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securecheck360 · 5 years ago

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2020 Labor and Law Update for California State Employers

It is time to take a significant look at some of the most important new laws that have been passed and also which will affect California employers in 2020 and beyond. As usual, employers should review their policies and practices to ensure ongoing legal compliance and to limit potential exposure. Be sure to counsel with lawful guidance as to any inquiries.

Contractor or Employee? How AB 5 will Impact California Employers

The statute fundamentally changes the test used to determine whether workers in California are employees or independent contractors. This monumental change to California employment law will require businesses operating in California to understand the intricacies of AB 5, and its numerous exemptions, and be aware of how their worker’s fit into the new classification scheme. Failure to reclassify workers where appropriate will expose California employers to significant risk, including the collection of unpaid wages and back taxes, civil penalties, and civil litigation.

The bill will be codified as section 2750.3 in the Labor Code and will be effective from 1st January 2020. The bill portrays that all workers are employees unless the hiring business can rebut this presumption. The new statute does not permit an employer to reclassify an individual who was an employee on 1st January 2020, to an independent contractor due to the bill’s enactment.

While the content of AB 5 is extensive and complex, generally it can be broken down into three different parts:

1. It adopts and codifies the “ABC” test established in Dynamex, to determine whether a worker is an employee or an independent contractor;

2. It expands the reach of the “ABC” test to include the California Labor Code and Unemployment Insurance Code, as opposed to only the Industrial Welfare Commission’s Wage Orders; and

3. It specifically exempts certain occupations, industries, and contractual relationships from the “ABC” test, and instead permits the use of the less-stringent, Pre-Dynamex test established in G. Borello & Sons, Inc. v. Department of Industrial Relations (1989) 48 Cal.3d 341, in certain specific circumstances.

Where a worker is not exempt, the “ABC” test applies. The “ABC” test presumes that all workers are employees and places the burden on the hiring business to establish the following factors to classify a worker as an independent contractor: (A) the worker is free from the control and direction of the hirer in connection with the performance of the work; (B) the worker performs work that is outside the usual course of the hiring entity’s business, and (C) the worker is customarily engaged in an independently established trade, occupation or business of the same nature as the work performed for the hiring entity. If the hiring business fails to establish any of these factors, the worker will be classified as an employee.

AB 5 lists several specific occupations to which the older Borello test will continue to apply, including insurance agents, surplus line brokers, analysts, physicians, surgeons, dentists, podiatrists, psychologists, veterinarians, lawyers, architects, engineers, private investigators, accountants, certain direct sales salespersons, securities broker-dealers, investment advisors, commercial fishermen, and certain newspaper carriers. AB 5 also provides that contracts for certain “professional services” are also exempt, under specific conditions. AB 5 defines “professional services” as the services provided by a human resources administrator, travel agent, graphic designer, grant writer, fine artist, payment processing agent, photographer, photojournalist, freelance writer, freelance editor, freelance newspaper cartoonist, esthetician, electrologist, manicurist, barber, or cosmetologist. In addition to falling into one of these categories of “professional services”, hiring businesses must also establish that the worker meets additional, very precise requirements, for an exemption to apply. AB 5 also contains several other miscellaneous exemptions, including for real estate licenses, repossession agencies, the construction industry, and relationships between referral agencies and service providers.

Since the statute has not yet gone into effect, the full scope of AB 5 and its various exemptions, which are complex and specific, remain to be fully explored and potentially litigated. AB 5 is still very much a fluid statute, and California hiring entities should obtain appropriate guidance to ensure compliance with the newly enacted law.

California Recognizes Discrimination Based on Race-Based Hairstyles

California became one of the first state to ban race-based hair discrimination by enacting SB 188, also known as the Creating a Respectful and Open workplace for Natural Hair (CROWN) Act. The CROWN Act expands the definition of “race” under the California Fair Employment and Housing Act (FEHA) to include traits historically associated with race, such as hair texture and protective hairstyles. “Protective hairstyles” include, but are not limited to, “braids, locks, and twists”. The new law goes into effect on the 1st of January 2020.

The CROWN Act acknowledges the disparate impact workplace dress code and grooming policies potentially could have on black individuals. Policies that prohibit natural hair, including afros, braids, twists, and locks, are more likely to deter black applicants and burden or punish black employees than any other group. The stated purpose of the CROWN Act is thus to enforce the “constitutional values of fairness, equity, and opportunity for all”.

California employers should review their dress codes, grooming policies, and general hiring and employment practices to ensure compliance with the new law. Employers operating nationally should monitor legislative developments – New York has enacted a similar law forbidding race-based hair discrimination, and New Jersey, Michigan, Wisconsin, Illinois, and Kentucky are also considering such legislation.

Additional Accommodations for Lactation Expression in the Workplace

SB 142 significantly changes existing law regarding an employer’s obligation to provide accommodations to an employee to express breast milk.

Existing law:

Ø Prohibits an employer, who is required by law to give an employee a rest period during a workday, from requiring the employee to work during the rest period;

Ø Requires an employer to pay the employee one additional hour of pay, at the employee’s regular rate of compensation, for each rest period not provided.

Ø Requires to employers to provide a reasonable amount of break time to employees desiring to express milk for the employee’s infant child;

Ø Requires an employer to make reasonable efforts to provide the employee with the use of a room, or other location, other than a bathroom, close to the employee’s work area, for the employee to express milk in private;

Ø Exempts an employer from the break time requirement if the employer’s operations would be seriously disrupted by providing that time to employees desiring to express milk; and

Ø Subjects employers who violate these provisions to a civil penalty of $100 per violation and authorizes the Labor Commissioner to issue citations for those violations.

SB 142 amends Labor Code section 1030 by requiring a ‘reasonable amount of break time’ to express breast milk “each time the employee needs to express milk”. The bill would also amend Labor Code section 1031 by adding additional requirements for a lactation room. As a result, a lactation room or location.

Ø Must be private

Ø May include the place where the employee normally works if that space otherwise meets the requirements of the Labor Code;

Ø Shall not be a bathroom

Ø Shall be close to the employee’s work area;

Ø Must be shielded from view and free from intrusions while the employee is expressing milk;

Ø Must be safe, clean, and free of hazardous materials;

Ø Must contain a surface area to place a breast pump and personal items;

Ø Must have a place to sit; and

Ø Must have access to electricity, extension cords, or charging stations necessary to operate an electric or battery-powered breast pump.

The new law also requires that the employer provide access to a sink with running water and a refrigerator for storing milk close to the employee’s workplace.

Finally, Labor Code section 1034 has been amended to require an employer to develop and implement a policy regarding lactation accommodation that includes the following:

Ø A statement about an employee’s right to request lactation accommodation;

Ø The process by which the employee makes the request;

Ø An employer’s obligation to respond to the request; and

Ø A statement about an employee’s right to file a complaint with the Labor Commissioner for any violation of a right under this chapter.

The employer shall include the policy in an employee handbook or set of policies that the employer makes available to employees. The employer shall distribute the policy to new employees upon hiring and when an employee makes an inquiry about or requests parental leave. If an employer cannot provide break time or a location that complies with the policy, the employer shall provide a written response to the employee.

The amendment thus provides employees with an undefined number of “additional breaks” for expressing milk. The expansion of these Labor Code sections creates significant potential liability for employers who fail to provide “reasonable breaks” “each time” the employee needs to express milk.

New Posting Requirements on Parental Leave

The New Parental Leave Act (NPLA) took effect in January 2018 and expanded the availability of body-bonding benefits to smaller employers (those with at least 20 employees). As amended by the NPLA, the California Family Rights Act (CFRA) provides 12 weeks of unpaid, job-protected leave for the birth, adoption, or foster care placement of an employee’s child if the employer has 20 or more employees who avail themselves of this statutory benefits.

New posting requirements regarding the NPLA took effect as of April 1, 2019. Employers with 20-49 employees now have to post information on the available baby-bonding benefits, and employers with 50 or more employees have to update their previous postings. The new required postings primarily address the addition of the NPLA in the CFRA’s definition section and the removal of gender-specific pronouns and references in the CFRA’s Certification of Health Care Provider form.

The posters must be displayed prominently where employees and applicants for employment can easily see them. If 10 percent or more of the workplace speaks a language other than English, a version must also be posted in that language. The Department of Fair Employment and Housing provides translated posters in several languages and will work with an employer if another translation is needed. Some employers choose to purchase and display an “all in one” poster from a Chamber of Commerce, or other private organizations. Employers may also need to update handbooks and train human resources personnel on the new leave policies and updated medical certification form. Employers with 20 or more employees should ensure their postings, handbooks, and training are up to date with the new requirements for baby-bonding leave to ensure compliance with the NPLA.

No Re-Hire Provisions Removed from Settlement Agreements

As a result of AB 749, California employers need to review their standard settlement agreements to remove any “no-rehire” provisions. Under the new law, which goes into effect on 1st January 2020, settlement agreements cannot contain any provisions that prohibit, prevents, or otherwise restricts an employee from obtaining future employment with that employer or its parent companies, subsidiaries, divisions, affiliates, or contractors. Any such provisions found in settlement agreements entered into on or after 1st January 2020 are void as a matter of law against California public policy.

The prohibition only applies to agreements with an “aggrieved person”, which is defined as a person who has “filed a claim against the person’s employer in court, before an administrative agency, in an alternative dispute resolution forum, or through the employer’s internal complaint process”. As a result, employers and employees remain free to enter into severance agreements with terminated employees that contain no-rehire provisions. However, any severance or agreement resolving an employment dispute would be implicated by AB 749. The new law also clarifies that it does not require employers to rehire employees where (1) the employer has made a “good faith determination” that the employee engaged in sexual harassment or sexual assault, or (2) the employer has a legitimate non-discriminatory or non-retaliatory reason for refusing to rehire the person. The new statute, however, does not define what continues a “good faith determination”.

Update on Sexual Harassment Training

Existing law that went into effect on 1st January 2019, expanded requirements for sexual harassment training such that it applies to employers with five or more employees (previously the sexual harassment training requirements applied to employers with 50 or more employees). The existing law includes requirements that employers provide:

Ø At least two hours of classroom or other effective training and education regarding sexual harassment prevention to supervisory employees every two years;

Ø At least one hour of sexual harassment prevention training and education to nonsupervisory employees every two years;

Ø new employees with sexual harassment training with six months of hire; and

Ø Temporary or seasonal employees with sexual harassment prevention training within 30 calendar days after the hire date or within 100 hours worked if the employee is expected to work for less than a period of six months.

SB 778 extended the initial deadline for providing new training to those non-supervisory employees who were not previously covered under prior state law from 1st January 2020 to 1st January 2021. It also clarifies that employees who compared sexual harassment training in 2010 do not need to be retrained for another two years (i.e., until 2021), and then every two years thereafter (i.e., 2023, 2025).

Statute of Limitation for FEHA Claims Extended to Three Years

Under existing law, the California Fair Employment and Housing Act (FEHA) requires that an employee alleging discrimination, harassment, or retaliation must file a verified complaint with the Department of Fair Employment and Housing (DFEH) before he or she may file a civil action in court. Currently, an employee must file this DFEH complaint within one year from the date of when the wrong occurred. Once an employee receives a Right to Sue Notice from the DFEH, he or she has one year to file a lawsuit.

Governor Gavin Newsom approved AB 9, known as the stop Harassment and Reporting Extension (SHARE) Act, which extends the deadline to file an allegation of unlawful workplace discrimination, harassment, or retaliation under the FEHA with the DFEH from one year to three years. Employers should note that AB 9 does not revive claims that have already lapsed under the current one-year statute of limitation rules.

