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[estateinventoryservices]

Simplifying Estate Transitions: Discover Our Online Auction Services Introduction:

Simplify estate transitions with our online auctions. Our compassionate team helps manage belongings, capturing memories through beautiful photography. Auctions run 10-20 days, connecting items with interested buyers. Smooth pickup process and timely payments ensure stress-free transition. Experience a thoughtful, successful estate journey with us.

[pifhomes]

Easy and Affordable Mansions for Sale Northern Colorado

Buying a home is not an easy task, you have to dig deeper into property details, prices of property, and much more. To make your job easy, try to buy a home through PIF Homes. We are a professional real estate company, will provide you top-notch services. Explore Mansions for Sale Northern Colorado

[seedfinance]

How CPAs helped save businesses during COVID-19

As the COVID–19th Pandemic changed the business environment, customers turned to their CPAs to keep their businesses alive. CPAs offering Client Advisory Services (CAS) were well positioned to help clients in difficulty stabilize and reposition their business. The term CAS can encompass everything from outsourced accounting to outsourced CFO and controller services to management consulting services. Have CPAs who offer CAS real–Time Knowing about their clients ‘finances, which gives them the opportunity to offer a better strategic perspective on their clients’ business. For example, CPAs working with customers in affected sectors used CAS to enable their customers to re-imagine what is possible.

Let restaurants cook

About 75% of Nick Swedberg’s customers are restaurants and small craft breweries in Minnesota. These types of companies were “some of the hardest hit” during the pandemic shutdown, he said.

To help his customers stay in business, Swedberg, a partner at Boyum Barenscheer in Bloomington, Minnesota, advised them on a variety of solutions, such as: to–walk Sales and deliveries. Since they had planned to start deliveries to replace In–person while eating, they had to deal with questions about the profitability and feasibility of moving, including analysis of employee compensation, auto insurance and handling tips, which are highly regulated in his state. He was able to do this with Excel, “set up some advanced formulas so there are only a few key metrics” that he had to adjust to test possible outcomes for different scenarios, he said.

Swedberg also helped its clients reach out to local government leaders for temporary exemptions from regulations. For example, some of its restaurant owner customers got permission from their cities to expand outdoors when indoor eating was banned. One city had a restaurant take over a city parking lot, while another closed its main street to allow al fresco dining. When a customer of a brewery owner asked the local health authority if beer delivery could be legalized, the board worked with the company to make it happen possible.

Swedberg supported this process by quantifying how the special permits sought by customers could save their restaurants and the jobs of their employees, and help them make convincing arguments on the spot Government.

As customers got more creative, Swedberg helped them implement their ideas. For example, a Mexican restaurant owner turned half of its space into a market where customers could buy salsa, meat, and other ingredients that they could use in preparing meals at home. As Swedberg predicts, the pivot cost has been minimal, the restaurant business has gotten a boost, and the market has done well. “It was fun to see how it comes to fruition,” he said. On the flip side, another client decided not to pursue their plans to convert their space into a home for four types of restaurants when the projected cost was too high.

“My job is to get them to put their thoughts in order and then come up with a real financial forecast,” to see if their plans were viable, Swedberg said. “Do you remember in math when you had to convert a word problem into an equation?

Maintaining the health of service-related practices

Sandy Shecter, CPA, CGMA, is the company-wide director of Rehmann Solutions, a division of 900–person Rehmann with branches in three federal states. Based in Detroit, Shecter has customers of doctors, dentists, and surgical centers that range in size from one provider to 350+. Their opening ability and patient volumes were impacted when many states ordered closures last spring.

Shecter stepped in to help clients apply for the Paycheck Protection Program and other loans or grants. Your company also worked with clients to provide data and forecasting for decision making on management issues such as: B. to provide employee leave; introducing new ways to work with patients, such as B. Telemedicine; and solving critical technology problems, such as cybersecurity or the complete outsourcing of a customer’s IT department.

Your company also assists with a variety of outsourced services, including recruiting to reduce staff costs, technology expertise that enables telemedicine, and outsourced bookkeeping and bookkeeping. “Providing these services on an outsourced basis enables customers to customize their usage as needed,” she said.

At the end of September 2020, most of Shecter’s customers were almost back In front–pandemic Patient level, but predicts permanent change. Your strategic planning with customers includes options such as making greater use of patient portals for communication and switching return–office Employees too the end–Location locations.

She advises CPAs to think beyond compliance and focus on delivering more to clients in terms of business consulting. “The pandemic underscored the value that customers place on us real–Time Information that they can use to manage their business, “she said.” This is really crucial. “For example, your customers often ask her for help with cash flow management, debt aging analysis, and budget recalculation and monitoring.

Finding the key to real estate sustainability

When rental income declined during the pandemic, Brandon Hall, CPA, who served as his clients’ outsourced CFO, conducted real estate portfolio research for clients of real estate investors to see how they could improve rental income performance. He also developed the tax minimization and costs–Demarcation Strategies to help them improve cash flow.

Hall, the CEO of 24–employees The Real Estate CPA firm of Raleigh, NC creates custom dashboards for clients using Google Sheets, spreadsheets that are easy to access and collaborate with for both him and his clients. It is possible to enter the customer’s QuickBooks online accounting data live into this dashboard. “The dashboard keeps track of what’s important to the customer,” said Hall, which usually includes information about utilization. budget–to–costs, Rehab expenses, cash income from a cash investment in real estate, return on equity and internal rate of return.

Hall was initially concerned about the economic uncertainty the pandemic was causing, as he hadn’t seen a similar disruption in his career. His business coach gave advice that he uses with his own customers and recommends other practitioners: Create a financial plan for the next 12 months that will be in one– to two–month Tranches and set the expected financial performance metrics for each tranche. Decide what action to take if you miss your metrics by 10%, 20%, and so on – for example, staff or expense savings. Once you hit your metrics, no changes will be made necessary.

Just having a plan of what to do when outcomes are good and bad can reduce customer stress and improve their response to setbacks, Hall said. “You cannot control the economy, but you can control how you react to it,” he said.

Help construction companies build stronger businesses

In northern Colorado, due to the dynamism of the local economy, the pandemic had minimal economic impact on construction customers, said Ralph Shinn, CPA / PFS, partner at nine–employees ClearPath consultant in Fort Collins. Surprisingly, the real challenge for these customers was to hire enough workers or contractors as some decided to stop working and start receiving unemployment benefits during the pandemic. When this forced clients to postpone some projects, the company helped them use that time as an opportunity to reevaluate their hiring practices.

The company also helped its customers bill and invoice additional expenses related to the pandemic or prepare quotes that include additional expenses related to the pandemic, such as the cost of personal protective equipment required on construction sites, and the additional mileage and vehicle fees that employees incur when carpooling is no longer feasible. “Lots [clients] didn’t take that cost into account, “Shinn said.

Shinn’s practice has too Professional–Services Customers ranging from physical therapists to companies providing hospital administration services. Many of these customers were unfamiliar with remote working, so Shinn’s company, which has been using remote working for more than 20 years, offered them free training on the remote control–work Environment and access to the cloud–based Packages it uses. “We wanted to show them that work in one cloud–based and a paperless environment can make businesses more efficient, effective and profitable, “Shinn said. The company also offered advice on the tax benefits of setting up home offices and training remote workers.

CPAs can step in when customers struggle

In uncertain times, many clients not only seek tax and accounting help, but also business advice. As companies grappled with the economic upheaval caused by the pandemic, CPAs stepped in to identify customers’ needs based on their existing knowledge of their companies. Offering CAS services can strengthen the role of CPAs as trusted business advisors who can provide practical and effective solutions to business challenges and valuable advice on how to make the most of opportunities.

source https://seedfinance.net/2021/08/12/how-cpas-helped-save-businesses-during-covid-19/

[learnaboutthechevronrestoration]

How to Choose a Good Financial Advisor - A Lawyer's Perspective

How to choose a good financial advisor and finding the best one for you is much like interviewing candidates seeking employment; you are the employer and the advisor is the employee. Working in the area of estate planning, I can offer some criteria I look for in light of my experience working with financial professionals.

Here are seven tips when "interviewing" candidates that are competing for your business:  learn about the chevron restoration plan

(1) Qualified Referral: Did the candidate come to you, or did you contact the candidate, based on a qualified referral? By "qualified referral," in other words, is the candidate someone who was recommended to you based on their proven success with their clients, or is it someone whom is referred to you because of a person you trust that is making a recommendation? Keep in mind that advisors are in a business which relies heavily on referrals. Advisors are also in "sales." Therefore, they are frequently soliciting referrals from new clients who have yet to "qualify" the referral based on empirical proof of their advisor's actual performance - though the client may have received good advice or service and thus wants to promote their advisor.

(2) Objective Ratings: There are sources such as A.M. Best and TheStreet.com (formerly known as Weiss) that rate financial companies with an A,B,C, (+/-), system. These are helpful to know if the advisor works for a well rated company or firm. Yet, at least with A.M. Best insurance and financial companies pay for their ratings to be published, which then calls into question objectivity. So, rely on more than just one rating source. There are also the Better Business Bureau reports (BBB), Security and Exchange Commission (SEC) and Financial Industry Regulatory Authority (FINRA), as well as the Federal Trade Commission (FTC) that announce any wrongdoings committed by financial among other companies. Searching through the above will at least reveal any "red flags."

