the taking. Happy trading!

[cafaroinsny]

Tips For Buying Term Life Insurance in Melville and Lake Success, NY

Protecting one's family through thick and thin is the responsibility of the breadwinner. Unfortunately, life comes with its limitations. One cannot rule out the possibility of dying early as a result of accidents or illness. Having the dependents struggle for existence is a painful thought. One of the most trusted ways of securing their financial well-being after dying is to consider buying whole or term life insurance in Melville and Lake Success, NY. ​ Paying premiums regularly may not be feasible immediately, though. Most young individuals are tempted to consider a term life insurance policy as opposed to any other type of life plan. Understanding what the insured person will be signing up for is essential. This needs to be done well in advance so that there is no unpleasant surprise awaiting the insured person in the future. It suffices to know that term life insurance remains in force for a specified period instead of a lifetime. The insured individual's death when the policy is in force earns a death benefit. Young individuals prefer term insurance, whereas whole life insurance coverage appeals to the older population. Each form of life insurance policy has its pros and cons. Choosing between them is a personal decision but must be made according to one's requirements. The advantages of being covered by a term life policy are as follows:- · Affordability- A term life plan's expenses are usually less than whole life insurance premiums. This is because the insurance company will only have to offer coverage for a specified period, not the entire lifetime of an individual who may well live up to the ripe old age of 90 or more. · Flexibility- The period for being covered by life insurance can be decided by the buyer. There are options galore! While individuals can buy insurance for 1 to 30 years, most insured individuals opt to convert their policies after a certain period too. Policies taken for a short period may be used to repay debts after maturity, fulfill one's aspirations, and even pay for the child's tuition fees. Trying to pay off the mortgage loan with the help of life insurance makes the 30-year term policy more appropriate. · Beneficial for Young Families- Being financially covered for a specified period is interesting for young individuals with a small income. The premium may be paid for the specified period and converted to a more affordable plan once the family grows and the children become self-sufficient · Simplicity- Term life insurance is a simple and affordable insurance plan that most young individuals are eager to invest in. The terms & conditions included within the insurance document are easily understood by the insured individuals. Apart from selecting the premium amount and period, the concerned individual must choose the insurance carrier to obtain the benefits. It is advisable to contact a qualified health insurance broker in Melville and Huntington, NY, to learn about the various insurance policies provided by top insurance carriers before making a decision

[volkinsurancebenefitsco]

Importance Of Buying Group Insurance In Loveland And Greeley, CO

Every individual garners some assets during their lifetime. No asset is guaranteed and may be subject to various risks unless appropriately protected. One of the best ways to ensure a self-owned property or automobile remains functional with timely repairs is to opt for a suitable insurance policy. No individual can jeopardize their health either. The best way to safeguard against crippling medical expenses is to buy the requisite insurance coverage. Insurance shopping becomes simple with the help of a Colorado insurance broker in Loveland and Fort Collins, CO. ​ While one is free to pick and choose an insurance policy from the marketplace, obtaining the assistance of a seasoned insurance broker can simplify the process and enable the insurance buyer to get the best possible deal. It is also essential to understand that an insurance agent and a broker are not the same, although the terms are often used interchangeably. It suffices to know that an agent will work on behalf of a single carrier and offer insurance plans made available by the same insurance company. On the other hand, a broker will work exclusively for the insurance buyer by offering the most suitable policy/plan provided by multiple insurance companies. The agent and the broker are licensed professionals and permitted to work within the state. A broker may provide healthcare insurance from the government, such as Medicare, and have a list of private providers handy to ensure that the client remains fully covered for all eventualities. Commercial insurance plans are offered to business owners too. Moreover, employers may use the services f the broker to buy group insurance plans as mandated by the state. Most insured persons are happy to be represented by an experienced broker who is well aware of insurance plans and will do the utmost to protect the client. Some of the things that the insured person can hope to gain by hiring the services of an insurance broker include the following:- · Personal representative- The role of a broker is that of an insurance representative with the client's best interests at heart. The insured person does not have to pay the broker, however; instead, such professionals collect commissions after the sale of insurance policies by approaching the carrier. Moreover, the broker can identify the right coverage at affordable rates for the client. · Choices Galore- There are plenty of options for the buyer who connects with a broker. Most prospective insurance buyers can consider numerous quotes and extended coverage at low premium rates offered by multiple insurance companies. Finding one that fits all requirements becomes simple as a result. · Guidance- One can expect the broker to guide them properly when it comes to checking the pros and cons of each policy across carriers. The professional knows how the system works and would be able to identify the important points written in the insurance document. The broker will also be able to advise the client about buying employer-sponsored group insurance in Loveland and Greeley, CO.

[abigailswager]

Galore Pro Crypto Trading Galore Pro review

New Post has been published on https://cryptocurrenciesguide.com/galore-pro-cryptocurrency-trading/

Galore Pro Crypto Trading Galore Pro review

Galore Pro Cryptocurrency Trading Review

Galore pro is a boutique new premium forex and cryptocurrency brokerage on its way to make a name for itself in the financial and software industry.

  Trading cryptocurrency With Galore Pro Cryptocurrency Broker.

AVAILABLE ON THE MT4 PLATFORM & PROPRIETARY WEBTRADER You can trade Bitcoin with all the benefits of the popular MT4 platform, including EA capability, backtesting and industry-leading charting.

GO LONG OR SHORT –  We give you the opportunity to take a position on whether Bitcoin will rise or fall in value.

TRADE ON LEVERAGE – 1:10 You can gain exposure to Bitcoin without investing huge amounts of capital.

TIGHT SPREADS –  The spreads are competitive in the industry.

TRADE ACROSS ALL ACCOUNT TYPES –  You have the opportunity to trade Bitcoin across our range of account types.

Galore Pro Cryptocurrency  / Forex Broker Company Information

Headquarters Country St. Vincent and the Grenadines Foundation Year 2019 Publicly Traded No Nr. Employees 50 +

      Trading Account Options

ACCOUNT TYPE INFO Min. Deposit $250 Max. Leverage 1:400 Mini Account Yes Demo Account Yes Segregated Account No Islamic Account Yes Managed Account No

  Galore Pro cryptocurrency  Account Types

Galore Pro offers a wide range of account types, ( four in total) all of which have been designed to offer the trading conditions to the clients in a way that makes sense for that particular client

they have a full-service demo or practice account if you want to see their platform in action before you commit your funds.  The demo account allows you to have access to the trading platforms and trade the markets virtually without suffering from any monetary risks.

Galore Pro Background

Galore Pro cryptocurrency and Forex broker is a new global company with headquarters in St.Vincent and the Grenadines. Besides, it has locations in Germany and the UK and I think they are in the process of opening one in Russia also.

The company was established only in 2019, and it has been growing rapidly from the start. these people are not new to the industry and have combined their knowledge and professionalism as well as their contacts to build a solid brand that can measure itself against the top regulated brokers in Europe, this will, of course, take time and there will be some hiccups as it always goes. but they are off to a good start.

It is the group which puts a central focus on their trading clients, regularly providing them with innovating new services and products.

Trading Platform for Galore Pro Bitcoin Trading

Like many other companies, Galore Pro uses the MetaTrader 4 trading platform from Metaquotes, which is and has been the leading global trading platform for the last 10 years.