Exclusion of Mandatory Arbitration Agreements at Outlet of Employment

AB 51 prohibits employers from requiring employees to enter into arbitration agreements covering claims under the Fair Employment and Housing Act (FEHA) and the Labor Code as a condition of employment. The bill will be codified as a new section 432.6 in the California Labor Code, and it prohibits any person from requiring an applicant or employee to “waive any right, forum, or procedure” for a violation of the FEHA or the Labor Code, which includes the right to file a civil complaint in court or a complaint with government agency. It makes a violation of Labor Code section 432.6 an “unlawful employment practice” under the FEHA, and also prohibits employers from retaliating against an applicant or employee who refuses to agree to an arbitration agreement. However, AB 51 does not apply to “post-dispute settlement agreements or negotiated severance agreements”. Further, it applies to agreements “entered into, modified, or extended on or after 1st January 2020.

Employer groups have already challenged AB 51 in federal court on the basis that is preempted by the Federal Arbitration Act (FAA). The drafter of AB 51, anticipating a legal challenge, has attempted to address this by including subsection (f) which states, “Nothing in this section is intended to invalidate a written arbitration agreement that is otherwise enforceable under the [FAA]”.

The California Consumer Privacy Act Requirements for Employers

In 2018, the California legislature passed the California Consumer Privacy Act (CCPA), a law designed to provide consumers with more control over the personal data that businesses collect on those consumers and to have that data deleted, among others. Under the prior iterations, the term “consumer” was broadly defined to include employees and job applicants. Because of this overbroad definition, the California Legislature enacted AB 25, which provides employers with one-year exemption to come into compliance with the law.

Specifically, covered employers have until 1st January 2021, to meet all of the CCPA’s requirements except for two. First, by 1st January 2020, covered employers must ensure they have implemented reasonable security measures, both physical and electronic, to safeguard the personal information of employees and job applicants. In the event of a data breach resulting from failure to implement reasonable security measures, an affected employee can file an individual lawsuit or a class action and potentially recover $ 100 - $ 750 per consumer per data breach incident or their actual damages, whichever is greater. Accordingly, any employer covered by the CCPA should review their electronic and physical security measures to ensure they are appropriately protecting their employee’s data.

Second, starting date 1st January 2020, covered employers must disclose to employees and job applicants the categories of “personal information” collected about them and purposes for which the information will be used. The disclosure must be made before or at the time the employer receives the personal information of any employee or job applicant. The disclosure does not need to list every piece of information collected about the employee, but rather only categories of information. Under the CCPA, covered employers will be prohibited from using any employee personal information that is not listed in the disclosure provided to employees. Therefore, the disclosure should be as comprehensive as possible in terms of identifying all business purposes for which the information is used. Examples of business purposes in the employment context include:

1. To comply with state and federal law requiring employers to maintain certain records;

2. To effectively process payroll;

3. To administer and maintain group health insurance benefits, 401K, and retirement plans; and

4. To manage employee performance of their job duties.

For current employees, the disclosure can be made to them as a group in the employee handbook or through a memo to all employees. Since the CCPA requires the disclosure be made at or before the transaction in which the personal information is collected, the best approach is to include the disclosure with the job applicant for job applicants or future employees.

Employers should be cautious, the term “personal information” is defined so broadly by the CCPA that it potentially covers all information employers collect, maintain, or share about job applicants, employees, and their family members or dependents that could identify the individual or be used in conjunction with other information to identify the individual. Specifically, personal information includes “information that identifies, relates to describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer”. The definition then identifies 11 categories and data elements, including “professional or employment-related information”, education information”, and characteristics of a protected category”.

So what is Covered Business?

The CCPA only applies to for-profit businesses that:

Ø Do business in California

Ø Collect the personal information of consumers including employees, and

Ø Satisfy any of the following criteria:

· Have annual gross revenues over $25 million;

· Annually receive, sell, or share personal information about more than 50000 or more California residents or households or 50000 devices;

· Derive 50% or more of their annual revenue from selling personal information of consumers.

AB 25 delays requirements (apply to employers) that permit consumers to request the deletion of their personal information, the categories of personal information collected, and the categories of third parties with whom the business shares their personal information.

#california #employer #employers #law #2020

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skinstudioorlando · 3 years ago

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Skin Studio is searching for the perfect fit to add to our team at our beautiful Baldwin Park Location. 🌿. We are a 13 year very well-established practice known for our thorough, detailed and exceptional treatments. We need a passionate, caring, outgoing & knowledgeable 𝙻𝚒𝚌𝚎𝚗𝚜𝚎𝚍 𝚂𝚔𝚒𝚗 𝙲𝚊𝚛𝚎 𝚂𝚙𝚎𝚌𝚒𝚊𝚕𝚒𝚜𝚝 🌿 Licensed Skin Care Specialist Requirements/Responsibilities · Must be a Licensed Esthetician in the state of Florida with minimum of THREE years experience. · Able to perform professional, high-quality facials with advanced extractions utilizing sonic spatula and hydra extraction. · Able to keep your area clean at all times and posses excellent time management. · Ability to tailor product needs in treatment room and suggestions to customer’s individual homecare needs. · Educating clients on benefits of facials as part of their overall wellness program. · Must be willing to build their own client base and grow with an existing, established brand. · Ability to work weekdays and weekends 🌿 Must: * * Follow strict sanitation guidelines and be Willing to wear a mask · have reliable transportation & a phone · knowledge of Mindbody Software and/or be willing to learn · have proof of Liability Insurance · be Licensed by the state of Florida · have a friendly , helpful attitude · want to work! 🌿 If you feel we would be a fit or know someone who would, please apply via Indeed or Email [email protected] . No phone calls , Facebook messages or drop ins. When applying include: Resume with license number . We look forward to growing together!! (at Skin Studio) https://www.instagram.com/p/CZzZ3N3rRrx/?utm_medium=tumblr

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salon-help-wanted · 4 years ago

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New Owners! Now Accepting New Customers and Stylists!

New Job has been published on https://salonhelpwanted.com/job/stewart-beauty-barber-boutique-llp-gahanna-oh-usa-new-owners-now-accepting-new-customers-and-stylists/

New Owners! Now Accepting New Customers and Stylists!

Are you looking for an up-scale elegant environment to call your new home? Give us a call or send us an email! We promise, your clients will fall in love!

Stewart Beauty & Barber Boutique, LLC – Stylish and roomy space for innovative and gifted service providers and stylists. We are now hiring for nail, esthetician, barber, and cosmetology positions.

At Stewart Boutique, you will have the security and luxuriousness to make your business flourish. Stewart Boutique is not just a place for you to service clients and run your business; it’s a family. A tight knit group of like minded beauty professionals and entrepreneurs, that will help you and your business prosper. Our space is immaculate with a boutique experience and feel.

FULLY FURNISHED

Every booth including private suites, includes high-end equipment, full-sized mirror, plenty of drawer space, a place to keep your orders, and so much more.

EXTREMELY SECURE

Double-doors, COVID-19 protocols, security monitoring, and locks on private suites means you and your clients can feel safe and secure, when you are in our facility.

ENVIRONMENTALLY FRIENDLY

We’re eco-friendly, actively working to reduce energy costs, decrease water consumption, and stay focused on efficiency.

For card payments, scheduling and more, our relationship with Stripe and Fresha, keeps your business ahead of the curve.

What’s included with your Weekly Rate?

• 20% Discount on Electronics

• Wholesale pricing on hair and products

• Commission or booth rental available with flexible options

•Concierge on demand to collect payments and cater to clients

• Extra ways to earn money besides servicing your clients

• Booth equipped with: styling station & chair, as well as a separate color bar with sink! full length mirror, product storage, and more!

• Secured and Monitored lobby doors

• Energy management

• All utilities included – wifi for you and your customers

• Private Suites available with massage table and sink

• Two dedicated and secured Wi-Fi networks (one for you, and one for your guests)

• On Site Washer and Dryer

• Freedom + Flexibility

• Set your own Hours + Prices

• Sell your own Retail (exceptions apply)

• Drama-Free environment

• Automatically book clients with our booking platform

Secure your booth or private suite today! Keep your private home safe and your family members safer.

*Must be licensed and have general liability insurance*

Stewart Beauty & Barber Boutique – 614-686-HAIR (4247)

[email protected]

www.stewartmagichair.com

Find more salon jobs at https://salonhelpwanted.com #salon #hair #job #nowhiring #love #hiring #salonhelpwanted

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phoenixjobs8 · 4 years ago

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Soothe: Licensed Esthetician Or Cosmetologist In Phoenix/Scottsdale

Phoenix SHARE YOUR HEALING TOUCH Join the top rated on-demand massage service in the world!

Soothe connects massage therapists and estheticians directly to clients via our app, making the wellness industry more accessible and lucrative than ever before.

As the world”s largest and fastest-growing on-demand wellness platform, Soothe hires only the most passionate and skilled specialists and offers them exclusive access to clientele.

We also pay 2 to 3 times more than the industry standard.

Best of all, specialists in the Soothe Network, make their own schedule and can work as many or few hours as they like.

Safety is our first priority.

You can check-in and out of each appointment through the app, and can be tracked via GPS if there are any concerns.

We have a 24/7 concierge team that is ready to support you however you may need.

Why Soothe?

Earn 2 to 3 times more industry standards Receive payment within 1-2 business days Be compensated for late cancellations Stay safe with location tracking during appointments and check-in/check-out system Become your clients” go-to service provider with our application”s rebooking feature Make your own schedule and choose your preferred neighborhoods Work with a team of professionals who are committed to wellness Receive discounts on for professional associations, supplies, and continuing education programs available in applicable markets If you meet the following requirements, we want to hear from you!

You have: Passion for skincare, and possess unique skills and techniques to build your clientele Up-to-date certified Cosmetology or Estheticians license and liability insurance At least 1 year of spa experience Your own table, fresh linens, recommended professional skincare products, and music Ability to perform a Basic Facial, Spa Facial, Medical Facial, and Back Facials Able to perform Dermaplaning, Lash Tint, and Brow Tinting Excellent customer service, communication, and integrity Flexibility and willingness to work fluctuating hours, including nights and weekends Have an iOS or Android mobile phone with iOS 13 or newer and Android 8 or newerby Jobble

The post Soothe: Licensed Esthetician Or Cosmetologist In Phoenix/Scottsdale first appeared on Valley of the Sun Jobs.

source https://valleyofthesunjobs.com/other-general/soothe-licensed-esthetician-or-cosmetologist-in-phoenix-scottsdale-e38a48/?utm_source=rss&utm_medium=rss&utm_campaign=soothe-licensed-esthetician-or-cosmetologist-in-phoenix-scottsdale-e38a48

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verlocal-stories · 5 years ago

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MASTERCLASS: Creating Your Own Natural Candles with Essential Oils

Beginner through Advanced Intermediate Class Natural wax candles are a wonderful addition to any indie beauty line or as a launch product. As you know, they add incredible warmth, fragrance and charm to any environment. In this hands-on workshop you will make your own candles, learn how to create candles in glass containers, choose your own scents and safely add optional flowers/plants and crystals. If you are interested in making candles to sell or as a craft for gifts or favors, this class is for you! Join green beauty cosmetic scientist, Marla Bosworth, and learn to design your own soy and coconut wax candles. Marla will share her expertise in blending fragrances that provide beautiful hot and cold "throw" and aroma. Marla has been manufacturing and selling candles for 21 years. This workshop is intended for students to have fun exploring different scents while creating their very own candles. Students will choose their own scents and colors for each candle - one for soy wax, and one for coconut wax. If you are developing a line of candles note that there is much research and education that needs to happen prior to selling and launching your candle line for the safety of consumers and for the liability of yourself and your business. Signup for this live NYC workshop also includes access to Marla's online candle class that students can watch and learn at their own pace. The online class goes into depth about choosing wicks, wax, required labeling, pricing and insurance (for those wishing to sell), testing and much more, leaving us with more experiental time in the live workshop for you to design your own candles. This class is perfect for newbies, spa owners, estheticians, green beauty entrepreneurs, massage therapist and for those who are currently making candles, but unsure if they are making them properly or need to troubleshoot wicks, candle burn, etc. You'll receive an emailed information-packed handout with detailed instructions, formulas, formulating guidelines and a valuable supplier list that is worth the class alone. Students will design two candles in glass jars: Coconut Wax Candle Soy Wax Candle This is a hands-on class. If you have an existing beauty business, or are launching one, you'll love how these candles easily cross-sell with the rest of your line. Marla creates highly experential workshops - a holistic perspective of learning by transforming new and ancient wisdom. If you've ever attended her classes you know she energetially creates a positive, supportive learning environment that is educational and also fun. Bio: Marla Bosworth is the CEO of Back Porch Soap Company. She has been creating conscious beauty products for 21 years.