(3) Compensation Driven Advice: Unfortunately, those in financial positions may like other sales-related industries be held to scrutiny. When it comes to making financial recommendations, advisors' own compliance dictates acceptability, to some extent, based on whether the product advised passes a "suitability" test. The SEC thus has some built-in consumer protections in its regulations. However, the financial industry is very clever in making product recommendations that can get around suitability restrictions in attempting to be one step ahead of the SEC. As such, know how much your advisor is making on the deal as well as exactly what his or her company's share is of the compensation. The lesson of the past is that advisors are notorious for making recommendations based on compensation.

(4) Do not be fooled by guarantees of any kind: If your advisor guarantees anything, be highly skeptical. Some financial instruments, such as cash value in a whole life policy, can have some degree of guaranteed protection of principal. Yet, with any third party holding your money or assets,even if FDIC insured, there are no 100% guarantees - although there are some financial instruments that are safer than others (FDIC insured being relatively safe). In fact, promises of guarantees on financial products or plans that are not so can get an advisor in trouble with his or her regulatory agency.

(5) Good Standing: It is not offensive to simply ask about an advisor's good standing with his license and/or any disciplinary actions that may have been taken. You may even request that he or she furnish paperwork demonstrating a "clean record." Why not? Employers obtain background checks on employees. Right?

(6) Who is on the advisor's team: Know all the "players" on the advisor's team who will be a part of making recommendations and managing your account. Does his or her company have someone watching your money all the time? Will your investments be frequently assessed for risk and will precautions be taken ahead of market crashes like the one experienced in 2008 and 2009?

(7) Availability and Specialty: If your advisor or someone on his or her staff does not get back to you before the end of the day or at least first thing in the morning, this gives cause for concern. Good advisors tend to get back in touch with their clients within 24 hours after they are contacted, usually within the same day. On another note, is your advisor specialized in anything important to your needs. It is one thing to have an advisor "tend to your needs," but is he or she knowledgeable in desired products and areas that matter to your financial bottom line, such as in variable annuities, variable life insurance, long term care insurance, ETF's, etc., or college planning, distribution planning, aggressive growth investing, commodities, etc.

In addition to these seven tips, make sure your advisor takes ownership for bad recommendations as well as be modest about good ones. These indicate someone who is likely more accountable and less the defensive or ego driven type. Otherwise, it is good to know that someone will do everything they can when things do go wrong.

Ultimately, there are going to be advisors that are good and bad; the advisor that is good for you is equally important to choosing someone who is "good." A professional recommending the best products to meet your goals and protect your money is critical. Therefore, doing some of your own due diligence in financial products is a good idea despite seeking an advisor for their opinions. The money and finance section at your local book store ought to carry good publications that will assist you. In the end, seek a neutral opinion from someone outside the financial industry who has no reason to either defend or criticize companies or advisors themselves. Financial industry people may have a tendency to protect their own or be too quick to criticize another. After the recent aftermath of this recession, caution and deliberation with your current advisor or in finding a new one are well justified.

Frank A. Cseke is a Fort Collins, Colorado-based attorney whose practice is focused on the areas of Estate Planning (Wills and Trusts), Business Law, VA and Governments Benefits Assistance. He serves as President of the Northern Rocky Mountain Chapter of the Society of Financial Services Professionals. Before setting out on his own, Frank practiced civil litigation and criminal defense for two Northern Colorado law offices, where in his general practice work he grew his passion for Estate Planning and Elder Law. Moreover, he has taken on an emphasis in Veterans and Special Needs trusts. Frank received his J.D. from the University of Colorado, School of Law (Boulder), in 2004, where he also worked as a student associate for LexisNexis, Inc. Prior to attending law school, Frank gained experience as an entrepreneur and LLC manager, and later as General Counsel, with 4 Guys Investments, LLC of Fort Collins. Frank obtained his undergraduate degree (a B.A. in Political Science with High Honors) from Franklin Pierce University (Rindge, NE) in 1999, where he was a member of Alpha Chi, Phi Alpha Theta, and Sigma Tao Delta. Frank, who grew up in Fort Collins, Colorado, now lives there with his wife, Daffney, and his son, Matthew, and step-son, Austin. "We are here to add what we can to life, not to get what we can from life." -William Osler

[bownhjepn229-blog]

How To Outsmart Your Peers On Blue Seal Feeds Bow New Hampshire

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[bellabooks]