This platform includes a mobile application as well as an online platform offering great flexibility and easy access anytime. Besides, it will also bring you the latest financial reports, as well as careful analyses and charting capabilities.

in addition, they have a webtrader which is a simplified trading platform on which traders are able to find their way easy and fast, you are able to trade with one click and it has all the charting and indicators you need in order to trade properly.

      Galore Pro Cryptocurrency Customer Service

Galore Pro cares about their clients which means they offer great support at any time. They have a pretty extensive FAQ section which can help you a lot.

However, if you have any specific issues there are two visible phone numbers, support option, live chat, Let Us Call You request as well as two other contact options.

furthermore, if you need to reach them you will not have to look very hard to get to them, which is believe me very important

        Galore.Pro @GalorePro_

#WallStreet fell on Monday after reports that Chinese officials are pessimistic about a trade deal spooked investors. The Dow was down 27 points, or 0.1%, by 9:46 AM ET (13:46 GMT), while the S&P 500 lost 6 points, or 0.2%, and the Nasdaq Composite slipped 31 points, or 0.4%. https://t.co/o1gQNPu1mv

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Galore.Pro @GalorePro_

Japan's #SoftBank Corp plans to merge internet unit Yahoo (NASDAQ:AABA) Japan with messaging app operator Line Corp (NYSE:LN) to create a $30 billion tech giant, as it strives better compete to with local rival Rakuten and U.S. tech powerhouses. @GalorePro_

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Galore.Pro @GalorePro_

#EUR/ #USD keeps pushing higher and extends the recovery to the 1.1050 region on the back of increasing selling pressure hitting the greenback. @GalorePro_ https://t.co/lbBvoBINYZ . #forex #trading #tradingstrategy #cryptocurrency #forexforliving https://t.co/NmxCAj7qCr

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Galore.Pro @GalorePro_

#Crude #oilprices are on track to end the week roughly where they started them after extending Thursday’s losses on a sudden reappraisal of the state of talks between the U.S. and China on trade. @GalorePro_ https://t.co/lbBvoBINYZ https://t.co/D74Lha6npq

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Galore.Pro @GalorePro_

Here's Why #Investors Should Be Optimistic About #Gold. After rising for much of 2019, gold has had a rough few months. Since August, the yellow metal bounced up and down past the $1,500 mark and the price has fallen 3% since the beginning of November. @GalorePro_

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Galore.Pro @GalorePro_

#EUR/ #USD has been sliding and touched the psychological level of 1.10 – a former quadruple top that has proved its strength as support. Is euro/dollar bottoming out?! @GalorePro_ https://t.co/lbBvoBINYZ https://t.co/2W1G5EZknY

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[cfsjetsnc]

Reasons To Rely on a Private Jet Broker

The thought of investing in a private jet is gaining ground slowly but surely. A busy business owner no longer has time to queue up with other fellow passengers at the airport terminal. Added to this are the formalities that one is put through innumerable security checks add to the burden. Having an aircraft at one’s beck and the call is a pleasing prospect. A prospective airplane owner needs to check the availability and decide on the pros and cons before settling on the Phenom jet for sale.

What makes this particular type of jet so coveted, though? Well, there are reasons galore! First, it is exciting to think about Phenom 300 and the updated version Phenom 300A, which are reputed to be the best light jets in the skies. This particular brand has remained steadfast, with the reviews mainly being positive for over ten years.

It is also considered to be a popular buy for individuals who aspire to own their jets. Fleet operators favor these models, too, especially as the demand has skyrocketed thanks to the low availability at present. The top private jet companies wholeheartedly endorse the efficacy of Phenom jets when they need to choose a core light jet. It is endorsed by companies offering fractional jet ownership to interested individuals and companies too.

It does not come as a surprise to learn that the options for flying a Phenom jet are varied, with the demand going far beyond business tycoons and Corporate Departments.

So, what is the secret behind its popularity? Well, there is no single reason to pinpoint as the jet serves the purposes of the users fully, without any exception.

A close look at the Phenom jet brings the desirable traits to light that includes the following:

It appears to be attractive on the ramp, with the door not being a conventional light jet door.

The stairs leading up to the cabin are sturdy and not flimsy like other competitor models. Moreover, the cabin is well lit and appears to be roomier than it is.

The seating area is oval, providing more legroom. This has gone down well with big built and tall individuals. The low positioning of the seats gives it added headroom as well. Besides, the windows happen to be large in comparison with other light jets in the market.

The range of the Phenom jet is better, too, making it possible to fly from Las Vegas to Toronto without the need for a stop.

Vacationers can cheer as there is more than enough space to stow away golf clubs and skiing gear.

Another thing that the users appreciate in Phenom 300 is the seating options that range from six seats to nine with no compromise on the legroom.

It would not do be elated and buy the aircraft without any assistance. Hiring a top private jet broker will enable one to negotiate the price and obtain a fully functional light jet that serves the purpose to a T.

[carnivorecreations]

Packers and Movers in Property Crises Dubai

The System downturn in Dubai did not take well depict for umpteen contrastive sectors but what captive silky were relocation companies. Holding sphere, a inebriated inflate damaged prefab umteen families to opt for cheaper options. Families in UAE captive to budget homes to forestall & sustain interchange rate. The cheaper Domestic is a cooperation but cheaper Movers are a adversity. Group bonk spend enough on pricey furnishes & human artef {moving can lose them rough.

We know mistakes do hap but can our clients disregard them if we are at faults. So where do we end ourselves to the casualty which we do not expect. My appearance as an Contract Skillful, would same to buccaneer you everything you e'er craved to experience nearly wriggly & packaging commerce & its shelter.

New Businesses don't mate what to ask Shelter Consort? Shelter Co. would move plus of this chartless behaviour and stick you with the list of policy amount, with thespian premium & no indorse of extremum coverage. Restless around the crossroad or around the earth, there are some companies giving protection reporting for individualized personalty. But is that all?

Before everything let me request you why shelter is grievous for a change companionship?

You likely somebody galore questions regarding the certificate of your artifact and your quietness of intellect spell your existence goes into transition. Whether you're hurling with a pushcart or a inundated pair trailer and you are controlling the loading and unloading, you can get your Transit insurance amount from an contract lot straight or by the brokers.

So who should track the responsibility to guarantee? Movers or Concept Owners? Movers and Packers touch and transport your commodity does have a liability that is thermostated by the state laws and regime agencies but it is minimal and restricted. The Movers obligation could be as younger as only 0.10 Dhs./pound (Coefficient) and commonly will not excel to 0.60 Dhs. Disjointed??? Let's say you are loose a furniture of covering valued AED 3,000 and weighs 80 pounds, the movers Mouth of Payload states Obligation to extremum 0.60 Dhs. So the extremum swear commercialism that you would be entitled to would be Dhs. 480 for the missing collection which value you AED 3,000.

Refer, accidents do materialise! Trucks do overturn. Accelerando interchange & RTA issuance augmentative fines shows the faultfinding condition group tackling on roadworthy. Any example concept is handled or rapt, something can occur. Even the most pro, modified movers disagreement Protection claims for amount and spotted items.

