#ftx
Explore tagged Tumblr posts
Text
I'm spending TDOR in the hospital but I'm with y'all on spirit.
I'm spending TDOR being suicidal but I won't be another statistic. I need to show as much as I can that we do succeed and grow up.
I'm struggling, this year, another of my mutual killed himself. But the day after tomorrow I'm doing my T shot with 5 other transmascs, and last Friday I met 15 other transmascs during a party I held. All after spending years thinking I wouldn't be able to trust my local community anymore.
This TDOR I'm grieven, I'm angry, I'm sad, I'm sick, and as much as I'm pissed to be alive, as much as I feel overwhelmed by everything, it's not just about me.
Hug your trans friends, SOs, siblings, be good to each other, reach out if you can. We'll make it out. Promise.
#genderqueer#trans#lgbtqiaplus#transgender#lgbtqia#transmasc#queer#genderfluid#tdor#trans day of remembrance#trans joy#trans experience#transmasculinity#ftx#ftm
40 notes
·
View notes
Text
Actually, the "F" on my passport is for faggot, not female.
#tw f slur#trans#trans rights#transition#transgender#ftm#ftx#trans man#non binary#genderqueer#transmasc#queer community#queer punk#queer
15K notes
·
View notes
Quote
It’s jarring to read a story about a neighbor calling the police on a nine-year-old Black girl spraying for invasive lanternflies, describing the girl to a dispatcher as a “little Black woman walking, spraying stuff”, and then switch over to another tab with a story on the 30-year old “crypto kid” who might’ve just made an oopsie with billions of dollars of customer funds. On one hand, literal children are portrayed in the media as adults, and treated as such in the prison system; on the other, a man who’s been old enough to vote for over a decade is being described as “a young man in need of both defense and a friend” offering refreshments to a reporter “as if we were there for a playdate”.
Sam Bankman-Fried is not a child, Molly White
3K notes
·
View notes
Text
mm,,m ore bigtop burger text posts i made bc they r silly :))
#bigtop burger#big top burger#bigtop burger cesare#bigtop burger steve#bigtop burger billie#bigtop burger penny#bigtop burger tim#bigtop burger conrad#bigtop burger doctor#bigtop burger frances#ftx#food truck expo#billie#penny#steve#cesare#conrad#frances#doctor#btb steve#btb conrad#btb munkustrap#btb doctor#btb frances#btb penny#btb tim#btb cesare#btb#bigtop burger munkustrap#munkustrap
228 notes
·
View notes
Text
( it's the Re-Animator theme. ) ( tell me your t-shot music 👀 )
instagram | twitter | tapas | ko-fi donation
#comic#webcomic#trans#ftm#transmasc#transgender#testosterone#lgbtq comic#ftx#nonbinary#lgbtq#cw needles
283 notes
·
View notes
Text
source 1
source 2
source 3
#destiel meme news#destiel meme#news#united states#us news#sam bankman fried#ftx#crytptocurrency#crypto#fraud#crypto fraud#hedge funds
243 notes
·
View notes
Text
When billionaires talk about themselves, they lie. SB-F was a fraudster who stole billions, then had the gall to present himself as 'well-meaning' and trusted too much in others.
Enjoy prison.
221 notes
·
View notes
Text
The media sure is an institution.
954 notes
·
View notes
Text
some signs you might be maverique*
1. you feel like terms like "man" and "woman" don't apply to you at all. this is pretty self-explanatory.
2. you have a distinct sense of gender. your gender feels as specific and as clearly defined as manhood and womanhood. you are not genderless.
3. you relate to having a neutral gender, but not entirely. because gender neutrality is a well-known concept, it's not uncommon for maveriques to first explore and relate to that when they first realise they are nonbinary, however neutrality still tends to feel "off" or "not quite right".
4. your gender feels unusual, even to yourself. because maveriquehood exists independently from the gender binary and gender neutrality, it can be hard to put it into words, find history or people you relate to. being maverique can come with great feelings of alienation even from other nonbinary people due to binary expectations. maveriques may feel "weird among the weirdos".