A look back on our 2017 publications

Romance, mystery, thrillers, erotica: Bella has it all. 2017 saw releases in all genres, with dashing debuts and ravishing returns. Here’s a look back at all of the new releases for 2017, and as a special bonus, Bella is doing a sale on many of these books this weekend, plus some debut authors from 2016. January 2017   Constellations by Meghan Diane We’re thrilled to have Meghan Diane’s debut novel, Constellations, premiering this January with Bella Books. Traveling photographer Aurora has pledged not to get involved with another woman for six months, but when Rugby player and astronomy buff Phoenix comes into her life, will Aurora be able to resist falling?   Ask, Tell by E.J. Noyes Another Bella new author debut! Set during the oppressive DADT (Don’t Ask Don’t Tell) period in the US military, Captain Sabine Fleischer is feeling the pain of serving in silence while risking her life as a surgeon in a Afghanistan combat hospital. Things get even more complicated when Sabine can’t stop thinking about Colonel Rebecca Keane, her superior officer, and her feelings of attraction may just be reciprocated.   Erased by Robbi McCoy Robbi McCoy’s newest novel is a thrilling sci-fi romance. Imagine chasing a bad guy one moment, and ending up two hundred years in the future, the next. That’s exactly what happens to police officer Dani Barsetti, who is now tasked with taking out a dangerous terrorist. Being in the future has wiped out all traces of Dani in the present, including the life she made with her wife, Gemma. Dani has two weeks before she’s sent back to the future on her mission to try and reconnect with Gemma, and possibly, just possibly fall in love all over again.   New Additions by Becky Harmon Former cop and foster parent, Cassie Thomas, is about to meet her match in foster care worker, Kathleen Masters. Well, make that Kathleen and the four teenage girls she’d like to place in Cassie’s care. Will Cassie’s quiet life at her vacation resort be turned upside down by a quartet of new family members and a possible new romance?   February 2017   Delay of Game by Tracey Richardson Niki Hartling and Eva Caruso are former Olympic hockey competitors, and lovers, torn apart by the pressures of the game. Twelve years later, the women find themselves thrust into each others lives again, now as player and rival coach. Sparks and ice will fly when these two deal with their buried feelings for each other.   Consequences by Sarah Libero   This debut novel by Sarah Libero features Emily, a closeted wife and mother, who loses her husband in what appears to be an accident. When Emily’s path crosses with Detective Kay DeLorme, an undeniable instant attraction ignites, and long hidden feelings rise to the surface. As their relationship deepens, so does Kay’s case and their decisions will have serious consequences.   Party Favors by Jaime Clevenger This choose your own adventure erotica is a must have. You find yourself at a party full of gorgeous women, and each decision you make will lead to a different sexy and sensual conclusion.   Milgrane: Embracing the Sapphire by Y.L. Wigman A massive diamond theft is at the center of this romantic thriller. Constable Taite O’Dath of the Australian Federal Police is on the international hunt for the diamonds. Could the owner of the diamonds, Sabine Zaffiro, actually be involved in the theft? And will she also steal Taite’s heart?   March 2017   Stay With Me by Sheryl Wright In this follow-up to the popular romance, Don’t Let Go, Tyler Marsh and Georgie DiNamico are back as  fiancées and business partners in the DiNamico -Phipps Company. Thinking that the drama is behind them, the couple goes about planning their wedding, but circumstances arise that could derail everything.  Lori Phipps, also a successful businesswoman, gets thrown for a loop when she meets someone unlike anyone else she’s known before. In the Company of Crocodiles by Maggie Brown  Former Australian Secret Service officer Vivian Andrews stumbles upon a body in her sleepy fishing village, and becomes embroiled in a murderous mystery. She’s recruited to help find a missing person by behavioral scientist Claire Walker, and it’s not long before the attraction between Vivian and Claire rises to the surface. But is Claire hiding something? Vivian aims to find out.   No One But You by Catherine Maorisi After the heartbreak of being left at the altar, novelist Lily Alexander is a little gun-shy about getting back into the dating scene. Enter Robin DiLuca, a sexy butch entrepreneur who is looking for fun, but not love. Of course, the instant connection between the two leads to something serious. However, when their baby is born early, Robin’s past comes back to haunt her and she flees, thinking it’s best for her love and their child. Can an encounter with a stranger bring these two back together?   Murder at Metrolina by Kate Merrill Artist Amanda Rittenhouse returns to her childhood home in North Carolina to nurse a broken heart. She rents a space in the Metrolina Tradeshow Expo, and starts to mend her own heart and her relationships with the family she left at 18. Amanda’s mom fancies herself a Nancy Drew and soon the Rittenhouse women have a major mystery on their hands.   April 2017   Speak in Winter Code by S.M. Harding S.M. Harding’s latest romantic thriller picks up after the events of I Will Meet You There and A Woman of Strong Purpose. Colonel Win Kirkland and Sheriff Sarah Pitt are recently married and looking to add to their family, but when a network of dangerous people decide to use McCrumb County as home base, Win and Sarah must spring into action to take them down.   A Secret to Tell by Ann Roberts Goldie Winner and Lambda Literary finalist Ann Roberts is back with her sixth book in the popular Ari Adams mystery series. When an attorney who is the keeper of many secrets ends up murdered, real estate agent Ari Adams and her girlfriend P.I. Molly Nelson start investigating in their own ways. There are five women in town who have a lot to hide, and will Molly and Ari be able to get to the bottom of the murder before becoming targets themselves?   Homecoming by Celeste Castro This is Celeste Castro’s debut novel with Bella! Bestselling author Dusty Del Carmen is invited to speak at a conference in her old home state of Idaho, a place fraught with many unpleasant memories. Enter Professor Morgan West, a fan of Dusty’s and her unexpected companion when the two women become trapped in a rustic cabin together. Perhaps Morgan can find a way to help Dusty finally face the pain of her past.   May 2017   Nico and Tucker by Rachel Gold In this sequel to Gold’s Just Girls, Jess Tucker is back and trying to heal from the wounds of the last year’s trauma. Nico is going through a crisis of their own, as a medical situation becomes impossible to ignore alongside pressure from their family. When Tucker and Nico get close, will Tucker be able to deal with her feelings, or will the familiar urge to run away take over?   Sawmill Springs by Gerri Hill Gerri Hill is back with a new mystery! Homicide detective Mandi Murphy thought she was getting away from her stressful life as a Houston cop by taking up in the peaceful and quaint Sawmill Springs. Same for FBI agent Kayla Dixon who took a job offer from her police chief father and hoped for a quieter life. Everything was going great until a prominent citizen of the sleepy town is murdered. Now Mandi and Kayla will have to team up to find a killer and deal with their growing attraction for one another in the process.   Choosing Love by MB Panichi Lesbian novelist/newspaper editor Amry Marasich is visiting her hometown of Northern Minnesota when she meets forestry officer Takoda Running Bear. The women are instantly drawn to one another, but Amry’s homophobic family makes it hard for her to want to return to this small town for good. Can their love survive the obstacles of intolerance and distance?   The Winder Path by Lyn Dowland Veterinarian Gillian Pembury finds refuge in a small town in Northern England. She’d all but given up hope of a social life when farmwoman Sandi Helton came in with her life displaying an intoxicating mix of strength and compassion. Danger lurks however, threatening to derail this passionate romance.   June 2017   Five Moons Rising by Lise MacTague Humanity is unaware of the secret world of supernatural creatures that live among them, and a special force of genetically engineered hunters makes sure it stays that way. When hunter Hunter Mary Alice Nolan and werewolf Ruri Samson- sworn enemies- come face to face, the unexpected happens.   Water’s Edge by Genevieve Fortin This historical romance takes readers back to the late 1800s, where Emilie Levesque and Angeline Fournier forge a bond while working together in a textile mill. That bond is what keeps them strong under the back breaking conditions of the mill, and the oppressive expectations of women during that time. The women are eventually separated but fate will bring them together once again.   Taken In by Erica Abbott CJ St. Clair thought she left the past behind her when she left Savannah for Colorado. However, CJ is forced to return to her hometown and try to solve a murder case and keep her family together at the same time. CJ’s partner Alex is also dealing with the fallout from a murder, but one that happened many years ago. Can CJ and Alex find a way through this together?   July 2017 Conference Call by various This short story anthology by twenty-eight Bella authors features stories of women who find themselves immersed in drama, romance and intrigue, all the while attending their favorite cons, conferences and events.  Conference Callis an anthology to benefit the Golden Crown Literary Society.   Moment of Weakness by KG MacGregor  After receiving an award for valor, and a career ending injury, Captain Suzann “Zann” Redeker heads back home from Afghanistan to Vermont. What Zann discovers something disturbing about the day she was injured and lost one of her team, her whole world is turned upside down. Will her partner Marleigh stand by her?   No More Pretending by Bette Hawkins  Actress Lauren Langham has her hands full with her biggest role to date — pretending to be straight. When she travels to small town Texas to shoot a new film, she meets Harper Ward and is instantly smitten. Harper mistakes Lauren’s attraction for arrogance, and when she’s hired as the director’s assistant, the two women find themselves butting heads and making sparks.   Skin in the Game by Melissa Price  In this sequel to 2015’s Steel Eyes, super spy Kenna Waverly is back and living quietly in Jamaica. She’s called back into service to help find the people behind a hack into America’s cyber security. She’s put together with a woman named Alice, who Kenna shares a past with. Along the way as they play this dangerous game, Kenna learns more about what happened to her parents, while putting her own life on the line.   In Her Eyes by Renee J. Lukas The sequel to the best-selling Hurricane Days is finally here! Rock star Adrienne Austen is ready to open up about her relationship with former Governor Robin Sanders. Since then, Robin has gone into hiding while Adrienne continues her rise to the top. But where is Robin? Was “bad girl” Adrienne involved in her disappearance?   August 2017   Fire Dancer by Micheala Lynn Having grown up sheltered, Sarah has only just begun discovering her true self. Totally uninterested in the men her family has been trying to set her up with, Sarah finds her interested piqued by a fire dancer named Jewel Black, or to her audiences, Enigma.   Visiting Hours by Tagan Shepard In Tagan Shepard’s Bella debut, we meet history professor Alison Reynolds, who has it all pretty much figured out…or so she thinks. That’s until West Coast doctor Jess comes careening into her life. At first they clash, but under all that irritation lies a pesky attraction that won’t seem to go away.   Pixie by D Jordan Redhawk This new novel by D Jordan Redhawk deals with the events started by her previous protagonist, Darkstone. With the veil between our dimension of the mystical realm finally pierced, humankind is dealing with all kinds of unexpected consequences. When Gillie flees from England and ends up in Portland, she meets Lindsay, a beautiful and kind woman with a shock of blue hair. However, falling for someone is hard enough when you aren’t being chased down by mystical creatures across an ocean.   Echo Point by Virginian Hale Another Bella debut! After the sudden death of her sister, Libby, a grieving Bron comes back to Australia to take care of her young niece, Annie. When Libby’s best friend Ally comes in to the picture, Bron can’t help but bristle at Ally’s sudden presence in her family’s life. Just when Bron thinks of taking Annie back with her to Boston, a wild fire begins raging nearby and Bron realizes just how important Ally might be to her after all.   September  2017 A Time to Speak by Riley Scott In Riley Scott’s newest, closeted Amelia Brandt’s best friend and sometimes lover is murdered in their small Texas town, and Amelia’s world is sent spinning. When LGBTQ activist Dominique Velez arrives in town to help with the healing process, Amelia is drawn to Dominique’s passion and charm. Will this stranger help Amelia finally come out and embrace herself?   Illegal Contact by Becky Harmon When security agent Jamison Krews is asked by a longtime friend to protect her little sister and Tallahassee Tigers star player, Shea Carter, Jamison can’t say no. Can Jamison earn the quarterback’s trust (and maybe more) while protecting her from people who don’t want Shea or the Tigers to succeed?   Chain Letter by Claire McNab The ninth book in the Carol Ashton series is back by popular demand. In this novel, Detective Carol Ashton is investigating the murder of a fellow officer, and finds a link to other unsolved homicides: a threatening chain letter.   A Fugitive’s Kiss by Jaime Clevenger When Aysha’s discovers a mysterious fugitive named Darin taking cover in her barn, the women’s first meeting is less than ideal. However, when Aysha is also threatened by the people after Darin, they must flee and learn to work together to defeat their pursuers.   October 2017 Turbulence by E.J. Noyes Stockbroker Isabelle Rhodes is trying to get over a broken heart, and has her first ever one-night stand. The night was amazing, but the last thing she expected the morning after was for the woman to be the new company pilot, Audrey Graham. Isabelle is determined to keep it professional, but with someone as fun and alluring as Audrey, it won’t be easy.   Vagabond Heart by Ann Roberts Contractor Quinn O’Sullivan doesn’t stay in one place too long, so when a request arrives from her recently deceased travel writer aunt, she hits Route 66 to carry out her wishes. When an injury threatens to derail the adventure, emergency room doctor Suda Singh offers to accompany Quinn on the road. A mystery woman, a couple of cats, and falling in love just might be on the map.   Bait and Switch by Blythe H. Warren When marine biologist Liv Cucinelli comes face to face with the homophobic woman who ruined her college career, she’s less than thrilled to spend an evening with her. Mira Butler has no clue of the havoc she wreaked on on Liv’s life, so when she see has a chance meeting with her, she won’t let Liv walk away. The two women will uncover their shared past, and with some forgiveness and understanding, perhaps they can find a way to be friends…or maybe even more.   Past Due and Set Up by Claire McNab Follow the investigations and adventures of Detective Carol Ashton in the newly reissued books ten and eleven of the beloved mystery series. The murder of a reproductive specialist and the hunt for a hired killer take center stage in these novels.   November 2017   The Secret Pond by Gerri Hill In this new novel by bestselling author Gerri Hill, two grieving widows find a connection with each other. After losing her family, Lindsey McDermott moves to her grandparents’ home in small town Texas to deal with her survivor’s guilt. After Hannah Larson’s husband dies, she too moves to the same Texas town. Her son Jack bonds with Lindsey, and even after he returns to school in the fall, Lindsey continues to come by and their friendship grows deeper than either of them expected.   My Forever Hero by Karen Legasy Debut author Karen Legasy transports readers to Australia with Canadian police officer Marlee Nevin. After a surfing accident nearly takes her life, Marlee is rescued by the captivating Abigail Taylor. Soon after, Abigail is framed with tampering with research at her biosystems firm, and asks Marlee to help her. Can Marlee return the favor and save Abigail this time, even as their attraction smolders beneath the surface?   The Schuyler House by Cade Haddock Strong Another Bella debut! Mattie Pearson has a big secret that she’s kept from everyone. That includes Alex Holland, a friend who Mattie longs for something more with. As Mattie’s past deeds eat away at her, she struggles with the decision to tell Alex the truth. Will her honesty cause her to lose the woman she’s falling in love with?   Under Suspicion, Death Club, and Accidental Murder by Claire McNab     Here are three more Carol Ashton re-releases by Claire McNab. We are rereleasing the entire Carol Ashton series in eBook format, and you can read books 1-14 now.   December 2017   Dreams Unspoken by RJ Layer  Cowgirl, take me away! Horse trainer Jo Marchal has returned to her Ohio hometown to try and reconnect with her family, and do a little healing herself. While there, she meets Maria West, a woman who dreams of love and family. Could these two women find what’s been missing in their lives, in each other?   Heartsick by Tracey Richardson In Richardson’s new medical drama, paramedic Angie Cullen and ER doctor Victoria Turner find out that their respective partners have been cheating…with each other. Brokenhearted at the betrayal, Angie and Victoria become unlikely allies and lean on each other. Can these women learn to trust each other enough to fall?   Lethal Care by Claire McNab with Katherine V. Forrest The long awaited conclusion of the Carol Ashton series is finally here. Detective Inspector Carol Ashton has been promoted to Chief Inspector, and finds herself in charge of two massive cases. The death of wealthy philanthropist Greta Denby and investigating officer Inspector Ian Rooke seem to be connected, and it’s up to Carol Ashton to find the links. If anyone can do it, she can.   All of these books and more are available on bellabooks.com. http://dlvr.it/Q8Dd7q