So what I need to say is much aggregation that you tuck both technically and non-technically gift help you through the claims outgrowth, should you human to file. Regularize if your Place Protection module pay a necessitate when you run, you instrument change to acquaint inform. Information can be Depict, Recording or your on Movers & Packager Co. It is rugged grounds if you employ bag parties, specified as related movers and else specialists. Institution Owners must determine the effective outgo to position for everything you own and are conveyance. If the age of your goods is impoverished originally?

"NO WAY!" even if you would your Spouse won't.

So, why try your sentimental values for a toss? I formerly again stress several points that your Movers & Packaging Companies susceptibleness is controlled to foreordained proportion only. Contract safeguards the fellowship for minor susceptibility exclusive. It's your obligation to jazz Domestic Contract of your own or get one forthwith before emotional. It won't toll you such & would also free you security of intent. The other deciding is to ask Movers & Packers to get one for you; they could refrain with anything to get your sector going.

Ideally Insurance plays a indispensable portrayal for both Movers & also Bag Owners. But getting it conservative for each one is real valuable. Get in consume with experts to aid & orient you. You would definitely not lose anything. If you are still looking moving companies dubai then you should go with Relocation Companies in Dubai.

[greathomesatl-blog]

Today we take a tour of one of our favorite counties, Cherokee County Woodstock Resale, $499,900, 4 Bed, 4.5 Bath. Custom built home by the builder, for the builder. Loaded w/ structural features not found in the average home. Open plan featuring ship lap and barn doors galore. Master in- suite with California shower and private sleeping porch. Full guest suite on main. Secondary bedrooms each with private bath, walk-in closets, Juliet balconies and private lofts. Custom laundry. Walk-up theater room. Four car garage (2X2) with exercise room attached As licensed GA Real Estate Agents and your buyer agents, we look forward to getting you the best deal on this or any home in Greater Atlanta. Please contact only if you are not under contract with another agent. Mark Kozik and Curtis Russell The Great Homes ATL Team (678) 573-4833 (Phone/Text) www.GreatHomesATL.com assistantgha@gmail.com Like Us (Facebook), Follow Us (Instagram), & Tweet Us (Twitter) Great Homes ATL Broker: First United Realty 770-650-2825 Disclaimer: We are licensed GA Real Estate Agents. We would be your buyer agent in this or any transaction utilizing our no cost services. Pictures and permission of Broker CodeSRAI01 Listing Office NameSharp Realty Associates Listing Office Phone770-928-4063 Listing Agent NameKrisa Cox Listing Agent Phone404-245-1001 #celebrity #luxuryatlanta #atantahawks #georgiabulldogs #atl #atlanta #atlantafalcons #atlantahomes #spelman #atlantabeltline #explore #homesatlanta #homesatlanta #atlantalawyer #milliondollarlisting #obj #atlantarealtors #proathlete #atlantadoctor #morehouse #atlantabraves #atlantarealestate #pro #realhousewivesofatlanta #marriedtomedicine #beverlyhills #nyc #atlhomes #atlantageorgia #doctor #lawyer https://www.instagram.com/p/Buor7f_hWnk/?utm_source=ig_tumblr_share&igshid=185etqydpdg5s

[carymortgagebroker]

CFPB Receives Suggestions Galore on Fixing the QM ‘Patch’

New Post has been published on https://blog.mortgagebroker.pro/mortgage/cfpb-receives-suggestions-galore-on-fixing-the-qm-patch/

CFPB Receives Suggestions Galore on Fixing the QM ‘Patch’

There’s no consensus among industry participants on how the CFPB should address the “patch” for qualified mortgages. However, lenders generally agree that Appendix Q of the ATR rule needs a major overhaul. Source: https://www.insidemortgagefinance.com/articles/215867-cfpb-receives-variety-of-suggestions-on-fixing-qm-patch

Looking to get the ball rolling to buy a new home or refinance your current mortgage? Get started today at https://mortgagebroker.pro/go

In North Carolina, click here for your local mortgage broker Cary Mortgage Pros

[placetobenation]

Stacey O’Loughlin and JA D’Amato bring us this recap of WWE Evolution 2018. Stacey is the purveyor of all things women’s wrestling in WWE and JA was live in the arena so each brings a different perspective for us. Enjoy!

Stacey O’Loughlin

First of all, I’m trying to find the words to explain what an all-women WWE PPV means, and finding it impossible. Seeing the overwhelming emotions from all of the women; the women on this card, in wrestling at large, and in the crowd, should give you some idea though. Before a bell was rung it was already a victory, a celebration, and by the final bell it was an indisputable triumph.

Trish Stratus & Lita vs. Mickie James & Alicia Fox

As if this PPV wasn’t exciting enough already, it begins with the Greatest of All Time, my sun and stars, moon of my life, Trish Stratus. This was a fun way to kick off the show, with the crowd super hot and treating them like legit WWE Legends. Trish and Lita hit all their Greatest Hits like the good ol’ days – with Trish even hitting a Frankensteiner off the top rope for the heck of it, and Lita nailing the Moonsault. Trish and Mickie had another awesome face off that the crowd ate up, and then started punching on like only they can. Mickie James in particular deserves a ton of props for working for about a hundred women here. Nice finish, and just a super fun opener.

Battle Royal for a Women’s Title shot

All I really wanted for this match was to see everyone’s entrances, including all of my faves from the DIVAS INVASION, so this was already a winner before nary a punch was thrown. My girls. My heart. An entire shipload of cool moments in this – the IIconics promo and immediate tossing; Carmella’s DANCE BREAK with Ivory; Nia Jax and Tamina having a hoss battle; the big quadruple suplex; Mandy & Sonya vs. The Legends. Big shoutout to the oldest woman in the match, Ivory, who went long and looked absolutely fantastic. The entire finishing stretch with Ember fighting against all odds for a victory was amazing. What a gloriously entertaining battle royal.

Toni Storm vs. Io Shirai – Mae Young Classic Final

If you haven’t been following along with the Mae Young Classic, you have been missing out. This is why. The two brightest stars in the tournament just going all out to put on a great wrestling match. Crazy ass spots up in this like Io’s moonsault from the top to the floor, and Toni’s brutal German Suplex on the apron. These kids ain’t mucking around man. Anyone could have won this thing until Toni MURKED Io getting the knees up for the moonsault, before nailing her finish for the second time to win. Toni was hugely over in my Aussie household and I had picked Io to win, so this was an awesome surprise. And then of course tears, trophies, flowers, Papa and Mama, Sara Amato, and more crying. Mostly by me. I loved everything about the MYC and this was a fitting final.

Riott Squad vs. Natalya, Bayley & Sasha Banks

I’m sorry but literally everything on this card is ruling the world. This was a great trios match. Sasha and Bayley very visibly trying not to cry set me off all over again on a show where literally everything set me off. The Riott Squad are on a hell of a roll and looked unbelievable on offense working over Bayley and then Sasha. Sarah Logan is awesome, and just quietly how good is Liv Morgan going these days. Twists and turns and teases galore in this, plus fun little tag team spots like the Hart Attack and the Doomsday Device. I loved Nattie busting out the Double Sharpshooter From Hell as well. And just when I had started to breathe, Bayley LIES ON TOP OF SASHA TO SAVE HER LIFE and then Sasha wins with the Eddie Guerrero Tribute frog splash and there I go again.