5. your gender is neither in between male or female nor a mix of them. this one is self-explanatory. maveriques tend to feel far away from both binary genders.
6. you don't relate to femininity, masculinity or androgyny. some maveriques don't use any terms that are derived from binary genders, even terms for gender expression or transition goals.
7. you feel like your gender is "just you". some maveriques feel like their gender is truly unique to themselves, cannot be separated from their being and is best defined as "just them".
8. you simply like the term or flag. if you've already narrowed down a few terms for your gender that are similar and could all apply, it's totally valid to choose your label on the word and/or flag you find most aesthetically pleasing.
don't know what maverique means? check the pinned post on this blog.
*of course a lot of these "signs" also apply to other genders, and not all of them will apply to every maverique. this is in no way meant as a checklist you must fulfill to be maverique, merely a guide that may help people figure themselves out. especially multigender maveriques may have different experiences from the above.
#maverique#maverique visibility#maverique visibility day#nonbinary#enby#aporagender#non binary#gender#gender identity#trans#transgender#ftx#mtx#ftnb#mtnb#abinary
76 notes
·
View notes
Text
Let's make this into a long-haired enbies thread! I hardly ever see any long-haired nonbinary ppl.
Also, yes, I wanted to show off my new vampire shirt
If this gets no attention, I'll probably delete *inserts sad ant meme*
#goth#nonbinary goth#enby#nonbinary#long haired enby#trans is beautiful#ftx#agender#maverique#transneutral#trans#transgender#nsft dni#cishet men dni
72 notes
·
View notes
Text
No one is going to see this but because it fucking changed my life i find it is my civic duty to spread the word:
TRANSTAPE WORKS FOR BIG TIDDY BITCHES I REPEAT TRANSTAPE WORKS FOR BIG TIDDY BITCHES
And if you feel pretty sure it doesn't [like I did] that might be because of user error [it was for me]
Listen I tried a couple times without a tutorial to transtape my tits down, thinking "what the fuck would I need instructions for it seems like common fucking sense". It did not work, so as a 32G (last time I measured years ago) I said "welp my tits are probably just too powerful for containment"
Today on a whim I google "transtape large chest video tutorial" met a lovely friend on YouTube who took the sacrifice of going tits out on YouTube dot com to in depth explain how they apply their transtape and holy fuck you guys I tried it and it worked. So here I am spreading the gospel
#trans#nonbinary#transmasc#trans tape#ftm#transgender#ftx#transmasculine#transtape#binder#chest binding
33 notes
·
View notes
Text
Before starting T, when I socially transitionned, I was surrounded by radical feminists who saw masculinity as gross and inherently evil, something to avoid, something to make fun of, something to destroy. The other transmascs in my friend group, sometimes, told me that they didn’t knew if they really were non-binary or if they just were scared shitless of saying “I am a man”. Because they saw this as a betrayal to their younger self who had been SAd and abused.
I saw many of my masc friends and trans men around me hate themselves, not outing themselves as men because it would imply so so much, it was like opening the Pandora Box. Even when we were just together, talking about our masculinity was always coated with bits like “I know we’re the privileged ones but…”, “I don’t want to sound like I have it bad but…”, “Women obviously have it worse, but last time…” and we were talking about terrible traumas we experienced while taking all the precautions in the world in the case the walls were a crowd of people in disguise waiting to get us if we didn’t downplay the violence we faced, or like crying and being upset and being traumatized and afraid and scared and to say it out loud would make us throw up the needles we were forced to swallow every second of every day living in our skin.
Most of us weren’t on T yet, some of us were catcalled every day and harassed in the streets or in abusive relationships nobody seemed to care to help them get out of because they were “strong enough” to do it by themselves.
I was using the gender swap face app and cried for ours when I saw my father looking back at me through the screen. The idea of transforming, of shedding into a body that would deprive me of love, tenderness, and safety, was absolutely terrifying. I knew I couldn’t stay in this body any longer because it wasn’t mine, but I also knew that if I was going to look like my dad, my brother, my abusers, it would be so much worse.