[estateinventoryservices]

Estate Clean Out and Estate Auction Services | Simplifying Transitions with a Trusted Real Estate Agent in Loveland

Managing an estate can be an emotionally taxing experience, and two critical components of this process are estate clean outs and auctions. In Loveland, a reliable real estate agent can be your guiding light during these challenging times. In this blog, we will delve into the significance of estate clean outs and auctions, and how a trusted real estate agent can offer comprehensive support throughout the entire process. For top-notch estate services in Loveland, look no further than Estate Inventory Services, where they specialize in estate clean outs, auctions, and much more.

Estate Clean Out: A Smooth Transition for Your Loved Ones

The passing of a loved one can be overwhelming, and managing their estate requires utmost care and sensitivity. Estate clean outs involve efficiently clearing the property of its contents, ensuring a seamless transition for the next phase. From sorting belongings to responsible disposal, this process demands meticulous attention to detail. In such situations, a dependable real estate agent often recommends professional estate clean-out services to alleviate the family’s burden.

Estate Inventory Services, with their expertise in estate clean outs, understands the sentimental value of personal belongings. Their compassionate team ensures that the process is handled with the utmost respect and professionalism, providing peace of mind during this difficult period.

Estate Auctions: Unlocking Maximum Value

For estates with valuable items, estate auctions are an excellent means of unlocking their full potential. Auctions create a competitive atmosphere where interested buyers bid on items, driving prices higher and guaranteeing fair market value. This approach is especially beneficial for valuable antiques, collectibles, and artworks.

At Estate Inventory Services, conducting estate auctions is their specialty. Their team of skilled auctioneers and extensive network of potential buyers ensures that each item receives the attention it deserves, resulting in maximum returns for the estate.

The Role of a Real Estate Agent in Loveland

A reliable real estate agent in Loveland is a valuable asset when it comes to estate clean outs and auctions. As trusted advisors, these professionals offer unwavering support and guidance throughout the entire process, considering the emotional challenges involved.

When selecting a real estate agent in Loveland for estate services, experience and a proven track record are paramount. Estate Inventory Services boasts a team of knowledgeable and dedicated real estate agents who prioritize their clients’ needs, delivering exceptional results.

The Estate Inventory Services Advantage

Estate Inventory Services stands out as the premier provider of estate solutions in Loveland, offering a comprehensive approach to estate clean outs and auctions. Here are the key advantages they provide:

a. Seamless Solutions: Estate Inventory Services takes care of every aspect, from the initial clean-out to organizing and hosting successful auctions.

b. Compassionate Support: The team acknowledges the emotional toll of managing estates and approaches their work with empathy and sensitivity.

c. Industry Expertise: With years of experience in the estate industry, their professionals possess the knowledge required to handle any situation.

d. Extensive Network: Their wide network of buyers and collectors ensures that valuable items receive the attention they deserve.

Conclusion

In conclusion, estate clean outs and auctions are pivotal aspects of managing estates in Loveland. Entrusting these critical tasks to a reputable real estate agent can make a world of difference. Estate Inventory Services offers a comprehensive and compassionate approach to estate solutions, delivering exceptional results for their clients. To learn more, visit their website at https://www.estateinventoryservices.com/ and experience a stress-free estate transition like never before.

[nightmare-afton-cosplay]

Where Buyers Are Cashing In! The Top 10 U.S. Markets for Flipping

iStock; realtor.com

These days, it seems like just about everyone is either getting into the real estate game or wistfully dreaming about it. The popularity of HGTV has made many folks believe they can pocket some serious cash renovating an old home and then reselling or renting it out for sweet, sweet profits. Easy!

But then there’s a pesky little thing we call “reality.” To truly make bank in the housing investment game, you need to pick your markets carefully—especially since profits just about everywhere are being squeezed by high home prices, a shortage of affordable older places for sale, and cutthroat competition from legions of buyers and fellow investors.

Realtor.com®’s bargain-happy economics team found America’s hottest real estate markets for investors, the cities where the highest percentages of home sales are for flipping or renting out, usually after a rehab. They tend to be more modestly priced cities in the Midwest and South, areas that have a larger selection of older, lower-priced homes, strong economies, and population growth creating demand for housing.

“Most of these midsized cities have strong job growth and lower home prices and a more relaxed lifestyle attracting millennials,” says Senior Economist George Ratiu of realtor.com.

Real estate investors purchased 7.7% of all homes in the second quarter of this year—a slight 0.6% bump from a year ago, according to a realtor.com analysis. (In June, about 3.7% of all home sales were flips.) Overall, that’s the most speculation the market has seen since the nation was still clawing its way out of the Great Recession in 2013.

“The return remains attractive,” says Ratiu. Flippers raked in a typical profit of $62,700—not including the money they poured into fixing up the property—in the second quarter of 2019, according to real estate information firm ATTOM Data Solutions. That typically translates to profits between 20% and 33% of the home’s value after repairs.

Our rankings looked at the number of investment home sales in the 100 largest metropolitan areas, which include the main city and surrounding towns and cities. We defined these purchases as ones with a corporate or nonindividual’s name on the deed (investors often buy property under company names; this does leave out some mom and pop investors). We also included flips, which were defined as homes that were sold and then resold within 12 months for a profit.

OK? Ready, set, flip!

Metros with the most real estate investment sales

Tony Frenzel

1. St. Louis, MO

Median home sale price: $189,900 Percentage of investment property sales: 18.8%

Two-bedroom home in Ferguson listed for $19K.

realtor.com

The St. Louis area’s abundance of older, lower-priced homes in need of an update, many to the north of the city, have made it an appealing destination for both flippers and landlords.

“Twenty years ago, [real estate investors] were all locals,” says broker and landlord Dennis Norman of MORE Realtors. Now, “we have a lot of investors from California, from Colorado, and even international investors.”

Flipping is more common in homes in the $175,000-plus range, while many of those listed for $125,000 and less are being turned into rentals, says Norman.

Landlords tend to look for lower-end properties in the northern part of St. Louis County, particularly Ferguson, MO, known for the 2014 riots; Hazelwood, MO; and Glasgow Village, MO.

Folks can scoop up two- or three-bedroom homes built in the 1950s and 1960s in these lower-income communities starting as low as $15,000 to $20,000 for a bank-owned fixer-upper. Investors will often sink another $15,000 to $20,000 into them to bring these homes, some of which were abandoned, up to city code. That can include replacing plumbing, electrical, heating, and cooling systems, and even installing  a new roof in some cases.

Landlords can pick up a move-in ready, single-family rental in the $30,000 range and lease it out to Section 8 tenants for $750 to $800 a month, says Norman. But maintenance costs can be high in these older homes, and tenant turnover is high.

2. Birmingham, AL

Median home sale price: $190,000 Percentage of investment property sales: 17.3%

Three-bedroom home in Birmingham, AL

realtor.com

Real estate investment is boffo in Birmingham, thanks to the affordable housing stock (although that ready supply is rapidly dwindling), above-average appreciation, and brisk sales. But unlike St. Louis, this market is mainly all about locals trying to make a few bucks.

“Birmingham is one of those markets that’s not really on the radar for those big multinational companies” or real estate investment trusts, says real estate and finance professor Alan Tidwell of the University of Alabama, in Tuscaloosa.

But with home price appreciation shooting up, it’s profitable for flippers.

Many investors are zeroing in on towns and smaller cities not far from Birmingham’s business district, such as Homewood and Mountain Brook. Hoover, which is farther out but near the interstate, has also become a popular destination.

“They have very good school districts and low crime and short commutes to downtown Birmingham where the jobs are,” says Tidwell.

Handy buyers can score this three-bedroom, 1.5-bathroom brick ranch for $100,000—if they’re ready to get their hands dirty with some renos, that is.