Kairi Sane vs. Shayna Baszler – NXT Championship

And now this! The good stuff just keeps on coming, I can’t cope. They had a great title match at the last Takeover, and since then Pissed Off Shayna has been murdering folks for sport so I was hyped for this. Clearly so was Kairi the Pirate with her elaborate new entrance. And then Shayna Baszler took Kairi’s arm, removed it from her person, put it in her pocket and went home with it. Nasty, brutal and creative arm work here. Kairi managed to fight back tremendously well with only one arm, until the action spilled outside and OH GOD THE HORSEWOMEN! Kairi STILL kept fighting all three of them off valiantly until she got caught and choked out until she died. Shayna makes history by becoming the first ever two-time NXT Women’s Champion AND by pissing off my mother for life in record time.

Becky Lynch vs. Charlotte – SmackDown Women’s Championship Last Woman Standing Match

AND NOW THIS. WAR BECKY FREAKING LYNCH. Argh. I mean, just get a load of Becky here. She is well and truly The Man. Ridiculously so. Charlotte for her part was SUPER up for this too, and man did this BANG. What a bloody war. I’m talking tanks, machine guns, dive bombers, the works. A war. So, so many weapon shots, just hard, hard shots. A nice ECW tribute with tossing the chairs into the ring and then hilariously whiffing on a big table spot. The senton that sent them through the table was baller though. As was Becky’s leg drop through the announce table, the Backdrop Driver From Hell onto the pile of chairs, the Figure-Eight inside the ladder, Charlotte being buried alive, and all the other dope ass highlights. The selling of exhaustion and pain and flat out refusal to lose was tremendous from both women. I thought Charlotte’s big Charlotte Up on a cowering Becky at the end was it, but Becky powerbombed her to HECK through the table and survived. And thus, my poor heart also survived. This was everything promised and more.

Ronda Rousey vs. Nikki Bella – Raw Women’s Championship

Did y’all hear the little girls pop for the Bellas? Yeah, don’t question Nikki headlining this PPV ever again. Besides, this was everything it was meant to be. Ronda got to play with her early and toss her around, looking every bit the killer, until she ATE the post three whole times and set about selling her damn ass off. Nikki was great on top, being a dick and laying her stuff in, while Brie trolled expertly on the outside. Frankly this may be the heel performance of Brie’s career. They kept it up and Ronda kept selling and selling and pulling you along until FINALLY, she found an opening to RONDA UP and kill some folk. The double Ronda slam thing was nuts. This was entertaining as all get out, and it ended perfectly with Ronda grabbing Nikki and tapping her out. Hugs, tears, confetti, sunshine, rainbows, peace on earth. What a PPV. That I’m able to type all this out is a minor medical miracle since I’m pretty sure this show killed me and I am dead. I love absolutely, positively everything.

JA D’Amato

On April 22, 1974, the Nassau Coliseum hosted its first women’s pro wrestling match when “The Fabulous” Moolah and Donna Christanello took on the tag team of Sharon Brooks and Daisy Mae on the undercard of a World Wide Wrestling Federation event headlined by Bruno Sammartino. As was the case then with women’s pro wrestling in the United States, the match was meant as little more than a titillating sideshow on a card otherwise dominated by men. 44 years later brings a completely different vibe to my Long Island home as we are fortunate hosts of Evolution the first all women’s Pay Per View/Special Event. A curious choice for a venue by the WWE powers that be maybe more influenced by convenience as Mr. and Mrs. Levesque are only a one hour limo ride from home. Ticket sales on the secondary market have been tepid as upper level seating was available for under $10 and lower level in the $50 range on broker sites. This indicates low interest from the casual fan base but the loyal fans grabbed up the quality tickets priced at typical B PPV prices.

Entering the building was quite a joy to see the most diversified crowd ever. Obviously tons more women than any event ever attended. A wonderful mix of all age ranges, mothers and daughters and more couples on date nights than usual. I immediately ran into a Bellalution pep rally with an army of Bella faithful led by an energetic young gentleman in tremendous physical condition. NYCB security had to intervene and break them up for causing arena traffic. 

Stace would have been right at home in my section as they were handing out “Becky, Becky, Becky” signs with “I Boo the Woo” on back. Ronda shirts dominated the masses with Becky second and the Bellas third. Nary a Charlotte shirt was located.

Here is my live stream of in the moment thoughts:

Pre-Show: Rhea Ripley vs. Dakota Kai

Both ladies got a warm response. Ripley’s delayed duplex got the biggest pop which is ironic because Lashley gets crickets with the same move. Ripley won in quick fashion with her pump handle slam.

Nita Strauss and Lzzy Hale ripped pure fire to intro the show.

Lita & Trish Stratus vs. Alicia Fox & Mickie James

The fans ate up every move from Lita and Trish. Alexa got some nice old lady jokes in to make her presence felt. Foxx and Mickie sold their asses off and despite a ref botch the finish was well received. The arena is ¾ full but it’s 100% positivity. 

Battle Royal

The IIconics talked some trash and were the first to go out. Great mini stories involving Mandy Rose eliminating Sonya and Carmella’s dance off brought the house down. Ivory joined her but apparently she went to the Elaine Benes dance school. Even Tamina got a response from this crowd as her and Nia dominated. A huge “NXT” chant erupted when Ember and Asuka squared off. It came down to Nia and Ember and Nia prevailed although the crowd favored Ember. Nia still got a warm response and heat from her post match interview. I wish she would have dedicated her win to Nate Milton but no such luck.

Io Sharai vs. Toni Storm – Mae Young Classic Final

The crowd was split 50/50 for this fine battle. Io’s moonsault on the floor and Toni’s back duplex on the apron generated the first, lazy “This is Awesome!” chant. Toni’s victory was greeted warmly as Triple H and Stephanie but that didn’t overshadow the post match ceremony. The hits keep coming.

Riot Squad vs. Sasha, Bayley & Natalya

Bayley and Sasha still get huge star treatment from the fans despite being de-emphasized on the pecking order. Sasha reverted to her Super Dave Osborne imitation with a scary dive outside while Nattie took a long cat nap before awakening and delivering a double sharp shooter in a memorable spot. Bayley saved Sasha by lying on top of her and the faces showed great continuity in successive tags leading to Sasha’s dive and pin. 

Shayna Baszler vs. Kairi Sane

Old school face/heel reactions for this one. The crowd hated the interference from Baszler’s crew and the lack of assistance from the gang of NXT women at ringside.

Becky Lynch vs. Charlotte

The audience got fully amped when the promos hit signaling this match was next. Ridiculously pro Becky house with everyone on their feet for the introductions. “ECW” chants for the chairs thrown in and “You deserve it” for Charlotte getting racked by chair shots. Poor Charlotte managed to elicit a few cheers only when she chased Becky down for trying to bail. The crowd was pissed when Charlotte survived a 9.75 count before erupting for the table crash and Becky victory in a match that delivered in every way like just about everything all night.