5 years later and I’m almost 2 years on T, and almost 2 months post top surgery.
I ditched my previous group of friends. I was bullied out of my local trans community. But let me tell you how free I am.
I was scared that T would break my singing voice: it made it sound more alive than ever.
I was scared that T would make me less attractive: it made me find myself hot for the first time in my life.
I was scared that T would make me gain weight: it did. But the weight I put on is not the weight I used to put on by binging and eating my body until I forgot that it even existed. It’s the weight of my body belonging to me, little by little. The wolf hunger for life.
I won’t tell you the same story I see everywhere, the one that goes “I started going to the gym 8 times a week, I put on some muscles, I started a diet and now I look like an action film actor”, in fact if you took pictures of me from 5 years ago vs now I’d just have more acne, I’d have longer hair and still look like I don’t know what to do with myself when I take selfies.
But the sparkle in my eyes, my smile, tell the whole story way better than this long ass stream of words could ever.
I want to say some things that I wish someone told me before starting medically transitionning.
It’s okay to take your time. It’s your body, it’s your journey, if you don’t feel comfortable taking full doses and want to go slow, the only voice you need to listen to is your own. Do what feels right.
If you feel overwhelmed, it’s okay to take a break, it’s okay to ask for support.
Trans people are holy. Everyone is. You didn’t lose your angel wings when you came out because you want to be masculine. You are not excluded from the joy of existence, from being proud of yourself, from being sad, from being scared, from being angry. The emotions and feelings you allowed yourself to feel while processing what you experienced when you grew up as a girl and was seen as a woman are still as valid as before. Nobody can take that from you. If someone tries to, don’t let them.
It’s perfectly normal to grieve some things you were and had before you started to transition, like your high soprano voice or even your chest. Hatching is painful. You can find comfort in things that don’t feel right, so making the decision to change can be incredibly scary and weird and you deserve to be heard and supported through this. Wanting top surgery doesn’t make the surgery less intense, less terrifying, less painful to recover from. When it becomes too much you have the right to take a break and take some deep breaths before going on.
You don’t have to have a radical, 180° change for your transition to be acceptable or valid or worthy of praise. Look at how far you’ve come already. It doesn’t have to show, you’re not made to be a spectacle, you’re human and it is your journey.
Oh, and last thing, you know when some people say “Oh this trans person has to grow out of the cringy phase where you think that you can write essays about being trans or transitionning or just their experience because it’s weird” ? If you ever hear this or see this online, remember all the people whose writing you read and, even if they were not professional writers, helped you more than any theorists did ? If you want to write, do it. It won’t be a waste. It can help people. Or it won’t, and even then, if it helped you, that’s enough.
Love every of my trans siblings, take care of yourselves. You deserve the world.
#ftm#ftx#genderqueer#transgender#lgbtqiaplus#lgbtqia#queer#trans#trans man#transmasc#trans masculinity#transmasculine#queer masculinty#trans men#trans writing#trans writers#trans pride#transblr#queer writers#queer artist#queer community#queer pride#lgbtq#non binary#genderfluid#lgbtq community#enby#enby pride#trans nonbinary#gor3sigil.txt
11K notes
·
View notes
Text
Hey transmascs! I made a tumblr community for us!
It's for all transmasculine folks, regardless of presentation or how binary you are, whether you're out (even if you'll never be out), whether or not transition is something for you, and regardless of your agab (amab transmascs are welcome!)
You can't just apply to join like a normal website would have you do, so just leave a reply or comment requesting an invite.
Have a great day!
#transmasc#transmasculine#amab transmasc#afab transmasc#ftm#female to male#nonbinary boy#nonbinary man#agender man#ftx#mtx#idk what other tags to add
41 notes
·
View notes
Text
Brinkwhump Linkdump
I'm on tour with my new, nationally bestselling novel The Bezzle! Catch me in TUCSON (Mar 9-10), then San Francisco (Mar 13), Anaheim, and more!