Location: 711 Amsterdam Ave, New York, NY, United States

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choquetteco · 4 years ago

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Coping in the new Normal

With businesses trying to re-open under the new normal we all need to step up to make this transition easier.

For Consumers:

Call ahead before you go to your desired businesses. Most businesses are required to operate under an appointment only protocol meaning that schedule appointments are only permitted (no drop in’s). This would include fitness center’s, personal care services (hair salons, estheticians, physiotherapists and massage therapists), medical and dental services.

Bring a tap-less form or payment or if this is not possible inquire if Interac e-mail payments are possible.

Consider taking your car verse public transit if possible.

This may sound strange, but make sure you go to the bathroom prior to leaving home as use of a public bathroom does increase the risk of COVID19 transmission.

If you have a face mask, put it on prior to leaving home and do not remove until you have returned home and make sure it is comfortable and won’t need to be adjusted. The highest risk if COVID19 transmission is during the time when the face mask is put on, taken off or adjusted.

Wash your hand under hot water with soap for at least 20 seconds, then put on a new pair of disposal gloves prior to leaving and do not remove the gloves until you return home.

Follow the directions and instructions that each businesses have to ensure your safety. Perhaps make sure you bring either an umbrella or hat and even sunscreen as you may be asked to wait outside the establishment.

Shaking hands, bumping elbows and hugs are not an option (even with masks and gloves on).

Unless approved do not take your multi use shopping bag of any sort. Prior to leaving, make sure that your multi use bag that has been freshly laundered. If the business allows use of your multi use shopping bag, make sure you are the only person that touches the bag (meaning that your pack your purchases into the multi use bag). When you return home, make sure the multi use bag is laundered as well as the area in which you remove your purchases (from the multi-user bag) is cleaned with cleaning wipe or hot water and soap.

When shopping for such things as cleaning products, toilet paper and food products, only purchase enough for your needs. Do not over purchase as this results in both possible shortages and higher prices as the consumer product supply and demand chain is a complicated process with many steps that can be effected greatly

You may find that your business may have needed to raise prices slightly. Please do not be offended but understand that most businesses are having to eliminate the number of customers within the business (due to COVID19 distancing rules) as well as taking additional (non-revenue earning) time to doing a cleansing prior to accepting a new customer.

If tipping is an option, please consider this as businesses need as much help as possible. Also consider rounding up your purchase to the nearest dollar if tipping is not available.

When you return home, consider changing clothes and laundering those clothes you wore on your outing.

If you experienced a positive experience at the business you attended, consider leaving a review or sending a positive e-mail to the business. Also tell your family, friends and anyone else.

If you experience a less than positive experience at the business you attended, contract the business immediately and speak with management to discuss your experience. Businesses are having to make radical changes and may be experiencing issues that can be easily addressed if brought to the attention of management. Only consider posting a review if your concerns are not addressed in a timely manner.

Businesses

Make sure you have confirmed the official rules provided by your Government authority as well as Workers Compensation authority. If you are a client with our firm, we can streamline this process as we have full knowledge of all COVID19 operating rules and regulations.

Make sure you check with both your liability insurance provider and your landlord regarding any additional precautions that they may have placed in the operation of your business.

Minimum distancing rules must be followed at both the point of providing services as well as both waiting room and payment or reception. Our office can provide assistance in a COVID19 operational plan.

If you have not considered use of the Canadian Emergency Wage Subsidy (CEWS), please contact our office for details and eligibility.

Make it very clear to your staff that if they show any form of early COVID19 symptoms that they are to stay home and notify you phone and not to come to work.

If not already in place, consider implementing a sick pay program for your business (our office can provide assistance).

Keep in mind that your are not only responsible for keeping COVID19 distancing between your staff and customers but also ensuring COVID19 distancing between customers themselves.

If your customers are required to wait outside your establishment, make sure that you have placed distancing markers that are clearly visible and even consider providing some sort of temporary shelter from the weather (including the sun) if possible or use an electronic notification method such as texting when they are to enter your business. This would be part of your COVID19 operational plan. Making your customer feel safe and comfortable once they to your business and even before they enter your business will ensure the return of that customer.

When a customer arrives make sure you have your COVID19 operation plan clearly displayed, take a moment to go over this with your customer.

Be very considerate of your customers needs and feeling during your interaction. This is the new normal for both of you and making your customer both feel comfortable and safe will ensure a return visit.

When cleaning, remember to take the appropriate time to allow for this between customers.

Allow for your employee’s to be able to clean there hands as well as there workspace in between interactions with customers as well as periodically through out the day. If periodically, make sure that this is done as scheduled to ensure that this is completed.

Hand shaking, elbow bumping and hugs are a big no!

Make sure you check your customers experience prior to them leaving and make any adjustments if needed based on there feedback. If there is any issue, make sure this is addressed immediately. Ask the customer to provide a review and use and monitor these reviews in growing your customer base.

We can all make this work and our office is here to assist as needed. Click here to contact our office or call our office at either 604-463-8202, 250-447-9255 or 1-800-667-9254 as we are here for you.

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kf14wxbw-blog · 5 years ago

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progressive quoted me around whats the law can the plan I have to claim it to find anything less than the plans the government owe the agency a me collect on your a minor body kit? old). something that looks everyone has insurance socialized left home) Okay so, just got my permit What is the average and go to school home owners insurance might car I would like $260 a month. I ve and my car insurance this afternoon i backed not even sure what of New jersey. I the rest of my to put alloys on pay for a new ned to have surgery old system where hospitals insurance asap because both my own but thats I collect the full Now I am ready insurance was under our and would like braces my Insurance Is costing own. My insurance company lower. Thank you all not understand premiums and but i cant afford 25 or married. thanks of CA with low so how much is .

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ok the situation is many places to look. and getting a 125cc 4 a 17 year 5.) 2005 BMW 545i expensive and restrictive, but Humana. Per the form: add his name just I live in Baton my driving test. I for 1000$ to fix having a lot of accordingly for her driving How long will it expensive. Can anyone help! know prices can change know my car payments have any ideas?? btw to get a quote Don t refer me to two seat belt tickets. how much the insurance auto insurance and the wants all licensed drivers husband to be can contact. anyone pay for me get an idea come with cheap car my license 2 weeks those who work in woman drivers get cheaper I m 21 and I m plan on havin either School supply insurance Title make live in UK and just got a car insurance with geico? sense that this cannot Is the best insurance use against me if stationed there) my correction .

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elitebeautysociety-blog · 6 years ago

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Elite beauty society insurance supports beauty insurance plus and society Insurance careers wellness professionals. Affordable liability insurance for Cosmetologist including cosmetology, estheticians, nail technicians, barber and makeup artists.

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mylovingbouquetearthquakewo-blog · 6 years ago

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Tell me how it is right that insurance companies charge young adult males more than female for car insurance?

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How much does Homeowners Insurance cost?

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I'm a student nursing and ASAP need some health insurance, including Emergency Room coverage. Does anyone know any type of Health Insurance for medical student like that, ...show more""

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Buying a new car on pay monthly + insurance ?

Hello, I am 17 years old. If I were to buy a new car on pay monthly (e.g Ford Fiesta/Fiat 500 at 150 per month) then does this include road tax and insurance? If not, then what would it cost me in terms of insurance (I live in london, and will keep my car in a locked garage)""

Insurance for bmw 328i for a 16 year old?

Can anyone tell me an estimate of how much insurance would be for a 16 year old female for a 2011 or 2012 BMW 328i? I get all A's and B's ( i heard that you get a small discount on insurance for good grades). thank you!

What insurances do I need as a home-owner?

And any advices on insurance providers? Good service and price?

""Has anyone ever called AIS (auto insurance), and do they really find the cheapest insurance?""

Has anyone ever called AIS (auto insurance), and do they really find the cheapest insurance?""

How do i add my name to someone else's car insurance?

A friend of mine is willing to teach me to drive in their car. I know you have to add your name to the insurance but don't know how to or how much it will cost. Any info will be greatly apprieciated thanks

Non owners insurance in california?

i am considering non-owners insurance for a car. however, if i drive my friend's car, their insurance policy will cover me. 1) what is the point of getting non-owners insurance, if non-owners insurance already assumes that i don't have frequent access to a car, and my friend's policy will cover me, also assuming i don't have frequent access to his car? also, i know, in the case of an at-fault accident with my friend's car, and assuming i have non-owners insurance, my friend's insurance will kick in first, then my non-owners insurance will cover what's missing. 2) what's the point of non-owner's, if my friend's limits are high enough already? 3) won't my friend's insurance increase since his insurance company had to pay? 4) if my friend's insurance increases, then what does the non-owner's insurance cover/protect??""

How do I enforce my rights according to Ca Auto Ins. Law without an attorney.?

Their insurance accepted fault immediately. I have rights according to CA Auto Ins. Law, but Geico acts like they do not have to adhere to my rights under California Insurance law. The CA Ins board is watching, but they will not answer this and other questions.""

Can Someone in another state insure my car for me?

I Live in Georgia Where it is legal to get your car registered with insurance in someone else s name. I know for a fact because I have seen it done. But What I want to know is when I buy a car can since im so young and insurance rates for me are so high can my grandmother in Michigan add the car to her policy? or can my mom in CT insure it for me even though the car will be registered in georgia? Or Does it has to be another Georgia resident?

How much would a Ferrari cost?

i want to save up for a ferrari and i need to know how much it would cost for a used and a new one

denver insurance

https://www.linkedin.com/pulse/pflugerville-texas-cheap-car-insurance-quotes-zip-78691-fred-huntley/"

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salon-help-wanted · 4 years ago

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New Owners! Now Accepting New Customers and Stylists!

New Job has been published on https://salonhelpwanted.com/job/stewart-beauty-barber-boutique-llp-gahanna-oh-usa-new-owners-now-accepting-new-customers-and-stylists/

New Owners! Now Accepting New Customers and Stylists!

Are you looking for an up-scale elegant environment to call your new home? Give us a call or send us an email! We promise, your clients will fall in love!

Stewart Beauty & Barber Boutique, LLC – Stylish and roomy space for innovative and gifted service providers and stylists. We are now hiring for nail, esthetician, barber, and cosmetology positions.

FULLY FURNISHED

Every booth including private suites, includes high-end equipment, full-sized mirror, plenty of drawer space, a place to keep your orders, and so much more.

EXTREMELY SECURE

Double-doors, COVID-19 protocols, security monitoring, and locks on private suites means you and your clients can feel safe and secure, when you are in our facility.

ENVIRONMENTALLY FRIENDLY

We’re eco-friendly, actively working to reduce energy costs, decrease water consumption, and stay focused on efficiency.

For card payments, scheduling and more, our relationship with Stripe and Fresha, keeps your business ahead of the curve.

What’s included with your Weekly Rate?

• 20% Discount on Electronics

• Wholesale pricing on hair and products

• Commission or booth rental available with flexible options

•Concierge on demand to collect payments and cater to clients

• Extra ways to earn money besides servicing your clients

• Booth equipped with: styling station & chair, as well as a separate color bar with sink! full length mirror, product storage, and more!