Ronda Rousey v. Nikki Bella

How do they follow that? The Bellas enter to a strong response as nobody appears to be exiting. Crowd was about 60/40 for Rhonda and reacted to all the high spots including Brie’s interference, the Double Bella throw and Brie getting tossed. Rhonda got the win as expected and this historical night ended with no drama as all the women converged on the entrance to congratulate Rhonda and each other on a successful night. Evolution produced the best crowd reactions since SummerSlam 2002 and I had absolutely no regrets about attending. In spite of the usual WWE weaknesses regarding booking and over saturation they pulled out a big W and surely Evolution will be a yearly event.

[findtheprofessionals-blog]

However, with changing times and options galore, the advice of an expert has become essential. These expert people or companies who help people in making right decisions in buying, selling or leasing property are real estate advisors. They not only help the clientsin selling, buying or leasing, but also advise the clients on the pros and cons of investing where and when. They help the clients in making “smart” financial decisions and offer a personalized consultancy. These advisories point out markets and opportunities of the future based on their research and studies. The key to making a successful investment in this case depends largely on the choice of the real estate advisor.

At times, it is confusing between a Real estate advisor and an broker. The difference lies in the services offered. Whereas, a broker is limited to the selling, buying or leasing, the real estate advisor goes beyond just buying and selling. An advisor, helps when one need professional assistance with regard to selecting site for new business, preparing a development/ project report/ plan, negotiating financing terms with a lender, restructuring a portfolio to maximize return, property tax assessment etc. They offer their services for a fee, besides the commission on selling, buying or renting.

Duties of a Real Estate Advisor

 Seeks to identify and understand a client’s goals and objectives

Develop formalized and disciplined strategy to achieve those goals

Use experience, skills, relationships, and knowledge to create value for the client, far beyond what is normally achievable

Get involved in the operation, development, or transaction of real estate Bring the experience of institutional discipline and entrepreneurial thinking together to provide solutions that other traditional real estate brokers or property dealers or real estate agents do not offer

Maximize value for clients far beyond what is achievable otherwise

The information on the top real estate brokers and real estate advisors in India can be found in the list below, which could help in locating nearby local real estate agents and/ or advisors.

[abigailswager]

Galore Pro Bitcoin Brokers List Review | | Everything what you should Know about this Broker

New Post has been published on https://bitcoinbrokerslist.com/galore-pro-bitcoin-brokers-list-review-everything-what-you-should-know-about-this-broker/

Galore Pro Bitcoin Brokers List Review | | Everything what you should Know about this Broker

Galore Pro Bitcoin Broker

Galore Pro Bitcoin Broker

Galore Pro is a new Dynamic Forex Broker. They are an independent broker and they are in industry since 2019. They don’t accept U.S clients. They offer a $250 minimum deposit, and their base currencies are EUR, GBP, USD, RUB.

They provide maximum leverage 400:1 for the higher accounts.

  Open A Trading Account Visit the Broker

Galore Pro Bitcoin Offering Brokerage was Launched in 2019,

The company is new but has a few offices around Europe, like in Germany and the UK as well as we think in Russia, we will update this part the moment we have received the full information from the broker.

Trading Accounts

Galore Pro Bitcoin Broker offers its clients four types of accounts to choose from. Educational  Standard premium and VIP.

You may choose from commission-free trading (in the educational and Standard accounts) or higher leverage trading for which a and higher initial deposit is required.

  The broker offers high leverage levels and floating spreads also only in the Higher accounts. Beginners can sign up for educational accounts with as little as $250, which is perfect to see if this broker is the broker for you. With anything less, in our opinion you should better open first a demo account since trading with anything less does not make real sense. But this is only our opinion, of course.

In additions, swap-free (Islamic) accounts are available, designated for clients trade halal and are not allowed to pay interest.

Galore Pro Trading Conditions

Minimum Initial Deposit  When you open an account with Galore pro, you have to invest at least $250. Honestly, if you do not have more then $250, don’t think about trading. I like the low entry amount only because you can start and test them without hardly any investment. But for this, their demo trading account will be just as good.

  Spreads & Commissions This broker offers variable spreads.

Educational Account Standard Account Premium Accounts Base Currency Options USD, EUR, USD, EUR, JPY Contract Size 1 Lot = 100,000 1 Lot = 100,000 1 Lot = 100,000 Leverage 1:100 1:150 1:200 Commission no no yes Maximum open/pending orders per client 200 Positions unlimited unlimited Minimum trade volume 0.01 Lots (MT4) 0.01 Lots (MT4) 0.01 Lots (MT4) Lot restriction per ticket unlimited unlimited unlimited Hedging allowed yes yes yes Scalping Allowed yes yes yes Islamic Account Optional Optional Optional Minimum Deposit 250$ 2500$ 20000$

  the VIP gives everything that the premium account gives but you are allowed and able to negotiate even better terms, but this is on an individual level.

 Galore Pro Bitcoin Trading Platforms

You have the options to trade Bitcoin on MetaQuotes’s the Metatrader 4 (MT4) and their webtrader with is a tradersoft platform.

MT4 is an internationally acclaimed trading software that has become the benchmark for all other trading software, offering a full array of trading tools and features more than 50 built-in technical indicators, advanced charting package.

As well a wide range of Expert Advisors (EAs) and extensive back-testing options for them.

Traders can download ready-made or create their own EAs and let the program do all the work, no human emotions involved. The MT4 with XN is available in all forms and shapes: desktop, web, and mobile.

The Webtrader is a simplified trading platform which is ideally suited for the less experienced traders and has an intuitive interface which allows traders to open positions instantly.

Some of the unique features are:

Open a position with the web broker and close it inside of the MT4

Access from any PC

Mac or Linux workstations

Incorporated electronic diagramming WebTrader platform

A considerable number of financial instruments

Simple and intuitive interface

Quotes in real-time

Monitoring the status of accounts and trading desks

Graphs of various periods

with the possibility of printing

A large number of technical indicators and tools

Ability to use custom indicators and automated trading programs

The Web trader handles a high volume of live information and is continuously upgraded to meet your ever-changing and evolving trading requirements.

The user interface is simple and easy to use, and it will take any trader just a few minutes to familiarise themselves with the platform making the learning curve almost non-existent.

You will be able to trade on any computer and Use our advanced tools and features to gain control over your Trading activities.

You will be to give this platform a test drive by opening a  risk-free demo account.

  Galore Pro Bitcoin Brokers List Broker Details

  Broker Type STP / Market Maker Founded 2019 Base of Broker Independent Broker Decimal Pricing Five decimal Clients Accept Support all Countries Account Currencies USD, EUR, Advantage Minimum Deposit $250 at educational Account Maximum Leverage 1:100 at educational Account Minimum Trade 0.01 Lots at educational Account Vip Account Available

  Trading

Galore Pro allow Scalping, Expert Advisor, Trailing Stop, One Click Execution, Hedging for their clients.

Traders can get the most trading facilities with this broker. They provide Fixed spread, and they also offer VCariable Spreads.

Traders can get the opportunity to trading with swap-free account.