Once again, I find myself arriving at the weekend with a giant backlog of links, triggering a linkump, the 15th such dumpage, a variety-pack of miscellany for your weekend. Here's the previous editions:
https://pluralistic.net/tag/linkdump/
Let's start with the latest incredible news from KPMG, the accounting and auditing giant that is relied upon as a source of ground truth for a truly terrifying share of the world's economy. KPMG has a well-deserved reputation for incompetence and corruption. They first came on my radar in 2001 when they sent a legal threat to a blogger for linking to their website without permission:
https://memex.craphound.com/2001/12/05/reason-4332442-not-to-ask/
The actual link was to KPMG's corporate anthem, which remains, to this day, a banger:
https://web.archive.org/web/20040428063826/http://chkpt.zdnet.com/chkpt/uknewsita/http://anthems.zdnet.co.uk/anthems/kpmg.mp3
Don't miss the DJ remixes (and the Nokia ringtone!) that the internet thoughtfully provided when KPMG decided that it didn't want the world to know about "Our Vision of Global Strategy":
https://web.archive.org/web/20011128153057/http://corporateanthems.raettig.org/
Now all this is objectively very funny, a relic of the old, good internet from one of its moments of glory, but KPMG? They were already enshittifying, even in 2001, and the enshittification only intensified thereafter. Nearly every accounting scandal of the past quarter-century has KPMG in it somewhere, from con-artists selling exhausted oil fields to rubes:
https://www.desmog.com/2021/06/03/miller-energy-kpmg-auditors-oil-fraud/
To killer nursing homes that hire KPMG to audit its books – and to advise it on how to defeat safety audits and murder your grandma:
https://pluralistic.net/2023/05/09/dingo-babysitter/#maybe-the-dingos-ate-your-nan
They're the architects of Microsoft's tax-evasion plot:
https://www.propublica.org/article/the-irs-decided-to-get-tough-against-microsoft-microsoft-got-tougher
And they were behind Canada's dysfunctional covid contact-tracing app, which never worked, but generated tens of millions in billings to the government of Canada, who used KPMG to hire programmers at $1,500/day, plus KPMG's 30% commission:
https://pluralistic.net/2023/01/31/mckinsey-and-canada/#comment-dit-beltway-bandits-en-canadien
KPMG's most bizarre scandal is literally stranger than fiction. The company bribed SEC personnel help its own accountants cheat on ethics exams. The corrupt officials were then given high-paid jobs at KPMG:
https://www.nysscpa.org/news/publications/the-trusted-professional/article/sec-probe-finds-kpmg-auditors-cheating-on-training-exams-061819
I mean it when I say this is stranger than fiction. I included it as a plot-point in my new finance crime novel The Bezzle (now a national bestseller!), and multiple readers have written to me since the book came out a couple weeks ago to say that they thought I was straining their credulity by making up such an outrageous scandal:
https://us.macmillan.com/books/9781250865878/thebezzle
But all of that is just scene-setting (and a gratuitous plug for my book) for the latest KPMG scandal, which is, possibly, the most KPMG scandal of all KPMG scandals. The Australian government hired KPMG to audit Paladin, a security contractor that oversees the asylum seekers the country locks up on one of its island gulags (yes, gulags, plural).
Ever since, Paladin has been the subject of a string of ghastly human rights scandals – the worst stuff imaginable, rape and torture and murder of adults and children. Paladin made AU423 million on this contract.
And here's the scandal: KPMG audited the wrong company. The Paladin that the Australia government paid KPMG to audit was based in Singapore. The Paladin that KPMG audited was a totally different company, based in Papua New Guinea, who already had a commercial relationship with KPMG. It was this colossal fuckup that led to the manifestly unfit Singaporean company getting nearly half a billion dollars in public funds:
https://www.theguardian.com/business/2024/feb/24/incredible-failure-kpmg-rejects-claims-it-assessed-the-wrong-company-before-423m-payment-to-paladin
KPMG denies this. KPMG denies everything, always. Like, they denied creating "power maps" of decision-makers in the Australian government to target with influence campaigns in order to win contracts like this one. Who knows, maybe, this one time, they're telling the truth? After all, the company whose employees gather to sing lyrics like these can't be all bad, right?