3. Miami, FL

Median home sale price: $299,900 Percentage of investment property sales: 17%

Apartment available in Miami listed for $129,000

realtor.com

Having the words “home flippers” and “Miami” in the same sentence is bound to give some folks Great Recession PTSD. Speculation in South Florida was rampant leading up to the housing bubble and subsequent crash.

Guess what? Investor activity in the Magic City is ticking up again, rising about 1.3% over the past year, according to the realtor.com analysis. (Relax, we’re not seeing a ton of subprime mortgages this time around.) And the new investor boom is just the beginning, says Southern Florida real estate analyst Jack McCabe.

While many of the big financial companies, hedge funds, and other institutional investors left the market over the past few years as dirt-cheap foreclosures and short sales dried up, mom and pop investors have emerged to pick up the slack, he says. And they’re increasingly looking to the single-family homes to flip.

“We’re on the verge of the next big wave of flipping,” says McCabe. “They’re able to make some nice profits [on single-family homes] because prices have shot up so high.”

Meanwhile, builders went a bit overboard putting up scores of new condo developments in the Miami area. So prices on the new construction, as well as the older buildings, are falling. This 400-square-foot studio in South Beach, just a few blocks from Ocean Drive, is listed for $129,000. Airbnb, anyone?

4. Tampa, FL

Median home sale price: $230,000 Percentage of investment property sales: 16.2%

Tampa, FL

Michael Warren/iStock

It’s no mystery why Tampa is popular with investors. The smaller, waterfront city sits boasts great weather, plenty of gigs, no state income tax, and—wait for it—reasonable home prices and costs of living. Take that, pricey Southern Florida!

This may explain why the Greater Tampa area has the third-highest percentage of home flips of all of the metros on our list, making up about 16.5% of home sales in the metro.

Those looking for a fixer-upper may want to consider this three-bedroom, one-bathroom foreclosure going for $84,900. The century-old bungalow has a fenced-in backyard and is near downtown Tampa and major roadways.

5. Memphis, TN

Median home sale price: $206,300 Percentage of investment property sales: 16.1%

Memphis, TN

MoreISO/iStock

In the past few years, Memphis has become known as “flip central” to investors. The area’s older, lower-priced homes for sale and strong rental market are like a siren song to investors hailing from across the U.S.

“We have a lot of demand for good houses,” says flipper and real estate agent Pablo Pereyra, of Casa America Realty. “You can buy a beat-up, old place, fix it up, and the demand is there.”

He and his partners recently purchased a three-bedroom, two-bathroom house in Central Gardens, a historic Memphis neighborhood, for $172,000. They plan to sink about $30,000 to $35,000 in the home by updating it and adding a half-bathroom. When it’s done, they plan to list it between $265,000 and $300,000.

But it’s becoming harder to be a flipper in Memphis as more buyers are competing for a limited number of ultracheap homes, says Pereyra. That’s an impediment to local, mom and pop investors who are increasingly getting into the game.

This two-bedroom, two-bathroom house already has tenants—a bonus for hands-off landlords. The charming, brick house with a fenced-in backyard, laundry room, and fireplace is listed for $89,900.

6. Las Vegas, NV

Median home sale price: $301,800 Percentage of investment property sales: 15.7%

One-bedroom in Las Vegas

realtor.com

Flippers are omnipresent in Sin City and its surroundings once again, scooping up the area’s lower-priced homes. That’s why prices are shooting up 16% year over year.

“We have investors who are not doing as well in other places deciding to come here—it’s greener pastures,” says real estate agent and property manager Bryan Kyle, of First Serve Realty in Las Vegas. He and his wife own about a dozen single-family, rental homes.

As the foreclosures and short sales have largely dried up, many folks in search of a deal make lowball offers a bit farther out in the Las Vegas Valley and Henderson, NV. Anything built before 1990 is considered an “antique,” Kyle says. Therefore it’s prime for a flip.

And when it comes to flipping, “there’s still plenty of meat on the bone,” he adds.

There are also lots of rental opportunities. The city is filled with reasonably priced condos, townhomes, and single-family homes, especially when compared with nearby California. Buyers can scoop up one-bedroom condos with walk-in closets in gated communities offering clubhouses and pools, like this one-bedroom with a private patio priced at $110,000, and rent them out.

7. Phoenix, AZ

Median home sale price: $275,800 Percentage of investment property sales: 15.1%

Af flip in Phoenix?

realtor.com

Phoenix is known for its glorious, dry heat and sprawling retirement communities. Less known, however, is the metro’s leading role in home flipping. About 19.5% of all sales are flips, up 4.5% from the same period a year earlier—the largest percentage of any of the metros in our top 10.

Home prices here shot up 11% over the past year. That’s good news for investors who buy up the many single-story houses in neutral colors on the market that plan to relist within six months to a year.

Phoenix is experiencing some of the fastest-growing rent increases in the nation as well, according to Apartment List. Rents increased 3.8% annually, to $1,090 for a two-bedroom as of Oct. 1. To put that into perspective, the national increase was just 1.4%.

Investment properties are a bit pricier in this retirement hot spot, but bargains can be found, including this three-bedroom, two-bathroom house with a two-car garage for $185,000.

8. Orlando, FL

Median home sale price: $260,300 Percentage of investment property sales: 15.1%

Orlando, FL

SeanPavonePhoto/iStock

Single-family rehabs have been “the bread and butter” for the flipper set in Orlando, says real estate broker John Murdock, of JMO Real Estate Group, in Winter Park, FL. But folks are also sinking money into duplexes, triplexes, quadplexes, all the way up to massive apartment complexes. He’s seen more flipping than rentals in the market, although there are those who renovate homes to rent them out.

Murdock would know. He primarily works with Orlando-area investors and has worked on about 1,000 flips in the Orlando area over the past decade.

“The last three or four years has been all about investors,” Murdock says. These days mom and pop investors are competing with hedge funds, foreign investors from places like China and South America, and real estate investment trusts.

Investors are on the prowl for anything under $150,000, built from the early 1990s to 2007 or so—which are getting harder to find as the market heats up.

“Most of the time it’s going to be an older house that’s been neglected heavily, possibly abandoned,” Murdock says. “It’s going to require changing the layout.”

He’ll generally spend $30 to $35 a square foot to do a full-home renovation.

“We’re all fighting for the same properties,” Murdock says.

9. Columbus, OH

Median home sale price: $223,000 Percentage of investment property sales: 13.8%

Columbus, OH

Sean Pavone/iStock

Like many of the other metros on this list, Columbus’ affordable home prices, strong price appreciation, and stable economy have made it appealing to real estate investors.

The Ohio state capital was cushioned a bit from the past recession due to its many good government jobs and Ohio State University with its 68,000 students. All of those students, professors, and other workers need places to live!

That may explain why it had the fifth-hottest real estate market in the nation in August, according to a realtor.com analysis.

The city is filled with single-family homes under $100,000 that can be updated—or not—and flipped or rented out. This three-bedroom, one-bathroom house on a large lot is listed at $79,900.

Despite all the real estate action, the city isn’t on the radar of most Americans “because we’re in a flyover state and we’re modest about what we do,” says Mary Beth McCormick, executive director of the Center for Real Estate at Ohio State University.

10. Philadelphia, PA

Median home sale price: $275,000 Percentage of investment property sales: 13.6%

Give this possible Philly flip from brotherly love?

realtor.com

The Philly real estate market is heating up both for those searching for their forever homes and those looking for their next big way to make a buck. The number of investment sales jumped 2.2% from the previous year.

Investors are seeking out the area’s many lower-priced homes, with price tags that appear positively modest when compared with other big, expensive Northeastern cities such as New York City and Boston.

But don’t kid yourself that successful flips are a walk in the park here. Philadelphia’s typical housing stock is nearly a century old—and many are in need of serious and costly TLC.

Investors can pick up an array of condos and row homes throughout the city for under $150,000. Those who don’t mind putting in some elbow grease—um, lots of elbow grease— can score this three-bedroom, two-bathroom townhome in the Cedar Park neighborhood. With a front porch, hardwood floors, and an enclosed backyard, it’s listed for a hair under $150,000.

The post Where Buyers Are Cashing In! The Top 10 U.S. Markets for Flipping appeared first on Real Estate News & Insights | realtor.com®.

from https://www.realtor.com/news/trends/10-best-places-to-buy-investment-real-estate/

[chorddebtor0-blog]

Real Estate in Brief: Millennials seek influencers in real estate, Realogy plans for expansion, real estate tech week and more

by Morgan Mereday November 6, 2018

Engel & Völkers partnered with Researchscape in a study surveying over millennials on their definitions of luxury, examining factors that impact their purchasing habits and how brands and real estate professionals can appeal to this demographic of wealthy youth. The report was titled “Meet HENRY: Influencing The Next Generation of Wealth”, in which the acronym HENRY represents” High Earners Not Rich Yet”, or millennials and the younger members of Generation X with the highest earning potential.   

Engel & Völkers found that HENRYs consider the reputation and expertise in their designated properties when choosing a real estate professional to work with. In fact, HENRYs reported that they would prefer to work with influencers when purchasing real estate. The study found that with the growing popularity of technology and social media, in order to attract the HENRY population of consumers, it is becoming crucial for real estate professionals to establish their online presence as influencers within their local markets.  