Scalping Available Hedging Available Expert Advisor Available Tradable API Not Available

Commission

No – Educational/Standard Accounts Spread Type Fixed & Variable Segregated Accounts Not Available Swap Free Accounts Available Managed Account Not Available MAM/PAMM Not Available

What to Trade

Tradable Instruments

Indices

Commodities

Energies

Stocks

Forex

Gold & Silver

Cryptocurrencies

Broker Services

Galore Pro support a few languages with their customer service. They provide their customer support for 24 hours in 5 days. Traders can get customer support very quickly for any problem and information. Traders can get customer service by Call Back, Email, Forums, Live Chat.

  Personal Account Manager Available Telephone Orders Not Available Email Response Time 24 Hours Streaming News Feed Not Available Mobile Alert Available Service Hour 24/7 Supported Service Email, Forums, Call Back, Live Chat Supported Language English, German ( coming soon), Russian  ( coming soon

  Conclusion About Galore pro.

Galore Pro is a young broker that is looking to establish itself among the top brands. They do this by offering right trading conditions and quality Support as well as a nice amount of tradable assets and cryptocurrencies. Tie will tell, but for the moment we are positive about this new broker.

Trading Forex, Stocks and CFDs carries risk and could result in the loss of your deposit, please trade wisely.

Similar Brokers are

[its-a-wongderfullife]

living in the future

Amidst this time that I’m spending away from the realm of relationships, I’m often finding myself hunkering down somewhere in the GSU. There’s something therapeutic about being with people without REALLY being with people. It lets me know that I’m alone without having to feel alone. It feels odd thinking about it, huh. 

I’ve just gotten back from my first official apartment tour with Justin, and we left the unit with the mutual feeling that this apartment might be the one. As we made our way back to Comm Ave. from the apartment, we began to shoot off some pros and cons that stuck out for us. 

1. It’s fairly spacious all around, making way for our dream of being a place where people can hang out and do community.

2. The laundry, although it isn’t in-unit, is no more than a minute’s walk away from our unit. Whew.

3. The laundry is card-op and not coin-op. WHEW. Coins will be the end of me.

4. There’s a bike rack immediately accessible from when we leave the apartment. Not the biggest bike-hobbyist, but maybe this is an opportunity for change.

5. It’s closet space galore. There’re two giant pantries in the dining space and a closet in each room, which is more than plenty for our needs.

6. It’s a basement unit, so we don’t have to walk upstairs. Heckin’ yes. I can already feel the future-me, post-leg day, thanking present-me.

7. How am I this far down to list to just now remember this?! It’s incredibly affordable at just under a grand per month per person, after utilities and the prorated broker’s fee (oh boy, don’t get me started on my disdain for broker’s fees). It blows my mind that paying a grand for rent for a fairly livable unit passes off as a deal. Welcome to urban living, huh. 

8. The unit’s smack dab between Coolidge Corner and Star Market. There’s no need for worrying about the walk when I’m venturing out either to go grocery shopping or to go to service.

At this point, we’d realized that we were glorifying the place, possibly for more than what it was. So, taking a step back, we began listing the cons.

1. Laundry is (relatively) expensive! At $2.50 a pop for washing and similarly for drying, it might be more worthwhile to stockpile on underwear to space out those laundry days.

2. The kitchen wasn’t the newest. Justin and I are fairly different people, but one commonality that we share is a strong love for cooki-- er... food. We love food. At one point we spent nearly an entire day writing up a document together, listing various restaurants (it’s at least 50 strong right now!) that we wanted to try in the Boston area, and we have the bucket list item for knocking all of them down. 

3. It’s a basement level unit so that generally runs the risk of flooding during hard rains, being more susceptible to little critters coming in, and being snowed in during heavy snowstorms. There’s also a lack of natural lighting which is slightly unfortunate.

By the time we made it to Comm Ave., we agreed that hoping for the perfect apartment is an unrealistic and far-fetched dream (until we make it big!). This apartment has plenty, and although a strong part wants to continue searching, there’s a lesson to be learned in being content with this one. Time to text the realtor. 

[juditmiltz]

Making bank? What South Florida’s real estate professionals get paid

(Illustration by Andrew Colin Beck)

On television, real estate professionals flip homes and easily walk away with as much as $50,000 in profit — on a slow day. Or they sit comfortably in the shark’s chair like Barbara Corcoran, with a net worth of $80 million derived from launching and selling what is now one of New York’s largest real estate companies.

But in real life — and particularly in South Florida — competition is fierce and every dollar is hard-won. As the sluggish residential luxury market limps along with an excess of inventory and the commercial market sees tenant incentives galore, real estate pros are working overtime for their money.

Fewer buyers, more product coming online and the impact of Hurricane Irma have made 2017 a particularly challenging time for residential sales, luxury agents told The Real Deal. The frenzy of activity the area experienced in recent years has quieted, and sales have become ultra-price sensitive. “It is definitely harder to sell homes right now, and it’s more expensive,” said Jill Eber, a top broker and one half of the power duo behind the Jills, a Coldwell Banker Real Estate team. “You have to market more … We are using whatever tools we need to use — videos, drones, the internet — whatever we have to do to stay ahead and service clients.”

Meanwhile, commercial real estate is plugging along, neither doing abysmally nor posting much news to write home about. Overall, sales activity has slowed from 2015 highs, but rates in some commercial sectors, like industrial and office leasing, are up slightly.

TRD spoke with industry veterans and dug into public records to get a sense of the incomes across a dozen of the more popular fields in residential and commercial real estate, and to gauge the effects — if any — the market slowdown is having on earnings. There are caveats to our findings, of course. With commission-based occupations, income can vary by the size of deals conducted, how fees are structured and level of experience. Other jobs in real estate offer salaries, which can also differ hugely from firm to firm.

Residential sales and rental agents

Star sales brokers may continue to pull in eye-popping commissions, but they’re also paying out a growing share of them to the teams of assistants, marketers and other agents who help them find buyers. It’s an increasingly necessary expense, given that buyers are much harder to find today than they were in years past.

Luxury sales agent Karen Elmir leads a team of six in the Elmir Group for Cervera Real Estate. The team sells luxury homes in Coconut Grove and divvies up their commissions. “Everyone has a role: Two people do the showings, another does business development,” Elmir said. “I am the leader in front of the client, making deals.”

Each team operates with a different model as to whether and how they share commissions, but that isn’t the only thing that’s cutting into a broker’s bottom line. The cost of marketing tools also chips away significantly at take-home pay, brokers said.

It’s crucial to direct cash toward mining referrals, launching targeted marketing efforts and publicizing successes so that buyers see you as a specialist in their area and seek you out, said agent Rachel Herbert of Coldwell Banker. Those expenses, combined with the cost to make a house photograph- and internet-ready, come out of profits. “Usually, the investment does pay off,” she said.

Eber said that in the current market, in which luxury homes are taking longer to sell, some owners are cutting their prices, which also means a smaller commission for the real estate agent.

Most agents split their 3 percent commission 50-50 with their brokerage. However, top agents are able to negotiate better terms with their firms for a larger split for themselves.

“Some agents won’t show homes if the commission is under 3 percent,” said Michele Diamond with United Realty Group in Plantation, who works the middle market, homes priced between $200,000 and $600,000. In that price range, demand now exceeds supply, which has made the dynamics challenging. And some sellers want to cut out the agents altogether and sell properties themselves, or offer only 2.5 percent to the agent, Diamond said. In South Florida’s new condo developments, developers pay their in-house sales agent 1.25 percent of the unit’s sale price, sources said.