The time is now to lead the way, We share the same the idea That may win by the end of the day. Our strength is here to stay. Identity, one energy, One strategy, with sympathy. These are the words that will lead us into a new world.
https://everything2.com/title/KPMG+corporate+anthem
You may find it strange that I'm still carrying around the factoid that KPMG once threatened to crush a blogger for linking to its terrible corporate anthem, but that's just my "Memex Method," which helps me keep track of literally everything that seemed important to me through most of my adult life:
https://pluralistic.net/2021/05/09/the-memex-method/
One of my favorite quips from the very quotable Riley Quinn is that "leftists are cursed with object-permanence" – that is, we actually remember what just happened and use it to think about what's happening now. The Memex Method is object permanence for 20+ years worth of stuff. A lot of those deep archives never see use, but there's a surprising number of leading indicators buried in the stuff that happened in years gone by.
Take James Boyle's 2014, XKCD-style comic about the experience of driving a notional Apple car:
https://www.thepublicdomain.org/2014/11/07/apple-updates-a-comic/
Apple, it turns out, spent the next decade working on just such a car, and while that car has now been canceled, Boyle's comic correctly anticipates so much about the trajectory Apple's products took. It's uncannily accurate – real "don't invent the torment nexus"/"cyberpunk was a warning, not a suggestion" stuff:
https://knowyourmeme.com/memes/torment-nexus
But no matter how many times we insist that the torment nexus shouldn't be created, the boardrooms of end-stage capitalism continue to invent them. Take HP, the poster-child for enshittification, edging out even KPMG in the race to turn everything into a pile of shit. After years of tormenting people to punish them for wanting to print things, HP has announced a new service that so mustache-twirlingly evil that it lacks verisimilitude:
https://arstechnica.com/gadgets/2024/02/hp-wants-you-to-pay-up-to-36-month-to-rent-a-printer-that-it-monitors/
Here's the pitch: HP will sell you a printer that you don't own. In addition to paying a monthly fee for your ink – which you pay no matter whether you print or not – you will also pay a monthly fee just for having HP's printer on your premises. You are absolutely, positively forbidden from using third-party ink in this printer, and must use HP's own ink, which sells for about $10,000/gallon.
But while you aren't allowed to use this printer in ways that are bad for HP's shareholders, HP is absolutely free to use the printer in ways that are bad for you. When you click through the signup agreement, you grand HP permission to surveil every document you print – and your home wifi network more generally – and to sell that data to anyone and everyone.
What's more, HP reserves the right to discipline you with punitive credit-card charges if you disconnect this printer from the internet, on the basis that doing so makes it harder for them to spy on your printer.
I'm sorry, this is just more torment nexus shit, the kind of thing you'd expect to drop on Apr 1, not Feb 29, but I guess this is where we are. I can only conjecture as to whether HP's businesses strategists are directly taking direction from my novella "Unauthorized Bread," or whether they're learning about it second-hand from a KPMG consultant who converted it to Powerpoint form and charged $1,500/day for the work:
https://arstechnica.com/gaming/2020/01/unauthorized-bread-a-near-future-tale-of-refugees-and-sinister-iot-appliances/
All of this cartoonish villainry is the totally foreseeable consequence of a culture of impunity, in which companies like HP and KPMG can rob, cheat, steal (and sometimes even kill) without consequence. This impunity is so pervasive that the exceptions – where a rich criminal faces real consequences – become touchstones: Enron, Arthur Anderson, Theranos, and, of course, FTX.
FTX was arguably the largest-scale corporate crime in world history, stealing more than $10 billion dollars, mostly from rubes sucked in by hype and Superbowl ads. When news that FTX founder and owner Sam Bankman-Fried was convicted of fraud and was in for a lengthy prison sentence made a huge stir, because criminals like SBF usually walk away from the wreckage with their hands in their pockets, whistling a jaunty tune.