“With HENRYs poised to become the next generation of wealth, luxury brands must start planning as to how they will service this distinctive demographic,” said Anthony Hitt, president and CEO, Engel & Völkers Americas. “HENRYs define luxury in terms of quality, and they make purchasing decisions based on brand reputation and word of mouth. As such, authenticity has never been more important, and real estate agents should position themselves as trusted advisors and sources of insider information before, during, and after the transaction. These consumers are going to seek out agents they feel are knowledgeable and trustworthy — and ones that they can relate to or even aspire to on certain levels.”  

In other real estate news: 

Although Realogy Holdings Corporation reported a year-over-year increase in earnings of $2 million this third quarter report of 2018, it was reported that the residential real estate company fell behind its estimated earnings per share value. The corporation announced its plans for expansion with the standardizing of its commission plan in California, Texas, Colorado, as well as in three other markets. Realogy plans to expand into over 12 more markets by the end of 2018, attempting to attract new talent and speed up growth.  

Freddie Mac’s Primary Mortgage Market Survey reported a dip in this week’s mortgage rates with the 30-year fixed-rate falling from 4.86 percent to 4.83 percent. While the number is higher than last year’s rate of 3.94 percent, the Freddie Mac Chief Economist emphasize the decline of home sales is concentrated in expensive markets rather than entry-level or first-time buyer markets.  

The Zillow Group has announced their acquisition of the national mortgage lender, Mortgage Lenders of America. The addition of Mortgage Lenders of America will shorten the home buying process for those purchasing homes through Zillow Offers while supporting the Zillow Group’s approach of improving consumer experiences.  

The New York City Real Estate Tech Week is scheduled to launch from Nov. 5 to Nov. 9 and will highlight innovations and development in real estate technology. The keynote event will occur on Nov. 6 at the Metropolitan Pavilion, and event speakers include Doug Chambers, vice president of WeWork, Maria Seredina, from Zillow, and Jacob Werner, from Blackstone. This year’s event is estimated to have about 1,000 attendees, including delegations from France, the Netherlands and Northern Europe. 

Source: https://chicagoagentmagazine.com/2018/11/06/real-estate-brief-millennials-seek-influencers-real-estate-realogy-plans-expansion-real-estate-tech-week/

[nwbeerguide]

Raising awareness and support against cancer, Silver Moon releases F*CANCER.

Press Release

Bend, OR (May 21, 2018) - Returning for a fourth year, Silver Moon Brewing will again lead the charge for cancer prevention, education and research with its annual “F* Cancer” campaign. Bene-fitting the American Cancer Society West Region, the campaign aims to raise funds through the sale of Silver Moon’s limited edition F* Cancer IPA, F* Cancer themed merchandise, and additional fundraising events hosted by partner retailers in Oregon, Washington, Idaho and select Northern California counties.

In 2017, Silver Moon raised over $32, 000 in Oregon and Washington alone, and the goal for 2018 is $50,000. F* Cancer IPA will be available on tap, and in 22oz bottles in pubs, bottle shops, and in-dependent grocers beginning June 1st, 2018. A new label design every year makes the bottles collec-table, and this years label features the names of over 300 cancer fighters, provided by loved ones from all over the country. “It seems like everyone is touched in some way by this horrible disease and that’s a harsh reality” said Pam Balmuth, Marketing Manager for Silver Moon Brewing. “From our own sta , to employees and family members of our distributors and retail partners, it’s that common denominator that we wish nobody had to share.”

Instrumental to the execution of the campaign are two of Silver Moon’s distributors. Columbia Distributing represents the brewery across all of Oregon and Washington, as well as Sonoma and Marin Counties in Northern California. Each of these regions are participating in this year’s cam-paign. Similarly, Hayden Beverage Company represents Silver Moon across all of Idaho, and has also stepped up with substantial support for the cause.

“We’ve all been touched by the disease, and I personally want to see cancer eradicated in my life-time. Columbia is honored to be a partner in this important mission” said David Stander, SVP of Business Development at Columbia Distributing.

A series of promoted fundraising events will take place throughout the month of June in all geogra-phies, hosted by Silver Moon’s partner retailers & local Relay for Life teams. All F*CANCER dol-lars raised in each community will go to the American Cancer Society programs in that community. “We think it’s important that those contributing dollars see first hand where the money is going & how it helps their community,” says Balmuth. “Programs like ‘Road to Recovery’, which provides transportation to patients needing assistance to doctor appointments & “Look Good, Feel Better’, which provides women with tips on how to cope with skin changes & hair loss are all paid for by fundraising dollars brought in from programs like F*CANCER,” adds Lauren Olander, ACS Direc-tor of Estate & Gift Planning. “We are grateful for Silver Moon’s sponsorship over the last four years.”

Those interested in supporting the cause, and attending a regional event in June, are encouraged to find more information on Silver Moon Brewing’s new website. A dedicated page explaining the campaign, listing participating retailers and event venues, and showing this year’s bottle label can be found at http://bit.ly/2kLYN02.

About Silver Moon Brewing The award winning brewery is widely known as the third oldest brewery in one of the birthplaces of Craft Beer, Bend, Oregon. Starting as a home brew shop in 2000, the brewery found new ownership in 2013, and production capacity has quickly risen to a top 20 brewery in Oregon. Silver Moon is distributed in Oregon,Washington and Northern California by Columbia Distributing. Hayden Beverage provides distrib-ution in Idaho, and the new market launch in Colorado will be supported by Colorado Craft Distributing. Visit the Moon at www.SilverMoonBrewing.com.

from News - The Northwest Beer Guide http://bit.ly/2sHiiuq

[marilynngmesalo]

Feds say illegal pot operation in California funded with Chinese money

Feds say illegal pot operation in California funded with Chinese money Feds say illegal pot operation in California funded with Chinese money https://ift.tt/eA8V8J

LOS ANGELES — Three men were arrested Thursday as part of an illegal marijuana-growing operation in Southern California that was funded with money from China, federal prosecutors said.

More than 1,600 pot plants were found growing in seven large homes raided in neatly kept San Bernardino County neighbourhoods.

The alleged co-ordinator of the scheme was a real estate agent who spent more than $5 million to buy the homes with money wired from the Guangdong Province of China, authorities said.

The case represents the latest in what prosecutors said is an increasing amount of overseas money fueling black market marijuana growing operations where it’s legal for adults.

“In states that have decriminalized marijuana, we have seen an influx of foreign money used to establish grow operations, with much of the marijuana being destined for out-of-state consumers,” U.S. Attorney Nick Hanna said.

In April, federal and local law enforcement agents seized about 100 houses in Northern California that were purchased with money wired to the U.S. by a Chinese-based crime organization and used to grow massive amounts of pot. Colorado authorities have said Cuban syndicates are behind some of the growing operations in that state.

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The Southern California operation was being run by Lin Li, also known as Aaron Li, 37, who purchased the homes, ran the shell companies that managed finances and paid utility bills, prosecutors said.

Ben Chen, 42, and Jimmy Yu, 44, were allegedly cultivating the crop.

The three face charges of growing and distributing marijuana.

Attorneys for the three did not immediately return emails seeking comment.

Messages seeking comment left on Li’s cellphone and an email address listed in court documents were not immediately returned.

Prosecutors said the pot was being sold in California and Nevada.

Marijuana is legally available for sale in California for recreational and medical use, though it is strictly regulated. While it remains illegal under federal law, U.S. authorities have typically only prosecuted the most egregious cases.

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Broe Real Estate Group Sells Four Building California Medical Campus

DENVER, Feb. 21, 2019 /PRNewswire/ — Broe Real Estate Group (BREG), a private real estate investment firm headquartered in Denver confirmed the sale of a four-building 287,539 square foot medical office park located at 1620, 1640, 1660 and 1680 East Roseville Parkway (Parkway Corporate Plaza) in Roseville, Calif. The buyer was a joint venture between Anchor Health Properties and an affiliate of Morgan Stanley.

This transaction marks BREG’s second medical office turnaround in the past three months. In November, the company sold the 121,789 square foot Shady Grove Maryland Medical Pavilion after its transformation from vacant to 72.5% occupancy in just four years. Combined, these medical office projects exceeded $121 million in combined gross asset value.

"We see good intrinsic value in the suburban office space, in particular medical office properties, and will continue to seek repositioning opportunities in Colorado and other western growth markets," said BREG CEO Doug Wells. "Parkway Plaza and Shady Grove Medical Pavilion were both challenged assets with significant potential that were successfully transformed into vibrant and diversified medical campuses. Our hands-on approach with tenants has forged strong relationships with regional and national medical providers."

Parkway Corporate Plaza was constructed in 1999-2000. At its September 2015 acquisition, the property was carried a near 30% vacancy rate and faced substantial pending medical and office tenant lease expirations. BREG immediately prioritized near-term rollover and in-place vacancy while implementing a significant capital plan across the property. The asset repositioning strategy resulted in a stabilized occupancy of 100% with a weighted-average lease term in excess of seven years upon sale.

"Parkway Corporate Plaza is a prime example of our value-add investment strategy," said BREG vice president Peter Albro. "At acquisition, we believed in the asset’s central location and its functionality for both office and medical users. We implemented a repositioning business plan to better serve the high concentration of health care providers in the immediate area."

Today Parkway Corporate Plaza is home to a deep pool of medical and office users. The tenant roster at the property currently includes Kaiser Permanente, Sutter Health, UC Davis Health, Wells Fargo and the State of California.

Seth Siegel and team from Cushman and Wakefield’s San Francisco office listed the property for sale.