Many sales agents also work the rental market. Some agents, however, exclusively handle rentals. The annual income of a rental agent is drastically less than a sales agent’s. A single rental for $2,000 a month — a $24,000 annual lease — might earn the agent a $1,000 to $2,000 commission in total (one month’s rent, or half that if the agent has to share with the landlord’s agent). The upside is that deals get done faster. “A beginning agent just starting out may do all rentals because the money is much quicker to come,” Herbert said.

The Bureau of Labor Statistics shows the average annual wage for a residential real estate broker — sales or rental — in the tri-county area was $73,000 in 2016. Residential agents, who must work for a brokerage to close a deal, earned slightly less, with an average income of $72,380. But that was an increase from the year prior, when the average was $68,610 in South Florida.

Broker/agent assistant

New agents often start out as assistants, working under a more seasoned mentor and handling open houses or showings. They learn the business from the pro, but they also earn a small piece of the senior agent’s commission.

Depending on the price of the homes sold, that small piece could be a couple of thousand dollars or as much as $10,000. “We leave that up to individuals to make a deal between themselves,” said Ron Shuffield, president of EWM Realty. “It’s a great way for new people to get started in our business.”

So in a very loosely calculated scenario, if a wannabe agent has a deal with a senior broker who provides a cut of $5,000 per sale, and they sell eight homes together in a year, the assistant will net around $40,000 in commissions.

But not all assistants aspire to be agents. Some work on salary, usually around $25,000 to $35,000, and some firms also have office managers who earn $30,000 to $60,000, depending on required tasks.

Repositioning/bulk sales agent

With a continued glut of luxury condo inventory in Miami-Dade, there’s perhaps no job more necessary than a repositioning or bulk sales agent, who helps to sell off the remaining inventory in new developments by marketing units to local agents or by doing international outreach. Many repositioning agents earn from $24,000 to about $160,000 on a single sale, industry insiders said.

Mark Pordes of Pordes Residential said this niche can be very lucrative at this point in the cycle. He said bulk sales agents earn a 3 to 4 percent commission on each sale. His firm will set up on-site and market residential units for the project owner/developer. Pordes’ agents sell beachfront residences for $2.5 million to $4.5 million and units in boutique buildings for $600,000 to $1.5 million. The on-site sales director earns a split of the commission from every sale as well. Pordes has four South Florida properties it markets at this time.

Commercial sales and leasing broker

The commercial markets are churning along, albeit at a slower pace than in recent years. The rate of retail leasing deals was down in the third quarter, according to a report from JLL, but the office leasing market remained strong over that time, according to a Cushman & Wakefield report.

Commercial brokers say overall activity is slowing down. “But it’s not stopping, and there is no crash coming our way in the foreseeable future,” said Jim Fried of Sandstone Realty Advisors in Miami. “Sales activity continues at healthy pace, just not at a breakneck pace.”

Real estate professionals who work the commercial sector most often have a commission-based income, but brokerages differ on how they structure the splits. The bigger the firm, the more ways the fee is split, often with market research and support staff also getting a share, sources said.

In 2016, 20 commercial sales closed for more than $100 million each in South Florida, Fried said. The broker or team selling a $100 million property could earn a commission of about $1 million. However, commercial sales brokers can at best expect to close a handful of sales per year — in a good market. And then they have to split the commission with the brokerage and the rest of their team. 

Most new brokers start out by providing support to senior brokers and typically earn a base salary. Eventually, the broker will ease into a commission structure. By the third year, the agent should be in the six figures, Fried said.

There are many more leasing agents than sales brokers, and in leasing transactions, the agent gets paid at the origin of the lease and again at renewal. “The agent and/or their firm may get 6 percent on initiation, 3 percent on renewal and 1 percent on the next renewal; however, it’s all negotiable,” Fried said.

Managers of commercial firms are typically compensated with a base salary plus a bonus based on the office’s performance. “In a significant market like Miami, that usually is a six-figure salary. It could be $150,000 or as high as $300,000 or much higher,” Fried said.

Developer

With big risk comes big reward for the canniest developers in South Florida. As the masterminds of residential and commercial construction projects, they must be able to withstand at least a couple of years with little to no income, since there is no cash flow from a project until it is complete.

In South Florida, success has earned some developers multimillion-dollar profits, particularly when the projects sell to real estate investment funds, sources said.

At Lennar Corporation, one of the country’s largest housing developers, CEO Stuart Miller received total compensation of $19.2 million in 2016, according to public filings. Lennar President Rick Beckwitt’s compensation was $17.19 million in 2016.

And then there’s Jorge Pérez, CEO of Related Group of Florida, which is known for its high-rise condo developments. Perez has a net worth of $3 billion, according to Forbes.

Of course, that’s not representative of what most developers make. Real estate attorney Brian Kopelowitz, co-founder of the law firm Kopelowitz Ostrow in Fort Lauderdale, said most South Florida developers operate on a small scale.

“There is a cottage industry of developers who buy dilapidated properties, fix them up and sell for a profit of about $20,000,” he said. “It’s a big piece of our economy right now and a big driver of closings.”

Architect

The last few years have been good for design professions in South Florida. Although the building boom has slowed some, there still are projects on local architects’ drawing boards in Florida, Latin America and the Caribbean.

Joseph Dobos, a Fort Lauderdale architect who designs custom homes, said because there are fewer homes for sale, some people are buying land and building, thereby creating work for independent architects who haven’t had much business in the last five years.

Dobos said he gets paid per square foot for a home. In Miami, the per-square-foot charge for a residential architect ranges from $2 to $4, sources said. For commercial work, Dobos earns 3 to 4 percent of the total construction cost for a small-to-midsize commercial project. He is currently designing a $12 million multipurpose center in Broward County and earning a $360,000 fee.

In Florida, licenses are required for certain types of architectural design work. For example, an architect must hold licenses to design big projects such as a shopping mall, office building, hotel or apartment building. Having a license and years of experience will factor into salary. For example, a licensed senior architect with experience in an in-demand niche such as hotels could earn as much as $250,000 annually, said Kobi Karp, president of Kobi Karp Architecture and Interior Design in Miami.

In South Florida, there are more than 25,000 architects, who earned an average annual wage of $73,930 in 2016, according to Bureau of Labor Statistics 2016 employment data.

Real estate attorney

Over the last five years, demand for real estate attorneys has picked up, as have starting salaries, sources told TRD. Real estate attorney Kopelowitz said the demand and the increase in salaries are directly related to the activity in the residential market, which is significantly higher than a few years ago, even if sales themselves have slowed in the last few quarters.

“Interest rates are low, and it’s an attractive time to be a buyer or to refinance an existing loan,” he said.

At top firms, a new real estate lawyer can earn up to $160,000 a year, said Joe Ankus, owner of Ankus Consulting, a South Florida legal recruiting firm. At smaller, local firms, starting salaries are closer to $80,000, Kopelowitz said.