One of the very best commentators on cryptocurrency scams generally and FTX/SBF in particular is Molly White, whose Web3 is Going Just Great feed is utterly indispensable. White's newsletter, "Citation Needed," dives deep into the wrangle of SBF's sentencing:
https://www.citationneeded.news/issue-52/
Bankman-Fried's parents – prominent law professors at top law schools – helped brief the court this week on their son's punishment. According to them, SBF faces 100 years in prison, but should be sentenced to 5.5-6.5 years at the most. Why? Because he is a vegan, who is not greedy, and feels remorse, and cares for individuals (recall that SBF presented himself as the avatar of the batshit "effective altruism" philosophy while privately admitting that he used this as a smokescreen).
The most bizarre note in the 100-page filing is SBF's mother declaring that her son is an "angel of mercy," apparently unaware of the grisly meaning of that term:
https://en.wikipedia.org/wiki/Angel_of_mercy_(criminology)
America's prisons are a travesty and I wouldn't wish them on anyone, but that's not the argument SBF's parents are making; rather, they're arguing that their special boy doesn't deserve the treatment America metes out to poorer, less white people who merely steal hundreds or thousands of dollars. A crook who steals ten billion should be handled the way a casino handles a whale – with concierge service.
The problem is, there are so many of these remorseless, relentless crooks that there's no way we could scale up that white-glove treatment when we finally round 'em all up and make them pay. Writing for The American Prospect, Maureen Tkacik tells us about the ransomware attack that shut down America's pharmacy system last month:
https://prospect.org/health/2024-03-01-zoomer-hackers-shut-down-unitedhealthcare/
The attack brought down Change Healthcare, part of the monopolist Unitedhealth, which serves as the "pharmacy benefit manager" to a vast swathe of American pharmacies. PBM is one of those all-American finance scams, a middleman garlanded with performative complexity put there to make you feel stupid for asking why independent pharmacies all have to pay rent to this malicious, unaccountable – and now, manifestly incompetent – gang of crooks.
Tkacik's breakdown of this scam – and how it rendered Americans' ability to get the drugs they depend on to go on breathing – is characteristically brilliant. Tcacik is fast emerging as my favorite Explainer of Scams, a print version of John Oliver or Adam Conover. You may recall her work from my post last week on how private equity has taken a wrecking ball to America's hospitals:
https://pluralistic.net/2024/02/28/5000-bats/#charnel-house
I always try to finish these linkdumps with some upbeat news to carry you through the weekend, and this week brought two genuinely wonderful – and totally underreported – pieces of amazing news.
The first is that Starbucks has sued for peace in the war against its workers' unions. Hundreds of Starbucks stores have unionized in recent years, but not one of them had a contract. Instead, Starbucks had waged dirty war on their own workers, from denying gender-affirming care to unionized employees to simply shutting down whole stores after they voted to unionize:
https://www.cnbc.com/2022/06/14/starbucks-union-company-threatens-that-unionizing-could-jeopardize-gender-affirming-health-care.html
But the workers held fast and after years of this, Starbucks has caved, promising contracts for all unionized stores and an end to its campaign of terror against workers seeking to unionize more of its stores. In a postmortem for Jacobin, Eric Blanc rounds up "seven lessons from Starbucks workers' historic victory":
https://jacobin.com/2024/02/starbucks-sbwu-contract-bargaining/
This is the kind of listicle I can get behind. According to Blanc, the Starbucks unions won by deploying worker-to-worker organizing, a tactic that many of the new unions that are shaking up formerly impossible-to-organize jobsites are using (Blanc has a book about this coming from UC Press called "We Are the Union: How Worker-to-Worker Unionism Can Transform America," so he should know).
Other tactics that made the difference for Starbucks unions: new digital training and support tools and partnering with established unions for support and infrastructure. Blanc also calls out the success of "salting" – the venerable but largely disused tactic of union organizers applying for a job at a non-union shop in order to organize it.