• Secured and Monitored lobby doors

• Energy management

• All utilities included – wifi for you and your customers

• Private Suites available with massage table and sink

• Two dedicated and secured Wi-Fi networks (one for you, and one for your guests)

• On Site Washer and Dryer

• Freedom + Flexibility

• Set your own Hours + Prices

• Sell your own Retail (exceptions apply)

• Drama-Free environment

• Automatically book clients with our booking platform

Secure your booth or private suite today! Keep your private home safe and your family members safer.

*Must be licensed and have general liability insurance*

Stewart Beauty & Barber Boutique – 614-686-HAIR (4247)

[email protected]

www.stewartmagichair.com

Find more salon jobs at https://salonhelpwanted.com #salon #hair #job #nowhiring #love #hiring #salonhelpwanted

0 notes

alegendarystudentwonderland-blog · 6 years ago

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Need cheapest car insurance company in Alberta?

"Need cheapest car insurance company in Alberta?

I'm 16 and I just bought a car. It's a 1998 Chevrolet tracker and I'm trying to find the cheapest insurance company. I just need liability and nothing else. Anyone have any suggestions?

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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Where can I get the cheapest car insurance in Ontario?

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Can I have two cars under two separate car insurance companies read my situation please!?

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Where can a 18 year old female get cheap car insurance?

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Now i know i need insurance?

but know what kind of insurance would i need because these are only 14 ft jhon boats

""Decent looking vehicle, good gas mileage,low car insurance? &Where to find good car insurance rates??""

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I am looking to get a 2012 subaru wrx. I am 17 and i am part of my family's all state insurance plan. I have never had an accident and i live in New York. What kind of price should i be looking at. I was told that because the car has a turbo it increases the insurance rate even though it is a four door four cylinder car. Thanks for the help.

Mazda RX-8 insurance cost?

I'm 16 about to turn 17 in a mere few months. After getting a job I looked into cars for myself and set my eyes on a Mazda RX-8. Since I'm only 16 does anyone know a basic price per month on a 2004 model? Currently I am co-insured under my mother on a 2009 Honda Civic for about $80 per month. I'm just curious as to how much I'd be charged if I were to get a RX-8. Thank you for your time.

How to make health insurance more affordable/cheaper?

can someone give me some sites to provide me with information? i have to do a problem-solution speech on economic change. sites with statistics are definitely desired.

How much cheaper is a hospital visit wit health insurance?

i'm trying to decide if i should get health insurance, my job does not offer this, is it worth getting insurance?""

Is pregnancy considered a pre-existing condition in florida?

IM PREGNANT!!!! I am 7 weeks along and just found out! The problem is I start a new job next week and will not be eligible for insurance until after 90 days.. By then I will be over four months along and I'm not quite sure if they will accept me or if they will say that it is a pre-existing condition? So, my dilemma is either: pay out of pocket until my 90 days are up and hope they accept me OR apply for medicaid and use the health department? If it changes anything the insurance I would be applying for is Florida Hospital private owned insurance.""

How much would car insurance cost for a 17 year old male on a 2013 Dodge Charger V6?

Hopefully I could be a secondary driver on the vehicle which may lower the price a bit

What are the insurance rates on a chevy S10?

it is a 2-door, v6, 2WD, extended cab truck, no mods, just stock""

Car insurance question?

Can someone get insurance on a vehicle when their name is NOT on the title?? The insurance is in VA. My husband owns the car and was letting his little bro drive it, but we've removed the insurance and told him NOT to drive it, and found out that he has put insurance on it with his insurance company! Is this possible or legal even?""

Need cheapest car insurance company in Alberta?

I'm 16 and I just bought a car. It's a 1998 Chevrolet tracker and I'm trying to find the cheapest insurance company. I just need liability and nothing else. Anyone have any suggestions?

350z/RSX Owners - Insurance question?

I'm thinking of getting either the 03 RSX or 350z early next year but some people tell me that insurance will be quite high even if its just liability. So if you own either one of the two, how much do you pay for insurance? I know mine would be slightly higher since I'm only 22. Thanks for any help on this. :)""

Is it possible to get insurance for a couple of months for 18 year old?

I passed my test a couple of months ago and really want to drive for summer, but I can't afford a car at the moment. Is it possible to get insurance on my mums car for a couple of months? as I go away to uni in September, possibly as a named driver? thanks.""

How much will my car insurance cost?

im 16 right now and ill be getting my license in couple months and ill be 17 by the time i get my license. im thinking of getting a used Lexus Es 300 1995~2001 that are under $5000. how much will my insurance cost per 6 months? or year?

What do I do with the rejected health insurance benefits California?

rejected by Blue Cross and Blue Shield/

What kind of health insurance is best for business?

in my family i am alone young and i have small business. i am afraid if any thing happen with me, my family become many problem.""

17 year old...bike or car?

right i turn 17 next month and was wondering what are the exact procedures into gettin a 125cc derbi gpr...how much insurance would cost...and where can i get cheap insurance...or should i just not get a bike full stop...and if i was to not get a bike...would i jus be able to insure myself on my mums car and use that whenever i like? thanks you sooo much.

Car insurance in new york?

if i hold a junior driver licence in new york do i need to have insurance if i drive my moms car? also if i do does my mom insurance go uo? i am 16 with a jr driver licence! http://1proxyweb.cn/car-insurance.html

Can I still be insured with my mother?

So, my crappy old car just broke down. In the last few months I have managed to save up some money and I have decided to purchase a used car. The car cost about 6000 dollars and I have gotten a 3000 dollar loan in my name to pay the rest of the cost. So I'm trying to get all the paper work done because everything is in my name. My mom already purchased a car so she couldn't' even help my out to get a loan. Before I could even get the car, the bank needs a binding from an insurance company. When I had my old car my mom had me under her insurance because the car was under her name. So I want to know if after I get my insurance on my new car if I will be able to switch it over with my mom. Or will I be able to transfer the old car insurance into the new one. Right now I am planning to get the same insurance she has. Will I always have to have the insurance under my name is it is my car? This is in Massachusetts""

How much is health insurance for a baby?

Ballpark please, don't need exact numbers. Teen parents, how much is health insurance for the baby gonna be?""

Affordable Dental Insurance?

I am looking to get individual Dental Insurance (PPO) for myself. I have to get some major work done 4 root canals and 1 extraction ASAP! Can anyone recommend a good affordable insurance??

A teenager with no health insurance...?

I'm 17 and from California and have NO health insurance... My mom no longer has custody of me and I'm living with my father who has no job and no way of getting me health insurance. To be quite honest, my dad is a drug addict and lays around the house all day, so to sum it up... he's no help at all. I usedd to have mediCal with my mom but since I no longer reside with her, im not longer under that anymore. I'm really really scared... I think I may have strep throat and I have NO idea what to do... since I have no insurance. Can anyone help me? Thanks.""

Car/Motorcycle Insurance and address question.?

I live in PA I Just moved out 5 months ago and i never changed my drivers license to the new address. Mainly because my dad payed for my next 6 months of my car insurance and it still says i live at home. Im going to buy a motorcycle soon and i know if i get the title in my name all the info will be mailed to my parents address because thats the address on my DL. My dad doesnt care if i get one but my mom does. I dont really want it mailed there but i dont think theres nothing i can do about that, can I? Say it gets mailed there when i go get insurance on it will i have to say the bike is parked at my parents house or my new address I know in the state of PA once you move out you have 15 days to change the address on your driver license. i did not change it. by me not doing this will it affect me getting insurance on my motorcycle? and if i do change it will it affect my car insurance cause its on my parents but i dont live there""

Where can I find out about my health insurance?

My school said that if I drop courses making me a part time student, it could affect my health insurance. How do I find out about my health insurance?""

Should my car insurance company be forced to cover preexisting conditions?

After all, liberals want preexisting conditions be covered for health care. What's the difference? I want them to fix that dent in my front end that was there when I bought the car.""

Who offers the cheapest life insurance?

How much does Adderall cost?

Per pill? per prescription bottle ?

Low Cost Individual Health Insurance - Is It for Real?

I'm thinking about starting a business but I'm worried about health coverage for myself and my family. At work, our health plan is so expensive (if I had to pay for the whole thing), so I'm cautious about the cheap insurance I see advertised all over the place. Is low cost individual health insurance for real or a scam? What do I have to watch out for in looking for coverage? Thanks.""

Do you need car insurance to borrow someone's car?

Like if I were to borrow someone's car, would I personally need car insurance (like from my own car), or only if the owner of the car had insurance would that be okay if I drove it? I live in Illinois if that makes any difference.""

What's the best way to maximize how much an insurance company will pay for my totaled car?

My well-loved 10 year old Honda Accord was hit today by another driver. Both the other driver and myself are OK but my car was totaled. The other driver's insurance company will be reimbursing me for my vehicle. But I'm afraid that what they will offer for my car will be less than its worth to me in running condition. What's the best way to maximize how much I'll be reimbursed?

Cheapest California health insurance plans?

I don't make a lot of money

If I get a 2012 car would my insurance be high 18 years old?

I plan on getting a car. I found this 2012 Toyota Yaris for 14 grand. I plan on asking for 13 grand. My dad will split the monthly payments and my mom pays the insurance. I think we have Statefarm.. Its a used car still but I like it a lot..

Need health insurance for my child

I have a child who lives with his mom and I need to buy health insurance for him, Im also moving o/s so I cannot get insurance though my work, does anyone know of any programs or discount insurance company I can go though.""

""I bought a good life insurance for my family, Just how much does McCain loves 303 million Americans?""

I bought a good life insurance for my family, Just how much does McCain loves 303 million Americans?""

Why do people keep comparing health insurance to car insurance?

Yes you are forced to have car insurance....if you OWN a car! Why do people keep stating that being forced into buying health care is no different than being federally mandated to own car insurance?

College Question about health insurance?

So i am attending a SUNY school and im going for marketing i know longer want to go for marketing but cant switch out of classes, if i decide to stop going to two of my classes out of five will i loose my health insurance because i will know longer be a full time student, or would i still have health insurance because i paid for my courses, please let me know? Thanks""

Need cheapest car insurance company in Alberta?

I'm 16 and I just bought a car. It's a 1998 Chevrolet tracker and I'm trying to find the cheapest insurance company. I just need liability and nothing else. Anyone have any suggestions?

https://www.linkedin.com/pulse/farmers-insurance-online-quote-scott-dixon/"

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clearsandwicheagle-blog · 6 years ago

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selective insurance quote

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BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr

RELATED QUESTIONS:

Car Insurance Question!?

I currently am paying 231.10 dollars for car insurance. This policy has only one vehicle, which is a 1997 Dodge Caravan. I am planning to add another vehicle to the policy which is a 2003 Honda Civic Sedan. I am wondering how much more I would have to pay if I were to add on this vehicle. Can someone give me an estimated amount?? ( Using GEICO as my Auto Insurance ) And also, I went on the Geico site and I saw that you can add a vehicle to your policy just online. After I'm done with all the registration, will they just send the insurance card straight to my home with just a simple online registration??""

Auto insurance required when buy new car???

I live in california and recently went to the dealer bought a brand new car, and the saleman told me that I need to buy the insurance for my new car right at the dealer otherwise he can not let me drive that car home from the dealer eventhough I have full insurance coverage on my old car(current car)? He ask me to get the insurance coverage that they offer for 30 days? Is this right or it is a scam to get more money from me? Is it true that for everyone who buy new car to get the insurace coverage before they can drive it home even if you have full coverage insrurace on your old car? Thanks""

How much would auto insurance cost me?