“A more experienced lawyer can earn in excess of $1 million at the partner level, but usually because he has a $3 million book of business,” Ankus said. “Once you are past the associate stage, law firms look at the clients you are bringing in and not just whether you are doing the work.”

Ankus said midlevel real estate attorneys earn from $175,000 to as much as $250,000.

“Compensation for midlevel attorneys is always going to be a function of their gross revenue. If they bring in $750,000 of revenue, they can earn 30 to 35 percent of it,” Ankus said.

Commercial mortgage broker/banker

In South Florida, commercial mortgage brokers who shop for loans with a number of banks are more common than mortgage bankers who work with only one institution, said Thomas Wood Jr., president of Thomas D. Wood and Company, a Miami mortgage banking firm.

Wood’s firm provides mortgage banking services for lenders. “The last three years have been steady — most of our business is in the $1 million-to-$20 million loan amounts, and there are more smaller loans to originate than larger loans,” he said.

Like most sales professionals, commercial mortgage brokers and bankers charge a commission for their services. They typically charge a “loan origination fee,” which is about 1 percent of the loan amount, paid by the borrower at closing. According to Indeed.com, mortgage brokers in South Florida earn an average annual income of around $77,700. The site found that mortgage bankers in South Florida make about $68,000.

Appraiser

It takes years to learn how to estimate the market value of a property — a complex process that factors in comps, property condition, size and neighborhood.

Britt Rosen, owner of Miami’s Brittex Appraisal Services, has been in the business for 25 years and has only gotten 12 people from trainee to state-certified appraiser over that time. “It’s an aging community, and there are not many young people coming in,” he said.

And there’s a threat to an independent appraiser’s bottom line: Mortgage companies are using appraisal management companies to manage the process. Most often, these companies dole the work out to a pool of qualified appraisers, but by being the middleman, they add a layer of oversight and take a cut. These companies take a percentage of the appraisal fee at closing, typically about 30 percent.

In Florida, an appraiser charges $250 to $400 for a basic appraisal. For a home involving complex issues, that fee can be as high as $700.

“Each job is negotiated,” said Rosen. A commercial appraisal that requires a narrative report can bring a fee of about $3,000. Rosen said his firm will complete two or three appraisals a week, often working in teams of two. Rosen also provides expert testimony for $300 an hour.

Appraisers and assessors of real estate earned a median wage of $55,480 in the tri-county area, according to the BLS.

Interior designers

In the aftermath of a luxury boom, the pace of business is changing for interior designers.

“We had good years and then slower times. We are still in an up cycle, but it’s slower,” said Steven Gurowitz, owner of Interiors by Steven G, a luxury interior design firm in Miami. Rather than working on new luxury condos and homes, designers at this stage in the cycle are employed mostly by people and properties for remodeling, he said.

Some designers charge a flat fee for a project. Others charge by the hour, or a percentage of design materials secured. The American Society of Interior Designers stresses that there is “no such thing as a ‘typical’ … fee for an interior designer.” 

Salaries for interior designers averaged $53,370 in South Florida in 2016, according to the Bureau of Labor Statistics.

Gurowitz said he believes that in Miami, the low end is about $50,000 and the high end closer to $250,000. “We stand toe to toe with big cities like New York, Boston and Atlanta,” he said.

Property manager

Property managers are the on-site team or individuals collecting rent and overseeing repairs or improvements to commercial or residential buildings.

They typically earn on average 10 to 20 percent of the total rental income for a building. Some of the more difficult-to-manage properties may pay more.

Glassdoor.com, a job and recruiting site, estimates the average pay for a property manager with real estate skills in Miami at $57,371 per year. The BLS shows property and community association managers earned a median annual wage of $55,140 in the Miami Metro area.

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[junker-town]

James Harden must be hiding an Infinity Stone in his beard

We have that and more in Friday’s NBA newsletter.

James Harden dropped 48 and 7 on the Phoenix Suns on Thursday, which is not terribly surprising because James Harden has been a scoring maniac all season. How he did it -- hitting six threes and 18 free thows -- is worth marveling over. That had only been done twice in modern NBA history: when Kobe scored 81 and by Allan Houston on a 50-point night in 2003. The combination allowed Harden to score 1.6 points per shooting possession, which is incredible!

Harden was just part of the story as the Rockets dropped fricking 90 points in the first half, tied for second-highest first half total ever. (The 1990 Suns once dropped an absurd 107 points in the first half, which ... what?!) The Rockets ended up with just 143 in a blow-out win, moving back into the No. 1 seed with Golden State's loss in Boston.

Harden is now averaging 32 and 10 on hyperefficient shooting for a top team. He is, at this point, the frontrunner for MVP. There's a lot of runway left this season, but Harden has grabbed it by the horns and doesn't look like he's going to let go until he gets the hardware he feels he deserves.

Scores Galore ...

GSW 88, BOS 92 HOU 142, PHX 116

... And So Much More

The way the Boston Celtics beat the Warriors has the makings of an origin story for a new NBA superpower. Golden State looked like they'd cruise to a statement victory of their own, going up by 17 with five minutes left in the third quarter. But the Celtics went on a 19-2 run to finish that quarter and enter the fourth tied. How? Jaylen Brown, Jaylen Brown, Jaylen Brown. In the fourth, Kyrie Irving and Jayson Tatum finished the job by attacking relentlessly and Boston's famous defense was as good as any we've seen all season. This was a game we won't soon forget.

(Andre Iguodala had some good dunks, though.)

Jaylen Brown is special. His big night in Boston came a day after he lost his best friend. Here's Paul Flannery from the Garden on how Brown found the strength. What a phenomenal story. Prayers to Brown and all those touched by Trevin Steede.

Kyrie asked out of Cleveland because he wanted to be more than what he could be in LeBron's shadow. Zito Madu notes that this is exactly what's happening.

I wrote about the miracle of Robert Covington, the true survivor of The Process.

The Joel Embiid-Ben Simmons combo is just devastating. I get real Shaq-Penny vibes from them: the dominant force in the middle and the cool genius on the outside.

A terrifying yet accurate headline: Evan Turner is key to the Blazers' success.

Adam Silver and Michele Roberts met with Condi Rice's NCAA reform commission on Thursday, reports Woj. The most interesting nugget in there is that Woj indicates the deal the NBA and players' union might broker to end the one-and-done era could allow high school players to enter the NBA draft (as was the case before the age minimum was adopted in 2005) but that any player going to college can't enter the draft until two years have passed from high school graduation. I think there are interesting possibilities with the G League, but this works.

Kevin Durant is shockingly open about not wanting to be a leader. This is actually fine. I'm all for pushing yourself to extend out of your comfort zone and stretch yourself. But there's no reason to force something if it's not in you.

Draymond Green spoke at Harvard, addressing Mark Cuban's backlash to his comments about the improper use of the word "owner" in pro sports and more.

Zach Lowe on the Nuggets' many, many question marks.

Damian Lillard's new glow-in-the-dark shoe is inspired by his love of roller skating. We are near trend status on NBA point guards who love roller skating.

Three experts tell Michael Sykes why Nike's jerseys keep ripping.

John Wall has taken his shotblocking to a whole new level.

Holy smokes y'all, the Celtics have won 14 straight!

Be excellent to each other.