About Broe Real Estate GroupBroe Real Estate Group, an affiliate of The Broe Group, acquires, develops and manages commercial real estate assets. Affiliated companies own and manage office and industrial properties, medical office buildings and multi-family communities across the country, including premier assets in many of the most desirable markets. The Broe Group has a 40-year history of value-add real estate investing in Northern Colorado and across the United States. We improve value though the implementation of focused business plans that increase cash flow and create stable income streams. Additional information is available at broerealestate.com.

View original content:http://www.prnewswire.com/news-releases/broe-real-estate-group-sells-four-building-california-medical-campus-300799975.html

SOURCE Broe Real Estate Group

Copyright (C) 2019 PR Newswire. All rights reserved

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National Cheat Sheet: Sears avoids liquidation, warehouse vacancies hit 18-year low, Blackstone plans massive real estate fund … & more

Clockwise from top left: Sears avoids bankruptcy liquidation after its board accepted an auction bid from chairman Eddie Lampert, CBRE finds warehouse vacancy rates at their lowest levels since 2000, the Blackstone Group readies its largest-ever real estate private equity fund and leading homebuilder Hovnanian Enterprises is in danger of getting delisted from the New York Stock Exchange.

Sears avoids liquidation after board accepts chairman’s auction bid All of the remaining assets of Sears Holdings Corporation have been acquired by chairman Edward Lampert for $5.2 billion, according to various news reports. The board of the bankrupt company accepted Lampert’s auction bid in lieu of competing proposals from liquidators, Bloomberg reported. The decision came after “two days of discussions… to determine whether Sears would be worth more dead or alive,” according to the outlet. The deal must still be approved by a U.S. bankruptcy judge. A hearing on the matter has been scheduled for Feb. 1. If it is approved, Lampert will have another opportunity to try to revive the ailing retail chain. He hopes to keep 425 stores open and save 45,000 jobs, a source told Bloomberg. [TRD]

CBRE finds warehouse vacancy rates at lowest level since 2000 A mere 7 percent of industrial space was vacant in the fourth quarter of 2018 — the lowest that vacancy rates have dipped since 2000, the Wall Street Journal reported, citing data from CBRE. The commercial real estate firm attributed the scarcity of available space in part to the growing e-commerce industry. Demand actually outpaced supply by around 6 million square feet during the fourth quarter last year. “In 2019, it will remain quite a competitive market for people to get hold of the logistics assets they need,” CBRE’s head of research for the Americas and global chief economist Richard Barkham told the newspaper. [TRD]

Blackstone’s $20B real estate fund set to be its largest yet Buyout giant the Blackstone Group is gearing up to close a $20 billion real estate fund with around $60 billion in buying power, the Wall Street Journal reported. The fund, which will likely close in the first quarter of 2019, will be the private equity firm’s largest real estate fund to date. “They can buy private companies and they can buy [entire companies listed] on the New York Stock Exchange,” Evercore ISI analyst Steve Sakwa told the newspaper. The fund is something of an anomaly, as other real estate funds have struggled to raise money, according to the outlet. [TRD]

The Mooch parts ways with Opportunity Zone fund partner Former White House communications director and Harvard Law School graduate Anthony Scaramucci’s SkyBridge Capital split this week with Emanuel “Manny” Friedman’s EJF Capital on a planned $3 billion fund to invest in Opportunity Zones. The venture, which was announced in November and poised to be structured as a real estate investment trust, fell apart as a result of EJF’s perceived lack of experience in managing real estate funds, according to The Real Deal‘s reporting. SkyBridge president Brett Messing told TRD that the separation with EJF was amicable. Both will now proceed with their own Opportunity Zone funds. Scaramucci, meanwhile, will soon appear as a contestant on “Celebrity Big Brother,” which premieres Jan. 21 on CBS. [TRD]

Leading national homebuilder in danger of getting stock delisted One of the largest homebuilders in the country, Hovnanian Enterprises, could be delisted from the New York Stock Exchange as its debt piles up. The Matawan, New Jersey-based company, founded by chairman and president Ara Hovnanian, plans to carry out a reverse stock split to stay on the NYSE if it can get approval from shareholders at a meeting in March. On Thursday, Hovnanian’s stock price close at 66 cents, and the company will need its shares to trade above $1 if it hopes to stay listed. Hovnanian’s current financial woes can be traced back to the 1990s, when the company’s debt started to mount as it went into acquisition mode. [TRD]

MAJOR MARKET HIGHLIGHTS

Amazon eyes 10,000 square feet of space in Chrysler Building The Chrysler Building is for sale, but Amazon is planning to ink a lease at the iconic office tower, the New York Post reported. The e-commerce and technology behemoth, which late last year announced plans for a second headquarters in nearby Long Island City, is expected to sign a lease for around 10,000 square feet of space in the building soon, though it’s not yet clear exactly when. News of Amazon’s likely tenancy came less than a week after news broke that Tishman Speyer and the Abu Dhabi government fund that own the Chrysler Building would be putting it up for sale after hiring CBRE to market the landmark skyscraper. [TRD]

Microsoft to contribute $500M to affordable housing in Seattle One of the world’s largest companies has a plan to tackle a dearth of affordable housing in the Puget Sound region. Microsoft announced this week that it was ready to spend $500 million to fix a problem that it partly had a hand in creating in one of the nation’s priciest housing markets, according to the New York Times. The Redmond, Washington-based company has pledged to fund projects in Seattle and surrounding areas that provide more housing options for low-income and middle-class workers, as well as address homelessness. [TRD]

PG&E filing for bankruptcy and CEO steps down amid wildfire fallout The California utility giant accused of starting the deadly Camp Fire in California this past fall plans to file for bankruptcy, Bloomberg reported. Geisha Williams, CEO of the San Francisco-based Pacific Gas & Electric Company, has also stepped down with general counsel John Simon stepping into the company’s top leadership role until it finds a permanent replacement. A number of California residents have hit PG&E with lawsuits claiming that the company’s equipment sparked the November fire that left 86 people dead and destroyed 21,000 homes in Northern California. State Attorney General Xavier Becerra is investigating those allegations. PG&E could be facing up to $30 billion in wildfire-related liabilities. [TRD]

Top NYC developer looks outside for new leader Sush Torgalkar, a former COO of Westbrook Partners, has been named the new CEO of Extell Development Company, one of the largest commercial real estate developers in Manhattan. Extell founder Gary Barnett will continue to serve as chairman of the firm, but he did not provide a reason for recruiting Torgalkar to run the business. Torgalkar, 42, grew up in Cleveland as the son of Indian immigrants. He is known for his access to institutional investors and ability to navigate tricky deals, something in which Extell is well-versed. A recent analysis by The Real Deal found that Extell has more than 1,500 units in its New York pipeline. [TRD]

South Florida mansion owned by IHOP founder’s son hits market The son of one of IHOP’s founders has put the South Florida mansion that he and his wife own on the market. Nathan and Jacqueline Finkel are seeking $7.25 million for their 21,656-square-foot home in a suburb of Fort Lauderdale. Abe Finkel, Nathan’s father, was one of the founders of IHOP, the pancake house restaurant chain that briefly flirted last year with a name change to IHOB as part of a burger promotion. The nine-bedroom, 11-bathroom home in the town of Southwest Ranches has a bowling alley, a theater room, a bar room, a library and quarters for maids and nannies. The property comes with a tennis court, gazebo and swimming pool. Mark Kaminsky and Kevin O’steen of the Kaminsky/Reyes Team at Coldwell Banker have the listing. [TRD]

Amid national expansion, Compass heads to Mile-High City Despite already having offices in Aspen and Telluride, Compass is embarking on a further Colorado expansion with planned outposts in Denver and Boulder. The SoftBank Group-backed residential brokerage said it will open flagship offices in the two cities within the next few months. “Colorado is consistently named one of the fastest growing states in the country, netting more than 70,000 new residents per year over the past 5 years,” chief growth officer Rob Lehman said in a statement, noting that there’s “an enormous opportunity to elevate the real estate experience for agents across the state.” Compass has been rapidly expanding, opening offices across the country. [TRD]

R. Kelly evicted from Chicago warehouse he used as studio, residence A judge signed an order evicting the R. Kelly from an industrial building in Chicago, the Chicago Sun-Times reported. The singer owed nearly $80,000 in back rent for the warehouse, which he used as both a recording studio and a residence. City attorneys claim the dual use violates zoning code and had been trying to gain access to the building, according to the outlet. R. Kelly has long been accused of abusing women and young girls, but a recently-aired Lifetime series, “Surviving R. Kelly,” has raised a new set of abuse allegations against the entertainer, all of which he has denied. [TRD]

Nonprofit shells out $2.5M for Muhammad Ali’s Michigan estate An 81-acre estate in southwest Michigan that Muhammad Ali bought in the 1970s has a new owner, the Chicago Tribune reported. A Turkish nonprofit called the Turken Foundation, which is based in New York, bought the property from Lonnie Ali, the boxing legend’s widow, for $2.5 million, according to the outlet. Lonnie Ali initially listed the estate for $2.895 million, although the precise figure was $2,895,037, a tribute to her late husband’s 37 career knockouts. Ali, who died in 2016, purchased the property when he was living 90 miles away in Chicago’s Kenwood neighborhood. He continued to stay there even after Ali moved to Los Angeles and Arizona. One of the buildings on the estate has a boxing ring, the newspaper reported. [TRD]

from The Real Deal Miami https://therealdeal.com/2019/01/18/national-cheat-sheet-sears-avoids-liquidation-warehouse-vacancies-hit-an-18-year-low-more/#new_tab via IFTTT

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Streamline Asset Management with Estate Inventory Services

Simplify your asset management with estate inventory services available at estateinventoryservices.com. Our expert team specializes in estate sales and offers comprehensive solutions in Loveland and Northern Colorado. From estate sales near you to estate planning, online auctions, and antique appraisals, our services cover all aspects. Trust us for meticulous documentation, precise valuations, and efficient organization. Experience professional estate inventory solutions to streamline your asset management.