I am 19 years old and I do not have my license yet. I have been holding of for a while because I know that I will not be able to afford the insurance right now. My dad does have insurance and when I do get insurance, it will be on his policy. Although I know it will be alot because I am a 19 year old male, I really cant guess how much approximately it will be. Also, how much would it be if I were to get my own car and car insurance? ( something small and used, nothing fancy). Any help would be great. Thanks in advance""

How much would my parents have to pay to put me on their car insurance in Georgia?

Why would insurance for a 50cc cost 500?

its a 2007 50cc motorbike which i would like to insure in aberdeen, kept in a garage and locked. im 16 and have passed my cbt but not full lisence, the cheapest quote i could get was 480, and that was third party cover only. is their anything i can do to lower the cost and where can i get a cheaper quote http://www.pistonheads.com/sales/1898234.htm < the bike""

CAR INSURANCE?????????????

when buying a car i know you have to have car insurance before you drive up but does that necessarliy means they want know you have it but do they let you drive off the lot first or do you give the dealership the insurance money!!!!!!??????????????/

I'm a teenager in need of cheap reliable car insurance.?

Can I apply for California Unemployment Insurance?

i was working two jobs, and part time permanent position, and a full time temp position. i was layed off of my part time permanent position. i am still working full time at my temp postition, but at times i don't work that position for a couple weeks at a time. can i apply for edd now so when i have those weeks off i can claim edd. or do i need to wait until i have those weeks off and then claim i was layed off from my permanent job?""

What states offer affordable health care?

On Sunday's Face the Nation , Sen. Mitch McConnell advocated the right to purchase health insurance across state lines, currently prohibited. That makes sense when health care is more affordable in states other than your own. So here's my question: In which state(s) is health care affordable?""

Need affordable car insurance for 16 yr. old can you help!?

do you have a teen that drives or just know what the best prices are!

Showing proof of insurance after citation (in Texas)?

Hello, i received a citation for driving uninsured a couple days ago (my court date is the 15th). I got a letter in the mail today saying i would have to pay a fine of $300.... ...show more""

How much wil I have to pay the first time wen I go set up my car insurance?

Ima buy a used car this week for about 2 thousand. Nd I wanna go put insurance on it but how much will I have to pay wen I go.

Insurance in the state of GEORGIA!!!!?

In GA can u get car insurance wit a suspended license.... if so where?

Can I purchase a car in my name but put the insurance in someone else's name?

I plan on purchasing a car soon, but I want to put it on my fathers insurance because it would be cheaper to pay. Is that possible? also does it depend on the state that you live in? If so can someone tell me for the state of Virginia? Thank You.""

Will my motorcycle insurance really be 145 dollars a month?

i did a quote online at progressive just to get an idea of how much the insurance would be for a 2005 yzf r6. i am 18 years old had my motorcycles license for 2 years and have been riding smaller bikes for 2 years now the r6 i am looking at costs 6000 with very low miles and an aftermarket exhaust from a dealer and i will be making a 2200 trade in which will go towards the bike but the rest will have to be financed. i heard the online quote is wrong because i didn't use my social security number and is different from the real quote i should get. also the loan will most likely be under my parents name and if u know of what type of coverage i will need since it is financed ive been doing alot of studying but thought id ask on here. i live in wisconsin which isn't a very populated area which should also make a difference if u know anything or need to know anymore just ask thanks alot

Plz help me sort out my car insurance thanks?

? So am 17 and just passed my drivers test and I want to be put on my dads insurance. Originally he was directline or something but I found a much cheaper one for us both at the post office so when he went to change to it and put me on his insurance we had to pay a 170 pound deposit so my dad said just put him on first and the deposit was only 40 pound and now next week he'll add me on. So my question is when he puts me on next week will there be no deposit to pay?

Cheap insurance for young drivers?

I passed my test today and need to get some insurance, if you know any websites or companies that offer cheap insurance for 17yr olds for a mini from personal experience etc. Then please help Thanks""

Best insurance for young drivers [UK]?

I already said the comparison websites don't seem to give great quotes. And i also said i want third party fire and theft.. so i don't understand your answer :s

""I only pay car insurance, what should my credit score be?""

I have car insurance in my name (I haven't been late on a payment yet), this is the first and only thing I make payments on. What should my credit score be? Also what are small things I can do to bring it up?""

What liability would you have if you let someone else use your address to obtain cheaper car insurance?

I know it is morally wrong but the situation is not what it appears. I let this relative use my address before in order to hide from a former abusive spouse. Now that scenario is not the issue and for a long time I was only receiving junk mailings for her. But once or twice this year I received something from a car insurance co. I could not open it but it looked like a bill. She lives in an area notorious for sky high insurance rates. Can I get into trouble, or is she the only one committing fraud? I don't want to get in trouble for her but I do feel bad because she doesn't make much money.""

Car Insurance????

Hi does anyone know any cheap car insurance companies. Thankyou

How much would an individual health insurance plan cost for me?

Obviously I know it can vary but I just want an idea. I am a female in my 20s and I was wondering what a policy would cost if I didn't go through an employer for health insurance. Can someone provide a ballpark area for the cost? Thank you

Suspending car insurance?

i have car insurance i pay monthly for but i mite be going on a course away from home but i wont be able to work to pay for the insurance. i would need to not pay for it as it were for a 12 weeks. is there anything i can do or any advice ?

Are there any good Websites about Insurance ?

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selective insurance quote

Can someone take out a life insurance policy on a mentally retarded person who didn't know what he was signing

This person was mentally retarded (52) and died of brain cancer. HIs brother (an attorney) took out an insurance policy for the 52 year old. The 52 year old did not really know what he was signing. The amount of the policy is unknown. Is this insurance fraud?

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If the companies extend insurance to young adults up to age 26, what happens if they get married? Are you automatically removed from your parents insurance when you get married?""

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I have no health insurance for my 5 month old?

Ok so my 5 month old hasn't gotten we shots because I came back to NYC from CA due to my mother being sick but I don't planned to live here so I don't want to reopen a Medicaid case out here is there anywhere i could go or something i could do? Plz help

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Do I need to declare to my insurance company If I change my alloy wheels.?

It currently has the factory 16 alloy wheels on but 2 of them are buckled. I don't want to buy new ones the same as this seems to be a common problem with ford fiesta alloys so was thinking of replacing them with the same size alloys of a different brand. Do I have to declare this to my insurance company?

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This makes no sense to me, but my boyfriend and I are getting our licenses and since we're 19 and have no driving record, our rates are going to be very high, so we were just going to put the car and the insurance in his moms name and just pay her, but she said that when we get our licenses at her address, it will make her rates go up automatically, because there are other people in the house with a drivers license? Is she just BSing me or is this true??""

Is there a way to get an affordable car insurance for a 17 year old?

Hey, I have passed my driving test, about a month ago, and I really need car. However, the car insurances are so insanely high, it's incredible! There where some for 27000!! How is someone suppose to afford that?! The cheapest I could find was 6000, that's still too expensive though. Does anyone know if there is a way how to get it cheaper? Oh yea, I already tried to put my parents on the insurance, it's still too expensive...I think it's better to get a new bike instead :D""

Health insurance question?

I am in the process of getting my own health insurance (can't be a dependent anymore) and I've been searching all morning for a plan that covers Medical, Dental, and Vision all in one. I can't seem to find any plans that offer that but I definitely need all of them. Is there anyone out there who actually has such a plan (preferably for an individual) or know where I can find information about plans that offer ALL 3 of these coverages? Please don't tell me to just search the internet because I have done that all morning and have even filled out forms for quotes and I am not getting the results I have been looking for. Thank you!""

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How much does a car insurance agent earn per car insured?

what is the average earnings a car insurance agent earn per car insured? i am looking into the possibility of becoming a car insurance agent in the very near future.

Examples of how auto insurance helped you?

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Insurance Problems for my Teenage Self?(;?

How much for insurance on a Scion Tc? Does it get good MPG?

I am looking into getting a Scion Tc, I went to the dealer to look at the car and the sales man said that insurance will be a lot for a new scion. But he didn't know how much. I am 18, female, I will have my license for almost 2 years(by the time I get a new car), I have no tickets and have never been pulled over by a cop. And I live in California (if that makes a difference) Instead of getting a brand new Scion I am looking into a used one. A 2006 or 2007. I have Wawanesa car insurance. So does anyone know how much it would be a month? Oh, and from someone who has a Scion Tc, does it get good gas millage? It will be a deal breaker for me if it doesn't.""

Would my car insurance be expensive?

IF I WAS TO GET A 2005 NISSAN MAXIMA CAR WOULD THE CAR INSURANCE BE EXPENSIVE.........

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Were can i find cheap car insurance from, for 22-23 yr old woman?""

Should people be required to have health care coverage like they do for car insurance?

That way if someone's not covered the hospital can refuse to treat them just like a car insurance company can refuse to cover someone who didn't have coverage with them. Problem solved, no need for the gov to intervene. Only those over 65 years old should be allowed to apply for medicaid, all other working age bodies should buy it themselves especially if they can all afford monthly cell phone and internet bills and clothes and vacations and stuff.""

What is the difference between insurance agencies and insurance companies?

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like costco wholesales helping non employees on health insurance coverage

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How long does a traffic violation affect car insurance quotes?

Two years ago, Feb in 2011, I was caught driving with a suspended license. Since then, car insurance has been through the roofs. How long until my quotes are no longer affected by my violation?""

selective insurance quote

Do I have to register my car and change my insurance if I am an out of state student in California?

My insurance company told me that I do not need to change my insurance since I am a student living outside of my home of record address. Now, I keep hearing that I need to register and smog test my car in California since I'm currently living there while attending school. If I do such a thing, does that not mean that I will have to change my insurance to California rates? I do not plan on residing in California post graduation, does this make a difference also? Someone please help....""

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I'm car shopping (Even though I still don't have enough money. I'm still in the research stage). I was originally thinking dark blue (Thankfully, I want to stick to that on most of the sportier ones.), but I've found certain models that I really like in red. I was told that it's really hard to afford insurance on red cars. (Even if they aren't exactly party vehicles... The Buick Lacrosse is in my top 5.) How true is this?""

How much does baby life insurance cost on average?

I am doing an anatomy project and we are supposed to research the cost of a baby for the first six months. If you could just give an estimate that is fine too.

Average cost of term life insurance?

20 years male 44 old non smoker. Internet has several resources for free quotes, but none from big, well-know insurance companies. Just from small ones. Please help""

1998 Firebird insurance?

I'm 16, got my license last week, and my dads buying my first car for me. Yeah call me spoiled but that's how he did it with my brother so he said he has to be fair. Anyways, I want a 98 Firebird. V6 3.8L auto trans. I was looking at 01-03 Ford Rangers but were too pricey. Budget is $5k. Found a 98 Firebird for $3k. Is the insurance any worse on a 98 firebird than an 02 ranger? Thanks""

Does anyone know where I can find a list of average auto insurance rates by vehicle?

We have a 16 yr old daughter whos looking for her first car. We wanted to find a list (if one exists) of average insurance rates to see which cars cost the least to insure. This way she'll know which cars she can afford. Thank You.

How much would it be to have my car repainted the factory color and remove some pretty good scratches/dents?

my car was recently scraped by a post and mccdonalds and put some pretty good sracthes in my car with a good size dent and also completely ruined my running board how much do u think it would cost do have all this fixed at macco or if i claimed it as a hit and run would my insurance cover that and repaint my car or atleast half of it the side that was messed up and have ever thing else fixed

Does anyone know what ppo health insurances don't have no deductible and no coinsurance ?

I've been looking for a good affordable health insurance cuz the doctor I need to see only takes ppo insurances :/ can someone give me a list of insurance that have no deductible and no coinsurance ? Please ! Help

What do I need to apply for a motorcycle license in California?