Blanc also mentions government policy, including the outstanding work of NLRB general counsel Jennifer Abruzzo, a shrewd and committed tactician whose understanding of the technicalities of labor law have let her push for bold measures. For example, in Thrive Pet Care, Abruzzo is arguing that when a company refuses to bargain in good faith for a contract with its union, she can step in and order them to honor the terms of a contract at comparable unionized competitors until they produce a contract of their own:
https://pluralistic.net/2023/09/06/goons-ginks-and-company-finks/#if-blood-be-the-price-of-your-cursed-wealth
Abruzzo is one of several smart, competent tacticians in the Biden administration who are working to kneecap corporate power. Another is Rohit Chopra, chair of the Consumer Finance Protection Bureau, who just announced another bold, important initiative that will help Americans fight corporate corruption and get a fair deal:
https://prospect.org/economy/2024-03-01-public-option-credit-card-shopping/
Chopra is taking aim at credit-card comparison sites that purport to show you where you can get the best deal. If you're an affluent person who doesn't carry a balance, this might not matter to you, but if you're an average working stiff, high interest rates can gobble up a massive share of your paycheck. What's more, credit card margins are higher than they have ever been:
https://www.consumerfinance.gov/about-us/blog/credit-card-interest-rate-margins-at-all-time-high/
The most expensive credit cards come from the big, monopolistic banks, but you wouldn't know it from the leaderboards produced by Credit Karma, NerdWallet, LendingTree, and Bankrate. All of these sites take bribes from the big banks to list their credit cards above those offered by credit unions – who are typically 10% cheaper than the big banks' cards.
The new CFPB rule prohibits this fraudulent ranking, but the Bureau is going even further. They're using their administrative powers to force banks to report their rates to the Bureau, which will publish them on a publicly funded, neutral website – what David Dayen calls "a public option" for shopping for credit cards.
This policy makes a perfect bookend to the last CFPB initiative I wrote about here: a rule that forces banks to allow you to transfer your account to a rival with a couple of simple clicks, importing all your history, payees, and everything else you need to switch to a better bank:
https://pluralistic.net/2023/10/21/let-my-dollars-go/#personal-financial-data-rights
Combine that ease of switching with reliable information on which banks will give you the best deal and you get something that will directly transfer millions and millions of dollars from giant, wildly profitable banks to low-income people who've been tricked into paying them punitive interest rates.
So that's it, this week's linkdump. I promised you I'd end on a high note, and I did it. The world may be full of all kinds of terrible things, but workers and regulators are scoring big, muscular victories in battles where the stakes are real and important. Have a great weekend – we've earned it.
And remember!
The time is now to lead the way, We share the same the idea That may win by the end of the day. Our strength is here to stay. Identity, one energy, One strategy, with sympathy. These are the words that will lead us into a new world.
If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2024/03/02/macedoine/#the-public-option
Image: Stacy (modified) https://www.flickr.com/photos/notahipster/4402860361/
CC BY 2.0 https://creativecommons.org/licenses/by/2.0/
#pluralistic#paladin#kpmg#audits#incompetence#molly white#sam bankman-fried#ftx#crypto#cryptocurrency#fraud#maureen tcacik#ransomware#pharma#pharmacy benefit managers#intermediaries#middlemen#starbucks#labor#unions#cfpb#bribery#corruption#finance#hp#printers#enshittification#iot#unauthorized bread#james boyle
77 notes
·
View notes
Text
enjoy these bigtop burger text posts :))
#bigtop burger#btb#btb cesare#btb steve#btb doctor#btb munkustrap#btb frances#btb tim#btb penny#btb conrad#penny#tim#conrad#frances#munkustrap#doctor#steve#cesare#bigtop burger steve#bigtop burger cesare#btb billie#bigtop burger penny#bigtop burger doctor#bigtop burger conrad#bigtop burger billie#bigtop burger frances#bigtop burger tim#ftx#food truck expo#worthikids
148 notes
·
View notes