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National Cheat Sheet: Sears avoids liquidation, warehouse vacancies hit 18-year low, Blackstone plans massive real estate fund … & more

Clockwise from top left: Sears avoids bankruptcy liquidation after its board accepted an auction bid from chairman Eddie Lampert, CBRE finds warehouse vacancy rates at their lowest levels since 2000, the Blackstone Group readies its largest-ever real estate private equity fund and leading homebuilder Hovnanian Enterprises is in danger of getting delisted from the New York Stock Exchange.

Sears avoids liquidation after board accepts chairman’s auction bid All of the remaining assets of Sears Holdings Corporation have been acquired by chairman Edward Lampert for $5.2 billion, according to various news reports. The board of the bankrupt company accepted Lampert’s auction bid in lieu of competing proposals from liquidators, Bloomberg reported. The decision came after “two days of discussions… to determine whether Sears would be worth more dead or alive,” according to the outlet. The deal must still be approved by a U.S. bankruptcy judge. A hearing on the matter has been scheduled for Feb. 1. If it is approved, Lampert will have another opportunity to try to revive the ailing retail chain. He hopes to keep 425 stores open and save 45,000 jobs, a source told Bloomberg. [TRD]

CBRE finds warehouse vacancy rates at lowest level since 2000 A mere 7 percent of industrial space was vacant in the fourth quarter of 2018 — the lowest that vacancy rates have dipped since 2000, the Wall Street Journal reported, citing data from CBRE. The commercial real estate firm attributed the scarcity of available space in part to the growing e-commerce industry. Demand actually outpaced supply by around 6 million square feet during the fourth quarter last year. “In 2019, it will remain quite a competitive market for people to get hold of the logistics assets they need,” CBRE’s head of research for the Americas and global chief economist Richard Barkham told the newspaper. [TRD]

Blackstone’s $20B real estate fund set to be its largest yet Buyout giant the Blackstone Group is gearing up to close a $20 billion real estate fund with around $60 billion in buying power, the Wall Street Journal reported. The fund, which will likely close in the first quarter of 2019, will be the private equity firm’s largest real estate fund to date. “They can buy private companies and they can buy [entire companies listed] on the New York Stock Exchange,” Evercore ISI analyst Steve Sakwa told the newspaper. The fund is something of an anomaly, as other real estate funds have struggled to raise money, according to the outlet. [TRD]

The Mooch parts ways with Opportunity Zone fund partner Former White House communications director and Harvard Law School graduate Anthony Scaramucci’s SkyBridge Capital split this week with Emanuel “Manny” Friedman’s EJF Capital on a planned $3 billion fund to invest in Opportunity Zones. The venture, which was announced in November and poised to be structured as a real estate investment trust, fell apart as a result of EJF’s perceived lack of experience in managing real estate funds, according to The Real Deal‘s reporting. SkyBridge president Brett Messing told TRD that the separation with EJF was amicable. Both will now proceed with their own Opportunity Zone funds. Scaramucci, meanwhile, will soon appear as a contestant on “Celebrity Big Brother,” which premieres Jan. 21 on CBS. [TRD]

Leading national homebuilder in danger of getting stock delisted One of the largest homebuilders in the country, Hovnanian Enterprises, could be delisted from the New York Stock Exchange as its debt piles up. The Matawan, New Jersey-based company, founded by chairman and president Ara Hovnanian, plans to carry out a reverse stock split to stay on the NYSE if it can get approval from shareholders at a meeting in March. On Thursday, Hovnanian’s stock price close at 66 cents, and the company will need its shares to trade above $1 if it hopes to stay listed. Hovnanian’s current financial woes can be traced back to the 1990s, when the company’s debt started to mount as it went into acquisition mode. [TRD]

MAJOR MARKET HIGHLIGHTS

Amazon eyes 10,000 square feet of space in Chrysler Building The Chrysler Building is for sale, but Amazon is planning to ink a lease at the iconic office tower, the New York Post reported. The e-commerce and technology behemoth, which late last year announced plans for a second headquarters in nearby Long Island City, is expected to sign a lease for around 10,000 square feet of space in the building soon, though it’s not yet clear exactly when. News of Amazon’s likely tenancy came less than a week after news broke that Tishman Speyer and the Abu Dhabi government fund that own the Chrysler Building would be putting it up for sale after hiring CBRE to market the landmark skyscraper. [TRD]

Microsoft to contribute $500M to affordable housing in Seattle One of the world’s largest companies has a plan to tackle a dearth of affordable housing in the Puget Sound region. Microsoft announced this week that it was ready to spend $500 million to fix a problem that it partly had a hand in creating in one of the nation’s priciest housing markets, according to the New York Times. The Redmond, Washington-based company has pledged to fund projects in Seattle and surrounding areas that provide more housing options for low-income and middle-class workers, as well as address homelessness. [TRD]

PG&E filing for bankruptcy and CEO steps down amid wildfire fallout The California utility giant accused of starting the deadly Camp Fire in California this past fall plans to file for bankruptcy, Bloomberg reported. Geisha Williams, CEO of the San Francisco-based Pacific Gas & Electric Company, has also stepped down with general counsel John Simon stepping into the company’s top leadership role until it finds a permanent replacement. A number of California residents have hit PG&E with lawsuits claiming that the company’s equipment sparked the November fire that left 86 people dead and destroyed 21,000 homes in Northern California. State Attorney General Xavier Becerra is investigating those allegations. PG&E could be facing up to $30 billion in wildfire-related liabilities. [TRD]

Top NYC developer looks outside for new leader Sush Torgalkar, a former COO of Westbrook Partners, has been named the new CEO of Extell Development Company, one of the largest commercial real estate developers in Manhattan. Extell founder Gary Barnett will continue to serve as chairman of the firm, but he did not provide a reason for recruiting Torgalkar to run the business. Torgalkar, 42, grew up in Cleveland as the son of Indian immigrants. He is known for his access to institutional investors and ability to navigate tricky deals, something in which Extell is well-versed. A recent analysis by The Real Deal found that Extell has more than 1,500 units in its New York pipeline. [TRD]

South Florida mansion owned by IHOP founder’s son hits market The son of one of IHOP’s founders has put the South Florida mansion that he and his wife own on the market. Nathan and Jacqueline Finkel are seeking $7.25 million for their 21,656-square-foot home in a suburb of Fort Lauderdale. Abe Finkel, Nathan’s father, was one of the founders of IHOP, the pancake house restaurant chain that briefly flirted last year with a name change to IHOB as part of a burger promotion. The nine-bedroom, 11-bathroom home in the town of Southwest Ranches has a bowling alley, a theater room, a bar room, a library and quarters for maids and nannies. The property comes with a tennis court, gazebo and swimming pool. Mark Kaminsky and Kevin O’steen of the Kaminsky/Reyes Team at Coldwell Banker have the listing. [TRD]

Amid national expansion, Compass heads to Mile-High City Despite already having offices in Aspen and Telluride, Compass is embarking on a further Colorado expansion with planned outposts in Denver and Boulder. The SoftBank Group-backed residential brokerage said it will open flagship offices in the two cities within the next few months. “Colorado is consistently named one of the fastest growing states in the country, netting more than 70,000 new residents per year over the past 5 years,” chief growth officer Rob Lehman said in a statement, noting that there’s “an enormous opportunity to elevate the real estate experience for agents across the state.” Compass has been rapidly expanding, opening offices across the country. [TRD]

R. Kelly evicted from Chicago warehouse he used as studio, residence A judge signed an order evicting the R. Kelly from an industrial building in Chicago, the Chicago Sun-Times reported. The singer owed nearly $80,000 in back rent for the warehouse, which he used as both a recording studio and a residence. City attorneys claim the dual use violates zoning code and had been trying to gain access to the building, according to the outlet. R. Kelly has long been accused of abusing women and young girls, but a recently-aired Lifetime series, “Surviving R. Kelly,” has raised a new set of abuse allegations against the entertainer, all of which he has denied. [TRD]

Nonprofit shells out $2.5M for Muhammad Ali’s Michigan estate An 81-acre estate in southwest Michigan that Muhammad Ali bought in the 1970s has a new owner, the Chicago Tribune reported. A Turkish nonprofit called the Turken Foundation, which is based in New York, bought the property from Lonnie Ali, the boxing legend’s widow, for $2.5 million, according to the outlet. Lonnie Ali initially listed the estate for $2.895 million, although the precise figure was $2,895,037, a tribute to her late husband’s 37 career knockouts. Ali, who died in 2016, purchased the property when he was living 90 miles away in Chicago’s Kenwood neighborhood. He continued to stay there even after Ali moved to Los Angeles and Arizona. One of the buildings on the estate has a boxing ring, the newspaper reported. [TRD]

from The Real Deal Miami https://therealdeal.com/2019/01/18/national-cheat-sheet-sears-avoids-liquidation-warehouse-vacancies-hit-an-18-year-low-more/#new_tab via IFTTT

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Detox Centers In Blue Gap Arizona 86520

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