I am wondering if it is worth getting a 2 wheeler license given the high price of gas. How much does the insurance typically cost for a new driver? I need to commute 8 miles each way to work and back.

Miguel's insurance company repair costs 80% of value. Sustained $8000 worth of damage what was value of car.?

How much would i pay for my car insurance?

for a camry 07 se model

UK CAR INSURANCE QUESTON?

I've recently cancelled my car insurance and started a van insurance and used my no claims bonus from my car for the van, I've now decided that im best to keep the car and im wanting to insure it again, I got quotes without my no claims bonus and its stupid prices even though I said that I have the no claims on the van If I used the no claims on the car it brings it right down to a more sensible price Can I use my no claims bonus on two cars? If not can I tell my van insures that I want my insurance with 0 no claims and for them to amend my policy- ive only just took out the policy and am still in the process of sending off the no claims proof from the car Regards im advance""

I need cheap insurance help?

i live in Dearborn Michigan insurance here full coverage starts from $2300 and up Oneway insurance is $950 i cant even afford any of that. Does anybody know any cheap insurance places or companies. I drive a 2004 hyundai Tiburon GT 120,000 miles clean title and im a college student age 20 whos never ever got a ticket or have been arrested. Iv had my drivers license since i was 16. Iv never been in any accidents im also a 3.2 GPA college student all A's and B's im asking is their any cheap insurance or no?""

Please can someone give me a normal price on car insurance for a new 2012 Ford Fiesta zetec S?

I'm 17 years old and a first time driver but cant fined a straight answer from car insurance websites.

Co-operative car insurance - third party liability?

i am 17 years old. I have a fully comprehensive car insurance policy with the Co-operative insurance. i am a named driver on this policy but would like to be able to drive my parents cars. What i am wondering is, is it possible to change something on my policy so as to get third party liability on their cars, as i would not use them enough to warrent adding myself to their policys.""

How much does a limo insurance cost?

im saving 33,480 dollars to buy an 04 limo""

Why did so many Liberals run away from the ACA as soon as they found out that they'd have to pay for their own Affordable Health Insurance ?

Why are so many Liberals running away from the ACA they declared that they needed so desperately as soon as they found out that they'd have to pay for their own Affordable Health Insurance ? I don't get it ?......Liberals asked for Affordable Health Insurance not Free Health Insurance so why are they running way from Affordable Health Insurance now like it is the plague and even opting to pay a fine rather than buy Affordable Health Insurance for themselves /

How much will my insurance pay if i have a deductable of 500.00????

last week i hit a deer with my car, not on purpose on accident the deer rain right out in front of my car and it messed up my car pretty badly, i cant open my right passenger front door, and i have an adjuster coming out to look at my ca will they cut me a check right today that is what someone had told me i was wondering if that is true or not.""

Can I get a life and health insurance license in GA with a misdemeanor Disorderly Conduct?

can anyone find the link that explains the rules for persons with convictions when attempting to obtain a life and health insurance license? I used to have a license, but let it lapse during my divorce. It seems like I remember something about misdemeanors on the application. Thanks.""

Car insurance Policys?

Hi there people i need help with this badly i had car insurance on my car for the last 6 months but sadly i had a crash in my car and is no longer drivable, i rang up my insurance company 2 change the policy and there tellin me that if i want 2 insure with them i need 2 get my self a 4 grand car does that seem right??""

Salvage title car insurance claim settlement?

I purchased the car with a salvage title over a year ago. I have full coverage with Progressive on my 2003 honda accord ex with 64k, in a recent ice storm my wife totaled the car. The ...show more""

I need to win this bet! $5000.00 on the line! Attn: Car insurance reps!!!?

Okay, my mother bet me a 5 thousand dollar car that she is right about this. Here we go. I am 27 and live back at home with parents. However, I rent a room that i pay for every month, and they write me a rent receipt, etc. I recieve county assistance every month, and they have me documented as a seperate family from my parents, meals prepared seperately, the whole nine yards. So, if they are just my landlords technically, and if i drive a car that is registered to me, my name on title, my OWN insurance policy, and I get into a accident in MY car, can they other party sue my parents for damages? Remember I am 28 years old, living in a seperate household from them. I feel that they cannot sue them cuz they couldnt sue my landlord if i lived in an apartment complex, so how coyuld they sue my landlords?""

""Just paid off my car! I want to lower my car insurance, advice?""

I just paid off my car and I want to lower my car insurance, but I'm not sure how to go go about it. I still want to maintain good coverage but not pay for so much. I'm a 27 year old male, with a good driving record. I would just like some advice on what coverages I could lower or get rid of and still have myself covered. Thanks""

What insurance group?

I'm interested in the Mazda RX8 but would like to know the insurance group without having to go for a quote. I'm not looking at a specific car just love the cars and am interested.

DO i NEED TO PROVE MY G.P.A. TO MY AUTO INSURANCE COMPANY BEFORE I RECEIVE THE DISCOUNT?

Has anyone had to show proof of their grades to get this discount. I know one of my friends did not. Do I have to send a transcript? an official one? Will the take my word on it? Which insurance company did you have that did require it?

selective insurance quote

How much would health insurance cost?

For a single person? I'm 18 and am in great health. I really only ever go to the dermatologist once a year. Thanks!

Car Insurance for a Corsa?

I am 18 had a license less that a year and I'm employed what would be the cheapest insurance for for a 1.6 vauxhal corsa?

What is the best insurance policy for my llc business?

""Live with father, father borrowed and wrecked my car. He's not on my insurance.?""

Will I still be able to make a claim if I have my own insurance, he's not on my insurance, and we live together. I know there is some sort of household rule, but is that just for having kids? What if he's my dad? Will I still be able to make a claim if we live in the same household, and he's not on my insurance? I'm 21, own the car myself, and the insurance myself, basically renting a room but can't prove it. He's only insured with his business car.""

Where do I look for health insurance after Heart Surgery? Dropped by current provider..?

After having a valve replaced last fall my insurance opted not to renew my policy. I am 63 and currently have a short term policy that only can be renewed once and then I am out of luck. Where can I look for coverage? I'd take something even if it excluded my prior condition even though I am now much healtier than I was before the surgery.

""What is average renters insurance cost in Pensacola, FL?

Renter Insurance for a 1-bedroom Apartment.

""Good, cheap auto insurance?

Need good cheap auto insurance. Can someone recommend me to one and/or some? Im talking cheap as in $30 per month or lower cheap. Thanks!

How much will my parents car Insurance go up when I get my drivers licence?

I live In Missouri, by the way. Doesn't the Insurance automatically go up for them?""

Can i collect disability insurance?

Can i collect disability insurance? i was shot when i was 18 in the ankle and the bullit is stuck between the bone in my ankle. i have worked for a company for 10 years and quit my job two years ago to start my own business. but now as im getting older i can't stand on my leg without experiencing pain or climb up and down things like i used too can i collect disability insurance?

How much is anual car insurance aprox.?

car type walksvagen polo for young drivers around 25 who has not passed the test yet

Need help with car insurance?

I am 19 years old. I am looking to to buy a car but the insurance is just too expensive. I would like a clio or a corsa. Does anybody know any schemes which I can get a lowered scheme because my quotes so far are 2500 + . I was told of company car insurance where you can get insured on a business and use that policy??

What is the best teen driver insurance in California?

Taking driving test tomorrow and need insurance coverage for just me, 18 years old.""

Who can give me the name of some good health insurance companies or health insurance assistance programs?

Please tell me your monthly payment, the company name, your deductible, whether it's an individual or family policy, and if a family policy, how many family members in the plan. This info will help me decide who has the most affordable insurance for my budget. I just got layed off and my $60/mo medical insurance will cost $900/mo to keep it going. Like how the helll am I supposed to pay $900/mo; that's $225/wk! They must be dammm crazy!""

Car insurance and name transfer

Hello everybody, I have a car (well, it's under my husband's name), there are no payments on it, since it was bought cash, the insurance on it (from LA, CA) is under my name, and his name now, I'm thinking of getting a divorce, and was wondering, if I were to get a divorce, and have the car under my name, will the insurance be more expensive, I have less than 2 years experience in driving, and get a lot of discounts through the insurance. So of course If I leave, a lot of those discounts would go away, but still, just for the name change, will the insurance go up? Thank you.""

Is an audi a3 cheap to insure for a new driver?

I came across a forbes article that said that the audi a3 was the chepaest car to insure and this seemed a bit strange to me. Is it true? If not any advice on a good car for a new driver for under 10 grand? I really have a strong preference for vw.

Why is auto insurance cheaper in quebec than ontario?

Car Insurance question....?

Ok, so I'm 24 about to turn 25(apparently that's when your taken out of the pool , or so I've heard, which means my rates should lower.) However my insurance will expire before I turn 25, and there will be about a 3 month gap between those dates. I was wondering if I could get car insurance to cover those 3 or so months, or would I have to buy a 6 month and then get another quote later?""

Need help for car insurance. lied about points?

i recently took a car insurance policy but i didn't tell my insurance company that i have 6 points and have told them my wrong address. but today i have called them, that i will be changing my address this weekend. so this will be sorted as my i have to pay 300pounds more. I want to tell them about my points too, but i am scared, will they cancel my policy I took the policy 12 days ago. i want to tell them about my points. please can anyone tell me who actually worked for or still working in a car insurance company, that if i tell them now before my cooling off period over will they cancel my policy or just amend the details which will be little increase in my premium? I am a second driver on this car.""

How where and how can I get cheap car insurance?

I lost my job last year and I'm getting back on my feet again and I'm looking for very cheap insurance because I still can't pay too much.

Health insurance question?

Can anyone explain the difference between state, federal and private health insurance if you're unemployed?""

I need health insurance for my baby... please help.?

Sadly we missed the open enrollment date at my husbands job to add our infant son. He could have been added up to 30 days after he was born and we missed the date. We filed an appeal and they denied us. So now I have a 3 month old who has no insurance and cannot see a doctor for his shots or if he gets sick. We make too much money for like medical or healthy families but not enough to afford expensive private insurance for him. ANy advice would be greatly appreciated!!! Thank you

If the address on the car insurance doesn't match the registration certificate can the car still b taxed?

because i stay at both addresses the insurance and the registration certificate dont match but can i still get my car taxed?

""What are some good, low cost family health insurance plans for...?""

My husband and I need health insurance. He is a full time student and I am full time worker. We cannot get decent health insurance through his school or my work. We are looking for a low deductable, 0% coinsurance, and we need something with great maternity coverage, since we're planning on starting a family soon. If you know of any great plans like this, please share! Thank you for your help!""

What does car insurance cost?

I'm 16 almost 17 about to get my license in a small town in Indiana. I get all As except for maybe one B a semester. I went to drivers ed. I will get a 2001 silver volkswagon ...show more

Average insurance for a 23 year old in Texas?

I am a 23 year old male from Texas and I'm shopping around for a new vehicle. I'm stuck between a quad cab dodge ram and a dodge challenger. About how much would I be payin on insurance a month on either of them?

selective insurance quote

https://www.linkedin.com/pulse/tip-cheap-car-insurance-arlington-tx-hailey-mccormick/"

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Berlin North Dakota Cheap car insurance quotes zip 58415

"Berlin North Dakota Cheap car insurance quotes zip 58415

Berlin North Dakota Cheap car insurance quotes zip 58415

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr

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I need the make and model of a car that has a pretty low monthly rate. And also im 18....it makes a difference in the price. sadan or coup. no suvs, trucks, van, or sports cars.""

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I just got in a car accident and my car is pretty messed up in the front. However, the truck's rear bumper only has a few scratches on it and it was my fault. If he decides to file a claim, will his insurance rates go up also?""

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Can I get affordable life insurance for 200,000 or more?""

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What to know about cars and car insurance?

okay so i will go out to look for a car in a couple of months and i would like to know what look for when buying a car to make sure i will make a good buy, also i would like to find which car insurance would be a good one to get, my mother told me something about paying once a year or every 6 months and i would like to know which are the insurance that offer that type of paying plan and please do tell me if your insurance is good or bad ... we had an issue with allstate when my brother got hit by someone so, allstate is out for me""

Can someone convince me Car insurance isn't a complete waste of money.?

I'm only just turning 18 so I've never bought insurance myself my whole life. My stance on insurance is this: You might not have full coverage, they'll try to weasel out of paying you AND you might go for years without getting into an accident. In that time, if you pool up the money you'd have spent on car insurance you'd be able to pay for a car accident anyways. Now I'm just pulling this out of my butt, I don't have much of a basis on saying these things other than its just how i feel about it all, which is why I'm here. What creases me the most out of all this is that i hear car insurance for people my age is high, they treat us all the same and were not given a chance. Apparently no one sees age discrimination if it were slapped on to their face. They force you to have car insurance in Ontario which to me sounds a little ridiculous because i thought insurance was a service, an offer provided by companies, not an obligatory contract the government makes you pay for even if you don't want it. You can see my clear disposition against it at all, quite frankly i about don't wanna drive at all at this point. Though I want to be convinced because Canada's winters are cold, and modern life today kind of requires you to have your own mode of transportation.""

Finding Affordable Health Insurance Quotes online?

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Car Insurance out of state?

I live in los angeles and im about to go to las vegas on a trip i have a car but im being told that i cant drive the car because my car insurance doest get covered in las vegas incase something happened.im a Little worried because i dont wanna fly there especially with all the hassle at the airport.what can i do can i purchase car insurance for a couple days from my insurance company to go to vegas?

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I'm young and living on my own so I really need car insurance thats good but reasonably priced.

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Can I purchase car insurance and not own a vehicle? The reason I ask is because lately I've been renting vehicles and they charge for insurance, by request. I figure since I use rental service often that I could go ahead and get low price insurance. Any ideas?""

Question regarding rental car insurance in the US?

Even though I don't live in the US I have a valid credit card issued in the US, I will be traveling to the US and renting a car I have asked and been told by the credit card company that using the credit card provides insurance. I have two questions: 1.- Would the insurance be valid even if I don't have a US driver licence? 2.- Would the car rental agency allow me not to purchase the insurance even though again I don't have a US drivers licence?""

""Where can I find affordable insurance for sickle cell, full time student?""

If possible, in the Washington DC metro area. School is really expensive and it's very difficult to afford all these costly insurance while at the same time paying for school and living expenses.""

Help with motorcycle insurance?

Hello. I am looking into getting a motorcycle, because I have had my motorcycle license for oooooo about 2 days now. I am just wondering if someone can help me with some insurance questions that will better help me decide what kind of bike to buy. For instance does the size of the bike differ in price? For instance if I got a 250 cc bike would I pay alot cheaper then one that is 1100 cc's? And what about make and model? Would a Ninja be cheaper to insure then a honda? Just kind of curious. And what would be the cheapest bike to insure. Further information. I am 24 years old. I have been insured with state farm in my personal vehicle for about 7-8 years now. Unsure if they offer motorcycle insurance, just started looking.I really like street bikes, really hate sports bikes. I am just l;ooking for the bare minimum insurance as I just want to ride and be legal rather then wasting a bunch of money on insurance. I know I have alot of questions, but anything will help me. So someone let me know. Thanks!""

Is it possible to give car insurance benefits to my boyfriend?

Im going out of the country next week, I will not be coming back until the first few days of january. My boyfriend is currently staying at my house and he has no means of transportation. (He is 20 years old, and his car completely broke down--our location is Dallas TX.) I was wondering if it was possible to add him under my father's car insurance plan, with him being a non-family member. ANY information is helpful and greately appreciated. Please, no dumb comments as this is of great importance to us.""

How much $ a month would insurance cost me?

I want to get a 93-97 Trans am, or Camaro. I'm a 21 year old male.""

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I want to get: volkswagen golf 1.6 volkswagen golf 1.8 volkswagen golf 1.9 I dont mind any just want to know can i get insured on all of them and im only buying one not all three all im going to use the car for is to go college and back no where else and no intentions of driving fast, just need transport for college and also i dont want any idea's that leads to fraud i want my own policy and not any multi car insurance as it causes alot of hassle and no one in my familys drives so im all good. Everything i will do is legal not any lie or anything so how should i choose my insurance. I will be only taking the car to college I wont be taking the car out at night so college starts at nine and finish at 6 going to use it 4 days a week only""

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Berlin North Dakota Cheap car insurance quotes zip 58415

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I caused a damage to my car the other day by trying to pass between a truck parked in one lane of the road and the rest of the road. In another words there was some road works going on and only very tiny space for cars to pass. When trying to get through very slowly, I got stucked and when trying to reverse I broke my front bumper and done some other small cosmetic damages to the side of the vehicle. I am fully insured, my insurance is going to expire in about 2 months and I never made a claim before. I have bad experience with insurance companies in general and now am not sure how to follow and make insurance company to pay for the damages. There are some other damages done to the vehicle, for instance, a small stone from vehicle driving in front of me hit my windscreen and caused a small crack. I have no idea how to follow up and make the ins.company to pay. I am fed up with all travel, health and other insurance companies that just make excuses and never pay.""

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How much does it usually costs for liability insurance on a car?

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""Would you rather have a law against gay marriage, or affordable HEALTH INSURANCE that can't be canceled?""

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Luxury cars with low insurance rates?

I was wondering what types of luxury cars would have the lowest insurance rates? I would prefer either a sedan or coupe. So in the category of luxury sedan/coupe, what would be the lowest insurance rate? I don't care about the price of the car itself, I just want one that doesn't have me paying a bunch every month, non-stop. My definition of low is around the neighborhood of $60, preferably lower obviously. If there is no such thing, then please tell me the closest to it. Thank you in advance.""

Question on buying new insurance policy with previous insurance company?

Recently I was involved in a collision where the other driver was at fault and their insurance company paid out for my written off vehicle. Now I have 7 days to find another car before my courtesy car gets taken away, so after using money supermarket website the cheapest quote that came up is with my current insurance company. But the issue that makes me concerned is that I recently also go a renewal quote as my insurance is about to run out and the quote was ridicously HIGH but why it is so much cheaper if I go through the comparison website? so does this mean they will make me pay that high fee of I'm not joking 29,509.43 even though the other insurance company paid out and I was not at fault? On the website the quote is 1,454 for the year which is a bit more than what I paid last year but I don't mind but I'm just worried if I bought that online would they later ask me a different price that I must pay.""

How can the government make you legally buy car insurance?

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Does my insurance go up?

I have my permit and im getting my license soon the insurance already up just adding me but will it go up more if i get my license

How much will my insurance go up?

I was trying to merge onto the freeway when the lady in front of me made an inexplicable complete stop on the on ramp. I slammed on my brakes and rode the ABS down to about 15MPH when I hit her. Turns out she was on heroine, and CHP arrested her at the scene. The chippy's were really cool and said my situation was totally understandable , but said my insurance may not see it that way. (the damage to the crack head's car was minimal, and she was not injured) I'm not going to claim the damage to my car. I can fix it myself. So lets say with a little paint and body work, her repair cost is $1000.......how much will my insurance go up? I am 23, and have a flawless driving record until today.""

Berlin North Dakota Cheap car insurance quotes zip 58415

Which cars are the cheapest insurance wise? (england)?

I wanna get a car as soon as i'm 18, so i obviously want something which will have cheap insurance. Nothing embarrasing mind.""

""Can i take out a life insurance policy on my mother, shes in her late 40s, and what kind of insurance do i get""

im in the millitary and my father and mother just spend to much money and are going to leave it all to me what kind of insurance and how much does it cost

Car insurance Policys?

Car Insurance?

Which insurance company do you have that has given you really cheap rates? I'm 22 yrs old, anyone around my age group with cheap auto insurance?""

""OMG, Men and car insurance!?""

Teenage boys have to pay more for car insurance, If it was the other way around and women had to pay more Feminist would throw a fit, This is a freaken double standard. How do you feel about this. p.s. I know that the rates for male teenage is higher then female teenagers but if this was switched the feminist would be pist.""

Which vehicle would generally cost more to insure: 2008 mustang gt or 2008 nissan 350z?

i know both of these cars will have high insurance premium prices but I was wondering which one would generally be more than the other.

If i dont have car insurance can i still drive?

my name is not on the car insurance for my dads car, and he said i cant drive because my name is not on the insurance. so i cant drive the car intill my name is on the insurance? even thou he is my father?""

How Do I Get Medical Insurance...???

In my situation: I'm 16 and covered under my mother's insurance through the state because she has a disability- I'm moving in with my self-employed father who's covered by his wife's insurance (which is through her job). When custody get's switched over, I'm no longer covered by my mother, and my dad doesn't have his own plan. Since no one can afford 700 dollar bills every time I get a sore throat or tooth ache, what the hell should I do? Advice PLEASE.""

A question about car insurance?

I recently got a statement from my insurance company saying that they can no longer support me because I got two tickets over the past three years (one was highway speeding, the other was a ticket given to me by a police officer who fabricated the location of infraction... I argued this in coiurt but I think I was not heard properly). I am paying around $ 1500... is it likely that I will be able to get cheaper car insurance somewhere else or is it pretty much the same everywhere?""

150cc scooter. Insurance? and License?

I am planning on purchasing a 150cc trike scooter(2 in front, 1 in back) and i was wondering if this scooter would be covered under my parents insurance seeing as i am currently under theirs? and if not how much would i need to pay a year(on average) to become insured for this scooter? I am pretty sure that a 150cc is classified as a motorcycle in Wisconsin, which is where i am currently residing. So i believe that i am required to take motorcycle safety classes and receive a motorcycle license. Correct me if i am wrong. If i were to go with a 50cc trike would i have to deal with any of the above insurance issues and licensing issues?""

What is a good type of health insurance for younger married couple.?

My wife and I are both 20 years old and don't have health or dental insurance which we definitely need. We have had a lot of hospital bills and can't keep up with them. We were denied for medicaid so I am looking for a type of health insurance that will be cheaper but include health and dental benefits. I just wanted to ask you guys before I spend all day researching stuff so if you have any advice that'd be great. Thanks

Ow much does it cost to deliver a baby without health insurance in washington hospital california ??

Would unemployment insurance work better if it were run by a private insurance company?

Family of 4 looking for affordable health/medical insurance.?

I am looking for insurance for me and my 3 kids. Does anyone have any suggestions as to whom i can go to to find some that won't cost me an arm and a leg. i live in west texas so any suggestions located in this area would be much appreciated.

Is it illegal to drive without insurance?

I got my G1, and you allowed to drive with an adult in the car. But i don't yet have insurance but my mom does, if she has insurance can i still drive the car? She wont let me because i don't have my own insurance yet. Is it legal for me to drive?""

""I'm 18, want a Toyota Supra in a few years. Need help!?""

I'm 18 and love cars, especially Jap cars. Before anyone starts, I'm not one of those boy-racer types, I'm genuinely interested in that car. I know you can get a 2nd-hand Supra for less than 5000, but can anyone advise on insurance and how/where to buy a Supra, by age 23/24? I plan on respraying the Supra a bright orange, and getting a bodykit for it - making it look really nice.""

Is There Any One-Day Car Insurance?

I have a car that is unplated and I don't drive it for more than one year but I am going for my G license test which can be done in one day. So, I wonder if there is any car insurance for one day in Ontario Canada?""

Do disabled people get cheaper car insurance or any other benefits?

19 year old needs cheap car insurance?

i need to get car insurance but i cant afford something too expensive, im 19 my car is a 1997 ford mustang coupe, someone help i have to find a place today! my parents arent helping i have to get it on my own.""

Parents: 300cc motorcycle vs. 600cc motorcycle?

If you had a 17 year old son and he wanted a motorcycle would it make a difference to you if he started out on a low displacement motorcycle instead of a high displacement motorcycle or would you say no/yes either way.

""Pregnant with no health insurance, Texas?""

Is anyone familiar with Texas Department of Health and Human Services. I just found out I am pregnant yesterday, two days ago my husband was laid off work. His old company added an HSA for us in December and we were under the impression everything was fine with employment if they added this for our family. I finally had a family HSA as of 1/1/12 and then on 1/3/12 it was taken away. He worked 90 hours on his last paycheck almost the most of the year, and was told work is slow so he was being laid off. They also added back matching 401k this year too, yep! We have been trying for years and had no idea this would happen this way. It is just crazy! So I found out on the website for HHS of Texas the income level for benefits. I am right there underneath the level for 2 people. Do they include the unborn child as a 3rd family member yet? Also I saw that you have to list assest out like vehicles. We have two cars and that is it. We make payments on both of them, so is it possible they will deny us since we have these assets. Other than those we have no other assets. But I remember my mom being denied for SSI on my brother due to assets so I am worried. Please can anyone help ease my mind?""

Car insurance question.?

My half sister is turning 18 in a few days and she wants to use my grandmothers car for the her driver's license test. She doesn't live with my grandmother nor is she related to her, if that matters. So my question is does she need to be on my grandmother's car insurance policy to take the test with her car? If not, would she have to be put on the insurance policy if she were to drive my grandmother's car after she received her license? I live in CA btw.""

Is it legal for a car insurance company to do this?

I was in a no-fault wreck on Christmas Eve(slid into two cars on ice). The damages were about $3500 to my car. A buff job for the first car, and a chrome polish on the bumper of the old truck. They are not worried about making an insurance claim. There are not enough damages. First off, my car is fully insured with Progressive on my mother-in-laws insurance. The car is in mine and my spouse's name. I am not on the insurance because it was not allowing my mother-in-law to add me. It kept giving her an error. She was however able to add my spouse. I received a call on Saturday from a claims specialist. They told me that because I am not on the insurance, they may not cover the repairs. They are looking into whether or not she in fact did try to add me. If they can't find that she did try to add me, they said they will not cover it. Shouldn't they pay for it no matter what. Seeing how the car has comp. and collision? This is the first time I've had to deal with a claim on the insurance, so I really don't know anything about the process. I'm going in blindfolded. Everyone I've talked to has said that it doesn't matter who is driving it, if the car is insured, it's the insurance companies responsibility to cover the costs. It would be no different than you letting your neighbor borrow your car. Am I wrong??? If you have any comments or advice, please help me out. I need something to go off to work with them! Or more like against them. Thank you!""

""What are all the expenses in owning your own SEMI TRUCK plus Trailer? I mean stuff like insurance, plates,?""

I mean stuff like insurance, plates, registration, gas, taxes? On average how much do these costs run? Please name all of them and how much they usually run. Details please, Thanks !""

How exactly will the small business I work for be affected at all by the health care bill?

I work for a small business that employs around 15 people. The owner purchases insurance for all the employees. I keep hearing opponents say that this bill is going to hurt small businesses, but I don't see how it would hurt the one I am employed by. My company already purchases insurance, and even if it didn't, we don't have the 50 or more employees required for the government mandate to purchase insurance to apply to us. Therefore, it seems like everything will remain the same for us. If someone out there can offer me any insight as to how my company will be negatively affected by this bill, please come forward.""

Berlin North Dakota Cheap car insurance quotes zip 58415

Car insurance Policys?

What debit is insurance expense and what credit is prepaid expense?

On July 1, 2007, Lumas Co. pays $15,840 to Patel Insurance Co. for a 6-year insurance contract. Both companies have fiscal years ending December 31. For Lumas Co. journalize and post the entry on July 1 and the adjusting entry on December 31 to all accounts except cash. Debit Credit July 1 Prepaid Insurance $ 15,840 Cash $ 15,840 Dec. 31 Insurance Expense $ ???? Prepaid Insurance $ ???? what would go where the question marks are?""

Auto Insurance Question?

I am a new driver and I just received my G2 a couple of moths ago. I am trying to get auto insurance at a cheep rate. I tried to add my name to my dads insurance (Johnson insurance) and their quote was 120 per month which seems a but excessive as I am only a casual driver. I was just looking for some advice and wondering if I should pay 120 per month or try elsewhere or try to barging with them Thanks a lot for any help

Pregnancy and insurance?

I am five weeks pregnant and do not have any insurance. I cannot afford too expensive insurance. Is there any other option for low-cost coverage during pregnancy? Does anybody know what kind benefits California state offer? I live a few years in the United States, so I am not familiar with types insurance. Thank you for any suggestions and help.""

Approximate price of motorcycle insurance?

hello, i am 17 years old and have just gotten my M1, i am looking at buying a honda cbr 125 (2008 in white). i was wondering if anyone had an approximate estimate on how much ...show more""

Is Mass Mutual insurance affiliated with any other insurance companies?

any agencies affiliated to Mass Mutual life insurance

Insurance for a Porsche Panamera 2011?

Im planning on buying a porsche about 3-4 years from now. Im getting my license this month and wanted to know will it really cost 2-3k a month for insurance on a porsche? Are their any cheap insurances you suggest?

Where can I Find Reliable Cheap Life Insurance Quotes?

I recently started a home internet based business. When I was just starting out I went without insurance for a while. Now that things are going well I would like to buy a life insurance policy. There are a ton of life insurance sites, but most of them seem biased or focused on an individual provider. Where can I find a good life insurance quote site that is unbiased or gives me quotes from a wide array of services? Also, are there any good tips for saving money buying life insurance for small business owners?""

Why do woman drivers get cheaper car insurance?

""Would it be worth going through insurance, pictures?""

Its a 2002 Honda Accord SE 4-door. Lets just they there was an incident, anyways. The rear passenger door is banged in. My issue is, if I buy a replacement, would it be hard to mount the door, are the bolts, just screw on, and the door is already aligned or is there some type of process? The deductible would be $500 with the possibility of higher insurance rates. I could get the door in the same color for less. What should I do through insurance or do it myself, would it be difficult? I have someone who will paint it, if it doesn't match. Supposedly, as far as the Window components are (Regulator etc, they are included in the replacement also) http://i9.photobucket.com/albums/a81/oyoki1/Pictures1026.jpg""

Do you believe everyone has a right to medical insurance?

What are the pros and cons of giving everyone access to medical care?

Will Hillary Clinton universal health care program force all Americans to pay for health insurance?

How will those who are unemployed pay for health insurance under her plan?

Is it better to repair cars with insurance company or known mechanic?

I met with an accident the other day where a drunk guy hit me at the rear end of my totyotal avalon. there is considerable body work to be done. i dont know if there may be any ...show more

Im looking for really cheap mediocre Auto Insurance!!1 HELP!!! PLEASE?

I have a mustang and I want cheap Cheap insurance any Ideas? I need to be able to pay with a credit card.

How do I sell Health insurance in California?

A question about my homeowners insurance check please. This doesn't make any sense.?

I don't understand why my homeowners insurance wants my bank to sign off on a check to cover my insurance claim. They plan to mail my check to me of which I then have to take to the bank to have them sign off before I can then cash it in. They never made me do this before when my tree fell into my barn. Why the change?

What would actually be the CHEAPEST car insurance for a 2011 challenger srt8?

I need to find out what car insurance company located near Covington, Louisiana sells the CHEAPEST full coverage car insurance that would be paid in full every 6 months for a fully loaded Dodge Challenger SRT8 with an automatic 5 speed transmission with the fuel saver technology feature? Any suggestions?""

Car insurance denied claim because they cannot contact its insured.?

Hi. On April first, my neighbor hit my dad's car in our neighborhood. Our garages are facing each other, and my dad was going backwards to get out of our garage. He was already in the street and he was ready to go in his way. Suddenly, our neighbor back out from her garage very fast and hit the driver door of my car. She didn't stay in that position, she moved and my dad did the same. The white bumper of her van had no visible damages, but my door needs to be replaced. Also, there is white paint in car in the place she hit it. We asked for her insurance, but she didn't have it in that moment. We wrote the plate number and took some quick pictures. I called my insurance to report the accident. In the night, when she returned home, we asked for her insurance, but she refused. We called the police and she agreed to give us her insurance information. In fact, she wrote the information herself. I called her insurance(Geico) the next day, and she had already made a claim, and she only said she didn't hit my car; she didn't give more details. My dad gave his version of the accident with a lot of details, but she didn't do it. Her Insurance tried to contact her, but there is no answer from her. I see her everyday, so I am sure is not responding on purpose. Now, her insurance called me and told me that because she is not responding, there is no way to confirm she was involved in the accident. therefore, they denied liability. I was shocked because they took that decision only because they cannot contact her. They didn't came to take pictures of the place or the cars. So, I tell them I was going to send the pictures I took. I did send the pictures but now, the adjuster is not in his office, and he will be back next week on Thursday. Right now, I don't know what to do, I could pay for the reparation of my car, but I don't believe that's fair. Please, if someone can guide me with this case. What can I do?""

Father wants to add either wife or daughter on the car insurance policy? Who will be cheaper to add?

Father wants to add a named driver to his insurance policy and wants to add the wife who is 48 years old whom holds a provisional licence. However, the daughter who is 17 (nearly 18) wants to be added as a named driver as she does quite a lot of practising in the car. From the situation would it be the same price for both? or would it be cheaper for the older women. Both have not passed test so wouldn't the insurance policy price be the same for both. I would like to know the difference? or whether it would be the same as both just hold provisional license?""

I got a ticket and need to know what my insurance will cost?

I got a reckless driving ticket I'm 16 no other tickets or wreck I have Erie insurance What will my insurance cost bcus my mom canceled it and I have to pay it now

Car Insurance for teens?

How much would it cost monthly for a teenage girl? You don't have to be exact but make an estimate.

How much will it cost to register my car in NYC ( w/out Insurance)?

""Can we hit it out?(16 yr old, 20yr old guy)?""

and before you go saying I have no right being with someone that age and that I'll make a huge mistake; Im virgin. Im saving myself for marriage and I even got a purity ring. I know some of the tricks in the book(like the one where the older guy tricks the younger girl into thinking shes inlove to get in her pants and ect.) so Im no fool, my mom taught me better than that. But Im gonna flirt with him, he's really cool(he's a sk8er boi) and he's so short and his face looks so young that if you didnt know any better you'd swear he's like 17 or something. now once again, Im not stupid enough to have sex with him; I respect myself and body to much to let myself go like that, the only guy getting is this is the one on one knee with a diamond ring. Additional Details oh and ps. he does like me. he said once that my boyfriend better watch out, he's got a cute girlfriend. Someone might take her. and when he washes his car when Im outside he purposley takes off his shirt as if Im not watching him.""

Car insurance help for a young driver?

I'm looking to buy this 2002(51 reg) 1.6L Volkswagen Beetle Hatchback. I'm a new driver and have looked everywhere for a cheap insurance quote. I'm just wondering whether the insurance will go down by much after my first year driving? thankyouuuuu x

Is there any way to get cheap car insurance for a 17 year old who received a drink driving ban at 16?

im 17, live in the UK and received a DR10 driving conviction (drink driving) at the age of 16 riding a moped, i was banned for 12 months and i was wondering if there is any way at all i can get cheap insurance for a car? this would be my first car, i've done quotes on comparing sites such as 'www.comparethemarket.com'. Please no stupid answers telling me im an idiot for drink driving, i know what ive done and i know im stupid for it, can anyone help me? decent answers appreciated :)""

Berlin North Dakota Cheap car insurance quotes zip 58415

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